Private Ocean 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
3M Co	COM	88579Y101	154,578	1,414	SH		SOLE		0	0	1,414
ABB Ltd	COM	000375204	8,417	190	SH		SOLE		0	0	190
Abbott Laboratories	COM	002824100	167,857	1,525	SH		SOLE		0	0	1,525
AbbVie Inc	COM	00287Y109	418,264	2,699	SH		SOLE		0	0	2,699
Accelleron Industries AG	COM	00449R109	281	9	SH		SOLE		0	0	9
Accenture PLC Class A	COM	G1151C101	352,665	1,005	SH		SOLE		0	0	1,005
Adobe Systems Inc	COM	00724F101	86,507	145	SH		SOLE		0	0	145
Advanced Battery Technologies Inc	COM	02451V309	3,316	707	SH		SOLE		0	0	707
Advanced Micro Devices	COM	007903107	49,825	338	SH		SOLE		0	0	338
AdvisorShares Focused Equity ETF	ETF	00768Y560	1,246	21	SH		SOLE		0	0	21
Aegon NV	COM	0076CA104	5,553	964	SH		SOLE		0	0	964
AES Corp	COM	00130H105	10,511	546	SH		SOLE		0	0	546
Affirm Holdings Inc Ordinary Shares - Class A	COM	00827B106	47,224	961	SH		SOLE		0	0	961
Agere Systems Inc	COM	05351W103	875	27	SH		SOLE		0	0	27
Agilent Technologies Inc	COM	00846U101	13,347	96	SH		SOLE		0	0	96
Agree Realty	COM	008492100	144,774	2,300	SH		SOLE		0	0	2,300
Air Products & Chemicals Inc	COM	009158106	99,663	364	SH		SOLE		0	0	364
Allegheny Technologies Inc	COM	01741R102	13,654	300	SH		SOLE		0	0	300
Allstate Corp	COM	020002101	82,028	586	SH		SOLE		0	0	586
Alphabet Inc Class A	COM	02079K305	530,034	3,794	SH		SOLE		0	0	3,794
Alphabet Inc Class C	COM	02079K107	679,283	4,820	SH		SOLE		0	0	4,820
Altria Group Inc	COM	02209S103	15,531	385	SH		SOLE		0	0	385
Amazon.com Inc	COM	023135106	2,773,878	18,256	SH		SOLE		0	0	18,256
American Eagle Outfitters	COM	02553E106	263,781	12,466	SH		SOLE		0	0	12,466
American Electric Power Company Inc	COM	025537101	12,914	159	SH		SOLE		0	0	159
American Express Co	COM	025816109	617,195	3,295	SH		SOLE		0	0	3,295
American States Water Co	COM	029899101	88,542	1,101	SH		SOLE		0	0	1,101
American Tower Corp A	COM	03027X100	15,600	72	SH		SOLE		0	0	72
American Water Works Co.	COM	030420103	10,559	80	SH		SOLE		0	0	80
Ameriprise Financial Inc	COM	03076C106	50,211	132	SH		SOLE		0	0	132
Amgen Inc	COM	031162100	418,493	1,453	SH		SOLE		0	0	1,453
AmmPower Corp	COM	03169D102	20	750	SH		SOLE		0	0	750
Apple Inc	COM	037833100	31,133,417	161,707	SH		SOLE		0	0	161,707
Applied Materials Inc	COM	038222105	648	4	SH		SOLE		0	0	4
Arista Networks Inc	COM	040413106	9,420	40	SH		SOLE		0	0	40
Arthur J Gallagher & Co	COM	363576109	692,761	3,081	SH		SOLE		0	0	3,081
Asana Inc Ordinary Shares - Class A	COM	04342Y104	1,901	100	SH		SOLE		0	0	100
AT&T Corp	COM	00206R102	32,091	1,912	SH		SOLE		0	0	1,912
Autodesk Inc	COM	052769106	99,827	410	SH		SOLE		0	0	410
Automatic Data Processing	COM	053015103	109,030	468	SH		SOLE		0	0	468
Avista Corp	COM	05379B107	9,400	263	SH		SOLE		0	0	263
Banc Calif Inc	COM	05990K106	1,464	109	SH		SOLE		0	0	109
Bank Marin Corte Madera Ca	COM	063425102	69,588	3,160	SH		SOLE		0	0	3,160
Bank of America Corp	COM	060505104	43,131	1,281	SH		SOLE		0	0	1,281
Bank of Montreal	COM	063671101	7,223	73	SH		SOLE		0	0	73
Banner	COM	06652V208	24,509	458	SH		SOLE		0	0	458
Baxter International Inc	COM	071813109	8,930	231	SH		SOLE		0	0	231
Becton Dickinson & Co	COM	075887109	43,402	178	SH		SOLE		0	0	178
Berkshire Hathaway Cl B	COM	084670702	1,533,281	4,299	SH		SOLE		0	0	4,299
Biomarin Pharmaceutical	COM	09061G101	139,809	1,450	SH		SOLE		0	0	1,450
Bitcoin Investment Ord	COM	389637109	485	14	SH		SOLE		0	0	14
Blackrock Inc	COM	09247X101	27,601	34	SH		SOLE		0	0	34
Blackstone Group Lp	COM	09260D107	159,068	1,215	SH		SOLE		0	0	1,215
Boeing Co	COM	097023105	356,127	1,366	SH		SOLE		0	0	1,366
Bristol-Myers Squibb Co	COM	110122108	190,976	3,722	SH		SOLE		0	0	3,722
British American Tobacco	COM	110448107	4,774	163	SH		SOLE		0	0	163
Broadcom Inc	COM	11135F101	128,369	115	SH		SOLE		0	0	115
Brookfield Infrastructure Partners	COM	G16252101	6,329	201	SH		SOLE		0	0	201
C3.ai, Inc.	COM	12468P104	4,737	165	SH		SOLE		0	0	165
Cadence Design System	COM	127387108	27,237	100	SH		SOLE		0	0	100
California Water Service Group	COM	130788102	7,781	150	SH		SOLE		0	0	150
Canoo Inc.	COM	13803R102	514	2,000	SH		SOLE		0	0	2,000
Capital One Financial Corp	COM	14040H105	3,016	23	SH		SOLE		0	0	23
Cardinal Health Inc	COM	14149Y108	16,430	163	SH		SOLE		0	0	163
Cardiol Therapeutics Inc Class A	COM	14161Y200	12,775	15,151	SH		SOLE		0	0	15,151
CarMax Inc	COM	143130102	230	3	SH		SOLE		0	0	3
Carnival Corp	COM	143658300	2,781	150	SH		SOLE		0	0	150
Caterpillar Inc	COM	149123101	45,533	154	SH		SOLE		0	0	154
