Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	21	6	SH		OTR	1	0	0	6
AMAZON.COM INC	Stock	023135106	1,263	367	SH		SOLE	0	367	0	0
INVESCO QQQ	ETF	46090E103	571	1,610	SH		SOLE	0	1,198	0	411
JOHNSON & JOHNSON	Stock	478160104	68	412	SH		OTR	1	0	0	412
JOHNSON & JOHNSON	Stock	478160104	766	4,649	SH		SOLE	0	4,648	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	762	3,421	SH		SOLE	0	840	0	2,580
COSTCO WHOLESALE CORPORATION	Stock	22160K105	1,272	3,214	SH		SOLE	0	3,213	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	288	2,461	SH		SOLE	0	1,946	0	515
SENSEONICS HLDGS INC COM	Stock	81727U105	49	12,681	SH		SOLE	0	9,849	0	2,832
VANGUARD REAL ESTATE ETF	ETF	922908553	5,920	58,160	SH		SOLE	0	53,980	0	4,180
INTEL CORPORATION	Stock	458140100	13	225	SH		OTR	1	0	0	225
INTEL CORPORATION	Stock	458140100	1,006	17,924	SH		SOLE	0	17,821	0	102
MEDTRONIC PLC	Stock	G5960L103	220	1,770	SH		SOLE	0	1,769	0	0
MEDTRONIC PLC	Stock	G5960L103	427	3,442	SH		OTR	1	0	0	3,442
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	393	5,562	SH		SOLE	0	4,078	0	1,483
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,257	40,295	SH		SOLE	0	34,931	0	5,363
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	282	2,614	SH		OTR	1	0	0	2,614
SPDR S&P 500 ETF	ETF	78462F103	451	1,053	SH		SOLE	0	1,053	0	0
MASTERCARD INC	Stock	57636Q104	41	113	SH		OTR	1	0	0	113
MASTERCARD INC	Stock	57636Q104	1,564	4,283	SH		SOLE	0	4,263	0	20
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	900	67,877	SH		SOLE	0	53,180	0	14,696
VERIZON COMMUNICATIONS INC	Stock	92343V104	5	89	SH		OTR	1	0	0	89
VERIZON COMMUNICATIONS INC	Stock	92343V104	1,096	19,557	SH		SOLE	0	18,912	0	644
HONEYWELL INTERNATIONAL INC	Stock	438516106	13	59	SH		OTR	1	0	0	59
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,300	5,928	SH		SOLE	0	5,928	0	0
FORD MOTOR COMPANY	Stock	345370860	361	24,324	SH		SOLE	0	22,374	0	1,949
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	50	1,251	SH		SOLE	0	497	0	753
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	2,492	61,823	SH		OTR	1	0	0	61,823
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	2,154	21,876	SH		SOLE	0	18,136	0	3,739
US BANCORP	Stock	902973304	26	450	SH		OTR	1	0	0	450
US BANCORP	Stock	902973304	228	3,999	SH		SOLE	0	3,999	0	0
XCEL ENERGY INC	Stock	98389B100	713	10,823	SH		SOLE	0	10,823	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,257	14,489	SH		SOLE	0	13,086	0	1,402
HOME DEPOT INC	Stock	437076102	29	90	SH		OTR	1	0	0	90
HOME DEPOT INC	Stock	437076102	1,988	6,233	SH		SOLE	0	6,084	0	148
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	265	1,600	SH		OTR	1	0	0	1,600
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	434	2,621	SH		SOLE	0	2,620	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	3,012	28,913	SH		OTR	1	0	0	28,913
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	3,154	30,273	SH		SOLE	0	24,335	0	5,938
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	1,542	5,680	SH		SOLE	0	5,230	0	449
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	443	4,245	SH		SOLE	0	3,998	0	247
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,854	72,337	SH		SOLE	0	71,808	0	528
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,985	38,333	SH		SOLE	0	32,209	0	6,123
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	13,034	125,367	SH		OTR	1	0	0	125,367
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,383	9,472	SH		OTR	1	0	0	9,472
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	3,099	21,232	SH		SOLE	0	20,772	0	460
