Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | 5. The Company’s loan portfolio, excluding loans held for sale, consists of the following categories of loans as of the dates presented (dollars in thousands). September 30, 2022 December 31, 2021 Construction and development $ 220,609 $ 203,204 1-4 Family 391,857 364,307 Multifamily 57,306 59,570 Farmland 14,202 20,128 Commercial real estate 910,191 896,377 Total mortgage loans on real estate 1,594,165 1,543,586 Commercial and industrial 397,759 310,831 Consumer 13,753 17,595 Total loans $ 2,005,677 $ 1,872,012 Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.9 million and $1.9 million at September 30, 2022 and December 31, 2021 , respectively, and unearned income, or deferred fees, on loans was $1.2 million September 30, 2022 December 31, 2021 The table below provides an analysis of the aging of loans, excluding loans held for sale, as of the dates presented (dollars in thousands). September 30, 2022 Accruing Current 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Nonaccrual Total Past Due & Nonaccrual Acquired Impaired Loans Total Loans Construction and development $ 219,994 $ 109 $ 165 $ 27 $ 314 $ 615 $ — $ 220,609 1-4 Family 388,987 807 458 358 937 2,560 310 391,857 Multifamily 57,291 15 — — — 15 — 57,306 Farmland 13,971 167 — — 64 231 — 14,202 Commercial real estate 900,277 1,359 173 — 7,753 9,285 629 910,191 Total mortgage loans on real estate 1,580,520 2,457 796 385 9,068 12,706 939 1,594,165 Commercial and industrial 393,051 1,503 216 10 2,979 4,708 — 397,759 Consumer 13,472 62 16 — 145 223 58 13,753 Total loans $ 1,987,043 $ 4,022 $ 1,028 $ 395 $ 12,192 $ 17,637 $ 997 $ 2,005,677 December 31, 2021 Accruing Current 30-59 Days Past Due 60-89 Days Past Due 90 Days or More Past Due Nonaccrual Total Past Due & Nonaccrual Acquired Impaired Loans Total Loans Construction and development $ 202,850 $ 55 $ 11 $ — $ 288 $ 354 $ — $ 203,204 1-4 Family 360,434 1,933 182 — 1,410 3,525 348 364,307 Multifamily 59,570 — — — — — — 59,570 Farmland 18,348 — — — 79 79 1,701 20,128 Commercial real estate 881,575 170 86 — 13,910 14,166 636 896,377 Total mortgage loans on real estate 1,522,777 2,158 279 — 15,687 18,124 2,685 1,543,586 Commercial and industrial 295,323 4,044 57 53 11,354 15,508 — 310,831 Consumer 17,238 89 18 — 186 293 64 17,595 Total loans $ 1,835,338 $ 6,291 $ 354 $ 53 $ 27,227 $ 33,925 $ 2,749 $ 1,872,012 Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not may not may 90 not may not may six Loans Acquired with Deteriorated Credit Quality The Company accounts for certain loans acquired as acquired impaired loans under ASC 310 30 three nine September 30, 2022 2021 Portfolio Segment Risk Factors The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments. Construction and Development - one 1 4 - 1 4 not Multifamily Farmland may Commercial Real Estate may one Commercial and Industrial may may, In the second 2020, 2020 19 100% 1% June 5, 2020, two June 5, 2020, five July 2020, June 30, 2020. July 6, 2020, August 8, 2020. December 27, 2020, $900 first second January 1, 2021 May 31, 2021. September 30, 2022 December 31, 2021 Consumer may Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance: Pass not Special Mention may Substandard not Doubtful Loss not not no not The table below presents the Company’s loan portfolio, excluding loans held for sale, by category and credit quality indicator as of the dates presented (dollars in thousands). September 30, 2022 Special Pass Mention Substandard Doubtful Total Construction and development $ 217,521 $ 799 $ 2,289 $ — $ 220,609 1-4 Family 389,513 — 2,344 — 391,857 Multifamily 