BIP Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A T & T INC	COM	00206R102	289,144	17,231	SH		SOLE		0	0	17,231
ABBVIE INC	COM	00287Y109	412,440	2,661	SH		SOLE		0	0	2,661
ACCENTURE PLC FCLASS A	COM	G1151C101	1,595,939	4,548	SH		SOLE		0	0	4,548
ALPHABET INC CL A	COM	02079K305	600,575	4,299	SH		SOLE		0	0	4,299
ALPHABET INC CLASS C	COM	02079K107	895,751	6,356	SH		SOLE		0	0	6,356
AMAZON COM INC	COM	023135106	266,146	1,751	SH		SOLE		0	0	1,751
AMAZON.COM INC	COM	023135106	1,842,424	12,126	SH		SOLE		0	0	12,126
AMERN TOWER CORP	RET	03027X100	1,322,049	6,124	SH		SOLE		0	0	6,124
AMGEN INC.	COM	031162100	359,877	1,249	SH		SOLE		0	0	1,249
APPLE INC	COM	037833100	2,433,393	12,639	SH		SOLE		0	0	12,639
APPLE INC	COM	037833100	9,445,862	49,061	SH		SOLE		0	0	49,061
ARES CAPITAL CORP	COM	04010L103	278,996	13,928	SH		SOLE		0	0	13,928
ARES REAL ESTATE INCOME TRUST CLASS E	RET	09186L100	90,887	11,162	SH		SOLE		0	0	11,162
BANK OF AMERICA CORP	COM	060505104	604,410	17,951	SH		SOLE		0	0	17,951
BERKSHIRE HATHAWAY CLASS B	COM	084670702	1,150,942	3,227	SH		SOLE		0	0	3,227
BERKSHIRE HATHAWAY INC CLASS B	CL B NEW	084670702	1,144,879	3,210	SH		SOLE		0	0	3,210
BLACKSTONE INC	COM	09260D107	202,926	1,550	SH		SOLE		0	0	1,550
BLACKSTONE PRIVATE CREDIT FUND CLASS I	CEM	09261H305	260,567	10,327	SH		SOLE		0	0	10,327
BOEING CO	COM	097023105	283,859	1,089	SH		SOLE		0	0	1,089
BROADCOM INC	COM	11135F101	210,971	189	SH		SOLE		0	0	189
C3 AI INC CLASS A	COM	12468P104	287,100	10,000	SH		SOLE		0	0	10,000
CARLYLE TACTICAL PRIVATE CREDIT FUND CLASS I	CEM	143106201	122,893	14,424	SH		SOLE		0	0	14,424
CHARLES SCHWAB CORP	COM	808513105	1,242,597	18,061	SH		SOLE		0	0	18,061
CHARLES SCHWAB US MC ETF	ETF	808524508	304,019	4,036	SH		SOLE		0	0	4,036
CHENIERE ENERGY INC	COM	16411R208	593,217	3,475	SH		SOLE		0	0	3,475
CHENIERE ENERGY PARTN LP	MLP	16411Q101	248,950	5,000	SH		SOLE		0	0	5,000
CHEVRON CORP	COM	166764100	954,287	6,397	SH		SOLE		0	0	6,397
CINCINNATI FINL	COM	172062101	383,132	3,703	SH		SOLE		0	0	3,703
CISCO SYSTEMS INC	COM	17275R102	496,944	9,836	SH		SOLE		0	0	9,836
COCA-COLA CO	COM	191216100	529,397	8,983	SH		SOLE		0	0	8,983
COMCAST CORP CLASS A	COM	20030N101	289,454	6,601	SH		SOLE		0	0	6,601
COSTCO WHOLESALE CO	COM	22160K105	598,192	906	SH		SOLE		0	0	906
DIMENSIONAL ETF TRUST US MKTWIDE VAL	ETF	25434V724	1,153,682	30,996	SH		SOLE		0	0	30,996
DIMENSIONAL US MARKETWIDE VALUE ETF	ETF	25434V724	2,334,644	62,725	SH		SOLE		0	0	62,725
DUKE ENERGY CORP NEW COM NEW	COM NEW	26441C204	331,983	3,421	SH		SOLE		0	0	3,421
ENDAVA PLC	ADR	29260V105	9,486,023	121,850	SH		SOLE		0	0	121,850