Cdn Imperial Bk Comm	COM	136069101	7,173	149	SH		SOLE		0	0	149
Cdw Corp	COM	12514G108	51,147	225	SH		SOLE		0	0	225
Center Point Energy	COM	15189T107	4,457	156	SH		SOLE		0	0	156
Charles Schwab Corp	COM	808513105	629,012	9,143	SH		SOLE		0	0	9,143
Chestnut Str Exchang Fd Sh Partnership N	COM	166668103	543,246	538	SH		SOLE		0	0	538
Chevron Texaco Corp	COM	166764100	429,007	2,876	SH		SOLE		0	0	2,876
Cigna Corp	COM	125523100	46,115	154	SH		SOLE		0	0	154
Cisco Systems Inc	COM	17275R102	300,897	5,956	SH		SOLE		0	0	5,956
Citigroup Inc	COM	172967424	6,996	136	SH		SOLE		0	0	136
Citizens Finl Group Inc Com	COM	174610105	5,733	173	SH		SOLE		0	0	173
Clorox Co	COM	189054109	42,777	300	SH		SOLE		0	0	300
Coca Cola Co	COM	191216100	174,256	2,957	SH		SOLE		0	0	2,957
Colgate-Palmolive Co	COM	194162103	122,195	1,533	SH		SOLE		0	0	1,533
Comcast Corp A	COM	20030N101	178,206	4,064	SH		SOLE		0	0	4,064
Communication Services Sel Sect SPDR ETF	ETF	81369Y852	32,915	453	SH		SOLE		0	0	453
ConocoPhillips	COM	20825C104	73,124	630	SH		SOLE		0	0	630
Consol Energy Inc Ordinary Shares	COM	20854L108	7,540	75	SH		SOLE		0	0	75
Consolidated Edison Inc	COM	209115104	178,699	1,964	SH		SOLE		0	0	1,964
Constellation Brands A	COM	21036P108	32,395	134	SH		SOLE		0	0	134
Constellation Energy Group	COM	21037T109	1,520	13	SH		SOLE		0	0	13
Consumer Discret Sel Sect SPDR ETF	ETF	81369Y407	39,696	222	SH		SOLE		0	0	222
Consumer Staples Select Sector SPDR ETF	ETF	81369Y308	54,599	758	SH		SOLE		0	0	758
Core Laboratories	COM	21867A105	7,417	420	SH		SOLE		0	0	420
Coresite Rlty Corp Com	COM	03073E105	77,018	375	SH		SOLE		0	0	375
Corteva Inc	COM	22052L104	43,209	902	SH		SOLE		0	0	902
Costco Wholesale Corp	COM	22160K105	1,301,018	1,971	SH		SOLE		0	0	1,971
Coty Inc	COM	222070203	571	46	SH		SOLE		0	0	46
CSX Corp	COM	126408103	28,152	812	SH		SOLE		0	0	812
Cummins Inc	COM	231021106	8,864	37	SH		SOLE		0	0	37
CVS Caremark Corp	COM	126650100	17,213	218	SH		SOLE		0	0	218
Danaher Corp	COM	235851102	92,536	400	SH		SOLE		0	0	400
Defiance Quantum ETF	ETF	26922A420	109	2	SH		SOLE		0	0	2
Dell Inc	COM	24703L202	50,720	663	SH		SOLE		0	0	663
Deutsche Telekom AG	COM	251566105	3,065	127	SH		SOLE		0	0	127
Devon Energy Corp	COM	25179M103	47	1	SH		SOLE		0	0	1
DFA Dimensional US Marketwide Value ETF	ETF	25434V724	8,375,854	225,036	SH		SOLE		0	0	225,036
DFA TA World ex US Core Equity I	ETF	25434V880	92,784	3,800	SH		SOLE		0	0	3,800
DFA Tax-Managed International Value	ETF	25434V807	2,784,289	81,033	SH		SOLE		0	0	81,033
Diamonds TRUST Series I	ETF	78467X109	123,965	329	SH		SOLE		0	0	329
Digital Realty Trust Inc	COM	253868103	23,552	175	SH		SOLE		0	0	175
Dimensional Emerging Core Equity Mkt ETF	ETF	25434V302	43,574,880	1,807,336	SH		SOLE		0	0	1,807,336
Dimensional Global Real Estate ETF	ETF	25434V658	48,208,802	1,855,612	SH		SOLE		0	0	1,855,612
Dimensional International Equity Mkt ETF	ETF	25434V203	37,262,396	1,301,061	SH		SOLE		0	0	1,301,061
Dimensional International Sstby Cr 1 ETF	ETF	25434V690	1,318,265	41,155	SH		SOLE		0	0	41,155
Dimensional Intl Small Cap Value ETF	ETF	25434V781	22,536	874	SH		SOLE		0	0	874
Dimensional U.S. Core Equity 2 ETF	ETF	25434V708	214,333,464	7,332,654	SH		SOLE		0	0	7,332,654
Dimensional U.S. Core Equity Market ETF	ETF	25434V104	18,007,598	541,582	SH		SOLE		0	0	541,582
Dimensional U.S. Small Cap ETF	ETF	25434V500	2,096,629	35,167	SH		SOLE		0	0	35,167
Dimensional U.S. Targeted Value ETF	ETF	25434V609	114,498	2,188	SH		SOLE		0	0	2,188
Discover Financial Services LLC	COM	254709108	20,232	180	SH		SOLE		0	0	180
Dow Chemical Co	COM	260557103	2,413	44	SH		SOLE		0	0	44
Duke Energy Corp	COM	26441C204	11,936	123	SH		SOLE		0	0	123
Dupont De Nemours Inc	COM	26614N102	7,693	100	SH		SOLE		0	0	100
Ecolab Inc	COM	278865100	16,463	83	SH		SOLE		0	0	83
Edgewell Pers Care Co Com	COM	28035Q102	16,154	441	SH		SOLE		0	0	441
Edison International	COM	281020107	14,298	200	SH		SOLE		0	0	200
Edwards Lifesciences Cp	COM	28176E108	108,656	1,425	SH		SOLE		0	0	1,425
Electronics Arts	COM	285512109	2,189	16	SH		SOLE		0	0	16
Elevance Health, Inc.	COM	036752103	153,845	326	SH		SOLE		0	0	326
Eli Lilly & Co	COM	532457108	588,166	1,009	SH		SOLE		0	0	1,009
Emerson Electric Co	COM	291011104	42,923	441	SH		SOLE		0	0	441
Energizer Holding Inc	COM	29272W109	13,971	441	SH		SOLE		0	0	441
Entergy Corp	COM	29364G103	2,530	25	SH		SOLE		0	0	25
Enterprise Products Partners	COM	293792107	155,307	5,894	SH		SOLE		0	0	5,894
