Family Firm 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	534	160	SH		SOLE		160	0	0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF	ETF	464287374	8,888	282,351	SH		SOLE		282,350	0	0
INVESCO QQQ TRUST	ETF	46090E103	212	532	SH		SOLE		532	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	551	3,167	SH		SOLE		3,167	0	0
STARBUCKS CORP COM	Stock	855244109	319	2,731	SH		SOLE		2,730	0	0
ISHARES MSCI CANADA ETF	ETF	464286509	1,470	38,255	SH		SOLE		38,255	0	0
ANTHEM INC COM	Stock	036752103	276	596	SH		SOLE		595	0	0
TEMPLETON EMERGING MKTS FD COM	CEF	880191101	2,213	137,955	SH		SOLE		137,954	0	0
WILLIS TOWERS WATSON PLC LTD SHS	Stock	G96629103	403	1,698	SH		SOLE		1,698	0	0
JOHNSON & JOHNSON COM	Stock	478160104	539	3,149	SH		SOLE		3,149	0	0
VANGUARD TOTAL STOCK MARKET INDEX FUND	ETF	922908769	1,339	5,545	SH		SOLE		5,544	0	0
VANGUARD ENERGY INDEX FUND	ETF	92204A306	2,275	29,312	SH		SOLE		29,311	0	0
INVESCO WILDERHILL CLEAN ENERGY ETF	ETF	46137V134	3,235	45,300	SH		SOLE		45,299	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	957	1,685	SH		SOLE		1,684	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	2,033	41,620	SH		SOLE		41,620	0	0
YUM BRANDS INC COM	Stock	988498101	347	2,499	SH		SOLE		2,499	0	0
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	392	1,095	SH		SOLE		1,094	0	0
ISHARES LATIN AMERICA 40 ETF	ETF	464287390	679	28,955	SH		SOLE		28,954	0	0
ISHARES GLOBAL COMM SERVICES ETF	ETF	464287275	592	7,202	SH		SOLE		7,202	0	0
ISHARES U.S. INDUSTRIALS ETF	ETF	464287754	248	2,200	SH		SOLE		2,199	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	411	2,511	SH		SOLE		2,511	0	0
COCA COLA CO COM	Stock	191216100	262	4,424	SH		SOLE		4,423	0	0
ISHARES U.S. HEALTHCARE ETF	ETF	464287762	243	807	SH		SOLE		807	0	0
NUVEEN CR STRATEGIES INCOME FD COM SHS	CEF	67073D102	284	43,746	SH		SOLE		43,745	0	0
ISHARES U.S. ENERGY ETF	ETF	464287796	508	16,891	SH		SOLE		16,891	0	0
MARRIOTT INTL INC NEW CL A	Stock	571903202	428	2,591	SH		SOLE		2,590	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	6,844	58,991	SH		SOLE		58,990	0	0
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	656	19,805	SH		SOLE		19,804	0	0
MERCK & CO INC COM	Stock	58933Y105	777	10,143	SH		SOLE		10,142	0	0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF	ETF	464288158	385	3,585	SH		SOLE		3,585	0	0
SPDR S&P 500 ETF	ETF	78462F103	674	1,418	SH		SOLE		1,418	0	0
MCKESSON CORP COM	Stock	58155Q103	287	1,155	SH		SOLE		1,154	0	0
THE TRADE DESK INC COM CL A	Stock	88339J105	259	2,826	SH		SOLE		2,826	0	0
ISHARES MSCI JAPAN ETF	ETF	46434G822	253	3,776	SH		SOLE		3,776	0	0
ISHARES TIPS BOND ETF	ETF	464287176	10,342	80,045	SH		SOLE		80,045	0	0
ISHARES S&P/CITIGROUP 1-3 YEAR INTERNATIONAL TREASURY BOND FUND	ETF	464288125	1,174	15,020	SH		SOLE		15,019	0	0
ISHARES U.S. HOME CONSTRUCTION ETF	ETF	464288752	1,083	13,067	SH		SOLE		13,066	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	1,633	18,074	SH		SOLE		18,073	0	0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND	ETF	922042718	3,651	27,252	SH		SOLE		27,251	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	2,848	37,429	SH		SOLE		37,428	0	0
FEDEX CORP COM	Stock	31428X106	255	985	SH		SOLE		984	0	0
PULTE GROUP INC COM	Stock	745867101	253	4,418	SH		SOLE		4,418	0	0
PEPSICO INC COM	Stock	713448108	464	2,670	SH		SOLE		2,669	0	0
ISHARES S&P/CITIGROUP INTERNATIONAL TREASURY BOND FUND EX-US	ETF	464288117	6,279	124,851	SH		SOLE		124,851	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	2,473	28,916	SH		SOLE		28,915	0	0
