Dempze Nancy E 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,478,415	15,265	SH		SOLE		15,265	0	0
ABBOTT LABS	COM	002824100	1,469,699	15,175	SH		DFND	7	0	15,175	0
ABBOTT LABS	COM	002824100	84,744	875	SH		DFND	01,06	0	875	0
ABBOTT LABS	COM	002824100	76,027	785	SH		DFND	12	0	785	0
ABBOTT LABS	COM	002824100	62,468	645	SH		DFND	5	0	645	0
ABBOTT LABS	COM	002824100	7,264	75	SH		DFND	6	0	75	0
ABBOTT LABS	COM	002824100	145,275	1,500	SH		DFND	1	0	1,500	0
ABBVIE	COM	00287Y109	197,206	1,323	SH		SOLE		1,323	0	0
ABBVIE	COM	00287Y109	26,085	175	SH		DFND	12	0	175	0
ADVANCED MICRO DEVICES	COM	007903107	1,404,316	13,658	SH		SOLE		13,658	0	0
ADVANCED MICRO DEVICES	COM	007903107	1,378,405	13,406	SH		DFND	7	0	13,406	0
ADVANCED MICRO DEVICES	COM	007903107	16,451	160	SH		DFND	01,06	0	160	0
ADVANCED MICRO DEVICES	COM	007903107	52,335	509	SH		DFND	12	0	509	0
ADVANCED MICRO DEVICES	COM	007903107	73,516	715	SH		DFND	5	0	715	0
ADVANCED MICRO DEVICES	COM	007903107	1,542	15	SH		DFND	6	0	15	0
ADVANCED MICRO DEVICES	COM	007903107	154,230	1,500	SH		DFND	1	0	1,500	0
ALPHABET INC CL A	COM	02079K305	1,904,013	14,550	SH		SOLE		14,550	0	0
ALPHABET INC CL A	COM	02079K305	1,963,554	15,005	SH		DFND	7	0	15,005	0
ALPHABET INC CL A	COM	02079K305	104,688	800	SH		DFND	01,06	0	800	0
ALPHABET INC CL A	COM	02079K305	114,502	875	SH		DFND	12	0	875	0
ALPHABET INC CL A	COM	02079K305	102,725	785	SH		DFND	5	0	785	0
ALPHABET INC CL A	COM	02079K305	10,469	80	SH		DFND	6	0	80	0
ALPHABET INC CL A	COM	02079K305	196,290	1,500	SH		DFND	1	0	1,500	0
ALPHABET INC CL C	COM	02079K107	207,664	1,575	SH		SOLE		1,575	0	0
ALPHABET INC CL C	COM	02079K107	118,665	900	SH		DFND	1	0	900	0
AMAZON.COM	COM	023135106	1,224,801	9,635	SH		SOLE		9,635	0	0
AMAZON.COM	COM	023135106	1,283,531	10,097	SH		DFND	7	0	10,097	0
AMAZON.COM	COM	023135106	73,094	575	SH		DFND	01,06	0	575	0
AMAZON.COM	COM	023135106	48,306	380	SH		DFND	12	0	380	0
AMAZON.COM	COM	023135106	31,780	250	SH		DFND	5	0	250	0
AMAZON.COM	COM	023135106	7,627	60	SH		DFND	6	0	60	0
AMAZON.COM	COM	023135106	177,968	1,400	SH		DFND	1	0	1,400	0
ANALOG DEVICES	COM	032654105	1,750,725	9,999	SH		SOLE		9,999	0	0
ANALOG DEVICES	COM	032654105	1,787,319	10,208	SH		DFND	7	0	10,208	0
ANALOG DEVICES	COM	032654105	92,798	530	SH		DFND	01,06	0	530	0
ANALOG DEVICES	COM	032654105	98,926	565	SH		DFND	12	0	565	0
ANALOG DEVICES	COM	032654105	79,666	455	SH		DFND	5	0	455	0
ANALOG DEVICES	COM	032654105	6,128	35	SH		DFND	6	0	35	0
