Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	28,475	224	SH		OTR	1	0	0	224
AMAZON.COM INC	Stock	023135106	1,517,881	11,941	SH		SOLE	0	11,412	0	527
ISHARES MORNINGSTAR MID-CAP VALUE ETF	ETF	464288406	249,287	4,114	SH		SOLE	0	4,114	0	0
INVESCO QQQ	ETF	46090E103	620,620	1,732	SH		SOLE	0	1,643	0	89
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	2,091,755	85,939	SH		SOLE	0	85,938	0	0
JOHNSON & JOHNSON	Stock	478160104	9,501	61	SH		OTR	1	0	0	61
JOHNSON & JOHNSON	Stock	478160104	532,165	3,417	SH		SOLE	0	3,083	0	333
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,548,895	7,292	SH		SOLE	0	4,712	0	2,580
WISDOMTREE FLOATING RATE TREASURY FUND	ETF	97717Y527	1,096,183	21,784	SH		SOLE	0	21,784	0	0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	929,468	13,031	SH		SOLE	0	11,781	0	1,249
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	419,739	6,782	SH		SOLE	0	4,820	0	1,962
COSTCO WHOLESALE CORPORATION	Stock	22160K105	741,660	1,313	SH		SOLE	0	1,312	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	220,217	5,803	SH		SOLE	0	5,802	0	0
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	217,980	2,244	SH		SOLE	0	1,726	0	516
SENSEONICS HLDGS INC COM	Stock	81727U105	11,020	18,249	SH		SOLE	0	15,416	0	2,832
TOYOTA MOTOR CORP SP ADR REP2COM	ADR	892331307	412,304	2,294	SH		SOLE	0	2,293	0	0
PROCTER & GAMBLE CO	Stock	742718109	7,876	54	SH		OTR	1	0	0	54
PROCTER & GAMBLE CO	Stock	742718109	273,704	1,876	SH		SOLE	0	1,865	0	10
VANGUARD REAL ESTATE ETF	ETF	922908553	4,835,781	63,915	SH		SOLE	0	58,627	0	5,286
ISHARES MSCI ACWI EX US ETF	ETF	464288240	366,114	7,788	SH		SOLE	0	7,788	0	0
INTEL CORPORATION	Stock	458140100	368,857	10,376	SH		SOLE	0	10,375	0	0
MEDTRONIC PLC	Stock	G5960L103	164,869	2,104	SH		OTR	1	0	0	2,104
MEDTRONIC PLC	Stock	G5960L103	246,672	3,148	SH		SOLE	0	3,147	0	0
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	316,437	4,984	SH		SOLE	0	3,483	0	1,500
ISHARES TREASURY FLOATING RATE BOND ETF	ETF	46434V860	2,798,880	55,161	SH		SOLE	0	47,751	0	7,409
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,190,996	44,343	SH		SOLE	0	38,928	0	5,414
SPDR S&P 500 ETF	ETF	78462F103	2,602,580	6,088	SH		SOLE	0	6,088	0	0
MASTERCARD INC	Stock	57636Q104	6,730	17	SH		OTR	1	0	0	17
MASTERCARD INC	Stock	57636Q104	1,239,720	3,131	SH		SOLE	0	3,131	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	381,275	4,626	SH		SOLE	0	4,626	0	0
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	688,353	76,145	SH		SOLE	0	64,941	0	11,204
POLYMET MNG CORP COM NEW	Stock	731916409	53,096	25,527	SH		SOLE	0	23,455	0	2,072
HONEYWELL INTERNATIONAL INC	Stock	438516106	9,606	52	SH		OTR	1	0	0	52
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,075,864	5,824	SH		SOLE	0	5,567	0	256
FORD MOTOR COMPANY	Stock	345370860	406,727	32,748	SH		SOLE	0	29,725	0	3,022
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	18,173	536	SH		SOLE	0	536	0	0
X-TRACKERS USD HIGH YIELD CORPORATE BOND ETF	ETF	233051432	1,771,072	52,244	SH		OTR	1	0	0	52,244
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	1,707,462	18,182	SH		SOLE	0	18,181	0	0
US BANCORP	Stock	902973304	282,969	8,559	SH		SOLE	0	8,559	0	0
XCEL ENERGY INC	Stock	98389B100	676,840	11,829	SH		SOLE	0	11,828	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,327,627	19,582	SH		SOLE	0	17,631	0	1,950
HOME DEPOT INC	Stock	437076102	5,137	17	SH		OTR	1	0	0	17
HOME DEPOT INC	Stock	437076102	409,990	1,357	SH		SOLE	0	1,237	0	119
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	4,180	198	SH		SOLE	0	198	0	0
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	277,533	13,147	SH		OTR	1	0	0	13,147
