Cahill Financial Advisors 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON.COM INC	Stock	023135106	35,706	235	SH		OTR	1	0	0	235
AMAZON.COM INC	Stock	023135106	1,860,132	12,243	SH		SOLE	0	11,641	0	600
ISHARES MORNINGSTAR MID-CAP VALUE ETF	ETF	464288406	282,622	4,173	SH		SOLE	0	4,173	0	0
INVESCO QQQ	ETF	46090E103	851,304	2,079	SH		SOLE	0	1,990	0	88
SPDR PORTFOLIO AGGREGATE BOND ETF	ETF	78464A649	2,476,870	96,602	SH		SOLE	0	96,601	0	0
JOHNSON & JOHNSON	Stock	478160104	9,561	61	SH		OTR	1	0	0	61
JOHNSON & JOHNSON	Stock	478160104	539,153	3,440	SH		SOLE	0	3,218	0	221
SEAGATE TECHNOLOGY PLC	Stock	G7997R103	219,913	2,576	SH		SOLE	0	2,576	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,710,246	7,210	SH		SOLE	0	2,357	0	4,852
WISDOMTREE FLOATING RATE TREASURY FUND	ETF	97717Y527	1,684,363	33,526	SH		SOLE	0	33,526	0	0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF	ETF	921946810	1,139,894	14,367	SH		SOLE	0	13,112	0	1,255
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF	ETF	921946794	455,143	6,845	SH		SOLE	0	4,883	0	1,962
COSTCO WHOLESALE CORPORATION	Stock	22160K105	864,710	1,310	SH		SOLE	0	1,306	0	4
FIRST TRUST HEALTH CARE ALPHADEX FUND	ETF	33734X143	232,615	2,246	SH		SOLE	0	1,728	0	517
SENSEONICS HLDGS INC COM	Stock	81727U105	10,404	18,249	SH		SOLE	0	15,416	0	2,832
TOYOTA MOTOR CORP SP ADR REP2COM	ADR	892331307	269,927	1,472	SH		SOLE	0	1,471	0	0
PROCTER & GAMBLE CO	Stock	742718109	7,327	50	SH		OTR	1	0	0	50
PROCTER & GAMBLE CO	Stock	742718109	266,544	1,819	SH		SOLE	0	1,802	0	15
VANGUARD REAL ESTATE ETF	ETF	922908553	5,615,681	63,555	SH		SOLE	0	56,761	0	6,792
ISHARES MSCI ACWI EX US ETF	ETF	464288240	397,500	7,788	SH		SOLE	0	7,788	0	0
INTEL CORPORATION	Stock	458140100	428,420	8,526	SH		SOLE	0	8,495	0	30
MEDTRONIC PLC	Stock	G5960L103	175,469	2,130	SH		OTR	1	0	0	2,130
MEDTRONIC PLC	Stock	G5960L103	326,197	3,960	SH		SOLE	0	3,954	0	5
ISHARES CORE AGGRESSIVE ALLOCATION ETF	ETF	464289859	343,130	4,969	SH		SOLE	0	4,596	0	372
ISHARES TREASURY FLOATING RATE BOND ETF	ETF	46434V860	4,708,539	93,294	SH		SOLE	0	82,575	0	10,718
ISHARES CORE GROWTH ALLOCATION ETF	ETF	464289867	2,359,548	44,361	SH		SOLE	0	42,537	0	1,823
MERCK & CO INC	Stock	58933Y105	5,560	51	SH		OTR	1	0	0	51
MERCK & CO INC	Stock	58933Y105	203,213	1,864	SH		SOLE	0	1,843	0	20
SPDR S&P 500 ETF	ETF	78462F103	3,087,739	6,496	SH		SOLE	0	6,496	0	0
MASTERCARD INC	Stock	57636Q104	7,251	17	SH		OTR	1	0	0	17
MASTERCARD INC	Stock	57636Q104	1,301,375	3,051	SH		SOLE	0	3,045	0	6
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	401,167	4,626	SH		SOLE	0	4,626	0	0
EATON VANCE LIMITED DURATION INCOME FUND	CEF	27828H105	717,601	74,906	SH		SOLE	0	63,641	0	11,264
HONEYWELL INTERNATIONAL INC	Stock	438516106	9,018	43	SH		OTR	1	0	0	43
HONEYWELL INTERNATIONAL INC	Stock	438516106	1,117,013	5,326	SH		SOLE	0	5,321	0	5
FORD MOTOR COMPANY	Stock	345370860	394,462	32,359	SH		SOLE	0	29,304	0	3,054
ISHARES ESG AWARE MSCI USA ETF	ETF	46435G425	1,818,034	17,328	SH		SOLE	0	17,327	0	0
US BANCORP	Stock	902973304	430,730	9,952	SH		SOLE	0	9,937	0	15
XCEL ENERGY INC	Stock	98389B100	701,043	11,324	SH		SOLE	0	11,323	0	0
SPDR BLOOMBERG BARCLAYS CONVERTIBLE SECURITIES ETF	ETF	78464A359	1,469,805	20,372	SH		SOLE	0	18,356	0	2,015
