Dempze Nancy E 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,136	10,451	SH		SOLE		10,451	0	0
ABBOTT LABS	COM	002824100	1,408	12,962	SH		DFND	7	0	12,962	0
ABBOTT LABS	COM	002824100	95	875	SH		DFND	01,06	0	875	0
ABBOTT LABS	COM	002824100	32	290	SH		DFND	6	0	290	0
ABBOTT LABS	COM	002824100	482	4,440	SH		DFND	12	0	4,440	0
ABBOTT LABS	COM	002824100	38	350	SH		DFND	5	0	350	0
ABBOTT LABS	COM	002824100	141	1,300	SH		DFND	1	0	1,300	0
ABBVIE	COM	00287Y109	58	381	SH		SOLE		381	0	0
ABBVIE	COM	00287Y109	228	1,490	SH		DFND	12	0	1,490	0
ADVANCED MICRO DEVICES INC	COM	007903107	714	9,333	SH		SOLE		9,333	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	1,004	13,134	SH		DFND	7	0	13,134	0
ADVANCED MICRO DEVICES INC	COM	007903107	26	334	SH		DFND	6	0	334	0
ADVANCED MICRO DEVICES INC	COM	007903107	315	4,122	SH		DFND	12	0	4,122	0
ADVANCED MICRO DEVICES INC	COM	007903107	43	559	SH		DFND	5	0	559	0
ADVANCED MICRO DEVICES INC	COM	007903107	112	1,464	SH		DFND	1	0	1,464	0
ALPHABET INC CL A	COM	02079K305	1,162	533	SH		SOLE		533	0	0
ALPHABET INC CL A	COM	02079K305	1,499	688	SH		DFND	7	0	688	0
ALPHABET INC CL A	COM	02079K305	87	40	SH		DFND	01,06	0	40	0
ALPHABET INC CL A	COM	02079K305	31	14	SH		DFND	6	0	14	0
ALPHABET INC CL A	COM	02079K305	540	248	SH		DFND	12	0	248	0
ALPHABET INC CL A	COM	02079K305	63	29	SH		DFND	5	0	29	0
ALPHABET INC CL A	COM	02079K305	163	75	SH		DFND	1	0	75	0
ALPHABET INC CL C	COM	02079K107	168	77	SH		SOLE		77	0	0
ALPHABET INC CL C	COM	02079K107	98	45	SH		DFND	1	0	45	0
AMAZON.COM	COM	023135106	662	6,235	SH		SOLE		6,235	0	0
AMAZON.COM	COM	023135106	807	7,600	SH		DFND	7	0	7,600	0
AMAZON.COM	COM	023135106	53	500	SH		DFND	01,06	0	500	0
AMAZON.COM	COM	023135106	19	180	SH		DFND	6	0	180	0
AMAZON.COM	COM	023135106	261	2,460	SH		DFND	12	0	2,460	0
AMAZON.COM	COM	023135106	19	180	SH		DFND	5	0	180	0
AMAZON.COM	COM	023135106	149	1,400	SH		DFND	1	0	1,400	0
AMERICAN TOWER	COM	03027X100	75	294	SH		SOLE		294	0	0
AMERICAN TOWER	COM	03027X100	31	120	SH		DFND	7	0	120	0
AMERICAN TOWER	COM	03027X100	108	422	SH		DFND	1	0	422	0
ANALOG DEVICES	COM	032654105	1,026	7,022	SH		SOLE		7,022	0	0
ANALOG DEVICES	COM	032654105	1,437	9,835	SH		DFND	7	0	9,835	0
ANALOG DEVICES	COM	032654105	73	500	SH		DFND	01,06	0	500	0
ANALOG DEVICES	COM	032654105	37	250	SH		DFND	6	0	250	0
ANALOG DEVICES	COM	032654105	478	3,270	SH		DFND	12	0	3,270	0
ANALOG DEVICES	COM	032654105	33	225	SH		DFND	5	0	225	0
ANALOG DEVICES	COM	032654105	161	1,100	SH		DFND	1	0	1,100	0
APPLE INC	COM	037833100	1,490	10,900	SH		SOLE		10,900	0	0
