CB Financial Services (CBFV) 10-Q 10 Aug 20 2020 Q2 Quarterly report Financial data

Cover Page

Cover Page - shares	6 Months Ended
	Jun. 30, 2020	Aug. 07, 2020
Cover [Abstract]
Document Type	10-Q
Document Quarterly Report	true
Document Period End Date	Jun. 30, 2020
Document Transition Report	false
Entity File Number	001-36706
Entity Registrant Name	CB FINANCIAL SERVICES, INC.
Entity Incorporation, State or Country Code	PA
Entity Tax Identification Number	51-0534721
Entity Address, Address Line One	100 N. Market Street
Entity Address, City or Town	Carmichaels
Entity Address, State or Province	PA
Entity Address, Postal Zip Code	15320
City Area Code	724
Local Phone Number	966-5041
Title of 12(b) Security	Common stock, par value $0.4167 per share
Trading Symbol	CBFV
Security Exchange Name	NASDAQ
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity Common Stock, Shares Outstanding		5,393,712
Entity Central Index Key	0001605301
Current Fiscal Year End Date	--12-31
Document Fiscal Year Focus	2020
Document Fiscal Period Focus	Q2
Amendment Flag	false

CONSOLIDATED STATEMENT OF FINAN

CONSOLIDATED STATEMENT OF FINANCIAL CONDITION - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Cash and Due From Banks:
Interest Bearing	$ 114,794	$ 68,798
Non-Interest Bearing	16,609	11,419
Total Cash and Due From Banks	131,403	80,217
Investment Securities:
Available-for-Sale	148,648	197,385
Loans, Net of Allowance for Loan Losses of $12,648 and $9,867 at June 30, 2020 and December 31, 2019, Respectively	1,029,511	942,629
Premises and Equipment, Net	21,818	22,282
Bank-Owned Life Insurance	24,499	24,222
Goodwill	28,425	28,425
Intangible Assets, Net	9,463	10,527
Accrued Interest and Other Assets	13,385	15,850
Assets	1,407,152	1,321,537
Deposits:
Non-Interest Bearing Demand Deposits	341,180	267,152
NOW Accounts	237,343	232,099
Money Market Accounts	184,726	182,428
Savings Accounts	229,388	216,924
Time Deposits	201,303	219,756
Total Deposits	1,193,940	1,118,359
Short-Term Borrowings	42,349	30,571
Other Borrowings	11,000	14,000
Accrued Interest and Other Liabilities	7,471	7,510
TOTAL LIABILITIES	1,254,760	1,170,440
STOCKHOLDERS' EQUITY
Preferred Stock, No Par Value; 5,000,000 Shares Authorized	0	0
Common Stock, $0.4167 Par Value; 35,000,000 Shares Authorized, 5,680,993 Shares Issued and 5,393,712 and 5,463,828 Shares Outstanding at June 30, 2020 and December 31, 2019, Respectively	2,367	2,367
Capital Surplus	83,327	82,971
Retained Earnings	68,039	66,955
Treasury Stock, at Cost (287,281 and 217,165 Shares at June 30, 2020 and December 31, 2019, Respectively)	(5,928)	(3,842)
Accumulated Other Comprehensive Income	4,587	2,646
TOTAL STOCKHOLDERS' EQUITY	152,392	151,097
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,407,152	$ 1,321,537

CONSOLIDATED STATEMENT OF FIN_2

CONSOLIDATED STATEMENT OF FINANCIAL CONDITION (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Statement of Financial Position [Abstract]
Allowance for Loan Losses	$ 12,648	$ 9,867
Preferred stock, share authorized (in shares)	5,000,000	5,000,000
Common stock, par value (in dollars per share)	$ 0.4167	$ 0.4167
Common stock, shares authorized (in shares)	35,000,000	35,000,000
Common stock, shares issued (in shares)	5,680,993	5,680,993
Common stock, shares outstanding (in shares)	5,393,712	5,463,828
Treasury stock, at cost (in shares)	287,281	217,165

CONSOLIDATED STATEMENT OF INCOM

CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
INTEREST AND DIVIDEND INCOME
Loans, Including Fees	$ 10,577	$ 10,673	$ 21,341	$ 21,106
Investment Securities:
Taxable	940	1,442	2,141	2,759
Tax-Exempt	106	160	212	368
Dividends	20	20	40	40
Other Interest and Dividend Income	84	374	322	692
TOTAL INTEREST AND DIVIDEND INCOME	11,727	12,669	24,056	24,965
INTEREST EXPENSE
Deposits	1,305	1,824	2,986	3,543
Short-Term Borrowings	39	50	84	96
Other Borrowings	62	90	132	187
TOTAL INTEREST EXPENSE	1,406	1,964	3,202	3,826
NET INTEREST INCOME	10,321	10,705	20,854	21,139
Provision for loan losses	300	350	2,800	375
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	10,021	10,355	18,054	20,764
NONINTEREST INCOME
Net Gain on Sales of Loans	441	50	568	142
Net Gain (Loss) on Sales of Investment Securities	489	7	489	(53)
Change in Fair Value of Marketable Equity Securities	28	109	(410)	129
Net Gain on Purchased Tax Credits	16	9	31	18
Net Gain on Disposal of Fixed Assets	0	8	17	2
Income from Bank-Owned Life Insurance	138	134	277	266
Other (Loss) Income	(252)	70	(238)	136
TOTAL NONINTEREST INCOME	2,648	2,165	4,520	4,279
NONINTEREST EXPENSE
Salaries and Employee Benefits	4,828	4,708	9,559	9,645
Occupancy	699	663	1,432	1,422
Equipment	224	285	481	581
Data Processing	460	380	885	788
FDIC Assessment	163	175	321	363
PA Shares Tax	333	249	608	517
Contracted Services	562	361	940	633
Legal and Professional Fees	171	160	406	341
Advertising	155	220	338	337
Other Real Estate Owned (Income)	(1)	(31)	(18)	(94)
Amortization of Intangible Assets	532	532	1,064	1,064
Other	945	1,095	2,058	2,080
TOTAL NONINTEREST EXPENSE	9,071	8,797	18,074	17,677
Income Before Income Tax Expense	3,598	3,723	4,500	7,366
Income Tax Expense	695	744	824	1,462
NET INCOME	$ 2,903	$ 2,979	$ 3,676	$ 5,904
EARNINGS PER SHARE
Basic (in dollars per share)	$ 0.54	$ 0.55	$ 0.68	$ 1.09
Diluted (in dollars per share)	$ 0.54	$ 0.55	$ 0.68	$ 1.08
WEIGHTED AVERAGE SHARES OUTSTANDING
Basic (in shares)	5,393,712	5,433,537	5,412,456	5,433,198
Diluted (in shares)	5,393,770	5,444,824	5,423,770	5,448,040
Service Fees
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 487	$ 617	$ 1,092	$ 1,210
Insurance Commissions
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	1,113	1,083	2,396	2,234
Other Commissions
NONINTEREST INCOME
Revenue from contract with customer, excluding assessed tax	$ 188	$ 78	$ 298	$ 195

CONSOLIDATED STATEMENT OF COMPR

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME (UNAUDITED) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Comprehensive Income [Abstract]
Net Income		$ 2,903	$ 2,979	$ 3,676	$ 5,904
Other Comprehensive (Loss) Income:
Change in Unrealized (Loss) Gain on Investment Securities Available-for-Sale		(572)	2,571	2,946	5,530
Income Tax Effect		120	(540)	(619)	(1,162)
Reclassification Adjustment for (Gain) Loss on Sales of Investment Securities Included in Net Income (1)	[1]	(489)	(7)	(489)	53
Income Tax Effect (1)	[1]	103	2	103	(11)
Other Comprehensive (Loss) Income, Net of Income Tax Expense (Benefit)		(838)	2,026	1,941	4,410
Total Comprehensive Income		$ 2,065	$ 5,005	$ 5,617	$ 10,314
[1]	The gross amount of gain (loss) on sales of investment securities is reported as Net Gain (Loss) on Sales of Investments Securities on the Consolidated Statement of Income. The income tax effect (benefit) is included in Income Tax Expense on the Consolidated Statement of Income.

CONSOLIDATED STATEMENTS OF CHAN

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY (UNAUDITED) - USD ($) $ in Thousands	Total	Common Stock	Capital Surplus	Retained Earnings	Treasury Stock	Accumulated Other Comprehensive Income (Loss)
Beginning balance (in shares) at Dec. 31, 2018		5,680,993
Beginning balance at Dec. 31, 2018	$ 137,625	$ 2,367	$ 83,225	$ 57,843	$ (4,370)	$ (1,440)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	5,904			5,904
Other Comprehensive Income (Loss)	4,410					4,410
Restricted Stock Awards Forfeited	0		8		(8)
Restricted Stock Awards Granted	0		(11)		11
Stock-Based Compensation Expense	153		153
Exercise of Stock Options	22		5		17
Dividends Paid	(2,607)			(2,607)
Ending balance (in shares) at Jun. 30, 2019		5,680,993
Ending balance at Jun. 30, 2019	145,507	$ 2,367	83,380	61,140	(4,350)	2,970
Beginning balance (in shares) at Mar. 31, 2019		5,680,993
Beginning balance at Mar. 31, 2019	141,729	$ 2,367	83,307	59,464	(4,353)	944
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	2,979			2,979
Other Comprehensive Income (Loss)	2,026					2,026
Restricted Stock Awards Forfeited	0		8		(8)
Restricted Stock Awards Granted	0		(11)		11
Stock-Based Compensation Expense	76		76
Dividends Paid	(1,303)			(1,303)
Ending balance (in shares) at Jun. 30, 2019		5,680,993
Ending balance at Jun. 30, 2019	145,507	$ 2,367	83,380	61,140	(4,350)	2,970
Beginning balance (in shares) at Dec. 31, 2019		5,680,993
Beginning balance at Dec. 31, 2019	151,097	$ 2,367	82,971	66,955	(3,842)	2,646
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	3,676			3,676
Other Comprehensive Income (Loss)	1,941					1,941
Restricted Stock Awards Forfeited	0		96		(96)
Stock-Based Compensation Expense	256		256
Exercise of Stock Options	(78)		4		(82)
Treasury stock purchased, at cost	(1,908)				(1,908)
Dividends Paid	(2,592)			(2,592)
Ending balance (in shares) at Jun. 30, 2020		5,680,993
Ending balance at Jun. 30, 2020	152,392	$ 2,367	83,327	68,039	(5,928)	4,587
Beginning balance (in shares) at Mar. 31, 2020		5,680,993
Beginning balance at Mar. 31, 2020	151,525	$ 2,367	83,216	66,431	(5,914)	5,425
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net Income	2,903			2,903
Other Comprehensive Income (Loss)	(838)					(838)
Stock-Based Compensation Expense	111		111
Exercise of Stock Options	(14)				(14)
Dividends Paid	(1,295)			(1,295)
Ending balance (in shares) at Jun. 30, 2020		5,680,993
Ending balance at Jun. 30, 2020	$ 152,392	$ 2,367	$ 83,327	$ 68,039	$ (5,928)	$ 4,587

CONSOLIDATED STATEMENTS OF CH_2

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY (UNAUDITED) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Statement of Stockholders' Equity [Abstract]
Purchase of common stock (in shares)			67,816
Dividends paid, per share (in dollars per share)	$ 0.24	$ 0.24	$ 0.48	$ 0.48

CONSOLIDATED STATEMENT OF CASH

CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
OPERATING ACTIVITIES
Net Income	$ 3,676	$ 5,904
Αdjustmеnts to Rеconcilе Net Income to Net Cash Provided By Operating Activities:
Net (Accretion) Amortization on Investments	(50)	20
Depreciation and Amortization	2,158	1,833
Provision for loan losses	2,800	375
Change in Fair Value of Marketable Equity Securities	410	(129)
Net Gain on Purchased Tax Credits	(31)	(18)
Income from Bank-Owned Life Insurance	(277)	(266)
Proceeds From Mortgage Loans Sold	15,140	5,724
Originations of Mortgage Loans for Sale	(14,572)	(5,582)
Net Gain on Sales of Loans	(568)	(142)
Net (Gain) Loss on Sales of Investment Securities	(489)	53
Net Loss (Gain) on Sales of Other Real Estate Owned and Repossessed Assets	16	(30)
Noncash Expense for Stock-Based Compensation	256	153
Increase in Accrued Interest Receivable	(1,366)	(343)
Net Gain on Disposal of Fixed Assets	(17)	(2)
Increase in Taxes Payable	1,018	536
Payments on Operating Leases	(220)	(207)
(Decrease) Increase in Accrued Interest Payable	(124)	293
Net Payment of Federal and State Income Taxes	0	(1,365)
Other, Net	(1,077)	994
NET CASH PROVIDED BY OPERATING ACTIVITIES	6,683	7,801
Investment Securities Available for Sale:
Proceeds From Principal Repayments and Maturities	72,253	15,703
Purchases of Debt and Marketable Equity Securities	(38,823)	(33,331)
Proceeds from Sales of Securities	17,893	12,672
Net Increase in Loans	(86,434)	(23,397)
Purchase of Premises and Equipment	(97)	(54)
Proceeds from Disposal of of Premises and Equipment	25	0
Payments to Acquire Intangible Assets	0	(900)
Proceeds From Sales of Other Real Estate Owned and Repossessed Assets	42	773
(Increase) Decrease in Restricted Equity Securities	(137)	143
NET CASH USED IN INVESTING ACTIVITIES	(35,278)	(28,391)
FINANCING ACTIVITIES
Net Increase in Deposits	75,581	20,445
Net Increase (Decrease) in Short-Term Borrowings	11,778	(3,249)
Principal Payments on Other Borrowed Funds	(3,000)	(3,000)
Cash Dividends Paid	(2,592)	(2,607)
Treasury Stock, Purchases at Cost	(1,908)	0
Exercise of Stock Options	(78)	22
NET CASH PROVIDED BY FINANCING ACTIVITIES	79,781	11,611
INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	51,186	(8,979)
CASH AND DUE FROM BANKS AT BEGINNING OF YEAR	80,217	53,353
CASH AND DUE FROM BANKS AT END OF PERIOD	131,403	44,374
Cash paid for:
Interest on deposits and borrowings (including interest credited to deposit accounts of $3,104 and $3,244, respectively)	3,327	3,532
Income taxes	0	1,365
SUPPLEMENTAL NONCASH DISCLOSURE:
Real estate acquired in settlement of loans	76	158
Right of use asset recognized	47	1,706
Lease liability recognized	$ 47	$ 1,712

CONSOLIDATED STATEMENT OF CAS_2

CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) (Parentheticals) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Statement of Cash Flows [Abstract]
Interest credit to deposit accounts	$ 3,104	$ 3,244

Summary of Significant Accounti

Summary of Significant Accounting Policies	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Summary of Significant Accounting Policies	Summary of Significant Accounting Policies Principles of Consolidation and Basis of Presentation The accompanying consolidated financial statements include the accounts of CB Financial Services, Inc. (“CB Financial”) and its wholly owned subsidiary, Community Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, Exchange Underwriters, Inc. (“Exchange Underwriters” or “EU”). CB Financial and the Bank are collectively referred to as the “Company”. All intercompany transactions and balances have been eliminated in consolidation. The accompanying unaudited interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Certain information and note disclosures normally included in annual financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to those rules and regulations, although the Company believes that the disclosures made are adequate to make the information not misleading in any material respect. In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and income and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, evaluation of securities for other-than-temporary impairment including related cash flow projections, goodwill and intangible assets impairment, and the valuation of deferred tax assets. In the opinion of management, the accompanying unaudited interim financial statements include all adjustments considered necessary for a fair presentation of the Company’s financial position and results of operations at the dates and for the periods presented. All these adjustments are of a normal, recurring nature, and they are the only adjustments included in the accompanying unaudited interim financial statements. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019. Interim results are not necessarily indicative of results for a full year. The Company evaluated subsequent events through the date the consolidated financial statements were filed with the SEC and incorporated into the consolidated financial statements the effect of all material known events determined by Accounting Standards Codification ("ASC”) 855, Subsequent Events , to be recognizable events. Nature of Operations The Company derives substantially all its income from banking and bank-related services which include interest earnings on commercial, commercial mortgage, residential real estate and consumer loan financing, as well as interest earnings on investment securities and fees generated from deposit services to its customers. The Company provides banking services through its subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank operates 16 offices in Greene, Allegheny, Washington, Fayette and Westmoreland Counties in southwestern Pennsylvania, seven offices in Brooke, Marshall, Ohio, Upshur and Wetzel Counties in West Virginia, and one office in Belmont County in Ohio. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans as well as a variety of deposit products for individuals and businesses in its market area. Property and casualty, commercial liability, surety and other insurance products are offered through Exchange Underwriters, a full-service, independent insurance agency. Reclassifications Certain comparative amounts for the prior year have been reclassified to conform to the current year presentation. Such reclassifications did not affect net income or stockholders’ equity. Goodwill Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. At June 30, 2020 and December 31, 2019, the carrying value of goodwill was $28.4 million. Goodwill is subject to impairment testing at the reporting unit level, which is conducted at least annually on October 31 or more frequently if triggering events occur or impairment indicators exist. The Company operates two reporting units – Community Banking segment and Insurance Brokerage Services segment. The Company has assigned 100% of the goodwill to the Community Banking reporting unit. In 2019, the Company adopted Accounting Standards Update (“ASU”) 2017-04 whereby the Company applies a one-step quantitative test and records the amount of goodwill impairment as the excess of a reporting unit's carrying amount over its fair value, not to exceed the total amount of goodwill allocated to the reporting unit. The Company has the option of performing a qualitative assessment to determine whether any further quantitative testing for impairment is necessary. The option of whether or not to perform a qualitative assessment is made annually. The quantitative test primarily utilizes market comparisons and recent merger and acquisition transactions to determine whether there is goodwill impairment. The COVID-19 pandemic that has impacted the U.S. and most of the world and government response to curtail the spread of the virus through shelter-in-place orders and mandatory closures of all but essential businesses beginning in March 2020 has significantly impacted our market area and the activities of individuals and businesses. These restrictions have resulted in significant adverse effects on macroeconomic conditions, and stock market valuations have decreased substantially for most companies, including banks. The ultimate effect of COVID-19 on the local or broader economy is not yet known nor is the ultimate length of the restrictions described and any accompanying effects. In light of the adverse circumstances resulting from COVID-19, management determined it was necessary to evaluate goodwill for impairment at March 31, 2020. Determining the fair value of a reporting unit under a quantitative goodwill impairment test is judgmental and often involves the use of significant estimates and assumptions. The Company utilized a market approach to determine the fair value of the Community Banking reporting unit. Significant assumptions inherent in the valuation methodologies for goodwill are employed and include, but are not limited to, current and prospective financial information of the Bank, most recent performance of the Bank’s peers, including common banking industry performance measures and ratios, and comparable multiples from publicly traded companies in our industry. The valuation was primarily based on observable price to tangible book value bank merger and acquisition multiples for similar size community banks, which is the most widely used valuation metric in the community banking industry. As part of its analysis, the Company considered bank transactions of target banks that were comparable in asset size, risk and profitability and efficiency metrics during the “Great Recession” period from 2008 to 2010 when bank stock values were depressed and the stock market decline was similar with the current sudden and unexpected events caused by the COVID-19 pandemic. Based on the analysis, management determined that goodwill was not impaired as of March 31, 2020. Future events, particularly worsening business, profitability and economic conditions as of a result of the COVID-19 pandemic, could cause additional triggering events and require management to further evaluate goodwill for impairment. In performing our quarterly goodwill impairment assessment, we first assessed qualitative factors to determine whether any triggering events occurred that would require us to perform an interim goodwill impairment analysis and evaluate if it is more likely than not that the fair value of a reporting unit is less than its carrying value. Qualitative factors include, among other things, macroeconomic conditions, industry and market considerations, financial performance of the reporting unit and other relevant entity and reporting-unit specific considerations. Based on qualitative assessment as of June 30, 2020, we concluded that no triggering events occurred and it is more likely than not that the fair value of a reporting unit exceed its carrying value indicating that goodwill of the reporting unit is considered not impaired. As such, no quantitative assessment was performed. Recent Accounting Standards In March 2020, the Financial Accounting Standard Board (“FASB”) issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. This ASU provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The new guidance provides optional expedients and exceptions for applying GAAP to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. The elective guidance in the ASU applies to modifications of contract terms that will directly replace, or have the potential to replace, an affected rate with another interest rate index, as well as certain contemporaneous modifications of other contract terms related to the replacement of an affected rate. The ASU notes that changes in contract terms that are made to effect the reference rate reform transition are considered related to the replacement of a reference rate if they are not the result of a business decision that is separate from or in addition to changes to the terms of a contract to effect that transition. The optional expedient allows companies to account for the modification as if it was not substantial (i.e., do not treat as an extinguishment of debt). The ASU is intended to help stakeholders during the global market-wide reference rate transition period. ASU 2020-04 is effective for all entities as of March 12, 2020 through December 31, 2022. While the LIBOR reform may require extensive changes to the contracts that govern LIBOR based products, as well as our systems and processes, we cannot yet determine whether the Company will be able to use the optional expedient for the changes to contract terms that may be required by LIBOR reform and therefore, the Company cannot yet determine the magnitude of the impact or the overall impact of the new guidance on the Company’s consolidated financial condition or results of operation. In August 2018, the FASB issued ASU 2018-15 , Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40) . ASU 2018-15 was issued to help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement (hosting arrangement) by providing guidance for determining when the arrangement includes a software license. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments. This guidance became effective for the Company beginning in the first quarter 2020 and the adoption of this ASU did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820) . ASU 2018-13 modifies disclosure requirements on fair value measurements. This ASU removes requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the policy for timing of transfers between levels and the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that disclosure regarding measurement uncertainty is intended to communicate information about the uncertainty in measurement as of the reporting date. ASU 2018-13 adds certain disclosure requirements, including disclosure of changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The amendments in this ASU were effective for the Company beginning in the first quarter 2020. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty should be applied prospectively, while all other amendments should be applied retrospectively for all periods presented. The adoption of this ASU did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In January 2017, the FASB issued ASU 2017-04, Intangibles Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment . ASU 2017-04 simplifies the accounting for goodwill impairments by eliminating the second step of the goodwill impairment test. Instead, an entity applies a one-step quantitative test and records the amount of goodwill impairment as the excess of a reporting unit's carrying amount over its fair value, not to exceed the total amount of goodwill allocated to the reporting unit. The new guidance does not amend the optional qualitative assessment of goodwill impairment. ASU 2017-04 is effective for public business entities for annual periods beginning after December 15, 2019, and interim periods within those annual periods, with early adoption permitted, and is to be applied on a prospective basis. The Company elected to early adopt the provisions of ASU 2017-04 effective October 31, 2019 and the adoption did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In September 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . ASU 2016-13 amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. For assets held at amortized cost basis, ASU 2016-13 eliminates the probable initial recognition threshold in current GAAP; and instead requires an entity to reflect its current estimate of all expected credit losses. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial assets to present the net amount expected to be collected. For available-for-sale debt securities, credit losses should be measured in a manner similar to current GAAP, however this ASU requires that credit losses be presented as an allowance rather than as a write-down. ASU 2016-13 affects companies holding financial assets and net investment in leases that are not accounted for at fair value through net income. The ASU 2016-13 amendments affect loans, debt securities, trade receivables, net investments in leases, off balance-sheet credit exposures, reinsurance receivables, and any other financial assets not excluded from the scope that have the contractual right to receive cash. ASU 2016-13 was originally effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, with early adoption permitted. In November 2019, the FASB approved a delay of the required implementation date of ASU 2016-13 for smaller reporting companies, including the Company, resulting in a required implementation date for the Company of January 1, 2023. Early adoption will continue to be permitted. The Company is evaluating the impact of this ASU and expects to recognize a one-time adjustment to the allowance for loan losses upon adoption, but we cannot yet determine the magnitude of the one-time adjustment or the overall impact of the new guidance on the Company’s consolidated financial condition or results of operation.

