Sugar Creek Financial (SUGRD) 10-Q 13 Aug 14 2015 Q1 Quarterly report Financial data

Document_And_Entity_Informatio

Document And Entity Information	3 Months Ended
	Jun. 30, 2014	Aug. 13, 2014
Document Information [Line Items]	'	'
Entity Registrant Name	'Sugar Creek Financial Corp./MD/	'
Entity Central Index Key	'0001592407	'
Current Fiscal Year End Date	'--03-31	'
Entity Filer Category	'Smaller Reporting Company	'
Document Type	'10-Q	'
Trading Symbol	'SUGR	'
Entity Common Stock, Shares Outstanding	'	949,228
Amendment Flag	'false	'
Document Period End Date	30-Jun-14	'
Document Fiscal Period Focus	'Q1	'
Document Fiscal Year Focus	'2015	'

Consolidated_Balance_Sheets

Consolidated Balance Sheets (USD $)	Jun. 30, 2014	Mar. 31, 2014
Assets	'	'
Cash and due from banks	$2,858,283	$4,013,453
Federal funds sold	10,980,000	8,860,000
FHLB daily investment account	1,165,947	3,774,375
Cash and cash equivalents	15,004,230	16,647,828
Stock in Federal Home Loan Bank of Chicago ("FHLBC")	1,165,513	1,165,513
Loans receivable, net of allowance for losses of $281,103 and $304,103	74,048,806	73,386,855
Premises and equipment, net	1,126,059	1,145,346
Foreclosed real estate	729,609	754,704
Accrued interest receivable on loans	249,123	241,411
Other assets	356,636	770,149
Total assets	92,679,976	94,111,806
Liabilities and Stockholders' Equity	'	'
Deposits	73,510,949	77,800,822
Accrued interest payable on deposits	38,156	38,371
Advances from FHLBC	5,000,000	5,000,000
Advances from borrowers for taxes and insurance	469,956	370,091
Other liabilities	303,723	301,922
Income taxes payable	253,847	200,108
Total liabilities	79,576,631	83,711,314
Commitments and contingencies	'	'
Stockholders' equity:	'	'
Preferred stock, $.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value, 14,000,000 shares authorized; 949,228 and 906,879 shares issued	9,492	9,069
Additional paid-in capital	6,114,168	3,288,508
Treasury stock, at cost, 11,852 shares at March 31, 2014	0	-85,638
Common stock acquired by Employee Stock Ownership Plan ("ESOP")	-469,103	-183,670
Retained earnings - substantially restricted	7,448,788	7,372,223
Total stockholders' equity	13,103,345	10,400,492
Total liabilities and stockholders' equity	$92,679,976	$94,111,806

Consolidated_Balance_Sheets_Pa

Consolidated Balance Sheets (Parenthetical) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Loans and Leases Receivable, Allowance	$281,103	$304,103
Preferred Stock, Par or Stated Value Per Share (in dollars per share)	$0.01	$0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share (in dollars per share)	$0.01	$0.01
Common Stock, Shares Authorized	14,000,000	14,000,000
Common Stock, Shares, Issued	949,228	906,879
Treasury Stock, Shares	'	11,852

Consolidated_Statements_of_Ear

Consolidated Statements of Earnings (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Interest income:	'	'
Loans receivable	$831,575	$865,393
Stock in FHLBC	1,437	862
Other interest-earning assets	6,394	6,026
Total interest income	839,406	872,281
Interest expense:	'	'
Deposits	109,648	117,100
Advances from FHLBC	59,529	59,529
Total interest expense	169,177	176,629
Net Interest Income	670,229	695,652
Provision for (credit to) loan losses	-23,000	0
Net interest income after provision for (credit to) loan losses	693,229	695,652
Noninterest income:	'	'
Loan service charges	3,206	3,064
Service charges on deposit accounts	25,838	29,642
Other	4,404	3,093
Total noninterest income	33,448	35,799
Noninterest expense:	'	'
Compensation and benefits	331,242	305,773
Occupancy expense	31,466	28,282
Equipment and data processing	87,553	86,310
FDIC premium expense	12,870	19,893
Operations of foreclosed real estate, net	30,437	3,536
Professional and regulatory fees	26,261	38,862
Other	79,907	63,471
Total noninterest expense	599,736	546,127
Earnings before income tax expense	126,941	185,324
Income tax expense	50,376	75,058
Net earnings	$76,565	$110,266
Basic and diluted earnings per share	$0.09	$0.13
Dividends per share	$0	$0

Consolidated_Statements_of_Sto

Consolidated Statements of Stockholders' Equity (USD $)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Treasury Stock [Member]	Common Stock Acquired by ESOP [Member]	Retained Earnings [Member]
Balance at Mar. 31, 2014	$10,400,492	$9,069	$3,288,508	($85,638)	($183,670)	$7,372,223
Net earnings	76,565	0	0	0	0	76,565
Treasury stock retired pursuant to reorganization	0	0	-85,638	85,638	0	0
Amortization of ESOP awards	12,013	0	-2,224	0	14,237	0
Cancellation of Old Sugar Creek Financial Corp. shares	0	-9,069	9,069	0	0	0
Net proceeds from stock offering	2,614,275	9,492	2,904,453	0	-299,670	0
Balance at Jun. 30, 2014	$13,103,345	$9,492	$6,114,168	$0	($469,103)	$7,448,788

Consolidated_Statements_of_Cas

Consolidated Statements of Cash Flows (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:	'	'
Net earnings	$76,565	$110,266
Adjustments to reconcile net earnings to net cash provided by operating activities:	'	'
Depreciation	20,954	18,756
Provision for (credit to) loan losses	-23,000	0
Provision for losses on foreclosed real estste	23,000	0
ESOP expense	12,013	3,314
Equity incentive plan expense	0	6,972
Amortization of deferred loan fees, net	-4,168	-7,243
(Increase) decrease in accrued interest receivable	-7,712	2,900
Decrease in other assets	413,513	138,832
Increase (decrease) in:	'	'
Accrued interest payable on deposits	-215	86
Other liabilities	1,801	-80,197
Income taxes payable	53,739	-114,942
Net cash provided by operating activities	566,490	78,744
Cash flows from investing activities:	'	'
Net increase in loans receivable	-634,783	-435,712
Purchase of premises and equipment	-1,667	-52,846
Other, net	2,095	0
Net cash used for investing activities	-634,355	-488,558
Cash flows from financing activities:	'	'
Net (decrease) increase in deposits	-4,289,873	400,243
Increase in advances from borrowers for taxes and insurance	99,865	81,789
Proceeds from sale of common stock	2,614,275	0
Net cash (used for) provided by financing activities	-1,575,733	482,032
Net (decrease) increase in cash and cash equivalents	-1,643,598	72,218
Cash and cash equivalents at beginning of period	16,647,828	14,451,393
Cash and cash equivalents at end of period	15,004,230	14,523,611
Supplemental disclosures - cash paid:	'	'
Interest on deposits and advances from FHLBC	170,045	177,197
Federal and state income taxes	0	0
Real estate acquired in settlement of loans	$0	$0

Summary_of_Significant_Account

Summary of Significant Accounting Policies	3 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	'
	Note 1. Summary of Significant Accounting Policies
	General
	On April 8, 2014, Sugar Creek Financial Corp., a Maryland corporation (the “Company”), became the holding company for the Bank upon completion of the “second-step” conversion of the Bank from a mutual holding company structure to a stock holding company structure (the Conversion”). The Conversion involved the sale by the Company of 535,127 shares of common stock in a subscription and community offering, including shares purchased by the Bank’s employee stock ownership plan, the exchange of 414,101 shares of common stock after consideration of fractional shares of the Company for shares of common stock of the former Sugar Creek Financial Corp. (“old Sugar Creek”) held by persons other than Sugar Creek MHC (the “MHC”), and the elimination of old Sugar Creek and the MHC. Net proceeds received from the reorganization and stock offering totaled $2,614,275, net of costs of $929,802, common stock acquired by the ESOP of $299,670 and the contribution of cash from the MHC of $98,382.
	The Bank is a community oriented financial institution that provides traditional financial services within the areas it serves. The Bank is engaged primarily in the business of attracting deposits from the general public and using these funds to originate one- to four-family residential mortgage loans located in the Clinton, St. Clair, and Madison County, Illinois area. Further, operations of the Bank are managed and financial performance is evaluated on an institution-wide basis. As a result, all of the Bank’s operations are considered by management to be aggregated in one reportable operating segment. The Bank has no subsidiaries.
	Accounting Standards Codification
	The Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) is the officially recognized source of authoritative U.S. generally accepted accounting principles  (“U.S. GAAP”) applicable to all public and non-public non-governmental entities. Rules and interpretive releases of the SEC under the authority of federal securities laws are also sources of authoritative GAAP for SEC registrants. All other accounting literature is considered non-authoritative. Citing particular content in the ASC involves specifying the unique numeric path to the content through the Topic, Subtopic, Section and Paragraph structure.
	Interim Financial Statements
	The consolidated financial statements of the Company at June 30, 2014 and for the three months ended June 30, 2014 and 2013 have been prepared in conformity with U.S. GAAP for interim financial information and predominant practices followed by the financial services industry and are unaudited. However, in management’s opinion, the interim data at June 30, 2014 and for the three months ended June 30, 2014 and 2013 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair statement of the results of the interim periods. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Tempo Bank. The Company’s principal business is the business of the Bank. All significant intercompany accounts and transactions have been eliminated.
	Use of Estimates
	The consolidated financial statements have been prepared in conformity with U.S. GAAP. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet dates and income and expenses for the periods covered. Actual results could differ significantly from these estimates and assumptions. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses.

