BIP Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	356,629	3,128	SH		SOLE		0	0	3,128
ABBVIE INC	COM	00287Y109	571,589	2,894	SH		SOLE		0	0	2,894
ACCENTURE PLC IRELAND F	FGO	G1151C101	1,628,482	4,607	SH		SOLE		0	0	4,607
ADOBE INC	COM	00724F101	248,017	479	SH		SOLE		0	0	479
ADOBE INC COM	COM	00724F101	379,299	732	SH		SOLE		0	0	732
ADVANCED MICRO DEVICE IN	COM	007903107	256,164	1,561	SH		SOLE		0	0	1,561
AFLAC INC	COM	001055102	256,162	2,291	SH		SOLE		0	0	2,291
ALPHABET INC	COM	02079K107	1,001,878	5,992	SH		SOLE		0	0	5,992
ALPHABET INC	COM	02079K305	822,012	4,956	SH		SOLE		0	0	4,956
ALPHABET INC CAP STK CL A	CAP STK CL A	02079K305	389,093	2,346	SH		SOLE		0	0	2,346
ALPHABET INC CAP STK CL C	CAP STK CL C	02079K107	219,528	1,313	SH		SOLE		0	0	1,313
AMAZON.COM INC	COM	023135106	1,155,914	6,210	SH		SOLE		0	0	6,210
AMAZON.COM INC	COM	023135106	2,381,484	12,781	SH		SOLE		0	0	12,781
AMERICAN CENTY ETF TR	AVANTIS ALL EQT	025072232	758,649	10,270	SH		SOLE		0	0	10,270
AMERICAN EXPRESS CO	COM	025816109	273,098	1,007	SH		SOLE		0	0	1,007
AMERICAN TOWER CORP NEW	RET	03027X100	1,389,728	5,975	SH		SOLE		0	0	5,975
AMGEN INC	COM	031162100	357,166	1,108	SH		SOLE		0	0	1,108
APPLE INC	COM	037833100	4,514,178	19,399	SH		SOLE		0	0	19,399
APPLE INC	COM	037833100	10,071,032	43,223	SH		SOLE		0	0	43,223
ARES CAP CORP	COM	04010L103	543,032	25,932	SH		SOLE		0	0	25,932
ARES REAL ESTATE INCOME	RET	09186L100	86,614	11,600	SH		SOLE		0	0	11,600
AT&T INC	COM	00206R102	357,773	16,262	SH		SOLE		0	0	16,262
AVANTIS ALL EQUITY	UIE	025072232	1,064,319	14,408	SH		SOLE		0	0	14,408
AVANTIS U S LARGE CAP	UIE	025072349	322,896	4,905	SH		SOLE		0	0	4,905
BANK OF AMERICA CORP	COM	060505104	747,849	18,847	SH		SOLE		0	0	18,847
BECTON DICKINSON & CO	COM	075887109	223,017	925	SH		SOLE		0	0	925
BERKLEY W R CORP	COM	084423102	242,124	4,268	SH		SOLE		0	0	4,268
BERKSHIRE HATHAWAY	COM	084670702	1,787,650	3,884	SH		SOLE		0	0	3,884
BERKSHIRE HATHAWAY INC COM	CL B NEW	084670702	1,584,260	3,442	SH		SOLE		0	0	3,442
BLACKROCK INC	COM	09247X101	233,579	246	SH		SOLE		0	0	246
BLACKSTONE INC	COM	09260D107	237,352	1,550	SH		SOLE		0	0	1,550
BLACKSTONE PRIVATE CREDI	CEM	09261H305	276,514	10,830	SH		SOLE		0	0	10,830
BNY MELLON CORE BOND	UIE	09661T602	385,243	8,928	SH		SOLE		0	0	8,928
BROADCOM INC	COM	11135F101	687,240	3,984	SH		SOLE		0	0	3,984
BROADCOM INC COM	COM	11135F101	320,850	1,860	SH		SOLE		0	0	1,860
C3 AI INC	COM	12468P104	249,569	10,300	SH		SOLE		0	0	10,300
CARLYLE TACTICAL PRIVATE	CEM	143106201	381,558	44,522	SH		SOLE		0	0	44,522
CARRIER GLOBAL CORP	COM	14448C104	416,566	5,175	SH		SOLE		0	0	5,175
CATERPILLAR INC	COM	149123101	286,553	732	SH		SOLE		0	0	732
CHARLES SCHWAB CORP	COM	808513105	1,170,533	18,061	SH		SOLE		0	0	18,061
CHARLES SCHWAB US MC	UIE	808524508	490,302	5,900	SH		SOLE		0	0	5,900
CHENIERE ENERGY INC	COM	16411R208	628,541	3,495	SH		SOLE		0	0	3,495
CHENIERE ENERGY PARTN LP	MLP	16411Q101	243,600	5,000	SH		SOLE		0	0	5,000
CHEVRON CORP NEW	COM	166764100	1,058,714	7,188	SH		SOLE		0	0	7,188
CINCINNATI FINL CORP	COM	172062101	484,315	3,558	SH		SOLE		0	0	3,558
