| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 |
| | | VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY |
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| Barings Corporate Investors (M | BDFUND | 06759X107 | 5,485,049 | 387,636 | SH | | SOLE | | 193,818 | 0 | 193,818 |
| Barings Participation Inv (MPV | BDFUND | 06761A103 | 918,318 | 71,616 | SH | | SOLE | | 35,808 | 0 | 35,808 |
| IShares 0-5 Year Tips ETF (STI | BDFUND | 46429B747 | 3,169,406 | 31,940 | SH | | SOLE | | 15,970 | 0 | 15,970 |
| IShares Dec 2023 Muni Bond ETF | BDFUND | 46435G318 | 1,061,702 | 41,750 | SH | | SOLE | | 20,875 | 0 | 20,875 |
| IShares Muni Bond 2024 ETF (IB | BDFUND | 46435U697 | 769,632 | 29,750 | SH | | SOLE | | 14,875 | 0 | 14,875 |
| Invesco Bulletshares 2023 Corp | BDFUND | 46138J866 | 4,393,241 | 208,408 | SH | | SOLE | | 104,204 | 0 | 104,204 |
| Invesco Bulletshares 2024 Corp | BDFUND | 46138J841 | 4,544,213 | 220,700 | SH | | SOLE | | 110,350 | 0 | 110,350 |
| Invesco Bulletshares 2025 Corp | BDFUND | 46138J825 | 1,120,064 | 55,230 | SH | | SOLE | | 27,615 | 0 | 27,615 |
| SPDR Int Corporate Bond ETF (S | BDFUND | 78464A375 | 416,522 | 12,820 | SH | | SOLE | | 6,410 | 0 | 6,410 |
| SPDR Inv't Grade Floating Rate | BDFUND | 78468R200 | 14,867,003 | 488,564 | SH | | SOLE | | 244,282 | 0 | 244,282 |
| SPDR Nuveen Barclays Shrt Term | BDFUND | 78468R739 | 1,188,750 | 25,000 | SH | | SOLE | | 12,500 | 0 | 12,500 |
| Schwab Aggregate Bond ETF (SCH | BDFUND | 808524839 | 2,284,517 | 48,700 | SH | | SOLE | | 24,350 | 0 | 24,350 |
| Schwab US Tips ETF (SCHP) | BDFUND | 808524870 | 5,902,461 | 110,100 | SH | | SOLE | | 55,050 | 0 | 55,050 |
| VanEck Vectors Shrt Mun ETF (S | BDFUND | 92189F528 | 714,000 | 42,000 | SH | | SOLE | | 21,000 | 0 | 21,000 |
| Vanguard Intermediate Corp Bon | BDFUND | 92206C870 | 9,035,981 | 112,640 | SH | | SOLE | | 56,320 | 0 | 56,320 |
| Vanguard ST Corp Bond ETF (VCS | BDFUND | 92206C409 | 20,750,111 | 272,204 | SH | | SOLE | | 136,102 | 0 | 136,102 |
| Vanguard Tax-Exempt Bond Index | BDFUND | 922907746 | 678,844 | 13,400 | SH | | SOLE | | 6,700 | 0 | 6,700 |
| iShares 1-5 yr Inv Grade Corp | BDFUND | 464288646 | 6,794,598 | 134,440 | SH | | SOLE | | 67,220 | 0 | 67,220 |
| iShares National Muni Bond (MU | BDFUND | 464288414 | 5,921,390 | 54,960 | SH | | SOLE | | 27,480 | 0 | 27,480 |
| iShares Short Term Nat'l Muni | BDFUND | 464288158 | 4,318,050 | 41,250 | SH | | SOLE | | 20,625 | 0 | 20,625 |
| iShares TIPS Bond Fund (TIP) | BDFUND | 464287176 | 5,705,246 | 51,748 | SH | | SOLE | | 25,874 | 0 | 25,874 |
| Healthpeak Prop (PEAK) | REIT | 42250P103 | 725,010 | 33,000 | SH | | SOLE | | 16,500 | 0 | 16,500 |
