| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Barings Corporate Investors (M | BDFUND | 06759X107 | 6,651 | 416,186 | SH | | SOLE | | 208,093 | 0 | 208,093 |
| Barings Participation Inv (MPV | BDFUND | 06761A103 | 1,072 | 72,416 | SH | | SOLE | | 36,208 | 0 | 36,208 |
| IShares 0-5 Year Tips ETF (STI | BDFUND | 46429B747 | 3,213 | 30,350 | SH | | SOLE | | 15,175 | 0 | 15,175 |
| IShares Barclays MBS Bond ETF | BDFUND | 464288588 | 601 | 5,590 | SH | | SOLE | | 2,795 | 0 | 2,795 |
| IShares Core 1-5 Year Bond ETF | BDFUND | 46432F859 | 484 | 9,600 | SH | | SOLE | | 4,800 | 0 | 4,800 |
| IShares Dec 2023 Muni Bond ETF | BDFUND | 46435G318 | 925 | 35,700 | SH | | SOLE | | 17,850 | 0 | 17,850 |
| IShares Muni Bond 2024 ETF (IB | BDFUND | 46435U697 | 798 | 29,750 | SH | | SOLE | | 14,875 | 0 | 14,875 |
| Income Fund of America (AMECX) | BDFUND | 453320103 | 440 | 17,016 | SH | | SOLE | | 8,508 | 0 | 8,508 |
| Invesco Bullet Shares 2022 (BS | BDFUND | 46138J882 | 4,993 | 233,420 | SH | | SOLE | | 116,710 | 0 | 116,710 |
| Invesco Bulletshares 2023 Corp | BDFUND | 46138J866 | 6,367 | 296,700 | SH | | SOLE | | 148,350 | 0 | 148,350 |
| Invesco Bulletshares 2024 (BSC | BDFUND | 46138J841 | 5,709 | 261,530 | SH | | SOLE | | 130,765 | 0 | 130,765 |
| Invesco Bulletshares 2025 Corp | BDFUND | 46138J825 | 1,060 | 48,420 | SH | | SOLE | | 24,210 | 0 | 24,210 |
| Invesco Bulletshares 2026 Corp | BDFUND | 46138J791 | 435 | 20,540 | SH | | SOLE | | 10,270 | 0 | 10,270 |
| Invesco Bulletshares Corp 2027 | BDFUND | 46138J783 | 405 | 18,790 | SH | | SOLE | | 9,395 | 0 | 9,395 |
| Metropolitan West Total Return | BDFUND | 592905103 | 386 | 35,359 | SH | | SOLE | | 17,680 | 0 | 17,680 |
| SPDR Int Corporate Bond ETF (S | BDFUND | 78464A375 | 1,505 | 41,620 | SH | | SOLE | | 20,810 | 0 | 20,810 |
| SPDR Inv't Grade Floating Rate | BDFUND | 78468R200 | 17,670 | 577,650 | SH | | SOLE | | 288,825 | 0 | 288,825 |
| SPDR Nuveen Barclays Shrt Term | BDFUND | 78468R739 | 3,953 | 80,374 | SH | | SOLE | | 40,187 | 0 | 40,187 |
| SPDR Nuveen Bloomberg Municipa | BDFUND | 78468R721 | 1,743 | 33,700 | SH | | SOLE | | 16,850 | 0 | 16,850 |
| SPDR Portfolio Corporate Bond | BDFUND | 78464A144 | 420 | 12,070 | SH | | SOLE | | 6,035 | 0 | 6,035 |
| SPDR ST Corp Bond ETF (SPSB) | BDFUND | 78464A474 | 527 | 17,020 | SH | | SOLE | | 8,510 | 0 | 8,510 |
| Schwab Aggregate Bond ETF (SCH | BDFUND | 808524839 | 6,411 | 118,950 | SH | | SOLE | | 59,475 | 0 | 59,475 |
| Schwab US Tips ETF (SCHP) | BDFUND | 808524870 | 7,566 | 120,300 | SH | | SOLE | | 60,150 | 0 | 60,150 |
