Sugar Creek Financial (SUGRD) 10-Q 12 Aug 16 2017 Q1 Quarterly report Financial data

Document And Entity Information

Document And Entity Information - shares	3 Months Ended
	Jun. 30, 2016	Jul. 28, 2016
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2016
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q1
Entity Registrant Name	Sugar Creek Financial Corp./MD/
Entity Central Index Key	1,592,407
Current Fiscal Year End Date	--03-31
Entity Filer Category	Smaller Reporting Company
Trading Symbol	SUGR
Entity Common Stock, Shares Outstanding		864,524

Consolidated Balance Sheets

Consolidated Balance Sheets - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Assets
Cash and due from banks	$ 2,813,463	$ 2,248,602
Federal funds sold	9,449,812	10,359,296
FHLB daily investment account	1,439,876	2,011,704
Cash and cash equivalents	13,703,151	14,619,602
Stock in Federal Home Loan Bank of Chicago ("FHLBC")	1,165,513	1,165,513
Loans receivable, net of allowance for losses of $193,403 at June 30, 2016 and March 31, 2016, respectively	80,365,981	79,083,416
Premises and equipment, net	1,135,813	1,158,680
Foreclosed real estate	580,762	593,762
Accrued interest receivable on loans	254,401	246,161
Other assets	214,868	322,216
Total assets	97,420,489	97,189,350
Liabilities and Stockholders' Equity
Deposits	79,093,330	78,858,005
Accrued interest payable on deposits	68,109	69,236
Advances from FHLBC	5,000,000	5,000,000
Advances from borrowers for taxes and insurance	362,854	456,353
Other liabilities	325,542	284,639
Deferred tax liability	208,108	208,108
Total liabilities	85,057,943	84,876,341
Commitments and contingencies
Stockholders' equity:
Preferred stock, $.01 par value, 1,000,000 shares authorized; none issued or outstanding	0	0
Common stock, $.01 par value, 14,000,000 shares authorized and 865,495 shares issued and outstanding at June 30, 2016 and March 31, 2016, respectively	8,655	8,655
Additional paid-in capital	5,558,070	5,553,764
Common stock acquired by Employee Stock Ownership Plan ("ESOP")	(377,218)	(388,137)
Retained earnings - substantially restricted	7,173,039	7,138,727
Total stockholders' equity	12,362,546	12,313,009
Total liabilities and stockholders' equity	$ 97,420,489	$ 97,189,350

Consolidated Balance Sheets (Pa

Consolidated Balance Sheets (Parenthetical) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Loans and Leases Receivable, Allowance	$ 193,403	$ 193,403
Preferred Stock, Par or Stated Value Per Share (in dollars per share)	$ 0.01	$ 0.01
Preferred Stock, Shares Authorized	1,000,000	1,000,000
Preferred Stock, Shares Issued	0	0
Preferred Stock, Shares Outstanding	0	0
Common Stock, Par or Stated Value Per Share (in dollars per share)	$ 0.01	$ 0.01
Common Stock, Shares Authorized	14,000,000	14,000,000
Common Stock, Shares, Issued	865,495	865,495
Common Stock, Shares, Outstanding	865,495	865,495

Consolidated Statements of Earn

Consolidated Statements of Earnings - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Interest income:
Loans receivable	$ 840,114	$ 816,514
Stock in FHLBC	3,052	1,437
Other interest-earning assets	11,385	8,897
Total interest income	854,551	826,848
Interest expense:
Deposits	164,018	144,693
Advances from FHLBC	59,529	59,529
Total interest expense	223,547	204,222
Net interest income	631,004	622,626
Provision for (credit to) loan losses	0	(11,700)
Net interest income after provision for (credit to) loan losses	631,004	634,326
Noninterest income:
Loan service charges	5,312	4,871
Service charges on deposit accounts	25,463	22,757
Other	3,749	5,777
Total noninterest income	34,524	33,405
Noninterest expense:
Compensation and benefits	326,981	306,490
Occupancy expense	33,240	28,153
Equipment and data processing	103,153	105,253
FDIC premium expense	16,386	15,906
Advertising	6,794	9,215
Operations of foreclosed real estate, net	13,121	14,673
Professional and regulatory fees	37,945	43,127
Other	65,029	70,470
Total noninterest expense	602,649	593,287
Earnings before income tax expense	62,879	74,444
Income tax expense	28,567	29,604
Net earnings	$ 34,312	$ 44,840
Basic and diluted earnings per share	$ 0.04	$ 0.05
Dividends per share	$ 0	$ 0

Consolidated Statements of Stoc

Consolidated Statements of Stockholders' Equity - USD ($)	Total	Common Stock [Member]	Additional Paid-in Capital [Member]	Common Stock Acquired by ESOP [Member]	Retained Earnings [Member]
Balance at Mar. 31, 2015	$ 13,284,315	$ 9,492	$ 6,124,848	$ (432,527)	$ 7,582,502
Net earnings	44,840	0	0	0	44,840
Amortization of ESOP awards	14,828	0	3,196	11,632	0
Balance at Jun. 30, 2015	13,343,983	9,492	6,128,044	(420,895)	7,627,342
Balance at Mar. 31, 2016	12,313,009	8,655	5,553,764	(388,137)	7,138,727
Net earnings	34,312	0	0	0	34,312
Amortization of ESOP awards	15,225	0	4,306	10,919	0
Balance at Jun. 30, 2016	$ 12,362,546	$ 8,655	$ 5,558,070	$ (377,218)	$ 7,173,039

Consolidated Statements of Cash

Consolidated Statements of Cash Flows - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities:
Net earnings	$ 34,312	$ 44,840
Adjustments to reconcile net earnings to net cash provided by operating activities:
Depreciation	22,867	22,773
Provision for (credit to) loan losses	0	(11,700)
Provision for losses on foreclosed real estate	13,000	11,715
ESOP expense	15,225	14,828
Amortization of deferred loan fees, net	(3,846)	(8,076)
(Increase) decrease in accrued interest receivable	(8,240)	20,641
Decrease in other assets	107,348	50,758
Increase (decrease) in:
Accrued interest payable on deposits	(1,127)	13,041
Other liabilities	40,903	(8,130)
Deferred tax liability	0	0
Net cash provided by operating activities	220,442	150,690
Cash flows from investing activities:
Net (decrease) increase in loans receivable	(1,278,719)	743,396
Purchase of premises and equipment	0	0
Proceeds from sale of (additions to) foreclosed real estate	0	(13,606)
Net cash (used for) provided by investing activities	(1,278,719)	729,790
Cash flows from financing activities:
Net increase in deposits	235,325	2,610,760
Decrease in advances from borrowers for taxes and insurance	(93,499)	(110,176)
Net cash provided by financing activities	141,826	2,500,584
Net (decrease) increase in cash and cash equivalents	(916,451)	3,381,064
Cash and cash equivalents at beginning of year	14,619,602	16,720,008
Cash and cash equivalents at end of period	13,703,151	20,101,072
Supplemental disclosures - cash paid:
Interest on deposits and advances from FHLBC	225,328	191,835
Federal and state income taxes	0	0
Noncash transactions:
Real estate acquired in settlement of loans	0	0
Financing of foreclosed real estate	$ 0	$ 154,000

Summary of Significant Accounti

Summary of Significant Accounting Policies	3 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]	Note 1. Summary of Significant Accounting Policies Genera l On April 8, 2014, Sugar Creek Financial Corp., a Maryland corporation (the “Company”), became the holding company for Tempo Bank (the “Bank”) upon completion of the “second-step” conversion of the Bank from a mutual holding company structure to a stock holding company structure (the Conversion”). The Conversion involved the sale by the Company of 535,127 414,118 The Bank is a community oriented financial institution that provides traditional financial services within the areas it serves. The Bank is engaged primarily in the business of attracting deposits from the general public and using these funds to originate one- to four-family residential mortgage loans located in the Clinton, St. Clair, and Madison County, Illinois area. Further, operations of the Bank are managed and financial performance is evaluated on an institution-wide basis. As a result, all of the Bank’s operations are considered by management to be aggregated in one reportable operating segment. The Bank has no subsidiaries. The Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) is the officially recognized source of authoritative U.S. generally accepted accounting principles (“U.S. GAAP”) applicable to all public and non-public non-governmental entities. Rules and interpretive releases of the SEC under the authority of federal securities laws are also sources of authoritative U.S. GAAP for SEC registrants. All other accounting literature is considered non-authoritative. Citing particular content in the ASC involves specifying the unique numeric path to the content through the Topic, Subtopic, Section and Paragraph structure. The consolidated financial statements of the Company at June 30, 2016 and for the three months ended June 30, 2016 and 2015 have been prepared in conformity with U.S. GAAP for interim financial information and predominant practices followed by the financial services industry and are unaudited. However, in management’s opinion, the interim data at June 30, 2016 and for the three months ended June 30, 2016 and 2015 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair statement of the results of the interim periods. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Tempo Bank. The Company’s principal business is the business of the Bank. All significant intercompany accounts and transactions have been eliminated. The consolidated financial statements have been prepared in conformity with U.S. GAAP. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the consolidated balance sheet dates and income and expenses for the periods covered. Actual results could differ significantly from these estimates and assumptions. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses.

