Dempze Nancy E 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	1,162,769	11,483	SH		SOLE		11,483	0	0
ABBOTT LABS	COM	002824100	1,378,149	13,610	SH		DFND	7	0	13,610	0
ABBOTT LABS	COM	002824100	88,602	875	SH		DFND	01,06	0	875	0
ABBOTT LABS	COM	002824100	23,391	231	SH		DFND	6	0	231	0
ABBOTT LABS	COM	002824100	445,240	4,397	SH		DFND	12	0	4,397	0
ABBOTT LABS	COM	002824100	65,313	645	SH		DFND	5	0	645	0
ABBOTT LABS	COM	002824100	131,638	1,300	SH		DFND	1	0	1,300	0
ABBVIE	COM	00287Y109	53,867	338	SH		SOLE		338	0	0
ABBVIE	COM	00287Y109	223,915	1,405	SH		DFND	12	0	1,405	0
ADVANCED MICRO DEVICES	COM	007903107	1,037,044	10,581	SH		SOLE		10,581	0	0
ADVANCED MICRO DEVICES	COM	007903107	1,351,362	13,788	SH		DFND	7	0	13,788	0
ADVANCED MICRO DEVICES	COM	007903107	17,838	182	SH		DFND	6	0	182	0
ADVANCED MICRO DEVICES	COM	007903107	398,215	4,063	SH		DFND	12	0	4,063	0
ADVANCED MICRO DEVICES	COM	007903107	70,077	715	SH		DFND	5	0	715	0
ADVANCED MICRO DEVICES	COM	007903107	143,487	1,464	SH		DFND	1	0	1,464	0
ALPHABET INC CL A	COM	02079K305	1,164,162	11,223	SH		SOLE		11,223	0	0
ALPHABET INC CL A	COM	02079K305	1,504,811	14,507	SH		DFND	7	0	14,507	0
ALPHABET INC CL A	COM	02079K305	82,984	800	SH		DFND	01,06	0	800	0
ALPHABET INC CL A	COM	02079K305	24,999	241	SH		DFND	6	0	241	0
ALPHABET INC CL A	COM	02079K305	507,758	4,895	SH		DFND	12	0	4,895	0
ALPHABET INC CL A	COM	02079K305	81,428	785	SH		DFND	5	0	785	0
ALPHABET INC CL A	COM	02079K305	155,595	1,500	SH		DFND	1	0	1,500	0
ALPHABET INC CL C	COM	02079K107	165,568	1,592	SH		SOLE		1,592	0	0
ALPHABET INC CL C	COM	02079K107	93,600	900	SH		DFND	1	0	900	0
AMAZON.COM	COM	023135106	718,898	6,960	SH		SOLE		6,960	0	0
AMAZON.COM	COM	023135106	875,693	8,478	SH		DFND	7	0	8,478	0
AMAZON.COM	COM	023135106	51,645	500	SH		DFND	01,06	0	500	0
AMAZON.COM	COM	023135106	14,461	140	SH		DFND	6	0	140	0
AMAZON.COM	COM	023135106	240,149	2,325	SH		DFND	12	0	2,325	0
AMAZON.COM	COM	023135106	25,822	250	SH		DFND	5	0	250	0
AMAZON.COM	COM	023135106	144,606	1,400	SH		DFND	1	0	1,400	0
ANALOG DEVICES	COM	032654105	1,443,848	7,321	SH		SOLE		7,321	0	0
ANALOG DEVICES	COM	032654105	2,034,324	10,315	SH		DFND	7	0	10,315	0
ANALOG DEVICES	COM	032654105	98,610	500	SH		DFND	01,06	0	500	0
ANALOG DEVICES	COM	032654105	30,175	153	SH		DFND	6	0	153	0
ANALOG DEVICES	COM	032654105	622,426	3,156	SH		DFND	12	0	3,156	0
ANALOG DEVICES	COM	032654105	89,735	455	SH		DFND	5	0	455	0
ANALOG DEVICES	COM	032654105	216,942	1,100	SH		DFND	1	0	1,100	0
APPLE	COM	037833100	1,784,878	10,824	SH		SOLE		10,824	0	0
APPLE	COM	037833100	2,316,020	14,045	SH		DFND	7	0	14,045	0