CISCO SYS INC	COM	17275R102	424,282	7,972	SH		SOLE		0	0	7,972
COCA-COLA CO	COM	191216100	1,047,448	14,576	SH		SOLE		0	0	14,576
COMCAST CORP NEW	COM	20030N101	318,120	7,616	SH		SOLE		0	0	7,616
CONOCOPHILLIPS	COM	20825C104	407,328	3,869	SH		SOLE		0	0	3,869
COSTCO WHOLESALE CORP COM USD0.01	COM	22160K105	219,361	247	SH		SOLE		0	0	247
COSTCO WHSL CORP NEW	COM	22160K105	1,109,972	1,252	SH		SOLE		0	0	1,252
DIMENSIONAL	UIE	25434V807	258,445	6,786	SH		SOLE		0	0	6,786
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	317,050	11,266	SH		SOLE		0	0	11,266
DIMENSIONAL ETF TRUST US CORE EQUITY 1 ETF	US CORE EQUITY 1	25434V625	693,443	10,947	SH		SOLE		0	0	10,947
DIMENSIONAL ETF TRUST US LARGE CAP VALUE ETF	US LARGE CAP VAL	25434V666	525,265	17,048	SH		SOLE		0	0	17,048
DIMENSIONAL ETF TRUST US MKTWIDE VALUE	US MKTWIDE VALUE	25434V724	3,619,271	86,813	SH		SOLE		0	0	86,813
DIMENSIONAL INTERN CORE	UIE	25434V799	368,493	13,095	SH		SOLE		0	0	13,095
DIMENSIONAL INTERN SMALL	UIE	25434V781	255,151	8,780	SH		SOLE		0	0	8,780
DIMENSIONAL US	UIE	25434V724	5,214,857	125,086	SH		SOLE		0	0	125,086
DIMENSIONAL US CORE	UIE	25434V625	375,606	5,930	SH		SOLE		0	0	5,930
DIMENSIONAL US EQUITY	UIE	25434V401	264,288	4,249	SH		SOLE		0	0	4,249
DIMENSIONL US LARGE CAP	UIE	25434V666	559,386	18,156	SH		SOLE		0	0	18,156
DISNEY WALT CO	COM	254687106	315,054	3,275	SH		SOLE		0	0	3,275
DUKE ENERGY CORP NEW COM NEW	COM NEW	26441C204	321,488	2,788	SH		SOLE		0	0	2,788
EATON CORP PLC F	FGO	G29183103	424,467	1,280	SH		SOLE		0	0	1,280
ELI LILLY AND CO	COM	532457108	875,391	988	SH		SOLE		0	0	988
ENDAVA PLC F	ADR	29260V105	2,823,447	110,550	SH		SOLE		0	0	110,550
ENTERPRISE PRODS PART LP	MLP	293792107	613,894	21,088	SH		SOLE		0	0	21,088
EUROGAS INC XXX	COM	298734104	0	200,000	SH		SOLE		0	0	200,000
EXXON MOBIL CORP	COM	30231G102	2,330,099	19,878	SH		SOLE		0	0	19,878
EXXON MOBIL CORP COM	COM	30231G102	438,755	3,743	SH		SOLE		0	0	3,743
FIDELITY MSCI	UIE	316092709	231,397	3,206	SH		SOLE		0	0	3,206
FIDELITY MSCI INFOR TECH	UIE	316092808	550,838	3,156	SH		SOLE		0	0	3,156
FIRST TR NAS 100 EQL	UIE	337344105	575,211	4,585	SH		SOLE		0	0	4,585
FORTINET INC	COM	34959E109	295,466	3,810	SH		SOLE		0	0	3,810
GENUINE PARTS CO	COM	372460105	232,871	1,667	SH		SOLE		0	0	1,667
GLOBAL PMTS INC	COM	37940X102	1,166,257	11,387	SH		SOLE		0	0	11,387
GOLDMAN SACHS GROUP INC	COM	38141G104	227,255	459	SH		SOLE		0	0	459
HIMS & HERS HEALTH INC	COM	433000106	276,945	15,035	SH		SOLE		0	0	15,035
HOME DEPOT INC	COM	437076102	3,093,528	7,634	SH		SOLE		0	0	7,634
HOME DEPOT INC	COM	437076102	4,660,245	11,501	SH		SOLE		0	0	11,501
HONEYWELL INTL INC	COM	438516106	234,823	1,136	SH		SOLE		0	0	1,136
HOWMET AEROSPACE INC	COM	443201108	207,919	2,074	SH		SOLE		0	0	2,074
IBIZ TECHNOLOGY CORP XXX	COM	45103B205	0	25,000	SH		SOLE		0	0	25,000
IBM CORP	COM	459200101	691,182	3,126	SH		SOLE		0	0	3,126
INTUIT	COM	461202103	239,085	385	SH		SOLE		0	0	385
INVSC INTL DVDND ACHVRS	UIE	46137V548	441,094	22,300	SH		SOLE		0	0	22,300
INVSC QQQ TRUST SRS 1	UIE	46090E103	919,142	1,883	SH		SOLE		0	0	1,883
