Cranbrook Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	21,468	196	SH		SOLE		0	0	196
ABBOTT LABS	COM	002824100	436,978	3,970	SH		SOLE		0	0	3,970
ABBVIE INC	COM	00287Y109	655,059	4,227	SH		SOLE		0	0	4,227
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	8,071	23	SH		SOLE		0	0	23
ADOBE INC	COM	00724F101	14,915	25	SH		SOLE		0	0	25
ADVANCED MICRO DEVICES INC	COM	007903107	147,410	1,000	SH		SOLE		0	0	1,000
ALLSTATE CORP	COM	020002101	9,243	66	SH		SOLE		0	0	66
ALPHABET INC	CAP STK CL A	02079K305	213,555	1,529	SH		SOLE		0	0	1,529
ALPHABET INC	CAP STK CL C	02079K107	80,331	570	SH		SOLE		0	0	570
ALPS ETF TR	REIT DIVIDE DOGS	00162Q106	103,035	4,034	SH		SOLE		0	0	4,034
ALTRIA GROUP INC	COM	02209S103	70,409	1,745	SH		SOLE		0	0	1,745
AMAZON COM INC	COM	023135106	1,176,900	7,746	SH		SOLE		0	0	7,746
AMERICAN ELEC PWR CO INC	COM	025537101	171,293	2,109	SH		SOLE		0	0	2,109
AMERICAN EXPRESS CO	COM	025816109	19,671	105	SH		SOLE		0	0	105
AMPLIFY ETF TR	SEYMOUR CANNBS	032108854	2,349	550	SH		SOLE		0	0	550
AON PLC	SHS CL A	G0403H108	12,514	43	SH		SOLE		0	0	43
APPLE INC	COM	037833100	2,176,584	11,305	SH		SOLE		0	0	11,305
APPLIED MATLS INC	COM	038222105	507,442	3,131	SH		SOLE		0	0	3,131
ARBOR REALTY TRUST INC	COM	038923108	212,900	14,025	SH		SOLE		0	0	14,025
ARTISAN PARTNERS ASSET MGMT	CL A	04316A108	44,180	1,000	SH		SOLE		0	0	1,000
AT&T INC	COM	00206R102	70,426	4,197	SH		SOLE		0	0	4,197
AUTOMATIC DATA PROCESSING IN	COM	053015103	124,174	533	SH		SOLE		0	0	533
AUTOZONE INC	COM	053332102	28,442	11	SH		SOLE		0	0	11
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	187,662	1,447	SH		SOLE		0	0	1,447
BANK AMERICA CORP	COM	060505104	16,768	498	SH		SOLE		0	0	498
BAXTER INTL INC	COM	071813109	25,439	658	SH		SOLE		0	0	658
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	542,626	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	351,311	985	SH		SOLE		0	0	985
BLACKROCK INC	COM	09247X101	52,767	65	SH		SOLE		0	0	65
BLINK CHARGING CO	COM	09354A100	119	35	SH		SOLE		0	0	35
BOEING CO	COM	097023105	73,507	282	SH		SOLE		0	0	282
BP PLC	SPONSORED ADR	055622104	2,903	82	SH		SOLE		0	0	82
BP PRUDHOE BAY RTY TR	UNIT BEN INT	055630107	1,670	676	SH		SOLE		0	0	676
BRISTOL-MYERS SQUIBB CO	COM	110122108	97,951	1,909	SH		SOLE		0	0	1,909
BROADCOM INC	COM	11135F101	16,744	15	SH		SOLE		0	0	15
CADENCE DESIGN SYSTEM INC	COM	127387108	63,463	233	SH		SOLE		0	0	233
CARRIER GLOBAL CORPORATION	COM	14448C104	4,309	75	SH		SOLE		0	0	75
CDW CORP	COM	12514G108	15,913	70	SH		SOLE		0	0	70
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	56,773	1,426	SH		SOLE		0	0	1,426
CENTERPOINT ENERGY INC	COM	15189T107	120,823	4,229	SH		SOLE		0	0	4,229