Earnings Per Share

Earnings Per Share	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
Earnings Per Share	Earnings Per Share There are no convertible securities which would affect the numerator in calculating basic and diluted earnings per share; therefore, net income as presented on the Consolidated Statement of Income is used as the numerator. The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation. Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands, except share and per share data) Net income $ 2,903 $ 2,979 $ 3,676 $ 5,904 Weighted-Average Basic Common Shares Outstanding 5,393,712 5,433,537 5,412,456 5,433,198 Dilutive Effect of Common Stock Equivalents (Stock Options and Restricted Stock) 58 11,287 11,314 14,842 Weighted-Average Diluted Common Shares and Common Stock Equivalents Outstanding 5,393,770 5,444,824 5,423,770 5,448,040 Earnings per share: Basic $ 0.54 $ 0.55 $ 0.68 $ 1.09 Diluted 0.54 0.55 0.68 1.08 The dilutive effect on weighted average diluted common shares outstanding is the result of outstanding stock options and nonvested restricted stock. The following table presents for the periods indicated (a) options to purchase shares of common stock that were outstanding but not included in the computation of earnings per share because the options’ exercise price was greater than the average market price of the common shares for the period, and (b) shares of restricted stock awards that were not included in the computation of diluted earnings per share because the hypothetical repurchase of shares under the treasury stock method exceeded the weighted average nonvested restricted awards, therefore the effects would be anti-dilutive. Three Months Ended Six Months Ended 2020 2019 2020 2019 Stock Options 205,271 252,559 73,371 103,059 Restricted Stock 43,650 6,900 30,250 600

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Investment Securities The following table presents the amortized cost and fair value of investment securities available-for-sale at the dates indicated: June 30, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in thousands) Debt Securities: U.S. Government Agencies $ 19,000 $ 2 $ (8) $ 18,994 Obligations of States and Political Subdivisions 20,769 1,189 — 21,958 Mortgage-Backed Securities - Government-Sponsored Enterprises 100,733 4,649 (1) 105,381 Total Debt Securities $ 140,502 $ 5,840 $ (9) $ 146,333 Marketable Equity Securities: Mutual Funds 1,022 Other 1,293 Total Marketable Equity Securities 2,315 Total Available-for-Sale Securities $ 148,648 December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in thousands) Debt Securities: U.S. Government Agencies $ 47,993 $ 227 $ (164) $ 48,056 Obligations of States and Political Subdivisions 25,026 819 (2) 25,843 Mortgage-Backed Securities - Government-Sponsored Enterprises 118,282 2,601 (107) 120,776 Total Debt Securities $ 191,301 $ 3,647 $ (273) $ 194,675 Marketable Equity Securities: Mutual Funds 997 Other 1,713 Total Marketable Equity Securities 2,710 Total Available-for-Sale Securities $ 197,385 The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, at the dates indicated: June 30, 2020 Less than 12 months 12 Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses (Dollars in thousands) U.S. Government Agencies 3 $ 8,992 $ (8) — $ — $ — 3 $ 8,992 $ (8) Obligations of States and Political Subdivisions — — — — — — — — — Mortgage Backed Securities- Government Sponsored Enterprises 1 695 (1) — — — 1 695 (1) Total 4 $ 9,687 $ (9) — $ — $ — 4 $ 9,687 $ (9) December 31, 2019 Less than 12 months 12 Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses (Dollars in thousands) U.S. Government Agencies 6 $ 16,116 $ (83) 6 $ 13,938 $ (81) 12 $ 30,054 $ (164) Obligations of States and Political Subdivisions — — — 1 509 (2) 1 509 (2) Mortgage Backed Securities- Government Sponsored Enterprises 7 20,003 (104) 1 1,711 (3) 8 21,714 (107) Total 13 $ 36,119 $ (187) 8 $ 16,158 $ (86) 21 $ 52,277 $ (273) For debt securities, the Company does not believe that any individual unrealized loss as of June 30, 2020 or December 31, 2019, represents an other-than-temporary impairment. The Company performs a review of the entire securities portfolio on a quarterly basis to identify securities that may indicate an other-than-temporary impairment. The Company’s management considers the length of time and the extent to which the fair value has been less than cost, and the financial condition of the issuer. The securities that are temporarily impaired at June 30, 2020 and December 31, 2019 relate principally to changes in interest rates subsequent to the acquisition of the specific securities. The Company does not intend to sell, or it is not more likely than not that it will be required to sell any of the securities in an unrealized loss position before recovery of its amortized cost or maturity of the security. The following table presents the scheduled maturities of debt securities as of the date indicated: June 30, 2020 Amortized Cost Fair Value (Dollars in thousands) Due in One Year or Less $ — $ — Due after One Year through Five Years 4,306 4,388 Due after Five Years through Ten Years 36,308 37,484 Due after Ten Years 99,888 104,461 Total $ 140,502 $ 146,333 The following table presents gross gain and loss of sales of available-for-sale investment securities for the periods indicated. Three Months Ended Six Months Ended 2020 2019 2020 2019 Debt Securities Gross Gain $ 489 $ 12 $ 489 $ 12 Gross Loss — (5) — (65) Net Gain (Loss) on Sales of Investment Securities $ 489 $ 7 $ 489 $ (53) Marketable equity securities are measured at fair value with changes in fair value included in Change in Fair Value of Marketable Equity Securities on the Consolidated Statement of Income. Realized gains and losses on sales of marketable equity securities are included in Net Gain (Loss) on Sales of Investment Securities on the Consolidated Statement of Income. There were no sales of marketable equity securities for the three and six months ended June 30, 2020 and 2019, respectively.