APPLE	COM	037833100	114,605	695	SH		DFND	01,06	0	695	0
APPLE	COM	037833100	28,528	173	SH		DFND	6	0	173	0
APPLE	COM	037833100	589,517	3,575	SH		DFND	12	0	3,575	0
APPLE	COM	037833100	99,764	605	SH		DFND	5	0	605	0
APPLE	COM	037833100	412,250	2,500	SH		DFND	1	0	2,500	0
APTARGROUP	COM	038336103	929,092	7,861	SH		SOLE		7,861	0	0
APTARGROUP	COM	038336103	831,112	7,032	SH		DFND	7	0	7,032	0
APTARGROUP	COM	038336103	82,733	700	SH		DFND	01,06	0	700	0
APTARGROUP	COM	038336103	22,811	193	SH		DFND	6	0	193	0
APTARGROUP	COM	038336103	413,074	3,495	SH		DFND	12	0	3,495	0
APTARGROUP	COM	038336103	53,185	450	SH		DFND	5	0	450	0
APTARGROUP	COM	038336103	141,828	1,200	SH		DFND	1	0	1,200	0
APTIV PLC	COM	G6095L109	82,908	739	SH		SOLE		739	0	0
APTIV PLC	COM	G6095L109	132,272	1,179	SH		DFND	7	0	1,179	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,415,927	6,360	SH		SOLE		6,360	0	0
AUTOMATIC DATA PROCESSING	COM	053015103	1,740,521	7,818	SH		DFND	7	0	7,818	0
AUTOMATIC DATA PROCESSING	COM	053015103	100,183	450	SH		DFND	01,06	0	450	0
AUTOMATIC DATA PROCESSING	COM	053015103	24,489	110	SH		DFND	6	0	110	0
AUTOMATIC DATA PROCESSING	COM	053015103	548,783	2,465	SH		DFND	12	0	2,465	0
AUTOMATIC DATA PROCESSING	COM	053015103	71,242	320	SH		DFND	5	0	320	0
AUTOMATIC DATA PROCESSING	COM	053015103	222,630	1,000	SH		DFND	1	0	1,000	0
BECTON DICKINSON	COM	075887109	770,344	3,112	SH		SOLE		3,112	0	0
BECTON DICKINSON	COM	075887109	810,941	3,276	SH		DFND	7	0	3,276	0
BECTON DICKINSON	COM	075887109	17,328	70	SH		DFND	01,06	0	70	0
BECTON DICKINSON	COM	075887109	21,041	85	SH		DFND	6	0	85	0
BECTON DICKINSON	COM	075887109	343,338	1,387	SH		DFND	12	0	1,387	0
BECTON DICKINSON	COM	075887109	56,934	230	SH		DFND	5	0	230	0
BECTON DICKINSON	COM	075887109	74,262	300	SH		DFND	1	0	300	0
BERKSHIRE HATHAWAY CL B	COM	084670702	316,798	1,026	SH		SOLE		1,026	0	0
BERKSHIRE HATHAWAY CL B	COM	084670702	284,068	920	SH		DFND	12	0	920	0
CANADIAN NATL RAILWAY	COM	136375102	1,342,735	11,382	SH		SOLE		11,382	0	0
CANADIAN NATL RAILWAY	COM	136375102	1,375,176	11,657	SH		DFND	7	0	11,657	0
CANADIAN NATL RAILWAY	COM	136375102	106,173	900	SH		DFND	01,06	0	900	0
CANADIAN NATL RAILWAY	COM	136375102	24,892	211	SH		DFND	6	0	211	0
CANADIAN NATL RAILWAY	COM	136375102	489,575	4,150	SH		DFND	12	0	4,150	0
CANADIAN NATL RAILWAY	COM	136375102	74,911	635	SH		DFND	5	0	635	0
CANADIAN NATL RAILWAY	COM	136375102	200,549	1,700	SH		DFND	1	0	1,700	0
CHEVRON	COM	166764100	76,196	467	SH		SOLE		467	0	0
CHEVRON	COM	166764100	57,106	350	SH		DFND	01,06	0	350	0
CHEVRON	COM	166764100	57,106	350	SH		DFND	7	0	350	0
