Private Ocean 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	149,034	1,489	SH		SOLE		0	0	1,489
ABB Ltd	COM	000375204	7,458	190	SH		SOLE		0	0	190
Abbott Laboratories	COM	002824100	143,361	1,315	SH		SOLE		0	0	1,315
AbbVie Inc	COM	00287Y109	389,909	2,894	SH		SOLE		0	0	2,894
abrdn Blmb AllCmdStrK1Fr ETF	ETF	003261104	21,511	1,067	SH		SOLE		0	0	1,067
Accelleron Industries AG	COM	00449R109	215	9	SH		SOLE		0	0	9
Accenture PLC Class A	COM	G1151C101	430,161	1,394	SH		SOLE		0	0	1,394
Adobe Systems Inc	COM	00724F101	278,724	570	SH		SOLE		0	0	570
Advanced Micro Devices	COM	007903107	36,451	320	SH		SOLE		0	0	320
Aegon NV	COM	007924103	4,887	964	SH		SOLE		0	0	964
AES Corp	COM	00130H105	11,526	556	SH		SOLE		0	0	556
Affirm Holdings Inc Ordinary Shares - Class A	COM	00827B106	29,296	1,911	SH		SOLE		0	0	1,911
Agilent Technologies Inc	COM	00846U101	11,544	96	SH		SOLE		0	0	96
Air Products & Chemicals Inc	COM	009158106	109,029	364	SH		SOLE		0	0	364
Alibaba Group Holding Ltd ADR	COM	01609W102	750	9	SH		SOLE		0	0	9
Allstate Corp	COM	020002101	63,897	586	SH		SOLE		0	0	586
Alphabet Inc Class A	COM	02079K305	679,178	5,674	SH		SOLE		0	0	5,674
Alphabet Inc Class C	COM	02079K107	852,839	7,050	SH		SOLE		0	0	7,050
Altria Group Inc	COM	02209S103	17,441	385	SH		SOLE		0	0	385
Amazon.com Inc	COM	023135106	2,354,361	18,060	SH		SOLE		0	0	18,060
America Movil Sa L ADR	COM	02390A101	30,712	1,419	SH		SOLE		0	0	1,419
American Eagle Outfitters	COM	02553E106	162,734	13,791	SH		SOLE		0	0	13,791
American Electric Power Company Inc	COM	025537101	10,862	129	SH		SOLE		0	0	129
American Express Co	COM	025816109	573,905	3,295	SH		SOLE		0	0	3,295
American States Water Co	COM	029899101	95,787	1,101	SH		SOLE		0	0	1,101
American Tower Corp A	COM	03027X100	24,100	124	SH		SOLE		0	0	124
American Water Works Co.	COM	030420103	11,420	80	SH		SOLE		0	0	80
Ameriprise Financial Inc	COM	03076C106	43,910	132	SH		SOLE		0	0	132
AmerisourceBergen Corp	COM	03073E105	72,161	375	SH		SOLE		0	0	375
Amgen Inc	COM	031162100	309,416	1,746	SH		SOLE		0	0	1,746
Amphenol Corp	COM	032095101	314,824	45	SH		SOLE		0	0	45
Analog Devices Inc	COM	032654105	106,924	549	SH		SOLE		0	0	549
Apple Inc	COM	037833100	5,449,153	28,093	SH		SOLE		0	0	28,093
Applied Materials Inc	COM	038222105	578	4	SH		SOLE		0	0	4
Arista Networks Inc	COM	040413106	24,633	152	SH		SOLE		0	0	152
Arthur J Gallagher & Co	COM	363576109	651,422	2,967	SH		SOLE		0	0	2,967
Ascendis Pharma A/S Spon Adr Each Rep 1	COM	04351P101	42,929	481	SH		SOLE		0	0	481
ASML Holding NV	COM	N07059210	5,073	7	SH		SOLE		0	0	7
AstraZeneca PLC ADR	COM	046353108	6,298	88	SH		SOLE		0	0	88
AT&T Corp	COM	00206R102	30,504	1,912	SH		SOLE		0	0	1,912
Atlassian Corp Plc	COM	049468101	1,175	7	SH		SOLE		0	0	7
Autodesk Inc	COM	052769106	85,118	416	SH		SOLE		0	0	416
Automatic Data Processing	COM	053015103	102,862	468	SH		SOLE		0	0	468
Avery Dennison Corp	COM	053611109	36,937	215	SH		SOLE		0	0	215
Avista Corp	COM	05379B107	10,328	263	SH		SOLE		0	0	263
Bank Marin Corte Madera Ca	COM	063425102	54,588	3,089	SH		SOLE		0	0	3,089
Bank of America Corp	COM	060505104	33,883	1,181	SH		SOLE		0	0	1,181
Bank of America Corp Pfrd Srs 4	PFD	060505591	7,149	352	SH		SOLE		0	0	352
Bank of Montreal	COM	063671101	6,593	73	SH		SOLE		0	0	73
Banner	COM	06652V208	52,877	1,211	SH		SOLE		0	0	1,211
Baxter International Inc	COM	071813109	10,524	231	SH		SOLE		0	0	231
Becton Dickinson & Co	COM	075887109	79,203	300	SH		SOLE		0	0	300
Berkshire Hathaway Cl B	COM	084670702	1,465,959	4,299	SH		SOLE		0	0	4,299
Best Buy Inc	COM	086516101	16,390	200	SH		SOLE		0	0	200
Biozoom Inc	COM	09072T100	0	100	SH		SOLE		0	0	100
Blackrock Inc	COM	09247X101	99,524	144	SH		SOLE		0	0	144
Blackstone Group Lp	COM	09260D107	360,259	3,875	SH		SOLE		0	0	3,875
Boeing Co	COM	097023105	258,671	1,225	SH		SOLE		0	0	1,225
Booking Holdings Inc	COM	09857L108	2,700	1	SH		SOLE		0	0	1
Booz Allen Hamilton Inc	COM	099502106	3,427	31	SH		SOLE		0	0	31
Bristol-Myers Squibb Co	COM	110122108	295,385	4,619	SH		SOLE		0	0	4,619
British American Tobacco	COM	110448107	5,412	163	SH		SOLE		0	0	163
Broadcom Inc	COM	11135F101	99,754	115	SH		SOLE		0	0	115
Broadridge Financial Solutions	COM	11133T103	27,163	164	SH		SOLE		0	0	164
Canoo Inc.	COM	13803R102	959	2,000	SH		SOLE		0	0	2,000
Capital Group Dividend Value ETF	ETF	14020W106	1,109	41	SH		SOLE		0	0	41
Capital Group Growth ETF	ETF	14020G101	2,018	80	SH		SOLE		0	0	80
Capital One Financial Corp	COM	14040H105	2,516	23	SH		SOLE		0	0	23
Cardinal Health Inc	COM	14149Y108	15,415	163	SH		SOLE		0	0	163
Cardiol Therapeutics Inc Class A	COM	14161Y200	13,484	15,151	SH		SOLE		0	0	15,151
Cardlytics Inc	COM	14161W105	95	15	SH		SOLE		0	0	15
CarMax Inc	COM	143130102	251	3	SH		SOLE		0	0	3
Carnival Corp	COM	143658300	51,745	2,748	SH		SOLE		0	0	2,748
Caterpillar Inc	COM	149123101	165,346	672	SH		SOLE		0	0	672
Cdn Imperial Bk Comm	COM	136069101	6,359	149	SH		SOLE		0	0	149
Cdw Corp	COM	12514G108	41,288	225	SH		SOLE		0	0	225
