Somerset Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Common Stock	002824100	4,561,744	40,135	SH		SOLE		40,135	0	0
ABBOTT LABS COM	Common Stock	002824100	6,592	58	SH		OTR		58	0	0
ABBVIE INC COM	Common Stock	00287Y109	353,820	1,943	SH		SOLE		1,930	0	13
ACCENTURE PLC	Int'l Common Stock	G1151C101	4,349,262	12,548	SH		SOLE		12,548	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	7,625	22	SH		OTR		22	0	0
ADOBE SYS INC COM	Common Stock	00724F101	460,700	913	SH		SOLE		911	0	2
AECOM COM	Common Stock	00766T100	324,154	3,305	SH		SOLE		3,305	0	0
AFLAC INC	Common Stock	001055102	4,843,277	56,409	SH		SOLE		56,409	0	0
AFLAC INC	Common Stock	001055102	7,384	86	SH		OTR		86	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	2,858,301	11,798	SH		SOLE		11,798	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	4,603	19	SH		OTR		19	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	807,777	5,352	SH		SOLE		5,352	0	0
AMAZON COM INC	Common Stock	023135106	440,849	2,444	SH		SOLE		2,444	0	0
AMERICAN INTL GROUP INC COM NEW	Common Stock	026874784	542,265	6,937	SH		SOLE		6,937	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	983,998	4,980	SH		SOLE		4,980	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	790	4	SH		OTR		4	0	0
AMGEN INC COM	Common Stock	031162100	5,277,264	18,561	SH		SOLE		18,561	0	0
AMGEN INC COM	Common Stock	031162100	6,824	24	SH		OTR		24	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	5,172,604	26,152	SH		SOLE		26,152	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	7,318	37	SH		OTR		37	0	0
APPLE INC	Common Stock	037833100	9,568,584	55,800	SH		SOLE		55,800	0	0
APPLE INC	Common Stock	037833100	4,630	27	SH		OTR		27	0	0
APPLIED MATLS INC COM	Common Stock	038222105	249,745	1,211	SH		SOLE		1,198	0	13
AT&T INC COM	Common Stock	00206R102	1,050,474	59,686	SH		SOLE		59,686	0	0
AT&T INC COM	Common Stock	00206R102	3,379	192	SH		OTR		192	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	4,745,060	19,000	SH		SOLE		19,000	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	7,242	29	SH		OTR		29	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	3,542,742	14,317	SH		SOLE		14,317	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	6,434	26	SH		OTR		26	0	0
BERKLEY W R CORP	Common Stock	084423102	307,064	3,472	SH		SOLE		3,472	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Common Stock	084670702	644,657	1,533	SH		SOLE		1,533	0	0
BLACKROCK INC COM	Common Stock	09247X101	3,492,369	4,189	SH		SOLE		4,188	0	1
BLACKROCK INC COM	Common Stock	09247X101	6,670	8	SH		OTR		8	0	0
BOOZ ALLEN HAMILTON HLDG CORCL A	Common Stock	099502106	547,001	3,685	SH		SOLE		3,685	0	0
BROWN & BROWN INC	Common Stock	115236101	398,307	4,550	SH		SOLE		4,550	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,629,750	10,946	SH		SOLE		10,946	0	0
CBOE GLOBAL MARKETS INC COM	Common Stock	12503M108	350,373	1,907	SH		SOLE		1,907	0	0
CENTENE CORP DEL COM	Common Stock	15135B101	413,982	5,275	SH		SOLE		5,275	0	0
CHECK POINT SOFTWARE TECH LTD	Common Stock	M22465104	243,883	1,487	SH		SOLE		1,487	0	0
CHEMED CORP NEW	Common Stock	16359R103	347,284	541	SH		SOLE		541	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	2,231,548	14,147	SH		SOLE		14,147	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	14,039	89	SH		OTR		89	0	0
CHEWY INC	Common Stock	16679L109	221,229	13,905	SH		SOLE		13,905	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	3,694,935	14,259	SH		SOLE		14,259	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	6,219	24	SH		OTR		24	0	0
CHURCH & DWIGHT INC	Common Stock	171340102	350,064	3,356	SH		SOLE		3,356	0	0
CIGNA GROUP	Common Stock	125523100	802,287	2,209	SH		SOLE		2,209	0	0
CISCO SYS INC COM	Common Stock	17275R102	5,259,416	105,378	SH		SOLE		105,378	0	0
