Cranbrook Wealth Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M CO	COM	88579Y101	20,334	199	SH		SOLE		0	0	199
ABBOTT LABS	COM	002824100	412,523	3,970	SH		SOLE		0	0	3,970
ABBVIE INC	COM	00287Y109	1,431,849	8,348	SH		SOLE		0	0	8,348
ACCENTURE PLC IRELAND	SHS CLASS A	G1151C101	6,979	23	SH		SOLE		0	0	23
ADOBE INC	COM	00724F101	13,889	25	SH		SOLE		0	0	25
ADVANCED MICRO DEVICES INC	COM	007903107	165,617	1,021	SH		SOLE		0	0	1,021
ALCON AG	ORD SHS	H01301128	183,773	2,063	SH		SOLE		0	0	2,063
ALIBABA GROUP HLDG LTD	SPONSORED ADS	01609W102	720	10	SH		SOLE		0	0	10
ALLSTATE CORP	COM	020002101	10,668	67	SH		SOLE		0	0	67
ALPHABET INC	CAP STK CL A	02079K305	249,323	1,369	SH		SOLE		0	0	1,369
ALPHABET INC	CAP STK CL C	02079K107	96,337	525	SH		SOLE		0	0	525
ALPS ETF TR	REIT DIVIDE DOGS	00162Q106	101,670	3,929	SH		SOLE		0	0	3,929
ALTRIA GROUP INC	COM	02209S103	72,014	1,581	SH		SOLE		0	0	1,581
AMAZON COM INC	COM	023135106	1,264,980	6,546	SH		SOLE		0	0	6,546
AMERICAN ELEC PWR CO INC	COM	025537101	185,044	2,109	SH		SOLE		0	0	2,109
AMERICAN EXPRESS CO	COM	025816109	14,588	63	SH		SOLE		0	0	63
APPLE INC	COM	037833100	4,579,059	21,741	SH		SOLE		0	0	21,741
APPLIED MATLS INC	COM	038222105	889,447	3,769	SH		SOLE		0	0	3,769
ARBOR REALTY TRUST INC	COM	038923108	201,259	14,025	SH		SOLE		0	0	14,025
ARTISAN PARTNERS ASSET MGMT	CL A	04316A108	41,270	1,000	SH		SOLE		0	0	1,000
AT&T INC	COM	00206R102	80,205	4,197	SH		SOLE		0	0	4,197
AUTOMATIC DATA PROCESSING IN	COM	053015103	127,222	533	SH		SOLE		0	0	533
AUTOZONE INC	COM	053332102	17,785	6	SH		SOLE		0	0	6
AXCELIS TECHNOLOGIES INC	COM NEW	054540208	380,074	2,673	SH		SOLE		0	0	2,673
BANK AMERICA CORP	COM	060505104	19,806	498	SH		SOLE		0	0	498
BAXTER INTL INC	COM	071813109	22,011	658	SH		SOLE		0	0	658
BERKSHIRE HATHAWAY INC DEL	CL A	084670108	612,241	1	SH		SOLE		0	0	1
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	400,698	985	SH		SOLE		0	0	985
BLACKROCK INC	COM	09247X101	51,176	65	SH		SOLE		0	0	65
BLINK CHARGING CO	COM	09354A100	97	35	SH		SOLE		0	0	35
BOEING CO	COM	097023105	51,327	282	SH		SOLE		0	0	282
BP PLC	SPONSORED ADR	055622104	2,961	82	SH		SOLE		0	0	82
BP PRUDHOE BAY RTY TR	UNIT BEN INT	055630107	1,670	676	SH		SOLE		0	0	676
BRAINSTORM CELL THERAPEUTICS	COM NEW	10501E201	339	1,000	SH		SOLE		0	0	1,000
BRISTOL-MYERS SQUIBB CO	COM	110122108	79,281	1,909	SH		SOLE		0	0	1,909
BROADCOM INC	COM	11135F101	24,083	15	SH		SOLE		0	0	15
CADENCE DESIGN SYSTEM INC	COM	127387108	40,623	132	SH		SOLE		0	0	132
CARRIER GLOBAL CORPORATION	COM	14448C104	4,731	75	SH		SOLE		0	0	75
CATERPILLAR INC	COM	149123101	514,973	1,546	SH		SOLE		0	0	1,546
CEDAR FAIR L P	DEPOSITRY UNIT	150185106	78,518	1,445	SH		SOLE		0	0	1,445
