Family Firm 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	935,985	7,180	SH		SOLE		7,180	0	0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF	ETF	464287374	10,194,288	262,604	SH		SOLE		262,604	0	0
GLOBAL PMTS INC COM	Stock	37940X102	703,798	7,144	SH		SOLE		7,143	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	242,549	657	SH		SOLE		656	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	710,232	4,085	SH		SOLE		4,085	0	0
STARBUCKS CORP COM	Stock	855244109	239,099	2,414	SH		SOLE		2,413	0	0
ISHARES MSCI CANADA ETF	ETF	464286509	1,045,253	29,873	SH		SOLE		29,872	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	276,110	621	SH		SOLE		621	0	0
TEMPLETON EMERGING MKTS FD COM	CEF	880191101	2,371,131	200,264	SH		SOLE		200,264	0	0
WILLIS TOWERS WATSON PLC LTD SHS	Stock	G96629103	401,292	1,704	SH		SOLE		1,704	0	0
JOHNSON & JOHNSON COM	Stock	478160104	533,978	3,226	SH		SOLE		3,226	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,289,448	5,854	SH		SOLE		5,853	0	0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF	ETF	46137V563	202,502	10,536	SH		SOLE		10,536	0	0
VANGUARD ENERGY ETF	ETF	92204A306	2,916,773	25,837	SH		SOLE		25,837	0	0
INVESCO WILDERHILL CLEAN ENERGY ETF	ETF	46137V134	2,560,317	63,816	SH		SOLE		63,816	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	880,385	1,635	SH		SOLE		1,635	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	1,468,547	37,122	SH		SOLE		37,122	0	0
YUM BRANDS INC COM	Stock	988498101	363,407	2,623	SH		SOLE		2,622	0	0
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	418,399	1,132	SH		SOLE		1,131	0	0
ISHARES LATIN AMERICA 40 ETF	ETF	464287390	798,210	29,378	SH		SOLE		29,378	0	0
ISHARES GLOBAL COMM SERVICES ETF	ETF	464287275	603,131	8,821	SH		SOLE		8,820	0	0
ISHARES U.S. INDUSTRIALS ETF	ETF	464287754	237,088	2,236	SH		SOLE		2,235	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	963,852	6,352	SH		SOLE		6,351	0	0
COCA COLA CO COM	Stock	191216100	303,283	5,036	SH		SOLE		5,036	0	0
NUVEEN CR STRATEGIES INCOME FD COM SHS	CEF	67073D102	439,153	86,961	SH		SOLE		86,961	0	0
ISHARES U.S. ENERGY ETF	ETF	464287796	668,949	15,615	SH		SOLE		15,615	0	0
MARRIOTT INTL INC NEW CL A	Stock	571903202	385,898	2,101	SH		SOLE		2,100	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	5,349,101	64,015	SH		SOLE		64,015	0	0
PAYCHEX INC COM	Stock	704326107	570,492	5,100	SH		SOLE		5,099	0	0
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	428,333	13,241	SH		SOLE		13,240	0	0
MERCK & CO INC COM	Stock	58933Y105	751,235	6,510	SH		SOLE		6,510	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	474,832	1,071	SH		SOLE		1,071	0	0
MCKESSON CORP COM	Stock	58155Q103	494,950	1,158	SH		SOLE		1,158	0	0
ISHARES TIPS BOND ETF	ETF	464287176	9,635,029	89,528	SH		SOLE		89,528	0	0
ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF	ETF	464288125	1,111,758	16,054	SH		SOLE		16,054	0	0
ISHARES U.S. HOME CONSTRUCTION ETF	ETF	464288752	1,079,647	12,636	SH		SOLE		12,636	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	1,413,120	16,627	SH		SOLE		16,626	0	0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	4,220,497	38,201	SH		SOLE		38,201	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	3,686,510	66,340	SH		SOLE		66,339	0	0
FEDEX CORP COM	Stock	31428X106	267,014	1,077	SH		SOLE		1,077	0	0
PULTE GROUP INC COM	Stock	745867101	335,489	4,319	SH		SOLE		4,318	0	0
PEPSICO INC COM	Stock	713448108	835,264	4,510	SH		SOLE		4,509	0	0
ISHARES INTERNATIONAL TREASURY BOND ETF	ETF	464288117	5,749,846	145,235	SH		SOLE		145,234	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	2,644,354	32,614	SH		SOLE		32,614	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	411,967	2,984	SH		SOLE		2,983	0	0
