Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	16,010	155	SH		OTR	1	0	0	155
AMAZON.COM INC	Stock	023135106	1,203,926	11,656	SH		SOLE	0	11,348	0	307
ISHARES MORNINGSTAR MID-CAP VALUE ETF	ETF	464288406	253,474	4,096	SH		SOLE	0	4,096	0	0
INVESCO QQQ	ETF	46090E103	405,166	1,262	SH		SOLE	0	1,262	0	0
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	1,557,080	60,375	SH		SOLE	0	60,375	0	0
JOHNSON & JOHNSON	Stock	478160104	11,160	72	SH		OTR	1	0	0	72
JOHNSON & JOHNSON	Stock	478160104	573,824	3,702	SH		SOLE	0	3,498	0	204
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,436,370	7,038	SH		SOLE	0	4,457	0	2,580
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	762,690	10,351	SH		SOLE	0	10,351	0	0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	411,429	6,641	SH		SOLE	0	4,679	0	1,962
COSTCO WHOLESALE CORPORATION	Stock	22160K105	877,857	1,767	SH		SOLE	0	1,766	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	228,979	5,803	SH		SOLE	0	5,802	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	241,078	2,242	SH		SOLE	0	1,725	0	516
SENSEONICS HLDGS INC COM	Stock	81727U105	12,957	18,249	SH		SOLE	0	15,416	0	2,832
PROCTER & GAMBLE CO	Stock	742718109	8,327	56	SH		OTR	1	0	0	56
PROCTER & GAMBLE CO	Stock	742718109	283,955	1,910	SH		SOLE	0	1,898	0	10
VANGUARD REAL ESTATE ETF	ETF	922908553	4,902,868	59,042	SH		SOLE	0	54,328	0	4,714
ISHARES MSCI ACWI EX US ETF	ETF	464288240	518,258	10,627	SH		SOLE	0	10,626	0	0
INTEL CORPORATION	Stock	458140100	1,066,415	32,642	SH		SOLE	0	32,642	0	0
MEDTRONIC PLC	Stock	G5960L103	166,964	2,071	SH		OTR	1	0	0	2,071
MEDTRONIC PLC	Stock	G5960L103	242,847	3,012	SH		SOLE	0	3,012	0	0
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	309,283	4,864	SH		SOLE	0	3,367	0	1,496
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,217,364	44,321	SH		SOLE	0	38,919	0	5,401
MERCK & CO INC	Stock	58933Y105	3,936	37	SH		OTR	1	0	0	37
MERCK & CO INC	Stock	58933Y105	203,982	1,917	SH		SOLE	0	1,917	0	0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	222,131	2,122	SH		OTR	1	0	0	2,122
SPDR S&P 500 ETF	ETF	78462F103	2,569,200	6,276	SH		SOLE	0	6,275	0	0
MASTERCARD INC	Stock	57636Q104	6,178	17	SH		OTR	1	0	0	17
MASTERCARD INC	Stock	57636Q104	1,275,385	3,509	SH		SOLE	0	3,509	0	0
ISHARES TIPS BOND ETF	ETF	464287176	310,013	2,812	SH		SOLE	0	2,811	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	385,623	4,626	SH		SOLE	0	4,626	0	0
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	798,955	81,112	SH		SOLE	0	68,350	0	12,761
POLYMET MNG CORP COM NEW	Stock	731916409	74,719	34,753	SH		SOLE	0	32,271	0	2,482
HONEYWELL INTERNATIONAL INC	Stock	438516106	11,276	59	SH		OTR	1	0	0	59
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,392,341	7,285	SH		SOLE	0	7,285	0	0
FORD MOTOR COMPANY	Stock	345370860	405,075	32,149	SH		SOLE	0	29,147	0	3,001
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	609	18	SH		SOLE	0	17	0	0
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	1,673,143	48,148	SH		OTR	1	221	0	47,927
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	17,002,258	187,974	SH		SOLE	0	177,414	0	10,559
US BANCORP	Stock	902973304	313,440	8,695	SH		SOLE	0	8,694	0	0
XCEL ENERGY INC	Stock	98389B100	768,719	11,399	SH		SOLE	0	11,398	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,258,402	18,763	SH		SOLE	0	17,128	0	1,634
HOME DEPOT INC	Stock	437076102	5,017	17	SH		OTR	1	0	0	17
HOME DEPOT INC	Stock	437076102	986,909	3,344	SH		SOLE	0	3,226	0	117
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	591,052	28,457	SH		OTR	1	126	0	28,331
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	194,318	1,418	SH		SOLE	0	1,418	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	201,145	1,468	SH		OTR	1	0	0	1,468
BECTON DICKINSON AND CO	Stock	075887109	298,842	1,207	SH		SOLE	0	1,207	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,287,026	30,695	SH		SOLE	0	20,495	0	10,199
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,854,606	44,231	SH		OTR	1	195	0	44,036
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	716,882	2,934	SH		SOLE	0	2,485	0	449
