| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Barings Corporate Investors (M | BDFUND | 06759X107 | 5,283 | 393,936 | SH | | SOLE | | 196,968 | 0 | 196,968 |
| Barings Participation Inv (MPV | BDFUND | 06761A103 | 878 | 71,616 | SH | | SOLE | | 35,808 | 0 | 35,808 |
| Cathedra Bitcoin Inc ETF (CBTT | BDFUND | 14919F107 | 7 | 50,600 | SH | | SOLE | | 25,300 | 0 | 25,300 |
| IShares 0-5 Year Tips ETF (STI | BDFUND | 46429B747 | 3,316 | 32,690 | SH | | SOLE | | 16,345 | 0 | 16,345 |
| IShares Dec 2023 Muni Bond ETF | BDFUND | 46435G318 | 1,221 | 47,900 | SH | | SOLE | | 23,950 | 0 | 23,950 |
| IShares Muni Bond 2024 ETF (IB | BDFUND | 46435U697 | 773 | 29,750 | SH | | SOLE | | 14,875 | 0 | 14,875 |
| Invesco Bullet Shares 2022 (BS | BDFUND | 46138J882 | 4,472 | 211,060 | SH | | SOLE | | 105,530 | 0 | 105,530 |
| Invesco Bulletshares 2023 Corp | BDFUND | 46138J866 | 5,664 | 270,370 | SH | | SOLE | | 135,185 | 0 | 135,185 |
| Invesco Bulletshares 2024 (BSC | BDFUND | 46138J841 | 5,429 | 261,780 | SH | | SOLE | | 130,890 | 0 | 130,890 |
| Invesco Bulletshares 2025 Corp | BDFUND | 46138J825 | 1,176 | 57,530 | SH | | SOLE | | 28,765 | 0 | 28,765 |
| Metropolitan West Total Return | BDFUND | 592905103 | 230 | 24,132 | SH | | SOLE | | 12,066 | 0 | 12,066 |
| SPDR Int Corporate Bond ETF (S | BDFUND | 78464A375 | 555 | 17,020 | SH | | SOLE | | 8,510 | 0 | 8,510 |
| SPDR Inv't Grade Floating Rate | BDFUND | 78468R200 | 15,672 | 520,490 | SH | | SOLE | | 260,245 | 0 | 260,245 |
| SPDR Nuveen Barclays Shrt Term | BDFUND | 78468R739 | 1,908 | 40,374 | SH | | SOLE | | 20,187 | 0 | 20,187 |
| SPDR Nuveen Bloomberg Municipa | BDFUND | 78468R721 | 1,231 | 26,850 | SH | | SOLE | | 13,425 | 0 | 13,425 |
| Schwab Aggregate Bond ETF (SCH | BDFUND | 808524839 | 3,372 | 70,450 | SH | | SOLE | | 35,225 | 0 | 35,225 |
| Schwab US Tips ETF (SCHP) | BDFUND | 808524870 | 6,287 | 112,670 | SH | | SOLE | | 56,335 | 0 | 56,335 |
| VanEck Vectors Shrt Mun ETF (S | BDFUND | 92189F528 | 1,404 | 82,100 | SH | | SOLE | | 41,050 | 0 | 41,050 |
| Vanguard Intermediate Corp Bon | BDFUND | 92206C870 | 11,017 | 137,672 | SH | | SOLE | | 68,836 | 0 | 68,836 |
| Vanguard ST Corp Bond ETF (VCS | BDFUND | 92206C409 | 26,966 | 353,606 | SH | | SOLE | | 176,803 | 0 | 176,803 |
| Vanguard Tax-Exempt Bond Index | BDFUND | 922907746 | 709 | 14,200 | SH | | SOLE | | 7,100 | 0 | 7,100 |
| iShares 1-5 yr Inv Grade Corp | BDFUND | 464288646 | 8,761 | 173,310 | SH | | SOLE | | 86,655 | 0 | 86,655 |
| iShares National Muni Bond (MU | BDFUND | 464288414 | 10,453 | 98,280 | SH | | SOLE | | 49,140 | 0 | 49,140 |
