Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	20,206	155	SH		OTR	1	0	0	155
AMAZON.COM INC	Stock	023135106	1,604,281	12,307	SH		SOLE	0	11,778	0	527
ISHARES MORNINGSTAR MID-CAP VALUE ETF	ETF	464288406	262,083	4,114	SH		SOLE	0	4,114	0	0
INVESCO QQQ	ETF	46090E103	639,420	1,731	SH		SOLE	0	1,641	0	89
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	1,993,477	78,576	SH		SOLE	0	78,576	0	0
JOHNSON & JOHNSON	Stock	478160104	11,917	72	SH		OTR	1	0	0	72
JOHNSON & JOHNSON	Stock	478160104	581,469	3,513	SH		SOLE	0	3,308	0	204
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,584,774	7,194	SH		SOLE	0	4,614	0	2,580
WISDOMTREE FLOATING RATE TREASURY FUND	ETF	97717Y527	439,394	8,732	SH		SOLE	0	8,732	0	0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	892,772	11,889	SH		SOLE	0	10,643	0	1,246
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	425,367	6,730	SH		SOLE	0	4,768	0	1,962
COSTCO WHOLESALE CORPORATION	Stock	22160K105	715,782	1,330	SH		SOLE	0	1,329	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	229,559	5,803	SH		SOLE	0	5,802	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	242,912	2,243	SH		SOLE	0	1,726	0	516
SENSEONICS HLDGS INC COM	Stock	81727U105	13,926	18,249	SH		SOLE	0	15,416	0	2,832
TOYOTA MOTOR CORP SP ADR REP2COM	ADR	892331307	220,190	1,370	SH		SOLE	0	1,369	0	0
PROCTER & GAMBLE CO	Stock	742718109	8,194	54	SH		OTR	1	0	0	54
PROCTER & GAMBLE CO	Stock	742718109	296,361	1,953	SH		SOLE	0	1,942	0	10
VANGUARD REAL ESTATE ETF	ETF	922908553	5,259,992	62,949	SH		SOLE	0	57,716	0	5,232
ISHARES MSCI ACWI EX US ETF	ETF	464288240	523,680	10,640	SH		SOLE	0	10,639	0	0
INTEL CORPORATION	Stock	458140100	418,775	12,523	SH		SOLE	0	12,523	0	0
MEDTRONIC PLC	Stock	G5960L103	183,953	2,088	SH		OTR	1	0	0	2,088
MEDTRONIC PLC	Stock	G5960L103	268,263	3,045	SH		SOLE	0	3,044	0	0
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	329,380	4,965	SH		SOLE	0	3,467	0	1,497
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,280,263	44,320	SH		SOLE	0	38,914	0	5,405
MERCK & CO INC	Stock	58933Y105	4,269	37	SH		OTR	1	0	0	37
MERCK & CO INC	Stock	58933Y105	231,357	2,005	SH		SOLE	0	2,004	0	0
SPDR S&P 500 ETF	ETF	78462F103	2,783,566	6,279	SH		SOLE	0	6,279	0	0
MASTERCARD INC	Stock	57636Q104	6,686	17	SH		OTR	1	0	0	17
MASTERCARD INC	Stock	57636Q104	1,270,738	3,231	SH		SOLE	0	3,230	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	393,164	4,626	SH		SOLE	0	4,626	0	0
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	739,231	78,978	SH		SOLE	0	67,833	0	11,144
POLYMET MNG CORP COM NEW	Stock	731916409	23,047	29,173	SH		SOLE	0	26,691	0	2,482
PEPSICO INC	Stock	713448108	6,483	35	SH		OTR	1	0	0	35
PEPSICO INC	Stock	713448108	206,200	1,113	SH		SOLE	0	1,113	0	0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF	ETF	37954Y673	219,570	6,986	SH		SOLE	0	6,986	0	0
HONEYWELL INTERNATIONAL INC	Stock	438516106	10,790	52	SH		OTR	1	0	0	52
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,210,528	5,834	SH		SOLE	0	5,833	0	0
FORD MOTOR COMPANY	Stock	345370860	491,152	32,462	SH		SOLE	0	29,450	0	3,011
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	8,239	239	SH		SOLE	0	238	0	0
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	1,718,687	49,817	SH		OTR	1	0	0	49,817
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	1,847,912	18,961	SH		SOLE	0	18,374	0	586
US BANCORP	Stock	902973304	282,110	8,538	SH		SOLE	0	8,538	0	0
XCEL ENERGY INC	Stock	98389B100	735,373	11,828	SH		SOLE	0	11,828	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,350,071	19,301	SH		SOLE	0	17,350	0	1,950
