BIP Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
A T & T INC	COM	00206R102	362,784	18,984	SH		SOLE		0	0	18,984
ABBOTT LABORATORIES	COM	002824100	216,611	2,084	SH		SOLE		0	0	2,084
ABBVIE INC	COM	00287Y109	394,396	2,299	SH		SOLE		0	0	2,299
ADOBE INC	COM	00724F101	214,438	386	SH		SOLE		0	0	386
ADOBE INC COM	COM	00724F101	405,544	730	SH		SOLE		0	0	730
ALPHABET INC CAP STK CL A	COM	02079K305	405,837	2,228	SH		SOLE		0	0	2,228
ALPHABET INC CAP STK CL C	COM	02079K107	253,495	1,382	SH		SOLE		0	0	1,382
ALPHABET INC.	COM	02079K107	1,122,937	6,122	SH		SOLE		0	0	6,122
ALPHABET INC.	COM	02079K305	859,795	4,720	SH		SOLE		0	0	4,720
AMAZON.COM INC	COM	023135106	2,366,926	12,248	SH		SOLE		0	0	12,248
AMAZON.COM INC	COM	023135106	981,053	5,076	SH		SOLE		0	0	5,076
AMERICAN CENTY ETF TR AVANTIS ALL EQT	COM	025072232	375,164	5,412	SH		SOLE		0	0	5,412
AMERICAN EXPRESS CO	COM	025816109	227,382	982	SH		SOLE		0	0	982
AMERN TOWER CORP	REIT	03027X100	1,157,883	5,956	SH		SOLE		0	0	5,956
AMGEN INC.	COM	031162100	332,447	1,064	SH		SOLE		0	0	1,064
APPLE INC	COM	037833100	7,979,473	37,885	SH		SOLE		0	0	37,885
APPLE INC	COM	037833100	3,608,769	17,134	SH		SOLE		0	0	17,134
ARES CAP CORP	COM	04010L103	305,776	14,672	SH		SOLE		0	0	14,672
ARES REAL ESTATE INCOME	REIT	09186L100	87,110	11,448	SH		SOLE		0	0	11,448
AVANTIS ALL EQUITY	ETF	025072232	592,478	8,547	SH		SOLE		0	0	8,547
AVANTIS U S LARGE CAP	ETF	025072349	218,683	3,480	SH		SOLE		0	0	3,480
BANK OF AMERICA CORP	COM	060505104	746,616	18,773	SH		SOLE		0	0	18,773
BERKSHIRE HATHAWAY	COM	084670702	1,431,936	3,520	SH		SOLE		0	0	3,520
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	COM	084670702	1,377,018	3,385	SH		SOLE		0	0	3,385
BLACKSTONE PRIVATE CREDI	ETF	09261H305	272,343	10,659	SH		SOLE		0	0	10,659
BROADCOM INC	COM	11135F101	632,579	394	SH		SOLE		0	0	394
BROADCOM INC COM	COM	11135F101	300,234	187	SH		SOLE		0	0	187
CARLYLE TACTICAL PRIVATE	ETF	143106201	130,203	15,157	SH		SOLE		0	0	15,157
CHARLES SCHWAB CORP	COM	808513105	1,330,915	18,061	SH		SOLE		0	0	18,061
CHARLES SCHWAB US MC	ETF	808524508	294,381	3,782	SH		SOLE		0	0	3,782
CHEVRON CORP	COM	166764100	466,240	2,980	SH		SOLE		0	0	2,980
CINCINNATI FINL	COM	172062101	420,200	3,558	SH		SOLE		0	0	3,558
CISCO SYSTEMS INC	COM	17275R102	434,970	9,155	SH		SOLE		0	0	9,155
COCA-COLA CO	COM	191216100	780,548	12,263	SH		SOLE		0	0	12,263
COMCAST CORP	COM	20030N101	256,028	6,538	SH		SOLE		0	0	6,538
COSTCO WHOLESALE CO	COM	22160K105	765,991	901	SH		SOLE		0	0	901
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	COM	25434V724	3,192,867	81,305	SH		SOLE		0	0	81,305
