CKW Financial 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBVIE INC COM USD0.01	COM	00287Y109	885	5,197	SH		SOLE		0	0	5,197
ABERCROMBIE &FITCH CO CL A COM USD0.01	CL A	002896207	18	100	SH		SOLE		0	0	100
ADOBE INC COM	COM	00724F101	56	100	SH		SOLE		0	0	100
ADVANCED MICRO DEVICES INC	COM	007903107	327	2,075	SH		SOLE		0	0	2,075
AEGON LIMITED AMER REGD CERT(1 SH EUR0.12)	AMER REG 1 CERT	0076CA104	37	5,900	SH		SOLE		0	0	5,900
AFLAC INC COM USD0.10	COM	001055102	108	1,210	SH		SOLE		0	0	1,210
AGILENT TECHNOLOGIES INC COM USD0.01	COM	00846U101	11	87	SH		SOLE		0	0	87
AKAMAI TECHNOLOGIES COM USD0.01	COM	00971T101	0	1	SH		SOLE		0	0	1
ALCOA CORP COM	COM	013872106	0	5	SH		SOLE		0	0	5
ALEXANDER &BALDWIN INC NEW COM	COM	014491104	267	15,861	SH		SOLE		0	0	15,861
ALLSTATE CORP COM USD0.01	COM	020002101	72	450	SH		SOLE		0	0	450
ALNYLAM PHARMACEUTICALS INC	COM	02043Q107	49	200	SH		SOLE		0	0	200
ALPHABET INC CAP STK CL A	CAP STK CL A	02079K305	2,522	13,780	SH		SOLE		0	0	13,780
ALPHABET INC CAP STK CL C	CAP STK CL C	02079K107	2,066	11,200	SH		SOLE		0	0	11,200
AMAZON.COM INC	COM	023135106	5,946	30,153	SH		SOLE		0	0	30,153
AMERICAN AXLE & MANUFACTURING HOLDINGS INC	COM	024061103	7	1,000	SH		SOLE		0	0	1,000
AMERICAN ELEC PWR CO INC COM	COM	025537101	48	550	SH		SOLE		0	0	550
AMGEN INC	COM	031162100	38	123	SH		SOLE		0	0	123
ANGIODYNAMICS INC	COM	03475V101	0	17	SH		SOLE		0	0	17
ANHEUSER-BUSCH INBEV SA/NV ADR EAH REP 1 ORD NPV	SPONSORED ADR	03524A108	108	1,850	SH		SOLE		0	0	1,850
APPLE INC	COM	037833100	3,398	15,675	SH		SOLE		0	0	15,675
AT&T INC COM USD1	COM	00206R102	95	5,028	SH		SOLE		0	0	5,028
AVANOS MED INC COM	COM	05350V106	0	12	SH		SOLE		0	0	12
AVANTOR INC COM	COM	05352A100	50	2,400	SH		SOLE		0	0	2,400
BAKER HUGHES COMPANY CL A	CL A	05722G100	94	2,700	SH		SOLE		0	0	2,700
BANK AMERICA CORP COM	COM	060505104	783	19,570	SH		SOLE		0	0	19,570
BANK OF HAWAII CORP	COM	062540109	267	4,646	SH		SOLE		0	0	4,646
BANK OF NEW YORK MELLON CORP COM USD0.01	COM	064058100	174	2,900	SH		SOLE		0	0	2,900
BARRICK GOLD CORPORATION COM NPV ISIN #CA0679011084 SEDOL #2024644	COM	067901108	0	25	SH		SOLE		0	0	25
BAXTER INTERNATIONAL INC COM USD1.00	COM	071813109	36	1,100	SH		SOLE		0	0	1,100
BERKSHIRE HATHAWAY INC COM USD0.0033 CLASS B	CL B NEW	084670702	428	1,057	SH		SOLE		0	0	1,057
BEST BUY CO INC COM USD0.10	COM	086516101	3	33	SH		SOLE		0	0	33