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	217,394	4,543	SH		SOLE	0	4,339	0	204
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,600,786	74,735	SH		SOLE	0	72,399	0	2,335
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,416,595	70,635	SH		SOLE	0	54,094	0	16,540
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	8,487,726	175,475	SH		OTR	1	800	0	174,675
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,168,498	17,930	SH		OTR	1	0	0	17,930
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,432,502	37,325	SH		SOLE	0	36,621	0	704
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	1,032,895	10,407	SH		SOLE	0	10,155	0	252
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,485,927	36,049	SH		SOLE	0	35,647	0	400
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	11,302,835	36,606	SH		SOLE	0	34,155	0	2,451
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	709,583	28,939	SH		SOLE	0	21,728	0	7,210
ADOBE INC	Stock	00724F101	1,927	5	SH		OTR	1	0	0	5
ADOBE INC	Stock	00724F101	355,697	923	SH		SOLE	0	923	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	4,238,872	55,606	SH		SOLE	0	54,778	0	828
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	573,072	11,076	SH		OTR	1	0	0	11,076
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,097,311	13,679	SH		SOLE	0	13,037	0	641
NEWMONT CORPORATION	Stock	651639106	223,299	4,555	SH		SOLE	0	4,303	0	252
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	1,767,000	47,347	SH		SOLE	0	46,497	0	850
MICROSOFT CORPORATION	Stock	594918104	46,993	163	SH		OTR	1	0	0	163
MICROSOFT CORPORATION	Stock	594918104	3,124,144	10,836	SH		SOLE	0	10,037	0	798
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	465,600	1	SH		SOLE	0	1	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	1,047,830	14,612	SH		SOLE	0	14,612	0	0
BOEING CO	Stock	097023105	348,810	1,642	SH		SOLE	0	1,462	0	180
VANGUARD SMALL-CAP ETF	ETF	922908751	1,680,797	8,867	SH		SOLE	0	8,722	0	144
VANGUARD MID-CAP ETF	ETF	922908629	4,095,796	19,419	SH		SOLE	0	19,362	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	970,628	5,196	SH		SOLE	0	5,151	0	44
NEXTERA ENERGY INC	Stock	65339F101	307,493	3,989	SH		SOLE	0	997	0	2,992
TESLA INC	Stock	88160R101	208,912	1,007	SH		SOLE	0	602	0	405
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	3,863	153	SH		SOLE	0	153	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	1,016,742	40,267	SH		OTR	1	153	0	40,114
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	184,199	3,775	SH		SOLE	0	3,775	0	0
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	199,210	4,083	SH		OTR	1	0	0	4,083
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	1,027,835	15,673	SH		OTR	1	0	0	15,673
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	1,989,119	30,331	SH		SOLE	0	30,331	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	442,986	8,263	SH		SOLE	0	8,263	0	0
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,607,580	63,191	SH		SOLE	0	59,411	0	3,779
VANGUARD S&P 500 ETF	ETF	922908363	504,366	1,341	SH		SOLE	0	1,304	0	36
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,745,654	67,677	SH		SOLE	0	61,786	0	5,890
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	835,325	5,776	SH		OTR	1	25	0	5,751
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,778,918	12,301	SH		SOLE	0	12,300	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	294,615	3,318	SH		SOLE	0	3,140	0	178
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	4,714,131	61,881	SH		SOLE	0	57,137	0	4,743
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,565,270	21,224	SH		SOLE	0	19,489	0	1,734
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	8,284,056	88,429	SH		SOLE	0	81,924	0	6,504
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,385,145	8,128	SH		SOLE	0	8,086	0	41
EDAP TMS SA	ADR	268311107	1,494,007	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	573,993	29,436	SH		SOLE	0	19,510	0	9,924
AVANTIS U.S. SMALL CAP VALUE ETF	ETF	025072877	392,885	5,305	SH		SOLE	0	5,304	0	0
