Clifton Bancorp 10-Q 6 Aug 15 2016 Q1 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	3 Months Ended
	Jun. 30, 2015	Jul. 31, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2015
Document Fiscal Year Focus	2,016
Document Fiscal Period Focus	Q1
Trading Symbol	CSBK
Entity Registrant Name	Clifton Bancorp Inc.
Entity Central Index Key	1,592,329
Current Fiscal Year End Date	--03-31
Entity Filer Category	Accelerated Filer
Entity Common Stock, Shares Outstanding		25,831,756

Consolidated Statements of Fina

Consolidated Statements of Financial Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
ASSETS
Cash and due from banks	$ 9,081	$ 12,579
Interest-bearing deposits in other banks	14,417	36,729
Cash and Cash Equivalents	23,498	49,308
Securities available for sale, at fair value	10,778	18,314
Securities held to maturity, at cost (fair value of $388,540 at June 30, 2015 and $409,554 at March 31, 2015):	384,608	400,561
Loans receivable	658,327	644,559
Allowance for loan losses	(3,525)	(3,475)
Net Loans	654,802	641,084
Bank owned life insurance	56,244	55,858
Premises and equipment	7,050	7,108
Federal Home Loan Bank of New York stock	6,085	6,041
Interest receivable	3,274	3,274
Other assets	6,368	5,376
Total Assets	1,152,707	1,186,924
Deposits:
Non-interest bearing	13,906	12,897
Interest bearing	671,342	686,579
Total Deposits	685,248	699,476
Advances from Federal Home Loan Bank of New York	107,500	107,500
Advance payments by borrowers for taxes and insurance	7,246	6,837
Other liabilities and accrued expenses	4,949	5,110
Total Liabilities	$ 804,943	$ 818,923
Commitments and Contingencies
Stockholders' Equity
Preferred stock ($.01 par value), 10,000,000 shares authorized; none issued or outstanding	$ 0	$ 0
Common stock ($.01 par value), 85,000,000 shares authorized; 25,960,056 issued and outstanding at June 30, 2015; 27,325,847 issued and outstanding at March 31, 2015	260	273
Paid-in capital	256,425	275,341
Deferred compensation obligation under Rabbi Trust	326	273
Retained earnings	103,703	105,032
Common stock acquired by Employee Stock Ownership Plan ("ESOP")	(12,124)	(12,437)
Accumulated other comprehensive loss	(591)	(481)
Stock held by Rabbi Trust	(235)	0
Total Stockholders' Equity	347,764	368,001
Total Liabilities and Stockholders' Equity	$ 1,152,707	$ 1,186,924

Consolidated Statements of Fin3

Consolidated Statements of Financial Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Statement Of Financial Position [Abstract]
Securities held to maturity, fair value	$ 388,540	$ 409,554
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	85,000,000	85,000,000
Common stock, shares issued	25,960,056	27,325,847
Common stock, shares outstanding	25,960,056	27,325,847

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Loans	$ 5,984	$ 5,676
Mortgage-backed securities	1,942	2,365
Debt securities	709	590
Other interest-earning assets	77	81
Total Interest Income	8,712	8,712
Interest Expense
Deposits	1,573	1,717
Advances	562	594
Total Interest Expense	2,135	2,311
Net Interest Income	6,577	6,401
Provision for Loan Losses	73	138
Net Interest Income after Provision for Loan Losses	6,504	6,263
Non-Interest Income
Fees and service charges	55	52
Bank owned life insurance	386	295
Gain on sale of securities	72
Other	1	1
Total Non-Interest Income	514	348
Non-Interest Expenses
Salaries and employee benefits	2,705	2,425
Occupancy expense of premises	396	385
Equipment	357	303
Directors' compensation	211	212
Advertising and marketing	57	74
Professional services	254	197
Federal deposit insurance premium	124	158
Other	411	383
Total Non-Interest Expenses	4,515	4,137
Income before Income Taxes	2,503	2,474
Income Taxes	845	852
Net Income	$ 1,658	$ 1,622
Net Income per Common Share
Basic	$ 0.07	$ 0.06
Diluted	0.07	0.06
Dividends per common share	$ 0.12	$ 0.12
Weighted Average Number of Common Shares and Common Stock Equivalents Outstanding:
Basic	25,421,469	25,244,252
Diluted	25,494,037	25,412,932

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Jun. 30, 2015	Jun. 30, 2014
Comprehensive Income Net Of Tax [Abstract]
Net income		$ 1,658	$ 1,622
Other comprehensive (loss) income:
Gross unrealized holding (loss) gain on securities available for sale, net of income (taxes) benefit of $56 and $(25), respectively		(79)	37
Reclassification adjustment for net realized gains on securities available for sale, net of income taxes of $29 and $0, respectively	[1]	(43)
Benefit plan amortization, net of income tax benefit of $(9) and $(6), respectively	[2]	12	8
Total other comprehensive (loss) income		(110)	45
Total comprehensive income		$ 1,548	$ 1,667
[1]	Net realized gain and related income taxes are included in the consolidated statements of income within the gain on sale of securities and income taxes lines, respectively.
[2]	Benefit plan amounts represent the amortization of past service cost and unrecognized net loss; such amounts are included in the consolidated statements of income within the directors' compensation line. The related income tax amounts are included in income taxes.

Consolidated Statements of Com6

Consolidated Statements of Comprehensive Income (Unaudited) (Parenthetical) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Statement Of Income And Comprehensive Income [Abstract]
Gross unrealized holding gain (loss) on securities available for sale, income (taxes) benefit	$ 56	$ (25)
Reclassification adjustment for net realized gains on securities available for sale, income taxes	29	0
Benefit plan amortization, income (taxes) benefit	$ (9)	$ (6)

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - 3 months ended Jun. 30, 2015 - USD ($) $ in Thousands	Total	Common Stock [Member]	Paid-In Capital [Member]	Deferred Compensation Obligation Under Rabbi Trust [Member]	Retained Earnings [Member]	Common Stock Acquired By Esop [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Stock Held by Rabbi Trust [Member]
Beginning Balance at Mar. 31, 2015	$ 368,001	$ 273	$ 275,341	$ 273	$ 105,032	$ (12,437)	$ (481)
Beginning Balance, Shares at Mar. 31, 2015		27,325,847
Net income	1,658				1,658
Other comprehensive loss, net of income tax	(110)						(110)
ESOP shares committed to be released	431		118			313
Stock option expense	4		4
Restricted stock awards earned	10		10
Repurchase restricted stock awards	(12)		(12)
Repurchase restricted stock awards, Shares		(887)
Funding of Supplemental Executive Retirement Plan	(182)			53				$ (235)
Tax benefit from stock based compensation	129		129
Exercise of stock options	1,181	$ 1	1,180
Exercise of stock options, Shares		113,020
Repurchase common stock	(20,359)	$ (14)	(20,345)
Repurchase common stock, Shares		(1,477,924)
Cash dividends declared ($0.12 per share)	(2,987)				(2,987)
Ending Balance at Jun. 30, 2015	$ 347,764	$ 260	$ 256,425	$ 326	$ 103,703	$ (12,124)	$ (591)	$ (235)
Ending Balance, Shares at Jun. 30, 2015		25,960,056

Consolidated Statements of Cha8

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Statement Of Stockholders Equity [Abstract]
Dividends per common share	$ 0.12	$ 0.12

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash Flows From Operating Activities:
Net income	$ 1,658	$ 1,622
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization of premises and equipment	142	153
Net amortization of deferred fees and costs, premiums and discounts	197	68
Provision for Loan Losses	73	138
Realized gain on sale of securities available for sale	(72)	0
(Increase) in interest receivable		(23)
Deferred income tax (benefit)	(99)	(237)
(Increase) decrease in other assets	(796)	1,472
Increase (decrease) in accrued interest payable	8	(4)
(Decrease) in other liabilities	(169)	(185)
Income from bank owned life insurance	(386)	(295)
ESOP shares committed to be released	431	377
Restricted stock expense	10	11
Stock option expense	4	7
(Decrease) increase in deferred compensation obligation under Rabbi Trust	(182)	42
Net Cash Provided by Operating Activities	819	3,146
Proceeds from calls, maturities and repayments of:
Securities available for sale	5,483	266
Securities held to maturity	37,041	18,294
Proceeds from sale of securities available for sale	1,908	0
Redemptions of Federal Home Loan Bank of New York stock		675
Purchases of:
Securities available for sale		(12,303)
Securities held to maturity	(21,178)	(54,572)
Loans receivable	(12,319)	(19,200)
Premises and equipment	(84)	(36)
Federal Home Loan Bank of New York stock	(44)	(128)
Net (increase) in loans receivable	(1,569)	(7,506)
Net Cash Provided by (Used in) Investing Activities	9,238	(74,510)
Cash Flows From Financing Activities:
Net (decrease) in deposits	(14,228)	(27,355)
Net (decrease) in short-term advances from Federal Home Loan Bank of New York		(15,000)
Net proceeds from stock offering		8,867
Net increase in payments by borrowers for taxes and insurance	409	275
Repurchase restricted stock award	(12)	(11)
Exercise of stock options	1,181	62
Repurchase common stock	(20,359)
Dividends paid	(2,987)	(3,026)
Income tax benefit from stock based compensation	129	13
Net Cash (Used in) Financing Activities	(35,867)	(36,175)
Net (Decrease) in Cash and Cash Equivalents	(25,810)	(107,539)
Cash and Cash Equivalents - Beginning	49,308	192,581
Cash and Cash Equivalents - Ending	23,498	85,042
Cash paid during the period for:
Interest on deposits and borrowings	2,127	2,315
Income taxes paid	$ 2,188	1,475
Non cash activities:
Transfer from loans receivable to real estate owned		124
Issuance of common stock funded by stock subscriptions received prior to April 1, 2014		$ 154,345

Basis of Presentation

Basis of Presentation	3 Months Ended
	Jun. 30, 2015
Accounting Policies [Abstract]
Basis of Presentation	1. BASIS OF PRESENTATION The consolidated financial statements include the accounts of Clifton Bancorp Inc. (the “Company”), the Company’s wholly-owned subsidiary, Clifton Savings Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, Botany Inc. (“Botany”). The Company’s business consists principally of investing in securities and the operations of the Bank. Botany’s business consists solely of holding investment and mortgage-backed securities, and Botany is treated under New Jersey tax law as a New Jersey investment company. All significant intercompany accounts and transactions have been eliminated in consolidation. The accompanying unaudited consolidated financial statements were prepared in accordance with the instructions for Form 10-Q and Regulation S-X and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, or cash flows in conformity with accounting principles generally accepted in the United States of America. However, in the opinion of management, all adjustments (consisting of normal recurring adjustments) necessary for a fair presentation of the consolidated financial statements have been included. The results of operations for the three month period ended June 30, 2015 are not necessarily indicative of the results which may be expected for the entire fiscal year or any other period. The preparation of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America (“GAAP”) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reported periods. Actual results could differ from those estimates. These consolidated financial statements should be read in conjunction with the Clifton Bancorp’s audited consolidated financial statements and related notes thereto for the year ended March 31, 2015, which are included in the Company’s Annual Report on Form 10-K as filed with the Securities and Exchange Commission on June 5, 2015. The Company has evaluated events and transactions occurring subsequent to the statement of financial condition date of June 30, 2015, for items that should potentially be recognized or disclosed in these consolidated financial statements. The evaluation was conducted through the date these consolidated financial statements were issued.