Earnings_per_Share

Earnings per Share	3 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Earnings Per Share [Text Block]	'
	Note 2. Earnings per Share
	Earnings per share are based upon the weighted-average shares outstanding. ESOP shares, which have been committed to be released, are considered outstanding. Unvested restricted stock awards that contain non-forfeitable rights to dividends are participating securities and are included in the EPS computation using the two-class method. Prior period EPS data is adjusted retrospectively.
		Three Months Ended
		June 30,
		2014		2013
	Basic and diluted earnings per share:
	Net earnings	$	76,565	$	110,266
	Less dividends paid:
	Common stock		-		-
	Participating securities		-		-
	Undistributed earnings	$	76,565	$	110,266
	Weighted-average basic and diluted shares and participating securities outstanding		887,980		875,539
	Distributed earnings per share	$	-	$	-
	Undistributed earnings per share		0.09		0.13
	Net earnings per share	$	0.09	$	0.13

Loans_Receivable_Net

Loans Receivable, Net	3 Months Ended
	Jun. 30, 2014
Receivables [Abstract]	'
Financing Receivables [Text Block]	'
	Note 3. Loans Receivable, Net
	Loans receivable, net, are summarized as follows:
		June 30,		March 31,
		2014		2014
	Real estate loans:
	Single-family, owner occupied	$	58,760,069	$	58,115,912
	Single-family, non-owner occupied		8,639,392		8,437,076
	Multi-family, 5 or more units		768,213		782,917
	Commercial		2,729,176		2,980,571
	Land		1,479,917		1,553,915
	Consumer loans		2,044,048		1,912,416
			74,420,815		73,782,807
	Allowance for losses		-281,103		-304,103
	Deferred loan fees, net		-90,906		-91,849
	Total loans	$	74,048,806	$	73,386,855
	The weighted-average rate on loans was 4.46% and 4.50% at June 30, 2014 and March 31, 2014, respectively.
	The risk characteristics of each loan portfolio segment are as follows:
	Single-family, owner occupied
	Single-family, owner occupied loans are underwritten based on the applicant’s employment and credit history and the appraised value of the property. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.
	Single-family, non-owner occupied
	Single-family, non-owner occupied loans carry greater inherent risks than single-family, owner occupied loans, since the repayment ability of the borrower is reliant on the success of the income generated from the property.
	Multi-family, 5 or more units
	Multi-family real estate loans are typically secured by apartment complexes.  These loans typically have larger loan balances and involve a greater degree of risk than single-family residential mortgage loans. Payments on loans secured by income producing properties often depend on successful operation and management of the properties. Repayment of loans secured by income-producing properties generally depends on the successful operation of the real estate project and may be subject to a greater extent to adverse market conditions and the general economy.
	Commercial real estate
	Commercial real estate loans are secured primarily by office buildings and various income-producing properties. Commercial real estate loans are underwritten based on the economic viability of the property and creditworthiness of the borrower, with emphasis given to projected cash flow as a percentage of debt service requirements. These loans carry significant credit risks as they involve larger balances concentrated with single borrowers or groups of related borrowers. Repayment of loans secured by income-producing properties generally depends on the successful operation of the real estate project and may be subject to a greater extent to adverse market conditions and the general economy.
	Consumer
	Consumer loans include automobile, signature and other consumer loans. Potential credit risks include rapidly depreciable assets, such as automobiles, which could adversely affect the value of the collateral.
	The following presents by portfolio segment, the activity in the allowance for loan losses for the three months ended June 30, 2014 and 2013:
		Allowance for Loan Losses
		Beginning		Provision for						Ending
		Balance		Losses		Charge-offs		Recoveries		Balance
	Three months ended June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	209,010	$	1,953	$	-	$	-	$	210,963
	Single-family, non-owner occupied		52,576		-2,086		-		-		50,490
	Multi-family, 5 or more units		2,356		-44		-		-		2,312
	Commercial		8,971		-757		-		-		8,214
	Land		4,677		-223		-		-		4,454
	Consumer loans		4,420		-55		-		-		4,365
	Unallocated		22,093		-21,788		-		-		305
		$	304,103	$	-23,000	$	-	$	-	$	281,103
		Allowance for Loan Losses
		Beginning		Provision for						Ending
		Balance		Losses		Charge-offs		Recoveries		Balance
	Three months ended June 30, 2013:
	Real estate loans:
	Single-family, owner occupied	$	287,934		4,140		-		-		292,074
	Single-family, non-owner occupied		30,865		-		-		-		30,865
	Multi-family, 5 or more units		3,036		-61		-		-		2,975
	Commercial		12,793		-1,305		-		-		11,488
	Land		4,841		548		-		-		5,389
	Consumer		4,627		-221		-		-		4,406
	Unallocated		39,007		-3,101		-		-		35,906
		$	383,103		-		-		-		383,103
	The following presents by portfolio segment, the recorded investment in loans and impairment method at June 30, 2014 and March 31, 2014:
		Allowance for Loan Losses						Loans
		Individually			Collectively			Individually		Collectively
		Evaluated		Evaluated				Evaluated		Evaluated
		for Impairment		for Impairment		Total		for Impairment		for Impairment		Total
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	37,000	$	173,963	$	210,963	$	961,267	$	57,798,802	$	58,760,069
	Single-family, non-owner occupied		28,525		21,965		50,490		443,589		8,195,804		8,639,393
Multi-family, 5 or more units		-		2,312		2,312		-		768,213		768,213
Commercial		-		8,214		8,214		-		2,729,176		2,729,176
Land		-		4,454		4,454		-		1,479,917		1,479,917
Consumer loans		-		4,365		4,365		-		2,044,047		2,044,047
Unallocated		-		305		305		-		-		-
	$	65,525	$	215,578	$	281,103	$	1,404,856	$	73,015,959	$	74,420,815
	Allowance for Loan Losses						Loans
	Individually		Collectively				Individually		Collectively
	Evaluated		Evaluated				Evaluated		Evaluated
	for Impairment		for Impairment		Total		for Impairment		for Impairment		Total
At March 31, 2014:
Real estate loans:
Single-family, owner occupied	$	37,000	$	172,010	$	209,010	$	966,027	$	57,149,885	$	58,115,912
Single-family, non-owner occupied		28,525		24,051		52,576		446,293		7,990,783		8,437,076
Multi-family, 5 or more units		-		2,356		2,356		-		782,917		782,917
Commercial		-		8,971		8,971		-		2,980,571		2,980,571
Land		-		4,677		4,677		-		1,553,915		1,553,915
Consumer loans		-		4,420		4,420		-		1,912,416		1,912,416
Unallocated		-		22,093		22,093		-		-		-
	$	65,525	$	238,578	$	304,103	$	1,412,320	$	72,370,487	$	73,782,807
A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan.
The following presents impaired loans and allocated valuation allowances based upon class levels and average recorded investment:
	Impaired Loans
	With		With no				Unpaid		Allowance
	Allowance		Allowance				Principal		for
	for Losses		for Losses		Total		Balance		Losses
At June 30, 2014:
Real estate loans:
Single-family, owner occupied	$	961,267	$	-	$	961,267	$	961,267	$	37,000
Single-family, non-owner occupied		443,589		-		443,589		443,589		28,525
Multi-family, 5 or more units		-		-		-		-		-
Commercial		-		-		-		-		-
Land		-		-		-		-		-
Consumer loans		-		-		-		-		-
	$	1,404,856	$	-	$	1,404,856	$	1,404,856	$	65,525
The average recorded investment on impaired loans for the three months ended June 30, 2014 included: single-family, owner occupied of $963,647 and single-family, non-owner occupied of $444,941.
The average recorded investment on impaired loans for the three months ended June 30, 2013 included: single-family, owner occupied of $1,990,910 and consumer loans of $9,494.
	Impaired Loans
	With		With no				Unpaid		Allowance
	Allowance		Allowance				Principal		for
	for Losses		for Losses		Total		Balance		Losses
At March 31, 2014:
Real estate loans:
Single-family, owner occupied	$	966,027	$	-	$	966,027	$	966,027	$	37,000
Single-family, non-owner occupied		446,293		-		446,293		446,293		28,525
Multi-family, 5 or more units		-		-		-		-		-
Commercial		-		-		-		-		-
Land		-		-		-		-		-
Consumer loans		-		-		-		-		-
	$	1,412,320	$	-	$	1,412,320	$	1,412,320	$	65,525
The following presents nonperforming loans based upon class level:
	Nonperforming Loans
			Past Due 90		Accruing
			Days or More		Troubled Debt
	Nonaccrual		and Still Accruing		Restructurings		Total
At June 30, 2014:
Real estate loans:
Single-family, owner occupied	$	-	$	-	$	961,267	$	961,267
Single-family, non-owner occupied		-		-		210,869		210,869
Multi-family, 5 or more units		-		-		-		-
Commercial		-		-		-		-
Land		-		-		-		-
Consumer loans		-		-		-		-
	$	-	$	-	$	1,172,136	$	1,172,136
	Nonperforming Loans
			Past Due 90		Accruing
			Days or More		Troubled Debt
	Nonaccrual		and Still Accruing		Restructurings		Total
At March 31, 2014:
Real estate loans:
Single-family, owner occupied	$	-	$	-	$	966,027	$	966,027
Single-family, non-owner occupied		-		-		212,104		212,104
Multi-family, 5 or more units		-		-		-		-
Commercial		-		-		-		-
Land		-		-		-		-
Consumer loans		-		-		-		-
	$	-	$	-	$	1,178,131	$	1,178,131
For the three months ended June 30, 2013, gross interest income that would have been recorded had the non-accruing loans been current in accordance with their original terms was $35,680. Interest income recognized on such loans for the three months ended June 30, 2013 was $3,328, respectively.
There were no new additions for loans modified as troubled debt restructurings during the three months ended June 30, 2014.
The following presents a summary of new troubled debt restructurings during the three months ended June 30, 2013:
			Pre-modification		Post-modification
			Outstanding		Outstanding
	Number of		Recorded		Recorded
	Contracts		Investment		Investment
Three months ended June 30, 2013:
Single-family, owner occupied		1	$	499,223	$	510,623
Single-family, non-owner occupied		-		-		-
		1	$	499,223	$	510,623
The following presents a summary of accruing troubled debt restructurings at June 30, 2014 and March 31, 2014:
	June 30,				March 31,
	2014				2014
	Number of		Recorded		Number of		Recorded
	Contracts		Investment		Contracts		Investment
Real estate loans:
Single-family, owner occupied		2	$	961,267		2	$	966,027
Single-family, non-owner occupied		2		210,869		2		212,104
		4	$	1,172,136		4	$	1,178,131
The following presents the Bank's loan portfolio aging analysis:
	Days Past Due
	30-59		60-89		90 or more		Current		Total
At June 30, 2014:
Real estate loans:
Single-family, owner occupied	$	645,648	$	194,811	$	-	$	57,919,610	$	58,760,069
Single-family, non-owner occupied		294,578		200,163		-		8,144,652		8,639,393
Multi-family, 5 or more units		-		-		-		768,213		768,213
Commercial		-		-		-		2,729,176		2,729,176
Land		40,835		-		-		1,439,082		1,479,917
Consumer loans		-		8,100		-		2,035,947		2,044,047
	$	981,061	$	403,074	$	-	$	73,036,680	$	74,420,815
	Days Past Due
	30-59		60-89		90 or more		Current		Total
At March 31, 2014:
Real estate loans:
Single-family, owner occupied	$	808,034	$	277,663	$	-	$	57,030,215	$	58,115,912
Single-family, non-owner occupied		-		212,104		-		8,224,972		8,437,076
Multi-family, 5 or more units		-		-		-		782,917		782,917
Commercial		-		-		-		2,980,571		2,980,571
Land		-		-		-		1,553,915		1,553,915
Consumer loans		-		20,223		-		1,892,193		1,912,416
	$	808,034	$	509,990	$	-	$	72,464,783	$	73,782,807
The Bank categorizes all classes of loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Generally, smaller dollar consumer loans are excluded from this grading process and are reflected in the Pass category. The delinquency trends of these consumer loans are monitored on a homogeneous basis.
The Bank uses the following definitions for risk ratings:
The Pass asset quality rating encompasses assets that have performed as expected. With the exception of some smaller consumer and residential loans, these assets do not have delinquency. Loans assigned this rating include loans to borrowers possessing solid credit quality with acceptable risk.
The Special Mention asset quality rating encompasses assets that have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. This grade is intended to include loans to borrowers whose credit quality has clearly deteriorated and where risk of further decline is possible unless active measures are taken to correct the situation.
The Substandard asset quality rating encompasses assets that are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any; assets having a well-defined weakness based upon objective evidence; assets characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected; or the possibility that liquidation will not be timely. Loans categorized in this grade possess a well-defined credit weakness and the likelihood of repayment from the primary source is uncertain.  Significant financial deterioration has occurred and very close attention is warranted to ensure the full repayment without loss.  Collateral coverage may be marginal.
Doubtful asset quality rating encompasses assets that have all of the weaknesses of those classified as substandard.  In addition, these weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable.
The Loss asset quality rating encompasses assets that are considered uncollectible and of such little value that their continuance as assets is not warranted. A loss classification does not mean that an asset has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be realized in the future.
The following presents the credit risk profile for the Bank's loan portfolio based upon rating category:
	Credit Quality Indicator-Credit Risk Profile by Grade or Classification
	Special
	Mention		Substandard		Doubtful		Loss		Pass		Total
At June 30, 2014:
Real estate loans:
Single-family, owner occupied	$	-	$	961,267	$	-	$	-	$	57,798,802	$	58,760,069
Single-family, non-owner occupied		210,869		-		-		-		8,428,524		8,639,393
Multi-family, 5 or more units		-		-		-		-		768,213		768,213
Commercial		-		-		-		-		2,729,176		2,729,176
Land		-		-		-		-		1,479,917		1,479,917
Consumer loans		-		-		-		-		2,044,047		2,044,047
	$	210,869	$	961,267	$	-	$	-	$	73,248,679	$	74,420,815
	Credit Quality Indicator-Credit Risk Profile by Grade or Classification
	Special
	Mention		Substandard		Doubtful		Loss		Pass		Total
At March 31, 2014:
Real estate loans:
Single-family, owner occupied	$	-	$	966,027	$	-	$	-	$	57,149,885	$	58,115,912
Single-family, non-owner occupied		446,293		-		-		-		7,990,783		8,437,076
Multi-family, 5 or more units		-		-		-		-		782,917		782,917
Commercial		-		-		-		-		2,980,571		2,980,571
Land		-		-		-		-		1,553,915		1,553,915
Consumer loans		-		-		-		-		1,912,416		1,912,416
	$	446,293	$	966,027	$	-	$	-	$	72,370,487	$	73,782,807