CENTERPOINT ENERGY INC	COM	15189T107	131,015	4,229	SH		SOLE		0	0	4,229
CHARTER COMMUNICATIONS INC N	CL A	16119P108	8,371	28	SH		SOLE		0	0	28
CHENIERE ENERGY INC	COM NEW	16411R208	24,302	139	SH		SOLE		0	0	139
CHEVRON CORP NEW	COM	166764100	160,083	1,023	SH		SOLE		0	0	1,023
CISCO SYS INC	COM	17275R102	270,237	5,688	SH		SOLE		0	0	5,688
CITIGROUP INC	COM NEW	172967424	37,759	595	SH		SOLE		0	0	595
CLAROS MTG TR INC	COMMON STOCK	18270D106	8,020	1,000	SH		SOLE		0	0	1,000
CMS ENERGY CORP	COM	125896100	51,970	873	SH		SOLE		0	0	873
COCA COLA CO	COM	191216100	50,920	800	SH		SOLE		0	0	800
COINBASE GLOBAL INC	COM CL A	19260Q107	253,787	1,142	SH		SOLE		0	0	1,142
COMCAST CORP NEW	CL A	20030N101	11,514	294	SH		SOLE		0	0	294
COMERICA INC	COM	200340107	78,857	1,545	SH		SOLE		0	0	1,545
CONSOLIDATED EDISON INC	COM	209115104	114,905	1,285	SH		SOLE		0	0	1,285
COSTCO WHSL CORP NEW	COM	22160K105	87,493	103	SH		SOLE		0	0	103
CREDO TECHNOLOGY GROUP HOLDI	ORDINARY SHARES	G25457105	51,392	1,609	SH		SOLE		0	0	1,609
DANAHER CORPORATION	COM	235851102	341,795	1,368	SH		SOLE		0	0	1,368
DBX ETF TR	XTRACK MSCI EAFE	233051200	24,409	589	SH		SOLE		0	0	589
DEERE & CO	COM	244199105	7,473	20	SH		SOLE		0	0	20
DENTSPLY SIRONA INC	COM	24906P109	5,531	222	SH		SOLE		0	0	222
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	914	22	SH		SOLE		0	0	22
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	917	31	SH		SOLE		0	0	31
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	6,677	207	SH		SOLE		0	0	207
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	3,002	50	SH		SOLE		0	0	50
DISCOVER FINL SVCS	COM	254709108	1,178	9	SH		SOLE		0	0	9
DISNEY WALT CO	COM	254687106	139,801	1,408	SH		SOLE		0	0	1,408
DT MIDSTREAM INC	COMMON STOCK	23345M107	43,045	606	SH		SOLE		0	0	606
DTE ENERGY CO	COM	233331107	176,022	1,586	SH		SOLE		0	0	1,586
DUKE ENERGY CORP NEW	COM NEW	26441C204	123,584	1,233	SH		SOLE		0	0	1,233
DXC TECHNOLOGY CO	COM	23355L106	1,623	85	SH		SOLE		0	0	85
EATON CORP PLC	SHS	G29183103	55,812	178	SH		SOLE		0	0	178
EATON VANCE TAX-MANAGED GLOB	COM	27829F108	312,008	36,924	SH		SOLE		0	0	36,924
ECOLAB INC	COM	278865100	599,760	2,520	SH		SOLE		0	0	2,520
EDISON INTL	COM	281020107	1,033	14	SH		SOLE		0	0	14
ELI LILLY & CO	COM	532457108	198,279	219	SH		SOLE		0	0	219
ENBRIDGE INC	COM	29250N105	54,275	1,525	SH		SOLE		0	0	1,525
ENOVIX CORPORATION	COM	293594107	5,257	340	SH		SOLE		0	0	340
ETF SER SOLUTIONS	DEFIANCE QUANT	26922A420	18,837	300	SH		SOLE		0	0	300
EVOLV TECHNOLOGIES HLDNGS IN	COM CL A	30049H102	40,331	15,816	SH		SOLE		0	0	15,816
EXCHANGE TRADED CONCEPTS TRU	ROBO GLB ETF	301505707	17,798	323	SH		SOLE		0	0	323
EXXON MOBIL CORP	COM	30231G102	279,018	2,424	SH		SOLE		0	0	2,424