Earnings Per Share (EPS)

Earnings Per Share (EPS)	3 Months Ended
	Jun. 30, 2015
Earnings Per Share [Abstract]
Earnings Per Share (EPS)	2. EARNINGS PER SHARE (EPS) Basic EPS is based on the weighted average number of common shares actually outstanding, and is adjusted for employee stock ownership plan shares not yet committed to be released and deferred compensation obligations required to be settled in shares of Company stock. Unvested restricted stock awards, which contain rights to non-forfeitable dividends, are considered participating securities and the two-class method of computing basic and diluted EPS is applied. Diluted EPS reflects the potential dilution that could occur if securities or other contracts to issue common stock, such as outstanding stock options, were exercised or converted into common stock or resulted in the issuance of common stock that then shared in the earnings of the Company. Diluted EPS is calculated by adjusting the weighted average number of shares of common stock outstanding to include the effect of contracts or securities exercisable (such as stock options) or which could be converted into common stock, if dilutive, using the treasury stock method. Basic and diluted EPS have been determined based on the adjusted numbers of weighted average shares. The calculation of diluted EPS for the three months ended June 30, 2015 and 2014 includes incremental shares related to outstanding stock options of 72,568 and 168,680, respectively. Shares issued, or retired during any period are weighted for the portion of the period they were outstanding. During the three months ended June 30, 2015 and 2014, the average number of options which were antidilutive were 882 and -0-, respectively.

Stock Repurchase

Stock Repurchase	3 Months Ended
	Jun. 30, 2015
Equity [Abstract]
Stock Repurchase	3. STOCK REPURCHASE On March 11, 2015, the Company announced that the Board of Directors authorized a stock repurchase plan, that became effective on April 2, 2015, to acquire up to 2,731,000 shares, or 10%, of the Company’s outstanding stock. During the three months ended June 30, 2015, approximately 1,478,000 shares were repurchased at an aggregate cost of approximately $20.4 million, or $13.78 per share. There were no stock repurchase plans in effect for the three months ended June 30, 2014. Additionally, during the three months ended June 30, 2015 and 2014, 887 and 887 shares, respectively, were repurchased at an aggregate cost of approximately $12,000, or $13.89 per share, and $11,000, or $11.93 per share, respectively, representing the withholding of shares subject to restricted stock awards under the Clifton Savings Bancorp, Inc. 2005 Equity Incentive Plan for payment of taxes due upon the vesting of restricted stock awards. All repurchased shares are retired.

Retirement Plan-Components of N

Retirement Plan-Components of Net Periodic Pension Cost	3 Months Ended
	Jun. 30, 2015
Compensation And Retirement Disclosure [Abstract]
Retirement Plan-Components of Net Periodic Pension Cost	4. RETIREMENT PLAN-COMPONENTS OF NET PERIODIC PENSION COST Periodic pension expense for the directors’ retirement plan and a former president’s post-retirement health care plan were as follows: Three Months Ended June 30, 2015 2014 (In Thousands) Service cost $ 44 $ 45 Interest cost 31 30 Amortization of unrecognized net loss 12 4 Amortization of past service cost 9 10 Net periodic benefit cost $ 96 $ 89

Securities

Securities	3 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Securities	5. SECURITIES The amortized cost, gross unrealized gains and losses and estimated fair value of securities available for sale and held to maturity for the dates indicated are as follows: June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for sale: Mortgage-backed securities: Federal National Mortgage Association $ 10,778 $ 39 $ 39 $ 10,778 Total available for sale securities $ 10,778 $ 39 $ 39 $ 10,778 March 31, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for sale: Debt securities: Government-sponsored enterprises $ 5,000 $ — $ — $ 5,000 Mortgage-backed securities: Federal National Mortgage Association 13,107 207 — 13,314 Total available for sale securities $ 18,107 $ 207 $ — $ 18,314 5. SECURITIES (CONT’D) June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 64,914 $ 214 $ 15 $ 65,113 Corporate bonds 50,045 772 85 50,732 Municipal bonds 3,104 1 20 3,085 118,063 987 120 118,930 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 54,473 999 500 54,972 Federal National Mortgage Association 197,071 3,476 1,698 198,849 Government National Mortgage Association 15,001 863 75 15,789 266,545 5,338 2,273 269,610 Total held to maturity securities $ 384,608 $ 6,325 $ 2,393 $ 388,540 March 31, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 74,904 $ 393 $ 16 $ 75,281 Corporate bonds 45,009 1,291 — 46,300 Municipal bonds 16,139 23 1 16,161 136,052 1,707 17 137,742 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 56,286 1,673 132 57,827 Federal National Mortgage Association 191,117 5,102 413 195,806 Government National Mortgage Association 17,106 1,122 49 18,179 264,509 7,897 594 271,812 Total held to maturity securities $ 400,561 $ 9,604 $ 611 $ 409,554 5. SECURITIES (CONT’D) Contractual maturity data for securities are as follows: June 30, 2015 Amortized Fair Cost Value (In Thousands) Available for sale: Mortgage-backed securities: Due after five through ten years $ 2,045 $ 2,017 Due after ten years 8,733 8,761 Total available for sale securities $ 10,778 $ 10,778 Held to maturity: Debt securities: Due less than one year $ 16,343 $ 16,604 Due after one through five years 70,450 70,753 Due after five through ten years 25,496 25,808 Due after ten years 5,774 5,765 118,063 118,930 Mortgage-backed securities: Due after one through five years 13,196 13,040 Due after five through ten years 73,716 73,188 Due after ten years 179,633 183,382 266,545 269,610 Total held to maturity securities $ 384,608 $ 388,540 The amortized cost and carrying values shown above are by contractual final maturity. Actual maturities will differ from contractual final maturities due to scheduled monthly payments related to mortgage-backed securities and due to the borrowers having the right to prepay obligations with or without prepayment penalties. The Company’s mortgage-backed securities are generally secured by residential mortgage loans with contractual maturities of 15 years or greater, and multi-family loans with maturities of five to ten years. However, the effective lives of those securities are generally shorter than their contractual maturities due to principal amortization and prepayment of the loans within those securities. Investors in pass-through securities generally share in the receipt of principal repayments on a pro-rata basis as paid by the borrowers. 5. SECURITIES (CONT’D) The age of gross unrealized losses and the fair value of related securities at June 30 and March 31, 2015 were as follows: Less Than 12 Months 12 Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized June 30, 2015 Fair Losses Fair Losses Fair Losses Available for sale: (In Thousands) Mortgage-backed securities: Federal National Mortgage Association $ 6,529 $ 39 $ — $ — $ 6,529 $ 39 Total available for sale securities $ 6,529 $ 39 $ — $ — $ 6,529 $ 39 Held to maturity: Debt securities: Government-sponsored enterprises $ 14,992 $ 8 $ 4,993 $ 7 $ 19,985 $ 15 Municipal bonds 1,419 20 — — 1,419 20 Corporate bonds 4,952 85 — — 4,952 85 21,363 113 4,993 7 26,356 120 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 18,803 251 8,033 249 26,836 500 Federal National Mortgage Association 97,152 1,012 21,728 686 118,880 1,698 Government National Mortgage Association — — 1,459 75 1,459 75 115,955 1,263 31,220 1,010 147,175 2,273 Total held to maturity securities $ 137,318 $ 1,376 $ 36,213 $ 1,017 $ 173,531 $ 2,393 Less Than 12 Months 12 Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized March 31, 2015 Fair Losses Fair Losses Fair Losses (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 4,996 $ 4 $ 9,988 $ 12 $ 14,984 $ 16 Municipal bonds 2,999 1 — — 2,999 1 7,995 5 9,988 12 17,983 17 Mortgage-backed securities: Federal Home Loan Mortgage Corporation — — 8,364 132 8,364 132 Federal National Mortgage Association 20,293 18 22,524 395 42,817 413 Government National Mortgage Association — — 1,494 49 1,494 49 20,293 18 32,382 576 52,675 594 Total held to maturity securities $ 28,288 $ 23 $ 42,370 $ 588 $ 70,658 $ 611 Management does not believe that any of the unrealized losses at June 30, 2015 (four bonds of Government-sponsored enterprises, one corporate bond, and eight municipal bonds included in debt securities, and thirty-four FNMA mortgage-backed securities, eight FHLMC mortgage-backed securities, and one GNMA mortgage-backed security) represent an other-than-temporary impairment as they are primarily related to market interest rates and not related to the underlying credit quality of the issuers of the securities. Additionally, the Company and its subsidiaries have the ability, and management has the intent, to hold such securities for the time necessary to recover amortized cost and does not have the intent to sell the securities, and it is more likely than not that it will not have to sell the securities before recovery of their amortized cost. 5. SECURITIES (CONT’D) During the three months ended June 30, 2015, the proceeds from sales of securities available for sale totaled $1.9 million, resulting in gross realized gains of $72,000. There were no sales of securities held to maturity during the three months ended June 30, 2015. There were no sales of securities available for sale or held to maturity during the three months ended June 30, 2014.