HOME DEPOT INC	Stock	437076102	5,891	17	SH		OTR	1	0	0	17
HOME DEPOT INC	Stock	437076102	482,992	1,394	SH		SOLE	0	1,265	0	128
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	7,570	391	SH		SOLE	0	391	0	0
ABERDEEN STANDARD BLOOMBERG ALL COMMODITY STRATEGY K-1 FREE ETF	ETF	003261104	242,000	12,500	SH		OTR	1	0	0	12,500
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	213,780	1,376	SH		SOLE	0	1,376	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	227,092	1,462	SH		OTR	1	0	0	1,462
BECTON DICKINSON AND CO	Stock	075887109	1,707	7	SH		OTR	1	0	0	7
BECTON DICKINSON AND CO	Stock	075887109	344,040	1,411	SH		SOLE	0	1,408	0	2
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	1,440,432	30,492	SH		SOLE	0	20,487	0	10,004
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,161,041	45,746	SH		OTR	1	0	0	45,746
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	829,917	2,737	SH		SOLE	0	2,288	0	449
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	255,180	4,584	SH		SOLE	0	4,379	0	204
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	2,753,745	74,506	SH		SOLE	0	71,423	0	3,082
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	4,110,655	72,884	SH		SOLE	0	59,433	0	13,450
SCHWAB U.S. LARGE-CAP ETF	ETF	808524201	7,807,057	138,423	SH		OTR	1	0	0	138,423
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	1,106,520	13,338	SH		OTR	1	0	0	13,338
SCHWAB U.S. LARGE-CAP GROWTH ETF	ETF	808524300	3,338,709	40,245	SH		SOLE	0	38,934	0	1,310
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND	ETF	72201R833	1,232,506	12,351	SH		SOLE	0	11,789	0	562
FIRST TRUST MID CAP CORE ALPHADEX FUND	ETF	33735B108	208,089	1,992	SH		SOLE	0	1,992	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	7,478,414	69,085	SH		SOLE	0	65,250	0	3,834
BERKSHIRE HATHAWAY INC CLASS B	Stock	084670702	13,916,160	39,018	SH		SOLE	0	36,638	0	2,380
SCHWAB EMERGING MARKETS EQUITY ETF	ETF	808524706	710,317	28,653	SH		SOLE	0	21,464	0	7,188
ADOBE INC	Stock	00724F101	2,983	5	SH		OTR	1	0	0	5
ADOBE INC	Stock	00724F101	646,118	1,083	SH		SOLE	0	1,079	0	4
VANGUARD SHORT-TERM CORPORATE BOND ETF	ETF	92206C409	4,215,206	54,481	SH		SOLE	0	52,468	0	2,012
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	112,347	2,176	SH		SOLE	0	2,176	0	0
VANECK VECTORS HIGH YIELD MUNI ETF	ETF	92189H409	578,049	11,196	SH		OTR	1	0	0	11,196
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF	ETF	92206C870	1,255,700	15,449	SH		SOLE	0	13,174	0	2,274
NEWMONT CORPORATION	Stock	651639106	232,375	5,614	SH		SOLE	0	5,606	0	7
ISHARES U.S. INFRASTRUCTURE ETF	ETF	46435U713	361,966	8,988	SH		SOLE	0	8,988	0	0
MICROSOFT CORPORATION	Stock	594918104	60,542	161	SH		OTR	1	0	0	161
MICROSOFT CORPORATION	Stock	594918104	5,752,745	15,298	SH		SOLE	0	14,331	0	966
BERKSHIRE HATHAWAY INC CLASS A	Stock	084670108	542,625	1	SH		SOLE	0	1	0	0
VANGUARD ESG U.S. STOCK ETF	ETF	921910733	1,040,845	12,237	SH		SOLE	0	12,236	0	0
BOEING CO	Stock	097023105	12,251	47	SH		OTR	1	0	0	47
BOEING CO	Stock	097023105	599,779	2,301	SH		SOLE	0	2,196	0	105
VANGUARD SMALL-CAP ETF	ETF	922908751	2,159,406	10,122	SH		SOLE	0	9,993	0	128
VANGUARD MID-CAP ETF	ETF	922908629	5,756,723	24,745	SH		SOLE	0	24,689	0	56