FEDEX CORP	COM	31428X106	13,159	44	SH		SOLE		0	0	44
FIRST MERCHANTS CORP	COM	320817109	381,204	11,451	SH		SOLE		0	0	11,451
FIRST TR EXCHANGE-TRADED ALP	SML CAP VAL ALPH	33737M409	94,188	1,820	SH		SOLE		0	0	1,820
FIRST TR EXCHANGE-TRADED FD	CAP STRENGTH ETF	33733E104	38,973	464	SH		SOLE		0	0	464
FIRST TR EXCHANGE-TRADED FD	WTR ETF	33733B100	17,997	180	SH		SOLE		0	0	180
FIRSTENERGY CORP	COM	337932107	15,347	401	SH		SOLE		0	0	401
FORD MTR CO DEL	COM	345370860	81,277	6,481	SH		SOLE		0	0	6,481
GENERAL DYNAMICS CORP	COM	369550108	14,507	50	SH		SOLE		0	0	50
GOLDMAN SACHS GROUP INC	COM	38141G104	135,696	300	SH		SOLE		0	0	300
GOODYEAR TIRE & RUBR CO	COM	382550101	863	76	SH		SOLE		0	0	76
GSK PLC	SPONSORED ADR	37733W204	19,558	508	SH		SOLE		0	0	508
HALEON PLC	SPON ADS	405552100	5,254	636	SH		SOLE		0	0	636
HALLIBURTON CO	COM	406216101	39,203	1,161	SH		SOLE		0	0	1,161
HASBRO INC	COM	418056107	9,486	162	SH		SOLE		0	0	162
HERSHEY CO	COM	427866108	57,723	314	SH		SOLE		0	0	314
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	21,276	1,005	SH		SOLE		0	0	1,005
HOLOGIC INC	COM	436440101	46,555	627	SH		SOLE		0	0	627
HOME DEPOT INC	COM	437076102	417,573	1,213	SH		SOLE		0	0	1,213
HONEYWELL INTL INC	COM	438516106	61,927	290	SH		SOLE		0	0	290
HP INC	COM	40434L105	35,196	1,005	SH		SOLE		0	0	1,005
HUNTINGTON BANCSHARES INC	COM	446150104	46,196	3,505	SH		SOLE		0	0	3,505
HUNTINGTON INGALLS INDS INC	COM	446413106	26,111	106	SH		SOLE		0	0	106
ICAHN ENTERPRISES LP	DEPOSITARY UNIT	451100101	3,672	223	SH		SOLE		0	0	223
IDEXX LABS INC	COM	45168D104	173,931	357	SH		SOLE		0	0	357
ILLINOIS TOOL WKS INC	COM	452308109	131,750	556	SH		SOLE		0	0	556
INTEL CORP	COM	458140100	283,438	9,152	SH		SOLE		0	0	9,152
INTERNATIONAL BUSINESS MACHS	COM	459200101	736,786	4,260	SH		SOLE		0	0	4,260
INTERNATIONAL PAPER CO	COM	460146103	2,072	48	SH		SOLE		0	0	48
INTUITIVE SURGICAL INC	COM NEW	46120E602	54,895	123	SH		SOLE		0	0	123
INVENTRUST PPTYS CORP	COM NEW	46124J201	14,634	591	SH		SOLE		0	0	591
INVESCO QQQ TR	UNIT SER 1	46090E103	136,547	285	SH		SOLE		0	0	285
ISHARES GOLD TR	ISHARES NEW	464285204	6,224,345	141,688	SH		SOLE		0	0	141,688
ISHARES INC	CORE MSCI EMKT	46434G103	3,755,718	70,161	SH		SOLE		0	0	70,161
ISHARES INC	ESG AWR MSCI EM	46434G863	190,049	5,668	SH		SOLE		0	0	5,668
ISHARES SILVER TR	ISHARES	46428Q109	12,302	463	SH		SOLE		0	0	463
ISHARES TR	1 3 YR TREAS BD	464287457	31,272	383	SH		SOLE		0	0	383
ISHARES TR	3 7 YR TREAS BD	464288661	39,376	341	SH		SOLE		0	0	341
ISHARES TR	7-10 YR TRSY BD	464287440	21,540	230	SH		SOLE		0	0	230
ISHARES TR	CORE INTL AGGR	46435G672	5,741	115	SH		SOLE		0	0	115
ISHARES TR	CORE MSCI TOTAL	46432F834	14,188	210	SH		SOLE		0	0	210