DIMENSIONAL U S EQUITY	ETF	25434V401	250,054	4,249	SH		SOLE		0	0	4,249
DIMENSIONAL US	ETF	25434V724	4,019,541	102,356	SH		SOLE		0	0	102,356
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0	COM	26441C204	275,825	2,751	SH		SOLE		0	0	2,751
EATON CORP PLC F	ADR	G29183103	261,712	834	SH		SOLE		0	0	834
ELI LILLY AND CO	COM	532457108	680,025	751	SH		SOLE		0	0	751
ENDAVA PLC F	ADR	29260V105	3,232,482	110,550	SH		SOLE		0	0	110,550
EUROGAS INC XXX	COM	298734104	0	200,000	SH		SOLE		0	0	200,000
EXXON MOBIL CORP	COM	30231G102	1,811,102	15,732	SH		SOLE		0	0	15,732
EXXON MOBIL CORP COM	COM	30231G102	315,944	2,744	SH		SOLE		0	0	2,744
FIDELITY MSCI	ETF	316092709	209,594	3,206	SH		SOLE		0	0	3,206
FIDELITY MSCI INFOR TECH	ETF	316092808	541,429	3,156	SH		SOLE		0	0	3,156
FIRST TR NAS 100 EQL	ETF	337344105	605,746	4,913	SH		SOLE		0	0	4,913
GENUINE PARTS CO	COM	372460105	228,366	1,651	SH		SOLE		0	0	1,651
GLOBAL PAYMENTS INC	COM	37940X102	1,120,463	11,587	SH		SOLE		0	0	11,587
HIMS & HERS HEALTH INC	COM	433000106	303,557	15,035	SH		SOLE		0	0	15,035
HOME DEPOT INC	COM	437076102	3,441,077	9,996	SH		SOLE		0	0	9,996
HOME DEPOT INC	COM	437076102	2,579,145	7,492	SH		SOLE		0	0	7,492
IBIZ TECHNOLOGY CORP XXX	COM	45103B205	0	25,000	SH		SOLE		0	0	25,000
IBM CORP	COM	459200101	408,854	2,364	SH		SOLE		0	0	2,364
INTUIT INC	COM	461202103	253,026	385	SH		SOLE		0	0	385
INVSC INTL DVDND ACHVRS	ETF	46137V548	399,616	22,300	SH		SOLE		0	0	22,300
INVSC QQQ TRUST SRS 1	ETF	46090E103	909,432	1,898	SH		SOLE		0	0	1,898
INVSC S P 500 EQUAL	ETF	46137V357	232,535	1,415	SH		SOLE		0	0	1,415
ISHARES 0-5 YEAR TIPS	ETF	46429B747	6,119,389	61,507	SH		SOLE		0	0	61,507
ISHARES 0-5 YEAR TIPS BOND ETF	COM	46429B747	2,641,047	26,545	SH		SOLE		0	0	26,545
ISHARES CORE 1-5 YEAR	ETF	46432F859	345,185	7,287	SH		SOLE		0	0	7,287
ISHARES CORE MSCI EAFE	ETF	46432F842	500,344	6,888	SH		SOLE		0	0	6,888
ISHARES CORE S&P 500	ETF	464287200	5,724,573	10,461	SH		SOLE		0	0	10,461
ISHARES CORE S&P 500 ETF	COM	464287200	1,648,600	3,012	SH		SOLE		0	0	3,012
ISHARES CORE S&P SMALL-CAP E	COM	464287804	605,402	5,676	SH		SOLE		0	0	5,676
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	COM	464287150	1,500,652	12,633	SH		SOLE		0	0	12,633
ISHARES CORE S&P US VALUE ETF	COM	464287663	386,913	4,390	SH		SOLE		0	0	4,390
ISHARES GLOBAL REIT ETF	ETF	46434V647	5,443,640	234,135	SH		SOLE		0	0	234,135
ISHARES INC CORE MSCI EMERGING MKTS ETF	COM	46434G103	328,220	6,131	SH		SOLE		0	0	6,131
ISHARES INC EM MKT SM-CP ETF	COM	464286475	351,529	5,751	SH		SOLE		0	0	5,751