Loans Receivable and Allowance

Loans Receivable and Allowance for Loan Losses	3 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Loans Receivable and Allowance for Loan Losses	6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES The following is a summary of loans by segment and the classes within those segments: June 30, March 31, 2015 2015 (In Thousands) Real estate: One- to four-family $ 571,450 $ 557,301 Multi-family 35,221 35,410 Commercial 38,195 38,838 Construction 582 611 645,448 632,160 Consumer: Second mortgage 7,114 7,121 Passbook or certificate 650 602 Equity lines of credit 2,778 2,556 Other loans 70 70 10,612 10,349 Total Loans 656,060 642,509 Loans in process (477 ) (533 ) Net purchase premiums, discounts, and deferred loan costs 2,744 2,583 2,267 2,050 Total Loans, Net $ 658,327 $ 644,559 The allowance for loan losses consists of general and unallocated components. For loans that are classified as impaired, a valuation allowance is established when the discounted cash flows (or collateral value or observable market price) of the impaired loan is lower than the carrying value of that loan. The general component of the allowance covers pools of loans by loan class not considered impaired, as well as smaller balance homogeneous loans, such as one- to four-family real estate, construction real estate, second mortgage loans, home equity lines of credit and passbook loans. These pools of loans are evaluated for loss exposure based upon historical loss rates for each of these categories of loans, adjusted for qualitative factors to reflect current conditions. The qualitative risk factors which include: 1. Lending policies and procedures, including underwriting standards and collection, charge-off, and recovery practices. 2. National, regional, and local economic and business conditions, including the value of underlying collateral for collateral dependent loans. 3. Nature and volume of the portfolio and terms of loans. 4. Experience, ability, and depth of lending management and staff. 5. The quality of the Bank’s loan review system. 6. Volume and severity of past due, classified and nonaccrual loans. 7. Existence and effect of any concentrations of credit and changes in the level of such concentrations. 8. Effect of external factors, such as competition and legal and regulatory requirements. 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan loss calculation. An unallocated component is maintained to cover uncertainties that could affect management’s estimate of probable losses. The unallocated component of the allowance reflects the margin of imprecision inherent in the underlying assumptions used in the methodologies for estimating losses in the portfolio. The evaluation of the adequacy of the allowance is based on an analysis which categorizes the entire loan portfolio by certain risk characteristics. The loan portfolio segments are further disaggregated into the following loan classes, where the risk level for each type is analyzed when determining the allowance for loan losses. Real Estate: 1. One- to Four-Family Loans - consists of loans secured by first liens on either owner occupied or investment properties. These loans can be affected by economic conditions and the value of the underlying properties. The risk is considered relatively low as the Bank has always had conservative underwriting standards and does not have sub-prime loans in its loan portfolio. 2. Multi-Family Loans - consists of loans secured by multi-family real estate which generally involve a greater degree of risk than one- to four-family residential mortgage loans. These loans can be affected by economic conditions and the value of the underlying properties. The risk is considered relatively low as the Bank believes it has always had conservative underwriting standards. 3. Commercial Loans - consists of loans secured by commercial real estate which generally involve a greater degree of risk than one- to four-family residential mortgage loans. These loans can be affected by economic conditions and the value of the underlying properties. The risk is considered relatively low as the Bank believes it has always had conservative underwriting standards. These loans are affected by economic conditions to a greater degree than one- to four-family and multi-family loans. 4. Construction Loans - consists primarily of the financing of construction of one- to four-family properties or construction/permanent loans for the construction of one- to four-family homes to be occupied by the borrower. Construction loans generally are considered to involve a higher degree of risk of loss than long-term financing on improved, occupied real estate due to uncertainty of construction costs. Independent inspections are performed prior to disbursement of loan proceeds as construction progresses to mitigate these risks. These loans are also affected by economic conditions. Consumer: 1. Second Mortgage and Equity Lines of Credit - consists of one- to four-family loans secured by first, second or third liens (when the Bank has the two other lien positions) or, in one instance, a commercial property. These loans are affected by the borrower’s continuing financial stability, and therefore are more likely to be adversely affected by job loss, divorce, illness or personal bankruptcy. The credit risk is considered slightly higher than one- to four-family first lien loans as these loans are also dependent on the value of underlying properties, but in many instances, have the added risk of a subordinate collateral position. 2. Passbook or Certificate and Other Loans - consists of loans secured by passbook accounts and certificates of deposits and unsecured loans. The passbook or certificate loans have low credit risk as they are fully secured by their collateral. Unsecured loans, included in other loans, are two loans in a New Jersey loan fund and they also are considered a low credit risk. The allowance calculation methodology includes further segregation of loan classes into risk rating categories. The borrower’s overall financial condition, repayment sources, guarantors and value of collateral, if appropriate, are evaluated when credit deficiencies arise, such as delinquent loan payments. Credit quality risk ratings include regulatory classifications of special mention, substandard, doubtful and loss. Loans classified as special mention have potential weaknesses that deserve management’s close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified as substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified as doubtful have all the weaknesses inherent in loans classified as substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) charged to the allowance for loan losses. Non-classified assets are rated as a pass or pass-watch. Pass-watch loans require current oversight or tracking by management generally due to incomplete documentation or monitoring due to previous delinquent status. In addition, the Office of the Comptroller of the Currency (the “OCC”), as an integral part of its examination process, periodically reviews the Bank’s loan portfolio and the related allowance for loan losses. The OCC may require the allowance for loan losses to be increased based on its review of information available at the time of the examination. The change in the allowance for loan losses for the three months ended June 30, 2015 and 2014 is as follows: Second Passbook or One- to Four Mortgage and Certificate -Family Multi-Family Commercial Construction Equity Lines and Other Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) At March 31, 2015: Total allowance for loan losses $ 2,704 $ 350 $ 353 $ 1 $ 42 $ — $ 25 $ 3,475 Charge-offs (26 ) — — — — — — (26 ) Recoveries 3 — — — — — — 3 Provision charged to operations 143 (50 ) (25 ) — 3 — 2 73 At June 30, 2015: Total allowance for loan losses $ 2,824 $ 300 $ 328 $ 1 $ 45 $ — $ 27 $ 3,525 Second Passbook or One- to Four Mortgage and Certificate -Family Multi-Family Commercial Construction Equity Lines and Other Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) At March 31, 2014: Total allowance for loan losses $ 2,460 $ 186 $ 224 $ 2 $ 45 $ 1 $ 153 $ 3,071 Charge-offs (84 ) (84 ) Recoveries — — — — — — — — Provision charged to operations 144 61 42 — (2 ) — (107 ) 138 At June 30, 2014: Total allowance for loan losses $ 2,520 $ 247 $ 266 $ 2 $ 43 $ 1 $ 46 $ 3,125 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) The following table presents the allocation of the allowance for loan losses and related loans by loan class at June 30 and March 31, 2015. Second Passbook or One-to-Four Mortgage and Certificate Family Multi-Family Commercial Construction Equity Lines and Other June 30, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment 2,824 300 328 1 45 — 27 3,525 Total $ 2,824 $ 300 $ 328 $ 1 $ 45 $ — $ 27 $ 3,525 Loans: Individually evaluated for impairment $ 1,088 $ 776 $ 436 $ — $ 12 $ — $ — $ 2,312 Collectively evaluated for impairment 570,362 34,445 37,759 582 9,880 720 — 653,748 Total $ 571,450 $ 35,221 $ 38,195 $ 582 $ 9,892 $ 720 $ — $ 656,060 Second Passbook or One-to-Four Mortgage and Certificate Family Multi-Family Commercial Construction Equity Lines and Other March 31, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment 2,704 350 353 1 42 — 25 3,475 Total $ 2,704 $ 350 $ 353 $ 1 $ 42 $ — $ 25 $ 3,475 Loans: Individually evaluated for impairment $ 885 $ 784 $ 439 $ — $ 13 $ — $ — $ 2,121 Collectively evaluated for impairment 556,416 34,626 38,399 611 9,664 672 — 640,388 Total $ 557,301 $ 35,410 $ 38,838 $ 611 $ 9,677 $ 672 $ — $ 642,509 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) The aggregate amount of classified loan balances are as follows at June 30 and March 31, 2015: Second Passbook One- to Four Mortgage and Certificate -Family Multi-family Commercial Construction Equity Lines and Other Total June 30, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Loans (In Thousands) Non-classified: $ 566,403 $ 34,647 $ 37,759 $ 582 $ 9,815 $ 720 $ 649,926 Classified: Special mention 789 — — — 5 — 794 Substandard 4,258 574 436 — 72 — 5,340 Doubtful — — — — — — — Loss — — — — — — — Total loans $ 571,450 $ 35,221 $ 38,195 $ 582 $ 9,892 $ 720 $ 656,060 Second Passbook or One- to Mortgage and Certificate -Family Multi-family Commercial Construction Equity Lines and Other Total March 31, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Loans (In Thousands) Non-classified: $ 551,680 $ 34,829 $ 38,399 $ 611 $ 9,585 $ 672 635,776 Classified: Special mention 1,008 — — — 19 — 1,027 Substandard 4,613 581 439 — 73 — 5,706 Doubtful — — — — — — — Loss — — — — — — — Total loans $ 557,301 $ 35,410 $ 38,838 $ 611 $ 9,677 $ 672 $ 642,509 The following table provides information with respect to the Bank’s nonaccrual loans at June 30 and March 31, 2015. Loans are generally placed on nonaccrual status when they become more than 90 days delinquent, or when the collection of principal and, or interest become doubtful. Nonaccrual loans differed from the amount of total loans past due greater than 90 days due to some previously delinquent loans that are currently not more than 90 days delinquent which are maintained on nonaccrual status for a minimum of six months until the borrower has demonstrated the ability to satisfy the loan terms. A loan is returned to accrual status when there is sustained period of repayment performance (generally six months) by the borrower in accordance with the contractual terms of the loan, or in some circumstances, when the factors indicating doubtful collectability no longer exist and the Bank expects repayment of the remaining contractual amounts due. June 30, 2015 March 31, 2015 (In Thousands) Nonaccrual loans: Real estate loans: One- to four-family $ 4,258 $ 4,555 Multi-family 574 581 Commercial 436 439 Consumer and other loans: Second mortgage 72 73 Total nonaccrual loans $ 5,340 $ 5,648 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) The following table provides information about delinquencies in the Bank’s loan portfolio at June 30 and March 31, 2015. 30-59 60-89 90 Days Total Days Days Or More Total Gross June 30, 2015 Past Due Past Due Past Due Past Due Current Loans (In Thousands) Real estate loans: One- to four-family $ 2,298 $ 267 $ 3,071 $ 5,636 $ 565,814 $ 571,450 Multi-family 574 — — 574 34,647 35,221 Commercial — 192 244 436 37,759 38,195 Construction — — — — 582 582 Consumer and other loans: Second mortgage and equity lines of credit — 30 72 102 9,790 9,892 Passbook or certificate and other loans — — — — 720 720 Total $ 2,872 $ 489 $ 3,387 $ 6,748 $ 649,312 $ 656,060 30-59 60-89 90 Days Total Days Days Or More Total Gross March 31, 2015 Past Due Past Due Past Due Past Due Current Loans (In Thousands) Real estate loans: One- to four-family $ 1,289 $ 239 $ 3,262 $ 4,790 $ 552,511 $ 557,301 Multi-family — — 581 581 34,829 35,410 Commercial — — 439 439 38,399 38,838 Construction — — — — 611 611 Consumer and other loans: Second mortgage and equity lines of credit 13 — 60 73 9,604 9,677 Passbook or certificate and other loans 4 — — 4 668 672 Total $ 1,306 $ 239 $ 4,342 $ 5,887 $ 636,622 $ 642,509 There were no loans that are past due greater than 90 days that were accruing as of June 30 and March 31, 2015. A loan is defined as impaired when, based on current information and events, it is probable that a creditor will be unable to collect all amounts due under the contractual terms of the loan agreement. The Company considers one- to four-family mortgage loans and consumer installment loans to be homogeneous and, therefore, does not generally evaluate them individually for impairment, unless they are considered troubled debt restructurings. All other loans are evaluated for impairment on an individual basis. 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) Impaired loans, none of which had a related allowance at or for the three months ending June 30, 2015 and 2014, and at or for the year ended March 31, 2015, were as follows: Unpaid Average Interest Recorded Principal Recorded Income At or For The Three Months Ended June 30, 2015 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One-to four-family $ 1,088 $ 1,260 $ 1,005 $ 7 Multi-family 776 801 779 15 Commercial 436 436 437 4 Consumer and other loans: Second mortgage 12 12 12 — Total impaired loans $ 2,312 $ 2,509 $ 2,233 $ 26 Unpaid Average Interest Recorded Principal Recorded Income At or For The Three Months Ended June 30, 2014 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One-to four-family $ 766 $ 943 $ 621 $ 2 Multi-family 207 234 207 3 Commercial 246 246 246 3 Total impaired loans $ 1,219 $ 1,423 $ 1,074 $ 8 Unpaid Average Interest Recorded Principal Recorded Income At or For The Year Ended March 31, 2015 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One- to four-family $ 885 $ 1,058 $ 746 $ 20 Multi-family 784 810 250 12 Commercial 439 439 351 16 Consumer and other loans Second mortgage 13 13 4 — Total impaired loans $ 2,121 $ 2,320 $ 1,351 $ 48 The recorded investment in loans modified in a troubled debt restructuring totaled $865,000 and $784,000, respectively, at June 30 and March 31, 2015, of which $86,000 and -0- were 90 days or more past due, and $6,000 and $7,000, respectively, were 60 days or more past due. The remaining loans modified were current at the time of the restructuring and have complied with the terms of their restructure agreements at June 30 and March 31, 2015. Loans that were modified in a troubled debt restructuring represent concessions made to borrowers experiencing financial difficulties. The Bank works with these borrowers to modify existing loan terms usually by extending maturities or reducing interest rates. The Bank records an impairment loss, if any, based on the present value of expected future cash flows discounted at the original loan’s effective interest rate. Subsequently, these loans are individually evaluated for impairment. 6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) The following table presents troubled debt restructurings by class during the period indicated. Pre-restructuring Post-restructuring Outstanding Outstanding Charge-off Number of Recorded Recorded Recorded Loans Investment Investment Restructuring (Dollar In Thousands) Three Months Ended June 30, 2015 One- to Four-Family Real Estate 1 $ 86 $ 99 $ — Three Months Ended June 30, 2014 One- to Four-Family Real Estate 1 $ 210 $ 214 $ 7 The restructuring of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan, capitalization of prior past dues, and payment recalculation and re-amortization. There were no new troubled debt restructurings which defaulted within twelve months of restructuring during the three months ended June 30, 2015 and 2014.