| VanEck Vectors Shrt Mun ETF (S | BDFUND | 92189F528 | 1,470 | 82,100 | SH | | SOLE | | 41,050 | 0 | 41,050 |
| Vanguard Intermediate Corp Bon | BDFUND | 92206C870 | 14,338 | 154,572 | SH | | SOLE | | 77,286 | 0 | 77,286 |
| Vanguard ST Corp Bond ETF (VCS | BDFUND | 92206C409 | 36,443 | 448,472 | SH | | SOLE | | 224,236 | 0 | 224,236 |
| Vanguard Tax-Exempt Bond Index | BDFUND | 922907746 | 1,266 | 23,050 | SH | | SOLE | | 11,525 | 0 | 11,525 |
| iShares 1-5 yr Inv Grade Corp | BDFUND | 464288646 | 11,326 | 210,210 | SH | | SOLE | | 105,105 | 0 | 105,105 |
| iShares National Muni Bond (MU | BDFUND | 464288414 | 11,881 | 102,180 | SH | | SOLE | | 51,090 | 0 | 51,090 |
| iShares Short Term Nat'l Muni | BDFUND | 464288158 | 8,165 | 76,050 | SH | | SOLE | | 38,025 | 0 | 38,025 |
| iShares TIPS Bond Fund (TIP) | BDFUND | 464287176 | 6,614 | 51,188 | SH | | SOLE | | 25,594 | 0 | 25,594 |
| Healthpeak Prop (PEAK) | REIT | 42250P103 | 1,599 | 44,300 | SH | | SOLE | | 22,150 | 0 | 22,150 |
| Schwab REIT ETF (SCHH) | REIT | 808524847 | 1,433 | 27,200 | SH | | SOLE | | 13,600 | 0 | 13,600 |
| Vanguard REIT Index ETF (VNQ) | REIT | 922908553 | 1,296 | 11,170 | SH | | SOLE | | 5,585 | 0 | 5,585 |
| Weyerhauser (WY) | REIT | 962166104 | 4,150 | 100,770 | SH | | SOLE | | 50,385 | 0 | 50,385 |
| 3M Company (MMM) | COM | 88579Y101 | 1,284 | 7,230 | SH | | SOLE | | 3,615 | 0 | 3,615 |
| A F L A C Inc. (AFL) | COM | 001055102 | 1,168 | 20,000 | SH | | SOLE | | 10,000 | 0 | 10,000 |
| AT&T Inc. (T) | COM | 00206R102 | 1,037 | 42,160 | SH | | SOLE | | 21,080 | 0 | 21,080 |
| Abbott Laboratories (ABT) | COM | 002824100 | 4,435 | 31,512 | SH | | SOLE | | 15,756 | 0 | 15,756 |
| Abbvie Inc (ABBV) | COM | 00287Y109 | 2,391 | 17,657 | SH | | SOLE | | 8,828 | 0 | 8,828 |
| Accenture PLC (ACN) | COM | G1151C101 | 1,331 | 3,210 | SH | | SOLE | | 1,605 | 0 | 1,605 |
| Advanced Micro Devices Inc (AM | COM | 007903107 | 1,062 | 7,380 | SH | | SOLE | | 3,690 | 0 | 3,690 |
| Aerovironment (AVAV) | COM | 008073108 | 513 | 8,270 | SH | | SOLE | | 4,135 | 0 | 4,135 |
| Air Prod & Chemicals (APD) | COM | 009158106 | 561 | 1,844 | SH | | SOLE | | 922 | 0 | 922 |
| Alphabet Class A (GOOGL) | COM | 02079K305 | 1,547 | 534 | SH | | SOLE | | 267 | 0 | 267 |
| Alphabet Class C (GOOG) | COM | 02079K107 | 7,986 | 2,760 | SH | | SOLE | | 1,380 | 0 | 1,380 |
| Amazon Com Inc (AMZN) | COM | 023135106 | 6,855 | 2,056 | SH | | SOLE | | 1,028 | 0 | 1,028 |
| Amcor PLC ADR (AMCR) | COM | Q03080100 | 872 | 72,622 | SH | | SOLE | | 36,311 | 0 | 36,311 |
| Amgen Incorporated (AMGN) | COM | 031162100 | 468 | 2,080 | SH | | SOLE | | 1,040 | 0 | 1,040 |
