Pathfinder Bancorp (PBHC) 10-Q 14 Aug 24 2024 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2024	Aug. 09, 2024
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Jun. 30, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q2
Current Fiscal Year End Date	--12-31
Entity Registrant Name	PATHFINDER BANCORP, INC.
Entity Central Index Key	0001609065
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	001-36695
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	38-3941859
Entity Address, Address Line One	214 West First Street
Entity Address, City or Town	Oswego
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	13126
City Area Code	315
Local Phone Number	343-0057
Title of each class	Common Stock, $0.01 par value
Trading Symbol	PBHC
Name of each exchange on which registered	NASDAQ
Voting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock Shares Outstanding		4,719,788
Series A Nonvoting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock Shares Outstanding		1,380,283

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS:
Cash and due from banks	$ 12,022	$ 12,338
Interest-earning deposits	19,797	36,394
Total cash and cash equivalents	31,819	48,732
Available-for-sale securities, at fair value	274,977	258,716
Held-to-maturity securities, at amortized cost (fair value of $156,280 and $168,034, respectively)	166,271	179,286
Marketable equity securities, at fair value	3,793	3,206
Federal Home Loan Bank stock, at cost	8,702	8,748
Loans	888,263	897,207
Less: Allowance for credit losses	16,892	15,975
Loans receivable, net	871,371	881,232
Premises and equipment, net	18,878	18,441
Assets held-for-sale	3,042	3,042
Operating lease right-of-use assets	1,459	1,526
Finance lease right-of-use assets	4,004	4,073
Accrued interest receivable	7,076	7,286
Foreclosed real estate	60	151
Intangible assets, net	76	85
Goodwill	4,536	4,536
Bank owned life insurance	24,967	24,641
Other assets	25,180	22,097
Total assets	1,446,211	1,465,798
Deposits:
Interest-bearing	932,132	949,898
Noninterest-bearing	169,145	170,169
Total deposits	1,101,277	1,120,067
Short-term borrowings	127,577	125,680
Long-term borrowings	45,869	49,919
Subordinated debt	30,008	29,914
Accrued interest payable	2,092	2,245
Operating lease liabilities	1,652	1,711
Finance lease liabilities	4,359	4,381
Other liabilities	9,203	11,625
Total liabilities	1,322,037	1,345,542
Shareholders' equity:
Additional paid in capital	53,182	53,114
Retained earnings	78,936	76,060
Accumulated other comprehensive loss	(8,786)	(9,605)
Unearned ESOP shares	(45)	(135)
Total Pathfinder Bancorp, Inc. shareholders' equity	123,348	119,495
Noncontrolling interest	826	761
Total equity	124,174	120,256
Total liabilities and shareholders' equity	1,446,211	1,465,798
Voting Common Stock [Member]
Shareholders' equity:
Common stock	47	47
Non-Voting Common Stock [Member]
Shareholders' equity:
Common stock	$ 14	$ 14

Consolidated Statements of Co_2

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
ASSETS:
Held-to-maturity securities, at amortized cost fair value	$ 156,280	$ 168,034
Voting Common Stock [Member]
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	4,719,788	4,719,288
Common stock, shares outstanding (in shares)	4,719,788	4,719,288
Non-Voting Common Stock [Member]
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	1,505,283	1,505,283
Common stock, shares issued (in shares)	1,380,283	1,380,283
Common stock, shares outstanding (in shares)	1,380,283	1,380,283

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Interest and dividend income:
Loans, including fees	$ 12,489	$ 11,791	$ 24,757	$ 22,449
Debt securities:
Taxable	5,736	4,173	11,343	7,920
Tax-exempt	498	479	1,006	934
Dividends	178	123	307	201
Federal funds sold and interest earning deposits	121	55	219	160
Total interest and dividend income	19,022	16,621	37,632	31,664
Interest expense:
Interest on deposits	7,626	5,625	15,037	9,662
Interest on short-term borrowings	1,226	578	2,340	950
Interest on long-term borrowings	201	203	395	397
Interest on subordinated loans	489	483	980	955
Total interest expense	9,542	6,889	18,752	11,964
Net interest income	9,480	9,732	18,880	19,700
Provision for (benefit from) credit losses:
Loans	304	1,185	1,014	1,877
Held-to-maturity securities	(74)	(29)	(59)	(29)
Unfunded commitments	60	(16)	61	(16)
Total provision for credit losses	290	1,140	1,016	1,832
Net interest income after provision for credit losses	9,190	8,592	17,864	17,868
Noninterest income:
Earnings and gains on bank owned life insurance	167	143	324	301
Net realized gains (losses) on sales and redemptions of investment securities	16	0	(132)	73
Net realized losses on sales of marketable equity securities	(139)	(169)	(31)	(169)
Gains on sales of loans and foreclosed real estate	40	117	58	142
Insurance agency revenue	260	271	657	691
Total noninterest income	1,211	1,087	2,948	2,679
Noninterest expense:
Salaries and employee benefits	4,399	3,906	8,728	8,089
Building and occupancy	914	979	1,730	1,831
Data processing	550	483	1,078	1,036
Professional and other services	696	503	1,258	1,039
Advertising	116	166	221	372
FDIC assessments	228	222	457	441
Audits and exams	123	158	293	317
Insurance agency expense	232	283	517	544
Community service activities	39	66	91	96
Foreclosed real estate expenses	30	18	55	32
Other expenses	581	390	1,186	901
Total noninterest expense	7,908	7,174	15,614	14,698
Income before provision for income taxes	2,493	2,505	5,198	5,849
Provision for income taxes	481	530	1,013	1,199
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	2,012	1,975	4,185	4,650
Net income (loss) attributable to noncontrolling interest	12	(7)	65	69
Net income attributable to Pathfinder Bancorp Inc.	$ 2,000	$ 1,982	$ 4,120	$ 4,581
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.2	$ 0.18
Voting Common Stock [Member]
Noninterest expense:
Voting Earnings per common share- basic	0.32	0.32	0.66	0.75
Voting Earnings per common share - diluted	0.32	0.32	0.66	0.75
Voting Common Stock dividends	471	419	943	834
Series A Non voting [Member]
Noninterest expense:
Voting Earnings per common share- basic	0.32	0.32	0.66	0.75
Voting Earnings per common share - diluted	0.32	0.32	0.66	0.75
Voting and Series A Non-Voting [Member]
Noninterest expense:
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.2	$ 0.18
Service Charges on Deposit Accounts [Member]
Noninterest income:
Noninterest income	$ 330	$ 303	$ 639	$ 570
Loan Servicing Fees [Member]
Noninterest income:
Noninterest income	112	67	200	139
Debit Card Interchange Fees [Member]
Noninterest income:
Noninterest income	191	112	310	433
Other Charges, Commissions & Fees [Member]
Noninterest income:
Noninterest income	$ 234	$ 243	$ 923	$ 499

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Consolidated Statements of Comprehensive Income [Abstract]
Net Income	$ 2,012	$ 1,975	$ 4,185	$ 4,650
Retirement Plans:
Retirement plan net gains recognized in plan expenses	38	56	75	111
Net unrealized gain on retirement plans	38	56	75	111
Unrealized holding gains on available-for-sale securities:
Unrealized holding (losses) gains arising during the period	(64)	(569)	238	(1,077)
Reclassification adjustment for net (gains) losses included in net income	(15)	0	139	1,933
Net unrealized (losses) gains on available-for-sale securities	(79)	(569)	377	856
Derivatives and hedging activities:
Unrealized holding gains arising during the period	144	735	656	119
Net unrealized gains (losses) on derivatives and hedging activities	144	735	656	119
Other comprehensive income, before tax	103	222	1,108	1,086
Tax effect	(27)	(58)	(289)	(284)
Other comprehensive income, net of tax	76	164	819	802
Comprehensive income	2,088	2,139	5,004	5,452
Comprehensive income (loss), attributable to noncontrolling interest	12	(7)	65	69
Comprehensive income attributable to Pathfinder Bancorp, Inc.	2,076	2,146	4,939	5,383
Tax Effect Allocated to Each Component of Other Comprehensive (Loss) Income
Retirement plan net gains recognized in plan expenses	(10)	(15)	(20)	(29)
Unrealized holding losses (gains) on available-for-sale securities arising during the period	17	149	(62)	281
Reclassification adjustment for net losses on available-for-sale securities included in net income	4	0	(36)	(505)
Unrealized gains on derivatives and hedging arising during the period	(38)	(192)	(171)	(31)
Income tax effect related to other comprehensive income	$ (27)	$ (58)	$ (289)	$ (284)

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP Shares [Member]	Non-controlling Interest [Member]	Non-Voting Common Stock [Member] Common Stock [Member]
Beginning balance at Dec. 31, 2022	$ 111,582	$ 47	$ 52,101	$ 71,322	$ (12,172)	$ (315)	$ 585	$ 14
Net income	4,650			4,581			69
Other comprehensive income, net of tax	802				802
ESOP shares earned	202		112			90
Stock based compensation	64		64
Stock options exercised	368		368
Common stock dividends declared	(834)			(834)
Non-Voting common stock dividends declared	(248)			(248)
Warrant dividends declared	(23)			(23)
Cumulative effect of affiliate capital allocation	0		0
Distributions from affiliates	0		0
Adoption of ASU 2016-13 Current Expected Credit Losses	(2,134)			(2,134)
Ending balance at Jun. 30, 2023	114,429	47	52,645	72,664	(11,370)	(225)	654	14
Beginning balance at Mar. 31, 2023	112,361	47	52,207	71,236	(11,534)	(270)	661	14
Net income	1,975			1,982			(7)
Other comprehensive income, net of tax	164				164
ESOP shares earned	87		42			45
Stock based compensation	28		28
Common stock dividends declared	(419)		0	(419)
Non-Voting common stock dividends declared	(124)			(124)
Warrant dividends declared	(11)			(11)
Adoption of ASU 2016-13 Current Expected Credit Losses	0		0
Ending balance at Jun. 30, 2023	114,429	47	52,645	72,664	(11,370)	(225)	654	14
Beginning balance at Dec. 31, 2023	120,256	47	53,114	76,060	(9,605)	(135)	761	14
Net income	4,185			4,120			65
Other comprehensive income, net of tax	819				819
ESOP shares earned	153		63			90
Stock options exercised	5		5
Common stock dividends declared	(943)			(943)
Non-Voting common stock dividends declared	(276)			(276)
Warrant dividends declared	(25)			(25)
Cumulative effect of affiliate capital allocation	0		0
Distributions from affiliates	0		0
Ending balance at Jun. 30, 2024	124,174	47	53,182	78,936	(8,786)	(45)	826	14
Beginning balance at Mar. 31, 2024	122,632	47	53,151	77,558	(8,862)	(90)	814	14
Net income	2,012			2,000			12
Other comprehensive income, net of tax	76				76
ESOP shares earned	76		31			45
Stock options exercised	0		0
Common stock dividends declared	(471)			(471)
Non-Voting common stock dividends declared	(138)			(138)
Warrant dividends declared	(13)			(13)
Ending balance at Jun. 30, 2024	$ 124,174	$ 47	$ 53,182	$ 78,936	$ (8,786)	$ (45)	$ 826	$ 14

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Statement of Stockholders' Equity [Abstract]
ESOP shares earned (in shares)	6,111	6,111	12,221	12,221
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.2	$ 0.18
Dividends per non voting common share	0.1	0.09	0.2	0.18
Dividends per warrant	$ 0.1	$ 0.09	$ 0.2	$ 0.18

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023
OPERATING ACTIVITIES
Net Income (Loss)	$ 4,120	$ 4,581
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for credit losses	1,016	1,832
Proceeds from sales of loans held-for-sale	2,534	2,798
Originations of loans held-for-sale	(2,592)	(2,609)
Realized (gains) losses on sales, redemptions and calls of:
Foreclosed real estate	0	28
Loans	58	(170)
Available-for-sale investment securities	127	(79)
Held-to-maturity investment securities	5	6
Marketable securities	31	0
Depreciation	674	706
Amortization of mortgage servicing rights	(24)	(19)
Amortization of deferred loan fees and costs	(154)	(68)
Operating lease expense	55	58
Amortization of deferred financing fees from subordinated debt	94	88
Earnings on bank owned life insurance	(324)	(301)
Net amortization of premiums and discounts on investment securities	(17)	1,201
Amortization of intangible assets	9	9
Stock based compensation and ESOP expense	153	266
Net change in accrued interest receivable	210	23
Net change in other assets and liabilities	(3,953)	(6,447)
Net cash inflows from operating activities	2,022	1,903
INVESTING ACTIVITIES
Purchase of available-for-sale securities	(59,740)	(17,809)
Purchase of held-to-maturity securities	(3,517)	(12,787)
Purchase of marketable securities	(618)	(491)
Purchase of Federal Home Loan Bank stock	(6,812)	(8,214)
Proceeds from redemption of Federal Home Loan Bank stock	6,858	7,660
Proceeds from maturities and principal reductions of available-for-sale securities	38,964	6,564
Proceeds from maturities and principal reductions of held-to-maturity securities	15,876	11,225
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	3,449	17,396
Held-to-maturity investment securities	706	49
Real estate acquired through foreclosure	68	227
Net change in loans	8,999	8,023
Purchase of premises and equipment	(1,111)	(662)
Net cash inflows from investing activities	3,122	11,181
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	(38,565)	(71,567)
Net change in time deposits	23,657	59,337
Net change in brokered deposits	(3,882)	(12,100)
Net change in short-term borrowings	1,897	9,203
Payments on long-term borrowings	(4,050)	(3,525)
Proceeds from long-term borrowings	0	7,776
Proceeds from exercise of stock options	5	368
Cash dividends paid to common voting shareholders	(897)	(841)
Cash dividends paid to common non-voting shareholders	(262)	(248)
Cash dividends paid on warrants	(25)	(23)
Change in noncontrolling interest, net	65	69
Net cash outflows from financing activities	(22,057)	(11,551)
Change in cash and cash equivalents	(16,913)	1,533
Cash and cash equivalents at beginning of period	48,732	35,282
Cash and cash equivalents at end of period	31,819	36,815
CASH PAID DURING THE PERIOD FOR:
Interest	18,905	11,380
Income taxes	600	0
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	$ 0	$ 333

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ 2,000	$ 1,982	$ 4,120	$ 4,581