57,306 — — — 57,306 Farmland 14,055 — 147 — 14,202 Commercial real estate 893,946 6,185 10,060 — 910,191 Total mortgage loans on real estate 1,572,341 6,984 14,840 — 1,594,165 Commercial and industrial 387,041 5,518 4,963 237 397,759 Consumer 13,571 — 182 — 13,753 Total loans $ 1,972,953 $ 12,502 $ 19,985 $ 237 $ 2,005,677 December 31, 2021 Special Pass Mention Substandard Doubtful Total Construction and development $ 200,788 $ 818 $ 1,598 $ — $ 203,204 1-4 Family 358,062 38 6,207 — 364,307 Multifamily 59,113 — 457 — 59,570 Farmland 18,348 — 1,780 — 20,128 Commercial real estate 872,951 3,891 19,535 — 896,377 Total mortgage loans on real estate 1,509,262 4,747 29,577 — 1,543,586 Commercial and industrial 290,677 2,523 16,941 690 310,831 Consumer 17,269 19 307 — 17,595 Total loans $ 1,817,208 $ 7,289 $ 46,825 $ 690 $ 1,872,012 The Company had no loans that were classified as loss at September 30, 2022 December 31, 2021 Loan Participations and Sold Loans Loan participations and whole loans sold to and serviced for others are not $22.4 million and $33.0 million at September 30, 2022 and December 31, 2021 , respectively. The unpaid principal balance of these loans was approximately $90.3 million and $91.9 million at September 30, 2022 and December 31, 2021 , respectively. Loans to Related Parties In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal stockholders, directors and their immediate family members, as well as to companies in which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately $97.5 million and $97.6 million as of September 30, 2022 December 31, 2021 The table below shows the aggregate principal balance of loans to such related parties as of the dates presented (dollars in thousands). September 30, 2022 December 31, 2021 Balance, beginning of period $ 97,606 $ 96,390 New loans/changes in relationship 12,483 26,475 Repayments/changes in relationship (12,583 ) (25,259 ) Balance, end of period $ 97,506 $ 97,606 Allowance for Loan Losses The table below shows a summary of the activity in the allowance for loan losses for the three nine September 30, 2022 2021 Three months ended September 30, Nine months ended September 30, 2022 2021 2022 2021 Balance, beginning of period $ 21,954 $ 20,445 $ 20,859 $ 20,363 Provision for loan losses 1,162 21,713 1,654 22,227 Loans charged off (51 ) (21,664 ) (511 ) (22,224 ) Recoveries 99 73 1,162 201 Balance, end of period $ 23,164 $ 20,567 $ 23,164 $ 20,567 The following tables outline the activity in the allowance for loan losses by collateral type for the three nine September 30, 2022 2021 September 30, 2022 2021 Three months ended September 30, 2022 Construction & Commercial Commercial & Development 1-4 Family Multifamily Farmland Real Estate Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,630 $ 3,623 $ 640 $ 313 $ 9,633 $ 4,776 $ 339 $ 21,954 Provision 67 204 30 (257 ) 378 626 114 1,162 Charge-offs — — — — (23 ) 9 (37 ) (51 ) Recoveries 6 5 — 67 2 5 14 99 Ending balance $ 2,703 $ 3,832 $ 670 $ 123 $ 9,990 $ 5,416 $ 430 $ 23,164 Three months ended September 30, 2021 Construction & Commercial Commercial & Development 1-4 Family Multifamily Farmland Real Estate Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,260 $ 3,231 $ 673 $ 398 $ 9,148 $ 4,306 $ 429 $ 20,445 Provision 61 (36 ) (8 ) (4 ) 10,032 11,713 (45 ) 21,713 Charge-offs — (54 ) — — (10,222 ) (11,363 ) (25 ) (21,664 ) Recoveries 6 5 — — 2 47 13 73 Ending balance $ 2,327 $ 3,146 $ 665 $ 394 $ 8,960 $ 4,703 $ 372 $ 20,567 Nine months ended September 30, 2022 Construction & Commercial Commercial & Development 1-4 Family Multifamily Farmland Real