Center Point Energy	COM	15189T107	4,547	156	SH		SOLE		0	0	156
Charles Schwab Corp	COM	808513105	391,829	6,913	SH		SOLE		0	0	6,913
Chestnut Str Exchang Fd Sh Partnership N	COM	166668103	509,147	538	SH		SOLE		0	0	538
Chevron Texaco Corp	COM	166764100	466,793	2,967	SH		SOLE		0	0	2,967
Chewy Inc	COM	16679L109	79	2	SH		SOLE		0	0	2
Church & Dwight Company Inc	COM	171340102	58,133	580	SH		SOLE		0	0	580
Cigna Corp	COM	125523100	44,615	159	SH		SOLE		0	0	159
Cisco Systems Inc	COM	17275R102	296,367	5,728	SH		SOLE		0	0	5,728
Citigroup Inc	COM	172967424	4,880	106	SH		SOLE		0	0	106
Citizens Finl Group Inc Com	COM	174610105	4,512	173	SH		SOLE		0	0	173
Clorox Co	COM	189054109	47,712	300	SH		SOLE		0	0	300
Coca Cola Co	COM	191216100	156,994	2,607	SH		SOLE		0	0	2,607
Colgate-Palmolive Co	COM	194162103	118,102	1,533	SH		SOLE		0	0	1,533
Comcast Corp A	COM	20030N101	168,859	4,064	SH		SOLE		0	0	4,064
Communication Services Sel Sect SPDRETF	ETF	81369Y852	30,327	466	SH		SOLE		0	0	466
Community Invt Group Ltd	COM	20371Q101	0	945	SH		SOLE		0	0	945
ConocoPhillips	COM	20825C104	65,274	630	SH		SOLE		0	0	630
Consolidated Edison Inc	COM	209115104	177,579	1,964	SH		SOLE		0	0	1,964
Constellation Brands A	COM	21036P108	32,981	134	SH		SOLE		0	0	134
Constellation Energy Group	COM	21037T109	1,190	13	SH		SOLE		0	0	13
Consumer Discret Sel Sect SPDR ETF	ETF	81369Y407	36,339	214	SH		SOLE		0	0	214
Consumer Staples Select Sector SPDR ETF	ETF	81369Y308	56,221	758	SH		SOLE		0	0	758
Core Laboratories	COM	21867A105	9,765	420	SH		SOLE		0	0	420
Corteva Inc	COM	22052L104	50,865	888	SH		SOLE		0	0	888
CoStar Group	COM	22160N109	890	10	SH		SOLE		0	0	10
Costco Wholesale Corp	COM	22160K105	1,160,747	2,156	SH		SOLE		0	0	2,156
Coty Inc	COM	222070203	565	46	SH		SOLE		0	0	46
Crane Co	COM	224408104	8,734	98	SH		SOLE		0	0	98
Crown Castle International Corp	COM	22822V101	44,551	391	SH		SOLE		0	0	391
CSX Corp	COM	126408103	27,689	812	SH		SOLE		0	0	812
Cummins Inc	COM	231021106	9,071	37	SH		SOLE		0	0	37
CVS Caremark Corp	COM	126650100	5,392	78	SH		SOLE		0	0	78
Danaher Corp	COM	235851102	258,720	1,078	SH		SOLE		0	0	1,078
Deere & Co	COM	244199105	30,389	75	SH		SOLE		0	0	75
Dell Inc	COM	24703L202	35,875	663	SH		SOLE		0	0	663
Dentsply International Inc	COM	24906P109	5,603	140	SH		SOLE		0	0	140
Deutsche Telekom AG	COM	251566105	2,775	127	SH		SOLE		0	0	127
DexCom Inc	COM	252131107	2,570	20	SH		SOLE		0	0	20
DFA Dimensional US Marketwide Value ETF	ETF	25434V724	7,804,872	226,228	SH		SOLE		0	0	226,228
DFA TA World ex US Core Equity I	ETF	25434V880	88,463	3,795	SH		SOLE		0	0	3,795
DFA Tax-Managed International Value	ETF	25434V807	2,748,930	83,681	SH		SOLE		0	0	83,681
Diadexus Inc New Com New	COM	25245P205	0	6	SH		SOLE		0	0	6
Dimensional Emerging Core Equity Mkt ETF	ETF	25434V302	13,981,605	595,976	SH		SOLE		0	0	595,976
Dimensional Global Real Estate ETF	ETF	25434V658	17,664,197	724,239	SH		SOLE		0	0	724,239
Dimensional International Equity Mkt ETF	ETF	25434V203	13,169,304	482,039	SH		SOLE		0	0	482,039
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	153,138,400	5,640,457	SH		SOLE		0	0	5,640,457
Dimensional U.S. Core Equity Market ETF	ETF	25434V104	15,526,651	501,021	SH		SOLE		0	0	501,021
Dimensional U.S. Small Cap ETF	ETF	25434V500	1,926,728	35,159	SH		SOLE		0	0	35,159
Dimensional U.S. Targeted Value ETF	ETF	25434V609	101,501	2,188	SH		SOLE		0	0	2,188
Discover Financial Services LLC	COM	254709108	21,033	180	SH		SOLE		0	0	180
Docusign Inc	COM	256163106	358	7	SH		SOLE		0	0	7
Dow Chemical Co	COM	260557103	2,343	44	SH		SOLE		0	0	44
Duke Energy Corp	COM	26441C204	11,038	123	SH		SOLE		0	0	123
Dupont De Nemours Inc	COM	26614N102	7,144	100	SH		SOLE		0	0	100
Ecolab Inc	COM	278865100	45,739	245	SH		SOLE		0	0	245
Edgewell Pers Care Co Com	COM	28035Q102	18,218	441	SH		SOLE		0	0	441
Edison International	COM	281020107	13,890	200	SH		SOLE		0	0	200
Edwards Lifesciences Cp	COM	28176E108	113,196	1,200	SH		SOLE		0	0	1,200
Elastic NV	COM	N14506104	1,154	18	SH		SOLE		0	0	18
Electronics Arts	COM	285512109	2,075	16	SH		SOLE		0	0	16
Elevance Health, Inc.	COM	036752103	145,393	327	SH		SOLE		0	0	327
Eli Lilly & Co	COM	532457108	473,201	1,009	SH		SOLE		0	0	1,009
Embecta Corp.	COM	29082K105	756	35	SH		SOLE		0	0	35
Emerson Electric Co	COM	291011104	22,869	253	SH		SOLE		0	0	253
Energizer Holding Inc	COM	29272W109	14,809	441	SH		SOLE		0	0	441
Enphase Energy Inc	COM	29355A107	3,350	20	SH		SOLE		0	0	20
Entegris Inc	COM	29362U104	2,676	24	SH		SOLE		0	0	24
Entergy Corp	COM	29364G103	2,434	25	SH		SOLE		0	0	25
Enterprise Products Partners	COM	293792107	155,307	5,894	SH		SOLE		0	0	5,894
EOG Resources Inc	COM	26875P101	343	3	SH		SOLE		0	0	3
Equinix Inc	COM	29444U700	2,397	3	SH		SOLE		0	0	3
Equity Lifestyle Properties Inc	COM	29472R108	8,027	120	SH		SOLE		0	0	120
Equity Residential	COM	29476L107	16,493	250	SH		SOLE		0	0	250
Essex Properties Trust Inc	COM	297178105	48,500	207	SH		SOLE		0	0	207
