Loans, Notes, Trade and Other Receivables Disclosure [Text Block] | Note 6. The Company’s loan portfolio is made up of four no (Dollars in thousands) June 30, 2019 December 31, 2018 Amount Percent Amount Percent Originated Loans Real Estate: Residential $ 246,963 32.7 % $ 235,492 32.6 % Commercial 247,671 32.7 229,455 31.8 Construction 56,054 7.4 46,824 6.5 Commercial and Industrial 79,040 10.4 78,466 10.9 Consumer 114,897 15.2 119,731 16.6 Other 12,242 1.6 11,623 1.6 Total Originated Loans 756,867 100.0 % 721,591 100.0 % Allowance for Loan Losses (9,091 ) (8,942 ) Loans, Net $ 747,776 $ 712,649 Loans Acquired at Fair Value Real Estate: Residential $ 83,902 46.9 % $ 91,277 47.8 % Commercial 69,511 38.8 77,609 40.5 Construction 4,361 2.4 2,000 1.0 Commercial and Industrial 14,810 8.3 12,997 6.8 Consumer 1,830 1.0 2,510 1.3 Other 4,607 2.6 4,888 2.6 Total Loans Acquired at Fair Value 179,021 100.0 % 191,281 100.0 % Allowance for Loan Losses (600 ) (616 ) Loans, Net $ 178,421 $ 190,665 Total Loans Real Estate: Residential $ 330,865 35.3 % $ 326,769 35.9 % Commercial 317,182 33.9 307,064 33.6 Construction 60,415 6.5 48,824 5.3 Commercial and Industrial 93,850 10 91,463 10.0 Consumer 116,727 12.5 122,241 13.4 Other 16,849 1.8 16,511 1.8 Total Loans 935,888 100.0 % 912,872 100.0 % Allowance for Loan Losses (9,691 ) (9,558 ) Loans, Net $ 926,197 $ 903,314 Total unamortized net deferred loan fees were $766,000 $926,000 June 30, 2019 December 31, 2018, Real estate loans serviced for others, which are not $101.4 $99.0 June 30, 2019 December 31, 2018, The following table presents loans summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the dates indicated. At June 30, 2019 December 31, 2018, no (Dollars in thousands) June 30, 2019 Special Pass Mention Substandard Doubtful Total Originated Loans Real Estate: Residential $ 245,071 $ 1,026 $ 866 $ - $ 246,963 Commercial 231,612 11,161 3,803 1,095 247,671 Construction 55,759 - 295 - 56,054 Commercial and Industrial 69,880 8,126 39 995 79,040 Consumer 114,792 - 105 - 114,897 Other 12,242 - - - 12,242 Total Originated Loans $ 729,356 $ 20,313 $ 5,108 $ 2,090 $ 756,867 Loans Acquired at Fair Value Real Estate: Residential $ 83,116 $ - $ 786 $ - $ 83,902 Commercial 60,354 7,004 2,153 - 69,511 Construction 4,361 - - - 4,361 Commercial and Industrial 14,794 - 16 - 14,810 Consumer 1,830 - - - 1,830 Other 4,509 98 - - 4,607 Total Loans Acquired at Fair Value $ 168,964 $ 7,102 $ 2,955 $ - $ 179,021 Total Loans Real Estate: Residential $ 328,187 $ 1,026 $ 1,652 $ - $ 330,865 Commercial 291,966 18,165 5,956 1,095 317,182 Construction 60,120 - 295 - 60,415 Commercial and Industrial 84,674 8,126 55 995 93,850 Consumer 116,622 - 105 - 116,727 Other 16,751 98 - - 16,849 Total Loans $ 898,320 $ 27,415 $ 8,063 $ 2,090 $ 935,888 The increase of $4.7 June 30, 2019 two $2.9 $1.7 $2.9 $1.7 third 2019. December 31, 2018 Special Pass Mention Substandard Doubtful Total Originated Loans Real Estate: Residential $ 233,872 $ 1,071 $ 549 $ - $ 235,492 Commercial 222,279 5,301 704 1,171 229,455 Construction 43,522 2,902 400 - 46,824 Commercial and Industrial 68,553 8,618 228 1,067 78,466 Consumer 119,648 - 83 - 119,731 Other 11,623 - - - 11,623 Total Originated Loans $ 699,497 $ 17,892 $ 1,964 $ 2,238 $ 