ISHARES INTERNTINL	ETF	46435G672	5,226,530	104,698	SH		SOLE		0	0	104,698
ISHARES INTL AGGREGATE BOND	COM	46435G672	1,950,483	39,072	SH		SOLE		0	0	39,072
ISHARES MSCI ACWI ETF IV	ETF	464288257	6,437,769	57,277	SH		SOLE		0	0	57,277
ISHARES MSCI ACWI EX US	ETF	464288240	1,645,170	30,965	SH		SOLE		0	0	30,965
ISHARES MSCI EAFE ETF	ETF	464287465	45,463,045	580,404	SH		SOLE		0	0	580,404
ISHARES MSCI EAFE ETF	COM	464287465	2,130,005	27,192	SH		SOLE		0	0	27,192
ISHARES MSCI EAFE GROWTH	ETF	464288885	862,389	8,430	SH		SOLE		0	0	8,430
ISHARES MSCI EAFE SMALL	ETF	464288273	1,654,695	26,844	SH		SOLE		0	0	26,844
ISHARES MSCI EAFE VALUE	ETF	464288877	5,213,885	98,300	SH		SOLE		0	0	98,300
ISHARES MSCI EMERGING	ETF	464287234	11,311,308	265,586	SH		SOLE		0	0	265,586
ISHARES NATIONAL MUNI	ETF	464288414	616,818	5,789	SH		SOLE		0	0	5,789
ISHARES RUSSELL 1000	ETF	464287614	285,776	784	SH		SOLE		0	0	784
ISHARES RUSSELL 1000	ETF	464287622	258,265	868	SH		SOLE		0	0	868
ISHARES RUSSELL 1000 INDEX FUND	COM	464287622	475,538	1,598	SH		SOLE		0	0	1,598
ISHARES RUSSELL 1000 VALUE ETF	COM	464287598	253,786	1,454	SH		SOLE		0	0	1,454
ISHARES RUSSELL 2000	ETF	464287655	16,691,963	82,271	SH		SOLE		0	0	82,271
ISHARES RUSSELL 2000	ETF	464287630	517,972	3,401	SH		SOLE		0	0	3,401
ISHARES RUSSELL 2000 ETF	COM	464287655	1,529,261	7,537	SH		SOLE		0	0	7,537
ISHARES RUSSELL 3000	ETF	464287689	925,084	2,997	SH		SOLE		0	0	2,997
ISHARES RUSSELL 3000 ETF	COM	464287689	473,004	1,532	SH		SOLE		0	0	1,532
ISHARES RUSSELL MID CAP	ETF	464287499	310,050	3,824	SH		SOLE		0	0	3,824
ISHARES S&P 100 ETF	ETF	464287101	296,280	1,121	SH		SOLE		0	0	1,121
ISHARES S&P 500 GROWTH ETF	COM	464287309	363,986	3,933	SH		SOLE		0	0	3,933
ISHARES S&P 500 VALUE ETF	COM	464287408	369,788	2,031	SH		SOLE		0	0	2,031
ISHARES SELECT DIVIDEND	ETF	464287168	548,952	4,537	SH		SOLE		0	0	4,537
ISHARES SELECT DIVIDEND ETF	COM	464287168	271,647	2,245	SH		SOLE		0	0	2,245
ISHARES SHORT TERM NTNL	ETF	464288158	1,168,137	11,173	SH		SOLE		0	0	11,173
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	COM	464288158	292,038	2,793	SH		SOLE		0	0	2,793
ISHARES TOTAL US STOCK	ETF	464287150	377,390	3,177	SH		SOLE		0	0	3,177
ISHARES TR CORE MSCI TOTAL	COM	46432F834	281,088	4,160	SH		SOLE		0	0	4,160
ISHARES TR EAFE GRWTH ETF	COM	464288885	216,876	2,120	SH		SOLE		0	0	2,120
ISHARES TR EAFE SML CP ETF	COM	464288273	404,034	6,554	SH		SOLE		0	0	6,554
ISHARES TR EAFE VALUE ETF	COM	464288877	1,960,574	36,964	SH		SOLE		0	0	36,964
ISHARES TR MSCI ACWI ETF	COM	464288257	1,356,799	12,071	SH		SOLE		0	0	12,071