Equinix Inc	COM	29444U700	805	1	SH		SOLE		0	0	1
Equity Residential	COM	29476L107	15,290	250	SH		SOLE		0	0	250
Essex Properties Trust Inc	COM	297178105	51,324	207	SH		SOLE		0	0	207
ETFs Gold Trust ETF	ETF	00326A104	592	30	SH		SOLE		0	0	30
Evergy Inc	COM	30034W106	5,011	96	SH		SOLE		0	0	96
EVgo, Inc.	COM	30052F100	218	61	SH		SOLE		0	0	61
Exelon Corp	COM	30161N101	1,364	38	SH		SOLE		0	0	38
Expedia Inc	COM	30212P303	57,984	382	SH		SOLE		0	0	382
Exxon Mobil Corp	COM	30231G102	445,211	4,453	SH		SOLE		0	0	4,453
Fedex Corp	COM	31428X106	47,811	189	SH		SOLE		0	0	189
Fgl Hldgs	COM	30190A104	460	10	SH		SOLE		0	0	10
Fidelity Enhanced Large Cap Core ETF	ETF	316092113	6,149	231	SH		SOLE		0	0	231
Fidelity MSCI Energy ETF	ETF	316092402	25,646	1,113	SH		SOLE		0	0	1,113
Fidelity Msci Health Care Index Etf	ETF	316092600	26,418	408	SH		SOLE		0	0	408
Fidelity MSCI Materials Index ETF	ETF	316092881	108,006	2,216	SH		SOLE		0	0	2,216
Fidelity National Financial Inc	COM	31620R303	7,806	153	SH		SOLE		0	0	153
Fidelity Total Bond Etf	ETF	316188309	95,993	2,085	SH		SOLE		0	0	2,085
Fidelity MSCI Information Tech ETF	ETF	316092808	216,061	1,504	SH		SOLE		0	0	1,504
Financial Select Sector SPDR ETF	ETF	81369Y605	40,758	1,084	SH		SOLE		0	0	1,084
First National Bank Alaska	COM	32112J106	8,154	41	SH		SOLE		0	0	41
First Republic Bank	COM	33616C100	25	614	SH		SOLE		0	0	614
First Solar Inc	COM	336433107	5,168	30	SH		SOLE		0	0	30
First Tr Exchange Traded Fd Ny Arca Biot	ETF	33733E203	58,322	369	SH		SOLE		0	0	369
First Trust Energy Infrastructure Fund	ETF	33738C103	129,710	7,880	SH		SOLE		0	0	7,880
First Trust North American Energy Infrastructure ETF	ETF	33738D101	930,216	33,594	SH		SOLE		0	0	33,594
FirstEnergy Corp	COM	337932107	4,583	125	SH		SOLE		0	0	125
FlexShares Morningstar U.S. Market Factors Tilt ETF	ETF	33939L100	1,299,294	7,120	SH		SOLE		0	0	7,120
Ford Motor Co	COM	345370860	16,454	1,350	SH		SOLE		0	0	1,350
Fortive Corporation	COM	34959J108	7,363	100	SH		SOLE		0	0	100
Fortrea Holdings Inc	COM	34965K107	4,363	125	SH		SOLE		0	0	125
Franklin Resources Inc	COM	354613101	41,855	1,405	SH		SOLE		0	0	1,405
Franks International	COM	337738108	72,132	543	SH		SOLE		0	0	543
FS KKR Capital Corp	COM	302635206	3,754	188	SH		SOLE		0	0	188
Fubotv Inc	COM	35953D104	127,200	40,000	SH		SOLE		0	0	40,000
Funko Inc Com Cl A	COM	361008105	155	20	SH		SOLE		0	0	20
Gap Inc	COM	364760108	13,508	646	SH		SOLE		0	0	646
GE HealthCare Technologies Inc.	COM	36266G107	4,098	53	SH		SOLE		0	0	53
General Dynamics Corp	COM	369550108	10,906	42	SH		SOLE		0	0	42
General Electric Co	COM	369604301	43,649	342	SH		SOLE		0	0	342
General Mills Inc	COM	370334104	15,764	242	SH		SOLE		0	0	242
Global X Fds Rbtcs Artfl Inte	ETF	37954Y715	34,200	1,200	SH		SOLE		0	0	1,200
Guggenheim S&P 500 Equal Weight	ETF	46137V357	7,574	48	SH		SOLE		0	0	48
Health Care Select Sector SPDR ETF	ETF	81369Y209	48,006	352	SH		SOLE		0	0	352
Healthpeak Pptys Inc	COM	42250P103	5,366	271	SH		SOLE		0	0	271
Hercules Technology Growth Capital	COM	427096508	125,108	7,505	SH		SOLE		0	0	7,505
Hershey Foods Corp	COM	427866108	142,006	762	SH		SOLE		0	0	762
Hewlett Packard Ente	COM	42824C109	5,230	308	SH		SOLE		0	0	308
Hewlett-Packard Co	COM	40434L105	31,023	1,031	SH		SOLE		0	0	1,031
Home Depot Inc	COM	437076102	406,503	1,173	SH		SOLE		0	0	1,173
Honda Motor Co Ltd	COM	438128308	124	4	SH		SOLE		0	0	4
Honeywell International	COM	438516106	36,699	175	SH		SOLE		0	0	175
Host Hotels & Resorts Inc	COM	44107P104	3,271	168	SH		SOLE		0	0	168
HSBC Holdings ADR	COM	404280406	3,851	95	SH		SOLE		0	0	95
Humana Inc	COM	444859102	1,373	3	SH		SOLE		0	0	3
Iac/Interactive Corp	COM	44891N208	20,009	382	SH		SOLE		0	0	382
Illinois Tool Works Inc	COM	452308109	42,434	162	SH		SOLE		0	0	162
Illumina Inc	COM	452327109	1,253	9	SH		SOLE		0	0	9
Industrial Select Sector SPDR ETF	ETF	81369Y704	32,943	289	SH		SOLE		0	0	289
Intel Corp	COM	458140100	115,575	2,300	SH		SOLE		0	0	2,300
IntercontinentalExchange	COM	45866F104	8,990	70	SH		SOLE		0	0	70
International Business Machines	COM	459200101	210,225	1,285	SH		SOLE		0	0	1,285
International Paper Co	COM	460146103	3,000	83	SH		SOLE		0	0	83
Invesco Dow Jones	ETF	46137V605	10,170	221	SH		SOLE		0	0	221
Invesco Exchng Traded Fd Tr II Ftse Rafi	ETF	46138E735	146,550	4,512	SH		SOLE		0	0	4,512
Invesco NASDAQ Next Gen 100 ETF	ETF	46138G631	459	17	SH		SOLE		0	0	17
Invesco PLC	ETF	G491BT108	2,391	134	SH		SOLE		0	0	134
Invesco QQQ Trust	ETF	46090E103	1,510,431	3,688	SH		SOLE		0	0	3,688