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Jun. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the “Company”), Pathfinder Bank (the “Bank”) and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2023 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income or comprehensive income as previously reported. Operating results for the three and six months ended June 30, 2024 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2024 or any other interim period. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the consolidated financial statements; accordingly, as this information changes, the consolidated financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such, have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by unaffiliated third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owns, through its wholly owned subsidiary Pathfinder Risk Management Company, Inc., 51 % of the membership interest in FitzGibbons Agency, LLC (“Agency”), the Company is required to consolidate 100 % of the Agency within the consolidated financial statements. The 49 % of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements The Financial Accounting Standards Board (“FASB”) and, to a lesser extent, other authoritative rulemaking bodies promulgate generally accepted accounting principles (“GAAP”) to regulate the standards of accounting in the United States. From time to time, the FASB issues new GAAP standards, known as Accounting Standards Updates (“ASUs”) some of which, upon adoption, may have the potential to change the way in which the Company recognizes or reports within its consolidated financial statements. The following table provides a description of the accounting standards that are not currently effective, but could have an impact on the Company's consolidated financial statements upon adoption. Standards Not Yet Adopted as of June 30, 2024 Standard Description Required Date Effect on Consolidated Financial Statements Reference Rate Reform (ASU 2020-04: Facilitation of the Effects of Reference Rate Reform on Financial Reporting [Topic 848]: Deferral of the Sunset Date of Topic 848) The amendments provide optional expedients and exceptions for applying generally accepted accounting principles (GAAP) to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments apply only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. The amendments (1) apply to contract modifications that replace a reference rate affected by reference rate reform, (2) provide exceptions to existing guidance related to changes to the critical terms of a hedging relationship due to reference rate reform (3) provide optional expedients for fair value hedging relationships, cash flow hedging relationships, and net investment hedging relationships, and (4) provide a onetime election to sell, transfer, or both sell and transfer debt securities classified as held-to-maturity that reference a rate affected by reference rate reform and that are classified as held-to-maturity before January 1, 2020. In January 2021, the FASB issued ASU 2021-01, Reference Rate Reform (Topic 848): Scope. ASU 2021-01 clarifies that certain optional expedients and exceptions in ASC 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. ASU 2021-01 also amends the expedients and exceptions in ASC 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. Upon issuance, January 7, 2021, through December 31, 2024, as amended by ASU 2022-06. The adoption of this ASU did not have a material impact to the Company's consolidated statements of condition or income. Standard Description Required Date Effect on Consolidated Financial Statements Income taxes (Topic 740): Improvements to Income Tax Disclosures 2023-09 Amendments to ASC740 are being made to enhance the transparency and decision usefulness of income tax disclosures. The enhancements are made to provide information to better assess how an entity's operations and related tax risks and tax planning and operational opportunities affect its tax rate and prospects for future cash flows. The objective of these disclosure requirements is for an entity, particularly an entity operating in multiple jurisdictions, to disclose sufficient information to enable users of financial statements to understand the nature and magnitude of factors contributing to the difference between the effective tax rate and the statutory tax rate. Public business entities are required to apply this guidance to annual periods beginning after December 15, 2024. The adoption of this ASU is not expected to have a material impact to the Company's consolidated statements of condition or income.

Earnings per Common Share

Earnings per Common Share	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share Following shareholder approval received on June 4, 2021, the Company converted 1,380,283 shares of its Series B Convertible Perpetual Preferred Stock ("Convertible Perpetual Preferred Stock") to an equal number of shares of its newly-created Series A Non-Voting Common Stock. The conversion, which was effective on June 28, 2021, represented 100% of the Company's Convertible Perpetual Preferred Stock outstanding at the time of the conversion and retired the Convertible Perpetual Preferred Stock in perpetuity. The Company has voting common stock, non-voting common stock and a warrant that are all eligible to participate in dividends equal to the voting common stock dividends on a per share basis. Securities that participate in dividends, such as the Company’s non-voting common stock and warrant, are considered “participating securities”. The Company calculates net income available to voting common shareholders using the two-class method required for capital structures that include participating securities. In applying the two-class method, basic net income per share was calculated by dividing net income (less any dividends on participating securities) by the weighted average number of shares of voting common stock and participating securities outstanding for the period. Diluted earnings per share may include the additional effect of other securities, if dilutive, in which case the dilutive effect of such securities is calculated by applying either the two-class method or the Treasury Stock method to the assumed exercise or vesting of potentially dilutive common shares. The method yielding the more dilutive result is ultimately reported for the applicable period. Potentially dilutive common stock equivalents primarily consist of employee stock options and restricted stock units. Unallocated common shares held by the ESOP are not included in the weighted average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. Anti-dilutive shares are common stock equivalents with average exercise prices in excess of t he weighted average market price for the period presented. Anti-dilutive stock options, not included in the computation below, were - 0 - for the three and six months ended June 30, 2024, an d June 30, 2023, respectively. The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except share and per share data) 2024 2023 2024 2023 Net income attributable to Pathfinder Bancorp, Inc. $ 2,000 $ 1,982 $ 4,120 $ 4,581 Series A Non-Voting Common Stock dividends 138 124 276 248 Warrant dividends 13 11 25 23 Undistributed earnings allocated to participating securities 334 350 697 854 Net income available to common shareholders-Voting $ 1,515 $ 1,497 $ 3,122 $ 3,456 Net income attributable to Pathfinder Bancorp, Inc. $ 2,000 $ 1,982 $ 4,120 $ 4,581 Voting Common Stock dividends 471 419 943 834 Warrant dividends 13 11 25 23 Undistributed earnings allocated to participating securities 1,072 1,107 2,237 2,693 Net income available to common shareholders-Series A Non-Voting $ 444 $ 445 $ 915 $ 1,031 Basic and diluted weighted average common shares outstanding-Voting 4,708 4,639 4,704 4,624 Basic and diluted weighted average common shares outstanding-Series A Non-Voting 1,380 1,380 1,380 1,380 Basic and diluted earnings per common share-Voting $ 0.32 $ 0.32 $ 0.66 $ 0.75 Basic and diluted earnings per common share-Series A Non-Voting $ 0.32 $ 0.32 $ 0.66 $ 0.75

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities are summarized as follows: June 30, 2024 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 88,074 $ 530 $ ( 3,795 ) $ 84,809 State and political subdivisions 30,189 111 ( 1,724 ) 28,576 Corporate 10,985 259 ( 353 ) 10,891 Asset backed securities 18,031 38 ( 179 ) 17,890 Residential mortgage-backed - US agency 33,036 37 ( 1,089 ) 31,984 Collateralized mortgage obligations - US agency 15,550 66 ( 966 ) 14,650 Collateralized mortgage obligations - Private label 88,770 92 ( 2,891 ) 85,971 Total 284,635 1,133 ( 10,997 ) 274,771 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 284,841 $ 1,133 $ ( 10,997 ) $ 274,977 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,670 $ - $ ( 319 ) $ 3,351 State and political subdivisions 17,496 10 ( 1,997 ) 15,509 Corporate 44,410 32 ( 2,709 ) 41,733 Asset backed securities 16,390 - ( 1,047 ) 15,343 Residential mortgage-backed - US agency 6,823 22 ( 668 ) 6,177 Collateralized mortgage obligations - US agency 12,762 1 ( 1,406 ) 11,357 Collateralized mortgage obligations - Private label 65,013 181 ( 2,384 ) 62,810 Total 166,564 246 ( 10,530 ) 156,280 Less: Allowance for credit losses 293 - - - Total held-to-maturity $ 166,271 $ 246 $ ( 10,530 ) $ 156,280 December 31, 2023 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 82,588 $ 754 $ ( 3,259 ) $ 80,083 State and political subdivisions 34,588 145 ( 1,809 ) 32,924 Corporate 11,008 276 ( 365 ) 10,919 Asset backed securities 20,251 - ( 359 ) 19,892 Residential mortgage-backed - US agency 25,446 57 ( 1,085 ) 24,418 Collateralized mortgage obligations - US agency 13,058 116 ( 995 ) 12,179 Collateralized mortgage obligations - Private label 81,812 128 ( 3,845 ) 78,095 Total 268,751 1,476 ( 11,717 ) 258,510 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 268,957 $ 1,476 $ ( 11,717 ) $ 258,716 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,760 $ - $ ( 304 ) $ 3,456 State and political subdivisions 16,576 28 ( 1,874 ) 14,730 Corporate 45,427 9 ( 3,281 ) 42,155 Asset backed securities 16,860 - ( 1,180 ) 15,680 Residential mortgage-backed - US agency 6,974 15 ( 665 ) 6,324 Collateralized mortgage obligations - US agency 13,221 - ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 76,819 120 ( 3,178 ) 73,761 Total 179,637 172 ( 11,775 ) 168,034 Less: Allowance for credit losses 351 - - - Total held-to-maturity $ 179,286 $ 172 $ ( 11,775 ) $ 168,034 The amortized cost and estimated fair value of debt investments at June 30, 2024 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Amounts disclosed are gross values and do not include any allowance for credit loss. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 14,558 $ 14,769 $ 3,417 $ 3,389 Due after one year through five years 9,336 8,893 20,929 20,176 Due after five years through ten years 42,709 38,518 40,516 37,060 Due after ten years 80,676 79,986 17,104 15,311 Sub-total 147,279 142,166 81,966 75,936 Residential mortgage-backed - US agency 33,036 31,984 6,823 6,177 Collateralized mortgage obligations - US agency 15,550 14,650 12,762 11,357 Collateralized mortgage obligations - Private label 88,770 85,971 65,013 62,810 Totals $ 284,635 $ 274,771 $ 166,564 $ 156,280 The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2024 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 6 $ ( 37 ) $ 2,488 4 $ ( 3,758 ) $ 27,111 10 $ ( 3,795 ) $ 29,599 State and political subdivisions - - - 21 ( 1,724 ) 25,213 21 ( 1,724 ) 25,213 Corporate - - - 4 ( 353 ) 3,354 4 ( 353 ) 3,354 Asset backed securities 1 ( 5 ) 430 7 ( 174 ) 9,153 8 ( 179 ) 9,583 Residential mortgage-backed - US agency 6 ( 225 ) 10,056 12 ( 864 ) 14,291 18 ( 1,089 ) 24,347 Collateralized mortgage obligations - US agency 1 ( 5 ) 1,208 11 ( 961 ) 7,594 12 ( 966 ) 8,802 Collateralized mortgage obligations - Private label 15 ( 189 ) 31,701 27 ( 2,702 ) 29,060 42 ( 2,891 ) 60,761 Totals 29 $ ( 461 ) $ 45,883 86 $ ( 10,536 ) $ 115,776 115 $ ( 10,997 ) $ 161,659 Held-to-Maturity Portfolio US Treasury, agencies and GSEs - $ - $ - 2 $ ( 319 ) $ 3,350 2 $ ( 319 ) $ 3,350 State and political subdivisions 4 ( 7 ) 1,387 18 ( 1,990 ) 13,095 22 ( 1,997 ) 14,482 Corporate - - - 39 ( 2,709 ) 33,527 39 ( 2,709 ) 33,527 Asset backed securities 2 ( 16 ) 2,812 7 ( 1,031 ) 10,538 9 ( 1,047 ) 13,350 Residential mortgage-backed - US agency - - - 7 ( 668 ) 4,876 7 ( 668 ) 4,876 Collateralized mortgage obligations - US agency - - - 9 ( 1,406 ) 10,695 9 ( 1,406 ) 10,695 Collateralized mortgage obligations - Private label - - - 39 ( 2,384 ) 50,424 39 ( 2,384 ) 50,424 Totals 6 $ ( 23 ) $ 4,199 121 $ ( 10,507 ) $ 126,505 127 $ ( 10,530 ) $ 130,704 December 31, 2023 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 3 $ ( 13 ) $ 5,990 3 $ ( 3,246 ) $ 25,794 6 $ ( 3,259 ) $ 31,784 State and political subdivisions - - - 20 ( 1,809 ) 26,432 20 ( 1,809 ) 26,432 Corporate - - - 5 ( 365 ) 4,351 5 ( 365 ) 4,351 Asset backed securities 3 ( 65 ) 5,907 10 ( 294 ) 13,985 13 ( 359 ) 19,892 Residential mortgage-backed - US agency 1 ( 14 ) 2,477 15 ( 1,071 ) 14,931 16 ( 1,085 ) 17,408 Collateralized mortgage obligations - US agency - - - 11 ( 995 ) 8,123 11 ( 995 ) 8,123 Collateralized mortgage obligations - Private label 10 ( 274 ) 18,067 33 ( 3,571 ) 46,483 43 ( 3,845 ) 64,550 Totals 17 $ ( 366 ) $ 32,441 97 $ ( 11,351 ) $ 140,099 114 $ ( 11,717 ) $ 172,540 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ ( 304 ) $ 3,456 2 $ ( 304 ) $ 3,456 State and political subdivisions 4 ( 2 ) 575 14 ( 1,872 ) 12,718 18 ( 1,874 ) 13,293 Corporate 1 ( 61 ) 439 39 ( 3,220 ) 33,532 40 ( 3,281 ) 33,971 Asset backed securities 2 ( 8 ) 2,877 8 ( 1,172 ) 10,652 10 ( 1,180 ) 13,529 Residential mortgage-backed - US agency - - - 7 ( 665 ) 4,942 7 ( 665 ) 4,942 Collateralized mortgage obligations - US agency - - - 10 ( 1,293 ) 11,928 10 ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 4 ( 38 ) 5,827 43 ( 3,140 ) 60,260 47 ( 3,178 ) 66,087 Totals 11 $ ( 109 ) $ 9,718 123 $ ( 11,666 ) $ 137,488 134 $ ( 11,775 ) $ 147,206 Excluding the effects of changes in the characteristics of individual debt securities that potentially give rise to credit losses, as described below, the fair market value of a debt security as of a particular measurement date is highly dependent upon prevailing market and economic environmental factors at the measurement date relative to the prevailing market and economic environmental factors present at the time the debt security was acquired. The most significant market and environmental factors include, but are not limited to (1) the general level of interest rates, (2) the relationship between shorter-term interest rates and longer-term interest rates (referred to as the “slope” or "shape" of the interest rate yield curve), (3) general bond market liquidity, (4) the recent and expected near-term volume of new issuances of similar debt securities, and (5) changes in the market values of individual loan collateral underlying mortgage-backed an asset-backed debt securities. Changes in interest rates affect the fair market values of debt securities by influencing the discount rate applied to the securities’ future expected cash flows. The higher the discount rate, the lower the resultant security fair value at the measurement date. Conversely, the lower the discount rate, the higher the resultant security fair value at the measurement date. In addition, the cumulative amount and timing of undiscounted cash flows of debt securities may also be affected by changes in interest rates. For any given level of movement in the general market and economic environmental factors described above, the magnitude of any particular debt security’s price changes will also depend heavily upon security-specific factors such as (1) the duration of the security, (2) imbedded optionality contractually granted to the issuer of the security with respect to principal prepayments, and (3) changes in the level of market premiums demanded by investors for securities with imbedded credit risk (where applicable). When the fair value of any individual security categorized as available-for-sale ("AFS") or held-to-maturity ("HTM") is less than its amortized cost basis, an assessment is made as to whether or not a charge to current earnings for credit loss is required. In assessing potential credit losses, management also makes a quantitative determination of potential credit loss for all HTM securities even if the risk of credit loss is considered remote and uses a best estimate threshold for securities categorized as AFS. The Company considers numerous factors when determining whether a potential credit loss exists. The principal factors considered are (1) the financial condition of the issue and (guarantor, if any) any adverse conditions specifically related to the security, industry or geographic area, (2) failure of the issuer of the security to make scheduled interest or principal payments, (3) any changes to the rating of the security by a nationally recognized statistical rating organization (“NRSRO”), and (4) the presence of contractual credit enhancements, if any, including the guarantee of the federal government or any of its agencies. The Company carries all of its AFS investments at fair value with any unrealized gains or losses reported, net of income tax effects, as an adjustment to shareholders' equity and included in accumulated other comprehensive income (loss), except for the credit-related portion of debt securities’ credit losses, if any, which are charged to earnings. The Company's ability to fully realize the value of its investments in various securities, including corporate debt securities, is dependent on the underlying creditworthiness of the issuing organization. In evaluating the debt securities portfolio (both AFS and HTM) for credit losses, management considers (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) if the present value of expected cash flows is insufficient to recover the entire amortized cost basis. The portion of the investment securities portfolio, categorized as AFS, with an aggregate amortized historical cost of $ 284.8 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 9.9 million , or - 3.5 %, at June 30, 2024. The AFS securities portfolio, with an aggregate amortized historical cost of $ 269.0 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 10.2 million, or - 3.8 %, at December 31, 2023. The resultant $ 377,000 total improvement in t he fair value of the AFS investment portfolio's aggregate fair value, relative to its aggregate amortized historical cost, in the six months ended June 30, 2024, was primarily due to changes in the interest rate environment (the general interest rate level and the relationships between shorter-term and longer-term interest rates, known as the 'yield curve') that occurred in that period. These changes in aggregate fair value relative to aggregate amortized historical cost that occurred in the six months ended June 30, 2024 did not represent any changes in credit loss estimations within the portfolio. The portion of the investment securities portfolio, categorized as HTM, with an aggregate amortized historical cost of $ 166.6 million , had an aggregate fair value that was less than its aggregate amortized historical cost by $ 10.3 million, or - 6.2 %, at June 30, 2024. The portion of the investment securities portfolio, categorized as HTM, with an aggregate amortized historical cost of $ 179.6 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 11.6 million, or - 6.5 %, at December 31, 2023. The resultant $ 1.3 million improvement in the aggregate fair value of the HTM investment portfolio, relative to its aggregate amortized historical cost, during the six months ended June 30, 2024, was primarily due to changes in the interest rate environment (the general interest rate level and the relationships between shorter-term and longer-term interest rates, known as the 'yield curve') that occurred in that period. These changes in aggregate fair value relative to aggregate amortized historical cost that occurred in the six months ended June 30, 2024 did not represent any changes in credit loss estimations within the portfolio. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the three months ended June 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, March 31, 2024 $ - $ - $ 2 $ 365 $ 367 Provision for credit losses - - ( 1 ) ( 73 ) ( 74 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, March 31, 2023 $ - $ 40 $ 1 $ 409 $ 450 Provision for credit losses - ( 18 ) 1 ( 12 ) ( 29 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421 The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the six months ended June 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2023 $ - $ - $ 2 $ 350 $ 352 Provision for credit losses - ( 1 ) ( 58 ) ( 59 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2022 $ - $ - $ - $ - $ - Adjustment for the adoption of ASU 2016-13 - 40 1 409 450 Provision for credit losses - ( 18 ) 1 ( 12 ) ( 29 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421 The Company monitors the credit quality of the debt securities categorized as HTM primarily through the use of NRSRO credit ratings. These assessments are made on a quarterly basis. Amounts disclosed are gross values and do not include any allowance for credit loss. The following tables summarizes the amortized cost of debt securities categorized as HTM at June 30, 2024 and December 31, 2023, aggregated by credit quality indicators: (In thousands) June 30, 2024 December 31, 2023 AAA or equivalent $ 37,178 $ 42,476 AA or equivalent, including securities issued by the United States Government or Government Sponsored Enterprises 44,731 49,479 A or equivalent 14,719 19,021 BBB or equivalent 20,784 16,304 BB or equivalent 985 983 Unrated 48,167 51,374 Total $ 166,564 $ 179,637 Gross realized (losses) gains on sales and redemptions of available-for-sale and held-to-maturity securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2024 2023 2024 2023 Realized gains on investments $ 16 $ - $ 750 $ 2,021 Realized losses on investments - - ( 882 ) ( 1,948 ) Total $ 16 $ - $ ( 132 ) $ 73 As of June 30, 2024 and December 31, 2023, securities with a fair value of $ 120.7 million and $ 110.3 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $ 116.1 million and $ 114.3 million, respectively, were pledged against certain borrowing arrangements. Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, only minimal exposure exists to sub-prime or other high-risk residential mortgages. With limited exceptions in the Company’s investment portfolio involving the most senior tranches of securitized bonds, the Company is not in the practice of investing in, or originating, these types of investment securities.