| Schwab REIT ETF (SCHH) | REIT | 808524847 | 1,033,500 | 53,000 | SH | | SOLE | | 26,500 | 0 | 26,500 |
| Vanguard REIT Index ETF (VNQ) | REIT | 922908553 | 1,027,205 | 12,370 | SH | | SOLE | | 6,185 | 0 | 6,185 |
| Weyerhauser (WY) | REIT | 962166104 | 2,302,836 | 76,430 | SH | | SOLE | | 38,215 | 0 | 38,215 |
| 3M Company (MMM) | COM | 88579Y101 | 716,640 | 6,818 | SH | | SOLE | | 3,409 | 0 | 3,409 |
| A F L A C Inc. (AFL) | COM | 001055102 | 985,220 | 15,270 | SH | | SOLE | | 7,635 | 0 | 7,635 |
| AT&T Inc. (T) | COM | 00206R102 | 799,337 | 41,524 | SH | | SOLE | | 20,762 | 0 | 20,762 |
| Abbott Laboratories (ABT) | COM | 002824100 | 2,801,459 | 27,666 | SH | | SOLE | | 13,833 | 0 | 13,833 |
| Abbvie Inc (ABBV) | COM | 00287Y109 | 1,882,878 | 11,815 | SH | | SOLE | | 5,907 | 0 | 5,907 |
| Accenture PLC (ACN) | COM | G1151C101 | 560,188 | 1,960 | SH | | SOLE | | 980 | 0 | 980 |
| Advanced Micro Devices Inc (AM | COM | 007903107 | 961,132 | 9,806 | SH | | SOLE | | 4,903 | 0 | 4,903 |
| Aerovironment (AVAV) | COM | 008073108 | 787,359 | 8,590 | SH | | SOLE | | 4,295 | 0 | 4,295 |
| Air Prod & Chemicals (APD) | COM | 009158106 | 512,957 | 1,786 | SH | | SOLE | | 893 | 0 | 893 |
| Alphabet Class A (GOOGL) | COM | 02079K305 | 848,473 | 8,180 | SH | | SOLE | | 4,090 | 0 | 4,090 |
| Alphabet Class C (GOOG) | COM | 02079K107 | 5,414,947 | 52,067 | SH | | SOLE | | 26,033 | 0 | 26,033 |
| Amazon Com Inc (AMZN) | COM | 023135106 | 4,316,292 | 41,788 | SH | | SOLE | | 20,894 | 0 | 20,894 |
| Amcor PLC ADR (AMCR) | COM | Q03080100 | 794,529 | 69,818 | SH | | SOLE | | 34,909 | 0 | 34,909 |
| Amgen Incorporated (AMGN) | COM | 031162100 | 486,401 | 2,012 | SH | | SOLE | | 1,006 | 0 | 1,006 |
| Apple Computer (AAPL) | COM | 037833100 | 13,025,525 | 78,990 | SH | | SOLE | | 39,495 | 0 | 39,495 |
| Auto Data Processing (ADP) | COM | 053015103 | 1,124,281 | 5,050 | SH | | SOLE | | 2,525 | 0 | 2,525 |
| Autodesk Inc. (ADSK) | COM | 052769106 | 1,990,010 | 9,560 | SH | | SOLE | | 4,780 | 0 | 4,780 |
| BWX Technologies (BWXT) | COM | 05605H100 | 671,376 | 10,650 | SH | | SOLE | | 5,325 | 0 | 5,325 |
| Bank of America Corp. (BAC) | COM | 060505104 | 650,421 | 22,742 | SH | | SOLE | | 11,371 | 0 | 11,371 |
| Bank of Montreal (BMO) | COM | 063671101 | 1,259,481 | 14,134 | SH | | SOLE | | 7,067 | 0 | 7,067 |
| Bank of New York (BK) | COM | 064058100 | 508,928 | 11,200 | SH | | SOLE | | 5,600 | 0 | 5,600 |
| Becton Dickinson (BDX) | COM | 075887109 | 472,306 | 1,908 | SH | | SOLE | | 954 | 0 | 954 |
| Berkshire Hathaway Cl B (BRKB) | COM | 084670702 | 3,219,854 | 10,428 | SH | | SOLE | | 5,214 | 0 | 5,214 |
