Somerset Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	Common Stock	88579Y101	2,973	19,970	SH		SOLE		19,970	0	0
3M CO COM	Common Stock	88579Y101	7	47	SH		OTR		47	0	0
ABBOTT LABS COM	Common Stock	002824100	4,945	41,781	SH		SOLE		41,781	0	0
ABBOTT LABS COM	Common Stock	002824100	9	76	SH		OTR		76	0	0
ABBVIE INC COM	Common Stock	00287Y109	330	2,038	SH		SOLE		2,038	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	4,491	13,317	SH		SOLE		13,317	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	8	23	SH		OTR		23	0	0
ADOBE SYS INC COM	Common Stock	00724F101	379	831	SH		SOLE		831	0	0
AFLAC INC	Common Stock	001055102	4,048	62,873	SH		SOLE		62,873	0	0
AFLAC INC	Common Stock	001055102	8	123	SH		OTR		123	0	0
AGREE REALTY CORP COM	Common Stock	008492100	268	4,042	SH		SOLE		4,042	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	3,113	12,455	SH		SOLE		12,455	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	5	21	SH		OTR		21	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	615	221	SH		SOLE		221	0	0
AMERCO COM	Common Stock	023586100	270	452	SH		SOLE		452	0	0
AMERICAN ELEC PWR INC COM	Common Stock	025537101	279	2,801	SH		SOLE		2,801	0	0
AMERICAN INTL GROUP INC COM NEW	Common Stock	026874784	538	8,571	SH		SOLE		8,571	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1,178	4,690	SH		SOLE		4,690	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1	4	SH		OTR		4	0	0
AMGEN INC COM	Common Stock	031162100	4,747	19,630	SH		SOLE		19,630	0	0
AMGEN INC COM	Common Stock	031162100	6	26	SH		OTR		26	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	4,761	28,822	SH		SOLE		28,822	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	9	54	SH		OTR		54	0	0
APPLE INC	Common Stock	037833100	12,171	69,706	SH		SOLE		69,706	0	0
APPLE INC	Common Stock	037833100	5	27	SH		OTR		27	0	0
AT&T INC COM	Common Stock	00206R102	971	41,103	SH		SOLE		41,103	0	0
AT&T INC COM	Common Stock	00206R102	6	257	SH		OTR		257	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	4,695	20,635	SH		SOLE		20,635	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	9	41	SH		OTR		41	0	0
AXALTA COATING SYS LTD COM	Common Stock	G0750C108	309	12,554	SH		SOLE		12,554	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	3,839	14,431	SH		SOLE		14,431	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	7	28	SH		OTR		28	0	0
BERKLEY W R CORP	Common Stock	084423102	331	4,976	SH		SOLE		4,976	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Common Stock	084670108	529	1	SH		SOLE		1	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Common Stock	084670702	343	971	SH		SOLE		971	0	0
BLACKROCK INC COM	Common Stock	09247X101	3,302	4,321	SH		SOLE		4,321	0	0
BLACKROCK INC COM	Common Stock	09247X101	6	8	SH		OTR		8	0	0
BOOZ ALLEN HAMILTON HLDG CORCL A	Common Stock	099502106	411	4,680	SH		SOLE		4,680	0	0
BROOKFIELD RENEWABLE CORP	Common Stock	11284V105	335	7,649	SH		SOLE		7,649	0	0
BROWN & BROWN INC	Common Stock	115236101	440	6,083	SH		SOLE		6,083	0	0
BRUNSWICK CORPORATION	Common Stock	117043109	224	2,774	SH		SOLE		2,774	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,682	12,813	SH		SOLE		12,813	0	0
CBOE GLOBAL MARKETS INC COM	Common Stock	12503M108	303	2,649	SH		SOLE		2,649	0	0
CENTENE CORP DEL COM	Common Stock	15135B101	452	5,363	SH		SOLE		5,363	0	0
CHECK POINT SOFTWARE TECH LTD	Common Stock	M22465104	209	1,514	SH		SOLE		1,514	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	2,430	14,924	SH		SOLE		14,924	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	18	108	SH		OTR		108	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	3,384	15,821	SH		SOLE		15,821	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	6	29	SH		OTR		29	0	0
CHURCH & DWIGHT INC	Common Stock	171340102	356	3,587	SH		SOLE		3,587	0	0
CIGNA CORP NEW COM	Common Stock	125523100	626	2,612	SH		SOLE		2,612	0	0
