Private Ocean 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3d Printing ETF	ETF	00214Q500	870	38	SH		SOLE		0	0	38
3M Co	COM	88579Y101	151,253	1,439	SH		SOLE		0	0	1,439
ABB Ltd ADR	COM	000375204	6,517	190	SH		SOLE		0	0	190
Abbott Laboratories	COM	002824100	133,157	1,315	SH		SOLE		0	0	1,315
AbbVie Inc	COM	00287Y109	433,327	2,719	SH		SOLE		0	0	2,719
Accelleron Inds Ag	COM	00449R109	211	9	SH		SOLE		0	0	9
Accenture PLC Class A	COM	G1151C101	144,334	505	SH		SOLE		0	0	505
Adobe Systems Inc	COM	00724F101	84,781	220	SH		SOLE		0	0	220
Advanced Micro Devices	COM	007903107	6,861	70	SH		SOLE		0	0	70
AdvisorShares Focused Equity ETF	ETF	00768Y560	1,068	21	SH		SOLE		0	0	21
Aegon NV	COM	007924103	4,145	964	SH		SOLE		0	0	964
AES Corp	COM	00130H105	13,148	546	SH		SOLE		0	0	546
Affirm Holdings Inc Ordinary Shares - Class A	COM	00827B106	21,537	1,911	SH		SOLE		0	0	1,911
Agilent Technologies Inc	COM	00846U101	13,281	96	SH		SOLE		0	0	96
Agree Realty	COM	008492100	152,326	2,220	SH		SOLE		0	0	2,220
AI Powered Equity ETF	ETF	26924G813	2,914	100	SH		SOLE		0	0	100
Air Products & Chemicals Inc	COM	009158106	4,021	14	SH		SOLE		0	0	14
Alibaba Group Holding Ltd ADR	COM	01609W102	920	9	SH		SOLE		0	0	9
Allegheny Technologies Inc	COM	01741R102	11,850	300	SH		SOLE		0	0	300
ALLETE Inc	COM	018522300	13,775	214	SH		SOLE		0	0	214
Allstate Corp	COM	020002101	64,935	586	SH		SOLE		0	0	586
Alphabet Inc Class A	COM	02079K305	498,423	4,805	SH		SOLE		0	0	4,805
Alphabet Inc Class C	COM	02079K107	479,440	4,610	SH		SOLE		0	0	4,610
Alpine 4 Holdings, Inc	COM	02083E105	916	1,797	SH		SOLE		0	0	1,797
Altria Group Inc	COM	02209S103	17,179	385	SH		SOLE		0	0	385
Amazon.com Inc	COM	023135106	1,884,244	18,242	SH		SOLE		0	0	18,242
America Movil Sa L ADR	COM	02390A101	29,875	1,419	SH		SOLE		0	0	1,419
American Eagle Outfitters	COM	02553E106	185,351	13,791	SH		SOLE		0	0	13,791
American Electric Power Company Inc	COM	025537101	11,738	129	SH		SOLE		0	0	129
American Express Co	COM	025816109	575,761	3,491	SH		SOLE		0	0	3,491
American States Water Co	COM	029899101	97,868	1,101	SH		SOLE		0	0	1,101
American Tower Corp A	COM	03027X100	32,544	159	SH		SOLE		0	0	159
American Water Works Co.	COM	030420103	11,719	80	SH		SOLE		0	0	80
Ameriprise Financial Inc	COM	03076C106	15,997	52	SH		SOLE		0	0	52
AmerisourceBergen Corp	COM	03073E105	60,041	375	SH		SOLE		0	0	375
Amgen Inc	COM	031162100	254,563	1,053	SH		SOLE		0	0	1,053
Amphenol Corp	COM	032095101	3,646	45	SH		SOLE		0	0	45
Analog Devices Inc	COM	032654105	6,059	31	SH		SOLE		0	0	31
Apple Inc	COM	037833100	3,940,238	23,895	SH		SOLE		0	0	23,895
Archer Aviation Inc	COM	03945R102	57	20	SH		SOLE		0	0	20
Ares Capital Corporation	COM	04010L103	14,401	788	SH		SOLE		0	0	788
Arista Networks Inc	COM	040413106	44,315	264	SH		SOLE		0	0	264
ARK Autonomous Technology & Robotics ETF	ETF	00214Q203	704	14	SH		SOLE		0	0	14
ARK Fintech Innovation ETF	ETF	00214Q708	470	25	SH		SOLE		0	0	25
Arthur J Gallagher & Co	COM	363576109	566,900	2,963	SH		SOLE		0	0	2,963
Asana Inc Ordinary Shares - Class A	COM	04342Y104	2,113	100	SH		SOLE		0	0	100
Ascendis Pharma A/S Spon Adr Each Rep 1	COM	04351P101	51,573	481	SH		SOLE		0	0	481
ASML Holding NV	COM	N07059210	4,765	7	SH		SOLE		0	0	7
AstraZeneca PLC ADR	COM	046353108	6,108	88	SH		SOLE		0	0	88
AT&T Corp	COM	00206R102	49,481	2,570	SH		SOLE		0	0	2,570
Atlassian Corp Plc	COM	049468101	1,198	7	SH		SOLE		0	0	7
Autodesk Inc	COM	052769106	86,595	416	SH		SOLE		0	0	416
Automatic Data Processing	COM	053015103	15,139	68	SH		SOLE		0	0	68
Avery Dennison Corp	COM	053611109	38,470	215	SH		SOLE		0	0	215
Avista Corp	COM	05379B107	11,164	263	SH		SOLE		0	0	263
Bank Marin Corte Madera Ca	COM	063425102	66,604	3,043	SH		SOLE		0	0	3,043
Bank of America Corp	COM	060505104	33,777	1,181	SH		SOLE		0	0	1,181
Bank of America Corp Pfrd Srs 4	PFD	060505591	7,670	352	SH		SOLE		0	0	352
Bank of Montreal	COM	063671101	6,505	73	SH		SOLE		0	0	73
Banner	COM	06652V208	65,381	1,203	SH		SOLE		0	0	1,203
Baxter International Inc	COM	071813109	9,369	231	SH		SOLE		0	0	231
Becton Dickinson & Co	COM	075887109	74,262	300	SH		SOLE		0	0	300
Berkshire Hathaway Cl B	COM	084670702	1,374,644	4,452	SH		SOLE		0	0	4,452
Biomarin Pharmaceutical	COM	09061G101	140,998	1,450	SH		SOLE		0	0	1,450
Bitcoin Investment Ord	COM	389637109	229	14	SH		SOLE		0	0	14
Bitcoin Services Inc	COM	09173Y107	53	2,300	SH		SOLE		0	0	2,300
Blackrock Inc	COM	09247X101	22,750	34	SH		SOLE		0	0	34
Blackstone Group Lp	COM	09260D107	340,380	3,875	SH		SOLE		0	0	3,875
Boeing Co	COM	097023105	275,363	1,296	SH		SOLE		0	0	1,296
Booking Holdings Inc	COM	09857L108	2,652	1	SH		SOLE		0	0	1
Booz Allen Hamilton Inc	COM	099502106	2,847	31	SH		SOLE		0	0	31
Bristol-Myers Squibb Co	COM	110122108	254,368	3,670	SH		SOLE		0	0	3,670
British American Tobacco	COM	110448107	5,725	163	SH		SOLE		0	0	163
Broadcom Inc	COM	11135F101	64,154	100	SH		SOLE		0	0	100
Broadridge Financial Solutions	COM	11133T103	24,037	164	SH		SOLE		0	0	164
C3.ai, Inc.	COM	12468P104	235	7	SH		SOLE		0	0	7
Cannabics Pharmaceuticals Inc	COM	13764M209	0	9	SH		SOLE		0	0	9
Cannabis Science Inc	COM	137648101	0	10,000	SH		SOLE		0	0	10,000
Canoo Inc.	COM	13803R102	1,305	2,000	SH		SOLE		0	0	2,000
Capital One Financial Corp	COM	14040H105	2,212	23	SH		SOLE		0	0	23
Capital Product Partners LP	PARTNERSHP UNITS	Y11082206	7,609	567	SH		SOLE		0	0	567