SCHWAB U.S. MID-CAP ETF	ETF	808524508	2,044,268	30,129	SH		SOLE	0	26,188	0	3,940
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,921,039	30,546	SH		SOLE	0	29,600	0	946
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	2,794,930	41,834	SH		SOLE	0	40,804	0	1,030
AVANTIS U.S. EQUITY ETF	ETF	025072885	260,341	3,673	SH		SOLE	0	3,672	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	300,465	5,442	SH		SOLE	0	5,371	0	71
SCHWAB 1-5 YEAR CORPORATE BOND ETF	ETF	808524714	619,378	13,022	SH		SOLE	0	13,021	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	414	20	SH		SOLE	0	19	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	223,722	10,543	SH		OTR	1	0	0	10,543
PIMCO CORPORATE & INCOME OPPOR COM	CEF	72201B101	2,453,593	196,760	SH		SOLE	0	190,304	0	6,455
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,588,447	8,904	SH		SOLE	0	8,903	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	3,401,329	33,458	SH		SOLE	0	27,957	0	5,500
BNY MELLON US LARGE CAP CORE EQUITY ETF	ETF	09661T107	207,280	2,722	SH		SOLE	0	2,722	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	502,890	4,370	SH		SOLE	0	4,159	0	210
VANGUARD S&P SMALL-CAP 600 VALUE ETF	ETF	921932778	251,615	3,116	SH		SOLE	0	3,115	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	2,216,540	40,596	SH		SOLE	0	36,764	0	3,831
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	700,845	21,040	SH		SOLE	0	16,129	0	4,910
GLADSTONE LAND CORPORATION	REIT	376549101	334,973	20,119	SH		SOLE	0	19,145	0	972
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	227,694	2,501	SH		SOLE	0	2,500	0	0
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	574,076	3,616	SH		OTR	1	0	0	3,616
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	1,664,244	10,483	SH		SOLE	0	8,193	0	2,288
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	1,503,865	52,272	SH		SOLE	0	52,272	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	1,195,826	25,492	SH		SOLE	0	25,335	0	156
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	12,321,529	253,895	SH		SOLE	0	238,847	0	15,047
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	20,583	822	SH		SOLE	0	822	0	0
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	737,829	29,466	SH		OTR	1	0	0	29,466
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	1,913,841	26,160	SH		SOLE	0	25,512	0	647
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	1,334,502	27,102	SH		SOLE	0	27,102	0	0
TRACTOR SUPPLY COMPANY	Stock	892356106	972,131	4,136	SH		SOLE	0	4,091	0	45
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	185,492	21,594	SH		SOLE	0	21,594	0	0
VISA INC	Stock	92826C839	14,880	66	SH		OTR	1	0	0	66
VISA INC	Stock	92826C839	1,198,320	5,315	SH		SOLE	0	5,024	0	290
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	12,091,076	474,532	SH		SOLE	0	436,873	0	37,658
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	107,582	1,479	SH		OTR	1	0	0	1,479
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	719,969	9,898	SH		SOLE	0	9,837	0	60
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	8,882,097	385,173	SH		SOLE	0	371,814	0	13,358
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	21,244	98	SH		SOLE	0	98	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	496,012	2,292	SH		OTR	1	0	0	2,292
VANGUARD VALUE ETF	ETF	922908744	2,039,056	14,764	SH		OTR	1	0	0	14,764
VANGUARD VALUE ETF	ETF	922908744	12,195,459	88,303	SH		SOLE	0	79,227	0	9,075
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,833,135	7,349	SH		OTR	1	0	0	7,349
VANGUARD GROWTH INDEX FUND	ETF	922908736	12,683,555	50,848	SH		SOLE	0	46,481	0	4,366
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	7,517,632	321,541	SH		SOLE	0	303,891	0	17,649
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	821,081	9,068	SH		SOLE	0	8,478	0	589
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	1,203,382	42,135	SH		SOLE	0	38,374	0	3,761
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	8,613,820	371,445	SH		SOLE	0	340,354	0	31,090