ANALOG DEVICES	COM	032654105	192,599	1,100	SH		DFND	1	0	1,100	0
APPLE	COM	037833100	2,140,810	12,504	SH		SOLE		12,504	0	0
APPLE	COM	037833100	2,368,690	13,835	SH		DFND	7	0	13,835	0
APPLE	COM	037833100	111,286	650	SH		DFND	01,06	0	650	0
APPLE	COM	037833100	131,832	770	SH		DFND	12	0	770	0
APPLE	COM	037833100	103,582	605	SH		DFND	5	0	605	0
APPLE	COM	037833100	7,704	45	SH		DFND	6	0	45	0
APPLE	COM	037833100	428,025	2,500	SH		DFND	1	0	2,500	0
APTARGROUP	COM	038336103	1,334,927	10,676	SH		SOLE		10,676	0	0
APTARGROUP	COM	038336103	1,049,336	8,392	SH		DFND	7	0	8,392	0
APTARGROUP	COM	038336103	87,528	700	SH		DFND	01,06	0	700	0
APTARGROUP	COM	038336103	80,651	645	SH		DFND	12	0	645	0
APTARGROUP	COM	038336103	56,268	450	SH		DFND	5	0	450	0
APTARGROUP	COM	038336103	7,502	60	SH		DFND	6	0	60	0
APTARGROUP	COM	038336103	150,048	1,200	SH		DFND	1	0	1,200	0
APTIV PLC	COM	G6095L109	105,886	1,074	SH		SOLE		1,074	0	0
APTIV PLC	COM	G6095L109	135,956	1,379	SH		DFND	7	0	1,379	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,951,585	8,112	SH		SOLE		8,112	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,808,680	7,518	SH		DFND	7	0	7,518	0
AUTOMATIC DATA PROCESSING	COM	053015103	108,261	450	SH		DFND	01,06	0	450	0
AUTOMATIC DATA PROCESSING	COM	053015103	120,290	500	SH		DFND	12	0	500	0
AUTOMATIC DATA PROCESSING	COM	053015103	76,986	320	SH		DFND	5	0	320	0
AUTOMATIC DATA PROCESSING	COM	053015103	9,623	40	SH		DFND	6	0	40	0
AUTOMATIC DATA PROCESSING	COM	053015103	240,580	1,000	SH		DFND	1	0	1,000	0
BECTON DICKINSON	COM	075887109	1,076,002	4,162	SH		SOLE		4,162	0	0
BECTON DICKINSON	COM	075887109	854,959	3,307	SH		DFND	7	0	3,307	0
BECTON DICKINSON	COM	075887109	33,609	130	SH		DFND	01,06	0	130	0
BECTON DICKINSON	COM	075887109	78,852	305	SH		DFND	12	0	305	0
BECTON DICKINSON	COM	075887109	59,462	230	SH		DFND	5	0	230	0
BECTON DICKINSON	COM	075887109	6,463	25	SH		DFND	6	0	25	0
BECTON DICKINSON	COM	075887109	77,559	300	SH		DFND	1	0	300	0
BERKSHIRE HATHAWAY CL B	COM	084670702	594,109	1,696	SH		SOLE		1,696	0	0
BERKSHIRE HATHAWAY CL B	COM	084670702	70,060	200	SH		DFND	12	0	200	0
CANADIAN NATL RAILWAY	COM	136375102	1,639,466	15,134	SH		SOLE		15,134	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,295,302	11,957	SH		DFND	7	0	11,957	0
CANADIAN NATL RAILWAY	COM	136375102	90,456	835	SH		DFND	01,06	0	835	0
CANADIAN NATL RAILWAY	COM	136375102	87,206	805	SH		DFND	12	0	805	0
CANADIAN NATL RAILWAY	COM	136375102	68,790	635	SH		DFND	5	0	635	0
