Family Firm 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
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COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
AMAZON COM INC COM	Stock	023135106	429,666	3,380	SH		SOLE		3,380	0	0
ISHARES NORTH AMERICAN NATURAL RESOURCES ETF	ETF	464287374	10,704,642	257,385	SH		SOLE		257,385	0	0
GLOBAL PMTS INC COM	Stock	37940X102	824,359	7,144	SH		SOLE		7,144	0	0
INVESCO QQQ TRUST SERIES I	ETF	46090E103	235,482	657	SH		SOLE		657	0	0
TECHNOLOGY SELECT SECTOR SPDR FUND	ETF	81369Y803	326,220	1,990	SH		SOLE		1,990	0	0
STARBUCKS CORP COM	Stock	855244109	266,058	2,915	SH		SOLE		2,915	0	0
ISHARES MSCI CANADA ETF	ETF	464286509	947,204	28,309	SH		SOLE		28,309	0	0
ELEVANCE HEALTH INC COM	Stock	036752103	271,187	623	SH		SOLE		623	0	0
TEMPLETON EMERGING MKTS FD COM	CEF	880191101	2,235,345	197,643	SH		SOLE		197,643	0	0
WILLIS TOWERS WATSON PLC LTD SHS	Stock	G96629103	356,068	1,704	SH		SOLE		1,704	0	0
JOHNSON & JOHNSON COM	Stock	478160104	506,087	3,249	SH		SOLE		3,249	0	0
VANGUARD TOTAL STOCK MARKET ETF	ETF	922908769	1,371,938	6,459	SH		SOLE		6,459	0	0
INVESCO HIGH YIELD EQUITY DIVIDEND ACHIEVERS ETF	ETF	46137V563	202,186	10,536	SH		SOLE		10,536	0	0
VANGUARD ENERGY ETF	ETF	92204A306	3,090,243	24,383	SH		SOLE		24,383	0	0
INVESCO WILDERHILL CLEAN ENERGY ETF	ETF	46137V134	1,950,803	62,068	SH		SOLE		62,068	0	0
COSTCO WHSL CORP NEW COM	Stock	22160K105	924,819	1,637	SH		SOLE		1,637	0	0
ISHARES MSCI EMERGING MARKETS ETF	ETF	464287234	1,536,044	40,475	SH		SOLE		40,475	0	0
YUM BRANDS INC COM	Stock	988498101	327,931	2,625	SH		SOLE		2,625	0	0
OLD DOMINION FREIGHT LINE INC COM	Stock	679580100	462,980	1,132	SH		SOLE		1,132	0	0
ISHARES LATIN AMERICA 40 ETF	ETF	464287390	745,671	29,173	SH		SOLE		29,173	0	0
ISHARES GLOBAL COMM SERVICES ETF	ETF	464287275	545,782	7,990	SH		SOLE		7,990	0	0
ISHARES U.S. INDUSTRIALS ETF	ETF	464287754	225,573	2,236	SH		SOLE		2,236	0	0
PROCTER AND GAMBLE CO COM	Stock	742718109	835,147	5,726	SH		SOLE		5,726	0	0
COCA COLA CO COM	Stock	191216100	237,590	4,244	SH		SOLE		4,244	0	0
NUVEEN CR STRATEGIES INCOME FD COM SHS	CEF	67073D102	488,008	96,444	SH		SOLE		96,444	0	0
ISHARES U.S. ENERGY ETF	ETF	464287796	710,836	14,987	SH		SOLE		14,987	0	0
MARRIOTT INTL INC NEW CL A	Stock	571903202	413,231	2,102	SH		SOLE		2,102	0	0
VANGUARD REAL ESTATE ETF	ETF	922908553	4,726,299	62,468	SH		SOLE		62,468	0	0
PAYCHEX INC COM	Stock	704326107	589,011	5,107	SH		SOLE		5,107	0	0
ISHARES MSCI UNITED KINGDOM ETF	ETF	46435G334	408,808	12,921	SH		SOLE		12,921	0	0
MERCK & CO INC COM	Stock	58933Y105	673,796	6,545	SH		SOLE		6,545	0	0
SPDR S&P 500 ETF TRUST	ETF	78462F103	458,677	1,073	SH		SOLE		1,073	0	0
MCKESSON CORP COM	Stock	58155Q103	503,331	1,157	SH		SOLE		1,157	0	0
