Dempze Nancy E 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,187,159	10,813	SH		SOLE		10,813	0	0
ABBOTT LABS	COM	002824100	1,494,242	13,610	SH		DFND	7	0	13,610	0
ABBOTT LABS	COM	002824100	96,066	875	SH		DFND	01,06	0	875	0
ABBOTT LABS	COM	002824100	33,266	303	SH		DFND	6	0	303	0
ABBOTT LABS	COM	002824100	490,542	4,468	SH		DFND	12	0	4,468	0
ABBOTT LABS	COM	002824100	62,031	565	SH		DFND	5	0	565	0
ABBOTT LABS	COM	002824100	142,727	1,300	SH		DFND	1	0	1,300	0
ABBVIE	COM	00287Y109	60,765	376	SH		SOLE		376	0	0
ABBVIE	COM	00287Y109	232,718	1,440	SH		DFND	12	0	1,440	0
ADVANCED MICRO DEVICES INC	COM	007903107	649,514	10,028	SH		SOLE		10,028	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	889,551	13,734	SH		DFND	7	0	13,734	0
ADVANCED MICRO DEVICES INC	COM	007903107	21,504	332	SH		DFND	6	0	332	0
ADVANCED MICRO DEVICES INC	COM	007903107	266,917	4,121	SH		DFND	12	0	4,121	0
ADVANCED MICRO DEVICES INC	COM	007903107	39,834	615	SH		DFND	5	0	615	0
ADVANCED MICRO DEVICES INC	COM	007903107	94,823	1,464	SH		DFND	1	0	1,464	0
ALPHABET INC CL A	COM	02079K305	981,647	11,126	SH		SOLE		11,126	0	0
ALPHABET INC CL A	COM	02079K305	1,268,483	14,377	SH		DFND	7	0	14,377	0
ALPHABET INC CL A	COM	02079K305	70,584	800	SH		DFND	01,06	0	800	0
ALPHABET INC CL A	COM	02079K305	24,616	279	SH		DFND	6	0	279	0
ALPHABET INC CL A	COM	02079K305	437,180	4,955	SH		DFND	12	0	4,955	0
ALPHABET INC CL A	COM	02079K305	56,467	640	SH		DFND	5	0	640	0
ALPHABET INC CL A	COM	02079K305	97,053	1,100	SH		DFND	1	0	1,100	0
ALPHABET INC CL C	COM	02079K107	145,517	1,640	SH		SOLE		1,640	0	0
ALPHABET INC CL C	COM	02079K107	79,857	900	SH		DFND	1	0	900	0
AMAZON.COM	COM	023135106	547,260	6,515	SH		SOLE		6,515	0	0
AMAZON.COM	COM	023135106	707,700	8,425	SH		DFND	7	0	8,425	0
AMAZON.COM	COM	023135106	42,000	500	SH		DFND	01,06	0	500	0
AMAZON.COM	COM	023135106	15,120	180	SH		DFND	6	0	180	0
AMAZON.COM	COM	023135106	198,660	2,365	SH		DFND	12	0	2,365	0
AMAZON.COM	COM	023135106	21,000	250	SH		DFND	5	0	250	0
AMAZON.COM	COM	023135106	100,800	1,200	SH		DFND	1	0	1,200	0
ANALOG DEVICES	COM	032654105	1,214,642	7,405	SH		SOLE		7,405	0	0
ANALOG DEVICES	COM	032654105	1,695,250	10,335	SH		DFND	7	0	10,335	0
ANALOG DEVICES	COM	032654105	82,015	500	SH		DFND	01,06	0	500	0
ANALOG DEVICES	COM	032654105	40,843	249	SH		DFND	6	0	249	0
ANALOG DEVICES	COM	032654105	528,833	3,224	SH		DFND	12	0	3,224	0
ANALOG DEVICES	COM	032654105	50,849	310	SH		DFND	5	0	310	0
ANALOG DEVICES	COM	032654105	180,433	1,100	SH		DFND	1	0	1,100	0