Estee Lauder Companies Inc	COM	518439104	62,645	319	SH		SOLE		0	0	319
ETFs Gold Trust ETF	ETF	00326A104	551	30	SH		SOLE		0	0	30
Euro Ressources SA	COM	F3366F102	65	20	SH		SOLE		0	0	20
Eutelsat Communications	COM	F3692M128	652	100	SH		SOLE		0	0	100
Evergy Inc	COM	30034W106	5,608	96	SH		SOLE		0	0	96
Exelon Corp	COM	30161N101	1,548	38	SH		SOLE		0	0	38
Expedia Inc	COM	30212P303	41,787	382	SH		SOLE		0	0	382
Exxon Mobil Corp	COM	30231G102	480,158	4,477	SH		SOLE		0	0	4,477
Fedex Corp	COM	31428X106	46,853	189	SH		SOLE		0	0	189
Fgl Hldgs	COM	30190A104	248	10	SH		SOLE		0	0	10
Fidelity Msci Matls Index Etf	ETF	316092881	105,211	2,255	SH		SOLE		0	0	2,255
Fidelity National Financial Inc	COM	31620R303	5,508	153	SH		SOLE		0	0	153
Fidelity Total Bond Etf	ETF	316188309	94,701	2,085	SH		SOLE		0	0	2,085
Fidelity MSCI Information Tech ETF	ETF	316092808	142,208	1,089	SH		SOLE		0	0	1,089
Financial Select Sector SPDR ETF	ETF	81369Y605	34,620	1,027	SH		SOLE		0	0	1,027
First National Bank Alaska	COM	32112J106	8,038	41	SH		SOLE		0	0	41
First Solar Inc	COM	336433107	5,703	30	SH		SOLE		0	0	30
First Tr Exchange Traded Fd Ny Arca Biot	ETF	33733E203	56,509	369	SH		SOLE		0	0	369
First Trust Energy Infrastructure Fund	COM	33738C103	111,492	7,584	SH		SOLE		0	0	7,584
First Trust North American Energy Infrastructure ETF	ETF	33738D101	899,966	33,332	SH		SOLE		0	0	33,332
FlexShares Morningstar U.S. Market Factors Tilt ETF	ETF	33939L100	1,271,922	7,545	SH		SOLE		0	0	7,545
Ford Motor Co	COM	345370860	20,286	1,341	SH		SOLE		0	0	1,341
Fortinet Inc	COM	34959E109	145,889	1,930	SH		SOLE		0	0	1,930
Fortive Corporation	COM	34959J108	7,477	100	SH		SOLE		0	0	100
Franklin Resources Inc	COM	354613101	37,528	1,405	SH		SOLE		0	0	1,405
Franks International	COM	337738108	164,626	1,305	SH		SOLE		0	0	1,305
FS KKR Capital Corp	COM	302635206	3,606	188	SH		SOLE		0	0	188
Fubotv Inc	COM	35953D104	83,200	40,000	SH		SOLE		0	0	40,000
Funko Inc Com Cl A	COM	361008105	216	20	SH		SOLE		0	0	20
Gap Inc	COM	364760108	5,769	646	SH		SOLE		0	0	646
GE HealthCare Technologies Inc.	COM	36266G107	5,687	70	SH		SOLE		0	0	70
General Dynamics Corp	COM	369550108	9,036	42	SH		SOLE		0	0	42
General Electric Co	COM	369604301	36,800	335	SH		SOLE		0	0	335
General Mills Inc	COM	370334104	18,561	242	SH		SOLE		0	0	242
General Moly	COM	370373102	5,125	2,190	SH		SOLE		0	0	2,190
Global X Fds Rbtcs Artfl Inte	ETF	37954Y715	34,488	1,200	SH		SOLE		0	0	1,200
Global X FinTech ETF	ETF	37954Y814	375	17	SH		SOLE		0	0	17
Global X Lithium & Battery Tech ETF	ETF	37954Y855	325	5	SH		SOLE		0	0	5
Great Wolf Resorts Inc	COM	977852102	1,056	19	SH		SOLE		0	0	19
Guggenheim S&P 500 Equal Weight	ETF	46137V357	7,183	48	SH		SOLE		0	0	48
Haemonetics Corp	COM	405024100	6,130	72	SH		SOLE		0	0	72
Health Care Select Sector SPDR ETF	ETF	81369Y209	43,934	331	SH		SOLE		0	0	331
Healthpeak Pptys Inc	COM	42250P103	5,447	271	SH		SOLE		0	0	271
Hecla Mining Company	COM	422704106	8,240	1,600	SH		SOLE		0	0	1,600
Hercules Technology Growth Capital	COM	427096508	111,074	7,505	SH		SOLE		0	0	7,505
Hereuare Inc Xxx	COM	427177100	0	35	SH		SOLE		0	0	35
Hershey Foods Corp	COM	427866108	190,190	762	SH		SOLE		0	0	762
Hewlett Packard Ente	COM	42824C109	5,174	308	SH		SOLE		0	0	308
Hewlett-Packard Co	COM	40434L105	31,662	1,031	SH		SOLE		0	0	1,031
Home Depot Inc	COM	437076102	500,130	1,610	SH		SOLE		0	0	1,610
Honeywell International	COM	438516106	143,590	692	SH		SOLE		0	0	692
Host Hotels & Resorts Inc	COM	44107P104	2,827	168	SH		SOLE		0	0	168
HSBC Holdings ADR	COM	404280406	3,764	95	SH		SOLE		0	0	95
Hubspot Inc	COM	443573100	4,257	8	SH		SOLE		0	0	8
Huhtamaki Oyj	COM	X33752100	1,968	60	SH		SOLE		0	0	60
Humana Inc	COM	444859102	4,024	9	SH		SOLE		0	0	9
Iac/Interactive Corp	COM	44891N208	23,990	382	SH		SOLE		0	0	382
Illinois Tool Works Inc	COM	452308109	40,526	162	SH		SOLE		0	0	162
Illumina Inc	COM	452327109	1,687	9	SH		SOLE		0	0	9
Independence Resources Plc Spon Adrnv	COM	45378C102	0	313	SH		SOLE		0	0	313
Industrial Select Sector SPDR ETF	ETF	81369Y704	31,015	289	SH		SOLE		0	0	289
Intel Corp	COM	458140100	81,203	2,428	SH		SOLE		0	0	2,428
IntercontinentalExchange	COM	45866F104	7,916	70	SH		SOLE		0	0	70
International Business Machines	COM	459200101	170,919	1,277	SH		SOLE		0	0	1,277
International Paper Co	COM	460146103	2,640	83	SH		SOLE		0	0	83
Intuit Inc	COM	461202103	92,119	201	SH		SOLE		0	0	201
Invesco Exchng Traded Fd Tr II Ftse Rafi	ETF	46138E735	92	3	SH		SOLE		0	0	3
Invesco FTSE RAFI EM	ETF	46138E727	4,846	260	SH		SOLE		0	0	260
Invesco NASDAQ 100 ETF	ETF	46138G649	2,432	16	SH		SOLE		0	0	16
Invesco PLC	ETF	G491BT108	2,253	134	SH		SOLE		0	0	134
Invesco QQQ Trust	ETF	46090E103	726,473	1,967	SH		SOLE		0	0	1,967
Invesco S&P 500 Equal Weight Tech ETF	ETF	46137V282	166,269	565	SH		SOLE		0	0	565
Invesco Taxable Municipal Bond ETF	ETF	46138G805	10,639,514	400,735	SH		SOLE		0	0	400,735
Invesco Water Resources ETF	ETF	46137V142	43,138	765	SH		SOLE		0	0	765
