| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Barings Corporate Investors (M | BDFUND | 06759X107 | 5,480 | 392,536 | SH | | SOLE | | 196,268 | 0 | 196,268 |
| Barings Participation Inv (MPV | BDFUND | 06761A103 | 882 | 71,616 | SH | | SOLE | | 35,808 | 0 | 35,808 |
| IShares 0-5 Year Tips ETF (STI | BDFUND | 46429B747 | 3,073 | 31,690 | SH | | SOLE | | 15,845 | 0 | 15,845 |
| IShares Dec 2023 Muni Bond ETF | BDFUND | 46435G318 | 1,117 | 44,050 | SH | | SOLE | | 22,025 | 0 | 22,025 |
| IShares Muni Bond 2024 ETF (IB | BDFUND | 46435U697 | 766 | 29,750 | SH | | SOLE | | 14,875 | 0 | 14,875 |
| Invesco Bulletshares 2023 Corp | BDFUND | 46138J866 | 5,355 | 255,222 | SH | | SOLE | | 127,611 | 0 | 127,611 |
| Invesco Bulletshares 2024 Corp | BDFUND | 46138J841 | 5,122 | 250,050 | SH | | SOLE | | 125,025 | 0 | 125,025 |
| Invesco Bulletshares 2025 Corp | BDFUND | 46138J825 | 1,159 | 57,530 | SH | | SOLE | | 28,765 | 0 | 28,765 |
| SPDR Int Corporate Bond ETF (S | BDFUND | 78464A375 | 430 | 13,520 | SH | | SOLE | | 6,760 | 0 | 6,760 |
| SPDR Inv't Grade Floating Rate | BDFUND | 78468R200 | 15,439 | 508,014 | SH | | SOLE | | 254,007 | 0 | 254,007 |
| SPDR Nuveen Barclays Shrt Term | BDFUND | 78468R739 | 1,174 | 25,000 | SH | | SOLE | | 12,500 | 0 | 12,500 |
| Schwab Aggregate Bond ETF (SCH | BDFUND | 808524839 | 2,451 | 53,700 | SH | | SOLE | | 26,850 | 0 | 26,850 |
| Schwab US Tips ETF (SCHP) | BDFUND | 808524870 | 5,687 | 109,800 | SH | | SOLE | | 54,900 | 0 | 54,900 |
| VanEck Vectors Shrt Mun ETF (S | BDFUND | 92189F528 | 709 | 42,000 | SH | | SOLE | | 21,000 | 0 | 21,000 |
| Vanguard Intermediate Corp Bon | BDFUND | 92206C870 | 9,254 | 119,390 | SH | | SOLE | | 59,695 | 0 | 59,695 |
| Vanguard ST Corp Bond ETF (VCS | BDFUND | 92206C409 | 20,929 | 278,354 | SH | | SOLE | | 139,177 | 0 | 139,177 |
| Vanguard Tax-Exempt Bond Index | BDFUND | 922907746 | 564 | 11,400 | SH | | SOLE | | 5,700 | 0 | 5,700 |
| iShares 1-5 yr Inv Grade Corp | BDFUND | 464288646 | 7,461 | 149,760 | SH | | SOLE | | 74,880 | 0 | 74,880 |
| iShares National Muni Bond (MU | BDFUND | 464288414 | 5,915 | 56,060 | SH | | SOLE | | 28,030 | 0 | 28,030 |
| iShares Short Term Nat'l Muni | BDFUND | 464288158 | 4,270 | 40,950 | SH | | SOLE | | 20,475 | 0 | 20,475 |
| iShares TIPS Bond Fund (TIP) | BDFUND | 464287176 | 5,583 | 52,448 | SH | | SOLE | | 26,224 | 0 | 26,224 |
| Healthpeak Prop (PEAK) | REIT | 42250P103 | 854 | 34,050 | SH | | SOLE | | 17,025 | 0 | 17,025 |