Pension and Postretirement Bene

Pension and Postretirement Benefits	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company has a noncontributory defined benefit pension plan covering most employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The plan was frozen on June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there are no future benefit accruals after this date. Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees. The healthcare plan is contributory with participants’ contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2024 2023 2024 2023 2024 2023 2024 2023 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 139 141 1 2 278 281 3 4 Expected return on plan assets ( 253 ) ( 242 ) - - ( 506 ) ( 483 ) - - Amortization of prior service credits - - ( 1 ) ( 1 ) - - ( 2 ) ( 2 ) Amortization of net losses 39 58 - ( 2 ) 79 114 ( 1 ) ( 3 ) Net periodic benefit plan (benefit) cost $ ( 75 ) $ ( 43 ) $ - $ ( 1 ) $ ( 149 ) $ ( 88 ) $ - $ ( 1 ) The Company will evaluate the need for further contributions to the defined benefit pension plan during 2024. The prepaid pension asset of $ 7.8 million and $ 7.5 million as of June 30, 2024 and December 31, 2023 respectively, is recorded in other assets on the consolidated statements of condition.

Loans

Loans	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2024 2023 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 250,106 $ 257,604 Construction 309 1,355 Total residential mortgage loans 250,415 258,959 Commercial loans: Real estate 370,361 358,707 Lines of credit 62,711 72,069 Other commercial and industrial 90,813 89,803 Paycheck Protection Program loans 136 158 Tax exempt loans 3,228 3,430 Total commercial loans 527,249 524,167 Consumer loans: Home equity and junior liens 35,821 34,858 Other consumer 75,195 79,797 Total consumer loans 111,016 114,655 Total loans 888,680 897,781 Net deferred loan fees ( 417 ) ( 574 ) Less allowance for credit losses 16,892 15,975 Loans receivable, net $ 871,371 $ 881,232 Although the Bank may sometimes purchase or fund loan participation interests outside of its primary market areas, the Bank generally originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Bank has a diversified loan portfolio, a substantial portion of its borrowers’ abilities to honor their loan contracts is dependent upon the counties’ employment and economic conditions. From time to time, the Bank acquires diversified pools of loans, originated by unrelated third parties, as part of the Company’s overall balance sheet management strategies. These acquisitions took place with nine separate transactions, that occurred between 2017 and 2019, with an additional six transactions occurring in 2021. The following tables detail the purchased loan pool positions held by the Bank at June 30, 2024 and December 31, 2023 (the month/year of the earliest acquisition date is depicted in parentheses): (In thousands, except number of loans) June 30, 2024 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) $ 6,800 $ 1,400 $ - 19 2 - 5 years $ - Home equity lines of credit (8/2019) 21,900 4,100 51 119 4 - 25 years - Unsecured consumer loan pool 2 (11/2019) 26,600 200 - 121 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,300 281 54 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 700 - 42 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) (2) 10,300 300 9 105 0 - 9 years 75 Secured consumer installment loans pool 4 (12/2020) 14,500 9,700 ( 1,360 ) 482 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) (1) 24,400 14,500 ( 372 ) 615 6 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 7,900 - 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 17,300 ( 2,762 ) 810 17 - 24 years 51 Unsecured consumer loans pool 6 (11/2021) (1) 22,200 17,000 ( 2,182 ) 515 7 - 24 years - Total $ 169,300 $ 77,400 $ ( 6,335 ) 2,883 $ 126 (In thousands, except number of loans) December 31, 2023 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) 6,800 1,600 - 20 2 - 6 years - Home equity lines of credit (8/2019) 21,900 4,500 108 159 1 - 26 years - Unsecured consumer loan pool 2 (11/2019) 26,600 500 2 167 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,500 284 56 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 1,000 - 46 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) 10,300 500 17 158 0 - 9 years 69 Secured consumer installment loans pool 4 (12/2020) 14,500 10,600 ( 1,252 ) 499 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) 24,400 15,600 ( 450 ) 644 7 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 12,400 2 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 18,000 ( 2,923 ) 821 17 - 24 years - Revolving commercial line of credit 2 (11/2021) paid in full at 12/11/23 10,500 - - - - - Unsecured consumer loans pool 6 (11/2021) 22,200 18,200 ( 2,292 ) 522 7 - 24 years - Total $ 179,800 $ 87,400 $ ( 6,504 ) 3,093 $ 69 (1) On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishments of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 753,000 at June 30, 2024. (2) In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At June 30, 2024, the Bank has recorded a total receivable of $ 411,000 related to the remaining unpaid portion of the original loan pool, of which $ 111,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 300,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at June 30, 2024. At June 30, 2024 and December 31, 2023, the allowance for credit losses (the "ACL") related to these pools were $ 2.1 million and $ 2.1 million, respectively. As of June 30, 2024 and December 31, 2023, residential mortgage loans with a carrying value of $ 118.1 million and $ 113.6 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York (“FHLBNY”) under a blanket collateral agreement to secure the Company’s line of credit and term borrowings. Loan Origination / Risk Management The Company’s lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2023 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 22, 2024 and have not changed. As part of the execution of the Company’s overall balance sheet management strategies, the Bank will acquire participating interests in loans originated by unrelated third parties on an occasional basis. The purchase of participations in loans that are originated by third parties only occurs after the completion of thorough pre-acquisition due diligence. Loans in which the Company acquires a participating interest are determined to meet, in all material respects, the Company’s internal underwriting policies, including credit and collateral suitability thresholds, prior to acquisition. In addition, the financial condition of the originating financial institutions, which are generally retained as the ongoing loan servicing provider for participations acquired by the Bank, are analyzed prior to the acquisition of the participating interests and monitored on a regular basis thereafter for the life of those interests. To develop and document a systematic methodology for determining the allowance for credit losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for credit losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company’s loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio as of June 30, 2024, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 20,703 $ 47,852 $ 66,255 $ 54,213 $ 28,608 $ 127,165 $ - $ - $ 344,796 Special Mention - - 14,002 - - 488 - - 14,490 Substandard 848 2,967 500 1,665 739 4,297 - - 11,016 Doubtful - - - - - 59 - - 59 Total Commercial Real Estate 21,551 50,819 80,757 55,878 29,347 132,009 - - 370,361 Commercial Lines of Credit: Pass - - - - - - 57,010 3,555 60,565 Special Mention - - - - - - 613 149 762 Substandard - - - - - - 404 978 1,382 Doubtful - - - - - - - 2 2 Total Commercial Lines of Credit - - - - - - 58,027 4,684 62,711 Other Commercial and Industrial: Pass 9,513 23,063 14,771 5,381 4,588 20,543 3,841 - 81,700 Special Mention - 2,107 - 225 43 - - - 2,375 Substandard - - 1,124 929 749 2,530 - - 5,332 Doubtful - 1,406 - - - - - - 1,406 Total Other Commercial and Industrial 9,513 26,576 15,895 6,535 5,380 23,073 3,841 - 90,813 Paycheck Protection Program Loans Pass - - - - 136 - - - 136 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - - 136 - - - 136 Tax Exempt Loans Pass 10 105 - - 151 2,962 - - 3,228 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 10 105 - - 151 2,962 - - 3,228 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 2,676 $ 17,017 $ 30,520 $ 50,326 $ 38,606 $ 107,630 $ - $ - $ 246,775 Special Mention - - - - 275 468 - - 743 Substandard - - 463 92 209 861 - - 1,625 Doubtful - - - - 152 811 - - 963 Total 1-4 family first-lien residential mortgages 2,676 17,017 30,983 50,418 39,242 109,770 - - 250,106 Construction: Pass 71 238 - - - - - - 309 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 71 238 - - - - - - 309 Home Equity and Junior Liens: Pass 4,065 3,728 1,925 1,454 635 2,435 19,875 922 35,039 Special Mention - - - - - 6 20 9 35 Substandard - - - 13 - 48 686 - 747 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 4,065 3,728 1,925 1,467 635 2,489 20,581 931 35,821 Other Consumer: Pass 2,455 62,957 3,478 2,684 1,210 2,322 - - 75,106 Special Mention - - - 6 - 1 - - 7 Substandard - - - 82 - - - - 82 Doubtful - - - - - - - - - Total Other Consumer 2,455 62,957 3,478 2,772 1,210 2,323 - - 75,195 Net Deferred Loan Fees ( 394 ) 163 105 ( 76 ) ( 17 ) ( 198 ) - - ( 417 ) Total Loans $ 39,947 $ 161,603 $ 133,143 $ 116,994 $ 76,084 $ 272,428 $ 82,449 $ 5,615 $ 888,263 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no material exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or when management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. An aging analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2024 and December 31, 2023, are detailed in the following tables: As of June 30, 2024 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,278 $ 568 $ 1,737 $ 3,583 $ 246,523 $ 250,106 Construction - - - - 309 309 Total residential mortgage loans 1,278 568 1,737 3,583 246,832 250,415 Commercial loans: Real estate 7,094 5,276 6,421 18,791 351,570 370,361 Lines of credit 1,128 - 2,310 3,438 59,273 62,711 Other commercial and industrial 1,294 - 9,785 11,079 79,734 90,813 Paycheck Protection Program loans - - - - 136 136 Tax exempt loans - - - - 3,228 3,228 Total commercial loans 9,516 5,276 18,516 33,308 493,941 527,249 Consumer loans: Home equity and junior liens 365 25 175 565 35,256 35,821 Other consumer 479 270 4,062 4,811 70,384 75,195 Total consumer loans 844 295 4,237 5,376 105,640 111,016 Total loans $ 11,638 $ 6,139 $ 24,490 $ 42,267 $ 846,413 $ 888,680 As of December 31, 2023 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,462 $ 2,269 $ 1,770 $ 5,501 $ 252,103 $ 257,604 Construction - - - - 1,355 1,355 Total residential mortgage loans 1,462 2,269 1,770 5,501 253,458 258,959 Commercial loans: Real estate 5,385 196 5,053 10,634 348,073 358,707 Lines of credit 180 - 924 1,104 70,965 72,069 Other commercial and industrial 5,347 322 6,340 12,009 77,794 89,803 Paycheck Protection Program loans - - - - 158 158 Tax exempt loans - - - - 3,430 3,430 Total commercial loans 10,912 518 12,317 23,747 500,420 524,167 Consumer loans: Home equity and junior liens 210 29 192 431 34,427 34,858 Other consumer 984 383 2,948 4,315 75,482 79,797 Total consumer loans 1,194 412 3,140 4,746 109,909 114,655 Total loans $ 13,568 $ 3,199 $ 17,227 $ 33,994 $ 863,787 $ 897,781 A s of June 30, 2024 and December 31, 2023, the amount of interest income recognized on nonaccrual loans and the cost basis of nonaccrual loans, for which there is no ACL, are detailed in the following tables. All loans greater than 90 days past due are classified as nonaccrual. June 30, 2024 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,737 $ 69 $ 32 1,737 69 32 Commercial loans: Real estate 6,421 715 74 Lines of credit 2,312 250 17 Other commercial and industrial 9,783 1,980 121 18,516 2,945 212 Consumer loans: Home equity and junior liens 175 60 4 Other consumer 4,062 2,074 3 Total consumer loans 4,237 2,134 7 Total nonaccrual loans $ 24,490 $ 5,148 $ 251 December 31, 2023 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,770 $ 69 $ 43 1,770 69 43 Commercial loans: Real estate 5,053 3,058 109 Lines of credit 924 - 52 Other commercial and industrial 6,340 4,079 164 12,317 7,137 325 Consumer loans: Home equity and junior liens 192 - 2 Other consumer 2,948 1,207 9 Total consumer loans 3,140 1,207 11 Total nonaccrual loans $ 17,227 $ 8,413 $ 379 At June 30, 2024, the Bank's 204 nonperforming loans represented 2.8 % of total loans, with an aggregate outstanding balance of $ 24.5 million, as compared to 150 loans with an aggregate outstanding balance of $ 17.2 million at December 31, 2023. This increase in nonaccrual balances of $ 7.3 million was pri marily the result of the downgrade of one commercial real estate loan with a balance of $ 1.4 million, $ 4.8 million in commercial lines of credit and commercial loans, $ 1.1 million in consumer loan relationships, and a decrease of $ 85,000 in other loans in the aggregate. Management is closely monitoring all nonaccrual loans and has incorporated its current estimate of the ultimate collectability of these loans into the reported allowance for credit losses at June 30, 2024. The measurement of individually evaluated loans is generally based upon the present value of future cash flows discounted at the historical effective interest rate, except that all collateral-dependent loans are measured based on the fair value of the collateral, less costs to sell. The Company utilizes the Discounted Cash Flow (“DCF”) method for its pooled segment calculation. The DCF method implements a probability of default with loss given default and loss exposure at default estimation. The probability of default and loss given default are applied to future cash flows that are adjusted to present value and these discounted expected losses become the Allowance for Credit Losses.