BIOGEN INC COM USD0.0005	COM	09062X103	23	100	SH		SOLE		0	0	100
BIOMARIN PHARMACEUTICAL COM USD0.001	COM	09061G101	57	700	SH		SOLE		0	0	700
BLACKROCK DEBT STRATEGIES FD I COM NEW	COM NEW	09255R202	83	7,658	SH		SOLE		0	0	7,658
BOEING CO	COM	097023105	47	250	SH		SOLE		0	0	250
BOOKING HOLDINGS INC COM	COM	09857L108	117	30	SH		SOLE		0	0	30
BP PLC SPONSORED ADR	SPONSORED ADR	055622104	16	429	SH		SOLE		0	0	429
BRIGHTHOUSE FINL INC COM	COM	10922N103	22	500	SH		SOLE		0	0	500
BRISTOL-MYERS SQUIBB CO COM	COM	110122108	35	850	SH		SOLE		0	0	850
BROADCOM INC COM	COM	11135F101	46	28	SH		SOLE		0	0	28
CAPITAL ONE FINANCIAL CORP COM USD0.01	COM	14040H105	192	1,375	SH		SOLE		0	0	1,375
CARMAX INC	COM	143130102	0	6	SH		SOLE		0	0	6
CARRIER GLOBAL CORPORATION COM	COM	14448C104	121	1,952	SH		SOLE		0	0	1,952
CELANESE CORP DEL COM	COM	150870103	46	350	SH		SOLE		0	0	350
CENTRAL PACIFIC FINANCIAL CORP	COM NEW	154760409	61	2,827	SH		SOLE		0	0	2,827
CHARTER COMMUNICATIONS INC NEW CL A	CL A	16119P108	170	575	SH		SOLE		0	0	575
CHEMOURS CO COM	COM	163851108	1	55	SH		SOLE		0	0	55
CHEVRON CORP NEW COM	COM	166764100	201	1,283	SH		SOLE		0	0	1,283
CISCO SYSTEMS INC	COM	17275R102	93	1,951	SH		SOLE		0	0	1,951
CITIGROUP INC	COM NEW	172967424	108	1,700	SH		SOLE		0	0	1,700
COCA-COLA CO	COM	191216100	23	363	SH		SOLE		0	0	363
COGNIZANT TECHNOLOGY SOLUTIONS CORP COM CL A USD0.01	CL A	192446102	81	1,200	SH		SOLE		0	0	1,200
COHERENT CORP COM	COM	19247G107	51	700	SH		SOLE		0	0	700
COMCAST CORP	CL A	20030N101	141	3,700	SH		SOLE		0	0	3,700
CONOCOPHILLIPS COM	COM	20825C104	74	650	SH		SOLE		0	0	650
CORNING INC	COM	219350105	213	5,522	SH		SOLE		0	0	5,522
CORTEVA INC COM	COM	22052L104	52	986	SH		SOLE		0	0	986
COSTAR GROUP INC	COM	22160N109	1	20	SH		SOLE		0	0	20
COSTCO WHOLESALE CORP COM USD0.01	COM	22160K105	2,021	2,390	SH		SOLE		0	0	2,390
CVS HEALTH CORPORATION COM USD0.01	COM	126650100	198	3,406	SH		SOLE		0	0	3,406
DAVITA INC COM	COM	23918K108	5	35	SH		SOLE		0	0	35
DELL TECHNOLOGIES INC CL C	CL C	24703L202	69	482	SH		SOLE		0	0	482
DISNEY WALT CO COM	COM	254687106	88	895	SH		SOLE		0	0	895
DOMINION ENERGY INC COM	COM	25746U109	58	1,200	SH		SOLE		0	0	1,200
DOW INC COM	COM	260557103	63	1,200	SH		SOLE		0	0	1,200
DUKE ENERGY CORP NEW COM NEW ISIN #US26441C2044 SEDOL #B7JZSK0	COM NEW	26441C204	29	288	SH		SOLE		0	0	288
DUPONT DE NEMOURS INC COM	COM	26614N102	60	759	SH		SOLE		0	0	759
