Gemmer Asset Management 13F-HR Quarterly holdings report by institutional manager

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL

OMB Number:		3235-0006
Expires:	Oct 31, 2018
Estimated average burden
hours per response:		23.8

COLUMN 1	COLUMN 2	COLUMN 3	COLUMN 4	COLUMN 5			COLUMN 6	COLUMN 7	COLUMN 8
			VALUE	SHRS OR	SH/	PUT/	INVESTMENT	OTHER	VOTING AUTHORITY
NAME OF ISSUER	TITLE OF CLASS	CUSIP	(x$1000)	PRN AMT	PRN	CALL	DISCRETION	MANAGER	SOLE	SHARED	NONE
ABBOTT LABS	COM	002824100	355,986	3,132	SH		OTR	1	0	0	0
ABBVIE INC	COM	00287Y109	476,194	2,615	SH		OTR	1	0	0	0
ABM INDS INC	COM	000957100	21,017,537	471,034	SH		OTR	1	0	0	0
ADOBE INC	COM	00724F101	7,037,656	13,947	SH		OTR	1	0	0	0
ADVANCED MICRO DEVICES INC	COM	007903107	374,517	2,075	SH		OTR	1	0	0	0
AIRBNB INC	COM CL A	009066101	310,455	1,882	SH		SOLE		0	0	0
AMAZON COM INC	COM	023135106	2,934,061	16,266	SH		OTR	1	0	0	0
AMGEN INC	COM	031162100	233,995	823	SH		OTR	1	0	0	0
ANIXA BIOSCIENCES INC	COM	03528H109	109,200	35,000	SH		SOLE		0	0	0
APPLE INC	COM	037833100	7,536,357	43,949	SH		OTR	1	0	0	0
BANK AMERICA CORP	COM	060505104	494,936	13,052	SH		OTR	1	0	0	0
BERKSHIRE HATHAWAY INC DEL	CL B NEW	084670702	1,949,951	4,637	SH		OTR	1	0	0	0
BRISTOL-MYERS SQUIBB CO	COM	110122108	275,584	5,082	SH		OTR	1	0	0	0
CATERPILLAR INC	COM	149123101	307,801	840	SH		OTR	1	0	0	0
CHEVRON CORP NEW	COM	166764100	635,579	4,029	SH		OTR	1	0	0	0
CISCO SYS INC	COM	17275R102	457,632	9,169	SH		OTR	1	0	0	0
COCA COLA CO	COM	191216100	239,703	3,918	SH		OTR	1	0	0	0
CONOCOPHILLIPS	COM	20825C104	254,320	1,998	SH		OTR	1	0	0	0
COSTCO WHSL CORP NEW	COM	22160K105	646,912	883	SH		OTR	1	0	0	0
DIMENSIONAL ETF TRUST	INTL CORE EQT MK	25434V203	275,361	9,112	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US EQUITY ETF	25434V401	4,996,772	87,693	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP ETF	25434V500	8,641,310	138,616	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US LARGE CAP VAL	25434V666	4,916,847	163,950	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US CORE EQUITY 2	25434V708	4,395,535	137,575	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	EMERGING MKTS CO	25434V732	493,556	19,363	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	INTL HIGH PROFIT	25434V765	339,275	12,594	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	INTL CORE EQUITY	25434V799	11,596,289	433,506	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	INTERNATNAL VAL	25434V807	405,242	11,027	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US SMALL CAP VAL	25434V815	362,296	12,036	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	US HIGH PROFITAB	25434V831	6,798,421	215,072	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	CORE FIXED INCOM	25434V872	201,079	4,793	SH		SOLE		0	0	0
DIMENSIONAL ETF TRUST	WORLD EX US CORE	25434V880	202,754	7,970	SH		SOLE		0	0	0
DISNEY WALT CO	COM	254687106	554,215	4,529	SH		OTR	1	0	0	0
EATON CORP PLC	SHS	G29183103	954,299	3,052	SH		OTR	1	0	0	0
ELEVANCE HEALTH INC	COM	036752103	229,195	442	SH		OTR	1	0	0	0
ELI LILLY & CO	COM	532457108	796,631	1,024	SH		OTR	1	0	0	0
EVI INDS INC	COM	26929N102	25,460,126	1,022,495	SH		SOLE		0	0	0
GOPRO INC	CL A	38268T103	1,794,105	11,887	SH		OTR	1	0	0	0
HOME DEPOT INC	COM	437076102	1,034,257	2,696	SH		OTR	1	0	0	0