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	186,517	1,376	SH		OTR	1	0	0	1,376
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	260,143	1,919	SH		SOLE	0	1,919	0	0
BECTON DICKINSON AND CO	Stock	075887109	2,327	9	SH		OTR	1	0	0	9
BECTON DICKINSON AND CO	Stock	075887109	364,182	1,409	SH		SOLE	0	1,408	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,279,454	30,890	SH		SOLE	0	20,932	0	9,956
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,913,604	46,200	SH		OTR	1	0	0	46,200
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	744,639	2,799	SH		SOLE	0	2,350	0	449
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	227,756	4,569	SH		SOLE	0	4,364	0	204
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,569,150	75,652	SH		SOLE	0	73,088	0	2,563
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	3,660,167	72,335	SH		SOLE	0	57,946	0	14,388
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	7,387,651	146,001	SH		OTR	1	0	0	146,001
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,140,468	15,683	SH		OTR	1	0	0	15,683
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	2,530,083	34,792	SH		SOLE	0	33,482	0	1,310
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	1,069,896	10,684	SH		SOLE	0	10,432	0	252
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	6,203,818	65,767	SH		SOLE	0	62,877	0	2,889
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	12,835,693	36,642	SH		SOLE	0	33,892	0	2,750
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	694,417	29,007	SH		SOLE	0	21,775	0	7,231
ADOBE INC	Stock	00724F101	2,550	5	SH		OTR	1	0	0	5
ADOBE INC	Stock	00724F101	688,875	1,351	SH		SOLE	0	1,351	0	0
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	4,110,358	54,695	SH		SOLE	0	53,032	0	1,663
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	82,634	1,684	SH		SOLE	0	1,684	0	0
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	636,781	12,977	SH		OTR	1	0	0	12,977
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,055,545	13,892	SH		SOLE	0	12,946	0	945
NEWMONT CORPORATION	Stock	651639106	207,565	5,617	SH		SOLE	0	5,615	0	2
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	329,168	8,996	SH		SOLE	0	8,996	0	0
MICROSOFT CORPORATION	Stock	594918104	50,836	161	SH		OTR	1	0	0	161
MICROSOFT CORPORATION	Stock	594918104	3,431,018	10,866	SH		SOLE	0	9,957	0	908
SPDR GOLD MINISHARES TRUST	ETF	98149E303	1,466	40	SH		SOLE	0	40	0	0
SPDR GOLD MINISHARES TRUST	ETF	98149E303	265,748	7,249	SH		OTR	1	0	0	7,249
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	531,477	1	SH		SOLE	0	1	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	963,031	12,803	SH		SOLE	0	12,802	0	0
BOEING CO	Stock	097023105	6,709	35	SH		OTR	1	0	0	35
BOEING CO	Stock	097023105	423,229	2,208	SH		SOLE	0	2,108	0	100
VANGUARD SMALL-CAP ETF	ETF	922908751	1,856,506	9,819	SH		SOLE	0	9,674	0	144
VANGUARD MID-CAP ETF	ETF	922908629	4,824,188	23,166	SH		SOLE	0	23,110	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	987,466	5,046	SH		SOLE	0	5,002	0	44
NEXTERA ENERGY INC	Stock	65339F101	229,096	3,999	SH		SOLE	0	1,006	0	2,992
TESLA INC	Stock	88160R101	255,475	1,021	SH		SOLE	0	616	0	405
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	8,331	349	SH		SOLE	0	349	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	986,619	41,333	SH		OTR	1	0	0	41,333
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	251,231	5,246	SH		OTR	1	0	0	5,246
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	658,493	13,750	SH		SOLE	0	13,750	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	751,861	11,664	SH		OTR	1	0	0	11,664
