Investar Holding (ISTR) 10-Q 1 Aug 24 2024 Q2 Quarterly report Financial data

Document And Entity Information

Document And Entity Information	6 Months Ended
	Jun. 30, 2024	Jul. 29, 2024 shares
Document Information [Line Items]
Entity Central Index Key	0001602658
Entity Registrant Name	Investar Holding Corporation
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q2
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2024
Document Transition Report	false
Entity File Number	001-36522
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	27-1560715
Entity Address, Address Line One	10500 Coursey Boulevard
Entity Address, City or Town	Baton Rouge
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	70816
City Area Code	225
Local Phone Number	227-2222
Title of 12(b) Security	Common stock, $1.00 par value per share
Trading Symbol	ISTR
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,828,911
Entity Number of Employees	335

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Assets [Abstract]
Cash and due from banks	$ 27,130	$ 28,285
Interest-bearing balances due from other banks	42,542	3,724
Cash and cash equivalents	69,672	32,009
Available for sale securities at fair value (amortized cost of $398,954 and $419,283, respectively)	336,616	361,918
Held to maturity securities at amortized cost (estimated fair value of $18,461 and $20,513, respectively)	18,457	20,472
Loans	2,166,759	2,210,619
Less: allowance for credit losses	(28,620)	(30,540)
Loans, net	2,138,139	2,180,079
Bank premises and equipment, net of accumulated depreciation of $20,667 and $19,476, respectively	42,383	44,183
Other real estate owned, net	3,372	4,438
Accrued interest receivable	14,186	14,366
Deferred tax asset	17,595	16,910
Goodwill and other intangible assets, net	41,996	42,320
Bank owned life insurance	61,208	58,797
Other Assets	27,793	25,066
Total assets	2,787,578	2,815,155
Deposits:
Noninterest-bearing	436,571	448,752
Interest-bearing	1,773,631	1,806,975
Total deposits	2,210,202	2,255,727
Advances from Federal Home Loan Bank	23,500	23,500
Borrowings under Bank Term Funding Program	229,000	212,500
Repurchase agreements	7,432	8,633
Subordinated debt, net of unamortized issuance costs	36,475	44,320
Junior subordinated debt	8,683	8,630
Accounts Payable and Accrued Liabilities	42,090	35,077
Total liabilities	2,557,382	2,588,387
Commitments and contingencies (Note 11)
STOCKHOLDERS’ EQUITY
Preferred stock, no par value per share; 5,000,000 shares authorized	0	0
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,828,825 and 9,748,067 shares issued and outstanding, respectively	9,829	9,748
Surplus	145,918	145,456
Retained earnings	123,510	116,711
Accumulated other comprehensive loss	(49,061)	(45,147)
Total stockholders’ equity	230,196	226,768
Total liabilities and stockholders’ equity	2,787,578	2,815,155
Marketable Securities and Mutual Funds [Member]
Assets [Abstract]
Equity securities at fair value	2,260	1,180
Equity Securities, Held In Correspondent Banks [Member]
Assets [Abstract]
Equity securities at fair value	$ 13,901	$ 13,417

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Available for sale securities, amortized cost	$ 398,954	$ 419,283
Held to maturity securities, far value	18,461	20,513
Bank premises and equipment, accumulated depreciation	$ 20,667	$ 19,476
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares outstanding (in shares)	9,828,825	9,748,067
Common stock, shares issued (in shares)	9,828,825	9,748,067

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 32,161	$ 28,513	$ 64,296	$ 55,872
Interest on investment securities:
Taxable	2,766	3,262	5,583	6,347
Tax-exempt	214	119	452	224
Other interest income	649	502	1,181	930
Total interest income	35,790	32,396	71,512	63,373
INTEREST EXPENSE
Interest on deposits	14,865	9,534	29,710	15,755
Interest on borrowings	3,727	4,475	7,388	9,058
Total interest expense	18,592	14,009	37,098	24,813
Net interest income	17,198	18,387	34,414	38,560
Provision for credit losses	(415)	(2,840)	(1,834)	(2,452)
Net interest income after provision for credit losses	17,613	21,227	36,248	41,012
NONINTEREST INCOME
Loss on call or sale of investment securities, net	(383)	0	(383)	(1)
(Loss) gain on sale or disposition of fixed assets, net	0	(58)	427	(917)
Gain (loss) on sale of other real estate owned, net	712	5	712	(137)
Gain on sale of loans	0	0	0	75
Income from bank owned life insurance	463	353	851	689
Change in the fair value of equity securities	0	(107)	80	(111)
Other operating income	749	684	1,397	1,171
Total noninterest income	2,750	2,070	5,498	3,146
Income before noninterest expense	20,363	23,297	41,746	44,158
NONINTEREST EXPENSE
Depreciation and amortization	787	919	1,599	1,971
Salaries and employee benefits	9,593	9,343	18,841	18,677
Occupancy	696	646	1,277	1,670
Data processing	893	827	1,830	1,702
Marketing	72	82	113	151
Professional fees	471	323	890	956
Gain on early extinguishment of subordinated debt	(287)	0	(502)	0
Other operating expenses	3,252	3,101	6,725	6,289
Total noninterest expense	15,477	15,241	30,773	31,416
Income before income tax expense	4,886	8,056	10,973	12,742
Income tax expense	829	1,509	2,209	2,383
Net income	$ 4,057	$ 6,547	$ 8,764	$ 10,359
EARNINGS PER SHARE
Basic earnings per share (in dollars per share)	$ 0.41	$ 0.67	$ 0.89	$ 1.05
Diluted earnings per share (in dollars per share)	0.41	0.67	0.89	1.05
Cash dividends declared per common share (in dollars per share)	$ 0.1	$ 0.1	$ 0.2	$ 0.195
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 799	$ 746	$ 1,609	$ 1,486
Bank Servicing [Member]
NONINTEREST INCOME
Noninterest income	0	4	0	10
Credit and Debit Card [Member]
NONINTEREST INCOME
Noninterest income	$ 410	$ 443	$ 805	$ 881

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Net income	$ 4,057	$ 6,547	$ 8,764	$ 10,359
Investment securities:
Unrealized loss, available for sale, net of tax benefit of $108, $1,330, $1,139 and $69, respectively	(407)	(4,915)	(4,217)	(253)
Reclassification of realized loss, available for sale, net of tax benefit of $80, $0, $80 and $0, respectively	303	0	303	1
Total other comprehensive loss	(104)	(4,915)	(3,914)	(252)
Total comprehensive income	$ 3,953	$ 1,632	$ 4,850	$ 10,107

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Unrealized gain (loss) available for sale, tax	$ 108	$ 1,330	$ 1,139	$ 69
Reclassification of realized gain, tax	$ 80	$ 0	$ 80	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ 0	$ (4,295)		$ (4,295)
Balance at Dec. 31, 2022	9,902	146,587	108,206	(48,913)	215,782
Surrendered shares	(21)	(323)	0	0	(344)
Dividends declared	0	0	(1,926)	0	(1,926)
Stock-based compensation	80	859	0	0	939
Shares repurchased	(138)	(1,873)	0	0	(2,011)
Net income	0	0	10,359	0	10,359
Net change	0	0	0	(252)	(252)
Options exercised	8	97	0	0	105
Net income	0	0	10,359	0	10,359
Balance at Jun. 30, 2023	9,831	145,347	112,344	(49,165)	218,357
Balance at Mar. 31, 2023	9,901	146,027	106,780	(44,250)	218,458
Surrendered shares	(11)	(146)	0	0	(157)
Dividends declared	0	0	(983)	0	(983)
Stock-based compensation	33	473	0	0	506
Shares repurchased	(92)	(1,007)	0	0	(1,099)
Net income	0	0	6,547	0	6,547
Net change	0	0	0	(4,915)	(4,915)
Net income	0	0	6,547	0	6,547
Balance at Jun. 30, 2023	9,831	145,347	112,344	(49,165)	218,357
Balance at Dec. 31, 2023	9,748	145,456	116,711	(45,147)	226,768
Surrendered shares	(94)	(1,378)	0	0	(1,472)
Dividends declared	0	0	(1,965)	0	(1,965)
Stock-based compensation	96	827	0	0	923
Shares repurchased	(17)	(250)	0	0	(267)
Net income	0	0	8,764	0	8,764
Net change	0	0	0	(3,914)	(3,914)
Options exercised	96	1,263	0	0	1,359
Net income	0	0	8,764	0	8,764
Balance at Jun. 30, 2024	9,829	145,918	123,510	(49,061)	230,196
Balance at Mar. 31, 2024	9,782	145,739	120,441	(48,957)	227,005
Surrendered shares	(87)	(1,270)	0	0	(1,357)
Dividends declared	0	0	(988)	0	(988)
Stock-based compensation	58	456	0	0	514
Shares repurchased	(6)	(88)	0	0	(94)
Net income	0	0	4,057	0	4,057
Net change	0	0	0	(104)	(104)
Options exercised	82	1,081	0	0	1,163
Net income	0	0	4,057	0	4,057
Balance at Jun. 30, 2024	$ 9,829	$ 145,918	$ 123,510	$ (49,061)	$ 230,196

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Dividends per share declared (in dollars per share)	$ 0.1	$ 0.1	$ 0.2	$ 0.195

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Net income	$ 8,764	$ 10,359
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	1,599	1,971
Provision for credit losses	(1,834)	(2,452)
Net accretion of purchase accounting adjustments	(40)	(171)
Provision for other real estate owned	233	0
Net amortization (accretion) of securities	26	(78)
Loss on call or sale of investment securities, net	383	1
(Gain) loss on sale or disposition of fixed assets, net	(427)	917
(Gain) loss on sale of other real estate owned, net	(712)	137
Gain on sale of loans	0	(75)
Gain on early extinguishment of subordinated debt	(502)	0
FHLB stock dividend	(89)	(418)
Stock-based compensation	923	939
Deferred taxes	375	(10)
Net change in value of bank owned life insurance	(851)	(689)
Amortization of subordinated debt issuance costs	44	47
Change in the fair value of equity securities	(80)	111
Net change in:
Accrued interest receivable	180	88
Other assets	(999)	3,080
Accrued taxes and other liabilities	3,669	1,518
Net cash provided by operating activities	10,662	15,275
Cash flows from investing activities:
Proceeds from sales of investment securities available for sale	7,906	2,364
Purchases of securities available for sale	(6,601)	(67,473)
Purchases of securities held to maturity	(1,500)	(10,000)
Proceeds from maturities, prepayments and calls of investment securities available for sale	18,620	80,455
Proceeds from maturities, prepayments and calls of investment securities held to maturity	3,510	487
Proceeds from redemption or sale of nonmarketable equity securities	1,683	15,278
Net decrease in loans	43,582	5,022
Proceeds from sales of other real estate owned	1,775	1,323
Proceeds from sales of fixed assets	1,340	9
Purchases of fixed assets	(279)	(537)
Proceeds from surrender of bank owned life insurance	8,440	0
Purchases of bank owned life insurance	(10,000)	0
Purchases of other investments	(65)	(334)
Distributions from investments	91	183
Cash paid for branch sale to First Community Bank, net of cash received	0	(596)
Net cash provided by investing activities	65,424	23,527
Cash flows from financing activities:
Net (decrease) increase in customer deposits	(45,469)	113,152
Net (decrease) increase in repurchase agreements	(1,201)	5,183
Net decrease in short-term FHLB advances	0	(333,500)
Net increase in borrowings under the Bank Term Funding Program	16,500	235,800
Repayment of long-term FHLB advances	0	(30,000)
Cash dividends paid on common stock	(1,957)	(1,883)
Proceeds from stock options exercised	1,359	105
Payments to repurchase common stock	(267)	(2,011)
Extinguishment of subordinated debt	(7,388)	0
Net cash used in financing activities	(38,423)	(13,154)
Net change in cash and cash equivalents	37,663	25,648
Cash and cash equivalents, beginning of period	32,009	40,259
Cash and cash equivalents, end of period	69,672	65,907
SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES
Transfer from loans to other real estate owned	230	3,814
Transfer from bank premises and equipment to other real estate owned	0	1,100
Equity Securities, Held In Correspondent Banks [Member]
Cash flows from investing activities:
Purchases of equity securities at fair value	(2,078)	(2,654)
Marketable Securities and Mutual Funds [Member]
Cash flows from investing activities:
Purchases of equity securities at fair value	(1,000)	0
First Community Bank [Member]
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sale of loans	$ 0	$ (75)

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. Basis of Presentation The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10 10 X. not three six June 30, 2024 are not may December 31, 2023 , including the notes thereto, which were included as part of the Company’s Annual Report. Nature of Operations The Company is a financial holding company, headquartered in Baton Rouge, Louisiana that provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association, a national bank, primarily to meet the needs of individuals, professionals and small to me dium-sized businesses. The Company’s primary markets are in south Louisiana, southeast Texas and Alabama. At June 30, 2024 , the Company operated 20 full service branches located in Louisiana, two six Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance may 2016 13 January 1, 2023, may may Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill. Rapidly changing inflation rates and rising interest rates have made certain estimates more challenging, including those discussed above. Reclassifications Certain reclassifications have been made to prior period balances to conform to the current period presentation. Recent Accounting Pronouncements FASB Disclosure Improvements Update No. 2023 06 ( ASU 2023 06 October 2023, 2023 06, 2023 06 2023 06 X June 30, 2027, not X not 2023 06 not FASB ASC Topic 740 Income Taxes - Improvements to Income Tax Disclosures Update No. 2023 09 ( ASU 2023 09 December 2023, 2023 09, 2023 09 2023 09 December 15, 2024 not

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2. The following is a summary of the information used in the computation of basic and diluted earnings per common share for the three six June 30, 2024 2023 (in thousands, except share data). Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Earnings per common share – basic Net income $ 4,057 $ 6,547 $ 8,764 $ 10,359 Less: income allocated to participating securities — — — (2 ) Net income allocated to common shareholders 4,057 6,547 8,764 10,357 Weighted average basic shares outstanding 9,827,903 9,880,721 9,798,764 9,894,748 Basic earnings per common share $ 0.41 $ 0.67 $ 0.89 $ 1.05 Earnings per common share – diluted Net income allocated to common shareholders $ 4,057 $ 6,547 $ 8,764 $ 10,357 Weighted average basic shares outstanding 9,827,903 9,880,721 9,798,764 9,894,748 Dilutive effect of securities 74,267 664 58,408 16,120 Total weighted average diluted shares outstanding 9,902,170 9,881,385 9,857,172 9,910,868 Diluted earnings per common share $ 0.41 $ 0.67 $ 0.89 $ 1.05 The weighted average shares that have an antidilutive effect in the calculation of diluted earnings per common share and have been excluded from the computations above are shown below. Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Stock options 3,722 — 3,171 8,318 Restricted stock units 16,479 113,897 4,103 79,050