ENTERPRISE PRODS PART LP	MLP	293792107	509,032	19,318	SH		SOLE		0	0	19,318
EUROGAS INC	COM	298734104	0	200,000	SH		SOLE		0	0	200,000
EXXON MOBIL CORP	COM	30231G102	227,126	2,271	SH		SOLE		0	0	2,271
EXXON MOBIL CORP	COM	30231G102	1,927,115	19,275	SH		SOLE		0	0	19,275
GENUINE PARTS CO	COM	372460105	313,149	2,261	SH		SOLE		0	0	2,261
GLOBAL PAYMENTS INC	COM	37940X102	1,496,949	11,787	SH		SOLE		0	0	11,787
HIGHLANDS REIT INC	RET	43110A104	56,335	25,021	SH		SOLE		0	0	25,021
HOME DEPOT INC	COM	437076102	2,398,359	6,920	SH		SOLE		0	0	6,920
HOME DEPOT INC	COM	437076102	3,422,555	9,876	SH		SOLE		0	0	9,876
IBIZ TECHNOLOGY CORP	COM	45103B205	0	25,000	SH		SOLE		0	0	25,000
IBM CORP	COM	459200101	493,757	3,019	SH		SOLE		0	0	3,019
INTUIT INC	COM	461202103	284,389	455	SH		SOLE		0	0	455
INVSC INTL DVDND ACHVRS ETF	ETF	46137V548	402,374	21,800	SH		SOLE		0	0	21,800
INVSC QQQ TRUST SRS 1 ETF IV	ETF	46090E103	767,880	1,875	SH		SOLE		0	0	1,875
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	6,251,409	63,408	SH		SOLE		0	0	63,408
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	1,885,943	19,129	SH		SOLE		0	0	19,129
ISHARES CORE 1-5 YEAR USD BOND ETF	ETF	46432F859	594,998	12,510	SH		SOLE		0	0	12,510
ISHARES CORE 1-5 YEAR USD BOND ETF	ETF	46432F859	360,185	7,573	SH		SOLE		0	0	7,573
ISHARES CORE MSCI EMERGING ETF	ETF	46434G103	299,687	5,925	SH		SOLE		0	0	5,925
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	668,044	9,496	SH		SOLE		0	0	9,496
ISHARES CORE S&P SMALL-CAP ETF	ETF	464287804	652,322	6,026	SH		SOLE		0	0	6,026
ISHARES CORE S&P 500 ETF	ETF	464287200	4,916,761	10,294	SH		SOLE		0	0	10,294
ISHARES CORE S&P 500 ETF	ETF	464287200	1,288,348	2,697	SH		SOLE		0	0	2,697
ISHARES CORE S&P TOTAL US STOCK MARK	ETF	464287150	334,549	3,179	SH		SOLE		0	0	3,179
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	ETF	464287150	1,020,403	9,696	SH		SOLE		0	0	9,696
ISHARES CURRENCY HEDGED MSCI EAFE ET	ETF	46434V803	356,063	11,300	SH		SOLE		0	0	11,300
ISHARES GLOBAL REIT ETF	ETF	46434V647	6,993,505	289,226	SH		SOLE		0	0	289,226
ISHARES INC CORE MSCI EMERGING MKTS ETF	ETF	46434G103	276,683	5,470	SH		SOLE		0	0	5,470
ISHARES INC EM MKT SM-CP ETF	ETF	464286475	338,158	5,849	SH		SOLE		0	0	5,849
ISHARES INTERNTINL AGGRGT BND ETF	ETF	46435G672	5,993,000	120,341	SH		SOLE		0	0	120,341
ISHARES INTL AGGREGATE BOND	ETF	46435G672	1,641,793	32,967	SH		SOLE		0	0	32,967
ISHARES MSCI ACWI ETF	ETF	464288257	7,541,358	74,101	SH		SOLE		0	0	74,101
ISHARES MSCI ACWI EX US ETF	ETF	464288240	1,824,935	35,755	SH		SOLE		0	0	35,755
ISHARES MSCI EAFE ETF	ETF	464287465	1,825,332	24,224	SH		SOLE		0	0	24,224