INVSC S P 500 EQUAL	UIE	46137V357	268,486	1,498	SH		SOLE		0	0	1,498
ISHARES 0-5 YEAR TIPS	UIE	46429B747	7,498,579	74,008	SH		SOLE		0	0	74,008
ISHARES 0-5 YEAR TIPS BOND ETF	0-5 YR TIPS ETF	46429B747	3,027,577	29,866	SH		SOLE		0	0	29,866
ISHARES CORE 1-5 YEAR	UIE	46432F859	213,121	4,378	SH		SOLE		0	0	4,378
ISHARES CORE MSCI	UIE	46434G103	350,488	6,105	SH		SOLE		0	0	6,105
ISHARES CORE MSCI EAFE	UIE	46432F842	731,485	9,372	SH		SOLE		0	0	9,372
ISHARES CORE MSCI	CORE MSCI EMKT	46434G103	345,637	6,020	SH		SOLE		0	0	6,020
ISHARES CORE S&P 500	UIE	464287200	6,554,406	11,363	SH		SOLE		0	0	11,363
ISHARES CORE S&P 500 ETF	CORE S&P500 ETF	464287200	1,800,214	3,120	SH		SOLE		0	0	3,120
ISHARES CORE S&P MID CAP	UIE	464287507	203,973	3,273	SH		SOLE		0	0	3,273
ISHARES CORE S&P SMALL-CAP E	CORE S&P SCP ETF	464287804	677,198	5,790	SH		SOLE		0	0	5,790
ISHARES CORE S&P TOTAL US STOCK MARKET ETF	CORE S&P TTL STK	464287150	1,577,586	12,558	SH		SOLE		0	0	12,558
ISHARES CORE S&P US VALUE ETF	CORE S&P US VLU	464287663	419,373	4,391	SH		SOLE		0	0	4,391
ISHARES INC EM MKT SM-CP ETF	EM MKT SM-CP ETF	464286475	366,916	5,751	SH		SOLE		0	0	5,751
ISHARES INTERNTINL	UIE	46435G672	6,079,697	117,323	SH		SOLE		0	0	117,323
ISHARES INTL AGGREGATE BOND	CORE INTL AGGR	46435G672	2,172,673	41,907	SH		SOLE		0	0	41,907
ISHARES MSCI ACWI ETF	UIE	464288257	7,318,077	61,213	SH		SOLE		0	0	61,213
ISHARES MSCI ACWI EX US	UIE	464288240	1,954,349	34,155	SH		SOLE		0	0	34,155
ISHARES MSCI EAFE ETF	MSCI EAFE ETF	464287465	2,056,772	24,633	SH		SOLE		0	0	24,633
ISHARES MSCI EAFE ETF	UIE	464287465	53,092,840	634,854	SH		SOLE		0	0	634,854
ISHARES MSCI EAFE GROWTH	UIE	464288885	894,464	8,309	SH		SOLE		0	0	8,309
ISHARES MSCI EAFE SMALL	UIE	464288273	1,951,080	28,819	SH		SOLE		0	0	28,819
ISHARES MSCI EAFE VALUE	UIE	464288877	6,724,435	116,885	SH		SOLE		0	0	116,885
ISHARES MSCI EMERGING	UIE	464287234	13,393,734	292,057	SH		SOLE		0	0	292,057
ISHARES MSCI KLD 400	UIE	464288570	473,237	4,350	SH		SOLE		0	0	4,350
ISHARES NATIONAL MUNI	UIE	464288414	949,209	8,738	SH		SOLE		0	0	8,738
ISHARES NATIONAL MUNI BOND ETF	NATIONAL MUN ETF	464288414	215,713	1,985	SH		SOLE		0	0	1,985
ISHARES RUSSELL 1000	UIE	464287614	350,728	934	SH		SOLE		0	0	934
ISHARES RUSSELL 1000	UIE	464287622	272,891	868	SH		SOLE		0	0	868
ISHARES RUSSELL 1000 INDEX FUND	RUS 1000 ETF	464287622	463,798	1,475	SH		SOLE		0	0	1,475
ISHARES RUSSELL 1000 VALUE ETF	RUS 1000 VAL ETF	464287598	276,465	1,456	SH		SOLE		0	0	1,456
ISHARES RUSSELL 2000	UIE	464287655	19,720,626	89,278	SH		SOLE		0	0	89,278
ISHARES RUSSELL 2000	UIE	464287630	604,723	3,625	SH		SOLE		0	0	3,625
ISHARES RUSSELL 2000 ETF	RUSSELL 2000 ETF	464287655	1,525,335	6,905	SH		SOLE		0	0	6,905
ISHARES RUSSELL 3000	UIE	464287689	979,210	2,997	SH		SOLE		0	0	2,997
ISHARES RUSSELL 3000 ETF	RUSSELL 3000 ETF	464287689	499,400	1,528	SH		SOLE		0	0	1,528
ISHARES RUSSELL MID CAP	UIE	464287499	341,366	3,873	SH		SOLE		0	0	3,873
ISHARES S&P 100 ETF	UIE	464287101	310,248	1,121	SH		SOLE		0	0	1,121
ISHARES S&P 500 GROWTH ETF	S&P 500 GRWT ETF	464287309	356,764	3,725	SH		SOLE		0	0	3,725