Note 3 - Investment Securities

Note 3 - Investment Securities	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. Debt Securities The amortized cost and approximate fair value of investment securities classified as AFS are summarized below as of the dates presented (dollars in thousands). Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value June 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 16,240 $ 75 $ (404 ) $ 15,911 Obligations of state and political subdivisions 15,801 — (2,156 ) 13,645 Corporate bonds 28,361 — (3,233 ) 25,128 Residential mortgage-backed securities 266,495 18 (47,667 ) 218,846 Commercial mortgage-backed securities 72,057 148 (9,119 ) 63,086 Total $ 398,954 $ 241 $ (62,579 ) $ 336,616 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,383 $ 100 $ (440 ) $ 20,043 Obligations of state and political subdivisions 18,768 11 (2,076 ) 16,703 Corporate bonds 30,097 — (3,741 ) 26,356 Residential mortgage-backed securities 274,950 14 (42,919 ) 232,045 Commercial mortgage-backed securities 75,085 208 (8,522 ) 66,771 Total $ 419,283 $ 333 $ (57,698 ) $ 361,918 The Company calculates realized gains and losses on sales of debt securities under the specific identification method. Procee Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Proceeds from sales $ 7,906 $ — $ 7,906 $ 2,364 Gross gains $ — $ — $ — $ 1 Gross losses $ (383 ) $ — $ (383 ) $ (2 ) The amortized cost and approximate fair value of investment securities classified as HTM are summarized below as of the dates presented (dollars in thousands). Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value June 30, 2024 Obligations of state and political subdivisions $ 16,346 $ 330 $ (84 ) $ 16,592 Residential mortgage-backed securities 2,111 — (242 ) 1,869 Total $ 18,457 $ 330 $ (326 ) $ 18,461 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of state and political subdivisions $ 18,163 $ 314 $ (82 ) $ 18,395 Residential mortgage-backed securities 2,309 — (191 ) 2,118 Total $ 20,472 $ 314 $ (273 ) $ 20,513 Securities are classified in the consolidated balance sheets according to management’s intent. The Company had no securities classified as trading as of June 30, 2024 or December 31, 2023 . The approximate fair value of AFS securities and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands). Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 160 $ — $ 7,819 $ (404 ) $ 7,979 $ (404 ) Obligations of state and political subdivisions 241 (2 ) 13,404 (2,154 ) 13,645 (2,156 ) Corporate bonds — — 25,128 (3,233 ) 25,128 (3,233 ) Residential mortgage-backed securities 1,877 (13 ) 214,569 (47,654 ) 216,446 (47,667 ) Commercial mortgage-backed securities 2,258 (45 ) 45,054 (9,074 ) 47,312 (9,119 ) Total $ 4,536 $ (60 ) $ 305,974 $ (62,519 ) $ 310,510 $ (62,579 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 1,268 $ (7 ) $ 9,284 $ (433 ) $ 10,552 $ (440 ) Obligations of state and political subdivisions — — 15,425 (2,076 ) 15,425 (2,076 ) Corporate bonds 468 (28 ) 25,888 (3,713 ) 26,356 (3,741 ) Residential mortgage-backed securities 2,705 (421 ) 228,415 (42,498 ) 231,120 (42,919 ) Commercial mortgage-backed securities 1,085 (35 ) 50,271 (8,487 ) 51,356 (8,522 ) Total $ 5,526 $ (491 ) $ 329,283 $ (57,207 ) $ 334,809 $ (57,698 ) At June 30, 2024 , 668 of the Company’s AFS debt securities had unrealized losses totaling 16.8% of the individual securities’ amortized cost basis and 15.7% of the Company’s total amortized cost basis of the AFS investment securities portfolio. At such date, 657 of the 668 securities had been in a continuous loss position for over 12 The approximate fair value of HTM securities, and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands). Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2024 Obligations of state and political subdivisions $ 958 $ (2 ) $ 2,800 $ (82 ) $ 3,758 $ (84 ) Residential mortgage-backed securities — — 1,869 (242 ) 1,869 (242 ) Total $ 958 $ (2 ) $ 4,669 $ (324 ) $ 5,627 $ (326 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of state and political subdivisions $ — $ — $ 3,064 $ (82 ) $ 3,064 $ (82 ) Residential mortgage-backed securities — — 2,118 (191 ) 2,118 (191 ) Total $ — $ — $ 5,182 $ (273 ) $ 5,182 $ (273 ) Unrealized losses are generally due to changes in market interest rates. The Company has the intent to hold these securities either until maturity or a forecasted recovery, and it is more likely than not not not June 30, 2024 or December 31, 2023 . The amortized cost and approximate fair value of investment debt securities, by contractual maturity, are shown below as of the dates presented (dollars in thousands). Actual maturities may may Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value June 30, 2024 Due within one year $ 7,701 $ 7,573 $ 960 $ 958 Due after one year through five years 24,371 23,507 2,882 2,800 Due after five years through ten years 31,926 28,523 3,000 3,114 Due after ten years 334,956 277,013 11,615 11,589 Total debt securities $ 398,954 $ 336,616 $ 18,457 $ 18,461 Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value December 31, 2023 Due within one year $ 1,034 $ 1,027 $ 960 $ 961 Due after one year through five years 28,620 27,623 2,556 2,582 Due after five years through ten years 43,634 39,971 4,647 4,621 Due after ten years 345,995 293,297 12,309 12,349 Total debt securities $ 419,283 $ 361,918 $ 20,472 $ 20,513 Accrued interest receivable on the Company s investment securities a $1.7 million at June 30, 2024 and December 31, 2023 , respectively, and is included in “ Accrued interest receivable ” on the accompanying consolidated balance sheets. At June 30, 2024 , securities with a carrying value of $229.3 million were pledged to secure certain deposits, borrowings, and other liabilities, compared to $296.2 million in pledged securities at December 31, 2023 . Equity Securities Equity securities at fair value include marketable securities in corporate stocks and mutual funds and totaled million and $1.2 million at June 30, 2024 and December 31, 2023 , respectively. Nonmarketable equity securities primarily consist of FHLB stock and FRB stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and may June 30, 2024 and December 31, 2023 was million and million, respectively.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. The Company’s loan portfolio consists of the following categories of loans as of the dates presented (dollars in thousands). June 30, 2024 December 31, 2023 Construction and development $ 177,840 $ 190,371 1-4 Family 414,756 413,786 Multifamily 104,269 105,946 Farmland 7,542 7,651 Commercial real estate 943,440 937,708 Total mortgage loans on real estate 1,647,847 1,655,462 Commercial and industrial 507,822 543,421 Consumer 11,090 11,736 Total loans $ 2,166,759 $ 2,210,619 Interest on loans is calculated by using the simple interest method on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable. Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.1 million at June 30, 2024 and December 31, 2023 , respectively, and unearned income, or deferred fees, on loans June 30, 2024 and December 31, 2023 , and is also included in the total loans balance in the table above. The tables below provide an analysis of the aging of loans as of June 30, 2024 and December 31, 2023 June 30, 2024 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 177,814 $ 6 $ — $ 20 $ 177,840 $ — 1-4 Family 409,049 981 1,401 3,325 414,756 — Multifamily 104,269 — — — 104,269 — Farmland 7,542 — — — 7,542 — Commercial real estate 942,044 919 236 241 943,440 54 Total mortgage loans on real estate 1,640,718 1,906 1,637 3,586 1,647,847 54 Commercial and industrial 507,322 56 78 366 507,822 — Consumer 10,954 21 83 32 11,090 — Total loans $ 2,158,994 $ 1,983 $ 1,798 $ 3,984 $ 2,166,759 $ 54 December 31, 2023 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 189,746 $ — $ 55 $ 570 $ 190,371 $ — 1-4 Family 406,014 3,031 1,720 3,021 413,786 — Multifamily 105,946 — — — 105,946 — Farmland 7,651 — — — 7,651 — Commercial real estate 937,272 48 359 29 937,708 — Total mortgage loans on real estate 1,646,629 3,079 2,134 3,620 1,655,462 — Commercial and industrial 542,206 259 488 468 543,421 — Consumer 11,552 57 82 45 11,736 — Total loans $ 2,200,387 $ 3,395 $ 2,704 $ 4,133 $ 2,210,619 $ — The tables below provide an analysis of nonaccrual loans as of June 30, 2024 and December 31, 2023 (dollars in thousands). June 30, 2024 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 6 $ 20 $ 26 1-4 Family 2,485 1,304 3,789 Multifamily — — — Farmland — — — Commercial real estate 546 — 546 Total mortgage loans on real estate 3,037 1,324 4,361 Commercial and industrial 58 386 444 Consumer 79 28 107 Total loans $ 3,174 $ 1,738 $ 4,912 December 31, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 577 $ 212 $ 789 1-4 Family 2,937 1,241 4,178 Multifamily — — — Farmland — — — Commercial real estate 216 — 216 Total mortgage loans on real estate 3,730 1,453 5,183 Commercial and industrial 59 409 468 Consumer 74 45 119 Total loans $ 3,863 $ 1,907 $ 5,770 Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not may not may 90 not may not may six No six June 30, 2024 2023 Collateral Dependent Loans Collateral dependent loans are loans for which the repayments, on the basis of our assessment at the reporting date, are expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Loans that do not s collateral dependent loans include all nonaccrual loans shown in the tables above at June 30, 2024 December 31, 2023 Portfolio Segment Risk Factors The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments. Constructio n and Development - Construction and development loans are generally made for the purpose of acquisition and development of land to be improved through the construction of commercial and residential buildings. The successful repayment of these types of loans is generally dependent upon a commitment for permanent financing from the Company, or from the sale of the constructed property. These loans carry more risk than commercial or residential real estate loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to evaluate accurately the total loan funds required to complete a project and to calculate related loan-to-value ratios. The Company attempts to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, the Company generally makes such loans only to borrowers that have a positive pre-existing relationship with us. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any one 1 4 - The 1 4 first not third 2023, Multifamily - Multifamily loans are normally made to real estate investors to support permanent financing for multifamily residential income producing properties that rely on the successful operation of the property for repayment. This management mainly involves property maintenance and collection of rents due from tenants. This type of lending carries a lower level of risk, as compared to other commercial lending. In addition, underwriting requirements for multifamily properties are stricter than for other nonowner-occupied property types. The Company manages this risk by avoiding concentrations with any particular customer. Multifamily loans are primarily secured by first Farmland - Farmland loans are often for land improvements related to agricultural endeavors and may Commercial Real Estate - Commercial real estate loans are extensions of credit secured by owner occupied and nonowner-occupied collateral. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. General market conditions and economic activity may one Com mercial and Industrial - Commercial and industrial loans receive similar underwriting treatment as commercial real estate loans in that the repayment source is analyzed to determine its ability to meet cash flow coverage requirements as set forth by Bank policies. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans may may, Consumer - Consumer loans are offered by the Company in order to provide a full range of retail financial services to its customers and include auto loans, credit cards, and other consumer installment loans. Typically, the Company evaluates the borrower’s repayment ability through a review of credit scores and an evaluation of debt to income ratios. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also may Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance: Pass not Special Mention may Substandard not Doubtful Loss not not no not The tables below present the Company’s loan portfolio by year of origination, category, and credit quality indicator as of June 30, 2024 and December 31, 2023 June 30, 2024 December 31, 2023 June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Total Construction and development Pass $ 30,106 $ 47,582 $ 56,542 $ 4,294 $ 2,471 $ 4,061 $ 22,467 $ 167,523 Special Mention — — — 753 — — — 753 Substandard — 4,538 5,000 — 20 6 — 9,564 Total construction and development $ 30,106 $ 52,120 $ 61,542 $ 5,047 $ 2,491 $ 4,067 $ 22,467 $ 177,840 Current-period gross charge-offs $ — $ — $ (77 ) $ (72 ) $ — $ — $ — $ (149 ) 1-4 Family Pass $ 9,233 $ 42,182 $ 99,170 $ 80,864 $ 56,124 $ 77,661 $ 44,334 $ 409,568 Special Mention — — — 458 — 33 — 491 Substandard — 177 2,040 248 439 1,667 81 4,652 Doubtful — — — — 45 — — 45 Total 1-4 family $ 9,233 $ 42,359 $ 101,210 $ 81,570 $ 56,608 $ 79,361 $ 44,415 $ 414,756 Current-period gross charge-offs $ — $ — $ (42 ) $ — $ — $ (64 ) $ — $ (106 ) Multifamily Pass $ 277 $ 7,681 $ 64,201 $ 15,840 $ 4,872 $ 7,093 $ 300 $ 100,264 Special Mention — — — — — 4,005 — 4,005 Substandard — — — — — — — — Total multifamily $ 277 $ 7,681 $ 64,201 $ 15,840 $ 4,872 $ 11,098 $ 300 $ 104,269 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 12 $ 1,736 $ 1,321 $ 698 $ 914 $ 1,729 $ 1,132 $ 7,542 Special Mention — — — — — — — — Substandard — — — — — — — — Total farmland $ 12 $ 1,736 $ 1,321 $ 698 $ 914 $ 1,729 $ 1,132 $ 7,542 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 31,551 $ 75,161 $ 280,751 $ 213,080 $ 168,029 $ 157,507 $ 6,372 $ 932,451 Special Mention — — — 2,242 — 213 — 2,455 Substandard 2,289 — 144 2,033 488 3,393 187 8,534 Total commercial real estate $ 33,840 $ 75,161 $ 280,895 $ 217,355 $ 168,517 $ 161,113 $ 6,559 $ 943,440 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 14,009 $ 37,528 $ 128,992 $ 28,150 $ 10,997 $ 18,698 $ 266,884 $ 505,258 Special Mention — — — — — — 2,109 2,109 Substandard — — 23 78 5 244 12 362 Doubtful — — — — — — 93 93 Total commercial and industrial $ 14,009 $ 37,528 $ 129,015 $ 28,228 $ 11,002 $ 18,942 $ 269,098 $ 507,822 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ (66 ) $ (66 ) Consumer Pass $ 1,952 $ 3,828 $ 1,787 $ 1,268 $ 409 $ 1,142 $ 584 $ 10,970 Special Mention — — — — — — — — Substandard — — 7 — 12 101 — 120 Total consumer $ 1,952 $ 3,828 $ 1,794 $ 1,268 $ 421 $ 1,243 $ 584 $ 11,090 Current-period gross charge-offs $ (42 ) $ (3 ) $ (1 ) $ (2 ) $ — $ (4 ) $ (4 ) $ (56 ) Total loans Pass $ 87,140 $ 215,698 $ 632,764 $ 344,194 $ 243,816 $ 267,891 $ 342,073 $ 2,133,576 Special Mention — — — 3,453 — 4,251 2,109 9,813 Substandard 2,289 4,715 7,214 2,359 964 5,411 280 23,232 Doubtful — — — — 45 — 93 138 Total loans $ 89,429 $ 220,413 $ 639,978 $ 350,006 $ 244,825 $ 277,553 $ 344,555 $ 2,166,759 Current-period gross charge-offs $ (42 ) $ (3 ) $ (120 ) $ (74 ) $ — $ (68 ) $ (70 ) $ (377 ) December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Construction and development Pass $ 51,811 $ 83,668 $ 25,169 $ 2,661 $ 935 $ 4,012 $ 17,496 $ 185,752 Special Mention 3,063 — 767 — — — — 3,830 Substandard — 293 489 — — 7 — 789 Total construction and development $ 54,874 $ 83,961 $ 26,425 $ 2,661 $ 935 $ 4,019 $ 17,496 $ 190,371 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 Family Pass $ 43,047 $ 101,479 $ 85,340 $ 58,926 $ 26,836 $ 59,115 $ 33,454 $ 408,197 Special Mention — — 477 — — — — 477 Substandard 179 1,949 257 162 963 1,510 92 5,112 Total 1-4 family $ 43,226 $ 103,428 $ 86,074 $ 59,088 $ 27,799 $ 60,625 $ 33,546 $ 413,786 Current-period gross charge-offs $ (22 ) $ — $ — $ — $ (21 ) $ (3 ) $ — $ (46 ) Multifamily Pass $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 6,969 $ 160 $ 101,878 Special Mention — — — — — 4,068 — 4,068 Substandard — — — — — — — — Total multifamily $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 11,037 $ 160 $ 105,946 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,013 $ 1,015 $ 7,575 Special Mention — — — — — — — — Substandard — — — — — 76 — 76 Total farmland $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,089 $ 1,015 $ 7,651 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 76,043 $ 269,311 $ 218,780 $ 175,604 $ 82,909 $ 105,083 $ 4,731 $ 932,461 Special Mention — — 181 — — — — 181 Substandard — — — 1,474 172 3,233 187 5,066 Total commercial real estate $ 76,043 $ 269,311 $ 218,961 $ 177,078 $ 83,081 $ 108,316 $ 4,918 $ 937,708 Current-period gross charge-offs $ — $ — $ — $ — $ (2 ) $ (25 ) $ — $ (27 ) Commercial and industrial Pass $ 60,123 $ 139,543 $ 31,459 $ 14,244 $ 7,439 $ 14,290 $ 273,208 $ 540,306 Special Mention — — — — — — 2,289 2,289 Substandard 49 78 154 7 416 8 114 826 Total commercial and industrial $ 60,172 $ 139,621 $ 31,613 $ 14,251 $ 7,855 $ 14,298 $ 275,611 $ 543,421 Current-period gross charge-offs $ — $ — $ (190 ) $ — $ (7 ) $ (31 ) $ (193 ) $ (421 ) Consumer Pass $ 4,881 $ 2,303 $ 1,611 $ 734 $ 250 $ 1,130 $ 658 $ 11,567 Special Mention — — — — — — — — Substandard 4 7 1 14 4 139 — 169 Total consumer $ 4,885 $ 2,310 $ 1,612 $ 748 $ 254 $ 1,269 $ 658 $ 11,736 Current-period gross charge-offs $ (119 ) $ (22 ) $ (10 ) $ (12 ) $ (5 ) $ (58 ) $ (22 ) $ (248 ) Total loans Pass $ 245,506 $ 662,583 $ 379,386 $ 258,150 $ 119,777 $ 191,612 $ 330,722 $ 2,187,736 Special Mention 3,063 — 1,425 — — 4,068 2,289 10,845 Substandard 232 2,327 901 1,657 1,555 4,973 393 12,038 Total loans $ 248,801 $ 664,910 $ 381,712 $ 259,807 $ 121,332 $ 200,653 $ 333,404 $ 2,210,619 Current-period gross charge-offs $ (141 ) $ (22 ) $ (200 ) $ (12 ) $ (35 ) $ (117 ) $ (215 ) $ (742 ) The Company had $0.1 million of loans that were classified as doubtful and no June 30, 2024 . The Company had no loans that were classified as doubtful or loss at December 31, 2023 . Loan Participations and Sold Loans Loan participations and whole loans sold to and servic ed for others are not $26.3 million and $25.9 million at June 30, 2024 and December 31, 2023 , respectively. The unpaid principal balance of these loans was approximately $94.5 million and $99.8 mil at June 30, 2024 and December 31, 2023 , respectively. Loans to Related Parties In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal stockholders, directors and their immediate family members, as well as to companies of which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately million and million as of June 30, 2024 and December 31, 2023 , respectively. No June 30, 2024 December 31, 2023 The table below shows the aggregate principal balance of loans to such related parties as of the dates presented (dollars in thousands). June 30, 2024 December 31, 2023 Balance, beginning of period $ 46,000 $ 96,977 New loans/changes in relationship 320 2,570 Repayments/changes in relationship (1,727 ) (53,547 ) Balance, end of period $ 44,593 $ 46,000 Allowance for Credit Losses Effective January 1, 2023, 2016 13, four The Company evaluates the adequacy of the allowance for credit losses on a quarterly basis. The allowance for credit losses is comprised of reserves measured on a collective (pool) basis based on a lifetime loss-rate model when similar risk characteristics exist. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but not not third not The Company made the accounting policy election to exclude accrued interest receivable from the amortized cost of loans and the estimate of the allowance for credit losses. Accrued interest receivable on the Company’s loan $12.7 million at June 30, 2024 and December 31, 2023 , respectively, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets. The table below shows a summary of the activity in the allowance for credit losses for the three six June 30, 2024 2023 (dollars in thousands). Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 29,114 $ 30,521 $ 30,540 $ 24,364 ASU 2016-13 adoption impact (1) — — — 5,865 Provision for credit losses on loans (2) (298 ) (2,833 ) (1,709 ) (2,277 ) Charge-offs (274 ) (125 ) (377 ) (635 ) Recoveries 78 2,481 166 2,727 Balance, end of period $ 28,620 $ 30,044 $ 28,620 $ 30,044 ( 1 On January 1, 2023, 2016 13, one ( 2 For the three June 30, 2024 , the million negative provision for credit losses on the consolidated statement of income includes a $0.3 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the six June 30, 2024 , the $1.8 million negative provision for credit losses on the consolidated statement of income includes a $1.7 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the three June 30, 2023 six June 30, 2023 million negative provision for credit losses on the consolidated statement of income includes a $2.3 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments. The negative provision for credit losses for the three June 30, 2024 was primarily due to a decrease in total loans and aging of existing loans. The negative provision for credit losses for the six June 30, 2024 was primarily due to a decrease in total loans, aging of existing loans, and, to a lesser extent, the completion of our annual CECL allowance model recalibration, which resulted in lower historical loss rates. The negative provision for credit losses for the three six June 30, 2023 was primarily attributable to recoveries on one third 2021 The following tables outline the activity in the allowance for credit losses by collateral type for the three six June 30, 2024 2023 , and show both the allowance and portfolio balances for loans individually and collectively evaluated for impairment as of June 30, 2024 2023 (dollars in thousands). Three months ended June 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 1,574 $ 5,928 $ 1,535 $ 9 $ 12,271 $ 7,676 $ 121 $ 29,114 Provision for credit losses on loans 58 (84 ) (17 ) — (41 ) (205 ) (9 ) (298 ) Charge-offs (149 ) (106 ) — — — — (19 ) (274 ) Recoveries 9 3 — — — 58 8 78 Ending balance 1,492 5,741 1,518 9 12,230 7,529 101 $ 28,620 Three months ended June 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 3,041 $ 8,650 $ 910 $ 30 $ 11,527 $ 6,125 $ 238 $ 30,521 Provision for credit losses on loans (65 ) 637 (44 ) (27 ) (2,410 ) (972 ) 48 (2,833 ) Charge-offs — (4 ) — — (26 ) (11 ) (84 ) (125 ) Recoveries 1 10 — — 2,130 327 13 2,481 Ending balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Six months ended June 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,471 $ 9,129 $ 1,124 $ 2 $ 10,691 $ 6,920 $ 203 $ 30,540 Provision for credit losses on loans (848 ) (3,290 ) 394 (29 ) 1,539 586 (61 ) (1,709 ) Charge-offs (149 ) (106 ) — — — (66 ) (56 ) (377 ) Recoveries 18 8 — 36 — 89 15 166 Ending balance $ 1,492 $ 5,741 $ 1,518 $ 9 $ 12,230 $ 7,529 $ 101 $ 28,620 Ending allowance balance for loans individually evaluated for impairment 14 116 — — — 195 8 333 Ending allowance balance for loans collectively evaluated for impairment 1,478 5,625 1,518 9 12,230 7,334 93 28,287 Loans receivable: Balance of loans individually evaluated for impairment 26 3,789 — — 546 444 107 4,912 Balance of loans collectively evaluated for impairment 177,814 410,967 104,269 7,542 942,894 507,378 10,983 2,161,847 Total period-end balance $ 177,840 $ 414,756 $ 104,269 $ 7,542 $ 943,440 $ 507,822 $ 11,090 $ 2,166,759 Six months ended June 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,555 $ 3,917 $ 999 $ 113 $ 10,718 $ 5,743 $ 319 $ 24,364 ASU 2016-13 adoption impact (75 ) 4,712 (84 ) (99 ) 676 793 (58 ) 5,865 Provision for credit losses on loans 454 695 (49 ) (11 ) (2,380 ) (1,072 ) 86 (2,277 ) Charge-offs — (46 ) — — (26 ) (391 ) (172 ) (635 ) Recoveries 43 15 — — 2,233 396 40 2,727 Ending balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Ending allowance balance for loans individually evaluated for impairment 209 76 — — 41 18 33 377 Ending allowance balance for loans collectively evaluated for impairment 2,768 9,217 866 3 11,180 5,451 182 29,667 Loans receivable: Balance of loans individually evaluated for impairment 1,340 1,714 — — 2,443 1,402 95 6,994 Balance of loans collectively evaluated for impairment 196,510 412,666 80,424 8,434 969,770 398,086 11,979 2,077,869 Total period-end balance $ 197,850 $ 414,380 $ 80,424 $ 8,434 $ 972,213 $ 399,488 $ 12,074 $ 2,084,863 Loan Modifications to Borrowers Exper iencing Financial Difficulty Occasionally, the Company modifies loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension, excluding covenant waivers and modification of contingent acceleration clauses, or a combination of such concessions. When six June 30, 2024 2023 , not