FIRST TRUST MID CAP CORE ALPHADEX FUND	ETF	33735B108	271	2,703	SH		SOLE	0	2,481	0	221
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	1,557	13,782	SH		SOLE	0	13,628	0	153
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	28	102	SH		OTR	1	0	0	102
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	9,046	32,549	SH		SOLE	0	30,378	0	2,171
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	898	27,323	SH		SOLE	0	21,855	0	5,467
ADOBE INC	Stock	00724F101	4	6	SH		OTR	1	0	0	6
ADOBE INC	Stock	00724F101	573	978	SH		SOLE	0	978	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	3,767	45,550	SH		SOLE	0	42,836	0	2,713
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	926	14,559	SH		OTR	1	0	0	14,559
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,011	10,637	SH		SOLE	0	9,129	0	1,507
ALPHABET INC CLASS A	Stock	02079K305	90	37	SH		OTR	1	0	0	37
ALPHABET INC CLASS A	Stock	02079K305	147	60	SH		SOLE	0	60	0	0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	ETF	808524888	342	8,222	SH		SOLE	0	8,222	0	0
MICROSOFT CORPORATION	Stock	594918104	127	470	SH		OTR	1	0	0	470
MICROSOFT CORPORATION	Stock	594918104	3,058	11,290	SH		SOLE	0	10,878	0	410
LENNAR CORP CL A	Stock	526057104	506	5,091	SH		SOLE	0	5,091	0	0
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	419	1	SH		SOLE	0	1	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	2,039	9,052	SH		SOLE	0	8,876	0	175
VANGUARD MID-CAP ETF	ETF	922908629	3,591	15,131	SH		SOLE	0	15,074	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	1,561	7,778	SH		SOLE	0	7,733	0	44
NEXTERA ENERGY INC	Stock	65339F101	268	3,653	SH		SOLE	0	2,661	0	992
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	9	280	SH		SOLE	0	279	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	1,600	50,985	SH		OTR	1	0	0	50,985
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	224	4,369	SH		OTR	1	0	0	4,369
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	12,483	243,707	SH		SOLE	0	242,972	0	734
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	180	32,137	SH		SOLE	0	25,980	0	6,156
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	924	13,516	SH		OTR	1	0	0	13,516
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	3,083	45,092	SH		SOLE	0	44,418	0	672
PUTNAM PREMIER INCOME TRUST	CEF	746853100	388	83,225	SH		SOLE	0	70,620	0	12,605
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,413	64,393	SH		SOLE	0	59,773	0	4,619
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,598	44,508	SH		SOLE	0	40,069	0	4,439
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,860	12,339	SH		OTR	1	0	0	12,339
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,957	12,981	SH		SOLE	0	12,980	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	472	2,273	SH		SOLE	0	2,165	0	108
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	5,054	58,968	SH		SOLE	0	54,250	0	4,718
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,564	17,617	SH		SOLE	0	16,226	0	1,391
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	1,027	9,576	SH		SOLE	0	8,126	0	1,449
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,559	9,678	SH		SOLE	0	9,580	0	97
EDAP TMS SA	ADR	268311107	957	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	570	12,439	SH		SOLE	0	7,256	0	5,182
SCHWAB U.S. MID-CAP ETF	ETF	808524508	3,387	43,275	SH		SOLE	0	39,442	0	3,832
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	827	11,844	SH		SOLE	0	11,077	0	766