Loans and Allowance for Loan Lo

Loans and Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Loans and Allowance for Loan Losses	Loans and Allowance for Loan Losses The Company’s loan portfolio consists of four classifications: real estate loans, commercial and industrial loans, consumer loans, and other loans. The following table presents the classifications of loans as of the dates indicated. June 30, 2020 December 31, 2019 Amount Percent Amount Percent (Dollars in thousands) Real Estate: Residential $ 344,782 33.2 % $ 347,766 36.6 % Commercial 350,506 33.6 351,360 36.9 Construction 58,295 5.6 35,605 3.7 Commercial and Industrial 149,085 14.3 85,586 9.0 Consumer 117,145 11.2 113,637 11.9 Other 22,346 2.1 18,542 1.9 Total Loans 1,042,159 100.0 % 952,496 100.0 % Allowance for Loan Losses (12,648) (9,867) Loans, Net $ 1,029,511 $ 942,629 The Coronavirus Aid, Relief, and Economic Security Act (the “CARES Act”) was signed into law on March 27, 2020 and provided over $2.0 trillion in emergency economic relief to individuals and businesses impacted by the COVID-19 pandemic, which included authorizing the Small Business Administration (“SBA”) to temporarily guarantee loans under a new 7(a) loan program called the Paycheck Protection Program (“PPP”). On April 16, 2020, the original $349 billion funding cap was reached. On April 23, 2020, the Paycheck Protection Program and Health Care Enhancement Act (the “PPP Enhancement Act”) was signed into law and included an additional $484 billion in COVID-19 relief, including allocating an additional $310 billion to replenish the PPP. The second round of the PPP began on April 27, 2020. Under the PPP, participating SBA and other qualifying lenders can originate loans to eligible businesses that are fully guaranteed by the SBA as to principal and interest, have more favorable terms than traditional SBA loans and may be forgiven if the proceeds are used by the borrower for certain purposes. PPP is designed to help small businesses keep their workforce employed and cover expenses during the COVID-19 crisis. These loans have a two- or five-year loan term to maturity, an interest rate of 1% per annum and loan payments are deferred for six months. The SBA will guarantee 100% of the PPP loans made to eligible borrowers. The entire principal amount of a PPP loan, including any accrued interest, is eligible to be reduced by the loan forgiveness amount under the PPP so long as employee and compensation levels of the business are maintained and 60% of the loan proceeds are used for payroll expenses, with the remaining 40% of the loan proceeds used for other qualifying expenses. The Bank receives a processing fee from the SBA ranging from 1% to 5% depending on the size of the loan, which is offset by a 0.75% third-party servicing agent fee. As of June 30, 2020, the Bank originated 628 loans totaling $70.0 million, with a median loan balance of $35,000. The loans impact over 8,300 small business employees. Among the largest sectors impacted were $15.3 million in loans for health care and social assistance, $12.4 million for construction and specialty-trade contractors, $6.1 million for professional and technical services, $5.9 million for retail trade, $5.1 million for wholesale trade, $4.6 million for manufacturing and $3.4 million for restaurant and food services. Net SBA origination fees as of June 30, 2020 were $2.1 million, of which $191,000 was recognized during the three and six months ended June 30, 2020. We expect to recognize the majority of unearned net origination fees in the third and fourth quarter upon processing requests for loan forgiveness. All PPP loans are classified as commercial and industrial loans held for investment. No allowance for loan loss was allocated to the PPP loan portfolio due to the Bank complying with the lender obligations that ensure SBA guarantee. Total unamortized net deferred loan fees were $2.9 million and $907,000 at June 30, 2020 and December 31, 2019, respectively. The increase in unamortized net deferred loan fees is primarily due to PPP loans. Real estate loans serviced for others, which are not included in the Consolidated Statement of Financial Condition, totaled $105.6 million and $100.0 million at June 30, 2020 and December 31, 2019, respectively. The following table presents loans summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the dates indicated. At June 30, 2020 and December 31, 2019, there were no loans in the criticized category of Loss within the internal risk rating system. June 30, 2020 Pass Special Mention Substandard Doubtful Total (Dollars in Thousands) Real Estate: Residential $ 340,549 $ 1,019 $ 3,214 $ — $ 344,782 Commercial 303,774 41,047 5,685 — 350,506 Construction 54,165 3,385 745 — 58,295 Commercial and Industrial 139,171 7,582 1,675 657 149,085 Consumer 116,955 — 190 — 117,145 Other 22,263 83 — — 22,346 Total Loans $ 976,877 $ 53,116 $ 11,509 $ 657 $ 1,042,159 December 31, 2019 Pass Special Mention Substandard Doubtful Total (Dollars in Thousands) Real Estate: Residential $ 343,851 $ 1,997 $ 1,918 $ — $ 347,766 Commercial 335,436 12,260 3,664 — 351,360 Construction 33,342 2,263 — — 35,605 Commercial and Industrial 75,201 7,975 1,691 719 85,586 Consumer 113,527 — 110 — 113,637 Other 18,452 90 — — 18,542 Total Loans $ 919,809 $ 24,585 $ 7,383 $ 719 $ 952,496 The increase of $28.5 million in the special mention loan category as of June 30, 2020 compared to December 31, 2019 was mainly from the downgrade of the hospitality portfolio due to the economic conditions in that industry caused by the COVID-19 pandemic. The increase of $4.1 million in the substandard category is primarily due to a lease dispute on a $2.3 million industrial building (commercial real estate) and $961,000 and $853,000 associated with two residential real estate loans and one residential construction loan, respectively, which have insufficient debt service coverage from the borrower demonstrating an inability to build and sell the speculative homes at a fast enough rate that can service the interest-only debt. The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of the dates indicated. June 30, 2020 Loans Current 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Non- Accrual Total Loans (Dollars in Thousands) Real Estate: Residential $ 342,287 $ 265 $ 37 $ — $ 302 $ 2,193 $ 344,782 Commercial 350,235 78 28 — 106 165 350,506 Construction 58,295 — — — — — 58,295 Commercial and Industrial 148,386 10 — — 10 689 149,085 Consumer 116,545 354 56 — 410 190 117,145 Other 22,346 — — — — — 22,346 Total Loans $ 1,038,094 $ 707 $ 121 $ — $ 828 $ 3,237 $ 1,042,159 December 31, 2019 Loans Current 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Non- Accrual Total Loans (Dollars in Thousands) Real Estate: Residential $ 342,010 $ 3,462 $ 281 $ 196 $ 3,939 $ 1,817 $ 347,766 Commercial 351,104 22 — — 22 234 351,360 Construction 35,605 — — — — — 35,605 Commercial and Industrial 84,280 388 178 — 566 740 85,586 Consumer 112,438 923 140 26 1,089 110 113,637 Other 18,542 — — — — — 18,542 Total Loans $ 943,979 $ 4,795 $ 599 $ 222 $ 5,616 $ 2,901 $ 952,496 The following table sets forth the amounts and categories of nonperforming assets at the dates indicated. Included in nonperforming loans and assets are troubled debt restructurings (“TDRs”), which are loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties. Nonaccrual TDRs are included in their specific loan category in the nonaccrual loans section. Nonperforming loans do not include loans modified under Section 4013 of the CARES Act and interagency guidance as further explained below. June 30, December 31, (Dollars in Thousands) Nonaccrual Loans: Real Estate: Residential $ 2,193 $ 1,817 Commercial 165 234 Commercial and Industrial 689 740 Consumer 190 110 Total Nonaccrual Loans 3,237 2,901 Accruing Loans Past Due 90 Days or More: Real Estate: Residential — 196 Consumer — 26 Total Accruing Loans Past Due 90 Days or More — 222 Total Nonaccrual Loans and Accruing Loans Past Due 90 Days or More 3,237 3,123 Troubled Debt Restructurings, Accruing: Real Estate Residential 673 511 Commercial 1,614 1,648 Commercial and Industrial 58 100 Total Troubled Debt Restructurings, Accruing 2,345 2,259 Total Nonperforming Loans 5,582 5,382 Other Real Estate Owned: Residential 75 41 Commercial 174 192 Total Other Real Estate Owned 249 233 Total Nonperforming Assets $ 5,831 $ 5,615 Nonperforming Loans to Total Loans 0.54 % 0.57 % Nonperforming Assets to Total Assets 0.41 0.42 The recorded investment of residential real estate loans for which formal foreclosure proceedings were in process according to applicable requirements of the local jurisdiction was $1.2 million and $1.1 million at June 30, 2020 and December 31, 2019, respectively. TDRs typically are the result of loss mitigation activities whereby concessions are granted to minimize loss and avoid foreclosure or repossession of collateral. For a loan modification to be considered a TDR, the borrower must be experiencing financial difficulty and a concession must be granted, except for an insignificant delay in payment. Section 4013 of the CARES Act provides temporary relief from accounting and financial reporting requirements for TDRs regarding certain loan modifications related to COVID-19. Specifically, the CARES Act provides that the Bank may elect to suspend the requirements under GAAP for certain loan modifications that would otherwise be categorized as a TDR and suspend any determination that such loan modifications would be considered a TDR, including the related impairment for accounting purposes. Any modification involving a loan that was not more than 30 days past due as of December 31, 2019 and that occurs beginning on March 1, 2020 and ends on the earlier of December 31, 2020 or the date that is 60 days after the termination date of the national emergency related to the COVID-19 outbreak qualify for this exception, including a forbearance arrangement, interest rate modification, repayment plan or any other similar arrangement that defers or delays the payment of principal or interest. Bank regulatory agencies released an interagency statement that offers practical expedients for modifications that occur in response to the COVID-19 pandemic, but they differ with the CARES Act in certain areas. The expedients require a lender to conclude that a borrower is not experiencing financial difficulty if either short-term (e.g., six months or less) modifications are made, such as payment deferrals, fee waivers, extensions of repayment terms, or other delays in payment that are insignificant related to loans in which the borrower is less than 30 days past due on its contractual payments at the time a modification program is implemented or the modification or deferral program is mandated by the federal government or a state government. The Bank regulatory agencies have subsequently confirmed that their guidance could be applicable for loans that do not qualify for favorable accounting treatment under Section 4013 of the CARES Act. Both Section 4013 of the CARES Act and the interagency statement can be applied to a second modification that occurs after the first modification provided that the second modification does not qualify as a TDR under Section 4013 of the CARES Act or the interagency statement. In its evaluation of whether a payment deferral qualifies as short-term under the interagency statement, an entity should assess multiple payment deferrals collectively (i.e., the cumulative deferrals cannot exceed six months). The Bank offered forbearance options for borrowers impacted by COVID-19 that provide a short-term delay in payment by primarily allowing: (a) deferral of three months of payments; or (b) for consumer loans not secured by a real estate mortgage, three months of interest-only payments that also extends the maturity date of the loan by three months. During the forbearance period, the borrower is not considered delinquent for credit bureau reporting purposes. The Company has elected the practical expedients related to TDRs that are available in the CARES Act and interagency guidance as an entity-wide accounting policy and does not consider any of the forbearance agreements TDRs, delinquent, or nonaccrual. The following table provides details of loans in forbearance and the forbearance end dates as of June 30, 2020. Number Amount % of Portfolio (Dollars in thousands) Real Estate: Residential July 2020 108 $ 15,333 August 2020 41 5,912 September 2020 12 2,272 October 2020 2 136 Total Residential 163 23,653 6.9 % Commercial July 2020 70 64,039 August 2020 31 25,497 September 2020 7 8,714 October 2020 2 2,378 November 2020 1 4,489 Total Commercial 111 105,117 30.0 % Construction July 2020 3 10,494 August 2020 2 4,726 September 2020 1 298 Total Construction 6 15,518 26.6 % Commercial and Industrial July 2020 42 10,300 August 2020 32 5,180 September 2020 2 217 Total Commercial and Industrial 76 15,697 10.5 % Consumer July 2020 124 2,493 August 2020 39 857 September 2020 7 97 Total Consumer 170 3,447 2.9 % Other July 2020 1 2,504 11.2 % Total Loans in Forbearance 527 $ 165,936 15.9 % As of June 30, 2020, $165.9 million, or 15.9% of total loans, were in forbearance. Approximately $105.2 million, or 63.4% of loans in forbearance, are scheduled to end forbearance as of July 2020 and return to their normal payment schedule. As of July 30, 2020, out of the 348 loans totaling $105.2 million with a forbearance period ending in July 2020, 9 loans totaling $3.3 million requested additional forbearance - two residential, two commercial real estate, which were both hotel loans, one commercial and industrial and four consumer loans totaling $393,000, $2.7 million, $123,000 and $133,000, respectively. At June 30, 2020, out of approximately 128 loans totaling $22.7 million with a forbearance period ending on or prior to June 30, 2020, six loans totaling $5.8 million requested an additional one- to three-month forbearance. These loans were comprised of three residential mortgage loans, two commercial real estate loans, which were both hotel loans, and one consumer loan totaling $493,000, $5.3 million and $12,000, respectively. The concessions granted for the TDRs in the portfolio primarily consist of, but are not limited to, modification of payment or other terms, temporary rate modification and extension of maturity date. Loans classified as TDRs consisted of 16 loans totaling $3.0 million at June 30, 2020 and December 31, 2019, respectively. During the three and six months ended June 30, 2020, there was one residential real estate loan modified in a TDR totaling $60,000 that paid off. During the six months ended June 30, 2019, one residential real estate loan modified in a TDR totaling $851,000 paid off. No TDRs subsequently defaulted during the three and six months ended June 30, 2020 and 2019, respectively. The following tables present information at the time of modification related to loans modified in a TDR during the three and six months ended June 30, 2020 and 2019. Three and Six Months Ended June 30, 2020 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 234 $ 234 $ — Total 1 234 234 — Three Months Ended June 30, 2019 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 114 $ 114 $ — Total 1 114 114 — Six Months Ended June 30, 2019 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 61 $ 61 $ — Commercial and Industrial 1 $ 114 $ 114 $ — Total 2 175 175 — The following table presents a summary of the loans considered to be impaired as of the dates indicated. June 30, 2020 Recorded Investment Related Allowance Unpaid Principal Balance Average Recorded Investment Interest Income Recognized (Dollars in thousands) With No Related Allowance Recorded: Real Estate: Residential $ 1,669 $ — $ 1,673 $ 1,671 $ 32 Commercial 2,855 — 2,873 2,895 75 Construction 745 — 745 825 16 Commercial and Industrial 2,084 — 2,261 2,162 22 Total With No Related Allowance Recorded $ 7,353 $ — $ 7,552 $ 7,553 $ 145 With A Related Allowance Recorded: Real Estate: Commercial $ 3,846 $ 399 $ 3,846 $ 3,903 $ 69 Commercial and Industrial 249 200 249 265 6 Total With A Related Allowance Recorded $ 4,095 $ 599 $ 4,095 $ 4,168 $ 75 Total Impaired Loans: Real Estate: Residential $ 1,669 $ — $ 1,673 $ 1,671 $ 32 Commercial 6,701 399 6,719 6,798 144 Construction 745 — 745 825 16 Commercial and Industrial 2,333 200 2,510 2,427 28 Total Impaired Loans $ 11,448 $ 599 $ 11,647 $ 11,721 $ 220 December 31, 2019 Recorded Investment Related Allowance Unpaid Principal Balance Average Recorded Investment Interest Income Recognized (Dollars in thousands) With No Related Allowance Recorded: Real Estate: Residential $ 549 $ — $ 553 $ 494 $ 20 Commercial 3,058 — 3,077 3,335 177 Commercial and Industrial 133 — 135 156 6 Total With No Related Allowance Recorded $ 3,740 $ — $ 3,765 $ 3,985 $ 203 With A Related Allowance Recorded: Real Estate: Commercial $ 1,646 $ 274 $ 1,646 $ 1,702 $ 81 Commercial and Industrial 2,378 610 2,529 2,448 113 Total With A Related Allowance Recorded $ 4,024 $ 884 $ 4,175 $ 4,150 $ 194 Total Impaired Loans Real Estate: Residential $ 549 $ — $ 553 $ 494 $ 20 Commercial 4,704 274 4,723 5,037 258 Commercial and Industrial 2,511 610 2,664 2,604 119 Total Impaired Loans $ 7,764 $ 884 $ 7,940 $ 8,135 $ 397 The $3.8 million increase in recorded investment of loans evaluated for impairment is primarily due to a lease dispute on a $2.3 million industrial building (commercial real estate) and $961,000 and $853,000 associated with two residential real estate loans and one residential construction loan, respectively, which have insufficient debt service coverage from the borrower demonstrating an inability to build and sell the speculative homes at a fast enough rate that can service the interest-only debt. These loans were downgraded to substandard as of June 30, 2020. The following table presents the activity in the allowance for loan losses (“ALLL”) summarized by major classifications and segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for potential impairment at the dates and for the periods indicated. Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) March 31, 2020 $ 2,685 $ 4,875 $ 664 $ 1,592 $ 1,879 $ — $ 627 $ 12,322 Charge-offs — — — — (37) — — (37) Recoveries 2 13 — 6 42 — — 63 Provision 1 272 156 (32) (170) — 73 300 June 30, 2020 $ 2,688 $ 5,160 $ 820 $ 1,566 $ 1,714 $ — $ 700 $ 12,648 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) December 31, 2019 $ 2,023 $ 3,210 $ 285 $ 2,412 $ 1,417 $ — $ 520 $ 9,867 Charge-offs (25) — — — (136) — — (161) Recoveries 4 27 — 15 96 — — 142 Provision 686 1,923 535 (861) 337 — 180 2,800 June 30, 2020 $ 2,688 $ 5,160 $ 820 $ 1,566 $ 1,714 $ — $ 700 $ 12,648 June 30, 2020 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 399 $ — $ 200 $ — $ — $ — $ 599 Collectively Evaluated for Potential Impairment $ 2,688 $ 4,761 $ 820 $ 1,366 $ 1,714 $ — $ 700 $ 12,049 December 31, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 274 $ — $ 610 $ — $ — $ — $ 884 Collectively Evaluated for Potential Impairment $ 2,023 $ 2,936 $ 285 $ 1,802 $ 1,417 $ — $ 520 $ 8,983 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) March 31, 2019 $ 1,154 $ 2,550 $ 500 $ 2,553 $ 1,733 $ — $ 922 $ 9,412 Charge-offs (43) — — — (73) — — (116) Recoveries 5 8 — 1 31 — — 45 Provision (20) 888 (12) 164 (191) — (479) 350 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ — $ 443 $ 9,691 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) December 31, 2018 $ 1,050 $ 2,693 $ 395 $ 2,807 $ 2,027 $ — $ 586 $ 9,558 Charge-offs (43) — — — (286) — — (329) Recoveries 9 21 — 2 55 — — 87 Provision 80 732 93 (91) (296) — (143) 375 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ — $ 443 $ 9,691 June 30, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 656 $ — $ 771 $ — $ — $ — $ 1,427 Collectively Evaluated for Potential Impairment $ 1,096 $ 2,790 $ 488 $ 1,947 $ 1,500 $ — $ 443 $ 8,264 The COVID-19 pandemic, which led to state-wide shelter in place orders and mandatory closures of all but essential business, has resulted in a dramatic increase in unemployment and recessionary economic conditions. Based on evaluation of the macroeconomic conditions, the qualitative factors used in the allowance for loan loss analysis related to economic trends and industry conditions, specifically because of vulnerable industries such as hospitality, oil and gas, retail and restaurants, were adjusted for these circumstances and resulted in a $300,000 and $2.8 million provision for loan losses for the three and six months ended June 30, 2020, respectively. While recessionary economic conditions still exist, there has been an improvement in certain macroeconomic conditions, including unemployment, for the quarter ended June 30, 2020 compared to March 31, 2020, and resulted in the decrease in the provision for loan losses. This change increased the ALLL in all categories except commercial and industrial due to a decrease in the average loss history factor as further explained below. Prior to the quarter ended March 31, 2020, management determined historical loss experience for each segment of loans using a two-year rolling average of the net charge-off data within each loan segment, which was then used in combination with qualitative factors to calculate the general allowance component that covers pools of homogeneous loans that are not specifically evaluated for impairment. For the quarter ended March 31, 2020, the Company began using a five-year rolling average of the net charge-off data within each segment. This change was driven by no net charge-off experience in the commercial real estate and commercial and industrial segments in the prior two-year rolling period as of March 31, 2020, which the Company believes does not represent the inherent risks in those segments. In the first quarter of 2018, the Company incurred $1.4 million of commercial and industrial charge-offs, however this period would have been removed from the lookback period as of March 31, 2020 if continuing to use a two-year history. In addition, moving to a five-year history is expected to improve the calculation moving forward by capturing economic ebbs and flows over a longer period while also not heavily weighting one period of charge-off activity. The following table presents changes in the accretable discount on the loans acquired at fair value at the dates indicated (dollars in thousands). Accretable Discount (Dollars in Thousands) December 31, 2019 $ 1,628 Accretable Yield (166) June 30, 2020 $ 1,462 The following table presents the major classifications of loans summarized by individually evaluated for impairment and collectively evaluated for potential impairment as of the dates indicated. June 30, 2020 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Total (Dollars in thousands) Individually Evaluated for Impairment $ 1,669 $ 6,701 $ 745 $ 2,333 $ — $ — $ 11,448 Collectively Evaluated for Potential Impairment 343,113 343,805 57,550 146,752 117,145 22,346 1,030,711 Total Loans $ 344,782 $ 350,506 $ 58,295 $ 149,085 $ 117,145 $ 22,346 $ 1,042,159 Commercial and industrial contains $70.0 million of PPP loans collectively evaluated for potential impairment. No allowance for loan loss was allocated to the PPP loan portfolio due to the Bank complying with the lender obligations that ensure SBA guarantee. December 31, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Total (Dollars in thousands) Individually Evaluated for Impairment $ 549 $ 4,704 $ — $ 2,511 $ — $ — $ 7,764 Collectively Evaluated for Potential Impairment 347,217 346,656 35,605 83,075 113,637 18,542 944,732 Total Loans $ 347,766 $ 351,360 $ 35,605 $ 85,586 $ 113,637 $ 18,542 $ 952,496

Deposits

Deposits	6 Months Ended
	Jun. 30, 2020
Deposits [Abstract]
Deposits	Deposits The following table shows the maturities of time deposits for the next five years and beyond at the date indicated. June 30, (Dollars in thousands) One Year or Less $ 82,866 Over One Through Two Years 45,449 Over Two Through Three Years 41,849 Over Three Through Four Years 16,613 Over Four Through Five Years 10,025 Over Five Years 4,501 Total $ 201,303 The balance in time deposits that meet or exceed the FDIC insurance limit of $250,000 totaled $63.0 million and $69.3 million as of June 30, 2020 and December 31, 2019, respectively.

Short-Term Borrowings

Short-Term Borrowings	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Short-Term Borrowings	Short-Term Borrowings The following table sets forth the components of short-term borrowings as of the dates indicated. June 30, 2020 December 31, 2019 Amount Weighted Amount Weighted (Dollars in thousands) Securities Sold Under Agreements to Repurchase: Balance at Period End $ 42,349 0.30 % $ 30,571 0.57 % Average Balance Outstanding During the Period 32,591 0.52 29,976 0.62 Maximum Amount Outstanding at any Month End 42,349 34,197 Securities Collaterizing the Agreements at Period-End: Carrying Value 52,514 37,584 Market Value 53,969 37,873

Other Borrowed Funds

Other Borrowed Funds	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Other Borrowed Funds	Other Borrowed Funds Other borrowed funds consist of fixed rate advances from the Federal Home Loan Bank of Pittsburgh (“FHLB”). The following table sets forth the scheduled maturities of other borrowed funds at the dates indicated. June 30, 2020 December 31, 2019 Amount Weighted Average Rate Amount Weighted Average Rate (Dollars in thousands) Due in One Year $ 5,000 2.09 % $ 6,000 1.97 % Due After One Year to Two Years 3,000 2.23 5,000 2.18 Due After Two Years to Three Years 3,000 2.41 3,000 2.41 Total $ 11,000 2.21 % $ 14,000 2.14 % As of June 30, 2020, the Company maintained a credit arrangement with a maximum borrowing limit of approximately $428.5 million with the FHLB and available borrowing capacity of $399.3 million. This arrangement is subject to annual renewal, incurs no service charge, and is secured by a blanket security agreement on $577.1 million of residential and commercial mortgage loans and the Company’s investment in FHLB stock. Under this arrangement the Company had available a variable rate Line of Credit in the amount of $150.0 million as of June 30, 2020, of which there was no outstanding balance as of June 30, 2020. At June 30, 2020, the Company maintained a Borrower-In-Custody of Collateral line of credit agreement with the Federal Reserve Bank (“FRB”) for $90.4 million that requires monthly certification of collateral, is subject to annual renewal, incurs no service charge and is secured by $143.5 million of commercial and industrial and consumer indirect auto loans. In addition, the Company also maintains multiple line of credit arrangements with various unaffiliated banks totaling $60.0 million of which no draws had been taken.

Fair Value Disclosure

Fair Value Disclosure	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Fair Value Disclosure	Fair Value Disclosure FASB ASC 820 “Fair Value Measurement” defines fair value and provides the framework for measuring fair value and required disclosures about fair value measurements. Fair value is defined as the price that would be received for an asset or paid to transfer a liability in an orderly transaction between market participants in the principal or most advantageous market for the asset or liability at the transaction date. ASC 820 establishes a fair value hierarchy that prioritizes the inputs used in valuation methods to determine fair value. The three levels of fair value hierarchy are as follows: Level 1 – Fair value is based on unadjusted quoted prices in active markets that are accessible to the Company for identical assets. These generally provide the most reliable evidence and are used to measure fair value whenever available. Level 2 – Fair value is based on significant inputs, other than Level 1 inputs, that are observable either directly or indirectly for substantially the full term of the asset through corroboration with observable market data. Level 2 inputs include quoted market prices in active markets for similar assets, quoted market prices in markets that are not active for identical or similar assets, and other observable inputs. Level 3 – Fair value is based on significant unobservable inputs. Examples of valuation methodologies that would result in Level 3 classification include option pricing models, discounted cash flows, and other similar techniques. This hierarchy requires the use of observable market data when available. The level in the fair value hierarchy within which the fair value measurement falls is determined based on the lowest level input that is significant to the fair value measurement. The following table presents the financial assets measured at fair value on a recurring basis and reported on the Consolidated Statement of Financial Condition as of the dates indicated, by level within the fair value hierarchy. The majority of the Company’s securities are included in Level 2 of the fair value hierarchy. Fair values for Level 2 securities were primarily determined by a third-party pricing service using both quoted prices for similar assets, when available, and model-based valuation techniques that derive fair value based on market-corroborated data, such as instruments with similar prepayment speeds and default interest rates. The standard inputs that are normally used include benchmark yields of like securities, reportable trades, broker/dealer quotes, issuer spreads, two-sided markets, benchmark securities, bids, offers, and reference data including market research publications. There were no transfers into or out of Level 3 during the six months ended June 30, 2020 or year ended December 31, 2019. Fair Value Hierarchy June 30, December 31, (Dollars in thousands) Available for Sales Securities: Debt Securities: U.S. Government Agencies Level 2 $ 18,994 $ 48,056 Obligations of States and Political Subdivisions Level 2 21,958 25,843 Mortgage-Backed Securities - Government-Sponsored Enterprises Level 2 105,381 120,776 Total Debt Securities 146,333 194,675 Marketable Equity Securities: Mutual Funds Level 1 1,022 997 Other Level 1 1,293 1,713 Total Marketable Equity Securities 2,315 2,710 Total Available-for-Sale Securities $ 148,648 $ 197,385 The following table presents the financial assets measured at fair value on a nonrecurring basis on the Consolidated Statement of Financial Condition as of the dates indicated by level within the fair value hierarchy. The table also presents the significant unobservable inputs used in the fair value measurements. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level 1 inputs or observable inputs, employed by certified appraisers, for similar assets classified as Level 2 inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level 3 inputs. Fair Value at Financial Asset Fair Value June 30, December 31, Valuation Significant Range (Dollars in thousands) Impaired Loans Level 3 $ 3,496 $ 3,140 Market Comparable Properties Marketability Discount 10 % to 30 % (1) OREO Level 3 76 58 Market Comparable Properties Marketability Discount 10 % to 50 % (1) (1) Range includes discounts taken since appraisal and estimated values. Impaired loans are evaluated when a loan is identified as impaired and valued at the lower of cost or fair value at that time. Fair value is measured based on the value of the collateral securing these loans and is classified as Level 3 in the fair value hierarchy. At June 30, 2020 and December 31, 2019, the fair value of impaired loans consists of the loan balances of $4.1 million and $4.0 million, respectively, less their specific valuation allowances of $599,000 and $884,000, respectively. OREO properties are evaluated at the time of acquisition and recorded at fair value, less estimated selling costs. After acquisition, OREO is recorded at the lower of cost or fair value, less estimated selling costs. The fair value of an OREO property is determined from a qualified independent appraisal and is classified as Level 3 in the fair value hierarchy. For the six months ended June 30, 2020, one commercial real estate OREO property with a fair value of $18,000 sold at a gain of $4,000 and one residential real estate OREO property with a fair value of $40,000 sold at a loss of $20,000. In addition, two residential real estate loans for $76,000 transferred to OREO. For the six months ended June 30, 2019, one commercial real estate OREO property with a fair value of $697,000 was sold at a $33,000 gain and one residential OREO property with a fair value of $46,000 was sold at a loss of $3,000. Financial instruments are defined as cash, evidence of an ownership in an entity, or a contract which creates an obligation or right to receive or deliver cash or another financial instrument from/to a second entity on potentially favorable or unfavorable terms. Fair value is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date. If no readily available market exists, the fair value estimates for financial instruments should be based upon management’s judgment regarding current economic conditions, interest rate risk, expected cash flows, future estimated losses and other factors, as determined through various option pricing formulas or simulation modeling. As many of these assumptions result from judgments made by management based upon estimates which are inherently uncertain, the resulting estimated fair values may not be indicative of the amount realizable in the sale of a particular financial instrument. In addition, changes in the assumptions on which the estimated fair values are based may have significant impact on the resulting estimated fair values. As certain assets such as deferred tax assets and premises and equipment are not considered financial instruments, the estimated fair value of financial instruments would not represent the full value of the Company. The following table presents the estimated fair values of the Company’s financial instruments at the dates indicated. June 30, 2020 December 31, 2019 Fair Value Hierarchy Carrying Value Fair Value Carrying Value Fair Value (Dollars in thousands) Financial Assets: Cash and Due From Banks: Interest Bearing Level 1 $ 114,794 $ 114,794 $ 68,798 $ 68,798 Non-Interest Bearing Level 1 16,609 16,609 11,419 11,419 Investment Securities: Available for Sale See Above 148,648 148,648 197,385 197,385 Loans, Net Level 3 1,029,511 1,074,146 942,629 961,110 Restricted Stock Level 2 3,793 3,793 3,656 3,656 Bank-Owned Life Insurance Level 2 24,499 24,499 24,222 24,222 Mortgage Servicing Rights Level 3 692 692 930 930 Accrued Interest Receivable Level 2 4,663 4,663 3,297 3,297 Financial Liabilities: Deposits Level 2 1,193,940 1,204,494 1,118,359 1,128,078 Short-term Borrowings Level 2 42,349 42,349 30,571 30,571 Other Borrowed Funds Level 2 11,000 11,269 14,000 15,380 Accrued Interest Payable Level 2 863 863 987 987