Note 5 - Borrowings Under Bank

Note 5 - Borrowings Under Bank Term Funding Program	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 5. On March 12, 2023, one one At June 30, 2024 , and December 31, 2023 , outstanding borrowings under the BTFP were million and $212.5 million, respectively. The BTFP ceased making new loans as scheduled on March 11, 2024.

Note 6 - Stockholders' Equity

Note 6 - Stockholders' Equity	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Equity [Text Block]	6. EQUITY Accumulated Other Comprehensive Loss Activity within the balances in accumulated other comprehensive loss is shown in the tables below (dollars in thousands). Three months ended June 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized loss, available for sale, net $ (43,437 ) $ (407 ) $ (43,844 ) $ (38,475 ) $ (4,915 ) $ (43,390 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 303 (5,218 ) (5,776 ) — (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive loss $ (48,957 ) $ (104 ) $ (49,061 ) $ (44,250 ) $ (4,915 ) $ (49,165 ) Six months ended June 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized loss, available for sale, net $ (39,627 ) $ (4,217 ) $ (43,844 ) $ (43,137 ) $ (253 ) $ (43,390 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 303 (5,218 ) (5,777 ) 1 (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive loss $ (45,147 ) $ (3,914 ) $ (49,061 ) $ (48,913 ) $ (252 ) $ (49,165 )

Note 7 - Stock-Based Compensati

Note 7 - Stock-Based Compensation	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	7. Equity Incentive Plan. 2017 2021, may may June 30, 2024 Stock Options The Company uses a Black-Scholes option pricing model to estimate the fair value of stock-based awards. The Black-Scholes option pricing model incorporates various subjective assumptions, including expected term and expected volatility. Expected volatility was determined based on the historical volatilities of the Company. The table below shows the assumptions used for the stock options granted during the six June 30, 2024 Dividend yield 2.45 % Expected volatility 40.80 % Risk-free interest rate 4.29 % Expected term (in years) 6.5 Weighted average grant date fair value $ 6.04 Stock option expense of $40,000 and $0.1 million is included in “Salaries and employee benefits” in the accompanying consolidated statements of income for the three six June 30, 2024 three six June 30, 2023 June 30, 2024 The table below summarizes the Company’s stock option activity for the periods presented. Six months ended June 30, 2024 2023 Number of Options Weighted Average Exercise Price Number of Options Weighted Average Exercise Price Outstanding, beginning of period 326,605 $ 17.32 350,430 $ 17.89 Granted 29,997 16.35 34,497 13.96 Exercised (96,000 ) 14.16 (7,500 ) 14.00 Outstanding, end of period 260,602 $ 18.37 377,427 $ 17.61 Exercisable, end of period 174,872 $ 19.15 295,669 $ 17.57 Restricted Stock and RSUs Under the Plan, the Company may 2019, two five not not May 1, 2023, Compensation expense for restricted stock and RSUs is determined based on the market price of the Company’s common stock at the grant date and is applied to the total number of shares or units granted and is recognized on a straight-line basis over the requisite service period of generally five two Compensation expense related to restricted stock and RSUs of $0.5 million and $0.8 million is included in the accompanying consolidated statements of income for the three six June 30, 2024 three six June 30, 2023 June 30, 2024 The following table summarizes the restricted stock and RSU activity for the periods presented. Six months ended June 30, 2024 2023 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance, beginning of period 336,749 $ 17.37 253,488 $ 20.19 Granted 110,886 16.41 168,205 14.95 Forfeited (25,266 ) 17.06 (6,588 ) 20.83 Earned and issued (95,644 ) 18.81 (80,920 ) 20.42 Balance, end of period 326,725 $ 16.65 334,185 $ 17.48

Note 8 - Derivative Financial I

Note 8 - Derivative Financial Instruments	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	8. As part of its liability management, the Company has historically utilized pay-fixed interest rate swaps to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the 1 1 There were no assets or liabilities recorded in the accompanying consolidated balance sheets at June 30, 2024 or December 31, 2023 associated with the swap contracts, other than interest rate swaps related to customer loans, described below. Customer Derivatives Interest Rate Swaps The Company enters into interest rate swaps that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a third third not 815, “Derivatives and Hedging” not may may 820, “Fair Value Measurement” 820” not three six June 30, 2024 and 2023 . The table below presents the notional amounts and fair values of the Company’s derivative financial instruments as well as their classification on the accompanying consolidated balance sheets at June 30, 2024 and December 31, 2023 . Fair Value Notional (1) Derivative Assets (2) Derivative Liabilities (2) June 30, 2024 Interest rate swaps $ 190,711 $ 19,189 $ 19,189 December 31, 2023 Interest rate swaps $ 174,893 $ 17,325 $ 17,325 ( 1 Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions. ( 2 Derivative assets and liabilities are reported at fair value in “Other assets” “Accrued taxes and other liabilities” accompanying