CISCO SYS INC COM	Common Stock	17275R102	6,282	112,667	SH		SOLE		112,667	0	0
CISCO SYS INC COM	Common Stock	17275R102	7	133	SH		OTR		133	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	1,315	24,630	SH		SOLE		24,630	0	0
CLOROX COMPANY COM	Common Stock	189054109	1,754	12,619	SH		SOLE		12,619	0	0
CLOROX COMPANY COM	Common Stock	189054109	4	28	SH		OTR		28	0	0
COGENT COMMUNICATIONS HLDGS COM NEW	Common Stock	19239V302	234	3,529	SH		SOLE		3,529	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	2,196	28,958	SH		SOLE		28,958	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	3	46	SH		OTR		46	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2,446	52,243	SH		SOLE		52,243	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2	43	SH		OTR		43	0	0
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	5,042	8,755	SH		SOLE		8,755	0	0
CULLEN FROST BANKKERS INC	Common Stock	229899109	511	3,692	SH		SOLE		3,692	0	0
CVS HEALTH CORP.	Common Stock	126650100	269	2,661	SH		SOLE		2,661	0	0
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	658	16,636	SH		SOLE		16,636	0	0
DIAMONDBACK ENERGY INC COM	Common Stock	25278X109	259	1,889	SH		SOLE		1,889	0	0
DISCOVERY COMMUNICATIONS INC	Common Stock	25470F104	300	12,036	SH		SOLE		12,036	0	0
DISNEY WALT CO COM DISNEY	Common Stock	254687106	337	2,455	SH		SOLE		2,455	0	0
DOMINION RES INC VA NEW COM	Common Stock	25746U109	257	3,020	SH		SOLE		3,020	0	0
DONALDSON INC COM	Common Stock	257651109	326	6,287	SH		SOLE		6,287	0	0
DOUGLAS EMMETT INC	Common Stock	25960P109	302	9,031	SH		SOLE		9,031	0	0
DYCOM INDS INC	Common Stock	267475101	269	2,828	SH		SOLE		2,828	0	0
EASTGROUP PROPERTIES INC.	Common Stock	277276101	439	2,162	SH		SOLE		2,162	0	0
EMERSON ELEC CO COM	Common Stock	291011104	2,638	26,909	SH		SOLE		26,909	0	0
EMERSON ELEC CO COM	Common Stock	291011104	5	52	SH		OTR		52	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	2,883	32,688	SH		SOLE		32,688	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	5	61	SH		OTR		61	0	0
EXXON MOBIL CORP	Common Stock	30231G102	402	4,867	SH		SOLE		4,867	0	0
EXXON MOBIL CORP	Common Stock	30231G102	2	23	SH		OTR		23	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	3,902	8,987	SH		SOLE		8,987	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	7	16	SH		OTR		16	0	0
FEDEX CORP COM	Common Stock	31428X106	235	1,016	SH		SOLE		1,016	0	0
FIRST FINL BANKSHARES INC	Common Stock	32020R109	278	6,290	SH		SOLE		6,290	0	0
FIRST REP BK SAN FRANCISCO CCOM	Common Stock	33616C100	253	1,563	SH		SOLE		1,563	0	0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX	Exchange Traded Fund	33733E302	5,604	29,830	SH		SOLE		29,830	0	0
FIVE BELOW INC COM	Common Stock	33829M101	325	2,051	SH		SOLE		2,051	0	0
GALLAGHER ARTHUR J & CO COM	Common Stock	363576109	510	2,923	SH		SOLE		2,923	0	0
GENERAL DYNAMICS	Common Stock	369550108	3,725	15,446	SH		SOLE		15,446	0	0
GENERAL DYNAMICS	Common Stock	369550108	7	31	SH		OTR		31	0	0
GILEAD SCIENCES INC	Common Stock	375558103	563	9,467	SH		SOLE		9,467	0	0
GRACO INC	Common Stock	384109104	254	3,637	SH		SOLE		3,637	0	0
GUIDEWIRE SOFTWARE INC COM	Common Stock	40171V100	259	2,732	SH		SOLE		2,732	0	0
GXO LOGISTICS INCORPORATED	Common Stock	36262G101	240	3,366	SH		SOLE		3,366	0	0
HERSHEY FOODS CORP COM	Common Stock	427866108	310	1,431	SH		SOLE		1,431	0	0
HOME DEPOT INC COM	Common Stock	437076102	2,895	9,670	SH		SOLE		9,670	0	0
HONEYWELL INTL INC	Common Stock	438516106	250	1,285	SH		SOLE		1,285	0	0
HUBBELL INC COM	Common Stock	443510607	315	1,714	SH		SOLE		1,714	0	0
HUNT J B TRANS SVCS INC COM	Common Stock	445658107	680	3,388	SH		SOLE		3,388	0	0
ICON PLC SHS	Common Stock	G4705A100	534	2,196	SH		SOLE		2,196	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	4,218	20,142	SH		SOLE		20,142	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	8	37	SH		OTR		37	0	0