Allowance for Credit Losses

Allowance for Credit Losses	6 Months Ended
	Jun. 30, 2024
Allowance For Loan Losses [Abstract]
Allowance for Credit Losses	Note 7: Allowance for Credit Losses Management extensively reviews recent trends in historical losses, qualitative factors, including concentrations of loans to related borrowers and concentrations of loans by collateral type, and specific reserve requirements on loans individually evaluated in its determination of the adequacy of the credit losses. We recorded $ 290,000 in provision for credit losses ("PCL") for the three month period ended June 30, 2024, as compared to $ 1.1 million for the three month period ended June 30, 2023. For the first six months of 2024, we recorded $ 1.0 million in provision for credit losses compared to $ 1.8 million in the first six months of the prior year. There was a modest increase in provision for credit losses in the three months ended June 30, 2024, when compared to the same three month period in 2023. In addition, during the second quarter of 2024, the Company recorded a PCL decrease of $ 74,000 for reserves related to securities classified as held-to-maturity and a $ 60,000 increase to the PCL for unfunded commitments, respectively. The provision in the quarter ended June 30, 2024 was reflective of the qualitative factors used in determining the adequacy of the ACL and changes in the levels of delinquent and nonaccrual loans. The second quarter PCL reflects an addition to reserves considering asset quality metrics. The following table summarizes all activity related to the ACL from December 31, 2023 to June 30, 2024 and to the recorded PCL for the three and six months ended June 30, 2024 (in thousands): Reserves as of December 31, 2023 Q1 2024 Charge-Offs Q1 2024 Recoveries Q1 2024 PCL Reserves as of March 31, 2024 Q2 2024 Charge-Offs Q2 2024 Recoveries Q2 2024 PCL Reserves as of June 30, 2024 ACL - Loans Specifically identified $ 3,716 $ - $ - $ 100 $ 3,816 $ - $ - $ 665 $ 4,481 Overdraft 364 ( 5 ) 4 - 363 ( 29 ) 8 - 342 Pooled - quantitative 6,203 ( 63 ) 34 101 6,275 ( 83 ) 38 80 6,309 Pooled - qualitative 3,566 - - 509 4,075 ( 441 ) 3,634 Purchased 2,126 - - - 2,126 - - - 2,126 Total ACL - Loans $ 15,975 $ ( 68 ) $ 38 $ 710 $ 16,655 $ ( 112 ) $ 46 $ 304 $ 16,892 ACL - Held-To-Maturity 352 - - 15 367 - - ( 74 ) 293 Other Liabilities - Unfunded Commitments 589 - - 1 590 - - 60 650 $ 16,916 $ ( 68 ) $ 38 $ 726 $ 17,612 $ ( 112 ) $ 46 $ 290 $ 17,835 Summarized in the tables below are changes in the allowance for credit losses for loans for the indicated periods and information pertaining to the allocation of the balances of the credit losses, loans receivable based on individual, and collective evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2024 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,619 $ 802 $ 6,567 $ 1,391 $ 3,403 $ - Charge-offs - - - - - - Recoveries 7 - 13 - 2 - Provisions (credits) ( 90 ) 13 83 ( 170 ) 416 - Ending balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 $ - Ending balance: related to loans $ 137 $ - $ 1,511 $ 662 $ 1,901 $ - Ending balance: related to loans $ 1,399 $ 815 $ 5,152 $ 559 $ 1,920 $ - Loans receivables: Ending balance $ 250,106 $ 309 $ 370,361 $ 62,711 $ 90,813 $ 136 Ending balance: individually $ 1,751 $ - $ 9,365 $ 1,208 $ 6,358 $ - Ending balance: collectively $ 248,355 $ 309 $ 360,996 $ 61,503 $ 84,455 $ 136 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 2 $ 662 $ 2,209 $ 16,665 Charge-offs - - ( 112 ) ( 112 ) Recoveries - - 24 46 Provisions (credits) - ( 37 ) 88 304 Ending balance $ 2 $ 625 $ 2,209 $ 16,892 Ending balance: related to loans $ - $ 114 $ 70 $ 4,395 Ending balance: related to loans $ 2 $ 511 $ 2,139 $ 12,497 Loans receivables: Ending balance $ 3,228 $ 35,821 $ 75,195 $ 888,680 Ending balance: individually $ - $ 618 $ 70 $ 19,370 Ending balance: collectively $ 3,228 $ 35,203 $ 75,125 $ 869,310 For the six months ended June 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Charge-offs - - - - - Recoveries 9 - 19 - 7 Provisions (credits) ( 81 ) ( 43 ) 893 ( 453 ) 533 Ending balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 1 $ 657 $ 2,145 15,975 Charge-offs - - ( 180 ) ( 180 ) Recoveries - - 49 84 Provisions (credits) 1 ( 32 ) 195 1,014 Ending balance $ 2 $ 625 $ 2,209 $ 16,892 For the three months ended June 30, 2023 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,937 $ 700 $ 5,182 $ 2,095 $ 5,082 $ - Adoption of New Accounting Standard - - - - - - Charge-offs - - - - ( 263 ) - Recoveries - - - - 64 - Provisions (credits) 99 ( 66 ) 249 525 309 - Ending balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 $ - Ending balance: related to loans $ 127 $ - $ 4,825 $ 1,891 $ 1,745 $ - Ending balance: related to loans $ 1,909 $ 634 $ 606 $ 729 $ 3,447 $ - Loans receivables: Ending balance $ 256,201 $ 2,479 $ 355,605 $ 70,624 $ 84,581 $ 181 Ending balance: individually $ 1,674 $ - $ 9,593 $ 3,236 $ 6,803 $ - Ending balance: collectively $ 254,527 $ 2,479 $ 346,012 $ 67,388 $ 77,778 $ 181 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 15 $ 723 $ 2,135 $ 17,869 Adoption of New Accounting Standard - - - - Charge-offs - - ( 109 ) ( 372 ) Recoveries - - 52 116 Provisions (credits) - ( 41 ) 108 - 1,183 Ending balance $ 15 $ 682 $ 2,186 $ 18,796 Ending balance: related to loans $ - $ 114 $ - $ 8,702 Ending balance: related to loans $ 15 $ 568 $ 2,186 $ 10,094 Loans receivables: Ending balance $ 3,963 $ 34,028 $ 84,646 $ 892,308 Ending balance: individually $ - $ 619 $ - $ 21,925 Ending balance: collectively $ 3,963 $ 33,409 $ 84,646 $ 870,383 For the six months ended June 30, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 714 $ - $ 5,881 $ 3,990 $ 2,944 Adoption of new accounting standard 1,396 969 ( 1,744 ) 95 10 Charge-offs - - - - ( 299 ) Recoveries - - - - 126 Provisions (credits) ( 74 ) ( 335 ) 1,294 ( 1,465 ) 2,411 Ending balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 3 $ 741 $ 1,046 $ 15,319 Adoption of new accounting standard 14 ( 97 ) 1,243 $ 1,886 Charge-offs - - ( 193 ) ( 492 ) Recoveries - - 80 206 Provisions (credits) ( 2 ) 38 10 1,877 Ending balance $ 15 $ 682 $ 2,186 $ 18,796 The Company’s methodology for determining its allowance for credit losses includes an analysis of qualitative factors that are added to the historical loss rates in arriving at the total allowance for credit losses needed for this general pool of loans. The qualitative factors include, but are not limited to, the following: • Changes in national and local economic trends; • The rate of growth in the portfolio; • Trends of delinquencies and nonaccrual balances; • Changes in loan policy; and • Changes in lending management experience and related staffing. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for credit losses analysis and calculation. The allocation of the allowance for credit losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 1,511 $ 662 $ 2,044 Historical loss rate 1,473 815 2,615 129 1,115 Qualitative factors ( 74 ) - 2,537 430 662 Total $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 423 $ 1,887 $ 6,664 Historical loss rate 2 192 300 6,641 Qualitative factors - 10 22 3,587 Total $ 2 $ 625 $ 2,209 $ 16,892 December 31, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 969 $ 844 $ 1,617 Historical loss rate 1,537 674 2,645 209 1,026 Qualitative factors ( 66 ) 184 2,137 621 638 Total $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 458 $ 1,817 $ 5,842 Historical loss rate 1 190 307 6,589 Qualitative factors - 9 21 3,544 Total $ 1 $ 657 $ 2,145 $ 15,975 Collateral Dependent Disclosures The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral dependent loans: • Commercial real estate loans can be secured by either owner occupied commercial real estate or non-owner occupied investment commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities and other commercial and industrial properties occupied by operating companies. Non-owner occupied commercial real estate loans are generally secured by office buildings and complexes, retail facilities, multifamily complexes, land under development, industrial properties, as well as other commercial or industrial real estate. • Residential real estate loans are typically secured by first mortgages, and in some cases could be secured by a second mortgage. • Home equity lines of credit are generally secured by second mortgages on residential real estate property. • Consumer loans are generally secured by automobiles, motorcycles, recreational vehicles and other personal property. Some consumer loans are unsecured and have no underlying collateral. The following table details the amortized cost of collateral dependent loans at June 30, 2024 and December 31, 2023: (In thousands) June 30, 2024 December 31, 2023 Commercial and industrial $ 7,466 $ 7,788 Commercial real estate 7,305 11,814 Residential (1-4 family) first mortgages 787 699 Home equity loans and lines of credit 590 599 Consumer loans 69 81 Total loans $ 16,217 $ 20,981

Foreclosed Real Estate

Foreclosed Real Estate	6 Months Ended
	Jun. 30, 2024
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed real estate properties held as a result of obtaining physical possession of the property at each reporting period. (In thousands) Number of June 30, Number of properties December 31, Foreclosed real estate 2 $ 60 4 $ 151 At June 30 , 2024 and December 31, 2023, the Company reported $ 1.8 million and $ 1.3 million, respectively, in real estate loans in the process of foreclosure.