APPLE INC	COM	037833100	1,390,121	10,699	SH		SOLE		10,699	0	0
APPLE INC	COM	037833100	1,824,867	14,045	SH		DFND	7	0	14,045	0
APPLE INC	COM	037833100	90,301	695	SH		DFND	01,06	0	695	0
APPLE INC	COM	037833100	31,053	239	SH		DFND	6	0	239	0
APPLE INC	COM	037833100	470,347	3,620	SH		DFND	12	0	3,620	0
APPLE INC	COM	037833100	63,666	490	SH		DFND	5	0	490	0
APPLE INC	COM	037833100	324,825	2,500	SH		DFND	1	0	2,500	0
APTARGROUP	COM	038336103	833,208	7,576	SH		SOLE		7,576	0	0
APTARGROUP	COM	038336103	773,379	7,032	SH		DFND	7	0	7,032	0
APTARGROUP	COM	038336103	76,986	700	SH		DFND	01,06	0	700	0
APTARGROUP	COM	038336103	28,485	259	SH		DFND	6	0	259	0
APTARGROUP	COM	038336103	389,879	3,545	SH		DFND	12	0	3,545	0
APTARGROUP	COM	038336103	38,493	350	SH		DFND	5	0	350	0
APTARGROUP	COM	038336103	131,976	1,200	SH		DFND	1	0	1,200	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,497,652	6,270	SH		SOLE		6,270	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,872,185	7,838	SH		DFND	7	0	7,838	0
AUTOMATIC DATA PROCESSING	COM	053015103	107,487	450	SH		DFND	01,06	0	450	0
AUTOMATIC DATA PROCESSING	COM	053015103	41,800	175	SH		DFND	6	0	175	0
AUTOMATIC DATA PROCESSING	COM	053015103	598,344	2,505	SH		DFND	12	0	2,505	0
AUTOMATIC DATA PROCESSING	COM	053015103	70,464	295	SH		DFND	5	0	295	0
AUTOMATIC DATA PROCESSING	COM	053015103	238,860	1,000	SH		DFND	1	0	1,000	0
BECTON DICKINSON	COM	075887109	701,868	2,760	SH		SOLE		2,760	0	0
BECTON DICKINSON	COM	075887109	820,117	3,225	SH		DFND	7	0	3,225	0
BECTON DICKINSON	COM	075887109	27,973	110	SH		DFND	6	0	110	0
BECTON DICKINSON	COM	075887109	352,968	1,388	SH		DFND	12	0	1,388	0
BECTON DICKINSON	COM	075887109	54,674	215	SH		DFND	5	0	215	0
BECTON DICKINSON	COM	075887109	76,290	300	SH		DFND	1	0	300	0
BERKSHIRE HATHAWAY CL B	COM	084670702	324,654	1,051	SH		SOLE		1,051	0	0
BERKSHIRE HATHAWAY CL B	COM	084670702	284,188	920	SH		DFND	12	0	920	0
CANADIAN NATL RAILWAY	COM	136375102	1,292,344	10,871	SH		SOLE		10,871	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,385,784	11,657	SH		DFND	7	0	11,657	0
CANADIAN NATL RAILWAY	COM	136375102	112,936	950	SH		DFND	01,06	0	950	0
CANADIAN NATL RAILWAY	COM	136375102	33,049	278	SH		DFND	6	0	278	0
CANADIAN NATL RAILWAY	COM	136375102	507,618	4,270	SH		DFND	12	0	4,270	0
CANADIAN NATL RAILWAY	COM	136375102	71,328	600	SH		DFND	5	0	600	0
CANADIAN NATL RAILWAY	COM	136375102	202,096	1,700	SH		DFND	1	0	1,700	0
CHEVRON	COM	166764100	82,565	460	SH		SOLE		460	0	0
