Private Ocean 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	317	1,807	SH		SOLE		0	0	1,807
Abbott Laboratories	COM	002824100	273	2,315	SH		SOLE		0	0	2,315
AbbVie Inc	COM	00287Y109	377	3,494	SH		SOLE		0	0	3,494
Accenture PLC Class A	COM	G1151C101	174	545	SH		SOLE		0	0	545
Adobe Systems Inc	COM	00724F101	85	148	SH		SOLE		0	0	148
Advanced Micro Devices	COM	007903107	104	1,015	SH		SOLE		0	0	1,015
Affirm Holdings Inc Ordinary Shares - Class A	COM	00827B106	596	5,000	SH		SOLE		0	0	5,000
Affluent Partners Hld Ltd	COM	G0130B101	0	385	SH		SOLE		0	0	385
Agilent Technologies Inc	COM	00846U101	15	96	SH		SOLE		0	0	96
AGNC Investment Corp	COM	00123Q104	8	490	SH		SOLE		0	0	490
Agree Realty	COM	008492100	138	2,091	SH		SOLE		0	0	2,091
AI Powered Equity ETF	ETF	26924G813	4	100	SH		SOLE		0	0	100
Air Products & Chemicals Inc	COM	009158106	9	36	SH		SOLE		0	0	36
Airbnb Inc Ordinary Shares - Class A	COM	009066101	24	144	SH		SOLE		0	0	144
Alaska Air Group Inc	COM	011659109	1	10	SH		SOLE		0	0	10
Alibaba Group Holding Ltd ADR	COM	01609W102	2	11	SH		SOLE		0	0	11
Allegheny Technologies Inc	COM	01741R102	5	300	SH		SOLE		0	0	300
Allstate Corp	COM	020002101	75	586	SH		SOLE		0	0	586
Alphabet Inc Class A	COM	02079K305	666	249	SH		SOLE		0	0	249
Alphabet Inc Class C	COM	02079K107	536	201	SH		SOLE		0	0	201
Altera Corp	COM	021369103	14	200	SH		SOLE		0	0	200
Altria Group Inc	COM	02209S103	14	305	SH		SOLE		0	0	305
Amazon.com Inc	COM	023135106	3,573	1,088	SH		SOLE		0	0	1,088
American Eagle Outfitters	COM	02553E106	403	15,622	SH		SOLE		0	0	15,622
American Electric Power Company Inc	COM	025537101	8	100	SH		SOLE		0	0	100
American Express Co	COM	025816109	515	3,076	SH		SOLE		0	0	3,076
American International Group Inc	COM	026874784	3	59	SH		SOLE		0	0	59
American Tower Corp A	COM	03027X100	27	101	SH		SOLE		0	0	101
American Water Works Co.	COM	030420103	14	80	SH		SOLE		0	0	80
AmerisourceBergen Corp	COM	03073E105	45	375	SH		SOLE		0	0	375
Amgen Inc	COM	031162100	283	1,331	SH		SOLE		0	0	1,331
Anthem Inc Com	COM	036752103	121	323	SH		SOLE		0	0	323
Api Group Corp	COM	00187Y100	8	400	SH		SOLE		0	0	400
Apollo Global Mgmt	COM	03768E105	4	66	SH		SOLE		0	0	66
Apple Inc	COM	037833100	19,347	136,728	SH		SOLE		0	0	136,728
ARK Fintech Innovation ETF	ETF	00214Q708	0	10	SH		SOLE		0	0	10
ARK Innovation ETF	ETF	00214Q104	0	4	SH		SOLE		0	0	4
ARK Next Generation Internet ETF	ETF	00214Q401	14	100	SH		SOLE		0	0	100
Arthur J Gallagher & Co	COM	363576109	223	1,503	SH		SOLE		0	0	1,503
Ascendis Pharma A/S Spon Adr Each Rep 1	COM	04351P101	77	481	SH		SOLE		0	0	481
ASML Holding NV	COM	N07059210	1	2	SH		SOLE		0	0	2
AT&T Corp	COM	00206R102	130	4,805	SH		SOLE		0	0	4,805
ATAI Life Sciences NV	COM	N0731H103	15	1,000	SH		SOLE		0	0	1,000
Autodesk Inc	COM	052769106	117	410	SH		SOLE		0	0	410
Automatic Data Processing	COM	053015103	14	68	SH		SOLE		0	0	68
AvalonBay Communities Inc	COM	053484101	7	31	SH		SOLE		0	0	31
Avery Dennison Corp	COM	053611109	45	215	SH		SOLE		0	0	215
Avista Corp	COM	05379B107	10	263	SH		SOLE		0	0	263
Bank Marin Corte Madera Ca	COM	063425102	94	2,490	SH		SOLE		0	0	2,490
Bank of America Corp	COM	060505104	37	879	SH		SOLE		0	0	879
Bar Harbor Bankshare	COM	066849100	88	3,150	SH		SOLE		0	0	3,150
Baxter International Inc	COM	071813109	19	231	SH		SOLE		0	0	231
Becton Dickinson & Co	COM	075887109	76	309	SH		SOLE		0	0	309
Berkshire Hathaway Cl B	COM	084670702	1,534	5,621	SH		SOLE		0	0	5,621
Beyond Meat Inc	COM	08862E109	6	53	SH		SOLE		0	0	53
Biogen IDEC Inc	COM	09062X103	23	80	SH		SOLE		0	0	80
Biomarin Pharmaceutical	COM	09061G101	112	1,450	SH		SOLE		0	0	1,450
Bitcoin Services Inc	COM	09173Y107	0	2,300	SH		SOLE		0	0	2,300
Blackrock Inc	COM	09247X101	34	40	SH		SOLE		0	0	40
Blackstone Group Lp	COM	09260D107	217	1,866	SH		SOLE		0	0	1,866
Bnk Of Mon Mcrsct Fng	COM	063679872	166	5,000	SH		SOLE		0	0	5,000
Boeing Co	COM	097023105	432	1,963	SH		SOLE		0	0	1,963
Booking Holdings Inc	COM	09857L108	12	5	SH		SOLE		0	0	5
Boston Properties Inc	COM	101121101	1	13	SH		SOLE		0	0	13
BP PLC ADR	COM	055622104	24	894	SH		SOLE		0	0	894
Bristol-Myers Squibb Co	COM	110122108	250	4,225	SH		SOLE		0	0	4,225
Broadcom Inc	COM	11135F101	67	138	SH		SOLE		0	0	138
Broadridge Financial Solutions	COM	11133T103	27	164	SH		SOLE		0	0	164
Brunswick Corp 6.62500pcnt 01/15/2049 PFD	PFD	117043505	22	800	SH		SOLE		0	0	800
Brunswick Corp SR Notes 48 6.50000pcnt 10/15/2048 PFD	PFD	117043406	114	4,000	SH		SOLE		0	0	4,000
Bumble Inc Ordinary Shares Class A	COM	12047B105	1	14	SH		SOLE		0	0	14
Cannabics Pharmaceuticals Inc	COM	13764M100	0	1,000	SH		SOLE		0	0	1,000
