Peninsula Wealth 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ALPHABET INC	CAP STK CL A	02079K305	663,737	5,545	SH		SOLE		5,545	0	0
ALPHABET INC	CAP STK CL C	02079K107	1,306,960	10,804	SH		SOLE		10,804	0	0
AMAZON COM INC	COM	023135106	3,604,584	27,651	SH		SOLE		27,651	0	0
APPLE INC	COM	037833100	12,347,256	63,655	SH		SOLE		63,655	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	988,218	2,898	SH		SOLE		2,898	0	0
BROADCOM INC	COM	11135F101	783,412	903	SH		SOLE		903	0	0
CISCO SYS INC	COM	17275R102	488,689	9,445	SH		SOLE		9,445	0	0
COCA COLA CO	COM	191216100	220,357	3,659	SH		SOLE		3,659	0	0
COSTCO WHSL CORP NEW	COM	22160K105	389,368	723	SH		SOLE		723	0	0
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	1,595,195	66,328	SH		SOLE		66,328	0	0
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	1,882,686	77,573	SH		SOLE		77,573	0	0
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	4,631,167	174,498	SH		SOLE		174,498	0	0
DIMENSIONAL ETF TRUST	US MKTWIDE VALUE	25434V724	3,756,682	108,889	SH		SOLE		108,889	0	0
DIMENSIONAL ETF TRUST	US REAL ESTATE E	25434V823	202,003	9,387	SH		SOLE		9,387	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	339,800	6,201	SH		SOLE		6,201	0	0
EXXON MOBIL CORP	COM	30231G102	339,964	3,170	SH		SOLE		3,170	0	0
GILEAD SCIENCES INC	COM	375558103	2,713,915	35,214	SH		SOLE		35,214	0	0
HEWLETT PACKARD ENTERPRISE C	COM	42824C109	199,786	11,892	SH		SOLE		11,892	0	0
HOME DEPOT INC	COM	437076102	213,826	688	SH		SOLE		688	0	0
INTUIT	COM	461202103	1,011,728	2,208	SH		SOLE		2,208	0	0
INVESCO EXCH TRADED FD TR II	S&P500 LOW VOL	46138E354	308,924	4,918	SH		SOLE		4,918	0	0
INVESCO EXCHANGE TRADED FD T	FTSE RAFI 1000	46137V613	294,570	1,800	SH		SOLE		1,800	0	0
INVESCO QQQ TR	UNIT SER 1	46090E103	6,894,486	18,663	SH		SOLE		18,663	0	0
ISHARES INC	CORE MSCI EMKT	46434G103	6,802,407	138,008	SH		SOLE		138,008	0	0
ISHARES TR	CALIF MUN BD ETF	464288356	908,469	15,952	SH		SOLE		15,952	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	12,669,024	187,689	SH		SOLE		187,689	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	1,313,547	13,182	SH		SOLE		13,182	0	0
ISHARES TR	CORE S&P500 ETF	464287200	347,546	780	SH		SOLE		780	0	0
ISHARES TR	CRE U S REIT ETF	464288521	366,369	7,126	SH		SOLE		7,126	0	0
ISHARES TR	ESG AWR MSCI USA	46435G425	365,149	3,747	SH		SOLE		3,747	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	466,155	1,694	SH		SOLE		1,694	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	5,653,010	80,207	SH		SOLE		80,207	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	11,674,931	72,430	SH		SOLE		72,430	0	0
ISHARES TR	SHRT NAT MUN ETF	464288158	907,196	8,720	SH		SOLE		8,720	0	0
ISHARES TR	TIPS BD ETF	464287176	1,486,514	13,813	SH		SOLE		13,813	0	0
JOHNSON & JOHNSON	COM	478160104	332,143	2,007	SH		SOLE		2,007	0	0
JPMORGAN CHASE & CO	COM	46625H100	328,530	2,259	SH		SOLE		2,259	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	420,998	1,070	SH		SOLE		1,070	0	0