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,382,058	36,954	SH		SOLE	0	36,954	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	463,444	9,179	SH		SOLE	0	9,178	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	1,428,312	28,289	SH		OTR	1	0	0	28,289
ROYAL CARIBBEAN CRUISES LTD	Stock	V7780T103	1,313,087	14,251	SH		SOLE	0	13,867	0	384
LEVI STRAUSS & CO NEW CL A COM STK	Stock	52736R102	271,600	20,000	SH		SOLE	0	20,000	0	0
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,688,197	66,192	SH		SOLE	0	61,447	0	4,744
VANGUARD S&P 500 ETF	ETF	922908363	506,110	1,289	SH		SOLE	0	1,250	0	38
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	2,895,797	74,385	SH		SOLE	0	67,383	0	7,001
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,526,065	10,770	SH		SOLE	0	10,487	0	283
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,694,329	11,958	SH		OTR	1	0	0	11,958
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	290,002	3,318	SH		SOLE	0	1,212	0	2,106
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	4,540,485	62,740	SH		SOLE	0	57,509	0	5,230
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,602,483	21,871	SH		SOLE	0	20,111	0	1,759
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	9,275,856	107,484	SH		SOLE	0	98,546	0	8,937
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,219,251	40,588	SH		SOLE	0	37,706	0	2,881
EDAP TMS SA	ADR	268311107	947,419	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	527,838	29,737	SH		SOLE	0	19,680	0	10,057
SCHWAB U.S. MID-CAP ETF	ETF	808524508	1,819,286	26,881	SH		SOLE	0	22,964	0	3,916
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	1,921,062	28,069	SH		SOLE	0	27,192	0	877
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	2,771,166	41,572	SH		SOLE	0	40,237	0	1,334
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	319,237	5,965	SH		SOLE	0	5,893	0	71
SCHWAB 1-5 YEAR CORPORATE BOND ETF	ETF	808524714	1,131,832	24,099	SH		SOLE	0	24,099	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	24,412	1,231	SH		SOLE	0	1,231	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	228,342	11,515	SH		OTR	1	0	0	11,515
PIMCO CORPORATE & INCOME OPPOR COM	CEF	72201B101	3,150,979	241,085	SH		SOLE	0	233,810	0	7,274
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,606,410	9,089	SH		SOLE	0	9,089	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	3,322,269	33,596	SH		SOLE	0	27,958	0	5,637
VERTIV HOLDINGS CO COM CL A	Stock	92537N108	211,296	5,680	SH		SOLE	0	5,680	0	0
BNY MELLON US LARGE CAP CORE EQUITY ETF	ETF	09661T107	238,464	2,944	SH		SOLE	0	2,944	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	622,240	5,872	SH		SOLE	0	5,661	0	210
VANGUARD S&P SMALL-CAP 600 VALUE ETF	ETF	921932778	241,106	3,129	SH		SOLE	0	3,129	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	2,419,705	45,177	SH		SOLE	0	41,048	0	4,129
ISHARES FLOATING RATE BOND ETF	ETF	46429B655	221,715	4,357	SH		SOLE	0	4,356	0	0
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	736,041	21,547	SH		SOLE	0	16,604	0	4,942
GLADSTONE LAND CORPORATION	REIT	376549101	295,276	20,750	SH		SOLE	0	19,771	0	978
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	237,848	2,604	SH		SOLE	0	2,603	0	0
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	562,202	3,525	SH		OTR	1	0	0	3,525
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	1,796,490	11,264	SH		SOLE	0	8,953	0	2,310
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	1,535,716	51,276	SH		SOLE	0	51,276	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	1,272,450	28,769	SH		SOLE	0	28,612	0	156
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	13,599,377	277,935	SH		SOLE	0	258,019	0	19,915
