Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	29	9	SH		OTR	1	0	0	9
AMAZON.COM INC	Stock	023135106	1,212	372	SH		SOLE	0	372	0	0
JOHNSON & JOHNSON	Stock	478160104	58	369	SH		OTR	1	0	0	369
JOHNSON & JOHNSON	Stock	478160104	471	2,995	SH		SOLE	0	2,994	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,129	5,802	SH		SOLE	0	835	0	4,966
VANGUARD EXTENDED MARKET INDEX FUND	ETF	922908652	482	2,930	SH		SOLE	0	2,929	0	0
COSTCO WHOLESALE CORPORATION	Stock	22160K105	1,332	3,534	SH		SOLE	0	3,534	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	282	5,455	SH		SOLE	0	5,454	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	265	2,461	SH		SOLE	0	1,946	0	515
PROCTER & GAMBLE CO	Stock	742718109	37	269	SH		OTR	1	0	0	269
PROCTER & GAMBLE CO	Stock	742718109	184	1,319	SH		SOLE	0	1,309	0	10
VANGUARD REAL ESTATE ETF	ETF	922908553	5,742	77,962	SH		SOLE	0	64,089	0	13,873
INTEL CORPORATION	Stock	458140100	11	225	SH		OTR	1	0	0	225
INTEL CORPORATION	Stock	458140100	849	17,042	SH		SOLE	0	16,939	0	102
MEDTRONIC PLC	Stock	G5960L103	237	2,025	SH		SOLE	0	2,024	0	0
MEDTRONIC PLC	Stock	G5960L103	403	3,442	SH		OTR	1	0	0	3,442
CLOROX CO	Stock	189054109	204	1,010	SH		SOLE	0	1,000	0	10
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	357	5,566	SH		SOLE	0	4,085	0	1,480
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,504	47,967	SH		SOLE	0	40,819	0	7,147
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	241	2,226	SH		OTR	1	0	0	2,226
SPDR S&P 500 ETF	ETF	78462F103	392	1,048	SH		SOLE	0	1,048	0	0
MASTERCARD INC	Stock	57636Q104	40	113	SH		OTR	1	0	0	113
MASTERCARD INC	Stock	57636Q104	1,528	4,281	SH		SOLE	0	4,260	0	20
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	783	62,511	SH		SOLE	0	47,427	0	15,084
VERIZON COMMUNICATIONS INC	Stock	92343V104	7	113	SH		OTR	1	0	0	113
VERIZON COMMUNICATIONS INC	Stock	92343V104	1,130	19,237	SH		SOLE	0	18,478	0	757
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	228	4,232	SH		SOLE	0	4,232	0	0
PEPSICO INC	Stock	713448108	30	203	SH		OTR	1	0	0	203
PEPSICO INC	Stock	713448108	378	2,548	SH		SOLE	0	2,548	0	0
HONEYWELL INTERNATIONAL INC	Stock	438516106	16	73	SH		OTR	1	0	0	73
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,292	6,074	SH		SOLE	0	6,074	0	0
FORD MOTOR COMPANY	Stock	345370860	6	665	SH		OTR	1	0	0	665
FORD MOTOR COMPANY	Stock	345370860	200	22,708	SH		SOLE	0	20,758	0	1,949
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	2,575	51,414	SH		OTR	1	0	0	51,414
US BANCORP	Stock	902973304	21	450	SH		OTR	1	0	0	450
US BANCORP	Stock	902973304	310	6,656	SH		SOLE	0	6,655	0	0
XCEL ENERGY INC	Stock	98389B100	733	10,995	SH		SOLE	0	10,995	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,307	15,793	SH		SOLE	0	14,197	0	1,595
HOME DEPOT INC	Stock	437076102	22	81	SH		OTR	1	0	0	81
HOME DEPOT INC	Stock	437076102	1,786	6,725	SH		SOLE	0	6,527	0	196
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	312	2,371	SH		OTR	1	0	0	2,371
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	586	4,448	SH		SOLE	0	4,447	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,284	25,658	SH		SOLE	0	20,708	0	4,949
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	3,439	38,640	SH		OTR	1	0	0	38,640
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	2,029	8,413	SH		SOLE	0	7,686	0	726
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	444	4,883	SH		SOLE	0	4,636	0	247
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	3,145	87,349	SH		SOLE	0	86,822	0	525
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,368	37,030	SH		SOLE	0	30,944	0	6,085
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	14,251	156,693	SH		OTR	1	0	0	156,693
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,279	9,960	SH		OTR	1	0	0	9,960
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,917	22,719	SH		SOLE	0	22,259	0	459
FIRST TRUST MID CAP CORE ALPHADEX FUND	ETF	33735B108	224	2,697	SH		SOLE	0	2,475	0	221