ISHARES TIPS BOND ETF	ETF	464287176	9,396,863	90,598	SH		SOLE		90,598	0	0
ISHARES 1-3 YEAR INTERNATIONAL TREASURY BOND ETF	ETF	464288125	994,655	14,718	SH		SOLE		14,718	0	0
ISHARES U.S. HOME CONSTRUCTION ETF	ETF	464288752	892,991	11,377	SH		SOLE		11,377	0	0
ISHARES GLOBAL HEALTHCARE ETF	ETF	464287325	1,370,389	16,627	SH		SOLE		16,627	0	0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF	ETF	922042718	3,967,578	37,359	SH		SOLE		37,359	0	0
ISHARES COHEN & STEERS REIT ETF	ETF	464287564	3,265,000	65,092	SH		SOLE		65,092	0	0
FEDEX CORP COM	Stock	31428X106	285,630	1,078	SH		SOLE		1,078	0	0
PULTE GROUP INC COM	Stock	745867101	320,488	4,328	SH		SOLE		4,328	0	0
PEPSICO INC COM	Stock	713448108	763,420	4,506	SH		SOLE		4,506	0	0
ISHARES INTERNATIONAL TREASURY BOND ETF	ETF	464288117	5,441,752	146,402	SH		SOLE		146,402	0	0
ISHARES 1-3 YEAR TREASURY BOND ETF	ETF	464287457	2,605,574	32,180	SH		SOLE		32,180	0	0
KIMBERLY-CLARK CORP COM	Stock	494368103	357,016	2,954	SH		SOLE		2,954	0	0
HOME DEPOT INC COM	Stock	437076102	500,215	1,655	SH		SOLE		1,655	0	0
AUTOMATIC DATA PROCESSING INC COM	Stock	053015103	386,622	1,607	SH		SOLE		1,607	0	0
ISHARES RUSSELL 2000 VALUE ETF	ETF	464287630	1,109,087	8,182	SH		SOLE		8,182	0	0
HEALTH CARE SELECT SECTOR SPDR FUND	ETF	81369Y209	247,786	1,925	SH		SOLE		1,925	0	0
BECTON DICKINSON & CO COM	Stock	075887109	386,872	1,496	SH		SOLE		1,496	0	0
SCHWAB U.S. SMALL-CAP ETF	ETF	808524607	2,378,727	57,429	SH		SOLE		57,429	0	0
ISHARES RUSSELL 1000 GROWTH ETF	ETF	464287614	357,031	1,342	SH		SOLE		1,342	0	0
SCHWAB U.S. BROAD MARKET ETF	ETF	808524102	5,421,100	108,748	SH		SOLE		108,748	0	0
SCHWAB INTERNATIONAL EQUITY ETF	ETF	808524805	213,586	6,289	SH		SOLE		6,289	0	0
CONSUMER STAPLES SELECT SECTOR SPDR FUND	ETF	81369Y308	265,757	3,862	SH		SOLE		3,862	0	0
ISHARES CORE S&P SMALL CAP ETF	ETF	464287804	2,911,008	30,860	SH		SOLE		30,860	0	0
BERKSHIRE HATHAWAY INC DEL CL B NEW	Stock	084670702	950,005	42,175	SH		SOLE		42,175	0	0
ALPHABET INC CAP STK CL A	Stock	02079K305	786,338	6,009	SH		SOLE		6,009	0	0
ISHARES MSCI PACIFIC EX-JAPAN ETF	ETF	464286665	238,210	5,988	SH		SOLE		5,988	0	0
INTUIT COM	Stock	461202103	395,194	773	SH		SOLE		773	0	0
MICROSOFT CORP COM	Stock	594918104	1,159,056	3,671	SH		SOLE		3,671	0	0
ISHARES EUROPE ETF	ETF	464287861	2,753,298	57,685	SH		SOLE		57,685	0	0
ISHARES MSCI BRAZIL ETF	ETF	464286400	743,016	24,226	SH		SOLE		24,226	0	0
ROYCE MICRO-CAP TR INC COM	CEF	780915104	2,233,367	269,730	SH		SOLE		269,730	0	0
BOEING CO COM	Stock	097023105	514,530	2,684	SH		SOLE		2,684	0	0
VANGUARD SMALL-CAP ETF	ETF	922908751	925,532	4,895	SH		SOLE		4,895	0	0
VANGUARD MID-CAP ETF	ETF	922908629	359,868	1,728	SH		SOLE		1,728	0	0
VANGUARD HEALTH CARE ETF	ETF	92204A504	250,376	1,065	SH		SOLE		1,065	0	0