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	635,494	26,679	SH		OTR	1	0	0	26,679
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	2,548,645	36,018	SH		SOLE	0	32,141	0	3,876
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	1,791,843	36,427	SH		SOLE	0	36,426	0	0
TRACTOR SUPPLY COMPANY	Stock	892356106	354,322	1,745	SH		SOLE	0	1,745	0	0
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	172,808	22,708	SH		SOLE	0	22,708	0	0
VISA INC	Stock	92826C839	11,270	49	SH		OTR	1	0	0	49
VISA INC	Stock	92826C839	877,753	3,816	SH		SOLE	0	3,524	0	291
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	13,696,525	522,768	SH		SOLE	0	486,128	0	36,639
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	121,454	1,678	SH		OTR	1	0	0	1,678
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	232,382	3,211	SH		SOLE	0	3,210	0	0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	9,837,018	436,813	SH		SOLE	0	423,264	0	13,547
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	81,004	378	SH		SOLE	0	378	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	511,890	2,390	SH		OTR	1	0	0	2,390
VANGUARD VALUE ETF	ETF	922908744	2,233,500	16,193	SH		OTR	1	0	0	16,193
VANGUARD VALUE ETF	ETF	922908744	13,272,959	96,230	SH		SOLE	0	86,865	0	9,364
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,878,394	6,898	SH		OTR	1	0	0	6,898
VANGUARD GROWTH INDEX FUND	ETF	922908736	24,530,199	90,082	SH		SOLE	0	83,856	0	6,225
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	5,002,633	226,980	SH		SOLE	0	212,334	0	14,645
PHILLIPS 66	Stock	718546104	200,306	1,667	SH		SOLE	0	1,667	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	965,130	10,247	SH		SOLE	0	9,655	0	590
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	1,388,192	49,227	SH		SOLE	0	45,340	0	3,886
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	9,033,230	415,512	SH		SOLE	0	385,210	0	30,301
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	ETF	25434V799	1,526,600	65,379	SH		SOLE	0	53,229	0	12,150
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	37,170,363	490,116	SH		SOLE	0	458,068	0	32,047
SERVICENOW INC	Stock	81762P102	3,354	6	SH		OTR	1	0	0	6
SERVICENOW INC	Stock	81762P102	302,397	541	SH		SOLE	0	541	0	0
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,695,646	36,055	SH		SOLE	0	34,220	0	1,833
BROADCOM INC COM	Stock	11135F101	245,723	296	SH		SOLE	0	294	0	1
DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF	ETF	25434V690	275,637	9,601	SH		SOLE	0	9,600	0	0
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF	ETF	25434V716	309,621	11,160	SH		SOLE	0	11,159	0	0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	382,401	8,088	SH		OTR	1	0	0	8,088
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	640,348	13,544	SH		SOLE	0	11,301	0	2,242
DIMENSIONAL GLOBAL SUSTAINABILITY FIXED INCOME ETF	ETF	25434V674	256,048	5,136	SH		SOLE	0	5,135	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	223,327	3,723	SH		SOLE	0	3,722	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	468,527	7,281	SH		SOLE	0	7,280	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	916,859	14,248	SH		OTR	1	0	0	14,248
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	376,016	5,718	SH		SOLE	0	5,268	0	450
KINDER MORGAN INC	Stock	49456B101	1,297,072	78,231	SH		SOLE	0	77,431	0	800
ACCENTURE PLC	Stock	G1151C101	5,221	17	SH		OTR	1	0	0	17
ACCENTURE PLC	Stock	G1151C101	298,537	972	SH		SOLE	0	970	0	2
SPDR PORTFOLIO HIGH YIELD BOND ETF	ETF	78468R606	1,381,160	61,604	SH		SOLE	0	54,522	0	7,081
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	290,636	5,993	SH		SOLE	0	5,992	0	0