CANADIAN NATL RAILWAY	COM	136375102	8,666	80	SH		DFND	6	0	80	0
CANADIAN NATL RAILWAY	COM	136375102	184,161	1,700	SH		DFND	1	0	1,700	0
CHEVRON	COM	166764100	118,371	702	SH		SOLE		702	0	0
CHEVRON	COM	166764100	54,801	325	SH		DFND	01,06	0	325	0
CHEVRON	COM	166764100	215,834	1,280	SH		DFND	7	0	1,280	0
CHEVRON	COM	166764100	76,722	455	SH		DFND	5	0	455	0
CHEVRON	COM	166764100	9,274	55	SH		DFND	6	0	55	0
CHEVRON	COM	166764100	303,516	1,800	SH		DFND	1	0	1,800	0
CVS HEALTH	COM	126650100	368,161	5,273	SH		SOLE		5,273	0	0
CVS HEALTH	COM	126650100	15,709	225	SH		DFND	01,06	0	225	0
CVS HEALTH	COM	126650100	126,723	1,815	SH		DFND	7	0	1,815	0
CVS HEALTH	COM	126650100	54,250	777	SH		DFND	12	0	777	0
CVS HEALTH	COM	126650100	33,863	485	SH		DFND	5	0	485	0
DANAHER CORP	COM	235851102	1,788,553	7,209	SH		SOLE		7,209	0	0
DANAHER CORP	COM	235851102	1,646,143	6,635	SH		DFND	7	0	6,635	0
DANAHER CORP	COM	235851102	93,037	375	SH		DFND	01,06	0	375	0
DANAHER CORP	COM	235851102	89,316	360	SH		DFND	12	0	360	0
DANAHER CORP	COM	235851102	70,708	285	SH		DFND	5	0	285	0
DANAHER CORP	COM	235851102	7,443	30	SH		DFND	6	0	30	0
DANAHER CORP	COM	235851102	223,290	900	SH		DFND	1	0	900	0
DISNEY	COM	254687106	527,879	6,513	SH		SOLE		6,513	0	0
DISNEY	COM	254687106	150,672	1,859	SH		DFND	7	0	1,859	0
DISNEY	COM	254687106	51,872	640	SH		DFND	12	0	640	0
DISNEY	COM	254687106	26,341	325	SH		DFND	5	0	325	0
EDWARDS LIFESCIENCES	COM	28176E108	102,396	1,478	SH		SOLE		1,478	0	0
EDWARDS LIFESCIENCES	COM	28176E108	22,516	325	SH		DFND	01,06	0	325	0
EDWARDS LIFESCIENCES	COM	28176E108	81,889	1,182	SH		DFND	7	0	1,182	0
EXXON MOBIL	COM	30231G102	196,946	1,675	SH		SOLE		1,675	0	0
EXXON MOBIL	COM	30231G102	88,185	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	1,461,138	12,935	SH		SOLE		12,935	0	0
FISERV	COM	337738108	1,276,561	11,301	SH		DFND	7	0	11,301	0
FISERV	COM	337738108	84,720	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	79,072	700	SH		DFND	12	0	700	0
FISERV	COM	337738108	52,526	465	SH		DFND	5	0	465	0
FISERV	COM	337738108	7,342	65	SH		DFND	6	0	65	0
FISERV	COM	337738108	146,848	1,300	SH		DFND	1	0	1,300	0
HOME DEPOT	COM	437076102	1,262,122	4,177	SH		SOLE		4,177	0	0
HOME DEPOT	COM	437076102	1,362,137	4,508	SH		DFND	7	0	4,508	0
HOME DEPOT	COM	437076102	90,648	300	SH		DFND	01,06	0	300	0
HOME DEPOT	COM	437076102	49,856	165	SH		DFND	12	0	165	0
HOME DEPOT	COM	437076102	46,835	155	SH		DFND	5	0	155	0
HOME DEPOT	COM	437076102	4,532	15	SH		DFND	6	0	15	0
HOME DEPOT	COM	437076102	90,648	300	SH		DFND	1	0	300	0