| iShares Short Term Nat'l Muni | BDFUND | 464288158 | 5,370 | 51,300 | SH | | SOLE | | 25,650 | 0 | 25,650 |
| iShares TIPS Bond Fund (TIP) | BDFUND | 464287176 | 5,952 | 52,248 | SH | | SOLE | | 26,124 | 0 | 26,124 |
| Healthpeak Prop (PEAK) | REIT | 42250P103 | 956 | 36,900 | SH | | SOLE | | 18,450 | 0 | 18,450 |
| Schwab REIT ETF (SCHH) | REIT | 808524847 | 1,147 | 54,400 | SH | | SOLE | | 27,200 | 0 | 27,200 |
| Vanguard REIT Index ETF (VNQ) | REIT | 922908553 | 1,023 | 11,230 | SH | | SOLE | | 5,615 | 0 | 5,615 |
| Weyerhauser (WY) | REIT | 962166104 | 3,077 | 92,890 | SH | | SOLE | | 46,445 | 0 | 46,445 |
| 3M Company (MMM) | COM | 88579Y101 | 1,052 | 8,130 | SH | | SOLE | | 4,065 | 0 | 4,065 |
| A F L A C Inc. (AFL) | COM | 001055102 | 869 | 15,700 | SH | | SOLE | | 7,850 | 0 | 7,850 |
| AT&T Inc. (T) | COM | 00206R102 | 891 | 42,490 | SH | | SOLE | | 21,245 | 0 | 21,245 |
| Abbott Laboratories (ABT) | COM | 002824100 | 3,365 | 30,970 | SH | | SOLE | | 15,485 | 0 | 15,485 |
| Abbvie Inc (ABBV) | COM | 00287Y109 | 2,326 | 15,189 | SH | | SOLE | | 7,594 | 0 | 7,594 |
| Accenture PLC (ACN) | COM | G1151C101 | 888 | 3,200 | SH | | SOLE | | 1,600 | 0 | 1,600 |
| Advanced Micro Devices Inc (AM | COM | 007903107 | 747 | 9,766 | SH | | SOLE | | 4,883 | 0 | 4,883 |
| Aerovironment (AVAV) | COM | 008073108 | 665 | 8,090 | SH | | SOLE | | 4,045 | 0 | 4,045 |
| Air Prod & Chemicals (APD) | COM | 009158106 | 443 | 1,844 | SH | | SOLE | | 922 | 0 | 922 |
| Alphabet Class A (GOOGL) | COM | 02079K305 | 1,047 | 480 | SH | | SOLE | | 240 | 0 | 240 |
| Alphabet Class C (GOOG) | COM | 02079K107 | 5,637 | 2,577 | SH | | SOLE | | 1,288 | 0 | 1,288 |
| Amazon Com Inc (AMZN) | COM | 023135106 | 4,158 | 39,148 | SH | | SOLE | | 19,574 | 0 | 19,574 |
| Amcor PLC ADR (AMCR) | COM | Q03080100 | 903 | 72,622 | SH | | SOLE | | 36,311 | 0 | 36,311 |
| Amgen Incorporated (AMGN) | COM | 031162100 | 477 | 1,960 | SH | | SOLE | | 980 | 0 | 980 |
| Apple Computer (AAPL) | COM | 037833100 | 12,069 | 88,276 | SH | | SOLE | | 44,138 | 0 | 44,138 |
| Auto Data Processing (ADP) | COM | 053015103 | 1,112 | 5,296 | SH | | SOLE | | 2,648 | 0 | 2,648 |
| Autodesk Inc. (ADSK) | COM | 052769106 | 1,756 | 10,210 | SH | | SOLE | | 5,105 | 0 | 5,105 |
| BWX Technologies (BWXT) | COM | 05605H100 | 631 | 11,450 | SH | | SOLE | | 5,725 | 0 | 5,725 |
| Bank of America Corp. (BAC) | COM | 060505104 | 666 | 21,396 | SH | | SOLE | | 10,698 | 0 | 10,698 |
| Bank of Montreal (BMO) | COM | 063671101 | 1,379 | 14,334 | SH | | SOLE | | 7,167 | 0 | 7,167 |
| Bank of New York (BK) | COM | 064058100 | 432 | 10,350 | SH | | SOLE | | 5,175 | 0 | 5,175 |