DXC TECHNOLOGY CO COM	COM	23355L106	1	68	SH		SOLE		0	0	68
ECHOSTAR CORPORATION COM USD0.001 CLASS A	CL A	278768106	13	736	SH		SOLE		0	0	736
ELANCO ANIMAL HEALTH INC COM	COM	28414H103	65	4,600	SH		SOLE		0	0	4,600
ELI LILLY &CO COM	COM	532457108	1,191	1,302	SH		SOLE		0	0	1,302
EXXON MOBIL CORP COM	COM	30231G102	148	1,288	SH		SOLE		0	0	1,288
FEDEX CORP COM USD0.10	COM	31428X106	239	800	SH		SOLE		0	0	800
FIDELITY ENHANCED LARGE CAP VALUE ETF	ENHANCED LARGE	31609A107	7	236	SH		SOLE		0	0	236
FIDELITY ENHANCED MID CAP ETF	ENHANCED MID	31609A503	9	316	SH		SOLE		0	0	316
FIDELITY ENHANCED SMALL CAP ETF	ENHANCED SMALL	31609A206	3	96	SH		SOLE		0	0	96
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF	MSCI INFO TECH I	316092808	9	50	SH		SOLE		0	0	50
FIDELITY NATL INFORMATION SERVICES COM USD0.01	COM	31620M106	156	2,100	SH		SOLE		0	0	2,100
FIRST HAWAIIAN INC COM	COM	32051X108	666	32,200	SH		SOLE		0	0	32,200
FISERV INC COM STK USD0.01	COM	337738108	280	1,900	SH		SOLE		0	0	1,900
FORD MTR CO DEL COM	COM	345370860	137	10,714	SH		SOLE		0	0	10,714
FOX CORP CL A COM	CL A COM	35137L105	72	2,099	SH		SOLE		0	0	2,099
FOX CORP CL B COM	CL B COM	35137L204	25	800	SH		SOLE		0	0	800
FUEL TECH INC COM STK USD0.01	COM	359523107	0	200	SH		SOLE		0	0	200
GAMING & LEISURE P COM USD0.01	COM	36467J108	18	400	SH		SOLE		0	0	400
GAP INC COM	COM	364760108	56	2,400	SH		SOLE		0	0	2,400
GE AEROSPACE COM NEW	COM NEW	369604301	247	1,552	SH		SOLE		0	0	1,552
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK	COMMON STOCK	36266G107	86	1,122	SH		SOLE		0	0	1,122
GE VERNOVA INC COM	COM	36828A101	29	174	SH		SOLE		0	0	174
GENTEX CORP	COM	371901109	94	2,802	SH		SOLE		0	0	2,802
GILEAD SCIENCES INC COM USD0.001	COM	375558103	137	2,000	SH		SOLE		0	0	2,000
GOLDMAN SACHS EQUAL WEIGHT US LARGE CAP EQUITY ETF	EQUAL WEIGHT US	381430438	32,388	457,782	SH		SOLE		0	0	457,782
GOLDMAN SACHS GROUP INC COM USD0.01	COM	38141G104	139	300	SH		SOLE		0	0	300
GSK PLC SPON ADS EACH REP 2 ORD SHS	SPONSORED ADR	37733W204	151	3,940	SH		SOLE		0	0	3,940
HALEON PLC SPON ADS EACH REP 2 ORD SHS	SPON ADS	405552100	83	10,000	SH		SOLE		0	0	10,000
HAWAIIAN ELECTRIC INDUSTRIES INC	COM	419870100	93	11,339	SH		SOLE		0	0	11,339
HEWLETT PACKARD ENTERPRISE CO COM	COM	42824C109	19	921	SH		SOLE		0	0	921
HONDA MOTOR CO ADR-EACH CNV INTO 3 ORD	ADR ECH CNV IN 3	438128308	85	2,600	SH		SOLE		0	0	2,600
