Investar Holding (ISTR) 10-Q 7 Nov 24 2024 Q3 Quarterly report Financial data

Document And Entity Information

Document And Entity Information	9 Months Ended
	Sep. 30, 2024	Nov. 05, 2024 shares
Document Information [Line Items]
Entity Central Index Key	0001602658
Entity Registrant Name	Investar Holding Corporation
Amendment Flag	false
Current Fiscal Year End Date	--12-31
Document Fiscal Period Focus	Q3
Document Fiscal Year Focus	2024
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Sep. 30, 2024
Document Transition Report	false
Entity File Number	001-36522
Entity Incorporation, State or Country Code	LA
Entity Tax Identification Number	27-1560715
Entity Address, Address Line One	10500 Coursey Boulevard
Entity Address, City or Town	Baton Rouge
Entity Address, State or Province	LA
Entity Address, Postal Zip Code	70816
City Area Code	225
Local Phone Number	227-2222
Title of 12(b) Security	Common stock, $1.00 par value per share
Trading Symbol	ISTR
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		9,828,413
Entity Number of Employees	331

Consolidated Balance Sheets (Cu

Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 28,869	$ 28,285
Interest-bearing balances due from other banks	57,471	3,724
Cash and cash equivalents	86,340	32,009
Available for sale securities at fair value (amortized cost of $399,615 and $419,283, respectively)	350,646	361,918
Held to maturity securities at amortized cost (estimated fair value of $18,018 and $20,513, respectively)	18,302	20,472
Loans	2,155,846	2,210,619
Less: allowance for credit losses	(28,103)	(30,540)
Loans, net	2,127,743	2,180,079
Bank premises and equipment, net of accumulated depreciation of $21,275 and $19,476, respectively	41,795	44,183
Other real estate owned, net	4,739	4,438
Accrued interest receivable	14,324	14,366
Deferred tax asset	14,719	16,910
Goodwill and other intangible assets, net	41,844	42,320
Bank owned life insurance	61,667	58,797
Other assets	24,069	25,066
Total assets	2,802,573	2,815,155
Deposits:
Noninterest-bearing	437,734	448,752
Interest-bearing	1,849,674	1,806,975
Total deposits	2,287,408	2,255,727
Advances from Federal Home Loan Bank	63,500	23,500
Borrowings under Bank Term Funding Program	109,000	212,500
Repurchase agreements	12,994	8,633
Subordinated debt, net of unamortized issuance costs	36,494	44,320
Junior subordinated debt	8,709	8,630
Accrued taxes and other liabilities	38,926	35,077
Total liabilities	2,557,031	2,588,387
Commitments and contingencies (Note 11)
STOCKHOLDERS’ EQUITY
Preferred stock, no par value per share; 5,000,000 shares authorized	0	0
Common stock, $1.00 par value per share; 40,000,000 shares authorized; 9,827,622 and 9,748,067 shares issued and outstanding, respectively	9,828	9,748
Surplus	146,393	145,456
Retained earnings	127,860	116,711
Accumulated other comprehensive loss	(38,539)	(45,147)
Total stockholders’ equity	245,542	226,768
Total liabilities and stockholders’ equity	2,802,573	2,815,155
Marketable Securities and Mutual Funds [Member]
ASSETS
Equity securities at fair value	2,434	1,180
Equity Securities, Held In Correspondent Banks [Member]
ASSETS
Equity securities at fair value	$ 13,951	$ 13,417

Consolidated Balance Sheets (_2

Consolidated Balance Sheets (Current Period Unaudited) (Parentheticals) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Available for sale securities, amortized cost	$ 399,615	$ 419,283
Held to maturity securities, far value	18,018	20,513
Bank premises and equipment, accumulated depreciation	$ 21,275	$ 19,476
Preferred stock, no par value (in dollars per share)	$ 0	$ 0
Preferred stock, shares authorized (in shares)	5,000,000	5,000,000
Common stock, par value (in dollars per share)	$ 1	$ 1
Common stock, shares authorized (in shares)	40,000,000	40,000,000
Common stock, shares outstanding (in shares)	9,827,622	9,748,067
Common stock, shares issued (in shares)	9,827,622	9,748,067

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
INTEREST INCOME
Interest and fees on loans	$ 32,764	$ 28,892	$ 97,060	$ 84,764
Interest on investment securities:
Taxable	2,755	3,055	8,338	9,402
Tax-exempt	228	216	680	440
Other interest income	1,101	997	2,282	1,927
Total interest income	36,848	33,160	108,360	96,533
INTEREST EXPENSE
Interest on deposits	15,729	11,733	45,439	27,488
Interest on borrowings	3,263	3,958	10,651	13,016
Total interest expense	18,992	15,691	56,090	40,504
Net interest income	17,856	17,469	52,270	56,029
Provision for credit losses	(945)	(34)	(2,779)	(2,486)
Net interest income after provision for credit losses	18,801	17,503	55,049	58,515
NONINTEREST INCOME
Gain (loss) on call or sale of investment securities, net	1	0	(382)	(1)
(Loss) gain on sale or disposition of fixed assets, net	0	(367)	427	(1,284)
(Loss) gain on sale of other real estate owned, net	(4)	23	708	(114)
Gain on sale of loans	0	0	0	75
Income from bank owned life insurance	459	357	1,310	1,046
Change in the fair value of equity securities	174	22	254	(89)
Legal settlement	1,122	0	1,122	0
Other operating income	561	395	1,958	1,566
Total noninterest income	3,544	1,637	9,042	4,783
Income before noninterest expense	22,345	19,140	64,091	63,298
NONINTEREST EXPENSE
Depreciation and amortization	760	900	2,359	2,871
Salaries and employee benefits	9,982	9,463	28,823	28,140
Occupancy	652	618	1,929	2,288
Data processing	880	888	2,710	2,590
Marketing	121	83	234	234
Professional fees	473	516	1,363	1,472
Gain on early extinguishment of subordinated debt	0	0	(502)	0
Other operating expenses	3,312	3,306	10,037	9,595
Total noninterest expense	16,180	15,774	46,953	47,190
Income before income tax expense	6,165	3,366	17,138	16,108
Income tax expense	784	585	2,993	2,968
Net income	$ 5,381	$ 2,781	$ 14,145	$ 13,140
EARNINGS PER SHARE
Basic earnings per share (in dollars per share)	$ 0.55	$ 0.28	$ 1.44	$ 1.33
Diluted earnings per share (in dollars per share)	0.54	0.28	1.43	1.33
Cash dividends declared per common share (in dollars per share)	$ 0.105	$ 0.1	$ 0.305	$ 0.295
Deposit Account [Member]
NONINTEREST INCOME
Noninterest income	$ 828	$ 806	$ 2,437	$ 2,292
Bank Servicing [Member]
NONINTEREST INCOME
Noninterest income	0	2	0	12
Credit and Debit Card [Member]
NONINTEREST INCOME
Noninterest income	$ 403	$ 399	$ 1,208	$ 1,280

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 5,381	$ 2,781	$ 14,145	$ 13,140
Investment securities:
Unrealized gain (loss), available for sale, net of tax expense (benefit) of $2,847, ($3,054), $1,708 and ($3,123), respectively	10,523	(11,287)	6,306	(11,540)
Reclassification of realized (gain) loss, available for sale, net of tax benefit of $0, $0, $80 and $0, respectively	(1)	0	302	1
Total other comprehensive income (loss)	10,522	(11,287)	6,608	(11,539)
Total comprehensive income (loss)	$ 15,903	$ (8,506)	$ 20,753	$ 1,601

Consolidated Statements of Co_2

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) (Parentheticals) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Unrealized gain (loss) available for sale, tax	$ 2,847	$ (3,054)	$ 1,708	$ (3,123)
Reclassification of realized gain, tax	$ 0	$ 0	$ 80	$ 0

Consolidated Statements of Chan

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) - USD ($) $ in Thousands	Common Stock [Member]	Additional Paid-in Capital [Member]	Retained Earnings [Member]	AOCI Attributable to Parent [Member]	Total
Balance (Accounting Standards Update 2016-13 [Member]) at Dec. 31, 2022	$ 0	$ 0	$ (4,295)		$ (4,295)
Balance at Dec. 31, 2022	9,902	146,587	108,206	(48,913)	215,782
Surrendered shares	(21)	(330)	0	0	(351)
Dividends declared	0	0	(2,903)	0	(2,903)
Stock-based compensation	82	1,384	0	0	1,466
Shares repurchased	(191)	(2,497)	0	0	(2,688)
Net income	0	0	13,140	0	13,140
Net change	0	0	0	(11,539)	(11,539)
Net income	0	0	13,140	0	13,140
Options exercised	8	97	0	0	105
Balance at Sep. 30, 2023	9,780	145,241	114,148	(60,452)	208,717
Balance at Jun. 30, 2023	9,831	145,347	112,344	(49,165)	218,357
Surrendered shares	0	(7)	0	0	(7)
Dividends declared	0	0	(977)	0	(977)
Stock-based compensation	2	525	0	0	527
Shares repurchased	(53)	(624)	0	0	(677)
Net income	0	0	2,781	0	2,781
Net change	0	0	0	(11,287)	(11,287)
Net income	0	0	2,781	0	2,781
Balance at Sep. 30, 2023	9,780	145,241	114,148	(60,452)	208,717
Balance at Dec. 31, 2023	9,748	145,456	116,711	(45,147)	226,768
Surrendered shares	(94)	(1,385)	0	0	(1,479)
Dividends declared	0	0	(2,996)	0	(2,996)
Stock-based compensation	97	1,345	0	0	1,442
Shares repurchased	(19)	(286)	0	0	(305)
Net income	0	0	14,145	0	14,145
Net change	0	0	0	6,608	6,608
Net income	0	0	14,145	0	14,145
Options exercised	96	1,263	0	0	1,359
Balance at Sep. 30, 2024	9,828	146,393	127,860	(38,539)	245,542
Balance at Jun. 30, 2024	9,829	145,918	123,510	(49,061)	230,196
Surrendered shares	0	(7)	0	0	(7)
Dividends declared	0	0	(1,031)	0	(1,031)
Stock-based compensation	1	518	0	0	519
Shares repurchased	(2)	(36)	0	0	(38)
Net income	0	0	5,381	0	5,381
Net change	0	0	0	10,522	10,522
Net income	0	0	5,381	0	5,381
Balance at Sep. 30, 2024	$ 9,828	$ 146,393	$ 127,860	$ (38,539)	$ 245,542

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Dividends per share declared (in dollars per share)	$ 0.105	$ 0.1	$ 0.305	$ 0.295

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 14,145	$ 13,140
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	2,359	2,871
Provision for credit losses	(2,779)	(2,486)
Net accretion of purchase accounting adjustments	(40)	(233)
Provision for other real estate owned	233	0
Net accretion of securities	(12)	(62)
Loss on call or sale of investment securities, net	382	1
(Gain) loss on sale or disposition of fixed assets, net	(427)	1,284
(Gain) loss on sale of other real estate owned, net	(708)	114
Gain on sale of loans	0	(75)
Gain on early extinguishment of subordinated debt	(502)	0
FHLB stock dividend	(139)	(591)
Stock-based compensation	1,442	1,466
Deferred taxes	404	(286)
Net change in value of bank owned life insurance	(1,310)	(1,046)
Amortization of subordinated debt issuance costs	64	71
Change in the fair value of equity securities	(254)	89
Income from legal settlement	(1,122)	0
Net change in:
Accrued interest receivable	42	(756)
Other assets	126	5,375
Accrued taxes and other liabilities	4,314	7,075
Net cash provided by operating activities	16,218	25,951
Cash flows from investing activities:
Proceeds from sales of investment securities available for sale	7,906	2,364
Purchases of securities available for sale	(15,634)	(107,904)
Purchases of securities held to maturity	(1,500)	(12,556)
Proceeds from maturities, prepayments and calls of investment securities available for sale	27,031	91,630
Proceeds from maturities, prepayments and calls of investment securities held to maturity	3,664	808
Proceeds from redemption or sale of nonmarketable equity securities	1,872	17,150
Net decrease in loans	53,356	22,312
Proceeds from sales of other real estate owned	1,984	1,484
Proceeds from sales of fixed assets	1,340	42
Purchases of loans	0	(35,887)
Purchases of fixed assets	(388)	(904)
Proceeds from surrender of bank owned life insurance	8,440	0
Purchases of bank owned life insurance	(10,000)	0
Purchases of other investments	(140)	(552)
Distributions from investments	112	225
Cash paid for branch sale to First Community Bank, net of cash received	0	(596)
Net cash provided by (used in) investing activities	74,776	(25,112)
Cash flows from financing activities:
Net increase in customer deposits	31,750	141,787
Net increase in repurchase agreements	4,361	13,930
Net decrease in short-term FHLB advances	0	(333,500)
Net (decrease) increase in borrowings under the BTFP	(103,500)	235,800
Proceeds from long-term FHLB advances	60,000	0
Repayment of long-term FHLB advances	(20,000)	(30,000)
Cash dividends paid on common stock	(2,940)	(2,864)
Proceeds from stock options exercised	1,359	105
Payments to repurchase common stock	(305)	(2,688)
Extinguishment of subordinated debt	(7,388)	0
Net cash (used in) provided by financing activities	(36,663)	22,570
Net change in cash and cash equivalents	54,331	23,409
Cash and cash equivalents, beginning of period	32,009	40,259
Cash and cash equivalents, end of period	86,340	63,668
SUPPLEMENTAL DISCLOSURES OF NONCASH INVESTING ACTIVITIES
Transfer from loans to other real estate owned	1,810	3,930
Transfer from bank premises and equipment to other real estate owned	0	1,425
Equity Securities, Held In Correspondent Banks [Member]
Cash flows from investing activities:
Purchases of equity securities at fair value	(2,267)	(2,728)
Marketable Securities and Mutual Funds [Member]
Cash flows from investing activities:
Purchases of equity securities at fair value	(1,000)	0
First Community Bank [Member]
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on sale of loans	$ 0	$ (75)

Note 1 - Summary of Significant

Note 1 - Summary of Significant Accounting Policies	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Significant Accounting Policies [Text Block]	1. Basis of Presentation The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10 10 X. not three nine September 30, 2024 are not may December 31, 2023 , including the notes thereto, which were included as part of the Company’s Annual Report. Nature of Operations The Company is a financial holding company, headquartered in Baton Rouge, Louisiana that provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association, a national bank, primarily to meet the needs of individuals, professionals and small to me dium-sized businesses. The Company’s primary markets are in south Louisiana, southeast Texas and Alabama. At September 30, 2024 , the Company operated 20 full service branches located in Louisiana, two six Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation. Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance may 2016 13 January 1, 2023, may may Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill. Rapidly changing inflation rates and rising interest rates have made certain estimates more challenging, including those discussed above. Reclassifications Certain reclassifications have been made to prior period balances to conform to the current period presentation. Recent Accounting Pronouncements FASB Disclosure Improvements Update No. 2023 06 ( ASU 2023 06 October 2023, 2023 06, 2023 06 2023 06 X June 30, 2027, not X not 2023 06 not FASB ASC Topic 740 Income Taxes - Improvements to Income Tax Disclosures Update No. 2023 09 ( ASU 2023 09 December 2023, 2023 09, 2023 09 2023 09 December 15, 2024 not

Note 2 - Earnings Per Share

Note 2 - Earnings Per Share	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Earnings Per Share [Text Block]	NOTE 2. The following is a summary of the information used in the computation of basic and diluted earnings per common share for the three nine September 30, 2024 2023 (in thousands, except share data). Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Earnings per common share – basic Net income $ 5,381 $ 2,781 $ 14,145 $ 13,140 Less: income allocated to participating securities — — — (2 ) Net income allocated to common shareholders 5,381 2,781 14,145 13,138 Weighted average basic shares outstanding 9,828,776 9,814,727 9,808,841 9,867,781 Basic earnings per common share $ 0.55 $ 0.28 $ 1.44 $ 1.33 Earnings per common share – diluted Net income allocated to common shareholders $ 5,381 $ 2,781 $ 14,145 $ 13,138 Weighted average basic shares outstanding 9,828,776 9,814,727 9,808,841 9,867,781 Dilutive effect of securities 73,672 2,880 83,662 8,042 Total weighted average diluted shares outstanding 9,902,448 9,817,607 9,892,503 9,875,823 Diluted earnings per common share $ 0.54 $ 0.28 $ 1.43 $ 1.33 The weighted average shares that have an antidilutive effect in the calculation of diluted earnings per common share and have been excluded from the computations above are shown below. Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Stock options 7,405 — 6,367 8,886 RSUs 401 58,153 4,420 70,267