| Boeing Company (BA) | COM | 097023105 | 600,327 | 2,826 | SH | | SOLE | | 1,413 | 0 | 1,413 |
| Bristol-Myers Squibb (BMY) | COM | 110122108 | 1,464,936 | 21,136 | SH | | SOLE | | 10,568 | 0 | 10,568 |
| CSG Systems Int'l (CSGS) | COM | 126349109 | 1,018,689 | 18,970 | SH | | SOLE | | 9,485 | 0 | 9,485 |
| CVS Health Corp. (CVS) | COM | 126650100 | 1,960,744 | 26,386 | SH | | SOLE | | 13,193 | 0 | 13,193 |
| Carrier Global Corp (CARR) | COM | 14448C104 | 1,075,948 | 23,518 | SH | | SOLE | | 11,759 | 0 | 11,759 |
| Celanese (CE) | COM | 150870103 | 1,326,716 | 12,184 | SH | | SOLE | | 6,092 | 0 | 6,092 |
| Check Point Software Tech (CHK | COM | M22465104 | 2,239,640 | 17,228 | SH | | SOLE | | 8,614 | 0 | 8,614 |
| Chevron Corp (CVX) | COM | 166764100 | 2,405,957 | 14,746 | SH | | SOLE | | 7,373 | 0 | 7,373 |
| Chewy (CHWY) | COM | 16679L109 | 1,048,883 | 28,060 | SH | | SOLE | | 14,030 | 0 | 14,030 |
| Cisco Systems Inc. (CSCO) | COM | 17275R102 | 4,211,274 | 80,560 | SH | | SOLE | | 40,280 | 0 | 40,280 |
| Coca Cola Company (KO) | COM | 191216100 | 1,796,265 | 28,958 | SH | | SOLE | | 14,479 | 0 | 14,479 |
| Colgate-Palmolive Co. (CL) | COM | 194162103 | 1,123,342 | 14,948 | SH | | SOLE | | 7,474 | 0 | 7,474 |
| Comcast Corp NEW CL A (CMCSA) | COM | 20030N101 | 1,704,813 | 44,970 | SH | | SOLE | | 22,485 | 0 | 22,485 |
| Concentrix Corp (CNXC) | COM | 20602D101 | 559,130 | 4,600 | SH | | SOLE | | 2,300 | 0 | 2,300 |
| Constellation Brands (STZ) | COM | 21036P108 | 414,282 | 1,834 | SH | | SOLE | | 917 | 0 | 917 |
| Danaher Corp (DHR) | COM | 235851102 | 934,060 | 3,706 | SH | | SOLE | | 1,853 | 0 | 1,853 |
| Deere Co (DE) | COM | 244199105 | 568,949 | 1,378 | SH | | SOLE | | 689 | 0 | 689 |
| Disney Walt Hldg. Co. (DIS) | COM | 254687106 | 2,524,277 | 25,210 | SH | | SOLE | | 12,605 | 0 | 12,605 |
| ETFMG Prime Cyber Security ETF | COM | 26924G201 | 1,255,275 | 26,250 | SH | | SOLE | | 13,125 | 0 | 13,125 |
| Eaton Corporation (ETN) | COM | G29183103 | 451,652 | 2,636 | SH | | SOLE | | 1,318 | 0 | 1,318 |
| Emerson Elec Co (EMR) | COM | 291011104 | 434,131 | 4,982 | SH | | SOLE | | 2,491 | 0 | 2,491 |
| Exact Sciences (EXAS) | COM | 30063P105 | 1,029,356 | 15,180 | SH | | SOLE | | 7,590 | 0 | 7,590 |
| Exxon Mobil (XOM) | COM | 30231G102 | 4,926,585 | 44,926 | SH | | SOLE | | 22,463 | 0 | 22,463 |
| Fastenal Company (FAST) | COM | 311900104 | 851,281 | 15,782 | SH | | SOLE | | 7,891 | 0 | 7,891 |
| General Electric Company (GE) | COM | 369604103 | 520,829 | 5,448 | SH | | SOLE | | 2,724 | 0 | 2,724 |
| General Mills, Inc. (GIS) | COM | 370334104 | 742,135 | 8,684 | SH | | SOLE | | 4,342 | 0 | 4,342 |
