Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	25	8	SH		OTR	1	0	0	8
AMAZON.COM INC	Stock	023135106	1,185	383	SH		SOLE	0	383	0	0
INVESCO QQQ	ETF	46090E103	479	1,501	SH		SOLE	0	1,140	0	361
JOHNSON & JOHNSON	Stock	478160104	61	369	SH		OTR	1	0	0	369
JOHNSON & JOHNSON	Stock	478160104	723	4,397	SH		SOLE	0	4,397	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	707	3,418	SH		SOLE	0	838	0	2,580
VANGUARD EXTENDED MARKET INDEX FUND	ETF	922908652	756	4,271	SH		SOLE	0	4,270	0	0
COSTCO WHOLESALE CORPORATION	Stock	22160K105	8	24	SH		OTR	1	0	0	24
COSTCO WHOLESALE CORPORATION	Stock	22160K105	1,160	3,290	SH		SOLE	0	3,289	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	267	2,461	SH		SOLE	0	1,946	0	515
SENSEONICS HLDGS INC COM	Stock	81727U105	33	12,681	SH		SOLE	0	9,849	0	2,832
VANGUARD REAL ESTATE ETF	ETF	922908553	5,466	59,508	SH		SOLE	0	55,702	0	3,805
INTEL CORPORATION	Stock	458140100	16	250	SH		OTR	1	0	0	250
INTEL CORPORATION	Stock	458140100	1,078	16,845	SH		SOLE	0	16,742	0	102
MEDTRONIC PLC	Stock	G5960L103	240	2,028	SH		SOLE	0	2,027	0	0
MEDTRONIC PLC	Stock	G5960L103	407	3,442	SH		OTR	1	0	0	3,442
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	372	5,557	SH		SOLE	0	4,074	0	1,482
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,221	41,463	SH		SOLE	0	36,091	0	5,371
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	282	2,614	SH		OTR	1	0	0	2,614
SPDR S&P 500 ETF	ETF	78462F103	417	1,051	SH		SOLE	0	1,051	0	0
MASTERCARD INC	Stock	57636Q104	40	113	SH		OTR	1	0	0	113
MASTERCARD INC	Stock	57636Q104	1,525	4,282	SH		SOLE	0	4,262	0	20
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	843	66,707	SH		SOLE	0	52,058	0	14,648
VERIZON COMMUNICATIONS INC	Stock	92343V104	5	89	SH		OTR	1	0	0	89
VERIZON COMMUNICATIONS INC	Stock	92343V104	1,125	19,353	SH		SOLE	0	18,509	0	843
HONEYWELL INTERNATIONAL INC	Stock	438516106	16	73	SH		OTR	1	0	0	73
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,286	5,926	SH		SOLE	0	5,926	0	0
FORD MOTOR COMPANY	Stock	345370860	2	200	SH		OTR	1	0	0	200
FORD MOTOR COMPANY	Stock	345370860	298	24,324	SH		SOLE	0	22,374	0	1,949
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	49	984	SH		SOLE	0	380	0	603
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	2,411	48,223	SH		OTR	1	0	0	48,223
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	1,310	14,412	SH		SOLE	0	13,703	0	708
US BANCORP	Stock	902973304	25	450	SH		OTR	1	0	0	450
US BANCORP	Stock	902973304	204	3,687	SH		SOLE	0	3,686	0	0
XCEL ENERGY INC	Stock	98389B100	732	11,004	SH		SOLE	0	11,003	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,249	14,988	SH		SOLE	0	13,392	0	1,595
HOME DEPOT INC	Stock	437076102	27	90	SH		OTR	1	0	0	90
HOME DEPOT INC	Stock	437076102	1,942	6,363	SH		SOLE	0	6,215	0	147
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	281	1,762	SH		OTR	1	0	0	1,762
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	427	2,675	SH		SOLE	0	2,675	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,869	28,784	SH		OTR	1	0	0	28,784
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,932	29,420	SH		SOLE	0	23,944	0	5,475
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	1,703	7,005	SH		SOLE	0	6,279	0	726
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	422	4,365	SH		SOLE	0	4,118	0	247
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	3,109	82,630	SH		SOLE	0	82,104	0	525
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,675	38,268	SH		SOLE	0	32,163	0	6,104