CISCO SYS INC COM	Common Stock	17275R102	6,189	124	SH		OTR		124	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	982,686	15,539	SH		SOLE		15,539	0	0
CLOROX COMPANY COM	Common Stock	189054109	2,036,975	13,304	SH		SOLE		13,304	0	0
CLOROX COMPANY COM	Common Stock	189054109	3,828	25	SH		OTR		25	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	2,149,493	23,870	SH		SOLE		23,870	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	3,872	43	SH		OTR		43	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2,368,297	54,632	SH		SOLE		54,597	0	35
COMCAST CORP NEW CL A	Common Stock	20030N101	1,864	43	SH		OTR		43	0	0
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	4,759,897	6,497	SH		SOLE		6,497	0	0
CVS HEALTH CORP.	Common Stock	126650100	215,113	2,697	SH		SOLE		2,697	0	0
D R HORTON	Common Stock	23331A109	221,813	1,348	SH		SOLE		1,332	0	16
DECKERS OUTDOOR CORP	Common Stock	243537107	208,960	222	SH		SOLE		220	0	2
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	577,934	12,073	SH		SOLE		12,073	0	0
DIAMONDBACK ENERGY INC COM	Common Stock	25278X109	775,241	3,912	SH		SOLE		3,912	0	0
DISNEY WALT CO COM DISNEY	Common Stock	254687106	375,523	3,069	SH		SOLE		3,069	0	0
DYCOM INDS INC	Common Stock	267475101	628,661	4,380	SH		SOLE		4,380	0	0
EASTGROUP PROPERTIES INC.	Common Stock	277276101	314,418	1,749	SH		SOLE		1,749	0	0
EMERSON ELEC CO COM	Common Stock	291011104	2,828,241	24,936	SH		SOLE		24,936	0	0
EMERSON ELEC CO COM	Common Stock	291011104	5,558	49	SH		OTR		49	0	0
EVEREST GROUP, LTD	Int'l Common Stock	G3223R108	211,073	531	SH		SOLE		531	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	1,977,490	33,085	SH		SOLE		33,085	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	3,168	53	SH		OTR		53	0	0
EXXON MOBIL CORP	Common Stock	30231G102	230,773	1,985	SH		SOLE		1,985	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	3,700,098	8,143	SH		SOLE		8,143	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	5,453	12	SH		OTR		12	0	0
FEDEX CORP COM	Common Stock	31428X106	304,806	1,052	SH		SOLE		1,052	0	0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX	Exchange Traded Fund	33733E302	5,036,395	24,557	SH		SOLE		24,557	0	0
FIVE BELOW INC COM	Common Stock	33829M101	736,403	4,060	SH		SOLE		4,060	0	0
FNB CORP PA COM	Common Stock	302520101	177,103	12,561	SH		SOLE		12,561	0	0
GALLAGHER ARTHUR J & CO COM	Common Stock	363576109	539,836	2,159	SH		SOLE		2,159	0	0
GENERAC HLDGS INC	Common Stock	368736104	210,654	1,670	SH		SOLE		1,670	0	0
GENERAL DYNAMICS	Common Stock	369550108	4,042,714	14,311	SH		SOLE		14,311	0	0
GENERAL DYNAMICS	Common Stock	369550108	6,215	22	SH		OTR		22	0	0
GILEAD SCIENCES INC	Common Stock	375558103	583,656	7,968	SH		SOLE		7,968	0	0
GRACO INC	Common Stock	384109104	326,082	3,489	SH		SOLE		3,489	0	0
GUIDEWIRE SOFTWARE INC COM	Common Stock	40171V100	314,650	2,696	SH		SOLE		2,696	0	0
HERSHEY FOODS CORP COM	Common Stock	427866108	784,419	4,033	SH		SOLE		4,027	0	6
HOME DEPOT INC COM	Common Stock	437076102	3,273,642	8,534	SH		SOLE		8,534	0	0
HONEYWELL INTL INC	Common Stock	438516106	258,615	1,260	SH		SOLE		1,260	0	0
HUBBELL INC COM	Common Stock	443510607	607,218	1,463	SH		SOLE		1,463	0	0
ICON PLC SHS	Common Stock	G4705A100	709,526	2,112	SH		SOLE		2,112	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	5,059,630	18,856	SH		SOLE		18,856	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	7,513	28	SH		OTR		28	0	0
INFOSYS LTD SPONSORED ADR	Common Stock	456788108	260,505	14,529	SH		SOLE		14,529	0	0
INVESCO EXCHANGE TRADED FD TR	Exchange Traded Fund	46137V365	503,797	6,064	SH		SOLE		6,064	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT	Exchange Traded Fund	46138E149	341,041	7,797	SH		SOLE		7,797	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO	Exchange Traded Fund	46138E115	623,755	13,443	SH		SOLE		13,443	0	0
IRON MTN INC NEW	Common Stock	46284V101	264,292	3,295	SH		SOLE		3,258	0	37