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	567	8,151	SH		SOLE	0	7,027	0	1,124
ISHARES RUSSELL 2000 ETF	ETF	464287655	439	1,912	SH		SOLE	0	1,756	0	156
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	1,608	16,653	SH		SOLE	0	13,871	0	2,781
BROOKFIELD INFRASTRUCTURE CORP	Stock	11275Q107	601	7,971	SH		SOLE	0	5,411	0	2,558
SCHWAB 5-10 YEAR CORPORATE BOND ETF	ETF	808524698	236	4,484	SH		SOLE	0	3,180	0	1,303
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	55	896	SH		OTR	1	0	0	896
INVESCO S&P 500 LOW VOLATILITY ETF	ETF	46138E354	152	2,490	SH		SOLE	0	2,490	0	0
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	711	23,752	SH		SOLE	0	18,963	0	4,788
GLADSTONE LAND CORPORATION	REIT	376549101	696	28,914	SH		SOLE	0	26,384	0	2,528
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	357	3,157	SH		SOLE	0	3,156	0	0
POLYMET MINING CORP	Stock	731916409	127	35,157	SH		SOLE	0	32,425	0	2,732
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	632	3,638	SH		OTR	1	0	0	3,638
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	2,139	12,317	SH		SOLE	0	9,599	0	2,717
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	749	14,468	SH		SOLE	0	11,415	0	3,051
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	438	7,208	SH		OTR	1	0	0	7,208
TRACTOR SUPPLY COMPANY	Stock	892356106	777	4,175	SH		SOLE	0	4,140	0	35
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	314	31,039	SH		SOLE	0	31,039	0	0
VISA INC	Stock	92826C839	9	40	SH		OTR	1	0	0	40
VISA INC	Stock	92826C839	2,000	8,554	SH		SOLE	0	8,316	0	238
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	7,410	274,635	SH		SOLE	0	264,073	0	10,561
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	157	2,128	SH		OTR	1	0	0	2,128
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	1,345	128,990	SH		SOLE	0	16,072	0	112,918
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	162	559	SH		SOLE	0	308	0	250
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	650	2,243	SH		OTR	1	0	0	2,243
VANGUARD VALUE ETF	ETF	922908744	2,232	16,235	SH		OTR	1	0	0	16,235
VANGUARD VALUE ETF	ETF	922908744	8,293	60,333	SH		SOLE	0	51,106	0	9,226
VANGUARD GROWTH INDEX FUND	ETF	922908736	790	2,756	SH		SOLE	0	2,755	0	0
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,890	6,588	SH		OTR	1	0	0	6,588
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	668	25,105	SH		SOLE	0	19,696	0	5,408
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,165	11,797	SH		SOLE	0	11,223	0	573
VANECK VECTORS FALLEN ANGEL HIGH YIELD BOND ETF	ETF	92189F437	330	10,039	SH		SOLE	0	10,039	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	13,895	187,621	SH		SOLE	0	181,284	0	6,336
SERVICENOW INC	Stock	81762P102	267	485	SH		SOLE	0	485	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,944	36,721	SH		SOLE	0	36,721	0	0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	365	6,968	SH		OTR	1	0	0	6,968
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	518	9,891	SH		SOLE	0	8,463	0	1,428
METLIFE INC	Stock	59156R108	785	13,122	SH		SOLE	0	12,922	0	200
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	834	11,147	SH		SOLE	0	9,946	0	1,200
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,425	19,035	SH		OTR	1	0	0	19,035
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	5	103	SH		OTR	1	0	0	103
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	256	5,666	SH		SOLE	0	5,216	0	450
KINDER MORGAN INC	Stock	49456B101	227	12,434	SH		SOLE	0	12,433	0	0
ACCENTURE PLC	Stock	G1151C101	9	30	SH		OTR	1	0	0	30
ACCENTURE PLC	Stock	G1151C101	253	858	SH		SOLE	0	857	0	0