Guarantees

Guarantees	6 Months Ended
	Jun. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Generally, all letters of credit, when issued have expiration dates within one year. The credit risks involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $ 2.3 million of standby letters of credit as of June 30, 2024. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. No provision for credit losses has been made for these commitments. The fair value of standby letters of credit was not significant to the Company’s consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of available-for-sale and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Level 3 securities are assets whose fair value cannot be determined by using observable measures, such as market prices or pricing models. Level 3 assets are typically very illiquid , and fair values can only be calculated using estimates or risk-adjusted value ranges. Management applies known factors, such as currently applicable discount rates, to the valuation of those investments in order to determine fair value at the reporting date. The Company holds two corporate investment securities with an amortized historical cost of $ 4.1 million and an aggregate fair market value of $ 4.3 million a s of June 30, 2024. These securities have an aggregate valuation that is determined using published net asset values (NAV) derived by an analysis of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate holdings and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by respective issuers, the liquidation value of these securities may be below stated NAVs and also subject to restrictions as to the amount that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the managers of these portfolios. The Company also holds two limited partnership i nvestments managed by an unrelated third party with an aggregate fair market value of $ 3.8 million. The investments are funds comprised of marketable equity securities, primarily issued by community banks and financial technology companies. These investments are recorded at fair value at the end of each reporting period using Level 1 valuation techniques. Unrealized changes in the fair value of these investments are recorded as components of periodic net income in the period in which the changes occur. Interest rate derivatives: The fair value of the interest rate derivatives, characterized as either fair value or cash flow hedges, are calculated based on a discounted cash flow model. All future floating rate cash flows are projected and both floating rate and fixed rate cash flows are discounted to the valuation date. The benchmark interest rate curve utilized for projecting cash flows and applying appropriate discount rates is built by obtaining publicly available third party market quotes for various swap maturity terms. Individually evaluated loans: Specifically-identified loans are those loans in which the Company has measured impairment based on the fair value of the loan’s collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Specifically-identified loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for credit losses is allocated to specifically-identified loans if the value of such loans is deemed to be less than the unpaid balance. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 84,809 $ - $ 84,809 State and political subdivisions - 28,576 - 28,576 Corporate - 6,599 - 6,599 Asset backed securities - 17,890 - 17,890 Residential mortgage-backed - US agency - 31,984 - 31,984 Collateralized mortgage obligations - US agency - 14,650 - 14,650 Collateralized mortgage obligations - Private label - 85,971 - 85,971 Total 270,479 270,479 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,292 Total available-for-sale securities $ 206 $ 270,479 $ - $ 274,977 Marketable equity securities measured at NAV $ - $ - $ - $ 3,793 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 7,138 $ - $ 7,138 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 80,083 $ - $ 80,083 State and political subdivisions - 32,924 - 32,924 Corporate - 6,576 - 6,576 Asset backed securities - 19,892 - 19,892 Residential mortgage-backed - US agency - 24,418 - 24,418 Collateralized mortgage obligations - US agency - 12,179 - 12,179 Collateralized mortgage obligations - Private label - 78,095 - 78,095 Total - 254,167 - 254,167 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,343 Total available-for-sale securities $ 206 $ 254,167 $ - $ 258,716 Marketable equity securities measured at NAV $ - $ - $ - $ 3,206 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 5,160 $ - $ 5,160 Interest rate swap derivative cash flow hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 45 $ - $ 45 Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2024 and December 31, 2023: June 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 10,991 $ 10,991 Foreclosed real estate $ - $ - $ 60 $ 60 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 9,722 $ 9,722 Foreclosed real estate $ - $ - $ 151 $ 151 The following tables presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2024 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 12 % - 50 % ( 26 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2023 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 10 % - 75 % ( 21 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) There have been no transfers of assets into or out of any fair value measurement level during the three or six months ended June 30, 2024 or 2023. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statements of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. Under FASB ASC Topic 820 for Fair Value Measurements and Disclosures, the financial assets and liabilities were valued at a price that represents the Company’s exit price or the price at which these instruments would be sold or transferred. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including individually evaluated loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term “bullet” structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings’ fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Subordinated debt – The Company secures quotes from its pricing service based on a discounted cash flow methodology or utilizes observations of recent highly-similar transactions which result in a Level 2 classification. The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2024 December 31, 2023 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 31,819 $ 31,819 $ 48,732 $ 48,732 Investment securities - available-for-sale 2 270,479 270,479 254,167 254,167 Investment securities - available-for-sale NAV 4,292 4,292 4,343 4,343 Investment securities - marketable equity NAV 3,793 3,793 3,206 3,206 Investment securities - held-to-maturity 2 166,271 156,280 179,286 168,034 Federal Home Loan Bank stock 2 8,702 8,702 8,748 8,748 Net loans 3 871,371 817,057 881,232 823,052 Accrued interest receivable 1 7,076 7,076 7,286 7,286 Interest rate derivative cash flow hedge receivable/(payable) 2 - - 45 45 Interest rate derivative fair value hedges receivable - AFS investments 2 3,565 3,565 3,113 3,113 Interest rate derivative fair value hedges receivable - loans 2 3,573 3,573 2,047 1,477 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 575,993 $ 575,993 $ 607,301 $ 607,301 Time Deposits 2 525,284 524,705 512,766 517,514 Borrowings 2 173,446 172,381 175,599 174,071 Subordinated debt 2 30,008 28,276 29,914 28,026 Accrued interest payable 1 2,092 2,092 2,245 2,245

Interest Rate Derivatives

Interest Rate Derivatives	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives The Company is exposed to certain risks relate to both its business operations and changes in economic conditions. As part of managing interest rate risk, the Company periodically enters into standardized interest rate derivative contracts (designated as hedging agreements) to modify the repricing characteristics of certain portions of the Company’s earning assets and interest-bearing liabilities portfolios. The Company designates interest rate hedging agreements utilized in the management of interest rate risk as either fair value hedges or cash flow hedges. Interest rate hedging agreements are recorded at fair value as other assets or liabilities. The Company had no material derivative contracts not designated as hedging agreements at June 30, 2024 or December 31, 2023. As a result of interest rate fluctuations, fixed-rate interest-earning assets and interest-bearing liabilities will appreciate or depreciate in fair value. When effectively hedged, this fair value appreciation or depreciation will generally be offset by substantially identical changes in the fair value of derivative instruments that are linked to the hedged assets and liabilities. This strategy is referred to as fair value hedging and the derivative instruments employed in this strategy are therefore designated as fair value hedges. In a fair value hedge, the fair value of the derivative (the interest rate hedging agreement) is recorded in the Company’s consolidated balance sheet with the corresponding gain or loss recognized as an adjustment to the carrying balance of the hedged asset or liability. Changes in the correlation between the hedging instrument and the hedged asset or liability that give rise to differences between the changes in the fair value of the interest rate hedging agreements and the hedged items represents hedge ineffectiveness and are recorded as adjustments to the interest income or interest expense of the respective hedged instrument. In the case of pay-fixed or receive-fixed interest rate swap agreements, designated as fair value hedges, the periodic difference in the net cash flows due to (due from) the Company from (to) a counterparty are recorded in current period earnings as adjustments to the interest income or interest expense of the respective hedged asset or liability. Cash flows related to floating rate assets and liabilities will fluctuate with changes in underlying rate indices. When effectively hedged, the increases or decreases in cash flows related to the floating-rate asset or liability will generally be offset by changes in cash flows of the derivative instruments designated as a hedge. This strategy is referred to as cash flow hedging and the derivative instruments employed in these strategies are therefore designated as cash flow hedges. In a cash flow hedge, the effective portion of the derivative’s gain or loss is initially reported as a component of accumulated other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings. In the case of pay-fixed or receive-fixed interest rate swap agreements, designated as cash flow hedges, the periodic difference in the net cash flows due to (due from) the Company from (to) a counterparty are recorded in current period earnings as adjustments to the interest income or interest expense of the respective hedged asset or liability. Among the array of interest rate hedging contracts, potentially available to the Company, are interest rate swap and interest rate cap (or floor) contracts. The Company uses interest rate swaps, cap or floor contracts as part of its interest rate risk management strategy. Interest rate swaps involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments over the life of the agreements without the exchange of the underlying notional amount. An interest rate cap is a type of interest rate derivative in which the buyer receives payments at the end of each contractual period in which the index interest rate exceeds the contractually agreed upon strike price rate. The purchaser of a cap contract will continue to benefit from any rise in interest rates above the strike price. Similarly, an interest rate floor is a derivative contract in which the buyer receives payments at the end of each period in which the interest rate is below the agreed strike price. The purchaser of a floor contract will continue to benefit from any decrease in interest rates below the strike price. The Company had no interest rate cap or floor contracts in place at June 30, 2024 or December 31, 2023. The Company records various hedges in the consolidated statements of condition at fair value. The Company’s accounting treatment for these derivative instruments is based on the instrument's hedge designation determined at the inception of each derivative instrument's contractual term. The following tables show the Company’s outstanding fair value hedges at June 30, 2024 and December 31, 2023: (In thousands) Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at June 30, 2024 Hedge-Adjusted Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at December 31, 2023 Line item on the balance sheet in which the hedged item is included: Available-for-sale securities (1) $ 86,978 $ 3,565 $ 95,887 $ 3,113 Loans receivable (2) $ 140,092 $ 3,573 $ 156,836 $ 620 (1) The $ 87.0 million carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 82.3 million and $ 89.1 million at June 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 3.6 million and $ 3.1 million at June 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.2 million and $ 940,000 at June 30, 2024 and June 30, 2023, respectively. (2) The $ 140.1 million carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential 134.8 million and $ 141.0 million at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized gain, receivable from derivative counterparties) resulted in a net asset position of $ 3.6 million, recorded by the Company in other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 1.3 million and $ 796,000 , for the periods ended June 30, 2024 and June 30, 2023, respectively. Details of the two hedging strategies, in place at June 30, 2024 are presented below: a. On April 7, 2023 the Bank entered into an amortizing swap transaction with an initial notional amount of $ 100.0 million whereby Bank will receive on a monthly basis a rate equal to the prevailing 3-month SOFR based on the notional amount of the swap contract at the at the beginning of each month until the swap transaction expires in 2035 . The notional amount of the swap declines monthly according to a predetermined amortization schedule and was $ 83.8 million at June 30, 2024. The Bank will pay a fixed rate of 3.208 % to the contract's counterparty throughout the life of the contract based on a notional amount of the swap contract at the beginning of each month. The fair value of this swap contract was $3.1 million at June 30, 2024. b. On December 7, 2023, the Bank entered into five fixed-pay interest rate swap contracts with a total notional amount of $ 50.0 5.0 million, fixed rate of 4.463 %), 2026 ($ 5.0 million, fixed rate of 4.136 %), 2027 ($ 10.0 million, fixed rate of 3.973 %), 2028 ($ 15.0 million, fixed rate of 3.887 %), and 2029 ($ 15.0 million, fixed rate of 3.845 %). The fair value of these swap contracts in aggregate was $ 462,000 at June 30, 2024. The Company's hedging contracts accounted for as fair value hedges, increased the yield on investment securities and loans by 0.28 % and 0.29 %, respectively, in the six months ended June 30, 2024. The hedging contracts noted above, accounted for as fair value hedges, increased the yield on investment securities and loans by 0.25 % and 0.18 %, respectively, in the six months ended June 30, 2023. The following tables summarize the net effects of the Company's fair value and cash flow hedges for the six months ended June 30, 2024 and June 30, 2023, respectively: Fair Value Hedges (In thousands) Six Months Ended June 30, 2024 Hedge Category Average Notional Balance Period Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Investments $ 85,101 $ 82,292 $ 1,229 $ 3,565 Loans 137,344 134,763 1,287 3,573 Total $ 222,445 $ 217,055 $ 2,516 $ 7,138 Six Months Ended June 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Investments $ 54,574 $ 52,120 $ 940 $ 6,080 Loans 69,357 115,687 796 3,742 Total $ 123,931 $ 167,807 $ 1,736 $ 9,822 Cash Flow Hedges Six Months Ended June 30, 2024 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Borrowed Funds $ 23,778 $ - $ 157 $ - Six Months Ended June 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Payable at Period End Borrowed Funds $ 53,333 $ 70,000 $ 336 $ ( 99 ) The following table shows the pre-tax gains of the Company’s derivatives designated as cash flow hedges in AOCI at June 30, 2024 and December 31, 2023: (In thousands) June 30, 2024 December 31, 2023 Cash flow hedges: Fair market value adjustment interest rate swap $ - $ 45 Total gain in comprehensive income $ - $ 45 On April 17, 2024 the Bank elected to settle its previously established cash flow hedges designated against $ 40.0 million of floating-rate liabilities. This election was made in response to planned reductions in the Bank’s future levels of floating rate brokered certificates of deposit (CDs). Due to increases in interest rates since the inception dates of the cash flow hedges, the Bank realized a cash basis gain of $ 766,000 on that date, recorded for financial statement purposes, as a deferred gain in other assets. $ 458,000 of this gain will be recognized in substantially equal monthly installments through April 30, 2026 and $ 308,000 of this gain will be recognized in substantially equal monthly installments through April 30, 2027, which were the respective original maturity dates of the settled hedging contracts. The amounts of hedge ineffectiveness, recognized at June 30, 2024 and December 31, 2023 for cash flow hedges were not material to the Company’s consolidated results of operations. A portion of, or the entire amount included in accumulated other comprehensive loss would be reclassified into current earnings should a portion of, or the entire hedge, no longer be considered effective. Management believes that the hedges will remain fully effective during the remaining term of the respective hedging contracts. The changes in the fair values of the interest rate hedging agreements primarily result from the effects of changing index interest rates and the reduction of the time each quarter between the measurement date and the contractual maturity date of the hedging instrument. The Company manages its potential credit exposure on interest rate swap transactions by entering into bilateral credit support agreements with each contractual counterparty. These agreements require collateralization of credit exposures beyond specified minimum threshold amounts. Interest rate hedging agreements are entered into with counterparties that meet the Company's established credit standards and the agreements contain master netting, collateral and/or settlement provisions protecting the at-risk party. Based on adherence to the Company’s credit standards and the presence of the netting, collateral or settlement provisions, the Company believes that the credit risk inherent in these contracts was not material at June 30, 2024.