HONEYWELL INTL	COM	438516106	363,938	1,970	SH		SOLE		1,970	0	0
HONEYWELL INTL	COM	438516106	57,269	310	SH		DFND	7	0	310	0
ILLINOIS TOOL WORKS	COM	452308109	160,065	695	SH		SOLE		695	0	0
ILLINOIS TOOL WORKS	COM	452308109	51,820	225	SH		DFND	12	0	225	0
ILLUMINA	COM	452327109	279,639	2,037	SH		SOLE		2,037	0	0
ILLUMINA	COM	452327109	24,024	175	SH		DFND	01,06	0	175	0
ILLUMINA	COM	452327109	244,084	1,778	SH		DFND	7	0	1,778	0
ILLUMINA	COM	452327109	25,809	188	SH		DFND	12	0	188	0
ILLUMINA	COM	452327109	19,906	145	SH		DFND	5	0	145	0
ISHARES RUSSELL 3000	COM	464287689	515,116	2,102	SH		SOLE		2,102	0	0
JOHNSON & JOHNSON	COM	478160104	1,748,761	11,228	SH		SOLE		11,228	0	0
JOHNSON & JOHNSON	COM	478160104	1,423,866	9,142	SH		DFND	7	0	9,142	0
JOHNSON & JOHNSON	COM	478160104	97,344	625	SH		DFND	01,06	0	625	0
JOHNSON & JOHNSON	COM	478160104	91,892	590	SH		DFND	12	0	590	0
JOHNSON & JOHNSON	COM	478160104	65,415	420	SH		DFND	5	0	420	0
JOHNSON & JOHNSON	COM	478160104	6,230	40	SH		DFND	6	0	40	0
JOHNSON & JOHNSON	COM	478160104	194,687	1,250	SH		DFND	1	0	1,250	0
JPMORGAN CHASE	COM	46625H100	139,654	963	SH		SOLE		963	0	0
JPMORGAN CHASE	COM	46625H100	403,156	2,780	SH		DFND	7	0	2,780	0
MARSH & MCLENNAN	COM	571748102	237,875	1,250	SH		DFND	7	0	1,250	0
MASTERCARD	COM	57636Q104	1,974,403	4,987	SH		SOLE		4,987	0	0
MASTERCARD	COM	57636Q104	1,860,381	4,699	SH		DFND	7	0	4,699	0
MASTERCARD	COM	57636Q104	110,855	280	SH		DFND	01,06	0	280	0
MASTERCARD	COM	57636Q104	117,981	298	SH		DFND	12	0	298	0
MASTERCARD	COM	57636Q104	87,100	220	SH		DFND	5	0	220	0
MASTERCARD	COM	57636Q104	9,898	25	SH		DFND	6	0	25	0
MASTERCARD	COM	57636Q104	138,568	350	SH		DFND	1	0	350	0
MEDTRONIC	COM	G5960L103	706,337	9,014	SH		SOLE		9,014	0	0
MEDTRONIC	COM	G5960L103	316,966	4,045	SH		DFND	7	0	4,045	0
MEDTRONIC	COM	G5960L103	41,139	525	SH		DFND	01,06	0	525	0
MEDTRONIC	COM	G5960L103	39,572	505	SH		DFND	12	0	505	0
MEDTRONIC	COM	G5960L103	41,139	525	SH		DFND	5	0	525	0
MEDTRONIC	COM	G5960L103	4,310	55	SH		DFND	6	0	55	0
MEDTRONIC	COM	G5960L103	47,016	600	SH		DFND	1	0	600	0
MERCK	COM	58933Y105	125,599	1,220	SH		SOLE		1,220	0	0
MERCK	COM	58933Y105	51,475	500	SH		DFND	12	0	500	0
MERCK	COM	58933Y105	200,752	1,950	SH		DFND	7	0	1,950	0
MICROSOFT	COM	594918104	2,060,584	6,526	SH		SOLE		6,526	0	0
MICROSOFT	COM	594918104	1,875,555	5,940	SH		DFND	7	0	5,940	0
MICROSOFT	COM	594918104	107,355	340	SH		DFND	01,06	0	340	0
MICROSOFT	COM	594918104	123,142	390	SH		DFND	12	0	390	0