CHEVRON	COM	166764100	67,309	375	SH		DFND	01,06	0	375	0
CHEVRON	COM	166764100	62,821	350	SH		DFND	7	0	350	0
CHEVRON	COM	166764100	34,642	193	SH		DFND	6	0	193	0
CHEVRON	COM	166764100	81,668	455	SH		DFND	5	0	455	0
CHEVRON	COM	166764100	358,980	2,000	SH		DFND	1	0	2,000	0
CVS HEALTH	COM	126650100	749,434	8,042	SH		SOLE		8,042	0	0
CVS HEALTH	COM	126650100	375,835	4,033	SH		DFND	7	0	4,033	0
CVS HEALTH	COM	126650100	60,573	650	SH		DFND	01,06	0	650	0
CVS HEALTH	COM	126650100	28,237	303	SH		DFND	6	0	303	0
CVS HEALTH	COM	126650100	321,226	3,447	SH		DFND	12	0	3,447	0
CVS HEALTH	COM	126650100	40,538	435	SH		DFND	5	0	435	0
DANAHER CORP	COM	235851102	1,378,591	5,194	SH		SOLE		5,194	0	0
DANAHER CORP	COM	235851102	1,714,613	6,460	SH		DFND	7	0	6,460	0
DANAHER CORP	COM	235851102	99,532	375	SH		DFND	01,06	0	375	0
DANAHER CORP	COM	235851102	32,647	123	SH		DFND	6	0	123	0
DANAHER CORP	COM	235851102	535,618	2,018	SH		DFND	12	0	2,018	0
DANAHER CORP	COM	235851102	61,047	230	SH		DFND	5	0	230	0
DANAHER CORP	COM	235851102	226,669	854	SH		DFND	1	0	854	0
DISNEY	COM	254687106	482,879	5,558	SH		SOLE		5,558	0	0
DISNEY	COM	254687106	552,470	6,359	SH		DFND	7	0	6,359	0
DISNEY	COM	254687106	18,940	218	SH		DFND	6	0	218	0
DISNEY	COM	254687106	265,245	3,053	SH		DFND	12	0	3,053	0
DISNEY	COM	254687106	32,146	370	SH		DFND	5	0	370	0
DISNEY	COM	254687106	78,192	900	SH		DFND	1	0	900	0
EXXON MOBIL	COM	30231G102	187,510	1,700	SH		SOLE		1,700	0	0
EXXON MOBIL	COM	30231G102	82,725	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	1,007,466	9,968	SH		SOLE		9,968	0	0
FISERV	COM	337738108	1,068,916	10,576	SH		DFND	7	0	10,576	0
FISERV	COM	337738108	75,802	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	31,635	313	SH		DFND	6	0	313	0
FISERV	COM	337738108	352,734	3,490	SH		DFND	12	0	3,490	0
FISERV	COM	337738108	35,374	350	SH		DFND	5	0	350	0
FISERV	COM	337738108	131,391	1,300	SH		DFND	1	0	1,300	0
HOME DEPOT	COM	437076102	960,530	3,041	SH		SOLE		3,041	0	0
HOME DEPOT	COM	437076102	1,281,760	4,058	SH		DFND	7	0	4,058	0
HOME DEPOT	COM	437076102	94,758	300	SH		DFND	01,06	0	300	0
HOME DEPOT	COM	437076102	31,270	99	SH		DFND	6	0	99	0
HOME DEPOT	COM	437076102	357,869	1,133	SH		DFND	12	0	1,133	0
HOME DEPOT	COM	437076102	48,958	155	SH		DFND	5	0	155	0
HONEYWELL INTL	COM	438516106	347,166	1,620	SH		SOLE		1,620	0	0
HONEYWELL INTL	COM	438516106	48,217	225	SH		DFND	01,06	0	225	0
HONEYWELL INTL	COM	438516106	607,540	2,835	SH		DFND	7	0	2,835	0