721,591 Loans Acquired at Fair Value Real Estate: Residential $ 89,490 $ 851 $ 936 $ - $ 91,277 Commercial 69,954 7,175 480 - 77,609 Construction 2,000 - - - 2,000 Commercial and Industrial 12,981 - 16 - 12,997 Consumer 2,510 - - - 2,510 Other 4,785 103 - - 4,888 Total Loans Acquired at Fair Value $ 181,720 $ 8,129 $ 1,432 $ - $ 191,281 Total Loans Real Estate: Residential $ 323,362 $ 1,922 $ 1,485 $ - $ 326,769 Commercial 292,233 12,476 1,184 1,171 307,064 Construction 45,522 2,902 400 - 48,824 Commercial and Industrial 81,534 8,618 244 1,067 91,463 Consumer 122,158 - 83 - 122,241 Other 16,408 103 - - 16,511 Total Loans $ 881,217 $ 26,021 $ 3,396 $ 2,238 $ 912,872 The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of the dates indicated. (Dollars in thousands) June 30, 2019 30-59 60-89 90 Days Loans Days Days Or More Total Non- Total Current Past Due Past Due Past Due Past Due Accrual Loans Originated Loans Real Estate: Residential $ 245,623 $ 229 $ 30 $ 20 $ 279 $ 1,061 $ 246,963 Commercial 244,490 32 - - 32 3,149 247,671 Construction 56,054 - - - - - 56,054 Commercial and Industrial 78,247 - - - - 793 79,040 Consumer 114,044 611 120 17 748 105 114,897 Other 12,242 - - - - - 12,242 Total Originated Loans $ 750,700 $ 872 $ 150 $ 37 $ 1,059 $ 5,108 $ 756,867 Loans Acquired at Fair Value Real Estate: Residential $ 82,696 $ 43 $ - $ - $ 43 $ 1,163 $ 83,902 Commercial 67,867 - - 1,644 1,644 - 69,511 Construction 4,361 - - - - - 4,361 Commercial and Industrial 14,725 69 - - 69 16 14,810 Consumer 1,830 - - - - - 1,830 Other 4,607 - - - - - 4,607 Total Loans Acquired at Fair Value $ 176,086 $ 112 $ - $ 1,644 $ 1,756 $ 1,179 $ 179,021 Total Loans Real Estate: Residential $ 328,319 $ 272 $ 30 $ 20 $ 322 $ 2,224 $ 330,865 Commercial 312,357 32 - 1,644 1,676 3,149 317,182 Construction 60,415 - - - - - 60,415 Commercial and Industrial 92,972 69 - - 69 809 93,850 Consumer 115,874 611 120 17 748 105 116,727 Other 16,849 - - - - - 16,849 Total Loans $ 926,786 $ 984 $ 150 $ 1,681 $ 2,815 $ 6,287 $ 935,888 December 31, 2018 30-59 60-89 90 Days Loans Days Days Or More Total Non- Total Current Past Due Past Due Past Due Past Due Accrual Loans Originated Loans Real Estate: Residential $ 232,967 $ 1,374 $ 72 $ 324 $ 1,770 $ 755 $ 235,492 Commercial 229,189 84 182 - 266 - 229,455 Construction 46,824 - - - - - 46,824 Commercial and Industrial 77,222 216 - - 216 1,028 78,466 Consumer 118,256 1,319 70 3 1,392 83 119,731 Other 11,623 - - - - - 11,623 Total Originated Loans $ 716,081 $ 2,993 $ 324 $ 327 $ 3,644 $ 1,866 $ 721,591 Loans Acquired at Fair Value Real Estate: Residential $ 89,405 $ 408 $ 65 $ - $ 473 $ 1,399 $ 91,277 Commercial 77,532 77 - - 77 - 77,609 Construction 2,000 - - - - - 2,000 Commercial and Industrial 12,929 52 - - 52 16 12,997 Consumer 2,491 18 1 - 19 - 2,510 Other 4,888 - - - - - 4,888 Total Loans Acquired at Fair Value $ 189,245 $ 555 $ 66 $ - $ 621 $ 1,415 $ 191,281 Total Loans Real Estate: Residential $ 322,372 $ 1,782 $ 137 $ 324 $ 2,243 $ 2,154 $ 326,769 Commercial 306,721 161 182 - 343 - 307,064 Construction 48,824 - - - - - 48,824 Commercial and Industrial 90,151 268 - - 268 1,044 91,463 Consumer 120,747 1,337 71 3 1,411 83 122,241 Other 16,511 - - - - - 16,511 Total Loans $ 905,326 $ 3,548 $ 390 $ 327 $ 4,265 $ 