Dempze Nancy E 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,750,780	16,849	SH		SOLE		16,849	0	0
ABBOTT LABS	COM	002824100	1,603,020	15,427	SH		DFND	7	0	15,427	0
ABBOTT LABS	COM	002824100	96,117	925	SH		DFND	01,06	0	925	0
ABBOTT LABS	COM	002824100	347,163	3,341	SH		DFND	1	0	3,341	0
ABBOTT LABS	COM	002824100	86,245	830	SH		DFND	5	0	830	0
ABBOTT LABS	COM	002824100	7,793	75	SH		DFND	6	0	75	0
ABBVIE	COM	00287Y109	282,150	1,645	SH		SOLE		1,645	0	0
ABBVIE	COM	00287Y109	23,155	135	SH		DFND	1	0	135	0
ADVANCED MICRO DEVICES	COM	007903107	1,884,069	11,615	SH		SOLE		11,615	0	0
ADVANCED MICRO DEVICES	COM	007903107	2,113,759	13,031	SH		DFND	7	0	13,031	0
ADVANCED MICRO DEVICES	COM	007903107	56,773	350	SH		DFND	01,06	0	350	0
ADVANCED MICRO DEVICES	COM	007903107	321,176	1,980	SH		DFND	1	0	1,980	0
ADVANCED MICRO DEVICES	COM	007903107	94,082	580	SH		DFND	5	0	580	0
ADVANCED MICRO DEVICES	COM	007903107	4,866	30	SH		DFND	6	0	30	0
AIG INC	COM	026874784	222,720	3,000	SH		SOLE		3,000	0	0
ALPHABET INC CL A	COM	02079K305	2,523,688	13,855	SH		SOLE		13,855	0	0
ALPHABET INC CL A	COM	02079K305	2,617,313	14,369	SH		DFND	7	0	14,369	0
ALPHABET INC CL A	COM	02079K305	137,523	755	SH		DFND	01,06	0	755	0
ALPHABET INC CL A	COM	02079K305	442,624	2,430	SH		DFND	1	0	2,430	0
ALPHABET INC CL A	COM	02079K305	142,988	785	SH		DFND	5	0	785	0
ALPHABET INC CL A	COM	02079K305	12,750	70	SH		DFND	6	0	70	0
ALPHABET INC CL C	COM	02079K107	283,384	1,545	SH		SOLE		1,545	0	0
ALPHABET INC CL C	COM	02079K107	165,078	900	SH		DFND	1	0	900	0
AMAZON.COM	COM	023135106	2,084,781	10,788	SH		SOLE		10,788	0	0
AMAZON.COM	COM	023135106	1,975,401	10,222	SH		DFND	7	0	10,222	0
AMAZON.COM	COM	023135106	111,119	575	SH		DFND	01,06	0	575	0
AMAZON.COM	COM	023135106	421,285	2,180	SH		DFND	1	0	2,180	0
AMAZON.COM	COM	023135106	96,625	500	SH		DFND	5	0	500	0
AMAZON.COM	COM	023135106	11,595	60	SH		DFND	6	0	60	0
AMERICAN EXPRESS	COM	025816109	231,550	1,000	SH		SOLE		1,000	0	0
ANALOG DEVICES	COM	032654105	2,210,926	9,686	SH		SOLE		9,686	0	0
ANALOG DEVICES	COM	032654105	2,284,426	10,008	SH		DFND	7	0	10,008	0
ANALOG DEVICES	COM	032654105	117,554	515	SH		DFND	01,06	0	515	0
ANALOG DEVICES	COM	032654105	402,879	1,765	SH		DFND	1	0	1,765	0
ANALOG DEVICES	COM	032654105	110,706	485	SH		DFND	5	0	485	0
ANALOG DEVICES	COM	032654105	9,130	40	SH		DFND	6	0	40	0
APPLE	COM	037833100	2,679,508	12,722	SH		SOLE		12,722	0	0
APPLE	COM	037833100	2,802,299	13,305	SH		DFND	7	0	13,305	0
