| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Barings Corporate Investors (M | BDFUND | 06759X107 | 6,473 | 425,836 | SH | | SOLE | | 212,918 | 0 | 212,918 |
| Barings Participation Inv (MPV | BDFUND | 06761A103 | 994 | 72,416 | SH | | SOLE | | 36,208 | 0 | 36,208 |
| IShares 0-5 Year Tips ETF (STI | BDFUND | 46429B747 | 2,360 | 22,200 | SH | | SOLE | | 11,100 | 0 | 11,100 |
| IShares Core 1-5 Year Bond ETF | BDFUND | 46432F859 | 492 | 9,600 | SH | | SOLE | | 4,800 | 0 | 4,800 |
| IShares Dec 2023 Muni Bond ETF | BDFUND | 46435G318 | 774 | 29,650 | SH | | SOLE | | 14,825 | 0 | 14,825 |
| IShares Muni Bond 2024 ETF (IB | BDFUND | 46435U697 | 402 | 14,900 | SH | | SOLE | | 7,450 | 0 | 7,450 |
| Income Fund of America (AMECX) | BDFUND | 453320103 | 411 | 15,912 | SH | | SOLE | | 7,956 | 0 | 7,956 |
| Invesco Bullestshares 2021 (BS | BDFUND | 46138J700 | 825 | 39,100 | SH | | SOLE | | 19,550 | 0 | 19,550 |
| Invesco Bullet Shares 2022 (BS | BDFUND | 46138J882 | 4,972 | 230,270 | SH | | SOLE | | 115,135 | 0 | 115,135 |
| Invesco Bulletshares 2023 Corp | BDFUND | 46138J866 | 6,115 | 281,400 | SH | | SOLE | | 140,700 | 0 | 140,700 |
| Invesco Bulletshares 2024 (BSC | BDFUND | 46138J841 | 5,095 | 229,630 | SH | | SOLE | | 114,815 | 0 | 114,815 |
| Invesco Bulletshares 2025 Corp | BDFUND | 46138J825 | 870 | 39,000 | SH | | SOLE | | 19,500 | 0 | 19,500 |
| Metropolitan West Total Return | BDFUND | 592905103 | 388 | 35,359 | SH | | SOLE | | 17,680 | 0 | 17,680 |
| SPDR Int Corporate Bond ETF (S | BDFUND | 78464A375 | 1,467 | 39,974 | SH | | SOLE | | 19,987 | 0 | 19,987 |
| SPDR Inv't Grade Floating Rate | BDFUND | 78468R200 | 18,460 | 602,300 | SH | | SOLE | | 301,150 | 0 | 301,150 |
| SPDR Nuveen Barclays Shrt Term | BDFUND | 78468R739 | 4,038 | 81,474 | SH | | SOLE | | 40,737 | 0 | 40,737 |
| SPDR Nuveen Bloomberg Municipa | BDFUND | 78468R721 | 1,756 | 33,700 | SH | | SOLE | | 16,850 | 0 | 16,850 |
| SPDR ST Corp Bond ETF (SPSB) | BDFUND | 78464A474 | 433 | 13,820 | SH | | SOLE | | 6,910 | 0 | 6,910 |
| Schwab Aggregate Bond ETF (SCH | BDFUND | 808524839 | 6,003 | 109,950 | SH | | SOLE | | 54,975 | 0 | 54,975 |
| Schwab US Tips ETF (SCHP) | BDFUND | 808524870 | 6,062 | 96,970 | SH | | SOLE | | 48,485 | 0 | 48,485 |
| VanEck Vectors Shrt Mun ETF (S | BDFUND | 92189F528 | 1,483 | 82,100 | SH | | SOLE | | 41,050 | 0 | 41,050 |
| Vanguard Intermediate Corp Bon | BDFUND | 92206C870 | 14,234 | 149,722 | SH | | SOLE | | 74,861 | 0 | 74,861 |