3,281 $ 912,872 The following table sets forth the amounts and categories of our nonperforming assets at the dates indicated. Included in nonperforming loans and assets are troubled debt restructurings (“TDRs”), which are loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties. Nonaccrual TDRs are included in their specific loan category in the nonaccrual loans section. (Dollars in Thousands) June 30, December 31, 2019 2018 Nonaccrual Loans: Originated Loans: Real Estate: Residential $ 1,061 $ 755 Commercial 3,149 - Commercial and Industrial 793 1,028 Consumer 105 83 Total Originated Nonaccrual Loans 5,108 1,866 Loans Acquired at Fair Value: Real Estate: Residential 1,163 1,399 Commercial and Industrial 16 16 Total Loans Acquired at Fair Value Nonaccrual Loans 1,179 1,415 Total Nonaccrual Loans 6,287 3,281 Accruing Loans Past Due 90 Days or More: Originated Loans: Real Estate: Residential 20 324 Consumer 17 3 Total Originated Accruing Loans 90 Days or More Past Due 37 327 Loans Acquired at Fair Value: Real Estate: Commercial 1,644 - Total Loans Acquired at Fair Value Accruing Loans 90 Days or More Past Due 1,644 - Total Accruing Loans 90 Days or More Past Due 1,681 327 Total Nonaccrual Loans and Accruing Loans 90 Days or More Past Due 7,968 3,608 Troubled Debt Restructurings, Accruing: Originated Loans: Real Estate - Residential 85 26 Real Estate - Commercial 1,072 980 Commercial and Industrial 113 154 Total Originated Loans 1,270 1,160 Loans Acquired at Fair Value: Real Estate - Residential 351 1,212 Real Estate - Commercial 313 333 Total Loans Acquired at Fair Value 664 1,545 Total Troubled Debt Restructurings, Accruing 1,934 2,705 Total Nonperforming Loans 9,902 6,313 Real Estate Owned: Residential 158 46 Commercial 174 871 Total Real Estate Owned 332 917 Total Nonperforming Assets $ 10,234 $ 7,230 Nonperforming Loans to Total Loans 1.06 % 0.69 % Nonperforming Assets to Total Assets 0.78 0.56 The recorded investment of residential real estate loans for which formal foreclosure proceedings were in process according to applicable requirements of the local jurisdiction was $962,000 $1.4 June 30, 2019 December 31, 2018, TDRs typically are the result of our loss mitigation activities whereby concessions are granted to minimize loss and avoid foreclosure or repossession of collateral. The concessions granted for the TDRs in the portfolio primarily consist of, but are not 13 $2.8 12 $3.6 June 30, 2019 December 31, 2018, eight $2.2 six $2.1 June 30, 2019 December 31, 2018, five $664,000 six $1.5 June 30, 2019 December 31, 2018, During the three June 30, 2019, one For three June 30, 2018, one one one three June 30, 2018. During the six June 30, 2019, one one For the six June 30, 2018, one one one No three six June 30, 2019 2018, The following table presents information at the time of modification related to loans modified in a TDR during the three June 30, 2019 2018, six June 30, 2019. no March 31, 2018. (Dollars in thousands) Three Months Ended June 30, 2019 Pre- Post- Modification Modification Number Outstanding Outstanding of Recorded Recorded Related Contracts Investment Investment Allowance Originated Loans Real Estate Commercial 1 $ 114 $ 114 $ - Total 1 $ 114 $ 114 $ - Three Months Ended June 30, 2018 Pre- Post- Modification