Private Ocean 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3d Printing ETF	ETF	00214Q500	779	38	SH		SOLE		0	0	38
3M Co	COM	88579Y101	172,565	1,439	SH		SOLE		0	0	1,439
Abbott Laboratories	COM	002824100	144,374	1,315	SH		SOLE		0	0	1,315
AbbVie Inc	COM	00287Y109	439,418	2,719	SH		SOLE		0	0	2,719
Accenture PLC Class A	COM	G1151C101	137,957	517	SH		SOLE		0	0	517
Adobe Systems Inc	COM	00724F101	89,181	265	SH		SOLE		0	0	265
Advance Auto Parts Inc	COM	00751Y106	1,618	11	SH		SOLE		0	0	11
AdvisorShares Focused Equity ETF	ETF	00768Y560	999	21	SH		SOLE		0	0	21
Affirm Holdings Inc Ordinary Shares - Class A	COM	00827B106	18,480	1,911	SH		SOLE		0	0	1,911
AFLAC Inc	COM	001055102	648	9	SH		SOLE		0	0	9
Agilent Technologies Inc	COM	00846U101	20,951	140	SH		SOLE		0	0	140
Agree Realty	COM	008492100	155,911	2,199	SH		SOLE		0	0	2,199
AI Powered Equity ETF	ETF	26924G813	2,849	100	SH		SOLE		0	0	100
Air Products & Chemicals Inc	COM	009158106	7,707	25	SH		SOLE		0	0	25
Alcon Inc	COM	H01301128	2,468	36	SH		SOLE		0	0	36
Allegheny Technologies Inc	COM	01741R102	8,967	301	SH		SOLE		0	0	301
Allstate Corp	COM	020002101	79,462	586	SH		SOLE		0	0	586
Alphabet Inc Class A	COM	02079K305	487,912	5,530	SH		SOLE		0	0	5,530
Alphabet Inc Class C	COM	02079K107	421,468	4,750	SH		SOLE		0	0	4,750
Alpine 4 Holdings, Inc	COM	02083E105	950	1,797	SH		SOLE		0	0	1,797
Altria Group Inc	COM	02209S103	13,942	305	SH		SOLE		0	0	305
Amazon.com Inc	COM	023135106	1,597,342	19,016	SH		SOLE		0	0	19,016
America Movil Sa L ADR	COM	02364W105	25,830	1,420	SH		SOLE		0	0	1,420
American Eagle Outfitters	COM	02553E106	192,523	13,791	SH		SOLE		0	0	13,791
American Electric Power Company Inc	COM	025537101	9,495	100	SH		SOLE		0	0	100
American Express Co	COM	025816109	485,436	3,286	SH		SOLE		0	0	3,286
American Tower Corp A	COM	03027X100	31,412	149	SH		SOLE		0	0	149
American Water Works Co.	COM	030420103	16,005	105	SH		SOLE		0	0	105
Ameriprise Financial Inc	COM	03076C106	16,252	53	SH		SOLE		0	0	53
AmerisourceBergen Corp	COM	03073E105	62,142	375	SH		SOLE		0	0	375
Amgen Inc	COM	031162100	275,247	1,048	SH		SOLE		0	0	1,048
Amphenol Corp	COM	032095101	11,269	148	SH		SOLE		0	0	148
AON Corp	COM	G0403H108	5,703	19	SH		SOLE		0	0	19
Apple Inc	COM	037833100	20,665,667	159,053	SH		SOLE		0	0	159,053
Aptiv Plc	COM	G6095L109	6,799	73	SH		SOLE		0	0	73
Archer Aviation Inc	COM	03945R102	38	20	SH		SOLE		0	0	20
Archer Daniels Midland Co	COM	039483102	1,022	11	SH		SOLE		0	0	11
Arista Networks Inc	COM	040413106	4,854	40	SH		SOLE		0	0	40
ARK Autonomous Technology & Robotics ETF	ETF	00214Q203	575	14	SH		SOLE		0	0	14
ARK Fintech Innovation ETF	ETF	00214Q708	357	25	SH		SOLE		0	0	25
Arthur J Gallagher & Co	COM	363576109	558,155	2,961	SH		SOLE		0	0	2,961
Asana Inc Ordinary Shares - Class A	COM	04342Y104	1,377	100	SH		SOLE		0	0	100
Ascendis Pharma A/S Spon Adr Each Rep 1	COM	04351P101	58,745	481	SH		SOLE		0	0	481
ASML Holding NV	COM	N07059210	2,186	4	SH		SOLE		0	0	4
AT&T Corp	COM	00206R102	39,811	2,163	SH		SOLE		0	0	2,163
Atlassian Corp Plc	COM	049468101	1,545	12	SH		SOLE		0	0	12
Autodesk Inc	COM	052769106	76,617	410	SH		SOLE		0	0	410
Automatic Data Processing	COM	053015103	16,243	68	SH		SOLE		0	0	68
Avery Dennison Corp	COM	053611109	38,915	215	SH		SOLE		0	0	215
Avista Corp	COM	05379B107	11,662	263	SH		SOLE		0	0	263
Ball Corp	COM	058498106	6,035	118	SH		SOLE		0	0	118
Bank Marin Corte Madera Ca	COM	063425102	96,679	2,941	SH		SOLE		0	0	2,941
Bank of America Corp	COM	060505104	39,115	1,181	SH		SOLE		0	0	1,181
Banner	COM	06652V208	28,920	458	SH		SOLE		0	0	458
Baxter International Inc	COM	071813109	11,775	231	SH		SOLE		0	0	231
Becton Dickinson & Co	COM	075887109	76,290	300	SH		SOLE		0	0	300
Berkshire Hathaway Cl B	COM	084670702	1,369,663	4,434	SH		SOLE		0	0	4,434
Biomarin Pharmaceutical	COM	09061G101	150,061	1,450	SH		SOLE		0	0	1,450
Bitcoin Investment Ord	COM	389637109	117	14	SH		SOLE		0	0	14
Bitcoin Services Inc	COM	09173Y107	54	2,300	SH		SOLE		0	0	2,300
Blackrock Inc	COM	09247X101	18,425	26	SH		SOLE		0	0	26
Blackstone Group Lp	COM	09260D107	287,487	3,875	SH		SOLE		0	0	3,875
Boeing Co	COM	097023105	246,923	1,297	SH		SOLE		0	0	1,297
Bright Horizons Family Solutions Inc	COM	109194100	1,136	18	SH		SOLE		0	0	18
Bristol-Myers Squibb Co	COM	110122108	224,844	3,125	SH		SOLE		0	0	3,125
Broadcom Inc	COM	11135F101	61,505	110	SH		SOLE		0	0	110
Broadridge Financial Solutions	COM	11133T103	21,998	164	SH		SOLE		0	0	164
C3.ai, Inc.	COM	12468P104	79	7	SH		SOLE		0	0	7
Cannabics Pharmaceuticals Inc	COM	13764M209	17	9	SH		SOLE		0	0	9
Cannabis Science Inc	COM	137648101	0	10,000	SH		SOLE		0	0	10,000
Canoo Inc.	COM	13803R102	2,460	2,000	SH		SOLE		0	0	2,000
Cardinal Health Inc	COM	14149Y108	3,306	43	SH		SOLE		0	0	43
Cardiol Therapeutics Inc Class A	COM	14161Y200	7,728	15,151	SH		SOLE		0	0	15,151
CarMax Inc	COM	143130102	183	3	SH		SOLE		0	0	3