Invesco Zacks Multi-Asset Income ETF	N/A	46137Y500	214	10	SH		SOLE		0	0	10
Iqvia Holdings Inc	COM	46266C105	82,940	369	SH		SOLE		0	0	369
Iron Mountain Inc	COM	46284V101	51,138	900	SH		SOLE		0	0	900
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	2,513	31	SH		SOLE		0	0	31
iShares 1-5 yr Inv Grd Corp ETF	ETF	464288646	1,409,426	28,093	SH		SOLE		0	0	28,093
iShares 3-7 Year Trery	ETF	464288661	43,684	379	SH		SOLE		0	0	379
iShares Barclays 20plus Year Treasury Bond	ETF	464287432	44,573	433	SH		SOLE		0	0	433
iShares Barclays Aggregate Bond	ETF	464287226	3,237,219	33,050	SH		SOLE		0	0	33,050
iShares Barclays MBS Bond Fund	ETF	464288588	71,534	767	SH		SOLE		0	0	767
iShares Calif Amt Free	ETF	464288356	1,133,799	19,909	SH		SOLE		0	0	19,909
iShares Core 10plus Year USD Bond ETF	ETF	464289479	54,063	1,028	SH		SOLE		0	0	1,028
iShares Core High Dividend ETF	ETF	46429B663	83,816	832	SH		SOLE		0	0	832
iShares Core MSCI EAFE ETF	ETF	46432F842	229,568	3,401	SH		SOLE		0	0	3,401
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	2,408,211	48,858	SH		SOLE		0	0	48,858
iShares Core Msci Totl	ETF	46432F834	326,025	5,206	SH		SOLE		0	0	5,206
iShares Core S&P 500 ETF	ETF	464287200	8,358,581	18,753	SH		SOLE		0	0	18,753
iShares Core S&P Small-Cap ETF	ETF	464287804	1,943,242	19,501	SH		SOLE		0	0	19,501
iShares Core S&P Total US Stock Market E	ETF	464287150	74,808	765	SH		SOLE		0	0	765
iShares Core US REIT ETF	ETF	464288521	205,640	4,000	SH		SOLE		0	0	4,000
iShares Dow Jones	ETF	464287721	26,673	245	SH		SOLE		0	0	245
iShares Dow Jones Select Dividend	ETF	464287168	517,554	4,568	SH		SOLE		0	0	4,568
iShares Dow Jones US Real Estate	ETF	464287739	129,868	1,501	SH		SOLE		0	0	1,501
iShares Edge MSCI Min Vol USA Small-Cap ETF	ETF	46435G433	31,366	915	SH		SOLE		0	0	915
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	21,279,234	889,972	SH		SOLE		0	0	889,972
iShares ESG Aware MSCI USA ETF	ETF	46435G425	7,196,540	73,841	SH		SOLE		0	0	73,841
iShares ESG MSCI USA Leaders ETF	ETF	46435U218	971,506	12,549	SH		SOLE		0	0	12,549
iShares ESG U.S. Aggregate Bond ETF	ETF	46435U549	27,566,478	584,407	SH		SOLE		0	0	584,407
Ishares Global Reit Etf	ETF	46434V647	162,582	7,078	SH		SOLE		0	0	7,078
iShares Global Tech ETF	ETF	464287291	9,764	157	SH		SOLE		0	0	157
iShares Gold Trust	ETF	464285204	144,941	3,983	SH		SOLE		0	0	3,983
iShares iBoxx USD High Yield Corporate Bond	ETF	464288513	694,172	9,247	SH		SOLE		0	0	9,247
IShares Intermediate-Term Corp Bd ETF	ETF	464288638	2,478	49	SH		SOLE		0	0	49
iShares JP Morgan EM Bond	ETF	464288281	408,555	4,721	SH		SOLE		0	0	4,721
iShares Lehman 7-10 Year Treasury	ETF	464287440	1,449	15	SH		SOLE		0	0	15
iShares Lehman Tips	ETF	464287176	86,849	807	SH		SOLE		0	0	807
iShares MSCI Canada Index	ETF	464286509	45,312	1,295	SH		SOLE		0	0	1,295
iShares MSCI EAFE ESG ETF	ETF	46435G516	19,118,671	262,151	SH		SOLE		0	0	262,151
iShares MSCI EAFE ETF	ETF	464287465	1,796,963	24,786	SH		SOLE		0	0	24,786
iShares MSCI EAFE Growth ETF	ETF	464288885	49,041	514	SH		SOLE		0	0	514
iShares MSCI EAFE Small-Cap ETF	ETF	464288273	42,702	724	SH		SOLE		0	0	724
iShares MSCI EAFE Value ETF	ETF	464288877	220,573	4,507	SH		SOLE		0	0	4,507
iShares MSCI Emerging Markets	ETF	464287234	43,464	1,099	SH		SOLE		0	0	1,099
iShares MSCI Emerging Markets ESG ETF	ETF	46434G863	13,284,745	420,005	SH		SOLE		0	0	420,005
iShares MSCI Emerging Markets ex China ETF	ETF	46434G764	1,316,394	25,325	SH		SOLE		0	0	25,325
Ishares Msci Etf	ETF	464286392	996	8	SH		SOLE		0	0	8
iShares MSCI Intl Quality Factor	ETF	46434V456	12,709	357	SH		SOLE		0	0	357
Ishares Msci Intl Value	ETF	46435G409	13,743	540	SH		SOLE		0	0	540
Ishares Msci Usa	ETF	46434V290	6,381	119	SH		SOLE		0	0	119
iShares MSCI USA Min Vol Factor ETF	ETF	46429B697	94,919	1,277	SH		SOLE		0	0	1,277
iShares MSCI USA Quality Factor ETF	ETF	46432F339	33,024,095	244,859	SH		SOLE		0	0	244,859
iShares MSCI USA Value Factor ETF	ETF	46432F388	40,799	435	SH		SOLE		0	0	435
iShares NASDAQ Biotech	ETF	464287556	17,812	140	SH		SOLE		0	0	140
iShares Russell 1000 Growth	ETF	464287614	791,131	2,875	SH		SOLE		0	0	2,875
iShares Russell 1000 Index	ETF	464287622	14,915,622	61,195	SH		SOLE		0	0	61,195
iShares Russell 1000 Value Index	ETF	464287598	2,614,564	16,566	SH		SOLE		0	0	16,566
iShares Russell 2000 Index	ETF	464287655	1,102,462	5,887	SH		SOLE		0	0	5,887
iShares Russell 2000 Value Index	ETF	464287630	41,475	295	SH		SOLE		0	0	295
iShares Russell 3000 Index	ETF	464287689	156,160	614	SH		SOLE		0	0	614
iShares Russell Microcap Index	ETF	464288869	270,544	2,475	SH		SOLE		0	0	2,475
iShares Russell Midcap Blend	ETF	464287499	473,191	6,479	SH		SOLE		0	0	6,479
Ishares Russell Top 200 ETF	ETF	464289446	18,129	170	SH		SOLE		0	0	170
Ishares Russell Top 200 Growth ETF	ETF	464289438	21,406	135	SH		SOLE		0	0	135
iShares S&P 100 Index	ETF	464287101	751,727	3,630	SH		SOLE		0	0	3,630
iShares S&P 400 Growth	ETF	464287606	74,250	990	SH		SOLE		0	0	990