HOME DEPOT INC	Stock	437076102	5,281	17	SH		OTR	1	0	0	17
HOME DEPOT INC	Stock	437076102	428,958	1,381	SH		SOLE	0	1,262	0	118
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	2,540	126	SH		SOLE	0	126	0	0
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	606,050	30,062	SH		OTR	1	0	0	30,062
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	194,445	1,381	SH		OTR	1	0	0	1,381
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	270,219	1,919	SH		SOLE	0	1,919	0	0
BECTON DICKINSON AND CO	Stock	075887109	373,403	1,414	SH		SOLE	0	1,414	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,399,194	31,945	SH		SOLE	0	21,713	0	10,231
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,030,787	46,365	SH		OTR	1	0	0	46,365
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	774,219	2,813	SH		SOLE	0	2,364	0	449
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	235,632	4,558	SH		SOLE	0	4,353	0	204
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,710,003	76,017	SH		SOLE	0	73,657	0	2,359
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,913,093	74,720	SH		SOLE	0	59,331	0	15,388
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	8,633,037	164,847	SH		OTR	1	0	0	164,847
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,212,391	16,176	SH		OTR	1	0	0	16,176
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,619,393	34,949	SH		SOLE	0	33,638	0	1,310
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	1,067,332	10,699	SH		SOLE	0	10,447	0	252
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,849,497	38,630	SH		SOLE	0	38,204	0	425
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	12,495,604	36,644	SH		SOLE	0	34,193	0	2,451
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	715,683	29,057	SH		SOLE	0	21,826	0	7,231
ADOBE INC	Stock	00724F101	2,445	5	SH		OTR	1	0	0	5
ADOBE INC	Stock	00724F101	534,466	1,093	SH		SOLE	0	1,093	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	4,137,087	54,680	SH		SOLE	0	53,179	0	1,500
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	86,457	1,684	SH		SOLE	0	1,684	0	0
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	620,033	12,077	SH		OTR	1	0	0	12,077
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,128,804	14,283	SH		SOLE	0	13,342	0	940
NEWMONT CORPORATION	Stock	651639106	240,116	5,629	SH		SOLE	0	5,626	0	2
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	351,278	8,989	SH		SOLE	0	8,988	0	0
MICROSOFT CORPORATION	Stock	594918104	54,827	161	SH		OTR	1	0	0	161
MICROSOFT CORPORATION	Stock	594918104	3,705,157	10,880	SH		SOLE	0	10,079	0	800
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	517,810	1	SH		SOLE	0	1	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	1,092,168	13,940	SH		SOLE	0	13,939	0	0
BOEING CO	Stock	097023105	2,534	12	SH		OTR	1	0	0	12
BOEING CO	Stock	097023105	450,615	2,134	SH		SOLE	0	2,034	0	100
VANGUARD SMALL-CAP ETF	ETF	922908751	1,949,795	9,803	SH		SOLE	0	9,658	0	144
VANGUARD MID-CAP ETF	ETF	922908629	4,787,091	21,744	SH		SOLE	0	21,687	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	1,022,100	5,042	SH		SOLE	0	4,997	0	44
NEXTERA ENERGY INC	Stock	65339F101	297,933	4,015	SH		SOLE	0	1,023	0	2,992
TESLA INC	Stock	88160R101	283,759	1,084	SH		SOLE	0	679	0	405
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	3,911	153	SH		SOLE	0	153	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	1,018,822	39,860	SH		OTR	1	0	0	39,860
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	193,922	4,035	SH		OTR	1	0	0	4,035