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	864	2,392	SH		SOLE	0	2,320	0	71
GENUINE PARTS COMPANY	Stock	372460105	554	4,383	SH		SOLE	0	4,268	0	115
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	1,384	78,309	SH		SOLE	0	64,211	0	14,097
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	790	10,584	SH		SOLE	0	7,922	0	2,661
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	160	2,395	SH		SOLE	0	2,394	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	443	6,618	SH		OTR	1	0	0	6,618
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	5,629	65,533	SH		SOLE	0	62,547	0	2,985
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	6,572	76,520	SH		OTR	1	0	0	76,520
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	205	3,232	SH		SOLE	0	3,232	0	0
INVESCO FINANCIAL PREFERRED ETF	ETF	46137V621	339	17,574	SH		SOLE	0	17,574	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	47	150	SH		SOLE	0	150	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	189	606	SH		OTR	1	0	0	606
MCDONALD'S CORP	Stock	580135101	11	46	SH		OTR	1	0	0	46
MCDONALD'S CORP	Stock	580135101	607	2,626	SH		SOLE	0	2,368	0	257
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,289	40,084	SH		SOLE	0	36,545	0	3,539
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,654	49,821	SH		SOLE	0	46,337	0	3,483
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	6,217	78,455	SH		SOLE	0	72,725	0	5,729
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	1,427	23,913	SH		SOLE	0	21,194	0	2,718
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,876	66,893	SH		SOLE	0	66,274	0	618
ISHARES MSCI EMERGING MARKETS ASIA ETF	ETF	464286426	309	3,341	SH		SOLE	0	3,340	0	0
AT&T INC	Stock	00206R102	1,025	35,618	SH		SOLE	0	35,612	0	5
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	1,113	26,521	SH		SOLE	0	23,061	0	3,460
VANGUARD FINANCIALS INDEX FUND	ETF	92204A405	1,271	14,048	SH		SOLE	0	14,048	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	657	12,082	SH		SOLE	0	12,081	0	0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	3,418	62,467	SH		SOLE	0	61,187	0	1,279
GENERAL ELECTRIC COMPANY	Stock	369604301	148	10,975	SH		SOLE	0	10,955	0	20
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	264	1,990	SH		SOLE	0	1,990	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	758	4,370	SH		SOLE	0	4,050	0	320
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,159	35,953	SH		SOLE	0	26,137	0	9,815
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	4,133	124,203	SH		SOLE	0	120,147	0	4,055
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	3,554	9,112	SH		SOLE	0	9,018	0	93
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	943	14,454	SH		SOLE	0	14,253	0	200
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	ETF	316092808	348	2,954	SH		SOLE	0	2,617	0	336
ISHARES S&P 500 VALUE ETF	ETF	464287408	353	2,393	SH		OTR	1	0	0	2,393
ISHARES S&P 500 VALUE ETF	ETF	464287408	15,484	104,876	SH		SOLE	0	103,710	0	1,164
WISDOMTREE U.S. DIVIDEND EX-FINANCIALS FUND	ETF	97717W406	2,176	22,380	SH		SOLE	0	21,828	0	550
ISHARES S&P 500 GROWTH ETF	ETF	464287309	793	10,905	SH		OTR	1	0	0	10,905
ISHARES S&P 500 GROWTH ETF	ETF	464287309	20,996	288,683	SH		SOLE	0	283,373	0	5,309
ISHARES CORE S&P 500 ETF	ETF	464287200	4,297	9,995	SH		SOLE	0	9,673	0	320
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF	ETF	46138J700	228	10,827	SH		SOLE	0	10,826	0	0
INVESCO BULLETSHARES 2022 CORPORATE BOND ETF	ETF	46138J882	299	13,848	SH		SOLE	0	13,847	0	0