Modification Number Outstanding Outstanding of Recorded Recorded Related Contracts Investment Investment Allowance Originated Loans Real Estate Commercial and Industrial 1 $ 161 $ 161 $ - Total 1 $ 161 $ 161 $ - Loans Acquired at Fair Value Real Estate Residential 1 $ 7 $ 7 $ - Total 1 $ 7 $ 7 $ - Six Months Ended June 30, 2019 Pre- Post- Modification Modification Number Outstanding Outstanding of Recorded Recorded Related Contracts Investment Investment Allowance Originated Loans Real Estate Residential 1 $ 61 $ 61 $ - Commercial 1 114 114 - Total 2 $ 175 $ 175 $ - The following table presents a summary of the loans considered to be impaired as of the dates indicated. (Dollars in thousands) June 30, 2019 Unpaid Average Interest Recorded Related Principal Recorded Income Investment Allowance Balance Investment Recognized With No Related Allowance Recorded: Originated Loans Real Estate: Residential $ 146 $ - $ 150 $ 153 $ 2 Commercial 1,825 - 1,835 1,890 44 Construction 296 - 296 362 11 Commercial and Industrial 152 - 154 173 4 Total With No Related Allowance Recorded $ 2,419 $ - $ 2,435 $ 2,578 $ 61 Loans Acquired at Fair Value Real Estate: Residential $ 351 $ - $ 351 $ 355 $ 8 Commercial 2,465 - 2,465 2,488 76 Total With No Related Allowance Recorded $ 2,816 $ - $ 2,816 $ 2,843 $ 84 Total Loans Real Estate: Residential $ 497 $ - $ 501 $ 508 $ 10 Commercial 4,290 - 4,300 4,378 120 Construction 296 - 296 362 11 Commercial and Industrial 152 - 154 173 4 Total With No Related Allowance Recorded $ 5,235 $ - $ 5,251 $ 5,421 $ 145 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 3,523 $ 656 $ 3,523 $ 3,528 $ 92 Commercial and Industrial 995 764 1,123 1,147 31 Total With A Related Allowance Recorded $ 4,518 $ 1,420 $ 4,646 $ 4,675 $ 123 Loans Acquired at Fair Value Real Estate: Commercial and Industrial $ 16 $ 7 $ 16 $ 16 $ - Total With A Related Allowance Recorded $ 16 $ 7 $ 16 $ 16 $ - Total Loans Real Estate: Commercial $ 3,523 $ 656 $ 3,523 $ 3,528 $ 92 Commercial and Industrial 1,011 771 1,139 1,163 31 Total With A Related Allowance Recorded $ 4,534 $ 1,427 $ 4,662 $ 4,691 $ 123 June 30, 2019 (cont.) Unpaid Average Interest Recorded Related Principal Recorded Income Investment Allowance Balance Investment Recognized Total Impaired Loans: Originated Loans Real Estate: Residential $ 146 $ - $ 150 $ 153 $ 2 Commercial 5,348 656 5,358 5,418 136 Construction 296 - 296 362 11 Commercial and Industrial 1,147 764 1,277 1,320 35 Total Impaired Loans $ 6,937 $ 1,420 $ 7,081 $ 7,253 $ 184 Loans Acquired at Fair Value Real Estate: Residential $ 351 $ - $ 351 $ 355 $ 8 Commercial 2,465 - 2,465 2,488 76 Commercial and Industrial 16 7 16 16 - Total Impaired Loans $ 2,832 $ 7 $ 2,832 $ 2,859 $ 84 Total Loans Real Estate: Residential $ 497 $ - $ 501 $ 508 $ 10 Commercial 7,813 656 7,823 7,906 212 Construction 296 - 296 362 11 Commercial and Industrial 1,163 771 1,293 1,336 35 Total Impaired Loans $ 9,769 $ 1,427 $ 9,913 $ 10,112 $ 268 The increase of $1.9 June 30, 2019 December 31, 2018 Unpaid Average Interest Recorded Related Principal Recorded Income Investment Allowance Balance Investment Recognized With No Related Allowance Recorded: Originated Loans Real Estate: Residential $ 71 $ – $ 74 $ 82 $ 4 Commercial 1,550 – 1,550 