Somerset Trust 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS COM	Common Stock	002824100	6,027	58	SH		OTR		58	0	0
ABBOTT LABS COM	Common Stock	002824100	4,239,320	40,798	SH		SOLE		40,798	0	0
ABBVIE INC COM	Common Stock	00287Y109	459,331	2,678	SH		SOLE		2,678	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	3,821,449	12,595	SH		SOLE		12,595	0	0
ACCENTURE PLC	Int'l Common Stock	G1151C101	6,675	22	SH		OTR		22	0	0
ACCO BRANDS CORP COM	Common Stock	00081T108	56,865	12,099	SH		SOLE		12,099	0	0
ADOBE SYS INC COM	Common Stock	00724F101	546,096	983	SH		SOLE		983	0	0
AECOM COM	Common Stock	00766T100	314,395	3,567	SH		SOLE		3,567	0	0
AFLAC INC	Common Stock	001055102	5,006,719	56,060	SH		SOLE		56,060	0	0
AFLAC INC	Common Stock	001055102	7,681	86	SH		OTR		86	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	4,903	19	SH		OTR		19	0	0
AIR PRODUCTS & CHEMICALS INC	Common Stock	009158106	3,069,247	11,894	SH		SOLE		11,894	0	0
ALPHABET INC CAP STK CL A	Common Stock	02079K305	1,019,494	5,597	SH		SOLE		5,597	0	0
AMAZON COM INC	Common Stock	023135106	417,420	2,160	SH		SOLE		2,160	0	0
AMERICAN INTL GROUP INC COM NEW	Common Stock	026874784	510,920	6,882	SH		SOLE		6,882	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	778	4	SH		OTR		4	0	0
AMERICAN TOWER CORP NEW COM	Common Stock	03027X100	986,867	5,077	SH		SOLE		5,077	0	0
AMERIPRISE FINL INC COM	Common Stock	03076C106	220,003	515	SH		SOLE		515	0	0
AMGEN INC COM	Common Stock	031162100	5,827,505	18,651	SH		SOLE		18,651	0	0
AMGEN INC COM	Common Stock	031162100	7,499	24	SH		OTR		24	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	8,446	37	SH		OTR		37	0	0
ANALOG DEVICES INC COM	Common Stock	032654105	5,943,206	26,037	SH		SOLE		26,037	0	0
APPLE INC	Common Stock	037833100	11,721,424	55,652	SH		SOLE		55,652	0	0
APPLE INC	Common Stock	037833100	5,687	27	SH		OTR		27	0	0
APPLIED MATLS INC COM	Common Stock	038222105	374,988	1,589	SH		SOLE		1,589	0	0
AT&T INC COM	Common Stock	00206R102	1,011,874	52,950	SH		SOLE		52,950	0	0
AT&T INC COM	Common Stock	00206R102	3,669	192	SH		OTR		192	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	4,537,736	19,011	SH		SOLE		19,011	0	0
AUTOMATIC DATA PROCESSING INCOM	Common Stock	053015103	6,922	29	SH		OTR		29	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	6,076	26	SH		OTR		26	0	0
BECTON DICKINSON AND COMPANY	Common Stock	075887109	3,386,692	14,491	SH		SOLE		14,491	0	0
BERKLEY W R CORP	Common Stock	084423102	272,515	3,468	SH		SOLE		3,468	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Common Stock	084670702	623,624	1,533	SH		SOLE		1,533	0	0
BLACKROCK INC COM	Common Stock	09247X101	6,299	8	SH		OTR		8	0	0
BLACKROCK INC COM	Common Stock	09247X101	3,343,748	4,247	SH		SOLE		4,247	0	0
BOOZ ALLEN HAMILTON HLDG CORCL A	Common Stock	099502106	555,117	3,607	SH		SOLE		3,607	0	0
BROWN & BROWN INC	Common Stock	115236101	406,458	4,546	SH		SOLE		4,546	0	0
CAPITAL ONE FINANCIAL CORP	Common Stock	14040H105	1,511,182	10,915	SH		SOLE		10,915	0	0
CBOE GLOBAL MARKETS INC COM	Common Stock	12503M108	323,964	1,905	SH		SOLE		1,905	0	0
