Somerset Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Common Stock	002824100	4,301,646	39,081	SH		SOLE		39,081	0	0
ABBOTT LABS COM	Common Stock	002824100	6,934	63	SH		OTR		63	0	0
ABBVIE INC COM	Common Stock	00287Y109	277,396	1,790	SH		SOLE		1,778	0	12
ACCENTURE PLC	Int'l Common Stock	G1151C101	4,300,402	12,255	SH		SOLE		12,255	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	8,071	23	SH		OTR		23	0	0
ADOBE SYS INC COM	Common Stock	00724F101	489,809	821	SH		SOLE		819	0	2
AECOM COM	Common Stock	00766T100	275,996	2,986	SH		SOLE		2,986	0	0
AFLAC INC	Common Stock	001055102	4,595,828	55,707	SH		SOLE		55,707	0	0
AFLAC INC	Common Stock	001055102	7,425	90	SH		OTR		90	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	3,148,700	11,500	SH		SOLE		11,500	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	5,750	21	SH		OTR		21	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	674,563	4,829	SH		SOLE		4,829	0	0
AMAZON COM INC	Common Stock	023135106	333,508	2,195	SH		SOLE		2,195	0	0
AMERICAN INTL GROUP INC COM NEW	Common Stock	026874784	469,169	6,925	SH		SOLE		6,925	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	1,056,948	4,896	SH		SOLE		4,896	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	864	4	SH		OTR		4	0	0
AMGEN INC COM	Common Stock	031162100	5,226,699	18,147	SH		SOLE		18,147	0	0
AMGEN INC COM	Common Stock	031162100	7,489	26	SH		OTR		26	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	5,107,956	25,725	SH		SOLE		25,725	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	7,744	39	SH		OTR		39	0	0
APPLE INC	Common Stock	037833100	10,652,492	55,329	SH		SOLE		55,329	0	0
APPLE INC	Common Stock	037833100	5,198	27	SH		OTR		27	0	0
AT&T INC COM	Common Stock	00206R102	679,657	40,504	SH		SOLE		40,504	0	0
AT&T INC COM	Common Stock	00206R102	3,440	205	SH		OTR		205	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	4,340,697	18,632	SH		SOLE		18,632	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	7,222	31	SH		OTR		31	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	3,369,974	13,821	SH		SOLE		13,821	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	6,827	28	SH		OTR		28	0	0
BERKLEY W R CORP	Common Stock	084423102	245,964	3,478	SH		SOLE		3,478	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Common Stock	084670702	521,794	1,463	SH		SOLE		1,463	0	0
BLACKROCK INC COM	Common Stock	09247X101	3,290,225	4,053	SH		SOLE		4,052	0	1
BLACKROCK INC COM	Common Stock	09247X101	6,494	8	SH		OTR		8	0	0
BOOZ ALLEN HAMILTON HLDG CORCL A	Common Stock	099502106	478,000	3,737	SH		SOLE		3,737	0	0
BROWN & BROWN INC	Common Stock	115236101	323,977	4,556	SH		SOLE		4,556	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,457,661	11,117	SH		SOLE		11,117	0	0
CBOE GLOBAL MARKETS INC COM	Common Stock	12503M108	341,050	1,910	SH		SOLE		1,910	0	0
CENTENE CORP DEL COM	Common Stock	15135B101	391,458	5,275	SH		SOLE		5,275	0	0
CHECK POINT SOFTWARE TECH LTD	Common Stock	M22465104	227,199	1,487	SH		SOLE		1,487	0	0
CHEMED CORP NEW	Common Stock	16359R103	316,935	542	SH		SOLE		542	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	2,043,045	13,697	SH		SOLE		13,697	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	13,424	90	SH		OTR		90	0	0
CHEWY INC	Common Stock	16679L109	332,876	14,087	SH		SOLE		14,087	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	3,166,486	14,011	SH		SOLE		14,011	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	5,650	25	SH		OTR		25	0	0
CHURCH & DWIGHT INC	Common Stock	171340102	337,863	3,573	SH		SOLE		3,573	0	0
CIGNA GROUP	Common Stock	125523100	651,304	2,175	SH		SOLE		2,175	0	0
CISCO SYS INC COM	Common Stock	17275R102	5,271,813	104,351	SH		SOLE		104,351	0	0