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	600,909	1,143	SH		SOLE		1,143	0	0
ISHARES CORE S&P MID-CAP ETF	Exchange Traded Fund	464287507	792,110	13,041	SH		SOLE		13,041	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	583,214	5,277	SH		SOLE		5,277	0	0
ISHARES TR CORE MSCI EAFE	Exchange Traded Fund	46432F842	229,934	3,098	SH		SOLE		3,098	0	0
ISHARES TR U.S. PFD STK ETF	Fixed Income ETF	464288687	879,911	27,301	SH		SOLE		27,301	0	0
ISHARES TR	Common Stock	464287150	1,082,091	9,385	SH		SOLE		9,385	0	0
ISHARES TR	Exchange Traded Fund	46434V886	509,940	12,127	SH		SOLE		12,127	0	0
J P MORGAN EXCHANGE-TRADED FD	Exchange Traded Fund	46641Q332	1,510,320	26,103	SH		SOLE		26,063	0	40
JOHNSON AND JOHNSON	Common Stock	478160104	5,608,152	35,452	SH		SOLE		35,452	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	3,797	24	SH		OTR		24	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	7,497,229	37,430	SH		SOLE		37,430	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	7,611	38	SH		OTR		38	0	0
KEYSIGHT TECHNOLOGIES INC	Common Stock	49338L103	385,320	2,464	SH		SOLE		2,464	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	3,686,843	17,301	SH		SOLE		17,301	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	5,967	28	SH		OTR		28	0	0
LAM RESEARCH CORP COM	Common Stock	512807108	204,030	210	SH		SOLE		208	0	2
LAMB WESTON HLDGS INC COM	Common Stock	513272104	362,309	3,401	SH		SOLE		3,401	0	0
LEIDOS HLDGS INC COM	Common Stock	525327102	293,642	2,240	SH		SOLE		2,240	0	0
LILLY ELI & CO COM	Common Stock	532457108	445,771	573	SH		SOLE		573	0	0
LINDE PLC	Int'l Common Stock	G54950103	5,236,601	11,278	SH		SOLE		11,278	0	0
LINDE PLC	Int'l Common Stock	G54950103	6,500	14	SH		OTR		14	0	0
LOWES COS INC COM	Common Stock	548661107	7,472,759	29,336	SH		SOLE		29,327	0	9
LOWES COS INC COM	Common Stock	548661107	7,897	31	SH		OTR		31	0	0
MANHATTAN ASSOCS INC COM	Common Stock	562750109	234,966	939	SH		SOLE		939	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	408,371	848	SH		SOLE		848	0	0
MCDONALDS CORP COM	Common Stock	580135101	4,806,120	17,046	SH		SOLE		17,046	0	0
MCDONALDS CORP COM	Common Stock	580135101	5,639	20	SH		OTR		20	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	4,159,408	47,727	SH		SOLE		47,727	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	5,055	58	SH		OTR		58	0	0
MERCK & CO INC NEW	Common Stock	58933Y105	819,805	6,213	SH		SOLE		6,199	0	14
METLIFE INC	Common Stock	59156R108	1,330,275	17,950	SH		SOLE		17,950	0	0
MGM RESORTS INTERNATIONAL COM	Common Stock	552953101	396,186	8,392	SH		SOLE		8,392	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	466,373	3,956	SH		SOLE		3,956	0	0
MICROSOFT CORP COM	Common Stock	594918104	13,971,461	33,208	SH		SOLE		33,200	0	8
MICROSOFT CORP COM	Common Stock	594918104	42,493	101	SH		OTR		101	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	1,394,886	14,814	SH		SOLE		14,814	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	2,166	23	SH		OTR		23	0	0
NEOGEN CORP	Common Stock	640491106	250,539	15,877	SH		SOLE		15,877	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	5,263,755	82,362	SH		SOLE		82,362	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	6,263	98	SH		OTR		98	0	0
NIKE INC CL B	Common Stock	654106103	1,839,189	19,570	SH		SOLE		19,570	0	0
NIKE INC CL B	Common Stock	654106103	3,007	32	SH		OTR		32	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	4,105,446	16,108	SH		SOLE		16,108	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	4,843	19	SH		OTR		19	0	0
NUTRIEN LTD	Int'l Common Stock	67077M108	660,898	12,169	SH		SOLE		12,169	0	0
NVIDIA CORP COM	Common Stock	67066G104	788,808	873	SH		SOLE		869	0	4
PACKAGING CORP OF AMERICA	Common Stock	695156109	748,682	3,945	SH		SOLE		3,945	0	0
PAYCHEX INC COM	Common Stock	704326107	3,941,512	32,097	SH		SOLE		32,097	0	0
