Document And Entity Information
Document And Entity Information - shares | 3 Months Ended | |
Mar. 31, 2017 | May 05, 2017 | |
Document Information [Line Items] | ||
Entity Registrant Name | CB Financial Services, Inc. | |
Entity Central Index Key | 1,605,301 | |
Trading Symbol | cbfv | |
Current Fiscal Year End Date | --12-31 | |
Entity Filer Category | Accelerated Filer | |
Entity Current Reporting Status | Yes | |
Entity Voluntary Filers | No | |
Entity Well-known Seasoned Issuer | No | |
Entity Common Stock, Shares Outstanding (in shares) | 4,088,025 | |
Document Type | 10-Q | |
Document Period End Date | Mar. 31, 2017 | |
Document Fiscal Year Focus | 2,017 | |
Document Fiscal Period Focus | Q1 | |
Amendment Flag | false |
Consolidated Statement of Finan
Consolidated Statement of Financial Condition (Current Period Unaudited) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
ASSETS | ||
Interest Bearing | $ 19,193 | $ 7,699 |
Non-Interest Bearing | 16,402 | 6,583 |
Total Cash and Due From Banks | 35,595 | 14,282 |
Available-for-Sale | 114,521 | 106,208 |
Loans, Net | 666,798 | 674,094 |
Premises and Equipment, Net | 15,505 | 14,132 |
Bank-Owned Life Insurance | 18,803 | 18,687 |
Goodwill | 4,953 | 4,953 |
Core Deposit Intangible, Net | 3,685 | 3,819 |
Accrued Interest and Other Assets | 8,963 | 9,900 |
TOTAL ASSETS | 868,823 | 846,075 |
LIABILITIES | ||
Demand Deposits | 175,194 | 165,400 |
NOW Accounts | 117,301 | 105,962 |
Money Market Accounts | 140,149 | 141,674 |
Savings Accounts | 127,623 | 121,520 |
Time Deposits | 157,656 | 155,028 |
Brokered Deposits | 7,538 | 8,634 |
Total Deposits | 725,461 | 698,218 |
Short-Term Borrowings | 24,828 | 27,027 |
Other Borrowed Funds | 24,500 | 28,000 |
Accrued Interest and Other Liabilities | 3,460 | 3,361 |
TOTAL LIABILITIES | 778,249 | 756,606 |
STOCKHOLDERS' EQUITY | ||
Preferred Stock, No Par Value; 5,000,000 Shares Authorized | ||
Common Stock, $0.4167 Par Value; 35,000,000 Shares Authorized, 4,363,346 Shares Issued and 4,088,025 and 4,086,625 Shares Outstanding at March 31, 2017 and December 31, 2016, Respectively | 1,818 | 1,818 |
Capital Surplus | 41,955 | 41,863 |
Retained Earnings | 52,518 | 51,713 |
Treasury Stock, at Cost (275,321 and 276,721 Shares at March 31, 2017 and December 31, 2016, Respectively) | (4,722) | (4,746) |
Accumulated Other Comprehensive Loss | (995) | (1,179) |
TOTAL STOCKHOLDERS' EQUITY | 90,574 | 89,469 |
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY | $ 868,823 | $ 846,075 |
Consolidated Statement of Fina3
Consolidated Statement of Financial Condition (Current Period Unaudited) (Parentheticals) - $ / shares | Mar. 31, 2017 | Dec. 31, 2016 |
Preferred stock, par value (in dollars per share) | $ 0 | $ 0 |
Preferred stock, shares authorized (in shares) | 5,000,000 | 5,000,000 |
Common stock, par value (in dollars per share) | $ 0.4167 | $ 0.4167 |
Common stock, shares authorized (in shares) | 35,000,000 | 35,000,000 |
Common stock, shares issued (in shares) | 4,363,346 | 4,363,346 |
Common stock, shares outstanding (in shares) | 4,088,025 | 4,086,625 |
Treasury stock, at cost (in shares) | 275,321 | 276,721 |
Consolidated Statement of Incom
Consolidated Statement of Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
INTEREST AND DIVIDEND INCOME | ||
Loans, Including Fees | $ 7,142 | $ 7,497 |
Federal Funds Sold | 15 | 4 |
Taxable | 361 | 324 |
Exempt From Federal Income Tax | 217 | 260 |
Other Interest and Dividend Income | 56 | 37 |
TOTAL INTEREST AND DIVIDEND INCOME | 7,791 | 8,122 |
INTEREST EXPENSE | ||
Deposits | 655 | 561 |
Federal Funds Purchased | 1 | |
Short-Term Borrowings | 19 | 14 |
Other Borrowed Funds | 122 | 127 |
TOTAL INTEREST EXPENSE | 796 | 703 |
NET INTEREST INCOME | 6,995 | 7,419 |
Provision For Loan Losses | 420 | 850 |
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES | 6,575 | 6,569 |
NONINTEREST INCOME | ||
Service Fees on Deposit Accounts | 584 | 586 |
Insurance Commissions | 1,086 | 872 |
Other Commissions | 104 | 117 |
Net Gains on Sales of Loans | 90 | 125 |
Net Gains on Sales of Investments | 52 | |
Net Gains on Purchased Tax Credits | 14 | |
Income from Bank-Owned Life Insurance | 116 | 120 |
Other | 30 | 28 |
TOTAL NONINTEREST INCOME | 2,076 | 1,848 |
Salaries and Employee Benefits | 3,489 | 3,369 |
Occupancy | 548 | 474 |
Equipment | 439 | 422 |
FDIC Assessment | 81 | 126 |
PA Shares Tax | 190 | 202 |
Contracted Services | 132 | 133 |
Legal and Professional Fees | 141 | 141 |
Advertising | 125 | 165 |
Bankcard Processing Expense | 123 | 112 |
Other Real Estate Owned Expense (Income) | 5 | (545) |
Amortization of Core Deposit Intangible | 134 | 134 |
Other | 810 | 781 |
TOTAL NONINTEREST EXPENSE | 6,217 | 5,514 |
Income Before Income Taxes | 2,434 | 2,903 |
Income Taxes | 730 | 858 |
NET INCOME | $ 1,704 | $ 2,045 |
EARNINGS PER SHARE | ||
Basic (in dollars per share) | $ 0.42 | $ 0.50 |
Diluted (in dollars per share) | $ 0.42 | $ 0.50 |
WEIGHTED AVERAGE SHARES OUTSTANDING | ||
Basic (in shares) | 4,087,289 | 4,081,017 |
Diluted (in shares) | 4,098,276 | 4,081,869 |
Consolidated Statement of Compr
Consolidated Statement of Comprehensive Income (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2017 | Mar. 31, 2016 | ||
Net Income | $ 1,704 | $ 2,045 | |
Other Comprehensive Income: | |||
Unrealized Gains on Available-for-Sale Securities Net of Income Tax of $113 and $135 for the Three Months Ended March 31, 2017 and 2016, Respectively | 218 | 261 | |
Included in Net Income, Net of Income Tax of $18 for the Three Months Ended March 31, 2017 (1) | [1] | (34) | |
Other Comprehensive Income, Net of Income Tax | 184 | 261 | |
Total Comprehensive Income | $ 1,888 | $ 2,306 | |
[1] | The gross amount of gains on securities of $52 for the Three Months Ended March 31, 2017, are reported as Net Gains on Sales of Investments on the Consolidated Statement of Income. The income tax effect is included in Income Taxes on the Consolidated Statement of Income. |
Consolidated Statement of Comp6
Consolidated Statement of Comprehensive Income (Unaudited) (Parentheticals) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
Unrealized Gains, on Available-for-Sale Securities, Tax | $ 113 | $ 135 |
Reclassification Adjustment for Gains on Securities, Tax | $ 18 |
Consolidated Statement of Chang
Consolidated Statement of Changes In Stockholders' Equity (Unaudited) - USD ($) $ in Thousands | Common Stock [Member] | Additional Paid-in Capital [Member] | Retained Earnings [Member] | Treasury Stock [Member] | AOCI Attributable to Parent [Member] | Total |
Balance (in shares) at Dec. 31, 2015 | 4,363,346 | |||||
Balance at Dec. 31, 2015 | $ 1,818 | $ 41,614 | $ 47,725 | $ (4,836) | $ 575 | $ 86,896 |
Net Income | 2,045 | 2,045 | ||||
Other Comprehensive Income (Loss) | 261 | 261 | ||||
Stock-Based Compensation Expense | 87 | 87 | ||||
Dividends Paid | (898) | (898) | ||||
Balance (in shares) at Mar. 31, 2016 | 4,363,346 | |||||
Balance at Mar. 31, 2016 | $ 1,818 | 41,701 | 48,872 | (4,836) | 836 | 88,391 |
Balance (in shares) at Dec. 31, 2016 | 4,363,346 | |||||
Balance at Dec. 31, 2016 | $ 1,818 | 41,863 | 51,713 | (4,746) | (1,179) | 89,469 |
Net Income | 1,704 | 1,704 | ||||
Other Comprehensive Income (Loss) | 184 | 184 | ||||
Stock-Based Compensation Expense | 85 | 85 | ||||
Dividends Paid | (899) | (899) | ||||
Balance (in shares) at Mar. 31, 2017 | 4,363,346 | |||||
Balance at Mar. 31, 2017 | $ 1,818 | 41,955 | $ 52,518 | (4,722) | $ (995) | 90,574 |
Exercise of stock options | $ 7 | $ 24 | $ 31 |
Consolidated Statement of Chan8
Consolidated Statement of Changes In Stockholders' Equity (Unaudited) (Parentheticals) - $ / shares | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
Retained Earnings [Member] | ||
Dividends paid (in dollars per share) | $ 0.22 | $ 0.22 |
Consolidated Statement of Cash
Consolidated Statement of Cash Flows (Unaudited) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
OPERATING ACTIVITIES | ||
Net Income | $ 1,704 | $ 2,045 |
Adjustments to Reconcil Net Income to Net Cash Provided By Operating Activities: | ||
Net Amortization on Investments | 84 | 56 |
Depreciation and Amortization | 673 | 764 |
Provision for Loan Losses | 420 | 850 |
Income from Bank-Owned Life Insurance | (116) | (120) |
Proceeds From Mortgage Loans Sold | 3,937 | 5,513 |
Originations of Mortgage Loans for Sale | (3,847) | (5,388) |
Gains on Sales of Loans | (90) | (125) |
Gains on Sales of Investment Securities | (52) | |
Gains on Sales of Other Real Estate Owned and Repossessed Assets | (19) | |
Noncash Expense for Stock-Based Compensation | 85 | 87 |
Decrease in Accrued Interest Receivable | 77 | 185 |
Valuation Adjustment on Foreclosed Real Estate | (566) | |
(Decrease) Increase in Taxes Payable | (2,485) | 947 |
Increase in Accrued Interest Payable | 40 | 4 |
Net Payment of Federal/State Income Taxes | (30) | (20) |
Other, Net | 3,433 | (1,411) |
NET CASH PROVIDED BY OPERATING ACTIVITIES | 3,833 | 2,802 |
INVESTING ACTIVITIES | ||
Proceeds From Principal Repayments and Maturities | 3,131 | 17,191 |
Purchases of Securities | (14,391) | (14,651) |
Proceeds from Sales of Securities | 3,194 | |
Net Decrease (Increase) in Loans | 6,434 | (4,648) |
Purchase of Premises and Equipment | (1,661) | (106) |
Proceeds From Sales of Other Real Estate Owned and Repossessed Assets | 175 | |
Decrease in Restricted Equity Securities | 97 | 590 |
NET CASH USED IN INVESTING ACTIVITIES | (3,196) | (1,449) |
FINANCING ACTIVITIES | ||
Net Increase in Deposits | 27,243 | 10,651 |
Net Decrease in Short-Term Borrowings | (2,199) | (9,865) |
Principal Payments on Other Borrowed Funds | (3,500) | |
Cash Dividends Paid | (899) | (898) |
Exercise of Stock Options | 31 | |
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES | 20,676 | (112) |
INCREASE IN CASH AND CASH EQUIVALENTS | 21,313 | 1,241 |
CASH AND DUE FROM BANKS AT BEGINNING OF YEAR | 14,282 | 11,340 |
CASH AND DUE FROM BANKS AT END OF PERIOD | 35,595 | 12,581 |
SUPPLEMENTAL CASH FLOW INFORMATION: | ||
Interest on deposits and borrowings (including interest credited to deposit accounts of $610 and $556 respectively) | 755 | 699 |
Income taxes | 30 | 20 |
Real estate acquired in settlement of loans | 155 | 3,236 |
Transfer of real estate acquired in settlement of loans to premise and equipment | 2,350 | |
Securities purchased not settled | $ 791 |
Consolidated Statement of Cas10
Consolidated Statement of Cash Flows (Unaudited) (Parentheticals) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
Interest credited to deposit accounts | $ 610 | $ 556 |
Note 1 - Summary of Significant
Note 1 - Summary of Significant Accounting Policies | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Significant Accounting Policies [Text Block] | Note 1. Principles of Consolidation and Basis of Presentation The accompanying consolidated financial statements include the accounts of CB Financial Services, Inc. (“CB Financial”) and its wholly owned subsidiary, Community Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, Exchange Underwriters, Inc. (“Exchange Underwriters” or “EU”). CB Financial and the Bank are collectively referred to as the “Company”. All intercompany transactions and balances have been eliminated in consolidation. The accompanying unaudited interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Certain information and note disclosures normally included in annual financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to those rules and regulations, although the Company believes that the disclosures made are adequate to make the information not misleading in any material respect. In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and income and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, evaluation of securities for other-than-temporary impairment including related cash flow projections, goodwill impairment, and the valuation of deferred tax assets. In the opinion of management, the accompanying unaudited interim financial statements include all adjustments considered necessary for a fair presentation of the Company’s financial position and results of operations at the dates and for the periods presented. All of these adjustments are of a normal, recurring nature, and they are the only adjustments included in the accompanying unaudited interim financial statements. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto in the Company’s Annual Report on Form 10 December 31, 2016. The Company is currently evaluating the provisions of Accounting Standards Codification (“ASC”) Topic 280 11% 10% 10% The Company evaluated subsequent events through the date the consolidated financial statements were filed with the Securities and Exchange Commission and incorporated into the consolidated financial statements the effect of all material known events determined by ASC Topic 855, Subsequent Events Nature of Operations The Company derives substantially all its income from banking and bank-related services which include interest earnings on commercial, commercial mortgage, residential real estate and consumer loan financing, as well as interest earnings on investment securities and fees generated from deposit services to its customers. The Company provides banking services primarily to communities in Greene, Allegheny, Washington, Fayette, and Westmoreland Counties located in southwestern Pennsylvania. The Company also conducts insurance brokerage activities through Exchange Underwriters. Acquired Loans Loans that were acquired in the merger with FedFirst Financial Corporation were recorded at fair value with no carryover of the related allowance for credit losses. The fair value of the acquired loans was estimated by management with the assistance of a third For performing loans acquired in the merger, the excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. For purchased credit impaired (“PCI”) loans acquired in the merger, the difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent decreases to the expected cash flows require an evaluation to determine the need for an allowance for loan losses. Subsequent improvements in expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount that is recognized into interest income over the remaining life of the loan using the interest method. The evaluation of the amount of future cash flows that is expected to be collected is performed in a similar manner as that used to determine our allowance for credit losses. Charge-offs of the principal amount on acquired loans would be first Reclassifications Certain comparative amounts for the prior year have been reclassified to conform to the current year presentation. Such reclassifications did not affect net income or stockholders’ equity. Recent Accounting Standards In March 2017, 2017 08, Receivables- Nonrefundable Fees and Other Costs (Subtopic 310 20): 2017 08 2017 08 December 15, 2018, December 15, 2019 December 15, 2020 2017 08 In January 2017, 2017 04, Intangibles - Goodwill and Other (Topic 350): 2017 04 second one 2017 04 December 15, 2019, 2017 04, In August 2016, 2016 15, Statement of Cash Flow (Topic 230): 2016 15 eight zero 2016 15 December 15, 2017, 2016 15, In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326): 2016 13 2016 13 2016 13 2016 13 2016 13 December 15, 2019, 2016 13, In March 2016, 2016 09, Compensation - Stock Compensation (Topic 718): 2016 09 2016 09 2016 09 December 15, 2016, 2016 09 January 1, 2017, In February 2016, 2016 02, Leases (Topic 842) 2016 02 twelve 2016 02 December 15, 2018, 2016 02, In January 2016, 2016 01, Financial Instruments – Overall (Subtopic 825 10) 2016 01 2016 01 December 15, 2017, 2016 01, In May 2014, 2014 09, Revenue from Contracts with Customers 2014 09 August 2015, 2015 14, 2014 09. January 1, 2018. January 1, 2018. |
Note 2 - Earnings Per Share
Note 2 - Earnings Per Share | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Earnings Per Share [Text Block] | Note 2. There are no convertible securities which would affect the numerator in calculating basic and diluted earnings per share; therefore, net income as presented on the Consolidated Statement of Income is used as the numerator. The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation. Three Months Ended 2017 2016 Weighted-Average Common Shares Outstanding 4,363,346 4,363,346 Average Treasury Stock Shares (276,057 ) (282,329 ) Weighted-Average Common Shares and Common Stock Equivalents Used to Calculate Basic Earnings Per Share 4,087,289 4,081,017 Additional Common Stock Equivalents (Stock Options and Restricted Stock) Used to Calculate Diluted Earnings Per Share 10,987 852 Weighted-Average Common Shares and Common Stock Equivalents Used to Calculate Diluted Earnings Per Share 4,098,276 4,081,869 Earnings per share: Basic $ 0.42 $ 0.50 Diluted 0.42 0.50 |
Note 3 - Investment Securities
Note 3 - Investment Securities | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] | Note 3. The following table presents the amortized cost and fair value of investment securities available-for-sale at the dates indicated: (Dollars in thousands) March 31, 2017 Amortized Gross Gross Fair U.S. Government Agencies $ 66,638 $ 1 $ (1,666 ) $ 64,973 Obligations of States and Political Subdivisions 34,285 350 (270 ) 34,365 Mortgage-Backed Securities - Government-Sponsored Enterprises 13,443 14 (49 ) 13,408 Equity Securities - Mutual Funds 500 4 - 504 Equity Securities - Other 1,162 120 (11 ) 1,271 Total $ 116,028 $ 489 $ (1,996 ) $ 114,521 December 31, 2016 Amortized Gross Gross Fair U.S. Government Agencies $ 67,944 $ 18 $ (1,806 ) $ 66,156 Obligations of States and Political Subdivisions 35,856 366 (487 ) 35,735 Mortgage-Backed Securities - Government-Sponsored Enterprises 2,588 31 - 2,619 Equity Securities - Mutual Funds 500 7 - 507 Equity Securities - Other 1,106 91 (6 ) 1,191 Total $ 107,994 $ 513 $ (2,299 ) $ 106,208 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position at the dates indicated: (Dollars in thousands) March 31, 2017 Less than 12 months 12 Months or Greater Total Number Fair Gross Number Fair Gross Number Fair Gross U.S. Government Agencies 22 $ 59,950 $ (1,666 ) - $ - $ - 22 $ 59,950 $ (1,666 ) Obligations of States and Political Subdivisions 30 16,213 (269 ) 1 260 (1 ) 31 16,473 (270 ) Mortgage-Backed Securities - Government Sponsored Enterprises 5 10,991 (49 ) - - - 5 10,991 (49 ) Equity Securities - Other 3 226 (11 ) - - - 3 226 (11 ) Total 60 $ 87,380 $ (1,995 ) 1 $ 260 $ (1 ) 61 $ 87,640 $ (1,996 ) December 31, 2016 Less than 12 months 12 Months or Greater Total Number Fair Gross Number Fair Gross Number Fair Gross U.S. Government Agencies 23 $ 62,853 $ (1,806 ) - $ - $ - 23 $ 62,853 $ (1,806 ) Obligations of States and Political Subdivisions 39 19,749 (485 ) 1 260 (2 ) 40 20,009 (487 ) Equity Securities - Other 2 160 (6 ) - - - 2 160 (6 ) Total 64 $ 82,762 $ (2,297 ) 1 $ 260 $ (2 ) 65 $ 83,022 $ (2,299 ) For debt securities, the Company does not March 31, 2017 December 31, 2016 may March 31, 2017 December 31, 2016 The following table presents the scheduled maturities of investment securities as of the date indicated: (Dollars in thousands) March 31, 2017 Available-for-Sale Amortized Fair Due in One Year or Less $ 3,044 $ 3,194 Due after One Year through Five Years 13,528 13,478 Due after Five Years through Ten Years 87,796 86,105 Due after Ten Years 11,660 11,744 Total $ 116,028 $ 114,521 Equity Securities – Mutual Funds and Equity Securities – Other do not have a scheduled maturity date, but have been included in the Due After Ten Years category. |