VANGUARD LARGE CAP ETF	ETF	922908637	856,171	3,925	SH		SOLE	0	3,880	0	44
NEXTERA ENERGY INC	Stock	65339F101	241,406	3,974	SH		SOLE	0	982	0	2,992
TESLA INC	Stock	88160R101	1,491	6	SH		OTR	1	0	0	6
TESLA INC	Stock	88160R101	259,910	1,046	SH		SOLE	0	619	0	427
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	36,124	1,425	SH		SOLE	0	1,425	0	0
VANECK VECTORS J.P. MORGAN EM LOCAL CURRENCY BOND ETF	ETF	92189H300	969,257	38,235	SH		OTR	1	0	0	38,235
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	252,376	5,209	SH		OTR	1	0	0	5,209
SCHWAB SHORT TERM US TREASURY ETF	ETF	808524862	674,447	13,920	SH		SOLE	0	13,920	0	0
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	718,315	10,247	SH		OTR	1	0	0	10,247
SCHWAB U.S. LARGE-CAP VALUE ETF	ETF	808524409	2,958,912	42,210	SH		SOLE	0	42,209	0	0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND	ETF	72201R866	344,995	6,534	SH		SOLE	0	6,534	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	486,843	9,326	SH		SOLE	0	9,326	0	0
SCHWAB U.S. TIPS ETF	ETF	808524870	1,401,257	26,844	SH		OTR	1	0	0	26,844
ROYAL CARIBBEAN CRUISES LTD	Stock	V7780T103	1,497,422	11,564	SH		SOLE	0	11,135	0	429
LEVI STRAUSS & CO NEW CL A COM STK	Stock	52736R102	255,460	15,445	SH		SOLE	0	15,445	0	0
SPDR S&P GLOBAL NATURAL RESOURCES ETF	ETF	78463X541	3,731,269	65,865	SH		SOLE	0	61,113	0	4,752
VANGUARD S&P 500 ETF	ETF	922908363	880,951	2,017	SH		SOLE	0	1,979	0	37
VANGUARD GLOBAL EX-US REAL ESTATE ETF	ETF	922042676	3,022,733	70,973	SH		SOLE	0	63,557	0	7,415
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,730,701	10,968	SH		SOLE	0	10,967	0	0
INVESCO S&P 500 EQUAL WEIGHT ETF	ETF	46137V357	1,831,585	11,607	SH		OTR	1	0	0	11,607
VANGUARD S&P SMALL-CAP 600 ETF	ETF	921932828	303,031	3,055	SH		SOLE	0	921	0	2,133
SPDR S&P 600 SMALL CAP VALUE ETF	ETF	78464A300	5,356,110	64,291	SH		SOLE	0	58,812	0	5,478
SPDR S&P 600 SMALL CAP GROWTH ETF	ETF	78464A201	1,894,210	22,650	SH		SOLE	0	20,682	0	1,966
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	10,753,624	111,034	SH		SOLE	0	101,815	0	9,218
INVESCO S&P 500 EQUAL WEIGHT CONSUMER STAPLES ETF	ETF	46137V373	1,273,299	40,554	SH		SOLE	0	37,649	0	2,905
EDAP TMS SA	ADR	268311107	712,589	134,960	SH		SOLE	0	134,960	0	0
SCHWAB U.S. REIT ETF	ETF	808524847	552,497	26,678	SH		SOLE	0	16,532	0	10,145
SCHWAB U.S. MID-CAP ETF	ETF	808524508	2,010,995	26,699	SH		SOLE	0	22,826	0	3,872
VANGUARD RUSSELL 1000 GROWTH ETF	ETF	92206C680	2,117,435	27,140	SH		SOLE	0	26,213	0	926
VANGUARD RUSSELL 1000 VALUE ETF	ETF	92206C714	3,140,554	43,294	SH		SOLE	0	41,525	0	1,769
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	342,665	5,912	SH		SOLE	0	5,841	0	71
SCHWAB 1-5 YEAR CORPORATE BOND ETF	ETF	808524714	1,167,524	24,132	SH		SOLE	0	24,132	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	40,887	1,925	SH		SOLE	0	1,925	0	0
SPDR BLOOMBERG BARCLAYS EMERGING MARKETS LOCAL BOND ETF	ETF	78464A391	225,356	10,610	SH		OTR	1	0	0	10,610
PIMCO CORPORATE & INCOME OPPOR COM	CEF	72201B101	2,463,122	186,036	SH		SOLE	0	176,198	0	9,838
ISHARES RUSSELL 2000 ETF	ETF	464287655	2,036,607	10,147	SH		SOLE	0	10,147	0	0
ISHARES CORE HIGH DIVIDEND ETF	ETF	46429B663	3,391,646	33,255	SH		SOLE	0	27,578	0	5,676