Earnings per Share

Earnings per Share	3 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Earnings Per Share [Text Block]	Note 2. Earnings per Share Three Months Ended June 30, 2016 2015 Net earnings $ 34,312 $ 44,840 Weighted-average basic and diluted shares 814,860 893,233 Basic and diluted earnings per share $ 0.04 $ 0.05

Loans Receivable, Net

Loans Receivable, Net	3 Months Ended
	Jun. 30, 2016
Receivables [Abstract]
Financing Receivables [Text Block]	Note 3. Loans Receivable, Net June 30, March 31, 2016 2016 Real estate loans: Single-family, owner occupied $ 64,990,179 $ 63,558,503 Single-family, non-owner occupied 9,058,910 9,038,252 Multi-family, 5 or more units 888,711 909,057 Commercial 2,599,017 2,664,961 Land 1,130,054 1,164,847 Consumer loans 1,974,966 2,023,413 80,641,837 79,359,033 Allowance for losses (193,403) (193,403) Deferred loan fees, net (82,453) (82,214) Total loans $ 80,365,981 $ 79,083,416 The weighted-average rate on loans was 4.16 4.19 The risk characteristics of each loan portfolio segment are as follows: Single-family, owner occupied Single-family, owner occupied loans are underwritten based on the applicant’s employment and credit history and the appraised value of the property. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas, such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers. Single-family, non-owner occupied Single-family, non-owner occupied loans carry greater inherent risks than single-family, owner occupied loans, since the repayment ability of the borrower is reliant on the adequacy of the income generated from the property. Multi-family, 5 or more units Multi-family real estate loans are typically secured by apartment complexes. These loans typically have larger loan balances and involve a greater degree of risk than single-family residential mortgage loans. Payments on loans secured by income producing properties often depend on successful operation and management of the properties. Commercial real estate Commercial real estate loans are secured primarily by office buildings and various income-producing properties. Commercial real estate loans are underwritten based on the economic viability of the property and creditworthiness of the borrower, with emphasis given to projected cash flow as a percentage of debt service requirements. These loans carry significant credit risks as they involve larger balances concentrated with single borrowers or groups of related borrowers. Repayment of loans secured by income-producing properties generally depends on the successful operation of the real estate project and may be subject to a greater extent to adverse market conditions and the general economy. Land Land loans are secured by unimproved land with terms of fifteen years or less and loan amounts that do not exceed 85% of the lesser of the appraised value or the purchase price. Loans secured by unimproved land generally involve greater risks than residential mortgage lending because land loans are more difficult to evaluate and the marketability of the underlying property may also be adversely affected in a high interest rate environment or adverse conditions in the real estate market or economy. Consumer Consumer loans include automobile, signature and other consumer loans. Potential credit risks include rapidly depreciable assets, such as automobiles, which could adversely affect the value of the collateral. Allowance for Loan Losses Beginning Provision for Ending Balance Losses Charge-offs Recoveries Balance Three months ended June 30, 2016: Real estate loans: Single-family, owner occupied $ 116,012 $ (3,669) $ - $ - $ 112,343 Single-family, non-owner occupied 25,930 808 - - 26,738 Multi-family, 5 or more units 1,600 (121) - - 1,479 Commercial 4,690 (365) - - 4,325 Land 2,050 (169) - - 1,881 Consumer loans 2,694 (238) - - 2,456 Unallocated 40,427 3,754 - - 44,181 $ 193,403 $ - $ - $ - $ 193,403 Allowance for Loan Losses Beginning Provision for Ending Balance Losses Charge-offs Recoveries Balance Three months ended June 30, 2015: Real estate loans: Single-family, owner occupied $ 162,403 $ (29,938) $ - $ - $ 132,465 Single-family, non-owner occupied 33,206 (4,949) - - 28,257 Multi-family, 5 or more units 1,500 37,185 - - 38,685 Commercial 5,986 (1,628) - - 4,358 Land 2,521 (830) - - 1,691 Consumer loans 2,954 (763) - - 2,191 Unallocated 33,533 (10,777) - - 22,756 $ 242,103 $ (11,700) $ - $ - $ 230,403 Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated Evaluated Evaluated Evaluated for Impairment for Impairment Total for Impairment for Impairment Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 5,000 $ 107,343 $ 112,343 $ 546,067 $ 64,444,112 $ 64,990,179 Single-family, non-owner occupied 12,000 14,738 26,738 202,170 8,856,740 9,058,910 Multi-family, 5 or more units - 1,479 1,479 - 888,711 888,711 Commercial - 4,325 4,325 - 2,599,017 2,599,017 Land - 1,881 1,881 - 1,130,054 1,130,054 Consumer loans - 2,456 2,456 - 1,974,966 1,974,966 Unallocated - 44,181 44,181 - - - $ 17,000 $ 176,403 $ 193,403 $ 748,237 $ 79,893,600 $ 80,641,837 Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated Evaluated Evaluated Evaluated for Impairment for Impairment Total for Impairment for Impairment Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ 5,000 $ 111,012 $ 116,012 $ 483,589 $ 63,074,914 $ 63,558,503 Single-family, non-owner occupied 10,380 15,550 25,930 203,330 8,834,922 9,038,252 Multi-family, 5 or more units - 1,600 1,600 - 909,057 909,057 Commercial - 4,690 4,690 - 2,664,961 2,664,961 Land - 2,050 2,050 - 1,164,847 1,164,847 Consumer loans - 2,694 2,694 - 2,023,413 2,023,413 Unallocated - 40,427 40,427 - - - $ 15,380 $ 178,023 $ 193,403 $ 686,919 $ 78,672,114 $ 79,359,033 A loan is considered impaired, in accordance with the impairment accounting guidance (ASC 310-10-35-16), when based on current information and events, it is probable the Bank will be unable to collect all amounts due from the borrower in accordance with the contractual terms of the loan. Impaired Loans With With no Unpaid Allowance Allowance Allowance Principal for for Losses for Losses Total Balance Losses At June 30, 2016 Real estate loans: Single-family, owner occupied $ 480,923 $ 65,144 $ 546,067 $ 546,067 $ 5,000 Single-family, non-owner occupied 202,170 - 202,170 202,170 12,000 Multi-family, 5 or more units - - - - - Commercial - - - - - Land - - - - - Consumer loans - - - - - $ 683,093 $ 65,144 $ 748,237 $ 748,237 $ 17,000 The average recorded investment on impaired loans for the three months ended June 30, 2016 consisted of single-family, owner occupied dwellings of $ 547,400 202,750 The average recorded investment on impaired loans for the three months ended June 30, 2015 consisted of single-family, owner occupied dwellings of $ 1,216,711 223,002 85,082 8,532 Impaired Loans With With no Unpaid Allowance Allowance Allowance Principal for for Losses for Losses Total Balance Losses At March 31, 2016 Real estate loans: Single-family, owner occupied $ 483,589 $ - $ 483,589 $ 483,589 $ 5,000 Single-family, non-owner occupied 203,330 - 203,330 203,330 10,380 Multi-family, 5 or more units - - - - - Commercial - - - - - Land - - - - - Consumer loans - - - - - $ 686,919 $ - $ 686,919 $ 686,919 $ 15,380 Nonperforming Loans Past Due 90 Accruing Days or More Troubled Debt Nonaccrual and Still Accruing Restructurings Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 65,144 $ - $ 480,923 $ 546,067 Single-family, non-owner occupied - - 202,170 202,170 Multi-family, 5 or more units - - - - Commercial - - - - Land - - - - Consumer loans - - - - $ 65,144 $ - $ 683,093 $ 748,237 Nonperforming Loans Past Due 90 Accruing Days or More Troubled Debt Nonaccrual and Still Accruing Restructurings Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ - $ - $ 483,589 $ 483,589 Single-family, non-owner occupied - - 203,330 203,330 Multi-family, 5 or more units - - - - Commercial - - - - Land - - - - Consumer loans - - - - $ - $ - $ 686,919 $ 686,919 For the three months ended June 30, 2016, gross interest income that would have been recorded had the non-accruing loans been current in accordance with their original terms was $ 353 There were no new additions for loans modified as troubled debt restructurings (“TDRs”) during the three months ended June 30, 2016 and 2015. June 30, March 31, 2016 2016 Number of Recorded Number of Recorded Contracts Investment Contracts Investment Real estate loans: Single-family, owner occupied 1 $ 480,923 1 $ 483,589 Single-family, non-owner occupied 2 202,170 2 203,330 3 $ 683,093 3 $ 686,919 At June 30, 2016, the recorded investment in single-family, real estate loans that are in the process of foreclosure according to the local jurisdiction requirement was $ 65,144 Days Past Due 30-59 60-89 90 or more Current Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 404,154 143,927 65,144 $ 64,376,954 $ 64,990,179 Single-family, non-owner occupied - 202,170 - 8,856,740 9,058,910 Multi-family, 5 or more units - - 888,711 888,711 Commercial - - 2,599,017 2,599,017 Land 66,760 - 1,063,294 1,130,054 Consumer loans 11,752 - 1,963,214 1,974,966 $ 482,666 $ 346,097 $ 65,144 $ 79,747,930 $ 80,641,837 Days Past Due 30-59 60-89 90 or more Current Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ 597,118 310,932 - $ 62,650,453 $ 63,558,503 Single-family, non-owner occupied 121,440 203,330 - 8,713,482 9,038,252 Multi-family, 5 or more units - - - 909,057 909,057 Commercial - - - 2,664,961 2,664,961 Land - - - 1,164,847 1,164,847 Consumer loans 18,046 2,660 - 2,002,707 2,023,413 $ 736,604 $ 516,922 $ - $ 78,105,507 $ 79,359,033 The Bank classifies loans into risk categories based on relevant information about the ability of borrowers to service their debt such as: current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. Generally, smaller dollar consumer loans are excluded from this grading process and are reflected in the Pass category. The delinquency trends of these consumer loans are monitored on a homogeneous basis. The Bank uses the following definitions for risk ratings: The Pass asset quality rating encompasses assets that have performed as expected. With the exception of some smaller consumer and residential loans, these assets do not have delinquency. Loans assigned this rating include loans to borrowers possessing solid credit quality with acceptable risk. The Special Mention asset quality rating encompasses assets that have potential weaknesses that deserve management’s close attention. If left uncorrected, these potential weaknesses may result in deterioration of the repayment prospects for the loan. Special mention assets are not adversely classified and do not expose an institution to sufficient risk to warrant adverse classification. This grade is intended to include loans to borrowers whose credit quality has clearly deteriorated and where risk of further decline is possible unless active measures are taken to correct the situation. The Substandard asset quality rating encompasses assets that are inadequately protected by the current net worth and paying capacity of the obligor or of the collateral pledged, if any; assets having a well-defined weakness based upon objective evidence; assets characterized by the distinct possibility that the Bank will sustain some loss if the deficiencies are not corrected; or the possibility that liquidation will not be timely. Loans categorized in this grade possess a well-defined credit weakness and the likelihood of repayment from the primary source is uncertain. Significant financial deterioration has occurred and very close attention is warranted to ensure the full repayment without loss. Collateral coverage may be marginal. Doubtful asset quality rating encompasses assets that have all of the weaknesses of those classified as substandard. In addition, these weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions and values, highly questionable and improbable. The Loss asset quality rating encompasses assets that are considered uncollectible and of such little value that their continuance as assets is not warranted. A loss classification does not mean that an asset has no recovery or salvage value; instead, it means that it is not practical or desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be realized in the future. Credit Quality Indicator-Credit Risk Profile by Grade or Classification Special Mention Substandard Doubtful Loss Pass Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ - $ 546,067 $ - $ - $ 64,444,112 $ 64,990,179 Single-family, non-owner occupied - 202,170 - - 8,856,740 9,058,910 Multi-family, 5 or more units - - - - 888,711 888,711 Commercial - - - - 2,599,017 2,599,017 Land - - - - 1,130,054 1,130,054 Consumer loans - - - - 1,974,966 1,974,966 $ - $ 748,237 $ - $ - $ 79,893,600 $ 80,641,837 Credit Quality Indicator-Credit Risk Profile by Grade or Classification Special Mention Substandard Doubtful Loss Pass Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ - $ 483,589 $ - $ - $ 63,074,914 $ 63,558,503 Single-family, non-owner occupied - 203,330 - - 8,834,922 9,038,252 Multi-family, 5 or more units - - - - 909,057 909,057 Commercial - - - - 2,664,961 2,664,961 Land - - - - 1,164,847 1,164,847 Consumer loans - - - - 2,023,413 2,023,413 $ - $ 686,919 $ - $ - $ 78,672,114 $ 79,359,033