APPLE	COM	037833100	136,903	650	SH		DFND	01,06	0	650	0
APPLE	COM	037833100	709,789	3,370	SH		DFND	1	0	3,370	0
APPLE	COM	037833100	127,425	605	SH		DFND	5	0	605	0
APPLE	COM	037833100	11,584	55	SH		DFND	6	0	55	0
APTARGROUP	COM	038336103	1,497,374	10,634	SH		SOLE		10,634	0	0
APTARGROUP	COM	038336103	1,267,572	9,002	SH		DFND	7	0	9,002	0
APTARGROUP	COM	038336103	91,526	650	SH		DFND	01,06	0	650	0
APTARGROUP	COM	038336103	268,947	1,910	SH		DFND	1	0	1,910	0
APTARGROUP	COM	038336103	70,405	500	SH		DFND	5	0	500	0
APTARGROUP	COM	038336103	8,449	60	SH		DFND	6	0	60	0
APTIV PLC	COM	G6095L109	75,631	1,074	SH		SOLE		1,074	0	0
APTIV PLC	COM	G6095L109	158,022	2,244	SH		DFND	7	0	2,244	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,920,022	8,044	SH		SOLE		8,044	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,792,085	7,508	SH		DFND	7	0	7,508	0
AUTOMATIC DATA PROCESSING	COM	053015103	100,250	420	SH		DFND	01,06	0	420	0
AUTOMATIC DATA PROCESSING	COM	053015103	360,422	1,510	SH		DFND	1	0	1,510	0
AUTOMATIC DATA PROCESSING	COM	053015103	88,315	370	SH		DFND	5	0	370	0
AUTOMATIC DATA PROCESSING	COM	053015103	9,548	40	SH		DFND	6	0	40	0
BALL CORP	COM	058498106	595,098	9,915	SH		SOLE		9,915	0	0
BALL CORP	COM	058498106	32,711	545	SH		DFND	01,06	0	545	0
BALL CORP	COM	058498106	372,364	6,204	SH		DFND	7	0	6,204	0
BALL CORP	COM	058498106	129,643	2,160	SH		DFND	1	0	2,160	0
BALL CORP	COM	058498106	16,205	270	SH		DFND	5	0	270	0
BALL CORP	COM	058498106	3,301	55	SH		DFND	6	0	55	0
BECTON DICKINSON	COM	075887109	949,096	4,061	SH		SOLE		4,061	0	0
BECTON DICKINSON	COM	075887109	775,683	3,319	SH		DFND	7	0	3,319	0
BECTON DICKINSON	COM	075887109	36,225	155	SH		DFND	01,06	0	155	0
BECTON DICKINSON	COM	075887109	126,437	541	SH		DFND	1	0	541	0
BECTON DICKINSON	COM	075887109	53,753	230	SH		DFND	5	0	230	0
BECTON DICKINSON	COM	075887109	5,843	25	SH		DFND	6	0	25	0
BERKSHIRE HATHAWAY CL B	COM	084670702	1,230,977	3,026	SH		SOLE		3,026	0	0
BERKSHIRE HATHAWAY CL B	COM	084670702	52,884	130	SH		DFND	1	0	130	0
BROWN FORMAN CORP	COM	115637100	264,780	6,000	SH		SOLE		6,000	0	0
CAMBRIDGE BANCORP	COM	132152109	207,000	3,000	SH		SOLE		3,000	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,741,118	14,739	SH		SOLE		14,739	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,388,618	11,755	SH		DFND	7	0	11,755	0
CANADIAN NATL RAILWAY	COM	136375102	88,597	750	SH		DFND	01,06	0	750	0
CANADIAN NATL RAILWAY	COM	136375102	268,155	2,270	SH		DFND	1	0	2,270	0