Cardinal Health Inc	COM	14149Y108	12,307	163	SH		SOLE		0	0	163
Cardiol Therapeutics Inc Class A	COM	14161Y200	7,383	15,151	SH		SOLE		0	0	15,151
Cardlytics Inc	COM	14161W105	51	15	SH		SOLE		0	0	15
CarMax Inc	COM	143130102	193	3	SH		SOLE		0	0	3
Carnival Corp	COM	143658300	1,523	150	SH		SOLE		0	0	150
Caterpillar Inc	COM	149123101	44,675	195	SH		SOLE		0	0	195
Cdn Imperial Bk Comm	COM	136069101	6,321	149	SH		SOLE		0	0	149
Cdw Corp	COM	12514G108	43,850	225	SH		SOLE		0	0	225
Center Point Energy	COM	15189T107	4,596	156	SH		SOLE		0	0	156
Charles Schwab Corp	COM	808513105	488,730	9,330	SH		SOLE		0	0	9,330
Chestnut Str Exchang Fd Sh Partnership N	COM	166668103	477,701	538	SH		SOLE		0	0	538
Chevron Texaco Corp	COM	166764100	459,595	2,817	SH		SOLE		0	0	2,817
Church & Dwight Company Inc	COM	171340102	51,278	580	SH		SOLE		0	0	580
Cigna Corp	COM	125523100	40,629	159	SH		SOLE		0	0	159
Cisco Systems Inc	COM	17275R102	316,577	6,056	SH		SOLE		0	0	6,056
Citigroup Inc	COM	172967424	4,970	106	SH		SOLE		0	0	106
Citizens Finl Group Inc Com	COM	174610105	5,254	173	SH		SOLE		0	0	173
Coca Cola Co	COM	191216100	143,103	2,307	SH		SOLE		0	0	2,307
Colgate-Palmolive Co	COM	194162103	115,205	1,533	SH		SOLE		0	0	1,533
Comcast Corp A	COM	20030N101	170,969	4,510	SH		SOLE		0	0	4,510
Communication Services Sel Sect SPDR ETF	ETF	81369Y852	26,260	453	SH		SOLE		0	0	453
Community Invt Group Ltd	COM	20371Q101	0	945	SH		SOLE		0	0	945
ConocoPhillips	COM	20825C104	62,502	630	SH		SOLE		0	0	630
Consolidated Edison Inc	COM	209115104	197,498	2,064	SH		SOLE		0	0	2,064
Constellation Brands A	COM	21036P108	30,269	134	SH		SOLE		0	0	134
Constellation Energy Group	COM	21037T109	1,021	13	SH		SOLE		0	0	13
Consumer Discret Sel Sect SPDR ETF	ETF	81369Y407	31,104	208	SH		SOLE		0	0	208
Consumer Staples Select Sector SPDR ETF	ETF	81369Y308	56,630	758	SH		SOLE		0	0	758
Core Laboratories	COM	N22717107	9,261	420	SH		SOLE		0	0	420
Corteva Inc	COM	22052L104	48,350	802	SH		SOLE		0	0	802
CoStar Group	COM	22160N109	689	10	SH		SOLE		0	0	10
Costco Wholesale Corp	COM	22160K105	1,065,289	2,144	SH		SOLE		0	0	2,144
Coty Inc	COM	222070203	555	46	SH		SOLE		0	0	46
CSX Corp	COM	126408103	24,311	812	SH		SOLE		0	0	812
Cummins Inc	COM	231021106	8,839	37	SH		SOLE		0	0	37
CVS Caremark Corp	COM	126650100	22,367	301	SH		SOLE		0	0	301
Davis Select International ETF	SELCT INTL ETF	23908L405	9,185	500	SH		SOLE		0	0	500
Deere & Co	COM	244199105	30,966	75	SH		SOLE		0	0	75
Dell Inc	COM	24703L202	26,659	663	SH		SOLE		0	0	663
Dentsply International Inc	COM	24906P109	5,499	140	SH		SOLE		0	0	140
Deutsche Telekom AG	COM	251566105	3,072	127	SH		SOLE		0	0	127
Devon Energy Corp	COM	25179M103	51	1	SH		SOLE		0	0	1
DexCom Inc	COM	252131107	2,324	20	SH		SOLE		0	0	20
DFA Dimensional US Marketwide Value ETF	ETF	25434V724	8,104,042	242,056	SH		SOLE		0	0	242,056
DFA TA World ex US Core Equity I	ETF	25434V880	87,435	3,792	SH		SOLE		0	0	3,792
DFA Tax-Managed International Value	ETF	25434V807	2,612,592	81,061	SH		SOLE		0	0	81,061
Diadexus Inc New Com New	COM	25245P205	0	6	SH		SOLE		0	0	6
Diamonds TRUST Series I	ETF	78467X109	107,796	324	SH		SOLE		0	0	324
Digital Realty Trust Inc	COM	253868103	17,204	175	SH		SOLE		0	0	175
Dimensional Emerging Core Equity Mkt ETF	ETF	25434V302	4,523,633	196,509	SH		SOLE		0	0	196,509
Dimensional Global Real Estate ETF	ETF	25434V658	2,941,255	119,807	SH		SOLE		0	0	119,807
Dimensional International Equity Mkt ETF	ETF	25434V203	4,693,424	174,153	SH		SOLE		0	0	174,153
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	129,288,908	5,074,133	SH		SOLE		0	0	5,074,133
Dimensional U.S. Core Equity Market ETF	ETF	25434V104	14,829,631	515,455	SH		SOLE		0	0	515,455
Dimensional U.S. Small Cap ETF	ETF	25434V500	1,793,889	34,040	SH		SOLE		0	0	34,040
Dimensional U.S. Targeted Value ETF	ETF	25434V609	97,366	2,188	SH		SOLE		0	0	2,188
Discover Financial Services LLC	COM	254709108	17,791	180	SH		SOLE		0	0	180
Docusign Inc	COM	256163106	408	7	SH		SOLE		0	0	7
Dow Chemical Co	COM	260557103	6,230	114	SH		SOLE		0	0	114
DraftKings Inc	COM	26142V105	252	13	SH		SOLE		0	0	13
Duke Energy Corp	COM	26441C204	13,506	140	SH		SOLE		0	0	140
Duoyuan Printing Inc XxxRegistration Revoked By Sec ETF 10/27/14	ETF	26605B109	0	2,400	SH		SOLE		0	0	2,400
Dupont De Nemours Inc	COM	26614N102	4,899	68	SH		SOLE		0	0	68
eBay Inc	COM	278642103	6	0	SH		SOLE		0	0	0
Ecolab Inc	COM	278865100	40,555	245	SH		SOLE		0	0	245
Edgewell Pers Care Co Com	COM	28035Q102	18,707	441	SH		SOLE		0	0	441
Edwards Lifesciences Cp	COM	28176E108	117,890	1,425	SH		SOLE		0	0	1,425
Ehang Holdings Ltd	COM	26853E102	1,366	125	SH		SOLE		0	0	125
Elastic NV	COM	N14506104	1,042	18	SH		SOLE		0	0	18
Electronics Arts	COM	285512109	1,927	16	SH		SOLE		0	0	16
Elevance Health, Inc.	COM	036752103	104,491	227	SH		SOLE		0	0	227
Eli Lilly & Co	COM	532457108	346,511	1,009	SH		SOLE		0	0	1,009
Embecta Corp.	COM	29082K105	984	35	SH		SOLE		0	0	35
Emerson Electric Co	COM	291011104	13,332	153	SH		SOLE		0	0	153
Energizer Holding Inc	COM	29272W109	15,303	441	SH		SOLE		0	0	441
Enphase Energy Inc	COM	29355A107	4,206	20	SH		SOLE		0	0	20
Entegris Inc	COM	29362U104	1,979	24	SH		SOLE		0	0	24
Entergy Corp	COM	29364G103	2,694	25	SH		SOLE		0	0	25
Enterprise Products Partners	COM	293792107	152,655	5,894	SH		SOLE		0	0	5,894
EOG Resources Inc	COM	26875P101	344	3	SH		SOLE		0	0	3