Income Taxes

Income Taxes	3 Months Ended
	Jun. 30, 2016
Income Tax Disclosure [Abstract]
Income Tax Disclosure [Text Block]	Note 4. Income Taxes The effective tax rate was 45.4% for the three months ended June 30, 2016, compared to 39.8% for the three months ended June 30, 2015.

Stockholders' Equity and Regula

Stockholders' Equity and Regulatory Capital Requirements	3 Months Ended
	Jun. 30, 2016
Regulatory Capital Requirements [Abstract]
Regulatory Capital Requirements under Banking Regulations [Text Block]	Note 5. Stockholders’ Equity and Regulatory Capital Requirements The Bank may not declare or pay a cash dividend, if the effect of such dividends would be to cause the capital of the Bank to be reduced below the aggregate amount required by federal law or regulation. The Company may pay a dividend, if and when declared by its Board of Directors, in accordance with applicable laws and regulations. Any repurchases of the Company’s common stock will be conducted in accordance with applicable laws and regulations. On November 12, 2015, the Board of Directors of the Company authorized the repurchase of up to $ 1.1 83,750 11.86 The Bank is subject to various regulatory capital requirements administered by the federal banking agencies. Failure to meet minimum capital requirements can result in certain mandatory and possibly additional discretionary actions by regulators that, if undertaken, could have a direct material effect on the Bank’s financial statements. Under capital adequacy guidelines, the Bank must meet specific capital guidelines that involve quantitative measures of assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices. The Bank’s capital amounts and classifications are also subject to quantitative judgments by the regulators about components, risk-weightings and other factors. At June 30, 2016 and March 31, 2016, the Bank met all capital adequacy requirements. On July 9, 2013, the OCC approved rules that amended the regulatory capital rules applicable to the Company and Bank. The rules include new minimum risk-based capital and leverage ratios, which became effective January 1, 2015. The new minimum capital level requirements applicable to the Company and Bank are: (i) a new common equity Tier 1 capital ratio of 4.5 6 4 8 4 2.5 7.0 8.5 10.5 4.0 0.625 The Bank is also subject to the regulatory framework for prompt corrective action. At June 30, 2016 and March 31, 2016, the most recent notifications from the regulatory agencies categorized the Bank as well capitalized. To be categorized as well capitalized, the Bank must maintain minimum capital standards for total risk-based, Tier 1 risk-based, common equity Tier 1 risk-based and Tier 1 leverage ratios as set forth in the following tables. There are no conditions or events since the aforementioned notifications that management believes have changed the Bank’s category. Minimum Required for Capital to be "Well Actual Adequacy Capitalized" At June 30, 2016: Amount Ratio Amount Ratio (1) Amount Ratio (Dollars in Thousands) Total capital to risk-weighted assets $ 11,238 23.6 % $ 4,103 8.625 % $ 4,757 10.0 % Tier 1 capital to risk-weighted assets $ 11,045 23.2 % $ 3,151 6.625 % $ 3,806 8.0 % Common equity tier 1 capital to risk- weighted assets $ 11,045 23.2 % $ 2,438 5.125 % $ 3,092 6.5 % Tier 1 capital to total assets $ 11,045 11.4 % $ 3,863 4.000 % $ 4,829 5.0 % (1) Includes transition of capital conservation buffer. Minimum Required for Capital to be "Well Actual Adequacy Capitalized" At March 31, 2016: Amount Ratio Amount Ratio (1) Amount Ratio (Dollars in Thousands) Total capital to risk-weighted assets $ 11,186 23.7 % $ 4,077 8.625 % $ 4,727 10.0 % Tier 1 capital to risk-weighted assets $ 10,993 23.3 % $ 3,132 6.625 % $ 3,782 8.0 % Common equity tier 1 capital to risk-weighted assets $ 10,993 23.3 % $ 2,423 5.125 % $ 3,073 6.5 % Tier 1 capital to total assets $ 10,993 11.4 % $ 3,854 4.000 % $ 4,817 5.0 % (1) Includes transition of capital conservation buffer.