Note 3 - Investment Securities

Note 3 - Investment Securities	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]	3. Debt Securities The amortized cost and approximate fair value of investment securities classified as AFS are summarized below as of the dates presented (dollars in thousands). Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value September 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,298 $ 93 $ (266 ) $ 20,125 Obligations of state and political subdivisions 17,748 4 (1,870 ) 15,882 Corporate bonds 28,322 — (2,623 ) 25,699 Residential mortgage-backed securities 261,627 71 (37,261 ) 224,437 Commercial mortgage-backed securities 71,620 304 (7,421 ) 64,503 Total $ 399,615 $ 472 $ (49,441 ) $ 350,646 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,383 $ 100 $ (440 ) $ 20,043 Obligations of state and political subdivisions 18,768 11 (2,076 ) 16,703 Corporate bonds 30,097 — (3,741 ) 26,356 Residential mortgage-backed securities 274,950 14 (42,919 ) 232,045 Commercial mortgage-backed securities 75,085 208 (8,522 ) 66,771 Total $ 419,283 $ 333 $ (57,698 ) $ 361,918 The Company calculates realized gains and losses on sales of debt securities under the specific identification method. Procee Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Proceeds from sales $ — $ — $ 7,906 $ 2,364 Gross gains $ — $ — $ — $ 1 Gross losses $ — $ — $ (383 ) $ (2 ) The amortized cost and approximate fair value of investment securities classified as HTM are summarized below as of the dates presented (dollars in thousands). Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value September 30, 2024 Obligations of state and political subdivisions $ 16,212 $ 42 $ (170 ) $ 16,084 Residential mortgage-backed securities 2,090 — (156 ) 1,934 Total $ 18,302 $ 42 $ (326 ) $ 18,018 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of state and political subdivisions $ 18,163 $ 314 $ (82 ) $ 18,395 Residential mortgage-backed securities 2,309 — (191 ) 2,118 Total $ 20,472 $ 314 $ (273 ) $ 20,513 Securities are classified in the consolidated balance sheets according to management’s intent. The Company had no securities classified as trading as of September 30, 2024 or December 31, 2023 . The approximate fair value of AFS securities and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands). Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses September 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 280 $ (1 ) $ 7,635 $ (265 ) $ 7,915 $ (266 ) Obligations of state and political subdivisions 1,608 (24 ) 13,698 (1,846 ) 15,306 (1,870 ) Corporate bonds 252 (4 ) 25,447 (2,619 ) 25,699 (2,623 ) Residential mortgage-backed securities — — 219,078 (37,261 ) 219,078 (37,261 ) Commercial mortgage-backed securities 1,275 (23 ) 45,690 (7,398 ) 46,965 (7,421 ) Total $ 3,415 $ (52 ) $ 311,548 $ (49,389 ) $ 314,963 $ (49,441 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 1,268 $ (7 ) $ 9,284 $ (433 ) $ 10,552 $ (440 ) Obligations of state and political subdivisions — — 15,425 (2,076 ) 15,425 (2,076 ) Corporate bonds 468 (28 ) 25,888 (3,713 ) 26,356 (3,741 ) Residential mortgage-backed securities 2,705 (421 ) 228,415 (42,498 ) 231,120 (42,919 ) Commercial mortgage-backed securities 1,085 (35 ) 50,271 (8,487 ) 51,356 (8,522 ) Total $ 5,526 $ (491 ) $ 329,283 $ (57,207 ) $ 334,809 $ (57,698 ) At September 30, 2024 , 665 of the Company’s AFS debt securities had unrealized losses totaling 13.6% of the individual securities’ amortized cost basis and 12.4% of the Company’s total amortized cost basis of the AFS investment securities portfolio. At such date, 649 of the 665 securities had been in a continuous loss position for over 12 The approximate fair value of HTM securities, and unrealized losses, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, are summarized below as of the dates presented (dollars in thousands). Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses September 30, 2024 Obligations of state and political subdivisions $ 10,427 $ (37 ) $ 2,615 $ (133 ) $ 13,042 $ (170 ) Residential mortgage-backed securities — — 1,934 (156 ) 1,934 (156 ) Total $ 10,427 $ (37 ) $ 4,549 $ (289 ) $ 14,976 $ (326 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of state and political subdivisions $ — $ — $ 3,064 $ (82 ) $ 3,064 $ (82 ) Residential mortgage-backed securities — — 2,118 (191 ) 2,118 (191 ) Total $ — $ — $ 5,182 $ (273 ) $ 5,182 $ (273 ) Unrealized losses are generally due to changes in market interest rates. The Company has the intent to hold these securities either until maturity or a forecasted recovery, and it is more likely than not not not September 30, 2024 or December 31, 2023 . The amortized cost and approximate fair value of investment debt securities, by contractual maturity, are shown below as of the dates presented (dollars in thousands). Actual maturities may may Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value September 30, 2024 Due within one year $ 9,415 $ 9,310 $ 960 $ 955 Due after one year through five years 27,931 27,259 2,748 2,615 Due after five years through ten years 31,689 29,113 3,000 3,042 Due after ten years 330,580 284,964 11,594 11,406 Total debt securities $ 399,615 $ 350,646 $ 18,302 $ 18,018 Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value December 31, 2023 Due within one year $ 1,034 $ 1,027 $ 960 $ 961 Due after one year through five years 28,620 27,623 2,556 2,582 Due after five years through ten years 43,634 39,971 4,647 4,621 Due after ten years 345,995 293,297 12,309 12,349 Total debt securities $ 419,283 $ 361,918 $ 20,472 $ 20,513 Accrued interest receivable on the Company s investment securities $1.7 million at both September 30, 2024 and December 31, 2023 , and is included in “ Accrued interest receivable ” on the accompanying consolidated balance sheets. At September 30, 2024 , securities with a carrying value of $127.3 million were pledged to secure certain deposits, borrowings, and other liabilities, compared to $296.2 million in pledged securities at December 31, 2023 . Equity Securities Equity securities at fair value include marketable securities in corporate stocks and mutual funds and totaled million and $1.2 million at September 30, 2024 and December 31, 2023 , respectively. Nonmarketable equity securities primarily consist of FHLB stock and FRB stock. Members of the FHLB and FRB are required to own a certain amount of stock based on the level of borrowings and other factors and may September 30, 2024 and December 31, 2023 was million and million, respectively.

Note 4 - Loans and Allowance fo

Note 4 - Loans and Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Loans, Notes, Trade and Other Receivables Disclosure [Text Block]	4. The Company’s loan portfolio consists of the following categories of loans as of the dates presented (dollars in thousands). September 30, 2024 December 31, 2023 Construction and development $ 166,954 $ 190,371 1-4 Family 403,097 413,786 Multifamily 85,283 105,946 Farmland 7,173 7,651 Commercial real estate 966,741 937,708 Total mortgage loans on real estate 1,629,248 1,655,462 Commercial and industrial 515,273 543,421 Consumer 11,325 11,736 Total loans $ 2,155,846 $ 2,210,619 Interest on loans is calculated by using the simple interest method on daily balances of the principal amount outstanding. Loan origination fees, net of direct loan origination costs and commitment fees, are deferred and amortized as an adjustment to yield over the life of the loan, or over the commitment period, as applicable. Unamortized premiums and discounts on loans, included in the total loans balances above, were $0.1 million at September 30, 2024 and December 31, 2023 , respectively, and unearned income, or deferred fees, on loans September 30, 2024 and December 31, 2023 , and is also included in the total loans balance in the table above. The tables below provide an analysis of the aging of loans as of September 30, 2024 and December 31, 2023 September 30, 2024 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 166,929 $ 19 $ — $ 6 $ 166,954 $ — 1-4 Family 398,759 285 1,735 2,318 403,097 — Multifamily 85,283 — — — 85,283 — Farmland 7,173 — — — 7,173 — Commercial real estate 966,016 298 — 427 966,741 — Total mortgage loans on real estate 1,624,160 602 1,735 2,751 1,629,248 — Commercial and industrial 514,869 296 44 64 515,273 — Consumer 11,176 45 9 95 11,325 — Total loans $ 2,150,205 $ 943 $ 1,788 $ 2,910 $ 2,155,846 $ — December 31, 2023 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 189,746 $ — $ 55 $ 570 $ 190,371 $ — 1-4 Family 406,014 3,031 1,720 3,021 413,786 — Multifamily 105,946 — — — 105,946 — Farmland 7,651 — — — 7,651 — Commercial real estate 937,272 48 359 29 937,708 — Total mortgage loans on real estate 1,646,629 3,079 2,134 3,620 1,655,462 — Commercial and industrial 542,206 259 488 468 543,421 — Consumer 11,552 57 82 45 11,736 — Total loans $ 2,200,387 $ 3,395 $ 2,704 $ 4,133 $ 2,210,619 $ — The tables below provide an analysis of nonaccrual loans as of September 30, 2024 and December 31, 2023 (dollars in thousands). September 30, 2024 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 24 $ — $ 24 1-4 Family 1,325 1,665 2,990 Multifamily — — — Farmland — — — Commercial real estate 735 — 735 Total mortgage loans on real estate 2,084 1,665 3,749 Commercial and industrial 39 231 270 Consumer 76 25 101 Total loans $ 2,199 $ 1,921 $ 4,120 December 31, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 577 $ 212 $ 789 1-4 Family 2,937 1,241 4,178 Multifamily — — — Farmland — — — Commercial real estate 216 — 216 Total mortgage loans on real estate 3,730 1,453 5,183 Commercial and industrial 59 409 468 Consumer 74 45 119 Total loans $ 3,863 $ 1,907 $ 5,770 Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not may not may 90 not may not may six No nine September 30, 2024 2023 Collateral Dependent Loans Collateral dependent loans are loans for which the repayments, on the basis of our assessment at the reporting date, are expected to be provided substantially through the operation or sale of the collateral and the borrower is experiencing financial difficulty. Loans that do not s collateral dependent loans include all nonaccrual loans shown in the tables above at September 30, 2024 December 31, 2023 Portfolio Segment Risk Factors The following describes the risk characteristics relevant to each of the Company’s loan portfolio segments. Constructio n and Development - Construction and development loans are generally made for the purpose of acquisition and development of land to be improved through the construction of commercial and residential buildings. The successful repayment of these types of loans is generally dependent upon a commitment for permanent financing from the Company, or from the sale of the constructed property. These loans carry more risk than commercial or residential real estate loans due to the dynamics of construction projects, changes in interest rates, the long-term financing market, and state and local government regulations. One such risk is that loan funds are advanced upon the security of the property under construction, which is of uncertain value prior to the completion of construction. Thus, it is more difficult to evaluate accurately the total loan funds required to complete a project and to calculate related loan-to-value ratios. The Company attempts to minimize the risks associated with construction lending by limiting loan-to-value ratios as described above. In addition, as to speculative development loans, the Company generally makes such loans only to borrowers that have a positive pre-existing relationship with us. The Company manages risk by using specific underwriting policies and procedures for these types of loans and by avoiding excessive concentrations in any one 1 4 - The 1 4 first not third 2023, Multifamily - Multifamily loans are normally made to real estate investors to support permanent financing for multifamily residential income producing properties that rely on the successful operation of the property for repayment. This management mainly involves property maintenance and collection of rents due from tenants. This type of lending carries a lower level of risk, as compared to other commercial lending. In addition, underwriting requirements for multifamily properties are stricter than for other nonowner-occupied property types. The Company manages this risk by avoiding concentrations with any particular customer. Multifamily loans are primarily secured by first Farmland - Farmland loans are often for land improvements related to agricultural endeavors and may Commercial Real Estate - Commercial real estate loans are extensions of credit secured by owner occupied and nonowner-occupied collateral. Underwriting generally involves intensive analysis of the financial strength of the borrower and guarantor, liquidation value of the subject collateral, the associated unguaranteed exposure, and any available secondary sources of repayment, with the greatest emphasis given to a borrower’s capacity to meet cash flow coverage requirements as set forth by Bank policies. Commercial real estate loans typically depend on the successful operation and management of the businesses that occupy these properties or the financial stability of tenants occupying the properties. Nonowner-occupied commercial real estate loans typically are dependent, in large part, on the owner’s ability to rent the property and the ability of the tenants to pay rent, whereas owner-occupied commercial real estate loans typically are dependent, in large part, on the success of the owner’s business. General market conditions and economic activity may one Com mercial and Industrial - Commercial and industrial loans receive similar underwriting treatment as commercial real estate loans in that the repayment source is analyzed to determine its ability to meet cash flow coverage requirements as set forth by Bank policies. Repayment of these loans generally comes from the generation of cash flow as the result of the borrower’s business operations. Commercial lending generally involves different risks from those associated with commercial real estate lending or construction lending. Although commercial loans may may, Consumer - Consumer loans are offered by the Company in order to provide a full range of retail financial services to its customers and include auto loans, credit cards, and other consumer installment loans. Typically, the Company evaluates the borrower’s repayment ability through a review of credit scores and an evaluation of debt to income ratios. Repayment of consumer loans depends upon key consumer economic measures and upon the borrower’s financial stability and is more likely to be adversely affected by divorce, job loss, illness and personal hardships than repayment of other loans. A shortfall in the value of any collateral also may Credit Quality Indicators Loans are categorized into risk categories based on relevant information about the ability of borrowers to service their debt, such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The following definitions are utilized for risk ratings, which are consistent with the definitions used in supervisory guidance: Pass not Special Mention may Substandard not Doubtful Loss not not no not The tables below present the Company’s loan portfolio by year of origination, category, and credit quality indicator as of September 30, 2024 and December 31, 2023 September 30, 2024 December 31, 2023 September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Total Construction and development Pass $ 45,158 $ 38,795 $ 41,353 $ 3,807 $ 2,415 $ 1,865 $ 23,198 $ 156,591 Special Mention 114 — — 746 — — — 860 Substandard — 4,532 4,946 — 19 6 — 9,503 Total construction and development $ 45,272 $ 43,327 $ 46,299 $ 4,553 $ 2,434 $ 1,871 $ 23,198 $ 166,954 Current-period gross charge-offs $ — $ — $ (77 ) $ (72 ) $ — $ — $ — $ (149 ) 1-4 Family Pass $ 11,152 $ 40,978 $ 96,858 $ 74,289 $ 54,888 $ 75,111 $ 44,927 $ 398,203 Special Mention 182 — 408 — — — 150 740 Substandard — 501 512 561 572 1,600 277 4,023 Doubtful 88 — — — 43 — — 131 Total 1-4 family $ 11,422 $ 41,479 $ 97,778 $ 74,850 $ 55,503 $ 76,711 $ 45,354 $ 403,097 Current-period gross charge-offs $ — $ — $ (42 ) $ — $ — $ (102 ) $ — $ (144 ) Multifamily Pass $ 1,520 $ 7,610 $ 47,322 $ 12,152 $ 3,448 $ 6,939 $ 300 $ 79,291 Special Mention — — 655 — — 3,973 — 4,628 Substandard — — — — 1,364 — — 1,364 Total multifamily $ 1,520 $ 7,610 $ 47,977 $ 12,152 $ 4,812 $ 10,912 $ 300 $ 85,283 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 12 $ 1,617 $ 1,308 $ 690 $ 903 $ 1,680 $ 963 $ 7,173 Special Mention — — — — — — — — Substandard — — — — — — — — Total farmland $ 12 $ 1,617 $ 1,308 $ 690 $ 903 $ 1,680 $ 963 $ 7,173 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 46,561 $ 77,249 $ 305,545 $ 208,393 $ 164,272 $ 143,478 $ 6,871 $ 952,369 Special Mention — — — 1,689 — 159 — 1,848 Substandard 3,038 125 140 4,048 1,616 3,370 187 12,524 Total commercial real estate $ 49,599 $ 77,374 $ 305,685 $ 214,130 $ 165,888 $ 147,007 $ 7,058 $ 966,741 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 37,679 $ 33,035 $ 124,709 $ 25,867 $ 9,135 $ 16,921 $ 264,949 $ 512,295 Special Mention — — — — — — 1,745 1,745 Substandard 23 — 6 25 4 235 940 1,233 Total commercial and industrial $ 37,702 $ 33,035 $ 124,715 $ 25,892 $ 9,139 $ 17,156 $ 267,634 $ 515,273 Current-period gross charge-offs $ — $ — $ (17 ) $ — $ — $ — $ (66 ) $ (83 ) Consumer Pass $ 3,607 $ 3,211 $ 1,529 $ 939 $ 335 $ 902 $ 672 $ 11,195 Special Mention — — — — — — — — Substandard — 1 6 — 12 111 — 130 Total consumer $ 3,607 $ 3,212 $ 1,535 $ 939 $ 347 $ 1,013 $ 672 $ 11,325 Current-period gross charge-offs $ (58 ) $ (3 ) $ (1 ) $ (2 ) $ — $ (11 ) $ (4 ) $ (79 ) Total loans Pass $ 145,689 $ 202,495 $ 618,624 $ 326,137 $ 235,396 $ 246,896 $ 341,880 $ 2,117,117 Special Mention 296 — 1,063 2,435 — 4,132 1,895 9,821 Substandard 3,061 5,159 5,610 4,634 3,587 5,322 1,404 28,777 Doubtful 88 — — — 43 — — 131 Total loans $ 149,134 $ 207,654 $ 625,297 $ 333,206 $ 239,026 $ 256,350 $ 345,179 $ 2,155,846 Current-period gross charge-offs $ (58 ) $ (3 ) $ (137 ) $ (74 ) $ — $ (113 ) $ (70 ) $ (455 ) December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Construction and development Pass $ 51,811 $ 83,668 $ 25,169 $ 2,661 $ 935 $ 4,012 $ 17,496 $ 185,752 Special Mention 3,063 — 767 — — — — 3,830 Substandard — 293 489 — — 7 — 789 Total construction and development $ 54,874 $ 83,961 $ 26,425 $ 2,661 $ 935 $ 4,019 $ 17,496 $ 190,371 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 Family Pass $ 43,047 $ 101,479 $ 85,340 $ 58,926 $ 26,836 $ 59,115 $ 33,454 $ 408,197 Special Mention — — 477 — — — — 477 Substandard 179 1,949 257 162 963 1,510 92 5,112 Total 1-4 family $ 43,226 $ 103,428 $ 86,074 $ 59,088 $ 27,799 $ 60,625 $ 33,546 $ 413,786 Current-period gross charge-offs $ (22 ) $ — $ — $ — $ (21 ) $ (3 ) $ — $ (46 ) Multifamily Pass $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 6,969 $ 160 $ 101,878 Special Mention — — — — — 4,068 — 4,068 Substandard — — — — — — — — Total multifamily $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 11,037 $ 160 $ 105,946 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,013 $ 1,015 $ 7,575 Special Mention — — — — — — — — Substandard — — — — — 76 — 76 Total farmland $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,089 $ 1,015 $ 7,651 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 76,043 $ 269,311 $ 218,780 $ 175,604 $ 82,909 $ 105,083 $ 4,731 $ 932,461 Special Mention — — 181 — — — — 181 Substandard — — — 1,474 172 3,233 187 5,066 Total commercial real estate $ 76,043 $ 269,311 $ 218,961 $ 177,078 $ 83,081 $ 108,316 $ 4,918 $ 937,708 Current-period gross charge-offs $ — $ — $ — $ — $ (2 ) $ (25 ) $ — $ (27 ) Commercial and industrial Pass $ 60,123 $ 139,543 $ 31,459 $ 14,244 $ 7,439 $ 14,290 $ 273,208 $ 540,306 Special Mention — — — — — — 2,289 2,289 Substandard 49 78 154 7 416 8 114 826 Total commercial and industrial $ 60,172 $ 139,621 $ 31,613 $ 14,251 $ 7,855 $ 14,298 $ 275,611 $ 543,421 Current-period gross charge-offs $ — $ — $ (190 ) $ — $ (7 ) $ (31 ) $ (193 ) $ (421 ) Consumer Pass $ 4,881 $ 2,303 $ 1,611 $ 734 $ 250 $ 1,130 $ 658 $ 11,567 Special Mention — — — — — — — — Substandard 4 7 1 14 4 139 — 169 Total consumer $ 4,885 $ 2,310 $ 1,612 $ 748 $ 254 $ 1,269 $ 658 $ 11,736 Current-period gross charge-offs $ (119 ) $ (22 ) $ (10 ) $ (12 ) $ (5 ) $ (58 ) $ (22 ) $ (248 ) Total loans Pass $ 245,506 $ 662,583 $ 379,386 $ 258,150 $ 119,777 $ 191,612 $ 330,722 $ 2,187,736 Special Mention 3,063 — 1,425 — — 4,068 2,289 10,845 Substandard 232 2,327 901 1,657 1,555 4,973 393 12,038 Total loans $ 248,801 $ 664,910 $ 381,712 $ 259,807 $ 121,332 $ 200,653 $ 333,404 $ 2,210,619 Current-period gross charge-offs $ (141 ) $ (22 ) $ (200 ) $ (12 ) $ (35 ) $ (117 ) $ (215 ) $ (742 ) The Company had $0.1 million of loans that were classified as doubtful and no September 30, 2024 . The Company had no loans that were classified as doubtful or loss at December 31, 2023 . Loan Participations and Sold Loans Loan participations and whole loans sold to and servic ed for others are not $35.5 million and $25.9 million at September 30, 2024 and December 31, 2023 , respectively. The unpaid principal balance of these loans was approximately $148.9 million and $99.8 mil at September 30, 2024 and December 31, 2023 , respectively. Loans to Related Parties In the ordinary course of business, the Company makes loans to related parties including its executive officers, principal stockholders, directors and their immediate family members, as well as to companies of which these individuals are principal owners. Loans outstanding to such related party borrowers amounted to approximately million and million as of September 30, 2024 and December 31, 2023 , respectively. No September 30, 2024 December 31, 2023 The table below shows the aggregate principal balance of loans to such related parties as of the dates presented (dollars in thousands). September 30, 2024 December 31, 2023 Balance, beginning of period $ 46,000 $ 96,977 New loans/changes in relationship 480 2,570 Repayments/changes in relationship (2,388 ) (53,547 ) Balance, end of period $ 44,092 $ 46,000 Allowance for Credit Losses Effective January 1, 2023, 2016 13, four The Company evaluates the adequacy of the allowance for credit losses on a quarterly basis. The allowance for credit losses is comprised of reserves measured on a collective (pool) basis based on a lifetime loss-rate model when similar risk characteristics exist. For each pool of loans, the Company evaluates and applies qualitative adjustments to the calculated allowance for credit losses based on several factors, including, but not not third not The Company made the accounting policy election to exclude accrued interest receivable from the amortized cost of loans and the estimate of the allowance for credit losses. Accrued interest receivable on the Company’s loan $12.7 million at September 30, 2024 and December 31, 2023 , respectively, and is included in “Accrued interest receivable” on the accompanying consolidated balance sheets. The table below shows a summary of the activity in the allowance for credit losses for the three nine September 30, 2024 2023 (dollars in thousands). Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Balance, beginning of period $ 28,620 $ 30,044 $ 30,540 $ 24,364 ASU 2016-13 adoption impact (1) — — — 5,865 Provision for credit losses on loans (2) (906 ) (417 ) (2,615 ) (2,694 ) Charge-offs (78 ) (33 ) (455 ) (668 ) Recoveries 467 184 633 2,911 Balance, end of period $ 28,103 $ 29,778 $ 28,103 $ 29,778 ( 1 On January 1, 2023, 2016 13, one ( 2 For the three September 30, 2024 , the million negative provision for credit losses on the consolidated statement of income includes a $0.9 million negative provision for loan losses and a $40,000 negative provision for unfunded loan commitments. For the nine September 30, 2024 , the $2.8 million negative provision for credit losses on the consolidated statement of income includes a $2.6 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments. For the three September 30, 2023 nine September 30, 2023 million negative provision for credit losses on the consolidated statement of income includes a $2.7 million negative provision for loan losses and a $0.2 million provision for unfunded loan commitments. The negative provision for credit losses for the three September 30, 2024 was primarily due to net recoveries of $0.4 nine September 30, 2024 was primarily due to net recoveries, a decrease in total loans, aging of existing loans, an improvement in economic forecast, and, to a lesser extent, the completion of our annual CECL allowance model recalibration, which resulted in lower historical loss rates. three September 30, 2023 $0.2 nine September 30, 2023 one third 2021 The following tables outline the activity in the allowance for credit losses by collateral type for the three nine September 30, 2024 2023 , and show both the allowance and portfolio balances for loans individually and collectively evaluated for impairment as of September 30, 2024 2023 (dollars in thousands). Three months ended September 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 1,492 $ 5,741 $ 1,518 $ 9 $ 12,230 $ 7,529 $ 101 $ 28,620 Provision for credit losses on loans (596 ) 76 (293 ) (1 ) 89 (200 ) 19 (906 ) Charge-offs — (38 ) — — — (17 ) (23 ) (78 ) Recoveries 421 3 — — — 38 5 467 Ending balance $ 1,317 $ 5,782 $ 1,225 $ 8 $ 12,319 $ 7,350 $ 102 $ 28,103 Three months ended September 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Provision for credit losses on loans 18 (125 ) 239 — (252 ) (310 ) 13 (417 ) Charge-offs — — — — (1 ) 1 (33 ) (33 ) Recoveries 5 4 — — 12 137 26 184 Ending balance $ 3,000 $ 9,172 $ 1,105 $ 3 $ 10,980 $ 5,297 $ 221 $ 29,778 Nine months ended September 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,471 $ 9,129 $ 1,124 $ 2 $ 10,691 $ 6,920 $ 203 $ 30,540 Provision for credit losses on loans (1,444 ) (3,214 ) 101 (30 ) 1,628 386 (42 ) (2,615 ) Charge-offs (149 ) (144 ) — — — (83 ) (79 ) (455 ) Recoveries 439 11 — 36 — 127 20 633 Ending balance $ 1,317 $ 5,782 $ 1,225 $ 8 $ 12,319 $ 7,350 $ 102 $ 28,103 Ending allowance balance for loans individually evaluated for impairment — 293 — — — 89 6 388 Ending allowance balance for loans collectively evaluated for impairment 1,317 5,489 1,225 8 12,319 7,261 96 27,715 Loans receivable: Balance of loans individually evaluated for impairment 24 3,557 — — 735 270 101 4,687 Balance of loans collectively evaluated for impairment 166,930 399,540 85,283 7,173 966,006 515,003 11,224 2,151,159 Total period-end balance $ 166,954 $ 403,097 $ 85,283 $ 7,173 $ 966,741 $ 515,273 $ 11,325 $ 2,155,846 Nine months ended September 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,555 $ 3,917 $ 999 $ 113 $ 10,718 $ 5,743 $ 319 $ 24,364 ASU 2016-13 adoption impact (75 ) 4,712 (84 ) (99 ) 676 793 (58 ) 5,865 Provision for credit losses on loans 472 570 190 (11 ) (2,632 ) (1,382 ) 99 (2,694 ) Charge-offs — (46 ) — — (27 ) (390 ) (205 ) (668 ) Recoveries 48 19 — — 2,245 533 66 2,911 Ending balance $ 3,000 $ 9,172 $ 1,105 $ 3 $ 10,980 $ 5,297 $ 221 $ 29,778 Ending allowance balance for loans individually evaluated for impairment 212 100 — — — 44 30 386 Ending allowance balance for loans collectively evaluated for impairment 2,788 9,072 1,105 3 10,980 5,253 191 29,392 Loans receivable: Balance of loans individually evaluated for impairment 250 2,119 — — 1,665 1,151 66 5,251 Balance of loans collectively evaluated for impairment 211,140 413,043 102,974 8,259 940,192 410,139 12,024 2,097,771 Total period-end balance $ 211,390 $ 415,162 $ 102,974 $ 8,259 $ 941,857 $ 411,290 $ 12,090 $ 2,103,022 Loan Modifications to Borrowers Exper iencing Financial Difficulty Occasionally, the Company modifies loans to borrowers in financial distress by providing certain concessions, such as principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension, excluding covenant waivers and modification of contingent acceleration clauses, or a combination of such concessions. When nine September 30, 2024 2023 , not