Equinix Inc	COM	29444U700	2,198	3	SH		SOLE		0	0	3
Equity Lifestyle Properties Inc	COM	29472R108	8,056	120	SH		SOLE		0	0	120
Equity Residential	COM	29476L107	15,000	250	SH		SOLE		0	0	250
Essex Properties Trust Inc	COM	297178105	43,292	207	SH		SOLE		0	0	207
ETFs Gold Trust ETF	ETF	00326A104	566	30	SH		SOLE		0	0	30
Eutelsat Communications	COM	F3692M128	668	100	SH		SOLE		0	0	100
Evergy Inc	COM	30034W106	5,868	96	SH		SOLE		0	0	96
Everspin Technologies, Inc.	COM	30041T104	136	20	SH		SOLE		0	0	20
EVgo, Inc.	N/A	30052F100	195	25	SH		SOLE		0	0	25
Exelon Corp	COM	30161N101	1,592	38	SH		SOLE		0	0	38
Expedia Inc	COM	30212P303	37,065	382	SH		SOLE		0	0	382
Exxon Mobil Corp	COM	30231G102	517,187	4,716	SH		SOLE		0	0	4,716
Fedex Corp	COM	31428X106	43,185	189	SH		SOLE		0	0	189
Fgl Hldgs	COM	30190A104	181	10	SH		SOLE		0	0	10
Fidelity MSCI Energy ETF	ETF	316092402	24,979	1,113	SH		SOLE		0	0	1,113
Fidelity Msci Health Care Index Etf	ETF	316092600	25,103	408	SH		SOLE		0	0	408
Fidelity Msci Matls Index Etf	ETF	316092881	102,316	2,244	SH		SOLE		0	0	2,244
Fidelity National Financial Inc	COM	31620R303	5,344	153	SH		SOLE		0	0	153
Fidelity Total Bond Etf	ETF	316188309	95,910	2,085	SH		SOLE		0	0	2,085
Fidelity MSCI Information Tech ETF	ETF	316092808	169,240	1,485	SH		SOLE		0	0	1,485
Financial Select Sector SPDR ETF	ETF	81369Y605	32,054	997	SH		SOLE		0	0	997
First Bancorp	COM	318672706	4,477	392	SH		SOLE		0	0	392
First National Bank Alaska	COM	32112J106	8,159	41	SH		SOLE		0	0	41
First Republic Bank	COM	33616C100	8,044	575	SH		SOLE		0	0	575
First Solar Inc	COM	336433107	6,525	30	SH		SOLE		0	0	30
First Tr Etf Cap Strength Etf	ETF	33733E104	12,035	165	SH		SOLE		0	0	165
First Tr Exchange Traded Fd Ny Arca Biot	ETF	33733E203	57,205	369	SH		SOLE		0	0	369
First Trust Energy Infrastructure Fund	COM	33738C103	106,592	7,433	SH		SOLE		0	0	7,433
First Trust North American Energy Infrastructure ETF	ETF	33738D101	798,580	29,988	SH		SOLE		0	0	29,988
Fiserv Inc	COM	337738108	61,375	543	SH		SOLE		0	0	543
FlexShares Morningstar U.S. Market Factors Tilt ETF	ETF	33939L100	1,183,415	7,545	SH		SOLE		0	0	7,545
Ford Motor Co	COM	345370860	16,843	1,337	SH		SOLE		0	0	1,337
Franklin Resources Inc	COM	354613101	37,851	1,405	SH		SOLE		0	0	1,405
FS KKR Capital Corp	COM	302635206	3,478	188	SH		SOLE		0	0	188
Fubotv Inc	COM	35953D104	48,400	40,000	SH		SOLE		0	0	40,000
Funko Inc Com Cl A	COM	361008105	189	20	SH		SOLE		0	0	20
Gap Inc	COM	364760108	6,486	646	SH		SOLE		0	0	646
GE HealthCare Technologies Inc.	COM	36266G107	17,144	209	SH		SOLE		0	0	209
General Dynamics Corp	COM	369550108	9,585	42	SH		SOLE		0	0	42
General Electric Co	COM	369604301	31,930	334	SH		SOLE		0	0	334
General Mills Inc	COM	370334104	42,217	494	SH		SOLE		0	0	494
General Moly	COM	370373102	5,125	2,190	SH		SOLE		0	0	2,190
Global X CleanTech ETF	ETF	37954Y228	2,468	155	SH		SOLE		0	0	155
Global X Dow 30 Covered Call ETF	ETF	37960A859	2,380	110	SH		SOLE		0	0	110
Global X Fds Rbtcs Artfl Inte	ETF	37954Y715	30,600	1,200	SH		SOLE		0	0	1,200
Global X NasdaqGlobal X NASDAQ 100 Covered Call ETF	ETF	37954Y483	1,915	112	SH		SOLE		0	0	112
Global X Russell 2000 Covered Call ETF	ETF	37954Y459	2,005	112	SH		SOLE		0	0	112
Global X S&P 500 Covered Call ETF	ETF	37954Y475	4,521	112	SH		SOLE		0	0	112
Global X Video Games & Esports ETF	ETF	37954Y392	1,220	60	SH		SOLE		0	0	60
Great Wolf Resorts Inc	COM	977852102	1,234	19	SH		SOLE		0	0	19
Guggenheim S&P 500 Equal Weight	ETF	46137V357	6,942	48	SH		SOLE		0	0	48
Haemonetics Corp	COM	405024100	5,958	72	SH		SOLE		0	0	72
Hasbro Inc	COM	418056107	8,054	150	SH		SOLE		0	0	150
Health Care Select Sector SPDR ETF	ETF	81369Y209	42,204	326	SH		SOLE		0	0	326
Healthpeak Pptys Inc	COM	42250P103	9,012	410	SH		SOLE		0	0	410
Hecla Mining Company	COM	422704106	10,128	1,600	SH		SOLE		0	0	1,600
Hercules Technology Growth Capital	COM	427096508	96,739	7,505	SH		SOLE		0	0	7,505
Hereuare Inc Xxx	COM	427177100	0	35	SH		SOLE		0	0	35
Hershey Foods Corp	COM	427866108	193,777	762	SH		SOLE		0	0	762
Hewlett Packard Ente	COM	42824C109	35,428	2,224	SH		SOLE		0	0	2,224
Hewlett-Packard Co	COM	40434L105	30,260	1,031	SH		SOLE		0	0	1,031
Hexo Corp	COM	428304406	95	71	SH		SOLE		0	0	71
Home Depot Inc	COM	437076102	363,883	1,233	SH		SOLE		0	0	1,233
Honeywell International	COM	438516106	33,446	175	SH		SOLE		0	0	175
Host Hotels & Resorts Inc	COM	44107P104	2,770	168	SH		SOLE		0	0	168
HSBC Holdings ADR	COM	404280406	3,242	95	SH		SOLE		0	0	95
Hubspot Inc	COM	443573100	3,430	8	SH		SOLE		0	0	8
Huhtamaki Oyj	COM	X33752100	2,229	60	SH		SOLE		0	0	60
Humana Inc	COM	444859102	4,369	9	SH		SOLE		0	0	9
Iac/Interactive Corp	COM	44891N208	19,711	382	SH		SOLE		0	0	382
Ideal Pwr Inc	COM	451622203	3,093	296	SH		SOLE		0	0	296
Illinois Tool Works Inc	COM	452308109	39,439	162	SH		SOLE		0	0	162
Illumina Inc	COM	452327109	13,720	59	SH		SOLE		0	0	59
Independence Resources Plc Spon Adr(nv)	COM	45378C102	0	313	SH		SOLE		0	0	313
Industrial Select Sector SPDR ETF	ETF	81369Y704	29,241	289	SH		SOLE		0	0	289
Insweb	COM	Y41053102	7,044	169	SH		SOLE		0	0	169
Intel Corp	COM	458140100	30,328	928	SH		SOLE		0	0	928
IntercontinentalExchange	COM	45866F104	14,601	140	SH		SOLE		0	0	140
International Business Machines	COM	459200101	178,810	1,364	SH		SOLE		0	0	1,364
International Paper Co	COM	460146103	2,993	83	SH		SOLE		0	0	83
Intuit Inc	COM	461202103	2,248	5	SH		SOLE		0	0	5