Fair Value

Fair Value	3 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Fair Value	7. FAIR VALUE Accounting guidance on fair value measurement establishes a hierarchy that prioritizes the inputs to valuation techniques used to measure fair value. The hierarchy describes three levels of inputs that may be used to measure fair value: Level 1: Quoted prices in active markets for identical assets or liabilities. Level 2: Observable inputs other than Level 1 prices, such as quoted for similar assets or liabilities; quoted prices in markets that are not active; or inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities. Level 3: Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities. Level 3 assets and liabilities include financial instruments whose value is determined using pricing models, discounted cash flow methodologies, or similar techniques, as well as instruments for which the determination of fair value requires significant management judgment or estimation. In addition, the guidance requires the Company to disclose the fair value for certain assets and liabilities on both a recurring and non-recurring basis. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. 7. FAIR VALUE (CONT’D) For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at June 30 and March 31, 2015 are as follows: (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Markets for Observable Unobservable Description Value Identical Assets Inputs Inputs (In Thousands) June 30, 2015 Securities available for sale: Mortgage-backed securities: Federal National Mortgage Association $ 10,778 $ — $ 10,778 $ — Total securities available for sale $ 10,778 $ — $ 10,778 $ — March 31, 2015 Securities available for sale: Debt securities: Government-sponsored enterprises $ 5,000 $ — $ 5,000 $ — Mortgage-backed securities: Federal National Mortgage Association 13,314 — 13,314 — Total securities available for sale $ 18,314 $ — $ 18,314 $ — For assets measured at fair value on a non-recurring basis, the fair value measurements by level within the fair value hierarchy used at June 30 and March 31, 2015 are as follow: (Level 1) (Level 2) Quoted Prices Significant (Level 3) Carrying Markets for Observable Unobservable Description Value Identical Assets Inputs Inputs (In Thousands) June 30, 2015 Impaired loans $ 365 $ — $ — $ 365 March 31, 2015 Impaired loans $ 245 $ — $ — $ 245 7. FAIR VALUE (CONT’D) There were no liabilities measured at fair value on a recurring or non-recurring basis at June 30 and March 31, 2015. The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized adjusted Level 3 inputs to determine fair value. Fair Value Valuation Unobservable Range (Weighted Estimate Techniques Input Average) (Dollars in Thousand) June 30, 2015 Impaired Loans $ 365 Market valuation of underlying collateral (1) Selling costs (2) 7% (7%) March 31, 2015 Impaired Loans $ 245 Market valuation of underlying collateral (1) Selling costs (2) 7% (7%) (1) Fair value is based on third party appraisals. (2) Includes estimated costs to sell. The following information should not be interpreted as an estimate of the fair value of the Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The following methods and assumptions were used to estimate the fair values of certain of the Company’s assets and liabilities at June 30 and March 31, 2015: Cash and Cash Equivalents, Interest Receivable, and Interest Payable (Carried at Cost) The carrying amounts reported in the consolidated statements of financial condition for cash and cash equivalents, interest receivable, and interest payable approximate their fair values. Securities The fair value of all securities, whether classified as available for sale (carried at fair value) or held to maturity (carried at cost), is determined by reference to quoted market prices, where available. If quoted market prices are not available, fair values are based on quoted market prices of comparable instruments. Securities are measured on a recurring basis. The fair values of these securities are obtained from quotes received from an independent broker. The Company’s broker provides it with prices which are categorized as Level 2 since quoted prices in active markets for identical assets are generally not available. As the Company is responsible for the determination of fair value, it performs monthly analyses on the prices received from the pricing service to determine whether the prices are reasonable estimates of fair value. Specifically, the Company compares the prices received from the pricing service to a secondary pricing source. The Company’s internal price verification procedures and review of fair value methodology documentation provided by third- party pricing services has not historically resulted in adjustment in the prices obtained from the pricing service. Loans Receivable (Carried at Cost) Fair value is estimated by discounting the future cash flows, using the current rates at which similar loans would be made to borrowers with similar credit ratings and for the same remaining maturities, of such loans. Impaired Loans (Carried based on Collateral Fair Value or Discounted Cash Flows) Impaired loans are those accounted for under ASC Topic 310 “Accounting by Creditors for Impairment of a Loan” in which the Company has measured impairment generally based on either the fair value of the loan’s collateral or discounted cash flows. These assets are included as Level 3 assets. 7. FAIR VALUE (CONT’D) Federal Home Loan Bank of New York Stock (Carried at Cost) Fair value approximates cost basis as these instruments are redeemable only with the issuing agency at face value. Deposits (Carried at Cost) The fair value of non-interest-bearing demand, Crystal Checking, NOW, Super NOW, Money Market and Savings and Club accounts is the amount payable on demand at the reporting date. For fixed-maturity certificates of deposit, fair value is estimated by discounting future cash flows using the rates currently offered for deposits of similar remaining maturities. Advances from Federal Home Loan Bank of New York (Carried at Cost) The fair value is estimated by discounting future cash flows using rates currently offered for liabilities of similar remaining maturities, or when available, quoted market prices. Commitments to Extend Credit The fair value of commitments to extend credit is estimated using the fees currently charged to enter into similar agreements, taking into account the remaining terms of the agreements and the present creditworthiness of the counterparties. For fixed-rate loan commitments, fair value also considers the difference between current levels of interest rates and the committed rates. As of June 30 and March 31, 2015, the fair value of the commitments to extend credit were not considered to be material. 7. FAIR VALUE (CONT’D) The carrying amounts and fair values of financial instruments are as follows: (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Estimated Markets for Observable Unobservable June 30, 2015 Value Fair Value Identical Inputs Inputs (In Thousands) Financial assets: Cash and cash equivalents $ 23,498 $ 23,498 $ 23,498 $ — $ — Securities available for sale 10,778 10,778 — 10,778 — Securities held to maturity 384,608 388,540 — 388,540 — Net loans receivable 654,802 652,292 — — 652,292 Federal Home Loan Bank of New York stock 6,085 6,085 — 6,085 — Interest receivable 3,274 3,274 — 3,274 — Financial liabilities: Deposits 685,248 689,493 — 689,493 — FHLB advances 107,500 110,600 — 110,600 — Interest payable 252 252 — 252 — (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Estimated Markets for Observable Unobservable March 31, 2015 Value Fair Value Identical Assets Inputs Inputs (In Thousands) Financial assets: Cash and cash equivalents $ 49,308 $ 49,308 $ 49,308 $ — $ — Securities available for sale 18,314 18,314 — 18,314 — Securities held to maturity 400,561 409,554 — 409,554 — Net loans receivable 641,084 645,801 — — 645,801 Federal Home Loan Bank of New York stock 6,041 6,041 — 6,041 — Interest receivable 3,274 3,274 — 3,274 — Financial liabilities: Deposits 699,476 704,788 — 704,788 — FHLB advances 107,500 111,008 — 111,008 — Interest payable 244 244 — 244 —

Recent Accounting Pronouncement

Recent Accounting Pronouncements	3 Months Ended
	Jun. 30, 2015
Accounting Changes And Error Corrections [Abstract]
Recent Accounting Pronouncements	8. RECENT ACCOUNTING PRONOUNCEMENTS On May 28, 2014, the FASB and International Accounting Standards Board (“IASB”) issued their final standard on revenue from contracts with customers. The standard, issued as ASU 2014-09 by the FASB and as IFRS 152 by the IASB, outlines a single comprehensive model for entities to use in accounting for revenue arising from contracts with customers and supersedes most current revenue recognition guidance, including industry-specific guidance. The goals of the revenue recognition project are to clarify and converge the revenue recognition principles under U.S. GAAP and IFRS and to develop guidance that would streamline and enhance revenue recognition requirements while also providing “a more robust framework for addressing revenue issues.” The boards believe that the standard will improve the consistency of requirements, comparability of revenue recognition practices, and usefulness of disclosures. The ASU is effective for annual periods, and interim periods within those annual periods, beginning after December 15, 2017. The adoption of this standard effective April 1, 2018 is not expected to have a material impact on the Company’s consolidated financial statements.