ISHARES TR MSCI KLD400 SOC	COM	464288570	286,107	2,755	SH		SOLE		0	0	2,755
ISHARES TR RUS 1000 GRW ETF	COM	464287614	398,409	1,093	SH		SOLE		0	0	1,093
ISHARES TR RUS MID CAP ETF	COM	464287499	378,923	4,673	SH		SOLE		0	0	4,673
ISHARES TR US TREAS BD ETF	COM	46429B267	251,385	11,138	SH		SOLE		0	0	11,138
ISHARES TREASURY FLOATING RA	COM	46434V860	12,614,861	249,010	SH		SOLE		0	0	249,010
ISHARES TREASURY FLOATNG	ETF	46434V860	50,103,353	989,012	SH		SOLE		0	0	989,012
ISHARES TRUST CORE MSCI EAFE ETF	COM	46432F842	417,898	5,753	SH		SOLE		0	0	5,753
ISHARES TRUST GLOBAL REIT ETF	COM	46434V647	2,503,424	107,674	SH		SOLE		0	0	107,674
ISHARES TRUST MSCI EMG MKTS ETF USD DIS	COM	464287234	568,682	13,352	SH		SOLE		0	0	13,352
ISHARES US	ETF	46435U713	271,421	6,444	SH		SOLE		0	0	6,444
ISHARES US TECHNOLOGY ETF	COM	464287721	240,800	1,600	SH		SOLE		0	0	1,600
ISHARES US TREASURY BOND	ETF	46429B267	342,680	15,183	SH		SOLE		0	0	15,183
J P MORGAN CHASE & CO	COM	46625H100	666,970	3,297	SH		SOLE		0	0	3,297
JOHNSON & JOHNSON	COM	478160104	987,974	6,759	SH		SOLE		0	0	6,759
LIGHTWAVE LOGIC INC COM	COM	532275104	44,886	15,012	SH		SOLE		0	0	15,012
MARRIOTT INTERNATIONAL INC COM USD0.01 CLASS A	COM	571903202	659,549	2,728	SH		SOLE		0	0	2,728
MASTERCARD INC	COM	57636Q104	336,196	762	SH		SOLE		0	0	762
MCDONALDS CORP	COM	580135101	267,902	1,051	SH		SOLE		0	0	1,051
MCKESSON CORP	COM	58155Q103	1,513,248	2,591	SH		SOLE		0	0	2,591
MERCK & CO. INC.	COM	58933Y105	504,424	4,074	SH		SOLE		0	0	4,074
META PLATFORMS INC	COM	30303M102	911,980	1,808	SH		SOLE		0	0	1,808
META PLATFORMS INC CLASS A COM	COM	30303M102	300,884	596	SH		SOLE		0	0	596
MICROSOFT CORP	COM	594918104	4,256,381	9,523	SH		SOLE		0	0	9,523
MICROSOFT CORP	COM	594918104	1,333,589	2,983	SH		SOLE		0	0	2,983
MOTOROLA SOLUTIONS	COM	620076307	227,769	590	SH		SOLE		0	0	590
NEOVOLTA INC	COM	640655106	528,565	200,214	SH		SOLE		0	0	200,214
NEXTERA ENERGY INC	COM	65339F101	254,704	3,597	SH		SOLE		0	0	3,597
NIKE INC	COM	654106103	331,036	4,392	SH		SOLE		0	0	4,392
NORFOLK SOUTHERN CO	COM	655844108	288,114	1,342	SH		SOLE		0	0	1,342
NOVO-NORDISK AS VORMAL F	ADR	670100205	503,872	3,530	SH		SOLE		0	0	3,530
NVIDIA CORP	COM	67066G104	1,519,242	12,297	SH		SOLE		0	0	12,297
NVIDIA CORPORATION COM	COM	67066G104	1,052,536	8,519	SH		SOLE		0	0	8,519
ORACLE CORP	COM	68389X105	830,273	5,880	SH		SOLE		0	0	5,880
ORACLE CORP	COM	68389X105	330,126	2,338	SH		SOLE		0	0	2,338
PALO ALTO NETWORKS	COM	697435105	459,359	1,355	SH		SOLE		0	0	1,355
PEPSICO INC	COM	713448108	379,853	2,303	SH		SOLE		0	0	2,303