Note 5 - Borrowings Under Bank

Note 5 - Borrowings Under Bank Term Funding Program	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Debt Disclosure [Text Block]	NOTE 5. On March 12, 2023, one one At September 30, 2024 and December 31, 2023 , outstanding borrowings under the BTFP were million and $212.5 million, respectively. The BTFP ceased making new loans as scheduled on March 11, 2024.

Note 6 - Stockholders' Equity

Note 6 - Stockholders' Equity	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Equity [Text Block]	6. EQUITY Accumulated Other Comprehensive (Loss) Income Activity within the balances in accumulated other comprehensive (loss) income is shown in the tables below (dollars in thousands). Three months ended September 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized (loss) gain, available for sale, net $ (43,844 ) $ 10,523 $ (33,321 ) $ (43,390 ) $ (11,287 ) $ (54,677 ) Reclassification of realized gain, available for sale, net (5,218 ) (1 ) (5,219 ) (5,776 ) — (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive (loss) income $ (49,061 ) $ 10,522 $ (38,539 ) $ (49,165 ) $ (11,287 ) $ (60,452 ) Nine months ended September 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized (loss) gain, available for sale, net $ (39,627 ) $ 6,306 $ (33,321 ) $ (43,137 ) $ (11,540 ) $ (54,677 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 302 (5,219 ) (5,777 ) 1 (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive (loss) income $ (45,147 ) $ 6,608 $ (38,539 ) $ (48,913 ) $ (11,539 ) $ (60,452 )

Note 7 - Stock-Based Compensati

Note 7 - Stock-Based Compensation	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Share-Based Payment Arrangement [Text Block]	7. Equity Incentive Plan. 2017 2021, may may September 30, 2024 Stock Options The Company uses a Black-Scholes option pricing model to estimate the fair value of stock-based awards. The Black-Scholes option pricing model incorporates various subjective assumptions, including expected term and expected volatility. Expected volatility was determined based on the historical volatilities of the Company. The table below shows the assumptions used for the stock options granted during the nine September 30, 2024 Dividend yield 2.45 % Expected volatility 40.80 % Risk-free interest rate 4.29 % Expected term (in years) 6.5 Weighted average grant date fair value $ 6.04 Stock option expense of $41,000 and $0.1 million is included in “Salaries and employee benefits” in the accompanying consolidated statements of income for the three nine September 30, 2024 2023, September 30, 2024 The table below summarizes the Company’s stock option activity for the periods presented. Nine months ended September 30, 2024 2023 Number of Options Weighted Average Exercise Price Number of Options Weighted Average Exercise Price Outstanding, beginning of period 326,605 $ 17.32 350,430 $ 17.89 Granted 29,997 16.35 34,497 13.96 Exercised (96,000 ) 14.16 (7,500 ) 14.00 Outstanding, end of period 260,602 $ 18.37 377,427 $ 17.61 Exercisable, end of period 174,872 $ 19.15 295,669 $ 17.57 Restricted Stock and RSUs Under the Plan, the Company may 2019, two five not not May 1, 2023, Compensation expense for restricted stock and RSUs is determined based on the market price of the Company’s common stock at the grant date and is applied to the total number of shares or units granted and is recognized on a straight-line basis over the requisite service period of generally five two Compensation expense related to restricted stock and RSUs of $0.5 million and $1.3 million is included in the accompanying consolidated statements of income for the three nine September 30, 2024 three nine September 30, 2023 September 30, 2024 The following table summarizes the restricted stock and RSU activity for the periods presented. Nine months ended September 30, 2024 2023 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance, beginning of period 336,749 $ 17.37 253,488 $ 20.19 Granted 110,886 16.41 168,205 14.95 Forfeited (25,266 ) 17.06 (6,675 ) 20.80 Earned and issued (96,855 ) 18.84 (82,294 ) 20.41 Balance, end of period 325,514 $ 16.63 332,724 $ 17.47

Note 8 - Derivative Financial I

Note 8 - Derivative Financial Instruments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Derivative Instruments and Hedging Activities Disclosure [Text Block]	8. As part of its liability management, the Company has historically utilized pay-fixed interest rate swaps to manage exposure against the variability in the expected future cash flows (future interest payments) attributable to changes in the 1 1 There were no assets or liabilities recorded in the accompanying consolidated balance sheets at September 30, 2024 or December 31, 2023 associated with the swap contracts, other than interest rate swaps related to customer loans, described below. Customer Derivatives Interest Rate Swaps The Company enters into interest rate swaps that allow commercial loan customers to effectively convert a variable-rate commercial loan agreement to a fixed-rate commercial loan agreement. Under these agreements, the Company enters into a variable-rate loan agreement with a customer in addition to an interest rate swap agreement, which serves to effectively swap the customer’s variable-rate loan into a fixed-rate loan. The Company then enters into a corresponding swap agreement with a third third not 815, “Derivatives and Hedging” not may may 820, “Fair Value Measurement” 820” not three nine September 30, 2024 and 2023 . The table below presents the notional amounts and fair values of the Company’s derivative financial instruments as well as their classification on the accompanying consolidated balance sheets at September 30, 2024 and December 31, 2023 . Fair Value Notional (1) Derivative Assets (2) Derivative Liabilities (2) September 30, 2024 Interest rate swaps $ 190,450 $ 15,322 $ 15,322 December 31, 2023 Interest rate swaps $ 174,893 $ 17,325 $ 17,325 ( 1 Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions. ( 2 Derivative assets and liabilities are reported at fair value in “Other assets” “Accrued taxes and other liabilities” accompanying

Note 9 - Fair Values of Financi

Note 9 - Fair Values of Financial Instruments	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Fair Value Disclosures [Text Block]	9. In accordance with ASC 820, not not may not not If there has been a significant decrease in the volume and level of activity for the asset or liability, a change in valuation technique or the use of multiple valuation techniques may The Company holds SBIC qualified funds and other investment funds that do not 820, not September 30, 2024 and December 31, 2023 , the fair values of these investments were $3.6 million and $3.4 million, respectively, and are included in “Other assets” in the accompanying consolidated balance sheets. Fair Value Hierarchy In accordance with ASC 820, three Level 1 Level 2 1, not Level 3 no A financial instrument’s categorization within the valuation hierarchy is based upon the lowest level of input that is significant to the fair value measurement. Fair Value of Assets and Liabilities Measured on a Recurring Basis The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a recurring basis: AFS Investment Securities and Marketable Equity Securities 1 1 If quoted market prices are not 2 3. Management monitors the current placement of securities in the fair value hierarchy to determine whether transfers between levels may may September 30, 2024 and December 31, 2023 , the majority of the Company’s 3 3 may Derivative Financial Instruments – The fair value for interest rate swap agreements is based upon the amounts required to settle the contracts. 2 Assets and liabilities measured at fair value on a recurring basis are summarized in the table below as of the dates indicated (dollars in thousands). Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value (Level 1) (Level 2) (Level 3) September 30, 2024 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,125 $ — $ 20,125 $ — Obligations of state and political subdivisions 15,882 — 11,599 4,283 Corporate bonds 25,699 — 25,221 478 Residential mortgage-backed securities 224,437 — 224,437 — Commercial mortgage-backed securities 64,503 — 64,503 — Equity securities at fair value 2,434 2,434 — — Interest rate swaps - gross assets 15,322 — 15,322 — Total assets $ 368,402 $ 2,434 $ 361,207 $ 4,761 Liabilities: Interest rate swaps - gross liabilities $ 15,322 $ — $ 15,322 $ — December 31, 2023 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,043 $ — $ 20,043 $ — Obligations of state and political subdivisions 16,703 — 11,453 5,250 Corporate bonds 26,356 — 25,893 463 Residential mortgage-backed securities 232,045 — 232,045 — Commercial mortgage-backed securities 66,771 — 66,771 — Equity securities at fair value 1,180 1,180 — — Interest rate swaps - gross assets 17,325 — 17,325 — Total assets $ 380,423 $ 1,180 $ 373,530 $ 5,713 Liabilities: Interest rate swaps - gross liabilities $ 17,325 $ — $ 17,325 $ — The Company reviews fair value hierarchy classifications on a quarterly basis. Changes in the Company’s ability to observe inputs to the valuation may 3 nine September 30, 2024 2023 (dollars in thousands). Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2023 $ 5,250 $ 463 Realized gain (loss) included in earnings — — Unrealized (loss) gain included in other comprehensive income (940 ) 15 Purchases — — Sales — — Maturities, prepayments, and calls (27 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at September 30, 2024 $ 4,283 $ 478 Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2022 $ 5,965 $ 479 Realized gain (loss) included in earnings — — Unrealized loss included in other comprehensive loss (764 ) (31 ) Purchases — — Sales — — Maturities, prepayments, and calls (26 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at September 30, 2023 $ 5,175 $ 448 There were no liabilities measured at fair value on a recurring basis using level 3 September 30, 2024 and December 31, 2023 . For the nine September 30, 2024 2023 , there were no gains or losses included in earnings related to the change in fair value of the assets measured on a recurring basis using significant unobservable inputs held at the end of the period. The following table provides quantitative information about significant unobservable inputs used in fair value measurements of level 3 September 30, 2024 and December 31, 2023 (dollars in thousands). Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts September 30, 2024 Obligations of state and political subdivisions $ 4,283 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 2% - 13% Corporate bonds 478 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 5% December 31, 2023 Obligations of state and political subdivisions $ 5,250 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 11% Corporate bonds 463 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 8% ( 1 Fair Value of Assets and Liabilities Measured on a Nonrecurring Basis Certain financial assets and financial liabilities are measured at fair value on a nonrecurring basis; that is, the instruments are not The following methods and assumptions were used by the Company in estimating the fair value of assets and liabilities valued on a nonrecurring basis: Loans Individually Evaluated third not not 3. Other Real Estate Owned – Other real estate owned consists of properties acquired through foreclosure or acceptance of a deed in lieu of foreclosure. These properties are initially recorded at fair value at the time of foreclosure, less estimated selling cost. Losses arising at the time of foreclosure of properties are charged to the allowance for credit losses. Subsequently, it may 3. Quantitative information about assets measured at fair value on a nonrecurring basis based on significant unobservable inputs (level 3 September 30, 2024 and December 31, 2023 . There were no liabilities measured September 30, 2024 or December 31, 2023 (dollars in thousands). Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts Weighted Average Discount (3) September 30, 2024 Loans individually evaluated for impairment (1) $ 1,617 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 2% - 100% 13% Other real estate owned (2) 900 Underlying collateral value, third party appraisals Collateral discounts and discount rates 18% 18% December 31, 2023 Loans individually evaluated for impairment (1) $ 1,293 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 6% - 100% 29% ( 1 s individually evaluated had a carrying value $1.8 million at September 30, 2024 and December 31, 2023 , respectively, with related allowance for credit losses $0.3 million f s ( 2 at September 30, 2024 . During the nine September 30, 2024 , the Company . ( 3 Weighted by relative fair value. Financial Instruments Accounting guidance requires the disclosure of estimated fair value information about certain on- and off-balance sheet financial instruments, including those financial instruments that are not Cash and Cash Equivalents 1 Investment Securities and Equity Securities Loans 3 Loans held for sale are measured using quoted market prices when available. If quoted market prices are not may 3 Deposits – The fair values disclosed for noninterest-bearing demand deposits are, by definition, equal to the amount payable on demand at the reporting date (that is, their carrying amounts). These noninterest-bearing deposits are classified in level 2 3 Short-Term Borrowings 2 Long-Term Borrowings, including Junior Subordinated Debt Securities 3 Subordinated Debt Securities 2 Derivative Financial Instruments The estimated fair values of the Company’s financial instruments are summarized in the table below as of the dates indicated (dollars in thousands). September 30, 2024 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 86,340 $ 86,340 $ 86,340 $ — $ — Investment securities - AFS 350,646 350,646 — 345,885 4,761 Investment securities - HTM 18,302 18,018 — 1,934 16,084 Equity securities at fair value 2,434 2,434 2,434 — — Nonmarketable equity securities 13,951 13,951 — 13,951 — Loans, net of allowance 2,127,743 2,014,479 — — 2,014,479 Interest rate swaps - gross assets 15,322 15,322 — 15,322 — Financial liabilities: Deposits, noninterest-bearing $ 437,734 $ 437,734 $ — $ 437,734 $ — Deposits, interest-bearing 1,849,674 1,794,856 — — 1,794,856 Borrowings under BTFP and repurchase agreements 121,994 122,029 — 122,029 — FHLB long-term advances 63,500 63,665 — — 63,665 Junior subordinated debt 8,709 8,709 — — 8,709 Subordinated debt 37,000 35,602 — 35,602 — Interest rate swaps - gross liabilities 15,322 15,322 — 15,322 — December 31, 2023 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 32,009 $ 32,009 $ 32,009 $ — $ — Investment securities - AFS 361,918 361,918 — 356,205 5,713 Investment securities - HTM 20,472 20,513 — 2,118 18,395 Equity securities at fair value 1,180 1,180 1,180 — — Nonmarketable equity securities 13,417 13,417 — 13,417 — Loans, net of allowance 2,180,079 2,020,924 — — 2,020,924 Interest rate swaps - gross assets 17,325 17,325 — 17,325 — Financial liabilities: Deposits, noninterest-bearing $ 448,752 $ 448,752 $ — $ 448,752 $ — Deposits, interest-bearing 1,806,975 1,735,562 — — 1,735,562 Borrowings under BTFP and repurchase agreements 221,133 221,133 — 221,133 — FHLB long-term advances 23,500 22,945 — — 22,945 Junior subordinated debt 8,630 8,630 — — 8,630 Subordinated debt 45,000 44,544 — 44,544 — Interest rate swaps - gross liabilities 17,325 17,325 — 17,325 —