Retirement Plan-Components of18

Retirement Plan-Components of Net Periodic Pension Cost (Tables)	3 Months Ended
	Jun. 30, 2015
Compensation And Retirement Disclosure [Abstract]
Periodic Pension Expense	Periodic pension expense for the directors’ retirement plan and a former president’s post-retirement health care plan were as follows: Three Months Ended June 30, 2015 2014 (In Thousands) Service cost $ 44 $ 45 Interest cost 31 30 Amortization of unrecognized net loss 12 4 Amortization of past service cost 9 10 Net periodic benefit cost $ 96 $ 89

Securities (Tables)

Securities (Tables)	3 Months Ended
	Jun. 30, 2015
Investments Debt And Equity Securities [Abstract]
Available for Sale Securities and Held to Maturity Securities	The amortized cost, gross unrealized gains and losses and estimated fair value of securities available for sale and held to maturity for the dates indicated are as follows: June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for sale: Mortgage-backed securities: Federal National Mortgage Association $ 10,778 $ 39 $ 39 $ 10,778 Total available for sale securities $ 10,778 $ 39 $ 39 $ 10,778 March 31, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Available for sale: Debt securities: Government-sponsored enterprises $ 5,000 $ — $ — $ 5,000 Mortgage-backed securities: Federal National Mortgage Association 13,107 207 — 13,314 Total available for sale securities $ 18,107 $ 207 $ — $ 18,314 June 30, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 64,914 $ 214 $ 15 $ 65,113 Corporate bonds 50,045 772 85 50,732 Municipal bonds 3,104 1 20 3,085 118,063 987 120 118,930 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 54,473 999 500 54,972 Federal National Mortgage Association 197,071 3,476 1,698 198,849 Government National Mortgage Association 15,001 863 75 15,789 266,545 5,338 2,273 269,610 Total held to maturity securities $ 384,608 $ 6,325 $ 2,393 $ 388,540 March 31, 2015 Gross Gross Amortized Unrealized Unrealized Fair Cost Gains Losses Value (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 74,904 $ 393 $ 16 $ 75,281 Corporate bonds 45,009 1,291 — 46,300 Municipal bonds 16,139 23 1 16,161 136,052 1,707 17 137,742 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 56,286 1,673 132 57,827 Federal National Mortgage Association 191,117 5,102 413 195,806 Government National Mortgage Association 17,106 1,122 49 18,179 264,509 7,897 594 271,812 Total held to maturity securities $ 400,561 $ 9,604 $ 611 $ 409,554
Contractual Maturity Data for Securities	Contractual maturity data for securities are as follows: June 30, 2015 Amortized Fair Cost Value (In Thousands) Available for sale: Mortgage-backed securities: Due after five through ten years $ 2,045 $ 2,017 Due after ten years 8,733 8,761 Total available for sale securities $ 10,778 $ 10,778 Held to maturity: Debt securities: Due less than one year $ 16,343 $ 16,604 Due after one through five years 70,450 70,753 Due after five through ten years 25,496 25,808 Due after ten years 5,774 5,765 118,063 118,930 Mortgage-backed securities: Due after one through five years 13,196 13,040 Due after five through ten years 73,716 73,188 Due after ten years 179,633 183,382 266,545 269,610 Total held to maturity securities $ 384,608 $ 388,540
Gross Unrealized Losses and Fair Value of Related Securities	The age of gross unrealized losses and the fair value of related securities at June 30 and March 31, 2015 were as follows: Less Than 12 Months 12 Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized June 30, 2015 Fair Losses Fair Losses Fair Losses Available for sale: (In Thousands) Mortgage-backed securities: Federal National Mortgage Association $ 6,529 $ 39 $ — $ — $ 6,529 $ 39 Total available for sale securities $ 6,529 $ 39 $ — $ — $ 6,529 $ 39 Held to maturity: Debt securities: Government-sponsored enterprises $ 14,992 $ 8 $ 4,993 $ 7 $ 19,985 $ 15 Municipal bonds 1,419 20 — — 1,419 20 Corporate bonds 4,952 85 — — 4,952 85 21,363 113 4,993 7 26,356 120 Mortgage-backed securities: Federal Home Loan Mortgage Corporation 18,803 251 8,033 249 26,836 500 Federal National Mortgage Association 97,152 1,012 21,728 686 118,880 1,698 Government National Mortgage Association — — 1,459 75 1,459 75 115,955 1,263 31,220 1,010 147,175 2,273 Total held to maturity securities $ 137,318 $ 1,376 $ 36,213 $ 1,017 $ 173,531 $ 2,393 Less Than 12 Months 12 Months or More Total Gross Gross Gross Unrealized Unrealized Unrealized March 31, 2015 Fair Losses Fair Losses Fair Losses (In Thousands) Held to maturity: Debt securities: Government-sponsored enterprises $ 4,996 $ 4 $ 9,988 $ 12 $ 14,984 $ 16 Municipal bonds 2,999 1 — — 2,999 1 7,995 5 9,988 12 17,983 17 Mortgage-backed securities: Federal Home Loan Mortgage Corporation — — 8,364 132 8,364 132 Federal National Mortgage Association 20,293 18 22,524 395 42,817 413 Government National Mortgage Association — — 1,494 49 1,494 49 20,293 18 32,382 576 52,675 594 Total held to maturity securities $ 28,288 $ 23 $ 42,370 $ 588 $ 70,658 $ 611

Loans Receivable and Allowanc20

Loans Receivable and Allowance for Loan Losses (Tables)	3 Months Ended
	Jun. 30, 2015
Receivables [Abstract]
Summary of Loans by Segment	The following is a summary of loans by segment and the classes within those segments: June 30, March 31, 2015 2015 (In Thousands) Real estate: One- to four-family $ 571,450 $ 557,301 Multi-family 35,221 35,410 Commercial 38,195 38,838 Construction 582 611 645,448 632,160 Consumer: Second mortgage 7,114 7,121 Passbook or certificate 650 602 Equity lines of credit 2,778 2,556 Other loans 70 70 10,612 10,349 Total Loans 656,060 642,509 Loans in process (477 ) (533 ) Net purchase premiums, discounts, and deferred loan costs 2,744 2,583 2,267 2,050 Total Loans, Net $ 658,327 $ 644,559
Allowance for Loan Losses	The change in the allowance for loan losses for the three months ended June 30, 2015 and 2014 is as follows: Second Passbook or One- to Four Mortgage and Certificate -Family Multi-Family Commercial Construction Equity Lines and Other Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) At March 31, 2015: Total allowance for loan losses $ 2,704 $ 350 $ 353 $ 1 $ 42 $ — $ 25 $ 3,475 Charge-offs (26 ) — — — — — — (26 ) Recoveries 3 — — — — — — 3 Provision charged to operations 143 (50 ) (25 ) — 3 — 2 73 At June 30, 2015: Total allowance for loan losses $ 2,824 $ 300 $ 328 $ 1 $ 45 $ — $ 27 $ 3,525 Second Passbook or One- to Four Mortgage and Certificate -Family Multi-Family Commercial Construction Equity Lines and Other Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) At March 31, 2014: Total allowance for loan losses $ 2,460 $ 186 $ 224 $ 2 $ 45 $ 1 $ 153 $ 3,071 Charge-offs (84 ) (84 ) Recoveries — — — — — — — — Provision charged to operations 144 61 42 — (2 ) — (107 ) 138 At June 30, 2014: Total allowance for loan losses $ 2,520 $ 247 $ 266 $ 2 $ 43 $ 1 $ 46 $ 3,125 The following table presents the allocation of the allowance for loan losses and related loans by loan class at June 30 and March 31, 2015. Second Passbook or One-to-Four Mortgage and Certificate Family Multi-Family Commercial Construction Equity Lines and Other June 30, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment 2,824 300 328 1 45 — 27 3,525 Total $ 2,824 $ 300 $ 328 $ 1 $ 45 $ — $ 27 $ 3,525 Loans: Individually evaluated for impairment $ 1,088 $ 776 $ 436 $ — $ 12 $ — $ — $ 2,312 Collectively evaluated for impairment 570,362 34,445 37,759 582 9,880 720 — 653,748 Total $ 571,450 $ 35,221 $ 38,195 $ 582 $ 9,892 $ 720 $ — $ 656,060 Second Passbook or One-to-Four Mortgage and Certificate Family Multi-Family Commercial Construction Equity Lines and Other March 31, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Unallocated Total (In Thousands) Allowance for loan losses: Individually evaluated for impairment $ — $ — $ — $ — $ — $ — $ — $ — Collectively evaluated for impairment 2,704 350 353 1 42 — 25 3,475 Total $ 2,704 $ 350 $ 353 $ 1 $ 42 $ — $ 25 $ 3,475 Loans: Individually evaluated for impairment $ 885 $ 784 $ 439 $ — $ 13 $ — $ — $ 2,121 Collectively evaluated for impairment 556,416 34,626 38,399 611 9,664 672 — 640,388 Total $ 557,301 $ 35,410 $ 38,838 $ 611 $ 9,677 $ 672 $ — $ 642,509
Aggregate Amount of Classified Loan Balances	The aggregate amount of classified loan balances are as follows at June 30 and March 31, 2015: Second Passbook One- to Four Mortgage and Certificate -Family Multi-family Commercial Construction Equity Lines and Other Total June 30, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Loans (In Thousands) Non-classified: $ 566,403 $ 34,647 $ 37,759 $ 582 $ 9,815 $ 720 $ 649,926 Classified: Special mention 789 — — — 5 — 794 Substandard 4,258 574 436 — 72 — 5,340 Doubtful — — — — — — — Loss — — — — — — — Total loans $ 571,450 $ 35,221 $ 38,195 $ 582 $ 9,892 $ 720 $ 656,060 Second Passbook or One- to Mortgage and Certificate -Family Multi-family Commercial Construction Equity Lines and Other Total March 31, 2015 Real Estate Real Estate Real Estate Real Estate of Credit Loans Loans (In Thousands) Non-classified: $ 551,680 $ 34,829 $ 38,399 $ 611 $ 9,585 $ 672 635,776 Classified: Special mention 1,008 — — — 19 — 1,027 Substandard 4,613 581 439 — 73 — 5,706 Doubtful — — — — — — — Loss — — — — — — — Total loans $ 557,301 $ 35,410 $ 38,838 $ 611 $ 9,677 $ 672 $ 642,509
Information with Respect to Nonaccrual Loans	The following table provides information with respect to the Bank’s nonaccrual loans at June 30 and March 31, 2015. June 30, 2015 March 31, 2015 (In Thousands) Nonaccrual loans: Real estate loans: One- to four-family $ 4,258 $ 4,555 Multi-family 574 581 Commercial 436 439 Consumer and other loans: Second mortgage 72 73 Total nonaccrual loans $ 5,340 $ 5,648
Information about Delinquencies in Loan Portfolio	The following table provides information about delinquencies in the Bank’s loan portfolio at June 30 and March 31, 2015. 30-59 60-89 90 Days Total Days Days Or More Total Gross June 30, 2015 Past Due Past Due Past Due Past Due Current Loans (In Thousands) Real estate loans: One- to four-family $ 2,298 $ 267 $ 3,071 $ 5,636 $ 565,814 $ 571,450 Multi-family 574 — — 574 34,647 35,221 Commercial — 192 244 436 37,759 38,195 Construction — — — — 582 582 Consumer and other loans: Second mortgage and equity lines of credit — 30 72 102 9,790 9,892 Passbook or certificate and other loans — — — — 720 720 Total $ 2,872 $ 489 $ 3,387 $ 6,748 $ 649,312 $ 656,060 30-59 60-89 90 Days Total Days Days Or More Total Gross March 31, 2015 Past Due Past Due Past Due Past Due Current Loans (In Thousands) Real estate loans: One- to four-family $ 1,289 $ 239 $ 3,262 $ 4,790 $ 552,511 $ 557,301 Multi-family — — 581 581 34,829 35,410 Commercial — — 439 439 38,399 38,838 Construction — — — — 611 611 Consumer and other loans: Second mortgage and equity lines of credit 13 — 60 73 9,604 9,677 Passbook or certificate and other loans 4 — — 4 668 672 Total $ 1,306 $ 239 $ 4,342 $ 5,887 $ 636,622 $ 642,509
Impaired Loans, None of Which had Related Allowance	6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) Impaired loans, none of which had a related allowance at or for the three months ending June 30, 2015 and 2014, and at or for the year ended March 31, 2015, were as follows: Unpaid Average Interest Recorded Principal Recorded Income At or For The Three Months Ended June 30, 2015 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One-to four-family $ 1,088 $ 1,260 $ 1,005 $ 7 Multi-family 776 801 779 15 Commercial 436 436 437 4 Consumer and other loans: Second mortgage 12 12 12 — Total impaired loans $ 2,312 $ 2,509 $ 2,233 $ 26 Unpaid Average Interest Recorded Principal Recorded Income At or For The Three Months Ended June 30, 2014 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One-to four-family $ 766 $ 943 $ 621 $ 2 Multi-family 207 234 207 3 Commercial 246 246 246 3 Total impaired loans $ 1,219 $ 1,423 $ 1,074 $ 8 Unpaid Average Interest Recorded Principal Recorded Income At or For The Year Ended March 31, 2015 Investment Balance Investment Recognized (In Thousands) With no related allowance recorded: Real estate loans: One- to four-family $ 885 $ 1,058 $ 746 $ 20 Multi-family 784 810 250 12 Commercial 439 439 351 16 Consumer and other loans Second mortgage 13 13 4 — Total impaired loans $ 2,121 $ 2,320 $ 1,351 $ 48
Troubled Debt Restructurings by Class	6. LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSSES (CONT’D) The following table presents troubled debt restructurings by class during the period indicated. Pre-restructuring Post-restructuring Outstanding Outstanding Charge-off Number of Recorded Recorded Recorded Loans Investment Investment Restructuring (Dollar In Thousands) Three Months Ended June 30, 2015 One- to Four-Family Real Estate 1 $ 86 $ 99 $ — Three Months Ended June 30, 2014 One- to Four-Family Real Estate 1 $ 210 $ 214 $ 7 The restructuring of the terms of such loans included one or a combination of the following: a reduction of the stated interest rate of the loan, capitalization of prior past dues, and payment recalculation and re-amortization.