APPLE INC	COM	037833100	1,965	14,376	SH		DFND	7	0	14,376	0
APPLE INC	COM	037833100	101	740	SH		DFND	01,06	0	740	0
APPLE INC	COM	037833100	34	250	SH		DFND	6	0	250	0
APPLE INC	COM	037833100	521	3,810	SH		DFND	12	0	3,810	0
APPLE INC	COM	037833100	57	415	SH		DFND	5	0	415	0
APPLE INC	COM	037833100	342	2,500	SH		DFND	1	0	2,500	0
APTARGROUP	COM	038336103	771	7,466	SH		SOLE		7,466	0	0
APTARGROUP	COM	038336103	795	7,707	SH		DFND	7	0	7,707	0
APTARGROUP	COM	038336103	72	700	SH		DFND	01,06	0	700	0
APTARGROUP	COM	038336103	26	250	SH		DFND	6	0	250	0
APTARGROUP	COM	038336103	366	3,545	SH		DFND	12	0	3,545	0
APTARGROUP	COM	038336103	21	200	SH		DFND	5	0	200	0
APTARGROUP	COM	038336103	124	1,200	SH		DFND	1	0	1,200	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,342	6,387	SH		SOLE		6,387	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,657	7,887	SH		DFND	7	0	7,887	0
AUTOMATIC DATA PROCESSING	COM	053015103	105	500	SH		DFND	01,06	0	500	0
AUTOMATIC DATA PROCESSING	COM	053015103	34	160	SH		DFND	6	0	160	0
AUTOMATIC DATA PROCESSING	COM	053015103	577	2,745	SH		DFND	12	0	2,745	0
AUTOMATIC DATA PROCESSING	COM	053015103	57	270	SH		DFND	5	0	270	0
AUTOMATIC DATA PROCESSING	COM	053015103	210	1,000	SH		DFND	1	0	1,000	0
BECTON DICKINSON	COM	075887109	779	3,159	SH		SOLE		3,159	0	0
BECTON DICKINSON	COM	075887109	770	3,125	SH		DFND	7	0	3,125	0
BECTON DICKINSON	COM	075887109	25	100	SH		DFND	01,06	0	100	0
BECTON DICKINSON	COM	075887109	27	110	SH		DFND	6	0	110	0
BECTON DICKINSON	COM	075887109	355	1,440	SH		DFND	12	0	1,440	0
BECTON DICKINSON	COM	075887109	41	165	SH		DFND	5	0	165	0
BECTON DICKINSON	COM	075887109	74	300	SH		DFND	1	0	300	0
BERKSHIRE HATHAWAY CL B	COM	084670702	316	1,156	SH		SOLE		1,156	0	0
BERKSHIRE HATHAWAY CL B	COM	084670702	251	920	SH		DFND	12	0	920	0
CANADIAN NATL RAILWAY	COM	136375102	1,148	10,205	SH		SOLE		10,205	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,289	11,457	SH		DFND	7	0	11,457	0
CANADIAN NATL RAILWAY	COM	136375102	107	950	SH		DFND	01,06	0	950	0
CANADIAN NATL RAILWAY	COM	136375102	31	280	SH		DFND	6	0	280	0
CANADIAN NATL RAILWAY	COM	136375102	489	4,345	SH		DFND	12	0	4,345	0
CANADIAN NATL RAILWAY	COM	136375102	56	500	SH		DFND	5	0	500	0
CANADIAN NATL RAILWAY	COM	136375102	191	1,700	SH		DFND	1	0	1,700	0
CHEVRON	COM	166764100	74	510	SH		SOLE		510	0	0
CHEVRON	COM	166764100	58	400	SH		DFND	01,06	0	400	0
CHEVRON	COM	166764100	51	350	SH		DFND	7	0	350	0
CHEVRON	COM	166764100	28	195	SH		DFND	6	0	195	0
CHEVRON	COM	166764100	51	350	SH		DFND	5	0	350	0