HP INC COM	COM	40434L105	110	3,157	SH		SOLE		0	0	3,157
HUBSPOT INC	COM	443573100	120	203	SH		SOLE		0	0	203
HUMANA INC	COM	444859102	93	250	SH		SOLE		0	0	250
INCYTE CORP	COM	45337C102	61	1,000	SH		SOLE		0	0	1,000
INNOVATIVE INDL PPTYS INC COM	COM	45781V101	19	173	SH		SOLE		0	0	173
INTEL CORP COM USD0.001	COM	458140100	188	6,085	SH		SOLE		0	0	6,085
INTERNATIONAL BUS MACH CORP COM USD0.20	COM	459200101	449	2,564	SH		SOLE		0	0	2,564
INTERNATIONAL FLAVORS &FRAGRANCES COM USD0.125	COM	459506101	102	1,100	SH		SOLE		0	0	1,100
INVESCO QQQ TR UNIT SER 1	UNIT SER 1	46090E103	31	65	SH		SOLE		0	0	65
ISHARES CORE AGGRESSIVE ALLOCATION ETF	AGGRES ALLOC ETF	464289859	54	726	SH		SOLE		0	0	726
ISHARES CORE GROWTH ALLOCATION ETF	GRWT ALLOCAT ETF	464289867	68	1,204	SH		SOLE		0	0	1,204
ISHARES CORE S&P 500 ETF	CORE S&P500 ETF	464287200	375,335	684,407	SH		SOLE		0	0	684,407
ISHARES CORE S&P MID-CAP ETF	CORE S&P MCP ETF	464287507	46,916	809,312	SH		SOLE		0	0	809,312
ISHARES GOLD TR ISHARES NEW ISIN #US4642852044 SEDOL #BKP74N6	ISHARES NEW	464285204	0	9	SH		SOLE		0	0	9
ISHARES INC CORE MSCI EMERGING MKTS ETF	CORE MSCI EMKT	46434G103	36,935	688,575	SH		SOLE		0	0	688,575
ISHARES INC MSCI EMERG MRKT	MSCI EMERG MRKT	464286533	31	536	SH		SOLE		0	0	536
ISHARES INC MSCI GBL MIN VOL	MSCI GBL MIN VOL	464286525	669	6,402	SH		SOLE		0	0	6,402
ISHARES MSCI EAFE ETF	MSCI EAFE ETF	464287465	13	171	SH		SOLE		0	0	171
ISHARES MSCI EMR MRK EX CHNA	MSCI EMRG CHN	46434G764	24,939	421,203	SH		SOLE		0	0	421,203
ISHARES RUSSELL 1000 VALUE ETF	RUS 1000 VAL ETF	464287598	28	162	SH		SOLE		0	0	162
ISHARES TR 20 YR TR BD ETF	20 YR TR BD ETF	464287432	10	116	SH		SOLE		0	0	116
ISHARES TR BLACKROCK ULTRA	BLACKROCK ULTRA	46434V878	78	1,544	SH		SOLE		0	0	1,544
ISHARES TR IBOXX HI YD ETF	IBOXX HI YD ETF	464288513	100	1,309	SH		SOLE		0	0	1,309
ISHARES TR JP MOR EM MK ETF	JPMORGAN USD EMG	464288281	1,247	14,214	SH		SOLE		0	0	14,214
ISHARES TR MSCI ACWI ETF	MSCI ACWI ETF	464288257	2,113	18,766	SH		SOLE		0	0	18,766
ISHARES TR MSCI ACWI EX US	MSCI ACWI EX US	464288240	7	130	SH		SOLE		0	0	130
ISHARES TR MSCI EAFE MIN VL	MSCI EAFE MIN VL	46429B689	45	649	SH		SOLE		0	0	649
ISHARES TRUST 0-5YR HIGH YIELD CORP BD ISIN #US46434V4077 SEDOL #BFS2LL0	0-5YR HI YL CP	46434V407	428	10,213	SH		SOLE		0	0	10,213
ISHARES TRUST CORE MSCI EAFE ETF	CORE MSCI EAFE	46432F842	151,263	2,079,508	SH		SOLE		0	0	2,079,508