ISHARES MSCI EAFE ETF	ETF	464287465	48,873,818	648,624	SH		SOLE		0	0	648,624
ISHARES MSCI EAFE GROWTHETF	ETF	464288885	1,043,752	10,777	SH		SOLE		0	0	10,777
ISHARES MSCI EAFE SMALL CAP ETF	ETF	464288273	2,156,441	34,837	SH		SOLE		0	0	34,837
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	5,136,391	98,587	SH		SOLE		0	0	98,587
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	12,038,874	299,400	SH		SOLE		0	0	299,400
ISHARES MSCI KLD 400 SOCIAL INDX ETF	ETF	464288570	396,068	4,350	SH		SOLE		0	0	4,350
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	602,543	5,558	SH		SOLE		0	0	5,558
ISHARES RUSSELL 1000 ETF	ETF	464287622	506,949	1,933	SH		SOLE		0	0	1,933
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	305,695	1,008	SH		SOLE		0	0	1,008
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	202,116	1,223	SH		SOLE		0	0	1,223
ISHARES RUSSELL 2000 ETF	ETF	464287655	19,026,513	94,796	SH		SOLE		0	0	94,796
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	274,253	1,087	SH		SOLE		0	0	1,087
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	1,068,826	6,881	SH		SOLE		0	0	6,881
ISHARES RUSSELL 2000 ETF	ETF	464287655	847,346	4,221	SH		SOLE		0	0	4,221
ISHARES RUSSELL 3000 ETF	ETF	464287689	820,399	2,997	SH		SOLE		0	0	2,997
ISHARES RUSSELL 3000 INDEX FUND	ETF	464287689	419,990	1,534	SH		SOLE		0	0	1,534
ISHARES RUSSELL MID CAP ETF	ETF	464287499	741,466	9,539	SH		SOLE		0	0	9,539
ISHARES S&P 100 ETF	ETF	464287101	250,420	1,121	SH		SOLE		0	0	1,121
ISHARES S&P 500 GROWTH ETF	ETF	464287309	304,145	4,049	SH		SOLE		0	0	4,049
ISHARES S&P 500 VALUE ETF	ETF	464287408	380,725	2,189	SH		SOLE		0	0	2,189
ISHARES SELECT DIVIDEND ETF	ETF	464287168	579,365	4,942	SH		SOLE		0	0	4,942
ISHARES SHORT TERM NTNL MUN BND ETF	ETF	464288158	1,613,922	15,308	SH		SOLE		0	0	15,308
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	273,410	2,593	SH		SOLE		0	0	2,593
ISHARES TR CORE MSCI TOTAL	ETF	46432F834	296,349	4,564	SH		SOLE		0	0	4,564
ISHARES TR EAFE SML CP ETF	ETF	464288273	428,912	6,929	SH		SOLE		0	0	6,929
ISHARES TR EAFE VALUE ETF	ETF	464288877	1,547,161	29,695	SH		SOLE		0	0	29,695
ISHARES TR MSCI ACWI ETF	ETF	464288257	983,086	9,659	SH		SOLE		0	0	9,659
ISHARES TR RUS 1000 GRW ETF	ETF	464287614	296,803	979	SH		SOLE		0	0	979
ISHARES TREASURY FLOATING RATE B ETF	ETF	46434V860	62,194,170	1,232,299	SH		SOLE		0	0	1,232,299
ISHARES TREASURY FLOATING RA	ETF	46434V860	11,985,629	237,480	SH		SOLE		0	0	237,480
ISHARES TRUST GLOBAL REIT ETF	ETF	46434V647	1,970,110	81,476	SH		SOLE		0	0	81,476
ISHARES TRUST MSCI EMG MKTS ETF USD DIS	ETF	464287234	466,356	11,598	SH		SOLE		0	0	11,598