NVIDIA CORPORATION	Stock	67066G104	10,440	24	SH		OTR	1	0	0	24
NVIDIA CORPORATION	Stock	67066G104	688,423	1,583	SH		SOLE	0	1,217	0	365
GENUINE PARTS COMPANY	Stock	372460105	286,846	1,987	SH		SOLE	0	1,871	0	115
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	3,822,274	228,742	SH		SOLE	0	194,305	0	34,435
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND	ETF	97717W802	2,775,173	76,672	SH		SOLE	0	69,642	0	7,030
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	431,186	7,503	SH		SOLE	0	4,552	0	2,950
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	214,836	4,514	SH		SOLE	0	4,514	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	464,336	9,757	SH		OTR	1	0	0	9,757
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	1,816,443	26,031	SH		OTR	1	0	0	26,031
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	15,185,673	217,622	SH		SOLE	0	197,559	0	20,062
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	442,666	8,534	SH		SOLE	0	8,534	0	0
ISHARES MSCI EM ESG SELECT ETF	ETF	46434G863	296,320	9,786	SH		SOLE	0	9,786	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	122,466	546	SH		SOLE	0	546	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	185,596	828	SH		OTR	1	0	0	828
GRACO INC COM	Stock	384109104	1,976,247	27,116	SH		SOLE	0	24,641	0	2,475
ROCKWELL AUTOMATION	Stock	773903109	257,283	900	SH		SOLE	0	900	0	0
MCDONALD'S CORP	Stock	580135101	7,640	29	SH		OTR	1	0	0	29
MCDONALD'S CORP	Stock	580135101	435,286	1,652	SH		SOLE	0	1,381	0	270
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,518,445	52,654	SH		SOLE	0	47,814	0	4,839
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,736,293	66,987	SH		SOLE	0	61,914	0	5,072
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	8,053,776	116,300	SH		SOLE	0	110,374	0	5,926
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	17,134,737	269,881	SH		SOLE	0	244,885	0	24,995
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,812,915	66,540	SH		SOLE	0	65,922	0	618
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	2,410,955	58,861	SH		SOLE	0	51,407	0	7,453
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,100,508	12,175	SH		SOLE	0	12,010	0	164
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	34,135	577	SH		SOLE	0	577	0	0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	1,208,343	20,425	SH		OTR	1	0	0	20,425
ISHARES BIOTECHNOLOGY FUND	ETF	464287556	421,852	3,450	SH		SOLE	0	3,449	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	714,552	14,736	SH		SOLE	0	13,885	0	850
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	20,129,053	359,640	SH		SOLE	0	349,806	0	9,833
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	3,641,867	27,634	SH		SOLE	0	26,046	0	1,587
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	206,547	1,883	SH		SOLE	0	1,883	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	203,248	1,455	SH		SOLE	0	1,454	0	0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,199,355	45,742	SH		SOLE	0	34,885	0	10,856
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	7,515,291	237,300	SH		SOLE	0	205,795	0	31,504
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	930,534	2,727	SH		SOLE	0	2,677	0	49
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	438,827	8,714	SH		SOLE	0	8,713	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	251,118	2,836	SH		SOLE	0	2,835	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	22,501,019	146,262	SH		SOLE	0	141,061	0	5,201
WISDOMTREE U.S. AI ENHANCED VALUE	ETF	97717W406	1,605,105	18,042	SH		SOLE	0	17,459	0	583
ISHARES S&P 500 GROWTH ETF	ETF	464287309	242,275	3,541	SH		OTR	1	0	0	3,541