CHEVRON	COM	166764100	290	2,000	SH		DFND	1	0	2,000	0
CVS HEALTH	COM	126650100	706	7,622	SH		SOLE		7,622	0	0
CVS HEALTH	COM	126650100	364	3,933	SH		DFND	7	0	3,933	0
CVS HEALTH	COM	126650100	60	650	SH		DFND	01,06	0	650	0
CVS HEALTH	COM	126650100	28	305	SH		DFND	6	0	305	0
CVS HEALTH	COM	126650100	319	3,447	SH		DFND	12	0	3,447	0
CVS HEALTH	COM	126650100	37	400	SH		DFND	5	0	400	0
DANAHER CORP	COM	235851102	1,242	4,899	SH		SOLE		4,899	0	0
DANAHER CORP	COM	235851102	1,606	6,335	SH		DFND	7	0	6,335	0
DANAHER CORP	COM	235851102	95	375	SH		DFND	01,06	0	375	0
DANAHER CORP	COM	235851102	30	120	SH		DFND	6	0	120	0
DANAHER CORP	COM	235851102	517	2,040	SH		DFND	12	0	2,040	0
DANAHER CORP	COM	235851102	52	205	SH		DFND	5	0	205	0
DANAHER CORP	COM	235851102	217	854	SH		DFND	1	0	854	0
DISNEY	COM	254687106	579	6,133	SH		SOLE		6,133	0	0
DISNEY	COM	254687106	626	6,633	SH		DFND	7	0	6,633	0
DISNEY	COM	254687106	33	350	SH		DFND	01,06	0	350	0
DISNEY	COM	254687106	20	210	SH		DFND	6	0	210	0
DISNEY	COM	254687106	286	3,030	SH		DFND	12	0	3,030	0
DISNEY	COM	254687106	24	250	SH		DFND	5	0	250	0
DISNEY	COM	254687106	85	900	SH		DFND	1	0	900	0
EDWARDS LIFESCIENCES	COM	28176E108	70	738	SH		SOLE		738	0	0
EDWARDS LIFESCIENCES	COM	28176E108	31	325	SH		DFND	01,06	0	325	0
EDWARDS LIFESCIENCES	COM	28176E108	141	1,479	SH		DFND	7	0	1,479	0
EDWARDS LIFESCIENCES	COM	28176E108	2	25	SH		DFND	5	0	25	0
EDWARDS LIFESCIENCES	COM	28176E108	57	600	SH		DFND	1	0	600	0
EXXON MOBIL	COM	30231G102	146	1,700	SH		SOLE		1,700	0	0
EXXON MOBIL	COM	30231G102	64	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	858	9,643	SH		SOLE		9,643	0	0
FISERV	COM	337738108	893	10,036	SH		DFND	7	0	10,036	0
FISERV	COM	337738108	67	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	28	310	SH		DFND	6	0	310	0
FISERV	COM	337738108	311	3,490	SH		DFND	12	0	3,490	0
FISERV	COM	337738108	19	210	SH		DFND	5	0	210	0
FISERV	COM	337738108	116	1,300	SH		DFND	1	0	1,300	0
HOME DEPOT	COM	437076102	815	2,971	SH		SOLE		2,971	0	0
HOME DEPOT	COM	437076102	1,057	3,853	SH		DFND	7	0	3,853	0
HOME DEPOT	COM	437076102	82	300	SH		DFND	01,06	0	300	0
HOME DEPOT	COM	437076102	26	95	SH		DFND	6	0	95	0
HOME DEPOT	COM	437076102	311	1,135	SH		DFND	12	0	1,135	0
HOME DEPOT	COM	437076102	26	95	SH		DFND	5	0	95	0
HONEYWELL INTL	COM	438516106	243	1,397	SH		SOLE		1,397	0	0
HONEYWELL INTL	COM	438516106	488	2,810	SH		DFND	7	0	2,810	0
HONEYWELL INTL	COM	438516106	39	225	SH		DFND	01,06	0	225	0
HONEYWELL INTL	COM	438516106	26	150	SH		DFND	12	0	150	0