Fair Value (Tables)

Fair Value (Tables)	3 Months Ended
	Jun. 30, 2015
Fair Value Disclosures [Abstract]
Assets Measured at Fair Value on Recurring Basis	7. FAIR VALUE (CONT’D) For assets measured at fair value on a recurring basis, the fair value measurements by level within the fair value hierarchy used at June 30 and March 31, 2015 are as follows: (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Markets for Observable Unobservable Description Value Identical Assets Inputs Inputs (In Thousands) June 30, 2015 Securities available for sale: Mortgage-backed securities: Federal National Mortgage Association $ 10,778 $ — $ 10,778 $ — Total securities available for sale $ 10,778 $ — $ 10,778 $ — March 31, 2015 Securities available for sale: Debt securities: Government-sponsored enterprises $ 5,000 $ — $ 5,000 $ — Mortgage-backed securities: Federal National Mortgage Association 13,314 — 13,314 — Total securities available for sale $ 18,314 $ — $ 18,314 $ —
Assets Measured at Fair Value on Non-Recurring Basis	For assets measured at fair value on a non-recurring basis, the fair value measurements by level within the fair value hierarchy used at June 30 and March 31, 2015 are as follow: (Level 1) (Level 2) Quoted Prices Significant (Level 3) Carrying Markets for Observable Unobservable Description Value Identical Assets Inputs Inputs (In Thousands) June 30, 2015 Impaired loans $ 365 $ — $ — $ 365 March 31, 2015 Impaired loans $ 245 $ — $ — $ 245
Additional Quantitative Information about Assets Measured at Fair Value on Nonrecurring Basis	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized adjusted Level 3 inputs to determine fair value. Fair Value Valuation Unobservable Range (Weighted Estimate Techniques Input Average) (Dollars in Thousand) June 30, 2015 Impaired Loans $ 365 Market valuation of underlying collateral (1) Selling costs (2) 7% (7%) March 31, 2015 Impaired Loans $ 245 Market valuation of underlying collateral (1) Selling costs (2) 7% (7%) (1) Fair value is based on third party appraisals. (2) Includes estimated costs to sell.
Carrying Amounts and Fair Values of Financial Instruments	The carrying amounts and fair values of financial instruments are as follows: (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Estimated Markets for Observable Unobservable June 30, 2015 Value Fair Value Identical Inputs Inputs (In Thousands) Financial assets: Cash and cash equivalents $ 23,498 $ 23,498 $ 23,498 $ — $ — Securities available for sale 10,778 10,778 — 10,778 — Securities held to maturity 384,608 388,540 — 388,540 — Net loans receivable 654,802 652,292 — — 652,292 Federal Home Loan Bank of New York stock 6,085 6,085 — 6,085 — Interest receivable 3,274 3,274 — 3,274 — Financial liabilities: Deposits 685,248 689,493 — 689,493 — FHLB advances 107,500 110,600 — 110,600 — Interest payable 252 252 — 252 — (Level 1) (Level 2) Quoted Prices Significant (Level 3) in Active Other Significant Carrying Estimated Markets for Observable Unobservable March 31, 2015 Value Fair Value Identical Assets Inputs Inputs (In Thousands) Financial assets: Cash and cash equivalents $ 49,308 $ 49,308 $ 49,308 $ — $ — Securities available for sale 18,314 18,314 — 18,314 — Securities held to maturity 400,561 409,554 — 409,554 — Net loans receivable 641,084 645,801 — — 645,801 Federal Home Loan Bank of New York stock 6,041 6,041 — 6,041 — Interest receivable 3,274 3,274 — 3,274 — Financial liabilities: Deposits 699,476 704,788 — 704,788 — FHLB advances 107,500 111,008 — 111,008 — Interest payable 244 244 — 244 —

Earnings Per Share (EPS) - Addi

Earnings Per Share (EPS) - Additional Information (Detail) - shares	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Earnings Per Share [Abstract]
Incremental shares related to outstanding options included in calculation of diluted EPS	72,568	168,680
Antidilutive shares excluded from calculation of diluted EPS	882	0

Stock Repurchase - Additional I

Stock Repurchase - Additional Information (Detail) - USD ($) $ / shares in Units, $ in Thousands	Mar. 11, 2015	Jun. 30, 2015	Jun. 30, 2014
Equity Class Of Treasury Stock [Line Items]
Stock repurchase plan, Authorized shares	2,731,000
Stock repurchase plan, Percentage of outstanding stock	10.00%
Stock repurchased during period, value		$ 20,359
Stock repurchased during period, per share		$ 13.78
Stock repurchase plan, Number of stock repurchased		1,478,000	0
2005 Equity Incentive Plan [Member] | Restricted Stock Awards [Member]
Equity Class Of Treasury Stock [Line Items]
Stock repurchased during period, value		$ 12	$ 11
Stock repurchased during period, per share		$ 13.89	$ 11.93
Stock repurchase plan, Number of stock repurchased		887	887

Retirement Plan-Components of24

Retirement Plan-Components of Net Periodic Pension Cost - Periodic Pension Expense (Detail) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Defined Benefit Plan, Change in Benefit Obligation [Roll Forward]
Service cost	$ 44	$ 45
Interest cost	31	30
Amortization of unrecognized net loss	12	4
Amortization of past service cost	9	10
Net periodic benefit cost	$ 96	$ 89

Securities - Available for Sale

Securities - Available for Sale Securities and Held to Maturity Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Investment Holdings [Line Items]
Available for sale, Amortized Cost	$ 10,778	$ 18,107
Available for sale, Gross Unrealized Gains	39	207
Available for sale, Gross Unrealized Losses	39
Available for sale, Fair Value	10,778	18,314
Held to maturity, Amortized Cost	384,608	400,561
Held to maturity, Gross Unrealized Gains	6,325	9,604
Held to maturity, Gross Unrealized Losses	2,393	611
Held to maturity, Fair Value	388,540	409,554
Mortgage-Backed Securities [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	266,545	264,509
Held to maturity, Gross Unrealized Gains	5,338	7,897
Held to maturity, Gross Unrealized Losses	2,273	594
Held to maturity, Fair Value	269,610	271,812
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Investment Holdings [Line Items]
Available for sale, Amortized Cost	10,778	13,107
Available for sale, Gross Unrealized Gains	39	207
Available for sale, Gross Unrealized Losses	39
Available for sale, Fair Value	10,778	13,314
Held to maturity, Amortized Cost	197,071	191,117
Held to maturity, Gross Unrealized Gains	3,476	5,102
Held to maturity, Gross Unrealized Losses	1,698	413
Held to maturity, Fair Value	198,849	195,806
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	54,473	56,286
Held to maturity, Gross Unrealized Gains	999	1,673
Held to maturity, Gross Unrealized Losses	500	132
Held to maturity, Fair Value	54,972	57,827
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	15,001	17,106
Held to maturity, Gross Unrealized Gains	863	1,122
Held to maturity, Gross Unrealized Losses	75	49
Held to maturity, Fair Value	15,789	18,179
Debt Securities [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	118,063	136,052
Held to maturity, Gross Unrealized Gains	987	1,707
Held to maturity, Gross Unrealized Losses	120	17
Held to maturity, Fair Value	118,930	137,742
Debt Securities [Member] | Government-Sponsored Enterprises [Member]
Investment Holdings [Line Items]
Available for sale, Amortized Cost		5,000
Available for sale, Fair Value		5,000
Held to maturity, Amortized Cost	64,914	74,904
Held to maturity, Gross Unrealized Gains	214	393
Held to maturity, Gross Unrealized Losses	15	16
Held to maturity, Fair Value	65,113	75,281
Debt Securities [Member] | Corporate Bonds [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	50,045	45,009
Held to maturity, Gross Unrealized Gains	772	1,291
Held to maturity, Gross Unrealized Losses	85
Held to maturity, Fair Value	50,732	46,300
Debt Securities [Member] | Municipal Bonds [Member]
Investment Holdings [Line Items]
Held to maturity, Amortized Cost	3,104	16,139
Held to maturity, Gross Unrealized Gains	1	23
Held to maturity, Gross Unrealized Losses	20	1
Held to maturity, Fair Value	$ 3,085	$ 16,161