| Becton Dickinson (BDX) | COM | 075887109 | 594 | 2,408 | SH | | SOLE | | 1,204 | 0 | 1,204 |
| Berkshire Hathaway Cl B (BRKB) | COM | 084670702 | 3,032 | 11,104 | SH | | SOLE | | 5,552 | 0 | 5,552 |
| Bristol-Myers Squibb (BMY) | COM | 110122108 | 1,656 | 21,508 | SH | | SOLE | | 10,754 | 0 | 10,754 |
| CSG Systems Int'l (CSGS) | COM | 126349109 | 1,043 | 17,470 | SH | | SOLE | | 8,735 | 0 | 8,735 |
| CVS Health Corp. (CVS) | COM | 126650100 | 2,642 | 28,516 | SH | | SOLE | | 14,258 | 0 | 14,258 |
| Carrier Global Corp (CARR) | COM | 14448C104 | 924 | 25,918 | SH | | SOLE | | 12,959 | 0 | 12,959 |
| Celanese (CE) | COM | 150870103 | 1,524 | 12,960 | SH | | SOLE | | 6,480 | 0 | 6,480 |
| Check Point Software Tech (CHK | COM | M22465104 | 2,121 | 17,420 | SH | | SOLE | | 8,710 | 0 | 8,710 |
| Chevron Corp (CVX) | COM | 166764100 | 2,299 | 15,880 | SH | | SOLE | | 7,940 | 0 | 7,940 |
| Chewy (CHWY) | COM | 16679L109 | 781 | 22,490 | SH | | SOLE | | 11,245 | 0 | 11,245 |
| Cincinnati Financial (CINF) | COM | 172062101 | 422 | 3,550 | SH | | SOLE | | 1,775 | 0 | 1,775 |
| Cisco Systems Inc. (CSCO) | COM | 17275R102 | 3,459 | 81,120 | SH | | SOLE | | 40,560 | 0 | 40,560 |
| Coca Cola Company (KO) | COM | 191216100 | 1,792 | 28,480 | SH | | SOLE | | 14,240 | 0 | 14,240 |
| Colgate-Palmolive Co. (CL) | COM | 194162103 | 1,210 | 15,098 | SH | | SOLE | | 7,549 | 0 | 7,549 |
| Comcast Corp NEW CL A (CMCSA) | COM | 20030N101 | 1,717 | 43,768 | SH | | SOLE | | 21,884 | 0 | 21,884 |
| Concentrix Corp (CNXC) | COM | 20602D101 | 665 | 4,900 | SH | | SOLE | | 2,450 | 0 | 2,450 |
| Constellation Brands (STZ) | COM | 21036P108 | 423 | 1,814 | SH | | SOLE | | 907 | 0 | 907 |
| Danaher Corp (DHR) | COM | 235851102 | 1,043 | 4,114 | SH | | SOLE | | 2,057 | 0 | 2,057 |
| Deere Co (DE) | COM | 244199105 | 417 | 1,392 | SH | | SOLE | | 696 | 0 | 696 |
| Disney Walt Hldg. Co. (DIS) | COM | 254687106 | 2,357 | 24,968 | SH | | SOLE | | 12,484 | 0 | 12,484 |
| Dominion Energy Inc (D) | COM | 25746U109 | 491 | 6,150 | SH | | SOLE | | 3,075 | 0 | 3,075 |
| ETFMG Prime Cyber Security ETF | COM | 26924G201 | 1,315 | 28,720 | SH | | SOLE | | 14,360 | 0 | 14,360 |
| Estee Lauder Companies, CL A ( | COM | 518439104 | 463 | 1,820 | SH | | SOLE | | 910 | 0 | 910 |
| Exact Sciences (EXAS) | COM | 30063P105 | 810 | 20,560 | SH | | SOLE | | 10,280 | 0 | 10,280 |
| Exxon Mobil (XOM) | COM | 30231G102 | 4,408 | 51,472 | SH | | SOLE | | 25,736 | 0 | 25,736 |
| Fastenal Company (FAST) | COM | 311900104 | 798 | 15,982 | SH | | SOLE | | 7,991 | 0 | 7,991 |