ISHARES US TECHNOLOGY ETF	U.S. TECH ETF	464287721	82	540	SH		SOLE		0	0	540
JOBY AVIATION INC COMMON STOCK	COMMON STOCK	G65163100	1	300	SH		SOLE		0	0	300
JOHNSON &JOHNSON COM USD1.00	COM	478160104	690	4,712	SH		SOLE		0	0	4,712
JOHNSON CONTROLS INTERNATIONAL PLC COM USD1.00	SHS	G51502105	229	3,500	SH		SOLE		0	0	3,500
JPMORGAN CHASE &CO. COM	COM	46625H100	2,216	10,786	SH		SOLE		0	0	10,786
JUNIPER NETWORKS COM USD0.00001	COM	48203R104	77	2,100	SH		SOLE		0	0	2,100
KEYSIGHT TECHNOLOGIES INC COM USD0.01 WD	COM	49338L103	5	40	SH		SOLE		0	0	40
KIMBERLY-CLARK CORP COM	COM	494368103	14	104	SH		SOLE		0	0	104
KYNDRYL HLDGS INC COMMON STOCK	COMMON STOCK	50155Q100	8	285	SH		SOLE		0	0	285
LAKELAND FINANCIAL CORP	COM	511656100	192	3,163	SH		SOLE		0	0	3,163
LYONDELLBASELL INDUSTRIES N V COM EUR0.04 CLASS A	SHS - A -	N53745100	76	800	SH		SOLE		0	0	800
MAGNA INTL INC COM ISIN #CA5592224011 SEDOL #2554475	COM	559222401	60	1,451	SH		SOLE		0	0	1,451
MARSH &MCLENNAN COMPANIES INC COM USD1.00	COM	571748102	407	1,934	SH		SOLE		0	0	1,934
MATSON INC COM NPV	COM	57686G105	4,635	35,911	SH		SOLE		0	0	35,911
MCDONALD S CORP	COM	580135101	35,627	142,515	SH		SOLE		0	0	142,515
MEDTRONIC PLC	SHS	G5960L103	31	400	SH		SOLE		0	0	400
META PLATFORMS INC CLASS A COMMON STOCK	CL A	30303M102	101	200	SH		SOLE		0	0	200
METLIFE INC COM USD0.01	COM	59156R108	220	3,154	SH		SOLE		0	0	3,154
MICROSOFT CORP	COM	594918104	4,770	10,444	SH		SOLE		0	0	10,444
MODINE MANUFACTURING CO	COM	607828100	77	750	SH		SOLE		0	0	750
MOLSON COORS BEVERAGE CO CL B	CL B	60871R209	46	900	SH		SOLE		0	0	900
MONSTER BEVERAGE CORP NEW COM	COM	61174X109	180	3,600	SH		SOLE		0	0	3,600
MOTOROLA SOLUTIONS INC	COM NEW	620076307	23	60	SH		SOLE		0	0	60
NETFLIX INC	COM	64110L106	135	200	SH		SOLE		0	0	200
NEWS CORP	CL A	65249B109	15	562	SH		SOLE		0	0	562
NIKE INC CLASS B COM NPV	CL B	654106103	258	3,358	SH		SOLE		0	0	3,358
NORFOLK SOUTHN CORP COM	COM	655844108	139	650	SH		SOLE		0	0	650
NOVARTIS AG SPONSORED ADR	SPONSORED ADR	66987V109	85	800	SH		SOLE		0	0	800
NOVO NORDISK A/S ADR-EACH CNV INTO 1 CLASS B DKK1	ADR	670100205	4	30	SH		SOLE		0	0	30
NVIDIA CORPORATION COM	COM	67066G104	8,653	69,611	SH		SOLE		0	0	69,611
OCCIDENTAL PETE CORP COM	COM	674599105	350	5,563	SH		SOLE		0	0	5,563
OCCIDENTAL PETE CORP WTS EXP 08/03/2027	*W EXP 08/03/202	674599162	28	687	SH		SOLE		0	0	687