Note 10 - Income Taxes

Note 10 - Income Taxes	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Income Tax Disclosure [Text Block]	10. The income tax expense and the effective tax rate included in the consolidated statements of income are shown in the table below for the periods presented (dollars in thousands). Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Income tax expense $ 784 $ 585 $ 2,993 $ 2,968 Effective tax rate 12.7 % 17.4 % 17.5 % 18.4 % During the third 2024, 2024 fourth During the first 2024, one For the three September 30, 2024 , the effective tax rate differed from the statutory tax rate of 21% primarily due to the revision of the estimated 2024 tax-exempt interest income earned on certain loans and investment securities and income from BOLI. For the nine September 30, 2024 , the effective tax rate differed from the statutory tax rate of 21% primarily due to the revision of the estimated 2024 tax-exempt interest income earned on certain loans and investment securities and income from BOLI, partially offset by the surrender of BOLI contracts. For the three nine September 30, 2023 , the effective tax rate differed from the statutory tax rate of 21% primarily due to tax-exempt interest income earned on certain loans and investment securities and income from BOLI.

Note 11 - Commitments and Conti

Note 11 - Commitments and Contingencies	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Commitments and Contingencies Disclosure [Text Block]	11. Unfunded Commitments The Company is a party to financial instruments with off-balance sheet risk entered into in the normal course of business to meet the financing needs of its customers. These financial instruments include commitments to extend credit consisting of loan commitments and standby letters of credit, which are not million and $0.3 million at September 30, 2024 and December 31, 2023 , respectively, and is included in “Accrued taxes and other liabilities” in the accompanying consolidated balance sheets. Commitments to extend credit are agreements to lend money with fixed expiration dates or termination clauses. The Company applies the same credit standards used in the lending process when extending these commitments and periodically reassesses the customer’s creditworthiness through ongoing credit reviews. Since some commitments are expected to expire without being drawn upon, the total commitment amounts do not one The table below shows the approximate amounts of the Company’s commitments to extend credit as of the dates presented (dollars in thousands). September 30, 2024 December 31, 2023 Loan commitments $ 439,016 $ 413,019 Standby letters of credit 15,338 17,844 Additionally, at September 30, 2024 , the Company had unfunded commitments of million for its investments in SBIC qualified funds and other investment funds.

Note 12 - Leases

Note 12 - Leases	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Lessee, Operating Leases [Text Block]	12. The Company’s primary leasing activities relate to certain real estate leases entered into in support of the Company’s branch operations. The Company’s lease agreements under which its branch locations are operated have all been designated as operating leases. The Company does not The Company determines if an arrangement is a lease at inception. Operating leases, with the exception of short-term leases, are included in operating lease ROU assets and operating lease liabilities in “Bank premises and equipment, net” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets. Operating lease ROU assets represent the right to use an underlying asset for the lease term and operating lease liabilities represent the obligation to make lease payments arising from the lease. Operating lease ROU assets and liabilities are recognized at the commencement date based on the present value of lease payments over the lease term. As the Company’s leases do not may Lease expense for lease payments is recognized on a straight-line basis over the lease term. The Company has lease agreements with lease and non-lease components, which the Company has elected to account for separately, as the non-lease component amounts are readily determinable. Quantitative information regarding the Company’s operating leases is presented below as of and for the nine September 30, 2024 and 2023 (dollars in thousands). September 30, 2024 2023 Total operating lease cost $ 331 $ 332 Weighted-average remaining lease term (in years) 6.0 7.3 Weighted-average discount rate 3.3 % 3.1 % At both September 30, 2024 and December 31, 2023 one seven Future minimum lease payments due under non-cancelable operating leases at September 30, 2024 are presented below (dollars in thousands). Remainder of 2024 $ 112 2025 449 2026 401 2027 404 2028 405 Thereafter 687 Total $ 2,458 At September 30, 2024 , the Company had not not The Bank owns its corporate headquarters building, the first one three nine September 30, 2024 2023 , respectively. On January 27, 2023,

Note 13 - Subsequent Events

Note 13 - Subsequent Events	9 Months Ended
	Sep. 30, 2024
Notes to Financial Statements
Subsequent Events [Text Block]	13. During the fourth 2024, Management has evaluated all subsequent events and transactions that occurred after September 30, 2024

Insider Trading Arrangements

Insider Trading Arrangements	9 Months Ended
	Sep. 30, 2024
Insider Trading Arr Line Items
Rule 10b5-1 Arrangement Adopted [Flag]	false
Non-Rule 10b5-1 Arrangement Adopted [Flag]	false
Rule 10b5-1 Arrangement Terminated [Flag]	false
Non-Rule 10b5-1 Arrangement Terminated [Flag]	false

Significant Accounting Policies

Significant Accounting Policies (Policies)	9 Months Ended
	Sep. 30, 2024
Accounting Policies [Abstract]
Basis of Accounting, Policy [Policy Text Block]	Basis of Presentation The accompanying unaudited consolidated financial statements of the Company have been prepared in accordance with GAAP for interim financial information and the instructions to Form 10 10 X. not three nine September 30, 2024 are not may December 31, 2023 , including the notes thereto, which were included as part of the Company’s Annual Report.
Nature of Operations Policy [Policy Text Block]	Nature of Operations The Company is a financial holding company, headquartered in Baton Rouge, Louisiana that provides full banking services, excluding trust services, through its wholly-owned banking subsidiary, Investar Bank, National Association, a national bank, primarily to meet the needs of individuals, professionals and small to me dium-sized businesses. The Company’s primary markets are in south Louisiana, southeast Texas and Alabama. At September 30, 2024 , the Company operated 20 full service branches located in Louisiana, two six
Consolidation, Policy [Policy Text Block]	Principles of Consolidation The consolidated financial statements include the accounts of the Company and its wholly-owned subsidiary, the Bank. All significant intercompany accounts and transactions have been eliminated in consolidation.
Use of Estimates, Policy [Policy Text Block]	Use of Estimates The preparation of financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements as well as the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates, and such differences could be material. Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for credit losses. While management uses available information to recognize credit losses on loans, future additions to the allowance may 2016 13 January 1, 2023, may may Other estimates that are susceptible to significant change in the near term relate to the allowance for off-balance sheet credit losses, the fair value of stock-based compensation awards, the determination of other-than-temporary impairments of securities, and the fair value of financial instruments and goodwill. Rapidly changing inflation rates and rising interest rates have made certain estimates more challenging, including those discussed above.
Reclassification, Comparability Adjustment [Policy Text Block]	Reclassifications Certain reclassifications have been made to prior period balances to conform to the current period presentation.
New Accounting Pronouncements, Policy [Policy Text Block]	Recent Accounting Pronouncements FASB Disclosure Improvements Update No. 2023 06 ( ASU 2023 06 October 2023, 2023 06, 2023 06 2023 06 X June 30, 2027, not X not 2023 06 not FASB ASC Topic 740 Income Taxes - Improvements to Income Tax Disclosures Update No. 2023 09 ( ASU 2023 09 December 2023, 2023 09, 2023 09 2023 09 December 15, 2024 not

Note 2 - Earnings Per Share (Ta

Note 2 - Earnings Per Share (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Earnings per common share – basic Net income $ 5,381 $ 2,781 $ 14,145 $ 13,140 Less: income allocated to participating securities — — — (2 ) Net income allocated to common shareholders 5,381 2,781 14,145 13,138 Weighted average basic shares outstanding 9,828,776 9,814,727 9,808,841 9,867,781 Basic earnings per common share $ 0.55 $ 0.28 $ 1.44 $ 1.33 Earnings per common share – diluted Net income allocated to common shareholders $ 5,381 $ 2,781 $ 14,145 $ 13,138 Weighted average basic shares outstanding 9,828,776 9,814,727 9,808,841 9,867,781 Dilutive effect of securities 73,672 2,880 83,662 8,042 Total weighted average diluted shares outstanding 9,902,448 9,817,607 9,892,503 9,875,823 Diluted earnings per common share $ 0.54 $ 0.28 $ 1.43 $ 1.33
Schedule of Antidilutive Securities Excluded from Computation of Earnings Per Share [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Stock options 7,405 — 6,367 8,886 RSUs 401 58,153 4,420 70,267

Note 3 - Investment Securities

Note 3 - Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Available-for-Sale Securities Reconciliation [Table Text Block]	Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value September 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,298 $ 93 $ (266 ) $ 20,125 Obligations of state and political subdivisions 17,748 4 (1,870 ) 15,882 Corporate bonds 28,322 — (2,623 ) 25,699 Residential mortgage-backed securities 261,627 71 (37,261 ) 224,437 Commercial mortgage-backed securities 71,620 304 (7,421 ) 64,503 Total $ 399,615 $ 472 $ (49,441 ) $ 350,646 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,383 $ 100 $ (440 ) $ 20,043 Obligations of state and political subdivisions 18,768 11 (2,076 ) 16,703 Corporate bonds 30,097 — (3,741 ) 26,356 Residential mortgage-backed securities 274,950 14 (42,919 ) 232,045 Commercial mortgage-backed securities 75,085 208 (8,522 ) 66,771 Total $ 419,283 $ 333 $ (57,698 ) $ 361,918
Debt Securities, Available-for-Sale [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Proceeds from sales $ — $ — $ 7,906 $ 2,364 Gross gains $ — $ — $ — $ 1 Gross losses $ — $ — $ (383 ) $ (2 )
Debt Securities, Held-to-Maturity [Table Text Block]	Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value September 30, 2024 Obligations of state and political subdivisions $ 16,212 $ 42 $ (170 ) $ 16,084 Residential mortgage-backed securities 2,090 — (156 ) 1,934 Total $ 18,302 $ 42 $ (326 ) $ 18,018 Gross Gross Unrealized Unrealized Fair Amortized Cost Gains Losses Value December 31, 2023 Obligations of state and political subdivisions $ 18,163 $ 314 $ (82 ) $ 18,395 Residential mortgage-backed securities 2,309 — (191 ) 2,118 Total $ 20,472 $ 314 $ (273 ) $ 20,513
Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses September 30, 2024 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 280 $ (1 ) $ 7,635 $ (265 ) $ 7,915 $ (266 ) Obligations of state and political subdivisions 1,608 (24 ) 13,698 (1,846 ) 15,306 (1,870 ) Corporate bonds 252 (4 ) 25,447 (2,619 ) 25,699 (2,623 ) Residential mortgage-backed securities — — 219,078 (37,261 ) 219,078 (37,261 ) Commercial mortgage-backed securities 1,275 (23 ) 45,690 (7,398 ) 46,965 (7,421 ) Total $ 3,415 $ (52 ) $ 311,548 $ (49,389 ) $ 314,963 $ (49,441 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 1,268 $ (7 ) $ 9,284 $ (433 ) $ 10,552 $ (440 ) Obligations of state and political subdivisions — — 15,425 (2,076 ) 15,425 (2,076 ) Corporate bonds 468 (28 ) 25,888 (3,713 ) 26,356 (3,741 ) Residential mortgage-backed securities 2,705 (421 ) 228,415 (42,498 ) 231,120 (42,919 ) Commercial mortgage-backed securities 1,085 (35 ) 50,271 (8,487 ) 51,356 (8,522 ) Total $ 5,526 $ (491 ) $ 329,283 $ (57,207 ) $ 334,809 $ (57,698 )
Debt Securities, Held-to-Maturity, Unrealized Loss Position, Fair Value [Table Text Block]	Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses September 30, 2024 Obligations of state and political subdivisions $ 10,427 $ (37 ) $ 2,615 $ (133 ) $ 13,042 $ (170 ) Residential mortgage-backed securities — — 1,934 (156 ) 1,934 (156 ) Total $ 10,427 $ (37 ) $ 4,549 $ (289 ) $ 14,976 $ (326 ) Less than 12 Months 12 Months or More Total Unrealized Unrealized Unrealized Fair Value Losses Fair Value Losses Fair Value Losses December 31, 2023 Obligations of state and political subdivisions $ — $ — $ 3,064 $ (82 ) $ 3,064 $ (82 ) Residential mortgage-backed securities — — 2,118 (191 ) 2,118 (191 ) Total $ — $ — $ 5,182 $ (273 ) $ 5,182 $ (273 )
Investments Classified by Contractual Maturity Date [Table Text Block]	Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value September 30, 2024 Due within one year $ 9,415 $ 9,310 $ 960 $ 955 Due after one year through five years 27,931 27,259 2,748 2,615 Due after five years through ten years 31,689 29,113 3,000 3,042 Due after ten years 330,580 284,964 11,594 11,406 Total debt securities $ 399,615 $ 350,646 $ 18,302 $ 18,018 Securities Available For Sale Securities Held To Maturity Amortized Fair Amortized Fair Cost Value Cost Value December 31, 2023 Due within one year $ 1,034 $ 1,027 $ 960 $ 961 Due after one year through five years 28,620 27,623 2,556 2,582 Due after five years through ten years 43,634 39,971 4,647 4,621 Due after ten years 345,995 293,297 12,309 12,349 Total debt securities $ 419,283 $ 361,918 $ 20,472 $ 20,513