Invesco S&P 500 Equal Weight Tech ETF	ETF	46137V282	185,081	5,670	SH		SOLE		0	0	5,670
Invesco Taxable Municipal Bond ETF	ETF	46138G805	24,172,581	898,275	SH		SOLE		0	0	898,275
Invesco Water Resources ETF	ETF	46137V142	46,558	765	SH		SOLE		0	0	765
Invesco Zacks Multi-Asset Income ETF	ETF	46137Y500	238	10	SH		SOLE		0	0	10
Iron Mountain Inc	COM	46284V101	62,982	900	SH		SOLE		0	0	900
iShares 0-5 Year Tips	ETF	46429B747	5,042	51	SH		SOLE		0	0	51
iShares 1-3 Year Treasury Bond ETF	ETF	464287457	11,715	143	SH		SOLE		0	0	143
iShares 1-5 yr Inv Grd Corp ETF	ETF	464288646	237,813	4,638	SH		SOLE		0	0	4,638
iShares 3-7 Year Trery	ETF	464288661	44,392	379	SH		SOLE		0	0	379
iShares Barclays 20 Year Treasury Bond	ETF	464287432	396	4	SH		SOLE		0	0	4
iShares Barclays Aggregate Bond	ETF	464287226	979,962	9,874	SH		SOLE		0	0	9,874
iShares Barclays MBS Bond Fund	ETF	464288588	8,655	92	SH		SOLE		0	0	92
iShares Calif Amt Free	ETF	464288356	1,153,508	19,909	SH		SOLE		0	0	19,909
iShares Core High Dividend ETF	ETF	46429B663	86,553	849	SH		SOLE		0	0	849
iShares Core MSCI EAFE ETF	ETF	46432F842	259,625	3,690	SH		SOLE		0	0	3,690
iShares Core MSCI Emerging Markets ETF	ETF	46434G103	2,211,007	43,713	SH		SOLE		0	0	43,713
iShares Core MSCI Total Int'l Stock Index	ETF	46432F834	343,488	5,290	SH		SOLE		0	0	5,290
iShares Core S&P 500 ETF	ETF	464287200	15,310,578	32,055	SH		SOLE		0	0	32,055
iShares Core S&P Small-Cap ETF	ETF	464287804	2,180,990	20,148	SH		SOLE		0	0	20,148
iShares Core S&P Total US Stock Market E	ETF	464287150	172,932	1,643	SH		SOLE		0	0	1,643
iShares Core US REIT ETF	ETF	464288521	215,966	3,978	SH		SOLE		0	0	3,978
iShares Dow Jones	ETF	464287721	298,405	2,431	SH		SOLE		0	0	2,431
iShares Dow Jones Select Dividend	ETF	464287168	652,681	5,568	SH		SOLE		0	0	5,568
iShares Dow Jones US Real Estate	ETF	464287739	145,140	1,588	SH		SOLE		0	0	1,588
iShares ESG 1-5 Year USD Corp Bd ETF	ETF	46435G243	11,952,311	488,248	SH		SOLE		0	0	488,248
iShares ESG Aware MSCI USA ETF	ETF	46435G425	6,750,234	64,337	SH		SOLE		0	0	64,337
iShares ESG MSCI USA Leaders ETF	ETF	46435U218	1,062,458	12,591	SH		SOLE		0	0	12,591
iShares ESG U.S. Aggregate Bond ETF	ETF	46435U549	25,391,854	531,878	SH		SOLE		0	0	531,878
Ishares Global Reit Etf	ETF	46434V647	217,402	8,991	SH		SOLE		0	0	8,991
iShares iBoxx High Yield Corporate Bond	ETF	464288513	259,566	3,354	SH		SOLE		0	0	3,354
IShares Intermediate-Term Corp Bd ETF	ETF	464288638	2,548	49	SH		SOLE		0	0	49
iShares International Dev Prpty ETF	ETF	464288422	3,902	136	SH		SOLE		0	0	136
iShares JP Morgan EM Bond	ETF	464288281	56,731	637	SH		SOLE		0	0	637
iShares Lehman 7-10 Year Treasury	ETF	464287440	1,446	15	SH		SOLE		0	0	15
iShares Lehman Tips	ETF	464287176	32,256	300	SH		SOLE		0	0	300
iShares MSCI Canada Index	ETF	464286509	47,501	1,295	SH		SOLE		0	0	1,295
iShares MSCI EAFE ESG ETF	ETF	46435G516	10,293,721	136,268	SH		SOLE		0	0	136,268
iShares MSCI EAFE ETF	ETF	464287465	1,897,565	25,183	SH		SOLE		0	0	25,183
iShares MSCI EAFE Small-Cap ETF	ETF	464288273	38,749	626	SH		SOLE		0	0	626
iShares MSCI EAFE Value ETF	ETF	464288877	197,251	3,786	SH		SOLE		0	0	3,786
iShares MSCI Emerging Markets	ETF	464287234	65,234	1,622	SH		SOLE		0	0	1,622
iShares MSCI Emerging Markets ESG ETF	ETF	46434G863	16,816,714	524,539	SH		SOLE		0	0	524,539
iShares MSCI Intl Quality Factor	ETF	46434V456	13,409	357	SH		SOLE		0	0	357
Ishares Msci Intl Value	ETF	46435G409	14,315	540	SH		SOLE		0	0	540
Ishares Msci Usa	ETF	46434V290	7,000	119	SH		SOLE		0	0	119
iShares MSCI USA Quality Factor ETF	ETF	46432F339	30,714,264	208,742	SH		SOLE		0	0	208,742
iShares MSCI USA Value Factor ETF	ETF	46432F388	27,313	270	SH		SOLE		0	0	270
iShares NASDAQ Biotech	ETF	464287556	12,227	90	SH		SOLE		0	0	90
iShares Russell 1000 Growth	ETF	464287614	816,727	2,694	SH		SOLE		0	0	2,694
iShares Russell 1000 Index	ETF	464287622	15,975,587	60,915	SH		SOLE		0	0	60,915
iShares Russell 1000 Value Index	ETF	464287598	2,738,048	16,569	SH		SOLE		0	0	16,569
iShares Russell 2000 Index	ETF	464287655	1,195,541	5,957	SH		SOLE		0	0	5,957
iShares Russell 2000 Value Index	ETF	464287630	45,756	295	SH		SOLE		0	0	295
iShares Russell 3000 Index	ETF	464287689	167,979	614	SH		SOLE		0	0	614
iShares Russell Microcap Index	ETF	464288869	287,776	2,480	SH		SOLE		0	0	2,480
iShares Russell Midcap Blend	ETF	464287499	503,644	6,479	SH		SOLE		0	0	6,479
Ishares Russell Top 200 ETF	ETF	464289446	19,565	170	SH		SOLE		0	0	170