Cannabis Science Inc	COM	137648101	0	10,000	SH		SOLE		0	0	10,000
Cardinal Health Inc	COM	14149Y108	2	43	SH		SOLE		0	0	43
Cardiol Therapeutics Inc Class A	COM	14161Y200	23	5,500	SH		SOLE		0	0	5,500
CarMax Inc	COM	143130102	0	3	SH		SOLE		0	0	3
Carnival Corp	COM	143658300	2	75	SH		SOLE		0	0	75
Carrier Global Corp	COM	14448C104	16	300	SH		SOLE		0	0	300
Carvana Co Class A	COM	146869102	3	9	SH		SOLE		0	0	9
Caterpillar Inc	COM	149123101	19	100	SH		SOLE		0	0	100
Cdw Corp	COM	12514G108	41	225	SH		SOLE		0	0	225
Charles Schwab Corp	COM	808513105	710	9,749	SH		SOLE		0	0	9,749
Charlottes Web Holdings Inc Ordinary Shares	COM	16106R109	0	23	SH		SOLE		0	0	23
Chestnut Str Exchang Fd Sh Partnership N	COM	166668103	510	538	SH		SOLE		0	0	538
Chevron Texaco Corp	COM	166764100	259	2,551	SH		SOLE		0	0	2,551
Chipotle Mexican Grill	COM	169656105	2	1	SH		SOLE		0	0	1
Church & Dwight Company Inc	COM	171340102	48	580	SH		SOLE		0	0	580
Cigna Corp	COM	125523100	15	76	SH		SOLE		0	0	76
Cisco Systems Inc	COM	17275R102	365	6,715	SH		SOLE		0	0	6,715
Citigroup Inc	COM	172967424	56	800	SH		SOLE		0	0	800
Clorox Co	COM	189054109	153	924	SH		SOLE		0	0	924
Coca Cola Co	COM	191216100	214	4,070	SH		SOLE		0	0	4,070
Coinbase Global Inc	COM	19260Q107	1	3	SH		SOLE		0	0	3
Colgate-Palmolive Co	COM	194162103	116	1,533	SH		SOLE		0	0	1,533
Comcast Corp A	COM	20030N101	245	4,384	SH		SOLE		0	0	4,384
Communication Services Sel Sect SPDRETF	ETF	81369Y852	36	453	SH		SOLE		0	0	453
Community Invt Group Ltd	COM	20371Q101	0	945	SH		SOLE		0	0	945
Compass Pathways PLC ADR	COM	20451W101	4	150	SH		SOLE		0	0	150
Concord E F S Inc	COM	150870103	22	147	SH		SOLE		0	0	147
ConocoPhillips	COM	20825C104	43	630	SH		SOLE		0	0	630
Consolidated Edison Inc	COM	209115104	186	2,564	SH		SOLE		0	0	2,564
Constellation Brands A	COM	21036P108	31	146	SH		SOLE		0	0	146
Consumer Discret Sel Sect SPDR ETF	ETF	81369Y407	37	208	SH		SOLE		0	0	208
Consumer Staples Select Sector SPDR ETF	ETF	81369Y308	55	798	SH		SOLE		0	0	798
Core Laboratories	COM	N22717107	12	420	SH		SOLE		0	0	420
Coresite Rlty Corp Com	COM	21870Q105	14	100	SH		SOLE		0	0	100
Corning Inc	COM	219350105	5	133	SH		SOLE		0	0	133
Corteva Inc	COM	22052L104	23	546	SH		SOLE		0	0	546
CoStar Group	COM	22160N109	1	10	SH		SOLE		0	0	10
Costco Wholesale Corp	COM	22160K105	791	1,761	SH		SOLE		0	0	1,761
Coty Inc	COM	222070203	0	46	SH		SOLE		0	0	46
Coursera Inc	COM	22266M104	1	28	SH		SOLE		0	0	28
Crowdstrike Hldgs Inc	COM	22788C105	0	2	SH		SOLE		0	0	2
Crown Castle International Corp	COM	22822V101	5	26	SH		SOLE		0	0	26
CSX Corp	COM	126408103	45	1,509	SH		SOLE		0	0	1,509
CyrusOne Inc	COM	23283R100	13	173	SH		SOLE		0	0	173
D X C Technology Com	COM	23355L106	6	164	SH		SOLE		0	0	164
Dalrada Financial Corp	COM	235496403	4	14,400	SH		SOLE		0	0	14,400
Danaher Corp	COM	235851102	2	7	SH		SOLE		0	0	7
Dell Inc	COM	24703L202	69	663	SH		SOLE		0	0	663
Deutsche Telekom AG	COM	251566105	5	250	SH		SOLE		0	0	250
DexCom Inc	COM	252131107	19	35	SH		SOLE		0	0	35
DFA TA World ex US Core Equity I	COM	25434V880	98	3,780	SH		SOLE		0	0	3,780
DFA Tax-Managed International Value	COM	25434V807	2,670	81,545	SH		SOLE		0	0	81,545
Diadexus Inc New Com New	COM	25245P205	0	6	SH		SOLE		0	0	6
Diamonds TRUST Series I	ETF	78467X109	107	315	SH		SOLE		0	0	315
Digital Realty Trust Inc	COM	253868103	25	175	SH		SOLE		0	0	175
Dimensional Emerging Core Equity Mkt ETF	ETF	25434V302	385	14,132	SH		SOLE		0	0	14,132
Dimensional International Cr Eq Mkt ETF	ETF	25434V203	762	26,360	SH		SOLE		0	0	26,360
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	141,572	5,328,266	SH		SOLE		0	0	5,328,266
Dimensional U.S. Small Cap ETF	ETF	25434V500	2,978	51,788	SH		SOLE		0	0	51,788
Dimensional U.S. Targeted Value ETF	ETF	25434V609	97	2,188	SH		SOLE		0	0	2,188
Discover Financial Services LLC	COM	254709108	22	180	SH		SOLE		0	0	180
Docusign Inc	COM	256163106	1	4	SH		SOLE		0	0	4
Dollar General Corp	COM	256677105	1	5	SH		SOLE		0	0	5
Domino's Pizza	COM	25754A201	48	100	SH		SOLE		0	0	100
DoorDash Inc	COM	25809K105	5	25	SH		SOLE		0	0	25
Dow Chemical Co	COM	260557103	32	549	SH		SOLE		0	0	549
DPS Lehman Brothers Holdings NV	COM	525ESC711	0	1,500	SH		SOLE		0	0	1,500
Duke Energy Corp	COM	26441C204	62	640	SH		SOLE		0	0	640
Dupont De Nemours Inc	COM	26614N102	31	462	SH		SOLE		0	0	462
Ecolab Inc	COM	278865100	58	277	SH		SOLE		0	0	277
Edgewell Pers Care Co Com	COM	28035Q102	16	441	SH		SOLE		0	0	441
Edison International	COM	281020107	2	41	SH		SOLE		0	0	41
Edwards Lifesciences Cp	COM	28176E108	161	1,425	SH		SOLE		0	0	1,425
Electronics Arts	COM	285512109	11	75	SH		SOLE		0	0	75
Eli Lilly & Co	COM	532457108	233	1,009	SH		SOLE		0	0	1,009