Note 4 - Loans and Related Allo
Note 4 - Loans and Related Allowance for Loan Losses | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 4. The Company’s loan portfolio is made up of four (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Percent Amount Percent Originated Loans Real Estate: Residential $ 188,583 35.9 % $ 186,077 35.4 % Commercial 136,405 26.0 139,894 26.7 Construction 13,338 2.5 10,646 2.0 Commercial and Industrial 74,469 14.2 71,091 13.5 Consumer 108,817 20.7 114,007 21.7 Other 3,580 0.7 3,637 0.7 Total Originated Loans 525,192 100.0 % 525,352 100.0 % Allowance for Loan Losses (7,206 ) (7,283 ) Loans, Net $ 517,986 $ 518,069 Loans Acquired at Fair Value Real Estate: Residential $ 82,580 55.3 % $ 85,511 54.7 % Commercial 57,299 38.4 61,116 39.0 Commercial and Industrial 9,318 6.2 9,721 6.2 Consumer 194 0.1 197 0.1 Total Loans Acquired at Fair Value 149,391 100.0 % 156,545 100.0 % Allowance for Loan Losses (579 ) (520 ) Loans, Net $ 148,812 $ 156,025 Total Loans Real Estate: Residential $ 271,163 40.2 % $ 271,588 39.8 % Commercial 193,704 28.7 201,010 29.5 Construction 13,338 2.0 10,646 1.6 Commercial and Industrial 83,787 12.4 80,812 11.9 Consumer 109,011 16.2 114,204 16.7 Other 3,580 0.5 3,637 0.5 Total Loans 674,583 100.0 % 681,897 100.0 % Allowance for Loan Losses (7,785 ) (7,803 ) Loans, Net $ 666,798 $ 674,094 Total unamortized net deferred loan fees were $826,000 $818,000 March 31, 2017 December 31, 2016, Real estate loans serviced for others, which are not included in the Consolidated Statement of Financial Condition, totaled $86.2 $83.9 March 31, 2017 December 31, 2016, The following table presents loans summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the dates indicated. At March 31, 2017 December 31, 2016, no (Dollars in thousands) March 31, 2017 Pass Special Substandard Doubtful Total Originated Loans Real Estate: Residential $ 187,194 $ 980 $ 409 $ - $ 188,583 Commercial 119,538 13,725 2,220 922 136,405 Construction 12,699 - 580 59 13,338 Commercial and Industrial 67,430 4,182 1,450 1,407 74,469 Consumer 108,787 - 30 - 108,817 Other 3,580 - - - 3,580 Total Originated Loans $ 499,228 $ 18,887 $ 4,689 $ 2,388 $ 525,192 Loans Acquired at Fair Value Real Estate: Residential $ 80,083 $ - $ 2,497 $ - $ 82,580 Commercial 54,019 2,225 852 203 57,299 Commercial and Industrial 8,771 58 379 110 9,318 Consumer 194 - - - 194 Total Loans Acquired at Fair Value $ 143,067 $ 2,283 $ 3,728 $ 313 $ 149,391 Total Loans Real Estate: Residential $ 267,277 $ 980 $ 2,906 $ - $ 271,163 Commercial 173,557 15,950 3,072 1,125 193,704 Construction 12,699 - 580 59 13,338 Commercial and Industrial 76,201 4,240 1,829 1,517 83,787 Consumer 108,981 - 30 - 109,011 Other 3,580 - - - 3,580 Total Loans $ 642,295 $ 21,170 $ 8,417 $ 2,701 $ 674,583 December 31, 2016 Pass Special Substandard Doubtful Total Originated Loans Real Estate: Residential $ 184,721 $ 1,050 $ 306 $ - $ 186,077 Commercial 122,811 14,118 2,035 930 139,894 Construction 9,944 - 595 107 10,646 Commercial and Industrial 65,612 2,720 1,322 1,437 71,091 Consumer 113,847 - 160 - 114,007 Other 3,637 - - - 3,637 Total Originated Loans $ 500,572 $ 17,888 $ 4,418 $ 2,474 $ 525,352 Loans Acquired at Fair Value Real Estate: Residential $ 83,044 $ - $ 2,467 $ - $ 85,511 Commercial 58,411 2,358 347 - 61,116 Commercial and Industrial 9,117 42 441 121 9,721 Consumer 197 - - - 197 Total Loans Acquired at Fair Value $ 150,769 $ 2,400 $ 3,255 $ 121 $ 156,545 Total Loans Real Estate: Residential $ 267,765 $ 1,050 $ 2,773 $ - $ 271,588 Commercial 181,222 16,476 2,382 930 201,010 Construction 9,944 - 595 107 10,646 Commercial and Industrial 74,729 2,762 1,763 1,558 80,812 Consumer 114,044 - 160 - 114,204 Other 3,637 - - - 3,637 Total Loans $ 651,341 $ 20,288 $ 7,673 $ 2,595 $ 681,897 The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of the dates indicated. (Dollars in thousands) March 31, 2017 Loans 30-59 60-89 90 Days Total Non- Total Originated Loans Real Estate: Residential $ 186,493 $ 1,612 $ 68 $ - $ 1,680 $ 410 $ 188,583 Commercial 136,317 88 - - 88 - 136,405 Construction 13,279 - - - - 59 13,338 Commercial and Industrial 72,432 556 74 - 630 1,407 74,469 Consumer 107,970 764 40 13 817 30 108,817 Other 3,580 - - - - - 3,580 Total Originated Loans $ 520,071 $ 3,020 $ 182 $ 13 $ 3,215 $ 1,906 $ 525,192 Loans Acquired at Fair Value Real Estate: Residential $ 80,658 $ 321 $ - $ - $ 321 $ 1,601 $ 82,580 Commercial 56,760 - - - - 539 57,299 Commercial and Industrial 8,889 407 - - 407 22 9,318 Consumer 194 - - - - - 194 Total Loans Acquired at Fair Value $ 146,501 $ 728 $ - $ - $ 728 $ 2,162 $ 149,391 Total Loans Real Estate: Residential $ 267,151 $ 1,933 $ 68 $ - $ 2,001 $ 2,011 $ 271,163 Commercial 193,077 88 - - 88 539 193,704 Construction 13,279 - - - - 59 13,338 Commercial and Industrial 81,321 963 74 - 1,037 1,429 83,787 Consumer 108,164 764 40 13 817 30 109,011 Other 3,580 - - - - - 3,580 Total Loans $ 666,572 $ 3,748 $ 182 $ 13 $ 3,943 $ 4,068 $ 674,583 December 31, 2016 Loans 30-59 60-89 90 Days Total Non- Total Originated Loans Real Estate: Residential $ 183,939 $ 1,638 $ 72 $ 120 $ 1,830 $ 308 $ 186,077 Commercial 139,821 - - - - 73 139,894 Construction 10,539 - - - - 107 10,646 Commercial and Industrial 68,310 952 - - 952 1,829 71,091 Consumer 112,232 1,311 296 8 1,615 160 114,007 Other 3,637 - - - - - 3,637 Total Originated Loans $ 518,478 $ 3,901 $ 368 $ 128 $ 4,397 $ 2,477 $ 525,352 Loans Acquired at Fair Value Real Estate: Residential $ 82,523 $ 893 $ 307 $ 223 $ 1,423 $ 1,565 $ 85,511 Commercial 60,437 332 - - 332 347 61,116 Commercial and Industrial 9,577 121 23 - 144 - 9,721 Consumer 197 - - - - - 197 Total Loans Acquired at Fair Value $ 152,734 $ 1,346 $ 330 $ 223 $ 1,899 $ 1,912 $ 156,545 Total Loans Real Estate: Residential $ 266,462 $ 2,531 $ 379 $ 343 $ 3,253 $ 1,873 $ 271,588 Commercial 200,258 332 - - 332 420 201,010 Construction 10,539 - - - - 107 10,646 Commercial and Industrial 77,887 1,073 23 - 1,096 1,829 80,812 Consumer 112,429 1,311 296 8 1,615 160 114,204 Other 3,637 - - - - - 3,637 Total Loans $ 671,212 $ 5,247 $ 698 $ 351 $ 6,296 $ 4,389 $ 681,897 The following table sets forth the amounts and categories of our nonperforming assets at the dates indicated. Included in nonperforming loans and assets are troubled debt restructurings (“TDRs”), which are loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties. Nonaccrual TDRs are included in their specific loan category in the nonaccrual loans section. (Dollars in Thousands) March 31, December 31, Nonaccrual Loans: Originated Loans: Real Estate: Residential $ 410 $ 308 Commercial - 73 Construction 59 107 Commercial and Industrial 1,407 1,829 Consumer 30 160 Total Originated Nonaccrual Loans 1,906 2,477 Loans Acquired at Fair Value: Real Estate: Residential 1,601 1,565 Commercial 539 347 Commercial and Industrial 22 - Total Loans Acquired at Fair Value Nonaccrual Loans 2,162 1,912 Total Nonaccrual Loans 4,068 4,389 Accruing Loans Past Due 90 Days or More: Originated Loans: Real Estate: Residential - 120 Consumer 13 8 Total Originated Accruing Loans 90 Days or More Past Due 13 128 Loans Acquired at Fair Value: Real Estate: Residential - 223 Total Loans Acquired at Fair Value Accruing Loans 90 Days or More Past Due - 223 Total Accruing Loans 90 Days or More Past Due 13 351 Total Nonaccrual Loans and Accruing Loans 90 Days or More Past Due 4,081 4,740 Troubled Debt Restructurings, Accruing: Originated Loans: Real Estate - Commercial 1,312 1,325 Commercial and Industrial 6 6 Other 4 4 Total Originated Loans 1,322 1,335 Loans Acquired at Fair Value: Real Estate - Residential 1,289 1,299 Real Estate - Commercial 471 660 Commercial and Industrial 357 393 Total Loans Acquired at Fair Value 2,117 2,352 Total Troubled Debt Restructurings, Accruing 3,439 3,687 Total Nonperforming Loans 7,520 8,427 Real Estate Owned: Residential 155 - Commercial 174 174 Total Real Estate Owned 329 174 Total Nonperforming Assets $ 7,849 $ 8,601 Nonperforming Loans to Total Loans 1.11 % 1.24 % Nonperforming Assets to Total Assets 0.90 1.02 The recorded investment of residential real estate loans for which formal foreclosure proceedings were in process according to local requirements of the applicable jurisdiction was $1.1 $2.2 March 31, 2017 December 31, 2016, TDRs typically are the result of our loss mitigation activities whereby concessions are granted to minimize loss and avoid foreclosure or repossession of collateral. The concessions granted for the TDRs in our portfolio primarily consist of, but are not limited to, modification of payment or other terms, temporary rate modification and extension of maturity date. Loans classified as TDRs consisted of 14 $4.4 15 $4.7 March 31, 2017 December 31, 2016, 6 $2.3 March 31, 2017 December 31, 2016, 8 $2.1 9 $2.4 March 31, 2017 December 31, 2016, During the three March 31, 2017, one three March 31, 2016, one No three March 31, 2017 2016, The following table presents information at the time of modification related to loans modified as TDRs during the periods indicated. No three March 31, 2017. three March 31, 2016. (Dollars in thousands) Three Months Ended March 31, 2016 Number Pre- Post- Related Originated Loans Real Estate Other 1 $ 7 $ 7 $ - Total 1 $ 7 $ 7 $ - Loans Acquired at Fair Value Real Estate Residential 1 $ 37 $ 45 $ - Commercial 1 539 539 Total 2 $ 576 $ 584 $ - The following table presents a summary of the loans considered to be impaired as of the dates indicated. (Dollars in thousands) March 31, 2017 Recorded Related Unpaid Average Interest With No Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 2,009 $ - $ 2,009 $ 2,033 $ 23 Construction 639 - 639 674 7 Commercial and Industrial 632 - 632 619 8 Other 4 - 4 4 - Total With No Related Allowance Recorded $ 3,284 $ - $ 3,284 $ 3,330 $ 38 Loans Acquired at Fair Value Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 987 - 987 997 13 Commercial and Industrial 379 - 379 407 4 Total With No Related Allowance Recorded $ 2,655 $ - $ 2,655 $ 2,698 $ 33 Total Loans Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 2,996 - 2,996 3,030 36 Construction 639 - 639 674 7 Commercial and Industrial 1,011 - 1,011 1,026 12 Other 4 - 4 4 - Total With No Related Allowance Recorded $ 5,939 $ - $ 5,939 $ 6,028 $ 71 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 1,523 $ 402 $ 1,523 $ 1,531 $ 20 Commercial and Industrial 2,231 703 2,255 2,232 27 Total With A Related Allowance Recorded $ 3,754 $ 1,105 $ 3,778 $ 3,763 $ 47 Loans Acquired at Fair Value Real Estate: Commercial $ 539 $ - $ 630 $ 674 $ (2 ) Commercial and Industrial 110 24 110 114 1 Total With A Related Allowance Recorded $ 649 $ 24 $ 740 $ 788 $ (1 ) Total Loans Real Estate: Commercial $ 2,062 $ 402 $ 2,153 $ 2,205 $ 18 Commercial and Industrial 2,341 727 2,365 2,346 28 Total With A Related Allowance Recorded $ 4,403 $ 1,129 $ 4,518 $ 4,551 $ 46 March 31, 2017 (cont.) Recorded Related Unpaid Average Interest Total Impaired Loans: Originated Loans Real Estate: Commercial $ 3,532 $ 402 $ 3,532 $ 3,564 $ 43 Construction 639 - 639 674 7 Commercial and Industrial 2,863 703 2,887 2,851 35 Other 4 - 4 4 - Total Impaired Loans $ 7,038 $ 1,105 $ 7,062 $ 7,093 $ 85 Loans Acquired at Fair Value Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 1,526 - 1,617 1,671 11 Commercial and Industrial 489 24 489 521 5 Total Impaired Loans $ 3,304 $ 24 $ 3,395 $ 3,486 $ 32 Total Loans Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 5,058 402 5,149 5,235 54 Construction 639 - 639 674 7 Commercial and Industrial 3,352 727 3,376 3,372 40 Other 4 - 4 4 - Total Impaired Loans $ 10,342 $ 1,129 $ 10,457 $ 10,579 $ 117 December 31, 2016 Recorded Related Unpaid Average Interest With No Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 2,112 $ - $ 2,112 $ 2,228 $ 100 Construction 702 - 702 843 28 Commercial and Industrial 825 - 825 891 45 Other 4 - 4 6 1 Total With No Related Allowance Recorded $ 3,643 $ - $ 3,643 $ 3,968 $ 174 Loans Acquired at Fair Value Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 660 - 660 763 47 Commercial and Industrial 441 - 441 543 21 Total With No Related Allowance Recorded $ 2,401 $ - $ 2,401 $ 2,626 $ 136 Total Loans Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 2,772 - 2,772 2,991 147 Construction 702 - 702 843 28 Commercial and Industrial 1,266 - 1,266 1,434 66 Other 4 - 4 6 1 Total With No Related Allowance Recorded $ 6,044 $ - $ 6,044 $ 6,594 $ 310 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 1,249 $ 360 $ 1,249 $ 1,277 $ 66 Commercial and Industrial 1,940 655 1,946 1,951 27 Total With A Related Allowance Recorded $ 3,189 $ 1,015 $ 3,195 $ 3,228 $ 93 Loans Acquired at Fair Value Real Estate: Commercial $ 347 $ 114 $ 437 $ 367 $ - Commercial and Industrial 121 31 121 141 6 Total With A Related Allowance Recorded $ 468 $ 145 $ 558 $ 508 $ 6 Total Loans Real Estate: Commercial $ 1,596 $ 474 $ 1,686 $ 1,644 $ 66 Commercial and Industrial 2,061 686 2,067 2,092 33 Total With A Related Allowance Recorded $ 3,657 $ 1,160 $ 3,753 $ 3,736 $ 99 December 31, 2016 (cont.) Recorded Related Unpaid Average Interest Total Impaired Loans Originated Loans Real Estate: Commercial $ 3,361 $ 360 $ 3,361 $ 3,505 $ 166 Construction 702 - 702 843 28 Commercial and Industrial 2,765 655 2,771 2,842 72 Other 4 - 4 6 1 Total Impaired Loans $ 6,832 $ 1,015 $ 6,838 $ 7,196 $ 267 Loans Acquired at Fair Value Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 1,007 114 1,097 1,130 47 Commercial and Industrial 562 31 562 684 27 Total Impaired Loans $ 2,869 $ 145 $ 2,959 $ 3,134 $ 142 Total Loans Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 4,368 474 4,458 4,635 213 Construction 702 - 702 843 28 Commercial and Industrial 3,327 686 3,333 3,526 99 Other 4 - 4 6 1 Total Impaired Loans $ 9,701 $ 1,160 $ 9,797 $ 10,330 $ 409 The following table presents the activity in the allowance for loan losses summarized by major classifications and segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for potential impairment for the periods indicated. (Dollars in thousands) March 31, 2017 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans December 31, 2016 $ 1,106 $ 1,942 $ 65 $ 1,579 $ 2,463 $ - $ 128 $ 7,283 Charge-offs - - - - (327 ) - - (327 ) Recoveries 4 - - 11 65 - - 80 Provision (21 ) (44 ) 18 8 55 - 154 170 March 31, 2017 $ 1,089 $ 1,898 $ 83 $ 1,598 $ 2,256 $ - $ 282 $ 7,206 Loans Acquired at Fair Value December 31, 2016 $ - $ 365 $ - $ 120 $ - $ - $ 35 $ 520 Charge-offs (64 ) (129 ) - - - - - (193 ) Recoveries - 1 - - 1 - - 2 Provision 64 234 - (6 ) (1 ) - (41 ) 250 March 31, 2017 $ - $ 471 $ - $ 114 $ - $ - $ (6 ) $ 579 Total Allowance for Loan Losses December 31, 2016 $ 1,106 $ 2,307 $ 65 $ 1,699 $ 2,463 $ - $ 163 $ 7,803 Charge-offs (64 ) (129 ) - - (327 ) - - (520 ) Recoveries 4 1 - 11 66 - - 82 Provision 43 190 18 2 54 - 113 420 March 31, 2017 $ 1,089 $ 2,369 $ 83 $ 1,712 $ 2,256 $ - $ 276 $ 7,785 March 31, 2017 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 402 $ - $ 703 $ - $ - $ - $ 1,105 Collectively Evaluated for Potential Impairment $ 1,089 $ 1,496 $ 83 $ 895 $ 2,256 $ - $ 282 $ 6,101 Loans Acquired at Fair Value Individually Evaluated for Impairment $ - $ - $ - $ 24 $ - $ - $ - $ 24 Collectively Evaluated for Potential Impairment $ - $ 471 $ - $ 90 $ - $ - $ (6 ) $ 555 Total Allowance for Loan Losses Individually Evaluated for Impairment $ - $ 402 $ - $ 727 $ - $ - $ - $ 1,129 Collectively Evaluated for Potential Impairment $ 1,089 $ 1,967 $ 83 $ 985 $ 2,256 $ - $ 276 $ 6,656 March 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans December 31, 2015 $ 1,623 $ 2,045 $ 137 $ 784 $ 1,887 $ - $ 14 $ 6,490 Charge-offs (20 ) - - - (185 ) (17 ) - (222 ) Recoveries 1 - - - 24 9 - 34 Provision (345 ) (9 ) (20 ) 319 450 10 230 635 March 31, 2016 $ 1,259 $ 2,036 $ 117 $ 1,103 $ 2,176 $ 2 $ 244 $ 6,937 Loans Acquired at Fair Value December 31, 2015 $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs - (180 ) - - (5 ) - - (185 ) Recoveries 2 1 - - 3 - - 6 Provision (2 ) 179 - - 2 - 36 215 March 31, 2016 $ - $ - $ - $ - $ - $ - $ 36 $ 36 Total Allowance for Loan Losses December 31, 2015 $ 1,623 $ 2,045 $ 137 $ 784 $ 1,887 $ - $ 14 $ 6,490 Charge-offs (20 ) (180 ) - - (190 ) (17 ) - (407 ) Recoveries 3 1 - - 27 9 - 40 Provision (347 ) 170 (20 ) 319 452 10 266 850 March 31, 2016 $ 1,259 $ 2,036 $ 117 $ 1,103 $ 2,176 $ 2 $ 280 $ 6,973 March 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 377 $ - $ 322 $ - $ - $ - $ 699 Collectively Evaluated for Potential Impairment $ 1,259 $ 1,659 $ 117 $ 781 $ 2,176 $ 2 $ 244 $ 6,238 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 52 $ - $ - $ - $ - $ - $ - $ 52 Collectively Evaluated for Potential Impairment $ (52 ) $ - $ - $ - $ - $ - $ 36 $ (16 ) Total Allowance for Loan Losses Individually Evaluated for Impairment $ 52 $ 377 $ - $ 322 $ - $ - $ - $ 751 Collectively Evaluated for Potential Impairment $ 1,207 $ 1,659 $ 117 $ 781 $ 2,176 $ 2 $ 280 $ 6,222 December 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 360 $ - $ 655 $ - $ - $ - $ 1,015 Collectively Evaluated for Potential Impairment $ 1,106 $ 1,582 $ 65 $ 924 $ 2,463 $ - $ 128 $ 6,268 Loans Acquired at Fair Value Individually Evaluated for Impairment $ - $ 114 $ - $ 31 $ - $ - $ - $ 145 Collectively Evaluated for Potential Impairment $ - $ 251 $ - $ 89 $ - $ - $ 35 $ 375 Total Allowance for Loan Losses Individually Evaluated for Impairment $ - $ 474 $ - $ 686 $ - $ - $ - $ 1,160 Collectively Evaluated for Potential Impairment $ 1,106 $ 1,833 $ 65 $ 1,013 $ 2,463 $ - $ 163 $ 6,643 The following table presents changes in the accretable discount on the loans acquired at fair value for the dates indicated. Accretable Balance at December 31, 2016 $ 1,640 Accretable Yield (234 ) Balance at March 31, 2017 $ 1,406 The following table presents the major classifications of loans summarized by individually evaluated for impairment and collectively evaluated for potential impairment as of the dates indicated. (Dollars in thousands) March 31, 2017 Real Real Real Commercial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ - $ 3,532 $ 639 $ 2,863 $ - $ 4 $ 7,038 Collectively Evaluated for Potential Impairment 188,583 132,873 12,699 71,606 108,817 3,576 518,154 $ 188,583 $ 136,405 $ 13,338 $ 74,469 $ 108,817 $ 3,580 $ 525,192 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 1,289 $ 1,526 $ - $ 489 $ - $ - $ 3,304 Collectively Evaluated for Potential Impairment 81,291 55,773 - 8,829 194 - 146,087 $ 82,580 $ 57,299 $ - $ 9,318 $ 194 $ - $ 149,391 Total Loans Individually Evaluated for Impairment $ 1,289 $ 5,058 $ 639 $ 3,352 $ - $ 4 $ 10,342 Collectively Evaluated for Potential Impairment 269,874 188,646 12,699 80,435 109,011 3,576 664,241 $ 271,163 $ 193,704 $ 13,338 $ 83,787 $ 109,011 $ 3,580 $ 674,583 December 31, 2016 Real Real Real Commercial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ - $ 3,361 $ 702 $ 2,765 $ - $ 4 $ 6,832 Collectively Evaluated for Potential Impairment 186,077 136,533 9,944 68,326 114,007 3,633 518,520 $ 186,077 $ 139,894 $ 10,646 $ 71,091 $ 114,007 $ 3,637 $ 525,352 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 1,300 $ 1,007 $ - $ 562 $ - $ - $ 2,869 Collectively Evaluated for Potential Impairment 84,211 60,109 - 9,159 197 - 153,676 $ 85,511 $ 61,116 $ - $ 9,721 $ 197 $ - $ 156,545 Total Loans Individually Evaluated for Impairment $ 1,300 $ 4,368 $ 702 $ 3,327 $ - $ 4 $ 9,701 Collectively Evaluated for Potential Impairment 270,288 196,642 9,944 77,485 114,204 3,633 672,196 $ 271,588 $ 201,010 $ 10,646 $ 80,812 $ 114,204 $ 3,637 $ 681,897 |