| Vanguard ST Corp Bond ETF (VCS | BDFUND | 92206C409 | 37,920 | 458,472 | SH | | SOLE | | 229,236 | 0 | 229,236 |
| Vanguard Tax-Exempt Bond Index | BDFUND | 922907746 | 835 | 15,100 | SH | | SOLE | | 7,550 | 0 | 7,550 |
| iShares 1-5 yr Inv Grade Corp | BDFUND | 464288646 | 10,376 | 189,310 | SH | | SOLE | | 94,655 | 0 | 94,655 |
| iShares National Muni Bond (MU | BDFUND | 464288414 | 10,661 | 90,960 | SH | | SOLE | | 45,480 | 0 | 45,480 |
| iShares Short Term Nat'l Muni | BDFUND | 464288158 | 9,639 | 89,400 | SH | | SOLE | | 44,700 | 0 | 44,700 |
| iShares TIPS Bond Fund (TIP) | BDFUND | 464287176 | 6,525 | 50,972 | SH | | SOLE | | 25,486 | 0 | 25,486 |
| Healthpeak Prop (PEAK) | REIT | 42250P103 | 1,478 | 44,400 | SH | | SOLE | | 22,200 | 0 | 22,200 |
| Schwab REIT ETF (SCHH) | REIT | 808524847 | 1,252 | 27,350 | SH | | SOLE | | 13,675 | 0 | 13,675 |
| Vanguard REIT Index ETF (VNQ) | REIT | 922908553 | 1,157 | 11,370 | SH | | SOLE | | 5,685 | 0 | 5,685 |
| Weyerhauser (WY) | REIT | 962166104 | 3,489 | 101,370 | SH | | SOLE | | 50,685 | 0 | 50,685 |
| 3M Company (MMM) | COM | 88579Y101 | 1,395 | 7,022 | SH | | SOLE | | 3,511 | 0 | 3,511 |
| A F L A C Inc. (AFL) | COM | 001055102 | 1,079 | 20,100 | SH | | SOLE | | 10,050 | 0 | 10,050 |
| AT&T Inc. (T) | COM | 00206R102 | 1,245 | 43,260 | SH | | SOLE | | 21,630 | 0 | 21,630 |
| Abbott Laboratories (ABT) | COM | 002824100 | 3,732 | 32,192 | SH | | SOLE | | 16,096 | 0 | 16,096 |
| Abbvie Inc (ABBV) | COM | 00287Y109 | 1,944 | 17,263 | SH | | SOLE | | 8,631 | 0 | 8,631 |
| Accenture PLC (ACN) | COM | G1151C101 | 988 | 3,350 | SH | | SOLE | | 1,675 | 0 | 1,675 |
| Advanced Micro Devices Inc (AM | COM | 007903107 | 738 | 7,860 | SH | | SOLE | | 3,930 | 0 | 3,930 |
| Aerovironment (AVAV) | COM | 008073108 | 684 | 6,830 | SH | | SOLE | | 3,415 | 0 | 3,415 |
| Air Prod & Chemicals (APD) | COM | 009158106 | 496 | 1,724 | SH | | SOLE | | 862 | 0 | 862 |
| Alphabet Class A (GOOGL) | COM | 02079K305 | 1,343 | 550 | SH | | SOLE | | 275 | 0 | 275 |
| Alphabet Class C (GOOG) | COM | 02079K107 | 7,559 | 3,016 | SH | | SOLE | | 1,508 | 0 | 1,508 |
| Amazon Com Inc (AMZN) | COM | 023135106 | 7,548 | 2,194 | SH | | SOLE | | 1,097 | 0 | 1,097 |
| Amcor PLC ADR (AMCR) | COM | Q03080100 | 832 | 72,622 | SH | | SOLE | | 36,311 | 0 | 36,311 |
| Amgen Incorporated (AMGN) | COM | 031162100 | 531 | 2,180 | SH | | SOLE | | 1,090 | 0 | 1,090 |
| Apple Computer (AAPL) | COM | 037833100 | 14,255 | 104,081 | SH | | SOLE | | 52,040 | 0 | 52,040 |