ISHARES TR	CORE US AGGBD ET	464287226	72,415	746	SH		SOLE		0	0	746
ISHARES TR	EAFE SML CP ETF	464288273	38,402	623	SH		SOLE		0	0	623
ISHARES TR	ESG ADVNCD HY BD	46435G441	46,806	1,036	SH		SOLE		0	0	1,036
ISHARES TR	FLTG RATE NT ETF	46429B655	125,835	2,463	SH		SOLE		0	0	2,463
ISHARES TR	GLOBAL MATER ETF	464288695	54,042	636	SH		SOLE		0	0	636
ISHARES TR	HDG MSCI EAFE	46434V803	562,338	15,816	SH		SOLE		0	0	15,816
ISHARES TR	MSCI ACWI EX US	464288240	12,964	244	SH		SOLE		0	0	244
ISHARES TR	ROBOTICS ARTIF	46435U556	15,168	457	SH		SOLE		0	0	457
ISHARES TR	RUS 1000 GRW ETF	464287614	36,451	100	SH		SOLE		0	0	100
ISHARES TR	RUS 2000 GRW ETF	464287648	447,577	1,705	SH		SOLE		0	0	1,705
ISHARES TR	RUS MD CP GR ETF	464287481	1,205,942	10,928	SH		SOLE		0	0	10,928
ISHARES TR	RUS MDCP VAL ETF	464287473	403,634	3,343	SH		SOLE		0	0	3,343
ISHARES TR	RUSSELL 3000 ETF	464287689	101,553	329	SH		SOLE		0	0	329
ISHARES TR	U.S. BAS MTL ETF	464287838	137,203	980	SH		SOLE		0	0	980
ISHARES TR	US HLTHCARE ETF	464287762	130,506	2,130	SH		SOLE		0	0	2,130
ISHARES TR	CORE 1 5 YR USD	46432F859	8,412,862	177,599	SH		SOLE		0	0	177,599
ISHARES TR	CORE DIV GRWTH	46434V621	113,319	1,967	SH		SOLE		0	0	1,967
ISHARES TR	CORE MSCI EAFE	46432F842	29,974,483	412,644	SH		SOLE		0	0	412,644
ISHARES TR	CORE S&P MCP ETF	464287507	5,412,215	92,485	SH		SOLE		0	0	92,485
ISHARES TR	CORE S&P SCP ETF	464287804	10,973,133	102,880	SH		SOLE		0	0	102,880
ISHARES TR	CORE S&P TTL STK	464287150	336,385	2,832	SH		SOLE		0	0	2,832
ISHARES TR	CORE S&P500 ETF	464287200	44,273,559	80,905	SH		SOLE		0	0	80,905
ISHARES TR	CORE TOTAL USD	46434V613	15,104	334	SH		SOLE		0	0	334
ISHARES TR	EAFE GRWTH ETF	464288885	8,606,952	84,134	SH		SOLE		0	0	84,134
ISHARES TR	EAFE VALUE ETF	464288877	3,050,649	57,516	SH		SOLE		0	0	57,516
ISHARES TR	ESG AW MSCI EAFE	46435G516	2,126,833	26,997	SH		SOLE		0	0	26,997
ISHARES TR	ESG AWARE MSCI	46435U663	940,081	24,418	SH		SOLE		0	0	24,418
ISHARES TR	ESG AWR MSCI USA	46435G425	1,101,949	9,235	SH		SOLE		0	0	9,235
ISHARES TR	ESG AWR US AGRGT	46435U549	1,135,945	24,371	SH		SOLE		0	0	24,371
ISHARES TR	IBOXX HI YD ETF	464288513	6,678,084	86,571	SH		SOLE		0	0	86,571
ISHARES TR	MSCI EAFE ETF	464287465	220,274	2,812	SH		SOLE		0	0	2,812
ISHARES TR	MSCI EMG MKT ETF	464287234	629,227	14,774	SH		SOLE		0	0	14,774
ISHARES TR	MSCI KLD400 SOC	464288570	3,911,844	37,668	SH		SOLE		0	0	37,668
ISHARES TR	MSCI USA ESG SLC	464288802	109,670	976	SH		SOLE		0	0	976
ISHARES TR	RUS 1000 ETF	464287622	2,987,600	10,041	SH		SOLE		0	0	10,041
ISHARES TR	RUS MID CAP ETF	464287499	569,182	7,020	SH		SOLE		0	0	7,020
ISHARES TR	RUSSELL 2000 ETF	464287655	3,375,800	16,639	SH		SOLE		0	0	16,639