Note 5 - Deposits
Note 5 - Deposits | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Deposit Liabilities Disclosures [Text Block] | Note 5. The following table shows the maturities of time deposits for the next five Maturity Period: 2017 One Year or Less $ 49,215 Over One Through Two Years 55,404 Over Two Through Three Years 18,564 Over Three Through Four Years 14,930 Over Four Through Five Years 11,060 Over Five Years 8,483 Total $ 157,656 The balance in time deposits that meet or exceed the FDIC insurance limit of $250,000 $45.7 $46.0 March 31, 2017 December 31, 2016, |
Note 6 - Short-term Borrowings
Note 6 - Short-term Borrowings | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Short-term Debt [Text Block] | Note 6. The following table sets forth the components of short-term borrowings as of the dates indicated. (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Weighted Amount Weighted Short-term Borrowings Federal Funds Purchased: Average Balance Outstanding During the Period $ 34 - % $ 307 0.65 % Maximum Amount Outstanding at any Month End 550 6,000 FHLB Borrowings: Balance at Period End - - - - Average Balance Outstanding During the Period - - 596 0.67 Maximum Amount Outstanding at any Month End - 6,160 Securities Sold Under Agreements to Repurchase: Balance at Period End 24,828 0.24 27,027 0.24 Average Balance Outstanding During the Period 26,092 0.30 26,311 0.26 Maximum Amount Outstanding at any Month End 25,575 30,095 Securities Collaterizing the Agreements at Period-End: Carrying Value 32,501 33,785 Market Value 31,684 32,931 |
Note 7 - Other Borrowed Funds
Note 7 - Other Borrowed Funds | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Debt Disclosure [Text Block] | Note 7. Other borrowed funds consist of fixed rate advances from the Federal Home Loan Bank of Pittsburgh (“FHLB”). The following table sets forth the scheduled maturities of other borrowed funds at the dates indicated. (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Weighted Amount Weighted Due in One Year $ 3,500 1.35 % $ - - % Due After One Year to Two Years 4,000 1.67 3,500 0.94 Due After Two Years to Three Years 6,000 1.88 4,500 1.41 Due After Three Years to Four Years 5,000 2.09 6,000 1.78 Due After Four Years to Five Years 3,000 2.23 6,000 1.97 Due After Five Years 3,000 2.41 8,000 2.27 Total $ 24,500 1.92 $ 28,000 1.80 As of March 31, 2017, $286.1 $148.5 March 31, 2017 December 31, 2016, The Company maintains a Borrower-In-Custody of Collateral line of credit agreement with the Federal Reserve Bank (“FRB”) for $86.0 no $40.0 March 31, 2017 December 31, 2016, no |
Note 8 - Commitments and Contin
Note 8 - Commitments and Contingent Liabilities | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Commitments and Contingencies Disclosure [Text Block] | Note 8. The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business primarily to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby and performance letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Statement of Financial Condition. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby and performance letters of credit written is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments and conditional obligations are evaluated the same as on-balance-sheet instruments but do not have a corresponding reserve recorded. The Company’s opinion on not implementing a corresponding reserve for off-balance-sheet instruments is supported by historical factors of no losses recorded due to these items. The Company is continually evaluating these items for credit quality and any future need for the corresponding reserve. The following table presents the unused and available credit balances of financial instruments whose contracts represent credit risk at the dates indicated. (Dollars in thousands) March 31, December 31, Standby Letters of Credit $ 42,564 $ 36,657 Performance Letters of Credit 1,962 2,471 Construction Mortgages 28,968 21,363 Personal Lines of Credit 6,138 5,905 Overdraft Protection Lines 5,692 5,680 Home Equity Lines of Credit 15,205 14,722 Commercial Lines of Credit 64,296 51,725 $ 164,825 $ 138,523 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may may Performance letters of credit represent conditional commitments issued by the Company to guarantee the performance of a customer to a third one |
Note 9 - Fair Value Disclosure
Note 9 - Fair Value Disclosure | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Fair Value Disclosures [Text Block] | Note 9. FASB ASC 820 820 The three Level I – Fair value is based on unadjusted quoted prices in active markets that are accessible to the Company for identical assets. These generally provide the most reliable evidence and are used to measure fair value whenever available. Level II – Fair value is based on significant inputs, other than Level I inputs, that are observable either directly or indirectly for substantially the full term of the asset through corroboration with observable market data. Level II inputs include quoted market prices in active markets for similar assets, quoted market prices in markets that are not active for identical or similar assets, and other observable inputs. Level III – Fair value would be based on significant unobservable inputs. Examples of valuation methodologies that would result in Level III classification include option pricing models, discounted cash flows, and other similar techniques. This hierarchy requires the use of observable market data when available. The level in the fair value hierarchy within which the fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement. The following table presents the financial assets measured at fair value on a recurring basis and reported on the Consolidated Statement of Financial Condition as of the dates indicated, by level within the fair value hierarchy. The majority of the Company’s securities are included in Level II of the fair value hierarchy. Fair values for Level II securities were primarily determined by a third two (Dollars in thousands) Fair Value March 31, December 31, Available for Sales Securities: U.S. Government Agencies Level II $ 64,973 $ 66,156 Obligations of States and Political Subdivisions Level II 34,365 35,735 Mortgage-Backed Securities - Government-Sponsored Enterprises Level II 13,408 2,619 Equity Securities - Mutual Funds Level I 504 507 Equity Securities - Other Level I 1,271 1,191 Total Available for Sale Securities $ 114,521 $ 106,208 The following table presents the financial assets measured at fair value on a nonrecurring basis on the Consolidated Statement of Financial Condition as of the dates indicated by level within the fair value hierarchy. The table also presents the significant unobservable inputs used in the fair value measurements. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level I inputs or observable inputs, employed by certified appraisers, for similar assets classified as Level II inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level III inputs. (Dollars in thousands) Fair Value at Significant Financial Asset Fair Value March 31, December 31, Valuation Significant Unobservable Impaired Loans Level III $ 3,274 $ 2,497 Market Comparable Properties Marketability Discount 10% to 30% OREO Level III 155 - Market Comparable Properties Marketability Discount 10% to 50% (1) Range includes discounts taken since appraisal and estimated values. Impaired loans are evaluated when a loan is identified as impaired and valued at the lower of cost or fair value at that time. Fair value is measured based on the value of the collateral securing these loans and is classified as Level III in the fair value hierarchy. At March 31, 2017 December 31, 2016, $4.4 $3.7 $1.1 $1.2, Other real estate owned (OREO) properties are evaluated at the time of acquisition and recorded at fair value, less estimated selling costs. After acquisition, other real estate owned is recorded at the lower of cost or fair value, less estimated selling costs. The fair value of an other real estate owned property is determined from a qualified independent appraisal and is classified as Level III in the fair value hierarchy. During the three March 31, 2017, one three March 31, 2016, two $3.2 first $566,000. two tentative March 31, 2017, one $155,000 Financial instruments are defined as cash, evidence of an ownership in an entity, or a contract which creates an obligation or right to receive or deliver cash or another financial instrument from/to a second Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. If no readily available market exists, the fair value estimates for financial instruments should be based upon management’s judgment regarding current economic conditions, interest rate risk, expected cash flows, future estimated losses and other factors, as determined through various option pricing formulas or simulation modeling. As many of these assumptions result from judgments made by management based upon estimates which are inherently uncertain, the resulting estimated fair values may may As certain assets such as deferred tax assets and premises and equipment are not considered financial instruments, the estimated fair value of financial instruments would not represent the full value of the Company. The Company employs simulation modeling in determining the estimated fair value of financial instruments for which quoted market prices are not available, based upon the following assumptions: Cash and Due From Banks, Restricted Stock, Bank-Owned Life Insurance, Accrued Interest Receivable, Short-Term Borrowings, and Accrued Interest Payable The fair value is equal to the current carrying value. Investment Securities The fair value of investment securities is equal to the available quoted market price. If no quoted market price is available, fair value is estimated using the quoted market price for similar securities or matrix pricing, which is a mathematical technique, used widely in the industry to value debt securities without relying exclusively on quoted market prices for the specific securities, but rather by relying on the securities’ relationship to other benchmark quoted prices. Loans Receivable For variable-rate loans that reprice frequently and with no significant change in credit risk, fair values are based on carrying values. Fair values for certain mortgage loans and other consumer loans are based on quoted market prices of similar loans sold in conjunction with securitization transactions, adjusted for differences in loan characteristics. Fair values for other loans are estimated using discounted cash flow analyses, using market interest rates for comparable loans. Fair values for nonperforming loans are estimated using discounted cash flow analyses or underlying collateral values, where applicable. Deposit Liabilities The fair values disclosed for demand deposits, are, by definition, equal to the amount payable on demand at the reporting date. The carrying amounts of variable-rate, fixed-term money market accounts and certificates of deposit approximate their fair values at the reporting date. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies market interest rates on comparable instruments to a schedule of aggregated expected monthly maturities on time deposits. Borrowed Funds Fair values of borrowed funds are estimated using discounted cash flow analyses based on current market rates for similar types of borrowing arrangements. Commitments to Extend Credit These financial instruments are generally not subject to sale and estimated fair values are not readily available. The carrying value, represented by the net deferred fee arising from the unrecognized commitment or letter of credit, and the fair value determined by discounting the remaining contractual fee over the term of the commitment using fees currently charged to enter into similar agreements with similar credit risk, are not considered material for disclosure. The contractual amounts of unfunded commitments and letters of credit are presented in Note 8. The following table presents the estimated fair values of the Company’s financial instruments at the dates indicated. (Dollars in thousands) March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Financial Assets: Cash and Due From Banks: Interest Bearing Level I $ 19,193 $ 19,193 $ 7,699 $ 7,699 Non-Interest Bearing Level I 16,402 16,402 6,583 6,583 Investment Securities: Available for Sale See Above 114,521 114,521 106,208 106,208 Loans, Net Level III 666,798 677,172 674,094 684,777 Restricted Stock Level II 3,567 3,567 3,665 3,665 Bank-Owned Life Insurance Level II 18,803 18,803 18,687 18,687 Accrued Interest Receivable Level II 2,364 2,364 2,441 2,441 Financial Liabilities: Deposits Level II 725,461 696,110 698,218 697,806 Short-term Borrowings Level II 24,828 24,828 27,027 27,027 Other Borrowed Funds Level II 24,500 24,567 28,000 28,098 Accrued Interest Payable Level II 375 375 334 334 |
Note 10 - Other Noninterest Exp
Note 10 - Other Noninterest Expense | 3 Months Ended |
Mar. 31, 2017 | |
Notes to Financial Statements | |
Other Operating Income and Expense [Text Block] | Note 10. In accordance with SEC Regulation S-X, other noninterest expense that exceeds 10% three March 31, 2017and 2016, (Dollars in thousands) Three Months Ended 2017 2016 Other Noninterest Expense Non-employee compensation $ 100 $ 133 Printing and supplies 103 74 Postage 66 59 Telephone 88 84 Charitable contributions 24 28 Dues and subscriptions 63 47 Loan expenses 74 70 Meals and entertainment 24 25 Travel 26 30 Training 11 12 Miscellaneous 231 219 Total Other Noninterest Expense $ 810 $ 781 |
Significant Accounting Policies
Significant Accounting Policies (Policies) | 3 Months Ended |
Mar. 31, 2017 | |
Accounting Policies [Abstract] | |
Consolidation, Policy [Policy Text Block] | Principles of Consolidation and Basis of Presentation The accompanying consolidated financial statements include the accounts of CB Financial Services, Inc. (“CB Financial”) and its wholly owned subsidiary, Community Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, Exchange Underwriters, Inc. (“Exchange Underwriters” or “EU”). CB Financial and the Bank are collectively referred to as the “Company”. All intercompany transactions and balances have been eliminated in consolidation. The accompanying unaudited interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Certain information and note disclosures normally included in annual financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to those rules and regulations, although the Company believes that the disclosures made are adequate to make the information not misleading in any material respect. In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and income and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, evaluation of securities for other-than-temporary impairment including related cash flow projections, goodwill impairment, and the valuation of deferred tax assets. In the opinion of management, the accompanying unaudited interim financial statements include all adjustments considered necessary for a fair presentation of the Company’s financial position and results of operations at the dates and for the periods presented. All of these adjustments are of a normal, recurring nature, and they are the only adjustments included in the accompanying unaudited interim financial statements. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto in the Company’s Annual Report on Form 10 December 31, 2016. The Company is currently evaluating the provisions of Accounting Standards Codification (“ASC”) Topic 280 11% 10% 10% The Company evaluated subsequent events through the date the consolidated financial statements were filed with the Securities and Exchange Commission and incorporated into the consolidated financial statements the effect of all material known events determined by ASC Topic 855, Subsequent Events |
Nature of Operations [Policy Text Block] | Nature of Operations The Company derives substantially all its income from banking and bank-related services which include interest earnings on commercial, commercial mortgage, residential real estate and consumer loan financing, as well as interest earnings on investment securities and fees generated from deposit services to its customers. The Company provides banking services primarily to communities in Greene, Allegheny, Washington, Fayette, and Westmoreland Counties located in southwestern Pennsylvania. The Company also conducts insurance brokerage activities through Exchange Underwriters. |