MICROSOFT	COM	594918104	105,776	335	SH		DFND	5	0	335	0
MICROSOFT	COM	594918104	6,315	20	SH		DFND	6	0	20	0
MICROSOFT	COM	594918104	309,119	979	SH		DFND	1	0	979	0
NESTLE SA ADR	COM	641069406	1,604,524	14,178	SH		SOLE		14,178	0	0
NESTLE SA ADR	COM	641069406	1,194,283	10,553	SH		DFND	7	0	10,553	0
NESTLE SA ADR	COM	641069406	102,985	910	SH		DFND	01,06	0	910	0
NESTLE SA ADR	COM	641069406	89,065	787	SH		DFND	12	0	787	0
NESTLE SA ADR	COM	641069406	71,863	635	SH		DFND	5	0	635	0
NESTLE SA ADR	COM	641069406	9,619	85	SH		DFND	6	0	85	0
NESTLE SA ADR	COM	641069406	181,072	1,600	SH		DFND	1	0	1,600	0
NIKE INC CLASS B	COM	654106103	762,283	7,972	SH		SOLE		7,972	0	0
NIKE INC CLASS B	COM	654106103	600,685	6,282	SH		DFND	7	0	6,282	0
NIKE INC CLASS B	COM	654106103	40,638	425	SH		DFND	01,06	0	425	0
NIKE INC CLASS B	COM	654106103	38,726	405	SH		DFND	12	0	405	0
NIKE INC CLASS B	COM	654106103	37,770	395	SH		DFND	5	0	395	0
NIKE INC CLASS B	COM	654106103	5,259	55	SH		DFND	6	0	55	0
NIKE INC CLASS B	COM	654106103	52,591	550	SH		DFND	1	0	550	0
NOVARTIS AG ADR	COM	66987V109	1,115,061	10,947	SH		SOLE		10,947	0	0
NOVARTIS AG ADR	COM	66987V109	1,000,978	9,827	SH		DFND	7	0	9,827	0
NOVARTIS AG ADR	COM	66987V109	73,848	725	SH		DFND	01,06	0	725	0
NOVARTIS AG ADR	COM	66987V109	32,595	320	SH		DFND	12	0	320	0
NOVARTIS AG ADR	COM	66987V109	7,639	75	SH		DFND	6	0	75	0
NOVARTIS AG ADR	COM	66987V109	76,395	750	SH		DFND	1	0	750	0
NVIDIA CORP	COM	67066G104	1,522,465	3,500	SH		SOLE		3,500	0	0
NVIDIA CORP	COM	67066G104	1,928,311	4,433	SH		DFND	7	0	4,433	0
NVIDIA CORP	COM	67066G104	65,248	150	SH		DFND	01,06	0	150	0
NVIDIA CORP	COM	67066G104	102,223	235	SH		DFND	12	0	235	0
NVIDIA CORP	COM	67066G104	113,097	260	SH		DFND	5	0	260	0
NVIDIA CORP	COM	67066G104	8,700	20	SH		DFND	6	0	20	0
NVIDIA CORP	COM	67066G104	369,741	850	SH		DFND	1	0	850	0
PEPSICO	COM	713448108	338,880	2,000	SH		SOLE		2,000	0	0
PEPSICO	COM	713448108	50,832	300	SH		DFND	12	0	300	0
PROCTER & GAMBLE	COM	742718109	1,839,003	12,608	SH		SOLE		12,608	0	0
PROCTER & GAMBLE	COM	742718109	1,388,587	9,520	SH		DFND	7	0	9,520	0
PROCTER & GAMBLE	COM	742718109	114,500	785	SH		DFND	01,06	0	785	0
PROCTER & GAMBLE	COM	742718109	112,312	770	SH		DFND	12	0	770	0
PROCTER & GAMBLE	COM	742718109	74,389	510	SH		DFND	5	0	510	0
PROCTER & GAMBLE	COM	742718109	9,481	65	SH		DFND	6	0	65	0
PROCTER & GAMBLE	COM	742718109	189,618	1,300	SH		DFND	1	0	1,300	0
ROCKWELL AUTOMATION	COM	773903109	1,580,289	5,528	SH		SOLE		5,528	0	0