Income_Taxes

Income Taxes	3 Months Ended
	Jun. 30, 2014
Income Tax Disclosure [Abstract]	'
Income Tax Disclosure [Text Block]	'
	Note 4. Income Taxes
	The effective tax rate was 39.7% for the three months ended June 30, 2014, compared to 40.5% for the three months ended June 30, 2013.

Regulatory_Capital_Requirement

Regulatory Capital Requirements	3 Months Ended
	Jun. 30, 2014
Regulatory Capital Requirements [Abstract]	'
Regulatory Capital Requirements under Banking Regulations [Text Block]	'
	Note 5. Regulatory Capital Requirements
	The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to quantitative judgments by the regulators about components, risk-weightings and other factors. At June 30, 2014 and March 31, 2014, the Bank met all capital adequacy requirements.
	The Bank is also subject to the regulatory framework for prompt corrective action. At June 30, 2014 and March 31, 2014, the most recent notification from the regulatory agencies categorized the Bank as well capitalized. To be categorized as well capitalized, the Bank must maintain minimum total risk-based, Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables. There are no conditions or events since the aforementioned notifications that management believes have changed the Bank’s category.
	The Bank’s actual and required capital amounts and ratios are summarized as follows:
							Minimum Required
							for Capital					to be "Well
		Actual					Adequacy					Capitalized"
	At June 30, 2014:	Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	Equity of the Bank	$	11,224
	General valuation allowance		281
	Total capital to risk-weighted assets	$	11,505		25.1	%	$	3,666		8	%	$	4,583		10	%
	Tier 1 capital to risk-weighted assets	$	11,224		24.5	%	$	1,833		4	%	$	2,750		6	%
	Tier 1 capital to total assets	$	11,224		12.1	%	$	3,706		4	%	$	4,633		5	%
							Minimum Required
							for Capital					to be "Well
		Actual					Adequacy					Capitalized"
	At March 31, 2014:	Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	Equity of the Bank	$	9,972
	General valuation allowance		304
	Total capital to risk-weighted assets	$	10,276		22.3	%	$	3,687		8	%	$	4,608		10	%
	Tier 1 capital to risk-weighted assets	$	9,972		21.6	%	$	1,843		4	%	$	2,765		6	%
	Tier 1 capital to total assets	$	9,972		10.6	%	$	3,764		4	%	$	4,705		5	%

Financial_Instruments_with_Off

Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Jun. 30, 2014
Financial Instruments Off Balance Sheet Risk [Abstract]	'
Financial Instruments With Off Balance Sheet Risk [Text Block]	'
	Note 6. Financial Instruments with Off-Balance Sheet Risk
	The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments typically include commitments to originate mortgage loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet.
	The Company’s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount and related accrued interest receivable of those instruments.
	The Company minimizes this risk by evaluating each borrower’s creditworthiness on a case-by-case basis. Generally, collateral held by the Company consists of a first or second mortgage on the borrower’s property. At June 30, 2014, there was one commitment of $199,000 to finance a single-family, owner occupied residence.