| Schwab REIT ETF (SCHH) | REIT | 808524847 | 1,049 | 54,400 | SH | | SOLE | | 27,200 | 0 | 27,200 |
| Vanguard REIT Index ETF (VNQ) | REIT | 922908553 | 921 | 11,170 | SH | | SOLE | | 5,585 | 0 | 5,585 |
| Weyerhauser (WY) | REIT | 962166104 | 2,620 | 84,510 | SH | | SOLE | | 42,255 | 0 | 42,255 |
| 3M Company (MMM) | COM | 88579Y101 | 952 | 7,936 | SH | | SOLE | | 3,968 | 0 | 3,968 |
| A F L A C Inc. (AFL) | COM | 001055102 | 1,115 | 15,500 | SH | | SOLE | | 7,750 | 0 | 7,750 |
| AT&T Inc. (T) | COM | 00206R102 | 780 | 42,352 | SH | | SOLE | | 21,176 | 0 | 21,176 |
| Abbott Laboratories (ABT) | COM | 002824100 | 3,099 | 28,228 | SH | | SOLE | | 14,114 | 0 | 14,114 |
| Abbvie Inc (ABBV) | COM | 00287Y109 | 1,942 | 12,015 | SH | | SOLE | | 6,007 | 0 | 6,007 |
| Accenture PLC (ACN) | COM | G1151C101 | 523 | 1,960 | SH | | SOLE | | 980 | 0 | 980 |
| Advanced Micro Devices Inc (AM | COM | 007903107 | 635 | 9,806 | SH | | SOLE | | 4,903 | 0 | 4,903 |
| Aerovironment (AVAV) | COM | 008073108 | 702 | 8,190 | SH | | SOLE | | 4,095 | 0 | 4,095 |
| Air Prod & Chemicals (APD) | COM | 009158106 | 551 | 1,786 | SH | | SOLE | | 893 | 0 | 893 |
| Alphabet Class A (GOOGL) | COM | 02079K305 | 722 | 8,180 | SH | | SOLE | | 4,090 | 0 | 4,090 |
| Alphabet Class C (GOOG) | COM | 02079K107 | 4,600 | 51,847 | SH | | SOLE | | 25,923 | 0 | 25,923 |
| Amazon Com Inc (AMZN) | COM | 023135106 | 3,400 | 40,478 | SH | | SOLE | | 20,239 | 0 | 20,239 |
| Amcor PLC ADR (AMCR) | COM | Q03080100 | 853 | 71,602 | SH | | SOLE | | 35,801 | 0 | 35,801 |
| Amgen Incorporated (AMGN) | COM | 031162100 | 528 | 2,012 | SH | | SOLE | | 1,006 | 0 | 1,006 |
| Apple Computer (AAPL) | COM | 037833100 | 10,416 | 80,163 | SH | | SOLE | | 40,082 | 0 | 40,082 |
| Auto Data Processing (ADP) | COM | 053015103 | 1,241 | 5,196 | SH | | SOLE | | 2,598 | 0 | 2,598 |
| Autodesk Inc. (ADSK) | COM | 052769106 | 1,702 | 9,110 | SH | | SOLE | | 4,555 | 0 | 4,555 |
| BWX Technologies (BWXT) | COM | 05605H100 | 665 | 11,450 | SH | | SOLE | | 5,725 | 0 | 5,725 |
| Bank of America Corp. (BAC) | COM | 060505104 | 648 | 19,556 | SH | | SOLE | | 9,778 | 0 | 9,778 |
| Bank of Montreal (BMO) | COM | 063671101 | 1,299 | 14,334 | SH | | SOLE | | 7,167 | 0 | 7,167 |
| Bank of New York (BK) | COM | 064058100 | 483 | 10,600 | SH | | SOLE | | 5,300 | 0 | 5,300 |
| Becton Dickinson (BDX) | COM | 075887109 | 561 | 2,208 | SH | | SOLE | | 1,104 | 0 | 1,104 |
| Berkshire Hathaway Cl B (BRKB) | COM | 084670702 | 3,397 | 10,998 | SH | | SOLE | | 5,499 | 0 | 5,499 |