TEMPLETON GLOBAL INCOME FD COM	CEF	880198106	3,236,365	838,436	SH		SOLE		838,436	0	0
VANGUARD FTSE EUROPE ETF	ETF	922042874	694,743	11,993	SH		SOLE		11,993	0	0
BLACKROCK CORE BD TR SHS BEN INT	CEF	09249E101	2,313,544	232,751	SH		SOLE		232,751	0	0
CONSOLIDATED EDISON INC COM	Stock	209115104	217,627	2,544	SH		SOLE		2,544	0	0
ISHARES U.S. REGIONAL BANKS ETF	ETF	464288778	930,950	27,707	SH		SOLE		27,707	0	0
ISHARES 0-5 YEAR TIPS BOND ETF	ETF	46429B747	13,068,531	134,838	SH		SOLE		134,838	0	0
VANECK GOLD MINERS ETF	ETF	92189F106	225,916	8,395	SH		SOLE		8,395	0	0
ISHARES MSCI EAFE GROWTH ETF	ETF	464288885	240,955	2,792	SH		SOLE		2,792	0	0
ELI LILLY & CO COM	Stock	532457108	536,690	999	SH		SOLE		999	0	0
VANGUARD TOTAL INTERNATIONAL STOCK ETF	ETF	921909768	225,309	4,210	SH		SOLE		4,210	0	0
VANGUARD S&P 500 VALUE ETF	ETF	921932703	4,233,965	28,475	SH		SOLE		28,475	0	0
ISHARES RUSSELL 2000 ETF	ETF	464287655	1,264,960	7,157	SH		SOLE		7,157	0	0
MICRON TECHNOLOGY INC COM	Stock	595112103	261,419	3,843	SH		SOLE		3,843	0	0
AFLAC INC COM	Stock	001055102	2,295,418	29,908	SH		SOLE		29,908	0	0
MARATHON PETE CORP COM	Stock	56585A102	380,748	2,516	SH		SOLE		2,516	0	0
VANGUARD SMALL CAP VALUE ETF	ETF	922908611	1,254,380	7,865	SH		SOLE		7,865	0	0
VANECK IG FLOATING RATE ETF	ETF	92189F486	7,136,964	282,205	SH		SOLE		282,205	0	0
ISHARES MSCI EAFE VALUE ETF	ETF	464288877	444,852	9,092	SH		SOLE		9,092	0	0
VISA INC COM CL A	Stock	92826C839	302,620	1,316	SH		SOLE		1,316	0	0
INVESCO SOLAR ETF	ETF	46138G706	747,252	14,429	SH		SOLE		14,429	0	0
PIMCO ACTIVE BOND ETF	ETF	72201R775	2,084,543	23,715	SH		SOLE		23,715	0	0
VANGUARD SMALL-CAP GROWTH ETF	ETF	922908595	441,355	2,061	SH		SOLE		2,061	0	0
VANGUARD GROWTH ETF	ETF	922908736	223,897	822	SH		SOLE		822	0	0
ISHARES U.S. TREASURY BOND ETF	ETF	46429B267	694,325	31,503	SH		SOLE		31,503	0	0
ISHARES MICRO-CAP ETF	ETF	464288869	1,640,532	16,389	SH		SOLE		16,389	0	0
FLAHERTY & CRUMRINE PFD SECS I COM	CEF	338478100	1,763,197	135,944	SH		SOLE		135,944	0	0
ISHARES MSCI GLOBAL METALS & MINING PRODUCERS ETF	ETF	46434G848	1,217,129	30,612	SH		SOLE		30,612	0	0
ISHARES MSCI GLOBAL GOLD MINERS ETF	ETF	46434G855	712,714	34,431	SH		SOLE		34,431	0	0
VANGUARD RUSSELL 3000 ETF	ETF	92206C599	7,592,778	39,809	SH		SOLE		39,809	0	0
BROADCOM INC COM	Stock	11135F101	203,258	245	SH		SOLE		245	0	0
D R HORTON INC COM	Stock	23331A109	238,918	2,223	SH		SOLE		2,223	0	0
MARTIN MARIETTA MATLS INC COM	Stock	573284106	268,189	653	SH		SOLE		653	0	0
ISHARES GLOBAL UTILITIES ETF	ETF	464288711	410,030	7,595	SH		SOLE		7,595	0	0
ACCENTURE PLC IRELAND SHS CLASS A	Stock	G1151C101	222,962	726	SH		SOLE		726	0	0
NVIDIA CORPORATION COM	Stock	67066G104	2,311,879	5,315	SH		SOLE		5,315	0	0
ABBVIE INC COM	Stock	00287Y109	703,328	4,718	SH		SOLE		4,718	0	0