Carnival Corp	COM	143658300	1,242	154	SH		SOLE		0	0	154
Caterpillar Inc	COM	149123101	35,509	149	SH		SOLE		0	0	149
Cdw Corp	COM	12514G108	40,181	225	SH		SOLE		0	0	225
Charles Schwab Corp	COM	808513105	1,186,676	14,253	SH		SOLE		0	0	14,253
Chestnut Str Exchang Fd Sh Partnership N	COM	166668103	464,569	538	SH		SOLE		0	0	538
Chevron Texaco Corp	COM	166764100	496,671	2,768	SH		SOLE		0	0	2,768
Church & Dwight Company Inc	COM	171340102	46,754	580	SH		SOLE		0	0	580
Cigna Corp	COM	125523100	25,182	76	SH		SOLE		0	0	76
Cisco Systems Inc	COM	17275R102	294,225	6,176	SH		SOLE		0	0	6,176
Coca Cola Co	COM	191216100	146,749	2,307	SH		SOLE		0	0	2,307
Coinbase Global Inc	COM	19260Q107	70,780	2,000	SH		SOLE		0	0	2,000
Colgate-Palmolive Co	COM	194162103	120,786	1,533	SH		SOLE		0	0	1,533
Comcast Corp A	COM	20030N101	158,760	4,540	SH		SOLE		0	0	4,540
Communication Services Sel Sect SPDR ETF	ETF	81369Y852	26,587	554	SH		SOLE		0	0	554
Community Invt Group Ltd	COM	20371Q101	0	945	SH		SOLE		0	0	945
ConocoPhillips	COM	20825C104	74,340	630	SH		SOLE		0	0	630
Consolidated Edison Inc	COM	209115104	196,755	2,065	SH		SOLE		0	0	2,065
Constellation Brands A	COM	21036P108	28,969	125	SH		SOLE		0	0	125
Consumer Discret Sel Sect SPDR ETF	ETF	81369Y407	33,065	256	SH		SOLE		0	0	256
Consumer Staples Select Sector SPDR ETF	ETF	81369Y308	59,193	794	SH		SOLE		0	0	794
Core Laboratories	COM	N22717107	8,514	420	SH		SOLE		0	0	420
Corteva Inc	COM	22052L104	47,124	802	SH		SOLE		0	0	802
Costco Wholesale Corp	COM	22160K105	983,758	2,155	SH		SOLE		0	0	2,155
Coty Inc	COM	222070203	394	46	SH		SOLE		0	0	46
Crown Castle International Corp	COM	22822V101	4,205	31	SH		SOLE		0	0	31
CSX Corp	COM	126408103	25,156	812	SH		SOLE		0	0	812
CVS Caremark Corp	COM	126650100	2,796	30	SH		SOLE		0	0	30
Danaher Corp	COM	235851102	29,462	111	SH		SOLE		0	0	111
Deere & Co	COM	244199105	32,157	75	SH		SOLE		0	0	75
Dell Inc	COM	24703L202	26,666	663	SH		SOLE		0	0	663
DexCom Inc	COM	252131107	2,718	24	SH		SOLE		0	0	24
DFA Dimensional US Marketwide Value ETF	ETF	25434V724	8,316,154	248,392	SH		SOLE		0	0	248,392
DFA TA World ex US Core Equity I	ETF	25434V880	81,890	3,792	SH		SOLE		0	0	3,792
DFA Tax-Managed International Value	ETF	25434V807	2,464,052	81,055	SH		SOLE		0	0	81,055
Diadexus Inc New Com New	COM	25245P205	0	6	SH		SOLE		0	0	6
Diamonds TRUST Series I	ETF	78467X109	106,871	323	SH		SOLE		0	0	323
Digital Realty Trust Inc	COM	253868103	17,548	175	SH		SOLE		0	0	175
Dimensional Emerging Core Equity Mkt ETF	ETF	25434V302	751,591	34,242	SH		SOLE		0	0	34,242
Dimensional International Equity Mkt ETF	ETF	25434V203	1,256,583	50,183	SH		SOLE		0	0	50,183
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	130,745,171	5,384,892	SH		SOLE		0	0	5,384,892
Dimensional U.S. Core Equity Market ETF	ETF	25434V104	15,219,338	563,262	SH		SOLE		0	0	563,262
Dimensional U.S. Small Cap ETF	ETF	25434V500	1,989,139	38,889	SH		SOLE		0	0	38,889
Dimensional U.S. Targeted Value ETF	ETF	25434V609	96,163	2,188	SH		SOLE		0	0	2,188
Discover Financial Services LLC	COM	254709108	17,610	180	SH		SOLE		0	0	180
Dollar General Corp	COM	256677105	13,298	54	SH		SOLE		0	0	54
Dow Chemical Co	COM	260557103	3,510	70	SH		SOLE		0	0	70
DraftKings Inc	COM	26142V105	149	13	SH		SOLE		0	0	13
Duke Energy Corp	COM	26441C204	14,419	140	SH		SOLE		0	0	140
Dupont De Nemours Inc	COM	26614N102	4,685	69	SH		SOLE		0	0	69
Eaton Corp	COM	G29183103	3,139	20	SH		SOLE		0	0	20
eBay Inc	COM	278642103	7,098	172	SH		SOLE		0	0	172
Ecolab Inc	COM	278865100	53,712	369	SH		SOLE		0	0	369
Edgewell Pers Care Co Com	COM	28035Q102	16,997	441	SH		SOLE		0	0	441
Edwards Lifesciences Cp	COM	28176E108	106,320	1,425	SH		SOLE		0	0	1,425
Ehang Holdings Ltd	COM	26853E102	1,073	125	SH		SOLE		0	0	125
Electronics Arts	COM	285512109	4,399	36	SH		SOLE		0	0	36
Elevance Health, Inc.	COM	036752103	128,370	251	SH		SOLE		0	0	251
Eli Lilly & Co	COM	532457108	377,547	1,032	SH		SOLE		0	0	1,032
Embecta Corp.	COM	29082K105	886	35	SH		SOLE		0	0	35
Emerson Electric Co	COM	291011104	6,821	71	SH		SOLE		0	0	71
Energizer Holding Inc	COM	29272W109	14,796	441	SH		SOLE		0	0	441
Enterprise Products Partners	COM	293792107	142,164	5,894	SH		SOLE		0	0	5,894
Equinix Inc	COM	29444U700	2,621	4	SH		SOLE		0	0	4
Equity Lifestyle Properties Inc	COM	29472R108	7,752	120	SH		SOLE		0	0	120
Equity Residential	COM	29476L107	14,750	250	SH		SOLE		0	0	250
Essex Properties Trust Inc	COM	297178105	43,868	207	SH		SOLE		0	0	207
Estee Lauder Companies Inc	COM	518439104	9,677	39	SH		SOLE		0	0	39
Eutelsat Communications	COM	F3692M128	743	100	SH		SOLE		0	0	100
Everspin Technologies, Inc.	COM	30041T104	112	20	SH		SOLE		0	0	20
Expedia Inc	COM	30212P303	33,464	382	SH		SOLE		0	0	382
Exxon Mobil Corp	COM	30231G102	439,907	3,989	SH		SOLE		0	0	3,989
Facebook Inc	COM	30303M102	105,659	878	SH		SOLE		0	0	878