| Boeing Company (BA) | COM | 097023105 | 538 | 2,826 | SH | | SOLE | | 1,413 | 0 | 1,413 |
| Bristol-Myers Squibb (BMY) | COM | 110122108 | 1,517 | 21,086 | SH | | SOLE | | 10,543 | 0 | 10,543 |
| CSG Systems Int'l (CSGS) | COM | 126349109 | 1,019 | 17,820 | SH | | SOLE | | 8,910 | 0 | 8,910 |
| CVS Health Corp. (CVS) | COM | 126650100 | 2,587 | 27,762 | SH | | SOLE | | 13,881 | 0 | 13,881 |
| Carrier Global Corp (CARR) | COM | 14448C104 | 962 | 23,318 | SH | | SOLE | | 11,659 | 0 | 11,659 |
| Celanese (CE) | COM | 150870103 | 1,311 | 12,824 | SH | | SOLE | | 6,412 | 0 | 6,412 |
| Check Point Software Tech (CHK | COM | M22465104 | 2,153 | 17,068 | SH | | SOLE | | 8,534 | 0 | 8,534 |
| Chevron Corp (CVX) | COM | 166764100 | 2,719 | 15,146 | SH | | SOLE | | 7,573 | 0 | 7,573 |
| Chewy (CHWY) | COM | 16679L109 | 924 | 24,910 | SH | | SOLE | | 12,455 | 0 | 12,455 |
| Cisco Systems Inc. (CSCO) | COM | 17275R102 | 3,881 | 81,460 | SH | | SOLE | | 40,730 | 0 | 40,730 |
| Coca Cola Company (KO) | COM | 191216100 | 1,855 | 29,158 | SH | | SOLE | | 14,579 | 0 | 14,579 |
| Colgate-Palmolive Co. (CL) | COM | 194162103 | 1,158 | 14,698 | SH | | SOLE | | 7,349 | 0 | 7,349 |
| Comcast Corp NEW CL A (CMCSA) | COM | 20030N101 | 1,525 | 43,620 | SH | | SOLE | | 21,810 | 0 | 21,810 |
| Concentrix Corp (CNXC) | COM | 20602D101 | 652 | 4,900 | SH | | SOLE | | 2,450 | 0 | 2,450 |
| Constellation Brands (STZ) | COM | 21036P108 | 412 | 1,776 | SH | | SOLE | | 888 | 0 | 888 |
| Danaher Corp (DHR) | COM | 235851102 | 1,038 | 3,910 | SH | | SOLE | | 1,955 | 0 | 1,955 |
| Deere Co (DE) | COM | 244199105 | 612 | 1,428 | SH | | SOLE | | 714 | 0 | 714 |
| Disney Walt Hldg. Co. (DIS) | COM | 254687106 | 2,161 | 24,870 | SH | | SOLE | | 12,435 | 0 | 12,435 |
| ETFMG Prime Cyber Security ETF | COM | 26924G201 | 1,240 | 28,150 | SH | | SOLE | | 14,075 | 0 | 14,075 |
| Eaton Corporation (ETN) | COM | G29183103 | 414 | 2,636 | SH | | SOLE | | 1,318 | 0 | 1,318 |
| Emerson Elec Co (EMR) | COM | 291011104 | 479 | 4,982 | SH | | SOLE | | 2,491 | 0 | 2,491 |
| Estee Lauder Companies, CL A ( | COM | 518439104 | 402 | 1,620 | SH | | SOLE | | 810 | 0 | 810 |
| Exact Sciences (EXAS) | COM | 30063P105 | 690 | 13,930 | SH | | SOLE | | 6,965 | 0 | 6,965 |
| Exxon Mobil (XOM) | COM | 30231G102 | 5,077 | 46,026 | SH | | SOLE | | 23,013 | 0 | 23,013 |
| Fastenal Company (FAST) | COM | 311900104 | 747 | 15,782 | SH | | SOLE | | 7,891 | 0 | 7,891 |
| General Electric Company (GE) | COM | 369604103 | 457 | 5,460 | SH | | SOLE | | 2,730 | 0 | 2,730 |