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	ETF	25434V799	1,607,855	66,813	SH		SOLE	0	66,813	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	32,719,474	443,173	SH		SOLE	0	417,342	0	25,831
SERVICENOW INC	Stock	81762P102	2,324	5	SH		OTR	1	0	0	5
SERVICENOW INC	Stock	81762P102	227,713	490	SH		SOLE	0	490	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,717,250	33,540	SH		SOLE	0	33,540	0	0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	333,018	6,964	SH		OTR	1	0	0	6,964
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	680,072	14,221	SH		SOLE	0	11,892	0	2,329
METLIFE INC	Stock	59156R108	521,170	8,995	SH		SOLE	0	8,995	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	443,698	6,637	SH		SOLE	0	6,637	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	1,036,844	15,510	SH		OTR	1	0	0	15,510
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	2,775	47	SH		OTR	1	0	0	47
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	338,179	5,727	SH		SOLE	0	5,277	0	450
KINDER MORGAN INC	Stock	49456B101	1,371,170	78,308	SH		SOLE	0	77,507	0	800
ACCENTURE PLC	Stock	G1151C101	4,859	17	SH		OTR	1	0	0	17
ACCENTURE PLC	Stock	G1151C101	278,724	975	SH		SOLE	0	973	0	2
SPDR PORTFOLIO HIGH YIELD BOND ETF	ETF	78468R606	1,344,014	58,486	SH		SOLE	0	52,512	0	5,974
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	330,486	6,122	SH		SOLE	0	5,990	0	132
NVIDIA CORPORATION	Stock	67066G104	269,289	969	SH		SOLE	0	604	0	365
GENUINE PARTS COMPANY	Stock	372460105	703,707	4,206	SH		SOLE	0	4,091	0	115
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	3,623,050	203,200	SH		SOLE	0	169,446	0	33,753
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND	ETF	97717W802	2,120,588	56,324	SH		SOLE	0	52,126	0	4,197
WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	ETF	97717W778	233,733	3,998	SH		SOLE	0	3,634	0	363
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	458,035	7,516	SH		SOLE	0	4,647	0	2,868
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	44,025	902	SH		SOLE	0	902	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	402,469	8,249	SH		OTR	1	0	0	8,249
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	3,769,834	51,061	SH		OTR	1	199	0	50,862
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	14,386,636	194,862	SH		SOLE	0	184,012	0	10,849
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	319,504	5,975	SH		SOLE	0	5,975	0	0
ISHARES MSCI EM ESG SELECT ETF	ETF	46434G863	308,063	9,786	SH		SOLE	0	9,786	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	4,536	20	SH		SOLE	0	20	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	269,235	1,187	SH		OTR	1	0	0	1,187
GRACO INC COM	Stock	384109104	1,799,039	24,641	SH		SOLE	0	24,641	0	0
MCDONALD'S CORP	Stock	580135101	8,668	31	SH		OTR	1	0	0	31
MCDONALD'S CORP	Stock	580135101	463,179	1,657	SH		SOLE	0	1,388	0	267
CISCO SYSTEMS INC	Stock	17275R102	6,273	120	SH		OTR	1	0	0	120
CISCO SYSTEMS INC	Stock	17275R102	225,679	4,317	SH		SOLE	0	4,033	0	284
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,502,481	51,155	SH		SOLE	0	47,143	0	4,011
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,666,288	65,115	SH		SOLE	0	60,297	0	4,817
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	8,128,211	116,250	SH		SOLE	0	110,607	0	5,643
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	1,436,454	23,042	SH		SOLE	0	19,404	0	3,637
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,684,926	60,894	SH		SOLE	0	60,275	0	618
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	2,092,947	51,072	SH		SOLE	0	44,871	0	6,200
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	365,807	4,416	SH		SOLE	0	4,316	0	100
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	1,171,926	18,808	SH		OTR	1	59	0	18,749
ISHARES BIOTECHNOLOGY FUND	ETF	464287556	346,476	2,683	SH		SOLE	0	2,682	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	610,081	12,535	SH		SOLE	0	11,690	0	844
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	16,304,943	296,885	SH		SOLE	0	290,853	0	6,031
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	206,843	1,881	SH		SOLE	0	1,881	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	215,292	1,548	SH		SOLE	0	1,485	0	63
