Somerset Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO COM	Common Stock	88579Y101	2,596	20,058	SH		SOLE		20,058	0	0
3M CO COM	Common Stock	88579Y101	6	47	SH		OTR		47	0	0
ABBOTT LABS COM	Common Stock	002824100	4,564	42,005	SH		SOLE		42,005	0	0
ABBOTT LABS COM	Common Stock	002824100	7	63	SH		OTR		63	0	0
ABBVIE INC COM	Common Stock	00287Y109	333	2,171	SH		SOLE		2,171	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	3,711	13,367	SH		SOLE		13,367	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	6	23	SH		OTR		23	0	0
ADOBE SYS INC COM	Common Stock	00724F101	339	926	SH		SOLE		926	0	0
AECOM COM	Common Stock	00766T100	225	3,445	SH		SOLE		3,445	0	0
AFLAC INC	Common Stock	001055102	3,488	63,046	SH		SOLE		63,046	0	0
AFLAC INC	Common Stock	001055102	5	90	SH		OTR		90	0	0
AGREE REALTY CORP COM	Common Stock	008492100	288	3,993	SH		SOLE		3,993	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	3,017	12,544	SH		SOLE		12,544	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	5	21	SH		OTR		21	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	503	231	SH		SOLE		231	0	0
AMERCO COM	Common Stock	023586100	216	452	SH		SOLE		452	0	0
AMERICAN ELEC PWR INC COM	Common Stock	025537101	269	2,801	SH		SOLE		2,801	0	0
AMERICAN INTL GROUP INC COM NEW	Common Stock	026874784	438	8,569	SH		SOLE		8,569	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1,369	5,358	SH		SOLE		5,358	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1	4	SH		OTR		4	0	0
AMGEN INC COM	Common Stock	031162100	4,815	19,790	SH		SOLE		19,790	0	0
AMGEN INC COM	Common Stock	031162100	6	26	SH		OTR		26	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	4,222	28,902	SH		SOLE		28,902	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	6	39	SH		OTR		39	0	0
APPLE INC	Common Stock	037833100	9,463	69,214	SH		SOLE		69,214	0	0
APPLE INC	Common Stock	037833100	4	27	SH		OTR		27	0	0
AT&T INC COM	Common Stock	00206R102	877	41,840	SH		SOLE		41,840	0	0
AT&T INC COM	Common Stock	00206R102	5	257	SH		OTR		257	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	4,346	20,692	SH		SOLE		20,692	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	7	31	SH		OTR		31	0	0
AXALTA COATING SYS LTD COM	Common Stock	G0750C108	274	12,406	SH		SOLE		12,406	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	3,588	14,553	SH		SOLE		14,553	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	7	28	SH		OTR		28	0	0
BERKLEY W R CORP	Common Stock	084423102	335	4,904	SH		SOLE		4,904	0	0
BERKSHIRE HATHAWAY INC DEL CL A	Common Stock	084670108	818	2	SH		SOLE		2	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Common Stock	084670702	265	971	SH		SOLE		971	0	0
BLACKROCK INC COM	Common Stock	09247X101	2,670	4,384	SH		SOLE		4,384	0	0
BLACKROCK INC COM	Common Stock	09247X101	5	8	SH		OTR		8	0	0
BOOZ ALLEN HAMILTON HLDG CORCL A	Common Stock	099502106	378	4,180	SH		SOLE		4,180	0	0
BROOKFIELD RENEWABLE CORP	Common Stock	11284V105	269	7,565	SH		SOLE		7,565	0	0
BROWN & BROWN INC	Common Stock	115236101	349	5,981	SH		SOLE		5,981	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,335	12,815	SH		SOLE		12,815	0	0
CBOE GLOBAL MARKETS INC COM	Common Stock	12503M108	296	2,616	SH		SOLE		2,616	0	0
CENTENE CORP DEL COM	Common Stock	15135B101	454	5,363	SH		SOLE		5,363	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	2,167	14,969	SH		SOLE		14,969	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	16	108	SH		OTR		108	0	0
CHEWY INC	Common Stock	16679L109	856	24,667	SH		SOLE		24,667	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	3,117	15,856	SH		SOLE		15,856	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	5	25	SH		OTR		25	0	0
CHURCH & DWIGHT INC	Common Stock	171340102	332	3,587	SH		SOLE		3,587	0	0