HONEYWELL INTL	COM	438516106	32,145	150	SH		DFND	12	0	150	0
HONEYWELL INTL	COM	438516106	6,429	30	SH		DFND	6	0	30	0
HONEYWELL INTL	COM	438516106	107,150	500	SH		DFND	1	0	500	0
ILLINOIS TOOL WORKS	COM	452308109	176,240	800	SH		SOLE		800	0	0
ILLINOIS TOOL WORKS	COM	452308109	104,642	475	SH		DFND	12	0	475	0
ILLUMINA	COM	452327109	337,876	1,671	SH		SOLE		1,671	0	0
ILLUMINA	COM	452327109	35,385	175	SH		DFND	01,06	0	175	0
ILLUMINA	COM	452327109	410,062	2,028	SH		DFND	7	0	2,028	0
ILLUMINA	COM	452327109	7,684	38	SH		DFND	6	0	38	0
ILLUMINA	COM	452327109	152,459	754	SH		DFND	12	0	754	0
ILLUMINA	COM	452327109	15,165	75	SH		DFND	5	0	75	0
ISHARES RUSSELL 3000	COM	464287689	463,869	2,102	SH		SOLE		2,102	0	0
JOHNSON & JOHNSON	COM	478160104	1,440,757	8,156	SH		SOLE		8,156	0	0
JOHNSON & JOHNSON	COM	478160104	1,427,685	8,082	SH		DFND	7	0	8,082	0
JOHNSON & JOHNSON	COM	478160104	114,822	650	SH		DFND	01,06	0	650	0
JOHNSON & JOHNSON	COM	478160104	35,330	200	SH		DFND	6	0	200	0
JOHNSON & JOHNSON	COM	478160104	551,855	3,124	SH		DFND	12	0	3,124	0
JOHNSON & JOHNSON	COM	478160104	63,594	360	SH		DFND	5	0	360	0
JOHNSON & JOHNSON	COM	478160104	211,980	1,200	SH		DFND	1	0	1,200	0
JPMORGAN CHASE	COM	46625H100	133,161	993	SH		SOLE		993	0	0
JPMORGAN CHASE	COM	46625H100	377,491	2,815	SH		DFND	7	0	2,815	0
LOCKHEED MARTIN CORP	COM	539830109	200,434	412	SH		DFND	7	0	412	0
MARSH & MCLENNAN	COM	571748102	224,225	1,355	SH		DFND	7	0	1,355	0
MASTERCARD	COM	57636Q104	1,386,052	3,986	SH		SOLE		3,986	0	0
MASTERCARD	COM	57636Q104	1,672,234	4,809	SH		DFND	7	0	4,809	0
MASTERCARD	COM	57636Q104	97,364	280	SH		DFND	01,06	0	280	0
MASTERCARD	COM	57636Q104	36,164	104	SH		DFND	6	0	104	0
MASTERCARD	COM	57636Q104	514,640	1,480	SH		DFND	12	0	1,480	0
MASTERCARD	COM	57636Q104	67,807	195	SH		DFND	5	0	195	0
MASTERCARD	COM	57636Q104	104,319	300	SH		DFND	1	0	300	0
MEDTRONIC	COM	G5960L103	310,103	3,990	SH		SOLE		3,990	0	0
MEDTRONIC	COM	G5960L103	143,627	1,848	SH		DFND	7	0	1,848	0
MEDTRONIC	COM	G5960L103	6,218	80	SH		DFND	6	0	80	0
MEDTRONIC	COM	G5960L103	139,352	1,793	SH		DFND	12	0	1,793	0
MEDTRONIC	COM	G5960L103	43,912	565	SH		DFND	5	0	565	0
MERCK	COM	58933Y105	79,329	715	SH		SOLE		715	0	0
MERCK	COM	58933Y105	122,045	1,100	SH		DFND	12	0	1,100	0
MERCK	COM	58933Y105	216,352	1,950	SH		DFND	7	0	1,950	0
MICROSOFT CORP	COM	594918104	1,228,598	5,123	SH		SOLE		5,123	0	0
MICROSOFT CORP	COM	594918104	1,365,535	5,694	SH		DFND	7	0	5,694	0
MICROSOFT CORP	COM	594918104	83,937	350	SH		DFND	01,06	0	350	0