CHARTER COMMUNICATIONS INC N	CL A	16119P108	10,884	28	SH		SOLE		0	0	28
CHENIERE ENERGY INC	COM NEW	16411R208	23,729	139	SH		SOLE		0	0	139
CHEVRON CORP NEW	COM	166764100	21,272	143	SH		SOLE		0	0	143
CISCO SYS INC	COM	17275R102	44,963	890	SH		SOLE		0	0	890
CITIGROUP INC	COM NEW	172967424	30,607	595	SH		SOLE		0	0	595
CLAROS MTG TR INC	COMMON STOCK	18270D106	13,630	1,000	SH		SOLE		0	0	1,000
CMS ENERGY CORP	COM	125896100	50,696	873	SH		SOLE		0	0	873
COCA COLA CO	COM	191216100	47,144	800	SH		SOLE		0	0	800
COINBASE GLOBAL INC	COM CL A	19260Q107	198,617	1,142	SH		SOLE		0	0	1,142
COMCAST CORP NEW	CL A	20030N101	12,892	294	SH		SOLE		0	0	294
CONOCOPHILLIPS	COM	20825C104	17,179	148	SH		SOLE		0	0	148
CONSOLIDATED EDISON INC	COM	209115104	116,897	1,285	SH		SOLE		0	0	1,285
COSTCO WHSL CORP NEW	COM	22160K105	67,408	102	SH		SOLE		0	0	102
DANAHER CORPORATION	COM	235851102	6,941	30	SH		SOLE		0	0	30
DBX ETF TR	XTRACK MSCI EAFE	233051200	21,782	589	SH		SOLE		0	0	589
DEERE & CO	COM	244199105	7,998	20	SH		SOLE		0	0	20
DELTA AIR LINES INC DEL	COM NEW	247361702	9,092	226	SH		SOLE		0	0	226
DENTSPLY SIRONA INC	COM	24906P109	7,901	222	SH		SOLE		0	0	222
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	885	31	SH		SOLE		0	0	31
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	6,054	207	SH		SOLE		0	0	207
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	2,979	50	SH		SOLE		0	0	50
DISCOVER FINL SVCS	COM	254709108	7,644	68	SH		SOLE		0	0	68
DISNEY WALT CO	COM	254687106	60,766	673	SH		SOLE		0	0	673
DT MIDSTREAM INC	COMMON STOCK	23345M107	25,702	469	SH		SOLE		0	0	469
DTE ENERGY CO	COM	233331107	145,394	1,319	SH		SOLE		0	0	1,319
DUKE ENERGY CORP NEW	COM NEW	26441C204	119,651	1,233	SH		SOLE		0	0	1,233
DXC TECHNOLOGY CO	COM	23355L106	1,944	85	SH		SOLE		0	0	85
EATON CORP PLC	SHS	G29183103	42,866	178	SH		SOLE		0	0	178
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	285,054	36,924	SH		SOLE		0	0	36,924
EDISON INTL	COM	281020107	1,028	14	SH		SOLE		0	0	14
ELI LILLY & CO	COM	532457108	139,318	239	SH		SOLE		0	0	239
ENBRIDGE INC	COM	29250N105	54,931	1,525	SH		SOLE		0	0	1,525
ENOVIX CORPORATION	COM	293594107	4,257	340	SH		SOLE		0	0	340
ETF SER SOLUTIONS	DEFIANCE QUANT	26922A420	16,296	300	SH		SOLE		0	0	300
EVOLV TECHNOLOGIES HLDNGS IN	COM CL A	30049H102	74,652	15,816	SH		SOLE		0	0	15,816
EXCHANGE TRADED CONCEPTS TR	ROBO GLB ETF	301505707	18,508	323	SH		SOLE		0	0	323
EXXON MOBIL CORP	COM	30231G102	242,193	2,422	SH		SOLE		0	0	2,422
FEDEX CORP	COM	31428X106	10,998	43	SH		SOLE		0	0	43
FIRST MERCHANTS CORP	COM	320817109	25,994	701	SH		SOLE		0	0	701
FIRST TR EXCHANGE TRADED FD	INTL EQUITY OPP	33734X853	930	22	SH		SOLE		0	0	22