| General Mills, Inc. (GIS) | COM | 370334104 | 737 | 8,784 | SH | | SOLE | | 4,392 | 0 | 4,392 |
| General Motors New (GM) | COM | 37045V100 | 430 | 12,794 | SH | | SOLE | | 6,397 | 0 | 6,397 |
| Gilead Sciences Inc. (GILD) | COM | 375558103 | 507 | 5,910 | SH | | SOLE | | 2,955 | 0 | 2,955 |
| Globalstar Inc. (GSAT) | COM | 378973408 | 265 | 199,400 | SH | | SOLE | | 99,700 | 0 | 99,700 |
| Graco Inc (GGG) | COM | 384109104 | 457 | 6,800 | SH | | SOLE | | 3,400 | 0 | 3,400 |
| Hamilton Beach Brands Cl A (HB | COM | 40701T104 | 838 | 67,646 | SH | | SOLE | | 33,823 | 0 | 33,823 |
| Hamilton Beach Brands Cl B Res | COM | 40701T203 | 811 | 69,452 | SH | | SOLE | | 34,726 | 0 | 34,726 |
| Hologic Inc (HOLX) | COM | 436440101 | 1,634 | 21,846 | SH | | SOLE | | 10,923 | 0 | 10,923 |
| Home Depot Inc. (HD) | COM | 437076102 | 2,418 | 7,654 | SH | | SOLE | | 3,827 | 0 | 3,827 |
| Honeywell International (HON) | COM | 438516106 | 2,026 | 9,454 | SH | | SOLE | | 4,727 | 0 | 4,727 |
| Hormel Foods (HRL) | COM | 440452100 | 1,275 | 28,001 | SH | | SOLE | | 14,001 | 0 | 14,001 |
| Hyster-Yale Materials Handling | COM | 449172105 | 1,491 | 58,914 | SH | | SOLE | | 29,457 | 0 | 29,457 |
| Illinois Tool Works Inc (ITW) | COM | 452308109 | 1,143 | 5,190 | SH | | SOLE | | 2,595 | 0 | 2,595 |
| Intel Corp. (INTC) | COM | 458140100 | 1,927 | 72,907 | SH | | SOLE | | 36,454 | 0 | 36,454 |
| Invesco Water Resource Port (P | COM | 46137V142 | 1,412 | 27,400 | SH | | SOLE | | 13,700 | 0 | 13,700 |
| J P Morgan Chase & Co (JPM) | COM | 46625H100 | 3,258 | 24,298 | SH | | SOLE | | 12,149 | 0 | 12,149 |
| J.M. Smuckers Co (SJM) | COM | 832696405 | 2,159 | 13,628 | SH | | SOLE | | 6,814 | 0 | 6,814 |
| Johnson & Johnson (JNJ) | COM | 478160104 | 4,954 | 28,046 | SH | | SOLE | | 14,023 | 0 | 14,023 |
| Kohlberg Kravis & Co (KKR) | COM | 48251W104 | 2,356 | 50,748 | SH | | SOLE | | 25,374 | 0 | 25,374 |
| Korn Ferry International (KFY) | COM | 500643200 | 494 | 9,750 | SH | | SOLE | | 4,875 | 0 | 4,875 |
| Landstar System (LSTR) | COM | 515098101 | 692 | 4,246 | SH | | SOLE | | 2,123 | 0 | 2,123 |
| LeMaitre Vascular (LMAT) | COM | 525558201 | 442 | 9,600 | SH | | SOLE | | 4,800 | 0 | 4,800 |
| Lilly Eli & Company (LLY) | COM | 532457108 | 3,108 | 8,496 | SH | | SOLE | | 4,248 | 0 | 4,248 |
| Lowes Companies Inc. (LOW) | COM | 548661107 | 642 | 3,224 | SH | | SOLE | | 1,612 | 0 | 1,612 |
| McDonalds Corp (MCD) | COM | 580135101 | 1,436 | 5,450 | SH | | SOLE | | 2,725 | 0 | 2,725 |