CENTENE CORP DEL COM	Common Stock	15135B101	349,733	5,275	SH		SOLE		5,275	0	0
CHECK POINT SOFTWARE TECH LTD	Common Stock	M22465104	245,355	1,487	SH		SOLE		1,487	0	0
CHEMED CORP NEW	Common Stock	16359R103	293,536	541	SH		SOLE		541	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	2,238,996	14,314	SH		SOLE		14,314	0	0
CHEVRONTEXACO CORP COM	Common Stock	166764100	13,921	89	SH		OTR		89	0	0
CHEWY INC	Common Stock	16679L109	347,637	12,762	SH		SOLE		12,762	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	3,627,238	14,220	SH		SOLE		14,220	0	0
CHUBB LIMITED COM	Int'l Common Stock	H1467J104	6,122	24	SH		OTR		24	0	0
CHURCH & DWIGHT INC	Common Stock	171340102	347,950	3,356	SH		SOLE		3,356	0	0
CIGNA GROUP	Common Stock	125523100	738,824	2,235	SH		SOLE		2,235	0	0
CISCO SYS INC COM	Common Stock	17275R102	5,031,166	105,897	SH		SOLE		105,897	0	0
CISCO SYS INC COM	Common Stock	17275R102	5,891	124	SH		OTR		124	0	0
CITIGROUP INC COM NEW	Common Stock	172967424	976,332	15,385	SH		SOLE		15,385	0	0
CLOROX COMPANY COM	Common Stock	189054109	3,412	25	SH		OTR		25	0	0
CLOROX COMPANY COM	Common Stock	189054109	1,848,077	13,542	SH		SOLE		13,542	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	4,173	43	SH		OTR		43	0	0
COLGATE PALMOLIVE CO COM	Common Stock	194162103	2,329,930	24,010	SH		SOLE		24,010	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	2,220,372	56,700	SH		SOLE		56,700	0	0
COMCAST CORP NEW CL A	Common Stock	20030N101	1,684	43	SH		OTR		43	0	0
COSTCO WHSL CORP NEW COM	Common Stock	22160K105	5,406,786	6,361	SH		SOLE		6,361	0	0
D R HORTON	Common Stock	23331A109	215,623	1,530	SH		SOLE		1,530	0	0
DECKERS OUTDOOR CORP	Common Stock	243537107	239,084	247	SH		SOLE		247	0	0
DELTA AIR LINES INC DEL COM NEW	Common Stock	247361702	573,597	12,091	SH		SOLE		12,091	0	0
DIAMONDBACK ENERGY INC COM	Common Stock	25278X109	814,173	4,067	SH		SOLE		4,067	0	0
DISNEY WALT CO COM DISNEY	Common Stock	254687106	310,579	3,128	SH		SOLE		3,128	0	0
DYCOM INDS INC	Common Stock	267475101	750,644	4,448	SH		SOLE		4,448	0	0
EASTGROUP PROPERTIES INC.	Common Stock	277276101	297,505	1,749	SH		SOLE		1,749	0	0
EMERSON ELEC CO COM	Common Stock	291011104	5,398	49	SH		OTR		49	0	0
EMERSON ELEC CO COM	Common Stock	291011104	2,764,465	25,095	SH		SOLE		25,095	0	0
EVEREST GROUP, LTD	Int'l Common Stock	G3223R108	208,037	546	SH		SOLE		546	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	1,914,756	33,764	SH		SOLE		33,764	0	0
EVERSOURCE ENERGY COM	Common Stock	30040W108	3,006	53	SH		OTR		53	0	0
EXXON MOBIL CORP	Common Stock	30231G102	234,730	2,039	SH		SOLE		2,039	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	4,899	12	SH		OTR		12	0	0
FACTSET RESEARCH SYSTEMS INC	Common Stock	303075105	3,348,630	8,202	SH		SOLE		8,202	0	0
FEDEX CORP COM	Common Stock	31428X106	360,708	1,203	SH		SOLE		1,203	0	0
FIRST COMWLTH FINL CORP PA COM	Common Stock	319829107	247,581	17,928	SH		SOLE		17,928	0	0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX	Exchange Traded Fund	33733E302	4,999,716	24,396	SH		SOLE		24,396	0	0
FIVE BELOW INC COM	Common Stock	33829M101	472,712	4,338	SH		SOLE		4,338	0	0