CANADIAN NATL RAILWAY	COM	136375102	82,691	700	SH		DFND	5	0	700	0
CANADIAN NATL RAILWAY	COM	136375102	8,269	70	SH		DFND	6	0	70	0
CARRIER GLOBAL	COM	14448C104	668,017	10,590	SH		SOLE		10,590	0	0
CARRIER GLOBAL	COM	14448C104	38,163	605	SH		DFND	01,06	0	605	0
CARRIER GLOBAL	COM	14448C104	364,602	5,780	SH		DFND	7	0	5,780	0
CARRIER GLOBAL	COM	14448C104	161,485	2,560	SH		DFND	1	0	2,560	0
CARRIER GLOBAL	COM	14448C104	37,217	590	SH		DFND	5	0	590	0
CARRIER GLOBAL	COM	14448C104	3,785	60	SH		DFND	6	0	60	0
CHEVRON	COM	166764100	523,538	3,347	SH		SOLE		3,347	0	0
CHEVRON	COM	166764100	50,836	325	SH		DFND	01,06	0	325	0
CHEVRON	COM	166764100	486,466	3,110	SH		DFND	7	0	3,110	0
CHEVRON	COM	166764100	92,288	590	SH		DFND	5	0	590	0
CHEVRON	COM	166764100	9,385	60	SH		DFND	6	0	60	0
CHEVRON	COM	166764100	281,556	1,800	SH		DFND	1	0	1,800	0
CHUBB LIMITED	COM	H1467J104	408,128	1,600	SH		SOLE		1,600	0	0
CINNCINNATI FINL	COM	172062101	307,060	2,600	SH		SOLE		2,600	0	0
COLGATE-PALMOLIVE	COM	194162103	349,344	3,600	SH		SOLE		3,600	0	0
COLGATE-PALMOLIVE	COM	194162103	9,704	100	SH		DFND	1	0	100	0
COMCAST CORP NEW CL A	COM	20030N101	242,792	6,200	SH		SOLE		6,200	0	0
DANAHER CORP	COM	235851102	2,017,789	8,076	SH		SOLE		8,076	0	0
DANAHER CORP	COM	235851102	1,756,695	7,031	SH		DFND	7	0	7,031	0
DANAHER CORP	COM	235851102	99,940	400	SH		DFND	01,06	0	400	0
DANAHER CORP	COM	235851102	363,782	1,456	SH		DFND	1	0	1,456	0
DANAHER CORP	COM	235851102	92,444	370	SH		DFND	5	0	370	0
DANAHER CORP	COM	235851102	8,745	35	SH		DFND	6	0	35	0
EXXON MOBIL	COM	30231G102	307,946	2,675	SH		SOLE		2,675	0	0
EXXON MOBIL	COM	30231G102	86,340	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	1,920,828	12,888	SH		SOLE		12,888	0	0
FISERV	COM	337738108	1,762,547	11,826	SH		DFND	7	0	11,826	0
FISERV	COM	337738108	102,838	690	SH		DFND	01,06	0	690	0
FISERV	COM	337738108	320,436	2,150	SH		DFND	1	0	2,150	0
FISERV	COM	337738108	69,304	465	SH		DFND	5	0	465	0
FISERV	COM	337738108	9,688	65	SH		DFND	6	0	65	0
GENERAL MILLS	COM	370334104	253,040	4,000	SH		SOLE		4,000	0	0
GLOBAL PAYMENTS	COM	37940X102	290,100	3,000	SH		SOLE		3,000	0	0
HOME DEPOT	COM	437076102	1,641,336	4,768	SH		SOLE		4,768	0	0
HOME DEPOT	COM	437076102	1,618,961	4,703	SH		DFND	7	0	4,703	0
HOME DEPOT	COM	437076102	103,272	300	SH		DFND	01,06	0	300	0
HOME DEPOT	COM	437076102	351,469	1,021	SH		DFND	1	0	1,021	0
HOME DEPOT	COM	437076102	70,569	205	SH		DFND	5	0	205	0