Finance, Loans and Leases Receivable, Policy [Policy Text Block] | Acquired Loans Loans that were acquired in the merger with FedFirst Financial Corporation were recorded at fair value with no carryover of the related allowance for credit losses. The fair value of the acquired loans was estimated by management with the assistance of a third For performing loans acquired in the merger, the excess of cash flows expected at acquisition over the estimated fair value is referred to as the accretable discount and is recognized into interest income over the remaining life of the loan. For purchased credit impaired (“PCI”) loans acquired in the merger, the difference between contractually required payments at acquisition and the cash flows expected to be collected at acquisition is referred to as the nonaccretable discount. The nonaccretable discount represents estimated future credit losses expected to be incurred over the life of the loan. Subsequent decreases to the expected cash flows require an evaluation to determine the need for an allowance for loan losses. Subsequent improvements in expected cash flows result in the reversal of a corresponding amount of the nonaccretable discount which is then reclassified as accretable discount that is recognized into interest income over the remaining life of the loan using the interest method. The evaluation of the amount of future cash flows that is expected to be collected is performed in a similar manner as that used to determine our allowance for credit losses. Charge-offs of the principal amount on acquired loans would be first |
Reclassification, Policy [Policy Text Block] | Reclassifications Certain comparative amounts for the prior year have been reclassified to conform to the current year presentation. Such reclassifications did not affect net income or stockholders’ equity. |
New Accounting Pronouncements, Policy [Policy Text Block] | Recent Accounting Standards In March 2017, 2017 08, Receivables- Nonrefundable Fees and Other Costs (Subtopic 310 20): 2017 08 2017 08 December 15, 2018, December 15, 2019 December 15, 2020 2017 08 In January 2017, 2017 04, Intangibles - Goodwill and Other (Topic 350): 2017 04 second one 2017 04 December 15, 2019, 2017 04, In August 2016, 2016 15, Statement of Cash Flow (Topic 230): 2016 15 eight zero 2016 15 December 15, 2017, 2016 15, In June 2016, 2016 13, Financial Instruments – Credit Losses (Topic 326): 2016 13 2016 13 2016 13 2016 13 2016 13 December 15, 2019, 2016 13, In March 2016, 2016 09, Compensation - Stock Compensation (Topic 718): 2016 09 2016 09 2016 09 December 15, 2016, 2016 09 January 1, 2017, In February 2016, 2016 02, Leases (Topic 842) 2016 02 twelve 2016 02 December 15, 2018, 2016 02, In January 2016, 2016 01, Financial Instruments – Overall (Subtopic 825 10) 2016 01 2016 01 December 15, 2017, 2016 01, In May 2014, 2014 09, Revenue from Contracts with Customers 2014 09 August 2015, 2015 14, 2014 09. January 1, 2018. January 1, 2018. |
Note 2 - Earnings Per Share (Ta
Note 2 - Earnings Per Share (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] | Three Months Ended 2017 2016 Weighted-Average Common Shares Outstanding 4,363,346 4,363,346 Average Treasury Stock Shares (276,057 ) (282,329 ) Weighted-Average Common Shares and Common Stock Equivalents Used to Calculate Basic Earnings Per Share 4,087,289 4,081,017 Additional Common Stock Equivalents (Stock Options and Restricted Stock) Used to Calculate Diluted Earnings Per Share 10,987 852 Weighted-Average Common Shares and Common Stock Equivalents Used to Calculate Diluted Earnings Per Share 4,098,276 4,081,869 Earnings per share: Basic $ 0.42 $ 0.50 Diluted 0.42 0.50 |
Note 3 - Investment Securities
Note 3 - Investment Securities (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Available-for-sale Securities [Table Text Block] | (Dollars in thousands) March 31, 2017 Amortized Gross Gross Fair U.S. Government Agencies $ 66,638 $ 1 $ (1,666 ) $ 64,973 Obligations of States and Political Subdivisions 34,285 350 (270 ) 34,365 Mortgage-Backed Securities - Government-Sponsored Enterprises 13,443 14 (49 ) 13,408 Equity Securities - Mutual Funds 500 4 - 504 Equity Securities - Other 1,162 120 (11 ) 1,271 Total $ 116,028 $ 489 $ (1,996 ) $ 114,521 December 31, 2016 Amortized Gross Gross Fair U.S. Government Agencies $ 67,944 $ 18 $ (1,806 ) $ 66,156 Obligations of States and Political Subdivisions 35,856 366 (487 ) 35,735 Mortgage-Backed Securities - Government-Sponsored Enterprises 2,588 31 - 2,619 Equity Securities - Mutual Funds 500 7 - 507 Equity Securities - Other 1,106 91 (6 ) 1,191 Total $ 107,994 $ 513 $ (2,299 ) $ 106,208 |
Schedule of Unrealized Loss on Investments [Table Text Block] | (Dollars in thousands) March 31, 2017 Less than 12 months 12 Months or Greater Total Number Fair Gross Number Fair Gross Number Fair Gross U.S. Government Agencies 22 $ 59,950 $ (1,666 ) - $ - $ - 22 $ 59,950 $ (1,666 ) Obligations of States and Political Subdivisions 30 16,213 (269 ) 1 260 (1 ) 31 16,473 (270 ) Mortgage-Backed Securities - Government Sponsored Enterprises 5 10,991 (49 ) - - - 5 10,991 (49 ) Equity Securities - Other 3 226 (11 ) - - - 3 226 (11 ) Total 60 $ 87,380 $ (1,995 ) 1 $ 260 $ (1 ) 61 $ 87,640 $ (1,996 ) December 31, 2016 Less than 12 months 12 Months or Greater Total Number Fair Gross Number Fair Gross Number Fair Gross U.S. Government Agencies 23 $ 62,853 $ (1,806 ) - $ - $ - 23 $ 62,853 $ (1,806 ) Obligations of States and Political Subdivisions 39 19,749 (485 ) 1 260 (2 ) 40 20,009 (487 ) Equity Securities - Other 2 160 (6 ) - - - 2 160 (6 ) Total 64 $ 82,762 $ (2,297 ) 1 $ 260 $ (2 ) 65 $ 83,022 $ (2,299 ) |
Investments Classified by Contractual Maturity Date [Table Text Block] | (Dollars in thousands) March 31, 2017 Available-for-Sale Amortized Fair Due in One Year or Less $ 3,044 $ 3,194 Due after One Year through Five Years 13,528 13,478 Due after Five Years through Ten Years 87,796 86,105 Due after Ten Years 11,660 11,744 Total $ 116,028 $ 114,521 |
Note 4 - Loans and Related Al24
Note 4 - Loans and Related Allowance for Loan Losses (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Percent Amount Percent Originated Loans Real Estate: Residential $ 188,583 35.9 % $ 186,077 35.4 % Commercial 136,405 26.0 139,894 26.7 Construction 13,338 2.5 10,646 2.0 Commercial and Industrial 74,469 14.2 71,091 13.5 Consumer 108,817 20.7 114,007 21.7 Other 3,580 0.7 3,637 0.7 Total Originated Loans 525,192 100.0 % 525,352 100.0 % Allowance for Loan Losses (7,206 ) (7,283 ) Loans, Net $ 517,986 $ 518,069 Loans Acquired at Fair Value Real Estate: Residential $ 82,580 55.3 % $ 85,511 54.7 % Commercial 57,299 38.4 61,116 39.0 Commercial and Industrial 9,318 6.2 9,721 6.2 Consumer 194 0.1 197 0.1 Total Loans Acquired at Fair Value 149,391 100.0 % 156,545 100.0 % Allowance for Loan Losses (579 ) (520 ) Loans, Net $ 148,812 $ 156,025 Total Loans Real Estate: Residential $ 271,163 40.2 % $ 271,588 39.8 % Commercial 193,704 28.7 201,010 29.5 Construction 13,338 2.0 10,646 1.6 Commercial and Industrial 83,787 12.4 80,812 11.9 Consumer 109,011 16.2 114,204 16.7 Other 3,580 0.5 3,637 0.5 Total Loans 674,583 100.0 % 681,897 100.0 % Allowance for Loan Losses (7,785 ) (7,803 ) Loans, Net $ 666,798 $ 674,094 |
Financing Receivable Credit Quality Indicators [Table Text Block] | (Dollars in thousands) March 31, 2017 Pass Special Substandard Doubtful Total Originated Loans Real Estate: Residential $ 187,194 $ 980 $ 409 $ - $ 188,583 Commercial 119,538 13,725 2,220 922 136,405 Construction 12,699 - 580 59 13,338 Commercial and Industrial 67,430 4,182 1,450 1,407 74,469 Consumer 108,787 - 30 - 108,817 Other 3,580 - - - 3,580 Total Originated Loans $ 499,228 $ 18,887 $ 4,689 $ 2,388 $ 525,192 Loans Acquired at Fair Value Real Estate: Residential $ 80,083 $ - $ 2,497 $ - $ 82,580 Commercial 54,019 2,225 852 203 57,299 Commercial and Industrial 8,771 58 379 110 9,318 Consumer 194 - - - 194 Total Loans Acquired at Fair Value $ 143,067 $ 2,283 $ 3,728 $ 313 $ 149,391 Total Loans Real Estate: Residential $ 267,277 $ 980 $ 2,906 $ - $ 271,163 Commercial 173,557 15,950 3,072 1,125 193,704 Construction 12,699 - 580 59 13,338 Commercial and Industrial 76,201 4,240 1,829 1,517 83,787 Consumer 108,981 - 30 - 109,011 Other 3,580 - - - 3,580 Total Loans $ 642,295 $ 21,170 $ 8,417 $ 2,701 $ 674,583 December 31, 2016 Pass Special Substandard Doubtful Total Originated Loans Real Estate: Residential $ 184,721 $ 1,050 $ 306 $ - $ 186,077 Commercial 122,811 14,118 2,035 930 139,894 Construction 9,944 - 595 107 10,646 Commercial and Industrial 65,612 2,720 1,322 1,437 71,091 Consumer 113,847 - 160 - 114,007 Other 3,637 - - - 3,637 Total Originated Loans $ 500,572 $ 17,888 $ 4,418 $ 2,474 $ 525,352 Loans Acquired at Fair Value Real Estate: Residential $ 83,044 $ - $ 2,467 $ - $ 85,511 Commercial 58,411 2,358 347 - 61,116 Commercial and Industrial 9,117 42 441 121 9,721 Consumer 197 - - - 197 Total Loans Acquired at Fair Value $ 150,769 $ 2,400 $ 3,255 $ 121 $ 156,545 Total Loans Real Estate: Residential $ 267,765 $ 1,050 $ 2,773 $ - $ 271,588 Commercial 181,222 16,476 2,382 930 201,010 Construction 9,944 - 595 107 10,646 Commercial and Industrial 74,729 2,762 1,763 1,558 80,812 Consumer 114,044 - 160 - 114,204 Other 3,637 - - - 3,637 Total Loans $ 651,341 $ 20,288 $ 7,673 $ 2,595 $ 681,897 |
Past Due Financing Receivables [Table Text Block] | (Dollars in thousands) March 31, 2017 Loans 30-59 60-89 90 Days Total Non- Total Originated Loans Real Estate: Residential $ 186,493 $ 1,612 $ 68 $ - $ 1,680 $ 410 $ 188,583 Commercial 136,317 88 - - 88 - 136,405 Construction 13,279 - - - - 59 13,338 Commercial and Industrial 72,432 556 74 - 630 1,407 74,469 Consumer 107,970 764 40 13 817 30 108,817 Other 3,580 - - - - - 3,580 Total Originated Loans $ 520,071 $ 3,020 $ 182 $ 13 $ 3,215 $ 1,906 $ 525,192 Loans Acquired at Fair Value Real Estate: Residential $ 80,658 $ 321 $ - $ - $ 321 $ 1,601 $ 82,580 Commercial 56,760 - - - - 539 57,299 Commercial and Industrial 8,889 407 - - 407 22 9,318 Consumer 194 - - - - - 194 Total Loans Acquired at Fair Value $ 146,501 $ 728 $ - $ - $ 728 $ 2,162 $ 149,391 Total Loans Real Estate: Residential $ 267,151 $ 1,933 $ 68 $ - $ 2,001 $ 2,011 $ 271,163 Commercial 193,077 88 - - 88 539 193,704 Construction 13,279 - - - - 59 13,338 Commercial and Industrial 81,321 963 74 - 1,037 1,429 83,787 Consumer 108,164 764 40 13 817 30 109,011 Other 3,580 - - - - - 3,580 Total Loans $ 666,572 $ 3,748 $ 182 $ 13 $ 3,943 $ 4,068 $ 674,583 December 31, 2016 Loans 30-59 60-89 90 Days Total Non- Total Originated Loans Real Estate: Residential $ 183,939 $ 1,638 $ 72 $ 120 $ 1,830 $ 308 $ 186,077 Commercial 139,821 - - - - 73 139,894 Construction 10,539 - - - - 107 10,646 Commercial and Industrial 68,310 952 - - 952 1,829 71,091 Consumer 112,232 1,311 296 8 1,615 160 114,007 Other 3,637 - - - - - 3,637 Total Originated Loans $ 518,478 $ 3,901 $ 368 $ 128 $ 4,397 $ 2,477 $ 525,352 Loans Acquired at Fair Value Real Estate: Residential $ 82,523 $ 893 $ 307 $ 223 $ 1,423 $ 1,565 $ 85,511 Commercial 60,437 332 - - 332 347 61,116 Commercial and Industrial 9,577 121 23 - 144 - 9,721 Consumer 197 - - - - - 197 Total Loans Acquired at Fair Value $ 152,734 $ 1,346 $ 330 $ 223 $ 1,899 $ 1,912 $ 156,545 Total Loans Real Estate: Residential $ 266,462 $ 2,531 $ 379 $ 343 $ 3,253 $ 1,873 $ 271,588 Commercial 200,258 332 - - 332 420 201,010 Construction 10,539 - - - - 107 10,646 Commercial and Industrial 77,887 1,073 23 - 1,096 1,829 80,812 Consumer 112,429 1,311 296 8 1,615 160 114,204 Other 3,637 - - - - - 3,637 Total Loans $ 671,212 $ 5,247 $ 698 $ 351 $ 6,296 $ 4,389 $ 681,897 |
Schedule of Financing Receivables, Non Accrual Status [Table Text Block] | (Dollars in Thousands) March 31, December 31, Nonaccrual Loans: Originated Loans: Real Estate: Residential $ 410 $ 308 Commercial - 73 Construction 59 107 Commercial and Industrial 1,407 1,829 Consumer 30 160 Total Originated Nonaccrual Loans 1,906 2,477 Loans Acquired at Fair Value: Real Estate: Residential 1,601 1,565 Commercial 539 347 Commercial and Industrial 22 - Total Loans Acquired at Fair Value Nonaccrual Loans 2,162 1,912 Total Nonaccrual Loans 4,068 4,389 Accruing Loans Past Due 90 Days or More: Originated Loans: Real Estate: Residential - 120 Consumer 13 8 Total Originated Accruing Loans 90 Days or More Past Due 13 128 Loans Acquired at Fair Value: Real Estate: Residential - 223 Total Loans Acquired at Fair Value Accruing Loans 90 Days or More Past Due - 223 Total Accruing Loans 90 Days or More Past Due 13 351 Total Nonaccrual Loans and Accruing Loans 90 Days or More Past Due 4,081 4,740 Troubled Debt Restructurings, Accruing: Originated Loans: Real Estate - Commercial 1,312 1,325 Commercial and Industrial 6 6 Other 4 4 Total Originated Loans 1,322 1,335 Loans Acquired at Fair Value: Real Estate - Residential 1,289 1,299 Real Estate - Commercial 471 660 Commercial and Industrial 357 393 Total Loans Acquired at Fair Value 2,117 2,352 Total Troubled Debt Restructurings, Accruing 3,439 3,687 Total Nonperforming Loans 7,520 8,427 Real Estate Owned: Residential 155 - Commercial 174 174 Total Real Estate Owned 329 174 Total Nonperforming Assets $ 7,849 $ 8,601 Nonperforming Loans to Total Loans 1.11 % 1.24 % Nonperforming Assets to Total Assets 0.90 1.02 |
Troubled Debt Restructurings on Financing Receivables [Table Text Block] | (Dollars in thousands) Three Months Ended March 31, 2016 Number Pre- Post- Related Originated Loans Real Estate Other 1 $ 7 $ 7 $ - Total 1 $ 7 $ 7 $ - Loans Acquired at Fair Value Real Estate Residential 1 $ 37 $ 45 $ - Commercial 1 539 539 Total 2 $ 576 $ 584 $ - |
Impaired Financing Receivables [Table Text Block] | (Dollars in thousands) March 31, 2017 Recorded Related Unpaid Average Interest With No Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 2,009 $ - $ 2,009 $ 2,033 $ 23 Construction 639 - 639 674 7 Commercial and Industrial 632 - 632 619 8 Other 4 - 4 4 - Total With No Related Allowance Recorded $ 3,284 $ - $ 3,284 $ 3,330 $ 38 Loans Acquired at Fair Value Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 987 - 987 997 13 Commercial and Industrial 379 - 379 407 4 Total With No Related Allowance Recorded $ 2,655 $ - $ 2,655 $ 2,698 $ 33 Total Loans Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 2,996 - 2,996 3,030 36 Construction 639 - 639 674 7 Commercial and Industrial 1,011 - 1,011 1,026 12 Other 4 - 4 4 - Total With No Related Allowance Recorded $ 5,939 $ - $ 5,939 $ 6,028 $ 71 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 1,523 $ 402 $ 1,523 $ 1,531 $ 20 Commercial and Industrial 2,231 703 2,255 2,232 27 Total With A Related Allowance Recorded $ 3,754 $ 1,105 $ 3,778 $ 3,763 $ 47 Loans Acquired at Fair Value Real Estate: Commercial $ 539 $ - $ 630 $ 674 $ (2 ) Commercial and Industrial 110 24 110 114 1 Total With A Related Allowance Recorded $ 649 $ 24 $ 740 $ 788 $ (1 ) Total Loans Real Estate: Commercial $ 2,062 $ 402 $ 2,153 $ 2,205 $ 18 Commercial and Industrial 2,341 727 2,365 2,346 28 Total With A Related Allowance Recorded $ 4,403 $ 1,129 $ 4,518 $ 4,551 $ 46 March 31, 2017 (cont.) Recorded Related Unpaid Average Interest Total Impaired Loans: Originated Loans Real Estate: Commercial $ 3,532 $ 402 $ 3,532 $ 3,564 $ 43 Construction 639 - 639 674 7 Commercial and Industrial 2,863 703 2,887 2,851 35 Other 4 - 4 4 - Total Impaired Loans $ 7,038 $ 1,105 $ 7,062 $ 7,093 $ 85 Loans Acquired at Fair Value Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 1,526 - 1,617 1,671 11 Commercial and Industrial 489 24 489 521 5 Total Impaired Loans $ 3,304 $ 24 $ 3,395 $ 3,486 $ 32 Total Loans Real Estate: Residential $ 1,289 $ - $ 1,289 $ 1,294 $ 16 Commercial 5,058 402 5,149 5,235 54 Construction 639 - 639 674 7 Commercial and Industrial 3,352 727 3,376 3,372 40 Other 4 - 4 4 - Total Impaired Loans $ 10,342 $ 1,129 $ 10,457 $ 10,579 $ 117 December 31, 2016 Recorded Related Unpaid Average Interest With No Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 2,112 $ - $ 2,112 $ 2,228 $ 100 Construction 702 - 702 843 28 Commercial and Industrial 825 - 825 891 45 Other 4 - 4 6 1 Total With No Related Allowance Recorded $ 3,643 $ - $ 3,643 $ 3,968 $ 174 Loans Acquired at Fair Value Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 660 - 660 763 47 Commercial and Industrial 441 - 441 543 21 Total With No Related Allowance Recorded $ 2,401 $ - $ 2,401 $ 2,626 $ 136 Total Loans Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 2,772 - 2,772 2,991 147 Construction 702 - 702 843 28 Commercial and Industrial 1,266 - 1,266 1,434 66 Other 4 - 4 6 1 Total With No Related Allowance Recorded $ 6,044 $ - $ 6,044 $ 6,594 $ 310 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 1,249 $ 360 $ 1,249 $ 1,277 $ 66 Commercial and Industrial 1,940 655 1,946 1,951 27 Total With A Related Allowance Recorded $ 3,189 $ 1,015 $ 3,195 $ 3,228 $ 93 Loans Acquired at Fair Value Real Estate: Commercial $ 347 $ 114 $ 437 $ 367 $ - Commercial and Industrial 121 31 121 141 6 Total With A Related Allowance Recorded $ 468 $ 145 $ 558 $ 508 $ 6 Total Loans Real Estate: Commercial $ 1,596 $ 474 $ 1,686 $ 1,644 $ 66 Commercial and Industrial 2,061 686 2,067 2,092 33 Total With A Related Allowance Recorded $ 3,657 $ 1,160 $ 3,753 $ 3,736 $ 99 December 31, 2016 (cont.) Recorded Related Unpaid Average Interest Total Impaired Loans Originated Loans Real Estate: Commercial $ 3,361 $ 360 $ 3,361 $ 3,505 $ 166 Construction 702 - 702 843 28 Commercial and Industrial 2,765 655 2,771 2,842 72 Other 4 - 4 6 1 Total Impaired Loans $ 6,832 $ 1,015 $ 6,838 $ 7,196 $ 267 Loans Acquired at Fair Value Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 1,007 114 1,097 1,130 47 Commercial and Industrial 562 31 562 684 27 Total Impaired Loans $ 2,869 $ 145 $ 2,959 $ 3,134 $ 142 Total Loans Real Estate: Residential $ 1,300 $ - $ 1,300 $ 1,320 $ 68 Commercial 4,368 474 4,458 4,635 213 Construction 702 - 702 843 28 Commercial and Industrial 3,327 686 3,333 3,526 99 Other 4 - 4 6 1 Total Impaired Loans $ 9,701 $ 1,160 $ 9,797 $ 10,330 $ 409 |