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	12,768	132,957	SH		OTR	1	0	0	132,957
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,242	9,573	SH		OTR	1	0	0	9,573
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,926	22,545	SH		SOLE	0	22,084	0	459
FIRST TRUST MID CAP CORE ALPHADEX FUND	ETF	33735B108	253	2,700	SH		SOLE	0	2,478	0	221
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	1,283	11,825	SH		SOLE	0	11,727	0	97
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	26	102	SH		OTR	1	0	0	102
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	8,250	32,294	SH		SOLE	0	30,123	0	2,171
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	871	27,393	SH		SOLE	0	21,939	0	5,453
ADOBE INC	Stock	00724F101	0	1	SH		OTR	1	0	0	1
ADOBE INC	Stock	00724F101	464	977	SH		SOLE	0	977	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,445	41,763	SH		SOLE	0	39,357	0	2,405
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	851	13,696	SH		OTR	1	0	0	13,696
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	910	9,786	SH		SOLE	0	8,458	0	1,327
ALPHABET INC CLASS A	Stock	02079K305	76	37	SH		OTR	1	0	0	37
ALPHABET INC CLASS A	Stock	02079K305	153	74	SH		SOLE	0	74	0	0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	322	8,180	SH		SOLE	0	8,180	0	0
MICROSOFT CORPORATION	Stock	594918104	114	483	SH		OTR	1	0	0	483
MICROSOFT CORPORATION	Stock	594918104	2,832	12,010	SH		SOLE	0	11,256	0	753
LENNAR CORP CL A	Stock	526057104	504	4,982	SH		SOLE	0	4,982	0	0
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	386	1	SH		SOLE	0	1	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	2,104	9,829	SH		SOLE	0	9,644	0	184
VANGUARD MID-CAP ETF	ETF	922908629	3,277	14,806	SH		SOLE	0	14,750	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	1,477	7,972	SH		SOLE	0	7,927	0	44
NEXTERA ENERGY INC	Stock	65339F101	281	3,714	SH		SOLE	0	2,657	0	1,056
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	8	276	SH		SOLE	0	276	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	1,477	48,150	SH		OTR	1	0	0	48,150
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	224	4,361	SH		OTR	1	0	0	4,361
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	12,606	245,677	SH		SOLE	0	244,942	0	733
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	176	33,214	SH		SOLE	0	27,138	0	6,075
VANGUARD INFORMATION TECHNOLOGY ETF	ETF	92204A702	729	2,033	SH		SOLE	0	2,032	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	882	13,516	SH		OTR	1	0	0	13,516
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,909	44,561	SH		SOLE	0	43,891	0	669
PUTNAM PREMIER INCOME TRUST	CEF	746853100	405	83,124	SH		SOLE	0	70,519	0	12,605
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,238	64,429	SH		SOLE	0	59,663	0	4,765
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,331	41,798	SH		SOLE	0	38,258	0	3,540
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,545	10,907	SH		OTR	1	0	0	10,907
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	2,010	14,186	SH		SOLE	0	14,185	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	716	3,601	SH		SOLE	0	3,493	0	108
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	5,080	61,963	SH		SOLE	0	56,847	0	5,116
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,539	17,925	SH		SOLE	0	16,360	0	1,565
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	690	6,865	SH		SOLE	0	6,531	0	334
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,717	10,875	SH		SOLE	0	10,777	0	97