HOME DEPOT	COM	437076102	5,164	15	SH		DFND	6	0	15	0
HONEYWELL INTL	COM	438516106	379,033	1,775	SH		SOLE		1,775	0	0
ILLINOIS TOOL WORKS	COM	452308109	414,680	1,750	SH		SOLE		1,750	0	0
ILLINOIS TOOL WORKS	COM	452308109	42,653	180	SH		DFND	1	0	180	0
INTL BUSINESS MACH	COM	459200101	224,835	1,300	SH		SOLE		1,300	0	0
ISHARES RUSSELL 3000	COM	464287689	648,824	2,102	SH		SOLE		2,102	0	0
JOHNSON & JOHNSON	COM	478160104	1,952,990	13,362	SH		SOLE		13,362	0	0
JOHNSON & JOHNSON	COM	478160104	1,305,063	8,929	SH		DFND	7	0	8,929	0
JOHNSON & JOHNSON	COM	478160104	91,350	625	SH		DFND	01,06	0	625	0
JOHNSON & JOHNSON	COM	478160104	281,066	1,923	SH		DFND	1	0	1,923	0
JOHNSON & JOHNSON	COM	478160104	81,119	555	SH		DFND	5	0	555	0
JOHNSON & JOHNSON	COM	478160104	5,846	40	SH		DFND	6	0	40	0
JPMORGAN CHASE	COM	46625H100	490,076	2,423	SH		SOLE		2,423	0	0
JPMORGAN CHASE	COM	46625H100	539,023	2,665	SH		DFND	7	0	2,665	0
MARSH & MCLENNAN	COM	571748102	31,608	150	SH		SOLE		150	0	0
MARSH & MCLENNAN	COM	571748102	263,400	1,250	SH		DFND	7	0	1,250	0
MASTERCARD	COM	57636Q104	2,175,801	4,932	SH		SOLE		4,932	0	0
MASTERCARD	COM	57636Q104	2,053,600	4,655	SH		DFND	7	0	4,655	0
MASTERCARD	COM	57636Q104	112,496	255	SH		DFND	01,06	0	255	0
MASTERCARD	COM	57636Q104	305,724	693	SH		DFND	1	0	693	0
MASTERCARD	COM	57636Q104	105,878	240	SH		DFND	5	0	240	0
MASTERCARD	COM	57636Q104	11,029	25	SH		DFND	6	0	25	0
MCCORMICK & CO	COM	579780206	305,042	4,300	SH		SOLE		4,300	0	0
MCCORMICK & CO	COM	579780206	17,735	250	SH		DFND	01,06	0	250	0
MCCORMICK & CO	COM	579780206	14,188	200	SH		DFND	5	0	200	0
MCCORMICK & CO	COM	579780206	180,897	2,550	SH		DFND	7	0	2,550	0
MCCORMICK & CO	COM	579780206	1,773	25	SH		DFND	6	0	25	0
MCCORMICK & CO	COM	579780206	70,940	1,000	SH		DFND	1	0	1,000	0
MEDTRONIC	COM	G5960L103	783,401	9,953	SH		SOLE		9,953	0	0
MEDTRONIC	COM	G5960L103	395,124	5,020	SH		DFND	7	0	5,020	0
MEDTRONIC	COM	G5960L103	41,323	525	SH		DFND	01,06	0	525	0
MEDTRONIC	COM	G5960L103	83,118	1,056	SH		DFND	1	0	1,056	0
MEDTRONIC	COM	G5960L103	49,194	625	SH		DFND	5	0	625	0
MEDTRONIC	COM	G5960L103	4,329	55	SH		DFND	6	0	55	0
MERCK	COM	58933Y105	248,219	2,005	SH		SOLE		2,005	0	0
MERCK	COM	58933Y105	55,710	450	SH		DFND	1	0	450	0
MERCK	COM	58933Y105	241,410	1,950	SH		DFND	7	0	1,950	0
MICROSOFT	COM	594918104	2,963,725	6,631	SH		SOLE		6,631	0	0
MICROSOFT	COM	594918104	2,661,587	5,955	SH		DFND	7	0	5,955	0
MICROSOFT	COM	594918104	151,963	340	SH		DFND	01,06	0	340	0
MICROSOFT	COM	594918104	627,518	1,404	SH		DFND	1	0	1,404	0