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	653,098	13,589	SH		SOLE	0	13,589	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	782,538	11,664	SH		OTR	1	0	0	11,664
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,470,623	36,826	SH		SOLE	0	36,825	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	552,867	10,545	SH		SOLE	0	10,544	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	1,377,546	26,274	SH		OTR	1	0	0	26,274
ROYAL CARIBBEAN CRUISES LTD	Stock	V7780T103	892,475	8,603	SH		SOLE	0	8,603	0	0
LEVI STRAUSS & CO NEW CL A COM STK	Stock	52736R102	288,600	20,000	SH		SOLE	0	20,000	0	0
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,586,680	66,531	SH		SOLE	0	61,815	0	4,715
VANGUARD S&P 500 ETF	ETF	922908363	579,680	1,423	SH		SOLE	0	1,385	0	37
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,917,792	72,600	SH		SOLE	0	65,687	0	6,912
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,230,639	8,224	SH		OTR	1	0	0	8,224
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,632,428	10,909	SH		SOLE	0	10,909	0	0
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	304,901	3,318	SH		SOLE	0	3,140	0	178
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	4,877,550	63,189	SH		SOLE	0	57,954	0	5,234
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,658,877	21,555	SH		SOLE	0	19,805	0	1,749
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	9,894,384	103,704	SH		SOLE	0	97,085	0	6,618
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,362,642	8,139	SH		SOLE	0	8,097	0	41
EDAP TMS SA	ADR	268311107	1,244,331	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	579,996	29,698	SH		SOLE	0	19,700	0	9,997
SCHWAB U.S. MID-CAP ETF	ETF	808524508	2,084,446	29,346	SH		SOLE	0	25,403	0	3,942
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	2,062,895	29,153	SH		SOLE	0	28,276	0	877
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	2,939,934	42,478	SH		SOLE	0	41,144	0	1,334
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	314,036	5,600	SH		SOLE	0	5,528	0	71
SCHWAB 1-5 YEAR CORPORATE BOND ETF	ETF	808524714	1,062,923	22,486	SH		SOLE	0	22,486	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	26,043	1,231	SH		SOLE	0	1,230	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	241,520	11,414	SH		OTR	1	0	0	11,414
PIMCO CORPORATE & INCOME OPPOR COM	CEF	72201B101	3,443,010	245,929	SH		SOLE	0	238,688	0	7,241
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,667,661	8,905	SH		SOLE	0	8,905	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	3,355,460	33,292	SH		SOLE	0	27,826	0	5,465
BNY MELLON US LARGE CAP CORE EQUITY ETF	ETF	09661T107	236,409	2,836	SH		SOLE	0	2,836	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	534,840	4,584	SH		SOLE	0	4,374	0	210
VANGUARD S&P SMALL-CAP 600 VALUE ETF	ETF	921932778	255,821	3,116	SH		SOLE	0	3,115	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	2,394,059	43,269	SH		SOLE	0	39,333	0	3,935
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	745,409	21,537	SH		SOLE	0	16,593	0	4,943
GLADSTONE LAND CORPORATION	REIT	376549101	336,871	20,705	SH		SOLE	0	19,729	0	975
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	251,596	2,604	SH		SOLE	0	2,603	0	0
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	564,510	3,413	SH		OTR	1	0	0	3,413
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	1,866,950	11,287	SH		SOLE	0	8,987	0	2,299
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	1,589,043	51,276	SH		SOLE	0	51,276	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	1,332,899	28,876	SH		SOLE	0	28,719	0	156
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	13,568,784	277,253	SH		SOLE	0	261,654	0	15,598