FNB CORP PA COM	Common Stock	302520101	171,828	12,561	SH		SOLE		12,561	0	0
GALLAGHER ARTHUR J & CO COM	Common Stock	363576109	559,850	2,159	SH		SOLE		2,159	0	0
GENERAC HLDGS INC	Common Stock	368736104	227,418	1,720	SH		SOLE		1,720	0	0
GENERAL DYNAMICS	Common Stock	369550108	4,137,396	14,260	SH		SOLE		14,260	0	0
GENERAL DYNAMICS	Common Stock	369550108	6,383	22	SH		OTR		22	0	0
GILEAD SCIENCES INC	Common Stock	375558103	545,312	7,948	SH		SOLE		7,948	0	0
GRACO INC	Common Stock	384109104	276,608	3,489	SH		SOLE		3,489	0	0
GUIDEWIRE SOFTWARE INC COM	Common Stock	40171V100	371,338	2,693	SH		SOLE		2,693	0	0
HERSHEY FOODS CORP COM	Common Stock	427866108	757,380	4,120	SH		SOLE		4,120	0	0
HOME DEPOT INC COM	Common Stock	437076102	2,926,040	8,500	SH		SOLE		8,500	0	0
HONEYWELL INTL INC	Common Stock	438516106	284,649	1,333	SH		SOLE		1,333	0	0
HUBBELL INC COM	Common Stock	443510607	526,291	1,440	SH		SOLE		1,440	0	0
ICON PLC SHS	Common Stock	G4705A100	651,704	2,079	SH		SOLE		2,079	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	4,480,677	18,909	SH		SOLE		18,909	0	0
ILLINOIS TOOL WORKS INC COM	Common Stock	452308109	6,635	28	SH		OTR		28	0	0
INFOSYS LTD SPONSORED ADR	Common Stock	456788108	281,907	15,140	SH		SOLE		15,140	0	0
INVESCO EXCHANGE TRADED FD TR	Exchange Traded Fund	46137V365	488,860	6,063	SH		SOLE		6,063	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP HELT	Exchange Traded Fund	46138E149	332,152	7,797	SH		SOLE		7,797	0	0
INVESCO EXCHNG TRADED FD TR S&P SMLCP INFO	Exchange Traded Fund	46138E115	627,788	13,443	SH		SOLE		13,443	0	0
IRON MTN INC NEW	Common Stock	46284V101	335,358	3,742	SH		SOLE		3,742	0	0
ISHARES CORE S&P 500 ETF	Exchange Traded Fund	464287200	625,484	1,143	SH		SOLE		1,143	0	0
ISHARES CORE S&P MID-CAP ETF	Exchange Traded Fund	464287507	763,159	13,041	SH		SOLE		13,041	0	0
ISHARES CORE S&P SMALL-CAP ETF	Exchange Traded Fund	464287804	562,845	5,277	SH		SOLE		5,277	0	0
ISHARES TR CORE MSCI EAFE	Exchange Traded Fund	46432F842	225,039	3,098	SH		SOLE		3,098	0	0
ISHARES TR U.S. PFD STK ETF	Fixed Income ETF	464288687	858,728	27,218	SH		SOLE		27,218	0	0
ISHARES TR	Common Stock	464287150	1,114,750	9,385	SH		SOLE		9,385	0	0
ISHARES TR	Exchange Traded Fund	46434V886	582,419	13,346	SH		SOLE		13,346	0	0
J P MORGAN EXCHANGE-TRADED FD	Exchange Traded Fund	46641Q332	1,431,397	25,254	SH		SOLE		25,254	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	5,226,828	35,761	SH		SOLE		35,761	0	0
JOHNSON AND JOHNSON	Common Stock	478160104	3,508	24	SH		OTR		24	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	7,686	38	SH		OTR		38	0	0
JPMORGAN CHASE & CO COM	Common Stock	46625H100	7,557,445	37,365	SH		SOLE		37,365	0	0
KEYSIGHT TECHNOLOGIES INC	Common Stock	49338L103	336,542	2,461	SH		SOLE		2,461	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	6,288	28	SH		OTR		28	0	0
L3HARRIS TECHNOLOGIES INC	Common Stock	502431109	3,914,429	17,430	SH		SOLE		17,430	0	0
LAM RESEARCH CORP COM	Common Stock	512807108	250,240	235	SH		SOLE		235	0	0
LAMB WESTON HLDGS INC COM	Common Stock	513272104	285,620	3,397	SH		SOLE		3,397	0	0