INFOSYS LTD SPONSORED ADR	Common Stock	456788108	249	10,014	SH		SOLE		10,014	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT	Exchange Traded Fund	46138E149	430	2,672	SH		SOLE		2,672	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO	Exchange Traded Fund	46138E115	625	4,481	SH		SOLE		4,481	0	0
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	469	1,033	SH		SOLE		1,033	0	0
ISHARES CORE S&P MID-CAP ETF	Exchange Traded Fund	464287507	673	2,509	SH		SOLE		2,509	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	583	5,402	SH		SOLE		5,402	0	0
ISHARES TR U.S. PFD STK ETF	Fixed Income ETF	464288687	1,097	30,132	SH		SOLE		30,132	0	0
ISHARES TR	Common Stock	464287150	947	9,385	SH		SOLE		9,385	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	6,896	38,912	SH		SOLE		38,912	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	9	49	SH		OTR		49	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	5,625	41,260	SH		SOLE		41,260	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	5	40	SH		OTR		40	0	0
KEYSIGHT TECHNOLOGIES INC	Common Stock	49338L103	433	2,743	SH		SOLE		2,743	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	4,418	17,780	SH		SOLE		17,780	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	9	36	SH		OTR		36	0	0
LAMB WESTON HLDGS INC COM	Common Stock	513272104	245	4,084	SH		SOLE		4,084	0	0
LIBERTY GLOBAL PLC SHS CL A	Common Stock	G5480U104	322	12,607	SH		SOLE		12,607	0	0
LINDE PLC COM	Int'l Common Stock	G5494J103	4,180	13,086	SH		SOLE		13,086	0	0
LINDE PLC COM	Int'l Common Stock	G5494J103	7	22	SH		OTR		22	0	0
LOWES COS INC COM	Common Stock	548661107	6,811	33,685	SH		SOLE		33,685	0	0
LOWES COS INC COM	Common Stock	548661107	10	47	SH		OTR		47	0	0
M & T BANK CORP	Common Stock	55261F104	474	2,795	SH		SOLE		2,795	0	0
MARKEL CORP COM	Common Stock	570535104	236	160	SH		SOLE		160	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	288	807	SH		SOLE		807	0	0
MCCORMICK & CO INC	Common Stock	579780206	220	2,200	SH		SOLE		2,200	0	0
MCDONALDS CORP COM	Common Stock	580135101	4,744	19,185	SH		SOLE		19,185	0	0
MCDONALDS CORP COM	Common Stock	580135101	5	21	SH		OTR		21	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	5,919	53,350	SH		SOLE		53,350	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	7	64	SH		OTR		64	0	0
MERCK & CO INC NEW	Common Stock	58933Y105	424	5,169	SH		SOLE		5,169	0	0
METLIFE INC	Common Stock	59156R108	1,512	21,511	SH		SOLE		21,511	0	0
MGM RESORTS INTERNATIONAL COM	Common Stock	552953101	453	10,808	SH		SOLE		10,808	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	284	3,642	SH		SOLE		3,642	0	0
MICROSOFT CORP COM	Common Stock	594918104	14,173	45,970	SH		SOLE		45,970	0	0
MICROSOFT CORP COM	Common Stock	594918104	39	127	SH		OTR		127	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	1,249	14,296	SH		SOLE		14,296	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	2	25	SH		OTR		25	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	7,655	90,364	SH		SOLE		90,364	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	11	132	SH		OTR		132	0	0
NIKE INC CL B	Common Stock	654106103	2,895	21,515	SH		SOLE		21,515	0	0
NIKE INC CL B	Common Stock	654106103	5	35	SH		OTR		35	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	4,909	17,213	SH		SOLE		17,213	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	9	31	SH		OTR		31	0	0
NOVARTIS A G SPONSORED ADR	Int'l Common Stock	66987V109	1,763	20,093	SH		SOLE		20,093	0	0
NOVARTIS A G SPONSORED ADR	Int'l Common Stock	66987V109	1	16	SH		OTR		16	0	0
NUTRIEN LTD	Int'l Common Stock	67077M108	1,521	14,629	SH		SOLE		14,629	0	0
PACKAGING CORP OF AMERICA	Common Stock	695156109	611	3,912	SH		SOLE		3,912	0	0
PAYCHEX INC COM	Common Stock	704326107	4,881	35,768	SH		SOLE		35,768	0	0