CISCO SYS INC COM	Common Stock	17275R102	6,719	133	SH		OTR		133	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	847,937	16,484	SH		SOLE		16,484	0	0
CLOROX COMPANY COM	Common Stock	189054109	1,799,486	12,620	SH		SOLE		12,620	0	0
CLOROX COMPANY COM	Common Stock	189054109	3,993	28	SH		OTR		28	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	1,852,062	23,235	SH		SOLE		23,235	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	3,667	46	SH		OTR		46	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2,284,497	52,098	SH		SOLE		52,068	0	30
COMCAST CORP NEW CL A	Common Stock	20030N101	1,886	43	SH		OTR		43	0	0
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	4,669,406	7,074	SH		SOLE		7,074	0	0
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	515,024	12,802	SH		SOLE		12,802	0	0
DIAMONDBACK ENERGY INC COM	Common Stock	25278X109	466,326	3,007	SH		SOLE		3,007	0	0
DISNEY WALT CO COM DISNEY	Common Stock	254687106	256,965	2,846	SH		SOLE		2,846	0	0
DYCOM INDS INC	Common Stock	267475101	448,045	3,893	SH		SOLE		3,893	0	0
EASTGROUP PROPERTIES INC.	Common Stock	277276101	326,518	1,779	SH		SOLE		1,779	0	0
EMERSON ELEC CO COM	Common Stock	291011104	2,363,270	24,281	SH		SOLE		24,281	0	0
EMERSON ELEC CO COM	Common Stock	291011104	5,061	52	SH		OTR		52	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	1,940,600	31,442	SH		SOLE		31,442	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	3,765	61	SH		OTR		61	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	3,805,905	7,978	SH		SOLE		7,978	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	6,202	13	SH		OTR		13	0	0
FEDEX CORP COM	Common Stock	31428X106	241,333	954	SH		SOLE		954	0	0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX	Exchange Traded Fund	33733E302	4,646,028	24,905	SH		SOLE		24,905	0	0
FIVE BELOW INC COM	Common Stock	33829M101	803,400	3,769	SH		SOLE		3,769	0	0
FNB CORP PA COM	Common Stock	302520101	172,958	12,561	SH		SOLE		12,561	0	0
GALLAGHER ARTHUR J & CO COM	Common Stock	363576109	485,516	2,159	SH		SOLE		2,159	0	0
GENERAL DYNAMICS	Common Stock	369550108	3,643,689	14,032	SH		SOLE		14,032	0	0
GENERAL DYNAMICS	Common Stock	369550108	5,972	23	SH		OTR		23	0	0
GILEAD SCIENCES INC	Common Stock	375558103	653,832	8,071	SH		SOLE		8,071	0	0
GRACO INC	Common Stock	384109104	305,742	3,524	SH		SOLE		3,524	0	0
GUIDEWIRE SOFTWARE INC COM	Common Stock	40171V100	294,517	2,701	SH		SOLE		2,701	0	0
HERSHEY FOODS CORP COM	Common Stock	427866108	772,980	4,146	SH		SOLE		4,141	0	5
HOME DEPOT INC COM	Common Stock	437076102	3,000,430	8,658	SH		SOLE		8,658	0	0
HONEYWELL INTL INC	Common Stock	438516106	227,326	1,084	SH		SOLE		1,084	0	0
HUBBELL INC COM	Common Stock	443510607	484,514	1,473	SH		SOLE		1,473	0	0
ICON PLC SHS	Common Stock	G4705A100	603,505	2,132	SH		SOLE		2,132	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	4,842,747	18,488	SH		SOLE		18,488	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	7,858	30	SH		OTR		30	0	0
INFOSYS LTD SPONSORED ADR	Common Stock	456788108	242,947	13,218	SH		SOLE		13,218	0	0
INVESCO EXCHANGE TRADED FD TR	Exchange Traded Fund	46137V365	448,291	6,081	SH		SOLE		6,081	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT	Exchange Traded Fund	46138E149	343,085	8,016	SH		SOLE		8,016	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO	Exchange Traded Fund	46138E115	648,625	13,443	SH		SOLE		13,443	0	0
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	550,707	1,153	SH		SOLE		1,153	0	0
ISHARES CORE S&P MID-CAP ETF	Exchange Traded Fund	464287507	705,901	2,547	SH		SOLE		2,547	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	547,637	5,059	SH		SOLE		5,059	0	0