HORMEL FOODS CORP	COM	440452100	265,982	7,623	SH		OTR	1	0	0	0
INTEL CORP	COM	458140100	734,377	16,626	SH		OTR	1	0	0	0
INTERNATIONAL BUSINESS MACHS	COM	459200101	219,542	1,150	SH		OTR	1	0	0	0
INTRA-CELLULAR THERAPIES INC	COM	46116X101	276,800	4,000	SH		SOLE		0	0	0
INTUIT	COM	461202103	280,800	432	SH		OTR	1	0	0	0
ISHARES BITCOIN TR	SHS	46438F101	389,767	9,631	SH		SOLE		0	0	0
ISHARES TR	CORE S&P TTL STK	464287150	562,433	4,878	SH		SOLE		0	0	0
ISHARES TR	CORE S&P500 ETF	464287200	3,834,824	7,294	SH		SOLE		0	0	0
ISHARES TR	CORE US AGGBD ET	464287226	6,215,471	63,462	SH		SOLE		0	0	0
ISHARES TR	S&P 500 GRWT ETF	464287309	808,575	9,576	SH		SOLE		0	0	0
ISHARES TR	S&P 500 VAL ETF	464287408	1,467,744	7,857	SH		SOLE		0	0	0
ISHARES TR	1 3 YR TREAS BD	464287457	8,320,988	101,748	SH		SOLE		0	0	0
ISHARES TR	MSCI EAFE ETF	464287465	3,915,927	49,035	SH		SOLE		0	0	0
ISHARES TR	CORE S&P MCP ETF	464287507	776,807	12,789	SH		OTR	1	0	0	0
ISHARES TR	EXPANDED TECH	464287515	8,180,060	95,931	SH		SOLE		0	0	0
ISHARES TR	RUS 1000 GRW ETF	464287614	301,997	896	SH		SOLE		0	0	0
ISHARES TR	RUS 1000 ETF	464287622	2,038,845	7,079	SH		SOLE		0	0	0
ISHARES TR	RUSSELL 2000 ETF	464287655	280,134	1,332	SH		SOLE		0	0	0
ISHARES TR	CORE S&P SCP ETF	464287804	560,390	5,070	SH		OTR	1	0	0	0
ISHARES TR	EAFE SML CP ETF	464288273	215,429	3,402	SH		SOLE		0	0	0
ISHARES TR	MSCI KLD400 SOC	464288570	11,081,587	109,925	SH		SOLE		0	0	0
ISHARES TR	ISHS 1-5YR INVS	464288646	2,690,801	52,473	SH		SOLE		0	0	0
ISHARES TR	CORE MSCI EAFE	46432F842	248,340	3,346	SH		SOLE		0	0	0
ISHARES TR	ESG AW MSCI EAFE	46435G516	516,525	6,464	SH		SOLE		0	0	0
ISHARES TR	ROBOTICS ARTIF	46435U556	213,691	6,221	SH		SOLE		0	0	0
J P MORGAN EXCHANGE TRADED F	ULTRA SHRT INC	46641Q837	302,700	6,000	SH		SOLE		0	0	0
JOHNSON & JOHNSON	COM	478160104	965,891	6,106	SH		OTR	1	0	0	0
JPMORGAN CHASE & CO	COM	46625H100	618,267	3,087	SH		OTR	1	0	0	0
L3HARRIS TECHNOLOGIES INC	COM	502431109	1,628,723	7,643	SH		OTR	1	0	0	0
LISTED FD TR	ROUNDHILL BALL	53656F417	2,435,514	5,016	SH		OTR	1	0	0	0
LOCKHEED MARTIN CORP	COM	539830109	231,074	508	SH		OTR	1	0	0	0
MASTERCARD INCORPORATED	CL A	57636Q104	506,130	1,051	SH		OTR	1	0	0	0
MCDONALDS CORP	COM	580135101	290,127	1,029	SH		OTR	1	0	0	0
MERCK & CO INC	COM	58933Y105	470,671	3,567	SH		OTR	1	0	0	0
MICROSOFT CORP	COM	594918104	5,710,384	13,573	SH		OTR	1	0	0	0
MORGAN STANLEY ETF TRUST	CALVERT US LARCP	61774R205	288,724	4,399	SH		SOLE		0	0	0
NETFLIX INC	COM	64110L106	817,466	1,346	SH		OTR	1	0	0	0
NVIDIA CORPORATION	COM	67066G104	21,155,482	23,413	SH		OTR	1	0	0	0
ORACLE CORP	COM	68389X105	820,076	6,529	SH		OTR	1	0	0	0
PEPSICO INC	COM	713448108	332,519	1,900	SH		OTR	1	0	0	0
PG&E CORP	COM	69331C108	459,794	27,434	SH		OTR	1	0	0	0
PROCTER AND GAMBLE CO	COM	742718109	411,142	2,534	SH		OTR	1	0	0	0
PROSHARES TR	S&P 500 DV ARIST	74348A467	875,243	8,631	SH		SOLE		0	0	0
QUALCOMM INC	COM	747525103	411,453	2,430	SH		OTR	1	0	0	0
SALESFORCE INC	COM	79466L302	487,610	1,619	SH		OTR	1	0	0	0
SCHWAB CHARLES CORP	COM	808513105	976,662	13,501	SH		OTR	1	0	0	0