HOME DEPOT INC COM	Stock	437076102	511,578	1,647	SH		SOLE		1,646	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	351,208	1,598	SH		SOLE		1,597	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	1,257,564	8,932	SH		SOLE		8,931	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	200,095	1,508	SH		SOLE		1,507	0	0
BECTON DICKINSON & CO COM	Stock	075887109	393,725	1,491	SH		SOLE		1,491	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	3,209,556	73,278	SH		SOLE		73,277	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	369,367	1,342	SH		SOLE		1,342	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	5,549,858	107,347	SH		SOLE		107,347	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	209,830	5,886	SH		SOLE		5,885	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	284,500	3,836	SH		SOLE		3,835	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	3,149,913	31,610	SH		SOLE		31,609	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	920,200	36,540	SH		SOLE		36,539	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	719,277	6,009	SH		SOLE		6,009	0	0
ISHARES MSCI PACIFIC EX-JAPAN ETF	ETF	464286665	227,765	5,392	SH		SOLE		5,392	0	0
INTUIT COM	Stock	461202103	344,702	752	SH		SOLE		752	0	0
MICROSOFT CORP COM	Stock	594918104	2,194,791	6,445	SH		SOLE		6,445	0	0
ISHARES EUROPE ETF	ETF	464287861	3,246,839	64,243	SH		SOLE		64,242	0	0
ISHARES MSCI BRAZIL ETF	ETF	464286400	909,060	28,031	SH		SOLE		28,031	0	0
ROYCE MICRO-CAP TR INC COM	CEF	780915104	2,397,017	273,945	SH		SOLE		273,944	0	0
BOEING CO COM	Stock	097023105	566,820	2,684	SH		SOLE		2,684	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	1,092,995	5,495	SH		SOLE		5,495	0	0
VANGUARD MID-CAP ETF	ETF	922908629	375,182	1,704	SH		SOLE		1,704	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	259,781	1,061	SH		SOLE		1,061	0	0
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	3,478,213	840,148	SH		SOLE		840,148	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	789,053	12,789	SH		SOLE		12,788	0	0
BLACKROCK CORE BD TR SHS BEN INT	CEF	09249E101	2,432,279	228,598	SH		SOLE		228,597	0	0
UBER TECHNOLOGIES INC COM	Stock	90353T100	269,208	6,236	SH		SOLE		6,236	0	0
CONSOLIDATED EDISON INC COM	Stock	209115104	229,701	2,541	SH		SOLE		2,540	0	0
ISHARES U.S. REGIONAL BANKS ETF	ETF	464288778	1,067,574	31,538	SH		SOLE		31,538	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	12,911,163	132,287	SH		SOLE		132,286	0	0
VANECK GOLD MINERS ETF	ETF	92189F106	269,371	8,946	SH		SOLE		8,946	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	235,383	2,467	SH		SOLE		2,467	0	0
LILLY ELI & CO COM	Stock	532457108	467,939	998	SH		SOLE		997	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	234,816	4,187	SH		SOLE		4,187	0	0
VANGUARD S&P 500 VALUE ETF	ETF	921932703	4,382,220	28,145	SH		SOLE		28,145	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,151,370	6,148	SH		SOLE		6,148	0	0
MICRON TECHNOLOGY INC COM	Stock	595112103	236,161	3,742	SH		SOLE		3,742	0	0
AFLAC INC COM	Stock	001055102	2,087,254	29,903	SH		SOLE		29,903	0	0
MARATHON PETE CORP COM	Stock	56585A102	291,928	2,504	SH		SOLE		2,503	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	1,314,992	7,950	SH		SOLE		7,950	0	0
VANECK IG FLOATING RATE ETF	ETF	92189F486	7,042,050	278,893	SH		SOLE		278,893	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	460,016	9,400	SH		SOLE		9,399	0	0
ISHARES GLOBAL 100 ETF	ETF	464287572	206,788	2,719	SH		SOLE		2,718	0	0
VISA INC COM CL A	Stock	92826C839	328,149	1,382	SH		SOLE		1,381	0	0
INVESCO SOLAR ETF	ETF	46138G706	812,510	11,377	SH		SOLE		11,376	0	0
PIMCO ACTIVE BOND ETF	ETF	72201R775	2,045,908	22,330	SH		SOLE		22,330	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	386,625	1,683	SH		SOLE		1,682	0	0