| Apple Computer (AAPL) | COM | 037833100 | 17,042 | 95,972 | SH | | SOLE | | 47,986 | 0 | 47,986 |
| Auto Data Processing (ADP) | COM | 053015103 | 1,096 | 4,446 | SH | | SOLE | | 2,223 | 0 | 2,223 |
| Autodesk Inc. (ADSK) | COM | 052769106 | 3,012 | 10,710 | SH | | SOLE | | 5,355 | 0 | 5,355 |
| BWX Technologies (BWXT) | COM | 05605H100 | 548 | 11,450 | SH | | SOLE | | 5,725 | 0 | 5,725 |
| Bank of America Corp. (BAC) | COM | 060505104 | 943 | 21,196 | SH | | SOLE | | 10,598 | 0 | 10,598 |
| Bank of Montreal (BMO) | COM | 063671101 | 1,566 | 14,534 | SH | | SOLE | | 7,267 | 0 | 7,267 |
| Bank of New York (BK) | COM | 064058100 | 584 | 10,050 | SH | | SOLE | | 5,025 | 0 | 5,025 |
| Baxter Int'l (BAX) | COM | 071813109 | 479 | 5,580 | SH | | SOLE | | 2,790 | 0 | 2,790 |
| Becton Dickinson (BDX) | COM | 075887109 | 606 | 2,408 | SH | | SOLE | | 1,204 | 0 | 1,204 |
| Berkshire Hathaway Cl B (BRKB) | COM | 084670702 | 3,471 | 11,610 | SH | | SOLE | | 5,805 | 0 | 5,805 |
| Boeing Company (BA) | COM | 097023105 | 587 | 2,914 | SH | | SOLE | | 1,457 | 0 | 1,457 |
| Bristol-Myers Squibb (BMY) | COM | 110122108 | 1,340 | 21,484 | SH | | SOLE | | 10,742 | 0 | 10,742 |
| CSG Systems Int'l (CSGS) | COM | 126349109 | 1,024 | 17,770 | SH | | SOLE | | 8,885 | 0 | 8,885 |
| CVS Health Corp. (CVS) | COM | 126650100 | 3,573 | 34,636 | SH | | SOLE | | 17,318 | 0 | 17,318 |
| Canadian National Railway (CNI | COM | 136375102 | 461 | 3,750 | SH | | SOLE | | 1,875 | 0 | 1,875 |
| Carrier Global Corp (CARR) | COM | 14448C104 | 1,666 | 30,708 | SH | | SOLE | | 15,354 | 0 | 15,354 |
| Celanese (CE) | COM | 150870103 | 2,203 | 13,110 | SH | | SOLE | | 6,555 | 0 | 6,555 |
| Check Point Software Tech (CHK | COM | M22465104 | 2,316 | 19,870 | SH | | SOLE | | 9,935 | 0 | 9,935 |
| Chevron Corp (CVX) | COM | 166764100 | 2,212 | 18,852 | SH | | SOLE | | 9,426 | 0 | 9,426 |
| Chewy (CHWY) | COM | 16679L109 | 1,570 | 26,620 | SH | | SOLE | | 13,310 | 0 | 13,310 |
| Cincinnati Financial (CINF) | COM | 172062101 | 739 | 6,490 | SH | | SOLE | | 3,245 | 0 | 3,245 |
| Cisco Systems Inc. (CSCO) | COM | 17275R102 | 5,530 | 87,270 | SH | | SOLE | | 43,635 | 0 | 43,635 |
| Coca Cola Company (KO) | COM | 191216100 | 2,000 | 33,782 | SH | | SOLE | | 16,891 | 0 | 16,891 |
| Colgate-Palmolive Co. (CL) | COM | 194162103 | 1,270 | 14,878 | SH | | SOLE | | 7,439 | 0 | 7,439 |
| Comcast Corp NEW CL A (CMCSA) | COM | 20030N101 | 2,475 | 49,168 | SH | | SOLE | | 24,584 | 0 | 24,584 |
| Concentrix Corp (CNXC) | COM | 20602D101 | 982 | 5,500 | SH | | SOLE | | 2,750 | 0 | 2,750 |