Ishares Russell Top 200 Growth ETF	ETF	464289438	23,655	135	SH		SOLE		0	0	135
iShares S&P 100 Index	ETF	464287101	811,227	3,631	SH		SOLE		0	0	3,631
iShares S&P 400 Growth	ETF	464287606	78,428	990	SH		SOLE		0	0	990
iShares S&P 500/BARRA Value Index	ETF	464287408	135,113	777	SH		SOLE		0	0	777
iShares S&P 600 Growth	ETF	464287887	77,587	620	SH		SOLE		0	0	620
iShares S&P GSCI Commodity-Indexed Trust	ETF	46428R107	4,814	240	SH		SOLE		0	0	240
iShares S&P Midcap 400 Index	ETF	464287507	1,784,374	6,438	SH		SOLE		0	0	6,438
iShares S&P Midcap 400/BARRA Value	ETF	464287705	998,499	8,756	SH		SOLE		0	0	8,756
iShares S&P National AMT-Free Muni	ETF	464288414	9,677,435	89,267	SH		SOLE		0	0	89,267
iShares S&P Smallcap 600/BARRA Value Index	ETF	464287879	72,029	699	SH		SOLE		0	0	699
iShares Short-Term National Muni Bd ETF	ETF	464288158	4,058,045	38,490	SH		SOLE		0	0	38,490
iShares SP 500 Growth Index	ETF	464287309	477,936	6,364	SH		SOLE		0	0	6,364
iShares Total US Bond ETF	ETF	46434V613	113,340,308	2,460,176	SH		SOLE		0	0	2,460,176
Ishares Tr Cohen & Steer	ETF	464287564	406,353	6,919	SH		SOLE		0	0	6,919
Ishares Tr Msci Kld400 Soc	ETF	464288570	300,465	3,300	SH		SOLE		0	0	3,300
iShares Treasury Floating Rate Bond ETF	ETF	46434V860	754,375	14,947	SH		SOLE		0	0	14,947
iShares Trust - iShares Core U.S. Value ETF	ETF	464287663	517,250	6,134	SH		SOLE		0	0	6,134
iShares US Healthcare ETF	ETF	464288828	16,077	61	SH		SOLE		0	0	61
J BetaBuilders Japan ETF	ETF	46641Q217	7,878	150	SH		SOLE		0	0	150
Jetblue Airways Corp	COM	477143101	111	20	SH		SOLE		0	0	20
JM Smuckers Co	COM	832696405	2,148	17	SH		SOLE		0	0	17
Johnson & Johnson	COM	478160104	1,127,305	7,192	SH		SOLE		0	0	7,192
Johnson Controls International plc	COM	G51502105	6,110	106	SH		SOLE		0	0	106
JP Morgan Chase & Co	COM	46625H100	245,965	1,446	SH		SOLE		0	0	1,446
JP Morgan Chase & Co	COM	48128B655	7,675	307	SH		SOLE		0	0	307
Jpmorgan Betabuilders	COM	46641Q225	12,824	200	SH		SOLE		0	0	200
JPMorgan BetaBuilders Dev Asia ex-Jpn ETF	COM	46641Q233	3,466	70	SH		SOLE		0	0	70
JPMorgan BetaBuilders Europe ETF	COM	46641Q191	7,640	135	SH		SOLE		0	0	135
JPMorgan Equity Premium Income ETF	ETF	46641Q332	2,057	37	SH		SOLE		0	0	37
JPMorgan US Quality Factor ETF	ETF	46641Q761	979,024	20,456	SH		SOLE		0	0	20,456
Kenvue	COM	49177J102	6,911	321	SH		SOLE		0	0	321
Keycorp Inc	COM	493267108	4,637	322	SH		SOLE		0	0	322
Keysight Technologies Inc Com	COM	49338L103	3,023	19	SH		SOLE		0	0	19
Kimberly-Clark Corp	COM	494368103	28,433	234	SH		SOLE		0	0	234
Kraft Heinz Co Com Stk	COM	500754106	3,957	107	SH		SOLE		0	0	107
Kroger Co	COM	501044101	15,541	340	SH		SOLE		0	0	340
L3Harris Technologies Inc	COM	502431109	63,186	300	SH		SOLE		0	0	300
Laboratory Corp Of America Holdings	COM	50540R409	28,411	125	SH		SOLE		0	0	125
Lamar Advertising Co	COM	512816109	7,440	70	SH		SOLE		0	0	70
Let Lease Office Properties	COM	64110Y108	203	11	SH		SOLE		0	0	11
Liberty Media Corporation	COM	531229854	10,921	173	SH		SOLE		0	0	173
Linde plc	COM	G54950103	14,375	35	SH		SOLE		0	0	35
Lockheed Martin Corp	COM	539830109	194,440	429	SH		SOLE		0	0	429
Lowes Companies Inc	COM	548661107	120,495	541	SH		SOLE		0	0	541
Lululemon Athletica	COM	550021109	149,808	293	SH		SOLE		0	0	293
Market Vectors High Yield Muni ETF	ETF	92189H409	27,550,514	533,614	SH		SOLE		0	0	533,614
Market Vectors Intermediate Muni ETF	ETF	92189H201	545,595	11,601	SH		SOLE		0	0	11,601
Marsh & McLennan Co Inc	COM	571748102	560,073	2,956	SH		SOLE		0	0	2,956
Mastercard Inc	COM	57636Q104	189,797	445	SH		SOLE		0	0	445
Materials Select Sector SPDR ETF	ETF	81369Y100	19,075	223	SH		SOLE		0	0	223
Matterport, Inc.	COM	577096100	403,500	150,000	SH		SOLE		0	0	150,000
McDonalds Corp	COM	580135101	811,548	2,737	SH		SOLE		0	0	2,737
Medical Marijuana Inc	COM	58463A105	7	2,000	SH		SOLE		0	0	2,000
Merck Inc	COM	58933Y105	563,960	5,173	SH		SOLE		0	0	5,173
Meta Platforms Inc	COM	30303M102	339,802	960	SH		SOLE		0	0	960
Metlife Inc	COM	59156R108	2,777	42	SH		SOLE		0	0	42
MFA Mortgage Investments	COM	55272X607	879	78	SH		SOLE		0	0	78
Mfs Charter Income TRUST	COM	552727109	9,690	1,500	SH		SOLE		0	0	1,500
Microchip Technology Inc	COM	595017104	82,244	912	SH		SOLE		0	0	912
Microsoft Corp	COM	594918104	9,423,741	25,060	SH		SOLE		0	0	25,060
Mid Cap SPDR Trust	ETF	78467Y107	549,227	1,082	SH		SOLE		0	0	1,082
Murphy Oil Corp	COM	626717102	4,266	100	SH		SOLE		0	0	100
Murphy Usa Inc	COM	626755102	8,914	25	SH		SOLE		0	0	25