iShares S&P 500/BARRA Value Index	ETF	464287408	125,245	777	SH		SOLE		0	0	777
iShares S&P 600 Growth	ETF	464287887	71,257	620	SH		SOLE		0	0	620
iShares S&P Global Clean Energy	ETF	464288224	589	32	SH		SOLE		0	0	32
iShares S&P Midcap 400 Index	ETF	464287507	246,055	941	SH		SOLE		0	0	941
iShares S&P Midcap 400/BARRA Value	ETF	464287705	937,997	8,756	SH		SOLE		0	0	8,756
iShares S&P National AMT-Free Muni	ETF	464288414	12,608,602	118,136	SH		SOLE		0	0	118,136
iShares S&P Smallcap 600/BARRA Value Index	ETF	464287879	66,452	699	SH		SOLE		0	0	699
iShares Short-Term National Muni Bd ETF	ETF	464288158	5,354,672	51,467	SH		SOLE		0	0	51,467
iShares SP 500 Growth Index	ETF	464287309	448,535	6,364	SH		SOLE		0	0	6,364
iShares Total US Bond ETF	ETF	46434V613	38,980,082	857,270	SH		SOLE		0	0	857,270
Ishares Tr Cohen & Steer	ETF	464287564	417,220	7,508	SH		SOLE		0	0	7,508
Ishares Tr Msci Kld400 Soc	ETF	464288570	292,070	3,470	SH		SOLE		0	0	3,470
iShares Treasury Floating Rate Bond ETF	ETF	46434V860	22,041	435	SH		SOLE		0	0	435
iShares Trust - iShares Core U.S. Value ETF	ETF	464287663	478,918	6,120	SH		SOLE		0	0	6,120
iShares US Healthcare ETF	ETF	464288828	15,574	61	SH		SOLE		0	0	61
iShares US Infrastructure ETF	ETF	46435U713	6,018	154	SH		SOLE		0	0	154
iShares US Medical Devices ETF	ETF	464288810	678	12	SH		SOLE		0	0	12
Jacobs Engineering Group	COM	469814107	9,749	82	SH		SOLE		0	0	82
JM Smuckers Co	COM	832696405	2,510	17	SH		SOLE		0	0	17
Johnson & Johnson	COM	478160104	1,145,619	6,921	SH		SOLE		0	0	6,921
Johnson Controls International plc	COM	G51502105	7,223	106	SH		SOLE		0	0	106
JP Morgan Chase & Co	COM	46625H100	181,945	1,251	SH		SOLE		0	0	1,251
JP Morgan Chase & Co	COM	48128B655	7,718	307	SH		SOLE		0	0	307
JPMorgan Divers Ret US Small Cap Eq ETF	ETF	46641Q845	3,482	85	SH		SOLE		0	0	85
JPMorgan Equity Premium Income ETF	ETF	46641Q332	1,992	36	SH		SOLE		0	0	36
JPMorgan US Quality Factor ETF	ETF	46641Q761	1,203,840	27,187	SH		SOLE		0	0	27,187
Keycorp Inc	COM	493267108	2,975	322	SH		SOLE		0	0	322
Keysight Technologies Inc Com	COM	49338L103	4,856	29	SH		SOLE		0	0	29
Kimberly-Clark Corp	COM	494368103	32,306	234	SH		SOLE		0	0	234
Kraft Heinz Co Com Stk	COM	500754106	3,799	107	SH		SOLE		0	0	107
Kroger Co	COM	501044101	15,980	340	SH		SOLE		0	0	340
L3Harris Technologies Inc	COM	502431109	58,731	300	SH		SOLE		0	0	300
Laboratory Corp Of America Holdings	COM	50540R409	30,166	125	SH		SOLE		0	0	125
Lam Research Corp	COM	512807108	5,250	8	SH		SOLE		0	0	8
Lamar Advertising Co	COM	512816109	6,948	70	SH		SOLE		0	0	70
LEAFLY HOLDINGS ORD	COM	52178J105	29	100	SH		SOLE		0	0	100
Lemonade Inc Ordinary Shares	COM	52567D107	371	22	SH		SOLE		0	0	22
Liberty Media Corporation	COM	531229854	13,023	173	SH		SOLE		0	0	173
Linde plc	COM	G54950103	157,005	412	SH		SOLE		0	0	412
Lockheed Martin Corp	COM	539830109	197,503	429	SH		SOLE		0	0	429
Lowes Companies Inc	COM	548661107	122,200	541	SH		SOLE		0	0	541
Lululemon Athletica	COM	550021109	110,901	293	SH		SOLE		0	0	293
Lyft Inc Class A	COM	55087P104	748	78	SH		SOLE		0	0	78
Macys Inc	COM	55616P104	23,321	1,453	SH		SOLE		0	0	1,453
Magellan Midstream Partners LP	COM	559080106	21,812	350	SH		SOLE		0	0	350
Market Vectors High Yield Muni ETF	ETF	92189H409	18,597,381	362,240	SH		SOLE		0	0	362,240
Market Vectors Intermediate Muni ETF	ETF	92189H201	534,458	11,601	SH		SOLE		0	0	11,601
Marvell Technology Group Ltd	COM	573874104	2,349	39	SH		SOLE		0	0	39
Mastercard Inc	COM	57636Q104	158,107	402	SH		SOLE		0	0	402
Match Group Inc	COM	57667L107	1,088	26	SH		SOLE		0	0	26
Materials Select Sector SPDR ETF	ETF	81369Y100	18,480	223	SH		SOLE		0	0	223
Matterport, Inc.	COM	577096100	472,500	150,000	SH		SOLE		0	0	150,000
McCormick & Co Inc	COM	579780206	31,577	362	SH		SOLE		0	0	362
McDonalds Corp	COM	580135101	948,049	3,177	SH		SOLE		0	0	3,177
Mercadolibre	COM	58733R102	2,369	2	SH		SOLE		0	0	2
Merck Inc	COM	58933Y105	596,912	5,173	SH		SOLE		0	0	5,173
Meta Platforms Inc	COM	30303M102	564,203	1,966	SH		SOLE		0	0	1,966
Metlife Inc	COM	59156R108	2,374	42	SH		SOLE		0	0	42
MGC Communications Inc	COM	609839105	3,278	6	SH		SOLE		0	0	6
Microchip Technology Inc	COM	595017104	86,486	965	SH		SOLE		0	0	965
Micron Technology Inc	COM	595112103	16,085	255	SH		SOLE		0	0	255
Microsoft Corp	COM	594918104	8,895,443	26,122	SH		SOLE		0	0	26,122
Mid Cap SPDR Trust	ETF	78467Y107	573,146	1,197	SH		SOLE		0	0	1,197
Mirant Tr 1 Cnv Pfd 6.25pcnt Ser A Esc NV	PFD	60467Q995	0	40	SH		SOLE		0	0	40
MKS Instruments Inc	COM	55306N104	1,972	18	SH		SOLE		0	0	18
Moderna Inc	COM	60770K107	608	5	SH		SOLE		0	0	5
Mongodb Inc	COM	60937P106	2,877	7	SH		SOLE		0	0	7
Morgan Stanley	COM	617446448	108,287	1,268	SH		SOLE		0	0	1,268
MP Materials Corp.	COM	553368101	4,576	200	SH		SOLE		0	0	200
NCR Corp	COM	62886E108	1,260	50	SH		SOLE		0	0	50
NetApp, Inc	COM	64110D104	72,876	954	SH		SOLE		0	0	954
Netflix Inc	COM	64110L106	26,429	60	SH		SOLE		0	0	60
New Residential Investment Corp	COM	64828T201	94	10	SH		SOLE		0	0	10