| General Electric Company (GE) | COM | 369604103 | 559 | 8,784 | SH | | SOLE | | 4,392 | 0 | 4,392 |
| General Mills, Inc. (GIS) | COM | 370334104 | 1,010 | 13,384 | SH | | SOLE | | 6,692 | 0 | 6,692 |
| Globalstar Inc. (GSAT) | COM | 378973408 | 234 | 190,130 | SH | | SOLE | | 95,065 | 0 | 95,065 |
| Graco Inc (GGG) | COM | 384109104 | 909 | 15,300 | SH | | SOLE | | 7,650 | 0 | 7,650 |
| Hamilton Beach Brands Cl A (HB | COM | 40701T104 | 839 | 67,646 | SH | | SOLE | | 33,823 | 0 | 33,823 |
| Hamilton Beach Brands Cl B Res | COM | 40701T203 | 862 | 69,452 | SH | | SOLE | | 34,726 | 0 | 34,726 |
| Hologic Inc (HOLX) | COM | 436440101 | 1,493 | 21,546 | SH | | SOLE | | 10,773 | 0 | 10,773 |
| Home Depot Inc. (HD) | COM | 437076102 | 2,575 | 9,390 | SH | | SOLE | | 4,695 | 0 | 4,695 |
| Honeywell International (HON) | COM | 438516106 | 1,655 | 9,524 | SH | | SOLE | | 4,762 | 0 | 4,762 |
| Hormel Foods (HRL) | COM | 440452100 | 1,350 | 28,501 | SH | | SOLE | | 14,251 | 0 | 14,251 |
| Hyster-Yale Materials Handling | COM | 449172105 | 1,898 | 58,914 | SH | | SOLE | | 29,457 | 0 | 29,457 |
| Illinois Tool Works Inc (ITW) | COM | 452308109 | 964 | 5,290 | SH | | SOLE | | 2,645 | 0 | 2,645 |
| Intel Corp. (INTC) | COM | 458140100 | 2,926 | 78,217 | SH | | SOLE | | 39,109 | 0 | 39,109 |
| Intl Business Machines (IBM) | COM | 459200101 | 506 | 3,584 | SH | | SOLE | | 1,792 | 0 | 1,792 |
| Invesco Water Resource Port (P | COM | 46137V142 | 1,266 | 27,400 | SH | | SOLE | | 13,700 | 0 | 13,700 |
| J P Morgan Chase & Co (JPM) | COM | 46625H100 | 2,703 | 24,002 | SH | | SOLE | | 12,001 | 0 | 12,001 |
| J.M. Smuckers Co (SJM) | COM | 832696405 | 1,767 | 13,800 | SH | | SOLE | | 6,900 | 0 | 6,900 |
| Johnson & Johnson (JNJ) | COM | 478160104 | 5,070 | 28,560 | SH | | SOLE | | 14,280 | 0 | 14,280 |
| Kohlberg Kravis & Co (KKR) | COM | 48251W104 | 2,347 | 50,700 | SH | | SOLE | | 25,350 | 0 | 25,350 |
| Korn Ferry International (KFY) | COM | 500643200 | 589 | 10,150 | SH | | SOLE | | 5,075 | 0 | 5,075 |
| Landstar System (LSTR) | COM | 515098101 | 617 | 4,246 | SH | | SOLE | | 2,123 | 0 | 2,123 |
| LeMaitre Vascular (LMAT) | COM | 525558201 | 449 | 9,850 | SH | | SOLE | | 4,925 | 0 | 4,925 |
| Lilly Eli & Company (LLY) | COM | 532457108 | 2,917 | 8,996 | SH | | SOLE | | 4,498 | 0 | 4,498 |
| Lowes Companies Inc. (LOW) | COM | 548661107 | 561 | 3,210 | SH | | SOLE | | 1,605 | 0 | 1,605 |
| McDonalds Corp (MCD) | COM | 580135101 | 1,346 | 5,452 | SH | | SOLE | | 2,726 | 0 | 2,726 |
| Merck & Co Inc. (MRK) | COM | 589331107 | 2,697 | 29,582 | SH | | SOLE | | 14,791 | 0 | 14,791 |