| Constellation Brands (STZ) | COM | 21036P108 | 455 | 1,814 | SH | | SOLE | | 907 | 0 | 907 |
| DR Horton (DHI) | COM | 23331a109 | 1,222 | 11,270 | SH | | SOLE | | 5,635 | 0 | 5,635 |
| Danaher Corp (DHR) | COM | 235851102 | 1,403 | 4,264 | SH | | SOLE | | 2,132 | 0 | 2,132 |
| Disney Walt Hldg. Co. (DIS) | COM | 254687106 | 3,945 | 25,468 | SH | | SOLE | | 12,734 | 0 | 12,734 |
| Dominion Energy Inc (D) | COM | 25746U109 | 467 | 5,950 | SH | | SOLE | | 2,975 | 0 | 2,975 |
| Duke Energy Corp. (DUK) | COM | 26441C204 | 769 | 7,332 | SH | | SOLE | | 3,666 | 0 | 3,666 |
| ETFMG Prime Cyber Security ETF | COM | 26924G201 | 1,737 | 28,270 | SH | | SOLE | | 14,135 | 0 | 14,135 |
| Eaton Corporation (ETN) | COM | G29183103 | 446 | 2,580 | SH | | SOLE | | 1,290 | 0 | 1,290 |
| Electronic Arts (EA) | COM | 285512109 | 406 | 3,080 | SH | | SOLE | | 1,540 | 0 | 1,540 |
| Estee Lauder Companies, CL A ( | COM | 518439104 | 611 | 1,650 | SH | | SOLE | | 825 | 0 | 825 |
| Exact Sciences (EXAS) | COM | 30063P105 | 1,858 | 23,870 | SH | | SOLE | | 11,935 | 0 | 11,935 |
| Exxon Mobil (XOM) | COM | 30231G102 | 3,377 | 55,194 | SH | | SOLE | | 27,597 | 0 | 27,597 |
| Fastenal Company (FAST) | COM | 311900104 | 840 | 13,110 | SH | | SOLE | | 6,555 | 0 | 6,555 |
| General Mills, Inc. (GIS) | COM | 370334104 | 797 | 11,824 | SH | | SOLE | | 5,912 | 0 | 5,912 |
| General Motors New (GM) | COM | 37045V100 | 543 | 9,264 | SH | | SOLE | | 4,632 | 0 | 4,632 |
| Gilead Sciences Inc. (GILD) | COM | 375558103 | 439 | 6,040 | SH | | SOLE | | 3,020 | 0 | 3,020 |
| Glaxosmithkline PLC ADRF (GSK) | COM | 37733W105 | 400 | 9,076 | SH | | SOLE | | 4,538 | 0 | 4,538 |
| Globalstar Inc. (GSAT) | COM | 378973408 | 168 | 144,580 | SH | | SOLE | | 72,290 | 0 | 72,290 |
| Graco Inc (GGG) | COM | 384109104 | 1,250 | 15,500 | SH | | SOLE | | 7,750 | 0 | 7,750 |
| Hamilton Beach Brands Cl A (HB | COM | 40701T104 | 971 | 67,646 | SH | | SOLE | | 33,823 | 0 | 33,823 |
| Hamilton Beach Brands Cl B Res | COM | 40701T203 | 997 | 69,452 | SH | | SOLE | | 34,726 | 0 | 34,726 |
| Hologic Inc (HOLX) | COM | 436440101 | 1,965 | 25,666 | SH | | SOLE | | 12,833 | 0 | 12,833 |
| Home Depot Inc. (HD) | COM | 437076102 | 3,930 | 9,470 | SH | | SOLE | | 4,735 | 0 | 4,735 |
| Honeywell International (HON) | COM | 438516106 | 2,048 | 9,822 | SH | | SOLE | | 4,911 | 0 | 4,911 |
| Hormel Foods (HRL) | COM | 440452100 | 1,391 | 28,501 | SH | | SOLE | | 14,251 | 0 | 14,251 |
| Hyster-Yale Materials Handling | COM | 449172105 | 2,485 | 60,472 | SH | | SOLE | | 30,236 | 0 | 30,236 |