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	624,200	24,958	SH		OTR	1	0	0	24,958
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	2,277,683	31,364	SH		SOLE	0	27,514	0	3,850
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	1,785,512	36,320	SH		SOLE	0	36,320	0	0
TRACTOR SUPPLY COMPANY	Stock	892356106	387,809	1,754	SH		SOLE	0	1,754	0	0
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	189,843	22,763	SH		SOLE	0	22,763	0	0
VISA INC	Stock	92826C839	14,961	63	SH		OTR	1	0	0	63
VISA INC	Stock	92826C839	912,777	3,844	SH		SOLE	0	3,552	0	290
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	13,803,289	508,408	SH		SOLE	0	470,712	0	37,696
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	109,265	1,470	SH		OTR	1	0	0	1,470
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	729,295	9,812	SH		SOLE	0	9,751	0	60
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	9,722,547	417,098	SH		SOLE	0	403,629	0	13,468
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	86,885	378	SH		SOLE	0	378	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	537,132	2,338	SH		OTR	1	0	0	2,338
VANGUARD VALUE ETF	ETF	922908744	2,231,254	15,702	SH		OTR	1	0	0	15,702
VANGUARD VALUE ETF	ETF	922908744	13,353,427	93,972	SH		SOLE	0	84,866	0	9,105
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,966,289	6,949	SH		OTR	1	0	0	6,949
VANGUARD GROWTH INDEX FUND	ETF	922908736	25,440,860	89,910	SH		SOLE	0	85,214	0	4,694
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	9,952,085	434,589	SH		SOLE	0	411,500	0	23,088
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	883,361	9,029	SH		SOLE	0	8,437	0	590
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	1,369,782	47,578	SH		SOLE	0	43,699	0	3,878
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	9,375,952	398,637	SH		SOLE	0	367,546	0	31,090
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	ETF	25434V799	1,606,601	66,197	SH		SOLE	0	66,197	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	38,068,889	477,114	SH		SOLE	0	451,357	0	25,756
SERVICENOW INC	Stock	81762P102	3,372	6	SH		OTR	1	0	0	6
SERVICENOW INC	Stock	81762P102	275,927	491	SH		SOLE	0	491	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,794,075	35,903	SH		SOLE	0	35,903	0	0
BROADCOM INC COM	Stock	11135F101	240,683	277	SH		SOLE	0	276	0	1
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	345,075	7,277	SH		OTR	1	0	0	7,277
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	659,245	13,902	SH		SOLE	0	11,660	0	2,242
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	214,207	3,421	SH		SOLE	0	3,420	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	489,437	7,251	SH		SOLE	0	7,250	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	961,875	14,250	SH		OTR	1	0	0	14,250
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	0	0	SH		OTR	1	0	0	0
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	329,586	5,718	SH		SOLE	0	5,268	0	450
KINDER MORGAN INC	Stock	49456B101	1,344,085	78,054	SH		SOLE	0	77,253	0	800
ACCENTURE PLC	Stock	G1151C101	5,246	17	SH		OTR	1	0	0	17
ACCENTURE PLC	Stock	G1151C101	304,350	986	SH		SOLE	0	984	0	2
SPDR PORTFOLIO HIGH YIELD BOND ETF	ETF	78468R606	1,382,922	60,548	SH		SOLE	0	53,531	0	7,016
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	345,789	6,125	SH		SOLE	0	5,992	0	132
NVIDIA CORPORATION	Stock	67066G104	2,115	5	SH		OTR	1	0	0	5
NVIDIA CORPORATION	Stock	67066G104	636,443	1,505	SH		SOLE	0	1,139	0	365
GENUINE PARTS COMPANY	Stock	372460105	359,930	2,127	SH		SOLE	0	2,011	0	115