Concentration_of_Credit_Risk

Concentration of Credit Risk	3 Months Ended
	Jun. 30, 2014
Risks and Uncertainties [Abstract]	'
Concentration Risk Disclosure [Text Block]	'
	Note 7. Concentration of Credit Risk
	The Bank originates loans to the general public, which includes military personnel and civilian employees of Scott Air Force Base, located in Belleville, Illinois. This concentration of credit risk could unfavorably impact the level of credit risk of the Bank should events occur, such as employment curtailments, temporary layoffs or other events. Management believes that the secured nature of the majority of these loans mitigates this risk based upon current economic conditions.

Fair_Value_Measurements_and_Fa

Fair Value Measurements and Fair Value of Financial Instruments	3 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Disclosures [Text Block]	'
	Note 8. Fair Value Measurements and Fair Value of Financial Instruments
	Fair Value Measurements
	Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy prioritizes the assumptions that market participants would use in pricing the assets or liabilities (the “inputs”) into three broad levels.
	The fair value hierarchy gives the highest priority (Level 1) to quoted prices in active markets for identical assets and liabilities and the lowest priority (Level 3) to unobservable inputs in which little, if any, market activity exists, requiring entities to develop their own assumptions and data.
	Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. These inputs include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in market areas that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlation or other means.
	Valuation Techniques
	Available for sale securities are carried at fair value utilizing Level 1 and Level 2 inputs. For debt securities, the Bank obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, live trading levels, trade execution data, cash flows, market consensus prepayment speeds, market spreads, credit information and the U.S. Treasury yield curve. At June 30, 2014 and March 31, 2014, the Company did not have any available for sale securities.
	Impaired loans are carried at fair value utilizing Level 3 inputs, consisting of appraisals of underlying collateral (collateral method) adjusted for selling costs (unobservable input) and discounted cash flow analysis. See note 3.
	Assets Measured at Fair Value on a Nonrecurring Basis
	Assets measured at fair value on a nonrecurring basis at June 30, 2014 and March 31, 2014 include impaired loans of $1,404,856 and $1,412,320, respectively, utilizing Level 3 inputs. The impaired loans are collateral dependent.
	Following is a summary of the activity in the allowance for losses on impaired loans, including troubled debt restructurings:
			Three Months Ended
			June 30,
			2014		2013
	Balance, beginning of period		$	65,525	$	108,363
	Loan charge-offs			-		-
	Recoveries			-		-
	Provision for loan losses			-		1,637
	Balance, end of period		$	65,525	$	110,000
	Nonfinancial assets measured at fair value on a nonrecurring basis include foreclosed real estate which amounted to $729,609 at June 30, 2014 and $754,704 at March 31, 2014. Foreclosed real estate is initially recorded at fair value utilizing Level 2 units based on observable market data less costs to sell, establishing a new cost basis.
	Fair Value of Financial Instruments
	The carrying amount, fair value and the financial hierarchy of the Company’s financial instruments are summarized in the following table. Fair values of financial instruments have been estimated by the Company based upon available market information with the assistance of an independent consultant.
			June 30,
			2014
			Carrying		Fair				Fair Value Measurements Using
			Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Non-trading instruments and nonderivatives:
	Cash and cash equivalents		$	15,004,230	$	15,004,230	$	15,004,230	$	-	$	-
	Stock in FHLB of Chicago			1,165,513		1,165,513		-		1,165,513		-
	Loans receivable, net			74,048,806		77,537,258		-		76,132,402		1,404,856
	Accrued interest receivable on loans			249,123		249,123		-		249,123		-
	Deposits			73,510,949		68,045,189		-		68,045,189		-
	Accrued interest on deposits			38,156		38,156		-		38,156		-
	Advances from FHLB of Chicago		$	5,000,000	$	5,456,078	$	-	$	5,456,078	$	-
			March 31,
			2014
			Carrying		Fair				Fair Value Measurements Using
			Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Non-trading instruments and nonderivatives:
	Cash and cash equivalents		$	16,647,828	$	16,647,828	$	16,647,828	$	-	$	-
	Stock in FHLB of Chicago			1,165,513		1,165,513		-		1,165,513		-
	Loans receivable, net			73,386,855		76,404,679		-		74,992,359		1,412,320
	Accrued interest receivable on loans			241,411		241,411		-		241,411		-
	Deposits			77,800,822		71,176,039		-		71,176,039		-
	Accrued interest on deposits			38,371		38,371		-		38,371		-
	Advances from FHLB of Chicago		$	5,000,000	$	5,498,149	$	-	$	5,498,149	$	-
	The following methods and assumptions were used in estimating the fair values shown above:
		⋅	Cash and cash equivalents are valued at their carrying amounts due to the relatively short period to maturity of instruments.
		⋅	Stock in FHLB of Chicago is valued at cost, which represents historical redemption value and approximates fair value.
		⋅	Fair values for the loan portfolio, certificates of deposit and advances from the FHLBC are computed using an analysis which considers the amount and timing of all future cash flows of the underlying instruments discounted at current market rates.
		⋅	Fair values of non-maturing deposits, such as checking, NOW, savings and money market deposit accounts are computed using an analysis which uses decay rates to estimate the amount and timing of all future cash flows of the underlying instruments, which are discounted at current market rates.
		⋅	The carrying amounts of accrued interest receivable and payable approximate fair value.
	Off-balance sheet assets include the commitments to extend credit for which fair values were estimated based on interest rates and fees currently charged to enter into similar transactions. As a result of the short-term nature of the outstanding commitments, the fair values of fees on those commitments approximate the amount collected and the Company has not assigned a value to such instruments for purpose of this disclosure.
	There were no transfers between Level 1 and Level 2 categorizations and into or out of Level 3 categorization during the periods presented.

Summary_of_Significant_Account1

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Jun. 30, 2014
Accounting Policies [Abstract]	'
Basis of Accounting, Policy [Policy Text Block]	'
	Accounting Standards Codification
	The Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) is the officially recognized source of authoritative U.S. generally accepted accounting principles  (“U.S. GAAP”) applicable to all public and non-public non-governmental entities. Rules and interpretive releases of the SEC under the authority of federal securities laws are also sources of authoritative GAAP for SEC registrants. All other accounting literature is considered non-authoritative. Citing particular content in the ASC involves specifying the unique numeric path to the content through the Topic, Subtopic, Section and Paragraph structure.
Interim Financial Statements [Policy Text Block]	'
	Interim Financial Statements
	The consolidated financial statements of the Company at June 30, 2014 and for the three months ended June 30, 2014 and 2013 have been prepared in conformity with U.S. GAAP for interim financial information and predominant practices followed by the financial services industry and are unaudited. However, in management’s opinion, the interim data at June 30, 2014 and for the three months ended June 30, 2014 and 2013 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair statement of the results of the interim periods. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year.
	The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Tempo Bank. The Company’s principal business is the business of the Bank. All significant intercompany accounts and transactions have been eliminated.
Use of Estimates, Policy [Policy Text Block]	'
	Use of Estimates
	The consolidated financial statements have been prepared in conformity with U.S. GAAP. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the balance sheet dates and income and expenses for the periods covered. Actual results could differ significantly from these estimates and assumptions. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses.