EDAP TMS SA	ADR	268311107	1,134	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	510	12,402	SH		SOLE	0	7,155	0	5,246
SCHWAB U.S. MID-CAP ETF	ETF	808524508	3,135	42,118	SH		SOLE	0	38,061	0	4,056
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	400	1,600	SH		SOLE	0	1,600	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	443	2,007	SH		SOLE	0	1,850	0	156
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	1,390	14,644	SH		SOLE	0	11,954	0	2,689
MICRON TECHNOLOGY INC	Stock	595112103	226	2,560	SH		SOLE	0	2,560	0	0
BROOKFIELD INFRASTRUCTURE CORP	Stock	11275Q107	1,005	13,158	SH		SOLE	0	10,219	0	2,937
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	53	907	SH		OTR	1	0	0	907
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	278	4,783	SH		SOLE	0	4,783	0	0
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	606	23,570	SH		SOLE	0	18,807	0	4,762
GLADSTONE LAND CORPORATION	REIT	376549101	548	29,931	SH		SOLE	0	27,413	0	2,517
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	333	3,259	SH		SOLE	0	3,258	0	0
POLYMET MINING CORP	Stock	731916409	111	35,157	SH		SOLE	0	32,425	0	2,732
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	616	3,719	SH		OTR	1	0	0	3,719
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	2,046	12,356	SH		SOLE	0	9,645	0	2,710
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	266	4,931	SH		SOLE	0	4,553	0	377
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	351	6,891	SH		SOLE	0	6,428	0	463
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	452	7,614	SH		OTR	1	0	0	7,614
TRACTOR SUPPLY COMPANY	Stock	892356106	704	3,975	SH		SOLE	0	3,940	0	35
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	294	31,039	SH		SOLE	0	31,039	0	0
VISA INC	Stock	92826C839	10	47	SH		OTR	1	0	0	47
VISA INC	Stock	92826C839	1,811	8,551	SH		SOLE	0	8,312	0	238
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	147	2,131	SH		OTR	1	0	0	2,131
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	4,322	166,306	SH		SOLE	0	59,976	0	106,329
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	153	558	SH		SOLE	0	308	0	250
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	620	2,259	SH		OTR	1	0	0	2,259
VANGUARD VALUE ETF	ETF	922908744	2,158	16,417	SH		OTR	1	0	0	16,417
VANGUARD VALUE ETF	ETF	922908744	7,386	56,186	SH		SOLE	0	47,065	0	9,120
VANGUARD GROWTH INDEX FUND	ETF	922908736	713	2,772	SH		SOLE	0	2,772	0	0
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,664	6,474	SH		OTR	1	0	0	6,474
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	430	16,402	SH		SOLE	0	15,429	0	972
PROOFPOINT INC	Stock	743424103	320	2,540	SH		SOLE	0	2,540	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,153	12,591	SH		SOLE	0	12,019	0	571
VANECK VECTORS FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	484	15,170	SH		SOLE	0	15,170	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	12,090	174,506	SH		SOLE	0	168,360	0	6,145
SERVICENOW INC	Stock	81762P102	249	498	SH		SOLE	0	498	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	2,129	41,365	SH		SOLE	0	40,800	0	564
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	359	6,959	SH		SOLE	0	5,481	0	1,478
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	468	9,080	SH		OTR	1	0	0	9,080
METLIFE INC	Stock	59156R108	3	48	SH		OTR	1	0	0	48
METLIFE INC	Stock	59156R108	458	7,539	SH		SOLE	0	7,439	0	100
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	794	11,015	SH		SOLE	0	9,814	0	1,200
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,358	18,849	SH		OTR	1	0	0	18,849