| General Motors New (GM) | COM | 37045V100 | 513,300 | 13,994 | SH | | SOLE | | 6,997 | 0 | 6,997 |
| Gilead Sciences Inc. (GILD) | COM | 375558103 | 473,759 | 5,710 | SH | | SOLE | | 2,855 | 0 | 2,855 |
| Globalstar Inc. (GSAT) | COM | 378973408 | 441,264 | 380,400 | SH | | SOLE | | 190,200 | 0 | 190,200 |
| Graco Inc (GGG) | COM | 384109104 | 459,963 | 6,300 | SH | | SOLE | | 3,150 | 0 | 3,150 |
| Hamilton Beach Brands Cl A (HB | COM | 40701T104 | 692,695 | 67,646 | SH | | SOLE | | 33,823 | 0 | 33,823 |
| Hamilton Beach Brands Cl B Res | COM | 40701T203 | 810,505 | 69,452 | SH | | SOLE | | 34,726 | 0 | 34,726 |
| Hologic Inc (HOLX) | COM | 436440101 | 1,742,797 | 21,596 | SH | | SOLE | | 10,798 | 0 | 10,798 |
| Home Depot Inc. (HD) | COM | 437076102 | 2,260,029 | 7,658 | SH | | SOLE | | 3,829 | 0 | 3,829 |
| Honeywell International (HON) | COM | 438516106 | 1,835,516 | 9,604 | SH | | SOLE | | 4,802 | 0 | 4,802 |
| Hormel Foods (HRL) | COM | 440452100 | 1,104,722 | 27,701 | SH | | SOLE | | 13,851 | 0 | 13,851 |
| Hyster-Yale Materials Handling | COM | 449172105 | 2,923,255 | 58,594 | SH | | SOLE | | 29,297 | 0 | 29,297 |
| Illinois Tool Works Inc (ITW) | COM | 452308109 | 1,239,160 | 5,090 | SH | | SOLE | | 2,545 | 0 | 2,545 |
| Intel Corp. (INTC) | COM | 458140100 | 2,359,279 | 72,215 | SH | | SOLE | | 36,108 | 0 | 36,108 |
| Inter Parfums (IPAR) | COM | 458334109 | 452,323 | 3,180 | SH | | SOLE | | 1,590 | 0 | 1,590 |
| Invesco Water Resource Port (P | COM | 46137V142 | 1,440,450 | 27,000 | SH | | SOLE | | 13,500 | 0 | 13,500 |
| J P Morgan Chase & Co (JPM) | COM | 46625H100 | 3,153,241 | 24,198 | SH | | SOLE | | 12,099 | 0 | 12,099 |
| J.M. Smuckers Co (SJM) | COM | 832696405 | 2,097,427 | 13,328 | SH | | SOLE | | 6,664 | 0 | 6,664 |
| Johnson & Johnson (JNJ) | COM | 478160104 | 4,348,058 | 28,052 | SH | | SOLE | | 14,026 | 0 | 14,026 |
| Kohlberg Kravis & Co (KKR) | COM | 48251W104 | 2,549,741 | 48,548 | SH | | SOLE | | 24,274 | 0 | 24,274 |
| Korn Ferry International (KFY) | COM | 500643200 | 504,465 | 9,750 | SH | | SOLE | | 4,875 | 0 | 4,875 |
| Landstar System (LSTR) | COM | 515098101 | 725,286 | 4,046 | SH | | SOLE | | 2,023 | 0 | 2,023 |
| LeMaitre Vascular (LMAT) | COM | 525558201 | 494,112 | 9,600 | SH | | SOLE | | 4,800 | 0 | 4,800 |
| Lilly Eli & Company (LLY) | COM | 532457108 | 2,763,157 | 8,046 | SH | | SOLE | | 4,023 | 0 | 4,023 |
| Linde PLC (LIN) | COM | G54950103 | 418,708 | 1,178 | SH | | SOLE | | 589 | 0 | 589 |
| Lowes Companies Inc. (LOW) | COM | 548661107 | 634,705 | 3,174 | SH | | SOLE | | 1,587 | 0 | 1,587 |
| McDonalds Corp (MCD) | COM | 580135101 | 1,495,913 | 5,350 | SH | | SOLE | | 2,675 | 0 | 2,675 |