Emerson Electric Co	COM	291011104	142	1,503	SH		SOLE		0	0	1,503
Emmi AG	COM	H2217C100	69	67	SH		SOLE		0	0	67
Enbridge Inc	COM	29250N105	4	91	SH		SOLE		0	0	91
Energizer Holding Inc	COM	29272W109	17	441	SH		SOLE		0	0	441
Enterprise Products Partners	COM	293792107	131	6,063	SH		SOLE		0	0	6,063
Equity Commonwealth Common Shar	COM	294628102	13	500	SH		SOLE		0	0	500
Equity Lifestyle Properties Inc	COM	29472R108	9	120	SH		SOLE		0	0	120
Equity Residential	COM	29476L107	20	250	SH		SOLE		0	0	250
Essex Properties Trust Inc	COM	297178105	66	207	SH		SOLE		0	0	207
Eutelsat Communications	COM	F3692M128	1	100	SH		SOLE		0	0	100
Evergy Inc	COM	30034W106	17	268	SH		SOLE		0	0	268
Evolent Health Inc	COM	30050B101	16	500	SH		SOLE		0	0	500
Exxon Mobil Corp	COM	30231G102	377	6,403	SH		SOLE		0	0	6,403
Facebook Inc	COM	30303M102	402	1,184	SH		SOLE		0	0	1,184
Fedex Corp	COM	31428X106	38	175	SH		SOLE		0	0	175
Fidelity National Financial Inc	COM	31620R303	7	153	SH		SOLE		0	0	153
Financial Select Sector SPDR ETF	ETF	81369Y605	37	997	SH		SOLE		0	0	997
First Bancorp	COM	318672706	5	392	SH		SOLE		0	0	392
First Republic Bank	COM	33616C100	9	47	SH		SOLE		0	0	47
First Solar Inc	COM	336433107	38	400	SH		SOLE		0	0	400
First Tr Exchange Traded Fd Ny Arca Biot	ETF	33733E203	61	369	SH		SOLE		0	0	369
First Trust NASDAQ Technology Div ETF	ETF	33738R118	61	1,075	SH		SOLE		0	0	1,075
Fiserv Inc	COM	337738108	71	651	SH		SOLE		0	0	651
Five Star Quality Care Inc	COM	33832D205	0	2	SH		SOLE		0	0	2
FlexShares Morningstar Developed Markets ex-US Factor Tilt ETF	ETF	33939L803	683	9,516	SH		SOLE		0	0	9,516
FlexShares Morningstar U.S. Market Factors Tilt ETF	ETF	33939L100	1,583	9,377	SH		SOLE		0	0	9,377
Ford Motor Co	COM	345370860	21	1,500	SH		SOLE		0	0	1,500
Fortune Brands Home & Security	COM	34964C106	10	110	SH		SOLE		0	0	110
Franklin Resources Inc	COM	354613101	42	1,405	SH		SOLE		0	0	1,405
FS Energy & Power Fund BDC	ETF	30264D109	50	14,546	SH		SOLE		0	0	14,546
FS KKR Capital Corp	COM	302635206	32	1,470	SH		SOLE		0	0	1,470
Funko Inc Com Cl A	COM	361008105	0	20	SH		SOLE		0	0	20
General Electric Co	COM	369604301	39	380	SH		SOLE		0	0	380
General Mills Inc	COM	370334104	84	1,405	SH		SOLE		0	0	1,405
General Motors Corp	COM	37045V100	105	2,000	SH		SOLE		0	0	2,000
Gilead Sciences Inc	COM	375558103	0	4	SH		SOLE		0	0	4
Global Payments Inc	COM	37940X102	3	17	SH		SOLE		0	0	17
Global X Fds Rbtcs Artfl Inte	ETF	37954Y715	44	1,200	SH		SOLE		0	0	1,200
Goldman Sachs Group Inc	COM	38141G104	2	5	SH		SOLE		0	0	5
Groupe Bruxelles Lambert S.A.	COM	B4746J115	1	13	SH		SOLE		0	0	13
Haemonetics Corp	COM	405024100	5	72	SH		SOLE		0	0	72
Hain Celestial Group	COM	405217100	26	600	SH		SOLE		0	0	600
HCA Inc	COM	40412C101	2	7	SH		SOLE		0	0	7
Health Care Select Sector SPDR ETF	ETF	81369Y209	41	326	SH		SOLE		0	0	326
Healthcare Realty Trust	COM	421946104	30	1,000	SH		SOLE		0	0	1,000
Healthpeak Pptys Inc	COM	42250P103	7	198	SH		SOLE		0	0	198
Helvetia Holding AG	COM	H3701P102	59	540	SH		SOLE		0	0	540
Hercules Technology Growth Capital	COM	427096508	125	7,505	SH		SOLE		0	0	7,505
Hereuare Inc Xxx	COM	427177100	0	35	SH		SOLE		0	0	35
Hershey Foods Corp	COM	427866108	135	800	SH		SOLE		0	0	800
Hewlett Packard Ente	COM	42824C109	32	2,224	SH		SOLE		0	0	2,224
Hewlett-Packard Co	COM	40434L105	52	1,916	SH		SOLE		0	0	1,916
Hexo Corp	COM	428304307	2	1,000	SH		SOLE		0	0	1,000
Hims & Hers Health Inc Ordinary Shares - Class A	COM	433000106	1	75	SH		SOLE		0	0	75
Home Depot Inc	COM	437076102	402	1,225	SH		SOLE		0	0	1,225
Honeywell International	COM	438516106	37	175	SH		SOLE		0	0	175
Huhtamaki Oyj	COM	X33752100	3	60	SH		SOLE		0	0	60
ICICI Bank Ltd ADR	COM	45104G104	6	308	SH		SOLE		0	0	308
Icon Plc Spon ADR	COM	G4705A100	7	26	SH		SOLE		0	0	26
Illinois Tool Works Inc	COM	452308109	33	162	SH		SOLE		0	0	162
Illumina Inc	COM	452327109	20	50	SH		SOLE		0	0	50
Industrial Select Sector SPDR ETF	ETF	81369Y704	28	289	SH		SOLE		0	0	289
Intel Corp	COM	458140100	138	2,590	SH		SOLE		0	0	2,590
Intelligent Systems	COM	45816D100	20	500	SH		SOLE		0	0	500
IntercontinentalExchange	COM	45866F104	16	140	SH		SOLE		0	0	140
Interface Inc Com	COM	458665304	12	807	SH		SOLE		0	0	807
International Business Machines	COM	459200101	194	1,395	SH		SOLE		0	0	1,395
International Paper Co	COM	460146103	1	21	SH		SOLE		0	0	21
Intuit Inc	COM	461202103	4	8	SH		SOLE		0	0	8
Intuitive Surgical	COM	46120E602	3	3	SH		SOLE		0	0	3
Invesco Dow Jones	ETF	46137V605	9	221	SH		SOLE		0	0	221
Invesco Dynamic Networking ETF	ETF	46137V688	15	165	SH		SOLE		0	0	165
Invesco Exchange Traded Fd Tr Hig Yld Eq	ETF	46137V563	331	16,700	SH		SOLE		0	0	16,700