Financial Instruments with Off-

Financial Instruments with Off-Balance Sheet Risk	3 Months Ended
	Jun. 30, 2016
Financial Instruments Off Balance Sheet Risk [Abstract]
Financial Instruments With Off Balance Sheet Risk [Text Block]	Note 6. Financial Instruments with Off-Balance Sheet Risk The Company is a party to financial instruments with off-balance sheet risk in the normal course of business to meet the financing needs of its customers. These financial instruments typically include commitments to originate mortgage loans. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the balance sheet. The Company’s maximum exposure to credit loss in the event of nonperformance by the borrower is represented by the contractual amount and related accrued interest receivable of those instruments. The Company mitigates this risk by evaluating each borrower’s creditworthiness on a case-by-case basis. Generally, collateral held by the Company consists of a first or second mortgage on the borrower’s property. At June 30, 2016, there were four loan commitments outstanding of $1,018,000.

Concentration of Credit Risk

Concentration of Credit Risk	3 Months Ended
	Jun. 30, 2016
Risks and Uncertainties [Abstract]
Concentration Risk Disclosure [Text Block]	Note 7. Concentration of Credit Risk The Bank originates loans to the general public, which includes military personnel and civilian employees of Scott Air Force Base, located in Belleville, Illinois. This concentration of credit risk could unfavorably impact the level of credit risk of the Bank should events occur, such as employment curtailments, temporary layoffs or other events. Management believes that the secured nature of the majority of these loans mitigates this risk based upon current economic conditions.

Fair Value Measurements and Fai

Fair Value Measurements and Fair Value of Financial Instruments	3 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Disclosures [Text Block]	Note 8. Fair Value Measurements and Fair Value of Financial Instruments Fair Value Measurements Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. The fair value hierarchy prioritizes the assumptions that market participants would use in pricing the assets or liabilities (the “inputs”) into three broad levels. The fair value hierarchy gives the highest priority (Level 1) to quoted prices in active markets for identical assets and liabilities and the lowest priority (Level 3) to unobservable inputs in which little, if any, market activity exists, requiring entities to develop their own assumptions and data. Level 2 inputs are inputs other than quoted prices included within Level 1 that are observable for the asset or liability, either directly or indirectly. These inputs include quoted prices for similar assets or liabilities in active markets, quoted prices for identical or similar assets or liabilities in market areas that are not active, inputs other than quoted prices that are observable for the asset or liability (such as interest rates, volatilities, prepayment speeds, credit risks and default rates) or inputs that are derived principally from or corroborated by observable market data by correlation or other means. Valuation Techniques Available for sale securities are carried at fair value utilizing Level 1 and Level 2 inputs. For debt securities, the Bank obtains fair value measurements from an independent pricing service. The fair value measurements consider observable data that may include dealer quotes, live trading levels, trade execution data, cash flows, market consensus prepayment speeds, market spreads, credit information and the U.S. Treasury yield curve. At June 30, 2016 and March 31, 2016, the Company did not have any available for sale securities. Impaired loans are carried at fair value utilizing Level 3 inputs, consisting of appraisals of underlying collateral (collateral method) adjusted for selling costs (unobservable input) and discounted cash flow analysis. See note 3. Assets Measured at Fair Value on a Nonrecurring Basis Assets measured at fair value on a nonrecurring basis at June 30, 2016 and March 31, 2016 include impaired loans of $ 748,237 686,919 Three Months Ended June 30, 2016 2015 Balance, beginning of period $ 15,380 $ 53,665 Loan charge-offs - - Loan recoveries - - Provision for (credit to) loan losses 1,620 36,455 Balance, end of period $ 17,000 $ 90,120 Nonfinancial assets measured at fair value on a nonrecurring basis include foreclosed real estate which amounted to $ 580,762 593,762 Fair Value of Financial Instruments June 30, 2016 Carrying Fair Fair Value Measurements Using Amount Value (Level 1) (Level 2) (Level 3) Non-trading instruments and nonderivatives: Cash and cash equivalents $ 13,703,151 $ 13,703,151 $ 13,703,151 $ - $ - Stock in FHLBC 1,165,513 1,165,513 - 1,165,513 - Loans receivable, net 80,365,981 83,434,921 - 82,686,684 748,237 Accrued interest receivable on loans 254,401 254,401 - 254,401 - Deposits 79,093,330 76,467,908 - 76,467,908 - Accrued interest on deposits 68,109 68,109 - 68,109 - Advances from FHLBC 5,000,000 5,121,540 - 5,121,540 - March 31, 2016 Carrying Fair Fair Value Measurements Using Amount Value (Level 1) (Level 2) (Level 3) Non-trading instruments and nonderivatives: Cash and cash equivalents $ 14,619,602 $ 14,619,602 $ 14,619,602 $ - $ - Stock in FHLBC 1,165,513 1,165,513 - 1,165,513 - Loans receivable, net 79,083,416 81,221,342 - 80,534,423 686,919 Accrued interest receivable on loans 246,161 246,161 - 246,161 - Deposits 78,858,005 75,150,936 - 75,150,936 - Accrued interest on deposits 69,236 69,236 - 69,236 - Advances from FHLBC 5,000,000 5,166,470 - 5,166,470 - The following methods and assumptions were used in estimating the fair values shown above: ⋅ Cash and cash equivalents are valued at their carrying amounts due to the relatively short period to maturity of instruments. ⋅ Stock in FHLB of Chicago is valued at cost, which represents historical redemption value and approximates fair value. ⋅ Fair values for the loan portfolio, certificates of deposit and advances from the FHLBC are computed using an analysis which considers the amount and timing of all future cash flows of the underlying instruments discounted at current market rates. ⋅ Fair values of non-maturing deposits, such as checking, NOW, savings and money market deposit accounts, are computed using an analysis which uses decay rates to estimate the amount and timing of all future cash flows of the underlying instruments, which are discounted at current market rates. ⋅ The carrying amounts of accrued interest receivable and payable approximate fair value. Off-balance sheet assets include the commitments to extend credit for which fair values were estimated based on interest rates and fees currently charged to enter into similar transactions. As a result of the short-term nature of the outstanding commitments, the fair values of fees on those commitments approximate the amount collected and the Company has not assigned a value to such instruments for purpose of this disclosure. There were no transfers between Level 1 and Level 2 categorizations and into or out of Level 3 categorization during the periods presented.

Summary of Significant Accoun15

Summary of Significant Accounting Policies (Policies)	3 Months Ended
	Jun. 30, 2016
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Accounting Standards Codification The Financial Accounting Standards Board’s (“FASB”) Accounting Standards Codification (“ASC”) is the officially recognized source of authoritative U.S. generally accepted accounting principles (“U.S. GAAP”) applicable to all public and non-public non-governmental entities. Rules and interpretive releases of the SEC under the authority of federal securities laws are also sources of authoritative U.S. GAAP for SEC registrants. All other accounting literature is considered non-authoritative. Citing particular content in the ASC involves specifying the unique numeric path to the content through the Topic, Subtopic, Section and Paragraph structure.
Interim Financial Statements [Policy Text Block]	Interim Financial Statements The consolidated financial statements of the Company at June 30, 2016 and for the three months ended June 30, 2016 and 2015 have been prepared in conformity with U.S. GAAP for interim financial information and predominant practices followed by the financial services industry and are unaudited. However, in management’s opinion, the interim data at June 30, 2016 and for the three months ended June 30, 2016 and 2015 include all adjustments, consisting of only normal recurring adjustments, necessary for a fair statement of the results of the interim periods. The results of operations for the interim periods are not necessarily indicative of the results of operations to be expected for the full year. The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, Tempo Bank. The Company’s principal business is the business of the Bank. All significant intercompany accounts and transactions have been eliminated.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The consolidated financial statements have been prepared in conformity with U.S. GAAP. In preparing the financial statements, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities as of the consolidated balance sheet dates and income and expenses for the periods covered. Actual results could differ significantly from these estimates and assumptions. A material estimate that is particularly susceptible to significant change in the near term relates to the determination of the allowance for loan losses.