Invesco Dow Jones	ETF	46137V605	9,454	221	SH		SOLE		0	0	221
Invesco NASDAQ Next Gen 100 ETF	ETF	46138G631	434	17	SH		SOLE		0	0	17
Invesco Optimum Yield Dvrs Cdty Stra No K1 ETF	ETF	46090F100	56,397	3,966	SH		SOLE		0	0	3,966
Invesco PLC	ETF	G491BT108	2,198	134	SH		SOLE		0	0	134
Invesco QQQ Trust	ETF	46090E103	1,018,086	3,172	SH		SOLE		0	0	3,172
Invesco Taxable Municipal Bond ETF	ETF	46138G805	2,203,407	81,972	SH		SOLE		0	0	81,972
Invesco Water Resources ETF	ETF	46137V142	40,813	765	SH		SOLE		0	0	765
Invesco Zacks Mid-Cap ETF	ETF	46137Y401	437	5	SH		SOLE		0	0	5
Invesco Zacks Multi-Asset Income ETF	ZACKS MULT AST	46137Y500	211	10	SH		SOLE		0	0	10
Iron Mountain Inc	COM	46284V101	47,619	900	SH		SOLE		0	0	900
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	9,842	120	SH		SOLE		0	0	120
iShares 1-5 yr Inv Grd Corp ETF	ETF	464288646	1,878,167	37,162	SH		SOLE		0	0	37,162
iShares 3-7 Year Trery	ETF	464288661	44,589	379	SH		SOLE		0	0	379
iShares Barclays Aggregate Bond	ETF	464287226	3,103,654	31,149	SH		SOLE		0	0	31,149
iShares Barclays MBS Bond Fund	ETF	464288588	65,743	694	SH		SOLE		0	0	694
iShares Calif Amt Free	ETF	464288356	1,194,489	20,803	SH		SOLE		0	0	20,803
iShares Core 10 Year USD Bond ETF	ETF	464289479	54,642	1,017	SH		SOLE		0	0	1,017
iShares Core High	ETF	46429B663	83,870	825	SH		SOLE		0	0	825
iShares Core MSCI EAFE ETF	ETF	46432F842	122,702	1,835	SH		SOLE		0	0	1,835
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	2,320,651	47,564	SH		SOLE		0	0	47,564
iShares Core Msci Totl	ETF	46432F834	317,618	5,127	SH		SOLE		0	0	5,127
iShares Core S&P 500 ETF	ETF	464287200	7,850,356	19,097	SH		SOLE		0	0	19,097
iShares Core S&P Small-Cap ETF	ETF	464287804	1,858,695	19,221	SH		SOLE		0	0	19,221
iShares Core S&P Total US Stock Market E	ETF	464287150	148,808	1,643	SH		SOLE		0	0	1,643
iShares Core US REIT ETF	ETF	464288521	200,491	3,978	SH		SOLE		0	0	3,978
iShares Dow Jones	ETF	464287721	229,241	2,470	SH		SOLE		0	0	2,470
iShares Dow Jones Select Dividend	ETF	464287168	658,317	5,618	SH		SOLE		0	0	5,618
iShares Dow Jones US Real Estate	ETF	464287739	141,680	1,669	SH		SOLE		0	0	1,669
iShares Edge MSCI Min Vol USA Small-Cap ETF	ETF	46435G433	31,732	915	SH		SOLE		0	0	915
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	25,994,017	1,080,383	SH		SOLE		0	0	1,080,383
iShares ESG Aware MSCI USA ETF	ETF	46435G425	7,019,736	77,609	SH		SOLE		0	0	77,609
iShares ESG MSCI USA Leaders ETF	ETF	46435U218	892,948	12,531	SH		SOLE		0	0	12,531
iShares ESG U.S. Aggregate Bond ETF	ETF	46435U549	28,086,814	584,411	SH		SOLE		0	0	584,411
iShares Global Tech ETF	ETF	464287291	14,025	258	SH		SOLE		0	0	258
iShares Gold Trust	ETF	464285204	57,064	1,527	SH		SOLE		0	0	1,527
iShares iBoxx $ High Yield Corporate Bond	ETF	464288513	1,341,768	17,760	SH		SOLE		0	0	17,760
IShares Intermediate-Term Corp Bd ETF	ETF	464288638	2,513	49	SH		SOLE		0	0	49
iShares International Dev Prpty ETF	ETF	464288422	3,662	136	SH		SOLE		0	0	136
iShares JP Morgan EM Bond	ETF	464288281	556,247	6,447	SH		SOLE		0	0	6,447
iShares Lehman 7-10 Year Treasury	ETF	464287440	18,238	184	SH		SOLE		0	0	184
iShares Lehman Tips	ETF	464287176	49,953	453	SH		SOLE		0	0	453
iShares MSCI Canada Index	ETF	464286509	44,263	1,295	SH		SOLE		0	0	1,295
iShares MSCI EAFE ESG ETF	ETF	46435G516	23,684,437	329,683	SH		SOLE		0	0	329,683
iShares MSCI EAFE ETF	ETF	464287465	2,501,198	34,972	SH		SOLE		0	0	34,972
iShares MSCI EAFE Small-Cap ETF	ETF	464288273	12,320	207	SH		SOLE		0	0	207
iShares MSCI EAFE Value ETF	ETF	464288877	133,920	2,760	SH		SOLE		0	0	2,760
iShares MSCI Emerging Markets	ETF	464287234	151,524	3,840	SH		SOLE		0	0	3,840
iShares MSCI Emerging Markets ESG ETF	ETF	46434G863	17,286,855	549,138	SH		SOLE		0	0	549,138
iShares MSCI Emerging Markets ex China ETF	ETF	46434G764	1,249,282	25,325	SH		SOLE		0	0	25,325
iShares MSCI Intl Quality Factor	ETF	46434V456	12,602	357	SH		SOLE		0	0	357
Ishares Msci Intl Value	ETF	46435G409	13,387	540	SH		SOLE		0	0	540
Ishares Msci Usa	ETF	46434V290	6,100	119	SH		SOLE		0	0	119
iShares MSCI USA Min Vol Factor ETF	ETF	46429B697	78,414	1,078	SH		SOLE		0	0	1,078
iShares MSCI USA Quality Factor ETF	ETF	46432F339	37,922,337	305,665	SH		SOLE		0	0	305,665
iShares MSCI USA Value Factor ETF	ETF	46432F388	40,277	435	SH		SOLE		0	0	435
iShares NASDAQ Biotech	ETF	464287556	18,120	140	SH		SOLE		0	0	140
iShares Preferred & Income Securities ETF	ETF	464288687	31,220	1,000	SH		SOLE		0	0	1,000
iShares Russell 1000 Growth	ETF	464287614	608,127	2,489	SH		SOLE		0	0	2,489
iShares Russell 1000 Index	ETF	464287622	13,794,799	61,248	SH		SOLE		0	0	61,248
iShares Russell 1000 Value Index	ETF	464287598	2,521,538	16,561	SH		SOLE		0	0	16,561
iShares Russell 2000 Index	ETF	464287655	1,068,537	5,990	SH		SOLE		0	0	5,990
iShares Russell 2000 Value Index	ETF	464287630	40,362	295	SH		SOLE		0	0	295
iShares Russell 3000 Index	ETF	464287689	148,994	633	SH		SOLE		0	0	633
iShares Russell Microcap Index	ETF	464288869	258,527	2,474	SH		SOLE		0	0	2,474
iShares Russell Midcap Blend	ETF	464287499	453,040	6,479	SH		SOLE		0	0	6,479
Ishares Russell Top 200 ETF	ETF	464289446	16,543	170	SH		SOLE		0	0	170
Ishares Russell Top 200 Growth ETF	ETF	464289438	18,756	135	SH		SOLE		0	0	135
iShares S&P 100 Index	ETF	464287101	678,967	3,630	SH		SOLE		0	0	3,630
iShares S&P 400 Growth	ETF	464287606	70,795	990	SH		SOLE		0	0	990