ISHARES S&P 500 VALUE ETF	S&P 500 VAL ETF	464287408	400,838	2,032	SH		SOLE		0	0	2,032
ISHARES SELECT DIVIDEND	UIE	464287168	658,675	4,876	SH		SOLE		0	0	4,876
ISHARES SHORT TERM NTNL	UIE	464288158	1,821,371	17,152	SH		SOLE		0	0	17,152
ISHARES SHORT-TERM NATL MUNI BD	SHRT NAT MUN ETF	464288158	305,646	2,878	SH		SOLE		0	0	2,878
ISHARES TOTAL US STOCK	UIE	464287150	399,247	3,178	SH		SOLE		0	0	3,178
ISHARES TR CORE MSCI TOTAL	CORE MSCI TOTAL	46432F834	302,182	4,160	SH		SOLE		0	0	4,160
ISHARES TR EAFE GRWTH ETF	EAFE GRWTH ETF	464288885	229,295	2,130	SH		SOLE		0	0	2,130
ISHARES TR EAFE SML CP ETF	EAFE SML CP ETF	464288273	441,724	6,524	SH		SOLE		0	0	6,524
ISHARES TR EAFE VALUE ETF	EAFE VALUE ETF	464288877	2,360,690	41,034	SH		SOLE		0	0	41,034
ISHARES TR MSCI ACWI ETF	MSCI ACWI ETF	464288257	1,311,603	10,971	SH		SOLE		0	0	10,971
ISHARES TR MSCI KLD400 SOC	MSCI KLD400 SOC	464288570	299,716	2,755	SH		SOLE		0	0	2,755
ISHARES TR RUS 1000 GRW ETF	RUS 1000 GRW ETF	464287614	414,420	1,104	SH		SOLE		0	0	1,104
ISHARES TR RUS MID CAP ETF	RUS MID CAP ETF	464287499	392,092	4,448	SH		SOLE		0	0	4,448
ISHARES TR US TREAS BD ETF	US TREAS BD ETF	46429B267	266,580	11,368	SH		SOLE		0	0	11,368
ISHARES TREASURY FLOATING RA	TRS FLT RT BD	46434V860	15,692,801	310,234	SH		SOLE		0	0	310,234
ISHARES TREASURY FLOATNG	UIE	46434V860	59,154,457	1,169,060	SH		SOLE		0	0	1,169,060
ISHARES TRUST CORE	CORE MSCI EAFE	46432F842	553,765	7,095	SH		SOLE		0	0	7,095
ISHARES TRUST GLOBAL REIT ETF	GLOBAL REIT ETF	46434V647	3,149,835	117,990	SH		SOLE		0	0	117,990
ISHARES TRUST MSCI EMG MKTS ETF	MSCI EMG MKT ETF	464287234	578,363	12,611	SH		SOLE		0	0	12,611
ISHARES US	UIE	46435U713	301,970	6,429	SH		SOLE		0	0	6,429
ISHARES US REAL ESTATE	UIE	464287739	210,260	2,064	SH		SOLE		0	0	2,064
ISHARES US TECHNOLOGY ETF	U.S. TECH ETF	464287721	242,592	1,600	SH		SOLE		0	0	1,600
ISHARES US TREASURY BOND	UIE	46429B267	1,368,636	58,364	SH		SOLE		0	0	58,364
ISHS TRUST-GLO.R ETF	UIE	46434V647	6,783,610	254,162	SH		SOLE		0	0	254,162
JOHNSON & JOHNSON	COM	478160104	1,212,481	7,481	SH		SOLE		0	0	7,481
JPMORGAN CHASE & CO	COM	46625H100	729,736	3,460	SH		SOLE		0	0	3,460
LIGHTWAVE LOGIC INC COM	COM	532275104	43,310	15,692	SH		SOLE		0	0	15,692
LOCKHEED MARTIN CORP	COM	539830109	236,747	405	SH		SOLE		0	0	405
LOWES COS INC	COM	548661107	327,729	1,210	SH		SOLE		0	0	1,210
MARATHON PETE CORP	COM	56585A102	230,681	1,416	SH		SOLE		0	0	1,416
MARRIOTT INTERNATIONAL INC COM	CL A	571903202	678,181	2,728	SH		SOLE		0	0	2,728
MARTIN MARIETTA MATLS IN	COM	573284106	228,756	425	SH		SOLE		0	0	425
MASTERCARD INC	COM	57636Q104	486,433	985	SH		SOLE		0	0	985
MCDONALDS CORP	COM	580135101	355,139	1,166	SH		SOLE		0	0	1,166
MCKESSON CORP	COM	58155Q103	291,501	589	SH		SOLE		0	0	589
MCKESSON CORP	COM	58155Q103	1,252,366	2,533	SH		SOLE		0	0	2,533
MERCK & CO. INC.	COM	58933Y105	572,848	5,044	SH		SOLE		0	0	5,044
META PLATFORMS INC	COM	30303M102	1,081,832	1,889	SH		SOLE		0	0	1,889
META PLATFORMS INC CLASS A	CL A	30303M102	334,587	584	SH		SOLE		0	0	584
MICROSOFT CORP	COM	594918104	1,319,324	3,066	SH		SOLE		0	0	3,066