CHEVRON	COM	166764100	20,558	126	SH		DFND	6	0	126	0
CHEVRON	COM	166764100	74,238	455	SH		DFND	5	0	455	0
CHEVRON	COM	166764100	293,688	1,800	SH		DFND	1	0	1,800	0
CVS HEALTH	COM	126650100	604,512	8,135	SH		SOLE		8,135	0	0
CVS HEALTH	COM	126650100	310,839	4,183	SH		DFND	7	0	4,183	0
CVS HEALTH	COM	126650100	48,301	650	SH		DFND	01,06	0	650	0
CVS HEALTH	COM	126650100	16,794	226	SH		DFND	6	0	226	0
CVS HEALTH	COM	126650100	252,431	3,397	SH		DFND	12	0	3,397	0
CVS HEALTH	COM	126650100	36,040	485	SH		DFND	5	0	485	0
DANAHER CORP	COM	235851102	1,347,154	5,345	SH		SOLE		5,345	0	0
DANAHER CORP	COM	235851102	1,624,398	6,445	SH		DFND	7	0	6,445	0
DANAHER CORP	COM	235851102	94,515	375	SH		DFND	01,06	0	375	0
DANAHER CORP	COM	235851102	22,936	91	SH		DFND	6	0	91	0
DANAHER CORP	COM	235851102	502,064	1,992	SH		DFND	12	0	1,992	0
DANAHER CORP	COM	235851102	71,831	285	SH		DFND	5	0	285	0
DANAHER CORP	COM	235851102	226,836	900	SH		DFND	1	0	900	0
DISNEY	COM	254687106	594,272	5,935	SH		SOLE		5,935	0	0
DISNEY	COM	254687106	35,045	350	SH		DFND	01,06	0	350	0
DISNEY	COM	254687106	386,402	3,859	SH		DFND	7	0	3,859	0
DISNEY	COM	254687106	16,622	166	SH		DFND	6	0	166	0
DISNEY	COM	254687106	300,590	3,002	SH		DFND	12	0	3,002	0
DISNEY	COM	254687106	32,542	325	SH		DFND	5	0	325	0
DISNEY	COM	254687106	90,117	900	SH		DFND	1	0	900	0
EDWARDS LIFESCIENCES	COM	28176E108	105,729	1,278	SH		SOLE		1,278	0	0
EDWARDS LIFESCIENCES	COM	28176E108	26,887	325	SH		DFND	01,06	0	325	0
EDWARDS LIFESCIENCES	COM	28176E108	97,787	1,182	SH		DFND	7	0	1,182	0
EXXON MOBIL	COM	30231G102	186,422	1,700	SH		SOLE		1,700	0	0
EXXON MOBIL	COM	30231G102	82,245	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	1,183,650	10,472	SH		SOLE		10,472	0	0
FISERV	COM	337738108	1,195,405	10,576	SH		DFND	7	0	10,576	0
FISERV	COM	337738108	84,772	750	SH		DFND	01,06	0	750	0
FISERV	COM	337738108	26,110	231	SH		DFND	6	0	231	0
FISERV	COM	337738108	388,823	3,440	SH		DFND	12	0	3,440	0
FISERV	COM	337738108	52,559	465	SH		DFND	5	0	465	0
FISERV	COM	337738108	146,939	1,300	SH		DFND	1	0	1,300	0
HOME DEPOT	COM	437076102	956,779	3,242	SH		SOLE		3,242	0	0
HOME DEPOT	COM	437076102	1,197,597	4,058	SH		DFND	7	0	4,058	0
HOME DEPOT	COM	437076102	88,536	300	SH		DFND	01,06	0	300	0
HOME DEPOT	COM	437076102	17,117	58	SH		DFND	6	0	58	0
HOME DEPOT	COM	437076102	319,320	1,082	SH		DFND	12	0	1,082	0
HOME DEPOT	COM	437076102	45,744	155	SH		DFND	5	0	155	0
HOME DEPOT	COM	437076102	44,268	150	SH		DFND	1	0	150	0
HONEYWELL INTL	COM	438516106	356,057	1,863	SH		SOLE		1,863	0	0
HONEYWELL INTL	COM	438516106	43,002	225	SH		DFND	01,06	0	225	0