| Merck & Co Inc. (MRK) | COM | 589331107 | 2,828,485 | 26,586 | SH | | SOLE | | 13,293 | 0 | 13,293 |
| Microsoft Corp. (MSFT) | COM | 594918104 | 7,257,655 | 25,174 | SH | | SOLE | | 12,587 | 0 | 12,587 |
| Mondelez (MDLZ) | COM | 609207105 | 447,602 | 6,420 | SH | | SOLE | | 3,210 | 0 | 3,210 |
| Morgan Stanley (MS) | COM | 617446448 | 485,710 | 5,532 | SH | | SOLE | | 2,766 | 0 | 2,766 |
| Nacco Inds Inc CL A (NC) | COM | 629579103 | 929,740 | 25,776 | SH | | SOLE | | 12,888 | 0 | 12,888 |
| NextEra Energy (NEE) | COM | 65339F101 | 1,836,046 | 23,820 | SH | | SOLE | | 11,910 | 0 | 11,910 |
| Norfolk Southern Cop (NSC) | COM | 655844108 | 493,536 | 2,328 | SH | | SOLE | | 1,164 | 0 | 1,164 |
| Oracle Corp. (ORCL) | COM | 68389X105 | 1,277,650 | 13,750 | SH | | SOLE | | 6,875 | 0 | 6,875 |
| Otis Worldwide (OTIS) | COM | 68902V107 | 588,099 | 6,968 | SH | | SOLE | | 3,484 | 0 | 3,484 |
| PepsiCo Inc. (PEP) | COM | 713448108 | 4,564,750 | 25,040 | SH | | SOLE | | 12,520 | 0 | 12,520 |
| Pfizer Inc (PFE) | COM | 717081103 | 2,455,859 | 60,193 | SH | | SOLE | | 30,096 | 0 | 30,096 |
| Phillips 66 (PSX) | COM | 718546104 | 1,690,613 | 16,676 | SH | | SOLE | | 8,338 | 0 | 8,338 |
| Procter & Gamble (PG) | COM | 742718109 | 3,293,186 | 22,148 | SH | | SOLE | | 11,074 | 0 | 11,074 |
| ROBO Gbl Robotics & Auto'n ETF | COM | 301505707 | 1,163,347 | 21,260 | SH | | SOLE | | 10,630 | 0 | 10,630 |
| Raytheon Technologies (RTX) | COM | 75513E101 | 2,536,387 | 25,900 | SH | | SOLE | | 12,950 | 0 | 12,950 |
| Regions Financial Corp (RF) | COM | 7591EP100 | 471,424 | 25,400 | SH | | SOLE | | 12,700 | 0 | 12,700 |
| SYNNEX Corp (SNX) | COM | 87162W100 | 561,382 | 5,800 | SH | | SOLE | | 2,900 | 0 | 2,900 |
| Salesforce.com (CRM) | COM | 79466L302 | 750,374 | 3,756 | SH | | SOLE | | 1,878 | 0 | 1,878 |
| Scotts Company (SMG) | COM | 810186106 | 404,492 | 5,800 | SH | | SOLE | | 2,900 | 0 | 2,900 |
| Smith & Nephew (SNN) | COM | 83175M205 | 767,525 | 27,500 | SH | | SOLE | | 13,750 | 0 | 13,750 |
| Sonoco Products (SON) | COM | 835495102 | 1,680,550 | 27,550 | SH | | SOLE | | 13,775 | 0 | 13,775 |
| Southwest Airlines (LUV) | COM | 844741108 | 720,761 | 22,150 | SH | | SOLE | | 11,075 | 0 | 11,075 |
| Sprouts Farmers Markets (SFM) | COM | 85208M102 | 589,905 | 16,840 | SH | | SOLE | | 8,420 | 0 | 8,420 |
| Standard Motor Products (SMP) | COM | 853666105 | 540,805 | 14,652 | SH | | SOLE | | 7,326 | 0 | 7,326 |
| Starbucks Corp. (SBUX) | COM | 855244109 | 1,257,266 | 12,074 | SH | | SOLE | | 6,037 | 0 | 6,037 |
| State Street Corp (STT) | COM | 857477103 | 692,563 | 9,150 | SH | | SOLE | | 4,575 | 0 | 4,575 |
| Stryker Corp. (SYK) | COM | 863667101 | 710,249 | 2,488 | SH | | SOLE | | 1,244 | 0 | 1,244 |