FIRST TR EXCHANGE TRADED FD	WTR ETF	33733B100	17,064	180	SH		SOLE		0	0	180
FIRST TR EXCHANGE-TRADED ALP	SML CAP VAL ALPH	33737M409	98,990	1,820	SH		SOLE		0	0	1,820
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	622,628	7,779	SH		SOLE		0	0	7,779
FIRST TR EXCHANGE-TRADED FD	FIRST TR ENH NEW	33739Q408	121,060	2,029	SH		SOLE		0	0	2,029
FIRST TR EXCHANGE-TRADED FD	FST LOW OPPT EFT	33739Q200	363,381	7,520	SH		SOLE		0	0	7,520
FIRST TR EXCHANGE-TRADED FD	SENIOR LN FD	33738D309	123,055	2,671	SH		SOLE		0	0	2,671
FIRSTENERGY CORP	COM	337932107	14,701	401	SH		SOLE		0	0	401
FORD MTR CO DEL	COM	345370860	48,534	3,981	SH		SOLE		0	0	3,981
GENERAL DYNAMICS CORP	COM	369550108	12,984	50	SH		SOLE		0	0	50
GOLDMAN SACHS GROUP INC	COM	38141G104	115,731	300	SH		SOLE		0	0	300
GOODYEAR TIRE & RUBR CO	COM	382550101	1,089	76	SH		SOLE		0	0	76
GSK PLC	SPONSORED ADR	37733W204	18,827	508	SH		SOLE		0	0	508
HALEON PLC	SPON ADS	405552100	5,235	636	SH		SOLE		0	0	636
HALLIBURTON CO	COM	406216101	41,566	1,150	SH		SOLE		0	0	1,150
HASBRO INC	COM	418056107	8,279	162	SH		SOLE		0	0	162
HERSHEY CO	COM	427866108	58,543	314	SH		SOLE		0	0	314
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	17,065	1,005	SH		SOLE		0	0	1,005
HOME DEPOT INC	COM	437076102	420,276	1,213	SH		SOLE		0	0	1,213
HONEYWELL INTL INC	COM	438516106	60,816	290	SH		SOLE		0	0	290
HP INC	COM	40434L105	30,241	1,005	SH		SOLE		0	0	1,005
HUNTINGTON BANCSHARES INC	COM	446150104	44,584	3,505	SH		SOLE		0	0	3,505
HUNTINGTON INGALLS INDS INC	COM	446413106	27,522	106	SH		SOLE		0	0	106
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	3,408	198	SH		SOLE		0	0	198
ILLINOIS TOOL WKS INC	COM	452308109	145,639	556	SH		SOLE		0	0	556
INTEL CORP	COM	458140100	161,906	3,222	SH		SOLE		0	0	3,222
INTERNATIONAL BUSINESS MACHS	COM	459200101	696,570	4,259	SH		SOLE		0	0	4,259
INTERNATIONAL PAPER CO	COM	460146103	1,736	48	SH		SOLE		0	0	48
INVENTRUST PPTYS CORP	COM NEW	46124J201	14,976	591	SH		SOLE		0	0	591
INVESCO QQQ TR	UNIT SER 1	46090E103	124,904	305	SH		SOLE		0	0	305
ISHARES GOLD TR	ISHARES NEW	464285204	5,681,771	145,574	SH		SOLE		0	0	145,574
ISHARES INC	CORE MSCI EMKT	46434G103	4,059,621	80,261	SH		SOLE		0	0	80,261
ISHARES INC	ESG AWR MSCI EM	46434G863	289,759	9,038	SH		SOLE		0	0	9,038
ISHARES SILVER TR	ISHARES	46428Q109	10,085	463	SH		SOLE		0	0	463
ISHARES TR	1 3 YR TREAS BD	464287457	31,422	383	SH		SOLE		0	0	383
ISHARES TR	3 7 YR TREAS BD	464288661	39,942	341	SH		SOLE		0	0	341
ISHARES TR	7-10 YR TRSY BD	464287440	22,170	230	SH		SOLE		0	0	230
ISHARES TR	CORE INTL AGGR	46435G672	5,727	115	SH		SOLE		0	0	115
ISHARES TR	CORE MSCI TOTAL	46432F834	13,636	210	SH		SOLE		0	0	210
ISHARES TR	CORE US AGGBD ET	464287226	131,110	1,321	SH		SOLE		0	0	1,321