HONEYWELL INTL	COM	438516106	4	25	SH		DFND	6	0	25	0
HONEYWELL INTL	COM	438516106	87	500	SH		DFND	1	0	500	0
ILLINOIS TOOL WORKS	COM	452308109	173	950	SH		SOLE		950	0	0
ILLINOIS TOOL WORKS	COM	452308109	87	475	SH		DFND	12	0	475	0
ILLUMINA	COM	452327109	336	1,821	SH		SOLE		1,821	0	0
ILLUMINA	COM	452327109	454	2,462	SH		DFND	7	0	2,462	0
ILLUMINA	COM	452327109	32	175	SH		DFND	01,06	0	175	0
ILLUMINA	COM	452327109	7	40	SH		DFND	6	0	40	0
ILLUMINA	COM	452327109	122	661	SH		DFND	12	0	661	0
ILLUMINA	COM	452327109	9	50	SH		DFND	5	0	50	0
ILLUMINA	COM	452327109	46	250	SH		DFND	1	0	250	0
INTEL CORP	COM	458140100	133	3,550	SH		SOLE		3,550	0	0
INTEL CORP	COM	458140100	94	2,500	SH		DFND	7	0	2,500	0
ISHARES RUSSELL 3000	COM	464287689	479	2,205	SH		SOLE		2,205	0	0
JOHNSON & JOHNSON	COM	478160104	1,364	7,686	SH		SOLE		7,686	0	0
JOHNSON & JOHNSON	COM	478160104	1,341	7,557	SH		DFND	7	0	7,557	0
JOHNSON & JOHNSON	COM	478160104	115	650	SH		DFND	01,06	0	650	0
JOHNSON & JOHNSON	COM	478160104	35	195	SH		DFND	6	0	195	0
JOHNSON & JOHNSON	COM	478160104	563	3,170	SH		DFND	12	0	3,170	0
JOHNSON & JOHNSON	COM	478160104	45	255	SH		DFND	5	0	255	0
JOHNSON & JOHNSON	COM	478160104	213	1,200	SH		DFND	1	0	1,200	0
JPMORGAN CHASE	COM	46625H100	103	918	SH		SOLE		918	0	0
JPMORGAN CHASE	COM	46625H100	317	2,815	SH		DFND	7	0	2,815	0
KONINKLIJKE DSM NV	COM	780249108	583	16,224	SH		SOLE		16,224	0	0
KONINKLIJKE DSM NV	COM	780249108	604	16,815	SH		DFND	7	0	16,815	0
KONINKLIJKE DSM NV	COM	780249108	37	1,030	SH		DFND	01,06	0	1,030	0
KONINKLIJKE DSM NV	COM	780249108	19	525	SH		DFND	6	0	525	0
KONINKLIJKE DSM NV	COM	780249108	233	6,475	SH		DFND	12	0	6,475	0
KONINKLIJKE DSM NV	COM	780249108	9	250	SH		DFND	5	0	250	0
KONINKLIJKE DSM NV	COM	780249108	75	2,100	SH		DFND	1	0	2,100	0
MARSH & MCLENNAN	COM	571748102	210	1,355	SH		DFND	7	0	1,355	0
MASTERCARD	COM	57636Q104	1,197	3,794	SH		SOLE		3,794	0	0
MASTERCARD	COM	57636Q104	1,470	4,659	SH		DFND	7	0	4,659	0
MASTERCARD	COM	57636Q104	88	280	SH		DFND	01,06	0	280	0
MASTERCARD	COM	57636Q104	32	100	SH		DFND	6	0	100	0
MASTERCARD	COM	57636Q104	462	1,465	SH		DFND	12	0	1,465	0
MASTERCARD	COM	57636Q104	43	135	SH		DFND	5	0	135	0
MASTERCARD	COM	57636Q104	95	300	SH		DFND	1	0	300	0
MEDTRONIC	COM	G5960L103	326	3,630	SH		SOLE		3,630	0	0
MEDTRONIC	COM	G5960L103	105	1,173	SH		DFND	7	0	1,173	0
MEDTRONIC	COM	G5960L103	31	350	SH		DFND	01,06	0	350	0
MEDTRONIC	COM	G5960L103	74	825	SH		DFND	12	0	825	0
MEDTRONIC	COM	G5960L103	13	145	SH		DFND	5	0	145	0
MEDTRONIC	COM	G5960L103	2	20	SH		DFND	6	0	20	0