| Microsoft Corp. (MSFT) | COM | 594918104 | 7,320 | 28,502 | SH | | SOLE | | 14,251 | 0 | 14,251 |
| Moodys Corp. (MCO) | COM | 615369105 | 517 | 1,900 | SH | | SOLE | | 950 | 0 | 950 |
| Morgan Stanley (MS) | COM | 617446448 | 453 | 5,962 | SH | | SOLE | | 2,981 | 0 | 2,981 |
| Nacco Inds Inc CL A (NC) | COM | 629579103 | 977 | 25,776 | SH | | SOLE | | 12,888 | 0 | 12,888 |
| NextEra Energy (NEE) | COM | 65339F101 | 1,920 | 24,790 | SH | | SOLE | | 12,395 | 0 | 12,395 |
| Norfolk Southern Cop (NSC) | COM | 655844108 | 520 | 2,286 | SH | | SOLE | | 1,143 | 0 | 1,143 |
| Oracle Corp. (ORCL) | COM | 68389X105 | 973 | 13,924 | SH | | SOLE | | 6,962 | 0 | 6,962 |
| Otis Worldwide (OTIS) | COM | 68902V107 | 634 | 8,968 | SH | | SOLE | | 4,484 | 0 | 4,484 |
| PepsiCo Inc. (PEP) | COM | 713448108 | 4,440 | 26,640 | SH | | SOLE | | 13,320 | 0 | 13,320 |
| Pfizer Inc (PFE) | COM | 717081103 | 3,143 | 59,951 | SH | | SOLE | | 29,975 | 0 | 29,975 |
| Phillips 66 (PSX) | COM | 718546104 | 1,392 | 16,976 | SH | | SOLE | | 8,488 | 0 | 8,488 |
| Procter & Gamble (PG) | COM | 742718109 | 3,193 | 22,206 | SH | | SOLE | | 11,103 | 0 | 11,103 |
| ROBO Gbl Robotics & Auto'n ETF | COM | 301505707 | 1,064 | 23,660 | SH | | SOLE | | 11,830 | 0 | 11,830 |
| Raytheon Technologies (RTX) | COM | 75513E101 | 2,794 | 29,070 | SH | | SOLE | | 14,535 | 0 | 14,535 |
| Regions Financial Corp (RF) | COM | 7591EP100 | 445 | 23,750 | SH | | SOLE | | 11,875 | 0 | 11,875 |
| SYNNEX Corp (SNX) | COM | 87162W100 | 592 | 6,500 | SH | | SOLE | | 3,250 | 0 | 3,250 |
| Salesforce.com (CRM) | COM | 79466L302 | 661 | 4,006 | SH | | SOLE | | 2,003 | 0 | 2,003 |
| Scotts Company (SMG) | COM | 810186106 | 466 | 5,900 | SH | | SOLE | | 2,950 | 0 | 2,950 |
| Smith & Nephew (SNN) | COM | 83175M205 | 814 | 29,150 | SH | | SOLE | | 14,575 | 0 | 14,575 |
| Sonoco Products (SON) | COM | 835495102 | 1,628 | 28,550 | SH | | SOLE | | 14,275 | 0 | 14,275 |
| Southwest Airlines (LUV) | COM | 844741108 | 926 | 25,650 | SH | | SOLE | | 12,825 | 0 | 12,825 |
| Sprouts Farmers Markets (SFM) | COM | 85208M102 | 426 | 16,840 | SH | | SOLE | | 8,420 | 0 | 8,420 |
| Standard Motor Products (SMP) | COM | 853666105 | 693 | 15,402 | SH | | SOLE | | 7,701 | 0 | 7,701 |
| Starbucks Corp. (SBUX) | COM | 855244109 | 765 | 10,008 | SH | | SOLE | | 5,004 | 0 | 5,004 |
| State Street Corp (STT) | COM | 857477103 | 536 | 8,700 | SH | | SOLE | | 4,350 | 0 | 4,350 |
| Stryker Corp. (SYK) | COM | 863667101 | 511 | 2,570 | SH | | SOLE | | 1,285 | 0 | 1,285 |
| Sysco Corp. (SYY) | COM | 871829107 | 2,637 | 31,132 | SH | | SOLE | | 15,566 | 0 | 15,566 |