LEIDOS HLDGS INC COM	Common Stock	525327102	342,234	2,346	SH		SOLE		2,346	0	0
LILLY ELI & CO COM	Common Stock	532457108	606,605	670	SH		SOLE		670	0	0
LINDE PLC	Int'l Common Stock	G54950103	4,919,499	11,211	SH		SOLE		11,211	0	0
LINDE PLC	Int'l Common Stock	G54950103	6,143	14	SH		OTR		14	0	0
LOWES COS INC COM	Common Stock	548661107	6,834	31	SH		OTR		31	0	0
LOWES COS INC COM	Common Stock	548661107	6,439,637	29,210	SH		SOLE		29,210	0	0
MANHATTAN ASSOCS INC COM	Common Stock	562750109	231,633	939	SH		SOLE		939	0	0
MASTERCARD INC CL A	Common Stock	57636Q104	386,015	875	SH		SOLE		875	0	0
MCDONALDS CORP COM	Common Stock	580135101	4,397,264	17,255	SH		SOLE		17,255	0	0
MCDONALDS CORP COM	Common Stock	580135101	5,097	20	SH		OTR		20	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	3,764,384	47,826	SH		SOLE		47,826	0	0
MEDTRONIC PLC SHS	Int'l Common Stock	G5960L103	4,565	58	SH		OTR		58	0	0
MERCK & CO INC NEW	Common Stock	58933Y105	795,167	6,423	SH		SOLE		6,423	0	0
METLIFE INC	Common Stock	59156R108	1,257,243	17,912	SH		SOLE		17,912	0	0
MGM RESORTS INTERNATIONAL COM	Common Stock	552953101	372,585	8,384	SH		SOLE		8,384	0	0
MICRON TECHNOLOGY INC	Common Stock	595112103	541,114	4,114	SH		SOLE		4,114	0	0
MICROSOFT CORP COM	Common Stock	594918104	14,194,441	31,758	SH		SOLE		31,758	0	0
MICROSOFT CORP COM	Common Stock	594918104	45,142	101	SH		OTR		101	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	2,235	23	SH		OTR		23	0	0
MORGAN STANLEY DEAN WITTER DISCOVER & CO	Common Stock	617446448	1,458,336	15,005	SH		SOLE		15,005	0	0
NEOGEN CORP	Common Stock	640491106	248,158	15,877	SH		SOLE		15,877	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	5,881,549	83,061	SH		SOLE		83,061	0	0
NEXTERA ENERGY INC COM	Common Stock	65339F101	6,939	98	SH		OTR		98	0	0
NIKE INC CL B	Common Stock	654106103	1,497,150	19,864	SH		SOLE		19,864	0	0
NIKE INC CL B	Common Stock	654106103	2,412	32	SH		OTR		32	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	4,079	19	SH		OTR		19	0	0
NORFOLK SOUTHERN CORP. COM	Common Stock	655844108	3,516,407	16,379	SH		SOLE		16,379	0	0
NUTRIEN LTD	Int'l Common Stock	67077M108	618,404	12,147	SH		SOLE		12,147	0	0
NVIDIA CORP COM	Common Stock	67066G104	753,841	6,102	SH		SOLE		6,102	0	0
PACKAGING CORP OF AMERICA	Common Stock	695156109	719,652	3,942	SH		SOLE		3,942	0	0
PAYCHEX INC COM	Common Stock	704326107	4,624	39	SH		OTR		39	0	0
PAYCHEX INC COM	Common Stock	704326107	3,811,348	32,147	SH		SOLE		32,147	0	0
PENTAIR PLC SHS	Int'l Common Stock	G7S00T104	574,258	7,490	SH		SOLE		7,490	0	0
PEPSICO INC COM	Common Stock	713448108	3,134,000	19,002	SH		SOLE		19,002	0	0
PEPSICO INC COM	Common Stock	713448108	21,936	133	SH		OTR		133	0	0
PFIZER INC COM	Common Stock	717081103	1,068,780	38,198	SH		SOLE		38,198	0	0
PHILLIPS 66 COM	Common Stock	718546104	6,635	47	SH		OTR		47	0	0
PHILLIPS 66 COM	Common Stock	718546104	2,726,134	19,311	SH		SOLE		19,311	0	0
POST HLDGS INC COM	Common Stock	737446104	235,610	2,262	SH		SOLE		2,262	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	13,853	84	SH		OTR		84	0	0