Note 9 - Fair Values of Financi

Note 9 - Fair Values of Financial Instruments	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. In accordance with ASC 820, not not may not not If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may The Company holds SBIC qualified funds and other investment funds that do not 820, not June 30, 2024 and December 31, 2023 , the fair values of these investments were $3.5 million and $3.4 million, respectively, and are included in “Other assets” in the accompanying consolidated balance sheets. Fair Value Hierarchy In accordance with ASC 820, three Level 1 Level 2 1, not Level 3 no A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Fair Value of Assets and Liabilities Measured on a Recurring Basis The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a recurring basis: AFS Investment Securities and Marketable Equity Securities 1 1 If quoted market prices are not 2 3. Management monitors the current placement of securities in the fair value hierarchy to determine whether transfers between levels may may June 30, 2024 and December 31, 2023 , the majority of our level 3 3 may Derivative Financial Instruments – The fair value for interest rate swap agreements is based upon the amounts required to settle the contracts. 2 Assets and liabilities measured at fair value on a recurring basis are summarized in the table below as of the dates indicated (dollars in thousands). Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value (Level 1) (Level 2) (Level 3) June 30, 2024 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 15,911 $ — $ 15,911 $ — Obligations of state and political subdivisions 13,645 — 9,278 4,367 Corporate bonds 25,128 — 24,653 475 Residential mortgage-backed securities 218,846 — 218,846 — Commercial mortgage-backed securities 63,086 — 63,086 — Equity securities at fair value 2,260 2,260 — — Interest rate swaps - gross assets 19,189 — 19,189 — Total assets $ 358,065 $ 2,260 $ 350,963 $ 4,842 Liabilities: Interest rate swaps - gross liabilities $ 19,189 $ — $ 19,189 $ — December 31, 2023 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,043 $ — $ 20,043 $ — Obligations of state and political subdivisions 16,703 — 11,453 5,250 Corporate bonds 26,356 — 25,893 463 Residential mortgage-backed securities 232,045 — 232,045 — Commercial mortgage-backed securities 66,771 — 66,771 — Equity securities at fair value 1,180 1,180 — — Interest rate swaps - gross assets 17,325 — 17,325 — Total assets $ 380,423 $ 1,180 $ 373,530 $ 5,713 Liabilities: Interest rate swaps - gross liabilities $ 17,325 $ — $ 17,325 $ — The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may 3 six June 30, 2024 2023 (dollars in thousands). Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2023 $ 5,250 $ 463 Realized gain (loss) included in earnings — — Unrealized (loss) gain included in other comprehensive loss (856 ) 12 Purchases — — Sales — — Maturities, prepayments, and calls (27 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at June 30, 2024 $ 4,367 $ 475 Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2022 $ 5,965 $ 479 Realized gain (loss) included in earnings — — Unrealized loss included in other comprehensive loss (691 ) (38 ) Purchases — — Sales — — Maturities, prepayments, and calls (26 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at June 30, 2023 $ 5,248 $ 441 There were no liabilities measured at fair value on a recurring basis using level 3 June 30, 2024 and December 31, 2023 . For the six June 30, 2024 2023 , there were no gains or losses included in earnings related to the change in fair value of the assets measured on a recurring basis using significant unobservable inputs held at the end of the period. The following table provides quantitative information about significant unobservable inputs used in fair value measurements of level 3 June 30, 2024 and December 31, 2023 (dollars in thousands). Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts June 30, 2024 Obligations of state and political subdivisions $ 4,367 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 10% Corporate bonds 475 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 5% December 31, 2023 Obligations of state and political subdivisions $ 5,250 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 11% Corporate bonds 463 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 8% ( 1 Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a nonrecurring basis: Loans Individually Evaluated third not not 3. Other Real Estate Owned – Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded at fair value at the time of foreclosure, less estimated selling cost. Losses arising at the time of foreclosure of properties are charged to the allowance for credit losses. Subsequently, it may 3. Quantitative information about assets measured at fair value on a nonrecurring basis based on significant unobservable inputs (level 3 June 30, 2024 and December 31, 2023 . There were no liabilities measured June 30, 2024 or December 31, 2023 (dollars in thousands). Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts Weighted Average Discount (3) June 30, 2024 Loans individually evaluated for impairment (1) $ 632 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 0% - 100% 23% Other real estate owned (2) 1,035 Underlying collateral value, third party appraisals Collateral discounts and discount rates 18% - 19% 18% December 31, 2023 Loans individually evaluated for impairment (1) $ 1,293 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 6% - 100% 29% ( 1 s individually evaluated had a carrying value and $1.8 million at June 30, 2024 and December 31, 2023 , respectively, with related allowance for credit losses f s ( 2 at June 30, 2024 . During the six June 30, 2024 , the Company . ( 3 Weighted by relative fair value. Financial Instruments Accounting guidance requires the disclosure of estimated fair value information about certain on- and off-balance sheet financial instruments, including those financial instruments that are not Cash and Cash Equivalents 1 Investment Securities and Equity Securities Loans 3 Loans held for sale are measured using quoted market prices when available. If quoted market prices are not may 3 Deposits – The fair values disclosed for noninterest-bearing demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). These noninterest-bearing deposits are classified in level 2 3 Short-Term Borrowings 2 Long-Term Borrowings, including Junior Subordinated Debt Securities 3 Subordinated Debt Securities 2 Derivative Financial Instruments The estimated fair values of the Company’s financial instruments are summarized in the table below as of the dates indicated (dollars in thousands). June 30, 2024 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 69,672 $ 69,672 $ 69,672 $ — $ — Investment securities - AFS 336,616 336,616 — 331,774 4,842 Investment securities - HTM 18,457 18,461 — 1,869 16,592 Equity securities at fair value 2,260 2,260 2,260 — — Nonmarketable equity securities 13,901 13,901 — 13,901 — Loans, net of allowance 2,138,139 1,990,486 — — 1,990,486 Interest rate swaps - gross assets 19,189 19,189 — 19,189 — Financial liabilities: Deposits, noninterest-bearing $ 436,571 $ 436,571 $ — $ 436,571 $ — Deposits, interest-bearing 1,773,631 1,683,347 — — 1,683,347 Borrowings under BTFP and repurchase agreements 236,432 235,744 — 235,744 — FHLB long-term advances 23,500 23,318 — — 23,318 Junior subordinated debt 8,683 8,683 — — 8,683 Subordinated debt 37,000 35,291 — 35,291 — Interest rate swaps - gross liabilities 19,189 19,189 — 19,189 — December 31, 2023 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 32,009 $ 32,009 $ 32,009 $ — $ — Investment securities - AFS 361,918 361,918 — 356,205 5,713 Investment securities - HTM 20,472 20,513 — 2,118 18,395 Equity securities at fair value 1,180 1,180 1,180 — — Nonmarketable equity securities 13,417 13,417 — 13,417 — Loans, net of allowance 2,180,079 2,020,924 — — 2,020,924 Interest rate swaps - gross assets 17,325 17,325 — 17,325 — Financial liabilities: Deposits, noninterest-bearing $ 448,752 $ 448,752 $ — $ 448,752 $ — Deposits, interest-bearing 1,806,975 1,735,562 — — 1,735,562 Borrowings under BTFP and repurchase agreements 221,133 221,133 — 221,133 — FHLB long-term advances 23,500 22,945 — — 22,945 Junior subordinated debt 8,630 8,630 — — 8,630 Subordinated debt 45,000 44,544 — 44,544 — Interest rate swaps - gross liabilities 17,325 17,325 — 17,325 —

Note 10 - Income Taxes

Note 10 - Income Taxes	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Income Tax Disclosure [Text Block]	10. The income tax expense and the effective tax rate included in the consolidated statements of income are shown in the table below for the periods presented (dollars in thousands). Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Income tax expense $ 829 $ 1,509 $ 2,209 $ 2,383 Effective tax rate 17.0 % 18.7 % 20.1 % 18.7 % Fo r the six June 30, 2024 , the effective tax rate differed from the statutory tax rate of 21% primarily due to tax-exempt interest income earned on certain loans and investment securities and income from BOLI, partially offset by the surrender of approximately $8.4 million of BOLI contracts, which resulted in $0.3 million of income tax expense. For the three June 30, 2024 and the three six June 30, 2023 , the effective tax rate differed from the statutory tax rate of 21% tax-exempt interest income earned on certain loans and investment securities and income from BOLI.

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingencies	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	11. Unfunded Commitments The Company is a party to financial instruments with off-balance sheet risk entered into in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit consisting of loan commitments and standby letters of credit, which are not million and $0.3 million at June 30, 2024 and December 31, 2023 , respectively, and is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. Commitments to extend credit are agreements to lend money with fixed expiration dates or termination clauses. The Company applies the same credit standards used in the lending process when extending these commitments and periodically reassesses the customer’s creditworthiness through ongoing credit reviews. Since some commitments are expected to expire without being drawn upon, the total commitment amounts do not one The table below shows the approximate amounts of the Company’s commitments to extend credit as of the dates presented (dollars in thousands). June 30, 2024 December 31, 2023 Loan commitments $ 379,396 $ 413,019 Standby letters of credit 15,732 17,844 Additionally, at June 30, 2024 , the Company had unfunded commitments of million for its investments in SBIC qualified funds and other investment funds.

Note 12 - Leases

Note 12 - Leases	6 Months Ended
	Jun. 30, 2024
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	12. The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s lease agreements under which its branch locations are operated have all been designated as operating leases. The Company does not The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease ROU assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not may Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately, as the non-lease component amounts are readily determinable. Quantitative information regarding the Company’s operating leases is presented below as of and for the six June 30, 2024 and 2023 (dollars in thousands). June 30, 2024 2023 Total operating lease cost $ 217 $ 228 Weighted-average remaining lease term (in years) 6.2 7.5 Weighted-average discount rate 3.3 % 3.1 % At June 30, 2024 and December 31, 2023 Future minimum lease payments due under non-cancelable operating leases at June 30, 2024 are presented below (dollars in thousands). Remainder of 2024 $ 222 2025 449 2026 401 2027 404 2028 405 Thereafter 687 Total $ 2,568 At June 30, 2024 , the Company had not not The Bank owns its corporate headquarters building, the first one three six June 30, 2024 2023 , respectively. On January 27, 2023,

Insider Trading Arrangements

Insider Trading Arrangements	6 Months Ended
	Jun. 30, 2024
Insider Trading Arr Line Items
Material Terms of Trading Arrangement [Text Block]	OTHER
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10 10 X. not three six June 30, 2024 are not may December 31, 2023 , including the notes thereto, which were included as part of the Company’s Annual Report.
Nature of Operations Policy [Policy Text Block]	Nature of Operations The Company is a financial holding company, headquartered in Baton Rouge, Louisiana that provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association, a national bank, primarily to meet the needs of individuals, professionals and small to me dium-sized businesses. The Company’s primary markets are in south Louisiana, southeast Texas and Alabama. At June 30, 2024 , the Company operated 20 full service branches located in Louisiana, two six
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance may 2016 13 January 1, 2023, may may Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill. Rapidly changing inflation rates and rising interest rates have made certain estimates more challenging, including those discussed above.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain reclassifications have been made to prior period balances to conform to the current period presentation.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements FASB Disclosure Improvements Update No. 2023 06 ( ASU 2023 06 October 2023, 2023 06, 2023 06 2023 06 X June 30, 2027, not X not 2023 06 not FASB ASC Topic 740 Income Taxes - Improvements to Income Tax Disclosures Update No. 2023 09 ( ASU 2023 09 December 2023, 2023 09, 2023 09 2023 09 December 15, 2024 not

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Earnings per common share – basic Net income $ 4,057 $ 6,547 $ 8,764 $ 10,359 Less: income allocated to participating securities — — — (2 ) Net income allocated to common shareholders 4,057 6,547 8,764 10,357 Weighted average basic shares outstanding 9,827,903 9,880,721 9,798,764 9,894,748 Basic earnings per common share $ 0.41 $ 0.67 $ 0.89 $ 1.05 Earnings per common share – diluted Net income allocated to common shareholders $ 4,057 $ 6,547 $ 8,764 $ 10,357 Weighted average basic shares outstanding 9,827,903 9,880,721 9,798,764 9,894,748 Dilutive effect of securities 74,267 664 58,408 16,120 Total weighted average diluted shares outstanding 9,902,170 9,881,385 9,857,172 9,910,868 Diluted earnings per common share $ 0.41 $ 0.67 $ 0.89 $ 1.05
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Stock options 3,722 — 3,171 8,318 Restricted stock units 16,479 113,897 4,103 79,050

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value June 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 16,240 $ 75 $ (404 ) $ 15,911 Obligations of state and political subdivisions 15,801 — (2,156 ) 13,645 Corporate bonds 28,361 — (3,233 ) 25,128 Residential mortgage-backed securities 266,495 18 (47,667 ) 218,846 Commercial mortgage-backed securities 72,057 148 (9,119 ) 63,086 Total $ 398,954 $ 241 $ (62,579 ) $ 336,616 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,383 $ 100 $ (440 ) $ 20,043 Obligations of state and political subdivisions 18,768 11 (2,076 ) 16,703 Corporate bonds 30,097 — (3,741 ) 26,356 Residential mortgage-backed securities 274,950 14 (42,919 ) 232,045 Commercial mortgage-backed securities 75,085 208 (8,522 ) 66,771 Total $ 419,283 $ 333 $ (57,698 ) $ 361,918
Debt Securities, Available-for-Sale [Table Text Block]	Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Proceeds from sales $ 7,906 $ — $ 7,906 $ 2,364 Gross gains $ — $ — $ — $ 1 Gross losses $ (383 ) $ — $ (383 ) $ (2 )
Debt Securities, Held-to-Maturity [Table Text Block]	Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value June 30, 2024 Obligations of state and political subdivisions $ 16,346 $ 330 $ (84 ) $ 16,592 Residential mortgage-backed securities 2,111 — (242 ) 1,869 Total $ 18,457 $ 330 $ (326 ) $ 18,461 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of state and political subdivisions $ 18,163 $ 314 $ (82 ) $ 18,395 Residential mortgage-backed securities 2,309 — (191 ) 2,118 Total $ 20,472 $ 314 $ (273 ) $ 20,513
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 160 $ — $ 7,819 $ (404 ) $ 7,979 $ (404 ) Obligations of state and political subdivisions 241 (2 ) 13,404 (2,154 ) 13,645 (2,156 ) Corporate bonds — — 25,128 (3,233 ) 25,128 (3,233 ) Residential mortgage-backed securities 1,877 (13 ) 214,569 (47,654 ) 216,446 (47,667 ) Commercial mortgage-backed securities 2,258 (45 ) 45,054 (9,074 ) 47,312 (9,119 ) Total $ 4,536 $ (60 ) $ 305,974 $ (62,519 ) $ 310,510 $ (62,579 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 1,268 $ (7 ) $ 9,284 $ (433 ) $ 10,552 $ (440 ) Obligations of state and political subdivisions — — 15,425 (2,076 ) 15,425 (2,076 ) Corporate bonds 468 (28 ) 25,888 (3,713 ) 26,356 (3,741 ) Residential mortgage-backed securities 2,705 (421 ) 228,415 (42,498 ) 231,120 (42,919 ) Commercial mortgage-backed securities 1,085 (35 ) 50,271 (8,487 ) 51,356 (8,522 ) Total $ 5,526 $ (491 ) $ 329,283 $ (57,207 ) $ 334,809 $ (57,698 )
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses June 30, 2024 Obligations of state and political subdivisions $ 958 $ (2 ) $ 2,800 $ (82 ) $ 3,758 $ (84 ) Residential mortgage-backed securities — — 1,869 (242 ) 1,869 (242 ) Total $ 958 $ (2 ) $ 4,669 $ (324 ) $ 5,627 $ (326 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of state and political subdivisions $ — $ — $ 3,064 $ (82 ) $ 3,064 $ (82 ) Residential mortgage-backed securities — — 2,118 (191 ) 2,118 (191 ) Total $ — $ — $ 5,182 $ (273 ) $ 5,182 $ (273 )
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value June 30, 2024 Due within one year $ 7,701 $ 7,573 $ 960 $ 958 Due after one year through five years 24,371 23,507 2,882 2,800 Due after five years through ten years 31,926 28,523 3,000 3,114 Due after ten years 334,956 277,013 11,615 11,589 Total debt securities $ 398,954 $ 336,616 $ 18,457 $ 18,461 Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value December 31, 2023 Due within one year $ 1,034 $ 1,027 $ 960 $ 961 Due after one year through five years 28,620 27,623 2,556 2,582 Due after five years through ten years 43,634 39,971 4,647 4,621 Due after ten years 345,995 293,297 12,309 12,349 Total debt securities $ 419,283 $ 361,918 $ 20,472 $ 20,513