| Auto Data Processing (ADP) | COM | 053015103 | 893 | 4,496 | SH | | SOLE | | 2,248 | 0 | 2,248 |
| Autodesk Inc. (ADSK) | COM | 052769106 | 3,103 | 10,630 | SH | | SOLE | | 5,315 | 0 | 5,315 |
| BWX Technologies (BWXT) | COM | 05605H100 | 706 | 12,150 | SH | | SOLE | | 6,075 | 0 | 6,075 |
| Bank of America Corp. (BAC) | COM | 060505104 | 888 | 21,528 | SH | | SOLE | | 10,764 | 0 | 10,764 |
| Bank of Montreal (BMO) | COM | 063671101 | 1,487 | 14,500 | SH | | SOLE | | 7,250 | 0 | 7,250 |
| Bank of New York (BK) | COM | 064058100 | 520 | 10,150 | SH | | SOLE | | 5,075 | 0 | 5,075 |
| Baxter Int'l (BAX) | COM | 071813109 | 449 | 5,580 | SH | | SOLE | | 2,790 | 0 | 2,790 |
| Becton Dickinson (BDX) | COM | 075887109 | 587 | 2,412 | SH | | SOLE | | 1,206 | 0 | 1,206 |
| Berkshire Hathaway Cl B (BRKB) | COM | 084670702 | 3,471 | 12,490 | SH | | SOLE | | 6,245 | 0 | 6,245 |
| Boeing Company (BA) | COM | 097023105 | 650 | 2,714 | SH | | SOLE | | 1,357 | 0 | 1,357 |
| Bristol-Myers Squibb (BMY) | COM | 110122108 | 1,332 | 19,928 | SH | | SOLE | | 9,964 | 0 | 9,964 |
| CSG Systems Int'l (CSGS) | COM | 126349109 | 758 | 16,070 | SH | | SOLE | | 8,035 | 0 | 8,035 |
| CVS Health Corp. (CVS) | COM | 126650100 | 2,907 | 34,836 | SH | | SOLE | | 17,418 | 0 | 17,418 |
| Canadian National Railway (CNI | COM | 136375102 | 406 | 3,850 | SH | | SOLE | | 1,925 | 0 | 1,925 |
| Carrier Global Corp (CARR) | COM | 14448C104 | 1,526 | 31,398 | SH | | SOLE | | 15,699 | 0 | 15,699 |
| Celanese (CE) | COM | 150870103 | 2,101 | 13,860 | SH | | SOLE | | 6,930 | 0 | 6,930 |
| Check Point Software Tech (CHK | COM | M22465104 | 2,188 | 18,840 | SH | | SOLE | | 9,420 | 0 | 9,420 |
| Chevron Corp (CVX) | COM | 166764100 | 2,052 | 19,590 | SH | | SOLE | | 9,795 | 0 | 9,795 |
| Cincinnati Financial (CINF) | COM | 172062101 | 745 | 6,390 | SH | | SOLE | | 3,195 | 0 | 3,195 |
| Cisco Systems Inc. (CSCO) | COM | 17275R102 | 4,512 | 85,124 | SH | | SOLE | | 42,562 | 0 | 42,562 |
| Coca Cola Company (KO) | COM | 191216100 | 1,759 | 32,516 | SH | | SOLE | | 16,258 | 0 | 16,258 |
| Colgate-Palmolive Co. (CL) | COM | 194162103 | 1,188 | 14,608 | SH | | SOLE | | 7,304 | 0 | 7,304 |
| Comcast Corp NEW CL A (CMCSA) | COM | 20030N101 | 2,841 | 49,818 | SH | | SOLE | | 24,909 | 0 | 24,909 |
| Concentrix Corp (CNXC) | COM | 20602D101 | 933 | 5,800 | SH | | SOLE | | 2,900 | 0 | 2,900 |