ISHARES TR	S&P 500 GRWT ETF	464287309	5,845,799	63,171	SH		SOLE		0	0	63,171
ISHARES TR	S&P 500 VAL ETF	464287408	4,491,770	24,679	SH		SOLE		0	0	24,679
ISHARES TR	S&P MC 400GR ETF	464287606	3,829,848	43,467	SH		SOLE		0	0	43,467
ISHARES TR	S&P MC 400VL ETF	464287705	3,689,168	32,515	SH		SOLE		0	0	32,515
ISHARES TR	S&P SML 600 GWT	464287887	1,613,058	12,560	SH		SOLE		0	0	12,560
ISHARES TR	SELECT DIVID ETF	464287168	154,976	1,281	SH		SOLE		0	0	1,281
ISHARES TR	SP SMCP600VL ETF	464287879	1,453,050	14,938	SH		SOLE		0	0	14,938
ISHARES TR	TIPS BD ETF	464287176	5,424,401	50,800	SH		SOLE		0	0	50,800
ISHARES TR	U.S. REAL ES ETF	464287739	124,240	1,416	SH		SOLE		0	0	1,416
JOHNSON & JOHNSON	COM	478160104	708,438	4,847	SH		SOLE		0	0	4,847
JPMORGAN CHASE & CO.	COM	46625H100	1,788,990	8,845	SH		SOLE		0	0	8,845
KELLANOVA	COM	487836108	8,768	152	SH		SOLE		0	0	152
KIMBERLY-CLARK CORP	COM	494368103	29,022	210	SH		SOLE		0	0	210
KINDER MORGAN INC DEL	COM	49456B101	9,618	484	SH		SOLE		0	0	484
KRAFT HEINZ CO	COM	500754106	8,023	249	SH		SOLE		0	0	249
KROGER CO	COM	501044101	15,978	320	SH		SOLE		0	0	320
KYNDRYL HLDGS INC	COMMON STOCK	50155Q100	7,315	278	SH		SOLE		0	0	278
LAM RESEARCH CORP	COM	512807108	58,567	55	SH		SOLE		0	0	55
LATTICE STRATEGIES TR	HARTFORD MLT ETF	518416102	734,472	26,590	SH		SOLE		0	0	26,590
MAGNA INTL INC	COM	559222401	5,783	138	SH		SOLE		0	0	138
MARATHON PETE CORP	COM	56585A102	112,762	650	SH		SOLE		0	0	650
MARVELL TECHNOLOGY INC	COM	573874104	239,897	3,432	SH		SOLE		0	0	3,432
MCDONALDS CORP	COM	580135101	370,538	1,454	SH		SOLE		0	0	1,454
MEDTRONIC PLC	SHS	G5960L103	90,517	1,150	SH		SOLE		0	0	1,150
MERCK & CO INC	COM	58933Y105	631,504	5,101	SH		SOLE		0	0	5,101
META PLATFORMS INC	CL A	30303M102	50,947	101	SH		SOLE		0	0	101
METLIFE INC	COM	59156R108	12,284	175	SH		SOLE		0	0	175
MGM RESORTS INTERNATIONAL	COM	552953101	48,884	1,100	SH		SOLE		0	0	1,100
MICRON TECHNOLOGY INC	COM	595112103	41,959	319	SH		SOLE		0	0	319
MICROSOFT CORP	COM	594918104	3,171,831	7,097	SH		SOLE		0	0	7,097
MOBILEYE GLOBAL INC	COMMON CLASS A	60741F104	84,255	3,000	SH		SOLE		0	0	3,000
MONDELEZ INTL INC	CL A	609207105	5,105	78	SH		SOLE		0	0	78
MORGAN STANLEY	COM NEW	617446448	86,516	890	SH		SOLE		0	0	890
MOTOROLA SOLUTIONS INC	COM NEW	620076307	25,480	66	SH		SOLE		0	0	66
NCR VOYIX CORPORATION	COM	62886E108	17	1	SH		SOLE		0	0	1
NEOGEN CORP	COM	640491106	2,095	134	SH		SOLE		0	0	134
NETFLIX INC	COM	64110L106	33,744	50	SH		SOLE		0	0	50
NEWELL BRANDS INC	COM	651229106	4,122	643	SH		SOLE		0	0	643
NIKE INC	CL B	654106103	4,146	55	SH		SOLE		0	0	55
NORTHROP GRUMMAN CORP	COM	666807102	379,713	871	SH		SOLE		0	0	871