VANGUARD GROWTH ETF	ETF	922908736	232,330	821	SH		SOLE		821	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	756,829	33,049	SH		SOLE		33,049	0	0
ISHARES MICRO-CAP ETF	ETF	464288869	1,696,875	15,525	SH		SOLE		15,524	0	0
FLAHERTY & CRUMRINE PFD SECS I COM	CEF	338478100	1,937,639	141,022	SH		SOLE		141,021	0	0
ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF	ETF	46434G848	1,289,486	31,871	SH		SOLE		31,870	0	0
ISHARES MSCI GLOBAL GOLD MINERS ETF	ETF	46434G855	812,782	34,883	SH		SOLE		34,883	0	0
VANGUARD RUSSELL 3000 ETF	ETF	92206C599	8,246,046	41,763	SH		SOLE		41,762	0	0
BROADCOM INC COM	Stock	11135F101	211,975	244	SH		SOLE		244	0	0
D R HORTON INC COM	Stock	23331A109	269,996	2,219	SH		SOLE		2,218	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	301,617	653	SH		SOLE		653	0	0
ISHARES GLOBAL UTILITIES ETF	ETF	464288711	381,584	6,383	SH		SOLE		6,383	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	224,029	726	SH		SOLE		726	0	0
NVIDIA CORPORATION COM	Stock	67066G104	2,247,939	5,314	SH		SOLE		5,314	0	0
ABBVIE INC COM	Stock	00287Y109	631,175	4,685	SH		SOLE		4,684	0	0
SPDR S&P BIOTECH ETF	ETF	78464A870	478,913	5,756	SH		SOLE		5,756	0	0
SPDR S&P METALS & MINING ETF	ETF	78464A755	1,114,326	21,927	SH		SOLE		21,926	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	21,488,709	295,621	SH		SOLE		295,621	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	401,362	1,654	SH		SOLE		1,654	0	0
FASTENAL CO COM	Stock	311900104	273,874	4,643	SH		SOLE		4,642	0	0
ISHARES GLOBAL FINANCIALS ETF	ETF	464287333	415,014	5,801	SH		SOLE		5,801	0	0
MCDONALDS CORP COM	Stock	580135101	323,943	1,086	SH		SOLE		1,085	0	0
CISCO SYS INC COM	Stock	17275R102	523,783	10,123	SH		SOLE		10,123	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	345,033	3,029	SH		SOLE		3,029	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,586,715	19,548	SH		SOLE		19,548	0	0
ISHARES U.S. CONSUMER STAPLES ETF	ETF	464287812	414,803	2,071	SH		SOLE		2,071	0	0
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	1,418,106	11,170	SH		SOLE		11,169	0	0
ISHARES U.S. TELECOMMUNICATIONS ETF	ETF	464287713	350,618	15,865	SH		SOLE		15,865	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	2,144,803	18,662	SH		SOLE		18,661	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	842,087	4,959	SH		SOLE		4,958	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	244,447	2,278	SH		SOLE		2,277	0	0
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	2,283,211	14,452	SH		SOLE		14,451	0	0
ISHARES U.S. BASIC MATERIALS ETF	ETF	464287838	440,729	3,313	SH		SOLE		3,312	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,674,637	10,389	SH		SOLE		10,389	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	4,021,853	57,064	SH		SOLE		57,063	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	11,627,658	26,088	SH		SOLE		26,087	0	0
THE CIGNA GROUP COM	Stock	125523100	357,399	1,274	SH		SOLE		1,273	0	0
WELLS FARGO CO NEW COM	Stock	949746101	241,202	5,651	SH		SOLE		5,651	0	0
UNION PAC CORP COM	Stock	907818108	222,841	1,089	SH		SOLE		1,089	0	0
CINTAS CORP COM	Stock	172908105	218,704	440	SH		SOLE		439	0	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	274,743	603	SH		SOLE		602	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	632,497	4,349	SH		SOLE		4,348	0	0
CHEVRON CORP NEW COM	Stock	166764100	396,726	2,521	SH		SOLE		2,521	0	0
CONOCOPHILLIPS COM	Stock	20825C104	503,416	4,859	SH		SOLE		4,858	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	30,081,683	651,401	SH		SOLE		651,400	0	0
WALMART INC COM	Stock	931142103	206,014	1,311	SH		SOLE		1,310	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	439,981	3,288	SH		SOLE		3,288	0	0