| Illinois Tool Works Inc (ITW) | COM | 452308109 | 1,626 | 6,590 | SH | | SOLE | | 3,295 | 0 | 3,295 |
| Illumina (ILMN) | COM | 452327109 | 513 | 1,348 | SH | | SOLE | | 674 | 0 | 674 |
| Intel Corp. (INTC) | COM | 458140100 | 3,970 | 77,078 | SH | | SOLE | | 38,539 | 0 | 38,539 |
| Intl Business Machines (IBM) | COM | 459200101 | 455 | 3,404 | SH | | SOLE | | 1,702 | 0 | 1,702 |
| Invesco Water Resource Port (P | COM | 46137V142 | 1,722 | 28,300 | SH | | SOLE | | 14,150 | 0 | 14,150 |
| J P Morgan Chase & Co (JPM) | COM | 46625H100 | 4,069 | 25,698 | SH | | SOLE | | 12,849 | 0 | 12,849 |
| J.M. Smuckers Co (SJM) | COM | 832696405 | 1,840 | 13,550 | SH | | SOLE | | 6,775 | 0 | 6,775 |
| Johnson & Johnson (JNJ) | COM | 478160104 | 5,052 | 29,530 | SH | | SOLE | | 14,765 | 0 | 14,765 |
| Kohlberg Kravis & Co (KKR) | COM | 48251W104 | 4,384 | 58,850 | SH | | SOLE | | 29,425 | 0 | 29,425 |
| Korn Ferry International (KFY) | COM | 500643200 | 769 | 10,150 | SH | | SOLE | | 5,075 | 0 | 5,075 |
| Landstar System (LSTR) | COM | 515098101 | 690 | 3,856 | SH | | SOLE | | 1,928 | 0 | 1,928 |
| LeMaitre Vascular (LMAT) | COM | 525558201 | 495 | 9,850 | SH | | SOLE | | 4,925 | 0 | 4,925 |
| Lilly Eli & Company (LLY) | COM | 532457108 | 2,678 | 9,696 | SH | | SOLE | | 4,848 | 0 | 4,848 |
| Lowes Companies Inc. (LOW) | COM | 548661107 | 843 | 3,260 | SH | | SOLE | | 1,630 | 0 | 1,630 |
| McDonalds Corp (MCD) | COM | 580135101 | 1,488 | 5,552 | SH | | SOLE | | 2,776 | 0 | 2,776 |
| Merck & Co Inc. (MRK) | COM | 589331107 | 2,138 | 27,902 | SH | | SOLE | | 13,951 | 0 | 13,951 |
| Microsoft Corp. (MSFT) | COM | 594918104 | 10,098 | 30,024 | SH | | SOLE | | 15,012 | 0 | 15,012 |
| Mondelez (MDLZ) | COM | 609207105 | 459 | 6,920 | SH | | SOLE | | 3,460 | 0 | 3,460 |
| Moodys Corp. (MCO) | COM | 615369105 | 742 | 1,900 | SH | | SOLE | | 950 | 0 | 950 |
| Morgan Stanley (MS) | COM | 617446448 | 590 | 6,012 | SH | | SOLE | | 3,006 | 0 | 3,006 |
| Nacco Inds Inc CL A (NC) | COM | 629579103 | 935 | 25,776 | SH | | SOLE | | 12,888 | 0 | 12,888 |
| NextEra Energy (NEE) | COM | 65339F101 | 2,158 | 23,118 | SH | | SOLE | | 11,559 | 0 | 11,559 |
| Norfolk Southern Cop (NSC) | COM | 655844108 | 640 | 2,150 | SH | | SOLE | | 1,075 | 0 | 1,075 |
| Oracle Corp. (ORCL) | COM | 68389X105 | 1,537 | 17,624 | SH | | SOLE | | 8,812 | 0 | 8,812 |
| Otis Worldwide (OTIS) | COM | 68902V107 | 708 | 8,126 | SH | | SOLE | | 4,063 | 0 | 4,063 |
| PNC Financial Services (PNC) | COM | 693475105 | 540 | 2,694 | SH | | SOLE | | 1,347 | 0 | 1,347 |