| Constellation Brands (STZ) | COM | 21036P108 | 424 | 1,814 | SH | | SOLE | | 907 | 0 | 907 |
| DR Horton (DHI) | COM | 23331a109 | 1,173 | 12,980 | SH | | SOLE | | 6,490 | 0 | 6,490 |
| Danaher Corp (DHR) | COM | 235851102 | 1,270 | 4,732 | SH | | SOLE | | 2,366 | 0 | 2,366 |
| Deere Co (DE) | COM | 244199105 | 406 | 1,152 | SH | | SOLE | | 576 | 0 | 576 |
| Disney Walt Hldg. Co. (DIS) | COM | 254687106 | 4,403 | 25,052 | SH | | SOLE | | 12,526 | 0 | 12,526 |
| Dominion Energy Inc (D) | COM | 25746U109 | 445 | 6,050 | SH | | SOLE | | 3,025 | 0 | 3,025 |
| Duke Energy Corp. (DUK) | COM | 26441C204 | 694 | 7,032 | SH | | SOLE | | 3,516 | 0 | 3,516 |
| ETFMG Prime Cyber Security ETF | COM | 26924G201 | 1,649 | 27,190 | SH | | SOLE | | 13,595 | 0 | 13,595 |
| Electronic Arts (EA) | COM | 285512109 | 443 | 3,080 | SH | | SOLE | | 1,540 | 0 | 1,540 |
| Estee Lauder Companies, CL A ( | COM | 518439104 | 541 | 1,700 | SH | | SOLE | | 850 | 0 | 850 |
| Exact Sciences (EXAS) | COM | 30063P105 | 2,886 | 23,220 | SH | | SOLE | | 11,610 | 0 | 11,610 |
| Exxon Mobil (XOM) | COM | 30231G102 | 3,476 | 55,110 | SH | | SOLE | | 27,555 | 0 | 27,555 |
| Fastenal Company (FAST) | COM | 311900104 | 690 | 13,260 | SH | | SOLE | | 6,630 | 0 | 6,630 |
| General Mills, Inc. (GIS) | COM | 370334104 | 720 | 11,824 | SH | | SOLE | | 5,912 | 0 | 5,912 |
| General Motors New (GM) | COM | 37045V100 | 408 | 6,900 | SH | | SOLE | | 3,450 | 0 | 3,450 |
| Gilead Sciences Inc. (GILD) | COM | 375558103 | 406 | 5,900 | SH | | SOLE | | 2,950 | 0 | 2,950 |
| Globalstar Inc. (GSAT) | COM | 378973408 | 210 | 117,880 | SH | | SOLE | | 58,940 | 0 | 58,940 |
| Graco Inc (GGG) | COM | 384109104 | 1,173 | 15,500 | SH | | SOLE | | 7,750 | 0 | 7,750 |
| Hamilton Beach Brands Cl A (HB | COM | 40701T104 | 1,506 | 67,646 | SH | | SOLE | | 33,823 | 0 | 33,823 |
| Hamilton Beach Brands Cl B Res | COM | 40701T203 | 1,547 | 69,452 | SH | | SOLE | | 34,726 | 0 | 34,726 |
| Hologic Inc (HOLX) | COM | 436440101 | 1,567 | 23,486 | SH | | SOLE | | 11,743 | 0 | 11,743 |
| Home Depot Inc. (HD) | COM | 437076102 | 3,251 | 10,194 | SH | | SOLE | | 5,097 | 0 | 5,097 |
| Honeywell International (HON) | COM | 438516106 | 2,179 | 9,934 | SH | | SOLE | | 4,967 | 0 | 4,967 |
| Hormel Foods (HRL) | COM | 440452100 | 1,380 | 28,901 | SH | | SOLE | | 14,451 | 0 | 14,451 |
| Hyster-Yale Materials Handling | COM | 449172105 | 4,413 | 60,472 | SH | | SOLE | | 30,236 | 0 | 30,236 |
| Illinois Tool Works Inc (ITW) | COM | 452308109 | 1,496 | 6,690 | SH | | SOLE | | 3,345 | 0 | 3,345 |