MEDTRONIC	COM	G5960L103	81	900	SH		DFND	1	0	900	0
MERCK	COM	58933Y105	65	715	SH		SOLE		715	0	0
MERCK	COM	58933Y105	100	1,100	SH		DFND	12	0	1,100	0
MERCK	COM	58933Y105	178	1,950	SH		DFND	7	0	1,950	0
MICROSOFT CORP	COM	594918104	1,223	4,763	SH		SOLE		4,763	0	0
MICROSOFT CORP	COM	594918104	1,506	5,863	SH		DFND	7	0	5,863	0
MICROSOFT CORP	COM	594918104	90	350	SH		DFND	01,06	0	350	0
MICROSOFT CORP	COM	594918104	33	130	SH		DFND	6	0	130	0
MICROSOFT CORP	COM	594918104	547	2,130	SH		DFND	12	0	2,130	0
MICROSOFT CORP	COM	594918104	49	190	SH		DFND	5	0	190	0
MICROSOFT CORP	COM	594918104	251	979	SH		DFND	1	0	979	0
NESTLE SA ADR	COM	641069406	1,070	9,196	SH		SOLE		9,196	0	0
NESTLE SA ADR	COM	641069406	1,175	10,093	SH		DFND	7	0	10,093	0
NESTLE SA ADR	COM	641069406	111	950	SH		DFND	01,06	0	950	0
NESTLE SA ADR	COM	641069406	34	295	SH		DFND	6	0	295	0
NESTLE SA ADR	COM	641069406	490	4,214	SH		DFND	12	0	4,214	0
NESTLE SA ADR	COM	641069406	67	575	SH		DFND	5	0	575	0
NESTLE SA ADR	COM	641069406	186	1,600	SH		DFND	1	0	1,600	0
NIKE INC CLASS B	COM	654106103	526	5,147	SH		SOLE		5,147	0	0
NIKE INC CLASS B	COM	654106103	605	5,919	SH		DFND	7	0	5,919	0
NIKE INC CLASS B	COM	654106103	33	325	SH		DFND	01,06	0	325	0
NIKE INC CLASS B	COM	654106103	14	140	SH		DFND	6	0	140	0
NIKE INC CLASS B	COM	654106103	205	2,005	SH		DFND	12	0	2,005	0
NIKE INC CLASS B	COM	654106103	8	75	SH		DFND	5	0	75	0
NIKE INC CLASS B	COM	654106103	112	1,100	SH		DFND	1	0	1,100	0
NOVARTIS AG ADR	COM	66987V109	715	8,454	SH		SOLE		8,454	0	0
NOVARTIS AG ADR	COM	66987V109	818	9,672	SH		DFND	7	0	9,672	0
NOVARTIS AG ADR	COM	66987V109	68	800	SH		DFND	01,06	0	800	0
NOVARTIS AG ADR	COM	66987V109	29	345	SH		DFND	6	0	345	0
NOVARTIS AG ADR	COM	66987V109	291	3,440	SH		DFND	12	0	3,440	0
NOVARTIS AG ADR	COM	66987V109	63	750	SH		DFND	1	0	750	0
NVIDIA CORP	COM	67066G104	307	2,024	SH		SOLE		2,024	0	0
NVIDIA CORP	COM	67066G104	540	3,561	SH		DFND	7	0	3,561	0
NVIDIA CORP	COM	67066G104	23	150	SH		DFND	01,06	0	150	0
NVIDIA CORP	COM	67066G104	68	450	SH		DFND	12	0	450	0
NVIDIA CORP	COM	67066G104	3	20	SH		DFND	5	0	20	0
NVIDIA CORP	COM	67066G104	2	10	SH		DFND	6	0	10	0
NVIDIA CORP	COM	67066G104	133	880	SH		DFND	1	0	880	0
ORSTED A S	COM	BYT16L900	162	1,550	SH		SOLE		1,550	0	0
ORSTED A S	COM	BYT16L900	181	1,735	SH		DFND	12	0	1,735	0
ORSTED A S	COM	BYT16L900	104	1,000	SH		DFND	7	0	1,000	0
PAYPAL HOLDINGS	COM	70450Y103	318	4,553	SH		SOLE		4,553	0	0
PAYPAL HOLDINGS	COM	70450Y103	373	5,341	SH		DFND	7	0	5,341	0
PAYPAL HOLDINGS	COM	70450Y103	30	425	SH		DFND	01,06	0	425	0