PAYCHEX INC COM	Common Stock	704326107	9	63	SH		OTR		63	0	0
PENTAIR PLC SHS	Int'l Common Stock	G7S00T104	515	9,492	SH		SOLE		9,492	0	0
PEPSICO INC COM	Common Stock	713448108	3,433	20,511	SH		SOLE		20,511	0	0
PEPSICO INC COM	Common Stock	713448108	26	156	SH		OTR		156	0	0
PFIZER INC COM	Common Stock	717081103	2,654	51,273	SH		SOLE		51,273	0	0
PHILLIPS 66 COM	Common Stock	718546104	1,741	20,158	SH		SOLE		20,158	0	0
PHILLIPS 66 COM	Common Stock	718546104	6	74	SH		OTR		74	0	0
POST HLDGS INC COM	Common Stock	737446104	211	3,043	SH		SOLE		3,043	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	3,322	21,743	SH		SOLE		21,743	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	13	87	SH		OTR		87	0	0
QUEST DIAGNOSTICS INC	Common Stock	74834L100	1,566	11,439	SH		SOLE		11,439	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	3,397	34,285	SH		SOLE		34,285	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	9	92	SH		OTR		92	0	0
REGENCY CTRS CORP COM	Common Stock	758849103	321	4,501	SH		SOLE		4,501	0	0
RLI CORP	Common Stock	749607107	357	3,230	SH		SOLE		3,230	0	0
ROSS STORES INC COM	Common Stock	778296103	1,747	19,314	SH		SOLE		19,314	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	251	3,080	SH		SOLE		3,080	0	0
SELECTIVE INS GROUP INC	Common Stock	816300107	547	6,118	SH		SOLE		6,118	0	0
SIRIUS XM HLDGS INC COM	Common Stock	82968B103	71	10,800	SH		SOLE		10,800	0	0
SMITH A O COM	Common Stock	831865209	253	3,965	SH		SOLE		3,965	0	0
SPDR GOLD TR	Exchange Traded Fund	78463V107	260	1,440	SH		SOLE		1,440	0	0
SPDR S&P 500 ETF TRUST	Exchange Traded Fund	78462F103	313	692	SH		SOLE		692	0	0
SPDR SER TR	Exchange Traded Fund	78464A409	292	4,411	SH		SOLE		4,411	0	0
SPDR SER TR	Exchange Traded Fund	78464A508	294	7,047	SH		SOLE		7,047	0	0
STARBUCKS CORPORATION	Common Stock	855244109	362	3,982	SH		SOLE		3,982	0	0
SUN CMNTYS INC COM	Common Stock	866674104	341	1,943	SH		SOLE		1,943	0	0
SYNEOS HEALTH INC CL A	Common Stock	87166B102	463	5,717	SH		SOLE		5,717	0	0
TAIWAN SEMICONDUCTOR MFG CO	Int'l Common Stock	874039100	282	2,707	SH		SOLE		2,707	0	0
TARGET CORP COM	Common Stock	87612E106	3,708	17,473	SH		SOLE		17,473	0	0
TARGET CORP COM	Common Stock	87612E106	7	33	SH		OTR		33	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	200	339	SH		SOLE		339	0	0
TYLER TECHNOLOGIES INC COM	Common Stock	902252105	370	832	SH		SOLE		832	0	0
UNION PACIFIC CORP	Common Stock	907818108	287	1,050	SH		SOLE		1,050	0	0
UNITED PARCEL SERVICE OF AMERICA INC	Common Stock	911312106	465	2,168	SH		SOLE		2,168	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2,865	5,618	SH		SOLE		5,618	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2	4	SH		OTR		4	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	1,645	30,943	SH		SOLE		30,943	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	4	71	SH		OTR		71	0	0
VAIL RESORTS, INC	Common Stock	91879Q109	391	1,504	SH		SOLE		1,504	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	945	18,554	SH		SOLE		18,554	0	0
VF CORPORATION	Common Stock	918204108	2,018	35,497	SH		SOLE		35,497	0	0
VF CORPORATION	Common Stock	918204108	3	58	SH		OTR		58	0	0
VIACOMCBS INC	Common Stock	92556H206	645	17,071	SH		SOLE		17,071	0	0
VULCAN MATERIALS COMPANY	Common Stock	929160109	231	1,257	SH		SOLE		1,257	0	0
WAL MART INC COM	Common Stock	931142103	4,048	27,185	SH		SOLE		27,185	0	0
WAL MART INC COM	Common Stock	931142103	7	46	SH		OTR		46	0	0
WALGREENS BOOTS ALLIANCE INCCOM	Common Stock	931427108	314	7,013	SH		SOLE		7,013	0	0
WASTE CONNECTIONS INC	Int'l Common Stock	94106B101	426	3,046	SH		SOLE		3,046	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	3,223	32,287	SH		SOLE		32,287	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	6	61	SH		OTR		61	0	0
WHIRLPOOL CORP	Common Stock	963320106	406	2,347	SH		SOLE		2,347	0	0