ISHARES TR	EAFE SML CP ETF	464288273	38,564	623	SH		SOLE		0	0	623
ISHARES TR	ESG ADVNCD HY BD	46435G441	4,992	110	SH		SOLE		0	0	110
ISHARES TR	GLOBAL MATER ETF	464288695	63,204	724	SH		SOLE		0	0	724
ISHARES TR	HDG MSCI EAFE	46434V803	540,933	17,167	SH		SOLE		0	0	17,167
ISHARES TR	MSCI ACWI EX US	464288240	12,454	244	SH		SOLE		0	0	244
ISHARES TR	MSCI USA QLT FCT	46432F339	148	1	SH		SOLE		0	0	1
ISHARES TR	ROBOTICS ARTIF	46435U556	15,767	457	SH		SOLE		0	0	457
ISHARES TR	RUS 1000 GRW ETF	464287614	30,317	100	SH		SOLE		0	0	100
ISHARES TR	RUS 2000 GRW ETF	464287648	430,505	1,707	SH		SOLE		0	0	1,707
ISHARES TR	RUS MD CP GR ETF	464287481	1,143,455	10,946	SH		SOLE		0	0	10,946
ISHARES TR	RUS MDCP VAL ETF	464287473	388,758	3,343	SH		SOLE		0	0	3,343
ISHARES TR	RUSSELL 3000 ETF	464287689	102,927	376	SH		SOLE		0	0	376
ISHARES TR	U.S. BAS MTL ETF	464287838	135,391	980	SH		SOLE		0	0	980
ISHARES TR	US HLTHCARE ETF	464287762	121,939	426	SH		SOLE		0	0	426
ISHARES TR	CORE 1 5 YR USD	46432F859	8,130,088	170,944	SH		SOLE		0	0	170,944
ISHARES TR	CORE DIV GRWTH	46434V621	105,864	1,967	SH		SOLE		0	0	1,967
ISHARES TR	CORE MSCI EAFE	46432F842	30,537,883	434,085	SH		SOLE		0	0	434,085
ISHARES TR	CORE S&P MCP ETF	464287507	5,065,483	18,277	SH		SOLE		0	0	18,277
ISHARES TR	CORE S&P SCP ETF	464287804	11,120,957	102,734	SH		SOLE		0	0	102,734
ISHARES TR	CORE S&P TTL STK	464287150	321,057	3,051	SH		SOLE		0	0	3,051
ISHARES TR	CORE S&P500 ETF	464287200	35,654,172	74,648	SH		SOLE		0	0	74,648
ISHARES TR	CORE TOTAL USD	46434V613	15,388	334	SH		SOLE		0	0	334
ISHARES TR	EAFE GRWTH ETF	464288885	8,678,630	89,609	SH		SOLE		0	0	89,609
ISHARES TR	EAFE VALUE ETF	464288877	2,879,173	55,262	SH		SOLE		0	0	55,262
ISHARES TR	ESG AW MSCI EAFE	46435G516	2,538,803	33,609	SH		SOLE		0	0	33,609
ISHARES TR	ESG AWARE MSCI	46435U663	896,155	23,577	SH		SOLE		0	0	23,577
ISHARES TR	ESG AWR MSCI USA	46435G425	641,448	6,114	SH		SOLE		0	0	6,114
ISHARES TR	ESG AWR US AGRGT	46435U549	452,289	9,474	SH		SOLE		0	0	9,474
ISHARES TR	IBOXX HI YD ETF	464288513	7,213,884	93,215	SH		SOLE		0	0	93,215
ISHARES TR	MSCI EAFE ETF	464287465	352,707	4,681	SH		SOLE		0	0	4,681
ISHARES TR	MSCI EMG MKT ETF	464287234	647,088	16,093	SH		SOLE		0	0	16,093
ISHARES TR	MSCI KLD400 SOC	464288570	3,444,030	37,826	SH		SOLE		0	0	37,826
ISHARES TR	MSCI USA ESG SLC	464288802	105,337	1,048	SH		SOLE		0	0	1,048
ISHARES TR	RUS 1000 ETF	464287622	2,786,251	10,624	SH		SOLE		0	0	10,624
ISHARES TR	RUS MID CAP ETF	464287499	545,665	7,020	SH		SOLE		0	0	7,020
ISHARES TR	RUSSELL 2000 ETF	464287655	3,450,621	17,192	SH		SOLE		0	0	17,192
ISHARES TR	S&P 500 GRWT ETF	464287309	4,867,627	64,815	SH		SOLE		0	0	64,815