HONEYWELL INTL	COM	438516106	541,825	2,835	SH		DFND	7	0	2,835	0
HONEYWELL INTL	COM	438516106	28,668	150	SH		DFND	12	0	150	0
HONEYWELL INTL	COM	438516106	5,734	30	SH		DFND	6	0	30	0
HONEYWELL INTL	COM	438516106	105,116	550	SH		DFND	1	0	550	0
ILLINOIS TOOL WORKS	COM	452308109	164,329	675	SH		SOLE		675	0	0
ILLINOIS TOOL WORKS	COM	452308109	115,639	475	SH		DFND	12	0	475	0
ILLUMINA	COM	452327109	392,312	1,687	SH		SOLE		1,687	0	0
ILLUMINA	COM	452327109	40,696	175	SH		DFND	01,06	0	175	0
ILLUMINA	COM	452327109	471,611	2,028	SH		DFND	7	0	2,028	0
ILLUMINA	COM	452327109	9,767	42	SH		DFND	6	0	42	0
ILLUMINA	COM	452327109	172,785	743	SH		DFND	12	0	743	0
ILLUMINA	COM	452327109	33,720	145	SH		DFND	5	0	145	0
ISHARES RUSSELL 3000	COM	464287689	494,832	2,102	SH		SOLE		2,102	0	0
JOHNSON & JOHNSON	COM	478160104	1,345,245	8,679	SH		SOLE		8,679	0	0
JOHNSON & JOHNSON	COM	478160104	1,275,960	8,232	SH		DFND	7	0	8,232	0
JOHNSON & JOHNSON	COM	478160104	96,875	625	SH		DFND	01,06	0	625	0
JOHNSON & JOHNSON	COM	478160104	20,925	135	SH		DFND	6	0	135	0
JOHNSON & JOHNSON	COM	478160104	471,355	3,041	SH		DFND	12	0	3,041	0
JOHNSON & JOHNSON	COM	478160104	65,100	420	SH		DFND	5	0	420	0
JOHNSON & JOHNSON	COM	478160104	193,750	1,250	SH		DFND	1	0	1,250	0
JPMORGAN CHASE	COM	46625H100	129,398	993	SH		SOLE		993	0	0
JPMORGAN CHASE	COM	46625H100	366,823	2,815	SH		DFND	7	0	2,815	0
MARSH & MCLENNAN	COM	571748102	225,675	1,355	SH		DFND	7	0	1,355	0
MASTERCARD	COM	57636Q104	1,459,455	4,016	SH		SOLE		4,016	0	0
MASTERCARD	COM	57636Q104	1,745,822	4,804	SH		DFND	7	0	4,804	0
MASTERCARD	COM	57636Q104	101,755	280	SH		DFND	01,06	0	280	0
MASTERCARD	COM	57636Q104	28,346	78	SH		DFND	6	0	78	0
MASTERCARD	COM	57636Q104	524,401	1,443	SH		DFND	12	0	1,443	0
MASTERCARD	COM	57636Q104	79,950	220	SH		DFND	5	0	220	0
MASTERCARD	COM	57636Q104	127,193	350	SH		DFND	1	0	350	0
MEDTRONIC	COM	G5960L103	524,111	6,501	SH		SOLE		6,501	0	0
MEDTRONIC	COM	G5960L103	107,225	1,330	SH		DFND	7	0	1,330	0
MEDTRONIC	COM	G5960L103	36,279	450	SH		DFND	01,06	0	450	0
MEDTRONIC	COM	G5960L103	9,271	115	SH		DFND	6	0	115	0
MEDTRONIC	COM	G5960L103	150,921	1,872	SH		DFND	12	0	1,872	0
MEDTRONIC	COM	G5960L103	42,325	525	SH		DFND	5	0	525	0
MEDTRONIC	COM	G5960L103	48,372	600	SH		DFND	1	0	600	0
MERCK	COM	58933Y105	76,069	715	SH		SOLE		715	0	0
MERCK	COM	58933Y105	117,029	1,100	SH		DFND	12	0	1,100	0
MERCK	COM	58933Y105	207,460	1,950	SH		DFND	7	0	1,950	0
MICROSOFT	COM	594918104	1,607,561	5,576	SH		SOLE		5,576	0	0
MICROSOFT	COM	594918104	1,641,868	5,695	SH		DFND	7	0	5,695	0
MICROSOFT	COM	594918104	100,905	350	SH		DFND	01,06	0	350	0