ISHARES US INFRASTRUCTURE ETF	ETF	46435U713	255,312	6,340	SH		SOLE		0	0	6,340
ISHARES US REAL ESTATE ETF	ETF	464287739	210,060	2,298	SH		SOLE		0	0	2,298
ISHARES US TREASURY BONDETF	ETF	46429B267	262,656	11,400	SH		SOLE		0	0	11,400
JOHNSON & JOHNSON	COM	478160104	1,091,311	6,962	SH		SOLE		0	0	6,962
JPMORGAN CHASE & CO	COM	46625H100	409,601	2,408	SH		SOLE		0	0	2,408
LIGHTWAVE LOGIC INC COM	COM	532275104	74,760	15,012	SH		SOLE		0	0	15,012
LILLY ELI & CO	COM	532457108	522,351	896	SH		SOLE		0	0	896
MARRIOTT INTERNATIONAL INC COM	CL A	571903202	619,927	2,749	SH		SOLE		0	0	2,749
MASTERCARD INC CLASS A	COM	57636Q104	238,846	560	SH		SOLE		0	0	560
MCDONALDS CORP	COM	580135101	397,398	1,340	SH		SOLE		0	0	1,340
MCKESSON CORP	COM	58155Q103	1,406,996	3,039	SH		SOLE		0	0	3,039
MERCK & CO INC	COM	58933Y105	444,742	4,079	SH		SOLE		0	0	4,079
META PLATFORMS INC	COM	30303M102	514,451	1,453	SH		SOLE		0	0	1,453
MICROSOFT CORP	COM	594918104	839,608	2,232	SH		SOLE		0	0	2,232
MICROSOFT CORP	COM	594918104	3,124,195	8,308	SH		SOLE		0	0	8,308
MICROSTRATEGY INC	COM	594972408	1,579,050	2,500	SH		SOLE		0	0	2,500
MULTISTRADA ARAH ORDF	UFO	Y71290103	37,122	150,000	SH		SOLE		0	0	150,000
NEOVOLTA INC	COM	640655106	320,342	200,214	SH		SOLE		0	0	200,214
NEXTERA ENERGY INC	COM	65339F101	238,708	3,930	SH		SOLE		0	0	3,930
NIKE INC	COM	654106103	577,515	5,319	SH		SOLE		0	0	5,319
NORFOLK SOUTHERN CO	COM	655844108	317,222	1,342	SH		SOLE		0	0	1,342
NOVO-NORDISK AS VORMAL	ADR	670100205	238,142	2,302	SH		SOLE		0	0	2,302
NOVONIX LTD	UFO	Q6880B109	5,836	11,654	SH		SOLE		0	0	11,654
NUCOR CORP	COM	670346105	783,528	4,502	SH		SOLE		0	0	4,502
NVIDIA CORP	COM	67066G104	428,768	865	SH		SOLE		0	0	865
NVIDIA CORPORATION COM	COM	67066G104	351,692	710	SH		SOLE		0	0	710
ORACLE CORP	COM	68389X105	227,729	2,160	SH		SOLE		0	0	2,160
ORACLE CORP	COM	68389X105	443,849	4,209	SH		SOLE		0	0	4,209
PALO ALTO NETWORKS	COM	697435105	214,083	726	SH		SOLE		0	0	726
PARAGON OFFSHORE PLC F	FGO	G6S01W108	0	10,915	SH		SOLE		0	0	10,915
PARK HOTELS & RESORTS INREIT	RET	700517105	241,102	15,758	SH		SOLE		0	0	15,758
PEPSICO INC	COM	713448108	439,886	2,590	SH		SOLE		0	0	2,590
PEPSICO INC	COM	713448108	222,490	1,310	SH		SOLE		0	0	1,310
PFIZER INC	COM	717081103	228,190	7,926	SH		SOLE		0	0	7,926
PHILIP MORRIS INTL	COM	718172109	225,792	2,400	SH		SOLE		0	0	2,400
PIMCO ENHANCED SHRT MATURTY ACTV ETF	ETF	72201R833	204,570	2,050	SH		SOLE		0	0	2,050
PROCTER & GAMBLE	COM	742718109	506,149	3,454	SH		SOLE		0	0	3,454
PROCTER AND GAMBLE CO COM	COM	742718109	209,224	1,427	SH		SOLE		0	0	1,427
QUADRANT 4 SYSTEMS	COM	74735A104	0	45,000	SH		SOLE		0	0	45,000