| Illumina (ILMN) | COM | 452327109 | 472 | 998 | SH | | SOLE | | 499 | 0 | 499 |
| Intel Corp. (INTC) | COM | 458140100 | 4,183 | 74,516 | SH | | SOLE | | 37,258 | 0 | 37,258 |
| Intl Business Machines (IBM) | COM | 459200101 | 476 | 3,244 | SH | | SOLE | | 1,622 | 0 | 1,622 |
| Invesco Water Resource Port (P | COM | 46137V142 | 1,533 | 28,650 | SH | | SOLE | | 14,325 | 0 | 14,325 |
| J P Morgan Chase & Co (JPM) | COM | 46625H100 | 3,805 | 24,462 | SH | | SOLE | | 12,231 | 0 | 12,231 |
| J.M. Smuckers Co (SJM) | COM | 832696405 | 1,734 | 13,380 | SH | | SOLE | | 6,690 | 0 | 6,690 |
| Johnson & Johnson (JNJ) | COM | 478160104 | 4,920 | 29,866 | SH | | SOLE | | 14,933 | 0 | 14,933 |
| Kohlberg Kravis & Co (KKR) | COM | 48251W104 | 3,931 | 66,350 | SH | | SOLE | | 33,175 | 0 | 33,175 |
| Korn Ferry International (KFY) | COM | 500643200 | 736 | 10,150 | SH | | SOLE | | 5,075 | 0 | 5,075 |
| Landstar System (LSTR) | COM | 515098101 | 549 | 3,476 | SH | | SOLE | | 1,738 | 0 | 1,738 |
| LeMaitre Vascular (LMAT) | COM | 525558201 | 601 | 9,850 | SH | | SOLE | | 4,925 | 0 | 4,925 |
| Lilly Eli & Company (LLY) | COM | 532457108 | 2,391 | 10,416 | SH | | SOLE | | 5,208 | 0 | 5,208 |
| Lowes Companies Inc. (LOW) | COM | 548661107 | 661 | 3,410 | SH | | SOLE | | 1,705 | 0 | 1,705 |
| McDonalds Corp (MCD) | COM | 580135101 | 1,292 | 5,592 | SH | | SOLE | | 2,796 | 0 | 2,796 |
| Merck & Co Inc. (MRK) | COM | 589331107 | 2,128 | 27,364 | SH | | SOLE | | 13,682 | 0 | 13,682 |
| Microsoft Corp. (MSFT) | COM | 594918104 | 8,521 | 31,455 | SH | | SOLE | | 15,727 | 0 | 15,727 |
| Mondelez (MDLZ) | COM | 609207105 | 436 | 6,980 | SH | | SOLE | | 3,490 | 0 | 3,490 |
| Moodys Corp. (MCO) | COM | 615369105 | 689 | 1,900 | SH | | SOLE | | 950 | 0 | 950 |
| Morgan Stanley (MS) | COM | 617446448 | 515 | 5,612 | SH | | SOLE | | 2,806 | 0 | 2,806 |
| Nacco Inds Inc CL A (NC) | COM | 629579103 | 671 | 25,776 | SH | | SOLE | | 12,888 | 0 | 12,888 |
| NextEra Energy (NEE) | COM | 65339F101 | 1,705 | 23,268 | SH | | SOLE | | 11,634 | 0 | 11,634 |
| Norfolk Southern Cop (NSC) | COM | 655844108 | 584 | 2,200 | SH | | SOLE | | 1,100 | 0 | 1,100 |
| Oracle Corp. (ORCL) | COM | 68389X105 | 1,387 | 17,820 | SH | | SOLE | | 8,910 | 0 | 8,910 |
| Otis Worldwide (OTIS) | COM | 68902V107 | 658 | 8,050 | SH | | SOLE | | 4,025 | 0 | 4,025 |
| PNC Financial Services (PNC) | COM | 693475105 | 515 | 2,702 | SH | | SOLE | | 1,351 | 0 | 1,351 |