iShares S&P 500/BARRA Value Index	ETF	464287408	15,176	100	SH		SOLE		0	0	100
iShares S&P 600 Growth	ETF	464287887	68,163	620	SH		SOLE		0	0	620
iShares S&P GSCI Commodity-Indexed Trust	ETF	46428R107	4,829	240	SH		SOLE		0	0	240
iShares S&P Midcap 400 Index	ETF	464287507	235,403	941	SH		SOLE		0	0	941
iShares S&P Midcap 400/BARRA Value	ETF	464287705	899,823	8,756	SH		SOLE		0	0	8,756
iShares S&P National AMT-Free Muni	ETF	464288414	14,499,772	134,581	SH		SOLE		0	0	134,581
iShares S&P Smallcap 600/BARRA Value Index	ETF	464287879	65,404	699	SH		SOLE		0	0	699
iShares Short-Term National Muni Bd ETF	ETF	464288158	5,534,522	52,871	SH		SOLE		0	0	52,871
iShares SP 500 Growth Index	ETF	464287309	406,596	6,364	SH		SOLE		0	0	6,364
iShares Total US Bond ETF	ETF	46434V613	8,793,421	190,540	SH		SOLE		0	0	190,540
Ishares Tr Cohen & Steer	ETF	464287564	416,994	7,508	SH		SOLE		0	0	7,508
Ishares Tr Msci Kld400 Soc	ETF	464288570	270,625	3,470	SH		SOLE		0	0	3,470
iShares Trust - iShares Core U.S. Value ETF	ETF	464287663	451,162	6,115	SH		SOLE		0	0	6,115
Ishares US Healthcare	ETF	464288828	15,043	61	SH		SOLE		0	0	61
IShares US Treasury Bond ETF	ETF	46429B267	4,138	177	SH		SOLE		0	0	177
J BetaBuilders Japan ETF	ETF	46641Q217	12,536	259	SH		SOLE		0	0	259
Jacobs Engineering Group	COM	469814107	9,636	82	SH		SOLE		0	0	82
JM Smuckers Co	COM	832696405	2,675	17	SH		SOLE		0	0	17
Johnson & Johnson	COM	478160104	990,188	6,388	SH		SOLE		0	0	6,388
Johnson Controls International plc	COM	G51502105	2,409	40	SH		SOLE		0	0	40
JP Morgan Chase & Co	COM	48128B655	7,647	307	SH		SOLE		0	0	307
JP Morgan Chase & Co	COM	46625H100	124,426	955	SH		SOLE		0	0	955
Jpmorgan Betabuilders	COM	46641Q225	10,001	168	SH		SOLE		0	0	168
JPMorgan BetaBuilders Dev Asia ex-Jpn ETF	COM	46641Q233	7,864	160	SH		SOLE		0	0	160
JPMorgan BetaBuilders Europe ETF	COM	46641Q191	12,758	239	SH		SOLE		0	0	239
JPMorgan US Quality Factor ETF	ETF	46641Q761	1,226,180	29,740	SH		SOLE		0	0	29,740
Keycorp Inc	COM	493267108	4,031	322	SH		SOLE		0	0	322
Keysight Technologies Inc Com	COM	49338L103	4,683	29	SH		SOLE		0	0	29
Kimberly-Clark Corp	COM	494368103	44,829	334	SH		SOLE		0	0	334
Kraft Heinz Co Com Stk	COM	500754106	4,138	107	SH		SOLE		0	0	107
Kraneshares MSCI China Clean Tech ETF	ETF	500767850	200	7	SH		SOLE		0	0	7
Kroger Co	COM	501044101	16,786	340	SH		SOLE		0	0	340
L3Harris Technologies Inc	COM	502431109	9,812	50	SH		SOLE		0	0	50
Laboratory Corp Of America Holdings	COM	50540R409	28,678	125	SH		SOLE		0	0	125
Lam Research Corp	COM	512807108	4,314	8	SH		SOLE		0	0	8
Lamar Advertising Co	COM	512816109	6,992	70	SH		SOLE		0	0	70
Lehman Bros Holding Ixxx (NV)	COM	524ESC100	0	3,591	SH		SOLE		0	0	3,591
Lemonade Inc Ordinary Shares	COM	52567D107	314	22	SH		SOLE		0	0	22
Liberty Media Corporation	COM	531229854	18,857	252	SH		SOLE		0	0	252
Linde plc	COM	G54950103	81,751	230	SH		SOLE		0	0	230
Lockheed Martin Corp	COM	539830109	190,983	404	SH		SOLE		0	0	404
Lowes Companies Inc	COM	548661107	108,269	541	SH		SOLE		0	0	541
Lululemon Athletica	COM	550021109	106,708	293	SH		SOLE		0	0	293
Lyft Inc Class A	COM	55087P104	695	75	SH		SOLE		0	0	75
Macquarie Group Lt Ord	COM	Q57085286	13,741	117	SH		SOLE		0	0	117
Macys Inc	COM	55616P104	25,413	1,453	SH		SOLE		0	0	1,453
Magellan Midstream Partners LP	COM	559080106	18,991	350	SH		SOLE		0	0	350
Market Vectors High Yield Muni ETF	ETF	92189H409	23,982,116	463,512	SH		SOLE		0	0	463,512
Market Vectors Intermediate Muni ETF	ETF	92189H201	539,098	11,601	SH		SOLE		0	0	11,601
Marvell Technology Group Ltd	COM	573874104	1,699	39	SH		SOLE		0	0	39
Masterbrand Inc	COM	57638P104	354	44	SH		SOLE		0	0	44
Mastercard Inc	COM	57636Q104	146,091	402	SH		SOLE		0	0	402
Match Group Inc	COM	57667L107	998	26	SH		SOLE		0	0	26
Materials Select Sector SPDR ETF	ETF	81369Y100	18,012	223	SH		SOLE		0	0	223
Matterport, Inc.	COM	577096100	409,500	150,000	SH		SOLE		0	0	150,000
McCormick & Co Inc	COM	579780206	30,122	362	SH		SOLE		0	0	362
McDonalds Corp	COM	580135101	610,389	2,183	SH		SOLE		0	0	2,183
Medtronic Inc	COM	G5960L103	8,304	103	SH		SOLE		0	0	103
Mercadolibre	COM	58733R102	2,636	2	SH		SOLE		0	0	2
Merck Inc	COM	58933Y105	503,225	4,730	SH		SOLE		0	0	4,730
Meta Platforms Inc	COM	30303M102	183,328	865	SH		SOLE		0	0	865
Metlife Inc	COM	59156R108	2,433	42	SH		SOLE		0	0	42
MFA Mortgage Investments	COM	55272X607	774	78	SH		SOLE		0	0	78
Mfs Charter Income TRUST	COM	552727109	9,435	1,500	SH		SOLE		0	0	1,500
MFS Multi-Market Income	COM	552737108	9,080	2,000	SH		SOLE		0	0	2,000
MGC Communications Inc	COM	609839105	3,031	6	SH		SOLE		0	0	6
Microchip Technology Inc	COM	595017104	127,186	1,518	SH		SOLE		0	0	1,518
Micron Technology Inc	COM	595112103	93,814	1,555	SH		SOLE		0	0	1,555
Microsoft Corp	COM	594918104	7,006,731	24,304	SH		SOLE		0	0	24,304
Mid Cap SPDR Trust	ETF	78467Y107	548,486	1,197	SH		SOLE		0	0	1,197
Mirant Tr 1 Cnv Pfd 6.25 Ser A Esc (NV)	PFD	60467Q995	0	40	SH		SOLE		0	0	40
MKS Instruments Inc	COM	55306N104	1,613	18	SH		SOLE		0	0	18
Mongodb Inc	COM	60937P106	1,632	7	SH		SOLE		0	0	7
MP Materials Corp.	COM	553368101	5,638	200	SH		SOLE		0	0	200
NCR Corp	COM	62886E108	1,180	50	SH		SOLE		0	0	50
NetApp, Inc	COM	64110D104	60,905	954	SH		SOLE		0	0	954
Netflix Inc	COM	64110L106	37,312	108	SH		SOLE		0	0	108
New Relic Inc	COM	64829B100	138,609	1,841	SH		SOLE		0	0	1,841