Commitments and Contingent Liab

Commitments and Contingent Liabilities	6 Months Ended
	Jun. 30, 2020
Commitments and Contingencies Disclosure [Abstract]
Commitments and Contingent Liabilities	Commitments and Contingent Liabilities The Company is a party to financial instruments with off-balance-sheet risk in the normal course of business primarily to meet the financing needs of its customers. These financial instruments include commitments to extend credit and standby and performance letters of credit. Those instruments involve, to varying degrees, elements of credit and interest rate risk in excess of the amount recognized in the Consolidated Statement of Financial Condition. The contract amounts of those instruments reflect the extent of involvement the Company has in particular classes of financial instruments. The Company’s exposure to credit loss in the event of nonperformance by the other party to the financial instrument for commitments to extend credit and standby and performance letters of credit written is represented by the contractual amount of those instruments. The Company uses the same credit policies in making commitments and conditional obligations as it does for on-balance-sheet instruments. Commitments and conditional obligations are evaluated the same as on-balance-sheet instruments but do not have a corresponding reserve recorded. The Company’s opinion on not implementing a corresponding reserve for off-balance-sheet instruments is supported by historical factors of no losses recorded due to these items. The Company is continually evaluating these items for credit quality and any future need for the corresponding reserve. The following table presents the unused and available credit balances of financial instruments whose contracts represent credit risk at the dates indicated. June 30, December 31, (Dollars in thousands) Standby Letters of Credit $ 53,109 $ 42,041 Performance Letters of Credit 2,923 2,521 Construction Mortgages 74,021 59,689 Personal Lines of Credit 6,837 6,456 Overdraft Protection Lines 6,364 6,415 Home Equity Lines of Credit 20,805 20,560 Commercial Lines of Credit 67,682 102,422 Total Commitments $ 231,741 $ 240,104 Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. Because many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. The Company evaluates each customer’s creditworthiness on a case-by-case basis. The amount of collateral obtained, if deemed necessary by the Company upon extension of credit, is based on management’s credit evaluation of the counterparty. Collateral held varies, but may include accounts receivable, inventory, property, plant and equipment, and income-producing commercial properties. Performance letters of credit represent conditional commitments issued by the Company to guarantee the performance of a customer to a third party. These instruments are issued primarily to support bid or performance-related contracts. The coverage period for these instruments is typically a one-year period with an annual renewal option subject to prior approval by management. Fees earned from the issuance of these letters are recognized upon expiration of the letter. For secured letters of credit, the collateral is typically Company deposit instruments or customer business assets.

Leases

Leases	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Leases	LeasesThe Company evaluates contracts at commencement to determine if a lease is present. The Company’s lease contracts are all classified as operating leases and create operating right-of-use (“ROU”) assets and corresponding lease liabilities on the balance sheet. The leases are primarily ROU assets of land and building for branch and loan production locations. ROU assets are reported in accrued interest and other assets and the related lease liabilities in accrued interest and other liabilities on the Consolidated Statement of Financial Condition. The following tables present the lease expense, ROU assets, weighted average term, discount rate and maturity analysis of lease liabilities for operating leases for the periods and dates indicated. Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands) Operating Lease Expense $ 119 $ 115 $ 235 $ 230 Variable Lease Expense 9 7 18 15 Total Lease Expense $ 128 $ 122 $ 253 $ 245 June 30, December 31, Operating Leases: ROU Assets $ 1,118 $ 1,289 Weighted Average Lease Term in Years 7.18 7.06 Weighted Average Discount Rate 2.92 % 2.89 % June 30, Maturity Analysis: Due in One Year $ 388 Due After One Year to Two Years 257 Due After Two Years to Three Years 123 Due After Three Years to Four Years 57 Due After Four to Five Years 45 Due After Five Years 386 Total $ 1,256 Less: Present Value Discount 135 Lease Liabilities $ 1,121

Other Noninterest Expense

Other Noninterest Expense	6 Months Ended
	Jun. 30, 2020
Other Income and Expenses [Abstract]
Other Noninterest Expense	Other Noninterest Expense The details of other noninterest expense for the Company’s consolidated statement of income for the three and six months ended June 30, 2020 and 2019, are as follows: Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands) Non-Employee Compensation $ 147 $ 131 $ 293 $ 271 Printing and Supplies 139 96 240 193 Postage 55 61 116 133 Telephone 132 158 301 302 Charitable Contributions 16 52 67 92 Dues and Subscriptions 41 47 117 98 Loan Expenses 125 128 270 212 Meals and Entertainment 34 46 74 101 Travel 20 61 74 97 Training 7 13 14 22 Bank Assessment 44 42 88 85 Insurance 58 60 114 113 Miscellaneous 127 200 290 361 Total Other Noninterest Expense $ 945 $ 1,095 $ 2,058 $ 2,080

Segment and Related Information

Segment and Related Information	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Segment Related Information	Segment and Related Information At June 30, 2020, the Company’s business activities were comprised of two operating segments, which are community banking and insurance brokerage services. CB Financial Services, Inc. is the parent company of the Bank and Exchange Underwriters, a wholly owned subsidiary of the Bank. Exchange Underwriters has an independent board of directors from the Company and is managed separately from the banking and related financial services that the Company offers. Exchange Underwriters is an independent insurance agency that offers property, casualty, commercial liability, surety and other insurance products. The following is a table of selected financial data for the Company’s subsidiaries and consolidated results at the dates and for the periods indicated. Community Bank Exchange Underwriters, Inc. CB Financial Services, Inc. Net Eliminations Consolidated (Dollars in thousands) June 30, 2020 Assets $ 1,408,476 $ 3,737 $ 152,404 $ (157,465) $ 1,407,152 Liabilities 1,261,592 1,102 12 (7,946) 1,254,760 Stockholders' equity 146,884 2,635 152,392 (149,519) 152,392 December 31, 2019 Assets $ 1,321,001 $ 4,076 $ 151,124 $ (154,664) $ 1,321,537 Liabilities 1,178,759 1,194 27 (9,540) 1,170,440 Stockholders' equity 142,242 2,882 151,097 (145,124) 151,097 Three Months Ended June 30, 2020 Interest and dividend income $ 11,711 $ 1 $ 1,309 $ (1,294) $ 11,727 Interest expense 1,406 — — — 1,406 Net interest income 10,305 1 1,309 (1,294) 10,321 Provision for loan losses 300 — — — 300 Net interest income after provision for loan losses 10,005 1 1,309 (1,294) 10,021 Noninterest income 1,508 1,121 19 — 2,648 Noninterest expense 8,160 911 — — 9,071 Undistributed net income of subsidiary 148 — 1,580 (1,728) — Income before income tax expense (benefit) 3,501 211 2,908 (3,022) 3,598 Income tax expense (benefit) 627 63 5 — 695 Net income $ 2,874 $ 148 $ 2,903 $ (3,022) $ 2,903 Six Months Ended June 30, 2020 Interest and dividend income $ 24,025 $ 1 $ 1,324 $ (1,294) $ 24,056 Interest expense 3,202 — — — 3,202 Net interest income 20,823 1 1,324 (1,294) 20,854 Provision for loan losses 2,800 — — — 2,800 Net interest income after provision for loan losses 18,023 1 1,324 (1,294) 18,054 Noninterest income (loss) 2,553 2,402 (435) — 4,520 Noninterest expense 16,181 1,887 6 — 18,074 Undistributed net income of subsidiary 360 — 2,703 (3,063) — Income before income tax expense (benefit) 4,755 516 3,586 (4,357) 4,500 Income tax expense (benefit) 758 156 (90) — 824 Net income $ 3,997 $ 360 $ 3,676 $ (4,357) $ 3,676

Summary of Significant Accoun_2

Summary of Significant Accounting Policies (Policies)	6 Months Ended
	Jun. 30, 2020
Accounting Policies [Abstract]
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation The accompanying consolidated financial statements include the accounts of CB Financial Services, Inc. (“CB Financial”) and its wholly owned subsidiary, Community Bank (the “Bank”), and the Bank’s wholly-owned subsidiary, Exchange Underwriters, Inc. (“Exchange Underwriters” or “EU”). CB Financial and the Bank are collectively referred to as the “Company”. All intercompany transactions and balances have been eliminated in consolidation. The accompanying unaudited interim financial statements have been prepared pursuant to the rules and regulations of the Securities and Exchange Commission (“SEC”) and in conformity with accounting principles generally accepted in the United States of America (“GAAP”). Certain information and note disclosures normally included in annual financial statements prepared in accordance with GAAP have been condensed or omitted pursuant to those rules and regulations, although the Company believes that the disclosures made are adequate to make the information not misleading in any material respect. In preparing financial statements in conformity with GAAP, management is required to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and income and expenses during the reporting period. Actual results could differ significantly from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to determination of the allowance for losses on loans, the valuation of real estate acquired in connection with foreclosures or in satisfaction of loans, evaluation of securities for other-than-temporary impairment including related cash flow projections, goodwill and intangible assets impairment, and the valuation of deferred tax assets. In the opinion of management, the accompanying unaudited interim financial statements include all adjustments considered necessary for a fair presentation of the Company’s financial position and results of operations at the dates and for the periods presented. All these adjustments are of a normal, recurring nature, and they are the only adjustments included in the accompanying unaudited interim financial statements. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto in the Company’s Annual Report on Form 10-K for the year ended December 31, 2019. Interim results are not necessarily indicative of results for a full year. The Company evaluated subsequent events through the date the consolidated financial statements were filed with the SEC and incorporated into the consolidated financial statements the effect of all material known events determined by Accounting Standards Codification ("ASC”) 855, Subsequent Events , to be recognizable events.
Nature of Operations	Nature of Operations The Company derives substantially all its income from banking and bank-related services which include interest earnings on commercial, commercial mortgage, residential real estate and consumer loan financing, as well as interest earnings on investment securities and fees generated from deposit services to its customers. The Company provides banking services through its subsidiary, Community Bank, a Pennsylvania-chartered commercial bank. The Bank operates 16 offices in Greene, Allegheny, Washington, Fayette and Westmoreland Counties in southwestern Pennsylvania, seven offices in Brooke, Marshall, Ohio, Upshur and Wetzel Counties in West Virginia, and one office in Belmont County in Ohio. The Bank is a community-oriented institution offering residential and commercial real estate loans, commercial and industrial loans, and consumer loans as well as a variety of deposit products for individuals and businesses in its market area. Property and casualty, commercial liability, surety and other insurance products are offered through Exchange Underwriters, a full-service, independent insurance agency.
Reclassifications	Reclassifications Certain comparative amounts for the prior year have been reclassified to conform to the current year presentation. Such reclassifications did not affect net income or stockholders’ equity.
Goodwill	Goodwill Goodwill represents the excess of the cost of an acquisition over the fair value of the net assets acquired. At June 30, 2020 and December 31, 2019, the carrying value of goodwill was $28.4 million. Goodwill is subject to impairment testing at the reporting unit level, which is conducted at least annually on October 31 or more frequently if triggering events occur or impairment indicators exist. The Company operates two reporting units – Community Banking segment and Insurance Brokerage Services segment. The Company has assigned 100% of the goodwill to the Community Banking reporting unit. In 2019, the Company adopted Accounting Standards Update (“ASU”) 2017-04 whereby the Company applies a one-step quantitative test and records the amount of goodwill impairment as the excess of a reporting unit's carrying amount over its fair value, not to exceed the total amount of goodwill allocated to the reporting unit. The Company has the option of performing a qualitative assessment to determine whether any further quantitative testing for impairment is necessary. The option of whether or not to perform a qualitative assessment is made annually. The quantitative test primarily utilizes market comparisons and recent merger and acquisition transactions to determine whether there is goodwill impairment. The COVID-19 pandemic that has impacted the U.S. and most of the world and government response to curtail the spread of the virus through shelter-in-place orders and mandatory closures of all but essential businesses beginning in March 2020 has significantly impacted our market area and the activities of individuals and businesses. These restrictions have resulted in significant adverse effects on macroeconomic conditions, and stock market valuations have decreased substantially for most companies, including banks. The ultimate effect of COVID-19 on the local or broader economy is not yet known nor is the ultimate length of the restrictions described and any accompanying effects. In light of the adverse circumstances resulting from COVID-19, management determined it was necessary to evaluate goodwill for impairment at March 31, 2020. Determining the fair value of a reporting unit under a quantitative goodwill impairment test is judgmental and often involves the use of significant estimates and assumptions. The Company utilized a market approach to determine the fair value of the Community Banking reporting unit. Significant assumptions inherent in the valuation methodologies for goodwill are employed and include, but are not limited to, current and prospective financial information of the Bank, most recent performance of the Bank’s peers, including common banking industry performance measures and ratios, and comparable multiples from publicly traded companies in our industry. The valuation was primarily based on observable price to tangible book value bank merger and acquisition multiples for similar size community banks, which is the most widely used valuation metric in the community banking industry. As part of its analysis, the Company considered bank transactions of target banks that were comparable in asset size, risk and profitability and efficiency metrics during the “Great Recession” period from 2008 to 2010 when bank stock values were depressed and the stock market decline was similar with the current sudden and unexpected events caused by the COVID-19 pandemic. Based on the analysis, management determined that goodwill was not impaired as of March 31, 2020. Future events, particularly worsening business, profitability and economic conditions as of a result of the COVID-19 pandemic, could cause additional triggering events and require management to further evaluate goodwill for impairment. In performing our quarterly goodwill impairment assessment, we first assessed qualitative factors to determine whether any triggering events occurred that would require us to perform an interim goodwill impairment analysis and evaluate if it is more likely than not that the fair value of a reporting unit is less than its carrying value. Qualitative factors include, among other things, macroeconomic conditions, industry and market considerations, financial performance of the reporting unit and other relevant entity and reporting-unit specific considerations. Based on qualitative assessment as of June 30, 2020, we concluded that no triggering events occurred and it is more likely than not that the fair value of a reporting unit exceed its carrying value indicating that goodwill of the reporting unit is considered not impaired. As such, no quantitative assessment was performed.
Recent Accounting Standards	Recent Accounting Standards In March 2020, the Financial Accounting Standard Board (“FASB”) issued ASU 2020-04, Reference Rate Reform (Topic 848): Facilitation of the Effects of Reference Rate Reform on Financial Reporting. This ASU provides temporary optional guidance to ease the potential burden in accounting for reference rate reform. The new guidance provides optional expedients and exceptions for applying GAAP to contract modifications and hedging relationships, subject to meeting certain criteria, that reference the London Inter-bank Offered Rate (“LIBOR”) or another reference rate expected to be discontinued. The elective guidance in the ASU applies to modifications of contract terms that will directly replace, or have the potential to replace, an affected rate with another interest rate index, as well as certain contemporaneous modifications of other contract terms related to the replacement of an affected rate. The ASU notes that changes in contract terms that are made to effect the reference rate reform transition are considered related to the replacement of a reference rate if they are not the result of a business decision that is separate from or in addition to changes to the terms of a contract to effect that transition. The optional expedient allows companies to account for the modification as if it was not substantial (i.e., do not treat as an extinguishment of debt). The ASU is intended to help stakeholders during the global market-wide reference rate transition period. ASU 2020-04 is effective for all entities as of March 12, 2020 through December 31, 2022. While the LIBOR reform may require extensive changes to the contracts that govern LIBOR based products, as well as our systems and processes, we cannot yet determine whether the Company will be able to use the optional expedient for the changes to contract terms that may be required by LIBOR reform and therefore, the Company cannot yet determine the magnitude of the impact or the overall impact of the new guidance on the Company’s consolidated financial condition or results of operation. In August 2018, the FASB issued ASU 2018-15 , Intangibles – Goodwill and Other – Internal-Use Software (Subtopic 350-40) . ASU 2018-15 was issued to help entities evaluate the accounting for fees paid by a customer in a cloud computing arrangement (hosting arrangement) by providing guidance for determining when the arrangement includes a software license. The amendments align the requirements for capitalizing implementation costs incurred in a hosting arrangement that is a service contract with the requirements for capitalizing implementation costs incurred to develop or obtain internal-use software (and hosting arrangements that include an internal-use software license). The accounting for the service element of a hosting arrangement that is a service contract is not affected by the amendments. This guidance became effective for the Company beginning in the first quarter 2020 and the adoption of this ASU did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In August 2018, the FASB issued ASU 2018-13, Fair Value Measurement (Topic 820) . ASU 2018-13 modifies disclosure requirements on fair value measurements. This ASU removes requirements to disclose the amount of and reasons for transfers between Level 1 and Level 2 of the fair value hierarchy, the policy for timing of transfers between levels and the valuation processes for Level 3 fair value measurements. ASU 2018-13 clarifies that disclosure regarding measurement uncertainty is intended to communicate information about the uncertainty in measurement as of the reporting date. ASU 2018-13 adds certain disclosure requirements, including disclosure of changes in unrealized gains and losses for the period included in other comprehensive income for recurring Level 3 fair value measurements held at the end of the reporting period and the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements. The amendments in this ASU were effective for the Company beginning in the first quarter 2020. The amendments on changes in unrealized gains and losses, the range and weighted average of significant unobservable inputs used to develop Level 3 fair value measurements and the narrative description of measurement uncertainty should be applied prospectively, while all other amendments should be applied retrospectively for all periods presented. The adoption of this ASU did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In January 2017, the FASB issued ASU 2017-04, Intangibles Goodwill and Other (Topic 350): Simplifying the Test for Goodwill Impairment . ASU 2017-04 simplifies the accounting for goodwill impairments by eliminating the second step of the goodwill impairment test. Instead, an entity applies a one-step quantitative test and records the amount of goodwill impairment as the excess of a reporting unit's carrying amount over its fair value, not to exceed the total amount of goodwill allocated to the reporting unit. The new guidance does not amend the optional qualitative assessment of goodwill impairment. ASU 2017-04 is effective for public business entities for annual periods beginning after December 15, 2019, and interim periods within those annual periods, with early adoption permitted, and is to be applied on a prospective basis. The Company elected to early adopt the provisions of ASU 2017-04 effective October 31, 2019 and the adoption did not have a material impact on the Company's consolidated statement of financial condition or results of operations. In September 2016, the FASB issued ASU 2016-13, Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments . ASU 2016-13 amends guidance on reporting credit losses for assets held at amortized cost basis and available for sale debt securities. For assets held at amortized cost basis, ASU 2016-13 eliminates the probable initial recognition threshold in current GAAP; and instead requires an entity to reflect its current estimate of all expected credit losses. The allowance for credit losses is a valuation account that is deducted from the amortized cost basis of the financial assets to present the net amount expected to be collected. For available-for-sale debt securities, credit losses should be measured in a manner similar to current GAAP, however this ASU requires that credit losses be presented as an allowance rather than as a write-down. ASU 2016-13 affects companies holding financial assets and net investment in leases that are not accounted for at fair value through net income. The ASU 2016-13 amendments affect loans, debt securities, trade receivables, net investments in leases, off balance-sheet credit exposures, reinsurance receivables, and any other financial assets not excluded from the scope that have the contractual right to receive cash. ASU 2016-13 was originally effective for fiscal years beginning after December 15, 2019, and interim periods within those fiscal years, with early adoption permitted. In November 2019, the FASB approved a delay of the required implementation date of ASU 2016-13 for smaller reporting companies, including the Company, resulting in a required implementation date for the Company of January 1, 2023. Early adoption will continue to be permitted. The Company is evaluating the impact of this ASU and expects to recognize a one-time adjustment to the allowance for loan losses upon adoption, but we cannot yet determine the magnitude of the one-time adjustment or the overall impact of the new guidance on the Company’s consolidated financial condition or results of operation.