MICROSOFT	COM	594918104	149,728	335	SH		DFND	5	0	335	0
MICROSOFT	COM	594918104	12,068	27	SH		DFND	6	0	27	0
NESTLE SA ADR	COM	641069406	1,430,100	13,959	SH		SOLE		13,959	0	0
NESTLE SA ADR	COM	641069406	1,081,155	10,553	SH		DFND	7	0	10,553	0
NESTLE SA ADR	COM	641069406	84,009	820	SH		DFND	01,06	0	820	0
NESTLE SA ADR	COM	641069406	257,764	2,516	SH		DFND	1	0	2,516	0
NESTLE SA ADR	COM	641069406	65,056	635	SH		DFND	5	0	635	0
NESTLE SA ADR	COM	641069406	7,684	75	SH		DFND	6	0	75	0
NEXTERA ENERGY	COM	65339F101	204,074	2,882	SH		SOLE		2,882	0	0
NIKE INC CLASS B	COM	654106103	288,441	3,827	SH		SOLE		3,827	0	0
NIKE INC CLASS B	COM	654106103	92,328	1,225	SH		DFND	7	0	1,225	0
NIKE INC CLASS B	COM	654106103	8,291	110	SH		DFND	1	0	110	0
NOVARTIS AG ADR	COM	66987V109	158,200	1,486	SH		SOLE		1,486	0	0
NOVARTIS AG ADR	COM	66987V109	188,966	1,775	SH		DFND	7	0	1,775	0
NOVARTIS AG ADR	COM	66987V109	28,851	271	SH		DFND	1	0	271	0
NVIDIA CORP	COM	67066G104	3,909,423	31,645	SH		SOLE		31,645	0	0
NVIDIA CORP	COM	67066G104	4,727,876	38,270	SH		DFND	7	0	38,270	0
NVIDIA CORP	COM	67066G104	166,779	1,350	SH		DFND	01,06	0	1,350	0
NVIDIA CORP	COM	67066G104	1,105,683	8,950	SH		DFND	1	0	8,950	0
NVIDIA CORP	COM	67066G104	247,080	2,000	SH		DFND	5	0	2,000	0
NVIDIA CORP	COM	67066G104	21,002	170	SH		DFND	6	0	170	0
PEPSICO	COM	713448108	275,433	1,670	SH		SOLE		1,670	0	0
PEPSICO	COM	713448108	32,986	200	SH		DFND	1	0	200	0
PROCTER & GAMBLE	COM	742718109	1,979,040	12,000	SH		SOLE		12,000	0	0
PROCTER & GAMBLE	COM	742718109	1,535,405	9,310	SH		DFND	7	0	9,310	0
PROCTER & GAMBLE	COM	742718109	103,900	630	SH		DFND	01,06	0	630	0
PROCTER & GAMBLE	COM	742718109	353,918	2,146	SH		DFND	1	0	2,146	0
PROCTER & GAMBLE	COM	742718109	92,355	560	SH		DFND	5	0	560	0
PROCTER & GAMBLE	COM	742718109	9,895	60	SH		DFND	6	0	60	0
REGENERON PHARMACEUTICALS INC	COM	75886F107	1,156,133	1,100	SH		SOLE		1,100	0	0
ROCKWELL AUTOMATION	COM	773903109	1,615,618	5,869	SH		SOLE		5,869	0	0
ROCKWELL AUTOMATION	COM	773903109	1,380,529	5,015	SH		DFND	7	0	5,015	0
ROCKWELL AUTOMATION	COM	773903109	82,584	300	SH		DFND	01,06	0	300	0
ROCKWELL AUTOMATION	COM	773903109	272,252	989	SH		DFND	1	0	989	0
ROCKWELL AUTOMATION	COM	773903109	75,702	275	SH		DFND	5	0	275	0
ROCKWELL AUTOMATION	COM	773903109	6,882	25	SH		DFND	6	0	25	0
RTX CORPORATION	COM	75513E101	1,119,348	11,150	SH		SOLE		11,150	0	0
RTX CORPORATION	COM	75513E101	1,424,032	14,185	SH		DFND	7	0	14,185	0