NetApp, Inc	COM	64110D104	84,094	954	SH		SOLE		0	0	954
Netflix Inc	COM	64110L106	52,096	107	SH		SOLE		0	0	107
Newmont Mining Corp	COM	651639106	2,028	49	SH		SOLE		0	0	49
NextEra Energy Inc	COM	65339F101	91,480	1,506	SH		SOLE		0	0	1,506
Nike Inc	COM	654106103	434,063	3,998	SH		SOLE		0	0	3,998
Noble International	COM	74348A467	59,500	625	SH		SOLE		0	0	625
Norfolk Southern Corp	COM	655844108	202,521	857	SH		SOLE		0	0	857
Northern Trust Corp	COM	665859104	12,657	150	SH		SOLE		0	0	150
Northrop Grumman Corp	COM	666807102	19,662	42	SH		SOLE		0	0	42
Novavax Inc	COM	670002401	653	136	SH		SOLE		0	0	136
Novo Nordisk A/S ADR	COM	670100205	237,927	2,300	SH		SOLE		0	0	2,300
Nucor Corp	COM	670346105	148,630	854	SH		SOLE		0	0	854
Nutanix Inc	COM	67059N108	6,438	135	SH		SOLE		0	0	135
Nvidia Corp	COM	67066G104	1,226,166	2,476	SH		SOLE		0	0	2,476
Omeros Corp	COM	682143102	4,088	1,250	SH		SOLE		0	0	1,250
Oracle Corp	COM	68389X105	632,158	5,996	SH		SOLE		0	0	5,996
Organon & Co.	COM	68622V106	704	49	SH		SOLE		0	0	49
Orion Office REIT Inc.	COM	68629Y103	160	28	SH		SOLE		0	0	28
Paccar Inc	COM	693718108	170,204	1,743	SH		SOLE		0	0	1,743
Palantir Technologies Inc Ordinary Shares - Class A	COM	69608A108	27,060	1,576	SH		SOLE		0	0	1,576
Pan American Silv 29 Rtf (NV)	COM	697900132	361	700	SH		SOLE		0	0	700
Pan Amern Silver Corp	COM	697900108	2,205	135	SH		SOLE		0	0	135
Paychex Inc.	COM	704326107	8,814	74	SH		SOLE		0	0	74
Paypal Hldgs Inc Com	COM	70450Y103	3,071	50	SH		SOLE		0	0	50
Pbf Energy Inc Cl A	COM	69318G106	1,670	38	SH		SOLE		0	0	38
Peloton Interactive Inc	COM	70614W100	609	100	SH		SOLE		0	0	100
PepsiCo Inc	COM	713448108	414,410	2,440	SH		SOLE		0	0	2,440
Pfizer Inc	COM	717081103	163,498	5,679	SH		SOLE		0	0	5,679
PG&E Corp	COM	69331C108	1,713	95	SH		SOLE		0	0	95
Philip Morris International	COM	718172109	30,952	329	SH		SOLE		0	0	329
Phillips Inc	COM	718546104	41,939	315	SH		SOLE		0	0	315
Planet 13 Holdings Inc	COM	72707C108	320	500	SH		SOLE		0	0	500
PNC Financial Services Group Inc	COM	693475105	34,377	222	SH		SOLE		0	0	222
Powershares Emerging Markets Debt ETF	ETF	46138E784	6,089,040	295,298	SH		SOLE		0	0	295,298
Powershares FTSE RAFI 1500 Small-Mid ETF	ETF	46137V597	3,181,869	84,872	SH		SOLE		0	0	84,872
Powershares FTSE RAFI Dev Markets ex-US	ETF	46138E743	1,988,266	41,952	SH		SOLE		0	0	41,952
Powershares FTSE RAFI US 1000 ETF	ETF	46137V613	7,907,305	224,639	SH		SOLE		0	0	224,639
Powershares Info Tech ETF	ETF	46138E115	21,713	450	SH		SOLE		0	0	450
Powershares Nasdaq Internet	ETF	46137V530	277,018	7,680	SH		SOLE		0	0	7,680
PowerShares S&P Low Volatility	ETF	46138E354	62,660	1,000	SH		SOLE		0	0	1,000
Principal Financial Group	COM	74251V102	43,583	554	SH		SOLE		0	0	554
Procter & Gamble Co	COM	742718109	652,916	4,456	SH		SOLE		0	0	4,456
Prologis	COM	74340W103	7,332	55	SH		SOLE		0	0	55
Proshares Bitcoin ETF	ETF	74347G440	6,428	314	SH		SOLE		0	0	314
ProShares UltraPro QQQ	ETF	74347X831	7,605	150	SH		SOLE		0	0	150
Prudential Financial Inc	COM	744320102	5,600	54	SH		SOLE		0	0	54
Public Service Enterprise Group	COM	744573106	59,682	976	SH		SOLE		0	0	976
Public Storage Inc	COM	74460D109	33,855	111	SH		SOLE		0	0	111
Qualcomm Inc	COM	747525103	91,262	631	SH		SOLE		0	0	631
Quest Diagnostic Inc	COM	74834L100	26,887	195	SH		SOLE		0	0	195
Raytheon Technologies Co	COM	75513E101	18,343	218	SH		SOLE		0	0	218
Realty Income Corp	COM	756109104	868,363	15,123	SH		SOLE		0	0	15,123
Regal Rexnord Corp Com Stk Usd0.01	COM	758750103	337,026	2,277	SH		SOLE		0	0	2,277
Robert Half International Inc	COM	770323103	4,044	46	SH		SOLE		0	0	46
Roblox Corp Ordinary Shares - Class A	COM	771049103	274	6	SH		SOLE		0	0	6
Rockwell Automation Inc	COM	773903109	130,091	419	SH		SOLE		0	0	419
Rogers Communications Inc	COM	775109200	4,026	86	SH		SOLE		0	0	86
Royal Bank of Canada	COM	780087102	8,495	84	SH		SOLE		0	0	84
Salesforce.com	COM	79466L302	21,051	80	SH		SOLE		0	0	80
Schlumberger NV	COM	806857108	4,475	86	SH		SOLE		0	0	86
Schw Intl Scap Etf	ETF	808524888	1,116	32	SH		SOLE		0	0	32
Schwab 1000 ETF	ETF	808524722	36,673	796	SH		SOLE		0	0	796
Schwab Emerging Market Equities ETF	ETF	808524706	110,456	4,456	SH		SOLE		0	0	4,456
Schwab Fundamental Int'l Lg Co ETF	ETF	808524755	257,529	7,635	SH		SOLE		0	0	7,635
Schwab International Equity ETF	ETF	808524805	433,836	11,738	SH		SOLE		0	0	11,738
Schwab Short-Term US Treasury ETF	ETF	808524862	9,292	192	SH		SOLE		0	0	192
Schwab U.S. TIPS	ETF	808524870	82,058	1,572	SH		SOLE		0	0	1,572