Newmont Mining Corp	COM	651639106	2,090	49	SH		SOLE		0	0	49
NextEra Energy Inc	COM	65339F101	120,805	1,628	SH		SOLE		0	0	1,628
Nike Inc	COM	654106103	505,826	4,583	SH		SOLE		0	0	4,583
Noble International	COM	74348A467	58,925	625	SH		SOLE		0	0	625
Norfolk Southern Corp	COM	655844108	202,442	893	SH		SOLE		0	0	893
Nortel Networks Corporation Com Npv No S	COM	656568508	0	12	SH		SOLE		0	0	12
Northrop Grumman Corp	COM	666807102	19,144	42	SH		SOLE		0	0	42
Novartis AG ADR	COM	66987V109	25,732	255	SH		SOLE		0	0	255
Novavax Inc	COM	670002401	1,010	136	SH		SOLE		0	0	136
Novo Nordisk A/S ADR	COM	670100205	186,098	1,150	SH		SOLE		0	0	1,150
Nucor Corp	COM	670346105	140,039	854	SH		SOLE		0	0	854
Nvidia Corp	COM	67066G104	1,274,148	3,012	SH		SOLE		0	0	3,012
Okta Inc Cl A	COM	679295105	624	9	SH		SOLE		0	0	9
Oracle Corp	COM	68389X105	678,337	5,696	SH		SOLE		0	0	5,696
Organon & Co.	COM	68622V106	999	48	SH		SOLE		0	0	48
Orion Office REIT Inc.	COM	68629Y103	370	56	SH		SOLE		0	0	56
Paccar Inc	COM	693718108	145,802	1,743	SH		SOLE		0	0	1,743
PacWest Bancorp	COM	695263103	1,361	167	SH		SOLE		0	0	167
Palantir Technologies Inc Ordinary Shares - Class A	COM	69608A108	24,160	1,576	SH		SOLE		0	0	1,576
Paragon Offshore Plc	COM	G6S01W108	0	56	SH		SOLE		0	0	56
Paychex Inc.	COM	704326107	8,278	74	SH		SOLE		0	0	74
Paypal Hldgs Inc Com	COM	70450Y103	10,343	155	SH		SOLE		0	0	155
PepsiCo Inc	COM	713448108	416,745	2,250	SH		SOLE		0	0	2,250
Pfizer Inc	COM	717081103	247,003	6,734	SH		SOLE		0	0	6,734
Philip Morris International	COM	718172109	32,117	329	SH		SOLE		0	0	329
Phillips Inc	COM	718546104	30,045	315	SH		SOLE		0	0	315
Physicians Realty Trust	COM	71943U104	4,757	340	SH		SOLE		0	0	340
PIMCO 15plus Year TIPS	ETF	72201R304	150,520	2,507	SH		SOLE		0	0	2,507
Pioneer Natural Resources Co	COM	723787107	74,378	359	SH		SOLE		0	0	359
PNC Financial Services Group Inc	COM	693475105	27,961	222	SH		SOLE		0	0	222
Powershares DB Commodity Index	ETF	46138B103	72,822	3,208	SH		SOLE		0	0	3,208
PowerShares Dynamic Biotech & Genome	ETF	46137V787	490	8	SH		SOLE		0	0	8
Powershares Emerging Markets Debt ETF	ETF	46138E784	23,397,609	1,200,493	SH		SOLE		0	0	1,200,493
Powershares FTSE RAFI 1500	ETF	46137V597	2,939,576	17,107	SH		SOLE		0	0	17,107
Powershares FTSE RAFI Dev Markets ex-US	ETF	46138E743	1,968,620	43,786	SH		SOLE		0	0	43,786
Powershares FTSE RAFI US 1000	ETF	46137V613	7,579,509	46,315	SH		SOLE		0	0	46,315
Powershares Info Tech ETF	ETF	46138E115	22,106	150	SH		SOLE		0	0	150
Powershares Nasdaq Internet	ETF	46137V530	240,161	1,536	SH		SOLE		0	0	1,536
PowerShares National AMT-Free MuniBd ETF	ETF	46138E537	31,671	1,342	SH		SOLE		0	0	1,342
Powershares S&P 500 High	ETF	46138E362	17,978	435	SH		SOLE		0	0	435
Principal Financial Group	COM	74251V102	42,015	554	SH		SOLE		0	0	554
Procter & Gamble Co	COM	742718109	675,911	4,454	SH		SOLE		0	0	4,454
Prologis	COM	74340W103	6,745	55	SH		SOLE		0	0	55
ProShares UltraPro Short QQQ ETF	ETF	74347G432	1,135	60	SH		SOLE		0	0	60
Prudential Financial Inc	COM	744320102	4,764	54	SH		SOLE		0	0	54
Public Service Enterprise Group	COM	744573106	61,107	976	SH		SOLE		0	0	976
Public Storage Inc	COM	74460D109	584	2	SH		SOLE		0	0	2
Qsound Labs Inc Com Npv	COM	74728C307	0	50	SH		SOLE		0	0	50
Qualcomm Inc	COM	747525103	24,869	209	SH		SOLE		0	0	209
Quest Diagnostic Inc	COM	74834L100	27,409	195	SH		SOLE		0	0	195
Raytheon Technologies Co	COM	75513E101	92,670	946	SH		SOLE		0	0	946
Real Estate Select Sctr	COM	81369Y860	603	16	SH		SOLE		0	0	16
Realty Income Corp	COM	756109104	938,105	15,690	SH		SOLE		0	0	15,690
Regal Rexnord Corp Com Stk Usd0.01	COM	758750103	350,414	2,277	SH		SOLE		0	0	2,277
Repsol YPF SA ADR	COM	76026T205	1,106	76	SH		SOLE		0	0	76
RingCentral Inc Class A	COM	76680R206	229	7	SH		SOLE		0	0	7
Robert Half International Inc	COM	770323103	3,460	46	SH		SOLE		0	0	46
Rockwell Automation Inc	COM	773903109	138,040	419	SH		SOLE		0	0	419
Rogers Communications Inc	COM	775109200	3,925	86	SH		SOLE		0	0	86
Roku Inc Cl A	COM	77543R102	256	4	SH		SOLE		0	0	4
Royal Bank of Canada	COM	780087102	8,023	84	SH		SOLE		0	0	84
Salesforce.com	COM	79466L302	18,591	88	SH		SOLE		0	0	88
Sanofi-Aventis ADR	COM	80105N105	9,271	172	SH		SOLE		0	0	172
Schlumberger NV	COM	806857108	4,224	86	SH		SOLE		0	0	86
Schw Intl Scap Etf	ETF	808524888	4,829	143	SH		SOLE		0	0	143
Schwab 1000 ETF	ETF	808524722	19,561	457	SH		SOLE		0	0	457
Schwab 5-10 Yr Corp Bond ETF	ETF	808524698	3,965	90	SH		SOLE		0	0	90
Schwab Emerging Market Equities ETF	ETF	808524706	240,262	9,755	SH		SOLE		0	0	9,755
Schwab Fund US Small ETF	ETF	808524763	15,387	305	SH		SOLE		0	0	305
Schwab Funda Emg Mkts	ETF	808524730	10,440	390	SH		SOLE		0	0	390
Schwab Fundamental Intl	ETF	808524748	17,292	521	SH		SOLE		0	0	521
Schwab Fundamental Int'l Lg Co ETF	ETF	808524755	52,019	1,611	SH		SOLE		0	0	1,611
Schwab Fundamental US Large Company ETF	ETF	808524771	54,576	948	SH		SOLE		0	0	948
Schwab Intermediate-Term US Trs ETF	ETF	808524854	3,548	72	SH		SOLE		0	0	72