| Sysco Corp. (SYY) | COM | 871829107 | 2,396,601 | 31,032 | SH | | SOLE | | 15,516 | 0 | 15,516 |
| T Rowe Price Group (TROW) | COM | 74144T108 | 674,013 | 5,970 | SH | | SOLE | | 2,985 | 0 | 2,985 |
| TJX Cos Inc (TJX) | COM | 872540109 | 3,830,394 | 48,882 | SH | | SOLE | | 24,441 | 0 | 24,441 |
| Taiwan Semiconductor ADRF Spon | COM | 874039100 | 1,181,354 | 12,700 | SH | | SOLE | | 6,350 | 0 | 6,350 |
| Target Corporation (TGT) | COM | 87612E106 | 1,936,901 | 11,694 | SH | | SOLE | | 5,847 | 0 | 5,847 |
| Texas Instruments Inc (TXN) | COM | 882508104 | 938,978 | 5,048 | SH | | SOLE | | 2,524 | 0 | 2,524 |
| The Blackstone Group (BX) | COM | 09260D107 | 498,931 | 5,680 | SH | | SOLE | | 2,840 | 0 | 2,840 |
| The Trade Desk Inc (TTD) | COM | 88339J105 | 895,377 | 14,700 | SH | | SOLE | | 7,350 | 0 | 7,350 |
| Trex Inc (TREX) | COM | 89531P105 | 1,445,499 | 29,700 | SH | | SOLE | | 14,850 | 0 | 14,850 |
| US Bancorp (USB) | COM | 902973304 | 1,705,886 | 47,320 | SH | | SOLE | | 23,660 | 0 | 23,660 |
| Ulta Beauty (ULTA) | COM | 903845303 | 2,051,719 | 3,760 | SH | | SOLE | | 1,880 | 0 | 1,880 |
| Unilever PLC ADR New F (UL) | COM | 904767704 | 899,843 | 17,328 | SH | | SOLE | | 8,664 | 0 | 8,664 |
| Union Pacific Corp. (UNP) | COM | 907818108 | 653,692 | 3,248 | SH | | SOLE | | 1,624 | 0 | 1,624 |
| United Parcel Service Cl B (UP | COM | 911312106 | 723,971 | 3,732 | SH | | SOLE | | 1,866 | 0 | 1,866 |
| Unitedhealth Group Inc. (UNH) | COM | 91324P102 | 566,163 | 1,198 | SH | | SOLE | | 599 | 0 | 599 |
| Verisk Analytics (VRSK) | COM | 92345Y106 | 1,968,484 | 10,260 | SH | | SOLE | | 5,130 | 0 | 5,130 |
| Verizon Communications (VZ) | COM | 92343V104 | 1,721,583 | 44,268 | SH | | SOLE | | 22,134 | 0 | 22,134 |
| Visa Inc (V) | COM | 92826C839 | 2,546,796 | 11,296 | SH | | SOLE | | 5,648 | 0 | 5,648 |
| WD 40 Co (WDFC) | COM | 929236107 | 1,217,150 | 6,836 | SH | | SOLE | | 3,418 | 0 | 3,418 |
| WalMart Inc. (WMT) | COM | 931142103 | 754,649 | 5,118 | SH | | SOLE | | 2,559 | 0 | 2,559 |
| Zimmer Biomet Holdings Inc. (Z | COM | 98956P102 | 526,619 | 4,076 | SH | | SOLE | | 2,038 | 0 | 2,038 |
| Zoetis Inc (ZTS) | COM | 98978V103 | 1,920,718 | 11,540 | SH | | SOLE | | 5,770 | 0 | 5,770 |
| IShares S&P 100 Index (OEF) | ETF | 464287101 | 909,014 | 4,860 | SH | | SOLE | | 2,430 | 0 | 2,430 |
| Invesco S&P 500 Equal Weighted | ETF | 46137V357 | 4,899,322 | 33,877 | SH | | SOLE | | 16,939 | 0 | 16,939 |
| Invesco S&P 500 Low Vol ETF (S | ETF | 46138E354 | 653,952 | 10,480 | SH | | SOLE | | 5,240 | 0 | 5,240 |
| Invesco SP500 Hi Div Low Vol ( | ETF | 46138E362 | 671,139 | 15,900 | SH | | SOLE | | 7,950 | 0 | 7,950 |