Invesco Muni Income Opps Trust	ETF	46132X101	159	20,007	SH		SOLE		0	0	20,007
Invesco Optimum Yield Dvrs Cdty Stra No K1 ETF	ETF	46090F100	93	4,415	SH		SOLE		0	0	4,415
Invesco QQQ Trust	ETF	46090E103	1,174	3,280	SH		SOLE		0	0	3,280
Invesco S&P 500 Equal Weight Fincl ETF	ETF	46137V340	6	90	SH		SOLE		0	0	90
Invesco S&P Intl Dev Hi Div Low Vol	ETF	46138E248	57	2,149	SH		SOLE		0	0	2,149
Invesco Water Resources ETF	ETF	46137V142	42	765	SH		SOLE		0	0	765
Iron Mountain Inc	COM	46284V101	39	900	SH		SOLE		0	0	900
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	8	89	SH		SOLE		0	0	89
iShares Barclays Aggregate Bond	ETF	464287226	193	1,678	SH		SOLE		0	0	1,678
Ishares Broad Usd Hg Yld	ETF	46435U853	13	303	SH		SOLE		0	0	303
Ishares Calif Amt Free	ETF	464288356	48	770	SH		SOLE		0	0	770
iShares Core MSCI EAFE ETF	ETF	46432F842	625	8,415	SH		SOLE		0	0	8,415
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	3,709	60,057	SH		SOLE		0	0	60,057
iShares Core S&P 500 ETF	ETF	464287200	6,283	14,583	SH		SOLE		0	0	14,583
iShares Core S&P Small-Cap ETF	ETF	464287804	2,340	21,431	SH		SOLE		0	0	21,431
Ishares Core S&P Total US Stock Market E	ETF	464287150	75	765	SH		SOLE		0	0	765
iShares Core US REIT ETF	ETF	464288521	254	4,332	SH		SOLE		0	0	4,332
iShares Dow Jones Select Dividend	ETF	464287168	718	6,256	SH		SOLE		0	0	6,256
iShares Dow Jones US Energy	ETF	464287796	86	3,029	SH		SOLE		0	0	3,029
iShares Dow Jones US Real Estate	ETF	464287739	302	2,946	SH		SOLE		0	0	2,946
iShares Edge MSCI Min Vol USA Small-Cap ETF	ETF	46435G433	45	1,225	SH		SOLE		0	0	1,225
iShares Emerging Markets Dividend	ETF	464286319	40	1,032	SH		SOLE		0	0	1,032
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	28,259	1,087,708	SH		SOLE		0	0	1,087,708
iShares ESG Aware MSCI USA ETF	ETF	46435G425	5,959	60,525	SH		SOLE		0	0	60,525
iShares ESG MSCI USA Leaders ETF	ETF	46435U218	807	10,683	SH		SOLE		0	0	10,683
iShares ESG U.S. Aggregate Bond ETF	ETF	46435U549	25,551	463,469	SH		SOLE		0	0	463,469
iShares Global Tech ETF	ETF	464287291	15	258	SH		SOLE		0	0	258
iShares Gold Trust	ETF	464285204	51	1,527	SH		SOLE		0	0	1,527
iShares International Dev Prpty ETF	ETF	464288422	5	136	SH		SOLE		0	0	136
iShares International Select Dividend	ETF	464288448	61	1,998	SH		SOLE		0	0	1,998
iShares JP Morgan EM Bond	ETF	464288281	285	2,586	SH		SOLE		0	0	2,586
iShares Lehman Tips	ETF	464287176	57	448	SH		SOLE		0	0	448
iShares Mortgage Real Estate Capped	ETF	46435G342	52	1,430	SH		SOLE		0	0	1,430
iShares MSCI Canada Index	ETF	464286509	47	1,295	SH		SOLE		0	0	1,295
iShares MSCI EAFE ESG ETF	ETF	46435G516	26,252	334,931	SH		SOLE		0	0	334,931
iShares MSCI EAFE ETF	ETF	464287465	2,386	30,580	SH		SOLE		0	0	30,580
iShares MSCI EAFE Growth ETF	ETF	464288885	32	305	SH		SOLE		0	0	305
Ishares Msci Eafe Min	ETF	46429B689	19	254	SH		SOLE		0	0	254
iShares MSCI EAFE Small-Cap ETF	ETF	464288273	50	666	SH		SOLE		0	0	666
iShares MSCI EAFE Value ETF	ETF	464288877	254	5,003	SH		SOLE		0	0	5,003
iShares MSCI Emerging Markets	ETF	464287234	199	3,959	SH		SOLE		0	0	3,959
iShares MSCI Emerging Markets ESG ETF	ETF	46434G863	30,921	746,165	SH		SOLE		0	0	746,165
iShares MSCI Intl Quality Factor	ETF	46434V456	14	357	SH		SOLE		0	0	357
Ishares Msci Intl Value	ETF	46435G409	14	540	SH		SOLE		0	0	540
Ishares Msci Usa	ETF	46434V290	6	119	SH		SOLE		0	0	119
iShares MSCI USA Min Vol Factor ETF	ETF	46429B697	104	1,418	SH		SOLE		0	0	1,418
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	11	63	SH		SOLE		0	0	63
iShares MSCI USA Quality Factor ETF	ETF	46432F339	28,508	216,416	SH		SOLE		0	0	216,416
iShares MSCI USA Value Factor ETF	ETF	46432F388	44	437	SH		SOLE		0	0	437
iShares NASDAQ Biotech	ETF	464287556	15	90	SH		SOLE		0	0	90
iShares Preferred & Income Securities ETF	ETF	464288687	447	11,528	SH		SOLE		0	0	11,528
iShares Russell 1000 Growth	ETF	464287614	819	2,989	SH		SOLE		0	0	2,989
iShares Russell 1000 Index	ETF	464287622	16,777	69,408	SH		SOLE		0	0	69,408
iShares Russell 1000 Value Index	ETF	464287598	3,139	20,059	SH		SOLE		0	0	20,059
iShares Russell 2000	ETF	464287648	168	571	SH		SOLE		0	0	571
iShares Russell 2000 Index	ETF	464287655	1,343	6,141	SH		SOLE		0	0	6,141
iShares Russell 2000 Value Index	ETF	464287630	47	295	SH		SOLE		0	0	295
iShares Russell 3000 Index	ETF	464287689	339	1,331	SH		SOLE		0	0	1,331
iShares Russell Microcap Index	ETF	464288869	483	3,348	SH		SOLE		0	0	3,348
iShares Russell Midcap Blend	ETF	464287499	512	6,542	SH		SOLE		0	0	6,542
iShares Russell Midcap Growth	ETF	464287481	185	1,652	SH		SOLE		0	0	1,652
Ishares Russell Top 200 ETF	ETF	464289446	18	170	SH		SOLE		0	0	170