Schwab International Equity ETF	ETF	808524805	286,341	8,032	SH		SOLE		0	0	8,032
Schwab U.S. TIPS	ETF	808524870	38,379	732	SH		SOLE		0	0	732
Schwab US Aggregate Bond ETF	ETF	808524839	21,061	456	SH		SOLE		0	0	456
Schwab US Broad Market ETF	ETF	808524102	296,003	5,725	SH		SOLE		0	0	5,725
Schwab US Dividend Equity	ETF	808524797	1,579,925	21,756	SH		SOLE		0	0	21,756
Schwab US Large Cap	ETF	808524300	192,536	2,569	SH		SOLE		0	0	2,569
Schwab US Large-Cap ETF	ETF	808524201	157,186	3,001	SH		SOLE		0	0	3,001
Schwab US Mid Cap Etf	ETF	808524508	42,547	599	SH		SOLE		0	0	599
Schwab US REIT ETF	ETF	808524847	18,472	946	SH		SOLE		0	0	946
Schwab US Small Cap ETF	ETF	808524607	16,469	376	SH		SOLE		0	0	376
SEI Investments Co	COM	784117103	71,544	1,200	SH		SOLE		0	0	1,200
Sempra Energy	COM	816851109	12,084	83	SH		SOLE		0	0	83
Servicenow Inc Com	COM	81762P102	37,090	66	SH		SOLE		0	0	66
Shell ADR	COM	780259305	12,499	207	SH		SOLE		0	0	207
Sherwin Williams Co	COM	824348106	117,891	444	SH		SOLE		0	0	444
Shopify Inc	COM	82509L107	646	10	SH		SOLE		0	0	10
Siemens AG	COM	826197501	3,920	47	SH		SOLE		0	0	47
Simon Property Group Inc	COM	828806109	12,587	109	SH		SOLE		0	0	109
Skyworks Solutions Inc	COM	83088M102	31,879	288	SH		SOLE		0	0	288
Snowflake Inc Ordinary Shares - Class A	COM	833445109	1,936	11	SH		SOLE		0	0	11
SoftBank Group Corp	COM	J75963108	9,372	200	SH		SOLE		0	0	200
Sonoco Products Co	COM	835495102	3,777	64	SH		SOLE		0	0	64
Southern Co	COM	842587107	4,215	60	SH		SOLE		0	0	60
Southwest Airlines Co.	COM	844741108	5,432	150	SH		SOLE		0	0	150
Spacehab Inc	COM	78464A649	710	28	SH		SOLE		0	0	28
SPDR Blmbg Barclays High Yield Bd ETF	ETF	78468R622	57,546,964	625,307	SH		SOLE		0	0	625,307
SPDR DJ Wilshire International RE	ETF	78463X863	63,337	2,557	SH		SOLE		0	0	2,557
SPDR Dow Jones Global RE	ETF	78463X749	135,502	3,299	SH		SOLE		0	0	3,299
SPDR Dow Jones REIT	ETF	78464A607	330,521	3,655	SH		SOLE		0	0	3,655
SPDR Gold Shares	ETF	78463V107	21,392	120	SH		SOLE		0	0	120
SPDR Index Shares Fund MSCI ACWI Ex-Us ETF	ETF	78463X848	3,423	131	SH		SOLE		0	0	131
SPDR Nuveen Barclays ST Muni Bond ETF	ETF	78468R739	101,997	2,168	SH		SOLE		0	0	2,168
SPDR Nuveen Blmbg Barclays Muni Bd ETF	ETF	78468R721	34,620	750	SH		SOLE		0	0	750
SPDR Nuveen S&P High Yield Municipal Bond	ETF	78464A284	36,859,884	1,473,806	SH		SOLE		0	0	1,473,806
SPDR Portfolio Developed Wld ex-US ETF	ETF	78463X889	12,891	396	SH		SOLE		0	0	396
SPDR Portfolio Emerging Markets ETF	ETF	78463X509	10,426	303	SH		SOLE		0	0	303
SPDR Portfolio Intermediate Term Corporate Bond ETF	ETF	78464A375	28,000	872	SH		SOLE		0	0	872
SPDR S&P 500 ETF Trust	ETF	78462F103	4,095,408	9,239	SH		SOLE		0	0	9,239
Spdr S&P 500 Growth Etf	ETF	78464A409	100,415	1,646	SH		SOLE		0	0	1,646
Spdr S&P 600 Small Cap	ETF	78464A300	109,213	1,415	SH		SOLE		0	0	1,415
Spdr S&P 600 Small Cap	ETF	78464A201	153,569	1,995	SH		SOLE		0	0	1,995
SPDR S&P Dividend	ETF	78464A763	32,762	267	SH		SOLE		0	0	267
SPDR S&P Global Dividend ETF	ETF	78463X459	25,801	449	SH		SOLE		0	0	449
SPDR S&P Homebuilders ETF	ETF	78464A888	723	9	SH		SOLE		0	0	9
SPDR S&P Intl Small Cap ETF	ETF	78463X871	736,374	24,135	SH		SOLE		0	0	24,135
SPDR Ser Bloomberg ST HY	ETF	78468R408	14,450	585	SH		SOLE		0	0	585
Spdr Ser Tr S&P Biotech Etf	ETF	78464A870	127,131	1,528	SH		SOLE		0	0	1,528
Spdr Small Cap Etf	ETF	78468R853	66,815	1,720	SH		SOLE		0	0	1,720
SPDR TIPs ETF	ETF	78464A656	16,667	645	SH		SOLE		0	0	645
SPDR Blmbg Em Mkts Lcl Bd ETF	ETF	78464A391	1,608	76	SH		SOLE		0	0	76
SPDR Portfolio S&P 500 Value ETF	ETF	78464A508	54,569	1,263	SH		SOLE		0	0	1,263
SPDR SSGA US Large Cap Low Volatil ETF	ETF	78468R804	844	6	SH		SOLE		0	0	6
Square Inc	COM	852234103	865	13	SH		SOLE		0	0	13
Stag Industrial Inc	COM	85254J102	10,943	305	SH		SOLE		0	0	305
Starbucks	COM	855244109	754,590	7,618	SH		SOLE		0	0	7,618
State Street Corp	COM	857477103	55,401	757	SH		SOLE		0	0	757
Stryker Corp	COM	863667101	87,561	287	SH		SOLE		0	0	287
Synopsys Inc	COM	871607107	71,407	164	SH		SOLE		0	0	164
T Rowe Price Group Inc	COM	74144T108	26,101	233	SH		SOLE		0	0	233
Take Two Interactive Software	COM	874054109	2,502	17	SH		SOLE		0	0	17
Targa Resources Corp	COM	87612G101	7,085	93	SH		SOLE		0	0	93
Techne Corp	COM	09073M104	43,754	536	SH		SOLE		0	0	536
TechnologySelect Sector SPDR Fund	ETF	81369Y803	270,451	1,556	SH		SOLE		0	0	1,556
Telefonica SA	COM	879382208	6,521	1,618	SH		SOLE		0	0	1,618
Teradyne Inc	COM	880770102	3,923	35	SH		SOLE		0	0	35
Tesla Motors Inc	COM	88160R101	158,109	604	SH		SOLE		0	0	604
Texas Instruments Inc	COM	882508104	3,240	18	SH		SOLE		0	0	18
The Trade Desk Inc	COM	88339J105	1,544	20	SH		SOLE		0	0	20
Thermo Electron Corp	COM	883556102	220,366	422	SH		SOLE		0	0	422
TJX Companies Inc	COM	872540109	81,738	964	SH		SOLE		0	0	964
T-Mobile US Inc	COM	872590104	230,852	1,662	SH		SOLE		0	0	1,662
Twilio Inc	COM	90138F102	700	11	SH		SOLE		0	0	11
Uber Technologies Inc	COM	90353T100	1,727	40	SH		SOLE		0	0	40