Earnings per Share (Tables)

Earnings per Share (Tables)	3 Months Ended
	Jun. 30, 2016
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Earnings per share (“EPS”) are based upon the weighted-average shares outstanding. ESOP shares, which have been committed to be released, are considered outstanding. Unvested restricted stock awards that contain non-forfeitable rights to dividends are participating securities and are included in the EPS computation using the two-class method. Prior period EPS data is adjusted retrospectively. Three Months Ended June 30, 2016 2015 Net earnings $ 34,312 $ 44,840 Weighted-average basic and diluted shares 814,860 893,233 Basic and diluted earnings per share $ 0.04 $ 0.05

Loans Receivable, Net (Tables)

Loans Receivable, Net (Tables)	3 Months Ended
	Jun. 30, 2016
Defined Benefit Plan Disclosure [Line Items]
Loans Receivable Net Are Summarized [Table Text Block]	Loans receivable, net, are summarized as follows: June 30, March 31, 2016 2016 Real estate loans: Single-family, owner occupied $ 64,990,179 $ 63,558,503 Single-family, non-owner occupied 9,058,910 9,038,252 Multi-family, 5 or more units 888,711 909,057 Commercial 2,599,017 2,664,961 Land 1,130,054 1,164,847 Consumer loans 1,974,966 2,023,413 80,641,837 79,359,033 Allowance for losses (193,403) (193,403) Deferred loan fees, net (82,453) (82,214) Total loans $ 80,365,981 $ 79,083,416
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following presents by portfolio segment, the activity in the allowance for loan losses for the three months ended June 30, 2016 and 2015: Allowance for Loan Losses Beginning Provision for Ending Balance Losses Charge-offs Recoveries Balance Three months ended June 30, 2016: Real estate loans: Single-family, owner occupied $ 116,012 $ (3,669) $ - $ - $ 112,343 Single-family, non-owner occupied 25,930 808 - - 26,738 Multi-family, 5 or more units 1,600 (121) - - 1,479 Commercial 4,690 (365) - - 4,325 Land 2,050 (169) - - 1,881 Consumer loans 2,694 (238) - - 2,456 Unallocated 40,427 3,754 - - 44,181 $ 193,403 $ - $ - $ - $ 193,403 Allowance for Loan Losses Beginning Provision for Ending Balance Losses Charge-offs Recoveries Balance Three months ended June 30, 2015: Real estate loans: Single-family, owner occupied $ 162,403 $ (29,938) $ - $ - $ 132,465 Single-family, non-owner occupied 33,206 (4,949) - - 28,257 Multi-family, 5 or more units 1,500 37,185 - - 38,685 Commercial 5,986 (1,628) - - 4,358 Land 2,521 (830) - - 1,691 Consumer loans 2,954 (763) - - 2,191 Unallocated 33,533 (10,777) - - 22,756 $ 242,103 $ (11,700) $ - $ - $ 230,403
Schedule Of Impaired Loans, Allocated Valuation Allowances And Average Recorded Investment [Table Text Block]	The following presents impaired loans and allocated valuation allowances based upon class levels and average recorded investment: Impaired Loans With With no Unpaid Allowance Allowance Allowance Principal for for Losses for Losses Total Balance Losses At June 30, 2016 Real estate loans: Single-family, owner occupied $ 480,923 $ 65,144 $ 546,067 $ 546,067 $ 5,000 Single-family, non-owner occupied 202,170 - 202,170 202,170 12,000 Multi-family, 5 or more units - - - - - Commercial - - - - - Land - - - - - Consumer loans - - - - - $ 683,093 $ 65,144 $ 748,237 $ 748,237 $ 17,000 The average recorded investment on impaired loans for the three months ended June 30, 2016 consisted of single-family, owner occupied dwellings of $ 547,400 202,750 The average recorded investment on impaired loans for the three months ended June 30, 2015 consisted of single-family, owner occupied dwellings of $ 1,216,711 223,002 85,082 8,532 Impaired Loans With With no Unpaid Allowance Allowance Allowance Principal for for Losses for Losses Total Balance Losses At March 31, 2016 Real estate loans: Single-family, owner occupied $ 483,589 $ - $ 483,589 $ 483,589 $ 5,000 Single-family, non-owner occupied 203,330 - 203,330 203,330 10,380 Multi-family, 5 or more units - - - - - Commercial - - - - - Land - - - - - Consumer loans - - - - - $ 686,919 $ - $ 686,919 $ 686,919 $ 15,380
Schedule of Financing Receivables, Non Accrual Status [Table Text Block]	The following presents nonperforming loans based upon class level at June 30, 2016 and March 31, 2016: Nonperforming Loans Past Due 90 Accruing Days or More Troubled Debt Nonaccrual and Still Accruing Restructurings Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 65,144 $ - $ 480,923 $ 546,067 Single-family, non-owner occupied - - 202,170 202,170 Multi-family, 5 or more units - - - - Commercial - - - - Land - - - - Consumer loans - - - - $ 65,144 $ - $ 683,093 $ 748,237 Nonperforming Loans Past Due 90 Accruing Days or More Troubled Debt Nonaccrual and Still Accruing Restructurings Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ - $ - $ 483,589 $ 483,589 Single-family, non-owner occupied - - 203,330 203,330 Multi-family, 5 or more units - - - - Commercial - - - - Land - - - - Consumer loans - - - - $ - $ - $ 686,919 $ 686,919
Accruing Troubled Debt Restructurings On Financing Receivables [Table Text Block]	The following presents a summary of accruing TDRs at June 30, 2016 and March 31, 2016: June 30, March 31, 2016 2016 Number of Recorded Number of Recorded Contracts Investment Contracts Investment Real estate loans: Single-family, owner occupied 1 $ 480,923 1 $ 483,589 Single-family, non-owner occupied 2 202,170 2 203,330 3 $ 683,093 3 $ 686,919
Past Due Financing Receivables [Table Text Block]	The following presents the Bank's loan portfolio aging analysis: Days Past Due 30-59 60-89 90 or more Current Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 404,154 143,927 65,144 $ 64,376,954 $ 64,990,179 Single-family, non-owner occupied - 202,170 - 8,856,740 9,058,910 Multi-family, 5 or more units - - 888,711 888,711 Commercial - - 2,599,017 2,599,017 Land 66,760 - 1,063,294 1,130,054 Consumer loans 11,752 - 1,963,214 1,974,966 $ 482,666 $ 346,097 $ 65,144 $ 79,747,930 $ 80,641,837 Days Past Due 30-59 60-89 90 or more Current Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ 597,118 310,932 - $ 62,650,453 $ 63,558,503 Single-family, non-owner occupied 121,440 203,330 - 8,713,482 9,038,252 Multi-family, 5 or more units - - - 909,057 909,057 Commercial - - - 2,664,961 2,664,961 Land - - - 1,164,847 1,164,847 Consumer loans 18,046 2,660 - 2,002,707 2,023,413 $ 736,604 $ 516,922 $ - $ 78,105,507 $ 79,359,033
Financing Receivable Credit Quality Indicators [Table Text Block]	The following presents the credit risk profile for the Bank's loan portfolio based upon rating category: Credit Quality Indicator-Credit Risk Profile by Grade or Classification Special Mention Substandard Doubtful Loss Pass Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ - $ 546,067 $ - $ - $ 64,444,112 $ 64,990,179 Single-family, non-owner occupied - 202,170 - - 8,856,740 9,058,910 Multi-family, 5 or more units - - - - 888,711 888,711 Commercial - - - - 2,599,017 2,599,017 Land - - - - 1,130,054 1,130,054 Consumer loans - - - - 1,974,966 1,974,966 $ - $ 748,237 $ - $ - $ 79,893,600 $ 80,641,837 Credit Quality Indicator-Credit Risk Profile by Grade or Classification Special Mention Substandard Doubtful Loss Pass Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ - $ 483,589 $ - $ - $ 63,074,914 $ 63,558,503 Single-family, non-owner occupied - 203,330 - - 8,834,922 9,038,252 Multi-family, 5 or more units - - - - 909,057 909,057 Commercial - - - - 2,664,961 2,664,961 Land - - - - 1,164,847 1,164,847 Consumer loans - - - - 2,023,413 2,023,413 $ - $ 686,919 $ - $ - $ 78,672,114 $ 79,359,033
Allowance for Loan and Lease Losses [Member]
Defined Benefit Plan Disclosure [Line Items]
Allowance for Credit Losses on Financing Receivables [Table Text Block]	The following presents by portfolio segment, the recorded investment in loans and impairment method at June 30, 2016 and March 31, 2016: Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated Evaluated Evaluated Evaluated for Impairment for Impairment Total for Impairment for Impairment Total At June 30, 2016: Real estate loans: Single-family, owner occupied $ 5,000 $ 107,343 $ 112,343 $ 546,067 $ 64,444,112 $ 64,990,179 Single-family, non-owner occupied 12,000 14,738 26,738 202,170 8,856,740 9,058,910 Multi-family, 5 or more units - 1,479 1,479 - 888,711 888,711 Commercial - 4,325 4,325 - 2,599,017 2,599,017 Land - 1,881 1,881 - 1,130,054 1,130,054 Consumer loans - 2,456 2,456 - 1,974,966 1,974,966 Unallocated - 44,181 44,181 - - - $ 17,000 $ 176,403 $ 193,403 $ 748,237 $ 79,893,600 $ 80,641,837 Allowance for Loan Losses Loans Individually Collectively Individually Collectively Evaluated Evaluated Evaluated Evaluated for Impairment for Impairment Total for Impairment for Impairment Total At March 31, 2016: Real estate loans: Single-family, owner occupied $ 5,000 $ 111,012 $ 116,012 $ 483,589 $ 63,074,914 $ 63,558,503 Single-family, non-owner occupied 10,380 15,550 25,930 203,330 8,834,922 9,038,252 Multi-family, 5 or more units - 1,600 1,600 - 909,057 909,057 Commercial - 4,690 4,690 - 2,664,961 2,664,961 Land - 2,050 2,050 - 1,164,847 1,164,847 Consumer loans - 2,694 2,694 - 2,023,413 2,023,413 Unallocated - 40,427 40,427 - - - $ 15,380 $ 178,023 $ 193,403 $ 686,919 $ 78,672,114 $ 79,359,033