Ishares Russell Top 200 Growth ETF	ETF	464289438	21	135	SH		SOLE		0	0	135
iShares S&P 100 Index	ETF	464287101	688	3,487	SH		SOLE		0	0	3,487
iShares S&P 400 Growth	ETF	464287606	78	990	SH		SOLE		0	0	990
iShares S&P 500/BARRA Value Index	ETF	464287408	15	100	SH		SOLE		0	0	100
iShares S&P 600 Growth	ETF	464287887	81	620	SH		SOLE		0	0	620
iShares S&P GSCI Commodity-Indexed Trust	ETF	46428R107	4	240	SH		SOLE		0	0	240
iShares S&P Midcap 400 Index	ETF	464287507	269	1,021	SH		SOLE		0	0	1,021
iShares S&P Midcap 400/BARRA Value	ETF	464287705	1,098	10,656	SH		SOLE		0	0	10,656
iShares S&P Smallcap 600/BARRA Value Index	ETF	464287879	178	1,771	SH		SOLE		0	0	1,771
iShares Short-Term National Muni Bd ETF	ETF	464288158	411	3,824	SH		SOLE		0	0	3,824
iShares SP 500 Growth Index	ETF	464287309	470	6,364	SH		SOLE		0	0	6,364
Ishares Tr Cohen & Steer	ETF	464287564	527	8,050	SH		SOLE		0	0	8,050
Ishares Tr Msci Kld400 Soc	ETF	464288570	289	3,470	SH		SOLE		0	0	3,470
iShares Trust - iShares Core U.S. Value ETF	ETF	464287663	349	4,929	SH		SOLE		0	0	4,929
iShares US Medical Devices ETF	ETF	464288810	9	138	SH		SOLE		0	0	138
iStar Financial Inc	COM	45031U101	13	500	SH		SOLE		0	0	500
Iterum Therapeutics PLC	COM	G6333L101	0	400	SH		SOLE		0	0	400
Jazz Pharmaceuticals PLC	COM	G50871105	1	6	SH		SOLE		0	0	6
JM Smuckers Co	COM	832696405	2	17	SH		SOLE		0	0	17
Johnson & Johnson	COM	478160104	1,197	7,412	SH		SOLE		0	0	7,412
JP Morgan Chase & Co	COM	46625H100	128	783	SH		SOLE		0	0	783
Jungfraubahn Holding AG	COM	H44114116	58	392	SH		SOLE		0	0	392
Juno Minerals Ltd Ordinary Shares	COM	Q5134X107	2	17,090	SH		SOLE		0	0	17,090
Jupiter Mines Ltd	COM	Q5135L102	44	279,000	SH		SOLE		0	0	279,000
Keysight Technologies Inc Com	COM	49338L103	3	19	SH		SOLE		0	0	19
Kimberly-Clark Corp	COM	494368103	63	475	SH		SOLE		0	0	475
Kirkland Lake Gold Lim	COM	49741E100	29	700	SH		SOLE		0	0	700
Kroger Co	COM	501044101	14	340	SH		SOLE		0	0	340
L3Harris Technologies Inc	COM	502431109	11	50	SH		SOLE		0	0	50
La Francaise Des Jeux SA Ordinary Shares	COM	F55896108	72	1,400	SH		SOLE		0	0	1,400
Laboratory Corp Of America Holdings	COM	50540R409	35	125	SH		SOLE		0	0	125
Linde plc	COM	G5494J103	72	244	SH		SOLE		0	0	244
Lockheed Martin Corp	COM	539830109	144	416	SH		SOLE		0	0	416
Lowes Companies Inc	COM	548661107	133	654	SH		SOLE		0	0	654
Lululemon Athletica	COM	550021109	59	147	SH		SOLE		0	0	147
Macquarie Group Lt Ord	COM	Q57085104	114	865	SH		SOLE		0	0	865
Macquarie Infrastruc	COM	55608B105	132	3,243	SH		SOLE		0	0	3,243
Macys Inc	COM	55616P104	33	1,453	SH		SOLE		0	0	1,453
Magellan Midstream Partners LP	COM	559080106	16	350	SH		SOLE		0	0	350
Market Vectors High Yield Muni ETF	ETF	92189H409	20,369	326,012	SH		SOLE		0	0	326,012
Market Vectors Intermediate Muni ETF	ETF	92189H201	86	1,678	SH		SOLE		0	0	1,678
Mastercard Inc	COM	57636Q104	143	410	SH		SOLE		0	0	410
Match Group Inc	COM	57667L107	33	209	SH		SOLE		0	0	209
Materials Select Sector SPDR ETF	ETF	81369Y100	18	223	SH		SOLE		0	0	223
McCormick & Co Inc	COM	579780206	29	362	SH		SOLE		0	0	362
McDonalds Corp	COM	580135101	1,258	5,217	SH		SOLE		0	0	5,217
MDU Resources Group	COM	552690109	89	3,000	SH		SOLE		0	0	3,000
Merck Inc	COM	58933Y105	421	5,601	SH		SOLE		0	0	5,601
Metlife Inc	COM	59156R108	3	50	SH		SOLE		0	0	50
MFA Mortgage Investments	COM	55272X102	1	315	SH		SOLE		0	0	315
Mfs Charter Income TRUST	COM	552727109	13	1,500	SH		SOLE		0	0	1,500
MFS Multi-Market Income	COM	552737108	13	2,000	SH		SOLE		0	0	2,000
Micro Focus International	COM	594837403	1	218	SH		SOLE		0	0	218
Microchip Technology Inc	COM	595017104	70	456	SH		SOLE		0	0	456
Micron Technology Inc	COM	595112103	92	1,300	SH		SOLE		0	0	1,300
MicroSectors FANG ETN	COM	06368B504	12	400	SH		SOLE		0	0	400
Microsoft Corp	COM	594918104	7,369	26,140	SH		SOLE		0	0	26,140
Mid Cap SPDR Trust	ETF	78467Y107	597	1,242	SH		SOLE		0	0	1,242
Moderna Inc	COM	60770K107	15	40	SH		SOLE		0	0	40
Mondelez International Inc	COM	609207105	3	58	SH		SOLE		0	0	58
Mongodb Inc	COM	60937P106	1	3	SH		SOLE		0	0	3
Mr Cooper Group Inc	COM	62482R107	12	300	SH		SOLE		0	0	300
National Beverage Corp	COM	635017106	3	50	SH		SOLE		0	0	50
NCR Corp	COM	62886E108	2	50	SH		SOLE		0	0	50
Neptune Technologies & Bioressources Inc	COM	64079L105	0	250	SH		SOLE		0	0	250
Nestle SA	COM	641069406	4	30	SH		SOLE		0	0	30
Netflix Inc	COM	64110L106	46	75	SH		SOLE		0	0	75
Neuberger Berman Next Generation Connectivity Fd I	COM	64133Q108	95	5,000	SH		SOLE		0	0	5,000
New Relic Inc	COM	64829B100	41	572	SH		SOLE		0	0	572
NextEra Energy Inc	COM	65339F101	105	1,331	SH		SOLE		0	0	1,331
Nike Inc	COM	654106103	572	3,939	SH		SOLE		0	0	3,939