HOME DEPOT INC COM	Stock	437076102	574	1,383	SH		SOLE		1,383	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	412	1,669	SH		SOLE		1,669	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	1,505	9,066	SH		SOLE		9,065	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	579	4,113	SH		SOLE		4,113	0	0
BECTON DICKINSON & CO COM	Stock	075887109	366	1,456	SH		SOLE		1,456	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	3,738	36,503	SH		SOLE		36,503	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	405	1,326	SH		SOLE		1,326	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	7,881	69,736	SH		SOLE		69,735	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	277	7,126	SH		SOLE		7,126	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	476	6,171	SH		SOLE		6,171	0	0
ISHARES S&P SMALL-CAP FUND	ETF	464287804	3,554	31,036	SH		SOLE		31,036	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	805	32,613	SH		SOLE		32,613	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	866	299	SH		SOLE		299	0	0
ISHARES MSCI PACIFIC EX JAPAN ETF	ETF	464286665	324	6,775	SH		SOLE		6,775	0	0
INTUIT COM	Stock	461202103	468	728	SH		SOLE		727	0	0
MICROSOFT CORP COM	Stock	594918104	1,040	3,093	SH		SOLE		3,092	0	0
CVS HEALTH CORP COM	Stock	126650100	262	2,544	SH		SOLE		2,543	0	0
ISHARES EUROPE ETF	ETF	464287861	3,278	60,259	SH		SOLE		60,259	0	0
ISHARES MSCI BRAZIL ETF	ETF	464286400	570	20,291	SH		SOLE		20,290	0	0
ROYCE MICRO-CAP TR INC COM	CEF	780915104	2,809	243,169	SH		SOLE		243,169	0	0
BOEING CO COM	Stock	097023105	540	2,682	SH		SOLE		2,681	0	0
VANGUARD SMALL-CAP INDEX FUND	ETF	922908751	1,227	5,431	SH		SOLE		5,430	0	0
VANGUARD MID-CAP INDEX FUND	ETF	922908629	671	2,633	SH		SOLE		2,633	0	0
VANGUARD HEALTH CARE INDEX FUND	ETF	92204A504	267	1,003	SH		SOLE		1,002	0	0
FINANCIAL SELECT SECTOR SPDR FUND	ETF	81369Y605	274	7,012	SH		SOLE		7,011	0	0
NORFOLK SOUTHN CORP COM	Stock	655844108	224	754	SH		SOLE		753	0	0
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	3,167	610,142	SH		SOLE		610,142	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	302	4,430	SH		SOLE		4,429	0	0
BLACKROCK CORE BD TR SHS BEN INT	CEF	09249E101	2,119	128,333	SH		SOLE		128,332	0	0
VANGUARD COMMUNICATION SERVICES ETF	ETF	92204A884	215	1,584	SH		SOLE		1,584	0	0
ISHARES U.S. REGIONAL BANKS ETF	ETF	464288778	1,183	19,149	SH		SOLE		19,149	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	10,758	101,608	SH		SOLE		101,607	0	0
VANECK GOLD MINERS ETF	ETF	92189F106	290	9,040	SH		SOLE		9,040	0	0
LILLY ELI & CO COM	Stock	532457108	277	1,004	SH		SOLE		1,003	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	255	4,006	SH		SOLE		4,005	0	0
VANGUARD S&P 500 VALUE ETF	ETF	921932703	4,358	28,786	SH		SOLE		28,785	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,285	5,777	SH		SOLE		5,777	0	0
MICRON TECHNOLOGY INC COM	Stock	595112103	343	3,677	SH		SOLE		3,677	0	0
MARATHON PETE CORP COM	Stock	56585A102	209	3,269	SH		SOLE		3,268	0	0
VANGUARD SMALL-CAP VALUE INDEX FUND	ETF	922908611	1,375	7,690	SH		SOLE		7,689	0	0
VANECK INVESTMENT GRADE FLOATING RATE ETF	ETF	92189F486	6,302	249,406	SH		SOLE		249,405	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	446	8,857	SH		SOLE		8,857	0	0
VANGUARD MID-CAP GROWTH INDEX FUND	ETF	922908538	259	1,018	SH		SOLE		1,017	0	0
ISHARES GLOBAL 100 ETF	ETF	464287572	297	3,811	SH		SOLE		3,811	0	0
NEOGEN CORP COM	Stock	640491106	309	6,812	SH		SOLE		6,812	0	0