| SPDR S&P Dividend ETF (SDY) | ETF | 78464A763 | 909,268 | 7,350 | SH | | SOLE | | 3,675 | 0 | 3,675 |
| SPDR S&P Midcap 400 (MDY) | ETF | 78467Y107 | 14,381,305 | 31,372 | SH | | SOLE | | 15,686 | 0 | 15,686 |
| SPDR Trust S&P 500 (SPY) | ETF | 78462F103 | 1,206,473 | 2,947 | SH | | SOLE | | 1,474 | 0 | 1,474 |
| Schwab Large Cap Growth ETF (S | ETF | 808524300 | 9,888,288 | 151,731 | SH | | SOLE | | 75,865 | 0 | 75,865 |
| Schwab Large Cap US ETF (SCHX) | ETF | 808524201 | 3,813,491 | 78,840 | SH | | SOLE | | 39,420 | 0 | 39,420 |
| Schwab US Broad Market ETF (SC | ETF | 808524102 | 6,749,625 | 141,058 | SH | | SOLE | | 70,529 | 0 | 70,529 |
| Schwab US Dividend Equity (SCH | ETF | 808524797 | 6,709,796 | 91,714 | SH | | SOLE | | 45,857 | 0 | 45,857 |
| Schwab US Mid Cap ETF (SCHM) | ETF | 808524508 | 12,394,159 | 182,670 | SH | | SOLE | | 91,335 | 0 | 91,335 |
| Schwab US Small Cap ETF (SCHA) | ETF | 808524607 | 7,543,291 | 179,902 | SH | | SOLE | | 89,951 | 0 | 89,951 |
| Vanguard Extended Market Index | ETF | 922908652 | 1,790,354 | 12,770 | SH | | SOLE | | 6,385 | 0 | 6,385 |
| Vanguard High Dividend Yield E | ETF | 921946406 | 448,375 | 4,250 | SH | | SOLE | | 2,125 | 0 | 2,125 |
| Vanguard Mid Cap ETF (VO) | ETF | 922908629 | 833,134 | 3,950 | SH | | SOLE | | 1,975 | 0 | 1,975 |
| Vanguard S&P 500 ETF (VOO) | ETF | 922908363 | 10,751,706 | 28,590 | SH | | SOLE | | 14,295 | 0 | 14,295 |
| Vanguard Small Cap Growth (VBK | ETF | 922908595 | 2,845,791 | 13,150 | SH | | SOLE | | 6,575 | 0 | 6,575 |
| iShares S&P US Preferred Stock | ETF | 464288687 | 4,301,492 | 137,780 | SH | | SOLE | | 68,890 | 0 | 68,890 |
| IShares S&P Global 100 ETF (IO | ETF | 464287572 | 1,462,853 | 20,880 | SH | | SOLE | | 10,440 | 0 | 10,440 |
| Ishares Int'l Select Dividend | ETF | 464288448 | 613,302 | 22,310 | SH | | SOLE | | 11,155 | 0 | 11,155 |
| Ishares MSCI Ireland ETF (EIRL | ETF | 46429B507 | 696,633 | 12,690 | SH | | SOLE | | 6,345 | 0 | 6,345 |
| SPDR International Dividend ET | ETF | 78463X772 | 414,034 | 12,078 | SH | | SOLE | | 6,039 | 0 | 6,039 |
| Schwab Emerging Markets ETF (S | ETF | 808524706 | 2,246,032 | 91,600 | SH | | SOLE | | 45,800 | 0 | 45,800 |
| Schwab International Equity ET | ETF | 808524805 | 13,131,780 | 377,350 | SH | | SOLE | | 188,675 | 0 | 188,675 |
| Vanguard Total World Stock Mar | ETF | 922042742 | 435,586 | 4,730 | SH | | SOLE | | 2,365 | 0 | 2,365 |
| iShares MSCI Canada Index Fund | ETF | 464286509 | 505,180 | 14,780 | SH | | SOLE | | 7,390 | 0 | 7,390 |
| iShares TR MSCI EAFE Fd (EFA) | ETF | 464287465 | 2,675,619 | 37,411 | SH | | SOLE | | 18,705 | 0 | 18,705 |