RTX CORPORATION	COM	75513E101	85,331	850	SH		DFND	01,06	0	850	0
RTX CORPORATION	COM	75513E101	238,025	2,371	SH		DFND	1	0	2,371	0
RTX CORPORATION	COM	75513E101	82,822	825	SH		DFND	5	0	825	0
RTX CORPORATION	COM	75513E101	8,031	80	SH		DFND	6	0	80	0
SCHNEIDER ELEC SA ADR	COM	80687P106	1,242,493	25,810	SH		SOLE		25,810	0	0
SCHNEIDER ELEC SA ADR	COM	80687P106	1,126,235	23,395	SH		DFND	7	0	23,395	0
SCHNEIDER ELEC SA ADR	COM	80687P106	71,006	1,475	SH		DFND	01,06	0	1,475	0
SCHNEIDER ELEC SA ADR	COM	80687P106	258,271	5,365	SH		DFND	1	0	5,365	0
SCHNEIDER ELEC SA ADR	COM	80687P106	62,582	1,300	SH		DFND	5	0	1,300	0
SCHNEIDER ELEC SA ADR	COM	80687P106	5,777	120	SH		DFND	6	0	120	0
STARBUCKS	COM	855244109	343,318	4,410	SH		SOLE		4,410	0	0
TEXAS INSTRUMENTS	COM	882508104	27,234	140	SH		SOLE		140	0	0
TEXAS INSTRUMENTS	COM	882508104	194,530	1,000	SH		DFND	7	0	1,000	0
THERMO FISHER SCIENTIFIC	COM	883556102	19,355	35	SH		SOLE		35	0	0
THERMO FISHER SCIENTIFIC	COM	883556102	22,120	40	SH		DFND	7	0	40	0
THERMO FISHER SCIENTIFIC	COM	883556102	221,200	400	SH		DFND	1	0	400	0
TJX COS	COM	872540109	1,847,698	16,782	SH		SOLE		16,782	0	0
TJX COS	COM	872540109	1,504,516	13,665	SH		DFND	7	0	13,665	0
TJX COS	COM	872540109	77,070	700	SH		DFND	01,06	0	700	0
TJX COS	COM	872540109	301,234	2,736	SH		DFND	1	0	2,736	0
TJX COS	COM	872540109	66,060	600	SH		DFND	5	0	600	0
TJX COS	COM	872540109	9,358	85	SH		DFND	6	0	85	0
UNION PACIFIC	COM	907818108	203,634	900	SH		SOLE		900	0	0
UNION PACIFIC	COM	907818108	73,534	325	SH		DFND	01,06	0	325	0
UNION PACIFIC	COM	907818108	22,626	100	SH		DFND	1	0	100	0
UNITED HEALTH GROUP	COM	91324P102	1,728,938	3,395	SH		SOLE		3,395	0	0
UNITED HEALTH GROUP	COM	91324P102	1,551,715	3,047	SH		DFND	7	0	3,047	0
UNITED HEALTH GROUP	COM	91324P102	78,935	155	SH		DFND	01,06	0	155	0
UNITED HEALTH GROUP	COM	91324P102	334,075	656	SH		DFND	1	0	656	0
UNITED HEALTH GROUP	COM	91324P102	76,389	150	SH		DFND	5	0	150	0
UNITED HEALTH GROUP	COM	91324P102	8,657	17	SH		DFND	6	0	17	0
VANGUARD DIVIDEND APPRECIATION	COM	921908844	1,137,469	6,231	SH		SOLE		6,231	0	0
VERTEX PHARMACEUTICALS	COM	92532F100	568,089	1,212	SH		SOLE		1,212	0	0
VERTEX PHARMACEUTICALS	COM	92532F100	42,185	90	SH		DFND	01,06	0	90	0
VERTEX PHARMACEUTICALS	COM	92532F100	429,348	916	SH		DFND	7	0	916	0
VERTEX PHARMACEUTICALS	COM	92532F100	25,780	55	SH		DFND	5	0	55	0
VERTEX PHARMACEUTICALS	COM	92532F100	4,687	10	SH		DFND	6	0	10	0