MICROSOFT CORP	COM	594918104	30,697	128	SH		DFND	6	0	128	0
MICROSOFT CORP	COM	594918104	496,427	2,070	SH		DFND	12	0	2,070	0
MICROSOFT CORP	COM	594918104	67,150	280	SH		DFND	5	0	280	0
MICROSOFT CORP	COM	594918104	234,784	979	SH		DFND	1	0	979	0
NESTLE SA ADR	COM	641069406	1,194,230	10,354	SH		SOLE		10,354	0	0
NESTLE SA ADR	COM	641069406	1,213,146	10,518	SH		DFND	7	0	10,518	0
NESTLE SA ADR	COM	641069406	109,573	950	SH		DFND	01,06	0	950	0
NESTLE SA ADR	COM	641069406	33,795	293	SH		DFND	6	0	293	0
NESTLE SA ADR	COM	641069406	484,659	4,202	SH		DFND	12	0	4,202	0
NESTLE SA ADR	COM	641069406	67,474	585	SH		DFND	5	0	585	0
NESTLE SA ADR	COM	641069406	184,544	1,600	SH		DFND	1	0	1,600	0
NIKE INC CLASS B	COM	654106103	584,699	4,997	SH		SOLE		4,997	0	0
NIKE INC CLASS B	COM	654106103	40,953	350	SH		DFND	01,06	0	350	0
NIKE INC CLASS B	COM	654106103	606,229	5,181	SH		DFND	7	0	5,181	0
NIKE INC CLASS B	COM	654106103	23,987	205	SH		DFND	6	0	205	0
NIKE INC CLASS B	COM	654106103	230,510	1,970	SH		DFND	12	0	1,970	0
NIKE INC CLASS B	COM	654106103	40,953	350	SH		DFND	5	0	350	0
NOVARTIS AG ADR	COM	66987V109	747,442	8,239	SH		SOLE		8,239	0	0
NOVARTIS AG ADR	COM	66987V109	877,444	9,672	SH		DFND	7	0	9,672	0
NOVARTIS AG ADR	COM	66987V109	72,576	800	SH		DFND	01,06	0	800	0
NOVARTIS AG ADR	COM	66987V109	31,208	344	SH		DFND	6	0	344	0
NOVARTIS AG ADR	COM	66987V109	297,380	3,278	SH		DFND	12	0	3,278	0
NOVARTIS AG ADR	COM	66987V109	68,040	750	SH		DFND	1	0	750	0
NVIDIA CORP	COM	67066G104	347,667	2,379	SH		SOLE		2,379	0	0
NVIDIA CORP	COM	67066G104	604,873	4,139	SH		DFND	7	0	4,139	0
NVIDIA CORP	COM	67066G104	4,092	28	SH		DFND	6	0	28	0
NVIDIA CORP	COM	67066G104	160,023	1,095	SH		DFND	12	0	1,095	0
NVIDIA CORP	COM	67066G104	27,913	191	SH		DFND	5	0	191	0
NVIDIA CORP	COM	67066G104	92,068	630	SH		DFND	1	0	630	0
ORSTED A S	COM	BYT16L900	77,003	850	SH		SOLE		850	0	0
ORSTED A S	COM	BYT16L900	157,176	1,735	SH		DFND	12	0	1,735	0
ORSTED A S	COM	BYT16L900	90,592	1,000	SH		DFND	7	0	1,000	0
PAYPAL HOLDINGS	COM	70450Y103	128,054	1,798	SH		SOLE		1,798	0	0
PAYPAL HOLDINGS	COM	70450Y103	349,049	4,901	SH		DFND	7	0	4,901	0
PAYPAL HOLDINGS	COM	70450Y103	30,268	425	SH		DFND	01,06	0	425	0
PAYPAL HOLDINGS	COM	70450Y103	6,054	85	SH		DFND	5	0	85	0
PAYPAL HOLDINGS	COM	70450Y103	2,849	40	SH		DFND	6	0	40	0
PEPSICO	COM	713448108	316,155	1,750	SH		SOLE		1,750	0	0
PEPSICO	COM	713448108	121,945	675	SH		DFND	12	0	675	0