Earnings Per Share (Tables)

Earnings Per Share (Tables)	6 Months Ended
	Jun. 30, 2020
Earnings Per Share [Abstract]
Schedule of Earnings Per Share, Basic and Diluted	The following table sets forth the composition of the weighted-average common shares (denominator) used in the basic and diluted earnings per share computation. Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands, except share and per share data) Net income $ 2,903 $ 2,979 $ 3,676 $ 5,904 Weighted-Average Basic Common Shares Outstanding 5,393,712 5,433,537 5,412,456 5,433,198 Dilutive Effect of Common Stock Equivalents (Stock Options and Restricted Stock) 58 11,287 11,314 14,842 Weighted-Average Diluted Common Shares and Common Stock Equivalents Outstanding 5,393,770 5,444,824 5,423,770 5,448,040 Earnings per share: Basic $ 0.54 $ 0.55 $ 0.68 $ 1.09 Diluted 0.54 0.55 0.68 1.08

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2020
Investments, Debt and Equity Securities [Abstract]
Debt Securities, Available-for-sale	The following table presents the amortized cost and fair value of investment securities available-for-sale at the dates indicated: June 30, 2020 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in thousands) Debt Securities: U.S. Government Agencies $ 19,000 $ 2 $ (8) $ 18,994 Obligations of States and Political Subdivisions 20,769 1,189 — 21,958 Mortgage-Backed Securities - Government-Sponsored Enterprises 100,733 4,649 (1) 105,381 Total Debt Securities $ 140,502 $ 5,840 $ (9) $ 146,333 Marketable Equity Securities: Mutual Funds 1,022 Other 1,293 Total Marketable Equity Securities 2,315 Total Available-for-Sale Securities $ 148,648 December 31, 2019 Amortized Cost Gross Unrealized Gains Gross Unrealized Losses Fair Value (Dollars in thousands) Debt Securities: U.S. Government Agencies $ 47,993 $ 227 $ (164) $ 48,056 Obligations of States and Political Subdivisions 25,026 819 (2) 25,843 Mortgage-Backed Securities - Government-Sponsored Enterprises 118,282 2,601 (107) 120,776 Total Debt Securities $ 191,301 $ 3,647 $ (273) $ 194,675 Marketable Equity Securities: Mutual Funds 997 Other 1,713 Total Marketable Equity Securities 2,710 Total Available-for-Sale Securities $ 197,385
Schedule of Unrealized Loss on Investments	The following tables show the Company’s gross unrealized losses and fair value, aggregated by investment category and length of time that the individual securities have been in a continuous unrealized loss position, at the dates indicated: June 30, 2020 Less than 12 months 12 Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses (Dollars in thousands) U.S. Government Agencies 3 $ 8,992 $ (8) — $ — $ — 3 $ 8,992 $ (8) Obligations of States and Political Subdivisions — — — — — — — — — Mortgage Backed Securities- Government Sponsored Enterprises 1 695 (1) — — — 1 695 (1) Total 4 $ 9,687 $ (9) — $ — $ — 4 $ 9,687 $ (9) December 31, 2019 Less than 12 months 12 Months or Greater Total Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses Number of Securities Fair Value Gross Unrealized Losses (Dollars in thousands) U.S. Government Agencies 6 $ 16,116 $ (83) 6 $ 13,938 $ (81) 12 $ 30,054 $ (164) Obligations of States and Political Subdivisions — — — 1 509 (2) 1 509 (2) Mortgage Backed Securities- Government Sponsored Enterprises 7 20,003 (104) 1 1,711 (3) 8 21,714 (107) Total 13 $ 36,119 $ (187) 8 $ 16,158 $ (86) 21 $ 52,277 $ (273)
Investments Classified by Contractual Maturity Date	The following table presents the scheduled maturities of debt securities as of the date indicated: June 30, 2020 Amortized Cost Fair Value (Dollars in thousands) Due in One Year or Less $ — $ — Due after One Year through Five Years 4,306 4,388 Due after Five Years through Ten Years 36,308 37,484 Due after Ten Years 99,888 104,461 Total $ 140,502 $ 146,333
Schedule of Realized Gain (Loss)	The following table presents gross gain and loss of sales of available-for-sale investment securities for the periods indicated. Three Months Ended Six Months Ended 2020 2019 2020 2019 Debt Securities Gross Gain $ 489 $ 12 $ 489 $ 12 Gross Loss — (5) — (65) Net Gain (Loss) on Sales of Investment Securities $ 489 $ 7 $ 489 $ (53)

Loans and Allowance for Loan _2

Loans and Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2020
Receivables [Abstract]
Schedule of Accounts, Notes, Loans and Financing Receivable	The following table presents the classifications of loans as of the dates indicated. June 30, 2020 December 31, 2019 Amount Percent Amount Percent (Dollars in thousands) Real Estate: Residential $ 344,782 33.2 % $ 347,766 36.6 % Commercial 350,506 33.6 351,360 36.9 Construction 58,295 5.6 35,605 3.7 Commercial and Industrial 149,085 14.3 85,586 9.0 Consumer 117,145 11.2 113,637 11.9 Other 22,346 2.1 18,542 1.9 Total Loans 1,042,159 100.0 % 952,496 100.0 % Allowance for Loan Losses (12,648) (9,867) Loans, Net $ 1,029,511 $ 942,629
Financing Receivable Credit Quality Indicators	The following table presents loans summarized by the aggregate Pass and the criticized categories of Special Mention, Substandard and Doubtful within the internal risk rating system as of the dates indicated. At June 30, 2020 and December 31, 2019, there were no loans in the criticized category of Loss within the internal risk rating system. June 30, 2020 Pass Special Mention Substandard Doubtful Total (Dollars in Thousands) Real Estate: Residential $ 340,549 $ 1,019 $ 3,214 $ — $ 344,782 Commercial 303,774 41,047 5,685 — 350,506 Construction 54,165 3,385 745 — 58,295 Commercial and Industrial 139,171 7,582 1,675 657 149,085 Consumer 116,955 — 190 — 117,145 Other 22,263 83 — — 22,346 Total Loans $ 976,877 $ 53,116 $ 11,509 $ 657 $ 1,042,159 December 31, 2019 Pass Special Mention Substandard Doubtful Total (Dollars in Thousands) Real Estate: Residential $ 343,851 $ 1,997 $ 1,918 $ — $ 347,766 Commercial 335,436 12,260 3,664 — 351,360 Construction 33,342 2,263 — — 35,605 Commercial and Industrial 75,201 7,975 1,691 719 85,586 Consumer 113,527 — 110 — 113,637 Other 18,452 90 — — 18,542 Total Loans $ 919,809 $ 24,585 $ 7,383 $ 719 $ 952,496
Financing Receivable, Past Due	The following table presents the classes of the loan portfolio summarized by the aging categories of performing loans and nonaccrual loans as of the dates indicated. June 30, 2020 Loans Current 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Non- Accrual Total Loans (Dollars in Thousands) Real Estate: Residential $ 342,287 $ 265 $ 37 $ — $ 302 $ 2,193 $ 344,782 Commercial 350,235 78 28 — 106 165 350,506 Construction 58,295 — — — — — 58,295 Commercial and Industrial 148,386 10 — — 10 689 149,085 Consumer 116,545 354 56 — 410 190 117,145 Other 22,346 — — — — — 22,346 Total Loans $ 1,038,094 $ 707 $ 121 $ — $ 828 $ 3,237 $ 1,042,159 December 31, 2019 Loans Current 30-59 Days Past Due 60-89 Days Past Due 90 Days Or More Past Due Total Past Due Non- Accrual Total Loans (Dollars in Thousands) Real Estate: Residential $ 342,010 $ 3,462 $ 281 $ 196 $ 3,939 $ 1,817 $ 347,766 Commercial 351,104 22 — — 22 234 351,360 Construction 35,605 — — — — — 35,605 Commercial and Industrial 84,280 388 178 — 566 740 85,586 Consumer 112,438 923 140 26 1,089 110 113,637 Other 18,542 — — — — — 18,542 Total Loans $ 943,979 $ 4,795 $ 599 $ 222 $ 5,616 $ 2,901 $ 952,496
Financing Receivable, Nonaccrual	The following table sets forth the amounts and categories of nonperforming assets at the dates indicated. Included in nonperforming loans and assets are troubled debt restructurings (“TDRs”), which are loans whose contractual terms have been restructured in a manner which grants a concession to a borrower experiencing financial difficulties. Nonaccrual TDRs are included in their specific loan category in the nonaccrual loans section. Nonperforming loans do not include loans modified under Section 4013 of the CARES Act and interagency guidance as further explained below. June 30, December 31, (Dollars in Thousands) Nonaccrual Loans: Real Estate: Residential $ 2,193 $ 1,817 Commercial 165 234 Commercial and Industrial 689 740 Consumer 190 110 Total Nonaccrual Loans 3,237 2,901 Accruing Loans Past Due 90 Days or More: Real Estate: Residential — 196 Consumer — 26 Total Accruing Loans Past Due 90 Days or More — 222 Total Nonaccrual Loans and Accruing Loans Past Due 90 Days or More 3,237 3,123 Troubled Debt Restructurings, Accruing: Real Estate Residential 673 511 Commercial 1,614 1,648 Commercial and Industrial 58 100 Total Troubled Debt Restructurings, Accruing 2,345 2,259 Total Nonperforming Loans 5,582 5,382 Other Real Estate Owned: Residential 75 41 Commercial 174 192 Total Other Real Estate Owned 249 233 Total Nonperforming Assets $ 5,831 $ 5,615 Nonperforming Loans to Total Loans 0.54 % 0.57 % Nonperforming Assets to Total Assets 0.41 0.42
Financing Receivable, Loan Forbearance	The following table provides details of loans in forbearance and the forbearance end dates as of June 30, 2020. Number Amount % of Portfolio (Dollars in thousands) Real Estate: Residential July 2020 108 $ 15,333 August 2020 41 5,912 September 2020 12 2,272 October 2020 2 136 Total Residential 163 23,653 6.9 % Commercial July 2020 70 64,039 August 2020 31 25,497 September 2020 7 8,714 October 2020 2 2,378 November 2020 1 4,489 Total Commercial 111 105,117 30.0 % Construction July 2020 3 10,494 August 2020 2 4,726 September 2020 1 298 Total Construction 6 15,518 26.6 % Commercial and Industrial July 2020 42 10,300 August 2020 32 5,180 September 2020 2 217 Total Commercial and Industrial 76 15,697 10.5 % Consumer July 2020 124 2,493 August 2020 39 857 September 2020 7 97 Total Consumer 170 3,447 2.9 % Other July 2020 1 2,504 11.2 % Total Loans in Forbearance 527 $ 165,936 15.9 %
Financing Receivable, Troubled Debt Restructuring	The following tables present information at the time of modification related to loans modified in a TDR during the three and six months ended June 30, 2020 and 2019. Three and Six Months Ended June 30, 2020 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 234 $ 234 $ — Total 1 234 234 — Three Months Ended June 30, 2019 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 114 $ 114 $ — Total 1 114 114 — Six Months Ended June 30, 2019 Number of Contracts Pre- Modification Outstanding Recorded Investment Post- Modification Outstanding Recorded Investment Related Allowance (Dollars in thousands) Real Estate: Residential 1 $ 61 $ 61 $ — Commercial and Industrial 1 $ 114 $ 114 $ — Total 2 175 175 —
Impaired Financing Receivables	The following table presents a summary of the loans considered to be impaired as of the dates indicated. June 30, 2020 Recorded Investment Related Allowance Unpaid Principal Balance Average Recorded Investment Interest Income Recognized (Dollars in thousands) With No Related Allowance Recorded: Real Estate: Residential $ 1,669 $ — $ 1,673 $ 1,671 $ 32 Commercial 2,855 — 2,873 2,895 75 Construction 745 — 745 825 16 Commercial and Industrial 2,084 — 2,261 2,162 22 Total With No Related Allowance Recorded $ 7,353 $ — $ 7,552 $ 7,553 $ 145 With A Related Allowance Recorded: Real Estate: Commercial $ 3,846 $ 399 $ 3,846 $ 3,903 $ 69 Commercial and Industrial 249 200 249 265 6 Total With A Related Allowance Recorded $ 4,095 $ 599 $ 4,095 $ 4,168 $ 75 Total Impaired Loans: Real Estate: Residential $ 1,669 $ — $ 1,673 $ 1,671 $ 32 Commercial 6,701 399 6,719 6,798 144 Construction 745 — 745 825 16 Commercial and Industrial 2,333 200 2,510 2,427 28 Total Impaired Loans $ 11,448 $ 599 $ 11,647 $ 11,721 $ 220 December 31, 2019 Recorded Investment Related Allowance Unpaid Principal Balance Average Recorded Investment Interest Income Recognized (Dollars in thousands) With No Related Allowance Recorded: Real Estate: Residential $ 549 $ — $ 553 $ 494 $ 20 Commercial 3,058 — 3,077 3,335 177 Commercial and Industrial 133 — 135 156 6 Total With No Related Allowance Recorded $ 3,740 $ — $ 3,765 $ 3,985 $ 203 With A Related Allowance Recorded: Real Estate: Commercial $ 1,646 $ 274 $ 1,646 $ 1,702 $ 81 Commercial and Industrial 2,378 610 2,529 2,448 113 Total With A Related Allowance Recorded $ 4,024 $ 884 $ 4,175 $ 4,150 $ 194 Total Impaired Loans Real Estate: Residential $ 549 $ — $ 553 $ 494 $ 20 Commercial 4,704 274 4,723 5,037 258 Commercial and Industrial 2,511 610 2,664 2,604 119 Total Impaired Loans $ 7,764 $ 884 $ 7,940 $ 8,135 $ 397
Financing Receivable, Allowance for Credit Loss	The following table presents the activity in the allowance for loan losses (“ALLL”) summarized by major classifications and segregated into the amount required for loans individually evaluated for impairment and the amount required for loans collectively evaluated for potential impairment at the dates and for the periods indicated. Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) March 31, 2020 $ 2,685 $ 4,875 $ 664 $ 1,592 $ 1,879 $ — $ 627 $ 12,322 Charge-offs — — — — (37) — — (37) Recoveries 2 13 — 6 42 — — 63 Provision 1 272 156 (32) (170) — 73 300 June 30, 2020 $ 2,688 $ 5,160 $ 820 $ 1,566 $ 1,714 $ — $ 700 $ 12,648 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) December 31, 2019 $ 2,023 $ 3,210 $ 285 $ 2,412 $ 1,417 $ — $ 520 $ 9,867 Charge-offs (25) — — — (136) — — (161) Recoveries 4 27 — 15 96 — — 142 Provision 686 1,923 535 (861) 337 — 180 2,800 June 30, 2020 $ 2,688 $ 5,160 $ 820 $ 1,566 $ 1,714 $ — $ 700 $ 12,648 June 30, 2020 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 399 $ — $ 200 $ — $ — $ — $ 599 Collectively Evaluated for Potential Impairment $ 2,688 $ 4,761 $ 820 $ 1,366 $ 1,714 $ — $ 700 $ 12,049 December 31, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 274 $ — $ 610 $ — $ — $ — $ 884 Collectively Evaluated for Potential Impairment $ 2,023 $ 2,936 $ 285 $ 1,802 $ 1,417 $ — $ 520 $ 8,983 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) March 31, 2019 $ 1,154 $ 2,550 $ 500 $ 2,553 $ 1,733 $ — $ 922 $ 9,412 Charge-offs (43) — — — (73) — — (116) Recoveries 5 8 — 1 31 — — 45 Provision (20) 888 (12) 164 (191) — (479) 350 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ — $ 443 $ 9,691 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) December 31, 2018 $ 1,050 $ 2,693 $ 395 $ 2,807 $ 2,027 $ — $ 586 $ 9,558 Charge-offs (43) — — — (286) — — (329) Recoveries 9 21 — 2 55 — — 87 Provision 80 732 93 (91) (296) — (143) 375 June 30, 2019 $ 1,096 $ 3,446 $ 488 $ 2,718 $ 1,500 $ — $ 443 $ 9,691 June 30, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Unallocated Total (Dollars in thousands) Individually Evaluated for Impairment $ — $ 656 $ — $ 771 $ — $ — $ — $ 1,427 Collectively Evaluated for Potential Impairment $ 1,096 $ 2,790 $ 488 $ 1,947 $ 1,500 $ — $ 443 $ 8,264 The following table presents the major classifications of loans summarized by individually evaluated for impairment and collectively evaluated for potential impairment as of the dates indicated. June 30, 2020 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Total (Dollars in thousands) Individually Evaluated for Impairment $ 1,669 $ 6,701 $ 745 $ 2,333 $ — $ — $ 11,448 Collectively Evaluated for Potential Impairment 343,113 343,805 57,550 146,752 117,145 22,346 1,030,711 Total Loans $ 344,782 $ 350,506 $ 58,295 $ 149,085 $ 117,145 $ 22,346 $ 1,042,159 Commercial and industrial contains $70.0 million of PPP loans collectively evaluated for potential impairment. No allowance for loan loss was allocated to the PPP loan portfolio due to the Bank complying with the lender obligations that ensure SBA guarantee. December 31, 2019 Real Estate Residential Real Estate Commercial Real Estate Construction Commercial and Industrial Consumer Other Total (Dollars in thousands) Individually Evaluated for Impairment $ 549 $ 4,704 $ — $ 2,511 $ — $ — $ 7,764 Collectively Evaluated for Potential Impairment 347,217 346,656 35,605 83,075 113,637 18,542 944,732 Total Loans $ 347,766 $ 351,360 $ 35,605 $ 85,586 $ 113,637 $ 18,542 $ 952,496
Schedule of Accretable Discount on Loans Acquired at Fair Value	The following table presents changes in the accretable discount on the loans acquired at fair value at the dates indicated (dollars in thousands). Accretable Discount (Dollars in Thousands) December 31, 2019 $ 1,628 Accretable Yield (166) June 30, 2020 $ 1,462