TOTAL SE SPONSORED ADS	ADR	89151E109	5	103	SH		OTR	1	0	0	103
TOTAL SE SPONSORED ADS	ADR	89151E109	273	5,862	SH		SOLE	0	5,412	0	450
KINDER MORGAN INC	Stock	49456B101	207	12,417	SH		SOLE	0	12,417	0	0
ACCENTURE PLC	Stock	G1151C101	8	30	SH		OTR	1	0	0	30
ACCENTURE PLC	Stock	G1151C101	236	855	SH		SOLE	0	854	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	758	2,296	SH		SOLE	0	2,269	0	26
GENUINE PARTS COMPANY	Stock	372460105	457	3,956	SH		SOLE	0	3,856	0	100
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	1,141	68,435	SH		SOLE	0	54,864	0	13,570
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	751	10,391	SH		SOLE	0	7,767	0	2,624
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	153	2,384	SH		SOLE	0	2,384	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	404	6,282	SH		OTR	1	0	0	6,282
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	5,375	63,446	SH		SOLE	0	59,906	0	3,539
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	6,269	73,993	SH		OTR	1	0	0	73,993
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	208	3,429	SH		SOLE	0	3,429	0	0
INVESCO FINANCIAL PREFERRED ETF	ETF	46137V621	334	17,674	SH		SOLE	0	17,674	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	45	150	SH		SOLE	0	150	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	184	611	SH		OTR	1	0	0	611
MCDONALD'S CORP	Stock	580135101	10	46	SH		OTR	1	0	0	46
MCDONALD'S CORP	Stock	580135101	588	2,624	SH		SOLE	0	2,367	0	256
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,101	36,774	SH		SOLE	0	33,948	0	2,824
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,449	49,124	SH		SOLE	0	45,387	0	3,736
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	5,781	78,199	SH		SOLE	0	72,168	0	6,030
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	1,409	24,640	SH		SOLE	0	21,935	0	2,704
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,986	72,475	SH		SOLE	0	71,856	0	618
ISHARES MSCI EMERGING MARKETS ASIA ETF	ETF	464286426	303	3,336	SH		SOLE	0	3,336	0	0
AT&T INC	Stock	00206R102	1,156	38,176	SH		SOLE	0	37,820	0	355
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	1,055	26,109	SH		SOLE	0	22,834	0	3,274
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	602	11,892	SH		SOLE	0	11,891	0	0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	1,873	36,257	SH		SOLE	0	35,729	0	527
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	255	1,989	SH		SOLE	0	1,988	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	713	4,435	SH		SOLE	0	4,362	0	73
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,096	35,641	SH		SOLE	0	25,883	0	9,758
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	4,091	127,438	SH		SOLE	0	122,708	0	4,729
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	3,650	10,691	SH		SOLE	0	10,594	0	96
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	856	13,480	SH		SOLE	0	13,279	0	200
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	232	2,190	SH		SOLE	0	2,057	0	132
ISHARES S&P 500 VALUE ETF	ETF	464287408	338	2,393	SH		OTR	1	0	0	2,393
ISHARES S&P 500 VALUE ETF	ETF	464287408	14,974	106,021	SH		SOLE	0	103,269	0	2,751
WISDOMTREE U.S. DIVIDEND EX-FINANCIALS FUND	ETF	97717W406	2,144	22,738	SH		SOLE	0	22,191	0	546
ISHARES S&P 500 GROWTH ETF	ETF	464287309	713	10,947	SH		OTR	1	0	0	10,947
ISHARES S&P 500 GROWTH ETF	ETF	464287309	19,474	299,090	SH		SOLE	0	291,737	0	7,353
ISHARES CORE S&P 500 ETF	ETF	464287200	4,046	10,170	SH		SOLE	0	9,850	0	319