PROCTER & GAMBLE	COM	742718109	1,475,740	9,737	SH		SOLE		9,737	0	0
PROCTER & GAMBLE	COM	742718109	1,419,359	9,365	SH		DFND	7	0	9,365	0
PROCTER & GAMBLE	COM	742718109	132,615	875	SH		DFND	01,06	0	875	0
PROCTER & GAMBLE	COM	742718109	38,496	254	SH		DFND	6	0	254	0
PROCTER & GAMBLE	COM	742718109	585,476	3,863	SH		DFND	12	0	3,863	0
PROCTER & GAMBLE	COM	742718109	77,296	510	SH		DFND	5	0	510	0
PROCTER & GAMBLE	COM	742718109	197,028	1,300	SH		DFND	1	0	1,300	0
RAYTHEON TECHNOLOGIES	COM	75513E101	669,301	6,632	SH		SOLE		6,632	0	0
RAYTHEON TECHNOLOGIES	COM	75513E101	1,245,857	12,345	SH		DFND	7	0	12,345	0
RAYTHEON TECHNOLOGIES	COM	75513E101	85,782	850	SH		DFND	01,06	0	850	0
RAYTHEON TECHNOLOGIES	COM	75513E101	40,368	400	SH		DFND	6	0	400	0
RAYTHEON TECHNOLOGIES	COM	75513E101	446,874	4,428	SH		DFND	12	0	4,428	0
RAYTHEON TECHNOLOGIES	COM	75513E101	70,644	700	SH		DFND	5	0	700	0
RAYTHEON TECHNOLOGIES	COM	75513E101	171,564	1,700	SH		DFND	1	0	1,700	0
ROCKWELL AUTOMATION	COM	773903109	1,062,991	4,127	SH		SOLE		4,127	0	0
ROCKWELL AUTOMATION	COM	773903109	1,030,280	4,000	SH		DFND	7	0	4,000	0
ROCKWELL AUTOMATION	COM	773903109	51,514	200	SH		DFND	01,06	0	200	0
ROCKWELL AUTOMATION	COM	773903109	32,969	128	SH		DFND	6	0	128	0
ROCKWELL AUTOMATION	COM	773903109	362,659	1,408	SH		DFND	12	0	1,408	0
ROCKWELL AUTOMATION	COM	773903109	61,817	240	SH		DFND	5	0	240	0
ROCKWELL AUTOMATION	COM	773903109	206,056	800	SH		DFND	1	0	800	0
THERMO FISHER SCIENTIFIC	COM	883556102	41,852	76	SH		SOLE		76	0	0
THERMO FISHER SCIENTIFIC	COM	883556102	27,534	50	SH		DFND	7	0	50	0
THERMO FISHER SCIENTIFIC	COM	883556102	220,276	400	SH		DFND	1	0	400	0
TJX COS	COM	872540109	909,748	11,429	SH		SOLE		11,429	0	0
TJX COS	COM	872540109	1,085,744	13,640	SH		DFND	7	0	13,640	0
TJX COS	COM	872540109	55,720	700	SH		DFND	01,06	0	700	0
TJX COS	COM	872540109	26,507	333	SH		DFND	6	0	333	0
TJX COS	COM	872540109	375,553	4,718	SH		DFND	12	0	4,718	0
TJX COS	COM	872540109	47,760	600	SH		DFND	5	0	600	0
TJX COS	COM	872540109	135,320	1,700	SH		DFND	1	0	1,700	0
UNILEVER PLC NEW ADR	COM	904767704	381,099	7,569	SH		SOLE		7,569	0	0
UNILEVER PLC NEW ADR	COM	904767704	614,270	12,200	SH		DFND	7	0	12,200	0
UNILEVER PLC NEW ADR	COM	904767704	28,951	575	SH		DFND	6	0	575	0
UNILEVER PLC NEW ADR	COM	904767704	247,621	4,918	SH		DFND	12	0	4,918	0
UNILEVER PLC NEW ADR	COM	904767704	22,657	450	SH		DFND	5	0	450	0
UNION PACIFIC	COM	907818108	66,677	322	SH		SOLE		322	0	0
UNION PACIFIC	COM	907818108	72,474	350	SH		DFND	01,06	0	350	0