Securities - Contractual Maturi

Securities - Contractual Maturity Data for Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Investment Holdings [Line Items]
Available for sale, Amortized Cost	$ 10,778	$ 18,107
Held to maturity, Amortized Cost	384,608	400,561
Available for sale, Fair Value	10,778
Held to maturity, Fair Value	388,540	409,554
Mortgage-Backed Securities [Member]
Investment Holdings [Line Items]
Available for sale, Due after five through ten years, Amortized Cost	2,045
Available for sale, Due after ten years, Amortized Cost	8,733
Held to maturity, Due after one through five years, Amortized Cost	13,196
Held to maturity, Due after five through ten years, Amortized Cost	73,716
Held to maturity, Due after ten years, Amortized Cost	179,633
Held to maturity, Amortized Cost	266,545	264,509
Available for sale, Due after five through ten years, Fair Value	2,017
Available for sale, Due after ten years, Fair Value	8,761
Held to maturity, Due after one through five years, Fair Value	13,040
Held to maturity, Due after five through ten years, Fair Value	73,188
Held to maturity, Due after ten years, Fair Value	183,382
Held to maturity, Fair Value	269,610	271,812
Debt Securities [Member]
Investment Holdings [Line Items]
Held to maturity, Due less than one year, Amortized Cost	16,343
Held to maturity, Due after one through five years, Amortized Cost	70,450
Held to maturity, Due after five through ten years, Amortized Cost	25,496
Held to maturity, Due after ten years, Amortized Cost	5,774
Held to maturity, Amortized Cost	118,063	136,052
Held to maturity, Due less than one year, Fair Value	16,604
Held to maturity, Due after one through five years, Fair Value	70,753
Held to maturity, Due after five through ten years, Fair Value	25,808
Held to maturity, Due after ten years, Fair Value	5,765
Held to maturity, Fair Value	$ 118,930	$ 137,742

Securities - Additional Informa

Securities - Additional Information (Detail)	3 Months Ended
	Jun. 30, 2015USD ($)Security	Jun. 30, 2014USD ($)
Investment Holdings [Line Items]
Proceeds from sale of securities available for sale | $	$ 1,908,000	$ 0
Realized gain on securities available for sale | $	72,000	0
Proceeds from sale of held-to-maturity securities | $	$ 0	$ 0
Government-Sponsored Enterprises [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	4
Corporate Bonds [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	1
Municipal Bonds [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	8
Federal National Mortgage Association [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	34
Federal Home Loan Mortgage Corporation [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	8
Government National Mortgage Association [Member]
Investment Holdings [Line Items]
Number of debt security not representing other than temporary impairment	1
Minimum [Member] | Residential Mortgage Loans [Member]
Investment Holdings [Line Items]
Contractual maturities	15 years
Minimum [Member] | Multi-Family Real Estate [Member]
Investment Holdings [Line Items]
Contractual maturities	5 years
Maximum [Member] | Multi-Family Real Estate [Member]
Investment Holdings [Line Items]
Contractual maturities	10 years

Securities - Gross Unrealized L

Securities - Gross Unrealized Losses and Fair Value of Related Securities (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	$ 137,318	$ 28,288
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	1,376	23
Held to maturity, 12 Months or More, Fair Value	36,213	42,370
Held to maturity, 12 Months or More, Gross Unrealized Losses	1,017	588
Held to maturity, Total, Fair Value	173,531	70,658
Held to maturity, Total, Gross Unrealized Losses	2,393	611
Available for sale, Less Than 12 Months, Fair Value	6,529
Available for sale, Less Than 12 Months, Gross Unrealized Losses	39
Available for sale, Total, Fair Value	6,529
Available for sale, Total, Gross Unrealized Losses	39
Debt Securities [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	21,363	7,995
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	113	5
Held to maturity, 12 Months or More, Fair Value	4,993	9,988
Held to maturity, 12 Months or More, Gross Unrealized Losses	7	12
Held to maturity, Total, Fair Value	26,356	17,983
Held to maturity, Total, Gross Unrealized Losses	120	17
Debt Securities [Member] | Government-Sponsored Enterprises [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	14,992	4,996
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	8	4
Held to maturity, 12 Months or More, Fair Value	4,993	9,988
Held to maturity, 12 Months or More, Gross Unrealized Losses	7	12
Held to maturity, Total, Fair Value	19,985	14,984
Held to maturity, Total, Gross Unrealized Losses	15	16
Debt Securities [Member] | Municipal Bonds [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	1,419	2,999
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	20	1
Held to maturity, Total, Fair Value	1,419	2,999
Held to maturity, Total, Gross Unrealized Losses	20	1
Debt Securities [Member] | Corporate Bonds [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	4,952
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	85
Held to maturity, Total, Fair Value	4,952
Held to maturity, Total, Gross Unrealized Losses	85
Mortgage-Backed Securities [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	115,955	20,293
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	1,263	18
Held to maturity, 12 Months or More, Fair Value	31,220	32,382
Held to maturity, 12 Months or More, Gross Unrealized Losses	1,010	576
Held to maturity, Total, Fair Value	147,175	52,675
Held to maturity, Total, Gross Unrealized Losses	2,273	594
Mortgage-Backed Securities [Member] | Federal Home Loan Mortgage Corporation [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	18,803
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	251
Held to maturity, 12 Months or More, Fair Value	8,033	8,364
Held to maturity, 12 Months or More, Gross Unrealized Losses	249	132
Held to maturity, Total, Fair Value	26,836	8,364
Held to maturity, Total, Gross Unrealized Losses	500	132
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Investment Holdings [Line Items]
Held to maturity, Less Than 12 Months, Fair Value	97,152	20,293
Held to maturity, Less Than 12 Months, Gross Unrealized Losses	1,012	18
Held to maturity, 12 Months or More, Fair Value	21,728	22,524
Held to maturity, 12 Months or More, Gross Unrealized Losses	686	395
Held to maturity, Total, Fair Value	118,880	42,817
Held to maturity, Total, Gross Unrealized Losses	1,698	413
Available for sale, Less Than 12 Months, Fair Value	6,529
Available for sale, Less Than 12 Months, Gross Unrealized Losses	39
Available for sale, Total, Fair Value	6,529
Available for sale, Total, Gross Unrealized Losses	39
Mortgage-Backed Securities [Member] | Government National Mortgage Association [Member]
Investment Holdings [Line Items]
Held to maturity, 12 Months or More, Fair Value	1,459	1,494
Held to maturity, 12 Months or More, Gross Unrealized Losses	75	49
Held to maturity, Total, Fair Value	1,459	1,494
Held to maturity, Total, Gross Unrealized Losses	$ 75	$ 49

Loans Receivable and Allowanc29

Loans Receivable and Allowance for Loan Losses - Summary of Loans by Segment (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 656,060	$ 642,509
Loans in process	(477)	(533)
Net purchase premiums, discounts, and deferred loan costs	2,744	2,583
Loan in process and unamortized yield adjustments	2,267	2,050
Total Loans, Net	658,327	644,559
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	645,448	632,160
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	571,450	557,301
Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	35,221	35,410
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	38,195	38,838
Real Estate [Member] | Construction Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	582	611
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	10,612	10,349
Consumer [Member] | Second Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	7,114	7,121
Consumer [Member] | Passbook or Certificate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	650	602
Consumer [Member] | Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,778	2,556
Consumer [Member] | Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 70	$ 70

Loans Receivable and Allowanc30

Loans Receivable and Allowance for Loan Losses - Additional Information (Detail)	3 Months Ended		12 Months Ended
	Jun. 30, 2015USD ($)LoanOperatingLocationRestructuring	Jun. 30, 2014Restructuring	Mar. 31, 2015USD ($)OperatingLocation
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of unsecured loans in other loans | Loan	2
Loans that are past due greater than 90 days still accruing | OperatingLocation	0		0
Total past due loans	$ 6,748,000		$ 5,887,000
60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due loans	489,000		239,000
90 Days Or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due loans	3,387,000		4,342,000
Troubled Debt Restructuring [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Troubled debt restructuring total	$ 865,000		784,000
Period for assumption of trouble debt restructuring	12 months	12 months
Number of defaults of new troubled debt restructuring | Restructuring	0	0
Troubled Debt Restructuring [Member] | 60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due loans	$ 6,000		7,000
Troubled Debt Restructuring [Member] | 90 Days Or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total past due loans	$ 86,000		$ 0
Minimum [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans on non accrual status	90 days		90 days
Non accrual status to satisfy the loan terms	6 months		6 months

Loans Receivable and Allowanc31

Loans Receivable and Allowance for Loan Losses - Allowance for Loan Losses (Detail) - USD ($) $ in Thousands	3 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	$ 3,475	$ 3,071
Charge-offs	(26)	(84)
Recoveries	3
Provision charged to operations	73	138
Total allowance for loan losses, ending balance	3,525	3,125
Allowance for loan losses:
Collectively evaluated for impairment	3,525		$ 3,475
Total allowance for loan losses, ending balance	3,525	3,125
Loans:
Individually evaluated for impairment	2,312		2,121
Collectively evaluated for impairment	653,748		640,388
Total	656,060		642,509
Real Estate [Member]
Loans:
Total	645,448		632,160
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	2,704	2,460
Charge-offs	(26)	(84)
Recoveries	3
Provision charged to operations	143	144
Total allowance for loan losses, ending balance	2,824	2,520
Allowance for loan losses:
Collectively evaluated for impairment	2,824		2,704
Total allowance for loan losses, ending balance	2,824	2,520
Loans:
Individually evaluated for impairment	1,088		885
Collectively evaluated for impairment	570,362		556,416
Total	571,450		557,301
Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	350	186
Provision charged to operations	(50)	61
Total allowance for loan losses, ending balance	300	247
Allowance for loan losses:
Collectively evaluated for impairment	300		350
Total allowance for loan losses, ending balance	300	247
Loans:
Individually evaluated for impairment	776		784
Collectively evaluated for impairment	34,445		34,626
Total	35,221		35,410
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	353	224
Provision charged to operations	(25)	42
Total allowance for loan losses, ending balance	328	266
Allowance for loan losses:
Collectively evaluated for impairment	328		353
Total allowance for loan losses, ending balance	328	266
Loans:
Individually evaluated for impairment	436		439
Collectively evaluated for impairment	37,759		38,399
Total	38,195		38,838
Real Estate [Member] | Construction Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	1	2
Total allowance for loan losses, ending balance	1	2
Allowance for loan losses:
Collectively evaluated for impairment	1		1
Total allowance for loan losses, ending balance	1	2
Loans:
Collectively evaluated for impairment	582		611
Total	582		611
Consumer [Member]
Loans:
Total	10,612		10,349
Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	42	45
Provision charged to operations	3	(2)
Total allowance for loan losses, ending balance	45	43
Allowance for loan losses:
Collectively evaluated for impairment	45		42
Total allowance for loan losses, ending balance	45	43
Loans:
Individually evaluated for impairment	12		13
Collectively evaluated for impairment	9,880		9,664
Total	9,892		9,677
Consumer [Member] | Passbook or Certificate and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance		1
Total allowance for loan losses, ending balance		1
Allowance for loan losses:
Total allowance for loan losses, ending balance		1
Loans:
Collectively evaluated for impairment	720		672
Total	720		672
Unallocated [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total allowance for loan losses, beginning balance	25	153
Provision charged to operations	2	(107)
Total allowance for loan losses, ending balance	27	46
Allowance for loan losses:
Collectively evaluated for impairment	27		$ 25
Total allowance for loan losses, ending balance	$ 27	$ 46