| PayPal Holdings (PYPL) | COM | 70450Y103 | 670 | 3,554 | SH | | SOLE | | 1,777 | 0 | 1,777 |
| PepsiCo Inc. (PEP) | COM | 713448108 | 4,616 | 26,572 | SH | | SOLE | | 13,286 | 0 | 13,286 |
| Pfizer Inc (PFE) | COM | 717081103 | 3,880 | 65,701 | SH | | SOLE | | 32,850 | 0 | 32,850 |
| Phillips 66 (PSX) | COM | 718546104 | 1,323 | 18,256 | SH | | SOLE | | 9,128 | 0 | 9,128 |
| Procter & Gamble (PG) | COM | 742718109 | 3,702 | 22,634 | SH | | SOLE | | 11,317 | 0 | 11,317 |
| Qualcomm Inc. (QCOM) | COM | 747525103 | 445 | 2,432 | SH | | SOLE | | 1,216 | 0 | 1,216 |
| ROBO Gbl Robotics & Auto'n ETF | COM | 301505707 | 1,673 | 23,860 | SH | | SOLE | | 11,930 | 0 | 11,930 |
| Raytheon Technologies (RTX) | COM | 75513E101 | 2,880 | 33,470 | SH | | SOLE | | 16,735 | 0 | 16,735 |
| Regions Financial Corp (RF) | COM | 7591EP100 | 552 | 25,300 | SH | | SOLE | | 12,650 | 0 | 12,650 |
| SPDR Biotech ETF (XBI) | COM | 78464A870 | 442 | 3,950 | SH | | SOLE | | 1,975 | 0 | 1,975 |
| SYNNEX Corp (SNX) | COM | 87162W100 | 743 | 6,500 | SH | | SOLE | | 3,250 | 0 | 3,250 |
| Salesforce.com (CRM) | COM | 79466L302 | 1,336 | 5,256 | SH | | SOLE | | 2,628 | 0 | 2,628 |
| Scotts Company (SMG) | COM | 810186106 | 1,116 | 6,930 | SH | | SOLE | | 3,465 | 0 | 3,465 |
| Smith & Nephew (SNN) | COM | 83175M205 | 1,009 | 29,150 | SH | | SOLE | | 14,575 | 0 | 14,575 |
| Sonoco Products (SON) | COM | 835495102 | 1,881 | 32,500 | SH | | SOLE | | 16,250 | 0 | 16,250 |
| Southwest Airlines (LUV) | COM | 844741108 | 1,150 | 26,850 | SH | | SOLE | | 13,425 | 0 | 13,425 |
| Sprouts Farmers Markets (SFM) | COM | 85208M102 | 426 | 14,340 | SH | | SOLE | | 7,170 | 0 | 7,170 |
| Standard Motor Products (SMP) | COM | 853666105 | 807 | 15,402 | SH | | SOLE | | 7,701 | 0 | 7,701 |
| Starbucks Corp. (SBUX) | COM | 855244109 | 1,143 | 9,770 | SH | | SOLE | | 4,885 | 0 | 4,885 |
| State Street Corp (STT) | COM | 857477103 | 809 | 8,700 | SH | | SOLE | | 4,350 | 0 | 4,350 |
| Stryker Corp. (SYK) | COM | 863667101 | 701 | 2,620 | SH | | SOLE | | 1,310 | 0 | 1,310 |
| Sysco Corp. (SYY) | COM | 871829107 | 2,567 | 32,682 | SH | | SOLE | | 16,341 | 0 | 16,341 |
| T Rowe Price Group (TROW) | COM | 74144T108 | 1,250 | 6,356 | SH | | SOLE | | 3,178 | 0 | 3,178 |
| TJX Cos Inc (TJX) | COM | 872540109 | 4,340 | 57,172 | SH | | SOLE | | 28,586 | 0 | 28,586 |
| Taiwan Semiconductor ADRF Spon | COM | 874039100 | 1,696 | 14,100 | SH | | SOLE | | 7,050 | 0 | 7,050 |
| Target Corporation (TGT) | COM | 87612E106 | 2,307 | 9,968 | SH | | SOLE | | 4,984 | 0 | 4,984 |
| Tesla Inc (TSLA) | COM | 88160R101 | 995 | 942 | SH | | SOLE | | 471 | 0 | 471 |