Earnings_per_Share_Tables

Earnings per Share (Tables)	3 Months Ended
	Jun. 30, 2014
Earnings Per Share [Abstract]	'
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	'
	Earnings per share are based upon the weighted-average shares outstanding. ESOP shares, which have been committed to be released, are considered outstanding. Unvested restricted stock awards that contain non-forfeitable rights to dividends are participating securities and are included in the EPS computation using the two-class method. Prior period EPS data is adjusted retrospectively.
		Three Months Ended
		June 30,
		2014		2013
	Basic and diluted earnings per share:
	Net earnings	$	76,565	$	110,266
	Less dividends paid:
	Common stock		-		-
	Participating securities		-		-
	Undistributed earnings	$	76,565	$	110,266
	Weighted-average basic and diluted shares and participating securities outstanding		887,980		875,539
	Distributed earnings per share	$	-	$	-
	Undistributed earnings per share		0.09		0.13
	Net earnings per share	$	0.09	$	0.13

Loans_Receivable_Net_Tables

Loans Receivable, Net (Tables)	3 Months Ended
	Jun. 30, 2014
Financing Receivable, Recorded Investment, Past Due [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	Loans receivable, net, are summarized as follows:
		June 30,		March 31,
		2014		2014
	Real estate loans:
	Single-family, owner occupied	$	58,760,069	$	58,115,912
	Single-family, non-owner occupied		8,639,392		8,437,076
	Multi-family, 5 or more units		768,213		782,917
	Commercial		2,729,176		2,980,571
	Land		1,479,917		1,553,915
	Consumer loans		2,044,048		1,912,416
			74,420,815		73,782,807
	Allowance for losses		-281,103		-304,103
	Deferred loan fees, net		-90,906		-91,849
	Total loans	$	74,048,806	$	73,386,855
Allowance for Credit Losses on Financing Receivables [Table Text Block]	'
	The following presents by portfolio segment, the recorded investment in loans and impairment method at June 30, 2014 and March 31, 2014:
		Allowance for Loan Losses						Loans
		Individually			Collectively			Individually		Collectively
		Evaluated		Evaluated				Evaluated		Evaluated
		for Impairment		for Impairment		Total		for Impairment		for Impairment		Total
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	37,000	$	173,963	$	210,963	$	961,267	$	57,798,802	$	58,760,069
	Single-family, non-owner occupied		28,525		21,965		50,490		443,589		8,195,804		8,639,393
	Multi-family, 5 or more units		-		2,312		2,312		-		768,213		768,213
	Commercial		-		8,214		8,214		-		2,729,176		2,729,176
	Land		-		4,454		4,454		-		1,479,917		1,479,917
	Consumer loans		-		4,365		4,365		-		2,044,047		2,044,047
	Unallocated		-		305		305		-		-		-
		$	65,525	$	215,578	$	281,103	$	1,404,856	$	73,015,959	$	74,420,815
		Allowance for Loan Losses						Loans
		Individually		Collectively				Individually		Collectively
		Evaluated		Evaluated				Evaluated		Evaluated
		for Impairment		for Impairment		Total		for Impairment		for Impairment		Total
	At March 31, 2014:
	Real estate loans:
	Single-family, owner occupied	$	37,000	$	172,010	$	209,010	$	966,027	$	57,149,885	$	58,115,912
	Single-family, non-owner occupied		28,525		24,051		52,576		446,293		7,990,783		8,437,076
	Multi-family, 5 or more units		-		2,356		2,356		-		782,917		782,917
	Commercial		-		8,971		8,971		-		2,980,571		2,980,571
	Land		-		4,677		4,677		-		1,553,915		1,553,915
	Consumer loans		-		4,420		4,420		-		1,912,416		1,912,416
	Unallocated		-		22,093		22,093		-		-		-
		$	65,525	$	238,578	$	304,103	$	1,412,320	$	72,370,487	$	73,782,807
Schedule Of Impaired Loans, Allocated Valuation Allowances And Average Recorded Investment [Table Text Block]	'
	The following presents impaired loans and allocated valuation allowances based upon class levels and average recorded investment:
		Impaired Loans
		With		With no				Unpaid		Allowance
		Allowance		Allowance				Principal		for
		for Losses		for Losses		Total		Balance		Losses
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	961,267	$	-	$	961,267	$	961,267	$	37,000
	Single-family, non-owner occupied		443,589		-		443,589		443,589		28,525
	Multi-family, 5 or more units		-		-		-		-		-
	Commercial		-		-		-		-		-
	Land		-		-		-		-		-
	Consumer loans		-		-		-		-		-
		$	1,404,856	$	-	$	1,404,856	$	1,404,856	$	65,525
	The average recorded investment on impaired loans for the three months ended June 30, 2014 included: single-family, owner occupied of $963,647 and single-family, non-owner occupied of $444,941.
	The average recorded investment on impaired loans for the three months ended June 30, 2013 included: single-family, owner occupied of $1,990,910 and consumer loans of $9,494.
		Impaired Loans
		With		With no				Unpaid		Allowance
		Allowance		Allowance				Principal		for
		for Losses		for Losses		Total		Balance		Losses
	At March 31, 2014:
	Real estate loans:
	Single-family, owner occupied	$	966,027	$	-	$	966,027	$	966,027	$	37,000
	Single-family, non-owner occupied		446,293		-		446,293		446,293		28,525
	Multi-family, 5 or more units		-		-		-		-		-
	Commercial		-		-		-		-		-
	Land		-		-		-		-		-
	Consumer loans		-		-		-		-		-
		$	1,412,320	$	-	$	1,412,320	$	1,412,320	$	65,525
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	'
	The following presents nonperforming loans based upon class level:
		Nonperforming Loans
				Past Due 90		Accruing
				Days or More		Troubled Debt
		Nonaccrual		and Still Accruing		Restructurings		Total
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	-	$	-	$	961,267	$	961,267
	Single-family, non-owner occupied		-		-		210,869		210,869
	Multi-family, 5 or more units		-		-		-		-
	Commercial		-		-		-		-
	Land		-		-		-		-
	Consumer loans		-		-		-		-
		$	-	$	-	$	1,172,136	$	1,172,136
		Nonperforming Loans
				Past Due 90		Accruing
				Days or More		Troubled Debt
		Nonaccrual		and Still Accruing		Restructurings		Total
	At March 31, 2014:
	Real estate loans:
	Single-family, owner occupied	$	-	$	-	$	966,027	$	966,027
	Single-family, non-owner occupied		-		-		212,104		212,104
	Multi-family, 5 or more units		-		-		-		-
	Commercial		-		-		-		-
	Land		-		-		-		-
	Consumer loans		-		-		-		-
		$	-	$	-	$	1,178,131	$	1,178,131
Troubled Debt Restructurings on Financing Receivables [Table Text Block]	'
	The following presents a summary of new troubled debt restructurings during the three months ended June 30, 2013:
				Pre-modification		Post-modification
				Outstanding		Outstanding
		Number of		Recorded		Recorded
		Contracts		Investment		Investment
	Three months ended June 30, 2013:
	Single-family, owner occupied		1	$	499,223	$	510,623
	Single-family, non-owner occupied		-		-		-
			1	$	499,223	$	510,623
Accruing Troubled Debt Restructurings On Financing Receivables [Table Text Block]	'
	The following presents a summary of accruing troubled debt restructurings at June 30, 2014 and March 31, 2014:
		June 30,				March 31,
		2014				2014
		Number of		Recorded		Number of		Recorded
		Contracts		Investment		Contracts		Investment
	Real estate loans:
	Single-family, owner occupied		2	$	961,267		2	$	966,027
	Single-family, non-owner occupied		2		210,869		2		212,104
			4	$	1,172,136		4	$	1,178,131
Past Due Financing Receivables [Table Text Block]	'
	The following presents the Bank's loan portfolio aging analysis:
		Days Past Due
		30-59		60-89		90 or more		Current		Total
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	645,648	$	194,811	$	-	$	57,919,610	$	58,760,069
	Single-family, non-owner occupied		294,578		200,163		-		8,144,652		8,639,393
	Multi-family, 5 or more units		-		-		-		768,213		768,213
	Commercial		-		-		-		2,729,176		2,729,176
	Land		40,835		-		-		1,439,082		1,479,917
	Consumer loans		-		8,100		-		2,035,947		2,044,047
		$	981,061	$	403,074	$	-	$	73,036,680	$	74,420,815
		Days Past Due
		30-59		60-89		90 or more		Current		Total
	At March 31, 2014:
	Real estate loans:
	Single-family, owner occupied	$	808,034	$	277,663	$	-	$	57,030,215	$	58,115,912
	Single-family, non-owner occupied		-		212,104		-		8,224,972		8,437,076
	Multi-family, 5 or more units		-		-		-		782,917		782,917
	Commercial		-		-		-		2,980,571		2,980,571
	Land		-		-		-		1,553,915		1,553,915
	Consumer loans		-		20,223		-		1,892,193		1,912,416
		$	808,034	$	509,990	$	-	$	72,464,783	$	73,782,807
Financing Receivable Credit Quality Indicators [Table Text Block]	'
	The following presents the credit risk profile for the Bank's loan portfolio based upon rating category:
		Credit Quality Indicator-Credit Risk Profile by Grade or Classification
		Special
		Mention		Substandard		Doubtful		Loss		Pass		Total
	At June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	-	$	961,267	$	-	$	-	$	57,798,802	$	58,760,069
	Single-family, non-owner occupied		210,869		-		-		-		8,428,524		8,639,393
	Multi-family, 5 or more units		-		-		-		-		768,213		768,213
	Commercial		-		-		-		-		2,729,176		2,729,176
	Land		-		-		-		-		1,479,917		1,479,917
	Consumer loans		-		-		-		-		2,044,047		2,044,047
		$	210,869	$	961,267	$	-	$	-	$	73,248,679	$	74,420,815
		Credit Quality Indicator-Credit Risk Profile by Grade or Classification
		Special
		Mention		Substandard		Doubtful		Loss		Pass		Total
	At March 31, 2014:
	Real estate loans:
	Single-family, owner occupied	$	-	$	966,027	$	-	$	-	$	57,149,885	$	58,115,912
	Single-family, non-owner occupied		446,293		-		-		-		7,990,783		8,437,076
	Multi-family, 5 or more units		-		-		-		-		782,917		782,917
	Commercial		-		-		-		-		2,980,571		2,980,571
	Land		-		-		-		-		1,553,915		1,553,915
	Consumer loans		-		-		-		-		1,912,416		1,912,416
		$	446,293	$	966,027	$	-	$	-	$	72,370,487	$	73,782,807
Allowance for Loan and Lease Losses [Member]	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	'
	The following presents by portfolio segment, the activity in the allowance for loan losses for the three months ended June 30, 2014 and 2013:
		Allowance for Loan Losses
		Beginning		Provision for						Ending
		Balance		Losses		Charge-offs		Recoveries		Balance
	Three months ended June 30, 2014:
	Real estate loans:
	Single-family, owner occupied	$	209,010	$	1,953	$	-	$	-	$	210,963
	Single-family, non-owner occupied		52,576		-2,086		-		-		50,490
	Multi-family, 5 or more units		2,356		-44		-		-		2,312
	Commercial		8,971		-757		-		-		8,214
	Land		4,677		-223		-		-		4,454
	Consumer loans		4,420		-55		-		-		4,365
	Unallocated		22,093		-21,788		-		-		305
		$	304,103	$	-23,000	$	-	$	-	$	281,103
		Allowance for Loan Losses
		Beginning		Provision for						Ending
		Balance		Losses		Charge-offs		Recoveries		Balance
	Three months ended June 30, 2013:
	Real estate loans:
	Single-family, owner occupied	$	287,934		4,140		-		-		292,074
	Single-family, non-owner occupied		30,865		-		-		-		30,865
	Multi-family, 5 or more units		3,036		-61		-		-		2,975
	Commercial		12,793		-1,305		-		-		11,488
	Land		4,841		548		-		-		5,389
	Consumer		4,627		-221		-		-		4,406
	Unallocated		39,007		-3,101		-		-		35,906
		$	383,103		-		-		-		383,103