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF	ETF	46138J700	228	10,800	SH		SOLE	0	10,800	0	0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF	ETF	46138J882	298	13,790	SH		SOLE	0	13,790	0	0
ECOLAB INC	Stock	278865100	12	57	SH		OTR	1	0	0	57
ECOLAB INC	Stock	278865100	686	3,204	SH		SOLE	0	3,204	0	0
SALESFORCE.COM INC	Stock	79466L302	2	8	SH		OTR	1	0	0	8
SALESFORCE.COM INC	Stock	79466L302	620	2,927	SH		SOLE	0	2,856	0	71
IDEXX LABORATORIES INC	Stock	45168D104	293	599	SH		SOLE	0	599	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	509	3,777	SH		SOLE	0	862	0	2,914
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	623	8,280	SH		SOLE	0	8,279	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	7	19	SH		OTR	1	0	0	19
LOCKHEED MARTIN CORPORATION	Stock	539830109	945	2,558	SH		SOLE	0	2,527	0	30
JPMORGAN CHASE & CO	Stock	46625H100	34	222	SH		OTR	1	0	0	222
JPMORGAN CHASE & CO	Stock	46625H100	571	3,748	SH		SOLE	0	3,747	0	0
CHEVRON CORPORATION	Stock	166764100	1,119	10,681	SH		SOLE	0	10,681	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,892	16,302	SH		OTR	1	0	0	16,302
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	2,849	58,012	SH		SOLE	0	53,769	0	4,242
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	11,098	225,990	SH		OTR	1	0	0	225,990
BANK OF AMERICA CORP	Stock	060505104	13	344	SH		OTR	1	0	0	344
BANK OF AMERICA CORP	Stock	060505104	493	12,734	SH		SOLE	0	12,734	0	0
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	301	25,621	SH		SOLE	0	25,621	0	0
IBM CORP	Stock	459200101	1,401	10,512	SH		SOLE	0	10,431	0	80
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	493	6,379	SH		SOLE	0	6,228	0	150
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	3,427	65,838	SH		OTR	1	0	0	65,838
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	5,561	106,846	SH		SOLE	0	97,967	0	8,878
TARGET CORPORATION	Stock	87612E106	5	23	SH		OTR	1	0	0	23
TARGET CORPORATION	Stock	87612E106	1,796	8,899	SH		SOLE	0	8,420	0	478
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,739	17,200	SH		SOLE	0	16,581	0	619
3M CO	Stock	88579Y101	9	45	SH		OTR	1	0	0	45
3M CO	Stock	88579Y101	2,121	11,009	SH		SOLE	0	10,891	0	117
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	354	9,473	SH		SOLE	0	9,473	0	0
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	336	3,282	SH		SOLE	0	3,117	0	165
CATERPILLAR INC	Stock	149123101	6	27	SH		OTR	1	0	0	27
CATERPILLAR INC	Stock	149123101	1,477	6,369	SH		SOLE	0	6,319	0	50
ALPHABET INC CLASS C	Stock	02079K107	4	2	SH		OTR	1	0	0	2
ALPHABET INC CLASS C	Stock	02079K107	637	308	SH		SOLE	0	299	0	9
BEST BUY CO INC	Stock	086516101	41	360	SH		OTR	1	0	0	360
BEST BUY CO INC	Stock	086516101	863	7,513	SH		SOLE	0	7,512	0	0
AMERICAN EXPRESS COMPANY	Stock	025816109	8	56	SH		OTR	1	0	0	56
AMERICAN EXPRESS COMPANY	Stock	025816109	339	2,393	SH		SOLE	0	2,270	0	122
APPLIED MATERIALS INC	Stock	038222105	17	130	SH		OTR	1	0	0	130
APPLIED MATERIALS INC	Stock	038222105	524	3,925	SH		SOLE	0	3,925	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	1,145	5,251	SH		SOLE	0	4,654	0	597
INVESCO DYNAMIC PHARMACEUTICALS ETF	ETF	46137V662	206	2,608	SH		SOLE	0	2,607	0	0
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	637	14,362	SH		SOLE	0	12,873	0	1,487
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	548	7,951	SH		SOLE	0	7,950	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	21,393	309,761	SH		SOLE	0	135,149	0	174,611