Allowance for Credit Losses on Financing Receivables [Table Text Block] | (Dollars in thousands) March 31, 2017 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans December 31, 2016 $ 1,106 $ 1,942 $ 65 $ 1,579 $ 2,463 $ - $ 128 $ 7,283 Charge-offs - - - - (327 ) - - (327 ) Recoveries 4 - - 11 65 - - 80 Provision (21 ) (44 ) 18 8 55 - 154 170 March 31, 2017 $ 1,089 $ 1,898 $ 83 $ 1,598 $ 2,256 $ - $ 282 $ 7,206 Loans Acquired at Fair Value December 31, 2016 $ - $ 365 $ - $ 120 $ - $ - $ 35 $ 520 Charge-offs (64 ) (129 ) - - - - - (193 ) Recoveries - 1 - - 1 - - 2 Provision 64 234 - (6 ) (1 ) - (41 ) 250 March 31, 2017 $ - $ 471 $ - $ 114 $ - $ - $ (6 ) $ 579 Total Allowance for Loan Losses December 31, 2016 $ 1,106 $ 2,307 $ 65 $ 1,699 $ 2,463 $ - $ 163 $ 7,803 Charge-offs (64 ) (129 ) - - (327 ) - - (520 ) Recoveries 4 1 - 11 66 - - 82 Provision 43 190 18 2 54 - 113 420 March 31, 2017 $ 1,089 $ 2,369 $ 83 $ 1,712 $ 2,256 $ - $ 276 $ 7,785 March 31, 2017 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 402 $ - $ 703 $ - $ - $ - $ 1,105 Collectively Evaluated for Potential Impairment $ 1,089 $ 1,496 $ 83 $ 895 $ 2,256 $ - $ 282 $ 6,101 Loans Acquired at Fair Value Individually Evaluated for Impairment $ - $ - $ - $ 24 $ - $ - $ - $ 24 Collectively Evaluated for Potential Impairment $ - $ 471 $ - $ 90 $ - $ - $ (6 ) $ 555 Total Allowance for Loan Losses Individually Evaluated for Impairment $ - $ 402 $ - $ 727 $ - $ - $ - $ 1,129 Collectively Evaluated for Potential Impairment $ 1,089 $ 1,967 $ 83 $ 985 $ 2,256 $ - $ 276 $ 6,656 March 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans December 31, 2015 $ 1,623 $ 2,045 $ 137 $ 784 $ 1,887 $ - $ 14 $ 6,490 Charge-offs (20 ) - - - (185 ) (17 ) - (222 ) Recoveries 1 - - - 24 9 - 34 Provision (345 ) (9 ) (20 ) 319 450 10 230 635 March 31, 2016 $ 1,259 $ 2,036 $ 117 $ 1,103 $ 2,176 $ 2 $ 244 $ 6,937 Loans Acquired at Fair Value December 31, 2015 $ - $ - $ - $ - $ - $ - $ - $ - Charge-offs - (180 ) - - (5 ) - - (185 ) Recoveries 2 1 - - 3 - - 6 Provision (2 ) 179 - - 2 - 36 215 March 31, 2016 $ - $ - $ - $ - $ - $ - $ 36 $ 36 Total Allowance for Loan Losses December 31, 2015 $ 1,623 $ 2,045 $ 137 $ 784 $ 1,887 $ - $ 14 $ 6,490 Charge-offs (20 ) (180 ) - - (190 ) (17 ) - (407 ) Recoveries 3 1 - - 27 9 - 40 Provision (347 ) 170 (20 ) 319 452 10 266 850 March 31, 2016 $ 1,259 $ 2,036 $ 117 $ 1,103 $ 2,176 $ 2 $ 280 $ 6,973 March 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 377 $ - $ 322 $ - $ - $ - $ 699 Collectively Evaluated for Potential Impairment $ 1,259 $ 1,659 $ 117 $ 781 $ 2,176 $ 2 $ 244 $ 6,238 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 52 $ - $ - $ - $ - $ - $ - $ 52 Collectively Evaluated for Potential Impairment $ (52 ) $ - $ - $ - $ - $ - $ 36 $ (16 ) Total Allowance for Loan Losses Individually Evaluated for Impairment $ 52 $ 377 $ - $ 322 $ - $ - $ - $ 751 Collectively Evaluated for Potential Impairment $ 1,207 $ 1,659 $ 117 $ 781 $ 2,176 $ 2 $ 280 $ 6,222 December 31, 2016 Real Real Real Commercial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ - $ 360 $ - $ 655 $ - $ - $ - $ 1,015 Collectively Evaluated for Potential Impairment $ 1,106 $ 1,582 $ 65 $ 924 $ 2,463 $ - $ 128 $ 6,268 Loans Acquired at Fair Value Individually Evaluated for Impairment $ - $ 114 $ - $ 31 $ - $ - $ - $ 145 Collectively Evaluated for Potential Impairment $ - $ 251 $ - $ 89 $ - $ - $ 35 $ 375 Total Allowance for Loan Losses Individually Evaluated for Impairment $ - $ 474 $ - $ 686 $ - $ - $ - $ 1,160 Collectively Evaluated for Potential Impairment $ 1,106 $ 1,833 $ 65 $ 1,013 $ 2,463 $ - $ 163 $ 6,643 |
Schedule of Accretable Discount on Loans Acquired at Fair Value [Table Text Block] | Accretable Balance at December 31, 2016 $ 1,640 Accretable Yield (234 ) Balance at March 31, 2017 $ 1,406 |
Schedule of Credit Losses Related to Financing Receivables, Current and Noncurrent [Table Text Block] | (Dollars in thousands) March 31, 2017 Real Real Real Commercial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ - $ 3,532 $ 639 $ 2,863 $ - $ 4 $ 7,038 Collectively Evaluated for Potential Impairment 188,583 132,873 12,699 71,606 108,817 3,576 518,154 $ 188,583 $ 136,405 $ 13,338 $ 74,469 $ 108,817 $ 3,580 $ 525,192 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 1,289 $ 1,526 $ - $ 489 $ - $ - $ 3,304 Collectively Evaluated for Potential Impairment 81,291 55,773 - 8,829 194 - 146,087 $ 82,580 $ 57,299 $ - $ 9,318 $ 194 $ - $ 149,391 Total Loans Individually Evaluated for Impairment $ 1,289 $ 5,058 $ 639 $ 3,352 $ - $ 4 $ 10,342 Collectively Evaluated for Potential Impairment 269,874 188,646 12,699 80,435 109,011 3,576 664,241 $ 271,163 $ 193,704 $ 13,338 $ 83,787 $ 109,011 $ 3,580 $ 674,583 December 31, 2016 Real Real Real Commercial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ - $ 3,361 $ 702 $ 2,765 $ - $ 4 $ 6,832 Collectively Evaluated for Potential Impairment 186,077 136,533 9,944 68,326 114,007 3,633 518,520 $ 186,077 $ 139,894 $ 10,646 $ 71,091 $ 114,007 $ 3,637 $ 525,352 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 1,300 $ 1,007 $ - $ 562 $ - $ - $ 2,869 Collectively Evaluated for Potential Impairment 84,211 60,109 - 9,159 197 - 153,676 $ 85,511 $ 61,116 $ - $ 9,721 $ 197 $ - $ 156,545 Total Loans Individually Evaluated for Impairment $ 1,300 $ 4,368 $ 702 $ 3,327 $ - $ 4 $ 9,701 Collectively Evaluated for Potential Impairment 270,288 196,642 9,944 77,485 114,204 3,633 672,196 $ 271,588 $ 201,010 $ 10,646 $ 80,812 $ 114,204 $ 3,637 $ 681,897 |
Note 5 - Deposits (Tables)
Note 5 - Deposits (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Time Deposit Maturities [Table Text Block] | Maturity Period: 2017 One Year or Less $ 49,215 Over One Through Two Years 55,404 Over Two Through Three Years 18,564 Over Three Through Four Years 14,930 Over Four Through Five Years 11,060 Over Five Years 8,483 Total $ 157,656 |
Note 6 - Short-term Borrowings
Note 6 - Short-term Borrowings (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Debt [Table Text Block] | (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Weighted Amount Weighted Short-term Borrowings Federal Funds Purchased: Average Balance Outstanding During the Period $ 34 - % $ 307 0.65 % Maximum Amount Outstanding at any Month End 550 6,000 FHLB Borrowings: Balance at Period End - - - - Average Balance Outstanding During the Period - - 596 0.67 Maximum Amount Outstanding at any Month End - 6,160 Securities Sold Under Agreements to Repurchase: Balance at Period End 24,828 0.24 27,027 0.24 Average Balance Outstanding During the Period 26,092 0.30 26,311 0.26 Maximum Amount Outstanding at any Month End 25,575 30,095 Securities Collaterizing the Agreements at Period-End: Carrying Value 32,501 33,785 Market Value 31,684 32,931 |
Note 7 - Other Borrowed Funds (
Note 7 - Other Borrowed Funds (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Long-term Debt Instruments [Table Text Block] | (Dollars in thousands) March 31, 2017 December 31, 2016 Amount Weighted Amount Weighted Due in One Year $ 3,500 1.35 % $ - - % Due After One Year to Two Years 4,000 1.67 3,500 0.94 Due After Two Years to Three Years 6,000 1.88 4,500 1.41 Due After Three Years to Four Years 5,000 2.09 6,000 1.78 Due After Four Years to Five Years 3,000 2.23 6,000 1.97 Due After Five Years 3,000 2.41 8,000 2.27 Total $ 24,500 1.92 $ 28,000 1.80 |
Note 8 - Commitments and Cont28
Note 8 - Commitments and Contingent Liabilities (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block] | (Dollars in thousands) March 31, December 31, Standby Letters of Credit $ 42,564 $ 36,657 Performance Letters of Credit 1,962 2,471 Construction Mortgages 28,968 21,363 Personal Lines of Credit 6,138 5,905 Overdraft Protection Lines 5,692 5,680 Home Equity Lines of Credit 15,205 14,722 Commercial Lines of Credit 64,296 51,725 $ 164,825 $ 138,523 |
Note 9 - Fair Value Disclosure
Note 9 - Fair Value Disclosure (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] | (Dollars in thousands) Fair Value March 31, December 31, Available for Sales Securities: U.S. Government Agencies Level II $ 64,973 $ 66,156 Obligations of States and Political Subdivisions Level II 34,365 35,735 Mortgage-Backed Securities - Government-Sponsored Enterprises Level II 13,408 2,619 Equity Securities - Mutual Funds Level I 504 507 Equity Securities - Other Level I 1,271 1,191 Total Available for Sale Securities $ 114,521 $ 106,208 |
Fair Value Inputs, Assets, Quantitative Information [Table Text Block] | (Dollars in thousands) Fair Value at Significant Financial Asset Fair Value March 31, December 31, Valuation Significant Unobservable Impaired Loans Level III $ 3,274 $ 2,497 Market Comparable Properties Marketability Discount 10% to 30% OREO Level III 155 - Market Comparable Properties Marketability Discount 10% to 50% |
Fair Value, by Balance Sheet Grouping [Table Text Block] | (Dollars in thousands) March 31, 2017 December 31, 2016 Fair Value Carrying Fair Carrying Fair Financial Assets: Cash and Due From Banks: Interest Bearing Level I $ 19,193 $ 19,193 $ 7,699 $ 7,699 Non-Interest Bearing Level I 16,402 16,402 6,583 6,583 Investment Securities: Available for Sale See Above 114,521 114,521 106,208 106,208 Loans, Net Level III 666,798 677,172 674,094 684,777 Restricted Stock Level II 3,567 3,567 3,665 3,665 Bank-Owned Life Insurance Level II 18,803 18,803 18,687 18,687 Accrued Interest Receivable Level II 2,364 2,364 2,441 2,441 Financial Liabilities: Deposits Level II 725,461 696,110 698,218 697,806 Short-term Borrowings Level II 24,828 24,828 27,027 27,027 Other Borrowed Funds Level II 24,500 24,567 28,000 28,098 Accrued Interest Payable Level II 375 375 334 334 |
Note 10 - Other Noninterest E30
Note 10 - Other Noninterest Expense (Tables) | 3 Months Ended |
Mar. 31, 2017 | |
Notes Tables | |
Schedule of Other Operating Cost and Expense, by Component [Table Text Block] | (Dollars in thousands) Three Months Ended 2017 2016 Other Noninterest Expense Non-employee compensation $ 100 $ 133 Printing and supplies 103 74 Postage 66 59 Telephone 88 84 Charitable contributions 24 28 Dues and subscriptions 63 47 Loan expenses 74 70 Meals and entertainment 24 25 Travel 26 30 Training 11 12 Miscellaneous 231 219 Total Other Noninterest Expense $ 810 $ 781 |
Note 1 - Summary of Significa31
Note 1 - Summary of Significant Accounting Policies (Details Textual) | 3 Months Ended |
Mar. 31, 2017 | |
Product Concentration Risk [Member] | Total Interest and Noninterest Income [Member] | Exchange Underwriters Insurance Commissions [Member] | |
Concentration Risk, Percentage | 11.00% |
Note 2 - Earnings Per Share - B
Note 2 - Earnings Per Share - Basic and Diluted Earnings Per Common Share (Details) - $ / shares | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
Weighted-Average Common Shares Outstanding (in shares) | 4,363,346 | 4,363,346 |
Average Treasury Stock Shares (in shares) | (276,057) | (282,329) |
Basic (in shares) | 4,087,289 | 4,081,017 |
Additional Common Stock Equivalents (Stock Options and Restricted Stock) Used to Calculate Diluted Earnings Per Share (in shares) | 10,987 | 852 |
Weighted-Average Common Shares and Common Stock Equivalents Used to Calculate Diluted Earnings Per Share (in shares) | 4,098,276 | 4,081,869 |
EARNINGS PER SHARE | ||
Basic (in dollars per share) | $ 0.42 | $ 0.50 |
Diluted (in dollars per share) | $ 0.42 | $ 0.50 |
Note 3 - Investment Securitie33
Note 3 - Investment Securities (Details Textual) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Other than Temporary Impairment, Credit Losses Recognized in Earnings, Credit Losses on Debt Securities Held | $ 0 | $ 0 |
Note 3 - Investment Securitie34
Note 3 - Investment Securities - Amortized Cost and Fair Value of Investment Securities Available-for-sale (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Securities available-for-sale, amortized cost | $ 116,028 | $ 107,994 |
Securities available-for-sale, gross unrealized gains | 489 | 513 |
Securities available-for-sale, gross unrealized losses | (1,996) | (2,299) |
Available for sale securities | 114,521 | 106,208 |
US Government Agencies Debt Securities [Member] | ||
Securities available-for-sale, amortized cost | 66,638 | 67,944 |
Securities available-for-sale, gross unrealized gains | 1 | 18 |
Securities available-for-sale, gross unrealized losses | (1,666) | (1,806) |
Available for sale securities | 64,973 | 66,156 |
US States and Political Subdivisions Debt Securities [Member] | ||
Securities available-for-sale, amortized cost | 34,285 | 35,856 |
Securities available-for-sale, gross unrealized gains | 350 | 366 |
Securities available-for-sale, gross unrealized losses | (270) | (487) |
Available for sale securities | 34,365 | 35,735 |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Securities available-for-sale, amortized cost | 13,443 | 2,588 |
Securities available-for-sale, gross unrealized gains | 14 | 31 |
Securities available-for-sale, gross unrealized losses | (49) | |
Available for sale securities | 13,408 | 2,619 |
Equity Securities - Mutual Funds [Member] | ||
Securities available-for-sale, amortized cost | 500 | 500 |
Securities available-for-sale, gross unrealized gains | 4 | 7 |
Securities available-for-sale, gross unrealized losses | ||
Available for sale securities | 504 | 507 |
Equity Securities [Member] | ||
Securities available-for-sale, amortized cost | 1,162 | 1,106 |
Securities available-for-sale, gross unrealized gains | 120 | 91 |
Securities available-for-sale, gross unrealized losses | (11) | (6) |
Available for sale securities | $ 1,271 | $ 1,191 |
Note 3 - Investment Securitie35
Note 3 - Investment Securities - Gross Unrealized Losses and Fair Value by Investment Category and Continuous Unrealized Loss Position (Details) $ in Thousands | Mar. 31, 2017USD ($) | Dec. 31, 2016USD ($) |
Securities in continuous unrealized loss position, less than twelve months, number of securities | 60 | 64 |
Securities in continuous unrealized loss position, less than twelve months, fair value | $ 87,380 | $ 82,762 |
Securities in continuous unrealized loss position, less than twelve months, gross unrealized losses | $ (1,995) | $ (2,297) |
Securities in continuous unrealized loss position, twelve months or more, number of securities | 1 | 1 |
Securities in continuous unrealized loss position, twelve months or more, fair value | $ 260 | $ 260 |
Securities in continuous unrealized loss position, twelve months or more, gross unrealized losses | $ (1) | $ (2) |
Securities in continuous unrealized loss position, number of securities | 61 | 65 |
Securities in continuous unrealized loss position, fair value | $ 87,640 | $ 83,022 |
Securities in continuous unrealized loss position, gross unrealized losses | $ (1,996) | $ (2,299) |
US Government Agencies Debt Securities [Member] | ||
Securities in continuous unrealized loss position, less than twelve months, number of securities | 22 | 23 |
Securities in continuous unrealized loss position, less than twelve months, fair value | $ 59,950 | $ 62,853 |
Securities in continuous unrealized loss position, less than twelve months, gross unrealized losses | $ (1,666) | $ (1,806) |
Securities in continuous unrealized loss position, twelve months or more, number of securities | ||
Securities in continuous unrealized loss position, twelve months or more, fair value | ||
Securities in continuous unrealized loss position, twelve months or more, gross unrealized losses | ||
Securities in continuous unrealized loss position, number of securities | 22 | 23 |
Securities in continuous unrealized loss position, fair value | $ 59,950 | $ 62,853 |
Securities in continuous unrealized loss position, gross unrealized losses | $ (1,666) | $ (1,806) |
US States and Political Subdivisions Debt Securities [Member] | ||
Securities in continuous unrealized loss position, less than twelve months, number of securities | 30 | 39 |
Securities in continuous unrealized loss position, less than twelve months, fair value | $ 16,213 | $ 19,749 |
Securities in continuous unrealized loss position, less than twelve months, gross unrealized losses | $ (269) | $ (485) |
Securities in continuous unrealized loss position, twelve months or more, number of securities | 1 | 1 |
Securities in continuous unrealized loss position, twelve months or more, fair value | $ 260 | $ 260 |
Securities in continuous unrealized loss position, twelve months or more, gross unrealized losses | $ (1) | $ (2) |
Securities in continuous unrealized loss position, number of securities | 31 | 40 |
Securities in continuous unrealized loss position, fair value | $ 16,473 | $ 20,009 |
Securities in continuous unrealized loss position, gross unrealized losses | $ (270) | $ (487) |
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Securities in continuous unrealized loss position, less than twelve months, number of securities | 5 | |
Securities in continuous unrealized loss position, less than twelve months, fair value | $ 10,991 | |
Securities in continuous unrealized loss position, less than twelve months, gross unrealized losses | $ (49) | |
Securities in continuous unrealized loss position, twelve months or more, number of securities | ||
Securities in continuous unrealized loss position, twelve months or more, fair value | ||
Securities in continuous unrealized loss position, twelve months or more, gross unrealized losses | ||
Securities in continuous unrealized loss position, number of securities | 5 | |
Securities in continuous unrealized loss position, fair value | $ 10,991 | |
Securities in continuous unrealized loss position, gross unrealized losses | $ (49) | |
Equity Securities [Member] | ||
Securities in continuous unrealized loss position, less than twelve months, number of securities | 3 | 2 |
Securities in continuous unrealized loss position, less than twelve months, fair value | $ 226 | $ 160 |
Securities in continuous unrealized loss position, less than twelve months, gross unrealized losses | $ (11) | $ (6) |
Securities in continuous unrealized loss position, twelve months or more, number of securities | ||
Securities in continuous unrealized loss position, twelve months or more, fair value | ||
Securities in continuous unrealized loss position, twelve months or more, gross unrealized losses | ||
Securities in continuous unrealized loss position, number of securities | 3 | 2 |
Securities in continuous unrealized loss position, fair value | $ 226 | $ 160 |
Securities in continuous unrealized loss position, gross unrealized losses | $ (11) | $ (6) |
Note 3 - Investment Securitie36
Note 3 - Investment Securities - Maturities of Investment Securities Available-for-sale and Held-to-maturity (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Due in one year or less, amortized cost | $ 3,044 | |
Due in one year or less, fair value | 3,194 | |
Due after one year through five years, amortized cost | 13,528 | |
Due after one year through five years, fair value | 13,478 | |
Due after five years through ten years, amortized cost | 87,796 | |
Due after five years through ten years, fair value | 86,105 | |
Due after ten years, amortized cost | 11,660 | |
Due after ten years, fair value | 11,744 | |
Total, amortized cost | 116,028 | $ 107,994 |
Total, fair value | $ 114,521 | $ 106,208 |
Note 4 - Loans and Related Al37
Note 4 - Loans and Related Allowance for Loan Losses (Details Textual) | 3 Months Ended | ||
Mar. 31, 2017USD ($) | Mar. 31, 2016 | Dec. 31, 2016USD ($) | |
Unamortized Loan Commitment and Origination Fees and Unamortized Discounts or Premiums | $ 826,000 | $ 818,000 | |
Real Estate Loans Serviced for Others | 86,200,000 | 83,900,000 | |
Mortgage Loans in Process of Foreclosure, Amount | $ 1,100,000 | $ 2,200,000 | |
Financing Receivable, TDRs, Number of Contracts | 14 | 15 | |