UNION PACIFIC	COM	907818108	255,731	1,235	SH		DFND	12	0	1,235	0
UNITED HEALTH GROUP	COM	91324P102	929,406	1,753	SH		SOLE		1,753	0	0
UNITED HEALTH GROUP	COM	91324P102	1,360,972	2,567	SH		DFND	7	0	2,567	0
UNITED HEALTH GROUP	COM	91324P102	58,320	110	SH		DFND	01,06	0	110	0
UNITED HEALTH GROUP	COM	91324P102	23,858	45	SH		DFND	6	0	45	0
UNITED HEALTH GROUP	COM	91324P102	402,407	759	SH		DFND	12	0	759	0
UNITED HEALTH GROUP	COM	91324P102	58,320	110	SH		DFND	5	0	110	0
UNITED HEALTH GROUP	COM	91324P102	185,563	350	SH		DFND	1	0	350	0
VANGUARD DIVIDEND APPRECIATION	COM	921908844	946,177	6,231	SH		SOLE		6,231	0	0
WASTE MANAGEMENT INC	COM	94106L109	192,178	1,225	SH		SOLE		1,225	0	0
WASTE MANAGEMENT INC	COM	94106L109	533,392	3,400	SH		DFND	7	0	3,400	0
XYLEM INC	COM	98419M100	894,511	8,090	SH		SOLE		8,090	0	0
XYLEM INC	COM	98419M100	989,823	8,952	SH		DFND	7	0	8,952	0
XYLEM INC	COM	98419M100	22,667	205	SH		DFND	6	0	205	0
XYLEM INC	COM	98419M100	295,554	2,673	SH		DFND	12	0	2,673	0
XYLEM INC	COM	98419M100	44,228	400	SH		DFND	5	0	400	0
XYLEM INC	COM	98419M100	165,855	1,500	SH		DFND	1	0	1,500	0
AB TRUST AB DISCOVERY VALUE FU	Equity Mutual Fu	018914408	530,282	26,174	SH		SOLE		26,174	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	175,400	20,000	SH		SOLE		20,000	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	1,230,842	140,347	SH		DFND	7	0	140,347	0
ARTISAN INTERNATIONAL SMALLMID	Equity Mutual Fu	04314H576	625,412	39,483	SH		SOLE		39,483	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	342,447	27,114	SH		DFND	7	0	27,114	0
OAKMARK INTL FD	Equity Mutual Fu	413838202	1,007,616	43,790	SH		DFND	7	0	43,790	0
ROBECO BOSTON PARTNERS LONG SH	Equity Mutual Fu	74925K581	182,373	12,962	SH		DFND	7	0	12,962	0
T ROWE PRICE INST LARGE-CAP GR	Equity Mutual Fu	45775L408	1,214,969	26,458	SH		SOLE		26,458	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	2,547,403	72,308	SH		SOLE		72,308	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	175,807	4,990	SH		DFND	1	0	4,990	0
VANGUARD PACIFIC STOCK INDEX F	Equity Mutual Fu	922042700	215,502	2,701	SH		SOLE		2,701	0	0
VANGUARD SMALL CAP INDEX FD AD	Equity Mutual Fu	922908686	254,042	2,889	SH		SOLE		2,889	0	0
VANGUARD STAR FD	Equity Mutual Fu	921909107	1,363,495	56,436	SH		SOLE		56,436	0	0
VANGUARD TOTAL STOCK MARKET IN	Equity Mutual Fu	922908728	279,145	2,998	SH		SOLE		2,998	0	0
WCM FOCUSED INTERNATIONAL GROW	Equity Mutual Fu	461418444	705,447	35,882	SH		SOLE		35,882	0	0