Schwab US Broad Market ETF	ETF	808524102	321,095	5,768	SH		SOLE		0	0	5,768
Schwab US Dividend Equity	ETF	808524797	1,961,502	25,765	SH		SOLE		0	0	25,765
Schwab US Large Cap	ETF	808524300	213,616	2,575	SH		SOLE		0	0	2,575
Schwab US Large-Cap ETF	ETF	808524201	153,112	2,715	SH		SOLE		0	0	2,715
Schwab US Mid Cap Etf	ETF	808524508	45,117	599	SH		SOLE		0	0	599
Schwab US REIT ETF	ETF	808524847	13,698	661	SH		SOLE		0	0	661
Schwab US Small Cap ETF	ETF	808524607	11,108	235	SH		SOLE		0	0	235
SEI Investments Co	COM	784117103	76,260	1,200	SH		SOLE		0	0	1,200
Sempra Energy	COM	816851109	24,063	322	SH		SOLE		0	0	322
Servicenow Inc Com	COM	81762P102	43,802	62	SH		SOLE		0	0	62
Siemens AG	COM	826197501	4,396	47	SH		SOLE		0	0	47
Simon Property Group Inc	COM	828806109	15,548	109	SH		SOLE		0	0	109
SJW Corp	COM	784305104	8,953	137	SH		SOLE		0	0	137
Skyworks Solutions Inc	COM	83088M102	32,377	288	SH		SOLE		0	0	288
Snowflake Inc Ordinary Shares - Class A	COM	833445109	2,189	11	SH		SOLE		0	0	11
Sonoco Products Co	COM	835495102	3,576	64	SH		SOLE		0	0	64
Sony Group Corp	COM	835699307	758	8	SH		SOLE		0	0	8
Southern Co	COM	842587107	4,207	60	SH		SOLE		0	0	60
Southwest Airlines Co.	COM	844741108	4,332	150	SH		SOLE		0	0	150
SPDR Blmbg Barclays High Yield Bd ETF	ETF	78468R622	50,367,169	531,692	SH		SOLE		0	0	531,692
SPDR DJ Wilshire International RE	ETF	78463X863	69,781	2,557	SH		SOLE		0	0	2,557
SPDR Dow Jones Global RE	ETF	78463X749	117,855	2,696	SH		SOLE		0	0	2,696
SPDR Dow Jones REIT	ETF	78464A607	318,622	3,343	SH		SOLE		0	0	3,343
SPDR Gold Shares	ETF	78463V107	31,161	163	SH		SOLE		0	0	163
SPDR Index Shares Fund MSCI ACWI (Ex-Us) ETF	ETF	78463X848	3,542	131	SH		SOLE		0	0	131
SPDR Nuveen Barclays ST Muni Bond ETF	ETF	78468R739	104,129	2,179	SH		SOLE		0	0	2,179
SPDR Nuveen Blmbg Barclays Muni Bd ETF	ETF	78468R721	99,640	2,120	SH		SOLE		0	0	2,120
SPDR Nuveen S&P High Yield Municipal Bond	ETF	78464A284	18,215,382	719,976	SH		SOLE		0	0	719,976
SPDR Portfolio Developed Wld ex-US ETF	ETF	78463X889	5,685	167	SH		SOLE		0	0	167
SPDR Portfolio Intermediate Term Corporate Bond ETF	ETF	78464A375	26,264	800	SH		SOLE		0	0	800
SPDR S&P 500 ETF Trust	ETF	78462F103	4,740,375	9,973	SH		SOLE		0	0	9,973
SPDR S&P 500 Growth ETF	ETF	78464A409	354,152	5,443	SH		SOLE		0	0	5,443
SPDR S&P 600 Small Cap	ETF	78464A201	155,205	1,856	SH		SOLE		0	0	1,856
SPDR S&P 600 Small Cap	ETF	78464A300	112,907	1,355	SH		SOLE		0	0	1,355
SPDR S&P Dividend	ETF	78464A763	445,042	3,561	SH		SOLE		0	0	3,561
SPDR S&P Intl Small Cap ETF	ETF	78463X871	682,035	21,475	SH		SOLE		0	0	21,475
SPDR Ser Bloomberg ST HY	ETF	78468R408	15,361	611	SH		SOLE		0	0	611
SPDR Ser Tr S&P Biotech Etf	ETF	78464A870	107,773	1,207	SH		SOLE		0	0	1,207
SPDR Small Cap ETF	ETF	78468R853	88,431	2,097	SH		SOLE		0	0	2,097
SPDR SSGA Gender Diversity ETF	ETF	78468R747	989	10	SH		SOLE		0	0	10
SPDR Portfolio S&P 500 Value ETF	ETF	78464A508	59,479	1,276	SH		SOLE		0	0	1,276
Starbucks	COM	855244109	761,978	7,936	SH		SOLE		0	0	7,936
State Street Corp	COM	857477103	58,641	757	SH		SOLE		0	0	757
Stryker Corp	COM	863667101	85,945	287	SH		SOLE		0	0	287
T Rowe Price Group Inc	COM	74144T108	25,092	233	SH		SOLE		0	0	233
Take Two Interactive Software	COM	874054109	7,243	45	SH		SOLE		0	0	45
Targa Resources Corp	COM	87612G101	8,184	94	SH		SOLE		0	0	94
Techne Corp	COM	09073M104	41,358	536	SH		SOLE		0	0	536
Technology Select Sector SPDR Fund	ETF	81369Y803	302,152	1,570	SH		SOLE		0	0	1,570
Telefonica SA	COM	879382208	1,100	282	SH		SOLE		0	0	282
Tencent Holdings	COM	88032Q109	189	5	SH		SOLE		0	0	5
Tesla Motors Inc	COM	88160R101	152,364	613	SH		SOLE		0	0	613
Texas Instruments Inc	COM	882508104	3,068	18	SH		SOLE		0	0	18
Thermo Electron Corp	COM	883556102	62,293	117	SH		SOLE		0	0	117
Tilray Inc	COM	88688T100	69	30	SH		SOLE		0	0	30
TJX Companies Inc	COM	872540109	14,728	157	SH		SOLE		0	0	157
T-Mobile US Inc	COM	872590104	261,979	1,634	SH		SOLE		0	0	1,634
Toast, Inc.	COM	888787108	6,391	350	SH		SOLE		0	0	350
Trex Company Inc	COM	89531P105	3,312	40	SH		SOLE		0	0	40
Two Harbors Investment Corp	COM	90187B804	14,641	1,051	SH		SOLE		0	0	1,051
Union Pacific Corp	COM	907818108	324,955	1,323	SH		SOLE		0	0	1,323
United Parcel Service B	COM	911312106	49,381	314	SH		SOLE		0	0	314
UnitedHealth Group Inc	COM	91324P102	486,555	924	SH		SOLE		0	0	924
UnumProvident Corp	COM	91529Y106	9,451	209	SH		SOLE		0	0	209
US Bancorp	COM	902973304	221,637	5,121	SH		SOLE		0	0	5,121