PEPSICO INC	COM	713448108	203,156	1,231	SH		SOLE		0	0	1,231
PFIZER INC	COM	717081103	202,304	7,230	SH		SOLE		0	0	7,230
PHILIP MORRIS INTL	COM	718172109	233,566	2,305	SH		SOLE		0	0	2,305
PIMCO ENHANCED SHRT	ETF	72201R833	206,333	2,050	SH		SOLE		0	0	2,050
PROCTER & GAMBLE	COM	742718109	558,848	3,388	SH		SOLE		0	0	3,388
PROCTER AND GAMBLE CO COM	COM	742718109	257,467	1,561	SH		SOLE		0	0	1,561
QUADRANT 4 SYSTEMS	COM	74735A104	0	45,000	SH		SOLE		0	0	45,000
QUANTA SERVICES INC	COM	74762E102	214,303	843	SH		SOLE		0	0	843
REGIONS FINL CO	COM	7591EP100	240,591	12,005	SH		SOLE		0	0	12,005
RTX CORP	COM	75513E101	481,164	4,792	SH		SOLE		0	0	4,792
SALESFORCE INC	COM	79466L302	452,496	1,760	SH		SOLE		0	0	1,760
SALESFORCE INC COM	COM	79466L302	214,171	833	SH		SOLE		0	0	833
SCHWAB US BROAD MARKET	ETF	808524102	266,938	4,245	SH		SOLE		0	0	4,245
SCHWAB US LARGE CAP	ETF	808524300	346,354	3,434	SH		SOLE		0	0	3,434
SCHWAB US SMALL CAP ETF	ETF	808524607	409,660	8,633	SH		SOLE		0	0	8,633
SELECT STR FINANCIAL	ETF	81369Y605	246,249	5,990	SH		SOLE		0	0	5,990
SOUTHERN CO	COM	842587107	638,943	8,236	SH		SOLE		0	0	8,236
SOUTHSTATE CORP	COM	840441109	340,528	4,456	SH		SOLE		0	0	4,456
SPDR DOW JONE GLOBAL	ETF	78463X749	1,096,353	26,399	SH		SOLE		0	0	26,399
SPDR DOW JONES	ETF	78467X109	486,175	1,243	SH		SOLE		0	0	1,243
SPDR DOW JONES GLOBAL REAL ESTATE ETF	COM	78463X749	322,091	7,755	SH		SOLE		0	0	7,755
SPDR FUND CONSUMER	ETF	81369Y407	223,075	1,223	SH		SOLE		0	0	1,223
SPDR INDEX SHARES EMERG	ETF	78463X509	2,978,326	79,063	SH		SOLE		0	0	79,063
SPDR INDEX SHS FDS PORTFLI MSCI GBL	COM	78463X475	417,600	6,870	SH		SOLE		0	0	6,870
SPDR INTRMDT TRM CRPRATE	ETF	78464A375	883,060	27,121	SH		SOLE		0	0	27,121
SPDR MSCI ACWI EX-US	ETF	78463X848	212,721	7,514	SH		SOLE		0	0	7,514
SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	COM	78463X889	1,161,803	33,118	SH		SOLE		0	0	33,118
SPDR PORTFOLIO DVLPD	ETF	78463X889	5,772,302	164,546	SH		SOLE		0	0	164,546
SPDR PORTFOLIO EMERGING MARKETS ETF	COM	78463X509	504,207	13,384	SH		SOLE		0	0	13,384
SPDR PORTFOLIO S P 1500	ETF	78464A805	11,678,131	176,008	SH		SOLE		0	0	176,008
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF	COM	78464A805	1,330,017	20,045	SH		SOLE		0	0	20,045
SPDR PORTFOLIO S&P 400	ETF	78464A847	578,767	11,282	SH		SOLE		0	0	11,282
SPDR PORTFOLIO S&P 400 MID CAP ETF	COM	78464A847	361,431	7,045	SH		SOLE		0	0	7,045
SPDR PORTFOLIO S&P 500	ETF	78464A854	2,688,448	42,007	SH		SOLE		0	0	42,007
SPDR PORTFOLIO S&P 500 ETF	COM	78464A854	303,685	4,745	SH		SOLE		0	0	4,745