CIGNA CORP NEW COM	Common Stock	125523100	689	2,613	SH		SOLE		2,613	0	0
CISCO SYS INC COM	Common Stock	17275R102	4,823	113,102	SH		SOLE		113,102	0	0
CISCO SYS INC COM	Common Stock	17275R102	6	133	SH		OTR		133	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	1,133	24,636	SH		SOLE		24,636	0	0
CLOROX COMPANY COM	Common Stock	189054109	1,806	12,809	SH		SOLE		12,809	0	0
CLOROX COMPANY COM	Common Stock	189054109	4	28	SH		OTR		28	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	2,337	29,165	SH		SOLE		29,165	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	4	46	SH		OTR		46	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2,107	53,689	SH		SOLE		53,689	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2	43	SH		OTR		43	0	0
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	4,038	8,425	SH		SOLE		8,425	0	0
CULLEN FROST BANKKERS INC	Common Stock	229899109	425	3,650	SH		SOLE		3,650	0	0
CVS HEALTH CORP.	Common Stock	126650100	252	2,715	SH		SOLE		2,715	0	0
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	482	16,645	SH		SOLE		16,645	0	0
DIAMONDBACK ENERGY INC COM	Common Stock	25278X109	266	2,199	SH		SOLE		2,199	0	0
DISNEY WALT CO COM DISNEY	Common Stock	254687106	234	2,480	SH		SOLE		2,480	0	0
DOMINION RES INC VA NEW COM	Common Stock	25746U109	251	3,150	SH		SOLE		3,150	0	0
DONALDSON INC COM	Common Stock	257651109	299	6,213	SH		SOLE		6,213	0	0
DYCOM INDS INC	Common Stock	267475101	274	2,949	SH		SOLE		2,949	0	0
EASTGROUP PROPERTIES INC.	Common Stock	277276101	334	2,162	SH		SOLE		2,162	0	0
EMERSON ELEC CO COM	Common Stock	291011104	2,145	26,966	SH		SOLE		26,966	0	0
EMERSON ELEC CO COM	Common Stock	291011104	4	52	SH		OTR		52	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	2,783	32,947	SH		SOLE		32,947	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	5	61	SH		OTR		61	0	0
EXXON MOBIL CORP	Common Stock	30231G102	704	8,224	SH		SOLE		8,224	0	0
EXXON MOBIL CORP	Common Stock	30231G102	2	23	SH		OTR		23	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	3,468	9,019	SH		SOLE		9,019	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	5	13	SH		OTR		13	0	0
FEDEX CORP COM	Common Stock	31428X106	284	1,252	SH		SOLE		1,252	0	0
FIRST FINL BANKSHARES INC	Common Stock	32020R109	244	6,209	SH		SOLE		6,209	0	0
FIRST REP BK SAN FRANCISCO CCOM	Common Stock	33616C100	225	1,563	SH		SOLE		1,563	0	0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX	Exchange Traded Fund	33733E302	3,738	29,423	SH		SOLE		29,423	0	0
FIVE BELOW INC COM	Common Stock	33829M101	345	3,043	SH		SOLE		3,043	0	0
FNB CORP PA COM	Common Stock	302520101	126	11,559	SH		SOLE		11,559	0	0
GALLAGHER ARTHUR J & CO COM	Common Stock	363576109	477	2,923	SH		SOLE		2,923	0	0
GENERAC HLDGS INC	Common Stock	368736104	257	1,222	SH		SOLE		1,222	0	0
GENERAL DYNAMICS	Common Stock	369550108	3,476	15,710	SH		SOLE		15,710	0	0
GENERAL DYNAMICS	Common Stock	369550108	5	23	SH		OTR		23	0	0
GILEAD SCIENCES INC	Common Stock	375558103	587	9,490	SH		SOLE		9,490	0	0
GRACO INC	Common Stock	384109104	216	3,637	SH		SOLE		3,637	0	0
HERSHEY FOODS CORP COM	Common Stock	427866108	330	1,534	SH		SOLE		1,534	0	0
HOME DEPOT INC COM	Common Stock	437076102	2,652	9,671	SH		SOLE		9,671	0	0
HONEYWELL INTL INC	Common Stock	438516106	227	1,307	SH		SOLE		1,307	0	0
HUBBELL INC COM	Common Stock	443510607	306	1,714	SH		SOLE		1,714	0	0
HUNT J B TRANS SVCS INC COM	Common Stock	445658107	533	3,387	SH		SOLE		3,387	0	0
ICON PLC SHS	Common Stock	G4705A100	476	2,196	SH		SOLE		2,196	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	3,691	20,254	SH		SOLE		20,254	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	5	30	SH		OTR		30	0	0