ONEMEDNET CORP CL A	CL A	68270C103	539	577,647	SH		SOLE		0	0	577,647
OTIS WORLDWIDE CORP COM	COM	68902V107	10	102	SH		SOLE		0	0	102
PAYPAL HLDGS INC COM	COM	70450Y103	0	5	SH		SOLE		0	0	5
PEPSICO INC	COM	713448108	0	1	SH		SOLE		0	0	1
PETROLEO BRASILEIRO SA PETROBRAS SPON ADS EACH REP 2 ORD SHS	SPONSORED ADR	71654V408	2	153	SH		SOLE		0	0	153
PFIZER INC	COM	717081103	11	406	SH		SOLE		0	0	406
PIMCO 0-5 YEAR HIGH YIELD CORPORATE BOND INDEX ETF	0-5 HIGH YIELD	72201R783	1,777	19,296	SH		SOLE		0	0	19,296
PROCTER AND GAMBLE CO COM	COM	742718109	626	3,849	SH		SOLE		0	0	3,849
PROGYNY INC COM	COM	74340E103	17	597	SH		SOLE		0	0	597
PULMONX CORP COM	COM	745848101	3	525	SH		SOLE		0	0	525
REALTY INCOME CORP COM	COM	756109104	4	75	SH		SOLE		0	0	75
REGENERON PHARMACEUTICALS INC	COM	75886F107	116	110	SH		SOLE		0	0	110
RIVIAN AUTOMOTIVE INC COM CL A	COM CL A	76954A103	3	240	SH		SOLE		0	0	240
RTX CORPORATION COM USD1.00	COM	75513E101	254	2,553	SH		SOLE		0	0	2,553
SANOFI ADR REP 1 1/2 ORD	SPONSORED ADR	80105N105	245	4,950	SH		SOLE		0	0	4,950
SCHWAB CHARLES CORP COM	COM	808513105	338	4,600	SH		SOLE		0	0	4,600
SHOPIFY INC COM NPV CL A ISIN #CA82509L1076 SEDOL #BX865C7	CL A	82509L107	106	1,637	SH		SOLE		0	0	1,637
SNAP INC CL A	CL A	83304A106	8	520	SH		SOLE		0	0	520
SONY GROUP CORPORATION SPON ADS EACH REPR 1 ORD SHS	SPONSORED ADR	835699307	9	100	SH		SOLE		0	0	100
SPDR S&P MIDCAP 400 ETF	UTSER1 S&PDCRP	78467Y107	11	20	SH		SOLE		0	0	20
SPDR S&P500 ETF TRUST TRUST UNIT DEPOSITARY RECEIPT	TR UNIT	78462F103	344	631	SH		SOLE		0	0	631
STARBUCKS CORP COM USD0.001	COM	855244109	160	2,080	SH		SOLE		0	0	2,080
STATE STREET CORP	COM	857477103	63	850	SH		SOLE		0	0	850
STEM INC COM	COM	85859N102	9	8,389	SH		SOLE		0	0	8,389
SUN COMMUNITIES INC	COM	866674104	36	300	SH		SOLE		0	0	300
SUNCOR ENERGY INC NEW COM ISIN #CA8672241079 SEDOL #B3NB1P2	COM	867224107	2	50	SH		SOLE		0	0	50
TAIWAN SEMICONDUCTOR MANUFACTURING SPON ADS EACH REP 5 ORD TWD10	SPONSORED ADR	874039100	146	850	SH		SOLE		0	0	850
TE CONNECTIVITY LTD COM CHF0.57	SHS	H84989104	89	600	SH		SOLE		0	0	600
TERRITORIAL BANCORP INC	COM	88145X108	2	200	SH		SOLE		0	0	200
TESLA INC COM	COM	88160R101	126	600	SH		SOLE		0	0	600
TEXAS INSTRUMENTS INC COM USD1.00	COM	882508104	293	1,505	SH		SOLE		0	0	1,505
THE CIGNA GROUP COM	COM	125523100	155	475	SH		SOLE		0	0	475