VERTEX PHARMACEUTICALS	COM	92532F100	140,616	300	SH		DFND	1	0	300	0
VISA	COM	92826C839	1,351,458	5,149	SH		SOLE		5,149	0	0
VISA	COM	92826C839	36,746	140	SH		DFND	7	0	140	0
VISA	COM	92826C839	131,235	500	SH		DFND	1	0	500	0
WASTE MANAGEMENT INC	COM	94106L109	184,539	865	SH		SOLE		865	0	0
WASTE MANAGEMENT INC	COM	94106L109	714,049	3,347	SH		DFND	7	0	3,347	0
WELLS FARGO	COM	949746101	374,276	6,302	SH		SOLE		6,302	0	0
XYLEM INC	COM	98419M100	1,532,212	11,297	SH		SOLE		11,297	0	0
XYLEM INC	COM	98419M100	1,257,968	9,275	SH		DFND	7	0	9,275	0
XYLEM INC	COM	98419M100	52,896	390	SH		DFND	01,06	0	390	0
XYLEM INC	COM	98419M100	253,086	1,866	SH		DFND	1	0	1,866	0
XYLEM INC	COM	98419M100	74,596	550	SH		DFND	5	0	550	0
XYLEM INC	COM	98419M100	6,781	50	SH		DFND	6	0	50	0
AB TRUST AB DISCOVERY VALUE FU	Equity Mutual Fu	018914408	374,780	16,474	SH		SOLE		16,474	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	216,122	22,144	SH		SOLE		22,144	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	1,758,737	180,198	SH		DFND	7	0	180,198	0
ARTISAN INTERNATIONAL SMALLMID	Equity Mutual Fu	04314H576	695,691	39,483	SH		SOLE		39,483	0	0
FPA CRESCENT FUND	Equity Mutual Fu	30254T759	209,361	5,135	SH		DFND	7	0	5,135	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	241,836	13,150	SH		SOLE		13,150	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	1,814,863	98,687	SH		DFND	7	0	98,687	0
OAKMARK INTL FD	Equity Mutual Fu	413838202	1,126,288	43,790	SH		DFND	7	0	43,790	0
ROBECO BOSTON PARTNERS LONG SH	Equity Mutual Fu	74925K581	186,651	12,962	SH		DFND	7	0	12,962	0
T ROWE PRICE INST LARGE-CAP GR	Equity Mutual Fu	45775L408	576,660	7,216	SH		SOLE		7,216	0	0
VANGUARD 500 INDEX FD ADMIRAL	Equity Mutual Fu	922908710	604,512	1,200	SH		SOLE		1,200	0	0
VANGUARD 500 INDEX FD ADMIRAL	Equity Mutual Fu	922908710	70,526	140	SH		DFND	5	0	140	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	2,756,373	72,308	SH		SOLE		72,308	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	190,229	4,990	SH		DFND	1	0	4,990	0
VANGUARD PACIFIC STOCK INDEX F	Equity Mutual Fu	922042700	247,557	2,701	SH		SOLE		2,701	0	0
VANGUARD SMALL CAP INDEX FD AD	Equity Mutual Fu	922908686	357,560	3,418	SH		SOLE		3,418	0	0
VANGUARD STAR FD	Equity Mutual Fu	921909107	1,585,289	56,436	SH		SOLE		56,436	0	0
VANGUARD TOTAL STOCK MARKET IN	Equity Mutual Fu	922908728	453,160	3,479	SH		SOLE		3,479	0	0
WCM FOCUSED INTERNATIONAL GROW	Equity Mutual Fu	461418444	675,756	26,923	SH		SOLE		26,923	0	0