Stockholders' Equity and Regu18

Stockholders' Equity and Regulatory Capital Requirements (Tables)	3 Months Ended
	Jun. 30, 2016
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]	Minimum Required for Capital to be "Well Actual Adequacy Capitalized" At June 30, 2016: Amount Ratio Amount Ratio (1) Amount Ratio (Dollars in Thousands) Total capital to risk-weighted assets $ 11,238 23.6 % $ 4,103 8.625 % $ 4,757 10.0 % Tier 1 capital to risk-weighted assets $ 11,045 23.2 % $ 3,151 6.625 % $ 3,806 8.0 % Common equity tier 1 capital to risk- weighted assets $ 11,045 23.2 % $ 2,438 5.125 % $ 3,092 6.5 % Tier 1 capital to total assets $ 11,045 11.4 % $ 3,863 4.000 % $ 4,829 5.0 % (1) Includes transition of capital conservation buffer. Minimum Required for Capital to be "Well Actual Adequacy Capitalized" At March 31, 2016: Amount Ratio Amount Ratio (1) Amount Ratio (Dollars in Thousands) Total capital to risk-weighted assets $ 11,186 23.7 % $ 4,077 8.625 % $ 4,727 10.0 % Tier 1 capital to risk-weighted assets $ 10,993 23.3 % $ 3,132 6.625 % $ 3,782 8.0 % Common equity tier 1 capital to risk-weighted assets $ 10,993 23.3 % $ 2,423 5.125 % $ 3,073 6.5 % Tier 1 capital to total assets $ 10,993 11.4 % $ 3,854 4.000 % $ 4,817 5.0 % (1) Includes transition of capital conservation buffer.

Fair Value Measurements and F19

Fair Value Measurements and Fair Value of Financial Instruments (Tables)	3 Months Ended
	Jun. 30, 2016
Fair Value Disclosures [Abstract]
Fair Value Measurements, Nonrecurring [Table Text Block]	Following is a summary of the activity in the allowance for losses on impaired loans, including TDRs: Three Months Ended June 30, 2016 2015 Balance, beginning of period $ 15,380 $ 53,665 Loan charge-offs - - Loan recoveries - - Provision for (credit to) loan losses 1,620 36,455 Balance, end of period $ 17,000 $ 90,120
Schedule of Carrying Values and Estimated Fair Values of Financial Instruments [Table Text Block]	The carrying amount, fair value and the financial hierarchy of the Company’s financial instruments are summarized in the following table. Fair values of financial instruments have been estimated by the Company based upon available market information with the assistance of an independent consultant. June 30, 2016 Carrying Fair Fair Value Measurements Using Amount Value (Level 1) (Level 2) (Level 3) Non-trading instruments and nonderivatives: Cash and cash equivalents $ 13,703,151 $ 13,703,151 $ 13,703,151 $ - $ - Stock in FHLBC 1,165,513 1,165,513 - 1,165,513 - Loans receivable, net 80,365,981 83,434,921 - 82,686,684 748,237 Accrued interest receivable on loans 254,401 254,401 - 254,401 - Deposits 79,093,330 76,467,908 - 76,467,908 - Accrued interest on deposits 68,109 68,109 - 68,109 - Advances from FHLBC 5,000,000 5,121,540 - 5,121,540 - March 31, 2016 Carrying Fair Fair Value Measurements Using Amount Value (Level 1) (Level 2) (Level 3) Non-trading instruments and nonderivatives: Cash and cash equivalents $ 14,619,602 $ 14,619,602 $ 14,619,602 $ - $ - Stock in FHLBC 1,165,513 1,165,513 - 1,165,513 - Loans receivable, net 79,083,416 81,221,342 - 80,534,423 686,919 Accrued interest receivable on loans 246,161 246,161 - 246,161 - Deposits 78,858,005 75,150,936 - 75,150,936 - Accrued interest on deposits 69,236 69,236 - 69,236 - Advances from FHLBC 5,000,000 5,166,470 - 5,166,470 -

Summary of Significant Accoun20

Summary of Significant Accounting Policies (Details Textual)	Apr. 08, 2014USD ($)shares
Summary of Significant Accounting Policies [Line Items]
Payments of Stock Issuance Costs	$ 2,614,275
Subsidiary or Equity Method Investee, Cumulative Proceeds Received on All Transactions	$ 98,382
Common Stock [Member]
Summary of Significant Accounting Policies [Line Items]
Sale of Stock, Number of Shares Issued in Transaction | shares	535,127
Proceeds from Issuance of Common Stock	$ 414,118
Conversion of Stock, Shares Converted | shares	929,802
Common Stock Acquired by ESOP [Member]
Summary of Significant Accounting Policies [Line Items]
Stock Issued During Period, Value, New Issues	$ 299,670

Earnings per Share (Details)

Earnings per Share (Details) - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Basic and diluted earnings per share:
Net earnings	$ 34,312	$ 44,840
Less dividends paid:
Weighted-average basic and diluted shares	814,860	893,233
Basic and diluted earnings per share	$ 0.04	$ 0.05

Loans Receivable, Net (Details)

Loans Receivable, Net (Details) - USD ($)	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	$ 80,641,837	$ 79,359,033
Allowance for losses	(193,403)	(193,403)	$ (230,403)	$ (242,103)
Deferred loan fees, net	(82,453)	(82,214)
Total loans	80,365,981	79,083,416
Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	1,974,966	2,023,413
Allowance for losses	(2,456)	(2,694)	(2,191)	(2,954)
Real Estate [Member] | Single Family Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	64,990,179	63,558,503
Allowance for losses	(112,343)	(116,012)	(132,465)	(162,403)
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	9,058,910	9,038,252
Allowance for losses	(26,738)	(25,930)	(28,257)	(33,206)
Real Estate [Member] | Multi Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	888,711	909,057
Allowance for losses	(1,479)	(1,600)	(38,685)	(1,500)
Real Estate [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	2,599,017	2,664,961
Allowance for losses	(4,325)	(4,690)	(4,358)	(5,986)
Real Estate [Member] | Land Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Loans and Leases Receivable	1,130,054	1,164,847
Allowance for losses	$ (1,881)	$ (2,050)	$ (1,691)	$ (2,521)

Loans Receivable, Net (Details

Loans Receivable, Net (Details 1) - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	$ 193,403	$ 242,103
Provision for Losses	0	(11,700)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	193,403	230,403
Unallocated Financing Receivables [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	40,427	33,533
Provision for Losses	3,754	(10,777)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	44,181	22,756
Consumer Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	2,694	2,954
Provision for Losses	(238)	(763)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	2,456	2,191
Real Estate [Member] | Single Family Owner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	116,012	162,403
Provision for Losses	(3,669)	(29,938)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	112,343	132,465
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	25,930	33,206
Provision for Losses	808	(4,949)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	26,738	28,257
Real Estate [Member] | Multi Family [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	1,600	1,500
Provision for Losses	(121)	37,185
Charge-offs	0	0
Recoveries	0	0
Ending Balance	1,479	38,685
Real Estate [Member] | Commercial Real Estate [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	4,690	5,986
Provision for Losses	(365)	(1,628)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	4,325	4,358
Real Estate [Member] | Land Loan [Member]
Financing Receivable, Recorded Investment, Past Due [Line Items]
Beginning Balance	2,050	2,521
Provision for Losses	(169)	(830)
Charge-offs	0	0
Recoveries	0	0
Ending Balance	$ 1,881	$ 1,691