| PayPal Holdings (PYPL) | COM | 70450Y103 | 782 | 2,684 | SH | | SOLE | | 1,342 | 0 | 1,342 |
| PepsiCo Inc. (PEP) | COM | 713448108 | 3,996 | 26,972 | SH | | SOLE | | 13,486 | 0 | 13,486 |
| Pfizer Inc (PFE) | COM | 717081103 | 2,643 | 67,487 | SH | | SOLE | | 33,743 | 0 | 33,743 |
| Phillips 66 (PSX) | COM | 718546104 | 1,535 | 17,892 | SH | | SOLE | | 8,946 | 0 | 8,946 |
| Procter & Gamble (PG) | COM | 742718109 | 3,072 | 22,768 | SH | | SOLE | | 11,384 | 0 | 11,384 |
| ROBO Gbl Robotics & Auto'n ETF | COM | 301505707 | 1,556 | 23,860 | SH | | SOLE | | 11,930 | 0 | 11,930 |
| Raytheon Technologies (RTX) | COM | 75513E101 | 2,948 | 34,554 | SH | | SOLE | | 17,277 | 0 | 17,277 |
| Regions Financial Corp (RF) | COM | 7591EP100 | 471 | 23,350 | SH | | SOLE | | 11,675 | 0 | 11,675 |
| SPDR Biotech ETF (XBI) | COM | 78464A870 | 535 | 3,950 | SH | | SOLE | | 1,975 | 0 | 1,975 |
| SYNNEX Corp (SNX) | COM | 87162W100 | 791 | 6,500 | SH | | SOLE | | 3,250 | 0 | 3,250 |
| Salesforce.com (CRM) | COM | 79466L302 | 1,284 | 5,256 | SH | | SOLE | | 2,628 | 0 | 2,628 |
| Scotts Company (SMG) | COM | 810186106 | 1,301 | 6,780 | SH | | SOLE | | 3,390 | 0 | 3,390 |
| Smith & Nephew (SNN) | COM | 83175M205 | 1,353 | 31,150 | SH | | SOLE | | 15,575 | 0 | 15,575 |
| Sonoco Products (SON) | COM | 835495102 | 2,164 | 32,350 | SH | | SOLE | | 16,175 | 0 | 16,175 |
| Southwest Airlines (LUV) | COM | 844741108 | 1,104 | 20,790 | SH | | SOLE | | 10,395 | 0 | 10,395 |
| Standard Motor Products (SMP) | COM | 853666105 | 668 | 15,402 | SH | | SOLE | | 7,701 | 0 | 7,701 |
| Starbucks Corp. (SBUX) | COM | 855244109 | 1,023 | 9,150 | SH | | SOLE | | 4,575 | 0 | 4,575 |
| State Street Corp (STT) | COM | 857477103 | 720 | 8,750 | SH | | SOLE | | 4,375 | 0 | 4,375 |
| Stryker Corp. (SYK) | COM | 863667101 | 639 | 2,460 | SH | | SOLE | | 1,230 | 0 | 1,230 |
| Sysco Corp. (SYY) | COM | 871829107 | 2,541 | 32,682 | SH | | SOLE | | 16,341 | 0 | 16,341 |
| T Rowe Price Group (TROW) | COM | 74144T108 | 1,407 | 7,106 | SH | | SOLE | | 3,553 | 0 | 3,553 |
| TJX Cos Inc (TJX) | COM | 872540109 | 3,905 | 57,922 | SH | | SOLE | | 28,961 | 0 | 28,961 |
| Taiwan Semiconductor ADRF Spon | COM | 874039100 | 1,832 | 15,250 | SH | | SOLE | | 7,625 | 0 | 7,625 |
| Target Corporation (TGT) | COM | 87612E106 | 2,688 | 11,118 | SH | | SOLE | | 5,559 | 0 | 5,559 |
| Tesla Inc (TSLA) | COM | 88160R101 | 700 | 1,030 | SH | | SOLE | | 515 | 0 | 515 |