ISHARES TR	S&P 500 VAL ETF	464287408	4,159,918	23,923	SH		SOLE		0	0	23,923
ISHARES TR	S&P MC 400GR ETF	464287606	3,861,953	48,750	SH		SOLE		0	0	48,750
ISHARES TR	S&P MC 400VL ETF	464287705	3,776,526	33,116	SH		SOLE		0	0	33,116
ISHARES TR	S&P SML 600 GWT	464287887	1,571,375	12,557	SH		SOLE		0	0	12,557
ISHARES TR	SELECT DIVID ETF	464287168	150,159	1,281	SH		SOLE		0	0	1,281
ISHARES TR	SP SMCP600VL ETF	464287879	1,527,768	14,823	SH		SOLE		0	0	14,823
ISHARES TR	TIPS BD ETF	464287176	6,034,836	56,143	SH		SOLE		0	0	56,143
ISHARES TR	U.S. REAL ES ETF	464287739	129,437	1,416	SH		SOLE		0	0	1,416
J P MORGAN EXCHANGE TRADED F	ACTIVEBLDRS EMER	46641Q266	218	6	SH		SOLE		0	0	6
J P MORGAN EXCHANGE TRADED F	BETABUILDERS I	46641Q373	570	10	SH		SOLE		0	0	10
J P MORGAN EXCHANGE TRADED F	BETABUILDERS US	46641Q241	140	3	SH		SOLE		0	0	3
J P MORGAN EXCHANGE TRADED F	BETABUILDRS US	46641Q399	1,375	16	SH		SOLE		0	0	16
J P MORGAN EXCHANGE TRADED F	CORE PLUS BD ETF	46641Q670	48	1	SH		SOLE		0	0	1
JOHNSON & JOHNSON	COM	478160104	295,612	1,886	SH		SOLE		0	0	1,886
JPMORGAN CHASE & CO	COM	46625H100	699,111	4,110	SH		SOLE		0	0	4,110
KELLANOVA	COM	487836108	8,499	152	SH		SOLE		0	0	152
KIMBERLY-CLARK CORP	COM	494368103	25,518	210	SH		SOLE		0	0	210
KINDER MORGAN INC DEL	COM	49456B101	8,538	484	SH		SOLE		0	0	484
KRAFT HEINZ CO	COM	500754106	9,209	249	SH		SOLE		0	0	249
KROGER CO	COM	501044101	14,628	320	SH		SOLE		0	0	320
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	5,777	278	SH		SOLE		0	0	278
LAM RESEARCH CORP	COM	512807108	43,080	55	SH		SOLE		0	0	55
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	2,283,945	83,295	SH		SOLE		0	0	83,295
LISTED FD TR	ROUNDHILL BALL	53656F417	5,468	475	SH		SOLE		0	0	475
MAGNA INTL INC	COM	559222401	8,154	138	SH		SOLE		0	0	138
MARATHON PETE CORP	COM	56585A102	96,434	650	SH		SOLE		0	0	650
MCDONALDS CORP	COM	580135101	526,899	1,777	SH		SOLE		0	0	1,777
MERCK & CO INC	COM	58933Y105	212,699	1,951	SH		SOLE		0	0	1,951
META PLATFORMS INC	CL A	30303M102	35,750	101	SH		SOLE		0	0	101
METLIFE INC	COM	59156R108	11,573	175	SH		SOLE		0	0	175
MGM RESORTS INTERNATIONAL	COM	552953101	49,148	1,100	SH		SOLE		0	0	1,100
MICROSOFT CORP	COM	594918104	1,835,972	4,882	SH		SOLE		0	0	4,882
MONDELEZ INTL INC	CL A	609207105	5,650	78	SH		SOLE		0	0	78
MORGAN STANLEY	COM NEW	617446448	82,957	890	SH		SOLE		0	0	890
MOTOROLA SOLUTIONS INC	COM NEW	620076307	20,664	66	SH		SOLE		0	0	66
NCR VOYIX CORPORATION	COM	62886E108	23	1	SH		SOLE		0	0	1
NEOGEN CORP	COM	640491106	2,695	134	SH		SOLE		0	0	134
NETFLIX INC	COM	64110L106	24,344	50	SH		SOLE		0	0	50
NEWELL BRANDS INC	COM	651229106	5,582	643	SH		SOLE		0	0	643