MERCK & CO INC	COM	58933Y105	261,503	2,266	SH		SOLE		2,266	0	0
META PLATFORMS INC	CL A	30303M102	682,438	2,378	SH		SOLE		2,378	0	0
MICROSOFT CORP	COM	594918104	3,143,630	9,231	SH		SOLE		9,231	0	0
NVIDIA CORPORATION	COM	67066G104	8,280,194	19,574	SH		SOLE		19,574	0	0
ORACLE CORP	COM	68389X105	45,156,015	379,176	SH		SOLE		379,176	0	0
OWL ROCK CAPITAL CORPORATION	COM	69121K104	248,968	18,552	SH		SOLE		18,552	0	0
PEPSICO INC	COM	713448108	580,920	3,136	SH		SOLE		3,136	0	0
PROCTER AND GAMBLE CO	COM	742718109	313,863	2,068	SH		SOLE		2,068	0	0
PROLOGIS INC.	COM	74340W103	273,998	2,234	SH		SOLE		2,234	0	0
RAYTHEON TECHNOLOGIES CORP	COM	75513E101	333,116	3,401	SH		SOLE		3,401	0	0
SALESFORCE INC	COM	79466L302	350,480	1,659	SH		SOLE		1,659	0	0
SNOWFLAKE INC	CL A	833445109	6,132,551	34,848	SH		SOLE		34,848	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	276,163	623	SH		SOLE		623	0	0
SPDR SER TR	S&P DIVID ETF	78464A763	263,670	2,151	SH		SOLE		2,151	0	0
SYNOPSYS INC	COM	871607107	1,819,143	4,178	SH		SOLE		4,178	0	0
TESLA INC	COM	88160R101	1,384,240	5,288	SH		SOLE		5,288	0	0
UBER TECHNOLOGIES INC	COM	90353T100	357,966	8,292	SH		SOLE		8,292	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	235,443	490	SH		SOLE		490	0	0
VANECK ETF TRUST	MRNGSTR WDE MOAT	92189F643	446,626	5,598	SH		SOLE		5,598	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	459,053	6,102	SH		SOLE		6,102	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	2,164,937	28,648	SH		SOLE		28,648	0	0
VANGUARD CHARLOTTE FDS	TOTAL INT BD ETF	92203J407	1,234,885	25,264	SH		SOLE		25,264	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	69,751,032	246,505	SH		SOLE		246,505	0	0
VANGUARD INDEX FDS	REAL ESTATE ETF	922908553	3,837,434	45,924	SH		SOLE		45,924	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	14,910,270	74,967	SH		SOLE		74,967	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	208,135	945	SH		SOLE		945	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	64,983,644	457,309	SH		SOLE		457,309	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	20,404,356	501,582	SH		SOLE		501,582	0	0
VANGUARD INTL EQUITY INDEX F	TT WRLD ST ETF	922042742	355,853	3,669	SH		SOLE		3,669	0	0
VANGUARD MALVERN FDS	STRM INFPROIDX	922020805	265,979	5,609	SH		SOLE		5,609	0	0
VANGUARD MUN BD FDS	TAX EXEMPT BD	922907746	416,126	8,286	SH		SOLE		8,286	0	0
VANGUARD SCOTTSDALE FDS	INT-TERM CORP	92206C870	3,820,338	48,340	SH		SOLE		48,340	0	0
VANGUARD SCOTTSDALE FDS	MTG-BKD SECS ETF	92206C771	1,424,451	30,973	SH		SOLE		30,973	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	1,048,830	6,457	SH		SOLE		6,457	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	33,448,572	724,309	SH		SOLE		724,309	0	0
VEEVA SYS INC	CL A COM	922475108	1,679,716	8,495	SH		SOLE		8,495	0	0
VISA INC	COM CL A	92826C839	2,063,541	8,689	SH		SOLE		8,689	0	0
WISDOMTREE TR	US LARGECAP DIVD	97717W307	296,517	4,662	SH		SOLE		4,662	0	0