| Texas Instruments Inc (TXN) | COM | 882508104 | 1,346 | 7,000 | SH | | SOLE | | 3,500 | 0 | 3,500 |
| The Blackstone Group (BX) | COM | 09260D107 | 587 | 6,040 | SH | | SOLE | | 3,020 | 0 | 3,020 |
| The Trade Desk Inc (TTD) | COM | 88339J105 | 990 | 12,800 | SH | | SOLE | | 6,400 | 0 | 6,400 |
| Trex Inc (TREX) | COM | 89531P105 | 3,046 | 29,800 | SH | | SOLE | | 14,900 | 0 | 14,900 |
| Truist Financial (TFC) | COM | 89832Q109 | 429 | 7,738 | SH | | SOLE | | 3,869 | 0 | 3,869 |
| US Bancorp (USB) | COM | 902973304 | 2,645 | 46,426 | SH | | SOLE | | 23,213 | 0 | 23,213 |
| Ulta Beauty (ULTA) | COM | 903845303 | 1,774 | 5,130 | SH | | SOLE | | 2,565 | 0 | 2,565 |
| Unilever PLC ADR New F (UL) | COM | 904767704 | 1,129 | 19,304 | SH | | SOLE | | 9,652 | 0 | 9,652 |
| Union Pacific Corp. (UNP) | COM | 907818108 | 758 | 3,446 | SH | | SOLE | | 1,723 | 0 | 1,723 |
| Unitedhealth Group Inc. (UNH) | COM | 91324P102 | 1,314 | 3,282 | SH | | SOLE | | 1,641 | 0 | 1,641 |
| VMware (VMW) | COM | 928563402 | 454 | 2,840 | SH | | SOLE | | 1,420 | 0 | 1,420 |
| Vericel (VCEL) | COM | 92346J108 | 437 | 8,320 | SH | | SOLE | | 4,160 | 0 | 4,160 |
| Verisk Analytics (VRSK) | COM | 92345Y106 | 2,028 | 11,610 | SH | | SOLE | | 5,805 | 0 | 5,805 |
| Verizon Communications (VZ) | COM | 92343V104 | 2,637 | 47,068 | SH | | SOLE | | 23,534 | 0 | 23,534 |
| Visa Inc (V) | COM | 92826C839 | 2,853 | 12,200 | SH | | SOLE | | 6,100 | 0 | 6,100 |
| WD 40 Co (WDFC) | COM | 929236107 | 2,472 | 9,646 | SH | | SOLE | | 4,823 | 0 | 4,823 |
| WalMart Inc. (WMT) | COM | 931142103 | 679 | 4,818 | SH | | SOLE | | 2,409 | 0 | 2,409 |
| Zimmer Biomet Holdings Inc. (Z | COM | 98956P102 | 871 | 5,418 | SH | | SOLE | | 2,709 | 0 | 2,709 |
| Zoetis Inc (ZTS) | COM | 98978V103 | 2,370 | 12,720 | SH | | SOLE | | 6,360 | 0 | 6,360 |
| IShares S&P 100 Index (OEF) | ETF | 464287101 | 873 | 4,450 | SH | | SOLE | | 2,225 | 0 | 2,225 |
| Invesco S&P 500 Equal Weighted | ETF | 46137V357 | 4,700 | 31,181 | SH | | SOLE | | 15,591 | 0 | 15,591 |
| Invesco S&P 500 Low Vol ETF (S | ETF | 46138E354 | 763 | 12,530 | SH | | SOLE | | 6,265 | 0 | 6,265 |
| Invesco SP500 Hi Div Low Vol ( | ETF | 46138E362 | 734 | 16,645 | SH | | SOLE | | 8,323 | 0 | 8,323 |
| SPDR S&P Dividend ETF (SDY) | ETF | 78464A763 | 905 | 7,400 | SH | | SOLE | | 3,700 | 0 | 3,700 |
| SPDR S&P Midcap 400 (MDY) | ETF | 78467Y107 | 17,698 | 36,044 | SH | | SOLE | | 18,022 | 0 | 18,022 |
| SPDR Trust S&P 500 (SPY) | ETF | 78462F103 | 809 | 1,890 | SH | | SOLE | | 945 | 0 | 945 |