MICROSOFT CORP	COM	594918104	4,979,599	11,572	SH		SOLE		0	0	11,572
MONDELEZ INTL INC	COM	609207105	209,665	2,846	SH		SOLE		0	0	2,846
MOTOROLA SOLUTIONS INC	COM	620076307	331,827	738	SH		SOLE		0	0	738
NEOVOLTA INC	COM	640655106	618,661	200,214	SH		SOLE		0	0	200,214
NETFLIX INC	COM	64110L106	259,784	366	SH		SOLE		0	0	366
NEXTERA ENERGY INC	COM	65339F101	328,243	3,883	SH		SOLE		0	0	3,883
NIKE INC	COM	654106103	372,327	4,211	SH		SOLE		0	0	4,211
NORFOLK SOUTHN CORP	COM	655844108	581,987	2,342	SH		SOLE		0	0	2,342
NOVO-NORDISK A S F	ADR	670100205	417,221	3,504	SH		SOLE		0	0	3,504
NOVONIX LTD ORDF	UFO	Q6880B109	5,640	11,654	SH		SOLE		0	0	11,654
NUCOR CORP	COM	670346105	681,341	4,532	SH		SOLE		0	0	4,532
NUVEEN GLOBAL CITIES	RET	67097R202	383,047	32,739	SH		SOLE		0	0	32,739
NVIDIA CORP	COM	67066G104	1,598,948	13,166	SH		SOLE		0	0	13,166
NVIDIA CORPORATION COM	COM	67066G104	1,469,381	12,287	SH		SOLE		0	0	12,287
ORACLE CORP	COM	68389X105	398,395	2,338	SH		SOLE		0	0	2,338
ORACLE CORP	COM	68389X105	997,544	5,854	SH		SOLE		0	0	5,854
PALO ALTO NETWORKS INC	COM	697435105	467,582	1,368	SH		SOLE		0	0	1,368
PARAGON OFFSHORE P ORDF	UFO	G6S01W108	0	10,915	SH		SOLE		0	0	10,915
PARK HOTELS & RESORTS IN	RET	700517105	251,518	17,838	SH		SOLE		0	0	17,838
PEPSICO INC	COM	713448108	386,720	2,274	SH		SOLE		0	0	2,274
PEPSICO INC	COM	713448108	225,656	1,327	SH		SOLE		0	0	1,327
PFIZER INC	COM	717081103	308,903	10,673	SH		SOLE		0	0	10,673
PHILIP MORRIS INTL INC	COM	718172109	713,630	5,878	SH		SOLE		0	0	5,878
PHILLIPS 66	COM	718546104	203,702	1,549	SH		SOLE		0	0	1,549
PIMCO ENHANCED SHRT	UIE	72201R833	206,414	2,050	SH		SOLE		0	0	2,050
PROCTER & GAMBLE CO	COM	742718109	1,351,930	7,805	SH		SOLE		0	0	7,805
PROCTER AND GAMBLE CO COM	COM	742718109	310,091	1,790	SH		SOLE		0	0	1,790
PT MULTISTRADA ARA ORDF	UFO	Y71290103	49,999	150,000	SH		SOLE		0	0	150,000
QUADRANT 4 SYSTEMS	COM	74735A104	0	45,000	SH		SOLE		0	0	45,000
QUANTA SVCS INC	COM	74762E102	250,569	840	SH		SOLE		0	0	840
REGIONS FINL CORP NEW	COM	7591EP100	339,868	14,567	SH		SOLE		0	0	14,567
ROLLS-ROYCE HOLDIN ORDF	UFO	G76225104	202,540	28,900	SH		SOLE		0	0	28,900
ROLLS-ROYCE HOLDIN ORDF	UFO	G76225138	277	71,000	SH		SOLE		0	0	71,000
ROYAL BANK OF CANADA F	FGC	780087102	364,336	2,921	SH		SOLE		0	0	2,921
RTX CORP	COM	75513E101	796,825	6,576	SH		SOLE		0	0	6,576
SALESFORCE INC	COM	79466L302	492,416	1,799	SH		SOLE		0	0	1,799
SALESFORCE INC COM	COM	79466L302	222,811	814	SH		SOLE		0	0	814
SCHWAB US BROAD MARKET	UIE	808524102	283,766	4,265	SH		SOLE		0	0	4,265
SCHWAB US LARGE CAP	UIE	808524300	448,555	4,305	SH		SOLE		0	0	4,305
SCHWAB US SMALL CAP ETF	UIE	808524607	414,138	8,041	SH		SOLE		0	0	8,041
SELECT SECTOR INDUSTRIAL	UIE	81369Y704	212,641	1,570	SH		SOLE		0	0	1,570
SELECT STR FINANCIAL	UIE	81369Y605	272,604	6,015	SH		SOLE		0	0	6,015
SMURFIT WESTROCK PLC F	FGO	G8267P108	3,117,364	63,079	SH		SOLE		0	0	63,079
SNAP ON INC	COM	833034101	223,077	770	SH		SOLE		0	0	770
SOUTHERN CO	COM	842587107	924,169	10,248	SH		SOLE		0	0	10,248
SOUTHSTATE CORP	COM	840441109	3,053,590	31,422	SH		SOLE		0	0	31,422