ISHARES S&P 500 GROWTH ETF	ETF	464287309	18,659,208	272,716	SH		SOLE	0	269,878	0	2,837
ISHARES CORE S&P 500 ETF	ETF	464287200	2,435,380	5,671	SH		SOLE	0	5,423	0	247
SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF	ETF	808524672	592,641	25,767	SH		SOLE	0	22,332	0	3,435
WELLS FARGO & CO	Stock	949746101	1,880	46	SH		OTR	1	0	0	46
WELLS FARGO & CO	Stock	949746101	459,397	11,243	SH		SOLE	0	8,414	0	2,828
ECOLAB INC	Stock	278865100	588,049	3,471	SH		SOLE	0	3,471	0	0
ISHARES MBS ETF	ETF	464288588	82,303	927	SH		SOLE	0	926	0	0
ISHARES MBS ETF	ETF	464288588	715,462	8,057	SH		OTR	1	0	0	8,057
IDEXX LABORATORIES INC	Stock	45168D104	320,519	733	SH		SOLE	0	733	0	0
VANGUARD MID-CAP VALUE ETF	ETF	922908512	696,868	5,321	SH		SOLE	0	3,080	0	2,240
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	269,257	3,427	SH		SOLE	0	3,427	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	1,610,956	3,939	SH		SOLE	0	3,906	0	32
JPMORGAN CHASE & CO	Stock	46625H100	11,457	79	SH		OTR	1	0	0	79
JPMORGAN CHASE & CO	Stock	46625H100	516,385	3,561	SH		SOLE	0	3,556	0	4
CHEVRON CORPORATION	Stock	166764100	7,082	42	SH		OTR	1	0	0	42
CHEVRON CORPORATION	Stock	166764100	265,763	1,576	SH		SOLE	0	1,176	0	400
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	85,416	833	SH		SOLE	0	833	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	1,034,936	10,093	SH		OTR	1	0	0	10,093
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	6,625,558	151,545	SH		SOLE	0	146,808	0	4,737
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	8,131,395	185,988	SH		OTR	1	0	0	185,988
BANK OF AMERICA CORP	Stock	060505104	7,530	275	SH		OTR	1	0	0	275
BANK OF AMERICA CORP	Stock	060505104	302,258	11,039	SH		SOLE	0	10,339	0	700
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	254,516	29,492	SH		SOLE	0	29,492	0	0
IBM CORP	Stock	459200101	1,824	13	SH		OTR	1	0	0	13
IBM CORP	Stock	459200101	1,397,933	9,964	SH		SOLE	0	9,813	0	150
ORACLE CORPORATION	Stock	68389X105	397,056	3,749	SH		SOLE	0	3,748	0	0
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	1,352,317	18,790	SH		SOLE	0	18,542	0	248
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,342,131	59,733	SH		OTR	1	0	0	59,733
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	6,511,117	166,058	SH		SOLE	0	155,946	0	10,111
TARGET CORPORATION	Stock	87612E106	786,608	6,928	SH		SOLE	0	6,356	0	571
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,865,486	18,055	SH		SOLE	0	17,755	0	300
PFIZER INC	Stock	717081103	319,530	9,633	SH		SOLE	0	8,613	0	1,020
3M CO	Stock	88579Y101	970,592	10,367	SH		SOLE	0	10,179	0	187
ISHARES MSCI USA VALUE FACTOR ETF	ETF	46432F388	357,364	3,939	SH		SOLE	0	255	0	3,684
CATERPILLAR INC	Stock	149123101	2,730	10	SH		OTR	1	0	0	10
CATERPILLAR INC	Stock	149123101	930,610	3,409	SH		SOLE	0	3,308	0	100
ALPHABET INC CLASS C	Stock	02079K107	4,087	31	SH		OTR	1	0	0	31
ALPHABET INC CLASS C	Stock	02079K107	728,373	5,524	SH		SOLE	0	4,924	0	600
APPLIED MATERIALS INC	Stock	038222105	10,107	73	SH		OTR	1	0	0	73
APPLIED MATERIALS INC	Stock	038222105	513,373	3,708	SH		SOLE	0	3,708	0	0
ALLY FINL INC COM	Stock	02005N100	224,272	8,406	SH		SOLE	0	8,406	0	0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	454,493	2,848	SH		SOLE	0	2,418	0	429
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	548,369	14,631	SH		SOLE	0	12,531	0	2,099
WILLIAMS COS INC COM	Stock	969457100	808,731	24,005	SH		SOLE	0	24,005	0	0
MAIN STR CAP CORP COM	CEF	56035L104	1,599,244	39,361	SH		SOLE	0	39,361	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,445,826	15,247	SH		SOLE	0	15,246	0	0