| T Rowe Price Group (TROW) | COM | 74144T108 | 731 | 6,436 | SH | | SOLE | | 3,218 | 0 | 3,218 |
| TJX Cos Inc (TJX) | COM | 872540109 | 2,935 | 52,552 | SH | | SOLE | | 26,276 | 0 | 26,276 |
| Taiwan Semiconductor ADRF Spon | COM | 874039100 | 1,087 | 13,300 | SH | | SOLE | | 6,650 | 0 | 6,650 |
| Target Corporation (TGT) | COM | 87612E106 | 1,959 | 13,870 | SH | | SOLE | | 6,935 | 0 | 6,935 |
| Texas Instruments Inc (TXN) | COM | 882508104 | 828 | 5,390 | SH | | SOLE | | 2,695 | 0 | 2,695 |
| The Blackstone Group (BX) | COM | 09260D107 | 536 | 5,880 | SH | | SOLE | | 2,940 | 0 | 2,940 |
| The Trade Desk Inc (TTD) | COM | 88339J105 | 595 | 14,200 | SH | | SOLE | | 7,100 | 0 | 7,100 |
| Trex Inc (TREX) | COM | 89531P105 | 1,458 | 26,800 | SH | | SOLE | | 13,400 | 0 | 13,400 |
| Tyson Foods (TSN) | COM | 902494103 | 430 | 5,000 | SH | | SOLE | | 2,500 | 0 | 2,500 |
| US Bancorp (USB) | COM | 902973304 | 2,065 | 44,870 | SH | | SOLE | | 22,435 | 0 | 22,435 |
| Ulta Beauty (ULTA) | COM | 903845303 | 1,623 | 4,210 | SH | | SOLE | | 2,105 | 0 | 2,105 |
| Unilever PLC ADR New F (UL) | COM | 904767704 | 936 | 20,428 | SH | | SOLE | | 10,214 | 0 | 10,214 |
| Union Pacific Corp. (UNP) | COM | 907818108 | 712 | 3,340 | SH | | SOLE | | 1,670 | 0 | 1,670 |
| Unitedhealth Group Inc. (UNH) | COM | 91324P102 | 1,660 | 3,232 | SH | | SOLE | | 1,616 | 0 | 1,616 |
| Verisk Analytics (VRSK) | COM | 92345Y106 | 1,868 | 10,790 | SH | | SOLE | | 5,395 | 0 | 5,395 |
| Verizon Communications (VZ) | COM | 92343V104 | 2,376 | 46,818 | SH | | SOLE | | 23,409 | 0 | 23,409 |
| Visa Inc (V) | COM | 92826C839 | 2,221 | 11,280 | SH | | SOLE | | 5,640 | 0 | 5,640 |
| WD 40 Co (WDFC) | COM | 929236107 | 1,993 | 9,896 | SH | | SOLE | | 4,948 | 0 | 4,948 |
| WalMart Inc. (WMT) | COM | 931142103 | 635 | 5,220 | SH | | SOLE | | 2,610 | 0 | 2,610 |
| Zimmer Biomet Holdings Inc. (Z | COM | 98956P102 | 433 | 4,118 | SH | | SOLE | | 2,059 | 0 | 2,059 |
| Zoetis Inc (ZTS) | COM | 98978V103 | 2,001 | 11,640 | SH | | SOLE | | 5,820 | 0 | 5,820 |
| IShares S&P 100 Index (OEF) | ETF | 464287101 | 767 | 4,450 | SH | | SOLE | | 2,225 | 0 | 2,225 |
| Invesco S&P 500 Equal Weighted | ETF | 46137V357 | 4,511 | 33,607 | SH | | SOLE | | 16,804 | 0 | 16,804 |
| Invesco S&P 500 Low Vol ETF (S | ETF | 46138E354 | 650 | 10,480 | SH | | SOLE | | 5,240 | 0 | 5,240 |
| Invesco SP500 Hi Div Low Vol ( | ETF | 46138E362 | 724 | 16,400 | SH | | SOLE | | 8,200 | 0 | 8,200 |
| SPDR S&P Dividend ETF (SDY) | ETF | 78464A763 | 872 | 7,350 | SH | | SOLE | | 3,675 | 0 | 3,675 |