SPDR PORTFOLIO S&P 500 GROWTH ETF	COM	78464A409	416,605	5,199	SH		SOLE		0	0	5,199
SPDR PORTFOLIO S&P 500 HIGH DIVIDEND ETF	COM	78468R788	1,489,918	37,035	SH		SOLE		0	0	37,035
SPDR PORTFOLIO S&P 500 VALUE ETF	COM	78464A508	8,880,926	182,210	SH		SOLE		0	0	182,210
SPDR PORTFOLIO S&P 600	ETF	78468R853	692,720	16,680	SH		SOLE		0	0	16,680
SPDR PORTFOLIO S&P 600 SMALL CAP ETF	COM	78468R853	206,344	4,968	SH		SOLE		0	0	4,968
SPDR PORTFOLIO SHORT TERM CORPORATE BOND ETF	COM	78464A474	4,474,651	150,661	SH		SOLE		0	0	150,661
SPDR PORTFOLIO TIPS ETF	ETF	78464A656	931,007	36,625	SH		SOLE		0	0	36,625
SPDR S&P 500 ETF	ETF	78462F103	255,138,227	468,814	SH		SOLE		0	0	468,814
SPDR S&P 500 GROWTH ETF	ETF	78464A409	1,995,718	24,906	SH		SOLE		0	0	24,906
SPDR S&P 500 HIGH	ETF	78468R788	4,373,513	108,712	SH		SOLE		0	0	108,712
SPDR S&P 500 VALUE ETF	ETF	78464A508	19,689,814	403,976	SH		SOLE		0	0	403,976
SPDR S&P 600 SMALL CAP	ETF	78464A300	5,264,010	67,220	SH		SOLE		0	0	67,220
SPDR S&P 600 SMALL CAP	ETF	78464A201	4,151,846	48,356	SH		SOLE		0	0	48,356
SPDR S&P DIVIDEND ETF	ETF	78464A763	461,791	3,631	SH		SOLE		0	0	3,631
SPDR S&P EMERGING MARKETS SMALL CAP ETF	COM	78463X756	791,287	13,661	SH		SOLE		0	0	13,661
SPDR S&P EMERGING MRKT	ETF	78463X756	4,209,104	72,671	SH		SOLE		0	0	72,671
SPDR S&P INTERNATIONAL	ETF	78463X871	2,027,662	63,883	SH		SOLE		0	0	63,883
SPDR S&P INTERNATIONAL SMALL CAP ETF	COM	78463X871	873,289	27,513	SH		SOLE		0	0	27,513
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	COM	78462F103	9,457,439	17,377	SH		SOLE		0	0	17,377
SPDR SER TR S&P 600 SMCP GRW	COM	78464A201	1,891,478	22,029	SH		SOLE		0	0	22,029
SPDR SERIES TRUST S&P 600 SMCP VAL	COM	78464A300	1,597,528	20,400	SH		SOLE		0	0	20,400
SPDR SHORT TERM	ETF	78464A474	10,267,118	345,694	SH		SOLE		0	0	345,694
SPDR SSGA ULTRA SHORT	ETF	78467V707	11,201,557	276,786	SH		SOLE		0	0	276,786
SPROTT PHYSICAL GOLD ETV	ETF	85207H104	1,875,892	103,870	SH		SOLE		0	0	103,870
SSGA ACTIVE ETF TR ULT SHT TRM BD	COM	78467V707	4,660,551	115,160	SH		SOLE		0	0	115,160
SYNOVUS FINL CO	COM	87161C501	895,956	22,293	SH		SOLE		0	0	22,293
TECHNOLOGY SELECT SECTOR	ETF	81369Y803	1,022,786	4,521	SH		SOLE		0	0	4,521
TENET HEALTHCARE	COM	88033G407	328,584	2,470	SH		SOLE		0	0	2,470
TESLA INC	COM	88160R101	361,725	1,828	SH		SOLE		0	0	1,828
TEXAS INSTRUMENTS	COM	882508104	218,068	1,121	SH		SOLE		0	0	1,121
THE COCA-COLA CO	COM	191216100	1,416,265	22,250	SH		SOLE		0	0	22,250
TRUIST FINL CORP	COM	89832Q109	329,176	8,473	SH		SOLE		0	0	8,473
UNITEDHEALTH GRP INC	COM	91324P102	205,741	404	SH		SOLE		0	0	404