Estate Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,347 $ 3,337 $ 673 $ 383 $ 9,354 $ 4,411 $ 354 $ 20,859 Provision 329 388 (3 ) (273 ) 597 442 174 1,654 Charge-offs — — — (54 ) 35 (360 ) (132 ) (511 ) Recoveries 27 107 — 67 4 923 34 1,162 Ending balance $ 2,703 $ 3,832 $ 670 $ 123 $ 9,990 $ 5,416 $ 430 $ 23,164 Ending allowance balance for loans individually evaluated for impairment — — — — — 118 71 189 Ending allowance balance for loans acquired with deteriorated credit quality — — — — — — — — Ending allowance balance for loans collectively evaluated for impairment 2,703 3,832 670 123 9,990 5,298 359 22,975 Loans receivable: Balance of loans individually evaluated for impairment 538 1,213 — 64 8,170 4,621 144 14,750 Balance of loans acquired with deteriorated credit quality — 310 — — 629 — 58 997 Balance of loans collectively evaluated for impairment 220,071 390,334 57,306 14,138 901,392 393,138 13,551 1,989,930 Total period-end balance $ 220,609 $ 391,857 $ 57,306 $ 14,202 $ 910,191 $ 397,759 $ 13,753 $ 2,005,677 Nine months ended September 30, 2021 Construction & Commercial Commercial & Development 1-4 Family Multifamily Farmland Real Estate Industrial Consumer Total Allowance for loan losses: Beginning balance $ 2,375 $ 3,370 $ 589 $ 435 $ 8,496 $ 4,558 $ 540 $ 20,363 Provision (56 ) (61 ) 76 (28 ) 10,681 11,745 (130 ) 22,227 Charge-offs (11 ) (188 ) — (13 ) (10,222 ) (11,666 ) (124 ) (22,224 ) Recoveries 19 25 — — 5 66 86 201 Ending balance $ 2,327 $ 3,146 $ 665 $ 394 $ 8,960 $ 4,703 $ 372 $ 20,567 Ending allowance balance for loans individually evaluated for impairment — — — — 175 468 96 739 Ending allowance balance for loans acquired with deteriorated credit quality — — — 210 — — — 210 Ending allowance balance for loans collectively evaluated for impairment 2,327 3,146 665 184 8,785 4,235 276 19,618 Loans receivable: Balance of loans individually evaluated for impairment 821 2,533 — 79 18,499 14,076 219 36,227 Balance of loans acquired with deteriorated credit quality — 360 — 1,701 636 — 66 2,763 Balance of loans collectively evaluated for impairment 214,426 359,356 58,972 19,596 849,338 320,932 19,048 1,841,668 Total period-end balance $ 215,247 $ 362,249 $ 58,972 $ 21,376 $ 868,473 $ 335,008 $ 19,333 $ 1,880,658 Impaired Loans The Company considers a loan to be impaired when, based on current information and events, the Company determines that it is probable that it will not When the ultimate collectability of the total principal of an impaired loan is in doubt and the loan is on nonaccrual, all payments are applied to principal, under the cost recovery method. When the ultimate collectability of the total principal of an impaired loan is not The following tables contain information on the Company’s impaired loans, which include TDRs, discussed in more detail below, and nonaccrual loans individually evaluated for impairment for purposes of determining the allowance for loan losses (dollars in thousands). September 30, 2022 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Construction and development $ 538 $ 820 $ — 1-4 Family 1,213 1,291 — Farmland 64 71 — Commercial real estate 8,170 21,402 — Total mortgage loans on real estate 9,985 23,584 — Commercial and industrial 4,384 4,873 — Consumer 33 45 — Total 14,402 28,502 — With related allowance recorded: Commercial and industrial 237 279 118 Consumer 111 140 71 Total 348 419 189 Total loans: Construction and development 538 820 — 1-4 Family 1,213 1,291 — Farmland 64 71 — Commercial real estate 8,170 21,402 — Total mortgage loans on real estate 9,985 23,584 — Commercial and industrial 4,621 5,152 118 Consumer 144 185 71 Total $ 14,750 $ 