NORTHWEST NAT HLDG CO	COM	66765N105	39,866	1,104	SH		SOLE		0	0	1,104
NRG ENERGY INC	COM NEW	629377508	13,626	175	SH		SOLE		0	0	175
NVIDIA CORPORATION	COM	67066G104	633,547	5,128	SH		SOLE		0	0	5,128
OCCIDENTAL PETE CORP	COM	674599105	526,427	8,352	SH		SOLE		0	0	8,352
OGE ENERGY CORP	COM	670837103	8,087	227	SH		SOLE		0	0	227
OLD DOMINION FREIGHT LINE IN	COM	679580100	176,600	1,000	SH		SOLE		0	0	1,000
ORACLE CORP	COM	68389X105	148,966	1,055	SH		SOLE		0	0	1,055
ORGANON & CO	COMMON STOCK	68622V106	3,706	179	SH		SOLE		0	0	179
OTIS WORLDWIDE CORP	COM	68902V107	27,627	287	SH		SOLE		0	0	287
PALANTIR TECHNOLOGIES INC	CL A	69608A108	1,267	50	SH		SOLE		0	0	50
PAYCHEX INC	COM	704326107	174,284	1,470	SH		SOLE		0	0	1,470
PENNYMAC MTG INVT TR	COM	70931T103	96,622	7,027	SH		SOLE		0	0	7,027
PEPSICO INC	COM	713448108	608,039	3,687	SH		SOLE		0	0	3,687
PFIZER INC	COM	717081103	129,409	4,625	SH		SOLE		0	0	4,625
PHILIP MORRIS INTL INC	COM	718172109	90,606	894	SH		SOLE		0	0	894
PIEDMONT LITHIUM INC	COM	72016P105	8,204	822	SH		SOLE		0	0	822
PNC FINL SVCS GROUP INC	COM	693475105	1,340	9	SH		SOLE		0	0	9
PROCTER AND GAMBLE CO	COM	742718109	58,280	353	SH		SOLE		0	0	353
PRUDENTIAL FINL INC	COM	744320102	5,626	48	SH		SOLE		0	0	48
PUBLIC SVC ENTERPRISE GRP IN	COM	744573106	29,480	400	SH		SOLE		0	0	400
QUALCOMM INC	COM	747525103	134,049	673	SH		SOLE		0	0	673
RALPH LAUREN CORP	CL A	751212101	8,753	50	SH		SOLE		0	0	50
RIVIAN AUTOMOTIVE INC	COM CL A	76954A103	4,362	325	SH		SOLE		0	0	325
ROCKET COS INC	COM CL A	77311W101	118,423	8,644	SH		SOLE		0	0	8,644
RTX CORPORATION	COM	75513E101	339,118	3,378	SH		SOLE		0	0	3,378
SCHWAB CHARLES CORP	COM	808513105	238,019	3,230	SH		SOLE		0	0	3,230
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	10,653,344	277,286	SH		SOLE		0	0	277,286
SELECT SECTOR SPDR TR	COMMUNICATION	81369Y852	1,700	20	SH		SOLE		0	0	20
SELECT SECTOR SPDR TR	ENERGY	81369Y506	89,105	978	SH		SOLE		0	0	978
SELECT SECTOR SPDR TR	RL EST SEL SEC	81369Y860	399,541	10,402	SH		SOLE		0	0	10,402
SELECT SECTOR SPDR TR	SBI CONS DISCR	81369Y407	118,560	650	SH		SOLE		0	0	650
SELECT SECTOR SPDR TR	SBI CONS STPLS	81369Y308	1,970	26	SH		SOLE		0	0	26
SELECT SECTOR SPDR TR	SBI HEALTHCARE	81369Y209	1,495,104	10,258	SH		SOLE		0	0	10,258
SELECT SECTOR SPDR TR	SBI INT-UTILS	81369Y886	3,262,287	47,876	SH		SOLE		0	0	47,876
SELECT SECTOR SPDR TR	SBI MATERIALS	81369Y100	495,149	5,607	SH		SOLE		0	0	5,607
SELECT SECTOR SPDR TR	TECHNOLOGY	81369Y803	6,448,147	28,503	SH		SOLE		0	0	28,503
SERVICENOW INC	COM	81762P102	1,368	2	SH		SOLE		0	0	2
SHELL PLC	SPON ADS	780259305	4,331	60	SH		SOLE		0	0	60
SOLVENTUM CORP	COM SHS	83444M101	2,592	49	SH		SOLE		0	0	49
SOUTHERN CO	COM	842587107	468,213	6,036	SH		SOLE		0	0	6,036