ROCKWELL AUTOMATION	COM	773903109	1,263,545	4,420	SH		DFND	7	0	4,420	0
ROCKWELL AUTOMATION	COM	773903109	64,321	225	SH		DFND	01,06	0	225	0
ROCKWELL AUTOMATION	COM	773903109	55,173	193	SH		DFND	12	0	193	0
ROCKWELL AUTOMATION	COM	773903109	78,614	275	SH		DFND	5	0	275	0
ROCKWELL AUTOMATION	COM	773903109	7,147	25	SH		DFND	6	0	25	0
ROCKWELL AUTOMATION	COM	773903109	228,696	800	SH		DFND	1	0	800	0
RTX CORPORATION	COM	75513E101	772,886	10,739	SH		SOLE		10,739	0	0
RTX CORPORATION	COM	75513E101	1,012,978	14,075	SH		DFND	7	0	14,075	0
RTX CORPORATION	COM	75513E101	61,174	850	SH		DFND	01,06	0	850	0
RTX CORPORATION	COM	75513E101	40,303	560	SH		DFND	12	0	560	0
RTX CORPORATION	COM	75513E101	52,178	725	SH		DFND	5	0	725	0
RTX CORPORATION	COM	75513E101	5,758	80	SH		DFND	6	0	80	0
RTX CORPORATION	COM	75513E101	129,546	1,800	SH		DFND	1	0	1,800	0
SCHNEIDER ELEC SA ADR	COM	80687P106	287,376	8,711	SH		SOLE		8,711	0	0
SCHNEIDER ELEC SA ADR	COM	80687P106	359,261	10,890	SH		DFND	7	0	10,890	0
SCHNEIDER ELEC SA ADR	COM	80687P106	16,990	515	SH		DFND	01,06	0	515	0
SCHNEIDER ELEC SA ADR	COM	80687P106	1,649	50	SH		DFND	6	0	50	0
SCHNEIDER ELEC SA ADR	COM	80687P106	39,588	1,200	SH		DFND	1	0	1,200	0
THERMO FISHER SCIENTIFIC	COM	883556102	10,630	21	SH		SOLE		21	0	0
THERMO FISHER SCIENTIFIC	COM	883556102	20,247	40	SH		DFND	7	0	40	0
THERMO FISHER SCIENTIFIC	COM	883556102	202,468	400	SH		DFND	1	0	400	0
TJX COS	COM	872540109	1,403,593	15,792	SH		SOLE		15,792	0	0
TJX COS	COM	872540109	1,230,099	13,840	SH		DFND	7	0	13,840	0
TJX COS	COM	872540109	62,216	700	SH		DFND	01,06	0	700	0
TJX COS	COM	872540109	82,658	930	SH		DFND	12	0	930	0
TJX COS	COM	872540109	53,328	600	SH		DFND	5	0	600	0
TJX COS	COM	872540109	7,555	85	SH		DFND	6	0	85	0
TJX COS	COM	872540109	151,096	1,700	SH		DFND	1	0	1,700	0
UNILEVER PLC NEW ADR	COM	904767704	206,047	4,171	SH		SOLE		4,171	0	0
UNILEVER PLC NEW ADR	COM	904767704	29,640	600	SH		DFND	7	0	600	0
UNILEVER PLC NEW ADR	COM	904767704	22,230	450	SH		DFND	5	0	450	0
UNILEVER PLC NEW ADR	COM	904767704	4,940	100	SH		DFND	6	0	100	0
UNION PACIFIC	COM	907818108	223,993	1,100	SH		SOLE		1,100	0	0
UNION PACIFIC	COM	907818108	71,270	350	SH		DFND	01,06	0	350	0
UNION PACIFIC	COM	907818108	69,234	340	SH		DFND	12	0	340	0
UNITED HEALTH GROUP	COM	91324P102	1,273,584	2,526	SH		SOLE		2,526	0	0
UNITED HEALTH GROUP	COM	91324P102	1,488,369	2,952	SH		DFND	7	0	2,952	0
UNITED HEALTH GROUP	COM	91324P102	68,066	135	SH		DFND	01,06	0	135	0