REGIONS FINL CO	COM	7591EP100	350,712	18,096	SH		SOLE		0	0	18,096
ROLLS ROYCE HLDGS	UFO	G76225138	355	71,000	SH		SOLE		0	0	71,000
ROYAL BANK OF CANADA F	FGC	780087102	295,401	2,921	SH		SOLE		0	0	2,921
ROYAL CARIBBEAN GROUP F	FGO	V7780T103	333,178	2,573	SH		SOLE		0	0	2,573
RTX CORP	COM	75513E101	391,872	4,657	SH		SOLE		0	0	4,657
SALESFORCE INC	COM	79466L302	349,187	1,327	SH		SOLE		0	0	1,327
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	230,287	6,230	SH		SOLE		0	0	6,230
SCHWAB US BROAD MARKET ETF	ETF	808524102	235,700	4,233	SH		SOLE		0	0	4,233
SCHWAB US LARGE CAP GROWTH ETF	ETF	808524300	333,831	4,024	SH		SOLE		0	0	4,024
SCHWAB US SMALL CAP ETF	ETF	808524607	451,450	9,556	SH		SOLE		0	0	9,556
SELECT STR FINANCIAL SELECT SPDR ETF	ETF	81369Y605	229,548	6,105	SH		SOLE		0	0	6,105
SOUTHERN CO	COM	842587107	719,328	10,258	SH		SOLE		0	0	10,258
SOUTHSTATE CORP	COM	840441109	429,766	5,089	SH		SOLE		0	0	5,089
SPDR DOW JONE GLOBAL REAL ESTATE ETF	ETF	78463X749	1,768,694	40,464	SH		SOLE		0	0	40,464
SPDR DOW JONES INDUSTRIAL AVRG ETF	ETF	78467X109	473,726	1,257	SH		SOLE		0	0	1,257
SPDR DOW JONES GLOBAL REAL ESTATE ETF	ETF	78463X749	291,967	6,679	SH		SOLE		0	0	6,679
SPDR FUND CONSUMER DISCRE SELECT ETF	ETF	81369Y407	248,009	1,387	SH		SOLE		0	0	1,387
SPDR INDEX SHARES EMERG MARKT ETF	ETF	78463X509	3,357,628	94,821	SH		SOLE		0	0	94,821
SPDR INDEX SHS FDS PORTFLI MSCI GBL	ETF	78463X475	318,758	5,760	SH		SOLE		0	0	5,760
SPDR INTRMDT TRM CRPRATEBND ETF	ETF	78464A375	1,435,495	43,725	SH		SOLE		0	0	43,725
SPDR MSCI ACWI EX-US ETF	ETF	78463X848	210,182	7,773	SH		SOLE		0	0	7,773
SPDR NUVEN BLM SHT TM MPL BND ETF	ETF	78468R739	327,570	6,854	SH		SOLE		0	0	6,854
SPDR PORTFOLIO DEVELOPED WORLD EX US ETF	ETF	78463X889	987,647	29,039	SH		SOLE		0	0	29,039
SPDR PORTFOLIO DVLPD WRLD EX-US ETF	ETF	78463X889	7,769,313	228,442	SH		SOLE		0	0	228,442
SPDR PORTFOLIO EMERGING MARKETS ETF	ETF	78463X509	305,257	8,620	SH		SOLE		0	0	8,620
SPDR PORTFOLIO S P 1500 CMPST ST ETF	ETF	78464A805	13,678,102	234,013	SH		SOLE		0	0	234,013
SPDR PORTFOLIO S&P 1500 COMPOSITE STK MKT ETF	ETF	78464A805	836,804	14,316	SH		SOLE		0	0	14,316
SPDR PORTFOLIO S&P 400 MID CAP ETF	ETF	78464A847	831,407	17,065	SH		SOLE		0	0	17,065
SPDR PORTFOLIO S&P 400 MID CAP ETF	ETF	78464A847	382,784	7,856	SH		SOLE		0	0	7,856
SPDR PORTFOLIO S&P 500 ETF	ETF	78464A854	2,075,288	37,125	SH		SOLE		0	0	37,125
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	ETF	78468R788	1,922,550	49,057	SH		SOLE		0	0	49,057
SPDR PORTFOLIO S&P 500 VALUE ETF	ETF	78464A508	8,260,188	177,143	SH		SOLE		0	0	177,143