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,155,179	44,345	SH		SOLE	0	33,595	0	10,749
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	5,902,131	188,747	SH		SOLE	0	166,894	0	21,853
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	882,597	2,897	SH		SOLE	0	2,847	0	49
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	575,701	10,521	SH		SOLE	0	10,520	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	255,963	2,805	SH		SOLE	0	2,805	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	15,702,798	103,471	SH		SOLE	0	103,131	0	340
WISDOMTREE U.S. AI ENHANCED VALUE	ETF	97717W406	1,931,323	21,071	SH		SOLE	0	20,495	0	575
ISHARES S&P 500 GROWTH ETF	ETF	464287309	226,234	3,541	SH		OTR	1	0	0	3,541
ISHARES S&P 500 GROWTH ETF	ETF	464287309	18,287,481	286,234	SH		SOLE	0	283,090	0	3,143
ISHARES CORE S&P 500 ETF	ETF	464287200	3,492,785	8,497	SH		SOLE	0	8,218	0	278
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF	ETF	46434V407	2,271,412	54,496	SH		SOLE	0	50,924	0	3,572
WELLS FARGO & CO	Stock	949746101	3,252	87	SH		OTR	1	0	0	87
WELLS FARGO & CO	Stock	949746101	421,430	11,274	SH		SOLE	0	8,489	0	2,784
ECOLAB INC	Stock	278865100	572,798	3,460	SH		SOLE	0	3,460	0	0
ISHARES PREFERRED AND INCOME SECURITIES ETF	ETF	464288687	314,149	10,062	SH		SOLE	0	10,062	0	0
IDEXX LABORATORIES INC	Stock	45168D104	301,548	603	SH		SOLE	0	603	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	698,241	5,208	SH		SOLE	0	2,992	0	2,215
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	267,276	3,425	SH		SOLE	0	3,424	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	3,309	7	SH		OTR	1	0	0	7
LOCKHEED MARTIN CORPORATION	Stock	539830109	1,633,440	3,455	SH		SOLE	0	3,423	0	31
JPMORGAN CHASE & CO	Stock	46625H100	10,294	79	SH		OTR	1	0	0	79
JPMORGAN CHASE & CO	Stock	46625H100	473,660	3,635	SH		SOLE	0	3,630	0	4
WISDOMTREE BLOOMBERG US DOLLAR BULLISH FUND	ETF	97717W471	324,259	12,438	SH		OTR	1	60	0	12,378
CHEVRON CORPORATION	Stock	166764100	4,568	28	SH		OTR	1	0	0	28
CHEVRON CORPORATION	Stock	166764100	1,625,569	9,963	SH		SOLE	0	9,398	0	565
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	955,869	8,872	SH		OTR	1	0	0	8,872
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	5,385,178	119,220	SH		SOLE	0	114,688	0	4,532
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	8,232,142	182,248	SH		OTR	1	667	0	181,581
BANK OF AMERICA CORP	Stock	060505104	7,779	272	SH		OTR	1	0	0	272
BANK OF AMERICA CORP	Stock	060505104	315,451	11,030	SH		SOLE	0	11,029	0	0
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	257,170	29,492	SH		SOLE	0	29,492	0	0
IBM CORP	Stock	459200101	1,308,680	9,983	SH		SOLE	0	9,883	0	100
ORACLE CORPORATION	Stock	68389X105	349,413	3,760	SH		SOLE	0	3,760	0	0
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	3,036	31	SH		OTR	1	0	0	31
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	1,254,349	12,809	SH		SOLE	0	12,580	0	228
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,395,760	59,301	SH		OTR	1	258	0	59,043
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	6,257,040	154,877	SH		SOLE	0	145,795	0	9,081
TEXAS INSTRUMENTS INCORPORATED	Stock	882508104	327,109	1,759	SH		SOLE	0	1,758	0	0
TARGET CORPORATION	Stock	87612E106	1,355,782	8,003	SH		SOLE	0	7,367	0	635
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,909,454	18,099	SH		SOLE	0	17,799	0	300
PFIZER INC	Stock	717081103	301,438	7,388	SH		SOLE	0	7,388	0	0
3M CO	Stock	88579Y101	1,265,397	12,039	SH		SOLE	0	11,851	0	187
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	8,240,904	89,004	SH		SOLE	0	78,338	0	10,666
CATERPILLAR INC	Stock	149123101	2,288	10	SH		OTR	1	0	0	10
CATERPILLAR INC	Stock	149123101	1,013,441	4,429	SH		SOLE	0	4,378	0	50
ALPHABET INC CLASS C	Stock	02079K107	3,224	31	SH		OTR	1	0	0	31
ALPHABET INC CLASS C	Stock	02079K107	596,581	5,736	SH		SOLE	0	5,136	0	600
APPLIED MATERIALS INC	Stock	038222105	8,967	73	SH		OTR	1	0	0	73
APPLIED MATERIALS INC	Stock	038222105	445,627	3,628	SH		SOLE	0	3,628	0	0