SPDR S&P BIOTECH ETF	ETF	78464A870	480,484	6,580	SH		SOLE		6,580	0	0
SPDR S&P METALS & MINING ETF	ETF	78464A755	1,188,785	22,644	SH		SOLE		22,644	0	0
VANGUARD TOTAL BOND MARKET ETF	ETF	921937835	20,937,459	300,050	SH		SOLE		300,050	0	0
ISHARES RUSSELL 2000 GROWTH ETF	ETF	464287648	314,378	1,403	SH		SOLE		1,403	0	0
FASTENAL CO COM	Stock	311900104	253,894	4,647	SH		SOLE		4,647	0	0
ISHARES GLOBAL FINANCIALS ETF	ETF	464287333	384,145	5,453	SH		SOLE		5,453	0	0
MCDONALDS CORP COM	Stock	580135101	286,977	1,089	SH		SOLE		1,089	0	0
CISCO SYS INC COM	Stock	17275R102	542,161	10,085	SH		SOLE		10,085	0	0
ADVANCED MICRO DEVICES INC COM	Stock	007903107	321,313	3,125	SH		SOLE		3,125	0	0
ENERGY SELECT SECTOR SPDR FUND	ETF	81369Y506	1,808,152	20,004	SH		SOLE		20,004	0	0
ISHARES BIOTECHNOLOGY ETF	ETF	464287556	1,350,045	11,040	SH		SOLE		11,040	0	0
ISHARES U.S. TELECOMMUNICATIONS ETF	ETF	464287713	394,612	18,526	SH		SOLE		18,526	0	0
ISHARES S&P SMALL-CAP 600 GROWTH ETF	ETF	464287887	2,240,962	20,432	SH		SOLE		20,432	0	0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND	ETF	81369Y407	798,884	4,963	SH		SOLE		4,963	0	0
INDUSTRIAL SELECT SECTOR SPDR FUND	ETF	81369Y704	203,463	2,007	SH		SOLE		2,007	0	0
ISHARES US FINANCIAL SERVICES ETF	ETF	464287770	2,023,498	13,085	SH		SOLE		13,085	0	0
ISHARES U.S. BASIC MATERIALS ETF	ETF	464287838	418,436	3,313	SH		SOLE		3,313	0	0
ISHARES S&P 500 VALUE ETF	ETF	464287408	1,595,353	10,370	SH		SOLE		10,370	0	0
ISHARES S&P 500 GROWTH ETF	ETF	464287309	3,860,959	56,430	SH		SOLE		56,430	0	0
ISHARES CORE S&P 500 ETF	ETF	464287200	11,156,997	25,981	SH		SOLE		25,981	0	0
THE CIGNA GROUP COM	Stock	125523100	365,821	1,279	SH		SOLE		1,279	0	0
WELLS FARGO CO NEW COM	Stock	949746101	231,195	5,658	SH		SOLE		5,658	0	0
UNION PAC CORP COM	Stock	907818108	223,123	1,096	SH		SOLE		1,096	0	0
CINTAS CORP COM	Stock	172908105	212,188	441	SH		SOLE		441	0	0
NORTHROP GRUMMAN CORP COM	Stock	666807102	266,300	605	SH		SOLE		605	0	0
JPMORGAN CHASE & CO COM	Stock	46625H100	633,192	4,366	SH		SOLE		4,366	0	0
CHEVRON CORP NEW COM	Stock	166764100	427,520	2,535	SH		SOLE		2,535	0	0
CONOCOPHILLIPS COM	Stock	20825C104	583,217	4,868	SH		SOLE		4,868	0	0
VANGUARD FTSE DEVELOPED MARKETS ETF	ETF	921943858	27,267,904	623,694	SH		SOLE		623,694	0	0
WALMART INC COM	Stock	931142103	210,018	1,313	SH		SOLE		1,313	0	0
INTERNATIONAL BUSINESS MACHS COM	Stock	459200101	470,747	3,355	SH		SOLE		3,355	0	0
RTX CORPORATION COM	Stock	75513E101	268,760	3,734	SH		SOLE		3,734	0	0
VANGUARD FTSE EMERGING MARKETS ETF	ETF	922042858	4,289,555	109,400	SH		SOLE		109,400	0	0
PFIZER INC COM	Stock	717081103	464,052	13,990	SH		SOLE		13,990	0	0
ALPHABET INC CAP STK CL C	Stock	02079K107	396,341	3,006	SH		SOLE		3,006	0	0
APPLIED MATLS INC COM	Stock	038222105	278,899	2,014	SH		SOLE		2,014	0	0