Note 4 - Loans and Allowance _2

Note 4 - Loans and Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]	September 30, 2024 December 31, 2023 Construction and development $ 166,954 $ 190,371 1-4 Family 403,097 413,786 Multifamily 85,283 105,946 Farmland 7,173 7,651 Commercial real estate 966,741 937,708 Total mortgage loans on real estate 1,629,248 1,655,462 Commercial and industrial 515,273 543,421 Consumer 11,325 11,736 Total loans $ 2,155,846 $ 2,210,619
Financing Receivable, Past Due [Table Text Block]	September 30, 2024 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 166,929 $ 19 $ — $ 6 $ 166,954 $ — 1-4 Family 398,759 285 1,735 2,318 403,097 — Multifamily 85,283 — — — 85,283 — Farmland 7,173 — — — 7,173 — Commercial real estate 966,016 298 — 427 966,741 — Total mortgage loans on real estate 1,624,160 602 1,735 2,751 1,629,248 — Commercial and industrial 514,869 296 44 64 515,273 — Consumer 11,176 45 9 95 11,325 — Total loans $ 2,150,205 $ 943 $ 1,788 $ 2,910 $ 2,155,846 $ — December 31, 2023 Current 30 - 59 Days Past Due 60 - 89 Days Past Due 90 Days or More Past Due Total > 90 Days and Accruing Construction and development $ 189,746 $ — $ 55 $ 570 $ 190,371 $ — 1-4 Family 406,014 3,031 1,720 3,021 413,786 — Multifamily 105,946 — — — 105,946 — Farmland 7,651 — — — 7,651 — Commercial real estate 937,272 48 359 29 937,708 — Total mortgage loans on real estate 1,646,629 3,079 2,134 3,620 1,655,462 — Commercial and industrial 542,206 259 488 468 543,421 — Consumer 11,552 57 82 45 11,736 — Total loans $ 2,200,387 $ 3,395 $ 2,704 $ 4,133 $ 2,210,619 $ —
Financing Receivable, Nonaccrual [Table Text Block]	September 30, 2024 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 24 $ — $ 24 1-4 Family 1,325 1,665 2,990 Multifamily — — — Farmland — — — Commercial real estate 735 — 735 Total mortgage loans on real estate 2,084 1,665 3,749 Commercial and industrial 39 231 270 Consumer 76 25 101 Total loans $ 2,199 $ 1,921 $ 4,120 December 31, 2023 Nonaccrual with No Allowance for Credit Loss Nonaccrual with an Allowance for Credit Loss Total Nonaccrual Loans Construction and development $ 577 $ 212 $ 789 1-4 Family 2,937 1,241 4,178 Multifamily — — — Farmland — — — Commercial real estate 216 — 216 Total mortgage loans on real estate 3,730 1,453 5,183 Commercial and industrial 59 409 468 Consumer 74 45 119 Total loans $ 3,863 $ 1,907 $ 5,770
Financing Receivable Credit Quality Indicators [Table Text Block]	September 30, 2024 2024 2023 2022 2021 2020 Prior Revolving Loans Total Construction and development Pass $ 45,158 $ 38,795 $ 41,353 $ 3,807 $ 2,415 $ 1,865 $ 23,198 $ 156,591 Special Mention 114 — — 746 — — — 860 Substandard — 4,532 4,946 — 19 6 — 9,503 Total construction and development $ 45,272 $ 43,327 $ 46,299 $ 4,553 $ 2,434 $ 1,871 $ 23,198 $ 166,954 Current-period gross charge-offs $ — $ — $ (77 ) $ (72 ) $ — $ — $ — $ (149 ) 1-4 Family Pass $ 11,152 $ 40,978 $ 96,858 $ 74,289 $ 54,888 $ 75,111 $ 44,927 $ 398,203 Special Mention 182 — 408 — — — 150 740 Substandard — 501 512 561 572 1,600 277 4,023 Doubtful 88 — — — 43 — — 131 Total 1-4 family $ 11,422 $ 41,479 $ 97,778 $ 74,850 $ 55,503 $ 76,711 $ 45,354 $ 403,097 Current-period gross charge-offs $ — $ — $ (42 ) $ — $ — $ (102 ) $ — $ (144 ) Multifamily Pass $ 1,520 $ 7,610 $ 47,322 $ 12,152 $ 3,448 $ 6,939 $ 300 $ 79,291 Special Mention — — 655 — — 3,973 — 4,628 Substandard — — — — 1,364 — — 1,364 Total multifamily $ 1,520 $ 7,610 $ 47,977 $ 12,152 $ 4,812 $ 10,912 $ 300 $ 85,283 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 12 $ 1,617 $ 1,308 $ 690 $ 903 $ 1,680 $ 963 $ 7,173 Special Mention — — — — — — — — Substandard — — — — — — — — Total farmland $ 12 $ 1,617 $ 1,308 $ 690 $ 903 $ 1,680 $ 963 $ 7,173 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 46,561 $ 77,249 $ 305,545 $ 208,393 $ 164,272 $ 143,478 $ 6,871 $ 952,369 Special Mention — — — 1,689 — 159 — 1,848 Substandard 3,038 125 140 4,048 1,616 3,370 187 12,524 Total commercial real estate $ 49,599 $ 77,374 $ 305,685 $ 214,130 $ 165,888 $ 147,007 $ 7,058 $ 966,741 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial and industrial Pass $ 37,679 $ 33,035 $ 124,709 $ 25,867 $ 9,135 $ 16,921 $ 264,949 $ 512,295 Special Mention — — — — — — 1,745 1,745 Substandard 23 — 6 25 4 235 940 1,233 Total commercial and industrial $ 37,702 $ 33,035 $ 124,715 $ 25,892 $ 9,139 $ 17,156 $ 267,634 $ 515,273 Current-period gross charge-offs $ — $ — $ (17 ) $ — $ — $ — $ (66 ) $ (83 ) Consumer Pass $ 3,607 $ 3,211 $ 1,529 $ 939 $ 335 $ 902 $ 672 $ 11,195 Special Mention — — — — — — — — Substandard — 1 6 — 12 111 — 130 Total consumer $ 3,607 $ 3,212 $ 1,535 $ 939 $ 347 $ 1,013 $ 672 $ 11,325 Current-period gross charge-offs $ (58 ) $ (3 ) $ (1 ) $ (2 ) $ — $ (11 ) $ (4 ) $ (79 ) Total loans Pass $ 145,689 $ 202,495 $ 618,624 $ 326,137 $ 235,396 $ 246,896 $ 341,880 $ 2,117,117 Special Mention 296 — 1,063 2,435 — 4,132 1,895 9,821 Substandard 3,061 5,159 5,610 4,634 3,587 5,322 1,404 28,777 Doubtful 88 — — — 43 — — 131 Total loans $ 149,134 $ 207,654 $ 625,297 $ 333,206 $ 239,026 $ 256,350 $ 345,179 $ 2,155,846 Current-period gross charge-offs $ (58 ) $ (3 ) $ (137 ) $ (74 ) $ — $ (113 ) $ (70 ) $ (455 ) December 31, 2023 2023 2022 2021 2020 2019 Prior Revolving Loans Total Construction and development Pass $ 51,811 $ 83,668 $ 25,169 $ 2,661 $ 935 $ 4,012 $ 17,496 $ 185,752 Special Mention 3,063 — 767 — — — — 3,830 Substandard — 293 489 — — 7 — 789 Total construction and development $ 54,874 $ 83,961 $ 26,425 $ 2,661 $ 935 $ 4,019 $ 17,496 $ 190,371 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — 1-4 Family Pass $ 43,047 $ 101,479 $ 85,340 $ 58,926 $ 26,836 $ 59,115 $ 33,454 $ 408,197 Special Mention — — 477 — — — — 477 Substandard 179 1,949 257 162 963 1,510 92 5,112 Total 1-4 family $ 43,226 $ 103,428 $ 86,074 $ 59,088 $ 27,799 $ 60,625 $ 33,546 $ 413,786 Current-period gross charge-offs $ (22 ) $ — $ — $ — $ (21 ) $ (3 ) $ — $ (46 ) Multifamily Pass $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 6,969 $ 160 $ 101,878 Special Mention — — — — — 4,068 — 4,068 Substandard — — — — — — — — Total multifamily $ 7,839 $ 64,932 $ 16,300 $ 5,045 $ 633 $ 11,037 $ 160 $ 105,946 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Farmland Pass $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,013 $ 1,015 $ 7,575 Special Mention — — — — — — — — Substandard — — — — — 76 — 76 Total farmland $ 1,762 $ 1,347 $ 727 $ 936 $ 775 $ 1,089 $ 1,015 $ 7,651 Current-period gross charge-offs $ — $ — $ — $ — $ — $ — $ — $ — Commercial real estate Pass $ 76,043 $ 269,311 $ 218,780 $ 175,604 $ 82,909 $ 105,083 $ 4,731 $ 932,461 Special Mention — — 181 — — — — 181 Substandard — — — 1,474 172 3,233 187 5,066 Total commercial real estate $ 76,043 $ 269,311 $ 218,961 $ 177,078 $ 83,081 $ 108,316 $ 4,918 $ 937,708 Current-period gross charge-offs $ — $ — $ — $ — $ (2 ) $ (25 ) $ — $ (27 ) Commercial and industrial Pass $ 60,123 $ 139,543 $ 31,459 $ 14,244 $ 7,439 $ 14,290 $ 273,208 $ 540,306 Special Mention — — — — — — 2,289 2,289 Substandard 49 78 154 7 416 8 114 826 Total commercial and industrial $ 60,172 $ 139,621 $ 31,613 $ 14,251 $ 7,855 $ 14,298 $ 275,611 $ 543,421 Current-period gross charge-offs $ — $ — $ (190 ) $ — $ (7 ) $ (31 ) $ (193 ) $ (421 ) Consumer Pass $ 4,881 $ 2,303 $ 1,611 $ 734 $ 250 $ 1,130 $ 658 $ 11,567 Special Mention — — — — — — — — Substandard 4 7 1 14 4 139 — 169 Total consumer $ 4,885 $ 2,310 $ 1,612 $ 748 $ 254 $ 1,269 $ 658 $ 11,736 Current-period gross charge-offs $ (119 ) $ (22 ) $ (10 ) $ (12 ) $ (5 ) $ (58 ) $ (22 ) $ (248 ) Total loans Pass $ 245,506 $ 662,583 $ 379,386 $ 258,150 $ 119,777 $ 191,612 $ 330,722 $ 2,187,736 Special Mention 3,063 — 1,425 — — 4,068 2,289 10,845 Substandard 232 2,327 901 1,657 1,555 4,973 393 12,038 Total loans $ 248,801 $ 664,910 $ 381,712 $ 259,807 $ 121,332 $ 200,653 $ 333,404 $ 2,210,619 Current-period gross charge-offs $ (141 ) $ (22 ) $ (200 ) $ (12 ) $ (35 ) $ (117 ) $ (215 ) $ (742 )
Schedule of Related Party Transactions [Table Text Block]	September 30, 2024 December 31, 2023 Balance, beginning of period $ 46,000 $ 96,977 New loans/changes in relationship 480 2,570 Repayments/changes in relationship (2,388 ) (53,547 ) Balance, end of period $ 44,092 $ 46,000
Financing Receivable, Allowance for Credit Loss [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Balance, beginning of period $ 28,620 $ 30,044 $ 30,540 $ 24,364 ASU 2016-13 adoption impact (1) — — — 5,865 Provision for credit losses on loans (2) (906 ) (417 ) (2,615 ) (2,694 ) Charge-offs (78 ) (33 ) (455 ) (668 ) Recoveries 467 184 633 2,911 Balance, end of period $ 28,103 $ 29,778 $ 28,103 $ 29,778 Three months ended September 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 1,492 $ 5,741 $ 1,518 $ 9 $ 12,230 $ 7,529 $ 101 $ 28,620 Provision for credit losses on loans (596 ) 76 (293 ) (1 ) 89 (200 ) 19 (906 ) Charge-offs — (38 ) — — — (17 ) (23 ) (78 ) Recoveries 421 3 — — — 38 5 467 Ending balance $ 1,317 $ 5,782 $ 1,225 $ 8 $ 12,319 $ 7,350 $ 102 $ 28,103 Three months ended September 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,977 $ 9,293 $ 866 $ 3 $ 11,221 $ 5,469 $ 215 $ 30,044 Provision for credit losses on loans 18 (125 ) 239 — (252 ) (310 ) 13 (417 ) Charge-offs — — — — (1 ) 1 (33 ) (33 ) Recoveries 5 4 — — 12 137 26 184 Ending balance $ 3,000 $ 9,172 $ 1,105 $ 3 $ 10,980 $ 5,297 $ 221 $ 29,778 Nine months ended September 30, 2024 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,471 $ 9,129 $ 1,124 $ 2 $ 10,691 $ 6,920 $ 203 $ 30,540 Provision for credit losses on loans (1,444 ) (3,214 ) 101 (30 ) 1,628 386 (42 ) (2,615 ) Charge-offs (149 ) (144 ) — — — (83 ) (79 ) (455 ) Recoveries 439 11 — 36 — 127 20 633 Ending balance $ 1,317 $ 5,782 $ 1,225 $ 8 $ 12,319 $ 7,350 $ 102 $ 28,103 Ending allowance balance for loans individually evaluated for impairment — 293 — — — 89 6 388 Ending allowance balance for loans collectively evaluated for impairment 1,317 5,489 1,225 8 12,319 7,261 96 27,715 Loans receivable: Balance of loans individually evaluated for impairment 24 3,557 — — 735 270 101 4,687 Balance of loans collectively evaluated for impairment 166,930 399,540 85,283 7,173 966,006 515,003 11,224 2,151,159 Total period-end balance $ 166,954 $ 403,097 $ 85,283 $ 7,173 $ 966,741 $ 515,273 $ 11,325 $ 2,155,846 Nine months ended September 30, 2023 Construction & Development 1-4 Family Multifamily Farmland Commercial Real Estate Commercial & Industrial Consumer Total Allowance for credit losses: Beginning balance $ 2,555 $ 3,917 $ 999 $ 113 $ 10,718 $ 5,743 $ 319 $ 24,364 ASU 2016-13 adoption impact (75 ) 4,712 (84 ) (99 ) 676 793 (58 ) 5,865 Provision for credit losses on loans 472 570 190 (11 ) (2,632 ) (1,382 ) 99 (2,694 ) Charge-offs — (46 ) — — (27 ) (390 ) (205 ) (668 ) Recoveries 48 19 — — 2,245 533 66 2,911 Ending balance $ 3,000 $ 9,172 $ 1,105 $ 3 $ 10,980 $ 5,297 $ 221 $ 29,778 Ending allowance balance for loans individually evaluated for impairment 212 100 — — — 44 30 386 Ending allowance balance for loans collectively evaluated for impairment 2,788 9,072 1,105 3 10,980 5,253 191 29,392 Loans receivable: Balance of loans individually evaluated for impairment 250 2,119 — — 1,665 1,151 66 5,251 Balance of loans collectively evaluated for impairment 211,140 413,043 102,974 8,259 940,192 410,139 12,024 2,097,771 Total period-end balance $ 211,390 $ 415,162 $ 102,974 $ 8,259 $ 941,857 $ 411,290 $ 12,090 $ 2,103,022

Note 6 - Stockholders' Equity (

Note 6 - Stockholders' Equity (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]	Three months ended September 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized (loss) gain, available for sale, net $ (43,844 ) $ 10,523 $ (33,321 ) $ (43,390 ) $ (11,287 ) $ (54,677 ) Reclassification of realized gain, available for sale, net (5,218 ) (1 ) (5,219 ) (5,776 ) — (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive (loss) income $ (49,061 ) $ 10,522 $ (38,539 ) $ (49,165 ) $ (11,287 ) $ (60,452 ) Nine months ended September 30, 2024 2023 Beginning of Period Net Change End of Period Beginning of Period Net Change End of Period Unrealized (loss) gain, available for sale, net $ (39,627 ) $ 6,306 $ (33,321 ) $ (43,137 ) $ (11,540 ) $ (54,677 ) Reclassification of realized (gain) loss, available for sale, net (5,521 ) 302 (5,219 ) (5,777 ) 1 (5,776 ) Unrealized gain, transfer from available for sale to held to maturity, net 1 — 1 1 — 1 Accumulated other comprehensive (loss) income $ (45,147 ) $ 6,608 $ (38,539 ) $ (48,913 ) $ (11,539 ) $ (60,452 )

Note 7 - Stock-Based Compensa_2

Note 7 - Stock-Based Compensation (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Share-Based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]	Dividend yield 2.45 % Expected volatility 40.80 % Risk-free interest rate 4.29 % Expected term (in years) 6.5 Weighted average grant date fair value $ 6.04
Share-Based Payment Arrangement, Option, Activity [Table Text Block]	Nine months ended September 30, 2024 2023 Number of Options Weighted Average Exercise Price Number of Options Weighted Average Exercise Price Outstanding, beginning of period 326,605 $ 17.32 350,430 $ 17.89 Granted 29,997 16.35 34,497 13.96 Exercised (96,000 ) 14.16 (7,500 ) 14.00 Outstanding, end of period 260,602 $ 18.37 377,427 $ 17.61 Exercisable, end of period 174,872 $ 19.15 295,669 $ 17.57
Share-Based Payment Arrangement, Restricted Stock Unit, Activity [Table Text Block]	Nine months ended September 30, 2024 2023 Shares Weighted Average Grant Date Fair Value Shares Weighted Average Grant Date Fair Value Balance, beginning of period 336,749 $ 17.37 253,488 $ 20.19 Granted 110,886 16.41 168,205 14.95 Forfeited (25,266 ) 17.06 (6,675 ) 20.80 Earned and issued (96,855 ) 18.84 (82,294 ) 20.41 Balance, end of period 325,514 $ 16.63 332,724 $ 17.47

Note 8 - Derivative Financial_2

Note 8 - Derivative Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location [Table Text Block]	Fair Value Notional (1) Derivative Assets (2) Derivative Liabilities (2) September 30, 2024 Interest rate swaps $ 190,450 $ 15,322 $ 15,322 December 31, 2023 Interest rate swaps $ 174,893 $ 17,325 $ 17,325

Note 9 - Fair Values of Finan_2

Note 9 - Fair Values of Financial Instruments (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]	Estimated Quoted Prices in Active Markets for Identical Assets Significant Other Observable Inputs Significant Unobservable Inputs Fair Value (Level 1) (Level 2) (Level 3) September 30, 2024 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,125 $ — $ 20,125 $ — Obligations of state and political subdivisions 15,882 — 11,599 4,283 Corporate bonds 25,699 — 25,221 478 Residential mortgage-backed securities 224,437 — 224,437 — Commercial mortgage-backed securities 64,503 — 64,503 — Equity securities at fair value 2,434 2,434 — — Interest rate swaps - gross assets 15,322 — 15,322 — Total assets $ 368,402 $ 2,434 $ 361,207 $ 4,761 Liabilities: Interest rate swaps - gross liabilities $ 15,322 $ — $ 15,322 $ — December 31, 2023 Assets: Obligations of the U.S. Treasury and U.S. government agencies and corporations $ 20,043 $ — $ 20,043 $ — Obligations of state and political subdivisions 16,703 — 11,453 5,250 Corporate bonds 26,356 — 25,893 463 Residential mortgage-backed securities 232,045 — 232,045 — Commercial mortgage-backed securities 66,771 — 66,771 — Equity securities at fair value 1,180 1,180 — — Interest rate swaps - gross assets 17,325 — 17,325 — Total assets $ 380,423 $ 1,180 $ 373,530 $ 5,713 Liabilities: Interest rate swaps - gross liabilities $ 17,325 $ — $ 17,325 $ —
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]	Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2023 $ 5,250 $ 463 Realized gain (loss) included in earnings — — Unrealized (loss) gain included in other comprehensive income (940 ) 15 Purchases — — Sales — — Maturities, prepayments, and calls (27 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at September 30, 2024 $ 4,283 $ 478 Obligations of State and Political Subdivisions Corporate Bonds Balance at December 31, 2022 $ 5,965 $ 479 Realized gain (loss) included in earnings — — Unrealized loss included in other comprehensive loss (764 ) (31 ) Purchases — — Sales — — Maturities, prepayments, and calls (26 ) — Transfers into level 3 — — Transfers out of level 3 — — Balance at September 30, 2023 $ 5,175 $ 448
Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]	Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts September 30, 2024 Obligations of state and political subdivisions $ 4,283 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 2% - 13% Corporate bonds 478 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 5% December 31, 2023 Obligations of state and political subdivisions $ 5,250 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 0% - 11% Corporate bonds 463 Option-adjusted discounted cash flow model; present value of expected future cash flow model Bond appraisal adjustment (1) 8% Estimated Fair Value Valuation Technique Unobservable Inputs Range of Discounts Weighted Average Discount (3) September 30, 2024 Loans individually evaluated for impairment (1) $ 1,617 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 2% - 100% 13% Other real estate owned (2) 900 Underlying collateral value, third party appraisals Collateral discounts and discount rates 18% 18% December 31, 2023 Loans individually evaluated for impairment (1) $ 1,293 Discounted cash flows; underlying collateral value Collateral discounts and estimated costs to sell 6% - 100% 29%
Fair Value, by Balance Sheet Grouping [Table Text Block]	September 30, 2024 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 86,340 $ 86,340 $ 86,340 $ — $ — Investment securities - AFS 350,646 350,646 — 345,885 4,761 Investment securities - HTM 18,302 18,018 — 1,934 16,084 Equity securities at fair value 2,434 2,434 2,434 — — Nonmarketable equity securities 13,951 13,951 — 13,951 — Loans, net of allowance 2,127,743 2,014,479 — — 2,014,479 Interest rate swaps - gross assets 15,322 15,322 — 15,322 — Financial liabilities: Deposits, noninterest-bearing $ 437,734 $ 437,734 $ — $ 437,734 $ — Deposits, interest-bearing 1,849,674 1,794,856 — — 1,794,856 Borrowings under BTFP and repurchase agreements 121,994 122,029 — 122,029 — FHLB long-term advances 63,500 63,665 — — 63,665 Junior subordinated debt 8,709 8,709 — — 8,709 Subordinated debt 37,000 35,602 — 35,602 — Interest rate swaps - gross liabilities 15,322 15,322 — 15,322 — December 31, 2023 Carrying Amount Estimated Fair Value Level 1 Level 2 Level 3 Financial assets: Cash and cash equivalents $ 32,009 $ 32,009 $ 32,009 $ — $ — Investment securities - AFS 361,918 361,918 — 356,205 5,713 Investment securities - HTM 20,472 20,513 — 2,118 18,395 Equity securities at fair value 1,180 1,180 1,180 — — Nonmarketable equity securities 13,417 13,417 — 13,417 — Loans, net of allowance 2,180,079 2,020,924 — — 2,020,924 Interest rate swaps - gross assets 17,325 17,325 — 17,325 — Financial liabilities: Deposits, noninterest-bearing $ 448,752 $ 448,752 $ — $ 448,752 $ — Deposits, interest-bearing 1,806,975 1,735,562 — — 1,735,562 Borrowings under BTFP and repurchase agreements 221,133 221,133 — 221,133 — FHLB long-term advances 23,500 22,945 — — 22,945 Junior subordinated debt 8,630 8,630 — — 8,630 Subordinated debt 45,000 44,544 — 44,544 — Interest rate swaps - gross liabilities 17,325 17,325 — 17,325 —