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	3,945,453	218,585	SH		SOLE	0	184,272	0	34,312
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND	ETF	97717W802	2,524,615	68,344	SH		SOLE	0	61,338	0	7,005
WISDOMTREE INTERNATIONAL MIDCAP DIVIDEND FUND	ETF	97717W778	231,809	4,025	SH		SOLE	0	3,653	0	371
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	440,506	7,408	SH		SOLE	0	4,481	0	2,927
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	219,257	4,448	SH		SOLE	0	4,448	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	451,496	9,160	SH		OTR	1	0	0	9,160
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	1,713,303	23,570	SH		OTR	1	0	0	23,570
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	15,533,612	213,697	SH		SOLE	0	202,759	0	10,937
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	470,131	8,641	SH		SOLE	0	8,640	0	0
ISHARES MSCI EM ESG SELECT ETF	ETF	46434G863	309,531	9,786	SH		SOLE	0	9,786	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	132,579	546	SH		SOLE	0	546	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	202,136	833	SH		OTR	1	0	0	833
GRACO INC COM	Stock	384109104	2,340,870	27,109	SH		SOLE	0	24,641	0	2,468
ROCKWELL AUTOMATION	Stock	773903109	298,811	907	SH		SOLE	0	907	0	0
MCDONALD'S CORP	Stock	580135101	8,654	29	SH		OTR	1	0	0	29
MCDONALD'S CORP	Stock	580135101	495,460	1,660	SH		SOLE	0	1,391	0	269
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,537,588	51,915	SH		SOLE	0	47,137	0	4,777
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,721,713	66,552	SH		SOLE	0	61,589	0	4,963
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	8,600,671	117,769	SH		SOLE	0	111,843	0	5,926
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	17,751,277	266,296	SH		SOLE	0	246,834	0	19,461
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,883,195	67,213	SH		SOLE	0	66,595	0	618
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	2,310,041	54,936	SH		SOLE	0	48,101	0	6,834
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,001,475	12,338	SH		SOLE	0	12,174	0	163
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	30,824	495	SH		SOLE	0	495	0	0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	1,194,276	19,179	SH		OTR	1	0	0	19,179
ISHARES BIOTECHNOLOGY FUND	ETF	464287556	436,946	3,442	SH		SOLE	0	3,441	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	625,909	12,407	SH		SOLE	0	11,558	0	847
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	19,620,939	340,819	SH		SOLE	0	334,349	0	6,469
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	212,942	1,579	SH		SOLE	0	1,578	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	216,434	1,883	SH		SOLE	0	1,883	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	218,956	1,518	SH		SOLE	0	1,454	0	63
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,224,513	45,742	SH		SOLE	0	34,885	0	10,856
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	6,973,430	215,963	SH		SOLE	0	185,804	0	30,157
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	975,388	2,820	SH		SOLE	0	2,770	0	49
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	510,280	8,714	SH		SOLE	0	8,713	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	265,808	2,819	SH		SOLE	0	2,819	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	17,362,393	107,714	SH		SOLE	0	107,372	0	341
WISDOMTREE U.S. AI ENHANCED VALUE	ETF	97717W406	1,872,195	20,014	SH		SOLE	0	19,435	0	578
ISHARES S&P 500 GROWTH ETF	ETF	464287309	249,570	3,541	SH		OTR	1	0	0	3,541
ISHARES S&P 500 GROWTH ETF	ETF	464287309	19,587,988	277,923	SH		SOLE	0	275,097	0	2,825