Deposits (Tables)

Deposits (Tables)	6 Months Ended
	Jun. 30, 2020
Deposits [Abstract]
Time Deposit Maturities	The following table shows the maturities of time deposits for the next five years and beyond at the date indicated. June 30, (Dollars in thousands) One Year or Less $ 82,866 Over One Through Two Years 45,449 Over Two Through Three Years 41,849 Over Three Through Four Years 16,613 Over Four Through Five Years 10,025 Over Five Years 4,501 Total $ 201,303

Short-Term Borrowings (Tables)

Short-Term Borrowings (Tables)	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Schedule of Debt	The following table sets forth the components of short-term borrowings as of the dates indicated. June 30, 2020 December 31, 2019 Amount Weighted Amount Weighted (Dollars in thousands) Securities Sold Under Agreements to Repurchase: Balance at Period End $ 42,349 0.30 % $ 30,571 0.57 % Average Balance Outstanding During the Period 32,591 0.52 29,976 0.62 Maximum Amount Outstanding at any Month End 42,349 34,197 Securities Collaterizing the Agreements at Period-End: Carrying Value 52,514 37,584 Market Value 53,969 37,873

Other Borrowed Funds (Tables)

Other Borrowed Funds (Tables)	6 Months Ended
	Jun. 30, 2020
Debt Disclosure [Abstract]
Schedule of Long-term Debt Instruments	The following table sets forth the scheduled maturities of other borrowed funds at the dates indicated. June 30, 2020 December 31, 2019 Amount Weighted Average Rate Amount Weighted Average Rate (Dollars in thousands) Due in One Year $ 5,000 2.09 % $ 6,000 1.97 % Due After One Year to Two Years 3,000 2.23 5,000 2.18 Due After Two Years to Three Years 3,000 2.41 3,000 2.41 Total $ 11,000 2.21 % $ 14,000 2.14 %

Fair Value Disclosure (Tables)

Fair Value Disclosure (Tables)	6 Months Ended
	Jun. 30, 2020
Fair Value Disclosures [Abstract]
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis	Fair Value Hierarchy June 30, December 31, (Dollars in thousands) Available for Sales Securities: Debt Securities: U.S. Government Agencies Level 2 $ 18,994 $ 48,056 Obligations of States and Political Subdivisions Level 2 21,958 25,843 Mortgage-Backed Securities - Government-Sponsored Enterprises Level 2 105,381 120,776 Total Debt Securities 146,333 194,675 Marketable Equity Securities: Mutual Funds Level 1 1,022 997 Other Level 1 1,293 1,713 Total Marketable Equity Securities 2,315 2,710 Total Available-for-Sale Securities $ 148,648 $ 197,385
Fair Value Measurement Inputs and Valuation Techniques	The following table presents the financial assets measured at fair value on a nonrecurring basis on the Consolidated Statement of Financial Condition as of the dates indicated by level within the fair value hierarchy. The table also presents the significant unobservable inputs used in the fair value measurements. Impaired loans that are collateral dependent are written down to fair value through the establishment of specific reserves. Techniques used to value the collateral that secure the impaired loans include quoted market prices for identical assets classified as Level 1 inputs or observable inputs, employed by certified appraisers, for similar assets classified as Level 2 inputs. In cases where valuation techniques included inputs that are unobservable and are based on estimates and assumptions developed by management based on the best information available under each circumstance, the asset valuation is classified as Level 3 inputs. Fair Value at Financial Asset Fair Value June 30, December 31, Valuation Significant Range (Dollars in thousands) Impaired Loans Level 3 $ 3,496 $ 3,140 Market Comparable Properties Marketability Discount 10 % to 30 % (1) OREO Level 3 76 58 Market Comparable Properties Marketability Discount 10 % to 50 % (1)
Fair Value, by Balance Sheet Grouping	The following table presents the estimated fair values of the Company’s financial instruments at the dates indicated. June 30, 2020 December 31, 2019 Fair Value Hierarchy Carrying Value Fair Value Carrying Value Fair Value (Dollars in thousands) Financial Assets: Cash and Due From Banks: Interest Bearing Level 1 $ 114,794 $ 114,794 $ 68,798 $ 68,798 Non-Interest Bearing Level 1 16,609 16,609 11,419 11,419 Investment Securities: Available for Sale See Above 148,648 148,648 197,385 197,385 Loans, Net Level 3 1,029,511 1,074,146 942,629 961,110 Restricted Stock Level 2 3,793 3,793 3,656 3,656 Bank-Owned Life Insurance Level 2 24,499 24,499 24,222 24,222 Mortgage Servicing Rights Level 3 692 692 930 930 Accrued Interest Receivable Level 2 4,663 4,663 3,297 3,297 Financial Liabilities: Deposits Level 2 1,193,940 1,204,494 1,118,359 1,128,078 Short-term Borrowings Level 2 42,349 42,349 30,571 30,571 Other Borrowed Funds Level 2 11,000 11,269 14,000 15,380 Accrued Interest Payable Level 2 863 863 987 987

Commitments and Contingent Li_2

Commitments and Contingent Liabilities (Tables)	6 Months Ended
	Jun. 30, 2020
Commitments and Contingencies Disclosure [Abstract]
Schedule of Fair Value, Off-balance Sheet Risks	The following table presents the unused and available credit balances of financial instruments whose contracts represent credit risk at the dates indicated. June 30, December 31, (Dollars in thousands) Standby Letters of Credit $ 53,109 $ 42,041 Performance Letters of Credit 2,923 2,521 Construction Mortgages 74,021 59,689 Personal Lines of Credit 6,837 6,456 Overdraft Protection Lines 6,364 6,415 Home Equity Lines of Credit 20,805 20,560 Commercial Lines of Credit 67,682 102,422 Total Commitments $ 231,741 $ 240,104

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2020
Leases [Abstract]
Lease, Cost	The following tables present the lease expense, ROU assets, weighted average term, discount rate and maturity analysis of lease liabilities for operating leases for the periods and dates indicated. Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands) Operating Lease Expense $ 119 $ 115 $ 235 $ 230 Variable Lease Expense 9 7 18 15 Total Lease Expense $ 128 $ 122 $ 253 $ 245 June 30, December 31, Operating Leases: ROU Assets $ 1,118 $ 1,289 Weighted Average Lease Term in Years 7.18 7.06 Weighted Average Discount Rate 2.92 % 2.89 %
Lessee, Operating Lease, Liability, Maturity	June 30, Maturity Analysis: Due in One Year $ 388 Due After One Year to Two Years 257 Due After Two Years to Three Years 123 Due After Three Years to Four Years 57 Due After Four to Five Years 45 Due After Five Years 386 Total $ 1,256 Less: Present Value Discount 135 Lease Liabilities $ 1,121

Other Noninterest Expense (Tabl

Other Noninterest Expense (Tables)	6 Months Ended
	Jun. 30, 2020
Other Income and Expenses [Abstract]
Schedule of Other Operating Cost and Expense, by Component	The details of other noninterest expense for the Company’s consolidated statement of income for the three and six months ended June 30, 2020 and 2019, are as follows: Three Months Ended Six Months Ended 2020 2019 2020 2019 (Dollars in thousands) Non-Employee Compensation $ 147 $ 131 $ 293 $ 271 Printing and Supplies 139 96 240 193 Postage 55 61 116 133 Telephone 132 158 301 302 Charitable Contributions 16 52 67 92 Dues and Subscriptions 41 47 117 98 Loan Expenses 125 128 270 212 Meals and Entertainment 34 46 74 101 Travel 20 61 74 97 Training 7 13 14 22 Bank Assessment 44 42 88 85 Insurance 58 60 114 113 Miscellaneous 127 200 290 361 Total Other Noninterest Expense $ 945 $ 1,095 $ 2,058 $ 2,080

Segment and Related Informati_2

Segment and Related Information (Tables)	6 Months Ended
	Jun. 30, 2020
Segment Reporting [Abstract]
Schedule of Segment Reporting Information, by Segment	The following is a table of selected financial data for the Company’s subsidiaries and consolidated results at the dates and for the periods indicated. Community Bank Exchange Underwriters, Inc. CB Financial Services, Inc. Net Eliminations Consolidated (Dollars in thousands) June 30, 2020 Assets $ 1,408,476 $ 3,737 $ 152,404 $ (157,465) $ 1,407,152 Liabilities 1,261,592 1,102 12 (7,946) 1,254,760 Stockholders' equity 146,884 2,635 152,392 (149,519) 152,392 December 31, 2019 Assets $ 1,321,001 $ 4,076 $ 151,124 $ (154,664) $ 1,321,537 Liabilities 1,178,759 1,194 27 (9,540) 1,170,440 Stockholders' equity 142,242 2,882 151,097 (145,124) 151,097 Three Months Ended June 30, 2020 Interest and dividend income $ 11,711 $ 1 $ 1,309 $ (1,294) $ 11,727 Interest expense 1,406 — — — 1,406 Net interest income 10,305 1 1,309 (1,294) 10,321 Provision for loan losses 300 — — — 300 Net interest income after provision for loan losses 10,005 1 1,309 (1,294) 10,021 Noninterest income 1,508 1,121 19 — 2,648 Noninterest expense 8,160 911 — — 9,071 Undistributed net income of subsidiary 148 — 1,580 (1,728) — Income before income tax expense (benefit) 3,501 211 2,908 (3,022) 3,598 Income tax expense (benefit) 627 63 5 — 695 Net income $ 2,874 $ 148 $ 2,903 $ (3,022) $ 2,903 Six Months Ended June 30, 2020 Interest and dividend income $ 24,025 $ 1 $ 1,324 $ (1,294) $ 24,056 Interest expense 3,202 — — — 3,202 Net interest income 20,823 1 1,324 (1,294) 20,854 Provision for loan losses 2,800 — — — 2,800 Net interest income after provision for loan losses 18,023 1 1,324 (1,294) 18,054 Noninterest income (loss) 2,553 2,402 (435) — 4,520 Noninterest expense 16,181 1,887 6 — 18,074 Undistributed net income of subsidiary 360 — 2,703 (3,063) — Income before income tax expense (benefit) 4,755 516 3,586 (4,357) 4,500 Income tax expense (benefit) 758 156 (90) — 824 Net income $ 3,997 $ 360 $ 3,676 $ (4,357) $ 3,676

Summary of Significant Accoun_3

Summary of Significant Accounting Policies - Narrative (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)reportingUnitoffice	Dec. 31, 2019USD ($)
Real Estate Properties [Line Items]
Goodwill | $	$ 28,425	$ 28,425
Number of reporting units | reportingUnit	2
Community Bank
Real Estate Properties [Line Items]
Reporting Unit, Percentage Of Goodwill	100.00%
Pennsylvania
Real Estate Properties [Line Items]
Number of offices used for operation	16
West Virginia
Real Estate Properties [Line Items]
Number of offices used for operation	7
Ohio
Real Estate Properties [Line Items]
Number of offices used for operation	1

Earnings Per Share - Narrative

Earnings Per Share - Narrative (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Incremental common shares attributable to dilutive effect of conversion of debt securities (in shares)			0
Share-based Payment Arrangement, Option
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	205,271	252,559	73,371	103,059
Restricted Stock
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Antidilutive securities excluded from computation of earnings per share, amount (in shares)	43,650	6,900	30,250	600

Earnings Per Share - Basic and

Earnings Per Share - Basic and Diluted Earnings Per Common Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Earnings Per Share [Abstract]
Net Income	$ 2,903	$ 2,979	$ 3,676	$ 5,904
Weighted-Average Basic Common Shares Outstanding (in shares)	5,393,712	5,433,537	5,412,456	5,433,198
Dilutive Effect of Common Stock Equivalents (Stock Options and Restricted Stock) (in shares)	58	11,287	11,314	14,842
Weighted-Average Diluted Common Shares and Common Stock Equivalents Outstanding (in shares)	5,393,770	5,444,824	5,423,770	5,448,040
Earnings per share:
Basic (in dollars per share)	$ 0.54	$ 0.55	$ 0.68	$ 1.09
Diluted (in dollars per share)	$ 0.54	$ 0.55	$ 0.68	$ 1.08

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Fair Value of Investment Securities Available-for-sale (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Debt Securities:
Total	$ 140,502	$ 191,301
Gross Unrealized Gains	5,840	3,647
Gross Unrealized Losses	(9)	(273)
Fair Value	146,333	194,675
Marketable Equity Securities:
Total Marketable Equity Securities	2,315	2,710
Total Available-for-Sale Securities	148,648	197,385
U.S. Government Agencies
Debt Securities:
Total	19,000	47,993
Gross Unrealized Gains	2	227
Gross Unrealized Losses	(8)	(164)
Fair Value	18,994	48,056
Obligations of States and Political Subdivisions
Debt Securities:
Total	20,769	25,026
Gross Unrealized Gains	1,189	819
Gross Unrealized Losses	0	(2)
Fair Value	21,958	25,843
Mortgage-Backed Securities - Government-Sponsored Enterprises
Debt Securities:
Total	100,733	118,282
Gross Unrealized Gains	4,649	2,601
Gross Unrealized Losses	(1)	(107)
Fair Value	105,381	120,776
Mutual Funds
Marketable Equity Securities:
Total Marketable Equity Securities	1,022	997
Other
Marketable Equity Securities:
Total Marketable Equity Securities	$ 1,293	$ 1,713

Investment Securities - Gross U

Investment Securities - Gross Unrealized Losses and Fair Value by Investment Category and Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2020USD ($)security	Dec. 31, 2019USD ($)security
Less than 12 months
Number of Securities | security	4	13
Fair Value	$ 9,687	$ 36,119
Gross Unrealized Losses	$ (9)	$ (187)
12 Months or Greater
Number of Securities | security	0	8
Fair Value	$ 0	$ 16,158
Gross Unrealized Losses	$ 0	$ (86)
Total
Number of Securities | security	4	21
Fair Value	$ 9,687	$ 52,277
Gross Unrealized Losses	$ (9)	$ (273)
Obligations of States and Political Subdivisions
Less than 12 months
Number of Securities | security	0	0
Fair Value	$ 0	$ 0
Gross Unrealized Losses	$ 0	$ 0
12 Months or Greater
Number of Securities | security	0	1
Fair Value	$ 0	$ 509
Gross Unrealized Losses	$ 0	$ (2)
Total
Number of Securities | security	0	1
Fair Value	$ 0	$ 509
Gross Unrealized Losses	$ 0	$ (2)
U.S. Government Agencies
Less than 12 months
Number of Securities | security	3	6
Fair Value	$ 8,992	$ 16,116
Gross Unrealized Losses	$ (8)	$ (83)
12 Months or Greater
Number of Securities | security	0	6
Fair Value	$ 0	$ 13,938
Gross Unrealized Losses	$ 0	$ (81)
Total
Number of Securities | security	3	12
Fair Value	$ 8,992	$ 30,054
Gross Unrealized Losses	$ (8)	$ (164)
Mortgage-Backed Securities - Government-Sponsored Enterprises
Less than 12 months
Number of Securities | security	1	7
Fair Value	$ 695	$ 20,003
Gross Unrealized Losses	$ (1)	$ (104)
12 Months or Greater
Number of Securities | security	0	1
Fair Value	$ 0	$ 1,711
Gross Unrealized Losses	$ 0	$ (3)
Total
Number of Securities | security	1	8
Fair Value	$ 695	$ 21,714
Gross Unrealized Losses	$ (1)	$ (107)

Investments Securities - Narrat

Investments Securities - Narrative (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Proceeds from sale of debt and equity securities, FV-NI, held-for-investment	$ 0	$ 0	$ 0	$ 0

Investment Securities - Maturit

Investment Securities - Maturities of Investment Securities Available-for-sale and Held-to-maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amortized Cost
Due in One Year or Less	$ 0
Due after One Year through Five Years	4,306
Due after Five Years through Ten Years	36,308
Due after Ten Years	99,888
Total	140,502	$ 191,301
Fair Value
Due in One Year or Less	0
Due after One Year through Five Years	4,388
Due after Five Years through Ten Years	37,484
Due after Ten Years	104,461
Total	$ 146,333	$ 194,675

Investment Securities - Gains (

Investment Securities - Gains (Losses) of Sales of Available-for-sale Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Investments, Debt and Equity Securities [Abstract]
Gross Gain	$ 489	$ 12	$ 489	$ 12
Gross Loss	0	(5)	0	(65)
Net Gain (Loss) on Sales of Investment Securities	$ 489	$ 7	$ 489	$ (53)

Loans and Allowance for Loan _3

Loans and Allowance for Loan Losses - Classification of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Mar. 31, 2020	Dec. 31, 2019	Jun. 30, 2019	Mar. 31, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 1,042,159		$ 952,496
Allowance for Loan Losses	(12,648)	$ (12,322)	(9,867)	$ (9,691)	$ (9,412)	$ (9,558)
Loans, Net	$ 1,029,511		$ 942,629
Percent	100.00%		100.00%
Real Estate | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 344,782		$ 347,766
Allowance for Loan Losses	$ (2,688)	(2,685)	$ (2,023)	(1,096)	(1,154)	(1,050)
Percent	33.20%		36.60%
Real Estate | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 350,506		$ 351,360
Allowance for Loan Losses	$ (5,160)	(4,875)	$ (3,210)	(3,446)	(2,550)	(2,693)
Percent	33.60%		36.90%
Real Estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 58,295		$ 35,605
Allowance for Loan Losses	$ (820)	(664)	$ (285)	(488)	(500)	(395)
Percent	5.60%		3.70%
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 149,085		$ 85,586
Allowance for Loan Losses	$ (1,566)	(1,592)	$ (2,412)	(2,718)	(2,553)	(2,807)
Percent	14.30%		9.00%
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 117,145		$ 113,637
Allowance for Loan Losses	$ (1,714)	(1,879)	$ (1,417)	(1,500)	(1,733)	(2,027)
Percent	11.20%		11.90%
Other
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 22,346		$ 18,542
Allowance for Loan Losses	$ 0	$ 0	$ 0	$ 0	$ 0	$ 0
Percent	2.10%		1.90%