Regulatory_Capital_Requirement1

Regulatory Capital Requirements (Tables)	3 Months Ended
	Jun. 30, 2014
Regulatory Capital Requirements [Abstract]	'
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	'
	The Bank’s actual and required capital amounts and ratios are summarized as follows:
							Minimum Required
							for Capital					to be "Well
		Actual					Adequacy					Capitalized"
	At June 30, 2014:	Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	Equity of the Bank	$	11,224
	General valuation allowance		281
	Total capital to risk-weighted assets	$	11,505		25.1	%	$	3,666		8	%	$	4,583		10	%
	Tier 1 capital to risk-weighted assets	$	11,224		24.5	%	$	1,833		4	%	$	2,750		6	%
	Tier 1 capital to total assets	$	11,224		12.1	%	$	3,706		4	%	$	4,633		5	%
							Minimum Required
							for Capital					to be "Well
		Actual					Adequacy					Capitalized"
	At March 31, 2014:	Amount		Ratio			Amount		Ratio			Amount		Ratio
		(Dollars in Thousands)
	Equity of the Bank	$	9,972
	General valuation allowance		304
	Total capital to risk-weighted assets	$	10,276		22.3	%	$	3,687		8	%	$	4,608		10	%
	Tier 1 capital to risk-weighted assets	$	9,972		21.6	%	$	1,843		4	%	$	2,765		6	%
	Tier 1 capital to total assets	$	9,972		10.6	%	$	3,764		4	%	$	4,705		5	%

Fair_Value_Measurements_and_Fa1

Fair Value Measurements and Fair Value of Financial Instruments (Tables)	3 Months Ended
	Jun. 30, 2014
Fair Value Disclosures [Abstract]	'
Fair Value Measurements, Nonrecurring [Table Text Block]	'
	Following is a summary of the activity in the allowance for losses on impaired loans, including troubled debt restructurings:
		Three Months Ended
		June 30,
		2014		2013
	Balance, beginning of period	$	65,525	$	108,363
	Loan charge-offs		-		-
	Recoveries		-		-
	Provision for loan losses		-		1,637
	Balance, end of period	$	65,525	$	110,000
Schedule of Carrying Values and Estimated Fair Values of Financial Instruments [Table Text Block]	'
	The carrying amount, fair value and the financial hierarchy of the Company’s financial instruments are summarized in the following table. Fair values of financial instruments have been estimated by the Company based upon available market information with the assistance of an independent consultant.
		June 30,
		2014
		Carrying		Fair				Fair Value Measurements Using
		Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Non-trading instruments and nonderivatives:
	Cash and cash equivalents	$	15,004,230	$	15,004,230	$	15,004,230	$	-	$	-
	Stock in FHLB of Chicago		1,165,513		1,165,513		-		1,165,513		-
	Loans receivable, net		74,048,806		77,537,258		-		76,132,402		1,404,856
	Accrued interest receivable on loans		249,123		249,123		-		249,123		-
	Deposits		73,510,949		68,045,189		-		68,045,189		-
	Accrued interest on deposits		38,156		38,156		-		38,156		-
	Advances from FHLB of Chicago	$	5,000,000	$	5,456,078	$	-	$	5,456,078	$	-
		March 31,
		2014
		Carrying		Fair				Fair Value Measurements Using
		Amount		Value		(Level 1)		(Level 2)		(Level 3)
	Non-trading instruments and nonderivatives:
	Cash and cash equivalents	$	16,647,828	$	16,647,828	$	16,647,828	$	-	$	-
	Stock in FHLB of Chicago		1,165,513		1,165,513		-		1,165,513		-
	Loans receivable, net		73,386,855		76,404,679		-		74,992,359		1,412,320
	Accrued interest receivable on loans		241,411		241,411		-		241,411		-
	Deposits		77,800,822		71,176,039		-		71,176,039		-
	Accrued interest on deposits		38,371		38,371		-		38,371		-
	Advances from FHLB of Chicago	$	5,000,000	$	5,498,149	$	-	$	5,498,149	$	-

Summary_of_Significant_Account2

Summary of Significant Accounting Policies (Details Textual) (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Summary of Significant Accounting Policies [Line Items]	'	'
Proceeds from Issuance of Common Stock	$2,614,275	$0
Payments of Stock Issuance Costs	929,802	'
Proceeds from Stock Plans	299,670	'
Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP	98,382	'
Parent Company [Member]	'	'
Summary of Significant Accounting Policies [Line Items]	'	'
Proceeds from Issuance of Common Stock	2,614,275	'
Common Stock [Member]	'	'
Summary of Significant Accounting Policies [Line Items]	'	'
Business Combination, Consideration Transferred, Equity Interests Issued and Issuable	$535,127	'
Stock Issued During Period, Shares, Stock Splits	414,101	'

Earnings_per_Share_Details

Earnings per Share (Details) (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Basic and diluted earnings per share:	'	'
Net earnings	$76,565	$110,266
Less dividends paid:	'	'
Common stock	0	0
Participating securities	0	0
Undistributed earnings	$76,565	$110,266
Weighted-average basic and diluted shares and participating securities outstanding	887,980	875,539
Distributed earnings per share	$0	$0
Undistributed earnings per share	$0.09	$0.13
Net earnings per share	$0.09	$0.13

Loans_Receivable_Net_Details

Loans Receivable, Net (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Mar. 31, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	$74,420,815	$73,782,807	'	'
Allowance for losses	-281,103	-304,103	-383,103	-383,103
Deferred loan fees, net	-90,906	-91,849	'	'
Total loans	74,048,806	73,386,855	'	'
Real Estate [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	74,420,815	73,782,807	'	'
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	58,760,069	58,115,912	'	'
Allowance for losses	-210,963	-209,010	-292,074	-287,934
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	8,639,392	8,437,076	'	'
Allowance for losses	-50,490	-52,576	-30,865	-30,865
Real Estate [Member] | Multi Family [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	768,213	782,917	'	'
Allowance for losses	-2,312	-2,356	-2,975	-3,036
Real Estate [Member] | Commercial Real Estate [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	2,729,176	2,980,571	'	'
Allowance for losses	-8,214	-8,971	-11,488	-12,793
Real Estate [Member] | Land Loan [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	1,479,917	1,553,915	'	'
Allowance for losses	-4,454	-4,677	-5,389	-4,841
Real Estate [Member] | Consumer Loan [Member]	'	'	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'	'	'
Loans and Leases Receivable	2,044,048	1,912,416	'	'
Allowance for losses	($4,365)	($4,420)	($4,406)	($4,627)