ORACLE CORP COM	Stock	68389X105	350,636	2,944	SH		SOLE		2,944	0	0
RAYTHEON TECHNOLOGIES CORP COM	Stock	75513E101	363,438	3,710	SH		SOLE		3,710	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	4,381,115	107,697	SH		SOLE		107,697	0	0
TEXAS INSTRS INC COM	Stock	882508104	439,349	2,441	SH		SOLE		2,440	0	0
PFIZER INC COM	Stock	717081103	512,268	13,966	SH		SOLE		13,965	0	0
3M CO COM	Stock	88579Y101	265,431	2,652	SH		SOLE		2,651	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	366,055	3,026	SH		SOLE		3,026	0	0
AMERICAN EXPRESS CO COM	Stock	025816109	203,333	1,167	SH		SOLE		1,167	0	0
AMGEN INC COM	Stock	031162100	249,213	1,122	SH		SOLE		1,122	0	0
APPLIED MATLS INC COM	Stock	038222105	290,504	2,010	SH		SOLE		2,009	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,721,841	17,635	SH		SOLE		17,634	0	0
ISHARES U.S. CONSUMER DISCRETIONARY ETF	ETF	464287580	289,054	4,062	SH		SOLE		4,061	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	1,332,057	22,585	SH		SOLE		22,584	0	0
ABRDN ASIA PACIFIC INCOME FUND COM	CEF	003009107	1,726,449	639,426	SH		SOLE		639,425	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	2,019,285	20,904	SH		SOLE		20,903	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	5,028,878	51,341	SH		SOLE		51,341	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	937,440	9,107	SH		SOLE		9,106	0	0
EATON CORP PLC SHS	Stock	G29183103	215,973	1,074	SH		SOLE		1,073	0	0
ISHARES EXPANDED TECH SECTOR ETF	ETF	464287549	1,141,075	2,904	SH		SOLE		2,904	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	6,842,854	71,962	SH		SOLE		71,961	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	1,110,151	14,802	SH		SOLE		14,802	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	2,291,935	21,394	SH		SOLE		21,393	0	0
LAM RESEARCH CORP COM	Stock	512807108	693,019	1,078	SH		SOLE		1,078	0	0
ISHARES INTERNATIONAL DEVELOPED REAL ESTATE ETF	ETF	464288489	1,923,802	96,893	SH		SOLE		96,892	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	226,153	1,796	SH		SOLE		1,795	0	0
GRAHAM HLDGS CO COM CL B	Stock	384637104	248,594	435	SH		SOLE		435	0	0
ISHARES JPX-NIKKEI 400 ETF	ETF	464287382	853,415	12,931	SH		SOLE		12,930	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	56,790,557	223,163	SH		SOLE		223,163	0	0
ISHARES GLOBAL ENERGY ETF	ETF	464287341	4,380,932	117,704	SH		SOLE		117,703	0	0
ALTRIA GROUP INC COM	Stock	02209S103	216,835	4,787	SH		SOLE		4,786	0	0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	ETF	78467V848	4,668,375	115,126	SH		SOLE		115,126	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,075,647	10,029	SH		SOLE		10,029	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	322,849	672	SH		SOLE		671	0	0
LOWES COS INC COM	Stock	548661107	423,146	1,875	SH		SOLE		1,874	0	0
SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF	ETF	78464A490	4,852,911	116,210	SH		SOLE		116,209	0	0
ISHARES MSCI AUSTRALIA ETF	ETF	464286103	328,460	14,566	SH		SOLE		14,565	0	0
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	622,111	3,473	SH		SOLE		3,473	0	0
ISHARES U.S. UTILITIES ETF	ETF	464287697	1,880,419	23,002	SH		SOLE		23,002	0	0
CABLE ONE INC COM	Stock	12685J105	269,403	410	SH		SOLE		410	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	1,537,202	5,879	SH		SOLE		5,878	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	4,525,616	62,422	SH		SOLE		62,422	0	0
APPLE INC COM	Stock	037833100	7,691,529	39,653	SH		SOLE		39,653	0	0
ABBOTT LABS COM	Stock	002824100	395,705	3,630	SH		SOLE		3,629	0	0
DISNEY WALT CO COM	Stock	254687106	202,557	2,269	SH		SOLE		2,268	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	576,735	5,947	SH		SOLE		5,946	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	2,829,694	11,609	SH		SOLE		11,609	0	0