SPDR DOW JONE GLOBAL	UIE	78463X749	1,236,930	26,024	SH		SOLE		0	0	26,024
SPDR DOW JONES	UIE	78467X109	516,206	1,220	SH		SOLE		0	0	1,220
SPDR DOW JONES GLOBAL RE	DJ GLB RL ES ETF	78463X749	362,399	7,624	SH		SOLE		0	0	7,624
SPDR FUND CONSUMER	UIE	81369Y407	277,913	1,387	SH		SOLE		0	0	1,387
SPDR INDEX SHARES EMERG	UIE	78463X509	3,531,200	85,542	SH		SOLE		0	0	85,542
SPDR INDEX SHS FDS PORTFLI	PORTFLI MSCI GBL	78463X475	445,014	6,870	SH		SOLE		0	0	6,870
SPDR INTRMDT TRM CRPRATE	UIE	78464A375	817,232	24,243	SH		SOLE		0	0	24,243
SPDR MSCI ACWI EX-US	UIE	78463X848	228,726	7,514	SH		SOLE		0	0	7,514
SPDR PORTFOLIO DEVELOPED	PORTFOLIO DEVLPD	78463X889	1,303,921	34,715	SH		SOLE		0	0	34,715
SPDR PORTFOLIO DVLPD	UIE	78463X889	6,896,989	183,625	SH		SOLE		0	0	183,625
SPDR PORTFOLIO EMERGING	PORTFOLIO EMG MK	78463X509	549,242	13,305	SH		SOLE		0	0	13,305
SPDR PORTFOLIO S P 1500	UIE	78464A805	14,328,773	204,521	SH		SOLE		0	0	204,521
SPDR PORTFOLIO S&P 1500	PORTFOLI S&P1500	78464A805	1,388,992	19,775	SH		SOLE		0	0	19,775
SPDR PORTFOLIO S&P 400	UIE	78464A847	943,777	17,260	SH		SOLE		0	0	17,260
SPDR PORTFOLIO S&P 400	PORTFOLIO S&P400	78464A847	359,372	6,572	SH		SOLE		0	0	6,572
SPDR PORTFOLIO S&P 500	UIE	78464A854	3,189,375	47,243	SH		SOLE		0	0	47,243
SPDR PORTFOLIO S&P 500 ETF	PORTFOLIO S&P500	78464A854	320,345	4,745	SH		SOLE		0	0	4,745
SPDR PORTFOLIO S&P 500	PRTFLO S&P500 GW	78464A409	450,745	5,434	SH		SOLE		0	0	5,434
SPDR PORTFOLIO S&P 500	PRTFLO S&P500 HI	78468R788	1,788,968	39,188	SH		SOLE		0	0	39,188
SPDR PORTFOLIO S&P 500	PRTFLO S&P500 VL	78464A508	9,291,928	175,943	SH		SOLE		0	0	175,943
SPDR PORTFOLIO S&P 600	UIE	78468R853	905,512	19,897	SH		SOLE		0	0	19,897
SPDR PORTFOLIO SHORT TERM	PORTFOLIO SHORT	78464A474	4,724,416	156,023	SH		SOLE		0	0	156,023
SPDR PORTFOLIO TIPS ETF	UIE	78464A656	949,917	36,146	SH		SOLE		0	0	36,146
SPDR S&P 500 ETF	UIE	78462F103	290,107,499	505,625	SH		SOLE		0	0	505,625
SPDR S&P 500 GROWTH ETF	UIE	78464A409	2,194,095	26,454	SH		SOLE		0	0	26,454
SPDR S&P 500 HIGH	UIE	78468R788	4,912,431	107,610	SH		SOLE		0	0	107,610
SPDR S&P 500 VALUE ETF	UIE	78464A508	23,036,109	435,794	SH		SOLE		0	0	435,794
SPDR S&P 600 SMALL CAP	UIE	78464A300	6,812,023	78,461	SH		SOLE		0	0	78,461
SPDR S&P 600 SMALL CAP	UIE	78464A201	5,021,910	53,935	SH		SOLE		0	0	53,935
SPDR S&P DIVIDEND ETF	UIE	78464A763	515,747	3,631	SH		SOLE		0	0	3,631
SPDR S&P EMERGING MARKETS	S&P EMKTSC ETF	78463X756	1,099,043	17,619	SH		SOLE		0	0	17,619
SPDR S&P EMERGING MRKT	UIE	78463X756	5,609,022	89,917	SH		SOLE		0	0	89,917
SPDR S&P INTERNATIONAL	UIE	78463X871	2,460,038	72,078	SH		SOLE		0	0	72,078
SPDR S&P INTERNATIONAL	S&P INTL SMLCP	78463X871	973,243	28,515	SH		SOLE		0	0	28,515
SPDR S&P500 ETF TRUST	TR UNIT	78462F103	11,186,524	19,496	SH		SOLE		0	0	19,496
SPDR SER TR	S&P 600 SMCP GRW	78464A201	2,327,261	24,994	SH		SOLE		0	0	24,994
SPDR SERIES TRUST	S&P 600 SMCP VAL	78464A300	2,029,147	23,371	SH		SOLE		0	0	23,371
SPDR SHORT TERM	UIE	78464A474	11,726,725	387,276	SH		SOLE		0	0	387,276