Loans_Receivable_Net_Details_1

Loans Receivable, Net (Details 1) (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	$304,103	$383,103
Provision for Losses	-23,000	0
Charge-offs	0	0
Recoveries	0	0
Ending Balance	281,103	383,103
Unallocated Financing Receivables [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	22,093	39,007
Provision for Losses	-21,788	-3,101
Charge-offs	0	0
Recoveries	0	0
Ending Balance	305	35,906
Real Estate [Member] | Unallocated Financing Receivables [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Ending Balance	305	'
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	209,010	287,934
Provision for Losses	1,953	4,140
Charge-offs	0	0
Recoveries	0	0
Ending Balance	210,963	292,074
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	52,576	30,865
Provision for Losses	-2,086	0
Charge-offs	0	0
Recoveries	0	0
Ending Balance	50,490	30,865
Real Estate [Member] | Multi Family [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	2,356	3,036
Provision for Losses	-44	-61
Charge-offs	0	0
Recoveries	0	0
Ending Balance	2,312	2,975
Real Estate [Member] | Commercial Real Estate [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	8,971	12,793
Provision for Losses	-757	-1,305
Charge-offs	0	0
Recoveries	0	0
Ending Balance	8,214	11,488
Real Estate [Member] | Land Loan [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	4,677	4,841
Provision for Losses	-223	548
Charge-offs	0	0
Recoveries	0	0
Ending Balance	4,454	5,389
Real Estate [Member] | Consumer Loan [Member]	'	'
Financing Receivable, Recorded Investment, Past Due [Line Items]	'	'
Beginning Balance	4,420	4,627
Provision for Losses	-55	-221
Charge-offs	0	0
Recoveries	0	0
Ending Balance	$4,365	$4,406

Loans_Receivable_Net_Details_2

Loans Receivable, Net (Details 2) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Mar. 31, 2013
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	$65,525	$65,525	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	215,578	238,578	'	'
Allowance for Loan Losses, Total	281,103	304,103	383,103	383,103
Loans, Individually Evaluated for Impairment	1,404,856	1,412,320	'	'
Loans, Collectively Evaluated for Impairment	73,015,959	72,370,487	'	'
Loans, Total	74,420,815	73,782,807	'	'
Unallocated Financing Receivables [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	'	0	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	'	22,093	'	'
Allowance for Loan Losses, Total	305	22,093	35,906	39,007
Loans, Individually Evaluated for Impairment	'	0	'	'
Loans, Collectively Evaluated for Impairment	'	0	'	'
Loans, Total	'	0	'	'
Real Estate [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Loans, Total	74,420,815	73,782,807	'	'
Real Estate [Member] | Unallocated Financing Receivables [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	'	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	305	'	'	'
Allowance for Loan Losses, Total	305	'	'	'
Loans, Individually Evaluated for Impairment	0	'	'	'
Loans, Collectively Evaluated for Impairment	0	'	'	'
Loans, Total	0	'	'	'
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	37,000	37,000	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	173,963	172,010	'	'
Allowance for Loan Losses, Total	210,963	209,010	292,074	287,934
Loans, Individually Evaluated for Impairment	961,267	966,027	'	'
Loans, Collectively Evaluated for Impairment	57,798,802	57,149,885	'	'
Loans, Total	58,760,069	58,115,912	'	'
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	28,525	28,525	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	21,965	24,051	'	'
Allowance for Loan Losses, Total	50,490	52,576	30,865	30,865
Loans, Individually Evaluated for Impairment	443,589	446,293	'	'
Loans, Collectively Evaluated for Impairment	8,195,804	7,990,783	'	'
Loans, Total	8,639,392	8,437,076	'	'
Real Estate [Member] | Multi Family [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,312	2,356	'	'
Allowance for Loan Losses, Total	2,312	2,356	2,975	3,036
Loans, Individually Evaluated for Impairment	0	0	'	'
Loans, Collectively Evaluated for Impairment	768,213	782,917	'	'
Loans, Total	768,213	782,917	'	'
Real Estate [Member] | Commercial Real Estate [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	8,214	8,971	'	'
Allowance for Loan Losses, Total	8,214	8,971	11,488	12,793
Loans, Individually Evaluated for Impairment	0	0	'	'
Loans, Collectively Evaluated for Impairment	2,729,176	2,980,571	'	'
Loans, Total	2,729,176	2,980,571	'	'
Real Estate [Member] | Land Loan [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	4,454	4,677	'	'
Allowance for Loan Losses, Total	4,454	4,677	5,389	4,841
Loans, Individually Evaluated for Impairment	0	0	'	'
Loans, Collectively Evaluated for Impairment	1,479,917	1,553,915	'	'
Loans, Total	1,479,917	1,553,915	'	'
Real Estate [Member] | Consumer Loan [Member]	'	'	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0	'	'
Allowance for Loan Losses, Collectively Evaluated for Impairment	4,365	4,420	'	'
Allowance for Loan Losses, Total	4,365	4,420	4,406	4,627
Loans, Individually Evaluated for Impairment	0	0	'	'
Loans, Collectively Evaluated for Impairment	2,044,047	1,912,416	'	'
Loans, Total	$2,044,048	$1,912,416	'	'

Loans_Receivable_Net_Details_3

Loans Receivable, Net (Details 3) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	$1,404,856	$1,412,320
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	1,404,856	'
Impaired Loans Unpaid Principal Balance	1,404,856	1,412,320
Impaired Loans Allowance for Losses	65,525	65,525
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans Total	'	1,412,320
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	961,267	966,027
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	961,267	966,027
Impaired Loans Unpaid Principal Balance	961,267	966,027
Impaired Loans Allowance for Losses	37,000	37,000
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	443,589	446,293
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	443,589	446,293
Impaired Loans Unpaid Principal Balance	443,589	446,293
Impaired Loans Allowance for Losses	28,525	28,525
Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	$0	$0

Loans_Receivable_Net_Details_4

Loans Receivable, Net (Details 4) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$1,404,856	'
Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	1,172,136	1,178,131
Total	1,172,136	1,178,131
Single Family Owner Occupied [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	961,267	966,027
Total	961,267	966,027
Single Family Nonowner Occupied [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	210,869	212,104
Total	210,869	212,104
Multi Family [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Commercial Real Estate [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Land Loan [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Nonaccrual	0	0
Past Due 90 Days or More and Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	'	1,412,320
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	961,267	966,027
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	443,589	446,293
Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	0	0
Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	0	0
Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	0	0
Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$0	$0

Loans_Receivable_Net_Details_5

Loans Receivable, Net (Details 5) (USD $)	3 Months Ended
	Jun. 30, 2013
	Contracts
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Number of Contracts	1
Pre-modification Outstanding Recorded Investment	$499,223
Post-modification Outstanding Recorded Investment	510,623
Single Family Owner Occupied [Member]	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Number of Contracts	1
Pre-modification Outstanding Recorded Investment	499,223
Post-modification Outstanding Recorded Investment	510,623
Single Family Nonowner Occupied [Member]	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'
Number of Contracts	0
Pre-modification Outstanding Recorded Investment	0
Post-modification Outstanding Recorded Investment	$0

Loans_Receivable_Net_Details_6

Loans Receivable, Net (Details 6) (USD $)	3 Months Ended		12 Months Ended	3 Months Ended		12 Months Ended	3 Months Ended		12 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Jun. 30, 2014	Mar. 31, 2014
	Contracts	Troubled Debt Restructuring [Member]	Troubled Debt Restructuring [Member]	Single Family Owner Occupied [Member]	Single Family Owner Occupied [Member]	Single Family Owner Occupied [Member]	Single Family Nonowner Occupied [Member]	Single Family Nonowner Occupied [Member]	Single Family Nonowner Occupied [Member]
		Real Estate [Member]	Real Estate [Member]	Contracts	Troubled Debt Restructuring [Member]	Troubled Debt Restructuring [Member]	Contracts	Troubled Debt Restructuring [Member]	Troubled Debt Restructuring [Member]
		Contracts	Contracts		Real Estate [Member]	Real Estate [Member]		Real Estate [Member]	Real Estate [Member]
					Contracts	Contracts		Contracts	Contracts
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'	'	'	'
Number of Contracts	1	4	4	1	2	2	0	2	2
Recorded Investment	$510,623	$1,172,136	$1,178,131	$510,623	$961,267	$966,027	$0	$210,869	$212,104

Loans_Receivable_Net_Details_7

Loans Receivable, Net (Details 7) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	$74,420,815	$73,782,807
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	74,420,815	73,782,807
Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	981,061	808,034
60-89	403,074	509,990
90 or more	0	0
Current	73,036,680	72,464,783
Total	74,420,815	73,782,807
Single Family Owner Occupied [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	58,760,069	58,115,912
Single Family Owner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	645,648	808,034
60-89	194,811	277,663
90 or more	0	0
Current	57,919,610	57,030,215
Total	58,760,069	58,115,912
Single Family Nonowner Occupied [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	8,639,392	8,437,076
Single Family Nonowner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	294,578	0
60-89	200,163	212,104
90 or more	0	0
Current	8,144,652	8,224,972
Total	8,639,393	8,437,076
Multi Family [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	768,213	782,917
Multi Family [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	0	0
60-89	0	0
90 or more	0	0
Current	768,213	782,917
Total	768,213	782,917
Commercial Real Estate [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,729,176	2,980,571
Commercial Real Estate [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	0	0
60-89	0	0
90 or more	0	0
Current	2,729,176	2,980,571
Total	2,729,176	2,980,571
Land Loan [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	1,479,917	1,553,915
Land Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	40,835	0
60-89	0	0
90 or more	0	0
Current	1,439,082	1,553,915
Total	1,479,917	1,553,915
Consumer Loan [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Total	2,044,048	1,912,416
Consumer Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
30-59	0	0
60-89	8,100	20,223
90 or more	0	0
Current	2,035,947	1,892,193
Total	$2,044,047	$1,912,416