Loans Receivable, Net (Detail24

Loans Receivable, Net (Details 2) - USD ($)	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	$ 17,000	$ 15,380
Allowance for Loan Losses, Collectively Evaluated for Impairment	176,403	178,023
Allowance for Loan Losses, Total	193,403	193,403	$ 230,403	$ 242,103
Loans, Individually Evaluated for Impairment	748,237	686,919
Loans, Collectively Evaluated for Impairment	79,893,600	78,672,114
Loans, Total	80,641,837	79,359,033
Unallocated Financing Receivables [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	44,181	40,427
Allowance for Loan Losses, Total	44,181	40,427	22,756	33,533
Loans, Individually Evaluated for Impairment	0	0
Loans, Collectively Evaluated for Impairment	0	0
Loans, Total	0	0
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	2,456	2,694
Allowance for Loan Losses, Total	2,456	2,694	2,191	2,954
Loans, Individually Evaluated for Impairment	0	0
Loans, Collectively Evaluated for Impairment	1,974,966	2,023,413
Loans, Total	1,974,966	2,023,413
Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	5,000	5,000
Allowance for Loan Losses, Collectively Evaluated for Impairment	107,343	111,012
Allowance for Loan Losses, Total	112,343	116,012	132,465	162,403
Loans, Individually Evaluated for Impairment	546,067	483,589
Loans, Collectively Evaluated for Impairment	64,444,112	63,074,914
Loans, Total	64,990,179	63,558,503
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	12,000	10,380
Allowance for Loan Losses, Collectively Evaluated for Impairment	14,738	15,550
Allowance for Loan Losses, Total	26,738	25,930	28,257	33,206
Loans, Individually Evaluated for Impairment	202,170	203,330
Loans, Collectively Evaluated for Impairment	8,856,740	8,834,922
Loans, Total	9,058,910	9,038,252
Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,479	1,600
Allowance for Loan Losses, Total	1,479	1,600	38,685	1,500
Loans, Individually Evaluated for Impairment	0	0
Loans, Collectively Evaluated for Impairment	888,711	909,057
Loans, Total	888,711	909,057
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	4,325	4,690
Allowance for Loan Losses, Total	4,325	4,690	4,358	5,986
Loans, Individually Evaluated for Impairment	0	0
Loans, Collectively Evaluated for Impairment	2,599,017	2,664,961
Loans, Total	2,599,017	2,664,961
Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Allowance for Loan Losses, Individually Evaluated for Impairment	0	0
Allowance for Loan Losses, Collectively Evaluated for Impairment	1,881	2,050
Allowance for Loan Losses, Total	1,881	2,050	$ 1,691	$ 2,521
Loans, Individually Evaluated for Impairment	0	0
Loans, Collectively Evaluated for Impairment	1,130,054	1,164,847
Loans, Total	$ 1,130,054	$ 1,164,847

Loans Receivable, Net (Detail25

Loans Receivable, Net (Details 3) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	$ 683,093	$ 686,919
Impaired Loans With no Allowance for Losses	65,144	0
Impaired Loans Total	748,237	686,919
Impaired Loans Unpaid Principal Balance	748,237	686,919
Impaired Loans Allowance for Losses	17,000	15,380
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	480,923	483,589
Impaired Loans With no Allowance for Losses	65,144	0
Impaired Loans Total	546,067	483,589
Impaired Loans Unpaid Principal Balance	546,067	483,589
Impaired Loans Allowance for Losses	5,000	5,000
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	202,170	203,330
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	202,170	203,330
Impaired Loans Unpaid Principal Balance	202,170	203,330
Impaired Loans Allowance for Losses	12,000	10,380
Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	0	0
Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Loans With Allowance for Losses	0	0
Impaired Loans With no Allowance for Losses	0	0
Impaired Loans Total	0	0
Impaired Loans Unpaid Principal Balance	0	0
Impaired Loans Allowance for Losses	$ 0	$ 0

Loans Receivable, Net (Detail26

Loans Receivable, Net (Details 4) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	$ 65,144	$ 0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	683,093	686,919
Total	748,237	686,919
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Consumer Loan [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	0	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	546,067	483,589
Real Estate [Member] | Single Family Owner Occupied [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	65,144	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	480,923	483,589
Total	546,067	483,589
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	202,170	203,330
Real Estate [Member] | Single Family Nonowner Occupied [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	0	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	202,170	203,330
Total	202,170	203,330
Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Real Estate [Member] | Multi Family [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	0	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Real Estate [Member] | Commercial Real Estate [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	0	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	0	0
Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	0	0
Real Estate [Member] | Land Loan [Member] | Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Nonaccrual	0	0
Past Due 90 Days or More Still Accruing	0	0
Accruing Troubled Debt Restructurings	0	0
Total	$ 0	$ 0

Loans Receivable, Net (Detail27

Loans Receivable, Net (Details 5)	3 Months Ended	12 Months Ended
	Jun. 30, 2016USD ($)Contractscontracts	Mar. 31, 2016USD ($)contracts
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Contracts | contracts	3	3
Recorded Investment	$ 683,093	$ 686,919
Single Family Owner Occupied [Member] | Troubled Debt Restructuring [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Contracts	1	1
Recorded Investment	$ 480,923	$ 483,589
Single Family Nonowner Occupied [Member] | Troubled Debt Restructuring [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Number of Contracts	2	2
Recorded Investment	$ 202,170	$ 203,330

Loans Receivable, Net (Detail28

Loans Receivable, Net (Details 6) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	$ 79,747,930	$ 78,105,507
Total	80,641,837	79,359,033
Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	482,666	736,604
Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	346,097	516,922
Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	65,144	0
Single Family Owner Occupied [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	64,990,179	63,558,503
Single Family Owner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	64,376,954	62,650,453
Total	64,990,179	63,558,503
Single Family Owner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	404,154	597,118
Single Family Owner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	143,927	310,932
Single Family Owner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	65,144	0
Single Family Nonowner Occupied [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	9,058,910	9,038,252
Single Family Nonowner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	8,856,740	8,713,482
Total	9,058,910	9,038,252
Single Family Nonowner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	121,440
Single Family Nonowner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	202,170	203,330
Single Family Nonowner Occupied [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Multi Family [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	888,711	909,057
Multi Family [Member] | Performing Financing Receivable [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	888,711	909,057
Total	888,711	909,057
Multi Family [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Multi Family [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due		0
Multi Family [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Commercial Real Estate [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	2,599,017	2,664,961
Commercial Real Estate [Member] | Performing Financing Receivable [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	2,599,017	2,664,961
Total	2,599,017	2,664,961
Commercial Real Estate [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Commercial Real Estate [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due		0
Commercial Real Estate [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Land Loan [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,130,054	1,164,847
Land Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	1,063,294	1,164,847
Total	1,130,054	1,164,847
Land Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	66,760	0
Land Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due		0
Land Loan [Member] | Performing Financing Receivable [Member] | Real Estate [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	0	0
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Total	1,974,966	2,023,413
Consumer Loan [Member] | Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Current	1,963,214	2,002,707
Total	1,974,966	2,023,413
Consumer Loan [Member] | Performing Financing Receivable [Member] | Financing Receivables, 30 to 59 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	11,752	18,046
Consumer Loan [Member] | Performing Financing Receivable [Member] | Financing Receivables, 60 to 89 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due		2,660
Consumer Loan [Member] | Performing Financing Receivable [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Financing Receivable, Days Past Due	$ 0	$ 0

Loans Receivable, Net (Detail29

Loans Receivable, Net (Details 7) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	$ 80,641,837	$ 79,359,033
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	1,974,966	2,023,413
Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	64,990,179	63,558,503
Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	9,058,910	9,038,252
Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	888,711	909,057
Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	2,599,017	2,664,961
Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	1,130,054	1,164,847
Special Mention [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Special Mention [Member] | Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Substandard [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	748,237	686,919
Substandard [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	546,067	483,589
Substandard [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	202,170	203,330
Substandard [Member] | Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Substandard [Member] | Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Doubtful [Member] | Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Pass [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	79,893,600	78,672,114
Pass [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	1,974,966	2,023,413
Pass [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	64,444,112	63,074,914
Pass [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	8,856,740	8,834,922
Pass [Member] | Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	888,711	909,057
Pass [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	2,599,017	2,664,961
Pass [Member] | Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	1,130,054	1,164,847
Loss [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Real Estate [Member] | Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Real Estate [Member] | Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Real Estate [Member] | Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Real Estate [Member] | Commercial Real Estate [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	0	0
Loss [Member] | Real Estate [Member] | Land Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Loans and Leases Receivable	$ 0	$ 0

Loans Receivable, Net (Detail30

Loans Receivable, Net (Details Textual) - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015	Mar. 31, 2016
Accounts, Notes, Loans and Financing Receivable [Line Items]
Weighted Average Rate On Loans Receivable	4.16%		4.19%
Participating Mortgage Loans, Description of Terms	secured by unimproved land with terms of fifteen years or less and loan amounts that do not exceed 85% of the lesser of the appraised value or the purchase price.
Impaired Financing Receivable, Interest Income, Accrual Method, Total	$ 353
Single Family Owner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Average Recorded Investment, Total	547,400	$ 1,216,711
Single Family Nonowner Occupied [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Average Recorded Investment, Total	202,750	223,002
Consumer Loan [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Average Recorded Investment, Total		8,532
Multi Family [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Impaired Financing Receivable, Average Recorded Investment, Total		$ 85,082
Single Family Real Estate Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
Investment Owned, at Cost	$ 65,144