Accumulated Other Comprehensive

Accumulated Other Comprehensive (Loss) Income	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 12: Accumulated Other Comprehensive (Loss) Income Changes in the components of accumulated other comprehensive (loss) income (“AOCI”), net of tax, for the periods indicated are summarized in the tables below. For the three months ended June 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,046 ) $ ( 7,227 ) $ 411 $ ( 8,862 ) Other comprehensive (loss) income before reclassifications - ( 47 ) 106 59 Amounts reclassified from AOCI 28 ( 11 ) - 17 Ending balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) For the three months ended June 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,386 ) $ ( 9,075 ) $ ( 73 ) $ ( 11,534 ) Other comprehensive (loss) income before reclassifications - ( 420 ) 543 123 Amounts reclassified from AOCI 41 - - 41 Ending balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 ) For the six months ended June 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,073 ) $ ( 7,564 ) $ 32 $ ( 9,605 ) Other comprehensive income before reclassifications - 176 485 661 Amounts reclassified from AOCI 55 103 - 158 Ending balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) For the six months ended June 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,427 ) $ ( 10,127 ) $ 382 $ ( 12,172 ) Other comprehensive (loss) income before reclassifications - ( 796 ) 88 ( 708 ) Amounts reclassified from AOCI 82 1,428 - 1,510 Ending balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 ) The following table presents the amounts reclassified out of each component of AOCI for the indicated periods: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI (1) components Affected Line Item in the Statement of Income June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Retirement plan items Retirement plan net (losses) Salaries and employee benefits $ ( 38 ) $ ( 56 ) $ ( 75 ) $ ( 111 ) Tax effect Provision for income taxes 10 15 20 29 Net Income $ ( 28 ) $ ( 41 ) $ ( 55 ) $ ( 82 ) Available-for-sale securities Realized gains (losses) on sale of securities Net gains on sales and redemptions $ 15 $ - $ ( 139 ) $ ( 1,933 ) Tax effect Provision for income taxes ( 4 ) - 36 505 Net Income $ 11 $ - $ ( 103 ) $ ( 1,428 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income

Noninterest Income	6 Months Ended
	Jun. 30, 2024
Revenue from Contract with Customer [Abstract]
Noninterest Income	Note 13: Noninterest Income The Company has included the following table regarding the Company’s noninterest income for the periods presented. For the three months ended For six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Service charges on deposit accounts Insufficient funds fees $ 194 $ 163 $ 373 $ 307 Deposit related fees 114 112 223 209 ATM fees 22 28 43 54 Total service charges on deposit accounts 330 303 639 570 Fee Income Insurance agency revenue 260 271 657 691 Investment services revenue 115 97 257 232 ATM fees surcharge 58 59 108 107 Banking house rents collected 54 48 109 96 Total fee income 487 475 1,131 1,126 Card income Debit card interchange fees 191 112 310 433 Merchant card fees 14 15 26 27 Total card income 205 127 336 460 Mortgage fee income and realized gains on sales of loans Loan servicing fees 112 67 200 139 Net gains on sales of loans and foreclosed real estate 40 117 58 142 Total mortgage fee income and realized gains on sales of 152 184 258 281 Total 1,174 1,089 2,364 2,437 Earnings and gains on bank owned life insurance 167 143 324 301 Net gains (losses) on sales and redemptions of investment securities 16 - ( 132 ) 73 Net realized losses on sales of marketable equity securities ( 139 ) ( 169 ) ( 31 ) ( 169 ) Non-recurring gain on lease renegotiations - - 245 - Other miscellaneous (loss) income ( 7 ) 24 178 37 Total noninterest income $ 1,211 $ 1,087 $ 2,948 $ 2,679 The following is a discussion of key revenues within the scope of ASC 606 guidance: • Service charges on deposit accounts – Revenue is earned through insufficient funds fees, customer initiated activities or passage of time for deposit related fees, and ATM service fees. Transaction-based fees are recognized at the time the transaction is executed, which is the same time the Company’s performance obligation is satisfied. Account maintenance fees are earned over the course of the month as the monthly maintenance performance obligation to the customer is satisfied. • Fee income – Revenue is earned through commissions on insurance and securities sales, ATM surcharge fees, and banking house rents collected. The Company earns investment advisory fee income by providing investment management services to customers under investment management contracts. As the direction of investment management accounts is provided over time, the performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. • Card income – Card income consists of interchange fees from consumer debit card networks and other related services. Interchange rates are set by the card networks. Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur. • Mortgage fee income and realized gain on sale of loans and foreclosed real estate – Revenue from mortgage fee income and realized gain on sale of loans and foreclosed real estate is earned through the origination of residential and commercial mortgage loans, sales of one-to-four family residential mortgage loans, sales of government guarantees portions of Small Business Administration loans (“SBA loans”), and sales of foreclosed real estate, and is earned as the transaction occurs. In addition to the revenue items discussed above, for the six months ended June 30, 2024, the Company recognized a non-recurring gain of $ 245,000 related to refunds received from cumulative lessor related pass-through operating expense charges for a single leased branch location.

Leases

Leases	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Leases	Note 14: Leases The Company has operating and finance leases for certain banking offices and land under noncancelable agreements. Our leases have remaining lease terms that vary fro m 2 years up to 29 years, some of which include options to extend the leases for various renewal periods. All options to renew are included in the current lease term when we believe it is reasonably certain that the renewal options will be exercised. The components of lease expense are as follows: For the three months ended For the six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Operating lease cost $ 49 $ 59 $ 99 $ 118 Finance lease cost 108 56 217 111 Supplemental cash flow information related to leases was as follows: For the three months ended For the six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows for operating leases $ 45 $ 54 $ 91 $ 108 Operating cash flows for finance leases 108 56 217 111 Financing cash flows for finance leases 32 31 64 62 Supplemental balance sheet information related to leases was as follows: (In thousands, except lease term and discount rate) June 30, 2024 December 31, 2023 Operating Leases: Operating lease right-of-use assets $ 1,459 $ 1,526 Operating lease liabilities 1,652 1,711 Finance Leases: Finance lease right-of-use assets $ 4,004 $ 4,073 Finance lease liabilities 4,359 4,381 Weighted Average Remaining Lease Term: Operating Leases 17.13 years 17.22 years Finance Leases 26.84 years 27.35 years Weighted Average Discount Rate: Operating Leases 3.89 % 3.88 % Finance Leases 9.40 % 9.40 % Maturities of lease liabilities are as follows: Twelve Months Ending June 30, (In thousands) 2025 $ 78 2026 167 2027 168 2028 177 2029 162 Thereafter 5,259 Total minimum lease payments $ 6,011 The Company owns certain properties that it leases to unaffiliated third parties at market rates. Lease rental income was $ 53,000 and $ 48,000 for the three months ended June 30, 2024 and 2023, respectively. Lease rental income was $ 108,000 and $ 96,000 for the six months ended June 30, 2024 and 2023, respectively. The lease agreements in which the Company is the lessor are a mix of operating and finance leases.

Related Party Transactions

Related Party Transactions	6 Months Ended
	Jun. 30, 2024
Related Party Transactions [Abstract]
Related Party Transactions	Note 15: Related Party Transactions In the ordinary course of business, the Company has granted loans to certain directors, executive officers and their affiliates (collectively referred to as “related parties”). None of the related party loans were classified as nonaccrual, past due, restructured, or potential problem loans at June 30, 2024 or December 31, 2023. The following represents the activity associated with loans to related parties during the six months ended June 30, 2024 and the year ended December 31, 2023: June 30, December 31, (In thousands) 2024 2023 Balance at the beginning of the year $ 32,742 $ 32,531 Originations and related party additions 800 4,360 Principal payments and related party removals ( 5,491 ) ( 4,149 ) Balance at the end of the period $ 28,051 $ 32,742

Subsequent Events

Subsequent Events	6 Months Ended
	Jun. 30, 2024
Subsequent Events [Abstract]
Subsequent Events	Note 16: Subsequent Events On July 19, 2024, the Bank completed the previously announced purchase and assumption of the East Syracuse, NY branch of Berkshire Bank, the banking subsidiary of Berkshire Hills Bancorp, Inc. In connection with the purchase, the Bank assumed approximately $ 186 million in deposit liabilities and acquired approximately $ 30 million in loans. With respect to the purchased loans, the Bank paid an amount equal to the sum of 95 % of the aggregate unpaid principal balances, measured as of the closing date, plus any accrued interest related to the loans through the closing date. The Bank also paid a 5.8 % premium on the aggregate amount of non-time deposits associated with the branch, measured as of the closing date (the “Core Deposits”), and assumed all non-Core Deposits associated with the branch, measured as of the closing date, at par value. The total deposit premium paid by the Bank therefore equates to approximately 3.8 % when applied to the aggregated Core Deposits and non-Core Deposits. The average cost of deposits acquired in the East Syracuse branch acquisition was approximately 1.99 % (excluding the effects of future Core Deposit Intangible amortization). The Company intends to utilize the additional liquidity obtained with this acquisition to pay down approximately $ 150 million of borrowings that had an average cost of approximately 5.33 % at June 30, 2024, which is expected to benefit total funding costs beginning in the third quarter of 2024. Finally, the Bank assumed Berkshire Bank’s existing commercial lease for the real property associated with the branch with an annual lease payment of approximately $ 946,000 , excluding property taxes and certain other associated property related obligations that the Bank also assumed, and purchased the personal property and fixtures located within the branch facility for approximately $ 264,000 .

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2024
Earnings Per Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except share and per share data) 2024 2023 2024 2023 Net income attributable to Pathfinder Bancorp, Inc. $ 2,000 $ 1,982 $ 4,120 $ 4,581 Series A Non-Voting Common Stock dividends 138 124 276 248 Warrant dividends 13 11 25 23 Undistributed earnings allocated to participating securities 334 350 697 854 Net income available to common shareholders-Voting $ 1,515 $ 1,497 $ 3,122 $ 3,456 Net income attributable to Pathfinder Bancorp, Inc. $ 2,000 $ 1,982 $ 4,120 $ 4,581 Voting Common Stock dividends 471 419 943 834 Warrant dividends 13 11 25 23 Undistributed earnings allocated to participating securities 1,072 1,107 2,237 2,693 Net income available to common shareholders-Series A Non-Voting $ 444 $ 445 $ 915 $ 1,031 Basic and diluted weighted average common shares outstanding-Voting 4,708 4,639 4,704 4,624 Basic and diluted weighted average common shares outstanding-Series A Non-Voting 1,380 1,380 1,380 1,380 Basic and diluted earnings per common share-Voting $ 0.32 $ 0.32 $ 0.66 $ 0.75 Basic and diluted earnings per common share-Series A Non-Voting $ 0.32 $ 0.32 $ 0.66 $ 0.75

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities are summarized as follows: June 30, 2024 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 88,074 $ 530 $ ( 3,795 ) $ 84,809 State and political subdivisions 30,189 111 ( 1,724 ) 28,576 Corporate 10,985 259 ( 353 ) 10,891 Asset backed securities 18,031 38 ( 179 ) 17,890 Residential mortgage-backed - US agency 33,036 37 ( 1,089 ) 31,984 Collateralized mortgage obligations - US agency 15,550 66 ( 966 ) 14,650 Collateralized mortgage obligations - Private label 88,770 92 ( 2,891 ) 85,971 Total 284,635 1,133 ( 10,997 ) 274,771 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 284,841 $ 1,133 $ ( 10,997 ) $ 274,977 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,670 $ - $ ( 319 ) $ 3,351 State and political subdivisions 17,496 10 ( 1,997 ) 15,509 Corporate 44,410 32 ( 2,709 ) 41,733 Asset backed securities 16,390 - ( 1,047 ) 15,343 Residential mortgage-backed - US agency 6,823 22 ( 668 ) 6,177 Collateralized mortgage obligations - US agency 12,762 1 ( 1,406 ) 11,357 Collateralized mortgage obligations - Private label 65,013 181 ( 2,384 ) 62,810 Total 166,564 246 ( 10,530 ) 156,280 Less: Allowance for credit losses 293 - - - Total held-to-maturity $ 166,271 $ 246 $ ( 10,530 ) $ 156,280 December 31, 2023 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 82,588 $ 754 $ ( 3,259 ) $ 80,083 State and political subdivisions 34,588 145 ( 1,809 ) 32,924 Corporate 11,008 276 ( 365 ) 10,919 Asset backed securities 20,251 - ( 359 ) 19,892 Residential mortgage-backed - US agency 25,446 57 ( 1,085 ) 24,418 Collateralized mortgage obligations - US agency 13,058 116 ( 995 ) 12,179 Collateralized mortgage obligations - Private label 81,812 128 ( 3,845 ) 78,095 Total 268,751 1,476 ( 11,717 ) 258,510 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 268,957 $ 1,476 $ ( 11,717 ) $ 258,716 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,760 $ - $ ( 304 ) $ 3,456 State and political subdivisions 16,576 28 ( 1,874 ) 14,730 Corporate 45,427 9 ( 3,281 ) 42,155 Asset backed securities 16,860 - ( 1,180 ) 15,680 Residential mortgage-backed - US agency 6,974 15 ( 665 ) 6,324 Collateralized mortgage obligations - US agency 13,221 - ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 76,819 120 ( 3,178 ) 73,761 Total 179,637 172 ( 11,775 ) 168,034 Less: Allowance for credit losses 351 - - - Total held-to-maturity $ 179,286 $ 172 $ ( 11,775 ) $ 168,034
Schedule of Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at June 30, 2024 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Amounts disclosed are gross values and do not include any allowance for credit loss. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 14,558 $ 14,769 $ 3,417 $ 3,389 Due after one year through five years 9,336 8,893 20,929 20,176 Due after five years through ten years 42,709 38,518 40,516 37,060 Due after ten years 80,676 79,986 17,104 15,311 Sub-total 147,279 142,166 81,966 75,936 Residential mortgage-backed - US agency 33,036 31,984 6,823 6,177 Collateralized mortgage obligations - US agency 15,550 14,650 12,762 11,357 Collateralized mortgage obligations - Private label 88,770 85,971 65,013 62,810 Totals $ 284,635 $ 274,771 $ 166,564 $ 156,280
Schedule of Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities have Continuous Unrealized Loss Position	The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2024 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 6 $ ( 37 ) $ 2,488 4 $ ( 3,758 ) $ 27,111 10 $ ( 3,795 ) $ 29,599 State and political subdivisions - - - 21 ( 1,724 ) 25,213 21 ( 1,724 ) 25,213 Corporate - - - 4 ( 353 ) 3,354 4 ( 353 ) 3,354 Asset backed securities 1 ( 5 ) 430 7 ( 174 ) 9,153 8 ( 179 ) 9,583 Residential mortgage-backed - US agency 6 ( 225 ) 10,056 12 ( 864 ) 14,291 18 ( 1,089 ) 24,347 Collateralized mortgage obligations - US agency 1 ( 5 ) 1,208 11 ( 961 ) 7,594 12 ( 966 ) 8,802 Collateralized mortgage obligations - Private label 15 ( 189 ) 31,701 27 ( 2,702 ) 29,060 42 ( 2,891 ) 60,761 Totals 29 $ ( 461 ) $ 45,883 86 $ ( 10,536 ) $ 115,776 115 $ ( 10,997 ) $ 161,659 Held-to-Maturity Portfolio US Treasury, agencies and GSEs - $ - $ - 2 $ ( 319 ) $ 3,350 2 $ ( 319 ) $ 3,350 State and political subdivisions 4 ( 7 ) 1,387 18 ( 1,990 ) 13,095 22 ( 1,997 ) 14,482 Corporate - - - 39 ( 2,709 ) 33,527 39 ( 2,709 ) 33,527 Asset backed securities 2 ( 16 ) 2,812 7 ( 1,031 ) 10,538 9 ( 1,047 ) 13,350 Residential mortgage-backed - US agency - - - 7 ( 668 ) 4,876 7 ( 668 ) 4,876 Collateralized mortgage obligations - US agency - - - 9 ( 1,406 ) 10,695 9 ( 1,406 ) 10,695 Collateralized mortgage obligations - Private label - - - 39 ( 2,384 ) 50,424 39 ( 2,384 ) 50,424 Totals 6 $ ( 23 ) $ 4,199 121 $ ( 10,507 ) $ 126,505 127 $ ( 10,530 ) $ 130,704 December 31, 2023 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 3 $ ( 13 ) $ 5,990 3 $ ( 3,246 ) $ 25,794 6 $ ( 3,259 ) $ 31,784 State and political subdivisions - - - 20 ( 1,809 ) 26,432 20 ( 1,809 ) 26,432 Corporate - - - 5 ( 365 ) 4,351 5 ( 365 ) 4,351 Asset backed securities 3 ( 65 ) 5,907 10 ( 294 ) 13,985 13 ( 359 ) 19,892 Residential mortgage-backed - US agency 1 ( 14 ) 2,477 15 ( 1,071 ) 14,931 16 ( 1,085 ) 17,408 Collateralized mortgage obligations - US agency - - - 11 ( 995 ) 8,123 11 ( 995 ) 8,123 Collateralized mortgage obligations - Private label 10 ( 274 ) 18,067 33 ( 3,571 ) 46,483 43 ( 3,845 ) 64,550 Totals 17 $ ( 366 ) $ 32,441 97 $ ( 11,351 ) $ 140,099 114 $ ( 11,717 ) $ 172,540 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ ( 304 ) $ 3,456 2 $ ( 304 ) $ 3,456 State and political subdivisions 4 ( 2 ) 575 14 ( 1,872 ) 12,718 18 ( 1,874 ) 13,293 Corporate 1 ( 61 ) 439 39 ( 3,220 ) 33,532 40 ( 3,281 ) 33,971 Asset backed securities 2 ( 8 ) 2,877 8 ( 1,172 ) 10,652 10 ( 1,180 ) 13,529 Residential mortgage-backed - US agency - - - 7 ( 665 ) 4,942 7 ( 665 ) 4,942 Collateralized mortgage obligations - US agency - - - 10 ( 1,293 ) 11,928 10 ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 4 ( 38 ) 5,827 43 ( 3,140 ) 60,260 47 ( 3,178 ) 66,087 Totals 11 $ ( 109 ) $ 9,718 123 $ ( 11,666 ) $ 137,488 134 $ ( 11,775 ) $ 147,206
Schedule of Allowance for Credit Losses on Investment Securities Classified as Held-to-maturity	The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the three months ended June 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, March 31, 2024 $ - $ - $ 2 $ 365 $ 367 Provision for credit losses - - ( 1 ) ( 73 ) ( 74 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, March 31, 2023 $ - $ 40 $ 1 $ 409 $ 450 Provision for credit losses - ( 18 ) 1 ( 12 ) ( 29 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421 The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the six months ended June 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2023 $ - $ - $ 2 $ 350 $ 352 Provision for credit losses - ( 1 ) ( 58 ) ( 59 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2022 $ - $ - $ - $ - $ - Adjustment for the adoption of ASU 2016-13 - 40 1 409 450 Provision for credit losses - ( 18 ) 1 ( 12 ) ( 29 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421
Schedule of Amortized Cost of Debt Securities Categorized as Held-to-maturity Aggregated by Credit Quality	The following tables summarizes the amortized cost of debt securities categorized as HTM at June 30, 2024 and December 31, 2023, aggregated by credit quality indicators: (In thousands) June 30, 2024 December 31, 2023 AAA or equivalent $ 37,178 $ 42,476 AA or equivalent, including securities issued by the United States Government or Government Sponsored Enterprises 44,731 49,479 A or equivalent 14,719 19,021 BBB or equivalent 20,784 16,304 BB or equivalent 985 983 Unrated 48,167 51,374 Total $ 166,564 $ 179,637
Schedule of Gross Realized Gains (Losses) on Sale and Redemptions of Securities	Gross realized (losses) gains on sales and redemptions of available-for-sale and held-to-maturity securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2024 2023 2024 2023 Realized gains on investments $ 16 $ - $ 750 $ 2,021 Realized losses on investments - - ( 882 ) ( 1,948 ) Total $ 16 $ - $ ( 132 ) $ 73