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	June 30, 2024 December 31, 2023 Construction and development $ 177,840 $ 190,371 1-4 Family 414,756 413,786 Multifamily 104,269 105,946 Farmland 7,542 7,651 Commercial real estate 943,440 937,708 Total mortgage loans on real estate 1,647,847 1,655,462 Commercial and industrial 507,822 543,421 Consumer 11,090 11,736 Total loans $ 2,166,759 $ 2,210,619
Financing Receivable, Past Due [Table Text Block]	June 30, 2024 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 177,814 $ 6 $ — $ 20 $ 177,840 $ — 1-4 Family 409,049 981 1,401 3,325 414,756 — Multifamily 104,269 — — — 104,269 — Farmland 7,542 — — — 7,542 — Commercial real estate 942,044 919 236 241 943,440 54 Total mortgage loans on real estate 1,640,718 1,906 1,637 3,586 1,647,847 54 Commercial and industrial 507,322 56 78 366 507,822 — Consumer 10,954 21 83 32 11,090 — Total loans $ 2,158,994 $ 1,983 $ 1,798 $ 3,984 $ 2,166,759 $ 54 December 31, 2023 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 189,746 $ — $ 55 $ 570 $ 190,371 $ — 1-4 Family 406,014 3,031 1,720 3,021 413,786 — Multifamily 105,946 — — — 105,946 — Farmland 7,651 — — — 7,651 — Commercial real estate 937,272 48 359 29 937,708 — Total mortgage loans on real estate 1,646,629 3,079 2,134 3,620 1,655,462 — Commercial and industrial 542,206 259 488 468 543,421 — Consumer 11,552 57 82 45 11,736 — Total loans $ 2,200,387 $ 3,395 $ 2,704 $ 4,133 $ 2,210,619 $ —
Financing Receivable, Nonaccrual [Table Text Block]	June 30, 2024 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 6 $ 20 $ 26 1-4 Family 2,485 1,304 3,789 Multifamily — — — Farmland — — — Commercial real estate 546 — 546 Total mortgage loans on real estate 3,037 1,324 4,361 Commercial and industrial 58 386 444 Consumer 79 28 107 Total loans $ 3,174 $ 1,738 $ 4,912 December 31, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 577 $ 212 $ 789 1-4 Family 2,937 1,241 4,178 Multifamily — — — Farmland — — — Commercial real estate 216 — 216 Total mortgage loans on real estate 3,730 1,453 5,183 Commercial and industrial 59 409 468 Consumer 74 45 119 Total loans $ 3,863 $ 1,907 $ 5,770
Financing Receivable Credit Quality Indicators [Table Text Block]	June 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Total Construction and development Pass $ 30,106 $ 47,582 $ 56,542 $ 4,294 $ 2,471 $ 4,061 $ 22,467 $ 167,523 Special Mention — — — 753 — — — 753 Substandard — 4,538 5,000 — 20 6 — 9,564 Total construction and development $ 30,106 $ 52,120 $ 61,542 $ 5,047 $ 2,491 $ 4,067 $ 22,467 $ 177,840 Current-period gross charge-offs $ — $ — $ (77 ) $ (72 ) $ — $ — $ — $ (149 ) 1-4 Family Pass $ 9,233 $ 42,182 $ 99,170 $ 80,864 $ 56,124 $ 77,661 $ 44,334 $ 409,568 Special Mention — — — 458 — 33 — 491 Substandard — 177 2,040 248 439 1,667 81 4,652 Doubtful — — — — 45 — — 45 Total 1-4 family $ 9,233 $ 42,359 $ 101,210 $ 81,570 $ 56,608 $ 79,361 $ 44,415 $ 414,756 Current-period gross charge-offs $ — $ — $ (42 ) $ — $ — $ (64 ) $ — $ (106 ) Multifamily Pass $ 277 $ 7,681 $ 64,201 $ 15,840 $ 4,872 $ 7,093 $ 300 $ 100,264 Special Mention — — — — — 4,005 — 4,005 Substandard — — — — — — — — Total multifamily $ 277 $ 7,681 $ 64,201 $ 15,840 $ 4,872 $ 11,098 $ 300 $ 104,269 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 12 $ 1,736 $ 1,321 $ 698 $ 914 $ 1,729 $ 1,132 $ 7,542 Special Mention — — — — — — — — Substandard — — — — — — — — Total farmland $ 12 $ 1,736 $ 1,321 $ 698 $ 914 $ 1,729 $ 1,132 $ 7,542 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 31,551 $ 75,161 $ 280,751 $ 213,080 $ 168,029 $ 157,507 $ 6,372 $ 932,451 Special Mention — — — 2,242 — 213 — 2,455 Substandard 2,289 — 144 2,033 488 3,393 187 8,534 Total commercial real estate $ 33,840 $ 75,161 $ 280,895 $ 217,355 $ 168,517 $ 161,113 $ 6,559 $ 943,440 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 14,009 $ 37,528 $ 128,992 $ 28,150 $ 10,997 $ 18,698 $ 266,884 $ 505,258 Special Mention — — — — — — 2,109 2,109 Substandard — — 23 78 5 244 12 362 Doubtful — — — — — — 93 93 Total commercial and industrial $ 14,009 $ 37,528 $ 129,015 $ 28,228 $ 11,002 $ 18,942 $ 269,098 $ 507,822 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ (66 ) $ (66 ) Consumer Pass $ 1,952 $ 3,828 $ 1,787 $ 1,268 $ 409 $ 1,142 $ 584 $ 10,970 Special Mention — — — — — — — — Substandard — — 7 — 12 101 — 120 Total consumer $ 1,952 $ 3,828 $ 1,794 $ 1,268 $ 421 $ 1,243 $ 584 $ 11,090 Current-period gross charge-offs $ (42 ) $ (3 ) $ (1 ) $ (2 ) $ — $ (4 ) $ (4 ) $ (56 ) Total loans Pass $ 87,140 $ 215,698 $ 632,764 $ 344,194 $ 243,816 $ 267,891 $ 342,073 $ 2,133,576 Special Mention — — — 3,453 — 4,251 2,109 9,813 Substandard 2,289 4,715 7,214 2,359 964 5,411 280 23,232 Doubtful — — — — 45 — 93 138 Total loans $ 89,429 $ 220,413 $ 639,978 $ 350,006 $ 244,825 $ 277,553 $ 344,555 $ 2,166,759 Current-period gross charge-offs $ (42 ) $ (3 ) $ (120 ) $ (74 ) $ — $ (68 ) $ (70 ) $ (377 ) December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Construction and development Pass $ 51,811 $ 83,668 $ 25,169 $ 2,661 $ 935 $ 4,012 $ 17,496 $ 185,752 Special Mention 3,063 — 767 — — — — 3,830 Substandard — 293 489 — — 7 — 789 Total construction and development $ 54,874 $ 83,961 $ 26,425 $ 2,661 $ 935 $ 4,019 $ 17,496 $ 190,371 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 Family Pass $ 43,047 $ 101,479 $ 85,340 $ 58,926 $ 26,836 $ 59,115 $ 33,454 $ 408,197 Special Mention — — 477 — — — — 477 Substandard 179 1,949 257 162 963 1,510 92 5,112 Total 1-4 family $ 43,226 $ 103,428 $ 86,074 $ 59,088 $ 27,799 $ 60,625 $ 33,546 $ 413,786 Current-period gross charge-offs $ (22 ) $ — $ — $ — $ (21 ) $ (3 ) $ — $ (46 ) Multifamily Pass $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 6,969 $ 160 $ 101,878 Special Mention — — — — — 4,068 — 4,068 Substandard — — — — — — — — Total multifamily $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 11,037 $ 160 $ 105,946 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,013 $ 1,015 $ 7,575 Special Mention — — — — — — — — Substandard — — — — — 76 — 76 Total farmland $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,089 $ 1,015 $ 7,651 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 76,043 $ 269,311 $ 218,780 $ 175,604 $ 82,909 $ 105,083 $ 4,731 $ 932,461 Special Mention — — 181 — — — — 181 Substandard — — — 1,474 172 3,233 187 5,066 Total commercial real estate $ 76,043 $ 269,311 $ 218,961 $ 177,078 $ 83,081 $ 108,316 $ 4,918 $ 937,708 Current-period gross charge-offs $ — $ — $ — $ — $ (2 ) $ (25 ) $ — $ (27 ) Commercial and industrial Pass $ 60,123 $ 139,543 $ 31,459 $ 14,244 $ 7,439 $ 14,290 $ 273,208 $ 540,306 Special Mention — — — — — — 2,289 2,289 Substandard 49 78 154 7 416 8 114 826 Total commercial and industrial $ 60,172 $ 139,621 $ 31,613 $ 14,251 $ 7,855 $ 14,298 $ 275,611 $ 543,421 Current-period gross charge-offs $ — $ — $ (190 ) $ — $ (7 ) $ (31 ) $ (193 ) $ (421 ) Consumer Pass $ 4,881 $ 2,303 $ 1,611 $ 734 $ 250 $ 1,130 $ 658 $ 11,567 Special Mention — — — — — — — — Substandard 4 7 1 14 4 139 — 169 Total consumer $ 4,885 $ 2,310 $ 1,612 $ 748 $ 254 $ 1,269 $ 658 $ 11,736 Current-period gross charge-offs $ (119 ) $ (22 ) $ (10 ) $ (12 ) $ (5 ) $ (58 ) $ (22 ) $ (248 ) Total loans Pass $ 245,506 $ 662,583 $ 379,386 $ 258,150 $ 119,777 $ 191,612 $ 330,722 $ 2,187,736 Special Mention 3,063 — 1,425 — — 4,068 2,289 10,845 Substandard 232 2,327 901 1,657 1,555 4,973 393 12,038 Total loans $ 248,801 $ 664,910 $ 381,712 $ 259,807 $ 121,332 $ 200,653 $ 333,404 $ 2,210,619 Current-period gross charge-offs $ (141 ) $ (22 ) $ (200 ) $ (12 ) $ (35 ) $ (117 ) $ (215 ) $ (742 )
Schedule of Related Party Transactions [Table Text Block]	June 30, 2024 December 31, 2023 Balance, beginning of period $ 46,000 $ 96,977 New loans/changes in relationship 320 2,570 Repayments/changes in relationship (1,727 ) (53,547 ) Balance, end of period $ 44,593 $ 46,000
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Balance, beginning of period $ 29,114 $ 30,521 $ 30,540 $ 24,364 ASU 2016-13 adoption impact (1) — — — 5,865 Provision for credit losses on loans (2) (298 ) (2,833 ) (1,709 ) (2,277 ) Charge-offs (274 ) (125 ) (377 ) (635 ) Recoveries 78 2,481 166 2,727 Balance, end of period $ 28,620 $ 30,044 $ 28,620 $ 30,044 Three months ended June 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 1,574 $ 5,928 $ 1,535 $ 9 $ 12,271 $ 7,676 $ 121 $ 29,114 Provision for credit losses on loans 58 (84 ) (17 ) — (41 ) (205 ) (9 ) (298 ) Charge-offs (149 ) (106 ) — — — — (19 ) (274 ) Recoveries 9 3 — — — 58 8 78 Ending balance 1,492 5,741 1,518 9 12,230 7,529 101 $ 28,620 Three months ended June 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 3,041 $ 8,650 $ 910 $ 30 $ 11,527 $ 6,125 $ 238 $ 30,521 Provision for credit losses on loans (65 ) 637 (44 ) (27 ) (2,410 ) (972 ) 48 (2,833 ) Charge-offs — (4 ) — — (26 ) (11 ) (84 ) (125 ) Recoveries 1 10 — — 2,130 327 13 2,481 Ending balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Six months ended June 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,471 $ 9,129 $ 1,124 $ 2 $ 10,691 $ 6,920 $ 203 $ 30,540 Provision for credit losses on loans (848 ) (3,290 ) 394 (29 ) 1,539 586 (61 ) (1,709 ) Charge-offs (149 ) (106 ) — — — (66 ) (56 ) (377 ) Recoveries 18 8 — 36 — 89 15 166 Ending balance $ 1,492 $ 5,741 $ 1,518 $ 9 $ 12,230 $ 7,529 $ 101 $ 28,620 Ending allowance balance for loans individually evaluated for impairment 14 116 — — — 195 8 333 Ending allowance balance for loans collectively evaluated for impairment 1,478 5,625 1,518 9 12,230 7,334 93 28,287 Loans receivable: Balance of loans individually evaluated for impairment 26 3,789 — — 546 444 107 4,912 Balance of loans collectively evaluated for impairment 177,814 410,967 104,269 7,542 942,894 507,378 10,983 2,161,847 Total period-end balance $ 177,840 $ 414,756 $ 104,269 $ 7,542 $ 943,440 $ 507,822 $ 11,090 $ 2,166,759 Six months ended June 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,555 $ 3,917 $ 999 $ 113 $ 10,718 $ 5,743 $ 319 $ 24,364 ASU 2016-13 adoption impact (75 ) 4,712 (84 ) (99 ) 676 793 (58 ) 5,865 Provision for credit losses on loans 454 695 (49 ) (11 ) (2,380 ) (1,072 ) 86 (2,277 ) Charge-offs — (46 ) — — (26 ) (391 ) (172 ) (635 ) Recoveries 43 15 — — 2,233 396 40 2,727 Ending balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Ending allowance balance for loans individually evaluated for impairment 209 76 — — 41 18 33 377 Ending allowance balance for loans collectively evaluated for impairment 2,768 9,217 866 3 11,180 5,451 182 29,667 Loans receivable: Balance of loans individually evaluated for impairment 1,340 1,714 — — 2,443 1,402 95 6,994 Balance of loans collectively evaluated for impairment 196,510 412,666 80,424 8,434 969,770 398,086 11,979 2,077,869 Total period-end balance $ 197,850 $ 414,380 $ 80,424 $ 8,434 $ 972,213 $ 399,488 $ 12,074 $ 2,084,863

Note 6 - Stockholders' Equity (

Note 6 - Stockholders' Equity (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three months ended June 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized loss, available for sale, net $ (43,437 ) $ (407 ) $ (43,844 ) $ (38,475 ) $ (4,915 ) $ (43,390 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 303 (5,218 ) (5,776 ) — (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive loss $ (48,957 ) $ (104 ) $ (49,061 ) $ (44,250 ) $ (4,915 ) $ (49,165 ) Six months ended June 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized loss, available for sale, net $ (39,627 ) $ (4,217 ) $ (43,844 ) $ (43,137 ) $ (253 ) $ (43,390 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 303 (5,218 ) (5,777 ) 1 (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive loss $ (45,147 ) $ (3,914 ) $ (49,061 ) $ (48,913 ) $ (252 ) $ (49,165 )

Note 7 - Stock-Based Compensa_2

Note 7 - Stock-Based Compensation (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Dividend yield 2.45 % Expected volatility 40.80 % Risk-free interest rate 4.29 % Expected term (in years) 6.5 Weighted average grant date fair value $ 6.04
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Six months ended June 30, 2024 2023 Number of Options Weighted Average Exercise Price Number of Options Weighted Average Exercise Price Outstanding, beginning of period 326,605 $ 17.32 350,430 $ 17.89 Granted 29,997 16.35 34,497 13.96 Exercised (96,000 ) 14.16 (7,500 ) 14.00 Outstanding, end of period 260,602 $ 18.37 377,427 $ 17.61 Exercisable, end of period 174,872 $ 19.15 295,669 $ 17.57
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Six months ended June 30, 2024 2023 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance, beginning of period 336,749 $ 17.37 253,488 $ 20.19 Granted 110,886 16.41 168,205 14.95 Forfeited (25,266 ) 17.06 (6,588 ) 20.83 Earned and issued (95,644 ) 18.81 (80,920 ) 20.42 Balance, end of period 326,725 $ 16.65 334,185 $ 17.48

Note 8 - Derivative Financial_2

Note 8 - Derivative Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location [Table Text Block]	Fair Value Notional (1) Derivative Assets (2) Derivative Liabilities (2) June 30, 2024 Interest rate swaps $ 190,711 $ 19,189 $ 19,189 December 31, 2023 Interest rate swaps $ 174,893 $ 17,325 $ 17,325

Note 9 - Fair Values of Finan_2

Note 9 - Fair Values of Financial Instruments (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value (Level 1) (Level 2) (Level 3) June 30, 2024 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 15,911 $ — $ 15,911 $ — Obligations of state and political subdivisions 13,645 — 9,278 4,367 Corporate bonds 25,128 — 24,653 475 Residential mortgage-backed securities 218,846 — 218,846 — Commercial mortgage-backed securities 63,086 — 63,086 — Equity securities at fair value 2,260 2,260 — — Interest rate swaps - gross assets 19,189 — 19,189 — Total assets $ 358,065 $ 2,260 $ 350,963 $ 4,842 Liabilities: Interest rate swaps - gross liabilities $ 19,189 $ — $ 19,189 $ — December 31, 2023 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,043 $ — $ 20,043 $ — Obligations of state and political subdivisions 16,703 — 11,453 5,250 Corporate bonds 26,356 — 25,893 463 Residential mortgage-backed securities 232,045 — 232,045 — Commercial mortgage-backed securities 66,771 — 66,771 — Equity securities at fair value 1,180 1,180 — — Interest rate swaps - gross assets 17,325 — 17,325 — Total assets $ 380,423 $ 1,180 $ 373,530 $ 5,713 Liabilities: Interest rate swaps - gross liabilities $ 17,325 $ — $ 17,325 $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2023 $ 5,250 $ 463 Realized gain (loss) included in earnings — — Unrealized (loss) gain included in other comprehensive loss (856 ) 12 Purchases — — Sales — — Maturities, prepayments, and calls (27 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at June 30, 2024 $ 4,367 $ 475 Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2022 $ 5,965 $ 479 Realized gain (loss) included in earnings — — Unrealized loss included in other comprehensive loss (691 ) (38 ) Purchases — — Sales — — Maturities, prepayments, and calls (26 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at June 30, 2023 $ 5,248 $ 441
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts June 30, 2024 Obligations of state and political subdivisions $ 4,367 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 10% Corporate bonds 475 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 5% December 31, 2023 Obligations of state and political subdivisions $ 5,250 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 11% Corporate bonds 463 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 8% Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts Weighted Average Discount (3) June 30, 2024 Loans individually evaluated for impairment (1) $ 632 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 0% - 100% 23% Other real estate owned (2) 1,035 Underlying collateral value, third party appraisals Collateral discounts and discount rates 18% - 19% 18% December 31, 2023 Loans individually evaluated for impairment (1) $ 1,293 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 6% - 100% 29%
Fair Value, by Balance Sheet Grouping [Table Text Block]	June 30, 2024 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 69,672 $ 69,672 $ 69,672 $ — $ — Investment securities - AFS 336,616 336,616 — 331,774 4,842 Investment securities - HTM 18,457 18,461 — 1,869 16,592 Equity securities at fair value 2,260 2,260 2,260 — — Nonmarketable equity securities 13,901 13,901 — 13,901 — Loans, net of allowance 2,138,139 1,990,486 — — 1,990,486 Interest rate swaps - gross assets 19,189 19,189 — 19,189 — Financial liabilities: Deposits, noninterest-bearing $ 436,571 $ 436,571 $ — $ 436,571 $ — Deposits, interest-bearing 1,773,631 1,683,347 — — 1,683,347 Borrowings under BTFP and repurchase agreements 236,432 235,744 — 235,744 — FHLB long-term advances 23,500 23,318 — — 23,318 Junior subordinated debt 8,683 8,683 — — 8,683 Subordinated debt 37,000 35,291 — 35,291 — Interest rate swaps - gross liabilities 19,189 19,189 — 19,189 — December 31, 2023 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 32,009 $ 32,009 $ 32,009 $ — $ — Investment securities - AFS 361,918 361,918 — 356,205 5,713 Investment securities - HTM 20,472 20,513 — 2,118 18,395 Equity securities at fair value 1,180 1,180 1,180 — — Nonmarketable equity securities 13,417 13,417 — 13,417 — Loans, net of allowance 2,180,079 2,020,924 — — 2,020,924 Interest rate swaps - gross assets 17,325 17,325 — 17,325 — Financial liabilities: Deposits, noninterest-bearing $ 448,752 $ 448,752 $ — $ 448,752 $ — Deposits, interest-bearing 1,806,975 1,735,562 — — 1,735,562 Borrowings under BTFP and repurchase agreements 221,133 221,133 — 221,133 — FHLB long-term advances 23,500 22,945 — — 22,945 Junior subordinated debt 8,630 8,630 — — 8,630 Subordinated debt 45,000 44,544 — 44,544 — Interest rate swaps - gross liabilities 17,325 17,325 — 17,325 —