Fedex Corp	COM	31428X106	30,310	175	SH		SOLE		0	0	175
Fgl Hldgs	COM	30190A104	201	10	SH		SOLE		0	0	10
Fidelity MSCI Energy ETF	ETF	316092402	26,537	1,114	SH		SOLE		0	0	1,114
Fidelity Msci Health Care Index Etf	ETF	316092600	26,129	409	SH		SOLE		0	0	409
Fidelity MSCI Utilities Index ETF	ETF	316092865	2,325	51	SH		SOLE		0	0	51
Fidelity National Financial Inc	COM	31620R303	5,756	153	SH		SOLE		0	0	153
Fidelity National Info Services Inc	COM	31620M106	5,496	81	SH		SOLE		0	0	81
Fidelity Total Bond Etf	ETF	316188309	93,867	2,085	SH		SOLE		0	0	2,085
Fidelity MSCI Information Tech ETF	ETF	316092808	140,368	1,486	SH		SOLE		0	0	1,486
Financial Federal Corp	COM	33738C103	105,771	7,335	SH		SOLE		0	0	7,335
Financial Select Sector SPDR ETF	ETF	81369Y605	34,919	1,021	SH		SOLE		0	0	1,021
First Bancorp	COM	318672706	4,987	392	SH		SOLE		0	0	392
First Solar Inc	COM	336433107	4,494	30	SH		SOLE		0	0	30
First Tr Exchange Traded Fd Ny Arca Biot	ETF	33733E203	56,874	369	SH		SOLE		0	0	369
First TRUST Cloud	COM	33734X192	3,284	57	SH		SOLE		0	0	57
First Trust North American Energy Infrastructure ETF	ETF	33738D101	999,194	37,437	SH		SOLE		0	0	37,437
Fiserv Inc	COM	337738108	65,696	650	SH		SOLE		0	0	650
FlexShares Morningstar Developed Markets ex-US Factor Tilt ETF	ETF	33939L803	40,651	674	SH		SOLE		0	0	674
FlexShares Morningstar U.S. Market Factors Tilt ETF	ETF	33939L100	1,194,696	8,040	SH		SOLE		0	0	8,040
Ford Motor Co	COM	345370860	17,880	1,538	SH		SOLE		0	0	1,538
Franklin Resources Inc	COM	354613101	37,064	1,405	SH		SOLE		0	0	1,405
FS KKR Capital Corp	COM	302635206	3,290	188	SH		SOLE		0	0	188
Fubotv Inc	COM	35953D104	69,600	40,000	SH		SOLE		0	0	40,000
Funko Inc Com Cl A	COM	361008105	219	20	SH		SOLE		0	0	20
Gap Inc	COM	364760108	7,287	646	SH		SOLE		0	0	646
Gartner Inc	COM	366651107	13,446	40	SH		SOLE		0	0	40
General Electric Co	COM	369604301	23,797	284	SH		SOLE		0	0	284
General Mills Inc	COM	370334104	17,190	205	SH		SOLE		0	0	205
General Moly	COM	370373102	5,125	2,190	SH		SOLE		0	0	2,190
Global X CleanTech ETF	ETF	37954Y228	2,265	155	SH		SOLE		0	0	155
Global X Dow 30 Covered Call ETF	ETF	37960A859	2,292	107	SH		SOLE		0	0	107
Global X Fds Rbtcs Artfl Inte	ETF	37954Y715	24,660	1,200	SH		SOLE		0	0	1,200
Global X NasdaqGlobal X NASDAQ 100 Covered Call ETF	ETF	37954Y483	1,708	108	SH		SOLE		0	0	108
Global X Russell 2000 Covered Call ETF	ETF	37954Y459	2,019	108	SH		SOLE		0	0	108
Global X S&P 500 Covered Call ETF	ETF	37954Y475	4,225	108	SH		SOLE		0	0	108
Global X US Infrastructure Dev ETF	ETF	37954Y673	1,378	52	SH		SOLE		0	0	52
Global X Video Games & Esports ETF	ETF	37954Y392	1,125	60	SH		SOLE		0	0	60
Haemonetics Corp	COM	405024100	5,663	72	SH		SOLE		0	0	72
Health Care Select Sector SPDR ETF	ETF	81369Y209	54,205	399	SH		SOLE		0	0	399
Healthpeak Pptys Inc	COM	42250P103	8,454	338	SH		SOLE		0	0	338
Hecla Mining Company	COM	422704106	8,896	1,600	SH		SOLE		0	0	1,600
Hercules Technology Growth Capital	COM	427096508	99,217	7,505	SH		SOLE		0	0	7,505
Hereuare Inc Xxx	COM	427177100	0	35	SH		SOLE		0	0	35
Hershey Foods Corp	COM	427866108	176,381	762	SH		SOLE		0	0	762
Hewlett Packard Ente	COM	42824C109	35,496	2,224	SH		SOLE		0	0	2,224
Hewlett-Packard Co	COM	40434L105	27,703	1,031	SH		SOLE		0	0	1,031
Hexo Corp	COM	428304406	72	71	SH		SOLE		0	0	71
Home Depot Inc	COM	437076102	383,770	1,215	SH		SOLE		0	0	1,215
Honeywell International	COM	438516106	40,932	191	SH		SOLE		0	0	191
Huhtamaki Oyj	COM	X33752100	2,050	60	SH		SOLE		0	0	60
Iac/Interactive Corp	COM	44891N208	16,961	382	SH		SOLE		0	0	382
Ideal Pwr Inc	COM	451622203	3,168	296	SH		SOLE		0	0	296
Idex Corp	COM	45167R104	7,079	31	SH		SOLE		0	0	31
Idexx Labs Inc	COM	45168D104	3,672	9	SH		SOLE		0	0	9
Illinois Tool Works Inc	COM	452308109	35,689	162	SH		SOLE		0	0	162
Illumina Inc	COM	452327109	10,110	50	SH		SOLE		0	0	50
Independence Resources Plc Spon Adr(nv)	COM	45378C102	0	313	SH		SOLE		0	0	313
Industrial Select Sector SPDR ETF	ETF	81369Y704	30,642	312	SH		SOLE		0	0	312
Intel Corp	COM	458140100	42,085	1,593	SH		SOLE		0	0	1,593
Inter Parfums	COM	458334109	3,089	32	SH		SOLE		0	0	32
IntercontinentalExchange	COM	45866F104	26,879	262	SH		SOLE		0	0	262
International Business Machines	COM	459200101	188,972	1,342	SH		SOLE		0	0	1,342
Intuit Inc	COM	461202103	6,617	17	SH		SOLE		0	0	17
Intuitive Surgical	COM	46120E602	8,226	31	SH		SOLE		0	0	31
Invesco Dow Jones	ETF	46137V605	9,649	221	SH		SOLE		0	0	221
Invesco NASDAQ Next Gen 100 ETF	ETF	46138G631	407	17	SH		SOLE		0	0	17
Invesco Optimum Yield Dvrs Cdty Stra No K1 ETF	ETF	46090F100	58,618	3,966	SH		SOLE		0	0	3,966
Invesco QQQ Trust	ETF	46090E103	976,060	3,666	SH		SOLE		0	0	3,666
Invesco S&P 500 Equal Weight Fincl ETF	ETF	46137V340	5,077	90	SH		SOLE		0	0	90
Invesco Water Resources ETF	ETF	46137V142	39,429	765	SH		SOLE		0	0	765
Iron Mountain Inc	COM	46284V101	44,865	900	SH		SOLE		0	0	900