New Residential Investment Corp	COM	64828T201	14,968	1,871	SH		SOLE		0	0	1,871
Newmont Mining Corp	COM	651639106	2,402	49	SH		SOLE		0	0	49
NextEra Energy Inc	COM	65339F101	125,493	1,628	SH		SOLE		0	0	1,628
Nike Inc	COM	654106103	513,185	4,184	SH		SOLE		0	0	4,184
Nio Inc ADR	COM	62914V106	2,533	241	SH		SOLE		0	0	241
Nobel Corp New Tranche 3 Wt Exp 02/05/2026	COM	G65431143	149	132	SH		SOLE		0	0	132
Noble International	COM	74348A467	57,025	625	SH		SOLE		0	0	625
Norfolk Southern Corp	COM	655844108	189,265	893	SH		SOLE		0	0	893
Nortel Networks Corporation Com Npv No S	COM	656568508	0	12	SH		SOLE		0	0	12
Northern Trust Corp	COM	665859104	40	0	SH		SOLE		0	0	0
Northrop Grumman Corp	COM	666807102	19,392	42	SH		SOLE		0	0	42
Novartis AG ADR	COM	66987V109	23,460	255	SH		SOLE		0	0	255
Novavax Inc	COM	670002401	942	136	SH		SOLE		0	0	136
Novo Nordisk A/S ADR	COM	670100205	183,005	1,150	SH		SOLE		0	0	1,150
Nucor Corp	COM	670346105	131,917	854	SH		SOLE		0	0	854
Nuveen CA AMT - Free Quality Muni Inc	ETF	670651108	19,788	1,700	SH		SOLE		0	0	1,700
Nuveen CA Muni Value	ETF	67062C107	17,373	1,972	SH		SOLE		0	0	1,972
Nvidia Corp	COM	67066G104	891,372	3,209	SH		SOLE		0	0	3,209
Okta Inc Cl A	COM	679295105	776	9	SH		SOLE		0	0	9
Omega Healthcare Investors	COM	681936100	18,639	680	SH		SOLE		0	0	680
Omeros Corp	COM	682143102	5,813	1,250	SH		SOLE		0	0	1,250
Oracle Corp	COM	68389X105	557,148	5,996	SH		SOLE		0	0	5,996
Organon & Co.	COM	68622V106	8,232	350	SH		SOLE		0	0	350
Orion Office REIT Inc.	COM	68629Y103	563	84	SH		SOLE		0	0	84
OWL ROCK CAPITAL ORD	COM	69121K104	14,224	1,128	SH		SOLE		0	0	1,128
Paccar Inc	COM	693718108	127,588	1,743	SH		SOLE		0	0	1,743
PacWest Bancorp	COM	695263103	1,625	167	SH		SOLE		0	0	167
Palantir Technologies Inc Ordinary Shares - Class A	COM	69608A108	13,317	1,576	SH		SOLE		0	0	1,576
Paragon Offshore Plc	COM	G6S01W108	0	56	SH		SOLE		0	0	56
Paychex Inc.	COM	704326107	8,480	74	SH		SOLE		0	0	74
Paypal Hldgs Inc Com	COM	70450Y103	15,568	205	SH		SOLE		0	0	205
Peloton Interactive Inc	COM	70614W100	1,134	100	SH		SOLE		0	0	100
Pembina Pipeline Corp	COM	706327103	3,495	108	SH		SOLE		0	0	108
PepsiCo Inc	COM	713448108	350,745	1,924	SH		SOLE		0	0	1,924
Pfizer Inc	COM	717081103	246,554	6,043	SH		SOLE		0	0	6,043
Philip Morris International	COM	718172109	31,995	329	SH		SOLE		0	0	329
Phillips Inc	COM	718546104	31,935	315	SH		SOLE		0	0	315
Physicians Realty Trust	COM	71943U104	5,076	340	SH		SOLE		0	0	340
PNC Financial Services Group Inc	COM	693475105	28,216	222	SH		SOLE		0	0	222
Popular Inc	COM	733174700	85,024	1,481	SH		SOLE		0	0	1,481
Powershares Emerging Markets Debt ETF	ETF	46138E784	32,538,013	1,696,455	SH		SOLE		0	0	1,696,455
Powershares FTSE RAFI 1500	ETF	46137V597	2,835,908	17,237	SH		SOLE		0	0	17,237
Powershares FTSE RAFI Dev Markets ex-US	ETF	46138E743	1,976,709	44,864	SH		SOLE		0	0	44,864
Powershares FTSE RAFI US 1000	ETF	46137V613	7,267,437	46,354	SH		SOLE		0	0	46,354
Powershares Info Tech ETF	ETF	46138E115	19,733	150	SH		SOLE		0	0	150
Powershares Nasdaq Internet	ETF	46137V530	216,407	1,536	SH		SOLE		0	0	1,536
Powershares S&P 500 High	ETF	46138E362	18,148	430	SH		SOLE		0	0	430
PowerShares S&P Low Volatility	ETF	46138E354	62,400	1,000	SH		SOLE		0	0	1,000
Principal Financial Group	COM	74251V102	41,173	554	SH		SOLE		0	0	554
Procter & Gamble Co	COM	742718109	641,360	4,313	SH		SOLE		0	0	4,313
Prologis	COM	74340W103	6,862	55	SH		SOLE		0	0	55
Proshares Bitcoin ETF	ETF	74347G440	4,638	265	SH		SOLE		0	0	265
ProShares UltraPro QQQ	ETF	74347X831	4,748	168	SH		SOLE		0	0	168
ProShares UltraPro Short QQQ ETF	ETF	74347G432	1,762	60	SH		SOLE		0	0	60
Proto Labs Inc	COM	743713109	497	15	SH		SOLE		0	0	15
Prudential Financial Inc	COM	744320102	4,468	54	SH		SOLE		0	0	54
Public Service Enterprise Group	COM	744573106	10,991	176	SH		SOLE		0	0	176
Public Storage Inc	COM	74460D109	33,538	111	SH		SOLE		0	0	111
Qsound Labs Inc Com Npv	COM	74728C307	0	50	SH		SOLE		0	0	50
Qualcomm Inc	COM	747525103	105,730	829	SH		SOLE		0	0	829
Quest Diagnostic Inc	COM	74834L100	27,589	195	SH		SOLE		0	0	195
Raytheon Technologies Co	COM	75513E101	21,349	218	SH		SOLE		0	0	218
Realty Income Corp	COM	756109104	1,015,210	16,033	SH		SOLE		0	0	16,033
Regal Rexnord Corp Com Stk Usd0.01	COM	758750103	320,427	2,277	SH		SOLE		0	0	2,277
Repsol YPF SA ADR	COM	76026T205	1,167	76	SH		SOLE		0	0	76
Resources Mtg Cap Corp	COM	74967R106	341	13	SH		SOLE		0	0	13
RingCentral Inc Class A	COM	76680R206	215	7	SH		SOLE		0	0	7
Robert Half International Inc	COM	770323103	3,706	46	SH		SOLE		0	0	46
Roblox Corp Ordinary Shares - Class A	COM	771049103	990	22	SH		SOLE		0	0	22
Rockwell Automation Inc	COM	773903109	122,956	419	SH		SOLE		0	0	419
Rogers Communications Inc	COM	775109200	3,987	86	SH		SOLE		0	0	86
Roku Inc Cl A	COM	77543R102	263	4	SH		SOLE		0	0	4
Royal Bank of Canada	COM	780087102	8,029	84	SH		SOLE		0	0	84
S & T Bancorp Inc	COM	783859101	9,435	300	SH		SOLE		0	0	300
Salesforce.com	COM	79466L302	22,775	114	SH		SOLE		0	0	114
Sanofi-Aventis ADR	COM	80105N105	9,360	172	SH		SOLE		0	0	172
SAP Aktiengesell ADR	COM	803054204	6,328	50	SH		SOLE		0	0	50
Schlumberger NV	COM	806857108	4,223	86	SH		SOLE		0	0	86
Schw Intl Scap Etf	ETF	808524888	27,069	803	SH		SOLE		0	0	803
Schwab 1000 ETF	ETF	808524722	18,014	455	SH		SOLE		0	0	455
Schwab Emerging Market Equities ETF	ETF	808524706	180,629	7,367	SH		SOLE		0	0	7,367