Nobel Corp New Tranche 3 Wt Exp 02/05/2026	COM	G6610J134	0	132	SH		SOLE		0	0	132
Noble International	COM	74348A467	55	625	SH		SOLE		0	0	625
Nordstrom Inc	COM	655664100	12	460	SH		SOLE		0	0	460
Norfolk Southern Corp	COM	655844108	217	907	SH		SOLE		0	0	907
Northrop Grumman Corp	COM	666807102	21	57	SH		SOLE		0	0	57
Novartis AG ADR	COM	66987V109	18	217	SH		SOLE		0	0	217
Novo Nordisk A/S ADR	COM	670100205	52	545	SH		SOLE		0	0	545
Nucor Corp	COM	670346105	84	854	SH		SOLE		0	0	854
Nuveen CA AMT - Free Quality Muni Inc	ETF	670651108	28	1,700	SH		SOLE		0	0	1,700
Nuveen CA Muni Value	ETF	67062C107	21	1,972	SH		SOLE		0	0	1,972
Nuveen ESG US Aggregate Bond ETF	ETF	67092P870	38	1,470	SH		SOLE		0	0	1,470
Nvidia Corp	COM	67066G104	950	4,588	SH		SOLE		0	0	4,588
NXP Semiconductors NV	COM	N6596X109	10	49	SH		SOLE		0	0	49
OFG Bancorp	COM	67103X102	22	864	SH		SOLE		0	0	864
Old Republic International Corp	COM	680223104	27	1,187	SH		SOLE		0	0	1,187
Omeros Corp	COM	682143102	17	1,250	SH		SOLE		0	0	1,250
ON Semiconductor Corp	COM	682189105	23	500	SH		SOLE		0	0	500
Opendoor Technologies Inc	COM	683712103	5	250	SH		SOLE		0	0	250
Oracle Corp	COM	68389X105	525	6,031	SH		SOLE		0	0	6,031
Organon & Co.	COM	68622V106	17	518	SH		SOLE		0	0	518
Otis Worldwide Corp	COM	68902V107	14	165	SH		SOLE		0	0	165
Paccar Inc	COM	693718108	92	1,162	SH		SOLE		0	0	1,162
Palantir Technologies Inc Ordinary Shares - Class A	COM	69608A108	36	1,500	SH		SOLE		0	0	1,500
Paypal Hldgs Inc Com	COM	70450Y103	53	203	SH		SOLE		0	0	203
Peloton Interactive Inc	COM	70614W100	12	137	SH		SOLE		0	0	137
PepsiCo Inc	COM	713448108	343	2,281	SH		SOLE		0	0	2,281
Pfizer Inc	COM	717081103	243	5,648	SH		SOLE		0	0	5,648
Philip Morris International	COM	718172109	41	437	SH		SOLE		0	0	437
Phillips Inc	COM	718546104	22	315	SH		SOLE		0	0	315
Physicians Realty Trust	COM	71943U104	6	340	SH		SOLE		0	0	340
PIMCO CA Municipal Income III	COM	72201C109	44	4,000	SH		SOLE		0	0	4,000
Pimco Etf TRUST Total Return Active Exch	ETF	72201R775	207	1,875	SH		SOLE		0	0	1,875
Pinterest Inc	COM	72352L106	1	27	SH		SOLE		0	0	27
Pioneer Natural Resources Co	COM	723787107	2	15	SH		SOLE		0	0	15
Plug Power Inc	COM	72919P202	1	24	SH		SOLE		0	0	24
PNC Financial Services Group Inc	COM	693475105	41	211	SH		SOLE		0	0	211
Popular Inc	COM	733174700	115	1,481	SH		SOLE		0	0	1,481
Poshmark Inc Ordinary Shares - Class A	COM	73739W104	2	100	SH		SOLE		0	0	100
Powershares Emerging Markets Debt ETF	ETF	46138E784	41,694	1,563,341	SH		SOLE		0	0	1,563,341
Powershares FTSE RAFI 1500	ETF	46137V597	3,726	20,416	SH		SOLE		0	0	20,416
Powershares FTSE RAFI Dev Markets ex-US	ETF	46138E743	2,450	52,274	SH		SOLE		0	0	52,274
Powershares FTSE RAFI US 1000	ETF	46137V613	8,631	54,504	SH		SOLE		0	0	54,504
Powershares Info Tech ETF	ETF	46138E115	21	150	SH		SOLE		0	0	150
Powershares Nasdaq Internet	ETF	46137V530	366	1,536	SH		SOLE		0	0	1,536
PowerShares Preferred Portfolio	ETF	46138E511	61	4,027	SH		SOLE		0	0	4,027
PowerShares S&P Low Volatility	ETF	46138E354	61	1,000	SH		SOLE		0	0	1,000
PPG Industries Inc	COM	693506107	5	32	SH		SOLE		0	0	32
Principal Financial Group	COM	74251V102	10	159	SH		SOLE		0	0	159
Procter & Gamble Co	COM	742718109	1,069	7,649	SH		SOLE		0	0	7,649
ProShares Ultra Financials 2X	ETF	74347X633	475	7,503	SH		SOLE		0	0	7,503
ProShares UltraPro QQQ	ETF	74347X831	25	200	SH		SOLE		0	0	200
Public Service Enterprise Group	COM	744573106	13	211	SH		SOLE		0	0	211
Public Storage Inc	COM	74460D109	32	109	SH		SOLE		0	0	109
Qualcomm Inc	COM	747525103	58	448	SH		SOLE		0	0	448
Quest Diagnostic Inc	COM	74834L100	28	195	SH		SOLE		0	0	195
Raytheon Technologies Co	COM	75513E101	43	499	SH		SOLE		0	0	499
Realty Income Corp	COM	756109104	1,195	18,428	SH		SOLE		0	0	18,428
Roblox Corp Ordinary Shares - Class A	COM	771049103	12	153	SH		SOLE		0	0	153
Roche Holding Ltd ADR	COM	771195104	3	60	SH		SOLE		0	0	60
Rockwell Automation Inc	COM	773903109	126	430	SH		SOLE		0	0	430
Roku Inc Cl A	COM	77543R102	31	100	SH		SOLE		0	0	100
Roper Industries Inc	COM	776696106	1	2	SH		SOLE		0	0	2
Ross Stores Inc	COM	778296103	37	337	SH		SOLE		0	0	337
Royal Dutch Shell PLC ADR Class A	COM	780259206	9	207	SH		SOLE		0	0	207
Royal Dutch Shell PLC ADR Class B	COM	780259107	89	2,000	SH		SOLE		0	0	2,000
S & P Global Inc	COM	78409V104	2	4	SH		SOLE		0	0	4
Salesforce.com	COM	79466L302	33	121	SH		SOLE		0	0	121
SAP Aktiengesell ADR	COM	803054204	7	50	SH		SOLE		0	0	50
Schlumberger NV	COM	806857108	24	800	SH		SOLE		0	0	800
Schw Intl Scap Etf	ETF	808524888	51	1,239	SH		SOLE		0	0	1,239
Schwab 1000 ETF	ETF	808524722	8	193	SH		SOLE		0	0	193