| Texas Instruments Inc (TXN) | COM | 882508104 | 1,319 | 7,000 | SH | | SOLE | | 3,500 | 0 | 3,500 |
| The Blackstone Group (BX) | COM | 09260D107 | 761 | 5,880 | SH | | SOLE | | 2,940 | 0 | 2,940 |
| The Trade Desk Inc (TTD) | COM | 88339J105 | 1,123 | 12,250 | SH | | SOLE | | 6,125 | 0 | 6,125 |
| Trex Inc (TREX) | COM | 89531P105 | 3,851 | 28,520 | SH | | SOLE | | 14,260 | 0 | 14,260 |
| Truist Financial (TFC) | COM | 89832Q109 | 449 | 7,662 | SH | | SOLE | | 3,831 | 0 | 3,831 |
| Tyler Technologies (TYL) | COM | 902252105 | 409 | 760 | SH | | SOLE | | 380 | 0 | 380 |
| Tyson Foods (TSN) | COM | 902494103 | 471 | 5,400 | SH | | SOLE | | 2,700 | 0 | 2,700 |
| US Bancorp (USB) | COM | 902973304 | 2,685 | 47,806 | SH | | SOLE | | 23,903 | 0 | 23,903 |
| Ulta Beauty (ULTA) | COM | 903845303 | 2,033 | 4,930 | SH | | SOLE | | 2,465 | 0 | 2,465 |
| Unilever PLC ADR New F (UL) | COM | 904767704 | 1,053 | 19,578 | SH | | SOLE | | 9,789 | 0 | 9,789 |
| Union Pacific Corp. (UNP) | COM | 907818108 | 870 | 3,454 | SH | | SOLE | | 1,727 | 0 | 1,727 |
| Unitedhealth Group Inc. (UNH) | COM | 91324P102 | 1,648 | 3,282 | SH | | SOLE | | 1,641 | 0 | 1,641 |
| Vericel (VCEL) | COM | 92346J108 | 417 | 10,600 | SH | | SOLE | | 5,300 | 0 | 5,300 |
| Verisk Analytics (VRSK) | COM | 92345Y106 | 2,715 | 11,870 | SH | | SOLE | | 5,935 | 0 | 5,935 |
| Verizon Communications (VZ) | COM | 92343V104 | 2,424 | 46,656 | SH | | SOLE | | 23,328 | 0 | 23,328 |
| Visa Inc (V) | COM | 92826C839 | 2,720 | 12,550 | SH | | SOLE | | 6,275 | 0 | 6,275 |
| WD 40 Co (WDFC) | COM | 929236107 | 2,507 | 10,246 | SH | | SOLE | | 5,123 | 0 | 5,123 |
| WalMart Inc. (WMT) | COM | 931142103 | 734 | 5,070 | SH | | SOLE | | 2,535 | 0 | 2,535 |
| Zimmer Biomet Holdings Inc. (Z | COM | 98956P102 | 714 | 5,618 | SH | | SOLE | | 2,809 | 0 | 2,809 |
| Zoetis Inc (ZTS) | COM | 98978V103 | 3,128 | 12,820 | SH | | SOLE | | 6,410 | 0 | 6,410 |
| IShares S&P 100 Index (OEF) | ETF | 464287101 | 975 | 4,450 | SH | | SOLE | | 2,225 | 0 | 2,225 |
| Invesco S&P 500 Equal Weighted | ETF | 46137V357 | 5,361 | 32,937 | SH | | SOLE | | 16,469 | 0 | 16,469 |
| Invesco S&P 500 Low Vol ETF (S | ETF | 46138E354 | 832 | 12,130 | SH | | SOLE | | 6,065 | 0 | 6,065 |
| Invesco SP500 Hi Div Low Vol ( | ETF | 46138E362 | 743 | 16,400 | SH | | SOLE | | 8,200 | 0 | 8,200 |
| SPDR S&P Dividend ETF (SDY) | ETF | 78464A763 | 955 | 7,400 | SH | | SOLE | | 3,700 | 0 | 3,700 |
| SPDR S&P Midcap 400 (MDY) | ETF | 78467Y107 | 18,879 | 36,469 | SH | | SOLE | | 18,234 | 0 | 18,234 |
| SPDR Trust S&P 500 (SPY) | ETF | 78462F103 | 1,292 | 2,721 | SH | | SOLE | | 1,361 | 0 | 1,361 |