Loans Receivable and Allowanc32

Loans Receivable and Allowance for Loan Losses - Aggregate Amounts of Classified Loan Balances (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 656,060	$ 642,509
Non Classified [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	649,926	635,776
Classified [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	794	1,027
Classified [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	5,340	5,706
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	645,448	632,160
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	571,450	557,301
Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	35,221	35,410
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	38,195	38,838
Real Estate [Member] | Construction Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	582	611
Real Estate [Member] | Non Classified [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	566,403	551,680
Real Estate [Member] | Non Classified [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	34,647	34,829
Real Estate [Member] | Non Classified [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	37,759	38,399
Real Estate [Member] | Non Classified [Member] | Construction Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	582	611
Real Estate [Member] | Classified [Member] | One-to-Four-Family Real Estate [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	789	1,008
Real Estate [Member] | Classified [Member] | One-to-Four-Family Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	4,258	4,613
Real Estate [Member] | Classified [Member] | Multi-Family Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	574	581
Real Estate [Member] | Classified [Member] | Commercial Real Estate [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	436	439
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	10,612	10,349
Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	9,892	9,677
Consumer [Member] | Passbook or Certificate and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	720	672
Consumer [Member] | Non Classified [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	9,815	9,585
Consumer [Member] | Non Classified [Member] | Passbook or Certificate and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	720	672
Consumer [Member] | Classified [Member] | Second Mortgage and Equity Lines of Credit [Member] | Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	5	19
Consumer [Member] | Classified [Member] | Second Mortgage and Equity Lines of Credit [Member] | Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	$ 72	$ 73

Loans Receivable and Allowanc33

Loans Receivable and Allowance for Loan Losses - Information with Respect to Nonaccrual Loans (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Nonaccrual loans:
Total nonaccrual loans	$ 5,340	$ 5,648
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Nonaccrual loans:
Total nonaccrual loans	4,258	4,555
Real Estate [Member] | Multi-Family Real Estate [Member]
Nonaccrual loans:
Total nonaccrual loans	574	581
Real Estate [Member] | Commercial Real Estate [Member]
Nonaccrual loans:
Total nonaccrual loans	436	439
Consumer [Member] | Second Mortgage [Member]
Nonaccrual loans:
Total nonaccrual loans	$ 72	$ 73

Loans Receivable and Allowanc34

Loans Receivable and Allowance for Loan Losses - Information About Delinquencies in Loan Portfolio (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 6,748	$ 5,887
Current	649,312	636,622
Total	656,060	642,509
Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	645,448	632,160
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	5,636	4,790
Current	565,814	552,511
Total	571,450	557,301
Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	574	581
Current	34,647	34,829
Total	35,221	35,410
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	436	439
Current	37,759	38,399
Total	38,195	38,838
Real Estate [Member] | Construction Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	582	611
Total	582	611
Consumer [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	10,612	10,349
Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	102	73
Current	9,790	9,604
Total	9,892	9,677
Consumer [Member] | Passbook or Certificate and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		4
Current	720	668
Total	720	672
30-59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,872	1,306
30-59 Days Past Due [Member] | Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	2,298	1,289
30-59 Days Past Due [Member] | Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	574
30-59 Days Past Due [Member] | Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		13
30-59 Days Past Due [Member] | Consumer [Member] | Passbook or Certificate and Other Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		4
60-89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	489	239
60-89 Days Past Due [Member] | Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	267	239
60-89 Days Past Due [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	192
60-89 Days Past Due [Member] | Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	30
90 Days Or More Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,387	4,342
90 Days Or More Past Due [Member] | Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	3,071	3,262
90 Days Or More Past Due [Member] | Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due		581
90 Days Or More Past Due [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	244	439
90 Days Or More Past Due [Member] | Consumer [Member] | Second Mortgage and Equity Lines of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total Past Due	$ 72	$ 60

Loans Receivable and Allowanc35

Loans Receivable and Allowance for Loan Losses - Impaired Loans, None of Which had Related Allowance (Detail) - USD ($) $ in Thousands	3 Months Ended		12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total impaired loans, Recorded Investment	$ 2,312	$ 1,219	$ 2,121
Total impaired loans, Unpaid Principal Balance	2,509	1,423	2,320
Total impaired loans, Average Recorded Investment	2,233	1,074	1,351
Total impaired loans, Interest Income Recognized	26	8	48
Real Estate [Member] | One-to-Four-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total impaired loans, Recorded Investment	1,088	766	885
Total impaired loans, Unpaid Principal Balance	1,260	943	1,058
Total impaired loans, Average Recorded Investment	1,005	621	746
Total impaired loans, Interest Income Recognized	7	2	20
Real Estate [Member] | Multi-Family Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total impaired loans, Recorded Investment	776	207	784
Total impaired loans, Unpaid Principal Balance	801	234	810
Total impaired loans, Average Recorded Investment	779	207	250
Total impaired loans, Interest Income Recognized	15	3	12
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total impaired loans, Recorded Investment	436	246	439
Total impaired loans, Unpaid Principal Balance	436	246	439
Total impaired loans, Average Recorded Investment	437	246	351
Total impaired loans, Interest Income Recognized	4	$ 3	16
Consumer [Member] | Second Mortgage [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total impaired loans, Recorded Investment	12		13
Total impaired loans, Unpaid Principal Balance	12		13
Total impaired loans, Average Recorded Investment	$ 12		$ 4

Loans Receivable and Allowanc36

Loans Receivable and Allowance for Loan Losses - Troubled Debt Restructurings by Class (Detail) - Real Estate [Member] - One-to-Four-Family Real Estate [Member] $ in Thousands	3 Months Ended
	Jun. 30, 2015USD ($)SecurityLoan	Jun. 30, 2014USD ($)SecurityLoan
Financing Receivable Modifications [Line Items]
Number of Loans | SecurityLoan	1	1
Pre-restructuring Outstanding Recorded Investment	$ 86	$ 210
Post-restructuring Outstanding Recorded Investment	$ 99	214
Charge-off Recorded Upon Restructuring		$ 7

Fair Value - Assets Measured at

Fair Value - Assets Measured at Fair Value on Recurring Basis (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	$ 10,778	$ 18,314
(Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	10,778	18,314
Fair Value, Measurements, Recurring [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	10,778	18,314
Fair Value, Measurements, Recurring [Member] | (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	10,778	18,314
Debt Securities [Member] | Government-Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value		5,000
Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Government-Sponsored Enterprises [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value		5,000
Debt Securities [Member] | Fair Value, Measurements, Recurring [Member] | Government-Sponsored Enterprises [Member] | (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value		5,000
Mortgage-Backed Securities [Member] | Federal National Mortgage Association [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	10,778	13,314
Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	10,778	13,314
Mortgage-Backed Securities [Member] | Fair Value, Measurements, Recurring [Member] | Federal National Mortgage Association [Member] | (Level 2) Significant Other Observable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available for sale, Fair Value	$ 10,778	$ 13,314

Fair Value - Assets Measured 38

Fair Value - Assets Measured at Fair Value on Non-Recurring Basis (Detail) - Impaired Loan [Member] - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value assets measured on non-recurring basis	$ 365	$ 245
(Level 3) Significant Unobservable Inputs [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair value assets measured on non-recurring basis	$ 365	$ 245

Fair Value - Additional Informa

Fair Value - Additional Information (Detail) - USD ($)	Jun. 30, 2015	Mar. 31, 2015
Fair Value Disclosures [Abstract]
Liabilities measured at fair value on recurring or non-recurring basis	$ 0	$ 0

Fair Value - Additional Quantit

Fair Value - Additional Quantitative Information about Assets Measured at Fair Value on Non-Recurring Basis (Detail) - Fair Value, Measurements, Nonrecurring [Member] - Impaired Loan [Member] - USD ($) $ in Thousands	3 Months Ended	12 Months Ended
	Jun. 30, 2015	Mar. 31, 2015
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair Value Estimate	$ 365	$ 245
Valuation Techniques	Market valuation of underlying collateral	Market valuation of underlying collateral
Selling costs, Range	7.00%	7.00%
Selling costs, Weighted Average	7.00%	7.00%

Fair Value - Carrying Amounts a

Fair Value - Carrying Amounts and Fair Values of Financial Instruments (Detail) - USD ($) $ in Thousands	Jun. 30, 2015	Mar. 31, 2015	Jun. 30, 2014	Mar. 31, 2014
Financial assets:
Cash and cash equivalents	$ 23,498	$ 49,308	$ 85,042	$ 192,581
Securities available for sale, at fair value	10,778	18,314
Securities held to maturity, Amortized Cost	384,608	400,561
Net loans receivable	654,802	641,084
Federal Home Loan Bank of New York stock	6,085	6,041
Interest receivable	3,274	3,274
Securities held to maturity, fair value	388,540	409,554
Financial liabilities:
Deposits	685,248	699,476
FHLB advances	107,500	107,500
Interest payable	252	244
Estimated Fair Value [Member]
Financial assets:
Securities available for sale, at fair value	10,778	18,314
Federal Home Loan Bank of New York stock	6,085	6,041
Interest receivable	3,274	3,274
Cash and cash equivalents	23,498	49,308
Securities held to maturity, fair value	388,540	409,554
Net loans receivable	652,292	645,801
Financial liabilities:
Interest payable	252	244
Deposits	689,493	704,788
FHLB advances	110,600	111,008
(Level 1) Quoted Prices in Active Markets for Identical Assets [Member]
Financial assets:
Cash and cash equivalents	23,498	49,308
(Level 2) Significant Other Observable Inputs [Member]
Financial assets:
Securities available for sale, at fair value	10,778	18,314
Federal Home Loan Bank of New York stock	6,085	6,041
Interest receivable	3,274	3,274
Securities held to maturity, fair value	388,540	409,554
Financial liabilities:
Interest payable	252	244
Deposits	689,493	704,788
FHLB advances	110,600	111,008
(Level 3) Significant Unobservable Inputs [Member]
Financial assets:
Net loans receivable	$ 652,292	$ 645,801