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	9,724	120	SH		SOLE		0	0	120
iShares 1-5 yr Inv Grd Corp ETF	ETF	464288646	1,962,211	39,386	SH		SOLE		0	0	39,386
iShares 3-7 Year Trery	ETF	464288661	43,544	379	SH		SOLE		0	0	379
iShares Barclays Aggregate Bond	ETF	464287226	3,150,592	32,484	SH		SOLE		0	0	32,484
iShares Barclays MBS Bond Fund	ETF	464288588	64,369	694	SH		SOLE		0	0	694
iShares Calif Amt Free	ETF	464288356	1,167,238	20,803	SH		SOLE		0	0	20,803
iShares Core High	ETF	46429B663	85,998	825	SH		SOLE		0	0	825
iShares Core MSCI EAFE ETF	ETF	46432F842	119,488	1,939	SH		SOLE		0	0	1,939
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	2,258,977	48,373	SH		SOLE		0	0	48,373
iShares Core Msci Totl	ETF	46432F834	296,751	5,127	SH		SOLE		0	0	5,127
iShares Core S&P 500 ETF	ETF	464287200	7,327,915	19,073	SH		SOLE		0	0	19,073
iShares Core S&P Small-Cap ETF	ETF	464287804	1,821,725	19,249	SH		SOLE		0	0	19,249
iShares Core S&P Total US Stock Market E	ETF	464287150	139,359	1,644	SH		SOLE		0	0	1,644
iShares Core US REIT ETF	ETF	464288521	196,713	3,978	SH		SOLE		0	0	3,978
iShares Dow Jones	ETF	464287721	183,991	2,470	SH		SOLE		0	0	2,470
iShares Dow Jones Select Dividend	ETF	464287168	677,531	5,618	SH		SOLE		0	0	5,618
iShares Dow Jones US Real Estate	ETF	464287739	140,496	1,669	SH		SOLE		0	0	1,669
iShares Edge MSCI Min Vol USA Small-Cap ETF	ETF	46435G433	33,528	969	SH		SOLE		0	0	969
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	27,702,296	1,165,432	SH		SOLE		0	0	1,165,432
iShares ESG Aware MSCI USA ETF	ETF	46435G425	7,062,716	83,336	SH		SOLE		0	0	83,336
iShares ESG MSCI USA Leaders ETF	ETF	46435U218	829,495	12,510	SH		SOLE		0	0	12,510
iShares ESG U.S. Aggregate Bond ETF	ETF	46435U549	26,451,872	565,937	SH		SOLE		0	0	565,937
iShares Global Tech ETF	ETF	464287291	11,567	258	SH		SOLE		0	0	258
iShares Gold Trust	ETF	464285204	52,819	1,527	SH		SOLE		0	0	1,527
iShares iBoxx $ High Yield Corporate Bond	ETF	464288513	1,312,603	17,827	SH		SOLE		0	0	17,827
IShares Intermediate-Term Corp Bd ETF	ETF	464288638	2,426	49	SH		SOLE		0	0	49
iShares International Dev Prpty ETF	ETF	464288422	3,727	137	SH		SOLE		0	0	137
iShares JP Morgan EM Bond	ETF	464288281	617,846	7,304	SH		SOLE		0	0	7,304
iShares Lehman 7-10 Year Treasury	ETF	464287440	1,437	15	SH		SOLE		0	0	15
iShares Lehman Tips	ETF	464287176	48,227	454	SH		SOLE		0	0	454
iShares MSCI Canada Index	ETF	464286509	42,386	1,295	SH		SOLE		0	0	1,295
iShares MSCI EAFE	ETF	464287465	7,418	113	SH		SOLE		0	0	113
iShares MSCI EAFE ESG ETF	ETF	46435G516	23,676,565	360,155	SH		SOLE		0	0	360,155
iShares MSCI EAFE ETF	ETF	464287465	2,308,100	35,164	SH		SOLE		0	0	35,164
iShares MSCI EAFE Small-Cap ETF	ETF	464288273	34,737	616	SH		SOLE		0	0	616
iShares MSCI EAFE Value ETF	ETF	464288877	126,608	2,760	SH		SOLE		0	0	2,760
iShares MSCI Emerging Markets	ETF	464287234	150,953	3,983	SH		SOLE		0	0	3,983
iShares MSCI Emerging Markets ESG ETF	ETF	46434G863	27,723,053	921,951	SH		SOLE		0	0	921,951
iShares MSCI Emerging Markets ex China ETF	ETF	46434G764	1,205,216	25,389	SH		SOLE		0	0	25,389
iShares MSCI Intl Quality Factor	ETF	46434V456	11,564	357	SH		SOLE		0	0	357
Ishares Msci Intl Value	ETF	46435G409	12,512	540	SH		SOLE		0	0	540
Ishares Msci Usa	ETF	46434V290	5,910	119	SH		SOLE		0	0	119
iShares MSCI USA Min Vol Factor ETF	ETF	46429B697	83,564	1,159	SH		SOLE		0	0	1,159
iShares MSCI USA Momentum Factor ETF	ETF	46432F396	5,400	37	SH		SOLE		0	0	37
iShares MSCI USA Quality Factor ETF	ETF	46432F339	42,737,600	375,023	SH		SOLE		0	0	375,023
iShares MSCI USA Value Factor ETF	ETF	46432F388	39,829	437	SH		SOLE		0	0	437
iShares NASDAQ Biotech	ETF	464287556	14,836	113	SH		SOLE		0	0	113
iShares Preferred & Income Securities ETF	ETF	464288687	30,530	1,000	SH		SOLE		0	0	1,000
iShares Russell 1000 Growth	ETF	464287614	533,235	2,489	SH		SOLE		0	0	2,489
iShares Russell 1000 Index	ETF	464287622	12,893,478	61,246	SH		SOLE		0	0	61,246
iShares Russell 1000 Value Index	ETF	464287598	2,528,083	16,671	SH		SOLE		0	0	16,671
iShares Russell 2000 Index	ETF	464287655	1,046,258	6,001	SH		SOLE		0	0	6,001
iShares Russell 2000 Value Index	ETF	464287630	40,849	295	SH		SOLE		0	0	295
iShares Russell 3000 Index	ETF	464287689	139,672	633	SH		SOLE		0	0	633
iShares Russell Microcap Index	ETF	464288869	266,556	2,472	SH		SOLE		0	0	2,472
iShares Russell Midcap Blend	ETF	464287499	437,036	6,480	SH		SOLE		0	0	6,480
Ishares Russell Top 200 ETF	ETF	464289446	15,295	170	SH		SOLE		0	0	170
Ishares Russell Top 200 Growth ETF	ETF	464289438	16,272	135	SH		SOLE		0	0	135
iShares S&P 100 Index	ETF	464287101	594,739	3,487	SH		SOLE		0	0	3,487
iShares S&P 400 Growth	ETF	464287606	67,617	990	SH		SOLE		0	0	990
iShares S&P 500/BARRA Value Index	ETF	464287408	14,507	100	SH		SOLE		0	0	100
iShares S&P 600 Growth	ETF	464287887	67,004	620	SH		SOLE		0	0	620