NIKE INC	CL B	654106103	5,972	55	SH		SOLE		0	0	55
NORTHROP GRUMMAN CORP	COM	666807102	380,598	813	SH		SOLE		0	0	813
NORTHWEST NAT HLDG CO	COM	66765N105	42,990	1,104	SH		SOLE		0	0	1,104
NRG ENERGY INC	COM NEW	629377508	9,048	175	SH		SOLE		0	0	175
NVIDIA CORPORATION	COM	67066G104	253,132	511	SH		SOLE		0	0	511
OCCIDENTAL PETE CORP	COM	674599105	498,698	8,352	SH		SOLE		0	0	8,352
OGE ENERGY CORP	COM	670837103	7,912	227	SH		SOLE		0	0	227
OLD DOMINION FREIGHT LINE IN	COM	679580100	202,665	500	SH		SOLE		0	0	500
ORACLE CORP	COM	68389X105	111,229	1,055	SH		SOLE		0	0	1,055
ORGANON & CO	COMMON STOCK	68622V106	2,582	179	SH		SOLE		0	0	179
OTIS WORLDWIDE CORP	COM	68902V107	3,311	37	SH		SOLE		0	0	37
PENNYMAC MTG INVT TR	COM	70931T103	105,054	7,027	SH		SOLE		0	0	7,027
PEPSICO INC	COM	713448108	624,287	3,676	SH		SOLE		0	0	3,676
PFIZER INC	COM	717081103	133,155	4,625	SH		SOLE		0	0	4,625
PHILIP MORRIS INTL INC	COM	718172109	95,390	1,014	SH		SOLE		0	0	1,014
PIEDMONT LITHIUM INC	COM	72016P105	23,206	822	SH		SOLE		0	0	822
PINTEREST INC	CL A	72352L106	1,445	39	SH		SOLE		0	0	39
PIONEER NAT RES CO	COM	723787107	11,919	53	SH		SOLE		0	0	53
PNC FINL SVCS GROUP INC	COM	693475105	1,334	9	SH		SOLE		0	0	9
PROCTER AND GAMBLE CO	COM	742718109	51,725	353	SH		SOLE		0	0	353
PRUDENTIAL FINL INC	COM	744320102	4,979	48	SH		SOLE		0	0	48
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	24,460	400	SH		SOLE		0	0	400
QUALCOMM INC	COM	747525103	35,724	247	SH		SOLE		0	0	247
RALPH LAUREN CORP	CL A	751212101	7,210	50	SH		SOLE		0	0	50
RIOT PLATFORMS INC	COM	767292105	6,962	450	SH		SOLE		0	0	450
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	7,625	325	SH		SOLE		0	0	325
ROCKET COS INC	COM CL A	77311W101	125,166	8,644	SH		SOLE		0	0	8,644
ROKU INC	COM CL A	77543R102	1,742	19	SH		SOLE		0	0	19
RTX CORPORATION	COM	75513E101	6,311	75	SH		SOLE		0	0	75
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	10,435,452	282,344	SH		SOLE		0	0	282,344
SELECT SECTOR SPDR TR	ENERGY	81369Y506	78,062	931	SH		SOLE		0	0	931
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	1,442	20	SH		SOLE		0	0	20
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	442,784	11,053	SH		SOLE		0	0	11,053
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	116,893	654	SH		SOLE		0	0	654
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,853	26	SH		SOLE		0	0	26
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,320,704	9,684	SH		SOLE		0	0	9,684
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,000,013	47,371	SH		SOLE		0	0	47,371
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	510,703	5,970	SH		SOLE		0	0	5,970
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	5,228,134	27,162	SH		SOLE		0	0	27,162