INFOSYS LTD SPONSORED ADR	Common Stock	456788108	261	14,085	SH		SOLE		14,085	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT	Exchange Traded Fund	46138E149	366	2,672	SH		SOLE		2,672	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO	Exchange Traded Fund	46138E115	519	4,481	SH		SOLE		4,481	0	0
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	392	1,033	SH		SOLE		1,033	0	0
ISHARES CORE S&P MID-CAP ETF	Exchange Traded Fund	464287507	568	2,509	SH		SOLE		2,509	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	485	5,252	SH		SOLE		5,252	0	0
ISHARES TR U.S. PFD STK ETF	Fixed Income ETF	464288687	995	30,252	SH		SOLE		30,252	0	0
ISHARES TR	Common Stock	464287150	786	9,385	SH		SOLE		9,385	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	6,925	39,010	SH		SOLE		39,010	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	9	49	SH		OTR		49	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	4,690	41,651	SH		SOLE		41,651	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	5	40	SH		OTR		40	0	0
KEYSIGHT TECHNOLOGIES INC	Common Stock	49338L103	374	2,710	SH		SOLE		2,710	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	4,320	17,872	SH		SOLE		17,872	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	7	31	SH		OTR		31	0	0
LAMB WESTON HLDGS INC COM	Common Stock	513272104	288	4,032	SH		SOLE		4,032	0	0
LIBERTY GLOBAL PLC SHS CL A	Common Stock	G5480U104	262	12,433	SH		SOLE		12,433	0	0
LINDE PLC COM	Int'l Common Stock	G5494J103	3,770	13,111	SH		SOLE		13,111	0	0
LINDE PLC COM	Int'l Common Stock	G5494J103	4	15	SH		OTR		15	0	0
LOWES COS INC COM	Common Stock	548661107	5,905	33,807	SH		SOLE		33,807	0	0
LOWES COS INC COM	Common Stock	548661107	6	34	SH		OTR		34	0	0
M & T BANK CORP	Common Stock	55261F104	433	2,715	SH		SOLE		2,715	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	270	856	SH		SOLE		856	0	0
MCDONALDS CORP COM	Common Stock	580135101	4,751	19,243	SH		SOLE		19,243	0	0
MCDONALDS CORP COM	Common Stock	580135101	5	21	SH		OTR		21	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	4,817	53,672	SH		SOLE		53,672	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	6	64	SH		OTR		64	0	0
MERCK & CO INC NEW	Common Stock	58933Y105	494	5,414	SH		SOLE		5,414	0	0
METLIFE INC	Common Stock	59156R108	1,351	21,510	SH		SOLE		21,510	0	0
MGM RESORTS INTERNATIONAL COM	Common Stock	552953101	310	10,697	SH		SOLE		10,697	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	224	4,047	SH		SOLE		4,047	0	0
MICROSOFT CORP COM	Common Stock	594918104	11,837	46,089	SH		SOLE		46,089	0	0
MICROSOFT CORP COM	Common Stock	594918104	32	123	SH		OTR		123	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	1,125	14,789	SH		SOLE		14,789	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	2	25	SH		OTR		25	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	7,014	90,549	SH		SOLE		90,549	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	9	110	SH		OTR		110	0	0
NIKE INC CL B	Common Stock	654106103	2,207	21,592	SH		SOLE		21,592	0	0
NIKE INC CL B	Common Stock	654106103	4	35	SH		OTR		35	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	3,925	17,268	SH		SOLE		17,268	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	5	21	SH		OTR		21	0	0
NOVARTIS A G SPONSORED ADR	Int'l Common Stock	66987V109	1,492	17,656	SH		SOLE		17,656	0	0
NOVARTIS A G SPONSORED ADR	Int'l Common Stock	66987V109	1	16	SH		OTR		16	0	0
NUTRIEN LTD	Int'l Common Stock	67077M108	1,165	14,614	SH		SOLE		14,614	0	0
PACKAGING CORP OF AMERICA	Common Stock	695156109	541	3,937	SH		SOLE		3,937	0	0
PARAMOUNT GLOBAL	Common Stock	92556H206	424	17,172	SH		SOLE		17,172	0	0
PAYCHEX INC COM	Common Stock	704326107	4,076	35,794	SH		SOLE		35,794	0	0
PAYCHEX INC COM	Common Stock	704326107	5	42	SH		OTR		42	0	0
PENTAIR PLC SHS	Int'l Common Stock	G7S00T104	435	9,494	SH		SOLE		9,494	0	0