| Schwab Large Cap Growth ETF (S | ETF | 808524300 | 11,702 | 71,461 | SH | | SOLE | | 35,730 | 0 | 35,730 |
| Schwab Large Cap US ETF (SCHX) | ETF | 808524201 | 4,521 | 39,720 | SH | | SOLE | | 19,860 | 0 | 19,860 |
| Schwab US Broad Market ETF (SC | ETF | 808524102 | 7,999 | 70,784 | SH | | SOLE | | 35,392 | 0 | 35,392 |
| Schwab US Dividend Equity (SCH | ETF | 808524797 | 4,341 | 53,710 | SH | | SOLE | | 26,855 | 0 | 26,855 |
| Schwab US Mid Cap ETF (SCHM) | ETF | 808524508 | 14,546 | 180,850 | SH | | SOLE | | 90,425 | 0 | 90,425 |
| Schwab US Small Cap ETF (SCHA) | ETF | 808524607 | 10,133 | 98,956 | SH | | SOLE | | 49,478 | 0 | 49,478 |
| Vanguard Extended Market Index | ETF | 922908652 | 2,893 | 15,820 | SH | | SOLE | | 7,910 | 0 | 7,910 |
| Vanguard High Dividend Yield E | ETF | 921946406 | 503 | 4,490 | SH | | SOLE | | 2,245 | 0 | 2,245 |
| Vanguard Mid Cap ETF (VO) | ETF | 922908629 | 841 | 3,300 | SH | | SOLE | | 1,650 | 0 | 1,650 |
| Vanguard S&P 500 ETF (VOO) | ETF | 922908363 | 11,796 | 27,020 | SH | | SOLE | | 13,510 | 0 | 13,510 |
| Vanguard Small Cap Growth (VBK | ETF | 922908595 | 3,804 | 13,500 | SH | | SOLE | | 6,750 | 0 | 6,750 |
| iShares S&P US Preferred Stock | ETF | 464288687 | 5,588 | 141,710 | SH | | SOLE | | 70,855 | 0 | 70,855 |
| Emerging Markets Internet/Ecom | ETF | 301505889 | 755 | 17,600 | SH | | SOLE | | 8,800 | 0 | 8,800 |
| IShares Min Volatility EAFE In | ETF | 43429B689 | 713 | 9,290 | SH | | SOLE | | 4,645 | 0 | 4,645 |
| IShares S&P Global 100 ETF (IO | ETF | 464287572 | 1,892 | 24,250 | SH | | SOLE | | 12,125 | 0 | 12,125 |
| Ishares Int'l Select Dividend | ETF | 464288448 | 655 | 21,010 | SH | | SOLE | | 10,505 | 0 | 10,505 |
| Ishares MSCI Ireland ETF (EIRL | ETF | 46429B507 | 957 | 16,790 | SH | | SOLE | | 8,395 | 0 | 8,395 |
| SPDR International Dividend ET | ETF | 78463X772 | 596 | 15,328 | SH | | SOLE | | 7,664 | 0 | 7,664 |
| Schwab Emerging Markets ETF (S | ETF | 808524706 | 4,381 | 147,900 | SH | | SOLE | | 73,950 | 0 | 73,950 |
| Schwab Int'l Small Cap Equity | ETF | 808524888 | 417 | 10,200 | SH | | SOLE | | 5,100 | 0 | 5,100 |
| Schwab International Equity ET | ETF | 808524805 | 16,170 | 416,000 | SH | | SOLE | | 208,000 | 0 | 208,000 |
| Vanguard Total World Stock Mar | ETF | 922042742 | 848 | 7,890 | SH | | SOLE | | 3,945 | 0 | 3,945 |
| iShares MSCI Canada Index Fund | ETF | 464286509 | 568 | 14,780 | SH | | SOLE | | 7,390 | 0 | 7,390 |
| iShares TR MSCI EAFE Fd (EFA) | ETF | 464287465 | 3,210 | 40,803 | SH | | SOLE | | 20,401 | 0 | 20,401 |