| SPDR S&P Midcap 400 (MDY) | ETF | 78467Y107 | 13,445 | 32,516 | SH | | SOLE | | 16,258 | 0 | 16,258 |
| SPDR Trust S&P 500 (SPY) | ETF | 78462F103 | 1,026 | 2,721 | SH | | SOLE | | 1,361 | 0 | 1,361 |
| Schwab Large Cap Growth ETF (S | ETF | 808524300 | 8,585 | 148,051 | SH | | SOLE | | 74,025 | 0 | 74,025 |
| Schwab Large Cap US ETF (SCHX) | ETF | 808524201 | 3,841 | 86,010 | SH | | SOLE | | 43,005 | 0 | 43,005 |
| Schwab US Broad Market ETF (SC | ETF | 808524102 | 6,363 | 143,998 | SH | | SOLE | | 71,999 | 0 | 71,999 |
| Schwab US Dividend Equity (SCH | ETF | 808524797 | 5,169 | 72,160 | SH | | SOLE | | 36,080 | 0 | 36,080 |
| Schwab US Mid Cap ETF (SCHM) | ETF | 808524508 | 11,370 | 181,260 | SH | | SOLE | | 90,630 | 0 | 90,630 |
| Schwab US Small Cap ETF (SCHA) | ETF | 808524607 | 7,116 | 182,512 | SH | | SOLE | | 91,256 | 0 | 91,256 |
| Vanguard Extended Market Index | ETF | 922908652 | 1,641 | 12,520 | SH | | SOLE | | 6,260 | 0 | 6,260 |
| Vanguard High Dividend Yield E | ETF | 921946406 | 457 | 4,490 | SH | | SOLE | | 2,245 | 0 | 2,245 |
| Vanguard Mid Cap ETF (VO) | ETF | 922908629 | 650 | 3,300 | SH | | SOLE | | 1,650 | 0 | 1,650 |
| Vanguard S&P 500 ETF (VOO) | ETF | 922908363 | 9,407 | 27,120 | SH | | SOLE | | 13,560 | 0 | 13,560 |
| Vanguard Small Cap Growth (VBK | ETF | 922908595 | 2,660 | 13,500 | SH | | SOLE | | 6,750 | 0 | 6,750 |
| iShares S&P US Preferred Stock | ETF | 464288687 | 4,758 | 144,710 | SH | | SOLE | | 72,355 | 0 | 72,355 |
| Emerging Markets Internet/Ecom | ETF | 301505889 | 438 | 13,550 | SH | | SOLE | | 6,775 | 0 | 6,775 |
| IShares Min Volatility EAFE In | ETF | 43429B689 | 575 | 9,090 | SH | | SOLE | | 4,545 | 0 | 4,545 |
| IShares S&P Global 100 ETF (IO | ETF | 464287572 | 1,288 | 20,100 | SH | | SOLE | | 10,050 | 0 | 10,050 |
| Ishares Int'l Select Dividend | ETF | 464288448 | 554 | 20,410 | SH | | SOLE | | 10,205 | 0 | 10,205 |
| Ishares MSCI Ireland ETF (EIRL | ETF | 46429B507 | 602 | 14,990 | SH | | SOLE | | 7,495 | 0 | 7,495 |
| SPDR International Dividend ET | ETF | 78463X772 | 526 | 15,328 | SH | | SOLE | | 7,664 | 0 | 7,664 |
| Schwab Emerging Markets ETF (S | ETF | 808524706 | 2,810 | 110,700 | SH | | SOLE | | 55,350 | 0 | 55,350 |
| Schwab International Equity ET | ETF | 808524805 | 11,827 | 376,060 | SH | | SOLE | | 188,030 | 0 | 188,030 |
| Vanguard Total World Stock Mar | ETF | 922042742 | 429 | 5,030 | SH | | SOLE | | 2,515 | 0 | 2,515 |
| iShares MSCI Canada Index Fund | ETF | 464286509 | 498 | 14,780 | SH | | SOLE | | 7,390 | 0 | 7,390 |
| iShares TR MSCI EAFE Fd (EFA) | ETF | 464287465 | 2,503 | 40,061 | SH | | SOLE | | 20,030 | 0 | 20,030 |