Utilities Select Sector SPDR ETF	ETF	81369Y886	18,564	293	SH		SOLE		0	0	293
Vail Resorts Inc	COM	91879Q109	38,425	180	SH		SOLE		0	0	180
VanEck Vectors Gold Miners ETF	ETF	92189F106	8,187	264	SH		SOLE		0	0	264
Vanguard Bond Index ETF	ETF	921937835	539,899	7,341	SH		SOLE		0	0	7,341
Vanguard Consumer	ETF	92204A207	16,978	89	SH		SOLE		0	0	89
Vanguard Dividend Appreciation ETF	ETF	921908844	167,759	985	SH		SOLE		0	0	985
Vanguard Energy ETF	ETF	92204A306	21,462	183	SH		SOLE		0	0	183
Vanguard Extended Market	ETF	922908652	864,720	5,259	SH		SOLE		0	0	5,259
Vanguard FTSE All-Wld ex-US ETF	ETF	922042775	1,246,650	22,206	SH		SOLE		0	0	22,206
Vanguard FTSE All-World ex US Small ETF	ETF	922042718	85,931	747	SH		SOLE		0	0	747
Vanguard FTSE Emerging Markets ETF	ETF	922042858	3,134,874	76,274	SH		SOLE		0	0	76,274
Vanguard Global ex-US Real Est ETF	ETF	922042676	94,505	2,219	SH		SOLE		0	0	2,219
Vanguard High Dividend	ETF	921946406	167,953	1,505	SH		SOLE		0	0	1,505
Vanguard Industrials	ETF	92204A603	1,543	7	SH		SOLE		0	0	7
Vanguard Info Technology ETF	ETF	92204A702	335,052	692	SH		SOLE		0	0	692
Vanguard Interm-Term Corp Bd ETF	ETF	92206C870	11,688	144	SH		SOLE		0	0	144
Vanguard Large Cap ETF	ETF	922908637	1,055,124	4,837	SH		SOLE		0	0	4,837
Vanguard Large Growth ETF	ETF	922908736	506,481	1,629	SH		SOLE		0	0	1,629
Vanguard Mid Cap Growth	ETF	922908538	16,830	77	SH		SOLE		0	0	77
Vanguard Midcap ETF	ETF	922908629	1,412,105	6,070	SH		SOLE		0	0	6,070
Vanguard MSCI EAFE ETF	ETF	921943858	7,979,321	166,583	SH		SOLE		0	0	166,583
Vanguard REIT Index ETF	ETF	922908553	6,919,820	78,314	SH		SOLE		0	0	78,314
Vanguard S&P 500 ETF	ETF	922908363	1,314,773	3,010	SH		SOLE		0	0	3,010
Vanguard S&P Small Cap	ETF	921932778	12,675	143	SH		SOLE		0	0	143
Vanguard S&P Small Cap	ETF	921932828	44,165	445	SH		SOLE		0	0	445
Vanguard Scottsdale Fds Vanguard Russell	ETF	92206C680	157,185	2,015	SH		SOLE		0	0	2,015
Vanguard Short Term Bond Index	ETF	921937827	143,103	1,858	SH		SOLE		0	0	1,858
Vanguard Short-Term Corporate Bond ETF	ETF	92206C409	60,675,476	784,225	SH		SOLE		0	0	784,225
Vanguard Short-Term Infl-Prot Secs ETF	ETF	922020805	555,128	11,689	SH		SOLE		0	0	11,689
Vanguard Small Cap ETF	ETF	922908751	1,192,872	5,592	SH		SOLE		0	0	5,592
Vanguard Small Cap Growth	ETF	922908595	434,447	1,797	SH		SOLE		0	0	1,797
Vanguard Small Cap Value ETF	ETF	922908611	255,197	1,418	SH		SOLE		0	0	1,418
Vanguard Tax Exempt Bond ETF	ETF	922907746	8,927,082	174,869	SH		SOLE		0	0	174,869
Vanguard Total Intl Stock Idx ETF	ETF	921909768	2,424,835	41,836	SH		SOLE		0	0	41,836
Vanguard Total Stock Market ETF	ETF	922908769	7,461,043	31,452	SH		SOLE		0	0	31,452
Vanguard Total World Stock ETF	ETF	922042742	1,667,469	16,208	SH		SOLE		0	0	16,208
Vanguard Value ETF	ETF	922908744	1,598,760	10,694	SH		SOLE		0	0	10,694
Ventas Inc	COM	92276F100	1,994	40	SH		SOLE		0	0	40
Veralto Corp	COM	92338C103	10,941	133	SH		SOLE		0	0	133
Verizon Communications	COM	92343V104	77,021	2,043	SH		SOLE		0	0	2,043
Vert Global Sustainable Real Estate ETF	ETF	56170L695	5,578	560	SH		SOLE		0	0	560
Viavi Solutions Inc Com	COM	925550105	10	1	SH		SOLE		0	0	1
Viracta Therapeutics Inc	COM	92765F108	2	3	SH		SOLE		0	0	3
Virgin Galactic Hldgs In	COM	92766K106	2	1	SH		SOLE		0	0	1
Visa Inc	COM	92826C839	11,716	45	SH		SOLE		0	0	45
Voya Finl, In	COM	929089209	7,132	307	SH		SOLE		0	0	307
W P Carey Inc	COM	92936U109	11,536	178	SH		SOLE		0	0	178
Wal-Mart Stores Inc	COM	931142103	95,536	606	SH		SOLE		0	0	606
Walt Disney	COM	254687106	267,529	2,963	SH		SOLE		0	0	2,963
Waste Management Inc	COM	94106L109	17,910	100	SH		SOLE		0	0	100
Weirton Steel Corp	COM	982104101	5,311	189	SH		SOLE		0	0	189
Wells Fargo & Co	COM	949746101	33,457	680	SH		SOLE		0	0	680
Welltower Inc	COM	95040Q104	85,481	948	SH		SOLE		0	0	948
Whirlpool Corp	COM	963320106	7,063	58	SH		SOLE		0	0	58
WisdomTree Artfcl Intllgnc & Innvtn ETF	ETF	97717Y543	94,967	4,590	SH		SOLE		0	0	4,590
WisdomTree International Small Cap	ETF	97717W760	260,716	4,084	SH		SOLE		0	0	4,084
Wisdomtree Large Cap Div	ETF	97717W307	227,020	3,420	SH		SOLE		0	0	3,420
Wisdomtree Tr US Smallcap Divd	ETF	97717W604	52,308	1,626	SH		SOLE		0	0	1,626
Worthington Industries Inc	COM	981811102	1,842	32	SH		SOLE		0	0	32
Yum Brands	COM	988498101	58,187	445	SH		SOLE		0	0	445
Zim Integrated Shippin Ltd Ordinary Shares	COM	M9T951109	2,112	214	SH		SOLE		0	0	214
Zimmer Holdings Inc	COM	98956P102	40,161	330	SH		SOLE		0	0	330
ZimVie Inc.	COM	98888T107	53	3	SH		SOLE		0	0	3