iShares S&P GSCI Commodity-Indexed Trust	ETF	46428R107	5,096	240	SH		SOLE		0	0	240
iShares S&P Midcap 400 Index	ETF	464287507	231,008	956	SH		SOLE		0	0	956
iShares S&P Midcap 400/BARRA Value	ETF	464287705	882,574	8,756	SH		SOLE		0	0	8,756
iShares S&P National AMT-Free Muni	ETF	464288414	15,000,379	142,157	SH		SOLE		0	0	142,157
iShares S&P Smallcap 600/BARRA Value Index	ETF	464287879	63,811	699	SH		SOLE		0	0	699
iShares Short-Term National Muni Bd ETF	ETF	464288158	5,508,400	52,829	SH		SOLE		0	0	52,829
iShares SP 500 Growth Index	ETF	464287309	372,294	6,364	SH		SOLE		0	0	6,364
Ishares Tr Cohen & Steer	ETF	464287564	411,739	7,508	SH		SOLE		0	0	7,508
Ishares Tr Msci Kld400 Soc	ETF	464288570	249,112	3,470	SH		SOLE		0	0	3,470
iShares Trust - iShares Core U.S. Value ETF	ETF	464287663	341,136	4,830	SH		SOLE		0	0	4,830
Ishares US Regional	ETF	464288778	620	13	SH		SOLE		0	0	13
JM Smuckers Co	COM	832696405	2,694	17	SH		SOLE		0	0	17
Johnson & Johnson	COM	478160104	1,104,820	6,255	SH		SOLE		0	0	6,255
JP Morgan Chase & Co	COM	46625H100	108,838	812	SH		SOLE		0	0	812
JPMorgan US Quality Factor ETF	ETF	46641Q761	1,207,450	31,160	SH		SOLE		0	0	31,160
Keysight Technologies Inc Com	COM	49338L103	3,251	19	SH		SOLE		0	0	19
Kimberly-Clark Corp	COM	494368103	57,287	422	SH		SOLE		0	0	422
Kraneshares MSCI China Clean Tech ETF	ETF	500767850	191	7	SH		SOLE		0	0	7
Kroger Co	COM	501044101	15,158	340	SH		SOLE		0	0	340
L3Harris Technologies Inc	COM	502431109	10,411	50	SH		SOLE		0	0	50
Laboratory Corp Of America Holdings	COM	50540R409	32,261	137	SH		SOLE		0	0	137
Lehman Bros Holding Ixxx (NV)	COM	524ESC100	0	3,591	SH		SOLE		0	0	3,591
Linde plc	COM	G5494J103	87,091	267	SH		SOLE		0	0	267
Lockheed Martin Corp	COM	539830109	196,542	404	SH		SOLE		0	0	404
Lowes Companies Inc	COM	548661107	113,652	571	SH		SOLE		0	0	571
Lululemon Athletica	COM	550021109	93,872	293	SH		SOLE		0	0	293
Macquarie Group Lt Ord	COM	Q57085104	13,315	117	SH		SOLE		0	0	117
Macys Inc	COM	55616P104	30,005	1,453	SH		SOLE		0	0	1,453
Magellan Midstream Partners LP	COM	559080106	17,574	350	SH		SOLE		0	0	350
Market Vectors High Yield Muni ETF	ETF	92189H409	47,685,612	943,336	SH		SOLE		0	0	943,336
Market Vectors Intermediate Muni ETF	ETF	92189H201	529,122	11,601	SH		SOLE		0	0	11,601
Marsh & McLennan Co Inc	COM	571748102	10,095	61	SH		SOLE		0	0	61
Masterbrand Inc	COM	57638P104	333	44	SH		SOLE		0	0	44
Mastercard Inc	COM	57636Q104	171,779	494	SH		SOLE		0	0	494
Materials Select Sector SPDR ETF	ETF	81369Y100	18,046	233	SH		SOLE		0	0	233
Matterport, Inc.	COM	577096100	420,000	150,000	SH		SOLE		0	0	150,000
McCormick & Co Inc	COM	579780206	30,007	362	SH		SOLE		0	0	362
McDonalds Corp	COM	580135101	565,799	2,147	SH		SOLE		0	0	2,147
McKesson Corp	COM	58155Q103	4,502	12	SH		SOLE		0	0	12
Mercadolibre	COM	58733R102	5,078	6	SH		SOLE		0	0	6
Merck Inc	COM	58933Y105	352,600	3,178	SH		SOLE		0	0	3,178
MFA Mortgage Investments	COM	55272X607	769	78	SH		SOLE		0	0	78
Mfs Charter Income TRUST	COM	552727109	9,225	1,500	SH		SOLE		0	0	1,500
MFS Multi-Market Income	COM	552737108	9,020	2,000	SH		SOLE		0	0	2,000
Microchip Technology Inc	COM	595017104	64,068	912	SH		SOLE		0	0	912
Micron Technology Inc	COM	595112103	74,985	1,501	SH		SOLE		0	0	1,501
Microsoft Corp	COM	594918104	5,816,573	24,254	SH		SOLE		0	0	24,254
Mid Cap SPDR Trust	ETF	78467Y107	538,493	1,217	SH		SOLE		0	0	1,217
Monster Worldwide Inc	COM	61174X109	3,757	37	SH		SOLE		0	0	37
Moodys Corp	COM	615369105	3,901	14	SH		SOLE		0	0	14
Motorola Solutions Inc	COM	620076307	8,247	32	SH		SOLE		0	0	32
MP Materials Corp.	COM	553368101	4,856	200	SH		SOLE		0	0	200
NCR Corp	COM	62886E108	1,171	50	SH		SOLE		0	0	50
NetApp, Inc	COM	64110D104	57,291	954	SH		SOLE		0	0	954
Netflix Inc	COM	64110L106	29,783	101	SH		SOLE		0	0	101
New Relic Inc	COM	64829B100	94,893	1,681	SH		SOLE		0	0	1,681
NextEra Energy Inc	COM	65339F101	141,794	1,697	SH		SOLE		0	0	1,697
Nike Inc	COM	654106103	497,935	4,256	SH		SOLE		0	0	4,256
Nio Inc ADR	COM	62914V106	2,350	241	SH		SOLE		0	0	241
Nobel Corp New Tranche 3 Wt Exp 02/05/2026	COM	G6610J134	165	132	SH		SOLE		0	0	132
Noble International	COM	74348A467	56,244	625	SH		SOLE		0	0	625
Norfolk Southern Corp	COM	655844108	221,227	898	SH		SOLE		0	0	898
Nortel Networks Corporation Com Npv No S	COM	656568508	0	12	SH		SOLE		0	0	12
Northern Trust Corp	COM	665859104	41	1	SH		SOLE		0	0	1
Northrop Grumman Corp	COM	666807102	22,916	42	SH		SOLE		0	0	42
Novartis AG ADR	COM	66987V109	19,687	217	SH		SOLE		0	0	217
Novavax Inc	COM	670002401	1,399	136	SH		SOLE		0	0	136
Novo Nordisk A/S ADR	COM	670100205	155,636	1,150	SH		SOLE		0	0	1,150
Nucor Corp	COM	670346105	112,566	854	SH		SOLE		0	0	854
Nuveen CA AMT - Free Quality Muni Inc	ETF	670651108	20,910	1,700	SH		SOLE		0	0	1,700
Nuveen CA Muni Value	ETF	67062C107	16,664	1,972	SH		SOLE		0	0	1,972