Schwab Fundamental Int'l Lg Co ETF	ETF	808524755	34,835	1,114	SH		SOLE		0	0	1,114
Schwab Fundamental US Large Company ETF	ETF	808524771	35,259	642	SH		SOLE		0	0	642
Schwab International Equity ETF	ETF	808524805	225,191	6,471	SH		SOLE		0	0	6,471
Schwab U.S. TIPS	ETF	808524870	643	12	SH		SOLE		0	0	12
Schwab US Aggregate Bond ETF	ETF	808524839	21,239	453	SH		SOLE		0	0	453
Schwab US Broad Market ETF	ETF	808524102	55,630	1,163	SH		SOLE		0	0	1,163
Schwab US Dividend Equity	ETF	808524797	580,207	7,931	SH		SOLE		0	0	7,931
Schwab US Large Cap	ETF	808524300	16,497	253	SH		SOLE		0	0	253
Schwab US Large-Cap ETF	ETF	808524201	24,765	512	SH		SOLE		0	0	512
Schwab US Mid Cap Etf	ETF	808524508	23,340	344	SH		SOLE		0	0	344
Schwab US REIT ETF	ETF	808524847	3,861	198	SH		SOLE		0	0	198
Schwab US Small Cap ETF	ETF	808524607	5,870	140	SH		SOLE		0	0	140
SCORPIO TANKERS INC	COM	Y7542C130	6,081	108	SH		SOLE		0	0	108
SEI Investments Co	COM	784117103	69,060	1,200	SH		SOLE		0	0	1,200
Senseonics Holdings	COM	81727U105	502	707	SH		SOLE		0	0	707
Servicenow Inc Com	COM	81762P102	30,672	66	SH		SOLE		0	0	66
Shell ADR	COM	780259305	11,911	207	SH		SOLE		0	0	207
Shopify Inc	COM	82509L107	479	10	SH		SOLE		0	0	10
Siemens AG	COM	826197501	3,805	47	SH		SOLE		0	0	47
Simon Property Group Inc	COM	828806109	12,205	109	SH		SOLE		0	0	109
Skyworks Solutions Inc	COM	83088M102	33,978	288	SH		SOLE		0	0	288
Snowflake Inc Ordinary Shares - Class A	COM	833445109	1,697	11	SH		SOLE		0	0	11
SoftBank Group Corp	COM	J7596P109	7,787	200	SH		SOLE		0	0	200
Sonoco Products Co	COM	835495102	3,904	64	SH		SOLE		0	0	64
Southern Co	COM	842587107	4,175	60	SH		SOLE		0	0	60
Southwest Airlines Co.	COM	844741108	4,881	150	SH		SOLE		0	0	150
SPDR Blmbg Barclays High Yield Bd ETF	ETF	78468R622	63,849,513	687,885	SH		SOLE		0	0	687,885
SPDR DJ Wilshire International RE	ETF	78463X863	69,274	2,636	SH		SOLE		0	0	2,636
SPDR Dow Jones Global RE	ETF	78463X749	135,799	3,299	SH		SOLE		0	0	3,299
SPDR Dow Jones REIT	ETF	78464A607	332,001	3,740	SH		SOLE		0	0	3,740
SPDR Gold Shares	ETF	78463V107	13,009	71	SH		SOLE		0	0	71
SPDR Index Shares Fund MSCI ACWI (Ex-Us) ETF	ETF	78463X848	3,371	131	SH		SOLE		0	0	131
Spdr Index Shs Fds S&P Intl Dividend Etf	ETF	78463X772	13,026	380	SH		SOLE		0	0	380
SPDR Kensho Clean Power ETF	ETF	78468R655	260	3	SH		SOLE		0	0	3
SPDR Nuveen Barclays ST Muni Bond ETF	ETF	78468R739	102,832	2,163	SH		SOLE		0	0	2,163
SPDR Nuveen S&P High Yield Municipal Bond	ETF	78464A284	49,558,234	1,979,163	SH		SOLE		0	0	1,979,163
SPDR Portfolio Developed Wld ex-US ETF	ETF	78463X889	12,498	389	SH		SOLE		0	0	389
SPDR Portfolio Emerging Markets ETF	ETF	78463X509	10,217	299	SH		SOLE		0	0	299
SPDR Portfolio Intermediate Term Corporate Bond ETF	ETF	78464A375	25,992	800	SH		SOLE		0	0	800
SPDR S&P 500 ETF Trust	ETF	78462F103	4,006,368	9,786	SH		SOLE		0	0	9,786
Spdr S&P 500 Growth Etf	ETF	78464A409	290,128	5,241	SH		SOLE		0	0	5,241
Spdr S&P 600 Small Cap	ETF	78464A201	69,097	937	SH		SOLE		0	0	937
Spdr S&P 600 Small Cap	ETF	78464A300	107,141	1,406	SH		SOLE		0	0	1,406
SPDR S&P 600 Small Cap ETF	ETF	78464A813	64,754	771	SH		SOLE		0	0	771
SPDR S&P Dividend	ETF	78464A763	425,498	3,439	SH		SOLE		0	0	3,439
SPDR S&P Global Dividend ETF	ETF	78463X459	25,989	441	SH		SOLE		0	0	441
SPDR S&P Intl Small Cap ETF	ETF	78463X871	761,862	24,600	SH		SOLE		0	0	24,600
SPDR Ser Bloomberg ST HY	ETF	78468R408	14,268	574	SH		SOLE		0	0	574
Spdr Ser Tr S&P Biotech Etf	ETF	78464A870	122,775	1,611	SH		SOLE		0	0	1,611
SPDR SSGA Gender Diversity ETF	ETF	78468R747	854	10	SH		SOLE		0	0	10
SPDR TIPs ETF	ETF	78464A656	15,815	593	SH		SOLE		0	0	593
SPDR Portfolio S&P 500 Value ETF	ETF	78464A508	51,187	1,257	SH		SOLE		0	0	1,257
Square Inc	COM	852234103	892	13	SH		SOLE		0	0	13
Stag Industrial Inc	COM	85254J102	10,315	305	SH		SOLE		0	0	305
Starbucks	COM	855244109	822,315	7,897	SH		SOLE		0	0	7,897
State Street Corp	COM	857477103	57,301	757	SH		SOLE		0	0	757
Stryker Corp	COM	863667101	39,109	137	SH		SOLE		0	0	137
Synopsys Inc	COM	871607107	63,345	164	SH		SOLE		0	0	164
T Rowe Price Group Inc	COM	74144T108	26,306	233	SH		SOLE		0	0	233
Take Two Interactive Software	COM	874054109	7,397	62	SH		SOLE		0	0	62
Targa Resources Corp	COM	87612G101	15,790	216	SH		SOLE		0	0	216
Techne Corp	COM	09073M104	39,766	536	SH		SOLE		0	0	536
TechnologySelect Sector SPDR Fund	ETF	81369Y803	232,578	1,540	SH		SOLE		0	0	1,540
Telefonica SA	COM	879382208	6,925	1,618	SH		SOLE		0	0	1,618
Tencent Holdings	COM	88032Q109	733	15	SH		SOLE		0	0	15
Teradyne Inc	COM	880770102	3,785	35	SH		SOLE		0	0	35
Tesla Motors Inc	COM	88160R101	124,269	599	SH		SOLE		0	0	599
Texas Instruments Inc	COM	882508104	3,348	18	SH		SOLE		0	0	18
The Trade Desk Inc	COM	88339J105	1,218	20	SH		SOLE		0	0	20
Thermo Electron Corp	COM	883556102	67,643	117	SH		SOLE		0	0	117
TJX Companies Inc	COM	872540109	12,303	157	SH		SOLE		0	0	157
T-Mobile US Inc	COM	872590104	240,724	1,662	SH		SOLE		0	0	1,662
Toast, Inc.	COM	888787108	1,775	100	SH		SOLE		0	0	100
Trex Company Inc	COM	89531P105	1,947	40	SH		SOLE		0	0	40
Truist Finl Corp	COM	89832Q109	8,442	248	SH		SOLE		0	0	248
Twilio Inc	COM	90138F102	733	11	SH		SOLE		0	0	11
Two Harbors Investment Corp	COM	90187B804	11,569	787	SH		SOLE		0	0	787
Uber Technologies Inc	COM	90353T100	1,268	40	SH		SOLE		0	0	40
Unilever Plc Adr New	COM	904767704	3,583	69	SH		SOLE		0	0	69