| Schwab Large Cap Growth ETF (S | ETF | 808524300 | 10,770 | 73,789 | SH | | SOLE | | 36,895 | 0 | 36,895 |
| Schwab Large Cap US ETF (SCHX) | ETF | 808524201 | 4,027 | 38,730 | SH | | SOLE | | 19,365 | 0 | 19,365 |
| Schwab US Broad Market ETF (SC | ETF | 808524102 | 7,285 | 69,864 | SH | | SOLE | | 34,932 | 0 | 34,932 |
| Schwab US Dividend Equity (SCH | ETF | 808524797 | 3,901 | 51,590 | SH | | SOLE | | 25,795 | 0 | 25,795 |
| Schwab US Mid Cap ETF (SCHM) | ETF | 808524508 | 13,836 | 176,768 | SH | | SOLE | | 88,384 | 0 | 88,384 |
| Schwab US Small Cap ETF (SCHA) | ETF | 808524607 | 10,017 | 96,148 | SH | | SOLE | | 48,074 | 0 | 48,074 |
| Vanguard Extended Market Index | ETF | 922908652 | 609 | 3,230 | SH | | SOLE | | 1,615 | 0 | 1,615 |
| Vanguard Mid Cap ETF (VO) | ETF | 922908629 | 783 | 3,300 | SH | | SOLE | | 1,650 | 0 | 1,650 |
| Vanguard S&P 500 ETF (VOO) | ETF | 922908363 | 9,846 | 25,020 | SH | | SOLE | | 12,510 | 0 | 12,510 |
| Vanguard Small Cap Growth (VBK | ETF | 922908595 | 3,927 | 13,550 | SH | | SOLE | | 6,775 | 0 | 6,775 |
| iShares S&P US Preferred Stock | ETF | 464288687 | 5,059 | 128,610 | SH | | SOLE | | 64,305 | 0 | 64,305 |
| Emerging Markets Internet/Ecom | ETF | 301505889 | 868 | 13,700 | SH | | SOLE | | 6,850 | 0 | 6,850 |
| IShares Min Volatility EAFE In | ETF | 43429B689 | 702 | 9,290 | SH | | SOLE | | 4,645 | 0 | 4,645 |
| IShares S&P Global 100 ETF (IO | ETF | 464287572 | 1,722 | 24,250 | SH | | SOLE | | 12,125 | 0 | 12,125 |
| Ishares Int'l Select Dividend | ETF | 464288448 | 705 | 21,750 | SH | | SOLE | | 10,875 | 0 | 10,875 |
| Ishares MSCI Ireland ETF (EIRL | ETF | 46429B507 | 1,001 | 17,440 | SH | | SOLE | | 8,720 | 0 | 8,720 |
| SPDR International Dividend ET | ETF | 78463X772 | 603 | 15,294 | SH | | SOLE | | 7,647 | 0 | 7,647 |
| Schwab Emerging Markets ETF (S | ETF | 808524706 | 4,861 | 147,850 | SH | | SOLE | | 73,925 | 0 | 73,925 |
| Schwab Int'l Small Cap Equity | ETF | 808524888 | 424 | 10,200 | SH | | SOLE | | 5,100 | 0 | 5,100 |
| Schwab International Equity ET | ETF | 808524805 | 16,040 | 406,600 | SH | | SOLE | | 203,300 | 0 | 203,300 |
| Vanguard Total World Stock Mar | ETF | 922042742 | 854 | 8,240 | SH | | SOLE | | 4,120 | 0 | 4,120 |
| iShares MSCI Canada Index Fund | ETF | 464286509 | 551 | 14,780 | SH | | SOLE | | 7,390 | 0 | 7,390 |
| iShares TR MSCI EAFE Fd (EFA) | ETF | 464287465 | 3,240 | 41,072 | SH | | SOLE | | 20,536 | 0 | 20,536 |