ISHARES CORE S&P U.S. GROWTH ETF	ETF	464287671	1,592,471	16,793	SH		SOLE		16,793	0	0
ISHARES MSCI EAFE SMALL-CAP ETF	ETF	464288273	1,377,072	24,386	SH		SOLE		24,386	0	0
ABRDN ASIA PACIFIC INCOME FUND COM	CEF	003009107	1,629,573	665,132	SH		SOLE		665,132	0	0
ISHARES 7-10 YEAR TREASURY BOND ETF	ETF	464287440	1,910,628	20,861	SH		SOLE		20,861	0	0
ISHARES CORE U.S. AGGREGATE BOND ETF	ETF	464287226	4,749,723	50,507	SH		SOLE		50,507	0	0
ISHARES 20 YEAR TREASURY BOND ETF	ETF	464287432	806,234	9,090	SH		SOLE		9,090	0	0
EATON CORP PLC SHS	Stock	G29183103	229,054	1,074	SH		SOLE		1,074	0	0
ISHARES EXPANDED TECH SECTOR ETF	ETF	464287549	843,135	2,206	SH		SOLE		2,206	0	0
ISHARES S&P SMALL-CAP 600 VALUE ETF	ETF	464287879	6,368,382	71,378	SH		SOLE		71,378	0	0
ISHARES S&P MID-CAP 400 GROWTH ETF	ETF	464287606	1,059,907	14,672	SH		SOLE		14,672	0	0
ISHARES S&P MID-CAP 400 VALUE ETF	ETF	464287705	2,063,313	20,443	SH		SOLE		20,443	0	0
LAM RESEARCH CORP COM	Stock	512807108	677,557	1,081	SH		SOLE		1,081	0	0
ISHARES INTERNATIONAL DEVELOPED REAL ESTATE ETF	ETF	464288489	1,832,993	96,626	SH		SOLE		96,626	0	0
PNC FINL SVCS GROUP INC COM	Stock	693475105	223,077	1,817	SH		SOLE		1,817	0	0
GRAHAM HLDGS CO COM CL B	Stock	384637104	253,605	435	SH		SOLE		435	0	0
ISHARES JPX-NIKKEI 400 ETF	ETF	464287382	871,282	13,610	SH		SOLE		13,610	0	0
ISHARES RUSSELL 3000 ETF	ETF	464287689	53,667,957	218,999	SH		SOLE		218,999	0	0
ISHARES GLOBAL ENERGY ETF	ETF	464287341	4,667,161	113,116	SH		SOLE		113,116	0	0
ALTRIA GROUP INC COM	Stock	02209S103	201,645	4,795	SH		SOLE		4,795	0	0
SPDR DOUBLELINE TOTAL RETURN TACTICAL ETF	ETF	78467V848	4,481,029	115,939	SH		SOLE		115,939	0	0
EXXON MOBIL CORP COM	Stock	30231G102	1,182,130	10,054	SH		SOLE		10,054	0	0
UNITEDHEALTH GROUP INC COM	Stock	91324P102	339,700	674	SH		SOLE		674	0	0
LOWES COS INC COM	Stock	548661107	391,375	1,883	SH		SOLE		1,883	0	0
SPDR FTSE INTERNATIONAL GOVERNMENT INFLATION-PROTECTED BOND ETF	ETF	78464A490	4,591,960	118,015	SH		SOLE		118,015	0	0
ISHARES MSCI AUSTRALIA ETF	ETF	464286103	289,509	13,459	SH		SOLE		13,459	0	0
ISHARES U.S. PHARMACEUTICALS ETF	ETF	464288836	590,237	3,335	SH		SOLE		3,335	0	0
ISHARES U.S. UTILITIES ETF	ETF	464287697	1,738,332	23,625	SH		SOLE		23,625	0	0
CABLE ONE INC COM	Stock	12685J105	252,412	410	SH		SOLE		410	0	0
ISHARES CORE S&P MID-CAP ETF	ETF	464287507	1,456,416	5,841	SH		SOLE		5,841	0	0
ISHARES MSCI EAFE ETF	ETF	464287465	4,396,463	63,791	SH		SOLE		63,791	0	0
APPLE INC COM	Stock	037833100	6,410,348	37,441	SH		SOLE		37,441	0	0
ABBOTT LABS COM	Stock	002824100	352,835	3,643	SH		SOLE		3,643	0	0
VANGUARD TOTAL WORLD STOCK ETF	ETF	922042742	394,576	4,235	SH		SOLE		4,235	0	0
ISHARES RUSSELL 1000 ETF	ETF	464287622	2,698,524	11,487	SH		SOLE		11,487	0	0