Loans and Allowance for Loan _4

Loans and Allowance for Loan Losses - Narrative (Details)	3 Months Ended			6 Months Ended
	Jun. 30, 2020USD ($)loanemployee	Jun. 30, 2019USD ($)	Mar. 31, 2018USD ($)	Jun. 30, 2020USD ($)loanemployee	Jun. 30, 2019USD ($)loan	Jul. 31, 2020USD ($)loan	Dec. 31, 2019USD ($)
Loans and Leases Receivable Disclosure [Line Items]
Servicing agent fee, percentage				0.75%
Financing receivable, before allowance for credit loss	$ 1,042,159,000			$ 1,042,159,000			$ 952,496,000
Total unamortized net deferred loan fees	2,900,000			2,900,000			907,000
Real estate loans services for others	105,600,000			105,600,000			100,000,000
Mortgage loans in process of foreclosure, amount	1,200,000			1,200,000			1,100,000
Financing receivable, before allowance for credit loss, in forbearance	$ 165,936,000			$ 165,936,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	15.90%			15.90%
Financing receivable, TDRs, number of contracts | loan	16			16
Financing receivable, troubled debt restructuring	$ 3,000,000			$ 3,000,000			3,000,000
Financing receivable, troubled debt restructuring, subsequent default, number of contracts | loan				0	0
Increase (decrease) in impaired financing receivable, recorded investment				$ 3,800,000
Provision for loan losses	300,000	$ 350,000		2,800,000	$ 375,000
Charge-offs	37,000	116,000		161,000	329,000
Financing receivable, collectively evaluated for impariment	1,030,711,000			1,030,711,000			944,732,000
Forbearance Period Ending Prior To June 30, 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications	$ 22,700,000			$ 22,700,000
Financing receivables, non-TDR modifications, number of contracts | loan	128			128
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan	6			6
Financing receivable, non-TDR modifications, additional forbearance request	$ 5,800,000			$ 5,800,000
Subsequent Event | Forbearance Period Ending as of July 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications						$ 105,200,000
Financing receivables, non-TDR modifications, percentage						63.40%
Financing receivables, non-TDR modifications, number of contracts | loan						348
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan						9
Financing receivable, non-TDR modifications, additional forbearance request						$ 3,300,000
COVID-19
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, non-TDR modification period, deferred payments				3 months
Financing receivable, non-TDR modification period, interest only payments				3 months
Financing receivable, non-TDR modification period, maturity date extension				3 months
Provision for loan losses	300,000			$ 2,800,000
Unlikely to be Collected Financing Receivable
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	0			0			0
Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	53,116,000			53,116,000			24,585,000
Increase (decrease) in finance receivables				28,500,000
Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	11,509,000			11,509,000			7,383,000
Increase (decrease) in finance receivables				$ 4,100,000
Minimum
Loans and Leases Receivable Disclosure [Line Items]
Loan processing fee, percentage				1.00%
Maximum
Loans and Leases Receivable Disclosure [Line Items]
Loan processing fee, percentage				5.00%
Real Estate | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	350,506,000			$ 350,506,000			351,360,000
Financing receivable, before allowance for credit loss, in forbearance	$ 105,117,000			$ 105,117,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	30.00%			30.00%
Provision for loan losses	$ 272,000	888,000		$ 1,923,000	732,000
Charge-offs	0	0		0	$ 0
Financing receivable, collectively evaluated for impariment	$ 343,805,000			$ 343,805,000			346,656,000
Real Estate | Commercial | Forbearance Period Ending Prior To June 30, 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan	2			2
Financing receivable, non-TDR modifications, additional forbearance request	$ 5,300,000			$ 5,300,000
Real Estate | Commercial | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss, in forbearance						$ 64,039,000
Real Estate | Commercial | Subsequent Event | Forbearance Period Ending as of July 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan						2
Financing receivable, non-TDR modifications, additional forbearance request						$ 2,700,000
Real Estate | Commercial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	41,047,000			41,047,000			12,260,000
Real Estate | Commercial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	5,685,000			5,685,000			3,664,000
Real Estate | Commercial | Substandard | Borrower with Insufficient Debt Service Coverage
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	2,300,000			2,300,000
Real Estate | Residential
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	344,782,000			344,782,000			347,766,000
Financing receivable, before allowance for credit loss, in forbearance	$ 23,653,000			$ 23,653,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	6.90%			6.90%
Financing receivable, modifications, number of contracts paid off | loan				1	1
Financing receivable, modifications, troubled debt restructuring, paid off				$ 60,000	$ 851,000
Provision for loan losses	$ 1,000	(20,000)		686,000	80,000
Charge-offs	0	43,000		25,000	43,000
Financing receivable, collectively evaluated for impariment	$ 343,113,000			$ 343,113,000			347,217,000
Real Estate | Residential | Forbearance Period Ending Prior To June 30, 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan	3			3
Financing receivable, non-TDR modifications, additional forbearance request	$ 493,000			$ 493,000
Real Estate | Residential | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss, in forbearance						$ 15,333,000
Real Estate | Residential | Subsequent Event | Forbearance Period Ending as of July 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan						2
Financing receivable, non-TDR modifications, additional forbearance request						$ 393,000
Real Estate | Residential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	1,019,000			$ 1,019,000			1,997,000
Real Estate | Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, number of contracts | loan				2
Financing receivable, before allowance for credit loss	3,214,000			$ 3,214,000			1,918,000
Real Estate | Residential | Substandard | Borrower with Insufficient Debt Service Coverage
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	961,000			961,000
Real Estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	58,295,000			58,295,000			35,605,000
Financing receivable, before allowance for credit loss, in forbearance	$ 15,518,000			$ 15,518,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	26.60%			26.60%
Provision for loan losses	$ 156,000	(12,000)		$ 535,000	93,000
Charge-offs	0	0		0	0
Financing receivable, collectively evaluated for impariment	57,550,000			57,550,000			35,605,000
Real Estate | Construction | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss, in forbearance						10,494,000
Real Estate | Construction | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	3,385,000			$ 3,385,000			2,263,000
Real Estate | Construction | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, number of contracts | loan				1
Financing receivable, before allowance for credit loss	745,000			$ 745,000			0
Real Estate | Construction | Substandard | Borrower with Insufficient Debt Service Coverage
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	853,000			853,000
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	149,085,000			149,085,000			85,586,000
Financing receivable, before allowance for credit loss, in forbearance	$ 15,697,000			$ 15,697,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	10.50%			10.50%
Provision for loan losses	$ (32,000)	164,000		$ (861,000)	(91,000)
Charge-offs	0	0	$ 1,400,000	0	0
Financing receivable, collectively evaluated for impariment	146,752,000			146,752,000			83,075,000
Commercial and Industrial | Forbearance Period Ending Prior To June 30, 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, non-TDR modifications, additional forbearance request	12,000			$ 12,000
Commercial and Industrial | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss, in forbearance						$ 10,300,000
Commercial and Industrial | Subsequent Event | Forbearance Period Ending as of July 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan						1
Financing receivable, non-TDR modifications, additional forbearance request						$ 123,000
Commercial and Industrial | Paycheck Protection Program, CARES Act
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, number of contracts | loan				628
Financing receivable, before allowance for credit loss	70,000,000			$ 70,000,000
Financing receivable, before allowance for credit loss, median loan	$ 35,000			$ 35,000
Small business employees impacted by approved loans | employee	8,300			8,300
Financing receivable, unamortized loan fee	$ 2,100,000			$ 2,100,000
Amortization of deferred loan origination fees, net	191,000			191,000
Financing receivable, collectively evaluated for impariment	70,000,000			70,000,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Healthcare Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	15,300,000			15,300,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Construction and Specialty-Trade Contractors Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	12,400,000			12,400,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Professional and Technical Services Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	6,100,000			6,100,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Retail Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	5,900,000			5,900,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Wholesale Trade Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	5,100,000			5,100,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Manufacturing Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	4,600,000			4,600,000
Commercial and Industrial | Paycheck Protection Program, CARES Act | Restaurant and Food Service Sector
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	3,400,000			3,400,000
Commercial and Industrial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	7,582,000			7,582,000			7,975,000
Commercial and Industrial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	1,675,000			1,675,000			1,691,000
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	117,145,000			117,145,000			113,637,000
Financing receivable, before allowance for credit loss, in forbearance	$ 3,447,000			$ 3,447,000
Financing receivable, before allowance for credit loss, in forbearance, percentage	2.90%			2.90%
Provision for loan losses	$ (170,000)	(191,000)		$ 337,000	(296,000)
Charge-offs	37,000	$ 73,000		136,000	$ 286,000
Financing receivable, collectively evaluated for impariment	$ 117,145,000			$ 117,145,000			113,637,000
Consumer | Forbearance Period Ending Prior To June 30, 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan	1			1
Consumer | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss, in forbearance						$ 2,493,000
Consumer | Subsequent Event | Forbearance Period Ending as of July 2020 | Payment Deferral
Loans and Leases Receivable Disclosure [Line Items]
Financing receivables, non-TDR modifications, number of contracts requesting additional forbearance | loan						4
Financing receivable, non-TDR modifications, additional forbearance request						$ 133,000
Consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	$ 0			$ 0			0
Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Financing receivable, before allowance for credit loss	$ 190,000			$ 190,000			$ 110,000

Loans and Allowance for Loan _5

Loans and Allowance for Loan Losses - Internal Risk Rating System (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 1,042,159	$ 952,496
Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	976,877	919,809
Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	53,116	24,585
Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	11,509	7,383
Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	657	719
Real Estate | Residential
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	344,782	347,766
Real Estate | Residential | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	340,549	343,851
Real Estate | Residential | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	1,019	1,997
Real Estate | Residential | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	3,214	1,918
Real Estate | Residential | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Real Estate | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	350,506	351,360
Real Estate | Commercial | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	303,774	335,436
Real Estate | Commercial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	41,047	12,260
Real Estate | Commercial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	5,685	3,664
Real Estate | Commercial | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Real Estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	58,295	35,605
Real Estate | Construction | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	54,165	33,342
Real Estate | Construction | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	3,385	2,263
Real Estate | Construction | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	745	0
Real Estate | Construction | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	149,085	85,586
Commercial and Industrial | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	139,171	75,201
Commercial and Industrial | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	7,582	7,975
Commercial and Industrial | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	1,675	1,691
Commercial and Industrial | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	657	719
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	117,145	113,637
Consumer | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	116,955	113,527
Consumer | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Consumer | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	190	110
Consumer | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Other
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	22,346	18,542
Other | Pass
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	22,263	18,452
Other | Special Mention
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	83	90
Other | Substandard
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	0	0
Other | Doubtful
Loans and Leases Receivable Disclosure [Line Items]
Total Loans	$ 0	$ 0

Loans and Allowance for Loan _6

Loans and Allowance for Loan Losses - Loans by Aging Categories (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Past Due [Line Items]
Loans Current	$ 1,038,094	$ 943,979
Total Past Due	828	5,616
Non- Accrual	3,237	2,901
Total Loans	1,042,159	952,496
30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	707	4,795
60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	121	599
90 Days Or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	222
Real Estate | Residential
Financing Receivable, Past Due [Line Items]
Loans Current	342,287	342,010
Total Past Due	302	3,939
Non- Accrual	2,193	1,817
Total Loans	344,782	347,766
Real Estate | Commercial
Financing Receivable, Past Due [Line Items]
Loans Current	350,235	351,104
Total Past Due	106	22
Non- Accrual	165	234
Total Loans	350,506	351,360
Real Estate | Construction
Financing Receivable, Past Due [Line Items]
Loans Current	58,295	35,605
Total Past Due	0	0
Non- Accrual	0	0
Total Loans	58,295	35,605
Real Estate | 30-59 Days Past Due | Residential
Financing Receivable, Past Due [Line Items]
Total Past Due	265	3,462
Real Estate | 30-59 Days Past Due | Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	78	22
Real Estate | 30-59 Days Past Due | Construction
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Real Estate | 60-89 Days Past Due | Residential
Financing Receivable, Past Due [Line Items]
Total Past Due	37	281
Real Estate | 60-89 Days Past Due | Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	28	0
Real Estate | 60-89 Days Past Due | Construction
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Real Estate | 90 Days Or More Past Due | Residential
Financing Receivable, Past Due [Line Items]
Total Past Due	0	196
Real Estate | 90 Days Or More Past Due | Commercial
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Real Estate | 90 Days Or More Past Due | Construction
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Commercial and Industrial
Financing Receivable, Past Due [Line Items]
Loans Current	148,386	84,280
Total Past Due	10	566
Non- Accrual	689	740
Total Loans	149,085	85,586
Commercial and Industrial | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	10	388
Commercial and Industrial | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	178
Commercial and Industrial | 90 Days Or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Consumer
Financing Receivable, Past Due [Line Items]
Loans Current	116,545	112,438
Total Past Due	410	1,089
Non- Accrual	190	110
Total Loans	117,145	113,637
Consumer | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	354	923
Consumer | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	56	140
Consumer | 90 Days Or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	26
Other
Financing Receivable, Past Due [Line Items]
Loans Current	22,346	18,542
Total Past Due	0	0
Non- Accrual	0	0
Total Loans	22,346	18,542
Other | 30-59 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Other | 60-89 Days Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	0	0
Other | 90 Days Or More Past Due
Financing Receivable, Past Due [Line Items]
Total Past Due	$ 0	$ 0

Loans and Allowance for Loan _7

Loans and Allowance for Loan Losses - Nonaccrual TDRs (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	$ 3,237	$ 2,901
Total Troubled Debt Restructurings, Accruing	3,000	3,000
Total Loans	1,042,159	952,496
Assets	$ 1,407,152	$ 1,321,537
Nonperforming Loans to Total Loans	0.54%	0.57%
Nonperforming Assets to Total Assets	0.41%	0.42%
Nonperforming Financial Instruments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	$ 3,237	$ 2,901
Total Accruing Loans Past Due 90 Days or More	0	222
Total Nonaccrual Loans and Accruing Loans Past Due 90 Days or More	3,237	3,123
Total Troubled Debt Restructurings, Accruing	2,345	2,259
Total Loans	5,582	5,382
Total Other Real Estate Owned	249	233
Assets	5,831	5,615
Real Estate | Residential
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	2,193	1,817
Total Loans	344,782	347,766
Real Estate | Residential | Nonperforming Financial Instruments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	2,193	1,817
Total Accruing Loans Past Due 90 Days or More	0	196
Total Troubled Debt Restructurings, Accruing	673	511
Total Other Real Estate Owned	75	41
Real Estate | Commercial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	165	234
Total Loans	350,506	351,360
Real Estate | Commercial | Nonperforming Financial Instruments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	165	234
Total Troubled Debt Restructurings, Accruing	1,614	1,648
Total Other Real Estate Owned	174	192
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	689	740
Total Loans	149,085	85,586
Commercial and Industrial | Nonperforming Financial Instruments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	689	740
Total Troubled Debt Restructurings, Accruing	58	100
Consumer
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	190	110
Total Loans	117,145	113,637
Consumer | Nonperforming Financial Instruments
Financing Receivable, Troubled Debt Restructuring [Line Items]
Non- Accrual	190	110
Total Accruing Loans Past Due 90 Days or More	$ 0	$ 26

Loans and Allowance for Loan _8

Loans and Allowance for Loan Losses - Loans in Forbearance (Details) $ in Thousands	Nov. 30, 2020USD ($)loan	Oct. 31, 2020USD ($)loan	Sep. 30, 2020USD ($)loan	Aug. 31, 2020USD ($)loan	Jul. 31, 2020USD ($)loan	Jun. 30, 2020USD ($)loan
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						527
Commercial | $						$ 165,936
% of Portfolio						15.90%
Real Estate | Residential
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						163
Commercial | $						$ 23,653
% of Portfolio						6.90%
Real Estate | Residential | Forecast
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan		2	12	41
Commercial | $		$ 136	$ 2,272	$ 5,912
Real Estate | Residential | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					108
Commercial | $					$ 15,333
Real Estate | Commercial
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						111
Commercial | $						$ 105,117
% of Portfolio						30.00%
Real Estate | Commercial | Forecast
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan	1	2	7	31
Commercial | $	$ 4,489	$ 2,378	$ 8,714	$ 25,497
Real Estate | Commercial | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					70
Commercial | $					$ 64,039
Real Estate | Construction
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						6
Commercial | $						$ 15,518
% of Portfolio						26.60%
Real Estate | Construction | Forecast
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan			1	2
Commercial | $			$ 298	$ 4,726
Real Estate | Construction | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					3
Commercial | $					$ 10,494
Commercial and Industrial
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						76
Commercial | $						$ 15,697
% of Portfolio						10.50%
Commercial and Industrial | Forecast
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan			2	32
Commercial | $			$ 217	$ 5,180
Commercial and Industrial | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					42
Commercial | $					$ 10,300
Consumer
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan						170
Commercial | $						$ 3,447
% of Portfolio						2.90%
Consumer | Forecast
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan			7	39
Commercial | $			$ 97	$ 857
Consumer | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					124
Commercial | $					$ 2,493
Other | Subsequent Event
Loans and Leases Receivable Disclosure [Line Items]
Number of Loans | loan					1
Commercial | $					$ 2,504
% of Portfolio					11.20%

Loans and Allowance for Loan _9

Loans and Allowance for Loan Losses - Loans Classified as TDRs (Details) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020USD ($)loan	Jun. 30, 2019USD ($)loan	Jun. 30, 2019USD ($)loan
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | loan	1	1	2
Pre- Modification Outstanding Recorded Investment	$ 234	$ 114	$ 175
Post- Modification Outstanding Recorded Investment	234	114	175
Related Allowance	$ 0	$ 0	$ 0
Real Estate | Residential
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | loan	1	1	1
Pre- Modification Outstanding Recorded Investment	$ 234	$ 114	$ 61
Post- Modification Outstanding Recorded Investment	234	114	61
Related Allowance	$ 0	$ 0	$ 0
Commercial and Industrial
Financing Receivable, Troubled Debt Restructuring [Line Items]
Number of Contracts | loan			1
Pre- Modification Outstanding Recorded Investment			$ 114
Post- Modification Outstanding Recorded Investment			114
Related Allowance			$ 0

Loans and Allowance for Loan_10

Loans and Allowance for Loan Losses - Impaired Loans (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
With No Related Allowance Recorded:
Recorded Investment	$ 7,353	$ 3,740
Unpaid Principal Balance	7,552	3,765
Average Recorded Investment	7,553	3,985
Interest Income Recognized	145	203
With A Related Allowance Recorded:
Recorded Investment	4,095	4,024
Related Allowance	599	884
Unpaid Principal Balance	4,095	4,175
Average Recorded Investment	4,168	4,150
Interest Income Recognized	75	194
Total Impaired Loans:
Recorded Investment	11,448	7,764
Unpaid Principal Balance	11,647	7,940
Average Recorded Investment	11,721	8,135
Interest Income Recognized	220	397
Real Estate | Residential
With No Related Allowance Recorded:
Recorded Investment	1,669	549
Unpaid Principal Balance	1,673	553
Average Recorded Investment	1,671	494
Interest Income Recognized	32	20
With A Related Allowance Recorded:
Related Allowance		0
Total Impaired Loans:
Recorded Investment	1,669	549
Unpaid Principal Balance	1,673	553
Average Recorded Investment	1,671	494
Interest Income Recognized	32	20
Real Estate | Commercial
With No Related Allowance Recorded:
Recorded Investment	2,855	3,058
Unpaid Principal Balance	2,873	3,077
Average Recorded Investment	2,895	3,335
Interest Income Recognized	75	177
With A Related Allowance Recorded:
Recorded Investment	3,846	1,646
Related Allowance	399	274
Unpaid Principal Balance	3,846	1,646
Average Recorded Investment	3,903	1,702
Interest Income Recognized	69	81
Total Impaired Loans:
Recorded Investment	6,701	4,704
Unpaid Principal Balance	6,719	4,723
Average Recorded Investment	6,798	5,037
Interest Income Recognized	144	258
Real Estate | Construction
With No Related Allowance Recorded:
Recorded Investment	745
Unpaid Principal Balance	745
Average Recorded Investment	825
Interest Income Recognized	16
Total Impaired Loans:
Recorded Investment	745
Unpaid Principal Balance	745
Average Recorded Investment	825
Interest Income Recognized	16
Commercial and Industrial
With No Related Allowance Recorded:
Recorded Investment	2,084	133
Unpaid Principal Balance	2,261	135
Average Recorded Investment	2,162	156
Interest Income Recognized	22	6
With A Related Allowance Recorded:
Recorded Investment	249	2,378
Related Allowance	200	610
Unpaid Principal Balance	249	2,529
Average Recorded Investment	265	2,448
Interest Income Recognized	6	113
Total Impaired Loans:
Recorded Investment	2,333	2,511
Unpaid Principal Balance	2,510	2,664
Average Recorded Investment	2,427	2,604
Interest Income Recognized	$ 28	$ 119