Financing Receivable, Modifications, Recorded Investment | $ 4,400,000 | $ 4,700,000 | |
Loans and Leases Receivable, Gross | $ 674,583,000 | 681,897,000 | |
Financing Receivable, Modifications, Subsequent Default, Number of Contracts | 0 | 0 | |
Financing Receivable, Modifications, Number of Contracts | 0 | ||
Unlikely to be Collected Financing Receivable [Member] | |||
Loans and Leases Receivable, Gross | $ 0 | 0 | |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Loans and Leases Receivable, Gross | $ 193,704,000 | $ 201,010,000 | |
Originated Loans [Member] | |||
Financing Receivable, TDRs, Number of Contracts | 6 | 6 | |
Financing Receivable, Modifications, Recorded Investment | $ 2,300,000 | $ 2,300,000 | |
Loans and Leases Receivable, Gross | 525,192,000 | 525,352,000 | |
Financing Receivable, Modifications, Number of Contracts | 1 | ||
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Loans and Leases Receivable, Gross | $ 136,405,000 | $ 139,894,000 | |
Acquired Loans [Member] | |||
Financing Receivable, TDRs, Number of Contracts | 8 | 9 | |
Financing Receivable, Modifications, Recorded Investment | $ 2,100,000 | $ 2,400,000 | |
Loans and Leases Receivable, Gross | $ 149,391,000 | 156,545,000 | |
Financing Receivable, Modifications, Number of Contracts | 2 | ||
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Financing Receivable Modifications Number of Contracts Paid Off | 1 | 1 | |
Loans and Leases Receivable, Gross | $ 57,299,000 | $ 61,116,000 | |
Financing Receivable, Modifications, Number of Contracts | 1 |
Note 4 - Loans and Related Al38
Note 4 - Loans and Related Allowance for Loan Loss - Composition of Loan Portfolio (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Originated and acquired loans | $ 674,583 | $ 681,897 |
Originated and acquired loans, percent | 100.00% | 100.00% |
Allowance for loan losses | $ (7,785) | $ (7,803) |
Loans, Net | 666,798 | 674,094 |
Originated Loans [Member] | ||
Originated and acquired loans | $ 525,192 | $ 525,352 |
Originated and acquired loans, percent | 100.00% | 100.00% |
Allowance for loan losses | $ (7,206) | $ (7,283) |
Loans, Net | 517,986 | 518,069 |
Acquired Loans [Member] | ||
Originated and acquired loans | $ 149,391 | $ 156,545 |
Originated and acquired loans, percent | 100.00% | 100.00% |
Allowance for loan losses | $ (579) | $ (520) |
Loans, Net | 148,812 | 156,025 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Originated and acquired loans | $ 271,163 | $ 271,588 |
Originated and acquired loans, percent | 40.20% | 39.80% |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 188,583 | $ 186,077 |
Originated and acquired loans, percent | 35.90% | 35.40% |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Originated and acquired loans | $ 82,580 | $ 85,511 |
Originated and acquired loans, percent | 55.30% | 54.70% |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Originated and acquired loans | $ 193,704 | $ 201,010 |
Originated and acquired loans, percent | 28.70% | 29.50% |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 136,405 | $ 139,894 |
Originated and acquired loans, percent | 26.00% | 26.70% |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Originated and acquired loans | $ 57,299 | $ 61,116 |
Originated and acquired loans, percent | 38.40% | 39.00% |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | ||
Originated and acquired loans | $ 83,787 | $ 80,812 |
Originated and acquired loans, percent | 12.40% | 11.90% |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 74,469 | $ 71,091 |
Originated and acquired loans, percent | 14.20% | 13.50% |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | ||
Originated and acquired loans | $ 9,318 | $ 9,721 |
Originated and acquired loans, percent | 6.20% | 6.20% |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Originated and acquired loans | $ 13,338 | $ 10,646 |
Originated and acquired loans, percent | 2.00% | 1.60% |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 13,338 | $ 10,646 |
Originated and acquired loans, percent | 2.50% | 2.00% |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Originated and acquired loans | ||
Consumer Portfolio Segment [Member] | ||
Originated and acquired loans | $ 109,011 | $ 114,204 |
Originated and acquired loans, percent | 16.20% | 16.70% |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 108,817 | $ 114,007 |
Originated and acquired loans, percent | 20.70% | 21.70% |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | ||
Originated and acquired loans | $ 194 | $ 197 |
Originated and acquired loans, percent | 0.10% | 0.10% |
Unallocated Financing Receivables [Member] | ||
Originated and acquired loans | $ 3,580 | $ 3,637 |
Originated and acquired loans, percent | 0.50% | 0.50% |
Unallocated Financing Receivables [Member] | Originated Loans [Member] | ||
Originated and acquired loans | $ 3,580 | $ 3,637 |
Originated and acquired loans, percent | 0.70% | 0.70% |
Note 4 - Loans and Related Al39
Note 4 - Loans and Related Allowance for Loan Loss - Credit Quality Information (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Loans and Leases Receivable, Gross | $ 674,583 | $ 681,897 |
Pass [Member] | ||
Loans and Leases Receivable, Gross | 642,295 | 651,341 |
Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 21,170 | 20,288 |
Substandard [Member] | ||
Loans and Leases Receivable, Gross | 8,417 | 7,673 |
Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 2,701 | 2,595 |
Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 525,192 | 525,352 |
Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 499,228 | 500,572 |
Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 18,887 | 17,888 |
Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 4,689 | 4,418 |
Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 2,388 | 2,474 |
Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | 149,391 | 156,545 |
Acquired Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 143,067 | 150,769 |
Acquired Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 2,283 | 2,400 |
Acquired Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 3,728 | 3,255 |
Acquired Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 313 | 121 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans and Leases Receivable, Gross | 271,163 | 271,588 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 267,277 | 267,765 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 980 | 1,050 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 2,906 | 2,773 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 188,583 | 186,077 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 187,194 | 184,721 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 980 | 1,050 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 409 | 306 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | 82,580 | 85,511 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 80,083 | 83,044 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 2,497 | 2,467 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Commercial Portfolio Segment [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans and Leases Receivable, Gross | 193,704 | 201,010 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 173,557 | 181,222 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 15,950 | 16,476 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 3,072 | 2,382 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 1,125 | 930 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 136,405 | 139,894 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 119,538 | 122,811 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 13,725 | 14,118 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 2,220 | 2,035 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 922 | 930 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | 57,299 | 61,116 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 54,019 | 58,411 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 2,225 | 2,358 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 852 | 347 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 203 | |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | ||
Loans and Leases Receivable, Gross | 83,787 | 80,812 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 76,201 | 74,729 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 4,240 | 2,762 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 1,829 | 1,763 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 1,517 | 1,558 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 74,469 | 71,091 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 67,430 | 65,612 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 4,182 | 2,720 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 1,450 | 1,322 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 1,407 | 1,437 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | 9,318 | 9,721 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 8,771 | 9,117 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | 58 | 42 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 379 | 441 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 110 | 121 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 12,699 | 9,944 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 580 | 595 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 59 | 107 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 12,699 | 9,944 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 580 | 595 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | 59 | 107 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross | 109,011 | 114,204 |
Consumer Portfolio Segment [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 108,981 | 114,044 |
Consumer Portfolio Segment [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 30 | 160 |
Consumer Portfolio Segment [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 108,817 | 114,007 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 108,787 | 113,847 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | 30 | 160 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | 194 | 197 |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 194 | 197 |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Originated Loans [Member] | Pass [Member] | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Originated Loans [Member] | Special Mention [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | Substandard [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | Doubtful [Member] | ||
Loans and Leases Receivable, Gross | ||
Other Portfolio Segment [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross |
Note 4 - Loans and Related Al40
Note 4 - Loans and Related Allowance for Loan Loss - Delinquencies in the Loan (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Loans current | $ 666,572 | $ 671,212 |
Total past due | 3,943 | 6,296 |
Non-accrual | 4,068 | 4,389 |
Loans and Leases Receivable, Gross | 674,583 | 681,897 |
Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 3,748 | 5,247 |
Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 182 | 698 |
Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 13 | 351 |
Originated Loans [Member] | ||
Loans current | 520,071 | 518,478 |
Total past due | 3,215 | 4,397 |
Non-accrual | 1,906 | 2,477 |
Loans and Leases Receivable, Gross | 525,192 | 525,352 |
Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 3,020 | 3,901 |
Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 182 | 368 |
Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 13 | 128 |
Acquired Loans [Member] | ||
Loans current | 146,501 | 152,734 |
Total past due | 728 | 1,899 |
Non-accrual | 2,162 | 1,912 |
Loans and Leases Receivable, Gross | 149,391 | 156,545 |
Acquired Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 728 | 1,346 |
Acquired Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 330 | |
Acquired Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 223 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans current | 267,151 | 266,462 |
Total past due | 2,001 | 3,253 |
Non-accrual | 2,011 | 1,873 |
Loans and Leases Receivable, Gross | 271,163 | 271,588 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 1,933 | 2,531 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 68 | 379 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 343 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans current | 186,493 | 183,939 |
Total past due | 1,680 | 1,830 |
Non-accrual | 410 | 308 |
Loans and Leases Receivable, Gross | 188,583 | 186,077 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 1,612 | 1,638 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 68 | 72 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 120 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans current | 80,658 | 82,523 |
Total past due | 321 | 1,423 |
Non-accrual | 1,601 | 1,565 |
Loans and Leases Receivable, Gross | 82,580 | 85,511 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 321 | 893 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 307 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 223 | |
Commercial Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 13 | 8 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans current | 193,077 | 200,258 |
Total past due | 88 | 332 |
Non-accrual | 539 | 420 |
Loans and Leases Receivable, Gross | 193,704 | 201,010 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 88 | 332 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans current | 136,317 | 139,821 |
Total past due | 88 | |
Non-accrual | 73 | |
Loans and Leases Receivable, Gross | 136,405 | 139,894 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 88 | |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans current | 56,760 | 60,437 |
Total past due | 332 | |
Non-accrual | 539 | 347 |
Loans and Leases Receivable, Gross | 57,299 | 61,116 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 332 | |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | ||
Loans current | 81,321 | 77,887 |
Total past due | 1,037 | 1,096 |
Non-accrual | 1,429 | 1,829 |
Loans and Leases Receivable, Gross | 83,787 | 80,812 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 963 | 1,073 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 74 | 23 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | ||
Loans current | 72,432 | 68,310 |
Total past due | 630 | 952 |
Non-accrual | 1,407 | 1,829 |
Loans and Leases Receivable, Gross | 74,469 | 71,091 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 556 | 952 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 74 | |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | ||
Loans current | 8,889 | 9,577 |
Total past due | 407 | 144 |
Non-accrual | 22 | |
Loans and Leases Receivable, Gross | 9,318 | 9,721 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 407 | 121 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 23 | |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Loans current | 13,279 | 10,539 |
Total past due | ||
Non-accrual | 59 | 107 |
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Loans current | 13,279 | 10,539 |
Total past due | ||
Non-accrual | 59 | 107 |
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | ||
Loans current | 108,164 | 112,429 |
Total past due | 817 | 1,615 |
Non-accrual | 30 | 160 |
Loans and Leases Receivable, Gross | 109,011 | 114,204 |
Consumer Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 764 | 1,311 |
Consumer Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 40 | 296 |
Consumer Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | 13 | 8 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | ||
Loans current | 107,970 | 112,232 |
Total past due | 817 | 1,615 |
Non-accrual | 30 | 160 |
Loans and Leases Receivable, Gross | 108,817 | 114,007 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | 764 | 1,311 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | 40 | 296 |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | ||
Loans current | 194 | 197 |
Total past due | ||
Non-accrual | ||
Loans and Leases Receivable, Gross | 194 | 197 |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | ||
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | ||
Loans current | 3,580 | 3,637 |
Total past due | ||
Non-accrual | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | ||
Loans current | 3,580 | 3,637 |
Total past due | ||
Non-accrual | ||
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, 30 to 59 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, 60 to 89 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Originated Loans [Member] | Financing Receivables, Equal to Greater than 90 Days Past Due [Member] | ||
Total past due | ||
Other Portfolio Segment [Member] | Acquired Loans [Member] | ||
Loans and Leases Receivable, Gross |
Note 4 - Loans and Related Al41
Note 4 - Loans and Related Allowance for Loan Loss - Nonperforming Assets (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | Dec. 31, 2016 | |
Nonaccrual loans | $ 4,068 | $ 4,389 | |
Originated and acquired loans | 674,583 | 681,897 | |
Total Nonperforming Assets | $ 868,823 | $ 846,075 | |
Nonperforming Loans to Total Loans | 1.11% | 1.24% | |
Nonperforming Assets to Total Assets | 0.90% | 1.02% | |
Nonperforming Financial Instruments [Member] | |||
Nonaccrual loans | $ 4,068 | $ 4,389 | |
Accruing loans past due 90 days or more | 13 | 351 | |
Total Nonaccrual Loans and Accruing Loans 90 Days or More Past Due | 4,081 | 4,740 | |
Nonperforming loans | 3,439 | 3,687 | |
Originated and acquired loans | 7,520 | 8,427 | |
Total Real Estate Owned | 329 | 174 | |
Total Nonperforming Assets | 7,849 | 8,601 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 2,011 | 1,873 | |
Originated and acquired loans | 271,163 | 271,588 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Nonperforming Financial Instruments [Member] | |||
Total Real Estate Owned | 155 | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 539 | 420 | |
Originated and acquired loans | 193,704 | 201,010 | |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Nonperforming Financial Instruments [Member] | |||
Total Real Estate Owned | 174 | 174 | |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Nonaccrual loans | 1,429 | 1,829 | |
Originated and acquired loans | 83,787 | 80,812 | |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 59 | 107 | |
Originated and acquired loans | 13,338 | 10,646 | |
Consumer Portfolio Segment [Member] | |||
Nonaccrual loans | 30 | 160 | |
Originated and acquired loans | 109,011 | 114,204 | |
Other Portfolio Segment [Member] | |||
Nonaccrual loans | |||
Originated and acquired loans | 3,580 | 3,637 | |
Originated Loans [Member] | |||