Income Taxes (Details Textual)

Income Taxes (Details Textual)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Income Taxes [Line Items]
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	45.40%	39.80%

Stockholders' Equity and Regu32

Stockholders' Equity and Regulatory Capital Requirements (Details) - USD ($) $ in Thousands		Jun. 30, 2016	Mar. 31, 2016
Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]
Total capital to risk-weighted assets, Actual Amount		$ 11,238	$ 11,186
Tier 1 capital to risk-weighted assets, Actual Amount		11,045	10,993
Common equity tier 1 capital to risk- weighted assets, Actual Amount		11,045	10,993
Tier 1 capital to total assets, Actual Amount		$ 11,045	$ 10,993
Total capital to risk-weighted assets, Actual Ratio		23.60%	23.70%
Tier 1 capital to risk-weighted assets, Actual Ratio		23.20%	23.30%
Common equity tier 1 capital to risk- weighted assets, Actual Ratio		23.20%	23.30%
Tier 1 capital to total assets, Actual Ratio		11.40%	11.40%
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Amount		$ 4,103	$ 4,077
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Amount		3,151	3,132
Common equity tier 1 capital to risk- weighted assets, Minimum Required for Capital Adequacy Amount		2,438	2,423
Tier 1 capital to total assets, Minimum Required for Capital Adequacy Amount		$ 3,863	$ 3,854
Total capital to risk-weighted assets, Minimum Required for Capital Adequacy Ratio	[1]	8.625%	8.625%
Tier 1 capital to risk-weighted assets, Minimum Required for Capital Adequacy Ratio	[1]	6.00%	6.625%
Common equity tier 1 capital to risk- weighted assets, Minimum Required for Capital Adequacy Ratio	[1]	5.125%	5.125%
Tier 1 capital to total assets, Minimum Required for Capital Adequacy Ratio	[1]	4.00%	4.00%
Total capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Amount		$ 4,757	$ 4,727
Tier 1 capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Amount		3,806	3,782
Common equity tier 1 capital to risk- weighted assets, Minimum Required to be "Well Capitalized" Amount		3,092	3,073
Tier 1 capital to total assets, Minimum Required to be "Well Capitalized" Amount		$ 4,829	$ 4,817
Total capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Ratio		10.00%	10.00%
Tier 1 capital to risk-weighted assets, Minimum Required to be "Well Capitalized" Ratio		8.00%	8.00%
Common equity tier 1 capital to risk- weighted assets, Minimum Required to be "Well Capitalized" Ratio		6.50%	6.50%
Tier 1 capital to total assets, Minimum Required to be "Well Capitalized" Ratio		5.00%	5.00%
[1]	Includes transition of capital conservation buffer.

Stockholders' Equity and Regu33

Stockholders' Equity and Regulatory Capital Requirements (Details Textual) - USD ($) $ / shares in Units, $ in Millions		12 Months Ended
		Mar. 31, 2016	Jun. 30, 2016	Nov. 12, 2015
Stockholders’ Equity and Regulatory Capital [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	6.625%	6.00%
Capital Required for Capital Adequacy to Risk Weighted Assets	[1]	8.625%	8.625%
Tier One Leverage Capital to Average Assets		23.30%	23.20%
Stock Repurchase Program, Authorized Amount				$ 1.1
Treasury Stock, Shares, Acquired		83,750
Treasury Stock Acquired, Average Cost Per Share		$ 11.86
Parent Company [Member]
Stockholders’ Equity and Regulatory Capital [Line Items]
Excess Tier One Risk Based Capital to Risk Weighted Assets			7.00%
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets			4.00%
Capital Required for Capital Adequacy to Risk Weighted Assets			8.00%
Tier One Leverage Capital to Average Assets			4.00%
Excess Capital to Risk Weighted Assets			2.50%
Parent Company [Member] | Common Equity [Member]
Stockholders’ Equity and Regulatory Capital [Line Items]
Tier One Risk Based Capital Required for Capital Adequacy to Risk Weighted Assets			8.50%
Capital Required for Capital Adequacy to Risk Weighted Assets			10.50%
Tier One Leverage Capital to Average Assets			4.00%
Excess Capital to Risk Weighted Assets			0.625%
Minimum [Member] | Parent Company [Member]
Stockholders’ Equity and Regulatory Capital [Line Items]
Excess Tier One Risk Based Capital to Risk Weighted Assets			4.50%
[1]	Includes transition of capital conservation buffer.

Financial Instruments with Of34

Financial Instruments with Off-Balance Sheet Risk (Details Textual)	Jun. 30, 2016USD ($)
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Asset	$ 1,018,000

Fair Value Measurements and F35

Fair Value Measurements and Fair Value of Financial Instruments (Details) - USD ($)	3 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Fair Value Disclosures [Line Items]
Beginning Balance	$ 193,403	$ 242,103
Loan charge-offs	0	0
Loan recoveries	0	0
Provision for (credit to) loan losses	0	(11,700)
Ending Balance	193,403	230,403
Impaired Loan Receivable [Member] | Fair Value, Measurements, Nonrecurring [Member]
Fair Value Disclosures [Line Items]
Beginning Balance	15,380	53,665
Loan charge-offs	0	0
Loan recoveries	0	0
Provision for (credit to) loan losses	1,620	36,455
Ending Balance	$ 17,000	$ 90,120

Fair Value Measurements and F36

Fair Value Measurements and Fair Value of Financial Instruments (Details 1) - USD ($)	Jun. 30, 2016	Mar. 31, 2016	Jun. 30, 2015	Mar. 31, 2015
Non-trading instruments and nonderivatives:
Cash and cash equivalents, Carrying Amount	$ 13,703,151	$ 14,619,602	$ 20,101,072	$ 16,720,008
Cash and Cash Equivalents, Fair Value	13,703,151	14,619,602
Stock in FHLBC, Carrying Amount	1,165,513	1,165,513
Stock in FHLBC, Fair Value	1,165,513	1,165,513
Loans receivable, net, Carrying Amount	80,365,981	79,083,416
Loans Receivable, net, Fair Value	83,434,921	81,221,342
Accrued interest receivable on loans, Carrying Amount	254,401	246,161
Accrued interest receivable on loans, Fair Value	254,401	246,161
Deposits, Carrying Amount	79,093,330	78,858,005
Deposits, Fair Value	76,467,908	75,150,936
Accrued interest on deposits, Carrying Amount	68,109	69,236
Accrued interest on deposits, Fair Value	68,109	69,236
Advances from FHLBC, Carrying Amount	5,000,000	5,000,000
Advances from FHLBC, Fair Value	5,121,540	5,166,470
Fair Value, Inputs, Level 1 [Member]
Non-trading instruments and nonderivatives:
Cash and Cash Equivalents, Fair Value	13,703,151	14,619,602
Stock in FHLBC, Fair Value	0	0
Loans Receivable, net, Fair Value	0	0
Accrued interest receivable on loans, Fair Value	0	0
Deposits, Fair Value	0	0
Accrued interest on deposits, Fair Value	0	0
Advances from FHLBC, Fair Value	0	0
Fair Value, Inputs, Level 2 [Member]
Non-trading instruments and nonderivatives:
Cash and Cash Equivalents, Fair Value	0	0
Stock in FHLBC, Fair Value	1,165,513	1,165,513
Loans Receivable, net, Fair Value	82,686,684	80,534,423
Accrued interest receivable on loans, Fair Value	254,401	246,161
Deposits, Fair Value	76,467,908	75,150,936
Accrued interest on deposits, Fair Value	68,109	69,236
Advances from FHLBC, Fair Value	5,121,540	5,166,470
Fair Value, Inputs, Level 3 [Member]
Non-trading instruments and nonderivatives:
Cash and Cash Equivalents, Fair Value	0	0
Stock in FHLBC, Fair Value	0	0
Loans Receivable, net, Fair Value	748,237	686,919
Accrued interest receivable on loans, Fair Value	0	0
Deposits, Fair Value	0	0
Accrued interest on deposits, Fair Value	0	0
Advances from FHLBC, Fair Value	$ 0	$ 0

Fair Value Measurements and F37

Fair Value Measurements and Fair Value of Financial Instruments (Details Textual) - USD ($)	Jun. 30, 2016	Mar. 31, 2016
Fair Value, Inputs, Level 3 [Member]
Fair Value Disclosures [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	$ 748,237	$ 686,919
Fair Value, Inputs, Level 2 [Member]
Fair Value Disclosures [Line Items]
Assets, Fair Value Disclosure, Nonrecurring	$ 580,762	$ 593,762