PAYCHEX INC COM	Common Stock	704326107	4,789	39	SH		OTR		39	0	0
PENTAIR PLC SHS	Int'l Common Stock	G7S00T104	646,268	7,564	SH		SOLE		7,564	0	0
PEPSICO INC COM	Common Stock	713448108	3,296,488	18,836	SH		SOLE		18,836	0	0
PEPSICO INC COM	Common Stock	713448108	23,276	133	SH		OTR		133	0	0
PFIZER INC COM	Common Stock	717081103	1,050,781	37,866	SH		SOLE		37,866	0	0
PHILLIPS 66 COM	Common Stock	718546104	3,149,195	19,280	SH		SOLE		19,280	0	0
PHILLIPS 66 COM	Common Stock	718546104	7,677	47	SH		OTR		47	0	0
POST HLDGS INC COM	Common Stock	737446104	240,724	2,265	SH		SOLE		2,265	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	3,125,422	19,263	SH		SOLE		19,263	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	13,629	84	SH		OTR		84	0	0
QUEST DIAGNOSTICS INC	Common Stock	74834L100	1,266,941	9,518	SH		SOLE		9,518	0	0
RBC BEARINGS INC	Common Stock	75524B104	307,118	1,136	SH		SOLE		1,136	0	0
RLI CORP	Common Stock	749607107	353,210	2,379	SH		SOLE		2,379	0	0
ROLLINS INC	Common Stock	775711104	247,915	5,358	SH		SOLE		5,358	0	0
ROSS STORES INC COM	Common Stock	778296103	2,277,422	15,518	SH		SOLE		15,518	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	258,003	2,169	SH		SOLE		2,169	0	0
RTX CORPORATION	Common Stock	75513E101	3,351,423	34,363	SH		SOLE		34,363	0	0
RTX CORPORATION	Common Stock	75513E101	6,535	67	SH		OTR		67	0	0
SELECTIVE INS GROUP INC	Common Stock	816300107	586,352	5,371	SH		SOLE		5,371	0	0
SMITH A O COM	Common Stock	831865209	215,956	2,414	SH		SOLE		2,414	0	0
SPDR GOLD TR	Exchange Traded Fund	78463V107	363,507	1,767	SH		SOLE		1,767	0	0
SPDR SER TR	Exchange Traded Fund	78464A409	481,108	6,577	SH		SOLE		6,577	0	0
SPDR SER TR	Exchange Traded Fund	78464A508	446,541	8,913	SH		SOLE		8,913	0	0
SPDR SER TR	Exchange Traded Fund	78464A821	223,462	2,560	SH		SOLE		2,560	0	0
SPDR SER TR	Exchange Traded Fund	78464A839	210,596	2,771	SH		SOLE		2,771	0	0
STAG INDL INC	Common Stock	85254J102	283,879	7,385	SH		SOLE		7,385	0	0
STARBUCKS CORPORATION	Common Stock	855244109	390,053	4,268	SH		SOLE		4,252	0	16
TAIWAN SEMICONDUCTOR MFG CO	Int'l Common Stock	874039100	519,031	3,815	SH		SOLE		3,815	0	0
TARGET CORP COM	Common Stock	87612E106	2,912,092	16,433	SH		SOLE		16,433	0	0
TARGET CORP COM	Common Stock	87612E106	3,367	19	SH		OTR		19	0	0
TESLA INC	Common Stock	88160R101	660,970	3,760	SH		SOLE		3,760	0	0
TG THERAPEUTICS INC	Common Stock	88322Q108	152,100	10,000	SH		SOLE		10,000	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	283,630	488	SH		SOLE		488	0	0
TYLER TECHNOLOGIES INC COM	Common Stock	902252105	242,681	571	SH		SOLE		571	0	0
UNION PACIFIC CORP	Common Stock	907818108	232,404	945	SH		SOLE		945	0	0
UNITED PARCEL SERVICE OF AMERICA INC	Common Stock	911312106	292,207	1,966	SH		SOLE		1,966	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	3,072,087	6,210	SH		SOLE		6,210	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	1,979	4	SH		OTR		4	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	1,164,882	26,060	SH		SOLE		26,060	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	2,950	66	SH		OTR		66	0	0
VAIL RESORTS, INC	Common Stock	91879Q109	231,298	1,038	SH		SOLE		1,038	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	649,205	15,472	SH		SOLE		15,436	0	36
VISHAY INTERTECHNOLOGY INC COM	Common Stock	928298108	239,501	10,560	SH		SOLE		10,560	0	0
VULCAN MATERIALS COMPANY	Common Stock	929160109	305,943	1,121	SH		SOLE		1,113	0	8
WAL MART INC COM	Common Stock	931142103	4,520,572	75,130	SH		SOLE		75,130	0	0
WAL MART INC COM	Common Stock	931142103	7,762	129	SH		OTR		129	0	0
WASTE CONNECTIONS INC	Int'l Common Stock	94106B101	364,489	2,119	SH		SOLE		2,119	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	2,651,491	32,288	SH		SOLE		32,288	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	4,517	55	SH		OTR		55	0	0