Note 10 - Income Taxes (Tables)

Note 10 - Income Taxes (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Schedule of Income Tax Expense (Benefit) and Effective Income Tax Rate [Table Text Block]	Three months ended September 30, Nine months ended September 30, 2024 2023 2024 2023 Income tax expense $ 784 $ 585 $ 2,993 $ 2,968 Effective tax rate 12.7 % 17.4 % 17.5 % 18.4 %

Note 11 - Commitments and Con_2

Note 11 - Commitments and Contingencies (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Other Commitments [Table Text Block]	September 30, 2024 December 31, 2023 Loan commitments $ 439,016 $ 413,019 Standby letters of credit 15,338 17,844

Note 12 - Leases (Tables)

Note 12 - Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Notes Tables
Lease, Cost [Table Text Block]	September 30, 2024 2023 Total operating lease cost $ 331 $ 332 Weighted-average remaining lease term (in years) 6.0 7.3 Weighted-average discount rate 3.3 % 3.1 %
Lessee, Operating Lease, Liability, to be Paid, Maturity [Table Text Block]	Remainder of 2024 $ 112 2025 449 2026 401 2027 404 2028 405 Thereafter 687 Total $ 2,458

Note 1 - Summary of Significa_2

Note 1 - Summary of Significant Accounting Policies (Details Textual)	Sep. 30, 2024
Entity Number of Employees	331
LOUISIANA
Number of Stores	20
TEXAS
Number of Stores	2
ALABAMA
Number of Stores	6

Note 2 - Earnings Per Share - E

Note 2 - Earnings Per Share - Earnings Per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Net income	$ 5,381	$ 2,781	$ 14,145	$ 13,140
Less: income allocated to participating securities	0	0	0	(2)
Net income allocated to common shareholders	$ 5,381	$ 2,781	$ 14,145	$ 13,138
Weighted average basic shares outstanding (in shares)	9,828,776	9,814,727	9,808,841	9,867,781
Basic earnings per common share (in dollars per share)	$ 0.55	$ 0.28	$ 1.44	$ 1.33
Net income allocated to common shareholders	$ 5,381	$ 2,781	$ 14,145	$ 13,138
Dilutive effect of securities (in shares)	73,672	2,880	83,662	8,042
Total weighted average diluted shares outstanding (in shares)	9,902,448	9,817,607	9,892,503	9,875,823
Diluted earnings per common share (in dollars per share)	$ 0.54	$ 0.28	$ 1.43	$ 1.33

Note 2 - Earnings Per Share - A

Note 2 - Earnings Per Share - Antidilutive Securities (Details) - shares shares in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Share-Based Payment Arrangement, Option [Member]
Antidilutive Securities (in shares)	7,405	0	6,367	8,886
Restricted Stock Units (RSUs) [Member]
Antidilutive Securities (in shares)	401	58,153	4,420	70,267

Note 3 - Investment Securitie_2

Note 3 - Investment Securities (Details Textual) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt Securities, Trading, and Equity Securities, FV-NI	$ 0	$ 0
Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions	665
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Securities Cost Basis	13.60%
Debt Securities, Available-for-Sale, Unrealized Loss Position, Percent of Amortized Cost of Investment Securities Portfolio	12.40%
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Number of Positions	649
Debt Securities, Accrued Interest, after Allowance for Credit Loss	$ 1,700	1,700
Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,400	1,200
Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	14,000	13,400
Asset Not Pledged as Collateral and Asset Pledged as Collateral without Right [Member]
Debt Securities	$ 127,300	$ 296,200

Note 3 - Investment Securitie_3

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as AFS (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized Cost	$ 399,615	$ 419,283
Gross Unrealized Gains	472	333
Gross Unrealized Losses	(49,441)	(57,698)
Investment securities	350,646	361,918
US Government Corporations and Agencies Securities [Member]
Amortized Cost	20,298	20,383
Gross Unrealized Gains	93	100
Gross Unrealized Losses	(266)	(440)
Investment securities	20,125	20,043
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	17,748	18,768
Gross Unrealized Gains	4	11
Gross Unrealized Losses	(1,870)	(2,076)
Investment securities	15,882	16,703
Corporate Debt Securities [Member]
Amortized Cost	28,322	30,097
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(2,623)	(3,741)
Investment securities	25,699	26,356
Residential Mortgage-Backed Securities [Member]
Amortized Cost	261,627	274,950
Gross Unrealized Gains	71	14
Gross Unrealized Losses	(37,261)	(42,919)
Investment securities	224,437	232,045
Commercial Mortgage-Backed Securities [Member]
Amortized Cost	71,620	75,085
Gross Unrealized Gains	304	208
Gross Unrealized Losses	(7,421)	(8,522)
Investment securities	$ 64,503	$ 66,771

Note 3 - Investment Securitie_4

Note 3 - Investment Securities - Sales of Investments Classified as AFS (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Proceeds from sales	$ 0	$ 0	$ 7,906	$ 2,364
Gross gains	0	0	0	1
Gross losses	$ 0	$ 0	$ 383	$ 2

Note 3 - Investment Securitie_5

Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Classified as HTM (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Amortized Cost	$ 18,302	$ 20,472
Gross Unrealized Gains	42	314
Gross Unrealized Losses	(326)	(273)
Fair Value	18,018	20,513
US States and Political Subdivisions Debt Securities [Member]
Amortized Cost	16,212	18,163
Gross Unrealized Gains	42	314
Gross Unrealized Losses	(170)	(82)
Fair Value	16,084	18,395
Residential Mortgage-Backed Securities [Member]
Amortized Cost	2,090	2,309
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(156)	(191)
Fair Value	$ 1,934	$ 2,118

Note 3 - Investment Securitie_6

Note 3 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as AFS (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Less than 12 Months, Fair Value	$ 3,415	$ 5,526
Less than 12 Months, Unrealized Losses	(52)	(491)
12 Months or More, Fair Value	311,548	329,283
12 Months or More, Unrealized Losses	(49,389)	(57,207)
Fair Value	314,963	334,809
Unrealized Losses	(49,441)	(57,698)
US Government Corporations and Agencies Securities [Member]
Less than 12 Months, Fair Value	280	1,268
Less than 12 Months, Unrealized Losses	(1)	(7)
12 Months or More, Fair Value	7,635	9,284
12 Months or More, Unrealized Losses	(265)	(433)
Fair Value	7,915	10,552
Unrealized Losses	(266)	(440)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 Months, Fair Value	1,608	0
Less than 12 Months, Unrealized Losses	(24)	0
12 Months or More, Fair Value	13,698	15,425
12 Months or More, Unrealized Losses	(1,846)	(2,076)
Fair Value	15,306	15,425
Unrealized Losses	(1,870)	(2,076)
Corporate Debt Securities [Member]
Less than 12 Months, Fair Value	252	468
Less than 12 Months, Unrealized Losses	(4)	(28)
12 Months or More, Fair Value	25,447	25,888
12 Months or More, Unrealized Losses	(2,619)	(3,713)
Fair Value	25,699	26,356
Unrealized Losses	(2,623)	(3,741)
Residential Mortgage-Backed Securities [Member]
Less than 12 Months, Fair Value	0	2,705
Less than 12 Months, Unrealized Losses	0	(421)
12 Months or More, Fair Value	219,078	228,415
12 Months or More, Unrealized Losses	(37,261)	(42,498)
Fair Value	219,078	231,120
Unrealized Losses	(37,261)	(42,919)
Commercial Mortgage-Backed Securities [Member]
Less than 12 Months, Fair Value	1,275	1,085
Less than 12 Months, Unrealized Losses	(23)	(35)
12 Months or More, Fair Value	45,690	50,271
12 Months or More, Unrealized Losses	(7,398)	(8,487)
Fair Value	46,965	51,356
Unrealized Losses	$ (7,421)	$ (8,522)

Note 3 - Investment Securitie_7

Note 3 - Investment Securities - Summary of Continuous Unrealized Loss Position for Securities Classified as HTM (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Less than 12 months, fair value	$ 10,427	$ 0
Less than 12 months, unrealized losses	(37)	0
12 months or more, fair value	4,549	5,182
12 months or more, unrealized losses	(289)	(273)
Total, fair value	14,976	5,182
Total, unrealized losses	(326)	(273)
US States and Political Subdivisions Debt Securities [Member]
Less than 12 months, fair value	10,427	0
Less than 12 months, unrealized losses	(37)	0
12 months or more, fair value	2,615	3,064
12 months or more, unrealized losses	(133)	(82)
Total, fair value	13,042	3,064
Total, unrealized losses	(170)	(82)
Residential Mortgage-Backed Securities [Member]
Less than 12 months, fair value	0	0
Less than 12 months, unrealized losses	0	0
12 months or more, fair value	1,934	2,118
12 months or more, unrealized losses	(156)	(191)
Total, fair value	1,934	2,118
Total, unrealized losses	$ (156)	$ (191)

Note 3 - Investment Securitie_8

Note 3 - Investment Securities - Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Due within one year, AFS, amortized cost	$ 9,415	$ 1,034
Due within one year, AFS, fair value	9,310	1,027
Due within one year, HTM, amortized cost	960	960
Due within one year, HTM, fair value	955	961
Due after one year through five years, AFS, amortized cost	27,931	28,620
Due after one year through five years, AFS, fair value	27,259	27,623
Due after one year through five years, HTM, amortized cost	2,748	2,556
Due after one year through five years, HTM, fair value	2,615	2,582
Due after five years through ten years, AFS, amortized cost	31,689	43,634
Due after five years through ten years, AFS, fair value	29,113	39,971
Due after five years through ten years, HTM, amortized cost	3,000	4,647
Due after five years through ten years, HTM, fair value	3,042	4,621
Due after ten years, AFS, amortized cost	330,580	345,995
Due after ten years, AFS, fair value	284,964	293,297
Due after ten years, HTM, amortized cost	11,594	12,309
Due after ten years, HTM, fair value	11,406	12,349
Total debt securities, AFS, amortized cost	399,615	419,283
Total debt securities, AFS, fair value	350,646	361,918
Total debt securities, HTM, amortized cost	18,302	20,472
Total debt securities, HTM, fair value	$ 18,018	$ 20,513

Note 4 - Loans and Allowance _3

Note 4 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023	Jan. 01, 2023	Dec. 31, 2022
Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)		$ 100,000		$ 100,000			$ 200,000
Financing Receivable, Deferred Commitment Fee		1,100,000		1,100,000			1,100,000
Financing Receivable, before Allowance for Credit Loss		2,155,846,000	$ 2,103,022,000	2,155,846,000	$ 2,103,022,000		2,210,619,000
Loan Participations and Whole Loans Sold to and Serviced for Others Not on Balance Sheet		35,500,000		35,500,000			25,900,000
Loan Participations and Whole Loans Sold to and Serviced For Others Unpaid Principal Balance		148,900,000		148,900,000			99,800,000
Loans and Leases Receivable, Related Parties		44,092,000		44,092,000			46,000,000			$ 96,977,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss		12,500,000		12,500,000			12,700,000
Financing Receivable, Allowance for Credit Loss		28,103,000	29,778,000	28,103,000	29,778,000	$ 28,620,000	30,540,000	$ 30,044,000		$ 24,364,000
Provision for Other Credit Losses		900,000	34,000	2,800,000	2,500,000
Financing Receivable, Credit Loss, Expense (Reversal)	[1]	(906,000)	(417,000)	(2,615,000)	(2,694,000)
Unfunded Loan Commitment [Member]
Financing Receivable, Credit Loss, Expense (Reversal)		40,000	$ 400,000	200,000	$ 200,000
Accounting Standards Update 2016-13 [Member]
Financing Receivable, Allowance for Credit Loss									$ 5,900,000
Doubtful [Member]
Financing Receivable, before Allowance for Credit Loss		$ 131,000		$ 131,000			$ 0
[1]For the three months ended June 30, 2024, the $0.4 million negative provision for credit losses on the consolidated statement of income includes a $0.3 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the six months ended June 30, 2024, the $1.8 million negative provision for credit losses on the consolidated statement of income includes a $1.7 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the three months ended June 30, 2023, the $2.8 million negative provision for credit losses on the consolidated statement of income includes a $2.8 million negative provision for loan losses and a $7,000 negative provision for unfunded loan commitments. For the six months ended June 30, 2023, the $2.5 million negative provision for credit losses on the consolidated statement of income includes a $2.3 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments.

Note 4 - Loans and Allowance _4

Note 4 - Loans and Allowance for Credit Losses - Summary of Loans by Categories (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans	$ 2,155,846	$ 2,210,619	$ 2,103,022
Real Estate Portfolio Segment [Member]
Loans	1,629,248	1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	166,954	190,371	211,390
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Loans	403,097	413,786	415,162
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Loans	85,283	105,946	102,974
Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	7,173	7,651	8,259
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Loans	966,741	937,708	941,857
Commercial Portfolio Segment [Member]
Loans	515,273	543,421	411,290
Consumer Portfolio Segment [Member]
Loans	$ 11,325	$ 11,736	$ 12,090

Note 4 - Loans and Allowance _5

Note 4 - Loans and Allowance for Credit Losses - Aging Analysis of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans	$ 2,155,846	$ 2,210,619	$ 2,103,022
Financial Asset, Not Past Due [Member]
Loans	2,150,205	2,200,387
Financial Asset, 30 to 59 Days Past Due [Member]
Loans	943	3,395
Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,788	2,704
Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,910	4,133
Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member]
Loans	1,629,248	1,655,462
Real Estate Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	1,624,160	1,646,629
Real Estate Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	602	3,079
Real Estate Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,735	2,134
Real Estate Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,751	3,620
Real Estate Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Loans	166,954	190,371	211,390
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	166,929	189,746
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	19	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	55
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	6	570
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Loans	403,097	413,786	415,162
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Not Past Due [Member]
Loans	398,759	406,014
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	285	3,031
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	1,735	1,720
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	2,318	3,021
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Loans	85,283	105,946	102,974
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Not Past Due [Member]
Loans	85,283	105,946
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Loans	7,173	7,651	8,259
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Not Past Due [Member]
Loans	7,173	7,651
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Loans	966,741	937,708
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Not Past Due [Member]
Loans	966,016	937,272
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	298	48
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	0	359
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	427	29
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Commercial Portfolio Segment [Member]
Loans	515,273	543,421	411,290
Commercial Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	514,869	542,206
Commercial Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	296	259
Commercial Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	44	488
Commercial Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	64	468
Commercial Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	0	0
Consumer Portfolio Segment [Member]
Loans	11,325	11,736	$ 12,090
Consumer Portfolio Segment [Member] | Financial Asset, Not Past Due [Member]
Loans	11,176	11,552
Consumer Portfolio Segment [Member] | Financial Asset, 30 to 59 Days Past Due [Member]
Loans	45	57
Consumer Portfolio Segment [Member] | Financial Asset, 60 to 89 Days Past Due [Member]
Loans	9	82
Consumer Portfolio Segment [Member] | Financial Asset, Equal to or Greater than 90 Days Past Due [Member]
Loans	95	45
Consumer Portfolio Segment [Member] | Greater Than Ninety Days and Accruing [Member]
Loans	$ 0	$ 0

Note 4 - Loans and Allowance _6

Note 4 - Loans and Allowance for Credit Losses - Analysis Nonaccrual Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Nonaccrual With No Allowance for Credit Loss	$ 2,199	$ 3,863
Nonaccrual with an Allowance for Credit Loss	1,921	1,907
Total Nonaccrual Loans	4,120	5,770
Real Estate Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	2,084	3,730
Nonaccrual with an Allowance for Credit Loss	1,665	1,453
Total Nonaccrual Loans	3,749	5,183
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Nonaccrual With No Allowance for Credit Loss	24	577
Nonaccrual with an Allowance for Credit Loss	0	212
Total Nonaccrual Loans	24	789
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Nonaccrual With No Allowance for Credit Loss	1,325	2,937
Nonaccrual with an Allowance for Credit Loss	1,665	1,241
Total Nonaccrual Loans	2,990	4,178
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Nonaccrual With No Allowance for Credit Loss	0	0
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	0	0
Real Estate Portfolio Segment [Member] | Commercial Real Estate [Member]
Nonaccrual With No Allowance for Credit Loss	735	216
Nonaccrual with an Allowance for Credit Loss	0	0
Total Nonaccrual Loans	735	216
Commercial Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	39	59
Nonaccrual with an Allowance for Credit Loss	231	409
Total Nonaccrual Loans	270	468
Consumer Portfolio Segment [Member]
Nonaccrual With No Allowance for Credit Loss	76	74
Nonaccrual with an Allowance for Credit Loss	25	45
Total Nonaccrual Loans	$ 101	$ 119