VANGUARD DIVIDEND	ETF	921908844	5,048,113	27,653	SH		SOLE		0	0	27,653
VANGUARD EXTENDED MARKET	ETF	922908652	2,035,550	12,059	SH		SOLE		0	0	12,059
VANGUARD EXTENDED MARKETS INDEX FUND	COM	922908652	536,277	3,177	SH		SOLE		0	0	3,177
VANGUARD FTSE ALL WORLD	ETF	922042775	20,844,193	355,460	SH		SOLE		0	0	355,460
VANGUARD FTSE DEVELOPED	ETF	921943858	484,585	9,805	SH		SOLE		0	0	9,805
VANGUARD FTSE EMERGING	ETF	922042858	7,987,960	182,540	SH		SOLE		0	0	182,540
VANGUARD GROWTH ETF	ETF	922908736	2,431,813	6,502	SH		SOLE		0	0	6,502
VANGUARD HEALTH CARE	ETF	92204A504	663,404	2,494	SH		SOLE		0	0	2,494
VANGUARD HIGH DIVIDEND	ETF	921946406	5,908,453	49,818	SH		SOLE		0	0	49,818
VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS	COM	922908736	1,157,935	3,096	SH		SOLE		0	0	3,096
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF	COM	922908769	15,229,753	56,931	SH		SOLE		0	0	56,931
VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR	COM	922908744	12,316,368	76,780	SH		SOLE		0	0	76,780
VANGUARD INFORMATION	ETF	92204A702	815,298	1,414	SH		SOLE		0	0	1,414
VANGUARD INTERMEDIATE	ETF	92206C870	2,303,208	28,815	SH		SOLE		0	0	28,815
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	COM	922042775	8,042,657	137,153	SH		SOLE		0	0	137,153
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF	COM	922042858	3,198,186	73,084	SH		SOLE		0	0	73,084
VANGUARD INTL EQUITY INDEX FDS TT WRLD ST ETF	COM	922042742	7,427,940	65,949	SH		SOLE		0	0	65,949
VANGUARD LARGE CAP ETF	ETF	922908637	7,766,926	31,115	SH		SOLE		0	0	31,115
VANGUARD LARGE-CAP INDEX FUND	COM	922908637	1,289,287	5,165	SH		SOLE		0	0	5,165
VANGUARD MID CAP ETF	ETF	922908629	495,821	2,048	SH		SOLE		0	0	2,048
VANGUARD MID CAP VALUE	ETF	922908512	243,420	1,618	SH		SOLE		0	0	1,618
VANGUARD REAL ESTATE	ETF	922908553	453,225	5,411	SH		SOLE		0	0	5,411
VANGUARD S&P 500 ETF	ETF	922908363	1,625,121	3,249	SH		SOLE		0	0	3,249
VANGUARD SCOTTSDALE FDS VANGUARD SHORT-TERM CORPORATE BD INDEX FD ETF SHS	COM	92206C409	210,801	2,727	SH		SOLE		0	0	2,727
VANGUARD SCOTTSDALE FUNDS VANGUARD INTER-TERM CORP BD ETF	COM	92206C870	1,071,077	13,400	SH		SOLE		0	0	13,400
VANGUARD SHORT INFLATION	ETF	922020805	403,562	8,314	SH		SOLE		0	0	8,314
VANGUARD SHORT TERM COR	ETF	92206C409	1,810,706	23,431	SH		SOLE		0	0	23,431
VANGUARD SHORT-TERM BOND	ETF	921937827	286,475	3,735	SH		SOLE		0	0	3,735
VANGUARD SMALL CAP	ETF	922908595	338,464	1,353	SH		SOLE		0	0	1,353
VANGUARD SMALL CAP ETF	ETF	922908751	2,370,095	10,870	SH		SOLE		0	0	10,870
VANGUARD SMALL CAP VALUE	ETF	922908611	2,413,462	13,223	SH		SOLE		0	0	13,223