Loans and Allowance for Loan_11

Loans and Allowance for Loan Losses - Activity in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2018	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	$ 12,322	$ 9,412		$ 9,867	$ 9,558
Charge-offs	(37)	(116)		(161)	(329)
Recoveries	63	45		142	87
Provision	300	350		2,800	375
Ending balance	12,648	9,691		12,648	9,691
Individually Evaluated for Impairment	599	1,427		599	1,427	$ 884
Collectively Evaluated for Potential Impairment	12,049	8,264		12,049	8,264	8,983
Real Estate | Residential
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	2,685	1,154		2,023	1,050
Charge-offs	0	(43)		(25)	(43)
Recoveries	2	5		4	9
Provision	1	(20)		686	80
Ending balance	2,688	1,096		2,688	1,096
Individually Evaluated for Impairment	0	0		0	0	0
Collectively Evaluated for Potential Impairment	2,688	1,096		2,688	1,096	2,023
Real Estate | Commercial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	4,875	2,550		3,210	2,693
Charge-offs	0	0		0	0
Recoveries	13	8		27	21
Provision	272	888		1,923	732
Ending balance	5,160	3,446		5,160	3,446
Individually Evaluated for Impairment	399	656		399	656	274
Collectively Evaluated for Potential Impairment	4,761	2,790		4,761	2,790	2,936
Real Estate | Construction
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	664	500		285	395
Charge-offs	0	0		0	0
Recoveries	0	0		0	0
Provision	156	(12)		535	93
Ending balance	820	488		820	488
Individually Evaluated for Impairment	0	0		0	0	0
Collectively Evaluated for Potential Impairment	820	488		820	488	285
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,592	2,553		2,412	2,807
Charge-offs	0	0	$ (1,400)	0	0
Recoveries	6	1		15	2
Provision	(32)	164		(861)	(91)
Ending balance	1,566	2,718		1,566	2,718
Individually Evaluated for Impairment	200	771		200	771	610
Collectively Evaluated for Potential Impairment	1,366	1,947		1,366	1,947	1,802
Consumer
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	1,879	1,733		1,417	2,027
Charge-offs	(37)	(73)		(136)	(286)
Recoveries	42	31		96	55
Provision	(170)	(191)		337	(296)
Ending balance	1,714	1,500		1,714	1,500
Individually Evaluated for Impairment	0	0		0	0	0
Collectively Evaluated for Potential Impairment	1,714	1,500		1,714	1,500	1,417
Other
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	0	0		0	0
Charge-offs	0	0		0	0
Recoveries	0	0		0	0
Provision	0	0		0	0
Ending balance	0	0		0	0
Individually Evaluated for Impairment	0	0		0	0	0
Collectively Evaluated for Potential Impairment	0	0		0	0	0
Unallocated
Financing Receivable, Allowance for Credit Loss [Roll Forward]
Beginning balance	627	922		520	586
Charge-offs	0	0		0	0
Recoveries	0	0		0	0
Provision	73	(479)		180	(143)
Ending balance	700	443		700	443
Individually Evaluated for Impairment	0	0		0	0	0
Collectively Evaluated for Potential Impairment	$ 700	$ 443		$ 700	$ 443	$ 520

Loans and Allowance for Loan_12

Loans and Allowance for Loan Losses - Accretable Discount on Loans Acquired at Fair Value (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)
Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield Movement Schedule [Roll Forward]
Beginning balance	$ 1,628
Accretable Yield	(166)
Ending balance	$ 1,462

Loans and Allowance for Loan_13

Loans and Allowance for Loan Losses - Loans Summarized by Individually Evaluated for Impairment and Collectively Evaluated for Potential Losses (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	$ 11,448	$ 7,764
Collectively Evaluated for Potential Impairment	1,030,711	944,732
Total Loans	1,042,159	952,496
Real Estate | Residential
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	1,669	549
Collectively Evaluated for Potential Impairment	343,113	347,217
Total Loans	344,782	347,766
Real Estate | Commercial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	6,701	4,704
Collectively Evaluated for Potential Impairment	343,805	346,656
Total Loans	350,506	351,360
Real Estate | Construction
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	745	0
Collectively Evaluated for Potential Impairment	57,550	35,605
Total Loans	58,295	35,605
Commercial and Industrial
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	2,333	2,511
Collectively Evaluated for Potential Impairment	146,752	83,075
Total Loans	149,085	85,586
Consumer
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Potential Impairment	117,145	113,637
Total Loans	117,145	113,637
Other
Financing Receivable, Allowance for Credit Loss [Line Items]
Individually Evaluated for Impairment	0	0
Collectively Evaluated for Potential Impairment	22,346	18,542
Total Loans	$ 22,346	$ 18,542

Deposits - Narrative (Details)

Deposits - Narrative (Details) - USD ($) $ in Millions	Jun. 30, 2020	Dec. 31, 2019
Deposits [Abstract]
Time deposits, at or above FDIC insurance limit	$ 63	$ 69.3

Deposits - Maturities of Time D

Deposits - Maturities of Time Deposits (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Deposits [Abstract]
One Year or Less	$ 82,866
Over One Through Two Years	45,449
Over Two Through Three Years	41,849
Over Three Through Four Years	16,613
Over Four Through Five Years	10,025
Over Five Years	4,501
Total	$ 201,303	$ 219,756

Short-Term Borrowings - Federal

Short-Term Borrowings - Federal Funds Purchased and Short-term Borrowings (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2020	Dec. 31, 2019
Securities Sold Under Agreements to Repurchase:
Balance at Period End, Amount	$ 42,349	$ 30,571
Securities Sold under Agreements to Repurchase
Securities Sold Under Agreements to Repurchase:
Balance at Period End, Amount	$ 42,349	$ 30,571
Balance at Period End, Weighted Average Rate	0.30%	0.57%
Average Balance Outstanding During the Period, Amount	$ 32,591	$ 29,976
Average Balance Outstanding During the Period, Weighted Average Interest Rate	0.52%	0.62%
Maximum Amount Outstanding at any Month End, Amount	$ 42,349	$ 34,197
Securities Collaterizing the Agreements at Period-End:
Carrying Value, Amount	52,514	37,584
Market Value, Amount	$ 53,969	$ 37,873

Other Borrowed Funds - Narrativ

Other Borrowed Funds - Narrative (Details) - USD ($)	Jun. 30, 2020	Dec. 31, 2019
Federal Home Loan Bank, Advances [Line Items]
Federal home loan bank advances, maximum amount available	$ 428,500,000
Federal home loan bank advances, amount of available unused funds	399,300,000
Federal home loan bank advances, collateral pledged	577,100,000
Federal Reserve Bank
Federal Home Loan Bank, Advances [Line Items]
Line of credit facility, maximum borrowing capacity	90,400,000
Debt instrument, collateral amount	143,500,000
Various Unaffiliated Banks
Federal Home Loan Bank, Advances [Line Items]
Long-term line of credit	0	$ 0
Line of credit facility, maximum borrowing capacity	60,000,000	$ 60,000,000
Variable Rate Line of Credit
Federal Home Loan Bank, Advances [Line Items]
Federal home loan bank advances, maximum amount available	150,000,000
Long-term line of credit	$ 0

Other Borrowed Funds - Federal

Other Borrowed Funds - Federal Home Loan Bank Advances (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Amount
Due in One Year	$ 5,000	$ 6,000
Due After One Year to Two Years	3,000	5,000
Due After Two Years to Three Years	3,000	3,000
Total	$ 11,000	$ 14,000
Weighted Average Rate
Due in One Year	2.09%	1.97%
Due After One Year to Two Years	2.23%	2.18%
Due After Two Years to Three Years	2.41%	2.41%
Weighted Average
Weighted Average Rate
Total	2.21%	2.14%

Fair Value Disclosure - Assets

Fair Value Disclosure - Assets and Liabilities Reported Fair Value (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	$ 146,333	$ 194,675
Total Marketable Equity Securities	2,315	2,710
Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	146,333	194,675
Total Marketable Equity Securities	2,315	2,710
Total Available-for-Sale Securities	148,648	197,385
U.S. Government Agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	18,994	48,056
Obligations of States and Political Subdivisions
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	21,958	25,843
Mortgage-Backed Securities - Government-Sponsored Enterprises
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	105,381	120,776
Mutual Funds
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Marketable Equity Securities	1,022	997
Other
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Marketable Equity Securities	1,293	1,713
Level 2 | U.S. Government Agencies | Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	18,994	48,056
Level 2 | Obligations of States and Political Subdivisions | Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	21,958	25,843
Level 2 | Mortgage-Backed Securities - Government-Sponsored Enterprises | Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Available-for-Sale	105,381	120,776
Level 1 | Mutual Funds | Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Marketable Equity Securities	1,022	997
Level 1 | Other | Fair Value, Recurring
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Total Marketable Equity Securities	$ 1,293	$ 1,713

Fair Value Disclosure - Signifi

Fair Value Disclosure - Significant Unobservable Inputs Used in the Fair Value Measurements (Details) - Level 3 - Fair Value, Nonrecurring - Market Comparable Properties - Marketability Discount $ in Thousands	Jun. 30, 2020USD ($)	Dec. 31, 2019USD ($)
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans	$ 3,496	$ 3,140
Other real estate	$ 76	$ 58
Minimum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans, measurement input	0.10
Other real estate owned, measurement input	0.10
Maximum
Fair Value Measurement Inputs and Valuation Techniques [Line Items]
Impaired loans, measurement input	0.30
Other real estate owned, measurement input	0.50

Fair Value Disclosure - Narrati

Fair Value Disclosure - Narrative (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2020USD ($)loanproperty	Jun. 30, 2019USD ($)property	Dec. 31, 2019USD ($)
Financing Receivable, Past Due [Line Items]
Recorded Investment	$ 4,095		$ 4,024
Related Allowance	599		884
Gains (losses) on sales of other real estate	(16)	$ 30
Real estate acquired in settlement of loans	76	$ 158
Real Estate | Commercial
Financing Receivable, Past Due [Line Items]
Recorded Investment	3,846		1,646
Related Allowance	$ 399		274
Other real estate owned, number of properties sold | property	1	1
Other real estate	$ 18	$ 697
Gains (losses) on sales of other real estate	$ 4	$ 33
Real Estate | Residential
Financing Receivable, Past Due [Line Items]
Related Allowance			$ 0
Other real estate owned, number of properties sold | property	1	1
Other real estate	$ 40	$ 46
Gains (losses) on sales of other real estate	$ 20	$ 3
Number of loans transferred to other real estate owned | loan	2
Real estate acquired in settlement of loans	$ 76

Fair Value Disclosure - Estimat

Fair Value Disclosure - Estimated Fair Value of the Company's Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Financial Assets:
Available-for-Sale	$ 146,333	$ 194,675
Carrying Value
Financial Assets:
Available-for-Sale	148,648	197,385
Fair Value
Financial Assets:
Available-for-Sale	148,648	197,385
Level 1 | Carrying Value
Financial Assets:
Interest Bearing	114,794	68,798
Non-Interest Bearing	16,609	11,419
Level 1 | Fair Value
Financial Assets:
Interest Bearing	114,794	68,798
Non-Interest Bearing	16,609	11,419
Level 3 | Carrying Value
Financial Assets:
Loans, Net	1,029,511	942,629
Mortgage Servicing Rights	692	930
Level 3 | Fair Value
Financial Assets:
Loans, Net	1,074,146	961,110
Mortgage Servicing Rights	692	930
Level 2 | Carrying Value
Financial Assets:
Restricted Stock	3,793	3,656
Bank-Owned Life Insurance	24,499	24,222
Accrued Interest Receivable	4,663	3,297
Financial Liabilities:
Deposits	1,193,940	1,118,359
Short-term Borrowings	42,349	30,571
Other Borrowed Funds	11,000	14,000
Accrued Interest Payable	863	987
Level 2 | Fair Value
Financial Assets:
Restricted Stock	3,793	3,656
Bank-Owned Life Insurance	24,499	24,222
Accrued Interest Receivable	4,663	3,297
Financial Liabilities:
Deposits	1,204,494	1,128,078
Short-term Borrowings	42,349	30,571
Other Borrowed Funds	11,269	15,380
Accrued Interest Payable	$ 863	$ 987

Commitments and Contingent Li_3

Commitments and Contingent Liabilities - Unused and Available Credit Balances of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Loss Contingencies [Line Items]
Total Commitments	$ 231,741	$ 240,104
Standby Letters of Credit
Loss Contingencies [Line Items]
Total Commitments	53,109	42,041
Performance Letters of Credit
Loss Contingencies [Line Items]
Total Commitments	2,923	2,521
Construction Mortgages
Loss Contingencies [Line Items]
Total Commitments	74,021	59,689
Personal Lines of Credit
Loss Contingencies [Line Items]
Total Commitments	6,837	6,456
Overdraft Protection Lines
Loss Contingencies [Line Items]
Total Commitments	6,364	6,415
Home Equity Lines of Credit
Loss Contingencies [Line Items]
Total Commitments	20,805	20,560
Commercial Lines of Credit
Loss Contingencies [Line Items]
Total Commitments	$ 67,682	$ 102,422

Leases - Operating Leases (Deta

Leases - Operating Leases (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Dec. 31, 2019
Leases [Abstract]
Operating Lease Expense	$ 119	$ 115	$ 235	$ 230
Variable Lease Expense	9	7	18	15
Total Lease Expense	128	$ 122	253	$ 245
Operating Leases:
ROU Assets	$ 1,118		$ 1,118		$ 1,289
Weighted Average Lease Term in Years	7 years 2 months 4 days		7 years 2 months 4 days		7 years 21 days
Weighted Average Discount Rate	2.92%		2.92%		2.89%

Leases - Maturity of Operating

Leases - Maturity of Operating Lease (Details) $ in Thousands	Jun. 30, 2020USD ($)
Leases [Abstract]
Due in One Year	$ 388
Due After One Year to Two Years	257
Due After Two Years to Three Years	123
Due After Three Years to Four Years	57
Due After Four to Five Years	45
Due After Five Years	386
Total	1,256
Less: Present Value Discount	135
Lease Liabilities	$ 1,121

Other Noninterest Expense - Com

Other Noninterest Expense - Components of Other Noninterest Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019
Other Income and Expenses [Abstract]
Non-Employee Compensation	$ 147	$ 131	$ 293	$ 271
Printing and Supplies	139	96	240	193
Postage	55	61	116	133
Telephone	132	158	301	302
Charitable Contributions	16	52	67	92
Dues and Subscriptions	41	47	117	98
Loan Expenses	125	128	270	212
Meals and Entertainment	34	46	74	101
Travel	20	61	74	97
Training	7	13	14	22
Bank Assessment	44	42	88	85
Insurance	58	60	114	113
Miscellaneous	127	200	290	361
Total Other Noninterest Expense	$ 945	$ 1,095	$ 2,058	$ 2,080

Segment and Related Informati_3

Segment and Related Information - Narrative (Details)	6 Months Ended
	Jun. 30, 2020segment
Segment Reporting [Abstract]
Number of operating segments	2

Segment and Related Informati_4

Segment and Related Information - Reconciliation of Financial Data from Segments to Consolidated (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019	Jun. 30, 2020	Jun. 30, 2019	Mar. 31, 2020	Dec. 31, 2019	Mar. 31, 2019	Dec. 31, 2018
Segment Reporting Information [Line Items]
Assets	$ 1,407,152		$ 1,407,152			$ 1,321,537
Liabilities	1,254,760		1,254,760			1,170,440
Stockholders' equity	152,392	$ 145,507	152,392	$ 145,507	$ 151,525	151,097	$ 141,729	$ 137,625
Interest and dividend income	11,727	12,669	24,056	24,965
Interest expense	1,406	1,964	3,202	3,826
Net interest income	10,321	10,705	20,854	21,139
Provision for loan losses	300	350	2,800	375
Net interest income after provision for loan losses	10,021	10,355	18,054	20,764
Noninterest income	2,648	2,165	4,520	4,279
Noninterest expense	9,071	8,797	18,074	17,677
Income Before Income Tax Expense	3,598	3,723	4,500	7,366
Income tax expense (benefit)	695	744	824	1,462
NET INCOME	2,903	2,979	3,676	5,904
Operating Segments | CB Financial Services, Inc.
Segment Reporting Information [Line Items]
Undistributed net income of subsidiary	1,580		2,703
Operating Segments | Community Bank
Segment Reporting Information [Line Items]
Assets	1,408,476		1,408,476			1,321,001
Liabilities	1,261,592		1,261,592			1,178,759
Stockholders' equity	146,884		146,884			142,242
Interest and dividend income	11,711	12,655	24,025	24,936
Interest expense	1,406	1,964	3,202	3,826
Net interest income	10,305	10,691	20,823	21,110
Provision for loan losses	300	350	2,800	375
Net interest income after provision for loan losses	10,005	10,341	18,023	20,735
Noninterest income	1,508	990	2,553	1,948
Noninterest expense	8,160	7,907	16,181	15,808
Undistributed net income of subsidiary	148	132	360	250
Income Before Income Tax Expense	3,501	3,556	4,755	7,125
Income tax expense (benefit)	627	665	758	1,327
NET INCOME	2,874	2,891	3,997	5,798
Operating Segments | Insurance Brokerage Services Segment | Exchange Underwriters, Inc.
Segment Reporting Information [Line Items]
Assets	3,737		3,737			4,076
Liabilities	1,102		1,102			1,194
Stockholders' equity	2,635		2,635			2,882
Interest and dividend income	1	1	1	1
Interest expense	0	0	0	0
Net interest income	1	1	1	1
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	1	1	1	1
Noninterest income	1,121	1,079	2,402	2,227
Noninterest expense	911	887	1,887	1,863
Income Before Income Tax Expense	211	193	516	365
Income tax expense (benefit)	63	61	156	115
NET INCOME	148	132	360	250
Operating Segments | Insurance Brokerage Services Segment | CB Financial Services, Inc.
Segment Reporting Information [Line Items]
Assets	152,404		152,404			151,124
Liabilities	12		12			27
Stockholders' equity	152,392		152,392			151,097
Interest and dividend income	1,309	1,317	1,324	2,636
Interest expense	0	0	0	0
Net interest income	1,309	1,317	1,324	2,636
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	1,309	1,317	1,324	2,636
Noninterest income	19	96	(435)	104
Noninterest expense	0	3	6	6
Undistributed net income of subsidiary		1,587		3,190
Income Before Income Tax Expense	2,908	2,997	3,586	5,924
Income tax expense (benefit)	5	18	(90)	20
NET INCOME	2,903	2,979	3,676	5,904
Net Eliminations
Segment Reporting Information [Line Items]
Assets	(157,465)		(157,465)			(154,664)
Liabilities	(7,946)		(7,946)			(9,540)
Stockholders' equity	(149,519)		(149,519)			$ (145,124)
Interest and dividend income	(1,294)	(1,304)	(1,294)	(2,608)
Interest expense	0	0	0	0
Net interest income	(1,294)	(1,304)	(1,294)	(2,608)
Provision for loan losses	0	0	0	0
Net interest income after provision for loan losses	(1,294)	(1,304)	(1,294)	(2,608)
Noninterest income	0	0	0	0
Noninterest expense	0	0	0	0
Undistributed net income of subsidiary	(1,728)	(1,719)	(3,063)	(3,440)
Income Before Income Tax Expense	(3,022)	(3,023)	(4,357)	(6,048)
Income tax expense (benefit)	0	0	0	0
NET INCOME	$ (3,022)	$ (3,023)	$ (4,357)	$ (6,048)