ISHARES CORE S&P 500 ETF	ETF	464287200	2,528,153	5,672	SH		SOLE	0	5,424	0	247
WELLS FARGO & CO	Stock	949746101	3,585	84	SH		OTR	1	0	0	84
WELLS FARGO & CO	Stock	949746101	484,400	11,350	SH		SOLE	0	8,544	0	2,805
ECOLAB INC	Stock	278865100	649,498	3,479	SH		SOLE	0	3,479	0	0
ISHARES MBS ETF	ETF	464288588	71,702	769	SH		SOLE	0	728	0	40
ISHARES MBS ETF	ETF	464288588	688,856	7,386	SH		OTR	1	0	0	7,386
IDEXX LABORATORIES INC	Stock	45168D104	303,347	604	SH		SOLE	0	604	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	728,595	5,265	SH		SOLE	0	3,036	0	2,228
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	279,092	3,426	SH		SOLE	0	3,426	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	2,302	5	SH		OTR	1	0	0	5
LOCKHEED MARTIN CORPORATION	Stock	539830109	1,815,608	3,944	SH		SOLE	0	3,911	0	32
JPMORGAN CHASE & CO	Stock	46625H100	11,490	79	SH		OTR	1	0	0	79
JPMORGAN CHASE & CO	Stock	46625H100	822,010	5,652	SH		SOLE	0	5,647	0	4
WINNEBAGO INDS INC COM	Stock	974637100	303,261	4,547	SH		SOLE	0	4,547	0	0
CHEVRON CORPORATION	Stock	166764100	7,238	46	SH		OTR	1	0	0	46
CHEVRON CORPORATION	Stock	166764100	253,557	1,611	SH		SOLE	0	1,211	0	400
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	88,906	833	SH		SOLE	0	833	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,024,715	9,601	SH		OTR	1	0	0	9,601
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	6,598,830	142,894	SH		SOLE	0	138,156	0	4,737
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	8,505,432	184,180	SH		OTR	1	0	0	184,180
BANK OF AMERICA CORP	Stock	060505104	7,804	272	SH		OTR	1	0	0	272
BANK OF AMERICA CORP	Stock	060505104	607,059	21,159	SH		SOLE	0	21,159	0	0
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	263,069	29,492	SH		SOLE	0	29,492	0	0
IBM CORP	Stock	459200101	1,440,165	10,763	SH		SOLE	0	10,612	0	150
ORACLE CORPORATION	Stock	68389X105	449,557	3,775	SH		SOLE	0	3,774	0	0
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	1,691,840	17,271	SH		SOLE	0	17,022	0	248
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,404,351	59,104	SH		OTR	1	0	0	59,104
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	6,610,002	162,488	SH		SOLE	0	152,416	0	10,071
TEXAS INSTRUMENTS INCORPORATED	Stock	882508104	207,126	1,151	SH		SOLE	0	1,150	0	0
TARGET CORPORATION	Stock	87612E106	949,694	7,016	SH		SOLE	0	6,447	0	567
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,912,934	18,035	SH		SOLE	0	17,734	0	300
PFIZER INC	Stock	717081103	282,930	7,713	SH		SOLE	0	7,713	0	0
3M CO	Stock	88579Y101	1,110,711	11,097	SH		SOLE	0	10,909	0	187
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	8,969,484	95,634	SH		SOLE	0	84,967	0	10,666
CATERPILLAR INC	Stock	149123101	2,461	10	SH		OTR	1	0	0	10
CATERPILLAR INC	Stock	149123101	843,122	3,427	SH		SOLE	0	3,326	0	100
ALPHABET INC CLASS C	Stock	02079K107	3,750	31	SH		OTR	1	0	0	31
ALPHABET INC CLASS C	Stock	02079K107	681,346	5,632	SH		SOLE	0	5,032	0	600
APPLIED MATERIALS INC	Stock	038222105	10,551	73	SH		OTR	1	0	0	73
APPLIED MATERIALS INC	Stock	038222105	540,291	3,738	SH		SOLE	0	3,738	0	0
ALLY FINL INC COM	Stock	02005N100	281,066	10,406	SH		SOLE	0	10,406	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	465,096	2,854	SH		SOLE	0	2,395	0	458
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	776,242	20,283	SH		SOLE	0	17,868	0	2,415
WILLIAMS COS INC COM	Stock	969457100	799,056	24,488	SH		SOLE	0	24,488	0	0
MAIN STR CAP CORP COM	CEF	56035L104	1,569,611	39,211	SH		SOLE	0	39,210	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,365,298	13,983	SH		SOLE	0	13,982	0	0