Pension and Postretirement Be_2

Pension and Postretirement Benefits (Tables)	6 Months Ended
	Jun. 30, 2024
Retirement Benefits [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2024 2023 2024 2023 2024 2023 2024 2023 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 139 141 1 2 278 281 3 4 Expected return on plan assets ( 253 ) ( 242 ) - - ( 506 ) ( 483 ) - - Amortization of prior service credits - - ( 1 ) ( 1 ) - - ( 2 ) ( 2 ) Amortization of net losses 39 58 - ( 2 ) 79 114 ( 1 ) ( 3 ) Net periodic benefit plan (benefit) cost $ ( 75 ) $ ( 43 ) $ - $ ( 1 ) $ ( 149 ) $ ( 88 ) $ - $ ( 1 )

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2024
Receivables [Abstract]
Summary of Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2024 2023 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 250,106 $ 257,604 Construction 309 1,355 Total residential mortgage loans 250,415 258,959 Commercial loans: Real estate 370,361 358,707 Lines of credit 62,711 72,069 Other commercial and industrial 90,813 89,803 Paycheck Protection Program loans 136 158 Tax exempt loans 3,228 3,430 Total commercial loans 527,249 524,167 Consumer loans: Home equity and junior liens 35,821 34,858 Other consumer 75,195 79,797 Total consumer loans 111,016 114,655 Total loans 888,680 897,781 Net deferred loan fees ( 417 ) ( 574 ) Less allowance for credit losses 16,892 15,975 Loans receivable, net $ 871,371 $ 881,232
Summary of Purchased Loans Pools	The following tables detail the purchased loan pool positions held by the Bank at June 30, 2024 and December 31, 2023 (the month/year of the earliest acquisition date is depicted in parentheses): (In thousands, except number of loans) June 30, 2024 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) $ 6,800 $ 1,400 $ - 19 2 - 5 years $ - Home equity lines of credit (8/2019) 21,900 4,100 51 119 4 - 25 years - Unsecured consumer loan pool 2 (11/2019) 26,600 200 - 121 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,300 281 54 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 700 - 42 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) (2) 10,300 300 9 105 0 - 9 years 75 Secured consumer installment loans pool 4 (12/2020) 14,500 9,700 ( 1,360 ) 482 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) (1) 24,400 14,500 ( 372 ) 615 6 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 7,900 - 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 17,300 ( 2,762 ) 810 17 - 24 years 51 Unsecured consumer loans pool 6 (11/2021) (1) 22,200 17,000 ( 2,182 ) 515 7 - 24 years - Total $ 169,300 $ 77,400 $ ( 6,335 ) 2,883 $ 126 (In thousands, except number of loans) December 31, 2023 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) 6,800 1,600 - 20 2 - 6 years - Home equity lines of credit (8/2019) 21,900 4,500 108 159 1 - 26 years - Unsecured consumer loan pool 2 (11/2019) 26,600 500 2 167 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,500 284 56 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 1,000 - 46 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) 10,300 500 17 158 0 - 9 years 69 Secured consumer installment loans pool 4 (12/2020) 14,500 10,600 ( 1,252 ) 499 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) 24,400 15,600 ( 450 ) 644 7 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 12,400 2 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 18,000 ( 2,923 ) 821 17 - 24 years - Revolving commercial line of credit 2 (11/2021) paid in full at 12/11/23 10,500 - - - - - Unsecured consumer loans pool 6 (11/2021) 22,200 18,200 ( 2,292 ) 522 7 - 24 years - Total $ 179,800 $ 87,400 $ ( 6,504 ) 3,093 $ 69 (1) On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishments of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 753,000 at June 30, 2024. (2) In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At June 30, 2024, the Bank has recorded a total receivable of $ 411,000 related to the remaining unpaid portion of the original loan pool, of which $ 111,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 300,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at June 30, 2024.
Summary of Aggregate Pass Rating and the Classified Ratings	The following tables present the classes of the loan portfolio as of June 30, 2024, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 20,703 $ 47,852 $ 66,255 $ 54,213 $ 28,608 $ 127,165 $ - $ - $ 344,796 Special Mention - - 14,002 - - 488 - - 14,490 Substandard 848 2,967 500 1,665 739 4,297 - - 11,016 Doubtful - - - - - 59 - - 59 Total Commercial Real Estate 21,551 50,819 80,757 55,878 29,347 132,009 - - 370,361 Commercial Lines of Credit: Pass - - - - - - 57,010 3,555 60,565 Special Mention - - - - - - 613 149 762 Substandard - - - - - - 404 978 1,382 Doubtful - - - - - - - 2 2 Total Commercial Lines of Credit - - - - - - 58,027 4,684 62,711 Other Commercial and Industrial: Pass 9,513 23,063 14,771 5,381 4,588 20,543 3,841 - 81,700 Special Mention - 2,107 - 225 43 - - - 2,375 Substandard - - 1,124 929 749 2,530 - - 5,332 Doubtful - 1,406 - - - - - - 1,406 Total Other Commercial and Industrial 9,513 26,576 15,895 6,535 5,380 23,073 3,841 - 90,813 Paycheck Protection Program Loans Pass - - - - 136 - - - 136 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - - 136 - - - 136 Tax Exempt Loans Pass 10 105 - - 151 2,962 - - 3,228 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 10 105 - - 151 2,962 - - 3,228 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 2,676 $ 17,017 $ 30,520 $ 50,326 $ 38,606 $ 107,630 $ - $ - $ 246,775 Special Mention - - - - 275 468 - - 743 Substandard - - 463 92 209 861 - - 1,625 Doubtful - - - - 152 811 - - 963 Total 1-4 family first-lien residential mortgages 2,676 17,017 30,983 50,418 39,242 109,770 - - 250,106 Construction: Pass 71 238 - - - - - - 309 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 71 238 - - - - - - 309 Home Equity and Junior Liens: Pass 4,065 3,728 1,925 1,454 635 2,435 19,875 922 35,039 Special Mention - - - - - 6 20 9 35 Substandard - - - 13 - 48 686 - 747 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 4,065 3,728 1,925 1,467 635 2,489 20,581 931 35,821 Other Consumer: Pass 2,455 62,957 3,478 2,684 1,210 2,322 - - 75,106 Special Mention - - - 6 - 1 - - 7 Substandard - - - 82 - - - - 82 Doubtful - - - - - - - - - Total Other Consumer 2,455 62,957 3,478 2,772 1,210 2,323 - - 75,195 Net Deferred Loan Fees ( 394 ) 163 105 ( 76 ) ( 17 ) ( 198 ) - - ( 417 ) Total Loans $ 39,947 $ 161,603 $ 133,143 $ 116,994 $ 76,084 $ 272,428 $ 82,449 $ 5,615 $ 888,263
Summary of Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An aging analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2024 and December 31, 2023, are detailed in the following tables: As of June 30, 2024 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,278 $ 568 $ 1,737 $ 3,583 $ 246,523 $ 250,106 Construction - - - - 309 309 Total residential mortgage loans 1,278 568 1,737 3,583 246,832 250,415 Commercial loans: Real estate 7,094 5,276 6,421 18,791 351,570 370,361 Lines of credit 1,128 - 2,310 3,438 59,273 62,711 Other commercial and industrial 1,294 - 9,785 11,079 79,734 90,813 Paycheck Protection Program loans - - - - 136 136 Tax exempt loans - - - - 3,228 3,228 Total commercial loans 9,516 5,276 18,516 33,308 493,941 527,249 Consumer loans: Home equity and junior liens 365 25 175 565 35,256 35,821 Other consumer 479 270 4,062 4,811 70,384 75,195 Total consumer loans 844 295 4,237 5,376 105,640 111,016 Total loans $ 11,638 $ 6,139 $ 24,490 $ 42,267 $ 846,413 $ 888,680 As of December 31, 2023 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,462 $ 2,269 $ 1,770 $ 5,501 $ 252,103 $ 257,604 Construction - - - - 1,355 1,355 Total residential mortgage loans 1,462 2,269 1,770 5,501 253,458 258,959 Commercial loans: Real estate 5,385 196 5,053 10,634 348,073 358,707 Lines of credit 180 - 924 1,104 70,965 72,069 Other commercial and industrial 5,347 322 6,340 12,009 77,794 89,803 Paycheck Protection Program loans - - - - 158 158 Tax exempt loans - - - - 3,430 3,430 Total commercial loans 10,912 518 12,317 23,747 500,420 524,167 Consumer loans: Home equity and junior liens 210 29 192 431 34,427 34,858 Other consumer 984 383 2,948 4,315 75,482 79,797 Total consumer loans 1,194 412 3,140 4,746 109,909 114,655 Total loans $ 13,568 $ 3,199 $ 17,227 $ 33,994 $ 863,787 $ 897,781
Summary of Nonaccrual Loans Segregated by Class of Loan	A s of June 30, 2024 and December 31, 2023, the amount of interest income recognized on nonaccrual loans and the cost basis of nonaccrual loans, for which there is no ACL, are detailed in the following tables. All loans greater than 90 days past due are classified as nonaccrual. June 30, 2024 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,737 $ 69 $ 32 1,737 69 32 Commercial loans: Real estate 6,421 715 74 Lines of credit 2,312 250 17 Other commercial and industrial 9,783 1,980 121 18,516 2,945 212 Consumer loans: Home equity and junior liens 175 60 4 Other consumer 4,062 2,074 3 Total consumer loans 4,237 2,134 7 Total nonaccrual loans $ 24,490 $ 5,148 $ 251 December 31, 2023 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,770 $ 69 $ 43 1,770 69 43 Commercial loans: Real estate 5,053 3,058 109 Lines of credit 924 - 52 Other commercial and industrial 6,340 4,079 164 12,317 7,137 325 Consumer loans: Home equity and junior liens 192 - 2 Other consumer 2,948 1,207 9 Total consumer loans 3,140 1,207 11 Total nonaccrual loans $ 17,227 $ 8,413 $ 379