MICROSOFT	COM	594918104	23,352	81	SH		DFND	6	0	81	0
MICROSOFT	COM	594918104	589,573	2,045	SH		DFND	12	0	2,045	0
MICROSOFT	COM	594918104	96,580	335	SH		DFND	5	0	335	0
MICROSOFT	COM	594918104	282,246	979	SH		DFND	1	0	979	0
NESTLE SA ADR	COM	641069406	1,306,220	10,734	SH		SOLE		10,734	0	0
NESTLE SA ADR	COM	641069406	1,279,935	10,518	SH		DFND	7	0	10,518	0
NESTLE SA ADR	COM	641069406	115,605	950	SH		DFND	01,06	0	950	0
NESTLE SA ADR	COM	641069406	26,893	221	SH		DFND	6	0	221	0
NESTLE SA ADR	COM	641069406	503,310	4,136	SH		DFND	12	0	4,136	0
NESTLE SA ADR	COM	641069406	77,273	635	SH		DFND	5	0	635	0
NESTLE SA ADR	COM	641069406	194,704	1,600	SH		DFND	1	0	1,600	0
NIKE INC CLASS B	COM	654106103	703,340	5,735	SH		SOLE		5,735	0	0
NIKE INC CLASS B	COM	654106103	709,104	5,782	SH		DFND	7	0	5,782	0
NIKE INC CLASS B	COM	654106103	42,924	350	SH		DFND	01,06	0	350	0
NIKE INC CLASS B	COM	654106103	19,009	155	SH		DFND	6	0	155	0
NIKE INC CLASS B	COM	654106103	237,922	1,940	SH		DFND	12	0	1,940	0
NIKE INC CLASS B	COM	654106103	48,443	395	SH		DFND	5	0	395	0
NIKE INC CLASS B	COM	654106103	49,056	400	SH		DFND	1	0	400	0
NOVARTIS AG ADR	COM	66987V109	783,748	8,519	SH		SOLE		8,519	0	0
NOVARTIS AG ADR	COM	66987V109	912,824	9,922	SH		DFND	7	0	9,922	0
NOVARTIS AG ADR	COM	66987V109	73,600	800	SH		DFND	01,06	0	800	0
NOVARTIS AG ADR	COM	66987V109	23,736	258	SH		DFND	6	0	258	0
NOVARTIS AG ADR	COM	66987V109	296,424	3,222	SH		DFND	12	0	3,222	0
NOVARTIS AG ADR	COM	66987V109	69,000	750	SH		DFND	1	0	750	0
NVIDIA CORP	COM	67066G104	777,200	2,798	SH		SOLE		2,798	0	0
NVIDIA CORP	COM	67066G104	1,269,131	4,569	SH		DFND	7	0	4,569	0
NVIDIA CORP	COM	67066G104	41,665	150	SH		DFND	01,06	0	150	0
NVIDIA CORP	COM	67066G104	11,666	42	SH		DFND	6	0	42	0
NVIDIA CORP	COM	67066G104	298,603	1,075	SH		DFND	12	0	1,075	0
NVIDIA CORP	COM	67066G104	72,220	260	SH		DFND	5	0	260	0
NVIDIA CORP	COM	67066G104	242,215	872	SH		DFND	1	0	872	0
ORSTED A S	COM	BYT16L900	71,954	850	SH		SOLE		850	0	0
ORSTED A S	COM	BYT16L900	146,870	1,735	SH		DFND	12	0	1,735	0
ORSTED A S	COM	BYT16L900	84,651	1,000	SH		DFND	7	0	1,000	0
PAYPAL HOLDINGS	COM	70450Y103	65,536	863	SH		SOLE		863	0	0
PAYPAL HOLDINGS	COM	70450Y103	352,286	4,639	SH		DFND	7	0	4,639	0
PAYPAL HOLDINGS	COM	70450Y103	32,274	425	SH		DFND	01,06	0	425	0
PAYPAL HOLDINGS	COM	70450Y103	6,455	85	SH		DFND	5	0	85	0
PAYPAL HOLDINGS	COM	70450Y103	3,038	40	SH		DFND	6	0	40	0
PEPSICO	COM	713448108	309,910	1,700	SH		SOLE		1,700	0	0
PEPSICO	COM	713448108	118,495	650	SH		DFND	12	0	650	0
PROCTER & GAMBLE	COM	742718109	1,474,559	9,917	SH		SOLE		9,917	0	0