Note 4 - Loans and Allowance _7

Note 4 - Loans and Allowance for Credit Losses - Loan Portfolio by Category and Credit Quality Indicator (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Current year	$ 149,134	$ 248,801
Year two	207,654	664,910
Year three	625,297	381,712
Year four	333,206	259,807
Year five	239,026	121,332
Prior	256,350	200,653
Revolving loans	345,179	333,404
Financing Receivable, before Allowance for Credit Loss	2,155,846	2,210,619	$ 2,103,022
Current-period gross charge-offs, current year	58	141
Current-period gross charge-offs, year two	3	22
Current-period gross charge-offs, year three	137	200
Current-period gross charge-offs, year four	74	12
Current-period gross charge-offs, year five	0	35
Current-period gross charge-offs, prior	113	117
Current-period gross charge-offs, revolving	70	215
Current-period gross charge-offs, revolving loans converted to term	455	742
Pass [Member]
Current year	145,689	245,506
Year two	202,495	662,583
Year three	618,624	379,386
Year four	326,137	258,150
Year five	235,396	119,777
Prior	246,896	191,612
Revolving loans	341,880	330,722
Financing Receivable, before Allowance for Credit Loss	2,117,117	2,187,736
Special Mention [Member]
Current year	296	3,063
Year two	0	0
Year three	1,063	1,425
Year four	2,435	0
Year five	0	0
Prior	4,132	4,068
Revolving loans	1,895	2,289
Financing Receivable, before Allowance for Credit Loss	9,821	10,845
Substandard [Member]
Current year	3,061	232
Year two	5,159	2,327
Year three	5,610	901
Year four	4,634	1,657
Year five	3,587	1,555
Prior	5,322	4,973
Revolving loans	1,404	393
Financing Receivable, before Allowance for Credit Loss	28,777	12,038
Doubtful [Member]
Current year	88
Year two	0
Year three	0
Year four	0
Year five	43
Prior	0
Revolving loans	0
Financing Receivable, before Allowance for Credit Loss	131	0
Real Estate Portfolio Segment [Member]
Financing Receivable, before Allowance for Credit Loss	1,629,248	1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Current year	45,272	54,874
Year two	43,327	83,961
Year three	46,299	26,425
Year four	4,553	2,661
Year five	2,434	935
Prior	1,871	4,019
Revolving loans	23,198	17,496
Financing Receivable, before Allowance for Credit Loss	166,954	190,371	211,390
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	77	0
Current-period gross charge-offs, year four	72	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	149	0
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]
Current year	45,158	51,811
Year two	38,795	83,668
Year three	41,353	25,169
Year four	3,807	2,661
Year five	2,415	935
Prior	1,865	4,012
Revolving loans	23,198	17,496
Financing Receivable, before Allowance for Credit Loss	156,591	185,752
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Special Mention [Member]
Current year	114	3,063
Year two	0	0
Year three	0	767
Year four	746	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	860	3,830
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Substandard [Member]
Current year	0	0
Year two	4,532	293
Year three	4,946	489
Year four	0	0
Year five	19	0
Prior	6	7
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	9,503	789
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Current year	11,422	43,226
Year two	41,479	103,428
Year three	97,778	86,074
Year four	74,850	59,088
Year five	55,503	27,799
Prior	76,711	60,625
Revolving loans	45,354	33,546
Financing Receivable, before Allowance for Credit Loss	403,097	413,786	415,162
Current-period gross charge-offs, current year	0	22
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	42	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	21
Current-period gross charge-offs, prior	102	3
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	144	46
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Pass [Member]
Current year	11,152	43,047
Year two	40,978	101,479
Year three	96,858	85,340
Year four	74,289	58,926
Year five	54,888	26,836
Prior	75,111	59,115
Revolving loans	44,927	33,454
Financing Receivable, before Allowance for Credit Loss	398,203	408,197
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Special Mention [Member]
Current year	182	0
Year two	0	0
Year three	408	477
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	150	0
Financing Receivable, before Allowance for Credit Loss	740	477
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Substandard [Member]
Current year	0	179
Year two	501	1,949
Year three	512	257
Year four	561	162
Year five	572	963
Prior	1,600	1,510
Revolving loans	277	92
Financing Receivable, before Allowance for Credit Loss	4,023	5,112
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Doubtful [Member]
Current year	88
Year two	0
Year three	0
Year four	0
Year five	43
Prior	0
Revolving loans	0
Financing Receivable, before Allowance for Credit Loss	131
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Current year	1,520	7,839
Year two	7,610	64,932
Year three	47,977	16,300
Year four	12,152	5,045
Year five	4,812	633
Prior	10,912	11,037
Revolving loans	300	160
Financing Receivable, before Allowance for Credit Loss	85,283	105,946	102,974
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	0
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Pass [Member]
Current year	1,520	7,839
Year two	7,610	64,932
Year three	47,322	16,300
Year four	12,152	5,045
Year five	3,448	633
Prior	6,939	6,969
Revolving loans	300	160
Financing Receivable, before Allowance for Credit Loss	79,291	101,878
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	655	0
Year four	0	0
Year five	0	0
Prior	3,973	4,068
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	4,628	4,068
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Substandard [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	1,364	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	1,364	0
Real Estate Portfolio Segment [Member] | Farmland [Member]
Current year	12	1,762
Year two	1,617	1,347
Year three	1,308	727
Year four	690	936
Year five	903	775
Prior	1,680	1,089
Revolving loans	963	1,015
Financing Receivable, before Allowance for Credit Loss	7,173	7,651	8,259
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	0
Current-period gross charge-offs, prior	0	0
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Pass [Member]
Current year	12	1,762
Year two	1,617	1,347
Year three	1,308	727
Year four	690	936
Year five	903	775
Prior	1,680	1,013
Revolving loans	963	1,015
Financing Receivable, before Allowance for Credit Loss	7,173	7,575
Real Estate Portfolio Segment [Member] | Farmland [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	0
Real Estate Portfolio Segment [Member] | Farmland [Member] | Substandard [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	76
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	76
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Current year	49,599	76,043
Year two	77,374	269,311
Year three	305,685	218,961
Year four	214,130	177,078
Year five	165,888	83,081
Prior	147,007	108,316
Revolving loans	7,058	4,918
Financing Receivable, before Allowance for Credit Loss	966,741	937,708	941,857
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	0	0
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	2
Current-period gross charge-offs, prior	0	25
Current-period gross charge-offs, revolving	0	0
Current-period gross charge-offs, revolving loans converted to term	0	27
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Pass [Member]
Current year	46,561	76,043
Year two	77,249	269,311
Year three	305,545	218,780
Year four	208,393	175,604
Year five	164,272	82,909
Prior	143,478	105,083
Revolving loans	6,871	4,731
Financing Receivable, before Allowance for Credit Loss	952,369	932,461
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	181
Year four	1,689	0
Year five	0	0
Prior	159	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	1,848	181
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Substandard [Member]
Current year	3,038	0
Year two	125	0
Year three	140	0
Year four	4,048	1,474
Year five	1,616	172
Prior	3,370	3,233
Revolving loans	187	187
Financing Receivable, before Allowance for Credit Loss	12,524	5,066
Commercial Portfolio Segment [Member]
Current year	37,702	60,172
Year two	33,035	139,621
Year three	124,715	31,613
Year four	25,892	14,251
Year five	9,139	7,855
Prior	17,156	14,298
Revolving loans	267,634	275,611
Financing Receivable, before Allowance for Credit Loss	515,273	543,421	411,290
Current-period gross charge-offs, current year	0	0
Current-period gross charge-offs, year two	0	0
Current-period gross charge-offs, year three	17	190
Current-period gross charge-offs, year four	0	0
Current-period gross charge-offs, year five	0	7
Current-period gross charge-offs, prior	0	31
Current-period gross charge-offs, revolving	66	193
Current-period gross charge-offs, revolving loans converted to term	83	421
Commercial Portfolio Segment [Member] | Pass [Member]
Current year	37,679	60,123
Year two	33,035	139,543
Year three	124,709	31,459
Year four	25,867	14,244
Year five	9,135	7,439
Prior	16,921	14,290
Revolving loans	264,949	273,208
Financing Receivable, before Allowance for Credit Loss	512,295	540,306
Commercial Portfolio Segment [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	1,745	2,289
Financing Receivable, before Allowance for Credit Loss	1,745	2,289
Commercial Portfolio Segment [Member] | Substandard [Member]
Current year	23	49
Year two	0	78
Year three	6	154
Year four	25	7
Year five	4	416
Prior	235	8
Revolving loans	940	114
Financing Receivable, before Allowance for Credit Loss	1,233	826
Consumer Portfolio Segment [Member]
Current year	3,607	4,885
Year two	3,212	2,310
Year three	1,535	1,612
Year four	939	748
Year five	347	254
Prior	1,013	1,269
Revolving loans	672	658
Financing Receivable, before Allowance for Credit Loss	11,325	11,736	$ 12,090
Current-period gross charge-offs, current year	58	119
Current-period gross charge-offs, year two	3	22
Current-period gross charge-offs, year three	1	10
Current-period gross charge-offs, year four	2	12
Current-period gross charge-offs, year five	0	5
Current-period gross charge-offs, prior	11	58
Current-period gross charge-offs, revolving	4	22
Current-period gross charge-offs, revolving loans converted to term	79	248
Consumer Portfolio Segment [Member] | Pass [Member]
Current year	3,607	4,881
Year two	3,211	2,303
Year three	1,529	1,611
Year four	939	734
Year five	335	250
Prior	902	1,130
Revolving loans	672	658
Financing Receivable, before Allowance for Credit Loss	11,195	11,567
Consumer Portfolio Segment [Member] | Special Mention [Member]
Current year	0	0
Year two	0	0
Year three	0	0
Year four	0	0
Year five	0	0
Prior	0	0
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	0	0
Consumer Portfolio Segment [Member] | Substandard [Member]
Current year	0	4
Year two	1	7
Year three	6	1
Year four	0	14
Year five	12	4
Prior	111	139
Revolving loans	0	0
Financing Receivable, before Allowance for Credit Loss	$ 130	$ 169

Note 4 - Loans and Allowance _8

Note 4 - Loans and Allowance for Credit Losses - Loans to Related Parties (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Balance, beginning of period	$ 46,000	$ 96,977
New loans/changes in relationship	480	2,570
Repayments/changes in relationship	(2,388)	(53,547)
Balance, end of period	$ 44,092	$ 46,000

Note 4 - Loans and Allowance _9

Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023		Jan. 01, 2023
Balance, beginning of period		$ 28,620	$ 30,044	$ 30,540	$ 24,364
Provision for credit losses on loans(2)	[1]	(906)	(417)	(2,615)	(2,694)
Charge-offs		(78)	(33)	(455)	(668)
Recoveries		467	184	633	2,911
Balance, end of period		28,103	29,778	28,103	29,778
Charge-offs			(33)
Charge-offs				(455)	(668)
Ending allowance balance for loans individually evaluated for impairment		388	386	388	386
Ending allowance balance for loans collectively evaluated for impairment		27,715	29,392	27,715	29,392
Balance of loans individually evaluated for impairment		4,687	5,251	4,687	5,251
Balance of loans collectively evaluated for impairment		2,151,159	2,097,771	2,151,159	2,097,771
Loans		2,155,846	2,103,022	2,155,846	2,103,022	$ 2,210,619
ASU 2016-13 adoption impact		28,103	29,778	28,103	29,778	30,540
Accounting Standards Update 2016-13 [Member]
ASU 2016-13 adoption impact								$ 5,900
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, beginning of period	[2]	0	0	0	5,865
Balance, end of period			5,865		5,865
ASU 2016-13 adoption impact			5,865		5,865	0	[2]
Real Estate Portfolio Segment [Member]
Loans		1,629,248		1,629,248		1,655,462
Real Estate Portfolio Segment [Member] | Construction Loans [Member]
Balance, beginning of period		1,492	2,977	2,471	2,555
Provision for credit losses on loans(2)		(596)	18	(1,444)	472
Charge-offs		0
Recoveries		421	5	439	48
Balance, end of period		1,317	3,000	1,317	3,000
Charge-offs			0
Charge-offs				(149)	0
Ending allowance balance for loans individually evaluated for impairment		0	212	0	212
Ending allowance balance for loans collectively evaluated for impairment		1,317	2,788	1,317	2,788
Balance of loans individually evaluated for impairment		24	250	24	250
Balance of loans collectively evaluated for impairment		166,930	211,140	166,930	211,140
Loans		166,954	211,390	166,954	211,390	190,371
ASU 2016-13 adoption impact		1,317	3,000	1,317	3,000	2,471
Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(75)		(75)
ASU 2016-13 adoption impact			(75)		(75)
Real Estate Portfolio Segment [Member] | 1-4 Family [Member]
Balance, beginning of period		5,741	9,293	9,129	3,917
Provision for credit losses on loans(2)		76	(125)	(3,214)	570
Charge-offs		(38)
Recoveries		3	4	11	19
Balance, end of period		5,782	9,172	5,782	9,172
Charge-offs			0
Charge-offs				(144)	(46)
Ending allowance balance for loans individually evaluated for impairment		293	100	293	100
Ending allowance balance for loans collectively evaluated for impairment		5,489	9,072	5,489	9,072
Balance of loans individually evaluated for impairment		3,557	2,119	3,557	2,119
Balance of loans collectively evaluated for impairment		399,540	413,043	399,540	413,043
Loans		403,097	415,162	403,097	415,162	413,786
ASU 2016-13 adoption impact		5,782	9,172	5,782	9,172	9,129
Real Estate Portfolio Segment [Member] | 1-4 Family [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			4,712		4,712
ASU 2016-13 adoption impact			4,712		4,712
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member]
Balance, beginning of period		1,518	866	1,124	999
Provision for credit losses on loans(2)		(293)	239	101	190
Charge-offs		0
Recoveries		0	0	0	0
Balance, end of period		1,225	1,105	1,225	1,105
Charge-offs			0
Charge-offs				0	0
Ending allowance balance for loans individually evaluated for impairment		0	0	0	0
Ending allowance balance for loans collectively evaluated for impairment		1,225	1,105	1,225	1,105
Balance of loans individually evaluated for impairment		0	0	0	0
Balance of loans collectively evaluated for impairment		85,283	102,974	85,283	102,974
Loans		85,283	102,974	85,283	102,974	105,946
ASU 2016-13 adoption impact		1,225	1,105	1,225	1,105	1,124
Real Estate Portfolio Segment [Member] | Multifamily Loans [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(84)		(84)
ASU 2016-13 adoption impact			(84)		(84)
Real Estate Portfolio Segment [Member] | Farmland [Member]
Balance, beginning of period		9	3	2	113
Provision for credit losses on loans(2)		(1)	0	(30)	(11)
Charge-offs		0
Recoveries		0	0	36	0
Balance, end of period		8	3	8	3
Charge-offs			0
Charge-offs				0	0
Ending allowance balance for loans individually evaluated for impairment		0	0	0	0
Ending allowance balance for loans collectively evaluated for impairment		8	3	8	3
Balance of loans individually evaluated for impairment		0	0	0	0
Balance of loans collectively evaluated for impairment		7,173	8,259	7,173	8,259
Loans		7,173	8,259	7,173	8,259	7,651
ASU 2016-13 adoption impact		8	3	8	3	2
Real Estate Portfolio Segment [Member] | Farmland [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(99)		(99)
ASU 2016-13 adoption impact			(99)		(99)
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member]
Balance, beginning of period		12,230	11,221	10,691	10,718
Provision for credit losses on loans(2)		89	(252)	1,628	(2,632)
Charge-offs		0
Recoveries		0	12	0	2,245
Balance, end of period		12,319	10,980	12,319	10,980
Charge-offs			(1)
Charge-offs				0	(27)
Ending allowance balance for loans individually evaluated for impairment		0	0	0	0
Ending allowance balance for loans collectively evaluated for impairment		12,319	10,980	12,319	10,980
Balance of loans individually evaluated for impairment		735	1,665	735	1,665
Balance of loans collectively evaluated for impairment		966,006	940,192	966,006	940,192
Loans		966,741	941,857	966,741	941,857	937,708
ASU 2016-13 adoption impact		12,319	10,980	12,319	10,980	10,691
Real Estate Portfolio Segment [Member] | Commercial Real Estate Loan [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			676		676
ASU 2016-13 adoption impact			676		676
Commercial Portfolio Segment [Member]
Balance, beginning of period		7,529	5,469	6,920	5,743
Provision for credit losses on loans(2)		(200)	(310)	386	(1,382)
Charge-offs		(17)
Recoveries		38	137	127	533
Balance, end of period		7,350	5,297	7,350	5,297
Charge-offs			1
Charge-offs				(83)	(390)
Ending allowance balance for loans individually evaluated for impairment		89	44	89	44
Ending allowance balance for loans collectively evaluated for impairment		7,261	5,253	7,261	5,253
Balance of loans individually evaluated for impairment		270	1,151	270	1,151
Balance of loans collectively evaluated for impairment		515,003	410,139	515,003	410,139
Loans		515,273	411,290	515,273	411,290	543,421
ASU 2016-13 adoption impact		7,350	5,297	7,350	5,297	6,920
Commercial Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			793		793
ASU 2016-13 adoption impact			793		793
Consumer Portfolio Segment [Member]
Balance, beginning of period		101	215	203	319
Provision for credit losses on loans(2)		19	13	(42)	99
Charge-offs		(23)
Recoveries		5	26	20	66
Balance, end of period		102	221	102	221
Charge-offs			(33)
Charge-offs				(79)	(205)
Ending allowance balance for loans individually evaluated for impairment		6	30	6	30
Ending allowance balance for loans collectively evaluated for impairment		96	191	96	191
Balance of loans individually evaluated for impairment		101	66	101	66
Balance of loans collectively evaluated for impairment		11,224	12,024	11,224	12,024
Loans		11,325	12,090	11,325	12,090	11,736
ASU 2016-13 adoption impact		$ 102	221	$ 102	221	$ 203
Consumer Portfolio Segment [Member] | Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]
Balance, end of period			(58)		(58)
ASU 2016-13 adoption impact			$ (58)		$ (58)
[1]For the three months ended June 30, 2024, the $0.4 million negative provision for credit losses on the consolidated statement of income includes a $0.3 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the six months ended June 30, 2024, the $1.8 million negative provision for credit losses on the consolidated statement of income includes a $1.7 million negative provision for loan losses and a $0.1 million negative provision for unfunded loan commitments. For the three months ended June 30, 2023, the $2.8 million negative provision for credit losses on the consolidated statement of income includes a $2.8 million negative provision for loan losses and a $7,000 negative provision for unfunded loan commitments. For the six months ended June 30, 2023, the $2.5 million negative provision for credit losses on the consolidated statement of income includes a $2.3 million negative provision for loan losses and a $0.2 million negative provision for unfunded loan commitments.[2]On January 1, 2023, the Company adopted ASU 2016-13, which introduced a new model known as CECL. Upon adoption, Investar recorded a one-time, cumulative effect adjustment to increase the allowance for credit losses by $5.9 million.