Nuveen ESG Large-Cap Growth ETF	ETF	67092P201	53,242	1,089	SH		SOLE		0	0	1,089
Nuveen ESG Large-Cap Value ETF	ETF	67092P300	109,500	3,198	SH		SOLE		0	0	3,198
Nvidia Corp	COM	67066G104	473,494	3,240	SH		SOLE		0	0	3,240
NXP Semiconductors NV	COM	N6596X109	159	1	SH		SOLE		0	0	1
Omeros Corp	COM	682143102	2,825	1,250	SH		SOLE		0	0	1,250
Oracle Corp	COM	68389X105	490,114	5,996	SH		SOLE		0	0	5,996
O'Reilly Automotive Inc	COM	67103H107	10,129	12	SH		SOLE		0	0	12
Organon & Co.	COM	68622V106	5,726	205	SH		SOLE		0	0	205
Orion Office REIT Inc.	COM	68629Y103	3,912	458	SH		SOLE		0	0	458
Paccar Inc	COM	693718108	115,004	1,162	SH		SOLE		0	0	1,162
Pacer Benchmark Data & Infras RE SCTR ETF	ETF	69374H741	871	30	SH		SOLE		0	0	30
Palantir Technologies Inc Ordinary Shares - Class A	COM	69608A108	10,118	1,576	SH		SOLE		0	0	1,576
Palo Alto Networks Inc	COM	697435105	3,349	24	SH		SOLE		0	0	24
Paragon Offshore Plc	COM	G6S01W108	0	56	SH		SOLE		0	0	56
Paypal Hldgs Inc Com	COM	70450Y103	19,016	267	SH		SOLE		0	0	267
Peloton Interactive Inc	COM	70614W100	794	100	SH		SOLE		0	0	100
Pembina Pipeline Corp	COM	706327103	3,663	108	SH		SOLE		0	0	108
PepsiCo Inc	COM	713448108	347,590	1,924	SH		SOLE		0	0	1,924
Pfizer Inc	COM	717081103	174,114	3,398	SH		SOLE		0	0	3,398
PG&E Corp	COM	69331C108	14,943	919	SH		SOLE		0	0	919
Philip Morris International	COM	718172109	30,363	300	SH		SOLE		0	0	300
Phillips Inc	COM	718546104	32,786	315	SH		SOLE		0	0	315
Physicians Realty Trust	COM	71943U104	4,920	340	SH		SOLE		0	0	340
PNC Financial Services Group Inc	COM	693475105	31,115	197	SH		SOLE		0	0	197
Popular Inc	COM	733174700	98,220	1,481	SH		SOLE		0	0	1,481
Powershares Emerging Markets Debt ETF	ETF	46138E784	33,830,802	1,812,041	SH		SOLE		0	0	1,812,041
Powershares FTSE RAFI 1500	ETF	46137V597	2,730,588	17,238	SH		SOLE		0	0	17,238
Powershares FTSE RAFI Dev Markets ex-US	ETF	46138E743	1,893,062	45,573	SH		SOLE		0	0	45,573
Powershares FTSE RAFI US 1000	ETF	46137V613	7,207,239	46,454	SH		SOLE		0	0	46,454
Powershares Info Tech ETF	ETF	46138E115	17,976	150	SH		SOLE		0	0	150
Powershares Nasdaq Internet	ETF	46137V530	172,398	1,536	SH		SOLE		0	0	1,536
PowerShares S&P Low Volatility	ETF	46138E354	90,483	1,416	SH		SOLE		0	0	1,416
Principal Financial Group	COM	74251V102	46,492	554	SH		SOLE		0	0	554
Procter & Gamble Co	COM	742718109	644,192	4,251	SH		SOLE		0	0	4,251
Proshares Bitcoin ETF	ETF	74347G440	1,732	166	SH		SOLE		0	0	166
ProShares UltraPro QQQ	ETF	74347X831	2,595	150	SH		SOLE		0	0	150
ProShares UltraPro Short QQQ ETF	ETF	74347G432	3,241	60	SH		SOLE		0	0	60
Proto Labs Inc	COM	743713109	383	15	SH		SOLE		0	0	15
Public Service Enterprise Group	COM	744573106	10,784	176	SH		SOLE		0	0	176
Public Storage Inc	COM	74460D109	30,541	109	SH		SOLE		0	0	109
PulteGroup Inc	COM	745867101	547	12	SH		SOLE		0	0	12
Qsound Labs Inc Com Npv	COM	74728C307	0	50	SH		SOLE		0	0	50
Qualcomm Inc	COM	747525103	49,254	448	SH		SOLE		0	0	448
Quest Diagnostic Inc	COM	74834L100	30,506	195	SH		SOLE		0	0	195
Raytheon Technologies Co	COM	75513E101	12,615	125	SH		SOLE		0	0	125
Real Estate Select Sctr	COM	81369Y860	1,736	47	SH		SOLE		0	0	47
Realty Income Corp	COM	756109104	1,086,747	17,133	SH		SOLE		0	0	17,133
Regal Rexnord Corp Com Stk Usd0.01	COM	758750103	273,182	2,277	SH		SOLE		0	0	2,277
Regions Financial Corp	COM	7591EP100	1,057	49	SH		SOLE		0	0	49
Robert Half International Inc	COM	770323103	3,397	46	SH		SOLE		0	0	46
Roblox Corp Ordinary Shares - Class A	COM	771049103	627	22	SH		SOLE		0	0	22
Rockwell Automation Inc	COM	773903109	107,922	419	SH		SOLE		0	0	419
Rollins Inc	COM	775711104	3,106	85	SH		SOLE		0	0	85
Roper Industries Inc	COM	776696106	7,346	17	SH		SOLE		0	0	17
S & P Global Inc	COM	78409V104	15,408	46	SH		SOLE		0	0	46
Salesforce.com	COM	79466L302	16,839	127	SH		SOLE		0	0	127
SAP Aktiengesell ADR	COM	803054204	5,160	50	SH		SOLE		0	0	50
Schw Intl Scap Etf	ETF	808524888	33,705	1,071	SH		SOLE		0	0	1,071
Schwab 1000 ETF	ETF	808524722	16,806	456	SH		SOLE		0	0	456
Schwab Emerging Market Equities ETF	ETF	808524706	96,672	4,085	SH		SOLE		0	0	4,085
Schwab Fundamental Int'l Lg Co ETF	ETF	808524755	32,384	1,114	SH		SOLE		0	0	1,114
Schwab Fundamental US Large Company ETF	ETF	808524771	34,309	642	SH		SOLE		0	0	642
Schwab International Equity ETF	ETF	808524805	213,617	6,632	SH		SOLE		0	0	6,632
Schwab U.S. TIPS	ETF	808524870	11,671	226	SH		SOLE		0	0	226
Schwab US Aggregate Bond ETF	ETF	808524839	37,350	819	SH		SOLE		0	0	819
Schwab US Broad Market ETF	ETF	808524102	51,971	1,160	SH		SOLE		0	0	1,160
Schwab US Dividend Equity	ETF	808524797	596,651	7,899	SH		SOLE		0	0	7,899
Schwab US Large Cap	ETF	808524300	8,941	161	SH		SOLE		0	0	161
Schwab US Large-Cap ETF	ETF	808524201	23,117	512	SH		SOLE		0	0	512
Schwab US Mid Cap Etf	ETF	808524508	19,027	290	SH		SOLE		0	0	290
Schwab US REIT ETF	ETF	808524847	10,778	559	SH		SOLE		0	0	559