BNY MELLON US LARGE CAP CORE EQUITY ETF	ETF	09661T107	278,703	3,083	SH		SOLE	0	3,083	0	0
ISHARES U.S. AEROSPACE & DEFENSE ETF	ETF	464288760	662,413	5,232	SH		SOLE	0	5,022	0	210
VANGUARD S&P SMALL-CAP 600 VALUE ETF	ETF	921932778	280,643	3,171	SH		SOLE	0	3,171	0	0
JPMORGAN EQUITY PREMIUM INCOME ETF	ETF	46641Q332	2,591,396	47,133	SH		SOLE	0	42,990	0	4,143
TORTOISE MIDSTRM ENERGY FD INC COM	CEF	89148B200	674,906	19,416	SH		SOLE	0	14,910	0	4,506
GLADSTONE LAND CORPORATION	REIT	376549101	297,591	20,595	SH		SOLE	0	19,612	0	981
ISHARES RUSSELL MID-CAP GROWTH ETF	ETF	464287481	247,635	2,371	SH		SOLE	0	2,370	0	0
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	510,575	2,837	SH		OTR	1	0	0	2,837
VANGUARD SMALL-CAP VALUE ETF	ETF	922908611	2,185,633	12,144	SH		SOLE	0	9,821	0	2,323
DIMENSIONAL US CORE EQUITY MARKET ETF	ETF	25434V104	1,698,144	51,072	SH		SOLE	0	51,072	0	0
SCHWAB US AGGREGATE BOND ETF	ETF	808524839	1,420,519	30,470	SH		SOLE	0	30,314	0	156
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	15,273,123	293,150	SH		SOLE	0	272,765	0	20,385
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	65,578	2,592	SH		SOLE	0	2,592	0	0
SPDR NUVEEN BLOOMBERG BARCLAYS HIGH YIELD MUNICIPAL BOND ETF	ETF	78464A284	596,144	23,563	SH		OTR	1	0	0	23,563
SCHWAB US DIVIDEND EQUITY ETF	ETF	808524797	2,965,664	38,955	SH		SOLE	0	35,049	0	3,906
VANGUARD ULTRA-SHORT BOND ETF	ETF	92203C303	1,805,651	36,522	SH		SOLE	0	36,522	0	0
TRACTOR SUPPLY COMPANY	Stock	892356106	332,436	1,546	SH		SOLE	0	1,545	0	1
BLACKROCK ENHANCED EQUITY DIVIDEND TRUST	CEF	09251A104	153,362	19,943	SH		SOLE	0	19,943	0	0
VISA INC	Stock	92826C839	12,757	49	SH		OTR	1	0	0	49
VISA INC	Stock	92826C839	993,730	3,817	SH		SOLE	0	3,514	0	302
DIMENSIONAL U.S. CORE EQUITY 2 ETF	ETF	25434V708	16,794,699	574,571	SH		SOLE	0	488,920	0	85,650
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	126,175	1,617	SH		OTR	1	0	0	1,617
ISHARES MSCI USA MIN VOL FACTOR ETF	ETF	46429B697	227,121	2,911	SH		SOLE	0	2,910	0	0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF	ETF	25434V880	12,824,793	525,176	SH		SOLE	0	460,273	0	64,901
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	166,396	688	SH		SOLE	0	688	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	484,507	2,004	SH		OTR	1	0	0	2,004
VANGUARD VALUE ETF	ETF	922908744	2,061,306	13,788	SH		OTR	1	0	0	13,788
VANGUARD VALUE ETF	ETF	922908744	15,805,420	105,722	SH		SOLE	0	81,493	0	24,228
VANGUARD GROWTH INDEX FUND	ETF	922908736	1,688,389	5,431	SH		OTR	1	0	0	5,431
VANGUARD GROWTH INDEX FUND	ETF	922908736	30,148,557	96,978	SH		SOLE	0	90,879	0	6,098
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	4,780,760	207,498	SH		SOLE	0	205,919	0	1,578
PHILLIPS 66	Stock	718546104	202,126	1,518	SH		SOLE	0	1,518	0	0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF	ETF	464287150	1,064,819	10,119	SH		SOLE	0	9,522	0	596
WISDOMTREE U.S. SMALLCAP DIVIDEND FUND	ETF	97717W604	1,617,963	50,294	SH		SOLE	0	45,332	0	4,961
CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	ETF	14019W109	10,978,958	459,948	SH		SOLE	0	414,783	0	45,164
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF	ETF	25434V799	1,669,126	65,379	SH		SOLE	0	65,379	0	0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF	ETF	92189F643	44,225,472	521,097	SH		SOLE	0	488,912	0	32,184