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	1,364,843	17,440	SH		SOLE	0	17,439	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	19,449,648	119,742	SH		SOLE	0	110,389	0	9,352
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	3,135,786	53,167	SH		SOLE	0	49,548	0	3,618
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	121,180	44,882	SH		SOLE	0	34,916	0	9,965
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	371,509	3,793	SH		SOLE	0	3,333	0	459
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,675,855	52,273	SH		SOLE	0	48,577	0	3,696
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,922,258	80,062	SH		SOLE	0	57,108	0	22,953
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	3,324,075	34,957	SH		SOLE	0	32,479	0	2,477
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	218,721	2,916	SH		SOLE	0	2,916	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	303,740	6,680	SH		SOLE	0	6,680	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	602,758	11,917	SH		SOLE	0	11,916	0	0
CH ROBINSON WORLDWIDE INC	Stock	12541W209	474,014	5,024	SH		SOLE	0	5,024	0	0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	41,494	828	SH		SOLE	0	828	0	0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	696,602	13,907	SH		OTR	1	0	0	13,907
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	14,851,300	196,524	SH		SOLE	0	181,857	0	14,666
NORTHERN OIL & GAS, INC	Stock	665531307	2,032,671	59,227	SH		SOLE	0	59,227	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,145,509	3,895	SH		SOLE	0	3,557	0	337
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,118,770	8,326	SH		SOLE	0	7,704	0	621
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	31,414	363	SH		OTR	1	0	0	363
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	2,545,981	29,420	SH		SOLE	0	26,677	0	2,741
EXXON MOBIL CORPORATION	Stock	30231G102	11,047	103	SH		OTR	1	0	0	103
EXXON MOBIL CORPORATION	Stock	30231G102	1,902,808	17,742	SH		SOLE	0	16,488	0	1,253
UNITEDHEALTH GROUP INC	Stock	91324P102	10,093	21	SH		OTR	1	0	0	21
UNITEDHEALTH GROUP INC	Stock	91324P102	2,053,951	4,273	SH		SOLE	0	2,980	0	1,293
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	2,815,212	50,633	SH		SOLE	0	46,810	0	3,822
LOWE'S COMPANIES INC	Stock	548661107	320,960	1,422	SH		SOLE	0	1,422	0	0
DEERE & COMPANY	Stock	244199105	4,052	10	SH		OTR	1	0	0	10
DEERE & COMPANY	Stock	244199105	1,276,625	3,151	SH		SOLE	0	3,093	0	57
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,252,804	6,995	SH		SOLE	0	6,335	0	658
VODAFONE GROUP PLC	ADR	92857W308	183,709	19,440	SH		SOLE	0	15,664	0	3,775
NOVO-NORDISK A S ADR	ADR	670100205	271,773	1,679	SH		SOLE	0	1,679	0	0
CBRE GROUP INC	Stock	12504L109	235,512	2,918	SH		SOLE	0	2,918	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	6,704,299	25,640	SH		SOLE	0	23,849	0	1,790
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	174,669	12,839	SH		SOLE	0	11,514	0	1,324
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	1,203,573	23,966	SH		OTR	1	0	0	23,966
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,248,907	7,546	SH		SOLE	0	6,885	0	660
ISHARES MSCI EAFE ETF	ETF	464287465	1,565,021	21,586	SH		SOLE	0	21,167	0	419
APPLE INC	Stock	037833100	1,135,694	5,855	SH		OTR	1	0	0	5,855
APPLE INC	Stock	037833100	12,796,282	65,970	SH		SOLE	0	57,090	0	8,879
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	507,508	5,233	SH		SOLE	0	5,233	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,601,567	6,571	SH		SOLE	0	6,570	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,480,665	9,381	SH		SOLE	0	6,078	0	3,302