PROCTER & GAMBLE	COM	742718109	1,392,482	9,365	SH		DFND	7	0	9,365	0
PROCTER & GAMBLE	COM	742718109	126,386	850	SH		DFND	01,06	0	850	0
PROCTER & GAMBLE	COM	742718109	27,210	183	SH		DFND	6	0	183	0
PROCTER & GAMBLE	COM	742718109	565,319	3,802	SH		DFND	12	0	3,802	0
PROCTER & GAMBLE	COM	742718109	75,832	510	SH		DFND	5	0	510	0
PROCTER & GAMBLE	COM	742718109	193,297	1,300	SH		DFND	1	0	1,300	0
RAYTHEON TECHNOLOGIES	COM	75513E101	680,320	6,947	SH		SOLE		6,947	0	0
RAYTHEON TECHNOLOGIES	COM	75513E101	1,213,842	12,395	SH		DFND	7	0	12,395	0
RAYTHEON TECHNOLOGIES	COM	75513E101	83,240	850	SH		DFND	01,06	0	850	0
RAYTHEON TECHNOLOGIES	COM	75513E101	25,951	265	SH		DFND	6	0	265	0
RAYTHEON TECHNOLOGIES	COM	75513E101	417,378	4,262	SH		DFND	12	0	4,262	0
RAYTHEON TECHNOLOGIES	COM	75513E101	70,999	725	SH		DFND	5	0	725	0
RAYTHEON TECHNOLOGIES	COM	75513E101	176,274	1,800	SH		DFND	1	0	1,800	0
ROCKWELL AUTOMATION	COM	773903109	1,298,810	4,426	SH		SOLE		4,426	0	0
ROCKWELL AUTOMATION	COM	773903109	1,173,800	4,000	SH		DFND	7	0	4,000	0
ROCKWELL AUTOMATION	COM	773903109	58,690	200	SH		DFND	01,06	0	200	0
ROCKWELL AUTOMATION	COM	773903109	26,704	91	SH		DFND	6	0	91	0
ROCKWELL AUTOMATION	COM	773903109	407,895	1,390	SH		DFND	12	0	1,390	0
ROCKWELL AUTOMATION	COM	773903109	80,699	275	SH		DFND	5	0	275	0
ROCKWELL AUTOMATION	COM	773903109	234,760	800	SH		DFND	1	0	800	0
THERMO FISHER SCIENTIFIC	COM	883556102	41,499	72	SH		SOLE		72	0	0
THERMO FISHER SCIENTIFIC	COM	883556102	28,818	50	SH		DFND	7	0	50	0
THERMO FISHER SCIENTIFIC	COM	883556102	230,548	400	SH		DFND	1	0	400	0
TJX COS	COM	872540109	952,936	12,161	SH		SOLE		12,161	0	0
TJX COS	COM	872540109	1,068,830	13,640	SH		DFND	7	0	13,640	0
TJX COS	COM	872540109	54,852	700	SH		DFND	01,06	0	700	0
TJX COS	COM	872540109	19,668	251	SH		DFND	6	0	251	0
TJX COS	COM	872540109	360,613	4,602	SH		DFND	12	0	4,602	0
TJX COS	COM	872540109	47,016	600	SH		DFND	5	0	600	0
TJX COS	COM	872540109	133,212	1,700	SH		DFND	1	0	1,700	0
UNILEVER PLC NEW ADR	COM	904767704	393,785	7,583	SH		SOLE		7,583	0	0
UNILEVER PLC NEW ADR	COM	904767704	503,721	9,700	SH		DFND	7	0	9,700	0
UNILEVER PLC NEW ADR	COM	904767704	22,070	425	SH		DFND	6	0	425	0
UNILEVER PLC NEW ADR	COM	904767704	227,557	4,382	SH		DFND	12	0	4,382	0
UNILEVER PLC NEW ADR	COM	904767704	23,368	450	SH		DFND	5	0	450	0
UNION PACIFIC	COM	907818108	60,378	300	SH		SOLE		300	0	0
UNION PACIFIC	COM	907818108	70,441	350	SH		DFND	01,06	0	350	0
UNION PACIFIC	COM	907818108	248,556	1,235	SH		DFND	12	0	1,235	0
UNITED HEALTH GROUP	COM	91324P102	851,135	1,801	SH		SOLE		1,801	0	0