Union Pacific Corp	COM	907818108	266,267	1,323	SH		SOLE		0	0	1,323
United Parcel Service B	COM	911312106	60,926	314	SH		SOLE		0	0	314
UnitedHealth Group Inc	COM	91324P102	438,622	928	SH		SOLE		0	0	928
Universal Display Corp	COM	91347P105	1,098	7	SH		SOLE		0	0	7
UnumProvident Corp	COM	91529Y106	8,268	209	SH		SOLE		0	0	209
Upstart Holdings Inc Ordinary Shares	COM	91680M107	111	7	SH		SOLE		0	0	7
US Bancorp	COM	902973304	236,993	6,574	SH		SOLE		0	0	6,574
Utilities Select Sector SPDR ETF	ETF	81369Y886	24,087	356	SH		SOLE		0	0	356
Vail Resorts Inc	COM	91879Q109	42,062	180	SH		SOLE		0	0	180
Valero Energy Corp	COM	91913Y100	13,960	100	SH		SOLE		0	0	100
Vanguard Bond Index ETF	ETF	921937835	719,565	9,746	SH		SOLE		0	0	9,746
Vanguard Consumer	ETF	92204A207	37,099	192	SH		SOLE		0	0	192
Vanguard Dividend Appreciation ETF	ETF	921908844	153,010	994	SH		SOLE		0	0	994
Vanguard Extended Market	ETF	922908652	42,059	300	SH		SOLE		0	0	300
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	1,198,443	22,413	SH		SOLE		0	0	22,413
Vanguard FTSE All-World ex US Small ETF	ETF	922042718	69,908	640	SH		SOLE		0	0	640
Vanguard FTSE Emerging Markets ETF	ETF	922042858	1,255,214	31,070	SH		SOLE		0	0	31,070
Vanguard FTSE Europe ETF	ETF	922042874	15,725	258	SH		SOLE		0	0	258
Vanguard Global ex-US Real Est ETF	ETF	922042676	453,257	11,172	SH		SOLE		0	0	11,172
Vanguard High Dividend	ETF	921946406	159,762	1,514	SH		SOLE		0	0	1,514
Vanguard Info Technology ETF	ETF	92204A702	35,463	92	SH		SOLE		0	0	92
Vanguard Interm-Term Corp Bd ETF	ETF	92206C870	11,536	144	SH		SOLE		0	0	144
Vanguard Large Cap ETF	ETF	922908637	949,124	5,081	SH		SOLE		0	0	5,081
Vanguard Large Growth ETF	ETF	922908736	385,385	1,545	SH		SOLE		0	0	1,545
Vanguard Midcap ETF	ETF	922908629	520,551	2,468	SH		SOLE		0	0	2,468
Vanguard MSCI EAFE ETF	ETF	921943858	4,180,077	92,541	SH		SOLE		0	0	92,541
Vanguard REIT Index ETF	ETF	922908553	11,074,850	133,368	SH		SOLE		0	0	133,368
Vanguard S&P 500 ETF	ETF	922908363	517,412	1,376	SH		SOLE		0	0	1,376
Vanguard S&P Small Cap	ETF	921932778	11,364	141	SH		SOLE		0	0	141
Vanguard S&P Small Cap	ETF	921932828	38,971	439	SH		SOLE		0	0	439
Vanguard Scottsdale Fds Vanguard Russell	ETF	92206C680	126,703	2,015	SH		SOLE		0	0	2,015
Vanguard Sector Index Fds Vanguard Healt	ETF	92204A504	28,615	120	SH		SOLE		0	0	120
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	68,300,795	895,983	SH		SOLE		0	0	895,983
Vanguard Short-Term Infl-Prot Secs ETF	ETF	922020805	206,009	4,308	SH		SOLE		0	0	4,308
Vanguard Short-Term Treasury ETF	ETF	92206C102	47	1	SH		SOLE		0	0	1
Vanguard Small Cap ETF	ETF	922908751	964,041	5,086	SH		SOLE		0	0	5,086
Vanguard Small Cap Growth	ETF	922908595	166,822	771	SH		SOLE		0	0	771
Vanguard Small Cap Value ETF	ETF	922908611	127,008	800	SH		SOLE		0	0	800
Vanguard Tax Exempt Bond ETF	ETF	922907746	22,970,492	453,425	SH		SOLE		0	0	453,425
Vanguard Total Internatl	ETF	92203J407	14,138	289	SH		SOLE		0	0	289
Vanguard Total Intl Stock Idx ETF	ETF	921909768	702,753	12,729	SH		SOLE		0	0	12,729
Vanguard Total Stock Market ETF	ETF	922908769	4,191,200	20,535	SH		SOLE		0	0	20,535
Vanguard Total World Stock ETF	ETF	922042742	1,356,445	14,730	SH		SOLE		0	0	14,730
Vanguard Value ETF	ETF	922908744	2,278,755	16,500	SH		SOLE		0	0	16,500
Veeva Systems Inc	COM	922475108	1,103	6	SH		SOLE		0	0	6
Ventas Inc	COM	92276F100	1,734	40	SH		SOLE		0	0	40
Verizon Communications	COM	92343V104	72,997	1,877	SH		SOLE		0	0	1,877
Viatris Inc Com	COM	92556V106	4,435	461	SH		SOLE		0	0	461
VICI Properties Inc Ordinary Shares	COM	925652109	12,820	393	SH		SOLE		0	0	393
Visa Inc	COM	92826C839	21,419	95	SH		SOLE		0	0	95
VMware Inc	COM	928563402	36,456	292	SH		SOLE		0	0	292
Vodafone Group Plc Adr	COM	92857W308	1,965	178	SH		SOLE		0	0	178
Voya Finl, In	COM	929089209	7,122	307	SH		SOLE		0	0	307
W P Carey Inc	COM	92936U109	13,786	178	SH		SOLE		0	0	178
Wabtec	COM	929740108	404	4	SH		SOLE		0	0	4
Walgreen Boots Alliance Inc Com	COM	931427108	26,163	757	SH		SOLE		0	0	757
Wal-Mart Stores Inc	COM	931142103	72,353	491	SH		SOLE		0	0	491
Walt Disney	COM	254687106	315,510	3,151	SH		SOLE		0	0	3,151
Waste Management Inc	COM	94106L109	16,317	100	SH		SOLE		0	0	100
Wells Fargo & Co	COM	949746101	31,427	841	SH		SOLE		0	0	841
Welltower Inc	COM	95040Q104	67,962	948	SH		SOLE		0	0	948
WestAmerica Corp	COM	95709H304	0	180	SH		SOLE		0	0	180
Whirlpool Corp	COM	963320106	7,657	58	SH		SOLE		0	0	58
Williams Companies	COM	969457100	15,796	529	SH		SOLE		0	0	529
Wimm Bill Dann Food ADR	COM	934423104	6,025	399	SH		SOLE		0	0	399
WisdomTree International Small Cap	ETF	97717W760	276,840	4,543	SH		SOLE		0	0	4,543
Wisdomtree Large Cap Div	ETF	97717W307	211,561	3,420	SH		SOLE		0	0	3,420
Wisdomtree Tr US Smallcap Divd	ETF	97717W604	46,439	1,626	SH		SOLE		0	0	1,626
Workday Inc Cl A	COM	98138H101	2,272	11	SH		SOLE		0	0	11
Worthington Industries Inc	COM	981811102	14,223	220	SH		SOLE		0	0	220
Yum Brands	COM	988498101	58,819	445	SH		SOLE		0	0	445
Zillow Group Inc	COM	98954M200	534	12	SH		SOLE		0	0	12
Zim Integrated Shippin Ltd Ordinary Shares	COM	M9T951109	5,046	214	SH		SOLE		0	0	214
Zimmer Holdings Inc	COM	98956P102	16,796	130	SH		SOLE		0	0	130
ZimVie Inc.	COM	98888T107	94	13	SH		SOLE		0	0	13
Zoetis Inc	COM	98978V103	43,940	264	SH		SOLE		0	0	264
Zscaler Inc	COM	98980G102	1,519	13	SH		SOLE		0	0	13