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Schedule of Income Tax Expense (Benefit) and Effective Income Tax Rate [Table Text Block]	Three months ended June 30, Six months ended June 30, 2024 2023 2024 2023 Income tax expense $ 829 $ 1,509 $ 2,209 $ 2,383 Effective tax rate 17.0 % 18.7 % 20.1 % 18.7 %

Note 11 - Commitments and Con_2

Note 11 - Commitments and Contingencies (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Other Commitments [Table Text Block]	June 30, 2024 December 31, 2023 Loan commitments $ 379,396 $ 413,019 Standby letters of credit 15,732 17,844

Note 12 - Leases (Tables)

Note 12 - Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Notes Tables
Lease, Cost [Table Text Block]	June 30, 2024 2023 Total operating lease cost $ 217 $ 228 Weighted-average remaining lease term (in years) 6.2 7.5 Weighted-average discount rate 3.3 % 3.1 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Remainder of 2024 $ 222 2025 449 2026 401 2027 404 2028 405 Thereafter 687 Total $ 2,568

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	Jun. 30, 2024
Entity Number of Employees	335
LOUISIANA
Number of Stores	20
TEXAS
Number of Stores	2
ALABAMA
Number of Stores	6

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Net income	$ 4,057	$ 6,547	$ 8,764	$ 10,359
Less: income allocated to participating securities	0	0	0	(2)
Net income allocated to common shareholders	$ 4,057	$ 6,547	$ 8,764	$ 10,357
Weighted average basic shares outstanding (in shares)	9,827,903	9,880,721	9,798,764	9,894,748
Basic earnings per common share (in dollars per share)	$ 0.41	$ 0.67	$ 0.89	$ 1.05
Net income allocated to common shareholders	$ 4,057	$ 6,547	$ 8,764	$ 10,357
Dilutive effect of securities (in shares)	74,267	664	58,408	16,120
Total weighted average diluted shares outstanding (in shares)	9,902,170	9,881,385	9,857,172	9,910,868
Diluted earnings per common share (in dollars per share)	$ 0.41	$ 0.67	$ 0.89	$ 1.05

Note 2 - Earnings Per Share - A

Note 2 - Earnings Per Share - Antidilutive Securities (Details) - shares shares in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Share-Based Payment Arrangement, Option [Member]
Antidilutive Securities (in shares)	3,722	0	3,171	8,318
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities (in shares)	16,479	113,897	4,103	79,050

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Debt Securities, Trading, and Equity Securities, FV-NI	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	668
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Securities Cost Basis	16.80%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Amortized Cost of Investment Securities Portfolio	15.70%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	657
Debt Securities, Accrued Interest, after Allowance for Credit Loss	$ 1,600	1,700
Debt Securities	229,300
Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,300	1,200
Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	$ 13,900	13,400
Asset Not Pledged as Collateral and Asset Pledged as Collateral without Right [Member]
Debt Securities		$ 296,200

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost	$ 398,954	$ 419,283
Gross Unrealized Gains	241	333
Gross Unrealized Losses	(62,579)	(57,698)
Investment securities	336,616	361,918
US Government Corporations and Agencies Securities [Member]
Amortized Cost	16,240	20,383
Gross Unrealized Gains	75	100
Gross Unrealized Losses	(404)	(440)
Investment securities	15,911	20,043
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	15,801	18,768
Gross Unrealized Gains	0	11
Gross Unrealized Losses	(2,156)	(2,076)
Investment securities	13,645	16,703
Corporate Debt Securities [Member]
Amortized Cost	28,361	30,097
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(3,233)	(3,741)
Investment securities	25,128	26,356
Residential Mortgage-Backed Securities [Member]
Amortized Cost	266,495	274,950
Gross Unrealized Gains	18	14
Gross Unrealized Losses	(47,667)	(42,919)
Investment securities	218,846	232,045
Commercial Mortgage-Backed Securities [Member]
Amortized Cost	72,057	75,085
Gross Unrealized Gains	148	208
Gross Unrealized Losses	(9,119)	(8,522)
Investment securities	$ 63,086	$ 66,771

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Sales of Investments Classified as AFS (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Proceeds from sales	$ 7,906	$ 0	$ 7,906	$ 2,364
Gross gains	0	0	0	1
Gross losses	$ 383	$ 0	$ 383	$ 2

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Amortized Cost	$ 18,457	$ 20,472
Gross Unrealized Gains	330	314
Gross Unrealized Losses	(326)	(273)
Fair Value	18,461	20,513
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	16,346	18,163
Gross Unrealized Gains	330	314
Gross Unrealized Losses	(84)	(82)
Fair Value	16,592	18,395
Residential Mortgage-Backed Securities [Member]
Amortized Cost	2,111	2,309
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(242)	(191)
Fair Value	$ 1,869	$ 2,118

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Less than 12 Months, Fair Value	$ 4,536	$ 5,526
Less than 12 Months, Unrealized Losses	(60)	(491)
12 Months or More, Fair Value	305,974	329,283
12 Months or More, Unrealized Losses	(62,519)	(57,207)
Fair Value	310,510	334,809
Unrealized Losses	(62,579)	(57,698)
US Government Corporations and Agencies Securities [Member]
Less than 12 Months, Fair Value	160	1,268
Less than 12 Months, Unrealized Losses	0	(7)
12 Months or More, Fair Value	7,819	9,284
12 Months or More, Unrealized Losses	(404)	(433)
Fair Value	7,979	10,552
Unrealized Losses	(404)	(440)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Fair Value	241	0
Less than 12 Months, Unrealized Losses	(2)	0
12 Months or More, Fair Value	13,404	15,425
12 Months or More, Unrealized Losses	(2,154)	(2,076)
Fair Value	13,645	15,425
Unrealized Losses	(2,156)	(2,076)
Corporate Debt Securities [Member]
Less than 12 Months, Fair Value	0	468
Less than 12 Months, Unrealized Losses	0	(28)
12 Months or More, Fair Value	25,128	25,888
12 Months or More, Unrealized Losses	(3,233)	(3,713)
Fair Value	25,128	26,356
Unrealized Losses	(3,233)	(3,741)
Residential Mortgage-Backed Securities [Member]
Less than 12 Months, Fair Value	1,877	2,705
Less than 12 Months, Unrealized Losses	(13)	(421)
12 Months or More, Fair Value	214,569	228,415
12 Months or More, Unrealized Losses	(47,654)	(42,498)
Fair Value	216,446	231,120
Unrealized Losses	(47,667)	(42,919)
Commercial Mortgage-Backed Securities [Member]
Less than 12 Months, Fair Value	2,258	1,085
Less than 12 Months, Unrealized Losses	(45)	(35)
12 Months or More, Fair Value	45,054	50,271
12 Months or More, Unrealized Losses	(9,074)	(8,487)
Fair Value	47,312	51,356
Unrealized Losses	$ (9,119)	$ (8,522)

Note 3 - Investment Securitie_7

Note 3 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Less than 12 months, fair value	$ 958	$ 0
Less than 12 months, unrealized losses	(2)	0
12 months or more, fair value	4,669	5,182
12 months or more, unrealized losses	(324)	(273)
Total, fair value	5,627	5,182
Total, unrealized losses	(326)	(273)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	958	0
Less than 12 months, unrealized losses	(2)	0
12 months or more, fair value	2,800	3,064
12 months or more, unrealized losses	(82)	(82)
Total, fair value	3,758	3,064
Total, unrealized losses	(84)	(82)
Residential Mortgage-Backed Securities [Member]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized losses	0	0
12 months or more, fair value	1,869	2,118
12 months or more, unrealized losses	(242)	(191)
Total, fair value	1,869	2,118
Total, unrealized losses	$ (242)	$ (191)

Note 3 - Investment Securitie_8

Note 3 - Investment Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Due within one year, AFS, amortized cost	$ 7,701	$ 1,034
Due within one year, AFS, fair value	7,573	1,027
Due within one year, HTM, amortized cost	960	960
Due within one year, HTM, fair value	958	961
Due after one year through five years, AFS, amortized cost	24,371	28,620
Due after one year through five years, AFS, fair value	23,507	27,623
Due after one year through five years, HTM, amortized cost	2,882	2,556
Due after one year through five years, HTM, fair value	2,800	2,582
Due after five years through ten years, AFS, amortized cost	31,926	43,634
Due after five years through ten years, AFS, fair value	28,523	39,971
Due after five years through ten years, HTM, amortized cost	3,000	4,647
Due after five years through ten years, HTM, fair value	3,114	4,621
Due after ten years, AFS, amortized cost	334,956	345,995
Due after ten years, AFS, fair value	277,013	293,297
Due after ten years, HTM, amortized cost	11,615	12,309
Due after ten years, HTM, fair value	11,589	12,349
Total debt securities, AFS, amortized cost	398,954	419,283
Total debt securities, AFS, fair value	336,616	361,918
Total debt securities, HTM, amortized cost	18,457	20,472
Total debt securities, HTM, fair value	$ 18,461	$ 20,513

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 31, 2024	Dec. 31, 2023	Mar. 31, 2023	Jan. 01, 2023	Dec. 31, 2022
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)		$ 100,000		$ 100,000			$ 200,000
Financing Receivable, Deferred Commitment Fee		1,100,000		1,100,000			1,100,000
Financing Receivable, before Allowance for Credit Loss		2,166,759,000	$ 2,084,863,000	2,166,759,000	$ 2,084,863,000		2,210,619,000
Loan Participations and Whole Loans Sold to and Serviced for Others Not on Balance Sheet		26,300,000		26,300,000			25,900,000
Loan Participations and Whole Loans Sold to and Serviced For Others Unpaid Principal Balance		94,500,000		94,500,000			99,800,000
Loans and Leases Receivable, Related Parties		44,593,000		44,593,000			46,000,000			$ 96,977,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss		12,600,000		12,600,000			12,700,000
Financing Receivable, Allowance for Credit Loss		28,620,000	30,044,000	28,620,000	30,044,000	$ 29,114,000	30,540,000	$ 30,521,000		$ 24,364,000
Provision for Other Credit Losses		400,000	2,800,000	1,800,000	2,500,000
Financing Receivable, Credit Loss, Expense (Reversal)	[1]	(298,000)	(2,833,000)	(1,709,000)	(2,277,000)
Unfunded Loan Commitment [Member]
Financing Receivable, Credit Loss, Expense (Reversal)		100,000	$ 7,000	100,000	$ 200,000
Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss									$ 5,900,000
Doubtful [Member]
Financing Receivable, before Allowance for Credit Loss		$ 138,000		$ 138,000			$ 0
[1]For the three months ended June 30, 2024, the $0.4 million negative provision for credit losses on the consolidated statement of income includes a $0.3 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the six months ended June 30, 2024, the $1.8 million negative provision for credit losses on the consolidated statement of income includes a $1.7 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the three months ended June 30, 2023, the $2.8 million negative provision for credit losses on the consolidated statement of income includes a $2.8 million negative provision for loan losses and a $7,000 negative provision for unfunded loan commitments. For the six months ended June 30, 2023, the $2.5 million negative provision for credit losses on the consolidated statement of income includes a $2.3 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments.

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Loans	$ 2,166,759	$ 2,210,619	$ 2,084,863
Real Estate Portfolio Segment [Member]
Loans	1,647,847	1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	177,840	190,371	197,850
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Loans	414,756	413,786	414,380
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Loans	104,269	105,946	80,424
Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	7,542	7,651	8,434
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	943,440	937,708	972,213
Commercial Portfolio Segment [Member]
Loans	507,822	543,421	399,488
Consumer Portfolio Segment [Member]
Loans	$ 11,090	$ 11,736	$ 12,074

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Credit Losses - Aging Analysis of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Loans	$ 2,166,759	$ 2,210,619	$ 2,084,863
Financial Asset, Not Past Due [Member]
Loans	2,158,994	2,200,387
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,983	3,395
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,798	2,704
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	3,984	4,133
Greater Than Ninety Days and Accruing [Member]
Loans	54	0
Real Estate Portfolio Segment [Member]
Loans	1,647,847	1,655,462
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	1,640,718	1,646,629
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	1,906	3,079
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,637	2,134
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	3,586	3,620
Real Estate Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	54	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	177,840	190,371	197,850
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	177,814	189,746
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	6	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	55
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	20	570
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Loans	414,756	413,786	414,380
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Not Past Due [Member]
Loans	409,049	406,014
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	981	3,031
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,401	1,720
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	3,325	3,021
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Loans	104,269	105,946	80,424
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	104,269	105,946
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	7,542	7,651	8,434
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member]
Loans	7,542	7,651
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Loans	943,440	937,708
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loans	942,044	937,272
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	919	48
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	236	359
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	241	29
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	54	0
Commercial Portfolio Segment [Member]
Loans	507,822	543,421	399,488
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	507,322	542,206
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	56	259
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	78	488
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	366	468
Commercial Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	11,090	11,736	$ 12,074
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	10,954	11,552
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	21	57
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	83	82
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	32	45
Consumer Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	$ 0	$ 0

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Credit Losses - Analysis Nonaccrual Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Nonaccrual With No Allowance for Credit Loss	$ 3,174	$ 3,863
Nonaccrual with an Allowance for Credit Loss	1,738	1,907
Total Nonaccrual Loans	4,912	5,770
Real Estate Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	3,037	3,730
Nonaccrual with an Allowance for Credit Loss	1,324	1,453
Total Nonaccrual Loans	4,361	5,183
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual With No Allowance for Credit Loss	6	577
Nonaccrual with an Allowance for Credit Loss	20	212
Total Nonaccrual Loans	26	789
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Nonaccrual With No Allowance for Credit Loss	2,485	2,937
Nonaccrual with an Allowance for Credit Loss	1,304	1,241
Total Nonaccrual Loans	3,789	4,178
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Nonaccrual With No Allowance for Credit Loss	546	216
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	546	216
Commercial Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	58	59
Nonaccrual with an Allowance for Credit Loss	386	409
Total Nonaccrual Loans	444	468
Consumer Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	79	74
Nonaccrual with an Allowance for Credit Loss	28	45
Total Nonaccrual Loans	$ 107	$ 119