WELLS FARGO & CO	Stock	949746101	243	5,372	SH		SOLE	0	2,692	0	2,678
ECOLAB INC	Stock	278865100	12	57	SH		OTR	1	0	0	57
ECOLAB INC	Stock	278865100	661	3,208	SH		SOLE	0	3,207	0	0
SALESFORCE.COM INC	Stock	79466L302	5	21	SH		OTR	1	0	0	21
SALESFORCE.COM INC	Stock	79466L302	718	2,939	SH		SOLE	0	2,868	0	71
IDEXX LABORATORIES INC	Stock	45168D104	378	599	SH		SOLE	0	599	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	533	3,792	SH		SOLE	0	867	0	2,924
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	701	8,695	SH		SOLE	0	8,694	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	969	2,561	SH		SOLE	0	2,530	0	30
JPMORGAN CHASE & CO	Stock	46625H100	35	222	SH		OTR	1	0	0	222
JPMORGAN CHASE & CO	Stock	46625H100	577	3,713	SH		SOLE	0	3,712	0	0
CHEVRON CORPORATION	Stock	166764100	1,196	11,420	SH		SOLE	0	11,216	0	203
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,891	16,136	SH		OTR	1	0	0	16,136
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	3,079	59,764	SH		SOLE	0	55,599	0	4,165
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	11,548	224,140	SH		OTR	1	0	0	224,140
BANK OF AMERICA CORP	Stock	060505104	20	492	SH		OTR	1	0	0	492
BANK OF AMERICA CORP	Stock	060505104	526	12,748	SH		SOLE	0	12,747	0	0
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	316	25,621	SH		SOLE	0	25,621	0	0
IBM CORP	Stock	459200101	1,534	10,465	SH		SOLE	0	10,384	0	80
ORACLE CORPORATION	Stock	68389X105	34	437	SH		OTR	1	0	0	437
ORACLE CORPORATION	Stock	68389X105	337	4,330	SH		SOLE	0	4,330	0	0
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	5	62	SH		OTR	1	0	0	62
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	541	6,338	SH		SOLE	0	6,188	0	150
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	3,656	67,315	SH		OTR	1	0	0	67,315
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	5,865	107,984	SH		SOLE	0	99,170	0	8,813
TARGET CORPORATION	Stock	87612E106	6	23	SH		OTR	1	0	0	23
TARGET CORPORATION	Stock	87612E106	2,257	9,166	SH		SOLE	0	8,602	0	563
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,605	15,321	SH		SOLE	0	14,702	0	619
3M CO	Stock	88579Y101	2,247	11,312	SH		SOLE	0	11,194	0	117
SPDR S&P INTERNATIONAL SMALL CAP ETF	ETF	78463X871	365	9,449	SH		SOLE	0	9,449	0	0
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	540	5,137	SH		SOLE	0	4,250	0	886
CATERPILLAR INC	Stock	149123101	3	12	SH		OTR	1	0	0	12
CATERPILLAR INC	Stock	149123101	1,366	6,275	SH		SOLE	0	6,225	0	50
ALPHABET INC CLASS C	Stock	02079K107	662	264	SH		SOLE	0	255	0	9
ALPHABET INC CLASS C	Stock	02079K107	5	2	SH		OTR	1	0	0	2
BEST BUY CO INC	Stock	086516101	41	359	SH		OTR	1	0	0	359
BEST BUY CO INC	Stock	086516101	857	7,451	SH		SOLE	0	7,450	0	0
AMERICAN EXPRESS COMPANY	Stock	025816109	9	56	SH		OTR	1	0	0	56
AMERICAN EXPRESS COMPANY	Stock	025816109	396	2,394	SH		SOLE	0	2,271	0	122
APPLIED MATERIALS INC	Stock	038222105	14	98	SH		OTR	1	0	0	98
APPLIED MATERIALS INC	Stock	038222105	562	3,947	SH		SOLE	0	3,947	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	1,286	5,251	SH		SOLE	0	4,654	0	597
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	663	14,515	SH		SOLE	0	13,022	0	1,492
UNITED STATES STL CORP NEW COM	Stock	912909108	263	10,965	SH		SOLE	0	10,965	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	540	5,344	SH		SOLE	0	5,344	0	0
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	574	7,980	SH		SOLE	0	7,980	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	22,681	325,911	SH		SOLE	0	136,325	0	189,585