SERVICENOW INC	Stock	81762P102	4,945	7	SH		OTR	1	0	0	7
SERVICENOW INC	Stock	81762P102	421,068	596	SH		SOLE	0	594	0	2
J.P. MORGAN NASDAQ EQUITY PREMIUM INCOME ETF	ETF	46654Q203	211,773	4,241	SH		SOLE	0	1,987	0	2,254
ALPS SECTOR DIVIDEND DOGS ETF	ETF	00162Q858	1,829,905	35,698	SH		SOLE	0	33,844	0	1,853
BROADCOM INC COM	Stock	11135F101	284,624	255	SH		SOLE	0	250	0	4
WORKDAY INC	Stock	98138H101	229,682	832	SH		SOLE	0	832	0	0
DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF	ETF	25434V690	508,263	15,867	SH		SOLE	0	15,867	0	0
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF	ETF	25434V716	697,318	22,400	SH		SOLE	0	22,400	0	0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	371,419	7,821	SH		OTR	1	0	0	7,821
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF	ETF	922020805	672,843	14,168	SH		SOLE	0	11,983	0	2,185
DIMENSIONAL GLOBAL SUSTAINABILITY FIXED INCOME ETF	ETF	25434V674	368,951	7,108	SH		SOLE	0	7,108	0	0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF	ETF	46432F834	402,084	6,193	SH		SOLE	0	6,092	0	100
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	583,133	8,289	SH		SOLE	0	8,289	0	0
ISHARES CORE MSCI EAFE ETF	ETF	46432F842	882,119	12,539	SH		OTR	1	0	0	12,539
TOTALENERGIES SE SPONSORED ADS	ADR	89151E109	385,279	5,718	SH		SOLE	0	5,268	0	450
KINDER MORGAN INC	Stock	49456B101	959,552	54,396	SH		SOLE	0	53,596	0	800
ACCENTURE PLC	Stock	G1151C101	5,965	17	SH		OTR	1	0	0	17
ACCENTURE PLC	Stock	G1151C101	343,238	978	SH		SOLE	0	973	0	5
SPDR PORTFOLIO HIGH YIELD BOND ETF	ETF	78468R606	1,507,094	64,461	SH		SOLE	0	57,032	0	7,427
SPDR PORTFOLIO HIGH YIELD BOND ETF	ETF	78468R606	1,734,936	74,206	SH		OTR	1	0	0	74,206
ISHARES U.S. MEDICAL DEVICES ETF	ETF	464288810	323,907	6,002	SH		SOLE	0	6,001	0	0
NVIDIA CORPORATION	Stock	67066G104	10,895	22	SH		OTR	1	0	0	22
NVIDIA CORPORATION	Stock	67066G104	697,102	1,408	SH		SOLE	0	1,022	0	385
GENUINE PARTS COMPANY	Stock	372460105	275,583	1,990	SH		SOLE	0	1,872	0	117
INVESCO INTERNATIONAL DIVIDEND ACHIEVERS ETF	ETF	46137V548	4,167,241	225,775	SH		SOLE	0	191,266	0	34,508
WISDOMTREE INTERNATIONAL HIGH DIVIDEND FUND	ETF	97717W802	3,091,533	79,491	SH		SOLE	0	72,293	0	7,197
WISDOMTREE INTERNATIONAL SMALLCAP DIVIDEND FUND	ETF	97717W760	462,655	7,246	SH		SOLE	0	4,275	0	2,970
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	183,672	3,631	SH		SOLE	0	3,631	0	0
ISHARES CORE MSCI EMERGING MARKETS ETF	ETF	46434G103	364,732	7,211	SH		OTR	1	0	0	7,211
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	1,855,961	25,234	SH		OTR	1	0	0	25,234
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	16,568,793	225,273	SH		SOLE	0	205,268	0	20,004
VANGUARD FTSE ALL-WORLD EX-US ETF	ETF	922042775	494,473	8,808	SH		SOLE	0	8,807	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	178,067	706	SH		OTR	1	0	0	706
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	249,536	989	SH		SOLE	0	989	0	0
GRACO INC COM	Stock	384109104	2,352,190	27,111	SH		SOLE	0	24,636	0	2,475
ROCKWELL AUTOMATION	Stock	773903109	229,445	739	SH		SOLE	0	738	0	1
MCDONALD'S CORP	Stock	580135101	8,599	29	SH		OTR	1	0	0	29