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	940,234	22,291	SH		SOLE		0	0	22,291
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	ETF	78468R853	282,392	6,694	SH		SOLE		0	0	6,694
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	ETF	78464A474	4,560,027	153,123	SH		SOLE		0	0	153,123
SPDR PORTFOLIO TIPS ETF	ETF	78464A656	1,274,917	49,859	SH		SOLE		0	0	49,859
SPDR S&P 400 MID CAP VALUE ETF	ETF	78464A839	233,495	3,182	SH		SOLE		0	0	3,182
SPDR S&P 500 ETF	ETF	78462F103	264,669,556	556,835	SH		SOLE		0	0	556,835
SPDR S&P 500 GROWTH ETF	ETF	78464A409	1,845,996	28,373	SH		SOLE		0	0	28,373
SPDR S&P 500 HIGH DIVIDEND ETF	ETF	78468R788	6,516,651	166,283	SH		SOLE		0	0	166,283
SPDR S&P 500 VALUE ETF	ETF	78464A508	26,378,434	565,696	SH		SOLE		0	0	565,696
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	3,778,654	45,183	SH		SOLE		0	0	45,183
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	6,334,417	76,034	SH		SOLE		0	0	76,034
SPDR S&P DIVIDEND ETF	ETF	78464A763	403,778	3,231	SH		SOLE		0	0	3,231
SPDR S&P EMERGING MARKETS SMALL CAP ETF	ETF	78463X756	351,410	6,224	SH		SOLE		0	0	6,224
SPDR S&P EMERGING MRKT SML CP ETF	ETF	78463X756	4,516,122	79,988	SH		SOLE		0	0	79,988
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	2,274,412	71,612	SH		SOLE		0	0	71,612
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	659,729	20,772	SH		SOLE		0	0	20,772
SPDR S&P500 ETF TRUST TRUST UNIT DEP REC	ETF	78462F103	6,031,878	12,690	SH		SOLE		0	0	12,690
SPDR SER TR S&P 600 SMCP GRW	ETF	78464A201	1,210,152	14,470	SH		SOLE		0	0	14,470
SPDR SERIES TRUST S&P 600 SMCP VAL	ETF	78464A300	1,771,708	21,266	SH		SOLE		0	0	21,266
SPDR SHORT TERM CORPORATE BND ETF	ETF	78464A474	15,917,596	534,506	SH		SOLE		0	0	534,506
SPDR SSGA ULTRA SHORT TERM BOND ETF	ETF	78467V707	11,918,645	295,162	SH		SOLE		0	0	295,162
SPROTT PHYSICAL GOLD ETV	CEM	85207H104	1,653,056	103,770	SH		SOLE		0	0	103,770
SSGA ACTIVE ETF TR ULT SHT TRM BD	ETF	78467V707	3,475,398	86,067	SH		SOLE		0	0	86,067
STARBUCKS CORP	COM	855244109	279,581	2,912	SH		SOLE		0	0	2,912
SYNOVUS FINANCIAL CORP COM	COM NEW	87161C501	923,124	24,518	SH		SOLE		0	0	24,518
SYNOVUS FINL CO	COM	87161C501	842,720	22,383	SH		SOLE		0	0	22,383
TECHNOLOGY SELECT SECTORSPDR ETF	ETF	81369Y803	1,020,914	5,304	SH		SOLE		0	0	5,304
TESLA INC	COM	88160R101	1,176,553	4,735	SH		SOLE		0	0	4,735
TESLA INC COM	COM	88160R101	314,995	1,267	SH		SOLE		0	0	1,267
THE COCA-COLA CO	COM	191216100	1,501,170	25,473	SH		SOLE		0	0	25,473
TRUIST FINL CORP	COM	89832Q109	314,669	8,523	SH		SOLE		0	0	8,523
UNITEDHEALTH GRP INC	COM	91324P102	327,082	621	SH		SOLE		0	0	621