SCHWAB STRATEGIC TR	US BRD MKT ETF	808524102	23,424,707	383,697	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	US LCAP GR ETF	808524300	43,685,566	471,156	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	US LCAP VA ETF	808524409	97,719,760	1,286,125	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	US MID-CAP ETF	808524508	37,885,107	465,248	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	US SML CAP ETF	808524607	32,943,748	669,044	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	EMRG MKTEQ ETF	808524706	4,758,819	188,468	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US SC	808524763	15,102,609	264,819	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	SCHWAB FDT US LG	808524771	49,662,772	736,946	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	US DIVIDEND EQ	808524797	631,312	7,830	SH		SOLE		0	0	0
SCHWAB STRATEGIC TR	INTL EQTY ETF	808524805	76,431,047	1,958,766	SH		SOLE		0	0	0
SERVICENOW INC	COM	81762P102	16,713,333	21,922	SH		OTR	1	0	0	0
SNOWFLAKE INC	CL A	833445109	7,563,688	46,805	SH		OTR	1	0	0	0
SPDR INDEX SHS FDS	MSCI EAFE FS ETF	78470E106	12,543,092	301,609	SH		SOLE		0	0	0
SPDR S&P 500 ETF TR	TR UNIT	78462F103	3,647,986	6,974	SH		OTR	1	0	0	0
SPDR SER TR	PORTFOLIO SHORT	78464A474	25,738,524	864,579	SH		SOLE		0	0	0
SPDR SER TR	SPDR S&P 500 ETF	78468R796	13,632,733	318,522	SH		SOLE		0	0	0
STARBUCKS CORP	COM	855244109	10,258,359	112,248	SH		OTR	1	0	0	0
TARGET CORP	COM	87612E106	249,503	1,408	SH		OTR	1	0	0	0
TESLA INC	COM	88160R101	987,588	5,618	SH		OTR	1	0	0	0
THERMO FISHER SCIENTIFIC INC	COM	883556102	304,554	524	SH		OTR	1	0	0	0
TIDAL TR II	ROUNDHILL GENER	88636J600	869,926	24,443	SH		SOLE		0	0	0
UNITEDHEALTH GROUP INC	COM	91324P102	393,781	796	SH		OTR	1	0	0	0
UPSTART HLDGS INC	COM	91680M107	236,417	8,792	SH		SOLE		0	0	0
VANECK ETF TRUST	OIL REFINERS ETF	92189F585	623,791	16,264	SH		SOLE		0	0	0
VANGUARD ADMIRAL FDS INC	500 GRTH IDX F	921932505	367,535	1,206	SH		SOLE		0	0	0
VANGUARD ADMIRAL FDS INC	500 VAL IDX FD	921932703	1,085,549	6,015	SH		SOLE		0	0	0
VANGUARD BD INDEX FDS	INTERMED TERM	921937819	9,070,613	120,300	SH		SOLE		0	0	0
VANGUARD BD INDEX FDS	SHORT TRM BOND	921937827	49,449,825	644,970	SH		SOLE		0	0	0
VANGUARD BD INDEX FDS	TOTAL BND MRKT	921937835	1,007,305	13,869	SH		SOLE		0	0	0
VANGUARD INDEX FDS	MCAP VL IDXVIP	922908512	217,219	1,393	SH		SOLE		0	0	0
VANGUARD INDEX FDS	SML CP GRW ETF	922908595	204,144	783	SH		SOLE		0	0	0
VANGUARD INDEX FDS	MID CAP ETF	922908629	11,947,765	47,818	SH		SOLE		0	0	0
VANGUARD INDEX FDS	GROWTH ETF	922908736	12,044,235	34,992	SH		SOLE		0	0	0
VANGUARD INDEX FDS	VALUE ETF	922908744	13,357,429	82,018	SH		SOLE		0	0	0
VANGUARD INDEX FDS	SMALL CP ETF	922908751	16,285,614	71,244	SH		SOLE		0	0	0
VANGUARD INDEX FDS	TOTAL STK MKT	922908769	1,148,582	4,419	SH		SOLE		0	0	0
VANGUARD INTL EQUITY INDEX F	FTSE EMR MKT ETF	922042858	2,245,866	53,767	SH		SOLE		0	0	0
VANGUARD SCOTTSDALE FDS	VNG RUS1000VAL	92206C714	414,747	5,274	SH		SOLE		0	0	0
VANGUARD SPECIALIZED FUNDS	DIV APP ETF	921908844	635,665	3,481	SH		SOLE		0	0	0
VANGUARD TAX-MANAGED FDS	VAN FTSE DEV MKT	921943858	39,073,735	778,827	SH		SOLE		0	0	0
VANGUARD WORLD FD	ESG US STK ETF	921910733	9,647,040	103,520	SH		SOLE		0	0	0
VANGUARD WORLD FD	HEALTH CAR ETF	92204A504	285,712	1,056	SH		SOLE		0	0	0
VISA INC	COM CL A	92826C839	1,148,948	4,117	SH		OTR	1	0	0	0
WALMART INC	COM	931142103	383,452	6,373	SH		OTR	1	0	0	0
WEYERHAEUSER CO MTN BE	COM NEW	962166104	249,072	6,936	SH		OTR	1	0	0	0
WORKDAY INC	CL A	98138H101	465,584	1,707	SH		SOLE		0	0	0