PAYPAL HOLDINGS	COM	70450Y103	8	120	SH		DFND	6	0	120	0
PAYPAL HOLDINGS	COM	70450Y103	129	1,840	SH		DFND	12	0	1,840	0
PAYPAL HOLDINGS	COM	70450Y103	6	85	SH		DFND	5	0	85	0
PAYPAL HOLDINGS	COM	70450Y103	59	850	SH		DFND	1	0	850	0
PEPSICO	COM	713448108	287	1,725	SH		SOLE		1,725	0	0
PEPSICO	COM	713448108	112	675	SH		DFND	12	0	675	0
PROCTER & GAMBLE	COM	742718109	1,300	9,038	SH		SOLE		9,038	0	0
PROCTER & GAMBLE	COM	742718109	1,225	8,520	SH		DFND	7	0	8,520	0
PROCTER & GAMBLE	COM	742718109	126	875	SH		DFND	01,06	0	875	0
PROCTER & GAMBLE	COM	742718109	37	255	SH		DFND	6	0	255	0
PROCTER & GAMBLE	COM	742718109	556	3,865	SH		DFND	12	0	3,865	0
PROCTER & GAMBLE	COM	742718109	72	500	SH		DFND	5	0	500	0
PROCTER & GAMBLE	COM	742718109	187	1,300	SH		DFND	1	0	1,300	0
RAYTHEON TECHNOLOGIES	COM	75513E101	615	6,401	SH		SOLE		6,401	0	0
RAYTHEON TECHNOLOGIES	COM	75513E101	1,138	11,845	SH		DFND	7	0	11,845	0
RAYTHEON TECHNOLOGIES	COM	75513E101	82	850	SH		DFND	01,06	0	850	0
RAYTHEON TECHNOLOGIES	COM	75513E101	38	400	SH		DFND	6	0	400	0
RAYTHEON TECHNOLOGIES	COM	75513E101	426	4,430	SH		DFND	12	0	4,430	0
RAYTHEON TECHNOLOGIES	COM	75513E101	53	550	SH		DFND	5	0	550	0
RAYTHEON TECHNOLOGIES	COM	75513E101	163	1,700	SH		DFND	1	0	1,700	0
ROCKWELL AUTOMATION	COM	773903109	764	3,834	SH		SOLE		3,834	0	0
ROCKWELL AUTOMATION	COM	773903109	773	3,880	SH		DFND	7	0	3,880	0
ROCKWELL AUTOMATION	COM	773903109	40	200	SH		DFND	01,06	0	200	0
ROCKWELL AUTOMATION	COM	773903109	25	125	SH		DFND	6	0	125	0
ROCKWELL AUTOMATION	COM	773903109	271	1,360	SH		DFND	12	0	1,360	0
ROCKWELL AUTOMATION	COM	773903109	35	175	SH		DFND	5	0	175	0
ROCKWELL AUTOMATION	COM	773903109	159	800	SH		DFND	1	0	800	0
THERMO FISHER SCIENTIFIC	COM	883556102	28	51	SH		SOLE		51	0	0
THERMO FISHER SCIENTIFIC	COM	883556102	27	50	SH		DFND	7	0	50	0
THERMO FISHER SCIENTIFIC	COM	883556102	217	400	SH		DFND	1	0	400	0
TJX COS	COM	872540109	596	10,674	SH		SOLE		10,674	0	0
TJX COS	COM	872540109	751	13,440	SH		DFND	7	0	13,440	0
TJX COS	COM	872540109	39	700	SH		DFND	01,06	0	700	0
TJX COS	COM	872540109	18	330	SH		DFND	6	0	330	0
TJX COS	COM	872540109	266	4,770	SH		DFND	12	0	4,770	0
TJX COS	COM	872540109	24	425	SH		DFND	5	0	425	0
TJX COS	COM	872540109	95	1,700	SH		DFND	1	0	1,700	0
UNILEVER PLC NEW ADR	COM	904767704	507	11,069	SH		SOLE		11,069	0	0
UNILEVER PLC NEW ADR	COM	904767704	559	12,200	SH		DFND	7	0	12,200	0
UNILEVER PLC NEW ADR	COM	904767704	26	575	SH		DFND	6	0	575	0
UNILEVER PLC NEW ADR	COM	904767704	307	6,695	SH		DFND	12	0	6,695	0