PROCTER & GAMBLE CO COM	Common Stock	742718109	3,207,199	19,447	SH		SOLE		19,447	0	0
QUEST DIAGNOSTICS INC	Common Stock	74834L100	1,296,254	9,470	SH		SOLE		9,470	0	0
RBC BEARINGS INC	Common Stock	75524B104	298,646	1,107	SH		SOLE		1,107	0	0
RLI CORP	Common Stock	749607107	334,279	2,376	SH		SOLE		2,376	0	0
ROLLINS INC	Common Stock	775711104	261,173	5,353	SH		SOLE		5,353	0	0
ROSS STORES INC COM	Common Stock	778296103	2,245,630	15,453	SH		SOLE		15,453	0	0
RPM INTERNATIONAL INC	Common Stock	749685103	233,235	2,166	SH		SOLE		2,166	0	0
RTX CORPORATION	Common Stock	75513E101	6,726	67	SH		OTR		67	0	0
RTX CORPORATION	Common Stock	75513E101	3,493,271	34,797	SH		SOLE		34,797	0	0
SELECTIVE INS GROUP INC	Common Stock	816300107	531,547	5,665	SH		SOLE		5,665	0	0
SPDR GOLD TR	Exchange Traded Fund	78463V107	379,063	1,763	SH		SOLE		1,763	0	0
SPDR SER TR	Exchange Traded Fund	78464A409	516,278	6,443	SH		SOLE		6,443	0	0
SPDR SER TR	Exchange Traded Fund	78464A508	426,572	8,752	SH		SOLE		8,752	0	0
SPDR SER TR	Exchange Traded Fund	78464A821	214,353	2,550	SH		SOLE		2,550	0	0
SPDR SER TR	Exchange Traded Fund	78464A839	201,314	2,760	SH		SOLE		2,760	0	0
STAG INDL INC	Common Stock	85254J102	265,979	7,376	SH		SOLE		7,376	0	0
STARBUCKS CORPORATION	Common Stock	855244109	365,350	4,693	SH		SOLE		4,693	0	0
TAIWAN SEMICONDUCTOR MFG CO	Int'l Common Stock	874039100	718,878	4,136	SH		SOLE		4,136	0	0
TARGET CORP COM	Common Stock	87612E106	2,455,984	16,590	SH		SOLE		16,590	0	0
TARGET CORP COM	Common Stock	87612E106	2,813	19	SH		OTR		19	0	0
TESLA INC	Common Stock	88160R101	714,940	3,613	SH		SOLE		3,613	0	0
TG THERAPEUTICS INC	Common Stock	88322Q108	177,900	10,000	SH		SOLE		10,000	0	0
THERMO FISHER SCIENTIFIC INC	Common Stock	883556102	296,961	537	SH		SOLE		537	0	0
TYLER TECHNOLOGIES INC COM	Common Stock	902252105	287,087	571	SH		SOLE		571	0	0
UNION PACIFIC CORP	Common Stock	907818108	222,187	982	SH		SOLE		982	0	0
UNITED PARCEL SERVICE OF AMERICA INC	Common Stock	911312106	284,785	2,081	SH		SOLE		2,081	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	2,037	4	SH		OTR		4	0	0
UNITEDHEALTH GROUP INC COM	Common Stock	91324P102	3,205,792	6,295	SH		SOLE		6,295	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	1,069,399	26,937	SH		SOLE		26,937	0	0
US BANCORP DEL COM NEW	Common Stock	902973304	2,620	66	SH		OTR		66	0	0
VECTOR GROUP LTD	Common Stock	92240M108	110,034	10,410	SH		SOLE		10,410	0	0
VERIZON COMMUNICATIONS INC COM	Common Stock	92343V104	677,161	16,420	SH		SOLE		16,420	0	0
VISHAY INTERTECHNOLOGY INC COM	Common Stock	928298108	243,739	10,930	SH		SOLE		10,930	0	0
VULCAN MATERIALS COMPANY	Common Stock	929160109	310,850	1,250	SH		SOLE		1,250	0	0
WAL MART INC COM	Common Stock	931142103	8,735	129	SH		OTR		129	0	0
WAL MART INC COM	Common Stock	931142103	5,098,495	75,299	SH		SOLE		75,299	0	0
WASTE CONNECTIONS INC	Int'l Common Stock	94106B101	371,237	2,117	SH		SOLE		2,117	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	2,564,465	32,685	SH		SOLE		32,685	0	0
WEC ENERGY GROUP INC	Common Stock	92939U106	4,315	55	SH		OTR		55	0	0