SPDR GOLD TR	GOLD SHS	78463V107	5,757,481	26,778	SH		SOLE		0	0	26,778
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	9,300	228	SH		SOLE		0	0	228
SPDR S&P 500 ETF TR	TR UNIT	78462F103	1,676,742	3,081	SH		SOLE		0	0	3,081
SPDR SER TR	DJ REIT ETF	78464A607	23,834	256	SH		SOLE		0	0	256
SPDR SER TR	PORTFOLIO S&P500	78464A854	607,744	9,496	SH		SOLE		0	0	9,496
SPDR SER TR	PORTFOLIO S&P600	78468R853	197,932	4,766	SH		SOLE		0	0	4,766
SPDR SER TR	S&P BIOTECH	78464A870	72,036	777	SH		SOLE		0	0	777
SPDR SER TR	PORTFLI INTRMDIT	78464A672	523,010	18,666	SH		SOLE		0	0	18,666
SPDR SER TR	PORTFOLIO SH TSR	78468R101	255,751	8,859	SH		SOLE		0	0	8,859
SPDR SER TR	SPDR S&P 500 ETF	78468R796	24,084	540	SH		SOLE		0	0	540
STARBUCKS CORP	COM	855244109	19,463	250	SH		SOLE		0	0	250
STERIS PLC	SHS USD	G8473T100	454,229	2,069	SH		SOLE		0	0	2,069
STRYKER CORPORATION	COM	863667101	1,173,052	3,448	SH		SOLE		0	0	3,448
SYLVAMO CORP	COMMON STOCK	871332102	343	5	SH		SOLE		0	0	5
T ROWE PRICE ETF INC	FLOATING RATE	87283Q883	148,187	2,875	SH		SOLE		0	0	2,875
TAKEDA PHARMACEUTICAL CO LTD	SPONSORED ADS	874060205	16,991	1,313	SH		SOLE		0	0	1,313
TERADATA CORP DEL	COM	88076W103	46	1	SH		SOLE		0	0	1
TESLA INC	COM	88160R101	1,345	7	SH		SOLE		0	0	7
TEXAS INSTRS INC	COM	882508104	29,180	150	SH		SOLE		0	0	150
THE CIGNA GROUP	COM	125523100	2,861	9	SH		SOLE		0	0	9
THERMO FISHER SCIENTIFIC INC	COM	883556102	593,369	1,073	SH		SOLE		0	0	1,073
TOTALENERGIES SE	SPONSORED ADS	89151E109	10,069	151	SH		SOLE		0	0	151
TRAVELERS COMPANIES INC	COM	89417E109	9,354	46	SH		SOLE		0	0	46
TRIMAS CORP	COM NEW	896215209	3,065	120	SH		SOLE		0	0	120
UBER TECHNOLOGIES INC	COM	90353T100	1,963	27	SH		SOLE		0	0	27
UNITED STS BRENT OIL FD LP	UNIT	91167Q100	48,322	1,503	SH		SOLE		0	0	1,503
UNITEDHEALTH GROUP INC	COM	91324P102	30,556	60	SH		SOLE		0	0	60
UNUM GROUP	COM	91529Y106	55,302	1,082	SH		SOLE		0	0	1,082
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	5,002	15	SH		SOLE		0	0	15
VANGUARD ADMIRAL FDS INC	SMLLCP 600 IDX	921932828	81,515	830	SH		SOLE		0	0	830
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	42,665,164	569,704	SH		SOLE		0	0	569,704
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	6,206,528	80,920	SH		SOLE		0	0	80,920
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	21,258,228	436,783	SH		SOLE		0	0	436,783
VANGUARD INDEX FDS	GROWTH ETF	922908736	10,990,740	29,386	SH		SOLE		0	0	29,386
VANGUARD INDEX FDS	LARGE CAP ETF	922908637	9,771,894	39,147	SH		SOLE		0	0	39,147
VANGUARD INDEX FDS	MCAP GR IDXVIP	922908538	6,134,781	26,724	SH		SOLE		0	0	26,724
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	6,476,631	43,054	SH		SOLE		0	0	43,054