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	2,749	38,264	SH		SOLE	0	35,267	0	2,997
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	520	127,225	SH		SOLE	0	92,561	0	34,663
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	280	2,461	SH		SOLE	0	2,023	0	437
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,586	54,461	SH		SOLE	0	50,255	0	4,205
SPDR PORTFOLIO S&P 500 ETF	ETF	78464A854	1,073	23,021	SH		SOLE	0	21,638	0	1,383
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,244	42,134	SH		SOLE	0	29,054	0	13,079
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	1,091	10,833	SH		SOLE	0	10,832	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	223	2,842	SH		SOLE	0	2,842	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	1,247	22,714	SH		SOLE	0	22,363	0	350
DELTA AIR LINES INC	Stock	247361702	216	4,473	SH		SOLE	0	4,397	0	76
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	17,954	218,440	SH		SOLE	0	203,582	0	14,857
NORTHERN OIL & GAS, INC	Stock	665531307	576	47,696	SH		SOLE	0	47,696	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,174	4,349	SH		SOLE	0	3,949	0	399
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF	ETF	78468R622	1,033	9,492	SH		SOLE	0	8,512	0	979
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND	ETF	97717X578	411	10,097	SH		SOLE	0	9,469	0	628
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,499	10,532	SH		SOLE	0	9,928	0	603
ISHARES GLOBAL ENERGY ETF	ETF	464287341	221	8,961	SH		SOLE	0	6,164	0	2,795
REALTY INCOME CORP COM	REIT	756109104	750	11,811	SH		SOLE	0	11,561	0	250
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	402	14,621	SH		SOLE	0	14,621	0	0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	1,504	13,816	SH		OTR	1	0	0	13,816
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	1,933	17,757	SH		SOLE	0	16,103	0	1,653
EXXON MOBIL CORPORATION	Stock	30231G102	210	3,760	SH		SOLE	0	3,686	0	74
UNITEDHEALTH GROUP INC	Stock	91324P102	46	123	SH		OTR	1	0	0	123
UNITEDHEALTH GROUP INC	Stock	91324P102	1,350	3,627	SH		SOLE	0	2,425	0	1,201
LOWE'S COMPANIES INC	Stock	548661107	30	158	SH		OTR	1	0	0	158
LOWE'S COMPANIES INC	Stock	548661107	266	1,396	SH		SOLE	0	1,396	0	0
DEERE & COMPANY	Stock	244199105	14	38	SH		OTR	1	0	0	38
DEERE & COMPANY	Stock	244199105	1,024	2,737	SH		SOLE	0	2,697	0	40
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,253	7,055	SH		SOLE	0	6,415	0	639
VODAFONE GROUP PLC	ADR	92857W308	333	18,076	SH		SOLE	0	15,026	0	3,049
PAYPAL HOLDINGS INC	Stock	70450Y103	397	1,635	SH		SOLE	0	1,572	0	63
CBRE GROUP INC	Stock	12504L109	290	3,661	SH		SOLE	0	3,661	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	4,308	16,550	SH		SOLE	0	15,760	0	788
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	849	49,266	SH		SOLE	0	40,198	0	9,068
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	415	7,596	SH		OTR	1	0	0	7,596
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,273	8,473	SH		SOLE	0	7,873	0	598
ISHARES MSCI EAFE ETF	ETF	464287465	2,751	36,254	SH		SOLE	0	26,864	0	9,389
APPLE INC	Stock	037833100	711	5,818	SH		OTR	1	0	0	5,818
APPLE INC	Stock	037833100	8,362	68,460	SH		SOLE	0	64,591	0	3,868
ABBOTT LABORATORIES	Stock	002824100	217	1,810	SH		SOLE	0	1,794	0	15
WALT DISNEY CO	Stock	254687106	5	27	SH		OTR	1	0	0	27
WALT DISNEY CO	Stock	254687106	327	1,774	SH		SOLE	0	1,312	0	461
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	712	7,315	SH		SOLE	0	7,314	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	3,739	24,672	SH		SOLE	0	20,743	0	3,928