UNITED HEALTH GROUP	COM	91324P102	1,213,139	2,567	SH		DFND	7	0	2,567	0
UNITED HEALTH GROUP	COM	91324P102	63,800	135	SH		DFND	01,06	0	135	0
UNITED HEALTH GROUP	COM	91324P102	16,541	35	SH		DFND	6	0	35	0
UNITED HEALTH GROUP	COM	91324P102	354,915	751	SH		DFND	12	0	751	0
UNITED HEALTH GROUP	COM	91324P102	51,985	110	SH		DFND	5	0	110	0
UNITED HEALTH GROUP	COM	91324P102	165,406	350	SH		DFND	1	0	350	0
VANGUARD DIVIDEND APPRECIATION	COM	921908844	959,636	6,231	SH		SOLE		6,231	0	0
VISA	COM	92826C839	61,776	274	SH		SOLE		274	0	0
VISA	COM	92826C839	31,564	140	SH		DFND	7	0	140	0
VISA	COM	92826C839	112,730	500	SH		DFND	1	0	500	0
WASTE MANAGEMENT INC	COM	94106L109	199,883	1,225	SH		SOLE		1,225	0	0
WASTE MANAGEMENT INC	COM	94106L109	554,778	3,400	SH		DFND	7	0	3,400	0
XYLEM INC	COM	98419M100	901,781	8,613	SH		SOLE		8,613	0	0
XYLEM INC	COM	98419M100	937,274	8,952	SH		DFND	7	0	8,952	0
XYLEM INC	COM	98419M100	14,134	135	SH		DFND	6	0	135	0
XYLEM INC	COM	98419M100	272,953	2,607	SH		DFND	12	0	2,607	0
XYLEM INC	COM	98419M100	49,732	475	SH		DFND	5	0	475	0
XYLEM INC	COM	98419M100	157,050	1,500	SH		DFND	1	0	1,500	0
AB TRUST AB DISCOVERY VALUE FU	Equity Mutual Fu	018914408	510,748	24,674	SH		SOLE		24,674	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	178,200	20,000	SH		SOLE		20,000	0	0
AMG RIVER ROAD SMALL-MID CAP V	Equity Mutual Fu	00171A878	1,250,491	140,347	SH		DFND	7	0	140,347	0
ARTISAN INTERNATIONAL SMALLMID	Equity Mutual Fu	04314H576	673,581	39,483	SH		SOLE		39,483	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	24,585	1,887	SH		SOLE		1,887	0	0
GQG PARTNERS EMERGING MARKETS	Equity Mutual Fu	00771X419	433,477	33,268	SH		DFND	7	0	33,268	0
OAKMARK INTL FD	Equity Mutual Fu	413838202	1,144,242	43,790	SH		DFND	7	0	43,790	0
ROBECO BOSTON PARTNERS LONG SH	Equity Mutual Fu	74925K581	177,837	12,962	SH		DFND	7	0	12,962	0
T ROWE PRICE INST LARGE-CAP GR	Equity Mutual Fu	45775L408	1,387,213	26,458	SH		SOLE		26,458	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	2,547,403	72,308	SH		SOLE		72,308	0	0
VANGUARD DIVIDEND GROWTH	Equity Mutual Fu	921908604	175,807	4,990	SH		DFND	1	0	4,990	0
VANGUARD PACIFIC STOCK INDEX F	Equity Mutual Fu	922042700	226,844	2,701	SH		SOLE		2,701	0	0
VANGUARD SMALL CAP INDEX FD AD	Equity Mutual Fu	922908686	262,448	2,889	SH		SOLE		2,889	0	0
VANGUARD STAR FD	Equity Mutual Fu	921909107	1,440,248	56,436	SH		SOLE		56,436	0	0
VANGUARD TOTAL STOCK MARKET IN	Equity Mutual Fu	922908728	297,945	2,998	SH		SOLE		2,998	0	0
WCM FOCUSED INTERNATIONAL GROW	Equity Mutual Fu	461418444	780,082	35,882	SH		SOLE		35,882	0	0