| Merck & Co Inc. (MRK) | COM | 589331107 | 3,061 | 27,586 | SH | | SOLE | | 13,793 | 0 | 13,793 |
| Microsoft Corp. (MSFT) | COM | 594918104 | 6,068 | 25,304 | SH | | SOLE | | 12,652 | 0 | 12,652 |
| Mondelez (MDLZ) | COM | 609207105 | 425 | 6,370 | SH | | SOLE | | 3,185 | 0 | 3,185 |
| Morgan Stanley (MS) | COM | 617446448 | 483 | 5,682 | SH | | SOLE | | 2,841 | 0 | 2,841 |
| Nacco Inds Inc CL A (NC) | COM | 629579103 | 979 | 25,776 | SH | | SOLE | | 12,888 | 0 | 12,888 |
| NextEra Energy (NEE) | COM | 65339F101 | 1,996 | 23,870 | SH | | SOLE | | 11,935 | 0 | 11,935 |
| Norfolk Southern Cop (NSC) | COM | 655844108 | 574 | 2,328 | SH | | SOLE | | 1,164 | 0 | 1,164 |
| Oracle Corp. (ORCL) | COM | 68389X105 | 1,124 | 13,750 | SH | | SOLE | | 6,875 | 0 | 6,875 |
| Otis Worldwide (OTIS) | COM | 68902V107 | 593 | 7,568 | SH | | SOLE | | 3,784 | 0 | 3,784 |
| PepsiCo Inc. (PEP) | COM | 713448108 | 4,638 | 25,674 | SH | | SOLE | | 12,837 | 0 | 12,837 |
| Pfizer Inc (PFE) | COM | 717081103 | 3,076 | 60,035 | SH | | SOLE | | 30,017 | 0 | 30,017 |
| Phillips 66 (PSX) | COM | 718546104 | 1,762 | 16,926 | SH | | SOLE | | 8,463 | 0 | 8,463 |
| Procter & Gamble (PG) | COM | 742718109 | 3,357 | 22,148 | SH | | SOLE | | 11,074 | 0 | 11,074 |
| ROBO Gbl Robotics & Auto'n ETF | COM | 301505707 | 1,059 | 22,860 | SH | | SOLE | | 11,430 | 0 | 11,430 |
| Raytheon Technologies (RTX) | COM | 75513E101 | 2,634 | 26,100 | SH | | SOLE | | 13,050 | 0 | 13,050 |
| Regions Financial Corp (RF) | COM | 7591EP100 | 573 | 26,600 | SH | | SOLE | | 13,300 | 0 | 13,300 |
| SYNNEX Corp (SNX) | COM | 87162W100 | 616 | 6,500 | SH | | SOLE | | 3,250 | 0 | 3,250 |
| Salesforce.com (CRM) | COM | 79466L302 | 498 | 3,756 | SH | | SOLE | | 1,878 | 0 | 1,878 |
| Smith & Nephew (SNN) | COM | 83175M205 | 752 | 27,950 | SH | | SOLE | | 13,975 | 0 | 13,975 |
| Sonoco Products (SON) | COM | 835495102 | 1,721 | 28,350 | SH | | SOLE | | 14,175 | 0 | 14,175 |
| Southwest Airlines (LUV) | COM | 844741108 | 803 | 23,850 | SH | | SOLE | | 11,925 | 0 | 11,925 |
| Sprouts Farmers Markets (SFM) | COM | 85208M102 | 545 | 16,840 | SH | | SOLE | | 8,420 | 0 | 8,420 |
| Standard Motor Products (SMP) | COM | 853666105 | 536 | 15,402 | SH | | SOLE | | 7,701 | 0 | 7,701 |
| Starbucks Corp. (SBUX) | COM | 855244109 | 1,169 | 11,782 | SH | | SOLE | | 5,891 | 0 | 5,891 |
| State Street Corp (STT) | COM | 857477103 | 710 | 9,150 | SH | | SOLE | | 4,575 | 0 | 4,575 |
| Stryker Corp. (SYK) | COM | 863667101 | 608 | 2,488 | SH | | SOLE | | 1,244 | 0 | 1,244 |