UNITED HEALTH GROUP	COM	91324P102	90,754	180	SH		DFND	12	0	180	0
UNITED HEALTH GROUP	COM	91324P102	55,461	110	SH		DFND	5	0	110	0
UNITED HEALTH GROUP	COM	91324P102	8,571	17	SH		DFND	6	0	17	0
UNITED HEALTH GROUP	COM	91324P102	176,466	350	SH		DFND	1	0	350	0
VANGUARD DIVIDEND APPRECIATION	COM	921908844	968,173	6,231	SH		SOLE		6,231	0	0
VISA	COM	92826C839	63,023	274	SH		SOLE		274	0	0
VISA	COM	92826C839	32,201	140	SH		DFND	7	0	140	0
VISA	COM	92826C839	115,005	500	SH		DFND	1	0	500	0
WASTE MANAGEMENT INC	COM	94106L109	186,739	1,225	SH		SOLE		1,225	0	0
WASTE MANAGEMENT INC	COM	94106L109	518,296	3,400	SH		DFND	7	0	3,400	0
XYLEM INC	COM	98419M100	969,105	10,646	SH		SOLE		10,646	0	0
XYLEM INC	COM	98419M100	814,445	8,947	SH		DFND	7	0	8,947	0
XYLEM INC	COM	98419M100	15,475	170	SH		DFND	01,06	0	170	0
XYLEM INC	COM	98419M100	25,033	275	SH		DFND	12	0	275	0
XYLEM INC	COM	98419M100	43,239	475	SH		DFND	5	0	475	0
XYLEM INC	COM	98419M100	4,551	50	SH		DFND	6	0	50	0
XYLEM INC	COM	98419M100	136,545	1,500	SH		DFND	1	0	1,500	0
AB TRUST AB DISCOVERY VALUE FU	Equity Mutual Fu	018914408	509,515	24,674	SH		SOLE		24,674	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	185,000	20,000	SH		SOLE		20,000	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	1,636,640	176,934	SH		DFND	7	0	176,934	0
ARTISAN INTERNATIONAL SMALLMID	Equity Mutual Fu	04314H576	624,227	39,483	SH		SOLE		39,483	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	172,792	11,843	SH		SOLE		11,843	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	1,159,991	79,506	SH		DFND	7	0	79,506	0
OAKMARK INTL FD	Equity Mutual Fu	413838202	1,101,327	43,790	SH		DFND	7	0	43,790	0
ROBECO BOSTON PARTNERS LONG SH	Equity Mutual Fu	74925K581	182,244	12,962	SH		DFND	7	0	12,962	0
T ROWE PRICE INST LARGE-CAP GR	Equity Mutual Fu	45775L408	1,554,695	26,458	SH		SOLE		26,458	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	2,474,372	72,308	SH		SOLE		72,308	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	170,767	4,990	SH		DFND	1	0	4,990	0
VANGUARD PACIFIC STOCK INDEX F	Equity Mutual Fu	922042700	223,577	2,701	SH		SOLE		2,701	0	0
VANGUARD SMALL CAP INDEX FD AD	Equity Mutual Fu	922908686	309,600	3,418	SH		SOLE		3,418	0	0
VANGUARD STAR FD	Equity Mutual Fu	921909107	1,435,169	56,436	SH		SOLE		56,436	0	0
VANGUARD TOTAL STOCK MARKET IN	Equity Mutual Fu	922908728	359,779	3,479	SH		SOLE		3,479	0	0
WCM FOCUSED INTERNATIONAL GROW	Equity Mutual Fu	461418444	735,588	35,882	SH		SOLE		35,882	0	0