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	2,842	38,321	SH		SOLE	0	35,410	0	2,910
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	564	127,206	SH		SOLE	0	92,468	0	34,736
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	306	2,652	SH		SOLE	0	2,213	0	438
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,802	53,212	SH		SOLE	0	48,995	0	4,215
SPDR PORTFOLIO S&P 500 ETF	ETF	78464A854	1,654	32,855	SH		SOLE	0	26,087	0	6,767
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,659	47,870	SH		SOLE	0	33,976	0	13,892
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	1,126	10,677	SH		SOLE	0	10,677	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	233	2,877	SH		SOLE	0	2,877	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	1,410	23,246	SH		SOLE	0	22,895	0	350
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	21,839	265,805	SH		SOLE	0	251,020	0	14,784
NORTHERN OIL & GAS, INC	Stock	665531307	991	47,696	SH		SOLE	0	47,696	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,257	4,332	SH		SOLE	0	3,932	0	399
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF	ETF	78468R622	1,168	10,625	SH		SOLE	0	9,416	0	1,209
WISDOMTREE EMERGING MARKETS EX-STATE-OWNED ENTERPRISES FUND	ETF	97717X578	618	14,681	SH		SOLE	0	11,312	0	3,368
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,650	10,354	SH		SOLE	0	9,749	0	604
ISHARES GLOBAL ENERGY ETF	ETF	464287341	240	9,033	SH		SOLE	0	6,200	0	2,832
REALTY INCOME CORP COM	REIT	756109104	1,157	17,331	SH		SOLE	0	17,081	0	250
FIDELITY MSCI REAL ESTATE INDEX ETF	ETF	316092857	448	14,712	SH		SOLE	0	14,712	0	0
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	1,617	14,377	SH		OTR	1	0	0	14,377
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	2,144	19,064	SH		SOLE	0	17,060	0	2,004
EXXON MOBIL CORPORATION	Stock	30231G102	244	3,866	SH		SOLE	0	3,790	0	75
UNITEDHEALTH GROUP INC	Stock	91324P102	62	154	SH		OTR	1	0	0	154
UNITEDHEALTH GROUP INC	Stock	91324P102	1,262	3,150	SH		SOLE	0	1,944	0	1,206
LOWE'S COMPANIES INC	Stock	548661107	31	158	SH		OTR	1	0	0	158
LOWE'S COMPANIES INC	Stock	548661107	271	1,397	SH		SOLE	0	1,396	0	0
DEERE & COMPANY	Stock	244199105	13	38	SH		OTR	1	0	0	38
DEERE & COMPANY	Stock	244199105	895	2,538	SH		SOLE	0	2,497	0	40
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,311	7,060	SH		SOLE	0	6,415	0	644
VODAFONE GROUP PLC	ADR	92857W308	319	18,620	SH		SOLE	0	15,570	0	3,049
TELADOC HEALTH INC	Stock	87918A105	226	1,359	SH		SOLE	0	1,336	0	23
PAYPAL HOLDINGS INC	Stock	70450Y103	577	1,979	SH		SOLE	0	1,916	0	63
CBRE GROUP INC	Stock	12504L109	314	3,661	SH		SOLE	0	3,661	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	4,714	17,542	SH		SOLE	0	16,728	0	814
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	985	49,008	SH		SOLE	0	39,940	0	9,068
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	400	7,240	SH		OTR	1	0	0	7,240
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,506	8,553	SH		SOLE	0	7,955	0	597
ISHARES MSCI EAFE ETF	ETF	464287465	2,771	35,132	SH		SOLE	0	27,873	0	7,258
APPLE INC	Stock	037833100	800	5,844	SH		OTR	1	0	0	5,844
APPLE INC	Stock	037833100	8,976	65,536	SH		SOLE	0	62,383	0	3,152
ABBOTT LABORATORIES	Stock	002824100	205	1,771	SH		SOLE	0	1,756	0	15
WALT DISNEY CO	Stock	254687106	5	27	SH		OTR	1	0	0	27
WALT DISNEY CO	Stock	254687106	301	1,714	SH		SOLE	0	1,252	0	461
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	598	5,769	SH		SOLE	0	5,768	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	3,449	21,742	SH		SOLE	0	18,282	0	3,459