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Current year	$ 89,429	$ 248,801
Year two	220,413	664,910
Year three	639,978	381,712
Year four	350,006	259,807
Year five	244,825	121,332
Prior	277,553	200,653
Revolving loans	344,555	333,404
Financing Receivable, before Allowance for Credit Loss	2,166,759	2,210,619	$ 2,084,863
Current-period gross charge-offs, current year	42	141
Current-period gross charge-offs, year two	3	22
Current-period gross charge-offs, year three	120	200
Current-period gross charge-offs, year four	74	12
Current-period gross charge-offs, year five	0	35
Current-period gross charge-offs, prior	68	117
Current-period gross charge-offs, revolving	70	215
Current-period gross charge-offs, revolving loans converted to term	377	742
Pass [Member]
Current year	87,140	245,506
Year two	215,698	662,583
Year three	632,764	379,386
Year four	344,194	258,150
Year five	243,816	119,777
Prior	267,891	191,612
Revolving loans	342,073	330,722
Financing Receivable, before Allowance for Credit Loss	2,133,576	2,187,736
Special Mention [Member]
Current year	0	3,063
Year two	0	0
Year three	0	1,425
Year four	3,453	0
Year five	0	0
Prior	4,251	4,068
Revolving loans	2,109	2,289
Financing Receivable, before Allowance for Credit Loss	9,813	10,845
Substandard [Member]
Current year	2,289	232
Year two	4,715	2,327
Year three	7,214	901
Year four	2,359	1,657
Year five	964	1,555
Prior	5,411	4,973
Revolving loans	280	393
Financing Receivable, before Allowance for Credit Loss	23,232	12,038
Doubtful [Member]
Current year	0
Year two	0
Year three	0
Year four	0
Year five	45
Prior	0
Revolving loans	93
Financing Receivable, before Allowance for Credit Loss	138	0
Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	1,647,847	1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Current year	30,106	54,874
Year two	52,120	83,961
Year three	61,542	26,425
Year four	5,047	2,661
Year five	2,491	935
Prior	4,067	4,019
Revolving loans	22,467	17,496
Financing Receivable, before Allowance for Credit Loss	177,840	190,371	197,850
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	77	0
Current-period gross charge-offs, year four	72	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	149	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Current year	30,106	51,811
Year two	47,582	83,668
Year three	56,542	25,169
Year four	4,294	2,661
Year five	2,471	935
Prior	4,061	4,012
Revolving loans	22,467	17,496
Financing Receivable, before Allowance for Credit Loss	167,523	185,752
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Current year	0	3,063
Year two	0	0
Year three	0	767
Year four	753	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	753	3,830
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Current year	0	0
Year two	4,538	293
Year three	5,000	489
Year four	0	0
Year five	20	0
Prior	6	7
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	9,564	789
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Current year	9,233	43,226
Year two	42,359	103,428
Year three	101,210	86,074
Year four	81,570	59,088
Year five	56,608	27,799
Prior	79,361	60,625
Revolving loans	44,415	33,546
Financing Receivable, before Allowance for Credit Loss	414,756	413,786	414,380
Current-period gross charge-offs, current year	0	22
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	42	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	21
Current-period gross charge-offs, prior	64	3
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	106	46
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Pass [Member]
Current year	9,233	43,047
Year two	42,182	101,479
Year three	99,170	85,340
Year four	80,864	58,926
Year five	56,124	26,836
Prior	77,661	59,115
Revolving loans	44,334	33,454
Financing Receivable, before Allowance for Credit Loss	409,568	408,197
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	477
Year four	458	0
Year five	0	0
Prior	33	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	491	477
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Substandard [Member]
Current year	0	179
Year two	177	1,949
Year three	2,040	257
Year four	248	162
Year five	439	963
Prior	1,667	1,510
Revolving loans	81	92
Financing Receivable, before Allowance for Credit Loss	4,652	5,112
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Doubtful [Member]
Current year	0
Year two	0
Year three	0
Year four	0
Year five	45
Prior	0
Revolving loans	0
Financing Receivable, before Allowance for Credit Loss	45
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Current year	277	7,839
Year two	7,681	64,932
Year three	64,201	16,300
Year four	15,840	5,045
Year five	4,872	633
Prior	11,098	11,037
Revolving loans	300	160
Financing Receivable, before Allowance for Credit Loss	104,269	105,946	80,424
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Pass [Member]
Current year	277	7,839
Year two	7,681	64,932
Year three	64,201	16,300
Year four	15,840	5,045
Year five	4,872	633
Prior	7,093	6,969
Revolving loans	300	160
Financing Receivable, before Allowance for Credit Loss	100,264	101,878
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	4,005	4,068
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	4,005	4,068
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Substandard [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Current year	12	1,762
Year two	1,736	1,347
Year three	1,321	727
Year four	698	936
Year five	914	775
Prior	1,729	1,089
Revolving loans	1,132	1,015
Financing Receivable, before Allowance for Credit Loss	7,542	7,651	8,434
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Current year	12	1,762
Year two	1,736	1,347
Year three	1,321	727
Year four	698	936
Year five	914	775
Prior	1,729	1,013
Revolving loans	1,132	1,015
Financing Receivable, before Allowance for Credit Loss	7,542	7,575
Real Estate Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	76
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	76
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Current year	33,840	76,043
Year two	75,161	269,311
Year three	280,895	218,961
Year four	217,355	177,078
Year five	168,517	83,081
Prior	161,113	108,316
Revolving loans	6,559	4,918
Financing Receivable, before Allowance for Credit Loss	943,440	937,708	972,213
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	2
Current-period gross charge-offs, prior	0	25
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	27
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Current year	31,551	76,043
Year two	75,161	269,311
Year three	280,751	218,780
Year four	213,080	175,604
Year five	168,029	82,909
Prior	157,507	105,083
Revolving loans	6,372	4,731
Financing Receivable, before Allowance for Credit Loss	932,451	932,461
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	181
Year four	2,242	0
Year five	0	0
Prior	213	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	2,455	181
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Current year	2,289	0
Year two	0	0
Year three	144	0
Year four	2,033	1,474
Year five	488	172
Prior	3,393	3,233
Revolving loans	187	187
Financing Receivable, before Allowance for Credit Loss	8,534	5,066
Commercial Portfolio Segment [Member]
Current year	14,009	60,172
Year two	37,528	139,621
Year three	129,015	31,613
Year four	28,228	14,251
Year five	11,002	7,855
Prior	18,942	14,298
Revolving loans	269,098	275,611
Financing Receivable, before Allowance for Credit Loss	507,822	543,421	399,488
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	190
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	7
Current-period gross charge-offs, prior	0	31
Current-period gross charge-offs, revolving	66	193
Current-period gross charge-offs, revolving loans converted to term	66	421
Commercial Portfolio Segment [Member] | Pass [Member]
Current year	14,009	60,123
Year two	37,528	139,543
Year three	128,992	31,459
Year four	28,150	14,244
Year five	10,997	7,439
Prior	18,698	14,290
Revolving loans	266,884	273,208
Financing Receivable, before Allowance for Credit Loss	505,258	540,306
Commercial Portfolio Segment [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	2,109	2,289
Financing Receivable, before Allowance for Credit Loss	2,109	2,289
Commercial Portfolio Segment [Member] | Substandard [Member]
Current year	0	49
Year two	0	78
Year three	23	154
Year four	78	7
Year five	5	416
Prior	244	8
Revolving loans	12	114
Financing Receivable, before Allowance for Credit Loss	362	826
Commercial Portfolio Segment [Member] | Doubtful [Member]
Current year	0
Year two	0
Year three	0
Year four	0
Year five	0
Prior	0
Revolving loans	93
Financing Receivable, before Allowance for Credit Loss	93
Consumer Portfolio Segment [Member]
Current year	1,952	4,885
Year two	3,828	2,310
Year three	1,794	1,612
Year four	1,268	748
Year five	421	254
Prior	1,243	1,269
Revolving loans	584	658
Financing Receivable, before Allowance for Credit Loss	11,090	11,736	$ 12,074
Current-period gross charge-offs, current year	42	119
Current-period gross charge-offs, year two	3	22
Current-period gross charge-offs, year three	1	10
Current-period gross charge-offs, year four	2	12
Current-period gross charge-offs, year five	0	5
Current-period gross charge-offs, prior	4	58
Current-period gross charge-offs, revolving	4	22
Current-period gross charge-offs, revolving loans converted to term	56	248
Consumer Portfolio Segment [Member] | Pass [Member]
Current year	1,952	4,881
Year two	3,828	2,303
Year three	1,787	1,611
Year four	1,268	734
Year five	409	250
Prior	1,142	1,130
Revolving loans	584	658
Financing Receivable, before Allowance for Credit Loss	10,970	11,567
Consumer Portfolio Segment [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Current year	0	4
Year two	0	7
Year three	7	1
Year four	0	14
Year five	12	4
Prior	101	139
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	$ 120	$ 169

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Balance, beginning of period	$ 46,000	$ 96,977
New loans/changes in relationship	320	2,570
Repayments/changes in relationship	(1,727)	(53,547)
Balance, end of period	$ 44,593	$ 46,000

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023		Jan. 01, 2023
Balance, beginning of period		$ 29,114	$ 30,521	$ 30,540	$ 24,364
Provision for credit losses on loans(2)	[1]	(298)	(2,833)	(1,709)	(2,277)
Charge-offs		(274)	(125)	(377)	(635)
Recoveries		78	2,481	166	2,727
Balance, end of period		28,620	30,044	28,620	30,044
Charge-offs				(377)	(635)
Ending allowance balance for loans individually evaluated for impairment		333	377	333	377
Ending allowance balance for loans collectively evaluated for impairment		28,287	29,667	28,287	29,667
Balance of loans individually evaluated for impairment		4,912	6,994	4,912	6,994
Balance of loans collectively evaluated for impairment		2,161,847	2,077,869	2,161,847	2,077,869
Loans		2,166,759	2,084,863	2,166,759	2,084,863	$ 2,210,619
ASU 2016-13 adoption impact		28,620	30,044	28,620	30,044	30,540
Accounting Standards Update 2016-13 [Member]
ASU 2016-13 adoption impact								$ 5,900
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, beginning of period	[2]	0	0	0	5,865
Balance, end of period			5,865		5,865
ASU 2016-13 adoption impact			5,865		5,865	0	[2]
Real Estate Portfolio Segment [Member]
Loans		1,647,847		1,647,847		1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Balance, beginning of period		1,574	3,041	2,471	2,555
Provision for credit losses on loans(2)		58	(65)	(848)	454
Charge-offs		(149)	0
Recoveries		9	1	18	43
Balance, end of period		1,492	2,977	1,492	2,977
Charge-offs				(149)	0
Ending allowance balance for loans individually evaluated for impairment		14	209	14	209
Ending allowance balance for loans collectively evaluated for impairment		1,478	2,768	1,478	2,768
Balance of loans individually evaluated for impairment		26	1,340	26	1,340
Balance of loans collectively evaluated for impairment		177,814	196,510	177,814	196,510
Loans		177,840	197,850	177,840	197,850	190,371
ASU 2016-13 adoption impact		1,492	2,977	1,492	2,977	2,471
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(75)		(75)
ASU 2016-13 adoption impact			(75)		(75)
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Balance, beginning of period		5,928	8,650	9,129	3,917
Provision for credit losses on loans(2)		(84)	637	(3,290)	695
Charge-offs		(106)	(4)
Recoveries		3	10	8	15
Balance, end of period		5,741	9,293	5,741	9,293
Charge-offs				(106)	(46)
Ending allowance balance for loans individually evaluated for impairment		116	76	116	76
Ending allowance balance for loans collectively evaluated for impairment		5,625	9,217	5,625	9,217
Balance of loans individually evaluated for impairment		3,789	1,714	3,789	1,714
Balance of loans collectively evaluated for impairment		410,967	412,666	410,967	412,666
Loans		414,756	414,380	414,756	414,380	413,786
ASU 2016-13 adoption impact		5,741	9,293	5,741	9,293	9,129
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			4,712		4,712
ASU 2016-13 adoption impact			4,712		4,712
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Balance, beginning of period		1,535	910	1,124	999
Provision for credit losses on loans(2)		(17)	(44)	394	(49)
Charge-offs		0	0
Recoveries		0	0	0	0
Balance, end of period		1,518	866	1,518	866
Charge-offs				0	0
Ending allowance balance for loans individually evaluated for impairment		0	0	0	0
Ending allowance balance for loans collectively evaluated for impairment		1,518	866	1,518	866
Balance of loans individually evaluated for impairment		0	0	0	0
Balance of loans collectively evaluated for impairment		104,269	80,424	104,269	80,424
Loans		104,269	80,424	104,269	80,424	105,946
ASU 2016-13 adoption impact		1,518	866	1,518	866	1,124
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(84)		(84)
ASU 2016-13 adoption impact			(84)		(84)
Real Estate Portfolio Segment [Member] | Farmland [Member]
Balance, beginning of period		9	30	2	113
Provision for credit losses on loans(2)		0	(27)	(29)	(11)
Charge-offs		0	0
Recoveries		0	0	36	0
Balance, end of period		9	3	9	3
Charge-offs				0	0
Ending allowance balance for loans individually evaluated for impairment		0	0	0	0
Ending allowance balance for loans collectively evaluated for impairment		9	3	9	3
Balance of loans individually evaluated for impairment		0	0	0	0
Balance of loans collectively evaluated for impairment		7,542	8,434	7,542	8,434
Loans		7,542	8,434	7,542	8,434	7,651
ASU 2016-13 adoption impact		9	3	9	3	2
Real Estate Portfolio Segment [Member] | Farmland [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(99)		(99)
ASU 2016-13 adoption impact			(99)		(99)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Balance, beginning of period		12,271	11,527	10,691	10,718
Provision for credit losses on loans(2)		(41)	(2,410)	1,539	(2,380)
Charge-offs		0	(26)
Recoveries		0	2,130	0	2,233
Balance, end of period		12,230	11,221	12,230	11,221
Charge-offs				0	(26)
Ending allowance balance for loans individually evaluated for impairment		0	41	0	41
Ending allowance balance for loans collectively evaluated for impairment		12,230	11,180	12,230	11,180
Balance of loans individually evaluated for impairment		546	2,443	546	2,443
Balance of loans collectively evaluated for impairment		942,894	969,770	942,894	969,770
Loans		943,440	972,213	943,440	972,213	937,708
ASU 2016-13 adoption impact		12,230	11,221	12,230	11,221	10,691
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			676		676
ASU 2016-13 adoption impact			676		676
Commercial Portfolio Segment [Member]
Balance, beginning of period		7,676	6,125	6,920	5,743
Provision for credit losses on loans(2)		(205)	(972)	586	(1,072)
Charge-offs		0	(11)
Recoveries		58	327	89	396
Balance, end of period		7,529	5,469	7,529	5,469
Charge-offs				(66)	(391)
Ending allowance balance for loans individually evaluated for impairment		195	18	195	18
Ending allowance balance for loans collectively evaluated for impairment		7,334	5,451	7,334	5,451
Balance of loans individually evaluated for impairment		444	1,402	444	1,402
Balance of loans collectively evaluated for impairment		507,378	398,086	507,378	398,086
Loans		507,822	399,488	507,822	399,488	543,421
ASU 2016-13 adoption impact		7,529	5,469	7,529	5,469	6,920
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			793		793
ASU 2016-13 adoption impact			793		793
Consumer Portfolio Segment [Member]
Balance, beginning of period		121	238	203	319
Provision for credit losses on loans(2)		(9)	48	(61)	86
Charge-offs		(19)	(84)
Recoveries		8	13	15	40
Balance, end of period		101	215	101	215
Charge-offs				(56)	(172)
Ending allowance balance for loans individually evaluated for impairment		8	33	8	33
Ending allowance balance for loans collectively evaluated for impairment		93	182	93	182
Balance of loans individually evaluated for impairment		107	95	107	95
Balance of loans collectively evaluated for impairment		10,983	11,979	10,983	11,979
Loans		11,090	12,074	11,090	12,074	11,736
ASU 2016-13 adoption impact		$ 101	215	$ 101	215	$ 203
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(58)		(58)
ASU 2016-13 adoption impact			$ (58)		$ (58)
[1]For the three months ended June 30, 2024, the $0.4 million negative provision for credit losses on the consolidated statement of income includes a $0.3 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the six months ended June 30, 2024, the $1.8 million negative provision for credit losses on the consolidated statement of income includes a $1.7 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the three months ended June 30, 2023, the $2.8 million negative provision for credit losses on the consolidated statement of income includes a $2.8 million negative provision for loan losses and a $7,000 negative provision for unfunded loan commitments. For the six months ended June 30, 2023, the $2.5 million negative provision for credit losses on the consolidated statement of income includes a $2.3 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments.[2]On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Upon adoption, Investar recorded a one-time, cumulative effect adjustment to increase the allowance for credit losses by $5.9 million.