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	1,069	11,628	SH		SOLE	0	11,530	0	97
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	22	94	SH		OTR	1	0	0	94
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	8,212	35,415	SH		SOLE	0	33,339	0	2,076
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	846	27,589	SH		SOLE	0	22,135	0	5,453
ADOBE INC	Stock	00724F101	2	3	SH		OTR	1	0	0	3
ADOBE INC	Stock	00724F101	489	977	SH		SOLE	0	977	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,326	39,947	SH		SOLE	0	37,541	0	2,405
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	849	13,801	SH		OTR	1	0	0	13,801
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	904	9,309	SH		SOLE	0	7,983	0	1,325
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	312	8,292	SH		SOLE	0	8,292	0	0
MICROSOFT CORPORATION	Stock	594918104	99	446	SH		OTR	1	0	0	446
MICROSOFT CORPORATION	Stock	594918104	2,695	12,115	SH		SOLE	0	11,187	0	927
LENNAR CORP CL A	Stock	526057104	319	4,182	SH		SOLE	0	4,182	0	0
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	348	1	SH		SOLE	0	1	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	1,678	8,620	SH		SOLE	0	8,435	0	184
VANGUARD MID-CAP ETF	ETF	922908629	2,992	14,468	SH		SOLE	0	14,412	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	1,400	7,964	SH		SOLE	0	7,919	0	44
NEXTERA ENERGY INC	Stock	65339F101	284	3,686	SH		SOLE	0	2,629	0	1,056
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	1,673	50,277	SH		OTR	1	0	0	50,277
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	221	4,291	SH		OTR	1	0	0	4,291
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	13,373	260,233	SH		SOLE	0	259,499	0	733
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	188	34,172	SH		SOLE	0	28,121	0	6,050
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	784	2,215	SH		SOLE	0	2,215	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	892	14,976	SH		OTR	1	0	0	14,976
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,634	44,255	SH		SOLE	0	43,588	0	666
PUTNAM PREMIER INCOME TRUST	CEF	746853100	389	83,743	SH		SOLE	0	70,061	0	13,681
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	2,898	64,710	SH		SOLE	0	59,683	0	5,027
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,216	51,065	SH		SOLE	0	36,923	0	14,141
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,602	12,559	SH		OTR	1	0	0	12,559
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,777	13,936	SH		SOLE	0	13,936	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	604	3,601	SH		SOLE	0	3,493	0	108
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	4,162	62,881	SH		SOLE	0	57,765	0	5,116
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,413	18,499	SH		SOLE	0	16,934	0	1,565
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,677	11,078	SH		SOLE	0	10,980	0	97
EDAP TMS SA	ADR	268311107	698	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	527	13,889	SH		SOLE	0	8,738	0	5,150
WESTERN DIGITAL CORP. 1.5 02/01/2024	Convertible	958102AP0	50	50,000	SH		SOLE	0	50,000	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	2,845	41,721	SH		SOLE	0	37,971	0	3,749
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	581	9,650	SH		SOLE	0	1,892	0	7,757
ISHARES RUSSELL 2000 ETF	ETF	464287655	393	2,004	SH		SOLE	0	1,847	0	155
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	747	8,525	SH		SOLE	0	7,052	0	1,471
BROOKFIELD INFRASTRUCTURE CORP	Stock	11275Q107	1,582	21,880	SH		SOLE	0	16,705	0	5,174
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	52	932	SH		OTR	1	0	0	932
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	269	4,783	SH		SOLE	0	4,783	0	0
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	463	22,487	SH		SOLE	0	17,835	0	4,651
GLADSTONE LAND CORPORATION	REIT	376549101	388	26,516	SH		SOLE	0	24,012	0	2,503
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	323	3,145	SH		SOLE	0	3,145	0	0
POLYMET MINING CORP	Stock	731916409	86	25,157	SH		SOLE	0	22,425	0	2,732