Note 5 - Borrowings Under Ban_2

Note 5 - Borrowings Under Bank Term Funding Program (Details Textual) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Other Short-Term Borrowings	$ 109	$ 212.5
Bank Term Funding Program [Member]
Other Short-Term Borrowings	$ 109	$ 212.5

Note 6 - Stockholders' Equity -

Note 6 - Stockholders' Equity - Accumulated Other Comprehensive Income (Loss) (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Balance	$ 230,196	$ 218,357	$ 226,768	$ 215,782
Net change	10,522	(11,287)	6,608	(11,539)
Balance	245,542	208,717	245,542	208,717
AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]
Balance	(43,844)	(43,390)	(39,627)	(43,137)
Net change	10,523	(11,287)	6,306	(11,540)
Balance	(33,321)	(54,677)	(33,321)	(54,677)
Reclassification of Realized Gain on Investment Securities, Net [Member]
Balance	(5,218)	(5,776)	(5,521)	(5,777)
Net change	(1)	0	302	1
Balance	(5,219)	(5,776)	(5,219)	(5,776)
Unrealized Gain (Loss), Transfer from Available for Sale to Held to Maturity, Net [Member]
Balance	1	1	1	1
Net change	0	0	0	0
Balance	1	1	1	1
AOCI Attributable to Parent [Member]
Balance	(49,061)	(49,165)	(45,147)	(48,913)
Net change	10,522	(11,287)	6,608	(11,539)
Balance	$ (38,539)	$ (60,452)	$ (38,539)	$ (60,452)

Note 7 - Stock-Based Compensa_3

Note 7 - Stock-Based Compensation (Details Textual) - USD ($)	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2021
Share-Based Payment Arrangement, Nonvested Award, Option, Cost Not yet Recognized, Amount	$ 400,000		$ 400,000
Share-Based Payment Arrangement, Option [Member]
Share-Based Payment Arrangement, Expense	41,000	$ 100,000	$ 41,000	$ 100,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 4 months 24 days
Restricted Stock Units (RSUs) [Member] | Employees [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year)			5 years
Restricted Stock Units (RSUs) [Member] | Director [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period (Year)			2 years
Restricted Stock Units (RSUs) [Member] | Minimum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			2 years
Restricted Stock Units (RSUs) [Member] | Maximum [Member]
Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period (Year)			5 years
Restricted Stock and Restricted Stock Units [Member]
Share-Based Payment Arrangement, Expense	500,000	$ 500,000	$ 1,300,000	$ 1,400,000
Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition (Year)			3 years 2 months 12 days
Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount	$ 4,400,000		$ 4,400,000
A 2017 Long Term Incentive Compensation Plan [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Number of Shares Authorized (in shares)					1,200,000
Share-based Compensation Arrangement by Share-based Payment Award, Number of Additional Shares Authorized (in shares)					600,000
Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Available for Grant (in shares)	334,441		334,441

Note 7 - Stock-Based Compensa_4

Note 7 - Stock-Based Compensation - Valuation Assumptions (Details) - Share-Based Payment Arrangement, Option [Member]	9 Months Ended
	Sep. 30, 2024 $ / shares
Dividend yield	2.45%
Expected volatility	40.80%
Risk-free interest rate	4.29%
Expected term (in years) (Year)	6 years 6 months
Weighted average grant date fair value (in dollars per share)	$ 6.04

Note 7 - Stock-Based Compensa_5

Note 7 - Stock-Based Compensation - Schedule of Stock Option Activity (Details) - $ / shares	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Outstanding, shares (in shares)	326,605	350,430
Outstanding, weighted average price (in dollars per share)	$ 17.32	$ 17.89
Granted, shares (in shares)	29,997	34,497
Granted, weighted average price (in dollars per share)	$ 16.35	$ 13.96
Exercised, shares (in shares)	(96,000)	(7,500)
Exercised, weighted average price (in dollars per share)	$ 14.16	$ 14
Outstanding, shares (in shares)	260,602	377,427
Outstanding, weighted average price (in dollars per share)	$ 18.37	$ 17.61
Exercisable, shares (in shares)	174,872	295,669
Exercisable, weighted average price (in dollars per share)	$ 19.15	$ 17.57

Note 7 - Stock-Based Compensa_6

Note 7 - Stock-Based Compensation - Summary of Restricted Stock and RSU Activity (Details) - Restricted Stock and Restricted Stock Units [Member] - $ / shares	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Balance, shares (in shares)	336,749	253,488
Balance, beginning of period, weighted average grant date fair value (in dollars per share)	$ 17.37	$ 20.19
Granted, shares (in shares)	110,886	168,205
Granted, weighted average grant date fair value (in dollars per share)	$ 16.41	$ 14.95
Forfeited, shares (in shares)	(25,266)	(6,675)
Forfeited, weighted average grant date fair value (in dollars per share)	$ 17.06	$ 20.8
Earned and issued, shares (in shares)	(96,855)	(82,294)
Earned and issued, weighted average grant date fair value (in dollars per share)	$ 18.84	$ 20.41
Balance, shares (in shares)	325,514	332,724
Balance, end of period, weighted average grant date fair value (in dollars per share)	$ 16.63	$ 17.47

Note 8 - Derivative Financial_3

Note 8 - Derivative Financial Instruments (Details Textual) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Interest Rate Swap [Member]
Derivative, Notional Amount	[1]	$ 190,450		$ 190,450		$ 174,893
Derivative, Gain (Loss) on Derivative, Net		0	$ 0	0	$ 0
Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative, Notional Amount		$ 0		$ 0
Forward Starting Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative, Notional Amount						$ 0
[1]Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions.

Note 8 - Derivative Financial_4

Note 8 - Derivative Financial Instruments - Schedule of Derivatives (Details) - Interest Rate Swap [Member] - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Notional amount	[1]	$ 190,450	$ 174,893
Derivative assets	[2]	15,322	17,325
Derivative liabilities	[2]	$ 15,322	$ 17,325
[1]Notional amounts represent interest rate swap contracts with customers and offsetting interest rate swap contracts with other financial institutions.[2]Derivative assets and liabilities are reported at fair value in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets.

Note 9 - Fair Values of Finan_3

Note 9 - Fair Values of Financial Instruments (Details Textual) - USD ($) $ in Thousands	9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability Value	$ 0		$ 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	$ 0
Financing Receivable, Impaired During Period Gross	1,900		1,800
Financing Receivable, Impaired During Period, Allowance For Credit Losses, Individually Evaluated For Impairment	300		500
Other Real Estate Owned, Fair Value Disclosure	900
Other Real Estate Owned, Write Downs	200
Fair Value Measured at Net Asset Value Per Share [Member] | Other Assets [Member]
Investments, Fair Value Disclosure	3,600		3,400
Fair Value, Inputs, Level 3 [Member] | Fair Value, Nonrecurring [Member]
Financial Liabilities Fair Value Disclosure	$ 0		$ 0

Note 9 - Fair Values of Finan_4

Note 9 - Fair Values of Financial Instruments - Assets and Liabilities Measured at Fair Value on Recurring Basis (Details) - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Investment securities		$ 350,646	$ 361,918
Equity securities		2,434	1,180
Total assets		368,402	380,423
Interest Rate Swap [Member]
Interest rate swaps - gross assets	[1]	15,322	17,325
Interest rate swaps - gross liabilities	[1]	15,322	17,325
Fair Value, Inputs, Level 1 [Member]
Equity securities		2,434	1,180
Total assets		2,434	1,180
Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		0	0
Interest rate swaps - gross liabilities		0	0
Fair Value, Inputs, Level 2 [Member]
Equity securities		0	0
Total assets		361,207	373,530
Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		15,322	17,325
Interest rate swaps - gross liabilities		15,322	17,325
Fair Value, Inputs, Level 3 [Member]
Equity securities		0	0
Total assets		4,761	5,713
Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets		0	0
Interest rate swaps - gross liabilities		0	0
US Government Corporations and Agencies Securities [Member]
Investment securities		20,125	20,043
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		20,125	20,043
US Government Corporations and Agencies Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		0	0
US States and Political Subdivisions Debt Securities [Member]
Investment securities		15,882	16,703
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		11,599	11,453
US States and Political Subdivisions Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		4,283	5,250
Corporate Debt Securities [Member]
Investment securities		25,699	26,356
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		25,221	25,893
Corporate Debt Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		478	463
Residential Mortgage-Backed Securities [Member]
Investment securities		224,437	232,045
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		224,437	232,045
Residential Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		0	0
Commercial Mortgage-Backed Securities [Member]
Investment securities		64,503	66,771
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Investment securities		0	0
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Investment securities		64,503	66,771
Commercial Mortgage-Backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Investment securities		$ 0	$ 0
[1]Derivative assets and liabilities are reported at fair value in “Other assets” and “Accrued taxes and other liabilities”, respectively, in the accompanying consolidated balance sheets.

Note 9 - Fair Values of Finan_5

Note 9 - Fair Values of Financial Instruments - Reconciliation for Assets Measured at Fair Value on Recurring Basis Using significant Unobservable Inputs (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	$ 0	$ 0
US States and Political Subdivisions Debt Securities [Member]
Balance	5,250	5,965
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	0
Unrealized (loss) gain included in other comprehensive income	(940)	(764)
Purchases	0	0
Sales	0	0
Maturities, prepayments, and calls	(27)	(26)
Transfers into level 3	0	0
Transfers out of level 3	0	0
Balance	4,283	5,175
Unrealized loss included in other comprehensive loss	(940)	(764)
Corporate Debt Securities [Member]
Balance	463	479
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Gain (Loss) Included in Earnings	0	0
Unrealized (loss) gain included in other comprehensive income	15	(31)
Purchases	0	0
Sales	0	0
Maturities, prepayments, and calls	0	0
Transfers into level 3	0	0
Transfers out of level 3	0	0
Balance	478	448
Unrealized loss included in other comprehensive loss	$ 15	$ (31)

Note 9 - Fair Values of Finan_6

Note 9 - Fair Values of Financial Instruments - Quantitative Information About Significant Unobservable Inputs Used in Fair Value Measurement (Details) $ in Thousands		Sep. 30, 2024 USD ($)		Dec. 31, 2023 USD ($)	Sep. 30, 2023 USD ($)
Investment securities		$ 350,646		$ 361,918
Loans individually evaluated for impairment(1)		4,687			$ 5,251
Other real estate owned(2)		900
Estimate of Fair Value Measurement [Member]
Investment securities		350,646		361,918
US States and Political Subdivisions Debt Securities [Member]
Investment securities		15,882		16,703
Corporate Debt Securities [Member]
Investment securities		25,699		26,356
Valuation Technique, Discounted Cash Flow [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		900
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member]
Investment securities				$ 463
Investment securities, measurement input	[1]			0.08
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member]
Investment securities	[1]	$ 4,283		$ 5,250
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Minimum [Member]
Investment securities, measurement input	[1]	0.02		0
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | US States and Political Subdivisions Debt Securities [Member] | Maximum [Member]
Investment securities, measurement input	[1]	0.13		0.11
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Appraised Value [Member] | Corporate Debt Securities [Member]
Investment securities	[1]	$ 478
Investment securities, measurement input	[1]	0.05
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Estimate of Fair Value Measurement [Member]
Loans individually evaluated for impairment(1)		$ 1,617	[2]	$ 1,293
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Minimum [Member]
Impaired loans, measurement input		0.02		0.06
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Maximum [Member]
Impaired loans, measurement input		1		1
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Estimated Costs to Sell [Member] | Weighted Average [Member]
Impaired loans, measurement input		0.13	[3]	0.29
Valuation Technique, Discounted Cash Flow [Member] | Measurement Input, Collateral Discounts and Discount Rates [Member] | Weighted Average [Member] | Estimate of Fair Value Measurement [Member]
Other real estate owned(2)		0.18
[1]Fair values determined through valuation analysis using coupon, yield (discount margin), liquidity and expected repayment dates.[2]Loans individually evaluated that were re-measured during the period had a carrying value of $1.0 million and $4.2 million at September 30, 2023 and December 31, 2022, respectively, with related allowance for credit losses of $0.4 million and $0.2 million as of such dates.[3]Weighted by relative fair value.

Note 9 - Fair Values of Finan_7

Note 9 - Fair Values of Financial Instruments - Estimated Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Investment securities - AFS	$ 350,646	$ 361,918
Junior subordinated debt	8,709	8,630
Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,434	1,180
Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,951	13,417
Reported Value Measurement [Member]
Cash and cash equivalents	86,340	32,009
Investment securities - AFS	350,646	361,918
Investment securities - HTM	18,302	20,472
Loans, net of allowance	2,127,743	2,180,079
Deposits, noninterest-bearing	437,734	448,752
Deposits, interest-bearing	1,849,674	1,806,975
Borrowings under BTFP and repurchase agreements	121,994	221,133
FHLB long-term advances	63,500	23,500
Junior subordinated debt	8,709	8,630
Subordinated debt	37,000	45,000
Reported Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	15,322	17,325
Interest rate swaps - gross liabilities	15,322	17,325
Reported Value Measurement [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,434	1,180
Reported Value Measurement [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,951	13,417
Estimate of Fair Value Measurement [Member]
Cash and cash equivalents	86,340	32,009
Investment securities - AFS	350,646	361,918
Investment securities - HTM	18,018	20,513
Loans, net of allowance	2,014,479	2,020,924
Deposits, noninterest-bearing	437,734	448,752
Deposits, interest-bearing	1,794,856	1,735,562
Borrowings under BTFP and repurchase agreements	122,029	221,133
FHLB long-term advances	63,665	22,945
Junior subordinated debt	8,709	8,630
Subordinated debt	35,602	44,544
Estimate of Fair Value Measurement [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	15,322	17,325
Interest rate swaps - gross liabilities	15,322	17,325
Estimate of Fair Value Measurement [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,434	1,180
Estimate of Fair Value Measurement [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,951	13,417
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member]
Cash and cash equivalents	86,340	32,009
Investment securities - AFS	0	0
Investment securities - HTM	0	0
Loans, net of allowance	0	0
Deposits, noninterest-bearing	0	0
Deposits, interest-bearing	0	0
Borrowings under BTFP and repurchase agreements	0	0
FHLB long-term advances	0	0
Junior subordinated debt	0	0
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	0	0
Interest rate swaps - gross liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	2,434	1,180
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 1 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member]
Cash and cash equivalents	0	0
Investment securities - AFS	345,885	356,205
Investment securities - HTM	1,934	2,118
Loans, net of allowance	0	0
Deposits, noninterest-bearing	437,734	448,752
Deposits, interest-bearing	0	0
Borrowings under BTFP and repurchase agreements	122,029	221,133
FHLB long-term advances	0	0
Junior subordinated debt	0	0
Subordinated debt	35,602	44,544
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	15,322	17,325
Interest rate swaps - gross liabilities	15,322	17,325
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 2 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	13,951	13,417
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member]
Cash and cash equivalents	0	0
Investment securities - AFS	4,761	5,713
Investment securities - HTM	16,084	18,395
Loans, net of allowance	2,014,479	2,020,924
Deposits, noninterest-bearing	0	0
Deposits, interest-bearing	1,794,856	1,735,562
Borrowings under BTFP and repurchase agreements	0	0
FHLB long-term advances	63,665	22,945
Junior subordinated debt	8,709	8,630
Subordinated debt	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Interest Rate Swap [Member]
Interest rate swaps - gross assets	0	0
Interest rate swaps - gross liabilities	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Marketable Securities and Mutual Funds [Member]
Equity Securities, FV-NI	0	0
Estimate of Fair Value Measurement [Member] | Fair Value, Inputs, Level 3 [Member] | Equity Securities, Held In Correspondent Banks [Member]
Equity Securities, FV-NI	$ 0	$ 0

Note 10 - Income Taxes (Details

Note 10 - Income Taxes (Details Textual) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Dec. 31, 2024	Sep. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Bank Owned Life Insurance Income		$ 459		$ 357	$ 1,310	$ 1,046
Proceeds from Life Insurance Policy			$ 8,400		$ 8,440	$ 0
Effective Income Tax Rate Reconciliation, Nondeductible Expense, Life Insurance, Amount			$ 300
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent		21%		21%	21%	21%
Forecast [Member]
Bank Owned Life Insurance Income	$ 3,100

Note 10 - Income Taxes - Expens

Note 10 - Income Taxes - Expense for Income Taxes and Effective Tax Rate (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Income tax expense	$ 784	$ 585	$ 2,993	$ 2,968
Effective tax rate	12.70%	17.40%	17.50%	18.40%

Note 11 - Commitments and Con_3

Note 11 - Commitments and Contingencies (Details Textual) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Commitment to Fund Investment in SBIC Qualified Funds	$ 1.2
Other Assets [Member]
Financing Receivable, Commitment to Lend	$ 0.2	$ 0.3

Note 11 - Commitments and Con_4

Note 11 - Commitments and Contingencies - Commitments to Extend Credit (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Commitments to Extend Credit [Member]
Commitments to extend credit	$ 439,016	$ 413,019
Standby Letters of Credit [Member]
Commitments to extend credit	$ 15,338	$ 17,844

Note 12 - Leases (Details Textu

Note 12 - Leases (Details Textual) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
	Jan. 27, 2023	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Operating Lease, Right-of-Use Asset		$ 2,100		$ 2,100		$ 2,100
Operating Lease, Liability		2,200		2,200		$ 2,200
Operating Lease, Lease Income		100	$ 100	300	$ 300
Occupancy, Net	$ 300	$ 652	$ 618	$ 1,929	$ 2,288
Minimum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)		1 year		1 year
Maximum [Member]
Lessee, Operating Lease, Remaining Lease Term (Year)		7 years		7 years

Note 12 - Leases - Quantitative

Note 12 - Leases - Quantitative Information Regarding Operating Leases (Details) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
Total operating lease cost	$ 331	$ 332
Weighted-average remaining lease term (in years) (Year)	6 years	7 years 3 months 18 days
Weighted-average discount rate	3.30%	3.10%

Note 12 - Leases - Future Minim

Note 12 - Leases - Future Minimum Lease Payment (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Remainder of 2024	$ 112
2025	449
2026	401
2027	404
2028	405
Thereafter	687
Total	$ 2,458

Note 13 - Subsequent Events (De

Note 13 - Subsequent Events (Details Textual) - USD ($) $ in Thousands	1 Months Ended	3 Months Ended			9 Months Ended
	Oct. 31, 2024	Sep. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Proceeds from Life Insurance Policy			$ 8,400		$ 8,440	$ 0
Bank Owned Life Insurance Income		$ 459		$ 357	$ 1,310	$ 1,046
Subsequent Event [Member]
Proceeds from Life Insurance Policy	$ 5,500
Bank Owned Life Insurance Income	$ 3,100