VANGUARD DIVIDEND APPRECIATION ETF	ETF	921908844	5,929,243	34,796	SH		SOLE		0	0	34,796
VANGUARD ESG US BOND ETF	ETF	921910691	281,090	4,435	SH		SOLE		0	0	4,435
VANGUARD EXTENDED MARKETETF	ETF	922908652	2,281,081	13,873	SH		SOLE		0	0	13,873
VANGUARD EXTENDED MARKETS INDEX FUND	ETF	922908652	462,215	2,811	SH		SOLE		0	0	2,811
VANGUARD FTSE ALL WORLD EX US ETF	ETF	922042775	23,100,422	411,478	SH		SOLE		0	0	411,478
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	740,268	15,454	SH		SOLE		0	0	15,454
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	7,356,760	178,996	SH		SOLE		0	0	178,996
VANGUARD GROWTH ETF	ETF	922908736	2,027,559	6,522	SH		SOLE		0	0	6,522
VANGUARD HEALTH CARE ETF	ETF	92204A504	625,245	2,494	SH		SOLE		0	0	2,494
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	6,999,130	62,699	SH		SOLE		0	0	62,699
VANGUARD INDEX FDS TOTAL STK MKT ETF	ETF	922908769	10,837,706	45,686	SH		SOLE		0	0	45,686
VANGUARD INDEX FDS VANGUARD GROWTH ETF	ETF	922908736	922,070	2,966	SH		SOLE		0	0	2,966
VANGUARD INDEX FDS VANGUARD VALUE ETF	ETF	922908744	5,592,352	37,407	SH		SOLE		0	0	37,407
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	689,216	1,424	SH		SOLE		0	0	1,424
VANGUARD INTERMEDIATE TERM CORP BOND ETF	ETF	92206C870	1,041,776	12,817	SH		SOLE		0	0	12,817
VANGUARD INTL EQUITY INDEX FDS	ETF	922042858	1,949,677	47,437	SH		SOLE		0	0	47,437
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	ETF	922042775	5,609,322	99,916	SH		SOLE		0	0	99,916
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF	ETF	922042742	5,277,106	51,293	SH		SOLE		0	0	51,293
VANGUARD LARGE CAP ETF	ETF	922908637	7,057,807	32,353	SH		SOLE		0	0	32,353
VANGUARD LARGE-CAP INDEX FUND	ETF	922908637	1,126,745	5,165	SH		SOLE		0	0	5,165
VANGUARD MID CAP ETF	ETF	922908629	580,437	2,495	SH		SOLE		0	0	2,495
VANGUARD MID CAP VALUE ETF	ETF	922908512	229,719	1,584	SH		SOLE		0	0	1,584
VANGUARD REAL ESTATE ETF	ETF	922908553	627,356	7,100	SH		SOLE		0	0	7,100
VANGUARD S&P 500 ETF	ETF	922908363	1,425,278	3,263	SH		SOLE		0	0	3,263
VANGUARD INTERMEDIATE-TERM CORP BND IDX FD ETF	ETF	92206C870	2,918,628	35,908	SH		SOLE		0	0	35,908
VANGUARD SHORT-TERM BONDETF	ETF	921937827	613,211	7,961	SH		SOLE		0	0	7,961
VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS	ETF	92206C409	324,581	4,195	SH		SOLE		0	0	4,195
VANGUARD SHRT INF PROT SEC INDEX ETF	ETF	922020805	617,607	13,005	SH		SOLE		0	0	13,005
VANGUARD SMALL CAP GROWTH ETF	ETF	922908595	353,747	1,463	SH		SOLE		0	0	1,463
VANGUARD SMALL CAP ETF IV	ETF	922908751	2,647,425	12,410	SH		SOLE		0	0	12,410
VANGUARD SMALL CAP VALUEETF	ETF	922908611	3,276,894	18,208	SH		SOLE		0	0	18,208