Nonaccrual loans | 1,906 | 2,477 | |
Accruing loans past due 90 days or more | 13 | 128 | |
Nonperforming loans | 1,322 | $ 7 | 1,335 |
Originated and acquired loans | 525,192 | 525,352 | |
Originated Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 410 | 308 | |
Accruing loans past due 90 days or more | 120 | ||
Originated and acquired loans | 188,583 | 186,077 | |
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 73 | ||
Nonperforming loans | 1,312 | 1,325 | |
Originated and acquired loans | 136,405 | 139,894 | |
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Nonaccrual loans | 1,407 | 1,829 | |
Nonperforming loans | 6 | 6 | |
Originated and acquired loans | 74,469 | 71,091 | |
Originated Loans [Member] | Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 59 | 107 | |
Originated and acquired loans | 13,338 | 10,646 | |
Originated Loans [Member] | Consumer Portfolio Segment [Member] | |||
Nonaccrual loans | 30 | 160 | |
Accruing loans past due 90 days or more | 13 | 8 | |
Originated and acquired loans | 108,817 | 114,007 | |
Originated Loans [Member] | Other Portfolio Segment [Member] | |||
Nonaccrual loans | |||
Nonperforming loans | 4 | 7 | 4 |
Originated and acquired loans | 3,580 | 3,637 | |
Acquired Loans [Member] | |||
Nonaccrual loans | 2,162 | 1,912 | |
Accruing loans past due 90 days or more | 223 | ||
Nonperforming loans | 2,117 | 584 | 2,352 |
Originated and acquired loans | 149,391 | 156,545 | |
Acquired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 1,601 | 1,565 | |
Accruing loans past due 90 days or more | 223 | ||
Nonperforming loans | 1,289 | 45 | 1,299 |
Originated and acquired loans | 82,580 | 85,511 | |
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonaccrual loans | 539 | 347 | |
Nonperforming loans | 471 | $ 539 | 660 |
Originated and acquired loans | 57,299 | 61,116 | |
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Nonaccrual loans | 22 | ||
Nonperforming loans | 357 | 393 | |
Originated and acquired loans | 9,318 | 9,721 | |
Acquired Loans [Member] | Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Originated and acquired loans | |||
Acquired Loans [Member] | Consumer Portfolio Segment [Member] | |||
Nonaccrual loans | |||
Originated and acquired loans | 194 | 197 | |
Acquired Loans [Member] | Other Portfolio Segment [Member] | |||
Originated and acquired loans |
Note 4 - Loans and Related Al42
Note 4 - Loans and Related Allowance for Loan Loss - Loans Classified as TDRs (Details) $ in Thousands | 3 Months Ended | 12 Months Ended | |
Mar. 31, 2017USD ($) | Mar. 31, 2016USD ($) | Dec. 31, 2016USD ($) | |
Number of contracts | 0 | ||
Originated Loans [Member] | |||
Number of contracts | 1 | ||
Pre-modification outstanding recorded investment | $ 7 | ||
Nonperforming loans | $ 1,322 | 7 | $ 1,335 |
Related allowance | |||
Originated Loans [Member] | Other Portfolio Segment [Member] | |||
Number of contracts | 1 | ||
Pre-modification outstanding recorded investment | $ 7 | ||
Nonperforming loans | 4 | 7 | 4 |
Related allowance | |||
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Nonperforming loans | 1,312 | 1,325 | |
Acquired Loans [Member] | |||
Number of contracts | 2 | ||
Pre-modification outstanding recorded investment | $ 576 | ||
Nonperforming loans | 2,117 | 584 | 2,352 |
Related allowance | |||
Acquired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Number of contracts | 1 | ||
Pre-modification outstanding recorded investment | $ 37 | ||
Nonperforming loans | 1,289 | 45 | 1,299 |
Related allowance | |||
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Number of contracts | 1 | ||
Pre-modification outstanding recorded investment | $ 539 | ||
Nonperforming loans | $ 471 | 539 | $ 660 |
Related allowance |
Note 4 - Loans and Related Al43
Note 4 - Loans and Related Allowance for Loan Loss - Impaired Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2017 | Dec. 31, 2016 | |
Recorded investment - with no related allowance | $ 5,939 | $ 6,044 |
Unpaid principal balance - with no related allowance | 5,939 | 6,044 |
Average recorded investment - with no related allowance | 6,028 | 6,594 |
Interest income recognized - with no related allowance | 71 | 310 |
Recorded investment - with related allowance | 4,403 | 3,657 |
Related allowance | 1,129 | 1,160 |
Unpaid principal balance - with related allowance | 4,518 | 3,753 |
Average recorded investment - with related allowance | 4,551 | 3,736 |
Interest income recognized - with related allowance | 46 | 99 |
Impaired Loans | 10,342 | 9,701 |
Unpaid principal balance | 10,457 | 9,797 |
Average recorded investment | 10,579 | 10,330 |
Interest income recognized | 117 | 409 |
Unpaid principal balance | 10,457 | 9,797 |
Originated Loans [Member] | ||
Recorded investment - with no related allowance | 3,284 | 3,643 |
Unpaid principal balance - with no related allowance | 3,284 | 3,643 |
Average recorded investment - with no related allowance | 3,330 | 3,968 |
Interest income recognized - with no related allowance | 38 | 174 |
Recorded investment - with related allowance | 3,754 | 3,189 |
Related allowance | 1,105 | 1,015 |
Unpaid principal balance - with related allowance | 3,778 | 3,195 |
Average recorded investment - with related allowance | 3,763 | 3,228 |
Interest income recognized - with related allowance | 47 | 93 |
Impaired Loans | 7,038 | 6,832 |
Unpaid principal balance | 7,062 | 6,838 |
Average recorded investment | 7,093 | 7,196 |
Interest income recognized | 85 | 267 |
Unpaid principal balance | 7,062 | 6,838 |
Acquired Loans [Member] | ||
Recorded investment - with no related allowance | 2,655 | 2,401 |
Unpaid principal balance - with no related allowance | 2,655 | 2,401 |
Average recorded investment - with no related allowance | 2,698 | 2,626 |
Interest income recognized - with no related allowance | 33 | 136 |
Recorded investment - with related allowance | 649 | 468 |
Related allowance | 24 | 145 |
Unpaid principal balance - with related allowance | 740 | 558 |
Average recorded investment - with related allowance | 788 | 508 |
Interest income recognized - with related allowance | 6 | |
Interest income recognized - with related allowance | (1) | |
Impaired Loans | 3,304 | 2,869 |
Unpaid principal balance | 3,395 | 2,959 |
Average recorded investment | 3,486 | 3,134 |
Interest income recognized | 32 | 142 |
Unpaid principal balance | 3,395 | 2,959 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Recorded investment - with no related allowance | 2,996 | 2,772 |
Unpaid principal balance - with no related allowance | 2,996 | 2,772 |
Average recorded investment - with no related allowance | 3,030 | 2,991 |
Interest income recognized - with no related allowance | 36 | 147 |
Recorded investment - with related allowance | 1,596 | |
Related allowance | 402 | 474 |
Unpaid principal balance - with related allowance | 1,686 | |
Average recorded investment - with related allowance | 1,644 | |
Interest income recognized - with related allowance | 66 | |
Impaired Loans | 5,058 | 4,368 |
Unpaid principal balance | 5,149 | 4,458 |
Average recorded investment | 5,235 | 4,635 |
Interest income recognized | 54 | 213 |
Unpaid principal balance | 5,149 | 4,458 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Recorded investment - with no related allowance | 2,009 | 2,112 |
Unpaid principal balance - with no related allowance | 2,009 | 2,112 |
Average recorded investment - with no related allowance | 2,033 | 2,228 |
Interest income recognized - with no related allowance | 23 | 100 |
Recorded investment - with related allowance | 1,523 | 1,249 |
Related allowance | 402 | 360 |
Unpaid principal balance - with related allowance | 1,523 | 1,249 |
Average recorded investment - with related allowance | 1,531 | 1,277 |
Interest income recognized - with related allowance | 20 | 66 |
Impaired Loans | 3,532 | 3,361 |
Unpaid principal balance | 3,532 | 3,361 |
Average recorded investment | 3,564 | 3,505 |
Interest income recognized | 43 | 166 |
Unpaid principal balance | 3,532 | 3,361 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Recorded investment - with no related allowance | 987 | 660 |
Unpaid principal balance - with no related allowance | 987 | 660 |
Average recorded investment - with no related allowance | 997 | 763 |
Interest income recognized - with no related allowance | 13 | 47 |
Recorded investment - with related allowance | 539 | 347 |
Related allowance | 114 | |
Unpaid principal balance - with related allowance | 630 | 437 |
Average recorded investment - with related allowance | 674 | 367 |
Interest income recognized - with related allowance | ||
Interest income recognized - with related allowance | (2) | |
Impaired Loans | 1,526 | 1,007 |
Unpaid principal balance | 1,617 | 1,097 |
Average recorded investment | 1,671 | 1,130 |
Interest income recognized | 11 | 47 |
Unpaid principal balance | 1,617 | 1,097 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | ||
Recorded investment - with no related allowance | 1,011 | 1,266 |
Unpaid principal balance - with no related allowance | 1,011 | 1,266 |
Average recorded investment - with no related allowance | 1,026 | 1,434 |
Interest income recognized - with no related allowance | 12 | 66 |
Recorded investment - with related allowance | 2,341 | 2,061 |
Related allowance | 727 | 686 |
Unpaid principal balance - with related allowance | 2,365 | 2,067 |
Average recorded investment - with related allowance | 2,346 | 2,092 |
Interest income recognized - with related allowance | 28 | 33 |
Impaired Loans | 3,352 | 3,327 |
Unpaid principal balance | 3,376 | 3,333 |
Average recorded investment | 3,372 | 3,526 |
Interest income recognized | 40 | 99 |
Unpaid principal balance | 3,376 | 3,333 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | ||
Recorded investment - with no related allowance | 632 | 825 |
Unpaid principal balance - with no related allowance | 632 | 825 |
Average recorded investment - with no related allowance | 619 | 891 |
Interest income recognized - with no related allowance | 8 | 45 |
Recorded investment - with related allowance | 2,231 | 1,940 |
Related allowance | 703 | 655 |
Unpaid principal balance - with related allowance | 2,255 | 1,946 |
Average recorded investment - with related allowance | 2,232 | 1,951 |
Interest income recognized - with related allowance | 27 | 27 |
Impaired Loans | 2,863 | 2,765 |
Unpaid principal balance | 2,887 | 2,771 |
Average recorded investment | 2,851 | 2,842 |
Interest income recognized | 35 | 72 |
Unpaid principal balance | 2,887 | 2,771 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | ||
Recorded investment - with no related allowance | 379 | 441 |
Unpaid principal balance - with no related allowance | 379 | 441 |
Average recorded investment - with no related allowance | 407 | 543 |
Interest income recognized - with no related allowance | 4 | 21 |
Recorded investment - with related allowance | 110 | 121 |
Related allowance | 24 | 31 |
Unpaid principal balance - with related allowance | 110 | 121 |
Average recorded investment - with related allowance | 114 | 141 |
Interest income recognized - with related allowance | 1 | 6 |
Impaired Loans | 489 | 562 |
Unpaid principal balance | 489 | 562 |
Average recorded investment | 521 | 684 |
Interest income recognized | 5 | 27 |
Unpaid principal balance | 489 | 562 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Recorded investment - with no related allowance | 639 | 702 |
Unpaid principal balance - with no related allowance | 639 | 702 |
Average recorded investment - with no related allowance | 674 | 843 |
Interest income recognized - with no related allowance | 7 | 28 |
Related allowance | ||
Impaired Loans | 702 | |
Unpaid principal balance | 702 | |
Average recorded investment | 843 | |
Interest income recognized | 28 | |
Unpaid principal balance | 702 | |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Recorded investment - with no related allowance | 639 | 702 |
Unpaid principal balance - with no related allowance | 639 | 702 |
Average recorded investment - with no related allowance | 674 | 843 |
Interest income recognized - with no related allowance | 7 | 28 |
Related allowance | ||
Impaired Loans | 639 | 702 |
Unpaid principal balance | 639 | 702 |
Average recorded investment | 674 | 843 |
Interest income recognized | 7 | 28 |
Unpaid principal balance | 639 | 702 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Related allowance | ||
Impaired Loans | 639 | |
Unpaid principal balance | 639 | |
Average recorded investment | 674 | |
Interest income recognized | 7 | |
Unpaid principal balance | 639 | |
Other Portfolio Segment [Member] | ||
Recorded investment - with no related allowance | 4 | 4 |
Unpaid principal balance - with no related allowance | 4 | 4 |
Average recorded investment - with no related allowance | 4 | 6 |
Interest income recognized - with no related allowance | 1 | |
Related allowance | ||
Impaired Loans | 4 | |
Unpaid principal balance | 4 | |
Average recorded investment | 6 | |
Interest income recognized | 1 | |
Unpaid principal balance | 4 | |
Other Portfolio Segment [Member] | Originated Loans [Member] | ||
Recorded investment - with no related allowance | 4 | 4 |
Unpaid principal balance - with no related allowance | 4 | 4 |
Average recorded investment - with no related allowance | 4 | 6 |
Interest income recognized - with no related allowance | 1 | |
Related allowance | ||
Impaired Loans | 4 | 4 |
Unpaid principal balance | 4 | 4 |
Average recorded investment | 4 | 6 |
Interest income recognized | 1 | |
Unpaid principal balance | 4 | 4 |
Other Portfolio Segment [Member] | Acquired Loans [Member] | ||
Related allowance | ||
Impaired Loans | 4 | |
Unpaid principal balance | 4 | |
Average recorded investment | 4 | |
Interest income recognized | ||
Unpaid principal balance | 4 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Recorded investment - with no related allowance | 1,289 | 1,300 |
Unpaid principal balance - with no related allowance | 1,289 | 1,300 |
Average recorded investment - with no related allowance | 1,294 | 1,320 |
Interest income recognized - with no related allowance | 16 | 68 |
Related allowance | ||
Impaired Loans | 1,289 | 1,300 |
Unpaid principal balance | 1,289 | 1,300 |
Average recorded investment | 1,294 | 1,320 |
Interest income recognized | 16 | 68 |
Unpaid principal balance | 1,289 | 1,300 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Recorded investment - with no related allowance | 1,300 | |
Unpaid principal balance - with no related allowance | 1,300 | |
Average recorded investment - with no related allowance | 1,320 | |
Interest income recognized - with no related allowance | 68 | |
Related allowance | ||
Impaired Loans | 1,300 | |
Unpaid principal balance | 1,300 | |
Average recorded investment | 1,320 | |
Interest income recognized | 68 | |
Unpaid principal balance | $ 1,300 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Recorded investment - with no related allowance | 1,289 | |
Unpaid principal balance - with no related allowance | 1,289 | |
Average recorded investment - with no related allowance | 1,294 | |
Interest income recognized - with no related allowance | 16 | |
Related allowance | ||
Impaired Loans | 1,289 | |
Unpaid principal balance | 1,289 | |
Average recorded investment | 1,294 | |
Interest income recognized | 16 | |
Unpaid principal balance | 1,289 | |
Consumer Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Recorded investment - with related allowance | 2,062 | |
Related allowance | 402 | |
Unpaid principal balance - with related allowance | 2,153 | |
Average recorded investment - with related allowance | 2,205 | |
Interest income recognized - with related allowance | $ 18 |
Note 4 - Loans and Related Al44
Note 4 - Loans and Related Allowance for Loan Loss - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | ||
Mar. 31, 2017 | Mar. 31, 2016 | Dec. 31, 2016 | |
Balance | $ 7,803 | $ 6,490 | |
Charge-offs | (520) | (407) | |
Recoveries | 82 | 40 | |
Provision | 420 | 850 | |
Balance | 7,785 | 6,973 | |
Individually Evaluated for Impairment | 1,129 | 751 | $ 1,160 |
Collectively Evaluated for Potential Impairment | 6,656 | 6,222 | 6,643 |
Provision | 420 | 850 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 1,106 | 1,623 | |
Charge-offs | (64) | (20) | |
Recoveries | 4 | 3 | |
Provision | 43 | (347) | |
Balance | 1,089 | 1,259 | |
Individually Evaluated for Impairment | 52 | ||
Collectively Evaluated for Potential Impairment | 1,089 | 1,207 | 1,106 |
Provision | 43 | (347) | |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 2,307 | 2,045 | |
Charge-offs | (129) | (180) | |
Recoveries | 1 | 1 | |
Provision | 190 | 170 | |
Balance | 2,369 | 2,036 | |
Individually Evaluated for Impairment | 402 | 377 | 474 |
Collectively Evaluated for Potential Impairment | 1,967 | 1,659 | 1,833 |
Provision | 190 | 170 | |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Balance | 1,699 | 784 | |
Charge-offs | |||
Recoveries | 11 | ||
Provision | 2 | 319 | |
Balance | 1,712 | 1,103 | |
Individually Evaluated for Impairment | 727 | 322 | 686 |
Collectively Evaluated for Potential Impairment | 985 | 781 | 1,013 |
Provision | 2 | 319 | |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 65 | 137 | |
Charge-offs | |||
Recoveries | |||
Provision | 18 | (20) | |
Balance | 83 | 117 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 83 | 117 | 65 |
Provision | 18 | (20) | |
Consumer Portfolio Segment [Member] | |||
Balance | 2,463 | 1,887 | |
Charge-offs | (327) | (190) | |
Recoveries | 66 | 27 | |
Provision | 54 | 452 | |
Balance | 2,256 | 2,176 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 2,256 | 2,176 | 2,463 |
Provision | 54 | 452 | |
Other Portfolio Segment [Member] | |||
Balance | |||
Charge-offs | (17) | ||
Recoveries | 9 | ||
Provision | 10 | ||
Balance | 2 | ||
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 2 | ||
Provision | 10 | ||
Unallocated Financing Receivables [Member] | |||
Balance | 163 | 14 | |
Charge-offs | |||
Recoveries | |||
Provision | 113 | 266 | |
Balance | 276 | 280 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 276 | 280 | 163 |
Provision | 113 | 266 | |
Originated Loans [Member] | |||
Balance | 7,283 | 6,490 | |
Charge-offs | (327) | (222) | |
Recoveries | 80 | 34 | |
Provision | 170 | 635 | |
Balance | 7,206 | 6,937 | |
Individually Evaluated for Impairment | 1,105 | 699 | 1,015 |
Collectively Evaluated for Potential Impairment | 6,101 | 6,238 | 6,268 |
Provision | 170 | 635 | |
Originated Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 1,106 | 1,623 | |
Charge-offs | (20) | ||
Recoveries | 4 | 1 | |
Provision | (21) | (345) | |
Balance | 1,089 | 1,259 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 1,089 | 1,259 | 1,106 |