| Sysco Corp. (SYY) | COM | 871829107 | 2,349 | 30,732 | SH | | SOLE | | 15,366 | 0 | 15,366 |
| T Rowe Price Group (TROW) | COM | 74144T108 | 695 | 6,370 | SH | | SOLE | | 3,185 | 0 | 3,185 |
| TJX Cos Inc (TJX) | COM | 872540109 | 4,046 | 50,832 | SH | | SOLE | | 25,416 | 0 | 25,416 |
| Taiwan Semiconductor ADRF Spon | COM | 874039100 | 991 | 13,300 | SH | | SOLE | | 6,650 | 0 | 6,650 |
| Target Corporation (TGT) | COM | 87612E106 | 1,795 | 12,044 | SH | | SOLE | | 6,022 | 0 | 6,022 |
| Texas Instruments Inc (TXN) | COM | 882508104 | 867 | 5,248 | SH | | SOLE | | 2,624 | 0 | 2,624 |
| The Blackstone Group (BX) | COM | 09260D107 | 436 | 5,880 | SH | | SOLE | | 2,940 | 0 | 2,940 |
| The Trade Desk Inc (TTD) | COM | 88339J105 | 632 | 14,100 | SH | | SOLE | | 7,050 | 0 | 7,050 |
| Trex Inc (TREX) | COM | 89531P105 | 1,234 | 29,150 | SH | | SOLE | | 14,575 | 0 | 14,575 |
| US Bancorp (USB) | COM | 902973304 | 2,051 | 47,020 | SH | | SOLE | | 23,510 | 0 | 23,510 |
| Ulta Beauty (ULTA) | COM | 903845303 | 1,858 | 3,960 | SH | | SOLE | | 1,980 | 0 | 1,980 |
| Unilever PLC ADR New F (UL) | COM | 904767704 | 983 | 19,528 | SH | | SOLE | | 9,764 | 0 | 9,764 |
| Union Pacific Corp. (UNP) | COM | 907818108 | 673 | 3,248 | SH | | SOLE | | 1,624 | 0 | 1,624 |
| United Parcel Service Cl B (UP | COM | 911312106 | 649 | 3,732 | SH | | SOLE | | 1,866 | 0 | 1,866 |
| Unitedhealth Group Inc. (UNH) | COM | 91324P102 | 623 | 1,176 | SH | | SOLE | | 588 | 0 | 588 |
| Verisk Analytics (VRSK) | COM | 92345Y106 | 1,879 | 10,650 | SH | | SOLE | | 5,325 | 0 | 5,325 |
| Verizon Communications (VZ) | COM | 92343V104 | 1,766 | 44,826 | SH | | SOLE | | 22,413 | 0 | 22,413 |
| Visa Inc (V) | COM | 92826C839 | 2,316 | 11,146 | SH | | SOLE | | 5,573 | 0 | 5,573 |
| WD 40 Co (WDFC) | COM | 929236107 | 1,365 | 8,466 | SH | | SOLE | | 4,233 | 0 | 4,233 |
| WalMart Inc. (WMT) | COM | 931142103 | 726 | 5,118 | SH | | SOLE | | 2,559 | 0 | 2,559 |
| Zimmer Biomet Holdings Inc. (Z | COM | 98956P102 | 526 | 4,126 | SH | | SOLE | | 2,063 | 0 | 2,063 |
| Zoetis Inc (ZTS) | COM | 98978V103 | 1,691 | 11,540 | SH | | SOLE | | 5,770 | 0 | 5,770 |
| IShares S&P 100 Index (OEF) | ETF | 464287101 | 829 | 4,860 | SH | | SOLE | | 2,430 | 0 | 2,430 |
| Invesco S&P 500 Equal Weighted | ETF | 46137V357 | 4,645 | 32,885 | SH | | SOLE | | 16,443 | 0 | 16,443 |
| Invesco S&P 500 Low Vol ETF (S | ETF | 46138E354 | 670 | 10,480 | SH | | SOLE | | 5,240 | 0 | 5,240 |