SPDR SSGA ULTRA SHORT	UIE	78467V707	13,740,177	336,934	SH		SOLE		0	0	336,934
SPROTT PHYSICAL GOLD ETV	CEM	85207H104	2,116,871	103,870	SH		SOLE		0	0	103,870
SSGA ACTIVE ETF TR ULT	ULT SHT TRM BD	78467V707	5,372,285	131,738	SH		SOLE		0	0	131,738
STARBUCKS CORP	COM	855244109	210,852	2,162	SH		SOLE		0	0	2,162
SYNOVUS FINL CORP	COM	87161C501	980,964	22,059	SH		SOLE		0	0	22,059
TECHNOLOGY SELECT SECTOR	UIE	81369Y803	1,111,642	4,924	SH		SOLE		0	0	4,924
TENET HEALTHCARE CORP	COM	88033G407	589,844	3,549	SH		SOLE		0	0	3,549
TESLA INC	COM	88160R101	1,221,812	4,670	SH		SOLE		0	0	4,670
TESLA INC COM	COM	88160R101	204,012	779	SH		SOLE		0	0	779
TEXAS INSTRS INC	COM	882508104	236,729	1,146	SH		SOLE		0	0	1,146
THE COCA-COLA CO	COM	191216100	1,857,615	25,850	SH		SOLE		0	0	25,850
TJX COS INC NEW	COM	872540109	214,981	1,829	SH		SOLE		0	0	1,829
TRUIST FINL CORP	COM	89832Q109	362,390	8,473	SH		SOLE		0	0	8,473
UNILEVER PLC F	ADR	904767704	900,800	13,867	SH		SOLE		0	0	13,867
UNITEDHEALTH GROUP INC	COM	91324P102	356,655	610	SH		SOLE		0	0	610
VANECK ETF TRUST MRNGSTR	MRNGSTR WDE MOAT	92189F643	214,163	2,209	SH		SOLE		0	0	2,209
VANGUARD DIVIDEND	UIE	921908844	6,024,850	30,419	SH		SOLE		0	0	30,419
VANGUARD EXTENDED MARKET	UIE	922908652	2,584,924	14,203	SH		SOLE		0	0	14,203
VANGUARD EXTENDED MARKETS	EXTEND MKT ETF	922908652	512,699	2,817	SH		SOLE		0	0	2,817
VANGUARD FTSE ALL WORLD	UIE	922042775	26,764,607	424,835	SH		SOLE		0	0	424,835
VANGUARD FTSE DEVELOPED	UIE	921943858	662,419	12,543	SH		SOLE		0	0	12,543
VANGUARD FTSE EMERGING	UIE	922042858	9,923,475	207,387	SH		SOLE		0	0	207,387
VANGUARD GROWTH ETF	UIE	922908736	2,806,144	7,309	SH		SOLE		0	0	7,309
VANGUARD HEALTH CARE	UIE	92204A504	703,807	2,494	SH		SOLE		0	0	2,494
VANGUARD HIGH DIVIDEND	UIE	921946406	7,036,725	54,888	SH		SOLE		0	0	54,888
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	18,049,509	63,764	SH		SOLE		0	0	63,764
VANGUARD INDEX FDS	VALUE ETF	922908744	17,140,196	98,295	SH		SOLE		0	0	98,295
VANGUARD INDEX FDS	GROWTH ETF	922908736	1,193,638	3,109	SH		SOLE		0	0	3,109
VANGUARD INFORMATION	UIE	92204A702	814,676	1,389	SH		SOLE		0	0	1,389
VANGUARD INTERMEDIATE	UIE	92206C870	2,690,247	32,122	SH		SOLE		0	0	32,122
VANGUARD INTERNATNL HGH	UIE	921946794	219,746	2,993	SH		SOLE		0	0	2,993
VANGUARD INTL EQUITY INDEX FDS	ALLWRLD EX US	922042775	9,595,541	152,401	SH		SOLE		0	0	152,401
VANGUARD INTL INDEX FDS FTSE	FTSE EMR MKT ETF	922042858	3,997,057	83,533	SH		SOLE		0	0	83,533
VANGUARD INTL EQUITY FDS	TT WRLD ST ETF	922042742	8,919,946	74,723	SH		SOLE		0	0	74,723
VANGUARD INTRMDIAT TRM	UIE	92206C706	248,810	4,118	SH		SOLE		0	0	4,118
VANGUARD LARGE CAP ETF	UIE	922908637	8,294,425	31,503	SH		SOLE		0	0	31,503
VANGUARD LARGE-CAP INDEX FUND	LARGE CAP ETF	922908637	1,418,607	5,388	SH		SOLE		0	0	5,388
VANGUARD MID CAP ETF	UIE	922908629	682,264	2,586	SH		SOLE		0	0	2,586
VANGUARD MID CAP VALUE	UIE	922908512	308,540	1,840	SH		SOLE		0	0	1,840
VANGUARD REAL ESTATE	UIE	922908553	562,795	5,777	SH		SOLE		0	0	5,777
VANGUARD REAL ESTATE ETF	REAL ESTATE ETF	922908553	212,897	2,185	SH		SOLE		0	0	2,185