VANGUARD SMALL-CAP INDEX FUND	COM	922908751	1,593,399	7,307	SH		SOLE		0	0	7,307
VANGUARD SPECIALIZED FUNDS DIV APP ETF	COM	921908844	552,479	3,026	SH		SOLE		0	0	3,026
VANGUARD TOTAL STOCK	ETF	922908769	41,212,760	154,060	SH		SOLE		0	0	154,060
VANGUARD TOTAL WORLD	ETF	922042742	22,413,201	198,998	SH		SOLE		0	0	198,998
VANGUARD VALUE ETF	ETF	922908744	29,740,014	185,400	SH		SOLE		0	0	185,400
VANGUARD WHITEHALL FDS HIGH DIV YLD	COM	921946406	1,015,631	8,563	SH		SOLE		0	0	8,563
VERRA MOBILITY CORP	COM	92511U102	5,977,064	219,745	SH		SOLE		0	0	219,745
VISA INC	COM	92826C839	670,397	2,554	SH		SOLE		0	0	2,554
W R BERKLEY CORP	COM	084423102	224,424	2,856	SH		SOLE		0	0	2,856
WALMART INC	COM	931142103	995,202	14,698	SH		SOLE		0	0	14,698
WESTROCK CO	COM	96145D105	1,217,498	24,224	SH		SOLE		0	0	24,224
WISDOMTREE EMERGING MARKETS SMALLCAP DIVIDEND FUND	COM	97717W281	2,896,498	56,308	SH		SOLE		0	0	56,308
WISDOMTREE EURP QLY DIV	ETF	97717X610	298,603	9,314	SH		SOLE		0	0	9,314
WISDOMTREE FLOATING RATE	ETF	97717Y527	197,052,692	3,916,769	SH		SOLE		0	0	3,916,769
WISDOMTREE GLB EX US QLY	ETF	97717W844	6,782,606	173,556	SH		SOLE		0	0	173,556
WISDOMTREE INTERL AI END	ETF	97717W786	1,460,138	37,097	SH		SOLE		0	0	37,097
WISDOMTREE INTERNATIONAL LARGECAP DIVIDEND FUND	COM	97717W794	3,842,055	75,750	SH		SOLE		0	0	75,750
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	COM	97717W760	4,192,931	66,092	SH		SOLE		0	0	66,092
WISDOMTREE INTL LARGECP	ETF	97717W794	8,108,874	159,875	SH		SOLE		0	0	159,875
WISDOMTREE INTL SMALLCP	ETF	97717W760	8,347,026	131,573	SH		SOLE		0	0	131,573
WISDOMTREE TR FLOATNG RAT TREA	COM	97717Y527	63,501,477	1,262,203	SH		SOLE		0	0	1,262,203
WISDOMTREE TR GLOBAL EX US QUALITY DIVID GROWTH FD	COM	97717W844	2,161,234	55,302	SH		SOLE		0	0	55,302
WISDOMTREE TR INTERNTNL AI ENH	COM	97717W786	502,539	12,767	SH		SOLE		0	0	12,767
WISDOMTREE TR US MIDCAP DIVID	COM	97717W505	211,681	4,526	SH		SOLE		0	0	4,526
WISDOMTREE TR US MULTIFACTOR	COM	97717Y857	546,717	12,031	SH		SOLE		0	0	12,031
WISDOMTREE TR US SMALLCAP DIVD	COM	97717W604	2,064,189	66,266	SH		SOLE		0	0	66,266
WISDOMTREE US	ETF	97717Y857	228,520	5,029	SH		SOLE		0	0	5,029
WISDOMTREE US MIDCAP	ETF	97717W505	2,148,965	45,947	SH		SOLE		0	0	45,947
WISDOMTREE US SMALLCAP	ETF	97717W604	4,202,222	134,902	SH		SOLE		0	0	134,902
WORKDAY INC COM USD0.001 CL A	COM	98138H101	324,162	1,450	SH		SOLE		0	0	1,450
WSDMTREE EMRG MKTS	ETF	97717W281	8,950,284	173,994	SH		SOLE		0	0	173,994
XYLEM INC.	COM	98419M100	227,180	1,675	SH		SOLE		0	0	1,675