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	1,304,272	17,479	SH		SOLE	0	17,478	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	18,606,306	119,747	SH		SOLE	0	108,251	0	11,495
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	2,931,242	51,908	SH		SOLE	0	48,289	0	3,618
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	87,110	35,555	SH		SOLE	0	25,556	0	9,998
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	283,368	3,013	SH		SOLE	0	2,550	0	462
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	1,858,518	20,955	SH		SOLE	0	17,504	0	3,450
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,648,048	51,662	SH		SOLE	0	46,261	0	5,400
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,276,869	77,445	SH		SOLE	0	55,124	0	22,320
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	1,049,034	11,758	SH		SOLE	0	10,743	0	1,014
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	210,672	2,916	SH		SOLE	0	2,916	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	292,016	6,680	SH		SOLE	0	6,680	0	0
ETFMG PRIME CYBER SECURITY ETF	ETF	26924G201	574,837	11,140	SH		SOLE	0	11,140	0	0
CH ROBINSON WORLDWIDE INC	Stock	12541W209	426,946	4,957	SH		SOLE	0	4,957	0	0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	47,481	988	SH		SOLE	0	987	0	0
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	721,146	15,002	SH		OTR	1	0	0	15,002
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	15,128,744	201,260	SH		SOLE	0	182,462	0	18,797
NORTHERN OIL & GAS, INC	Stock	665531307	2,080,977	51,727	SH		SOLE	0	51,727	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,095,646	38,922	SH		SOLE	0	35,588	0	3,333
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,040,340	8,326	SH		SOLE	0	7,704	0	621
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	33,173	402	SH		OTR	1	0	0	402
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	2,435,662	29,516	SH		SOLE	0	26,647	0	2,868
EXXON MOBIL CORPORATION	Stock	30231G102	9,642	82	SH		OTR	1	0	0	82
EXXON MOBIL CORPORATION	Stock	30231G102	2,011,150	17,105	SH		SOLE	0	15,843	0	1,261
UNITEDHEALTH GROUP INC	Stock	91324P102	10,588	21	SH		OTR	1	0	0	21
UNITEDHEALTH GROUP INC	Stock	91324P102	2,143,394	4,251	SH		SOLE	0	2,775	0	1,475
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	2,689,145	51,506	SH		SOLE	0	47,542	0	3,963
LOWE'S COMPANIES INC	Stock	548661107	268,405	1,291	SH		SOLE	0	1,151	0	140
DEERE & COMPANY	Stock	244199105	3,019	8	SH		OTR	1	0	0	8
DEERE & COMPANY	Stock	244199105	1,184,969	3,140	SH		SOLE	0	3,082	0	57
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,237,911	6,995	SH		SOLE	0	6,335	0	658
VODAFONE GROUP PLC	ADR	92857W308	187,759	19,806	SH		SOLE	0	15,934	0	3,870
NOVO-NORDISK A S ADR	ADR	670100205	305,445	3,359	SH		SOLE	0	3,358	0	0
CBRE GROUP INC	Stock	12504L109	214,785	2,908	SH		SOLE	0	2,908	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	6,582,596	26,399	SH		SOLE	0	24,236	0	2,162
INVESCO OPTIMUM YIELD DIVERSIFIED COMMODITY STRATEGY NO K-1 ETF	ETF	46090F100	157,342	10,525	SH		SOLE	0	8,748	0	1,775
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	1,222,702	25,420	SH		OTR	1	0	0	25,420
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,070,049	75,549	SH		SOLE	0	66,945	0	8,603
ISHARES MSCI EAFE ETF	ETF	464287465	1,438,188	20,867	SH		SOLE	0	17,820	0	3,047
APPLE INC	Stock	037833100	1,003,633	5,862	SH		OTR	1	0	0	5,862
APPLE INC	Stock	037833100	10,936,920	63,880	SH		SOLE	0	55,197	0	8,682
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	509,918	5,472	SH		SOLE	0	5,472	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,543,547	6,571	SH		SOLE	0	6,570	0	0
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,389,351	9,151	SH		SOLE	0	5,848	0	3,302