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	629	4,426	SH		OTR	1	0	0	4,426
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	1,668	11,732	SH		SOLE	0	9,528	0	2,203
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	275	4,914	SH		SOLE	0	4,536	0	377
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	515	8,733	SH		OTR	1	0	0	8,733
TRACTOR SUPPLY COMPANY	Stock	892356106	521	3,705	SH		SOLE	0	3,670	0	35
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	283	33,417	SH		SOLE	0	33,417	0	0
VISA INC	Stock	92826C839	8	38	SH		OTR	1	0	0	38
VISA INC	Stock	92826C839	1,920	8,777	SH		SOLE	0	8,514	0	261
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	137	2,012	SH		OTR	1	0	0	2,012
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	4,677	172,708	SH		SOLE	0	66,179	0	106,528
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	37	138	SH		SOLE	0	138	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	753	2,815	SH		OTR	1	0	0	2,815
VANGUARD VALUE ETF	ETF	922908744	2,304	19,366	SH		OTR	1	0	0	19,366
VANGUARD VALUE ETF	ETF	922908744	6,656	55,956	SH		SOLE	0	46,433	0	9,521
VANGUARD GROWTH INDEX FUND	ETF	922908736	688	2,715	SH		SOLE	0	2,715	0	0
VANGUARD GROWTH INDEX FUND	ETF	922908736	2,083	8,221	SH		OTR	1	0	0	8,221
PROOFPOINT INC	Stock	743424103	346	2,540	SH		SOLE	0	2,540	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,092	12,662	SH		SOLE	0	12,091	0	569
VANECK VECTORS FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	507	15,785	SH		SOLE	0	15,784	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	10,519	169,654	SH		SOLE	0	163,508	0	6,145
SERVICENOW INC	Stock	81762P102	274	498	SH		SOLE	0	498	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,841	41,251	SH		SOLE	0	41,251	0	0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	316	6,191	SH		SOLE	0	5,111	0	1,080
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	496	9,702	SH		OTR	1	0	0	9,702
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,318	19,072	SH		SOLE	0	16,962	0	2,110
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,328	19,220	SH		OTR	1	0	0	19,220
TOTAL SE SPONSORED ADS	ADR	89151E109	3	79	SH		OTR	1	0	0	79
TOTAL SE SPONSORED ADS	ADR	89151E109	246	5,862	SH		SOLE	0	5,412	0	450
ACCENTURE PLC	Stock	G1151C101	8	30	SH		OTR	1	0	0	30
ACCENTURE PLC	Stock	G1151C101	228	872	SH		SOLE	0	872	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	606	1,852	SH		SOLE	0	1,851	0	0
GENUINE PARTS COMPANY	Stock	372460105	311	3,096	SH		SOLE	0	3,026	0	70
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	511	33,273	SH		SOLE	0	26,215	0	7,057
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	704	10,330	SH		SOLE	0	7,714	0	2,615
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	143	2,308	SH		SOLE	0	2,308	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	484	7,805	SH		OTR	1	0	0	7,805
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	5,603	63,536	SH		SOLE	0	60,358	0	3,177
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	6,730	76,308	SH		OTR	1	0	0	76,308
INVESCO FINANCIAL PREFERRED ETF	ETF	46137V621	352	18,324	SH		SOLE	0	18,324	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	195	680	SH		OTR	1	0	0	680
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	329	1,149	SH		SOLE	0	1,149	0	0
QUALCOMM INC	Stock	747525103	12	79	SH		OTR	1	0	0	79
QUALCOMM INC	Stock	747525103	1,152	7,561	SH		SOLE	0	7,478	0	81
MCDONALD'S CORP	Stock	580135101	10	46	SH		OTR	1	0	0	46
MCDONALD'S CORP	Stock	580135101	562	2,621	SH		SOLE	0	2,366	0	254
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,367	46,887	SH		SOLE	0	37,383	0	9,503
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,350	47,616	SH		SOLE	0	43,879	0	3,736
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	5,412	78,944	SH		SOLE	0	72,913	0	6,030
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	1,335	24,739	SH		SOLE	0	22,047	0	2,692
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,881	72,317	SH		SOLE	0	71,698	0	618