Note 5 - Borrowings Under Ban_2

Note 5 - Borrowings Under Bank Term Funding Program (Details Textual) - USD ($) $ in Millions	Jun. 30, 2024	Dec. 31, 2023
Other Short-Term Borrowings	$ 229	$ 212.5
Bank Term Funding Program [Member]
Other Short-Term Borrowings	$ 229	$ 212.5

Note 6 - Stockholders' Equity -

Note 6 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Balance	$ 227,005	$ 218,458	$ 226,768	$ 215,782
Net change	(104)	(4,915)	(3,914)	(252)
Balance	230,196	218,357	230,196	218,357
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(43,437)	(38,475)	(39,627)	(43,137)
Net change	(407)	(4,915)	(4,217)	(253)
Balance	(43,844)	(43,390)	(43,844)	(43,390)
Reclassification of Realized Gain on Investment Securities, Net [Member]
Balance	(5,521)	(5,776)	(5,521)	(5,777)
Net change	303	0	303	1
Balance	(5,218)	(5,776)	(5,218)	(5,776)
Unrealized Gain (Loss), Transfer from Available for Sale to Held to Maturity, Net [Member]
Balance	1	1	1	1
Net change	0	0	0	0
Balance	1	1	1	1
AOCI Attributable to Parent [Member]
Balance	(48,957)	(44,250)	(45,147)	(48,913)
Net change	(104)	(4,915)	(3,914)	(252)
Balance	$ (49,061)	$ (49,165)	$ (49,061)	$ (49,165)

Note 7 - Stock-Based Compensa_3

Note 7 - Stock-Based Compensation (Details Textual) - USD ($)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2021
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 400,000		$ 400,000
Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense	40,000	$ 37,000	$ 100,000	$ 100,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 7 months 6 days
Restricted Stock Units (RSUs) [Member] | Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year)			5 years
Restricted Stock Units (RSUs) [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year)			2 years
Restricted Stock Units (RSUs) [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			2 years
Restricted Stock Units (RSUs) [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
Restricted Stock and Restricted Stock Units [Member]
Share-Based Payment Arrangement, Expense	500,000	$ 500,000	$ 800,000	$ 900,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 4 months 24 days
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 4,900,000		$ 4,900,000
A 2017 Long Term Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)					1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares)					600,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	334,441		334,441

Note 7 - Stock-Based Compensa_4

Note 7 - Stock-Based Compensation - Valuation Assumptions (Details) - Share-Based Payment Arrangement, Option [Member]	6 Months Ended
	Jun. 30, 2024 $ / shares
Dividend yield	2.45%
Expected volatility	40.80%
Risk-free interest rate	4.29%
Expected term (in years) (Year)	6 years 6 months
Weighted average grant date fair value (in dollars per share)	$ 6.04

Note 7 - Stock-Based Compensa_5

Note 7 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) - $ / shares	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Outstanding, shares (in shares)	326,605	350,430
Outstanding, weighted average price (in dollars per share)	$ 17.32	$ 17.89
Granted, shares (in shares)	29,997	34,497
Granted, weighted average price (in dollars per share)	$ 16.35	$ 13.96
Exercised, shares (in shares)	(96,000)	(7,500)
Exercised, weighted average price (in dollars per share)	$ 14.16	$ 14
Outstanding, shares (in shares)	260,602	377,427
Outstanding, weighted average price (in dollars per share)	$ 18.37	$ 17.61
Exercisable, shares (in shares)	174,872	295,669
Exercisable, weighted average price (in dollars per share)	$ 19.15	$ 17.57

Note 7 - Stock-Based Compensa_6

Note 7 - Stock-Based Compensation - Summary of Restricted Stock and RSU Activity (Details) - Restricted Stock and Restricted Stock Units [Member] - $ / shares	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Balance, shares (in shares)	336,749	253,488
Balance, beginning of period, weighted average grant date fair value (in dollars per share)	$ 17.37	$ 20.19
Granted, shares (in shares)	110,886	168,205
Granted, weighted average grant date fair value (in dollars per share)	$ 16.41	$ 14.95
Forfeited, shares (in shares)	(25,266)	(6,588)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 17.06	$ 20.83
Earned and issued, shares (in shares)	(95,644)	(80,920)
Earned and issued, weighted average grant date fair value (in dollars per share)	$ 18.81	$ 20.42
Balance, shares (in shares)	326,725	334,185
Balance, end of period, weighted average grant date fair value (in dollars per share)	$ 16.65	$ 17.48

Note 8 - Derivative Financial_3

Note 8 - Derivative Financial Instruments (Details Textual) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Interest Rate Swap [Member]
Derivative, Notional Amount	[1]	$ 190,711		$ 190,711		$ 174,893
Derivative, Gain (Loss) on Derivative, Net		0	$ 0	0	$ 0
Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative, Notional Amount		$ 0		$ 0
Forward Starting Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative, Notional Amount						$ 0
[1]Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions.

Note 8 - Derivative Financial_4

Note 8 - Derivative Financial Instruments - Schedule of Derivatives (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Assets [Abstract]
Other Assets		$ 27,793	$ 25,066
Liabilities [Abstract]
Accounts Payable and Accrued Liabilities		$ 42,090	35,077
Derivative Asset, Statement of Financial Position [Extensible Enumeration]		Other Assets
Derivative Liability, Statement of Financial Position [Extensible Enumeration]		Accounts Payable and Accrued Liabilities
Interest Rate Swap [Member]
Notional amount	[1]	$ 190,711	174,893
Derivative assets	[2]	19,189	17,325
Derivative liabilities	[2]	$ 19,189	$ 17,325
[1]Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions.[2]Derivative assets and liabilities are reported at fair value in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets.

Note 9 - Fair Values of Finan_3

Note 9 - Fair Values of Financial Instruments (Details Textual) - USD ($) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value	$ 0		$ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	$ 0
Financing Receivable, Impaired During Period Gross	800		1,800
Financing Receivable, Impaired During Period, Allowance For Credit Losses, Individually Evaluated For Impairment	200		500
Other Real Estate Owned, Fair Value Disclosure	1,000
Other Real Estate Owned, Write Downs	200
Fair Value Measured at Net Asset Value Per Share [Member] | Other Assets [Member]
Investments, Fair Value Disclosure	3,500		3,400
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Financial Liabilities Fair Value Disclosure	$ 0		$ 0

Note 9 - Fair Values of Finan_4

Note 9 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Investment securities		$ 336,616	$ 361,918
Equity securities		2,260	1,180
Total assets		358,065	380,423
Interest Rate Swap [Member]
Interest rate swaps - gross assets	[1]	19,189	17,325
Interest rate swaps - gross liabilities	[1]	19,189	17,325
Fair Value, Inputs, Level 1 [Member]
Equity securities		2,260	1,180
Total assets		2,260	1,180
Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		0	0
Interest rate swaps - gross liabilities		0	0
Fair Value, Inputs, Level 2 [Member]
Equity securities		0	0
Total assets		350,963	373,530
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		19,189	17,325
Interest rate swaps - gross liabilities		19,189	17,325
Fair Value, Inputs, Level 3 [Member]
Equity securities		0	0
Total assets		4,842	5,713
Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		0	0
Interest rate swaps - gross liabilities		0	0
US Government Corporations and Agencies Securities [Member]
Investment securities		15,911	20,043
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		15,911	20,043
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		0	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities		13,645	16,703
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		9,278	11,453
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		4,367	5,250
Corporate Debt Securities [Member]
Investment securities		25,128	26,356
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		24,653	25,893
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		475	463
Residential Mortgage-Backed Securities [Member]
Investment securities		218,846	232,045
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		218,846	232,045
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		0	0
Commercial Mortgage-Backed Securities [Member]
Investment securities		63,086	66,771
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		63,086	66,771
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		$ 0	$ 0
[1]Derivative assets and liabilities are reported at fair value in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets.

Note 9 - Fair Values of Finan_5

Note 9 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	$ 0	$ 0
US States and Political Subdivisions Debt Securities [Member]
Balance	5,250	5,965
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	0
Unrealized (loss) gain included in other comprehensive loss	(856)	(691)
Purchases	0	0
Sales	0	0
Maturities, prepayments, and calls	(27)	(26)
Transfers into level 3	0	0
Transfers out of level 3	0	0
Balance	4,367	5,248
Unrealized loss included in other comprehensive loss	(856)	(691)
Corporate Debt Securities [Member]
Balance	463	479
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	0
Unrealized (loss) gain included in other comprehensive loss	12	(38)
Purchases	0	0
Sales	0	0
Maturities, prepayments, and calls	0	0
Transfers into level 3	0	0
Transfers out of level 3	0	0
Balance	475	441
Unrealized loss included in other comprehensive loss	$ 12	$ (38)

Note 9 - Fair Values of Finan_6

Note 9 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) $ in Thousands		Jun. 30, 2024 USD ($)		Dec. 31, 2023 USD ($)	Jun. 30, 2023 USD ($)
Investment securities		$ 336,616		$ 361,918
Loans individually evaluated for impairment(1)		4,912			$ 6,994
Other real estate owned(2)		1,000
Estimate of Fair Value Measurement [Member]
Investment securities		336,616		361,918
US States and Political Subdivisions Debt Securities [Member]
Investment securities		13,645		16,703
Corporate Debt Securities [Member]
Investment securities		25,128		26,356
Valuation Technique, Discounted Cash Flow [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		1,035
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member]
Investment securities				$ 463
Investment securities, measurement input	[1]			0.08
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member]
Investment securities	[1]	$ 4,367		$ 5,250
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Minimum [Member]
Investment securities, measurement input	[1]	0		0
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Maximum [Member]
Investment securities, measurement input	[1]	0.10		0.11
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | Corporate Debt Securities [Member]
Investment securities	[1]	$ 475
Investment securities, measurement input	[1]	0.05
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Estimate of Fair Value Measurement [Member]
Loans individually evaluated for impairment(1)		$ 632	[2]	$ 1,293
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Minimum [Member]
Impaired loans, measurement input		0		0.06
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Maximum [Member]
Impaired loans, measurement input		1		1
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Weighted Average [Member]
Impaired loans, measurement input		0.23	[3]	0.29
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Discount Rates [Member] | Minimum [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		0.18
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Discount Rates [Member] | Maximum [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		0.19
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Discount Rates [Member] | Weighted Average [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		0.18
[1]Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.[2]Loans individually evaluated that were re-measured during the period had a carrying value of $1.0 million and $4.2 million at September 30, 2023 and December 31, 2022, respectively, with related allowance for credit losses of $0.4 million and $0.2 million as of such dates.[3]Weighted by relative fair value.

Note 9 - Fair Values of Finan_7

Note 9 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Investment securities - AFS	$ 336,616	$ 361,918
Junior subordinated debt	8,683	8,630
Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,260	1,180
Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,901	13,417
Reported Value Measurement [Member]
Cash and cash equivalents	69,672	32,009
Investment securities - AFS	336,616	361,918
Investment securities - HTM	18,457	20,472
Loans, net of allowance	2,138,139	2,180,079
Deposits, noninterest-bearing	436,571	448,752
Deposits, interest-bearing	1,773,631	1,806,975
Borrowings under BTFP and repurchase agreements	236,432	221,133
FHLB long-term advances	23,500	23,500
Junior subordinated debt	8,683	8,630
Subordinated debt	37,000	45,000
Reported Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	19,189	17,325
Interest rate swaps - gross liabilities	19,189	17,325
Reported Value Measurement [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,260	1,180
Reported Value Measurement [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,901	13,417
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	69,672	32,009
Investment securities - AFS	336,616	361,918
Investment securities - HTM	18,461	20,513
Loans, net of allowance	1,990,486	2,020,924
Deposits, noninterest-bearing	436,571	448,752
Deposits, interest-bearing	1,683,347	1,735,562
Borrowings under BTFP and repurchase agreements	235,744	221,133
FHLB long-term advances	23,318	22,945
Junior subordinated debt	8,683	8,630
Subordinated debt	35,291	44,544
Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	19,189	17,325
Interest rate swaps - gross liabilities	19,189	17,325
Estimate of Fair Value Measurement [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,260	1,180
Estimate of Fair Value Measurement [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,901	13,417
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	69,672	32,009
Investment securities - AFS	0	0
Investment securities - HTM	0	0
Loans, net of allowance	0	0
Deposits, noninterest-bearing	0	0
Deposits, interest-bearing	0	0
Borrowings under BTFP and repurchase agreements	0	0
FHLB long-term advances	0	0
Junior subordinated debt	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	0	0
Interest rate swaps - gross liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,260	1,180
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Investment securities - AFS	331,774	356,205
Investment securities - HTM	1,869	2,118
Loans, net of allowance	0	0
Deposits, noninterest-bearing	436,571	448,752
Deposits, interest-bearing	0	0
Borrowings under BTFP and repurchase agreements	235,744	221,133
FHLB long-term advances	0	0
Junior subordinated debt	0	0
Subordinated debt	35,291	44,544
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	19,189	17,325
Interest rate swaps - gross liabilities	19,189	17,325
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,901	13,417
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Investment securities - AFS	4,842	5,713
Investment securities - HTM	16,592	18,395
Loans, net of allowance	1,990,486	2,020,924
Deposits, noninterest-bearing	0	0
Deposits, interest-bearing	1,683,347	1,735,562
Borrowings under BTFP and repurchase agreements	0	0
FHLB long-term advances	23,318	22,945
Junior subordinated debt	8,683	8,630
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	0	0
Interest rate swaps - gross liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	$ 0	$ 0

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent	21%	21%
Proceeds from Life Insurance Policy	$ 8,440	$ 0
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Life Insurance, Amount	$ 300

Note 10 - Income Taxes - Expens

Note 10 - Income Taxes - Expense for Income Taxes and Effective Tax Rate (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Income tax expense	$ 829	$ 1,509	$ 2,209	$ 2,383
Effective tax rate	17%	18.70%	20.10%	18.70%

Note 11 - Commitments and Con_3

Note 11 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Jun. 30, 2024	Dec. 31, 2023
Commitment to Fund Investment in SBIC Qualified Funds	$ 1.3
Other Assets [Member]
Financing Receivable, Commitment to Lend	$ 0.2	$ 0.3

Note 11 - Commitments and Con_4

Note 11 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Commitments to Extend Credit [Member]
Commitments to extend credit	$ 379,396	$ 413,019
Standby Letters of Credit [Member]
Commitments to extend credit	$ 15,732	$ 17,844

Note 12 - Leases (Details Textu

Note 12 - Leases (Details Textual) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
	Jan. 27, 2023	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Operating Lease, Right-of-Use Asset		$ 2,200		$ 2,200		$ 2,100
Operating Lease, Liability		2,300		2,300		$ 2,200
Operating Lease, Lease Income		100	$ 100	200	$ 200
Occupancy, Net	$ 300	$ 696	$ 646	$ 1,277	$ 1,670
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)		1 year		1 year
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)		7 years		7 years

Note 12 - Leases - Quantitative

Note 12 - Leases - Quantitative Information Regarding Operating Leases (Details) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
Total operating lease cost	$ 217	$ 228
Weighted-average remaining lease term (in years) (Year)	6 years 2 months 12 days	7 years 6 months
Weighted-average discount rate	3.30%	3.10%

Note 12 - Leases - Future Minim

Note 12 - Leases - Future Minimum Lease Payment (Details) $ in Thousands	Jun. 30, 2024 USD ($)
Remainder of 2024	$ 222
2025	449
2026	401
2027	404
2028	405
Thereafter	687
Total	$ 2,568