28,921 $ 189 December 31, 2021 Recorded Investment Unpaid Principal Balance Related Allowance With no related allowance recorded: Construction and development $ 529 $ 812 $ — 1-4 Family 1,995 2,081 — Farmland 79 81 — Commercial real estate 16,685 27,139 — Total mortgage loans on real estate 19,288 30,113 — Commercial and industrial 9,395 10,941 — Consumer 55 69 — Total 28,738 41,123 — With related allowance recorded: Commercial and industrial 3,926 9,618 468 Consumer 127 164 96 Total 4,053 9,782 564 Total loans: Construction and development 529 812 — 1-4 Family 1,995 2,081 — Farmland 79 81 — Commercial real estate 16,685 27,139 — Total mortgage loans on real estate 19,288 30,113 — Commercial and industrial 13,321 20,559 468 Consumer 182 233 96 Total $ 32,791 $ 50,905 $ 564 Presented in the tables below are the average recorded investments of the impaired loans and the related amount of interest income recognized during the time within the period that the loans were impaired. The average recorded investment is calculated based on the month-end balances of the loans during the periods reported (dollars in thousands). Three months ended September 30, 2022 2021 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized With no related allowance recorded: Construction and development $ 525 $ 4 $ 823 $ 4 1-4 Family 1,001 3 2,317 8 Farmland 64 — 151 — Commercial real estate 10,315 6 10,093 49 Total mortgage loans on real estate 11,905 13 13,384 61 Commercial and industrial 4,550 22 10,018 37 Consumer 41 — 82 — Total 16,496 35 23,484 98 With related allowance recorded: Commercial real estate — — 1,244 — Total mortgage loans on real estate — — 1,244 — Commercial and industrial 329 — 1,317 24 Consumer 100 — 141 — Total 429 — 2,702 24 Total loans: Construction and development 525 4 823 4 1-4 Family 1,001 3 2,317 8 Farmland 64 — 151 — Commercial real estate 10,315 6 11,337 49 Total mortgage loans on real estate 11,905 13 14,628 61 Commercial and industrial 4,879 22 11,335 61 Consumer 141 — 223 — Total $ 16,925 $ 35 $ 26,186 $ 122 Nine months ended September 30, 2022 2021 Average Interest Average Interest Recorded Income Recorded Income Investment Recognized Investment Recognized With no related allowance recorded: Construction and development $ 512 $ 11 $ 796 $ 13 1-4 Family 939 13 1,847 24 Farmland 70 — 232 — Commercial real estate 11,821 18 7,191 142 Total mortgage loans on real estate 13,342 42 10,066 179 Commercial and industrial 8,134 72 8,979 117 Consumer 56 — 107 — Total 21,532 114 19,152 296 With related allowance recorded: Commercial real estate — — 1,285 — Total mortgage loans on real estate — — 1,285 — Commercial and industrial 417 — 439 24 Consumer 102 — 153 — Total 519 — 1,877 24 Total loans: Construction and development 512 11 796 13 1-4 Family 939 13 1,847 24 Farmland 70 — 232 — Commercial real estate 11,821 18 8,476 142 Total mortgage loans on real estate 13,342 42 11,351 179 Commercial and industrial 8,551 72 9,418 141 Consumer 158 — 260 — Total $ 22,051 $ 114 $ 21,029 $ 320 Troubled Debt Restructurings In situations where, for economic or legal reasons related to a borrower’s financial difficulties, the Company grants a concession for other than an insignificant period of time to the borrower that the Company would not may Loans classified as TDRs consisted of 21 credits totaling approximately $4.9 million at September 30, 2022 December 31, 2021 September 30, 2022 two As of September 30, 2022 December 31, 2021 none No TDRs defaulted on their modified terms during the nine September 30, 2022 . There was one twelve nine September 30, 2021 At September 30, 2022 December 31, 2021 e no a |