MCDONALD'S CORP	Stock	580135101	491,161	1,656	SH		SOLE	0	1,379	0	277
VANGUARD TOTAL INTERNATIONAL BOND ETF	ETF	92203J407	2,560,065	51,860	SH		SOLE	0	46,835	0	5,024
ISHARES MSCI FRONTIER 100 ETF	ETF	464286145	1,852,871	70,451	SH		SOLE	0	64,826	0	5,625
ISHARES RUSSELL MID-CAP ETF	ETF	464287499	9,336,077	120,109	SH		SOLE	0	113,363	0	6,746
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND	ETF	97717X669	19,907,386	283,258	SH		SOLE	0	257,914	0	25,343
ALPS INTERNATIONAL SECTOR DIVIDEND DOGS ETF	ETF	00162Q718	1,878,787	62,895	SH		SOLE	0	62,277	0	618
WISDOMTREE U.S. MIDCAP DIVIDEND FUND	ETF	97717W505	2,712,306	59,363	SH		SOLE	0	51,879	0	7,483
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	951,866	11,353	SH		SOLE	0	11,187	0	166
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	68,340	1,072	SH		SOLE	0	1,072	0	0
VANGUARD EMERGING MARKETS GOVERNMENT BOND ETF	ETF	921946885	1,160,505	18,204	SH		OTR	1	0	0	18,204
ISHARES BIOTECHNOLOGY FUND	ETF	464287556	385,766	2,840	SH		SOLE	0	2,839	0	0
SCHWAB FUNDAMENTAL U.S. SMALL COMPANY INDEX ETF	ETF	808524763	808,810	14,613	SH		SOLE	0	13,757	0	854
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF	ETF	808524771	23,753,586	383,493	SH		SOLE	0	369,045	0	14,448
ISHARES MSCI USA QUALITY FACTOR ETF	ETF	46432F339	5,024,795	34,150	SH		SOLE	0	31,669	0	2,480
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	236,144	1,887	SH		SOLE	0	1,887	0	0
ISHARES MSCI USA MOMENTUM FACTOR ETF	ETF	46432F396	221,248	1,410	SH		SOLE	0	1,410	0	0
SCHWAB FUNDAMENTAL EMERGING MARKETS LARGE COMPANY INDEX ETF	ETF	808524730	1,261,840	46,494	SH		SOLE	0	35,205	0	11,287
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE COMPANY INDEX ETF	ETF	808524755	8,125,524	240,899	SH		SOLE	0	208,639	0	32,259
ISHARES EXPANDED TECH-SOFTWARE SECTOR ETF	ETF	464287515	1,106,083	2,727	SH		SOLE	0	2,686	0	40
ROBO GLOBAL ROBOTICS & AUTOMATION ETF	ETF	301505707	464,149	8,100	SH		SOLE	0	8,100	0	0
PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	ETF	74348A467	271,835	2,855	SH		SOLE	0	2,855	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	25,477,965	146,518	SH		SOLE	0	128,717	0	17,800
WISDOMTREE U.S. AI ENHANCED VALUE	ETF	97717W406	1,282,139	13,369	SH		SOLE	0	12,781	0	587
ISHARES S&P 500 GROWTH ETF	ETF	464287309	262,024	3,489	SH		OTR	1	0	0	3,489
ISHARES S&P 500 GROWTH ETF	ETF	464287309	19,631,772	261,408	SH		SOLE	0	231,505	0	29,903
ISHARES CORE S&P 500 ETF	ETF	464287200	2,801,079	5,865	SH		SOLE	0	5,615	0	249
SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF	ETF	808524672	966,397	39,300	SH		SOLE	0	32,166	0	7,134
WELLS FARGO & CO	Stock	949746101	3,839	78	SH		OTR	1	0	0	78
WELLS FARGO & CO	Stock	949746101	427,390	8,683	SH		SOLE	0	5,802	0	2,880
ECOLAB INC	Stock	278865100	688,866	3,473	SH		SOLE	0	3,470	0	2
ISHARES MBS ETF	ETF	464288588	108,763	1,156	SH		SOLE	0	1,137	0	19
ISHARES MBS ETF	ETF	464288588	717,924	7,631	SH		OTR	1	0	0	7,631
IDEXX LABORATORIES INC	Stock	45168D104	407,407	734	SH		SOLE	0	733	0	1
VANGUARD MID-CAP VALUE ETF	ETF	922908512	741,425	5,113	SH		SOLE	0	2,855	0	2,257
INVESCO S&P 100 EQUAL WEIGHT ETF	ETF	46137V449	300,224	3,429	SH		SOLE	0	3,428	0	0
LOCKHEED MARTIN CORPORATION	Stock	539830109	1,410,862	3,113	SH		SOLE	0	3,080	0	32