VANGUARD INDEX FDS	MID CAP ETF	922908629	24,865,336	102,707	SH		SOLE		0	0	102,707
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	244,747	2,922	SH		SOLE		0	0	2,922
VANGUARD INDEX FDS	S&P 500 ETF SHS	922908363	470,623	941	SH		SOLE		0	0	941
VANGUARD INDEX FDS	SM CP VAL ETF	922908611	3,387,481	18,560	SH		SOLE		0	0	18,560
VANGUARD INDEX FDS	SMALL CP ETF	922908751	2,524,565	11,578	SH		SOLE		0	0	11,578
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	2,833,968	11,330	SH		SOLE		0	0	11,330
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	219,307	820	SH		SOLE		0	0	820
VANGUARD INDEX FDS	VALUE ETF	922908744	8,849,795	55,170	SH		SOLE		0	0	55,170
VANGUARD INTL EQUITY INDEX F	ALLWRLD EX US	922042775	614,173	10,474	SH		SOLE		0	0	10,474
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	8,424,784	192,522	SH		SOLE		0	0	192,522
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	2,257,925	46,517	SH		SOLE		0	0	46,517
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	267,515	5,339	SH		SOLE		0	0	5,339
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,072,488	5,875	SH		SOLE		0	0	5,875
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	2,008,904	40,650	SH		SOLE		0	0	40,650
VANGUARD WORLD FD	MATERIALS ETF	92204A801	397,639	2,064	SH		SOLE		0	0	2,064
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	90,440	340	SH		SOLE		0	0	340
VANGUARD WORLD FD	INDUSTRIAL ETF	92204A603	43,987	187	SH		SOLE		0	0	187
VANGUARD WORLD FD	INF TECH ETF	92204A702	170,671	296	SH		SOLE		0	0	296
VEON LTD	SPONSORED ADS	91822M502	1,427	55	SH		SOLE		0	0	55
VERALTO CORP	COM SHS	92338C103	955	10	SH		SOLE		0	0	10
VERIZON COMMUNICATIONS INC	COM	92343V104	24,744	600	SH		SOLE		0	0	600
VERTIV HOLDINGS CO	COM CL A	92537N108	347	4	SH		SOLE		0	0	4
VIATRIS INC	COM	92556V106	5,762	542	SH		SOLE		0	0	542
VISA INC	COM CL A	92826C839	10,311	39	SH		SOLE		0	0	39
VULCAN MATLS CO	COM	929160109	488,159	1,963	SH		SOLE		0	0	1,963
WALMART INC	COM	931142103	160,942	2,377	SH		SOLE		0	0	2,377
WARNER BROS DISCOVERY INC	COM SER A	934423104	6,972	937	SH		SOLE		0	0	937
WASTE MGMT INC DEL	COM	94106L109	5,696	27	SH		SOLE		0	0	27
WATSCO INC	COM	942622200	604,065	1,304	SH		SOLE		0	0	1,304
WELLS FARGO CO NEW	COM	949746101	84,631	1,425	SH		SOLE		0	0	1,425
WILLIAMS COS INC	COM	969457100	7,523	177	SH		SOLE		0	0	177
WK KELLOGG CO	COM SHS	92942W107	626	38	SH		SOLE		0	0	38
WORKDAY INC	CL A	98138H101	127,877	572	SH		SOLE		0	0	572
XCEL ENERGY INC	COM	98389B100	155,157	2,905	SH		SOLE		0	0	2,905
YUM BRANDS INC	COM	988498101	167,159	1,262	SH		SOLE		0	0	1,262
YUM CHINA HLDGS INC	COM	98850P109	41,334	1,340	SH		SOLE		0	0	1,340
ZOETIS INC	CL A	98978V103	22,711	131	SH		SOLE		0	0	131