1,626 74 Construction 400 – 400 466 25 Commercial and Industrial 382 – 394 403 5 Total With No Related Allowance Recorded $ 2,403 $ – $ 2,418 $ 2,577 $ 108 Loans Acquired at Fair Value Real Estate: Residential $ 1,212 $ – $ 1,212 $ 1,234 $ 63 Commercial 2,466 – 2,466 1,868 123 Total With No Related Allowance Recorded $ 3,678 $ – $ 3,678 $ 3,102 $ 186 Total Loans Real Estate: Residential $ 1,283 $ – $ 1,286 $ 1,316 $ 67 Commercial 4,016 – 4,016 3,494 197 Construction 400 – 400 466 25 Commercial and Industrial 382 – 394 403 5 Total With No Related Allowance Recorded $ 6,081 $ – $ 6,096 $ 5,679 $ 294 With A Related Allowance Recorded: Originated Loans Real Estate: Commercial $ 674 $ 211 $ 674 $ 716 $ 40 Commercial and Industrial 1,066 787 1,171 1,193 63 Total With A Related Allowance Recorded $ 1,740 $ 998 $ 1,845 $ 1,909 $ 103 Loans Acquired at Fair Value Real Estate: Commercial $ 44 $ 8 $ 44 $ 29 $ 3 Commercial and Industrial 16 6 16 16 – Total With A Related Allowance Recorded $ 60 $ 14 $ 60 $ 45 $ 3 Total Loans Real Estate: Commercial $ 718 $ 219 $ 718 $ 745 $ 43 Commercial and Industrial 1,082 793 1,187 1,209 63 Total With A Related Allowance Recorded $ 1,800 $ 1,012 $ 1,905 $ 1,954 $ 106 December 31, 2018 (cont.) Unpaid Average Interest Recorded Related Principal Recorded Income Investment Allowance Balance Investment Recognized Total Impaired Loans Originated Loans Real Estate: Residential $ 71 $ – $ 74 $ 82 $ 4 Commercial 2,224 211 2,224 2,342 114 Construction 400 – 400 466 25 Commercial and Industrial 1,448 787 1,565 1,596 68 Total Impaired Loans $ 4,143 $ 998 $ 4,263 $ 4,486 $ 211 Loans Acquired at Fair Value Real Estate: Residential $ 1,212 $ – $ 1,212 $ 1,234 $ 63 Commercial 2,510 8 2,510 1,897 126 Commercial and Industrial 16 6 16 16 – Total Impaired Loans $ 3,738 $ 14 $ 3,738 $ 3,147 $ 189 Total Loans Real Estate: Residential $ 1,283 $ – $ 1,286 $ 1,316 $ 67 Commercial 4,734 219 4,734 4,239 240 Construction 400 – 400 466 25 Commercial and Industrial 1,464 793 1,581 1,612 68 Total Impaired Loans $ 7,881 $ 1,012 $ 8,001 $ 7,633 $ 400 The following table presents the activity in the allowance for loan losses summarized by major classifications and segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for potential impairment at the dates and for the periods indicated. (Dollars in thousands) June 30, 2019 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Unallocated Total Originated Loans March 31, 2019 $ 1,154 $ 2,127 $ 500 $ 2,468 $ 1,733 $ – $ 811 $ 8,793 Charge-offs (21 ) – – – (73 ) – – (94 ) Recoveries 5 7 – 1 29 – – 42 Provision (42 ) 866 (12 ) 136 (189 ) – (409 ) 350 June 30, 2019 $ 1,096 $ 3,000 $ 488 $ 2,605 $ 1,500 $ – $ 402 $ 9,091 Loans Acquired at Fair Value March 31, 2019 $ – $ 423 $ – $ 85 $ – $ – $ 111 $ 619 Charge-offs (22 ) – – – – – – (22 ) Recoveries – 1 – – 2 – – 3 Provision 22 22 – 28 (2 ) – (70 ) – June 30, 2019 $ – $ 446 $ – $ 113 $ – $ – $ 41 $ 600 Total Allowance for Loan Losses March 31, 2019 $ 1,154 $ 2,550 $ 500 $ 2,553 $ 1,733 $ – $ 922 $ 9,412 Charge-offs (43 ) – – – (73 ) – – (116 ) Recoveries 5 8 – 1 31 – – 45 Provision (20 ) 888 (12 ) 164 (191 ) – (479 ) 350 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ – $ 443 $ 9,691 Originated Loans December 31, 2018 $ 1,050 $ 