JPMORGAN CHASE & CO	Stock	46625H100	10,206	60	SH		OTR	1	0	0	60
JPMORGAN CHASE & CO	Stock	46625H100	552,401	3,248	SH		SOLE	0	3,220	0	27
CHEVRON CORPORATION	Stock	166764100	6,712	45	SH		OTR	1	0	0	45
CHEVRON CORPORATION	Stock	166764100	237,781	1,594	SH		SOLE	0	1,178	0	416
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	173,890	1,604	SH		SOLE	0	1,604	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	761,363	7,023	SH		OTR	1	0	0	7,023
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	8,278,234	172,823	SH		SOLE	0	167,490	0	5,333
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	8,292,831	173,128	SH		OTR	1	0	0	173,128
BANK OF AMERICA CORP	Stock	060505104	9,259	275	SH		OTR	1	0	0	275
BANK OF AMERICA CORP	Stock	060505104	372,878	11,075	SH		SOLE	0	10,324	0	750
BLACKROCK CORPORATE HIGH YIELD FUND	CEF	09255P107	278,110	29,492	SH		SOLE	0	29,492	0	0
IBM CORP	Stock	459200101	1,145	7	SH		OTR	1	0	0	7
IBM CORP	Stock	459200101	1,198,099	7,326	SH		SOLE	0	7,169	0	156
ORACLE CORPORATION	Stock	68389X105	349,805	3,318	SH		SOLE	0	3,307	0	10
RAYTHEON TECHNOLOGIES CORP	Stock	75513E101	1,167,810	13,879	SH		SOLE	0	13,457	0	422
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	2,363,579	57,508	SH		OTR	1	0	0	57,508
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	7,282,269	177,184	SH		SOLE	0	167,020	0	10,163
TARGET CORPORATION	Stock	87612E106	962,067	6,568	SH		SOLE	0	5,988	0	579
VANGUARD HIGH DIVIDEND YIELD ETF	ETF	921946406	1,825,055	16,349	SH		SOLE	0	16,049	0	300
PFIZER INC	Stock	717081103	245,399	8,524	SH		SOLE	0	8,478	0	45
3M CO	Stock	88579Y101	1,099,119	10,054	SH		SOLE	0	9,861	0	192
CATERPILLAR INC	Stock	149123101	2,957	10	SH		OTR	1	0	0	10
CATERPILLAR INC	Stock	149123101	952,587	3,222	SH		SOLE	0	3,116	0	105
ALPHABET INC CLASS C	Stock	02079K107	4,369	31	SH		OTR	1	0	0	31
ALPHABET INC CLASS C	Stock	02079K107	778,533	5,524	SH		SOLE	0	4,924	0	600
AMGEN, INC	Stock	031162100	300,915	1,045	SH		SOLE	0	1,040	0	4
APPLIED MATERIALS INC	Stock	038222105	11,831	73	SH		OTR	1	0	0	73
APPLIED MATERIALS INC	Stock	038222105	601,928	3,714	SH		SOLE	0	3,708	0	6
ALLY FINL INC COM	Stock	02005N100	230,262	6,594	SH		SOLE	0	6,589	0	5
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX	ETF	33733E302	523,184	2,805	SH		SOLE	0	2,375	0	429
WISDOMTREE EMERGING MARKETS HIGH DIVIDEND FUND	ETF	97717W315	271,311	6,669	SH		SOLE	0	5,744	0	924
WILLIAMS COS INC COM	Stock	969457100	622,510	17,873	SH		SOLE	0	17,862	0	10
MAIN STR CAP CORP COM	CEF	56035L104	1,412,239	32,668	SH		SOLE	0	32,668	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,547,687	14,867	SH		SOLE	0	14,867	0	0
ISHARES CORE S&P U.S. VALUE ETF	ETF	464287663	1,492,217	17,695	SH		SOLE	0	17,694	0	0
VANGUARD DIVIDEND APPRECIATION INDEX FUND	ETF	921908844	20,311,765	119,201	SH		SOLE	0	107,781	0	11,419
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	3,286,164	53,088	SH		SOLE	0	48,904	0	4,184
ABERDEEN ASIA PACIFIC INCOME FUND, INC	CEF	003009107	78,182	28,849	SH		SOLE	0	21,651	0	7,197
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	2,478,373	25,064	SH		SOLE	0	20,325	0	4,738
INVESCO BUYBACK ACHIEVERS ETF	ETF	46137V308	4,907,115	49,557	SH		SOLE	0	44,135	0	5,421