Provision | (21) | (345) | |
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 1,942 | 2,045 | |
Charge-offs | |||
Recoveries | |||
Provision | (44) | (9) | |
Balance | 1,898 | 2,036 | |
Individually Evaluated for Impairment | 402 | 377 | 360 |
Collectively Evaluated for Potential Impairment | 1,496 | 1,659 | 1,582 |
Provision | (44) | (9) | |
Originated Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Balance | 1,579 | 784 | |
Charge-offs | |||
Recoveries | 11 | ||
Provision | 8 | 319 | |
Balance | 1,598 | 1,103 | |
Individually Evaluated for Impairment | 703 | 322 | 655 |
Collectively Evaluated for Potential Impairment | 895 | 781 | 924 |
Provision | 8 | 319 | |
Originated Loans [Member] | Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 65 | 137 | |
Charge-offs | |||
Recoveries | |||
Provision | 18 | (20) | |
Balance | 83 | 117 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 83 | 117 | 65 |
Provision | 18 | (20) | |
Originated Loans [Member] | Consumer Portfolio Segment [Member] | |||
Balance | 2,463 | 1,887 | |
Charge-offs | (327) | (185) | |
Recoveries | 65 | 24 | |
Provision | 55 | 450 | |
Balance | 2,256 | 2,176 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 2,256 | 2,176 | 2,463 |
Provision | 55 | 450 | |
Originated Loans [Member] | Other Portfolio Segment [Member] | |||
Balance | |||
Charge-offs | (17) | ||
Recoveries | 9 | ||
Provision | 10 | ||
Balance | 2 | ||
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 2 | ||
Provision | 10 | ||
Originated Loans [Member] | Unallocated Financing Receivables [Member] | |||
Balance | 128 | 14 | |
Charge-offs | |||
Recoveries | |||
Provision | 154 | 230 | |
Balance | 282 | 244 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 282 | 244 | 128 |
Provision | 154 | 230 | |
Acquired Loans [Member] | |||
Balance | 520 | ||
Charge-offs | (193) | (185) | |
Recoveries | 2 | 6 | |
Provision | 250 | 215 | |
Balance | 579 | 36 | |
Individually Evaluated for Impairment | 24 | 52 | 145 |
Collectively Evaluated for Potential Impairment | 555 | 375 | |
Collectively Evaluated for Potential Impairment | (16) | ||
Provision | 250 | 215 | |
Acquired Loans [Member] | Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | |||
Charge-offs | (64) | ||
Recoveries | 2 | ||
Provision | 64 | (2) | |
Balance | |||
Individually Evaluated for Impairment | 52 | ||
Collectively Evaluated for Potential Impairment | |||
Collectively Evaluated for Potential Impairment | (52) | ||
Provision | 64 | (2) | |
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | 365 | ||
Charge-offs | (129) | (180) | |
Recoveries | 1 | 1 | |
Provision | 234 | 179 | |
Balance | 471 | ||
Individually Evaluated for Impairment | 114 | ||
Collectively Evaluated for Potential Impairment | 471 | 251 | |
Provision | 234 | 179 | |
Acquired Loans [Member] | Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | |||
Balance | 120 | ||
Charge-offs | |||
Recoveries | |||
Provision | (6) | ||
Balance | 114 | ||
Individually Evaluated for Impairment | 24 | 31 | |
Collectively Evaluated for Potential Impairment | 90 | 89 | |
Provision | (6) | ||
Acquired Loans [Member] | Construction Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Balance | |||
Charge-offs | |||
Recoveries | |||
Provision | |||
Balance | |||
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | |||
Provision | |||
Acquired Loans [Member] | Consumer Portfolio Segment [Member] | |||
Balance | |||
Charge-offs | (5) | ||
Recoveries | 1 | 3 | |
Provision | (1) | 2 | |
Balance | |||
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | |||
Provision | (1) | 2 | |
Acquired Loans [Member] | Other Portfolio Segment [Member] | |||
Balance | |||
Charge-offs | |||
Recoveries | |||
Provision | |||
Balance | |||
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | |||
Provision | |||
Acquired Loans [Member] | Unallocated Financing Receivables [Member] | |||
Balance | 35 | ||
Charge-offs | |||
Recoveries | |||
Provision | (41) | 36 | |
Balance | (6) | 36 | |
Individually Evaluated for Impairment | |||
Collectively Evaluated for Potential Impairment | 36 | $ 35 | |
Collectively Evaluated for Potential Impairment | (6) | ||
Provision | $ (41) | $ 36 |
Note 4 - Loans and Related Al45
Note 4 - Loans and Related Allowance for Loan Loss - Accretable Discount on Loans Acquired at Fair Value (Details) $ in Thousands | 3 Months Ended |
Mar. 31, 2017USD ($) | |
Balance | $ 1,640 |
Accretable Yield | (234) |
Balance | $ 1,406 |
Note 4 - Major Classifications
Note 4 - Major Classifications of Loans Summarized by Individually Evaluated for Impairment and Collectively Evaluated for Potential Losses (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Individually Evaluated for Impairment | $ 10,342 | $ 9,701 |
Collectively Evaluated for Potential Impairment | 664,241 | 672,196 |
Total Loans | 674,583 | 681,897 |
Loans and Leases Receivable, Gross | 674,583 | 681,897 |
Originated Loans [Member] | ||
Individually Evaluated for Impairment | 7,038 | 6,832 |
Collectively Evaluated for Potential Impairment | 518,154 | 518,520 |
Total Loans | 525,192 | 525,352 |
Loans and Leases Receivable, Gross | 525,192 | 525,352 |
Acquired Loans [Member] | ||
Individually Evaluated for Impairment | 3,304 | 2,869 |
Collectively Evaluated for Potential Impairment | 146,087 | 153,676 |
Total Loans | 149,391 | 156,545 |
Loans and Leases Receivable, Gross | 149,391 | 156,545 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Individually Evaluated for Impairment | 1,289 | 1,300 |
Collectively Evaluated for Potential Impairment | 269,874 | 270,288 |
Total Loans | 271,163 | 271,588 |
Loans and Leases Receivable, Gross | 271,163 | 271,588 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | 188,583 | 186,077 |
Total Loans | 188,583 | 186,077 |
Loans and Leases Receivable, Gross | 188,583 | 186,077 |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | 1,289 | 1,300 |
Collectively Evaluated for Potential Impairment | 81,291 | 84,211 |
Total Loans | 82,580 | 85,511 |
Loans and Leases Receivable, Gross | 82,580 | 85,511 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Individually Evaluated for Impairment | 5,058 | 4,368 |
Collectively Evaluated for Potential Impairment | 188,646 | 196,642 |
Total Loans | 193,704 | 201,010 |
Loans and Leases Receivable, Gross | 193,704 | 201,010 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | 3,532 | 3,361 |
Collectively Evaluated for Potential Impairment | 132,873 | 136,533 |
Total Loans | 136,405 | 139,894 |
Loans and Leases Receivable, Gross | 136,405 | 139,894 |
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | 1,526 | 1,007 |
Collectively Evaluated for Potential Impairment | 55,773 | 60,109 |
Total Loans | 57,299 | 61,116 |
Loans and Leases Receivable, Gross | 57,299 | 61,116 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | ||
Individually Evaluated for Impairment | 3,352 | 3,327 |
Collectively Evaluated for Potential Impairment | 80,435 | 77,485 |
Total Loans | 83,787 | 80,812 |
Loans and Leases Receivable, Gross | 83,787 | 80,812 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | 2,863 | 2,765 |
Collectively Evaluated for Potential Impairment | 71,606 | 68,326 |
Total Loans | 74,469 | 71,091 |
Loans and Leases Receivable, Gross | 74,469 | 71,091 |
Commercial Portfolio Segment [Member] | Commercial and Industrial Sector [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | 489 | 562 |
Collectively Evaluated for Potential Impairment | 8,829 | 9,159 |
Total Loans | 9,318 | 9,721 |
Loans and Leases Receivable, Gross | 9,318 | 9,721 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | ||
Individually Evaluated for Impairment | 639 | 702 |
Collectively Evaluated for Potential Impairment | 12,699 | 9,944 |
Total Loans | 13,338 | 10,646 |
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | 639 | 702 |
Collectively Evaluated for Potential Impairment | 12,699 | 9,944 |
Total Loans | 13,338 | 10,646 |
Loans and Leases Receivable, Gross | 13,338 | 10,646 |
Construction Portfolio Segment [Member] | Real Estate Sector [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | ||
Total Loans | ||
Loans and Leases Receivable, Gross | ||
Consumer Portfolio Segment [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | 109,011 | 114,204 |
Total Loans | 109,011 | 114,204 |
Loans and Leases Receivable, Gross | 109,011 | 114,204 |
Consumer Portfolio Segment [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | 108,817 | 114,007 |
Total Loans | 108,817 | 114,007 |
Loans and Leases Receivable, Gross | 108,817 | 114,007 |
Consumer Portfolio Segment [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | 194 | 197 |
Total Loans | 194 | 197 |
Loans and Leases Receivable, Gross | 194 | 197 |
Other Portfolio Segment [Member] | ||
Individually Evaluated for Impairment | 4 | 4 |
Collectively Evaluated for Potential Impairment | 3,576 | 3,633 |
Total Loans | 3,580 | 3,637 |
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Originated Loans [Member] | ||
Individually Evaluated for Impairment | 4 | 4 |
Collectively Evaluated for Potential Impairment | 3,576 | 3,633 |
Total Loans | 3,580 | 3,637 |
Loans and Leases Receivable, Gross | 3,580 | 3,637 |
Other Portfolio Segment [Member] | Acquired Loans [Member] | ||
Individually Evaluated for Impairment | ||
Collectively Evaluated for Potential Impairment | ||
Total Loans | ||
Loans and Leases Receivable, Gross |
Note 5 - Deposits (Details Text
Note 5 - Deposits (Details Textual) - USD ($) $ in Millions | Mar. 31, 2017 | Dec. 31, 2016 |
Time Deposits, at or Above FDIC Insurance Limit | $ 45.7 | $ 46 |
Note 5 - Deposits - Maturities
Note 5 - Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
One Year or Less | $ 49,215 | |
Over One Through Two Years | 55,404 | |
Over Two Through Three Years | 18,564 | |
Over Three Through Four Years | 14,930 | |
Over Four Through Five Years | 11,060 | |
Over Five Years | 8,483 | |
Total | $ 157,656 | $ 155,028 |
Note 6 - Short-term Borrowing49
Note 6 - Short-term Borrowings - Federal Funds Purchased and Short-term Borrowings (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |
Mar. 31, 2017 | Dec. 31, 2016 | |
Balance at Period End | $ 24,828 | $ 27,027 |
Federal Funds Purchased [Member] | ||
Average Balance Outstanding During the Period | $ 34 | $ 307 |
Average Balance Outstanding During the Period | 0.65% | |
Maximum Amount Outstanding at any Month End | $ 550 | $ 6,000 |
Other Short-term Debt [Member] | ||
Average Balance Outstanding During the Period | $ 596 | |
Average Balance Outstanding During the Period | 0.67% | |
Maximum Amount Outstanding at any Month End | $ 6,160 | |
Balance at Period End | ||
Balance at Period End | ||
Securities Sold under Agreements to Repurchase [Member] | ||
Average Balance Outstanding During the Period | $ 26,092 | $ 26,311 |
Average Balance Outstanding During the Period | 0.30% | 0.26% |
Maximum Amount Outstanding at any Month End | $ 25,575 | $ 30,095 |
Balance at Period End | $ 24,828 | $ 27,027 |
Balance at Period End | 0.24% | 0.24% |
Carrying Value | $ 32,501 | $ 33,785 |
Market Value | $ 31,684 | $ 32,931 |
Note 7 - Other Borrowed Funds50
Note 7 - Other Borrowed Funds (Details Textual) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Dec. 31, 2016 | |
Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available | $ 286,100 | |
Federal Home Loan Bank, Advances, General Debt Obligations, Amount of Available, Unused Funds | 148,500 | $ 148,500 |
Federal Reserve Bank [Member] | ||
Line of Credit Facility, Maximum Borrowing Capacity | 86,000 | |
Line of Credit Facility, Commitment Fee Amount | 0 | |
Long-term Line of Credit | 0 | $ 0 |
Various Banks [Member] | ||
Line of Credit Facility, Maximum Borrowing Capacity | $ 40,000 |
Note 7 - Other Borrowed Funds -
Note 7 - Other Borrowed Funds - Federal Home Loan Bank Advances (Details) - USD ($) $ in Millions | Mar. 31, 2017 | Dec. 31, 2016 |
Due in One Year, amount | $ 3.5 | |
Due in One Year | 1.35% | |
Due After One Year to Two Years, amount | $ 4 | $ 3.5 |
Due After One Year to Two Years | 1.67% | 0.94% |
Due After Two Years to Three Years, amount | $ 6 | $ 4.5 |
Due After Two Years to Three Years | 1.88% | 1.41% |
Due After Three Years to Four Years, amount | $ 5 | $ 6 |
Due After Three Years to Four Years | 2.09% | 1.78% |
Due After Four Years to Five Years, amount | $ 3 | $ 6 |
Due After Four Years to Five Years | 2.23% | 1.97% |
Due After Five Years, amount | $ 3 | $ 8 |
Due After Five Years | 2.41% | 2.27% |
Total | $ 24.5 | $ 28 |
Weighted Average [Member] | ||
Total | 1.92% | 1.80% |
Note 8 - Commitments and Cont52
Note 8 - Commitments and Contingent Liabilities - Unused and Available Credit Balances of Financial Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Financial instruments | $ 164,825 | $ 138,523 |
Financial Standby Letter of Credit [Member] | ||
Financial instruments | 42,564 | 36,657 |
Performance Guarantee [Member] | ||
Financial instruments | 1,962 | 2,471 |
Construction Mortgages [Member] | ||
Financial instruments | 28,968 | 21,363 |
Personal Line Of Credit [Member] | ||
Financial instruments | 6,138 | 5,905 |
Overdraft Protection Lines [Member] | ||
Financial instruments | 5,692 | 5,680 |
Home Equity Lines of Credit [Member] | ||
Financial instruments | 15,205 | 14,722 |
Commercial Lines Of Credit [Member] | ||
Financial instruments | $ 64,296 | $ 51,725 |
Note 9 - Fair Value Disclosur53
Note 9 - Fair Value Disclosure (Details Textual) | 3 Months Ended | ||
Mar. 31, 2017USD ($) | Mar. 31, 2016USD ($) | Dec. 31, 2016USD ($) | |
Impaired Financing Receivable, with Related Allowance, Recorded Investment | $ 4,403,000 | $ 3,657,000 | |
Impaired Financing Receivable, Related Allowance | 1,129,000 | 1,160,000 | |
Real Estate Owned, Transfer to Real Estate Owned | 155,000 | $ 3,236,000 | |
Residential Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Impaired Financing Receivable, Related Allowance | |||
Number of Loans Transferred to Other Real Estate Owned | 1 | ||
Real Estate Owned, Transfer to Real Estate Owned | $ 155,000 | ||
Commercial Portfolio Segment [Member] | Real Estate Sector [Member] | |||
Impaired Financing Receivable, with Related Allowance, Recorded Investment | 1,596,000 | ||
Impaired Financing Receivable, Related Allowance | $ 402,000 | $ 474,000 | |
Number of Properties Transferred to Other Real Estate Owned | 2 | ||
Real Estate Owned, Transfer to Real Estate Owned | $ 3,200,000 | ||
Other Real Estate, Valuation Adjustments | $ 566,000 |
Note 9 - Fair Value Disclosur54
Note 9 - Fair Value Disclosure - Assets and Liabilities Reported Fair Value (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Available for sale securities | $ 114,521 | $ 106,208 |
Fair Value, Inputs, Level 2 [Member] | US Government Agencies Debt Securities [Member] | ||
Available for sale securities | 64,973 | 66,156 |
Fair Value, Inputs, Level 2 [Member] | US States and Political Subdivisions Debt Securities [Member] | ||
Available for sale securities | 34,365 | 35,735 |
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | ||
Available for sale securities | 13,408 | 2,619 |
Fair Value, Inputs, Level 1 [Member] | Equity Securities - Mutual Funds [Member] | ||
Available for sale securities | 504 | 507 |
Fair Value, Inputs, Level 1 [Member] | Equity Securities [Member] | ||
Available for sale securities | $ 1,271 | $ 1,191 |
Note 9 - Fair Value Disclosur55
Note 9 - Fair Value Disclosure - Significant Unobservable Inputs Used in the Fair Value Measurements (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Dec. 31, 2016 | |
Impaired Loans | $ 10,342 | $ 9,701 |
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | ||
Impaired Loans | $ 3,274 | 2,497 |
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Minimum [Member] | ||
Significant Unobservable Input Value | 10.00% | |
Fair Value, Inputs, Level 3 [Member] | Impaired Loans [Member] | Market Approach Valuation Technique [Member] | Maximum [Member] | ||
Significant Unobservable Input Value | 30.00% | |
Fair Value, Inputs, Level 3 [Member] | OREO [Member] | Market Approach Valuation Technique [Member] | ||
OREO | $ 155 | |
Fair Value, Inputs, Level 3 [Member] | OREO [Member] | Market Approach Valuation Technique [Member] | Minimum [Member] | ||
Significant Unobservable Input Value | 10.00% | |
Fair Value, Inputs, Level 3 [Member] | OREO [Member] | Market Approach Valuation Technique [Member] | Maximum [Member] | ||
Significant Unobservable Input Value | 50.00% |
Note 9 - Fair Value Disclosur56
Note 9 - Fair Value Disclosure - Estimated Fair Value of the Company's Financial Instruments (Details) - USD ($) $ in Thousands | Mar. 31, 2017 | Dec. 31, 2016 |
Available for Sale | $ 114,521 | $ 106,208 |
Reported Value Measurement [Member] | ||
Available for Sale | 114,521 | 106,208 |
Estimate of Fair Value Measurement [Member] | ||
Available for Sale | 114,521 | 106,208 |
Fair Value, Inputs, Level 1 [Member] | Reported Value Measurement [Member] | ||
Interest Bearing | 19,193 | 7,699 |
Non-Interest Bearing | 16,402 | 6,583 |
Fair Value, Inputs, Level 1 [Member] | Estimate of Fair Value Measurement [Member] | ||
Interest Bearing | 19,193 | 7,699 |
Non-Interest Bearing | 16,402 | 6,583 |
Fair Value, Inputs, Level 3 [Member] | Reported Value Measurement [Member] | ||
Loans, Net | 666,798 | 674,094 |
Fair Value, Inputs, Level 3 [Member] | Estimate of Fair Value Measurement [Member] | ||
Loans, Net | 677,172 | 684,777 |
Fair Value, Inputs, Level 2 [Member] | Reported Value Measurement [Member] | ||
Restricted Stock | 3,567 | 3,665 |
Bank-Owned Life Insurance | 18,803 | 18,687 |
Accrued Interest Receivable | 2,364 | 2,441 |
Deposits | 725,461 | 698,218 |
Short-term Borrowings | 24,828 | 27,027 |
Other Borrowed Funds | 24,500 | 28,000 |
Accrued Interest Payable | 375 | 334 |
Fair Value, Inputs, Level 2 [Member] | Estimate of Fair Value Measurement [Member] | ||
Restricted Stock | 3,567 | 3,665 |
Bank-Owned Life Insurance | 18,803 | 18,687 |
Accrued Interest Receivable | 2,364 | 2,441 |
Deposits | 696,110 | 697,806 |
Short-term Borrowings | 24,828 | 27,027 |
Other Borrowed Funds | 24,567 | 28,098 |
Accrued Interest Payable | $ 375 | $ 334 |
Note 10 - Other Noninterest E57
Note 10 - Other Noninterest Expense - Components of Other Noninterest Expense (Details) - USD ($) $ in Thousands | 3 Months Ended | |
Mar. 31, 2017 | Mar. 31, 2016 | |
Other Noninterest Expense | ||
Non-employee compensation | $ 100 | $ 133 |
Printing and supplies | 103 | 74 |
Postage | 66 | 59 |
Telephone | 88 | 84 |
Charitable contributions | 24 | 28 |
Dues and subscriptions | 63 | 47 |
Loan expenses | 74 | 70 |
Meals and entertainment | 24 | 25 |
Travel | 26 | 30 |
Training | 11 | 12 |
Miscellaneous | 231 | 219 |
Total Other Noninterest Expense | $ 810 | $ 781 |