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	670,247	3,141	SH		SOLE		0	0	3,141
VANGUARD SPECIALIZED FUNDS DIV APP ETF	ETF	921908844	511,687	3,002	SH		SOLE		0	0	3,002
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	42,837,481	180,581	SH		SOLE		0	0	180,581
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	24,712,251	240,204	SH		SOLE		0	0	240,204
VANGUARD VALUE ETF	ETF	922908744	21,774,077	145,646	SH		SOLE		0	0	145,646
VANGUARD WHITEHALL FDS HIGH DIV YLD	ETF	921946406	859,607	7,700	SH		SOLE		0	0	7,700
VERRA MOBILITY CORP	COM	92511U102	5,060,727	219,745	SH		SOLE		0	0	219,745
VGRD STC ETF DV	ETF	92206C409	3,172,774	41,007	SH		SOLE		0	0	41,007
VISA INC	COM	92826C839	446,352	1,714	SH		SOLE		0	0	1,714
W R BERKLEY CORP	COM	084423102	201,269	2,846	SH		SOLE		0	0	2,846
WALMART INC	COM	931142103	660,081	4,187	SH		SOLE		0	0	4,187
WALT DISNEY CO	COM	254687106	244,329	2,706	SH		SOLE		0	0	2,706
WESTROCK CO	COM	96145D105	1,747,950	42,099	SH		SOLE		0	0	42,099
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	ETF	97717W281	2,369,567	47,467	SH		SOLE		0	0	47,467
WISDOMTREE EX US QUALITY DIVID GROWTH FD	ETF	97717W844	1,798,102	48,610	SH		SOLE		0	0	48,610
WISDOMTREE FLOATING RATETREASRY ETF	ETF	97717Y527	238,617,433	4,749,550	SH		SOLE		0	0	4,749,550
WISDOMTREE GLB EX US QLYDIV GRW ETF	ETF	97717W844	8,547,575	231,078	SH		SOLE		0	0	231,078
WISDOMTREE INTERL AI ENDVALU ETF	ETF	97717W786	2,363,258	58,394	SH		SOLE		0	0	58,394
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND	ETF	97717W794	2,109,176	42,819	SH		SOLE		0	0	42,819
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	2,542,528	39,823	SH		SOLE		0	0	39,823
WISDOMTREE INTL LARGECP DIVIDEND ETF	ETF	97717W794	8,211,676	166,707	SH		SOLE		0	0	166,707
WISDOMTREE INTL SMALLCP DIVIDEND ETF	ETF	97717W760	7,720,452	120,923	SH		SOLE		0	0	120,923
WISDOMTREE TR FLOATNG RAT TREA	ETF	97717Y527	47,572,900	946,912	SH		SOLE		0	0	946,912
WISDOMTREE TR INTERNTNL AI ENH	ETF	97717W786	400,861	9,904	SH		SOLE		0	0	9,904
WISDOMTREE TR US MULTIFACTOR	ETF	97717Y857	474,052	11,272	SH		SOLE		0	0	11,272
WISDOMTREE TR US SMALLCAP DIVD	ETF	97717W604	1,584,766	49,262	SH		SOLE		0	0	49,262
WISDOMTREE US MULTIFACTOR ETF	ETF	97717Y857	535,039	12,723	SH		SOLE		0	0	12,723
WISDOMTREE US MIDCAP DIVIDEND ETF	ETF	97717W505	2,917,169	63,847	SH		SOLE		0	0	63,847
WISDOMTREE US SMALLCAP DIVIDEND ETF	ETF	97717W604	5,578,882	173,418	SH		SOLE		0	0	173,418
WORKDAY INC COM	CL A	98138H101	441,696	1,600	SH		SOLE		0	0	1,600
WSDMTREE EMRG MKTS SMALLCAP DVD ETF	ETF	97717W281	10,089,295	202,109	SH		SOLE		0	0	202,109