2,217 $ 395 $ 2,698 $ 2,027 $ – $ 555 $ 8,942 Charge-offs (21 ) – – – (285 ) – – (306 ) Recoveries 9 19 – 2 50 – – 80 Provision 58 764 93 (95 ) (292 ) – (153 ) 375 June 30, 2019 $ 1,096 $ 3,000 $ 488 $ 2,605 $ 1,500 $ – $ 402 $ 9,091 Loans Acquired at Fair Value December 31, 2018 $ – $ 476 $ – $ 109 $ – $ – $ 31 $ 616 Charge-offs (22 ) – – – (1 ) – – (23 ) Recoveries – 2 – – 5 – – 7 Provision 22 (32 ) – 4 (4 ) – 10 – June 30, 2019 $ – $ 446 $ – $ 113 $ – $ – $ 41 $ 600 Total Allowance for Loan Losses December 31, 2018 $ 1,050 $ 2,693 $ 395 $ 2,807 $ 2,027 $ – $ 586 $ 9,558 Charge-offs (43 ) – – – (286 ) – – (329 ) Recoveries 9 21 – 2 55 – – 87 Provision 80 732 93 (91 ) (296 ) – (143 ) 375 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ – $ 443 $ 9,691 June 30, 2019 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ – $ 656 $ – $ 764 $ – $ – $ – $ 1,420 Collectively Evaluated for Potential Impairment $ 1,096 $ 2,344 $ 488 $ 1,841 $ 1,500 $ – $ 402 $ 7,671 Loans Acquired at Fair Value Individually Evaluated for Impairment $ – $ – $ – $ 7 $ – $ – $ – $ 7 Collectively Evaluated for Potential Impairment $ – $ 446 $ – $ 106 $ – $ – $ 41 $ 593 Total Allowance for Loan Losses Individually Evaluated for Impairment $ – $ 656 $ – $ 771 $ – $ – $ – $ 1,427 Collectively Evaluated for Potential Impairment $ 1,096 $ 2,790 $ 488 $ 1,947 $ 1,500 $ – $ 443 $ 8,264 December 31, 2018 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ – $ 211 $ – $ 787 $ – $ – $ – $ 998 Collectively Evaluated for Potential Impairment $ 1,050 $ 2,006 $ 395 $ 1,911 $ 2,027 $ – $ 555 $ 7,944 Loans Acquired at Fair Value Individually Evaluated for Impairment $ – $ 8 $ – $ 6 $ – $ – $ – $ 14 Collectively Evaluated for Potential Impairment $ – $ 468 $ – $ 103 $ – $ – $ 31 $ 602 Total Allowance for Loan Losses Individually Evaluated for Impairment $ – $ 219 $ – $ 793 $ – $ – $ – $ 1,012 Collectively Evaluated for Potential Impairment $ 1,050 $ 2,474 $ 395 $ 2,014 $ 2,027 $ – $ 586 $ 8,546 June 30, 2018 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Unallocated Total Originated Loans March 31, 2018 $ 875 $ 2,206 $ 156 $ 2,771 $ 2,156 $ – $ 36 $ 8,200 Charge-offs – – – – (157 ) – – (157 ) Recoveries 8 19 – 1 27 – – 55 Provision (20 ) 86 103 27 104 – 300 600 June 30, 2018 $ 863 $ 2,311 $ 259 $ 2,799 $ 2,130 $ – $ 336 $ 8,698 Loans Acquired at Fair Value March 31, 2018 $ – $ 487 $ – $ 167 $ – $ – $ 42 $ 696 Charge-offs (32 ) – – – – – – (32 ) Recoveries 7 1 – – 1 – – 9 Provision 25 5 – (48 ) (1 ) – 19 – June 30, 2018 $ – $ 493 $ – $ 119 $ – $ – $ 61 $ 673 Total Allowance for Loan Losses March 31, 2018 $ 875 $ 2,693 $ 156 $ 2,938 $ 2,156 $ – $ 78 $ 8,896 Charge-offs (32 ) – – – (157 ) – – (189 ) Recoveries 15 20 – 1 28 – – 64 Provision 5 91 103 (21 ) 103 – 319 600 June 30, 2018 $ 863 $ 2,804 $ 259 $ 2,918 $ 2,130 $ – $ 397 $ 9,371 Originated Loans December 31, 2017 $ 891 $ 1,799 $ 276 $ 2,461 $ 2,358 $ – $ 430 $ 8,215 Charge-offs (27 ) – – (1,398 ) (298 ) – – (1,723 ) Recoveries 12 19 – 3 72 – – 106 Provision (13 ) 493 (17 ) 1,733 (2 ) – (94 ) 2,100 June 30, 2018 $ 863 $ 2,311 $ 259 $ 2,799 $ 2,130 $ – $ 336 $ 8,698 Loans Acquired at Fair Value December 31, 2017 $ – $ 490 $ – $ 83 $ – $ – $ 8 $ 581 Charge-offs (32 ) – – – – – – (32 ) Recoveries 8 115 – – 