BROOKFIELD INFRASTRUCTURE PARTNERS LP	Stock	G16252101	2,424,718	77,000	SH		SOLE	0	54,591	0	22,407
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	1,120,567	10,872	SH		SOLE	0	5,694	0	5,177
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	231,250	2,919	SH		SOLE	0	2,919	0	0
ISHARES CORE TOTAL USD BOND MARKET ETF	ETF	46434V613	785,217	17,044	SH		SOLE	0	17,044	0	0
CH ROBINSON WORLDWIDE INC	Stock	12541W209	421,929	4,884	SH		SOLE	0	4,884	0	0
DELTA AIR LINES INC	Stock	247361702	213,507	5,307	SH		SOLE	0	3,531	0	1,775
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	99,132	1,934	SH		SOLE	0	1,909	0	24
ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF	ETF	464288620	729,532	14,232	SH		OTR	1	0	0	14,232
VANGUARD SHORT-TERM BOND ETF	ETF	921937827	15,279,759	198,387	SH		SOLE	0	178,082	0	20,304
NORTHERN OIL & GAS, INC	Stock	665531307	1,917,520	51,727	SH		SOLE	0	51,727	0	0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF	ETF	46137V282	1,238,914	37,957	SH		SOLE	0	34,619	0	3,337
ISHARES RUSSELL 3000 ETF	ETF	464287689	2,280,469	8,331	SH		SOLE	0	7,762	0	568
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	72,851	818	SH		OTR	1	0	0	818
ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	ETF	464288281	2,668,802	29,966	SH		SOLE	0	27,019	0	2,947
EXXON MOBIL CORPORATION	Stock	30231G102	8,198	82	SH		OTR	1	0	0	82
EXXON MOBIL CORPORATION	Stock	30231G102	1,226,851	12,271	SH		SOLE	0	10,964	0	1,306
UNITEDHEALTH GROUP INC	Stock	91324P102	14,741	28	SH		OTR	1	0	0	28
UNITEDHEALTH GROUP INC	Stock	91324P102	2,241,830	4,258	SH		SOLE	0	2,774	0	1,483
ISHARES EXPONENTIAL TECHNOLOGIES ETF	ETF	46434V381	3,085,463	51,536	SH		SOLE	0	47,359	0	4,176
LOWE'S COMPANIES INC	Stock	548661107	890	4	SH		OTR	1	0	0	4
LOWE'S COMPANIES INC	Stock	548661107	287,933	1,294	SH		SOLE	0	1,148	0	145
DEERE & COMPANY	Stock	244199105	995,619	2,490	SH		SOLE	0	2,382	0	107
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	1,300,930	7,017	SH		SOLE	0	6,353	0	663
VODAFONE GROUP PLC	ADR	92857W308	171,460	19,708	SH		SOLE	0	15,837	0	3,870
NOVO-NORDISK A S ADR	ADR	670100205	347,463	3,359	SH		SOLE	0	3,358	0	0
CBRE GROUP INC	Stock	12504L109	271,171	2,913	SH		SOLE	0	2,908	0	5
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	7,543,449	27,218	SH		SOLE	0	25,018	0	2,199
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	143,297	2,807	SH		SOLE	0	2,807	0	0
VANGUARD TAX-EXEMPT BOND ETF	ETF	922907746	1,336,387	26,178	SH		OTR	1	0	0	26,178
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF	ETF	46137V332	2,247,700	75,477	SH		SOLE	0	66,876	0	8,599
ISHARES MSCI EAFE ETF	ETF	464287465	1,589,183	21,091	SH		SOLE	0	18,006	0	3,084
APPLE INC	Stock	037833100	1,129,959	5,869	SH		OTR	1	0	0	5,869
APPLE INC	Stock	037833100	12,311,221	63,944	SH		SOLE	0	55,158	0	8,786
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	763,797	7,424	SH		SOLE	0	7,424	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	1,723,258	6,571	SH		SOLE	0	6,570	0	0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF	ETF	78468R663	5,209	57	SH		SOLE	0	57	0	0
SPDR BLOOMBERG BARCLAYS 1-3 MONTH T-BILL ETF	ETF	78468R663	369,673	4,045	SH		OTR	1	0	0	4,045
ISHARES RUSSELL 1000 VALUE ETF	ETF	464287598	1,473,764	8,918	SH		SOLE	0	5,601	0	3,317