VANGUARD S&P 500 ETF	UIE	922908363	2,121,990	4,021	SH		SOLE		0	0	4,021
VANGUARD SCOTTSDALE FDS	SHRT TRM CORP BD	92206C409	206,313	2,597	SH		SOLE		0	0	2,597
VANGUARD SCOTTSDALE FUNDS	INT-TERM CORP	92206C870	1,268,390	15,144	SH		SOLE		0	0	15,144
VANGUARD SHORT TERM COR	UIE	92206C409	1,793,145	22,578	SH		SOLE		0	0	22,578
VANGUARD SHORT-TERM BOND	UIE	921937827	287,769	3,657	SH		SOLE		0	0	3,657
VANGUARD SHRT INF PROT	UIE	922020805	597,193	12,111	SH		SOLE		0	0	12,111
VANGUARD SMALL CAP	UIE	922908595	376,498	1,408	SH		SOLE		0	0	1,408
VANGUARD SMALL CAP ETF	UIE	922908751	2,990,269	12,606	SH		SOLE		0	0	12,606
VANGUARD SMALL CAP VALUE	UIE	922908611	3,505,016	17,457	SH		SOLE		0	0	17,457
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	1,838,100	7,748	SH		SOLE		0	0	7,748
VANGUARD SPECIALIZED FUNDS DIV APP ETF	ETF	921908844	576,853	2,912	SH		SOLE		0	0	2,912
VANGUARD TOTAL INTL STOCK INDEX FUND	ETF	921909768	203,468	3,142	SH		SOLE		0	0	3,142
VANGUARD TOTAL STOCK	UIE	922908769	52,112,875	184,040	SH		SOLE		0	0	184,040
VANGUARD TOTAL WORLD	UIE	922042742	27,306,696	228,126	SH		SOLE		0	0	228,126
VANGUARD VALUE ETF	UIE	922908744	42,624,936	244,171	SH		SOLE		0	0	244,171
VANGUARD WHITEHALL FDS HIGH DIV YLD	ETF	921946406	1,308,217	10,204	SH		SOLE		0	0	10,204
VERRA MOBILITY CORP	COM	92511U102	6,111,108	219,745	SH		SOLE		0	0	219,745
VISA INC	COM	92826C839	717,281	2,608	SH		SOLE		0	0	2,608
WALMART INC	COM	931142103	1,307,735	16,194	SH		SOLE		0	0	16,194
WISDOMTREE EMERGING MARKETS	ETF	97717W281	3,184,101	59,294	SH		SOLE		0	0	59,294
WISDOMTREE EURP QLY DIV	UIE	97717X610	317,641	9,314	SH		SOLE		0	0	9,314
WISDOMTREE FLOATING RATE	UIE	97717Y527	229,891,584	4,577,689	SH		SOLE		0	0	4,577,689
WISDOMTREE GLB EX US QLY	UIE	97717W844	7,535,570	191,282	SH		SOLE		0	0	191,282
WISDOMTREE INTERL AI END	UIE	97717W786	2,038,588	46,538	SH		SOLE		0	0	46,538
WISDOMTREE INTERNATIONAL	INTL SMCAP DIV	97717W760	5,335,357	77,268	SH		SOLE		0	0	77,268
WISDOMTREE INTERNATIONAL	INTL LRGCAP DV	97717W794	5,020,874	93,037	SH		SOLE		0	0	93,037
WISDOMTREE INTL LARGECP	UIE	97717W794	9,995,107	185,211	SH		SOLE		0	0	185,211
WISDOMTREE INTL SMALLCP	UIE	97717W760	11,410,571	165,250	SH		SOLE		0	0	165,250
WISDOMTREE TR FLOATNG RAT TREA	ETF	97717Y527	71,534,776	1,429,628	SH		SOLE		0	0	1,429,628
WISDOMTREE TR GLOBAL EX	ETF	97717W844	2,126,568	54,180	SH		SOLE		0	0	54,180
WISDOMTREE TR INTERNTNL AI ENH	ETF	97717W786	493,176	11,258	SH		SOLE		0	0	11,258
WISDOMTREE TR US MIDCAP DIVID	ETF	97717W505	209,684	4,101	SH		SOLE		0	0	4,101
WISDOMTREE TR US MULTIFACTOR	ETF	97717Y857	585,852	11,987	SH		SOLE		0	0	11,987
WISDOMTREE TR US SMALLCAP DIVD	ETF	97717W604	2,390,146	69,299	SH		SOLE		0	0	69,299
WISDOMTREE US	UIE	97717Y857	277,350	5,675	SH		SOLE		0	0	5,675
WISDOMTREE US MIDCAP	UIE	97717W505	2,619,364	51,229	SH		SOLE		0	0	51,229
WISDOMTREE US SMALLCAP	UIE	97717W604	5,161,621	149,655	SH		SOLE		0	0	149,655
WORKDAY INC COM	CL A	98138H101	354,395	1,450	SH		SOLE		0	0	1,450
WSDMTREE EMRG MKTS	UIE	97717W281	10,568,151	196,799	SH		SOLE		0	0	196,799
XYLEM INC	COM	98419M100	304,738	2,256	SH		SOLE		0	0	2,256