| Invesco SP500 Hi Div Low Vol ( | ETF | 46138E362 | 697 | 15,900 | SH | | SOLE | | 7,950 | 0 | 7,950 |
| SPDR S&P Dividend ETF (SDY) | ETF | 78464A763 | 920 | 7,350 | SH | | SOLE | | 3,675 | 0 | 3,675 |
| SPDR S&P Midcap 400 (MDY) | ETF | 78467Y107 | 14,055 | 31,742 | SH | | SOLE | | 15,871 | 0 | 15,871 |
| SPDR Trust S&P 500 (SPY) | ETF | 78462F103 | 1,165 | 3,047 | SH | | SOLE | | 1,524 | 0 | 1,524 |
| Schwab Large Cap Growth ETF (S | ETF | 808524300 | 8,347 | 150,241 | SH | | SOLE | | 75,120 | 0 | 75,120 |
| Schwab Large Cap US ETF (SCHX) | ETF | 808524201 | 3,802 | 84,200 | SH | | SOLE | | 42,100 | 0 | 42,100 |
| Schwab US Broad Market ETF (SC | ETF | 808524102 | 6,419 | 143,248 | SH | | SOLE | | 71,624 | 0 | 71,624 |
| Schwab US Dividend Equity (SCH | ETF | 808524797 | 5,970 | 79,036 | SH | | SOLE | | 39,518 | 0 | 39,518 |
| Schwab US Mid Cap ETF (SCHM) | ETF | 808524508 | 11,863 | 180,810 | SH | | SOLE | | 90,405 | 0 | 90,405 |
| Schwab US Small Cap ETF (SCHA) | ETF | 808524607 | 7,324 | 180,802 | SH | | SOLE | | 90,401 | 0 | 90,401 |
| Vanguard Extended Market Index | ETF | 922908652 | 1,697 | 12,770 | SH | | SOLE | | 6,385 | 0 | 6,385 |
| Vanguard High Dividend Yield E | ETF | 921946406 | 486 | 4,490 | SH | | SOLE | | 2,245 | 0 | 2,245 |
| Vanguard Mid Cap ETF (VO) | ETF | 922908629 | 795 | 3,900 | SH | | SOLE | | 1,950 | 0 | 1,950 |
| Vanguard S&P 500 ETF (VOO) | ETF | 922908363 | 10,045 | 28,590 | SH | | SOLE | | 14,295 | 0 | 14,295 |
| Vanguard Small Cap Growth (VBK | ETF | 922908595 | 2,647 | 13,200 | SH | | SOLE | | 6,600 | 0 | 6,600 |
| iShares S&P US Preferred Stock | ETF | 464288687 | 4,129 | 135,230 | SH | | SOLE | | 67,615 | 0 | 67,615 |
| IShares S&P Global 100 ETF (IO | ETF | 464287572 | 1,337 | 20,880 | SH | | SOLE | | 10,440 | 0 | 10,440 |
| Ishares Int'l Select Dividend | ETF | 464288448 | 554 | 20,410 | SH | | SOLE | | 10,205 | 0 | 10,205 |
| Ishares MSCI Ireland ETF (EIRL | ETF | 46429B507 | 596 | 13,040 | SH | | SOLE | | 6,520 | 0 | 6,520 |
| Schwab Emerging Markets ETF (S | ETF | 808524706 | 2,178 | 92,000 | SH | | SOLE | | 46,000 | 0 | 46,000 |
| Schwab International Equity ET | ETF | 808524805 | 12,109 | 375,950 | SH | | SOLE | | 187,975 | 0 | 187,975 |
| Vanguard Total World Stock Mar | ETF | 922042742 | 408 | 4,730 | SH | | SOLE | | 2,365 | 0 | 2,365 |
| iShares MSCI Canada Index Fund | ETF | 464286509 | 484 | 14,780 | SH | | SOLE | | 7,390 | 0 | 7,390 |
| iShares TR MSCI EAFE Fd (EFA) | ETF | 464287465 | 2,557 | 38,961 | SH | | SOLE | | 19,480 | 0 | 19,480 |