ALLY FINL INC COM	Stock	02005N100	842,924	33,069	SH		SOLE	0	33,068	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	422,041	2,855	SH		SOLE	0	2,396	0	458
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	753,588	19,905	SH		SOLE	0	17,507	0	2,397
WILLIAMS COS INC COM	Stock	969457100	632,136	21,170	SH		SOLE	0	21,170	0	0
DIGI INTL INC COM	Stock	253798102	243,237	7,222	SH		SOLE	0	7,222	0	0
MAIN STR CAP CORP COM	CEF	56035L104	2,034,155	51,550	SH		SOLE	0	51,389	0	160
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	6,526,686	73,524	SH		SOLE	0	72,338	0	1,185
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	1,279,541	17,343	SH		SOLE	0	17,342	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	17,920,069	116,357	SH		SOLE	0	107,911	0	8,444
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	3,163,651	53,162	SH		SOLE	0	49,725	0	3,436
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	138,584	52,099	SH		SOLE	0	36,385	0	15,714
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	330,333	3,315	SH		SOLE	0	2,859	0	455
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,438,379	52,173	SH		SOLE	0	48,488	0	3,684
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,691,468	79,700	SH		SOLE	0	56,806	0	22,893
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	3,074,542	32,851	SH		SOLE	0	30,374	0	2,477
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	208,478	2,915	SH		SOLE	0	2,915	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	308,282	6,680	SH		SOLE	0	6,680	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	392,929	8,217	SH		SOLE	0	8,216	0	0
CH ROBINSON WORLDWIDE INC	Stock	12541W209	516,128	5,194	SH		SOLE	0	5,194	0	0
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	14,185,828	185,460	SH		SOLE	0	170,398	0	15,061
NORTHERN OIL & GAS, INC	Stock	665531307	1,918,939	63,227	SH		SOLE	0	63,227	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,074,313	3,893	SH		SOLE	0	3,555	0	337
ISHARES RUSSELL 3000 ETF	ETF	464287689	1,954,996	8,305	SH		SOLE	0	7,684	0	619
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	40,379	468	SH		OTR	1	0	0	468
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	2,492,117	28,884	SH		SOLE	0	26,579	0	2,304
EXXON MOBIL CORPORATION	Stock	30231G102	11,295	103	SH		OTR	1	0	0	103
EXXON MOBIL CORPORATION	Stock	30231G102	378,573	3,452	SH		SOLE	0	2,443	0	1,008
UNITEDHEALTH GROUP INC	Stock	91324P102	9,924	21	SH		OTR	1	0	0	21
UNITEDHEALTH GROUP INC	Stock	91324P102	1,950,224	4,127	SH		SOLE	0	2,838	0	1,288
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	2,619,952	49,714	SH		SOLE	0	45,892	0	3,821
LOWE'S COMPANIES INC	Stock	548661107	283,701	1,419	SH		SOLE	0	1,418	0	0
DEERE & COMPANY	Stock	244199105	5,367	13	SH		OTR	1	0	0	13
DEERE & COMPANY	Stock	244199105	1,291,628	3,128	SH		SOLE	0	3,071	0	57
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,235,208	7,047	SH		SOLE	0	6,390	0	656
VODAFONE GROUP PLC	ADR	92857W308	214,619	19,440	SH		SOLE	0	15,664	0	3,775
NOVO-NORDISK A S ADR	ADR	670100205	267,256	1,679	SH		SOLE	0	1,679	0	0
CBRE GROUP INC	Stock	12504L109	212,096	2,913	SH		SOLE	0	2,913	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	5,984,004	23,921	SH		SOLE	0	22,141	0	1,779
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	254,102	17,869	SH		SOLE	0	16,544	0	1,324
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	25,482	503	SH		SOLE	0	503	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	1,337,120	26,394	SH		OTR	1	0	0	26,394
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,276,924	7,806	SH		SOLE	0	7,147	0	659
ISHARES MSCI EAFE ETF	ETF	464287465	1,448,027	20,246	SH		SOLE	0	19,834	0	411
APPLE INC	Stock	037833100	964,335	5,848	SH		OTR	1	0	0	5,848
APPLE INC	Stock	037833100	9,174,749	55,638	SH		SOLE	0	46,763	0	8,874
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	478,948	5,201	SH		SOLE	0	5,200	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,479,942	6,571	SH		SOLE	0	6,570	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,500,018	9,852	SH		SOLE	0	6,553	0	3,298