Schwab Emerging Market Equities ETF	ETF	808524706	186	6,111	SH		SOLE		0	0	6,111
Schwab International Equity ETF	ETF	808524805	257	6,632	SH		SOLE		0	0	6,632
Schwab U.S. TIPS	ETF	808524870	124	1,975	SH		SOLE		0	0	1,975
Schwab US Aggregate Bond ETF	ETF	808524839	40	746	SH		SOLE		0	0	746
Schwab US Broad Market ETF	ETF	808524102	51	494	SH		SOLE		0	0	494
Schwab US Dividend Equity	ETF	808524797	223	3,005	SH		SOLE		0	0	3,005
Schwab US Mid Cap Etf	ETF	808524508	22	290	SH		SOLE		0	0	290
Schwab US REIT ETF	ETF	808524847	10	210	SH		SOLE		0	0	210
Schwab US Small Cap ETF	ETF	808524607	82	820	SH		SOLE		0	0	820
SCP Pool Corp	COM	73278L105	17	38	SH		SOLE		0	0	38
SEI Investments Co	COM	784117103	71	1,200	SH		SOLE		0	0	1,200
Sempra Energy	COM	816851109	106	840	SH		SOLE		0	0	840
Servicenow Inc Com	COM	81762P102	44	70	SH		SOLE		0	0	70
Sherwin Williams Co	COM	824348106	43	153	SH		SOLE		0	0	153
Shopify Inc	COM	82509L107	221	163	SH		SOLE		0	0	163
Sibanye Stillwater Ltd ADR	COM	82575P107	46	3,700	SH		SOLE		0	0	3,700
Si-Bone Inc	COM	825704109	71	3,326	SH		SOLE		0	0	3,326
Simon Property Group Inc	COM	828806109	21	159	SH		SOLE		0	0	159
Skyworks Solutions Inc	COM	83088M102	47	288	SH		SOLE		0	0	288
Snap Inc Cl A	COM	83304A106	4	56	SH		SOLE		0	0	56
SoftBank Group Corp	COM	J75963108	12	200	SH		SOLE		0	0	200
SonoSite Inc	COM	83570H108	3	100	SH		SOLE		0	0	100
Southwest Airlines Co.	COM	844741108	8	150	SH		SOLE		0	0	150
SPDR Blmbg Barclays High Yield Bd ETF	ETF	78468R622	70,953	648,803	SH		SOLE		0	0	648,803
SPDR DJ Wilshire International RE	ETF	78463X863	101	2,836	SH		SOLE		0	0	2,836
SPDR Dow Jones Global RE	ETF	78463X749	262	5,122	SH		SOLE		0	0	5,122
SPDR Dow Jones REIT	ETF	78464A607	441	4,188	SH		SOLE		0	0	4,188
SPDR Gold MiniShares	ETF	98149E204	60	3,417	SH		SOLE		0	0	3,417
SPDR Gold Shares	ETF	78463V107	24	146	SH		SOLE		0	0	146
SPDR Nuveen Barclays ST Muni Bond ETF	ETF	78468R739	294	5,947	SH		SOLE		0	0	5,947
SPDR Nuveen S&P High Yield Municipal Bond	ETF	78464A284	86,677	1,445,829	SH		SOLE		0	0	1,445,829
SPDR S&P 500 ETF Trust	ETF	78462F103	3,891	9,068	SH		SOLE		0	0	9,068
Spdr S&P 500 Growth Etf	ETF	78464A409	230	3,600	SH		SOLE		0	0	3,600
Spdr S&P 600 Small Cap	ETF	78464A201	12	136	SH		SOLE		0	0	136
SPDR S&P Dividend	ETF	78464A763	138	1,170	SH		SOLE		0	0	1,170
SPDR S&P Intl Small Cap ETF	ETF	78463X871	1,231	31,978	SH		SOLE		0	0	31,978
Spdr Ser Tr S&P Biotech Etf	ETF	78464A870	196	1,561	SH		SOLE		0	0	1,561
SPDR SSGA Gender Diversity ETF	ETF	78468R747	1	10	SH		SOLE		0	0	10
SPDR Blmbg Barclays 1-3 Mth T-Bill	COM	78468R663	104	1,136	SH		SOLE		0	0	1,136
Spectra Energy Corp	COM	81141R100	4	13	SH		SOLE		0	0	13
Square Inc	COM	852234103	94	390	SH		SOLE		0	0	390
Stag Industrial Inc	COM	85254J102	12	305	SH		SOLE		0	0	305
Starbucks	COM	855244109	1,122	10,171	SH		SOLE		0	0	10,171
Stryker Corp	COM	863667101	41	156	SH		SOLE		0	0	156
Suncor Energy Inc	COM	867224107	3	165	SH		SOLE		0	0	165
Susglobal Energy Corp	COM	86909W100	1	5,000	SH		SOLE		0	0	5,000
Synopsys Inc	COM	871607107	45	149	SH		SOLE		0	0	149
T Rowe Price Group Inc	COM	74144T108	46	233	SH		SOLE		0	0	233
Take Two Interactive Software	COM	874054109	5	35	SH		SOLE		0	0	35
Targa Resources Corp	COM	87612G101	6	124	SH		SOLE		0	0	124
Target Corp	COM	87612E106	161	705	SH		SOLE		0	0	705
Techne Corp	COM	09073M104	65	134	SH		SOLE		0	0	134
Technology SPDR	ETF	81369Y803	198	1,323	SH		SOLE		0	0	1,323
Telefonica SA	COM	879382208	7	1,510	SH		SOLE		0	0	1,510
Temenos AG	COM	H8547Q107	39	285	SH		SOLE		0	0	285
Tencent Holdings	COM	88032Q109	3	52	SH		SOLE		0	0	52
Tesla Motors Inc	COM	88160R101	275	355	SH		SOLE		0	0	355
Texas Instruments Inc	COM	882508104	7	34	SH		SOLE		0	0	34
Thermo Electron Corp	COM	883556102	68	119	SH		SOLE		0	0	119
TJX Companies Inc	COM	872540109	13	200	SH		SOLE		0	0	200
Travel and Leisure Co	COM	894164102	1	11	SH		SOLE		0	0	11
Travelers Companies Inc	COM	89417E109	3	22	SH		SOLE		0	0	22
Trex Company Inc	COM	89531P105	2	20	SH		SOLE		0	0	20
Tri Continental Cf	COM	895436103	10	300	SH		SOLE		0	0	300
Trucept Inc	COM	89778T109	7	60,000	SH		SOLE		0	0	60,000
Twitter Inc.	COM	90184L102	1	10	SH		SOLE		0	0	10
Two Harbors Investment Corp	COM	90187B408	10	1,533	SH		SOLE		0	0	1,533
Uber Technologies Inc	COM	90353T100	1	25	SH		SOLE		0	0	25
Union Pacific Corp	COM	907818108	295	1,507	SH		SOLE		0	0	1,507
United Dominion Realty Inc	COM	902653104	8	158	SH		SOLE		0	0	158
United Parcel Service B	COM	911312106	125	687	SH		SOLE		0	0	687
UnitedHealth Group Inc	COM	91324P102	341	872	SH		SOLE		0	0	872
Upstart Holdings Inc Ordinary Shares	COM	91680M107	3	11	SH		SOLE		0	0	11
US Bancorp	COM	902973304	299	5,024	SH		SOLE		0	0	5,024