Schwab US Small Cap ETF	ETF	808524607	10,209	252	SH		SOLE		0	0	252
Sector SPDR Energy Select	ETF	81369Y506	4,899	56	SH		SOLE		0	0	56
SEI Investments Co	COM	784117103	69,960	1,200	SH		SOLE		0	0	1,200
Senseonics Holdings	COM	81727U105	729	707	SH		SOLE		0	0	707
Servicenow Inc Com	COM	81762P102	24,073	62	SH		SOLE		0	0	62
Shell ADR	COM	780259305	11,789	207	SH		SOLE		0	0	207
Sherwin Williams Co	COM	824348106	1,424	6	SH		SOLE		0	0	6
Signature Bank	COM	82669G104	2,190	19	SH		SOLE		0	0	19
Silicon Valley Bancshares Inc.	COM	78486Q101	461	2	SH		SOLE		0	0	2
Simon Property Group Inc	COM	828806109	12,806	109	SH		SOLE		0	0	109
Skyworks Solutions Inc	COM	83088M102	26,246	288	SH		SOLE		0	0	288
Snowflake Inc Ordinary Shares - Class A	COM	833445109	1,579	11	SH		SOLE		0	0	11
SoftBank Group Corp	COM	J7596P109	8,556	200	SH		SOLE		0	0	200
Southwest Airlines Co.	COM	844741108	5,051	150	SH		SOLE		0	0	150
SPDR Blmbg Barclays High Yield Bd ETF	ETF	78468R622	62,680,918	696,455	SH		SOLE		0	0	696,455
SPDR DJ Wilshire International RE	ETF	78463X863	70,566	2,636	SH		SOLE		0	0	2,636
SPDR Dow Jones Global RE	ETF	78463X749	133,919	3,275	SH		SOLE		0	0	3,275
SPDR Dow Jones REIT	ETF	78464A607	325,906	3,740	SH		SOLE		0	0	3,740
SPDR Kensho Clean Power ETF	ETF	78468R655	247	3	SH		SOLE		0	0	3
SPDR Nuveen Barclays ST Muni Bond ETF	ETF	78468R739	104,907	2,233	SH		SOLE		0	0	2,233
SPDR Nuveen S&P High Yield Municipal Bond	ETF	78464A284	44,839,676	915,657	SH		SOLE		0	0	915,657
SPDR Portfolio Intermediate Term Corporate Bond ETF	ETF	78464A375	25,464	800	SH		SOLE		0	0	800
SPDR S&P 500 ETF Trust	ETF	78462F103	3,405,318	8,905	SH		SOLE		0	0	8,905
Spdr S&P 500 Growth Etf	ETF	78464A409	182,412	3,600	SH		SOLE		0	0	3,600
Spdr S&P 600 Small Cap	ETF	78464A201	9,825	136	SH		SOLE		0	0	136
SPDR S&P Dividend	ETF	78464A763	377,958	3,021	SH		SOLE		0	0	3,021
SPDR S&P Intl Small Cap ETF	ETF	78463X871	734,721	24,982	SH		SOLE		0	0	24,982
Spdr Ser Tr S&P Biotech Etf	ETF	78464A870	129,563	1,561	SH		SOLE		0	0	1,561
Spdr Ser Tr S&P Oil & Gas Expl & Prodtn	ETF	78468R556	60,637	447	SH		SOLE		0	0	447
SPDR SSGA Gender Diversity ETF	ETF	78468R747	809	11	SH		SOLE		0	0	11
SPDR TIPs ETF	ETF	78464A656	15,276	593	SH		SOLE		0	0	593
SPDR S&P Transportation ETF	ETF	78464A532	605	9	SH		SOLE		0	0	9
Spectra Energy Corp	COM	81141R100	937	18	SH		SOLE		0	0	18
Splunk Inc	COM	848637104	1,722	20	SH		SOLE		0	0	20
Stag Industrial Inc	COM	85254J102	9,855	305	SH		SOLE		0	0	305
Starbucks	COM	855244109	791,200	7,976	SH		SOLE		0	0	7,976
State Street Corp	COM	857477103	50,037	646	SH		SOLE		0	0	646
Stryker Corp	COM	863667101	35,696	146	SH		SOLE		0	0	146
Sunrun Inc	COM	86771W105	1,634	68	SH		SOLE		0	0	68
Synopsys Inc	COM	871607107	45,659	143	SH		SOLE		0	0	143
T Rowe Price Group Inc	COM	74144T108	25,411	233	SH		SOLE		0	0	233
Taiwan Semiconductor Manufacturing Co Ltd ADR	COM	874039100	4,768	64	SH		SOLE		0	0	64
Take Two Interactive Software	COM	874054109	4,686	45	SH		SOLE		0	0	45
Takeda Pharma Co ADR	COM	874060205	5,164	331	SH		SOLE		0	0	331
Targa Resources Corp	COM	87612G101	16,613	227	SH		SOLE		0	0	227
Taseko Mines Limited	COM	876511106	25,630	17,435	SH		SOLE		0	0	17,435
TE Connectivity LTD	COM	H84989104	3,674	32	SH		SOLE		0	0	32
Techne Corp	COM	09073M104	44,424	536	SH		SOLE		0	0	536
TechnologySelect Sector SPDR Fund	ETF	81369Y803	109,259	878	SH		SOLE		0	0	878
Telefonica SA	COM	879382208	5,777	1,618	SH		SOLE		0	0	1,618
Tencent Holdings	COM	88032Q109	636	15	SH		SOLE		0	0	15
Tesla Motors Inc	COM	88160R101	107,413	872	SH		SOLE		0	0	872
Texas Instruments Inc	COM	882508104	7,601	46	SH		SOLE		0	0	46
Thermo Electron Corp	COM	883556102	100,424	183	SH		SOLE		0	0	183
TJX Companies Inc	COM	872540109	32,636	410	SH		SOLE		0	0	410
T-Mobile US Inc	COM	872590104	5,600	40	SH		SOLE		0	0	40
Toast, Inc.	COM	888787108	1,803	100	SH		SOLE		0	0	100
Tractor Supply Co	COM	892356106	2,250	10	SH		SOLE		0	0	10
Trex Company Inc	COM	89531P105	1,694	40	SH		SOLE		0	0	40
TrueBlue, Inc.	COM	89785X101	2,937	150	SH		SOLE		0	0	150
Truist Finl Corp	COM	89832Q109	10,653	248	SH		SOLE		0	0	248
Two Harbors Investment Corp	COM	90187B804	12,001	761	SH		SOLE		0	0	761
Uber Technologies Inc	COM	90353T100	3,018	122	SH		SOLE		0	0	122
UiPath Inc	COM	90364P105	458	36	SH		SOLE		0	0	36
Union Pacific Corp	COM	907818108	273,954	1,323	SH		SOLE		0	0	1,323
United Parcel Service B	COM	911312106	53,729	310	SH		SOLE		0	0	310
UnitedHealth Group Inc	COM	91324P102	495,079	934	SH		SOLE		0	0	934
Upstart Holdings Inc Ordinary Shares	COM	91680M107	93	7	SH		SOLE		0	0	7
US Airways Group Inc	COM	91332U101	286	10	SH		SOLE		0	0	10
US Bancorp	COM	902973304	280,369	6,429	SH		SOLE		0	0	6,429
Utilities Select Sector SPDR ETF	ETF	81369Y886	10,011	142	SH		SOLE		0	0	142
Vail Resorts Inc	COM	91879Q109	42,903	180	SH		SOLE		0	0	180
Valero Energy Corp	COM	91913Y100	12,686	100	SH		SOLE		0	0	100