ISHARES TR CORE MSCI EAFE	Exchange Traded Fund	46432F842	241,652	3,435	SH		SOLE		3,435	0	0
ISHARES TR U.S. PFD STK ETF	Fixed Income ETF	464288687	852,766	27,341	SH		SOLE		27,341	0	0
ISHARES TR	Common Stock	464287150	987,584	9,385	SH		SOLE		9,385	0	0
ISHARES TR	Exchange Traded Fund	46434V886	420,351	12,041	SH		SOLE		12,041	0	0
J P MORGAN EXCHANGE-TRADED FD	Exchange Traded Fund	46641Q332	1,295,989	23,572	SH		SOLE		23,532	0	40
JOHNSON AND JOHNSON	Common Stock	478160104	5,427,436	34,627	SH		SOLE		34,627	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	3,762	24	SH		OTR		24	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	6,403,925	37,648	SH		SOLE		37,648	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	6,804	40	SH		OTR		40	0	0
KEYSIGHT TECHNOLOGIES INC	Common Stock	49338L103	392,634	2,468	SH		SOLE		2,468	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	3,527,885	16,750	SH		SOLE		16,750	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	6,529	31	SH		OTR		31	0	0
LAMB WESTON HLDGS INC COM	Common Stock	513272104	351,941	3,256	SH		SOLE		3,256	0	0
LEIDOS HLDGS INC COM	Common Stock	525327102	204,682	1,891	SH		SOLE		1,891	0	0
LILLY ELI & CO COM	Common Stock	532457108	336,345	577	SH		SOLE		577	0	0
LINDE PLC	Int'l Common Stock	G54950103	4,567,917	11,122	SH		SOLE		11,122	0	0
LINDE PLC	Int'l Common Stock	G54950103	6,161	15	SH		OTR		15	0	0
LOWES COS INC COM	Common Stock	548661107	6,524,943	29,319	SH		SOLE		29,311	0	8
LOWES COS INC COM	Common Stock	548661107	7,567	34	SH		OTR		34	0	0
MANHATTAN ASSOCS INC COM	Common Stock	562750109	212,951	989	SH		SOLE		989	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	339,075	795	SH		SOLE		795	0	0
MCDONALDS CORP COM	Common Stock	580135101	5,012,501	16,905	SH		SOLE		16,905	0	0
MCDONALDS CORP COM	Common Stock	580135101	6,227	21	SH		OTR		21	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	3,855,714	46,804	SH		SOLE		46,804	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	5,272	64	SH		OTR		64	0	0
MERCK & CO INC NEW	Common Stock	58933Y105	607,459	5,572	SH		SOLE		5,560	0	12
METLIFE INC	Common Stock	59156R108	1,202,310	18,181	SH		SOLE		18,181	0	0
MGM RESORTS INTERNATIONAL COM	Common Stock	552953101	375,491	8,404	SH		SOLE		8,404	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	307,907	3,608	SH		SOLE		3,608	0	0
MICROSOFT CORP COM	Common Stock	594918104	13,936,418	37,061	SH		SOLE		37,054	0	7
MICROSOFT CORP COM	Common Stock	594918104	41,364	110	SH		OTR		110	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	1,336,925	14,337	SH		SOLE		14,337	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	2,331	25	SH		OTR		25	0	0
NEOGEN CORP	Common Stock	640491106	319,286	15,877	SH		SOLE		15,877	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	4,873,535	80,236	SH		SOLE		80,236	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	6,681	110	SH		OTR		110	0	0
NIKE INC CL B	Common Stock	654106103	2,056,424	18,941	SH		SOLE		18,941	0	0
NIKE INC CL B	Common Stock	654106103	3,800	35	SH		OTR		35	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	3,727,713	15,770	SH		SOLE		15,770	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	4,964	21	SH		OTR		21	0	0
NUTRIEN LTD	Int'l Common Stock	67077M108	713,645	12,669	SH		SOLE		12,669	0	0
NVIDIA CORP COM	Common Stock	67066G104	448,174	905	SH		SOLE		900	0	5
PACKAGING CORP OF AMERICA	Common Stock	695156109	646,753	3,970	SH		SOLE		3,970	0	0
PARAMOUNT GLOBAL	Common Stock	92556H206	175,631	11,875	SH		SOLE		11,875	0	0
PAYCHEX INC COM	Common Stock	704326107	3,753,871	31,516	SH		SOLE		31,516	0	0
PAYCHEX INC COM	Common Stock	704326107	5,003	42	SH		OTR		42	0	0
PENTAIR PLC SHS	Int'l Common Stock	G7S00T104	560,594	7,710	SH		SOLE		7,710	0	0