UNILEVER PLC NEW ADR	COM	904767704	21	450	SH		DFND	5	0	450	0
UNION PACIFIC	COM	907818108	69	322	SH		SOLE		322	0	0
UNION PACIFIC	COM	907818108	75	350	SH		DFND	01,06	0	350	0
UNION PACIFIC	COM	907818108	267	1,250	SH		DFND	12	0	1,250	0
UNITED HEALTH GROUP	COM	91324P102	873	1,699	SH		SOLE		1,699	0	0
UNITED HEALTH GROUP	COM	91324P102	1,267	2,467	SH		DFND	7	0	2,467	0
UNITED HEALTH GROUP	COM	91324P102	56	110	SH		DFND	01,06	0	110	0
UNITED HEALTH GROUP	COM	91324P102	21	40	SH		DFND	6	0	40	0
UNITED HEALTH GROUP	COM	91324P102	408	795	SH		DFND	12	0	795	0
UNITED HEALTH GROUP	COM	91324P102	56	110	SH		DFND	5	0	110	0
UNITED HEALTH GROUP	COM	91324P102	180	350	SH		DFND	1	0	350	0
VANGUARD DIVIDEND APPRECIATION	COM	921908844	939	6,548	SH		SOLE		6,548	0	0
WASTE MANAGEMENT INC	COM	94106L109	187	1,225	SH		SOLE		1,225	0	0
WASTE MANAGEMENT INC	COM	94106L109	520	3,400	SH		DFND	7	0	3,400	0
XYLEM INC	COM	98419M100	555	7,093	SH		SOLE		7,093	0	0
XYLEM INC	COM	98419M100	675	8,637	SH		DFND	7	0	8,637	0
XYLEM INC	COM	98419M100	16	200	SH		DFND	6	0	200	0
XYLEM INC	COM	98419M100	203	2,600	SH		DFND	12	0	2,600	0
XYLEM INC	COM	98419M100	20	250	SH		DFND	5	0	250	0
XYLEM INC	COM	98419M100	117	1,500	SH		DFND	1	0	1,500	0
AB TRUST AB DISCOVERY VALUE FU	Equity Mutual Fu	018914408	737	35,346	SH		SOLE		35,346	0	0
ABERDEEN EMERG MKTS INSTL	Equity Mutual Fu	003021714	308	23,411	SH		DFND	7	0	23,411	0
ARTISAN INTERNATIONAL SMALLMID	Equity Mutual Fu	04314H576	1,056	69,766	SH		SOLE		69,766	0	0
FIDELITY TOTAL MARKET INDEX FU	Equity Mutual Fu	315911693	399	3,800	SH		DFND	5	0	3,800	0
OAKMARK INTL FD	Equity Mutual Fu	413838202	991	43,791	SH		DFND	7	0	43,791	0
ROBECO BOSTON PARTNERS LONG SH	Equity Mutual Fu	74925K581	206	12,962	SH		DFND	7	0	12,962	0
T ROWE PRICE INST LARGE-CAP GR	Equity Mutual Fu	45775L408	1,301	26,458	SH		SOLE		26,458	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	2,446	72,308	SH		SOLE		72,308	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	169	4,990	SH		DFND	1	0	4,990	0
VANGUARD PACIFIC STOCK INDEX F	Equity Mutual Fu	922042700	211	2,701	SH		SOLE		2,701	0	0
VANGUARD SMALL CAP INDEX FD AD	Equity Mutual Fu	922908686	244	2,889	SH		SOLE		2,889	0	0
VANGUARD STAR FD	Equity Mutual Fu	921909107	1,458	56,436	SH		SOLE		56,436	0	0
VANGUARD TOTAL STOCK MARKET IN	Equity Mutual Fu	922908728	275	2,998	SH		SOLE		2,998	0	0
WALTHAUSEN FOCUSED SMALL CAP V	Equity Mutual Fu	933310203	454	42,832	SH		DFND	7	0	42,832	0
WCM FOCUSED INTERNATIONAL GROW	Equity Mutual Fu	461418444	678	35,882	SH		SOLE		35,882	0	0