ISHARES MSCI EMERGING MARKETS ASIA ETF	ETF	464286426	292	3,336	SH		SOLE	0	3,336	0	0
AT&T INC	Stock	00206R102	1,076	37,411	SH		SOLE	0	36,906	0	504
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	821	23,599	SH		SOLE	0	20,380	0	3,218
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	506	11,800	SH		SOLE	0	11,800	0	0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	1,131	24,967	SH		SOLE	0	24,967	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	227	1,986	SH		SOLE	0	1,986	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	572	3,547	SH		SOLE	0	3,546	0	0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,025	36,285	SH		SOLE	0	26,526	0	9,758
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	3,764	128,546	SH		SOLE	0	124,522	0	4,023
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	3,767	10,638	SH		SOLE	0	10,541	0	96
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	749	12,298	SH		SOLE	0	12,098	0	200
ISHARES S&P 500 VALUE ETF	ETF	464287408	396	3,097	SH		OTR	1	0	0	3,097
ISHARES S&P 500 VALUE ETF	ETF	464287408	14,615	114,159	SH		SOLE	0	113,877	0	281
WISDOMTREE U.S. DIVIDEND EX-FINANCIALS FUND	ETF	97717W406	1,901	22,702	SH		SOLE	0	22,157	0	544
ISHARES S&P 500 GROWTH ETF	ETF	464287309	849	13,296	SH		OTR	1	0	0	13,296
ISHARES S&P 500 GROWTH ETF	ETF	464287309	21,498	336,846	SH		SOLE	0	333,586	0	3,259
ISHARES CORE S&P 500 ETF	ETF	464287200	3,616	9,633	SH		SOLE	0	9,301	0	331
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF	ETF	46138J700	228	10,737	SH		SOLE	0	10,736	0	0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF	ETF	46138J882	346	15,923	SH		SOLE	0	15,922	0	0
ECOLAB INC	Stock	278865100	12	57	SH		OTR	1	0	0	57
ECOLAB INC	Stock	278865100	664	3,067	SH		SOLE	0	3,067	0	0
SALESFORCE.COM INC	Stock	79466L302	2	8	SH		OTR	1	0	0	8
SALESFORCE.COM INC	Stock	79466L302	651	2,927	SH		SOLE	0	2,856	0	71
IDEXX LABORATORIES INC	Stock	45168D104	377	755	SH		SOLE	0	755	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	503	4,232	SH		SOLE	0	2,117	0	2,114
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	566	8,266	SH		SOLE	0	8,265	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	7	19	SH		OTR	1	0	0	19
LOCKHEED MARTIN CORPORATION	Stock	539830109	828	2,332	SH		SOLE	0	2,314	0	17
JPMORGAN CHASE & CO	Stock	46625H100	40	311	SH		OTR	1	0	0	311
JPMORGAN CHASE & CO	Stock	46625H100	318	2,502	SH		SOLE	0	2,502	0	0
CHEVRON CORPORATION	Stock	166764100	874	10,346	SH		SOLE	0	10,346	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	2,005	17,105	SH		OTR	1	0	0	17,105
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	2,527	53,519	SH		SOLE	0	49,277	0	4,242
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	12,777	270,649	SH		OTR	1	0	0	270,649
BANK OF AMERICA CORP	Stock	060505104	12	381	SH		OTR	1	0	0	381
BANK OF AMERICA CORP	Stock	060505104	386	12,732	SH		SOLE	0	12,731	0	0
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	293	25,621	SH		SOLE	0	25,621	0	0
IBM CORP	Stock	459200101	1,208	9,594	SH		SOLE	0	9,461	0	133
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	453	6,328	SH		SOLE	0	6,228	0	100
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	3,943	78,689	SH		OTR	1	0	0	78,689
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	5,320	126,349	SH		SOLE	0	98,208	0	28,141
TARGET CORPORATION	Stock	87612E106	4	23	SH		OTR	1	0	0	23
TARGET CORPORATION	Stock	87612E106	1,555	8,638	SH		SOLE	0	8,236	0	401
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	913	9,979	SH		SOLE	0	9,359	0	619
3M CO	Stock	88579Y101	1,053	6,025	SH		SOLE	0	5,964	0	60
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	540	15,249	SH		SOLE	0	15,248	0	0
CATERPILLAR INC	Stock	149123101	2	10	SH		OTR	1	0	0	10
CATERPILLAR INC	Stock	149123101	1,155	6,343	SH		SOLE	0	6,292	0	50
ALPHABET INC CLASS C	Stock	02079K107	4	2	SH		OTR	1	0	0	2
ALPHABET INC CLASS C	Stock	02079K107	540	308	SH		SOLE	0	299	0	9