Unilever Plc Adr New	COM	904767704	3,701	71	SH		SOLE		0	0	71
Union Pacific Corp	COM	907818108	369,339	1,805	SH		SOLE		0	0	1,805
United Parcel Service B	COM	911312106	56,297	314	SH		SOLE		0	0	314
UnitedHealth Group Inc	COM	91324P102	611,611	1,272	SH		SOLE		0	0	1,272
Universal Display Corp	COM	91347P105	1,022	7	SH		SOLE		0	0	7
UnumProvident Corp	COM	91529Y106	9,969	209	SH		SOLE		0	0	209
US Bancorp	COM	902973304	217,205	6,574	SH		SOLE		0	0	6,574
Utilities Select Sector SPDR ETF	ETF	81369Y886	23,402	358	SH		SOLE		0	0	358
Vail Resorts Inc	COM	91879Q109	45,317	180	SH		SOLE		0	0	180
Vanguard Bond Index ETF	ETF	921937835	783,598	10,780	SH		SOLE		0	0	10,780
Vanguard Consumer	ETF	92204A207	37,278	192	SH		SOLE		0	0	192
Vanguard Dividend Appreciation ETF	ETF	921908844	159,913	985	SH		SOLE		0	0	985
Vanguard Emerging Markets Govt Bond ETF	ETF	921946885	2,678	43	SH		SOLE		0	0	43
Vanguard Extended Market	ETF	922908652	256,284	1,722	SH		SOLE		0	0	1,722
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	952,286	17,502	SH		SOLE		0	0	17,502
Vanguard FTSE All-World ex US Small ETF	ETF	922042718	34,580	313	SH		SOLE		0	0	313
Vanguard FTSE Emerging Markets ETF	ETF	922042858	1,781,555	43,794	SH		SOLE		0	0	43,794
Vanguard Global ex-US Real Est ETF	ETF	922042676	133,577	3,324	SH		SOLE		0	0	3,324
Vanguard High Dividend	ETF	921946406	157,502	1,485	SH		SOLE		0	0	1,485
Vanguard Info Technology ETF	ETF	92204A702	222,781	504	SH		SOLE		0	0	504
Vanguard Large Cap ETF	ETF	922908637	1,031,569	5,089	SH		SOLE		0	0	5,089
Vanguard Large Growth ETF	ETF	922908736	462,357	1,634	SH		SOLE		0	0	1,634
Vanguard Mid Cap Growth	ETF	922908538	15,708	76	SH		SOLE		0	0	76
Vanguard Midcap ETF	ETF	922908629	1,395,792	6,340	SH		SOLE		0	0	6,340
Vanguard Mortgage-Backed Secs ETF	ETF	92206C771	138	3	SH		SOLE		0	0	3
Vanguard MSCI EAFE ETF	ETF	921943858	4,387,146	95,001	SH		SOLE		0	0	95,001
Vanguard REIT Index ETF	ETF	922908553	9,308,605	111,400	SH		SOLE		0	0	111,400
Vanguard S&P 500 ETF	ETF	922908363	521,660	1,281	SH		SOLE		0	0	1,281
Vanguard Scottsdale Fds Vanguard Russell	ETF	92206C680	142,558	2,015	SH		SOLE		0	0	2,015
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	56,281,184	743,870	SH		SOLE		0	0	743,870
Vanguard Short-Term Infl-Prot Secs ETF	ETF	922020805	80,571	1,699	SH		SOLE		0	0	1,699
Vanguard Short-Term Treasury ETF	ETF	92206C102	46	1	SH		SOLE		0	0	1
Vanguard Small Cap ETF	ETF	922908751	903,691	4,544	SH		SOLE		0	0	4,544
Vanguard Small Cap Growth	ETF	922908595	188,451	820	SH		SOLE		0	0	820
Vanguard Small Cap Value ETF	ETF	922908611	143,733	869	SH		SOLE		0	0	869
Vanguard Tax Exempt Bond ETF	ETF	922907746	16,385,781	326,280	SH		SOLE		0	0	326,280
Vanguard Total Intl Stock Idx ETF	ETF	921909768	2,054,534	36,636	SH		SOLE		0	0	36,636
Vanguard Total Stock Market ETF	ETF	922908769	6,857,789	31,132	SH		SOLE		0	0	31,132
Vanguard Total World Stock ETF	ETF	922042742	23,542	243	SH		SOLE		0	0	243
Vanguard Value ETF	ETF	922908744	2,361,776	16,621	SH		SOLE		0	0	16,621
Veeva Systems Inc	COM	922475108	1,186	6	SH		SOLE		0	0	6
Ventas Inc	COM	92276F100	1,891	40	SH		SOLE		0	0	40
Verizon Communications	COM	92343V104	52,661	1,416	SH		SOLE		0	0	1,416
Viatris Inc Com	COM	92556V106	988	99	SH		SOLE		0	0	99
VICI Properties Inc Ordinary Shares	COM	925652109	12,352	393	SH		SOLE		0	0	393
Visa Inc	COM	92826C839	222,044	935	SH		SOLE		0	0	935
VMware Inc	COM	928563402	41,957	292	SH		SOLE		0	0	292
Vontier Corp	COM	928881101	1,288	40	SH		SOLE		0	0	40
Voya Finl, In	COM	929089209	6,837	307	SH		SOLE		0	0	307
W P Carey Inc	COM	92936U109	12,026	178	SH		SOLE		0	0	178
Wal-Mart Stores Inc	COM	931142103	183,429	1,167	SH		SOLE		0	0	1,167
Walt Disney	COM	254687106	343,996	3,853	SH		SOLE		0	0	3,853
Waste Management Inc	COM	94106L109	17,342	100	SH		SOLE		0	0	100
Wells Fargo & Co	COM	949746101	24,316	570	SH		SOLE		0	0	570
Welltower Inc	COM	95040Q104	76,684	948	SH		SOLE		0	0	948
WestAmerica Corp	COM	95709H304	0	180	SH		SOLE		0	0	180
Whirlpool Corp	COM	963320106	8,630	58	SH		SOLE		0	0	58
Wimm Bill Dann Food ADR	COM	934423104	1,743	139	SH		SOLE		0	0	139
WisdomTree International Small Cap	ETF	97717W760	271,060	4,559	SH		SOLE		0	0	4,559
Wisdomtree Large Cap Div	ETF	97717W307	217,512	3,420	SH		SOLE		0	0	3,420
Wisdomtree Tr US Smallcap Divd	ETF	97717W604	46,813	1,626	SH		SOLE		0	0	1,626
Workday Inc Cl A	COM	98138H101	2,485	11	SH		SOLE		0	0	11
Worthington Industries Inc	COM	981811102	15,283	220	SH		SOLE		0	0	220
Xtrackers International Real Estate ETF	ETF	233051846	2,133	106	SH		SOLE		0	0	106
Yum Brands	COM	988498101	61,701	445	SH		SOLE		0	0	445
Zillow Group Inc	COM	98954M200	603	12	SH		SOLE		0	0	12
Zim Integrated Shippin Ltd Ordinary Shares	COM	M9T951109	2,651	214	SH		SOLE		0	0	214
Zimmer Holdings Inc	COM	98956P102	48,048	330	SH		SOLE		0	0	330
ZimVie Inc.	COM	98888T107	34	3	SH		SOLE		0	0	3
Zoetis Inc	COM	98978V103	45,463	264	SH		SOLE		0	0	264
Zscaler Inc	COM	98980G102	1,902	13	SH		SOLE		0	0	13