Utilities Select Sector SPDR ETF	ETF	81369Y886	9	142	SH		SOLE		0	0	142
Vail Resorts Inc	COM	91879Q109	67	200	SH		SOLE		0	0	200
Valero Energy Corp	COM	91913Y100	7	100	SH		SOLE		0	0	100
VanEck Vectors Gold Miners ETF	ETF	92189F106	1	35	SH		SOLE		0	0	35
Vanguard Bond Index ETF	ETF	921937835	251	2,937	SH		SOLE		0	0	2,937
Vanguard Dividend Appreciation ETF	ETF	921908844	161	1,047	SH		SOLE		0	0	1,047
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	912	14,969	SH		SOLE		0	0	14,969
Vanguard FTSE All-World ex US Small ETF	ETF	922042718	131	979	SH		SOLE		0	0	979
Vanguard FTSE Emerging Markets ETF	ETF	922042858	1,588	31,746	SH		SOLE		0	0	31,746
Vanguard Global ex-US Real Est ETF	ETF	922042676	149	2,643	SH		SOLE		0	0	2,643
Vanguard High Dividend	ETF	921946406	144	1,391	SH		SOLE		0	0	1,391
Vanguard Info Technology	ETF	92204A702	40	100	SH		SOLE		0	0	100
Vanguard Interm-Term Corp Bd ETF	ETF	92206C870	14	144	SH		SOLE		0	0	144
Vanguard Large Cap ETF	ETF	922908637	658	3,273	SH		SOLE		0	0	3,273
Vanguard Large Growth ETF	ETF	922908736	448	1,545	SH		SOLE		0	0	1,545
Vanguard Midcap ETF	ETF	922908629	668	2,820	SH		SOLE		0	0	2,820
Vanguard MSCI EAFE ETF	ETF	921943858	4,354	86,238	SH		SOLE		0	0	86,238
Vanguard REIT Index ETF	ETF	922908553	6,426	63,136	SH		SOLE		0	0	63,136
Vanguard S&P 500 ETF	ETF	922908363	984	2,494	SH		SOLE		0	0	2,494
Vanguard S&P Small Cap	ETF	921932778	12	68	SH		SOLE		0	0	68
Vanguard S&P Small Cap	ETF	921932828	43	214	SH		SOLE		0	0	214
Vanguard Scottsdale Fds Vanguard Russell	ETF	92206C680	142	2,015	SH		SOLE		0	0	2,015
Vanguard Sector Index Fds Vanguard Healt	ETF	92204A504	30	120	SH		SOLE		0	0	120
Vanguard Short Term Bond Index	ETF	921937827	40	490	SH		SOLE		0	0	490
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	102,892	1,248,541	SH		SOLE		0	0	1,248,541
Vanguard Short-Term Infl-Prot Secs ETF	ETF	922020805	68	1,285	SH		SOLE		0	0	1,285
Vanguard Small Cap ETF	ETF	922908751	904	4,135	SH		SOLE		0	0	4,135
Vanguard Small Cap Growth	ETF	922908595	146	520	SH		SOLE		0	0	520
Vanguard Small Cap Value ETF	ETF	922908611	135	800	SH		SOLE		0	0	800
Vanguard Tax Exempt Bond ETF	ETF	922907746	35,097	640,799	SH		SOLE		0	0	640,799
Vanguard Total Internatl	ETF	92203J407	4	69	SH		SOLE		0	0	69
Vanguard Total Intl Stock Idx ETF	ETF	921909768	17	274	SH		SOLE		0	0	274
Vanguard Total Stock Market ETF	ETF	922908769	4,996	22,498	SH		SOLE		0	0	22,498
Vanguard Total World Stock ETF	ETF	922042742	776	7,618	SH		SOLE		0	0	7,618
Vanguard Value ETF	ETF	922908744	2,366	17,478	SH		SOLE		0	0	17,478
Vanguard World Mega Cap Growth ETF	ETF	921910816	64	271	SH		SOLE		0	0	271
Verizon Communications	COM	92343V104	232	4,296	SH		SOLE		0	0	4,296
Viacomcbs Inc	COM	92556H206	33	825	SH		SOLE		0	0	825
Viatris Inc Com	COM	92556V106	0	24	SH		SOLE		0	0	24
VICI Properties Inc Ordinary Shares	COM	925652109	11	393	SH		SOLE		0	0	393
Victory Capital Holdings Inc Class A	COM	92645B103	14	400	SH		SOLE		0	0	400
VictoryShares US SmCp Hi Div Vol Wtd ETF	ETF	92647N873	6	105	SH		SOLE		0	0	105
Visa Inc	COM	92826C839	276	1,238	SH		SOLE		0	0	1,238
Vodafone Group Plc Adr	COM	92857W308	4	250	SH		SOLE		0	0	250
Vulcan Materials Co	COM	929160109	3	19	SH		SOLE		0	0	19
W P Carey Inc	COM	92936U109	7	92	SH		SOLE		0	0	92
Wal-Mart Stores Inc	COM	931142103	85	611	SH		SOLE		0	0	611
Walt Disney	COM	254687106	639	3,776	SH		SOLE		0	0	3,776
Washington Mutual Inc Escrow From Cusip	COM	939ESC968	0	214	SH		SOLE		0	0	214
Waste Management Inc	COM	94106L109	19	126	SH		SOLE		0	0	126
Wells Fargo & Co	COM	949746101	52	1,113	SH		SOLE		0	0	1,113
Welltower Inc	COM	95040Q104	75	910	SH		SOLE		0	0	910
WestAmerica Corp	COM	95709H304	0	180	SH		SOLE		0	0	180
Westrock Company	COM	96145D105	85	1,700	SH		SOLE		0	0	1,700
Weyerhaeuser Co	COM	962166104	34	960	SH		SOLE		0	0	960
Williams Companies	COM	969457100	4	160	SH		SOLE		0	0	160
WisdomTree International Small Cap	ETF	97717W760	457	6,162	SH		SOLE		0	0	6,162
Wisdomtree Large Cap Div	ETF	97717W307	204	1,710	SH		SOLE		0	0	1,710
Wisdomtree Tr US Smallcap Divd	ETF	97717W604	50	1,626	SH		SOLE		0	0	1,626
Wise PLC Ord	COM	G97229101	15	1,014	SH		SOLE		0	0	1,014
World Acceptance Corp	COM	981419104	19	100	SH		SOLE		0	0	100
Worthington Industries Inc	COM	981811102	12	220	SH		SOLE		0	0	220
Wsdmtree Emrg Mkts	COM	97717W281	53	993	SH		SOLE		0	0	993
Yeti Holdings Incorporat	COM	98585X104	69	800	SH		SOLE		0	0	800
Zillow Group Inc	COM	98954M200	12	140	SH		SOLE		0	0	140
Zimmer Holdings Inc	COM	98956P102	34	230	SH		SOLE		0	0	230
Zoetis Inc	COM	98978V103	55	284	SH		SOLE		0	0	284
Zoom Video Communication	COM	98980L101	4	17	SH		SOLE		0	0	17