PEPSICO INC COM	Common Stock	713448108	3,087,182	18,177	SH		SOLE		18,177	0	0
PEPSICO INC COM	Common Stock	713448108	23,098	136	SH		OTR		136	0	0
PFIZER INC COM	Common Stock	717081103	1,133,405	39,368	SH		SOLE		39,368	0	0
PHILLIPS 66 COM	Common Stock	718546104	2,503,831	18,806	SH		SOLE		18,806	0	0
PHILLIPS 66 COM	Common Stock	718546104	6,524	49	SH		OTR		49	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	2,722,860	18,581	SH		SOLE		18,581	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	12,749	87	SH		OTR		87	0	0
QUEST DIAGNOSTICS INC	Common Stock	74834L100	1,332,610	9,665	SH		SOLE		9,665	0	0
RBC BEARINGS INC	Common Stock	75524B104	323,635	1,136	SH		SOLE		1,136	0	0
RLI CORP	Common Stock	749607107	317,225	2,383	SH		SOLE		2,383	0	0
ROLLINS INC	Common Stock	775711104	234,464	5,369	SH		SOLE		5,369	0	0
ROSS STORES INC COM	Common Stock	778296103	2,188,223	15,812	SH		SOLE		15,812	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	242,684	2,174	SH		SOLE		2,174	0	0
RTX CORPORATION	Common Stock	75513E101	2,815,998	33,468	SH		SOLE		33,468	0	0
RTX CORPORATION	Common Stock	75513E101	6,058	72	SH		OTR		72	0	0
SELECTIVE INS GROUP INC	Common Stock	816300107	534,307	5,371	SH		SOLE		5,371	0	0
SMITH A O COM	Common Stock	831865209	203,957	2,474	SH		SOLE		2,474	0	0
SPDR GOLD TR	Exchange Traded Fund	78463V107	337,797	1,767	SH		SOLE		1,767	0	0
SPDR SER TR	Exchange Traded Fund	78464A409	431,738	6,636	SH		SOLE		6,636	0	0
SPDR SER TR	Exchange Traded Fund	78464A508	418,131	8,967	SH		SOLE		8,967	0	0
SPDR SER TR	Exchange Traded Fund	78464A839	204,070	2,781	SH		SOLE		2,781	0	0
STAG INDL INC	Common Stock	85254J102	290,485	7,399	SH		SOLE		7,399	0	0
STARBUCKS CORPORATION	Common Stock	855244109	338,147	3,522	SH		SOLE		3,508	0	14
TAIWAN SEMICONDUCTOR MFG CO	Int'l Common Stock	874039100	357,136	3,434	SH		SOLE		3,434	0	0
TARGET CORP COM	Common Stock	87612E106	2,255,790	15,839	SH		SOLE		15,839	0	0
TARGET CORP COM	Common Stock	87612E106	2,991	21	SH		OTR		21	0	0
TESLA INC	Common Stock	88160R101	935,776	3,766	SH		SOLE		3,766	0	0
TG THERAPEUTICS INC	Common Stock	88322Q108	170,800	10,000	SH		SOLE		10,000	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	219,216	413	SH		SOLE		413	0	0
TYLER TECHNOLOGIES INC COM	Common Stock	902252105	239,165	572	SH		SOLE		572	0	0
UNION PACIFIC CORP	Common Stock	907818108	211,724	862	SH		SOLE		862	0	0
UNITED PARCEL SERVICE OF AMERICA INC	Common Stock	911312106	281,127	1,788	SH		SOLE		1,788	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2,989,297	5,678	SH		SOLE		5,678	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2,106	4	SH		OTR		4	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	1,104,289	25,515	SH		SOLE		25,515	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	3,073	71	SH		OTR		71	0	0
VAIL RESORTS, INC	Common Stock	91879Q109	222,009	1,040	SH		SOLE		1,040	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	565,575	15,002	SH		SOLE		14,970	0	32
VF CORPORATION	Common Stock	918204108	459,453	24,439	SH		SOLE		24,439	0	0
VF CORPORATION	Common Stock	918204108	1,090	58	SH		OTR		58	0	0
VISHAY INTERTECHNOLOGY INC COM	Common Stock	928298108	232,893	9,716	SH		SOLE		9,716	0	0
VULCAN MATERIALS COMPANY	Common Stock	929160109	208,168	917	SH		SOLE		910	0	7
WAL MART INC COM	Common Stock	931142103	3,829,476	24,291	SH		SOLE		24,291	0	0
WAL MART INC COM	Common Stock	931142103	7,252	46	SH		OTR		46	0	0
WASTE CONNECTIONS INC	Int'l Common Stock	94106B101	316,751	2,122	SH		SOLE		2,122	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	2,623,831	31,173	SH		SOLE		31,173	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	5,134	61	SH		OTR		61	0	0