SERVICENOW INC	COM	81762P102	1,228	2	SH		SOLE		0	0	2
SHELL PLC	SPON ADS	780259305	3,948	60	SH		SOLE		0	0	60
SOFI TECHNOLOGIES INC	COM	83406F102	1,642	165	SH		SOLE		0	0	165
SOUTHERN CO	COM	842587107	423,245	6,036	SH		SOLE		0	0	6,036
SPDR GOLD TR	GOLD SHS	78463V107	5,153,540	26,958	SH		SOLE		0	0	26,958
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	8,895	228	SH		SOLE		0	0	228
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,601,934	3,370	SH		SOLE		0	0	3,370
SPDR SER TR	PORTFOLIO S&P500	78464A854	530,827	9,496	SH		SOLE		0	0	9,496
SPDR SER TR	PORTFOLIO S&P600	78468R853	201,030	4,766	SH		SOLE		0	0	4,766
SPDR SER TR	PORTFOLIO SH TSR	78468R101	30,271	1,042	SH		SOLE		0	0	1,042
SPDR SER TR	S&P BIOTECH	78464A870	69,379	777	SH		SOLE		0	0	777
SPDR SER TR	DJ REIT ETF	78464A607	55,953	587	SH		SOLE		0	0	587
SPDR SER TR	PORTFLI INTRMDIT	78464A672	497,268	17,411	SH		SOLE		0	0	17,411
SPDR SER TR	SPDR S&P 500 ETF	78468R796	20,958	540	SH		SOLE		0	0	540
STARBUCKS CORP	COM	855244109	24,003	250	SH		SOLE		0	0	250
STRYKER CORPORATION	COM	863667101	223,267	746	SH		SOLE		0	0	746
SYLVAMO CORP	COMMON STOCK	871332102	246	5	SH		SOLE		0	0	5
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	20,366	395	SH		SOLE		0	0	395
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	18,737	1,313	SH		SOLE		0	0	1,313
TERADATA CORP DEL	COM	88076W103	58	1	SH		SOLE		0	0	1
TESLA INC	COM	88160R101	1,689	7	SH		SOLE		0	0	7
TEXAS INSTRS INC	COM	882508104	25,569	150	SH		SOLE		0	0	150
THE CIGNA GROUP	COM	125523100	2,592	9	SH		SOLE		0	0	9
THERMO FISHER SCIENTIFIC INC	COM	883556102	35,033	66	SH		SOLE		0	0	66
TRAVELERS COMPANIES INC	COM	89417E109	8,763	46	SH		SOLE		0	0	46
TRIMAS CORP	COM NEW	896215209	3,028	120	SH		SOLE		0	0	120
UBER TECHNOLOGIES INC	COM	90353T100	1,663	27	SH		SOLE		0	0	27
UBS AG LONDON BRANCH	ETRACS ALER MLP	90274D382	30,788	1,440	SH		SOLE		0	0	1,440
UNITED STS BRENT OIL FD LP	UNIT	91167Q100	41,047	1,503	SH		SOLE		0	0	1,503
UNITEDHEALTH GROUP INC	COM	91324P102	31,589	60	SH		SOLE		0	0	60
UNUM GROUP	COM	91529Y106	48,929	1,082	SH		SOLE		0	0	1,082
UPSTART HLDGS INC	COM	91680M107	2,902	71	SH		SOLE		0	0	71
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	82,328	830	SH		SOLE		0	0	830
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	34,875,357	456,603	SH		SOLE		0	0	456,603
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	5,690,612	73,885	SH		SOLE		0	0	73,885
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	26,723,627	541,348	SH		SOLE		0	0	541,348
VANGUARD INDEX FDS	GROWTH ETF	922908736	9,325,207	29,996	SH		SOLE		0	0	29,996
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	8,554,305	39,213	SH		SOLE		0	0	39,213