THE TRADE DESK INC COM CL A	COM CL A	88339J105	2	20	SH		SOLE		0	0	20
T-MOBILE US INC COM	COM	872590104	98	550	SH		SOLE		0	0	550
TOYOTA MOTOR CORP ADR-EACH REP 10 ORD NPV LVL	ADS	892331307	920	4,516	SH		SOLE		0	0	4,516
TRIPADVISOR INC COM	COM	896945201	0	25	SH		SOLE		0	0	25
TRUIST FINL CORP COM	COM	89832Q109	110	2,800	SH		SOLE		0	0	2,800
TRUMP MEDIA &TECHNOLOGY GROUP COM	COM	25400Q105	5	162	SH		SOLE		0	0	162
TYLER TECHNOLOGIES INC	COM	902252105	14	28	SH		SOLE		0	0	28
UBER TECHNOLOGIES INC COM	COM	90353T100	2	25	SH		SOLE		0	0	25
UBS GROUP AG	SHS	H42097107	42	1,400	SH		SOLE		0	0	1,400
UNITED AIRLS HLDGS INC COM	COM	910047109	3	53	SH		SOLE		0	0	53
UNITED PARCEL SERVICE INC CL B	CL B	911312106	585	4,301	SH		SOLE		0	0	4,301
UNITEDHEALTH GROUP INC	COM	91324P102	99	200	SH		SOLE		0	0	200
UTILITIES SELECT SECTOR SPDR FUND	SBI INT-UTILS	81369Y886	378	5,583	SH		SOLE		0	0	5,583
V F CORP COM NPV	COM	918204108	22	1,700	SH		SOLE		0	0	1,700
VANGUARD INTL EQUITY INDEX FDS ALLWRLD EX US	ALLWRLD EX US	922042775	10,833	184,449	SH		SOLE		0	0	184,449
VANGUARD INTL EQUITY INDEX FDS FTSE EMR MKT ETF	FTSE EMR MKT ETF	922042858	121	2,756	SH		SOLE		0	0	2,756
VANGUARD SCOTTSDALE FUNDS VANGUARD RUSS1000 GROWTH IDX FD ETF	VNG RUS1000GRW	92206C680	3,639	38,444	SH		SOLE		0	0	38,444
VERIZON COMMUNICATIONS INC	COM	92343V104	215	5,155	SH		SOLE		0	0	5,155
VIATRIS INC COM	COM	92556V106	1	52	SH		SOLE		0	0	52
VISA INC	COM CL A	92826C839	33	125	SH		SOLE		0	0	125
VISTA GOLD CORP COM NPV ISIN #CA9279263037 SEDOL #B1P75F2	COM NEW	927926303	0	25	SH		SOLE		0	0	25
WABTEC COM	COM	929740108	4	27	SH		SOLE		0	0	27
WALMART INC COM	COM	931142103	409	6,057	SH		SOLE		0	0	6,057
WARNER BROS DISCOVERY INC COM SER A	COM SER A	934423104	8	1,142	SH		SOLE		0	0	1,142
WELLS FARGO CO NEW COM	COM	949746101	315	5,200	SH		SOLE		0	0	5,200
WESTERN DIGITAL CORP. COM	COM	958102105	0	5	SH		SOLE		0	0	5
WILLIAMS COS INC COM	COM	969457100	102	2,400	SH		SOLE		0	0	2,400
WILLIS TOWERS WATSON PLC COM USD0.000304635	SHS	G96629103	31	120	SH		SOLE		0	0	120
WK KELLOGG CO COM SHS	COM SHS	92942W107	3	200	SH		SOLE		0	0	200
XOS INC COM	COM	98423B306	34	4,986	SH		SOLE		0	0	4,986
YUM CHINA HLDGS INC COM	COM	98850P109	3	100	SH		SOLE		0	0	100
ZIMMER BIOMET HOLDINGS INC COM	COM	98956P102	91	855	SH		SOLE		0	0	855
ZIMVIE INC COM	COM	98888T107	0	1	SH		SOLE		0	0	1
ZOOM VIDEO COMMUNICATIONS INC CL A	CL A	98980L101	6	100	SH		SOLE		0	0	100