1 – – 124 Provision 24 (112 ) – 36 (1 ) – 53 – June 30, 2018 $ – $ 493 $ – $ 119 $ – $ – $ 61 $ 673 Total Allowance for Loan Losses December 31, 2017 $ 891 $ 2,289 $ 276 $ 2,544 $ 2,358 $ – $ 438 $ 8,796 Charge-offs (59 ) – – (1,398 ) (298 ) – – (1,755 ) Recoveries 20 134 – 3 73 – – 230 Provision 11 381 (17 ) 1,769 (3 ) – (41 ) 2,100 June 30, 2018 $ 863 $ 2,804 $ 259 $ 2,918 $ 2,130 $ – $ 397 $ 9,371 June 30, 2018 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Unallocated Total Originated Loans Individually Evaluated for Impairment $ – $ 351 $ – $ 1,264 $ – $ – $ – $ 1,615 Collectively Evaluated for Potential Impairment $ 863 $ 1,960 $ 259 $ 1,535 $ 2,130 $ – $ 336 $ 7,083 Loans Acquired at Fair Value Individually Evaluated for Impairment $ – $ – $ – $ 3 $ – $ – $ – $ 3 Collectively Evaluated for Potential Impairment $ – $ 493 $ – $ 116 $ – $ – $ 61 $ 670 Total Allowance for Loan Losses Individually Evaluated for Impairment $ – $ 351 $ – $ 1,267 $ – $ – $ – $ 1,618 Collectively Evaluated for Potential Impairment $ 863 $ 2,453 $ 259 $ 1,651 $ 2,130 $ – $ 397 $ 7,753 The following table presents changes in the accretable discount on the loans acquired at fair value for the dates indicated (dollars in thousands). Accretable Balance at December 31, 2018 $ 1,912 Accretable Yield (138 ) Balance at June 30, 2019 $ 1,774 The following table presents the major classifications of loans summarized by individually evaluated for impairment and collectively evaluated for potential impairment as of the dates indicated. (Dollars in thousands) June 30, 2019 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ 146 $ 5,348 $ 296 $ 1,147 $ – $ – $ 6,937 Collectively Evaluated for Potential Impairment 246,817 242,323 55,758 77,893 114,897 12,242 749,930 $ 246,963 $ 247,671 $ 56,054 $ 79,040 $ 114,897 $ 12,242 $ 756,867 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 351 $ 2,465 $ – $ 16 $ – $ – $ 2,832 Collectively Evaluated for Potential Impairment 83,551 67,046 4,361 14,794 1,830 4,607 176,189 $ 83,902 $ 69,511 $ 4,361 $ 14,810 $ 1,830 $ 4,607 $ 179,021 Total Loans Individually Evaluated for Impairment $ 497 $ 7,813 $ 296 $ 1,163 $ – $ – $ 9,769 Collectively Evaluated for Potential Impairment 330,368 309,369 60,119 92,687 116,727 16,849 926,119 $ 330,865 $ 317,182 $ 60,415 $ 93,850 $ 116,727 $ 16,849 $ 935,888 December 31, 2018 Real Real Real Commercial Estate Estate Estate and Residential Commercial Construction Industrial Consumer Other Total Originated Loans Individually Evaluated for Impairment $ 71 $ 2,224 $ 400 $ 1,448 $ – $ – $ 4,143 Collectively Evaluated for Potential Impairment 235,421 227,231 46,424 77,018 119,731 11,623 717,448 $ 235,492 $ 229,455 $ 46,824 $ 78,466 $ 119,731 $ 11,623 $ 721,591 Loans Acquired at Fair Value Individually Evaluated for Impairment $ 1,212 $ 2,510 $ – $ 16 $ – $ – $ 3,738 Collectively Evaluated for Potential Impairment 90,065 75,099 2,000 12,981 2,510 4,888 187,543 $ 91,277 $ 77,609 $ 2,000 $ 12,997 $ 2,510 $ 4,888 $ 191,281 Total Loans Individually Evaluated for Impairment $ 1,283 $ 4,734 $ 400 $ 1,464 $ – $ – $ 7,881 Collectively Evaluated for Potential Impairment 325,486 302,330 48,424 89,999 122,241 16,511 904,991 $ 326,769 $ 307,064 $ 48,824 $ 91,463 $ 122,241 $ 16,511 $ 912,872 |