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	5,914,383	26,936	SH		SOLE		0	0	26,936
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	6,536,265	45,075	SH		SOLE		0	0	45,075
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,113,210	103,650	SH		SOLE		0	0	103,650
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	277,804	3,144	SH		SOLE		0	0	3,144
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	393,006	900	SH		SOLE		0	0	900
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,585,420	19,922	SH		SOLE		0	0	19,922
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,788,105	13,069	SH		SOLE		0	0	13,069
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,884,095	11,929	SH		SOLE		0	0	11,929
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	186,735	787	SH		SOLE		0	0	787
VANGUARD INDEX FDS	VALUE ETF	922908744	8,157,455	54,565	SH		SOLE		0	0	54,565
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	653,280	11,637	SH		SOLE		0	0	11,637
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,462,599	205,903	SH		SOLE		0	0	205,903
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	2,529,321	53,260	SH		SOLE		0	0	53,260
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	193,100	3,783	SH		SOLE		0	0	3,783
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,001,106	5,875	SH		SOLE		0	0	5,875
VANGUARD STAR FDS	VG TL INTL STK F	921909768	96	2	SH		SOLE		0	0	2
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,612,969	54,551	SH		SOLE		0	0	54,551
VANGUARD WORLD FDS	MATERIALS ETF	92204A801	391,865	2,063	SH		SOLE		0	0	2,063
VANGUARD WORLD FDS	HEALTH CAR ETF	92204A504	85,238	340	SH		SOLE		0	0	340
VANGUARD WORLD FDS	INDUSTRIAL ETF	92204A603	41,221	187	SH		SOLE		0	0	187
VANGUARD WORLD FDS	INF TECH ETF	92204A702	143,264	296	SH		SOLE		0	0	296
VERALTO CORP	COM SHS	92338C103	823	10	SH		SOLE		0	0	10
VERIZON COMMUNICATIONS INC	COM	92343V104	22,620	600	SH		SOLE		0	0	600
VIATRIS INC	COM	92556V106	5,870	542	SH		SOLE		0	0	542
VISA INC	COM CL A	92826C839	10,189	39	SH		SOLE		0	0	39
WALMART INC	COM	931142103	124,811	792	SH		SOLE		0	0	792
WARNER BROS DISCOVERY INC	COM SER A	934423104	10,664	937	SH		SOLE		0	0	937
WASTE MGMT INC DEL	COM	94106L109	4,748	27	SH		SOLE		0	0	27
WELLS FARGO CO NEW	COM	949746101	70,139	1,425	SH		SOLE		0	0	1,425
WILLIAMS COS INC	COM	969457100	6,165	177	SH		SOLE		0	0	177
WK KELLOGG CO	COM SHS	92942W107	500	38	SH		SOLE		0	0	38
XCEL ENERGY INC	COM	98389B100	179,849	2,905	SH		SOLE		0	0	2,905
YUM BRANDS INC	COM	988498101	164,252	1,257	SH		SOLE		0	0	1,257
YUM CHINA HLDGS INC	COM	98850P109	56,687	1,336	SH		SOLE		0	0	1,336
ZILLOW GROUP INC	CL C CAP STK	98954M200	6,365	110	SH		SOLE		0	0	110