PEPSICO INC COM	Common Stock	713448108	3,445	20,672	SH		SOLE		20,672	0	0
PEPSICO INC COM	Common Stock	713448108	26	156	SH		OTR		156	0	0
PFIZER INC COM	Common Stock	717081103	2,682	51,155	SH		SOLE		51,155	0	0
PHILLIPS 66 COM	Common Stock	718546104	1,676	20,445	SH		SOLE		20,445	0	0
PHILLIPS 66 COM	Common Stock	718546104	6	74	SH		OTR		74	0	0
POST HLDGS INC COM	Common Stock	737446104	247	3,003	SH		SOLE		3,003	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	3,155	21,939	SH		SOLE		21,939	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	13	87	SH		OTR		87	0	0
QUEST DIAGNOSTICS INC	Common Stock	74834L100	1,521	11,440	SH		SOLE		11,440	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	3,400	35,376	SH		SOLE		35,376	0	0
RAYTHEON TECHNOLOGIES CORP	Common Stock	75513E101	9	92	SH		OTR		92	0	0
REGENCY CTRS CORP COM	Common Stock	758849103	267	4,499	SH		SOLE		4,499	0	0
RLI CORP	Common Stock	749607107	372	3,190	SH		SOLE		3,190	0	0
ROSS STORES INC COM	Common Stock	778296103	1,357	19,318	SH		SOLE		19,318	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	240	3,047	SH		SOLE		3,047	0	0
SELECTIVE INS GROUP INC	Common Stock	816300107	532	6,118	SH		SOLE		6,118	0	0
SIRIUS XM HLDGS INC COM	Common Stock	82968B103	66	10,800	SH		SOLE		10,800	0	0
SMITH A O COM	Common Stock	831865209	217	3,965	SH		SOLE		3,965	0	0
SPDR GOLD TR	Exchange Traded Fund	78463V107	243	1,440	SH		SOLE		1,440	0	0
SPDR S&P 500 ETF TRUST	Exchange Traded Fund	78462F103	261	692	SH		SOLE		692	0	0
SPDR SER TR	Exchange Traded Fund	78464A409	316	6,053	SH		SOLE		6,053	0	0
SPDR SER TR	Exchange Traded Fund	78464A508	320	8,687	SH		SOLE		8,687	0	0
STARBUCKS CORPORATION	Common Stock	855244109	321	4,199	SH		SOLE		4,199	0	0
SUN CMNTYS INC COM	Common Stock	866674104	306	1,920	SH		SOLE		1,920	0	0
SYNEOS HEALTH INC CL A	Common Stock	87166B102	405	5,657	SH		SOLE		5,657	0	0
TAIWAN SEMICONDUCTOR MFG CO	Int'l Common Stock	874039100	246	3,013	SH		SOLE		3,013	0	0
TARGET CORP COM	Common Stock	87612E106	2,472	17,506	SH		SOLE		17,506	0	0
TARGET CORP COM	Common Stock	87612E106	3	21	SH		OTR		21	0	0
TYLER TECHNOLOGIES INC COM	Common Stock	902252105	273	822	SH		SOLE		822	0	0
UNION PACIFIC CORP	Common Stock	907818108	228	1,069	SH		SOLE		1,069	0	0
UNITED PARCEL SERVICE OF AMERICA INC	Common Stock	911312106	406	2,226	SH		SOLE		2,226	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2,948	5,740	SH		SOLE		5,740	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2	4	SH		OTR		4	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	1,437	31,233	SH		SOLE		31,233	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	3	71	SH		OTR		71	0	0
VAIL RESORTS, INC	Common Stock	91879Q109	324	1,486	SH		SOLE		1,486	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	1,027	20,233	SH		SOLE		20,233	0	0
VF CORPORATION	Common Stock	918204108	1,586	35,900	SH		SOLE		35,900	0	0
VF CORPORATION	Common Stock	918204108	3	58	SH		OTR		58	0	0
VISHAY INTERTECHNOLOGY INC COM	Common Stock	928298108	208	11,693	SH		SOLE		11,693	0	0
WAL MART INC COM	Common Stock	931142103	3,335	27,429	SH		SOLE		27,429	0	0
WAL MART INC COM	Common Stock	931142103	6	46	SH		OTR		46	0	0
WALGREENS BOOTS ALLIANCE INCCOM	Common Stock	931427108	260	6,850	SH		SOLE		6,850	0	0
WARNER BROS DISCOVERY INC	Common Stock	934423104	403	29,998	SH		SOLE		29,998	0	0
WARNER BROS DISCOVERY INC	Common Stock	934423104	1	58	SH		OTR		58	0	0
WASTE CONNECTIONS INC	Int'l Common Stock	94106B101	373	3,011	SH		SOLE		3,011	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	3,278	32,569	SH		SOLE		32,569	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	6	61	SH		OTR		61	0	0
WHIRLPOOL CORP	Common Stock	963320106	364	2,349	SH		SOLE		2,349	0	0