Loans_Receivable_Net_Details_8

Loans Receivable, Net (Details 8) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	$74,420,815	$73,782,807
Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	74,420,815	73,782,807
Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	58,760,069	58,115,912
Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	8,639,392	8,437,076
Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	768,213	782,917
Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	2,729,176	2,980,571
Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	1,479,917	1,553,915
Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	2,044,048	1,912,416
Special Mention [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	210,869	446,293
Special Mention [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	210,869	446,293
Special Mention [Member] | Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	961,267	966,027
Substandard [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	961,267	966,027
Substandard [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Unlikely to be Collected Financing Receivable [Member] | Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	0	0
Pass [Member] | Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	73,248,679	72,370,487
Pass [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	57,798,802	57,149,885
Pass [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	8,428,524	7,990,783
Pass [Member] | Real Estate [Member] | Multi Family [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	768,213	782,917
Pass [Member] | Real Estate [Member] | Commercial Real Estate [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	2,729,176	2,980,571
Pass [Member] | Real Estate [Member] | Land Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	1,479,917	1,553,915
Pass [Member] | Real Estate [Member] | Consumer Loan [Member]	'	'
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'
Loans and Leases Receivable	$2,044,047	$1,912,416

Loans_Receivable_Net_Details_T

Loans Receivable, Net (Details Textual) (USD $)	3 Months Ended			3 Months Ended
	Jun. 30, 2013	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2014	Jun. 30, 2013
				Single Family Owner Occupied [Member]	Single Family Owner Occupied [Member]	Single Family Nonowner Occupied [Member]	Consumer Loan [Member]
					Real Estate [Member]	Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]	'	'	'	'	'	'	'
Gross Interest Income, Nonaccrual Status	$35,680	'	'	'	'	'	'
Financing Receivable, Interest Income, Nonaccrual Method	3,328	'	'	'	'	'	'
Weighted Average Rate On Loans Receivable	'	4.46%	4.50%	'	'	'	'
Impaired Financing Receivable, Average Recorded Investment	'	'	'	$1,990,910	$963,647	$444,941	$9,494

Income_Taxes_Details_Textual

Income Taxes (Details Textual)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Income Taxes [Line Items]	'	'
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	39.70%	40.50%

Regulatory_Capital_Requirement2

Regulatory Capital Requirements (Details) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]	'	'
Equity of the Bank, Actual Amount	$11,224	$9,972
General valuation allowance, Actual Amount	281	304
Total capital to risk-weighted assets, Actual Amount	11,505	10,276
Tier 1 capital to risk-weighted assets, Actual Amount	11,224	9,972
Tier 1 capital to total assets, Actual Amount	11,224	9,972
Total capital to risk-weighted assets, Actual Ratio	25.10%	22.30%
Tier 1 capital to risk-weighted assets, Actual Ratio	24.50%	21.60%
Tier 1 capital to total assets, Actual Ratio	12.10%	10.60%
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Amount	3,666	3,687
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Amount	1,833	1,843
Tier 1 capital to total assets, Minimum Required for Capital Adequacy Amount	3,706	3,764
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Ratio	8.00%	8.00%
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Ratio	4.00%	4.00%
Tier 1 capital to total assets, Minimum Required for Capital Adequacy Ratio	4.00%	4.00%
Total capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Amount	4,583	4,608
Tier 1 capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Amount	2,750	2,765
Tier 1 capital to total assets, Minimum Required to be "Well Capitalized" Amount	$4,633	$4,705
Total capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Ratio	10.00%	10.00%
Tier 1 capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Ratio	6.00%	6.00%
Tier 1 capital to total assets, Minimum Required to be "Well Capitalized" Ratio	5.00%	5.00%

Financial_Instruments_with_Off1

Financial Instruments with Off-Balance Sheet Risk (Details Textual) (Single Family Owner Occupied [Member], USD $)	Jun. 30, 2014
Single Family Owner Occupied [Member]	'
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]	'
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$199,000

Fair_Value_Measurements_and_Fa2

Fair Value Measurements and Fair Value of Financial Instruments (Details) (USD $)	3 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Fair Value Disclosures [Line Items]	'	'
Beginning Balance	$304,103	$383,103
Loan charge-offs	0	0
Recoveries	0	0
Provision for loan losses	-23,000	0
Ending Balance	281,103	383,103
Impaired Loan Receivable [Member] | Fair Value, Measurements, Nonrecurring [Member]	'	'
Fair Value Disclosures [Line Items]	'	'
Beginning Balance	65,525	108,363
Loan charge-offs	0	0
Recoveries	0	0
Provision for loan losses	0	1,637
Ending Balance	$65,525	$110,000

Fair_Value_Measurements_and_Fa3

Fair Value Measurements and Fair Value of Financial Instruments (Details 1) (USD $)	Jun. 30, 2014	Mar. 31, 2014	Jun. 30, 2013	Mar. 31, 2013
Non-trading instruments and nonderivatives:	'	'	'	'
Cash and cash equivalents, Carrying Amount	$15,004,230	$16,647,828	$14,523,611	$14,451,393
Cash and Cash Equivalents, Fair Value	15,004,230	16,647,828	'	'
Stock in FHLB of Chicago, Carrying Amount	1,165,513	1,165,513	'	'
Stock in FHLB of Chicago, Fair Value	1,165,513	1,165,513	'	'
Loans receivable, net, Carrying Amount	74,048,806	73,386,855	'	'
Loans Receivable, net, Fair Value	77,537,258	76,404,679	'	'
Accrued interest receivable on loans, Carrying Amount	249,123	241,411	'	'
Accrued interest receivable on loans, Fair Value	249,123	241,411	'	'
Deposits, Carrying Amount	73,510,949	77,800,822	'	'
Deposits, Fair Value	68,045,189	71,176,039	'	'
Accrued interest on deposits, Carrying Amount	38,156	38,371	'	'
Accrued interest on deposits, Fair Value	38,156	38,371	'	'
Advances from FHLB of Chicago, Carrying Amount	5,000,000	5,000,000	'	'
Advances from FHLB of Chicago, Fair Value	5,456,078	5,498,149	'	'
Fair Value, Inputs, Level 1 [Member]	'	'	'	'
Non-trading instruments and nonderivatives:	'	'	'	'
Cash and cash equivalents, Carrying Amount	15,004,230	16,647,828	'	'
Stock in FHLB of Chicago, Carrying Amount	0	0	'	'
Loans receivable, net, Carrying Amount	0	0	'	'
Accrued interest receivable on loans, Carrying Amount	0	0	'	'
Deposits, Carrying Amount	0	0	'	'
Accrued interest on deposits, Carrying Amount	0	0	'	'
Advances from FHLB of Chicago, Carrying Amount	0	0	'	'
Fair Value, Inputs, Level 2 [Member]	'	'	'	'
Non-trading instruments and nonderivatives:	'	'	'	'
Cash and cash equivalents, Carrying Amount	0	0	'	'
Stock in FHLB of Chicago, Carrying Amount	1,165,513	1,165,513	'	'
Loans receivable, net, Carrying Amount	76,132,402	74,992,359	'	'
Accrued interest receivable on loans, Carrying Amount	249,123	241,411	'	'
Deposits, Carrying Amount	68,045,189	71,176,039	'	'
Accrued interest on deposits, Carrying Amount	38,156	38,371	'	'
Advances from FHLB of Chicago, Carrying Amount	5,456,078	5,498,149	'	'
Fair Value, Inputs, Level 3 [Member]	'	'	'	'
Non-trading instruments and nonderivatives:	'	'	'	'
Cash and cash equivalents, Carrying Amount	0	0	'	'
Stock in FHLB of Chicago, Carrying Amount	0	0	'	'
Loans receivable, net, Carrying Amount	1,404,856	1,412,320	'	'
Accrued interest receivable on loans, Carrying Amount	0	0	'	'
Deposits, Carrying Amount	0	0	'	'
Accrued interest on deposits, Carrying Amount	0	0	'	'
Advances from FHLB of Chicago, Carrying Amount	$0	$0	'	'

Fair_Value_Measurements_and_Fa4

Fair Value Measurements and Fair Value of Financial Instruments (Details Textual) (USD $)	Jun. 30, 2014	Mar. 31, 2014
Fair Value, Inputs, Level 3 [Member] | Impaired Loan Receivable [Member]	'	'
Fair Value Disclosures [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$1,404,856	$1,412,320
Fair Value, Inputs, Level 2 [Member] | Foreclosed Real Estate [Member]	'	'
Fair Value Disclosures [Line Items]	'	'
Assets, Fair Value Disclosure, Nonrecurring	$729,609	$754,704