VanEck Semiconductor ETF	ETF	92189F676	3,045	15	SH		SOLE		0	0	15
Vanguard Bond Index ETF	ETF	921937835	649,672	9,044	SH		SOLE		0	0	9,044
Vanguard Consumer	ETF	92204A207	2,682	14	SH		SOLE		0	0	14
Vanguard Dividend Appreciation ETF	ETF	921908844	183,816	1,211	SH		SOLE		0	0	1,211
Vanguard Extended Market	ETF	922908652	39,826	300	SH		SOLE		0	0	300
Vanguard Financials Etf	ETF	92204A405	4,220	51	SH		SOLE		0	0	51
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	1,092,754	21,795	SH		SOLE		0	0	21,795
Vanguard FTSE All-World ex US Small ETF	ETF	922042718	64,251	625	SH		SOLE		0	0	625
Vanguard FTSE Emerging Markets ETF	ETF	922042858	1,265,361	32,462	SH		SOLE		0	0	32,462
Vanguard Global ex-US Real Est ETF	ETF	922042676	454,971	11,006	SH		SOLE		0	0	11,006
Vanguard High Dividend	ETF	921946406	79,687	737	SH		SOLE		0	0	737
Vanguard Industrials	ETF	92204A603	2,192	12	SH		SOLE		0	0	12
Vanguard Info Technology ETF	ETF	92204A702	42,163	132	SH		SOLE		0	0	132
Vanguard Interm-Term Corp Bd ETF	ETF	92206C870	11,147	144	SH		SOLE		0	0	144
Vanguard Large Cap ETF	ETF	922908637	856,233	4,916	SH		SOLE		0	0	4,916
Vanguard Large Growth ETF	ETF	922908736	329,255	1,545	SH		SOLE		0	0	1,545
Vanguard Materials Etf	ETF	92204A801	681	4	SH		SOLE		0	0	4
Vanguard Midcap ETF	ETF	922908629	506,876	2,487	SH		SOLE		0	0	2,487
Vanguard Mid-Cap Value ETF	ETF	922908512	32,722	242	SH		SOLE		0	0	242
Vanguard MSCI EAFE ETF	ETF	921943858	3,935,821	93,777	SH		SOLE		0	0	93,777
Vanguard REIT Index ETF	ETF	922908553	11,703,245	141,892	SH		SOLE		0	0	141,892
Vanguard S&P 500 Etf	ETF	921932505	26,157	124	SH		SOLE		0	0	124
Vanguard S&P 500 ETF	ETF	922908363	460,959	1,312	SH		SOLE		0	0	1,312
Vanguard S&P Mid-Cap 400 Growth ETF	ETF	921932869	36,743	217	SH		SOLE		0	0	217
Vanguard S&P Small Cap	ETF	921932778	11,056	71	SH		SOLE		0	0	71
Vanguard S&P Small Cap	ETF	921932828	38,113	220	SH		SOLE		0	0	220
Vanguard Scottsdale Fds Vanguard Russell	ETF	92206C680	111,049	2,015	SH		SOLE		0	0	2,015
Vanguard Sector Index Fds Vanguard Healt	ETF	92204A504	41,673	168	SH		SOLE		0	0	168
Vanguard Short Term Bond Index	ETF	921937827	1,081,172	14,362	SH		SOLE		0	0	14,362
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	94,830,236	1,261,209	SH		SOLE		0	0	1,261,209
Vanguard Short-Term Infl-Prot Secs ETF	ETF	922020805	180,862	3,872	SH		SOLE		0	0	3,872
Vanguard Short-Term Treasury ETF	ETF	92206C102	47	1	SH		SOLE		0	0	1
Vanguard Small Cap ETF	ETF	922908751	915,622	4,989	SH		SOLE		0	0	4,989
Vanguard Small Cap Growth	ETF	922908595	104,281	520	SH		SOLE		0	0	520
Vanguard Small Cap Value ETF	ETF	922908611	127,040	800	SH		SOLE		0	0	800
Vanguard Tax Exempt Bond ETF	ETF	922907746	23,612,652	477,120	SH		SOLE		0	0	477,120
Vanguard Total Internatl	ETF	92203J407	3,273	69	SH		SOLE		0	0	69
Vanguard Total Intl Stock Idx ETF	ETF	921909768	127,300	2,462	SH		SOLE		0	0	2,462
Vanguard Total Stock Market ETF	ETF	922908769	3,900,948	20,404	SH		SOLE		0	0	20,404
Vanguard Total World Stock ETF	ETF	922042742	1,261,258	14,634	SH		SOLE		0	0	14,634
Vanguard Value ETF	ETF	922908744	2,314,334	16,488	SH		SOLE		0	0	16,488
Verisk Analytics Inc	COM	92345Y106	15,878	90	SH		SOLE		0	0	90
Verizon Communications	COM	92343V104	95,703	2,429	SH		SOLE		0	0	2,429
VICI Properties Inc Ordinary Shares	COM	925652109	12,734	393	SH		SOLE		0	0	393
Visa Inc	COM	92826C839	52,979	255	SH		SOLE		0	0	255
VMware Inc	COM	928563402	35,846	292	SH		SOLE		0	0	292
W P Carey Inc	COM	92936U109	7,190	92	SH		SOLE		0	0	92
Walgreen Boots Alliance Inc Com	COM	931427108	17,059	457	SH		SOLE		0	0	457
Wal-Mart Stores Inc	COM	931142103	69,567	491	SH		SOLE		0	0	491
Walt Disney	COM	254687106	274,889	3,164	SH		SOLE		0	0	3,164
Waste Management Inc	COM	94106L109	15,688	100	SH		SOLE		0	0	100
Watts Inds Inc Cl A	COM	942749102	2,633	18	SH		SOLE		0	0	18
Wells Fargo & Co	COM	949746101	29,718	720	SH		SOLE		0	0	720
Welltower Inc	COM	95040Q104	59,651	910	SH		SOLE		0	0	910
WestAmerica Corp	COM	95709H304	1	180	SH		SOLE		0	0	180
Wimm Bill Dann Food ADR	COM	934423104	2,901	306	SH		SOLE		0	0	306
Wisdomtree Emrg Mkts	COM	97717W281	6,203	141	SH		SOLE		0	0	141
WisdomTree International Small Cap	ETF	97717W760	262,849	4,535	SH		SOLE		0	0	4,535
Wisdomtree Large Cap Div	ETF	97717W307	211,869	3,420	SH		SOLE		0	0	3,420
Wisdomtree Tr US Smallcap Divd	ETF	97717W604	46,244	1,626	SH		SOLE		0	0	1,626
Workday Inc Cl A	COM	98138H101	2,008	12	SH		SOLE		0	0	12
Worthington Industries Inc	COM	981811102	10,937	220	SH		SOLE		0	0	220
WW Grainger Inc	COM	384802104	3,338	6	SH		SOLE		0	0	6
Xylem Inc	COM	98419M100	15,259	138	SH		SOLE		0	0	138
Yum Brands	COM	988498101	57,038	446	SH		SOLE		0	0	446
Zim Integrated Shippin Ltd Ordinary Shares	COM	M9T951109	3,679	214	SH		SOLE		0	0	214
Zimmer Holdings Inc	COM	98956P102	3,825	30	SH		SOLE		0	0	30
ZimVie Inc.	COM	98888T107	29	3	SH		SOLE		0	0	3
Zoetis Inc	COM	98978V103	51,293	350	SH		SOLE		0	0	350