VISA INC COM CL A	Stock	92826C839	275	1,269	SH		SOLE		1,268	0	0
INVESCO SOLAR ETF	ETF	46138G706	376	4,891	SH		SOLE		4,890	0	0
PIMCO ACTIVE BOND EXCHANGE-TRADED FUND	ETF	72201R775	1,674	15,301	SH		SOLE		15,301	0	0
VANGUARD SMALL-CAP GROWTH INDEX FUND	ETF	922908595	945	3,354	SH		SOLE		3,353	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	930	34,858	SH		SOLE		34,857	0	0
ISHARES MICRO-CAP ETF	ETF	464288869	1,862	13,323	SH		SOLE		13,323	0	0
FLAHERTY & CRUMRINE PFD SECS I COM	CEF	338478100	1,537	70,785	SH		SOLE		70,785	0	0
ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF	ETF	46434G848	1,427	33,477	SH		SOLE		33,477	0	0
ISHARES MSCI GLOBAL GOLD MINERS ETF	ETF	46434G855	1,074	39,833	SH		SOLE		39,833	0	0
ASML HOLDING N V N Y REGISTRY SHS	ADR	N07059210	209	263	SH		SOLE		263	0	0
VANGUARD RUSSELL 3000 ETF	ETF	92206C599	7,857	36,424	SH		SOLE		36,424	0	0
D R HORTON INC COM	Stock	23331A109	237	2,185	SH		SOLE		2,185	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	275	625	SH		SOLE		625	0	0
ISHARES GLOBAL UTILITIES ETF	ETF	464288711	396	6,120	SH		SOLE		6,119	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	429	1,034	SH		SOLE		1,034	0	0
NVIDIA CORPORATION COM	Stock	67066G104	2,213	7,524	SH		SOLE		7,523	0	0
SANDY SPRING BANCORP INC COM	Stock	800363103	343	7,140	SH		SOLE		7,140	0	0
ABBVIE INC COM	Stock	00287Y109	609	4,501	SH		SOLE		4,501	0	0
SPDR S&P METALS AND MINING ETF	ETF	78464A755	1,141	25,490	SH		SOLE		25,490	0	0
VANGUARD TOTAL BOND MARKET INDEX FUND	ETF	921937835	24,857	293,302	SH		SOLE		293,302	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	376	1,284	SH		SOLE		1,283	0	0
ISHARES GLOBAL FINANCIALS ETF	ETF	464287333	450	5,621	SH		SOLE		5,620	0	0
MCDONALDS CORP COM	Stock	580135101	294	1,096	SH		SOLE		1,095	0	0
CISCO SYS INC COM	Stock	17275R102	505	7,965	SH		SOLE		7,965	0	0
XILINX INC COM	Stock	983919101	360	1,697	SH		SOLE		1,697	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,498	26,985	SH		SOLE		26,984	0	0
MATERIALS SELECT SECTOR SPDR FUND	ETF	81369Y100	255	2,812	SH		SOLE		2,811	0	0
ISHARES U.S. CONSUMER STAPLES ETF	ETF	464287812	406	2,031	SH		SOLE		2,030	0	0
ISHARES BIOTECHNOLOGY FUND	ETF	464287556	1,662	10,887	SH		SOLE		10,887	0	0
ISHARES U.S. TELECOMMUNICATIONS ETF	ETF	464287713	613	18,638	SH		SOLE		18,638	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	2,067	14,892	SH		SOLE		14,891	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	1,093	5,348	SH		SOLE		5,348	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	358	3,387	SH		SOLE		3,387	0	0
ISHARES U.S. FINANCIAL SERVICES ETF	ETF	464287770	2,604	13,484	SH		SOLE		13,484	0	0
ISHARES U.S. BASIC MATERIALS ETF	ETF	464287838	376	2,683	SH		SOLE		2,682	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,580	10,086	SH		SOLE		10,085	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	4,692	56,081	SH		SOLE		56,080	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	13,517	28,337	SH		SOLE		28,337	0	0
CIGNA CORP NEW COM	Stock	125523100	301	1,311	SH		SOLE		1,311	0	0
WELLS FARGO CO NEW COM	Stock	949746101	318	6,619	SH		SOLE		6,619	0	0
UNION PAC CORP COM	Stock	907818108	423	1,678	SH		SOLE		1,677	0	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	240	621	SH		SOLE		620	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	551	3,479	SH		SOLE		3,479	0	0
CHEVRON CORP NEW COM	Stock	166764100	248	2,111	SH		SOLE		2,111	0	0
ISHARES NATIONAL MUNI BOND ETF	ETF	464288414	200	1,720	SH		SOLE		1,720	0	0