BEST BUY CO INC	Stock	086516101	40	400	SH		OTR	1	0	0	400
BEST BUY CO INC	Stock	086516101	868	8,695	SH		SOLE	0	8,670	0	24
AMERICAN EXPRESS COMPANY	Stock	025816109	7	56	SH		OTR	1	0	0	56
AMERICAN EXPRESS COMPANY	Stock	025816109	289	2,393	SH		SOLE	0	2,270	0	122
APPLIED MATERIALS INC	Stock	038222105	11	130	SH		OTR	1	0	0	130
APPLIED MATERIALS INC	Stock	038222105	395	4,575	SH		SOLE	0	4,575	0	0
FIRST TRUST DOW JONES INTERNET INDEX FUND	ETF	33733E302	1,076	5,069	SH		SOLE	0	4,472	0	597
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	573	13,922	SH		SOLE	0	12,100	0	1,821
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	492	7,911	SH		SOLE	0	7,911	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	20,727	311,088	SH		SOLE	0	137,711	0	173,376
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	2,623	38,371	SH		SOLE	0	35,373	0	2,997
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	563	126,580	SH		SOLE	0	92,012	0	34,567
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	836	7,070	SH		SOLE	0	6,634	0	435
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,075	55,557	SH		SOLE	0	51,031	0	4,526
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	1,693	34,276	SH		SOLE	0	23,139	0	11,136
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	973	11,966	SH		SOLE	0	11,351	0	614
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	204	2,819	SH		SOLE	0	2,819	0	0
VANGUARD LONG-TERM BOND INDEX FUND	ETF	921937793	282	2,572	SH		SOLE	0	2,571	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	1,311	22,770	SH		SOLE	0	22,419	0	350
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	18,492	223,064	SH		SOLE	0	212,858	0	10,206
NORTHERN OIL & GAS, INC	Stock	665531109	330	37,629	SH		SOLE	0	37,629	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,118	4,409	SH		SOLE	0	4,010	0	398
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF	ETF	78468R622	1,002	14,092	SH		SOLE	0	8,126	0	5,965
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,379	10,644	SH		SOLE	0	10,042	0	601
REALTY INCOME CORP COM	REIT	756109104	656	10,549	SH		SOLE	0	10,299	0	250
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	457	17,990	SH		SOLE	0	17,989	0	0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	1,659	14,310	SH		OTR	1	0	0	14,310
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	1,975	17,042	SH		SOLE	0	15,570	0	1,471
UNITEDHEALTH GROUP INC	Stock	91324P102	45	129	SH		OTR	1	0	0	129
UNITEDHEALTH GROUP INC	Stock	91324P102	986	2,812	SH		SOLE	0	1,650	0	1,161
LOWE'S COMPANIES INC	Stock	548661107	25	156	SH		OTR	1	0	0	156
LOWE'S COMPANIES INC	Stock	548661107	224	1,396	SH		SOLE	0	1,396	0	0
DEERE & COMPANY	Stock	244199105	10	38	SH		OTR	1	0	0	38
DEERE & COMPANY	Stock	244199105	733	2,725	SH		SOLE	0	2,685	0	40
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,272	7,088	SH		SOLE	0	6,448	0	639
VODAFONE GROUP PLC	ADR	92857W308	295	17,906	SH		SOLE	0	14,886	0	3,019
GLAUKOS CORP	Stock	377322102	275	3,651	SH		SOLE	0	3,651	0	0
PAYPAL HOLDINGS INC	Stock	70450Y103	366	1,563	SH		SOLE	0	1,563	0	0
CBRE GROUP INC	Stock	12504L109	230	3,661	SH		SOLE	0	3,661	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	3,611	15,712	SH		SOLE	0	14,924	0	786
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	798	52,261	SH		SOLE	0	42,479	0	9,782
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	455	8,249	SH		OTR	1	0	0	8,249
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,230	8,526	SH		SOLE	0	7,927	0	598
ISHARES MSCI EAFE ETF	ETF	464287465	2,709	37,125	SH		SOLE	0	29,964	0	7,160
APPLE INC	Stock	037833100	773	5,825	SH		OTR	1	0	0	5,825
APPLE INC	Stock	037833100	9,214	69,438	SH		SOLE	0	65,571	0	3,866
WALT DISNEY CO	Stock	254687106	5	27	SH		OTR	1	0	0	27
WALT DISNEY CO	Stock	254687106	326	1,797	SH		SOLE	0	1,335	0	461
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	575	6,209	SH		SOLE	0	6,208	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	3,133	22,915	SH		SOLE	0	20,135	0	2,779