CONOCOPHILLIPS COM	Stock	20825C104	340	4,711	SH		SOLE		4,711	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	27,615	540,834	SH		SOLE		540,833	0	0
DANAHER CORPORATION COM	Stock	235851102	204	619	SH		SOLE		619	0	0
BK OF AMERICA CORP COM	Stock	060505104	240	5,384	SH		SOLE		5,383	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	283	3,287	SH		SOLE		3,287	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	3,767	76,154	SH		SOLE		76,153	0	0
TEXAS INSTRS INC COM	Stock	882508104	216	1,148	SH		SOLE		1,147	0	0
PFIZER INC COM	Stock	717081103	230	3,888	SH		SOLE		3,887	0	0
3M CO COM	Stock	88579Y101	567	3,190	SH		SOLE		3,190	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	510	176	SH		SOLE		176	0	0
APPLIED MATLS INC COM	Stock	038222105	294	1,871	SH		SOLE		1,871	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,545	13,357	SH		SOLE		13,356	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	1,437	19,655	SH		SOLE		19,655	0	0
ABERDEEN ASIA-PACIFIC INCOME F COM	CEF	003009107	1,440	377,026	SH		SOLE		377,026	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	2,475	21,519	SH		SOLE		21,518	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	6,834	59,903	SH		SOLE		59,903	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	1,198	8,087	SH		SOLE		8,086	0	0
ISHARES EXPANDED TECH SECTOR ETF	ETF	464287549	1,265	2,881	SH		SOLE		2,880	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	6,907	66,102	SH		SOLE		66,101	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	1,189	13,944	SH		SOLE		13,943	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	2,419	21,858	SH		SOLE		21,858	0	0
LAM RESEARCH CORP COM	Stock	512807108	817	1,136	SH		SOLE		1,135	0	0
ISHARES FTSE EPRA/NAREIT DEVELOPED REAL ESTATE EX-US INDEX FUND	ETF	464288489	2,400	84,220	SH		SOLE		84,220	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	341	1,699	SH		SOLE		1,699	0	0
GRAHAM HLDGS CO COM CL B	Stock	384637104	274	435	SH		SOLE		435	0	0
ISHARES JPX-NIKKEI 400 ETF	ETF	464287382	602	8,523	SH		SOLE		8,523	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	62,628	225,685	SH		SOLE		225,684	0	0
ISHARES GLOBAL ENERGY ETF	ETF	464287341	3,151	114,545	SH		SOLE		114,545	0	0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	ETF	78467V848	6,740	142,380	SH		SOLE		142,380	0	0
EXXON MOBIL CORP COM	Stock	30231G102	242	3,952	SH		SOLE		3,951	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	332	662	SH		SOLE		661	0	0
LOWES COS INC COM	Stock	548661107	430	1,662	SH		SOLE		1,662	0	0
SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF	ETF	78464A490	4,871	90,517	SH		SOLE		90,517	0	0
ISHARES MSCI AUSTRALIA ETF	ETF	464286103	384	15,462	SH		SOLE		15,462	0	0
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	952	4,769	SH		SOLE		4,768	0	0
ISHARES U.S. UTILITIES ETF	ETF	464287697	1,976	22,342	SH		SOLE		22,342	0	0
CABLE ONE INC COM	Stock	12685J105	723	410	SH		SOLE		410	0	0
CBRE GROUP INC CL A	Stock	12504L109	220	2,025	SH		SOLE		2,025	0	0
ISHARES S&P MIDCAP FUND	ETF	464287507	1,734	6,125	SH		SOLE		6,124	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	4,313	54,823	SH		SOLE		54,822	0	0
APPLE INC COM	Stock	037833100	6,599	775,128	SH		SOLE		775,127	0	0
ABBOTT LABS COM	Stock	002824100	516	3,663	SH		SOLE		3,662	0	0
DISNEY WALT CO COM	Stock	254687106	427	2,756	SH		SOLE		2,755	0	0
VANGUARD TOTAL WORLD STOCK INDEX FUND	ETF	922042742	674	6,276	SH		SOLE		6,275	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	3,193	12,075	SH		SOLE		12,075	0	0