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	6 Months Ended
	Jun. 30, 2024
Allowance For Loan Losses [Abstract]
Schedule of Changes in the Allowance for Credit Losses	The following table summarizes all activity related to the ACL from December 31, 2023 to June 30, 2024 and to the recorded PCL for the three and six months ended June 30, 2024 (in thousands): Reserves as of December 31, 2023 Q1 2024 Charge-Offs Q1 2024 Recoveries Q1 2024 PCL Reserves as of March 31, 2024 Q2 2024 Charge-Offs Q2 2024 Recoveries Q2 2024 PCL Reserves as of June 30, 2024 ACL - Loans Specifically identified $ 3,716 $ - $ - $ 100 $ 3,816 $ - $ - $ 665 $ 4,481 Overdraft 364 ( 5 ) 4 - 363 ( 29 ) 8 - 342 Pooled - quantitative 6,203 ( 63 ) 34 101 6,275 ( 83 ) 38 80 6,309 Pooled - qualitative 3,566 - - 509 4,075 ( 441 ) 3,634 Purchased 2,126 - - - 2,126 - - - 2,126 Total ACL - Loans $ 15,975 $ ( 68 ) $ 38 $ 710 $ 16,655 $ ( 112 ) $ 46 $ 304 $ 16,892 ACL - Held-To-Maturity 352 - - 15 367 - - ( 74 ) 293 Other Liabilities - Unfunded Commitments 589 - - 1 590 - - 60 650 $ 16,916 $ ( 68 ) $ 38 $ 726 $ 17,612 $ ( 112 ) $ 46 $ 290 $ 17,835
Schedule of Changes in the Allowance for Loan Losses	An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2024 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,619 $ 802 $ 6,567 $ 1,391 $ 3,403 $ - Charge-offs - - - - - - Recoveries 7 - 13 - 2 - Provisions (credits) ( 90 ) 13 83 ( 170 ) 416 - Ending balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 $ - Ending balance: related to loans $ 137 $ - $ 1,511 $ 662 $ 1,901 $ - Ending balance: related to loans $ 1,399 $ 815 $ 5,152 $ 559 $ 1,920 $ - Loans receivables: Ending balance $ 250,106 $ 309 $ 370,361 $ 62,711 $ 90,813 $ 136 Ending balance: individually $ 1,751 $ - $ 9,365 $ 1,208 $ 6,358 $ - Ending balance: collectively $ 248,355 $ 309 $ 360,996 $ 61,503 $ 84,455 $ 136 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 2 $ 662 $ 2,209 $ 16,665 Charge-offs - - ( 112 ) ( 112 ) Recoveries - - 24 46 Provisions (credits) - ( 37 ) 88 304 Ending balance $ 2 $ 625 $ 2,209 $ 16,892 Ending balance: related to loans $ - $ 114 $ 70 $ 4,395 Ending balance: related to loans $ 2 $ 511 $ 2,139 $ 12,497 Loans receivables: Ending balance $ 3,228 $ 35,821 $ 75,195 $ 888,680 Ending balance: individually $ - $ 618 $ 70 $ 19,370 Ending balance: collectively $ 3,228 $ 35,203 $ 75,125 $ 869,310 For the six months ended June 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Charge-offs - - - - - Recoveries 9 - 19 - 7 Provisions (credits) ( 81 ) ( 43 ) 893 ( 453 ) 533 Ending balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 1 $ 657 $ 2,145 15,975 Charge-offs - - ( 180 ) ( 180 ) Recoveries - - 49 84 Provisions (credits) 1 ( 32 ) 195 1,014 Ending balance $ 2 $ 625 $ 2,209 $ 16,892 For the three months ended June 30, 2023 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,937 $ 700 $ 5,182 $ 2,095 $ 5,082 $ - Adoption of New Accounting Standard - - - - - - Charge-offs - - - - ( 263 ) - Recoveries - - - - 64 - Provisions (credits) 99 ( 66 ) 249 525 309 - Ending balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 $ - Ending balance: related to loans $ 127 $ - $ 4,825 $ 1,891 $ 1,745 $ - Ending balance: related to loans $ 1,909 $ 634 $ 606 $ 729 $ 3,447 $ - Loans receivables: Ending balance $ 256,201 $ 2,479 $ 355,605 $ 70,624 $ 84,581 $ 181 Ending balance: individually $ 1,674 $ - $ 9,593 $ 3,236 $ 6,803 $ - Ending balance: collectively $ 254,527 $ 2,479 $ 346,012 $ 67,388 $ 77,778 $ 181 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 15 $ 723 $ 2,135 $ 17,869 Adoption of New Accounting Standard - - - - Charge-offs - - ( 109 ) ( 372 ) Recoveries - - 52 116 Provisions (credits) - ( 41 ) 108 - 1,183 Ending balance $ 15 $ 682 $ 2,186 $ 18,796 Ending balance: related to loans $ - $ 114 $ - $ 8,702 Ending balance: related to loans $ 15 $ 568 $ 2,186 $ 10,094 Loans receivables: Ending balance $ 3,963 $ 34,028 $ 84,646 $ 892,308 Ending balance: individually $ - $ 619 $ - $ 21,925 Ending balance: collectively $ 3,963 $ 33,409 $ 84,646 $ 870,383 For the six months ended June 30, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 714 $ - $ 5,881 $ 3,990 $ 2,944 Adoption of new accounting standard 1,396 969 ( 1,744 ) 95 10 Charge-offs - - - - ( 299 ) Recoveries - - - - 126 Provisions (credits) ( 74 ) ( 335 ) 1,294 ( 1,465 ) 2,411 Ending balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 3 $ 741 $ 1,046 $ 15,319 Adoption of new accounting standard 14 ( 97 ) 1,243 $ 1,886 Charge-offs - - ( 193 ) ( 492 ) Recoveries - - 80 206 Provisions (credits) ( 2 ) 38 10 1,877 Ending balance $ 15 $ 682 $ 2,186 $ 18,796
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology	The allocation of the allowance for credit losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 1,511 $ 662 $ 2,044 Historical loss rate 1,473 815 2,615 129 1,115 Qualitative factors ( 74 ) - 2,537 430 662 Total $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 423 $ 1,887 $ 6,664 Historical loss rate 2 192 300 6,641 Qualitative factors - 10 22 3,587 Total $ 2 $ 625 $ 2,209 $ 16,892 December 31, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 969 $ 844 $ 1,617 Historical loss rate 1,537 674 2,645 209 1,026 Qualitative factors ( 66 ) 184 2,137 621 638 Total $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 458 $ 1,817 $ 5,842 Historical loss rate 1 190 307 6,589 Qualitative factors - 9 21 3,544 Total $ 1 $ 657 $ 2,145 $ 15,975
Schedule of Allowance for Credit Losses Amortized Cost	The following table details the amortized cost of collateral dependent loans at June 30, 2024 and December 31, 2023: (In thousands) June 30, 2024 December 31, 2023 Commercial and industrial $ 7,466 $ 7,788 Commercial real estate 7,305 11,814 Residential (1-4 family) first mortgages 787 699 Home equity loans and lines of credit 590 599 Consumer loans 69 81 Total loans $ 16,217 $ 20,981

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	6 Months Ended
	Jun. 30, 2024
Schedule Of Real Estate Properties
Schedule of Real Estate Properties	The Company is required to disclose the carrying amount of foreclosed real estate properties held as a result of obtaining physical possession of the property at each reporting period. (In thousands) Number of June 30, Number of properties December 31, Foreclosed real estate 2 $ 60 4 $ 151

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2024
Fair Value Disclosures [Abstract]
Schedule Of Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 84,809 $ - $ 84,809 State and political subdivisions - 28,576 - 28,576 Corporate - 6,599 - 6,599 Asset backed securities - 17,890 - 17,890 Residential mortgage-backed - US agency - 31,984 - 31,984 Collateralized mortgage obligations - US agency - 14,650 - 14,650 Collateralized mortgage obligations - Private label - 85,971 - 85,971 Total 270,479 270,479 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,292 Total available-for-sale securities $ 206 $ 270,479 $ - $ 274,977 Marketable equity securities measured at NAV $ - $ - $ - $ 3,793 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 7,138 $ - $ 7,138 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 80,083 $ - $ 80,083 State and political subdivisions - 32,924 - 32,924 Corporate - 6,576 - 6,576 Asset backed securities - 19,892 - 19,892 Residential mortgage-backed - US agency - 24,418 - 24,418 Collateralized mortgage obligations - US agency - 12,179 - 12,179 Collateralized mortgage obligations - Private label - 78,095 - 78,095 Total - 254,167 - 254,167 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,343 Total available-for-sale securities $ 206 $ 254,167 $ - $ 258,716 Marketable equity securities measured at NAV $ - $ - $ - $ 3,206 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 5,160 $ - $ 5,160 Interest rate swap derivative cash flow hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 45 $ - $ 45
Schedule Of Fair Value Assets Measured on Nonrecurring Basis	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2024 and December 31, 2023: June 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 10,991 $ 10,991 Foreclosed real estate $ - $ - $ 60 $ 60 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 9,722 $ 9,722 Foreclosed real estate $ - $ - $ 151 $ 151
Schedule Of Fair Value Inputs, Quantitative Information	The following tables presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2024 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 12 % - 50 % ( 26 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2023 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 10 % - 75 % ( 21 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %)
Schedule Of Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2024 December 31, 2023 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 31,819 $ 31,819 $ 48,732 $ 48,732 Investment securities - available-for-sale 2 270,479 270,479 254,167 254,167 Investment securities - available-for-sale NAV 4,292 4,292 4,343 4,343 Investment securities - marketable equity NAV 3,793 3,793 3,206 3,206 Investment securities - held-to-maturity 2 166,271 156,280 179,286 168,034 Federal Home Loan Bank stock 2 8,702 8,702 8,748 8,748 Net loans 3 871,371 817,057 881,232 823,052 Accrued interest receivable 1 7,076 7,076 7,286 7,286 Interest rate derivative cash flow hedge receivable/(payable) 2 - - 45 45 Interest rate derivative fair value hedges receivable - AFS investments 2 3,565 3,565 3,113 3,113 Interest rate derivative fair value hedges receivable - loans 2 3,573 3,573 2,047 1,477 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 575,993 $ 575,993 $ 607,301 $ 607,301 Time Deposits 2 525,284 524,705 512,766 517,514 Borrowings 2 173,446 172,381 175,599 174,071 Subordinated debt 2 30,008 28,276 29,914 28,026 Accrued interest payable 1 2,092 2,092 2,245 2,245

Interest Rate Derivatives (Tabl

Interest Rate Derivatives (Tables)	6 Months Ended
	Jun. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule Of Cumulative Basis Adjustments for Fair Value Hedges	The following tables show the Company’s outstanding fair value hedges at June 30, 2024 and December 31, 2023: (In thousands) Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at June 30, 2024 Hedge-Adjusted Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at December 31, 2023 Line item on the balance sheet in which the hedged item is included: Available-for-sale securities (1) $ 86,978 $ 3,565 $ 95,887 $ 3,113 Loans receivable (2) $ 140,092 $ 3,573 $ 156,836 $ 620 (1) The $ 87.0 million carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 82.3 million and $ 89.1 million at June 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 3.6 million and $ 3.1 million at June 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.2 million and $ 940,000 at June 30, 2024 and June 30, 2023, respectively. (2) The $ 140.1 million carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential 134.8 million and $ 141.0 million at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized gain, receivable from derivative counterparties) resulted in a net asset position of $ 3.6 million, recorded by the Company in other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 1.3 million and $ 796,000 , for the periods ended June 30, 2024 and June 30, 2023, respectively. Details of the two hedging strategies, in place at June 30, 2024 are presented below: a. On April 7, 2023 the Bank entered into an amortizing swap transaction with an initial notional amount of $ 100.0 million whereby Bank will receive on a monthly basis a rate equal to the prevailing 3-month SOFR based on the notional amount of the swap contract at the at the beginning of each month until the swap transaction expires in 2035 . The notional amount of the swap declines monthly according to a predetermined amortization schedule and was $ 83.8 million at June 30, 2024. The Bank will pay a fixed rate of 3.208 % to the contract's counterparty throughout the life of the contract based on a notional amount of the swap contract at the beginning of each month. The fair value of this swap contract was $3.1 million at June 30, 2024. b. On December 7, 2023, the Bank entered into five fixed-pay interest rate swap contracts with a total notional amount of $ 50.0 5.0 million, fixed rate of 4.463 %), 2026 ($ 5.0 million, fixed rate of 4.136 %), 2027 ($ 10.0 million, fixed rate of 3.973 %), 2028 ($ 15.0 million, fixed rate of 3.887 %), and 2029 ($ 15.0 million, fixed rate of 3.845 %). The fair value of these swap contracts in aggregate was $ 462,000 at June 30, 2024.
Schedule Of Cash Flow Hedges	The following table shows the pre-tax gains of the Company’s derivatives designated as cash flow hedges in AOCI at June 30, 2024 and December 31, 2023: (In thousands) June 30, 2024 December 31, 2023 Cash flow hedges: Fair market value adjustment interest rate swap $ - $ 45 Total gain in comprehensive income $ - $ 45
Schedule of Hedge transcations increased the net income	The following tables summarize the net effects of the Company's fair value and cash flow hedges for the six months ended June 30, 2024 and June 30, 2023, respectively: Fair Value Hedges (In thousands) Six Months Ended June 30, 2024 Hedge Category Average Notional Balance Period Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Investments $ 85,101 $ 82,292 $ 1,229 $ 3,565 Loans 137,344 134,763 1,287 3,573 Total $ 222,445 $ 217,055 $ 2,516 $ 7,138 Six Months Ended June 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Investments $ 54,574 $ 52,120 $ 940 $ 6,080 Loans 69,357 115,687 796 3,742 Total $ 123,931 $ 167,807 $ 1,736 $ 9,822 Cash Flow Hedges Six Months Ended June 30, 2024 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Borrowed Funds $ 23,778 $ - $ 157 $ - Six Months Ended June 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Payable at Period End Borrowed Funds $ 53,333 $ 70,000 $ 336 $ ( 99 )

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive (Loss) Income (Tables)	6 Months Ended
	Jun. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive (loss) income (“AOCI”), net of tax, for the periods indicated are summarized in the tables below. For the three months ended June 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,046 ) $ ( 7,227 ) $ 411 $ ( 8,862 ) Other comprehensive (loss) income before reclassifications - ( 47 ) 106 59 Amounts reclassified from AOCI 28 ( 11 ) - 17 Ending balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) For the three months ended June 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,386 ) $ ( 9,075 ) $ ( 73 ) $ ( 11,534 ) Other comprehensive (loss) income before reclassifications - ( 420 ) 543 123 Amounts reclassified from AOCI 41 - - 41 Ending balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 ) For the six months ended June 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,073 ) $ ( 7,564 ) $ 32 $ ( 9,605 ) Other comprehensive income before reclassifications - 176 485 661 Amounts reclassified from AOCI 55 103 - 158 Ending balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) For the six months ended June 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,427 ) $ ( 10,127 ) $ 382 $ ( 12,172 ) Other comprehensive (loss) income before reclassifications - ( 796 ) 88 ( 708 ) Amounts reclassified from AOCI 82 1,428 - 1,510 Ending balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 )
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated periods: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the six months ended Details about AOCI (1) components Affected Line Item in the Statement of Income June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Retirement plan items Retirement plan net (losses) Salaries and employee benefits $ ( 38 ) $ ( 56 ) $ ( 75 ) $ ( 111 ) Tax effect Provision for income taxes 10 15 20 29 Net Income $ ( 28 ) $ ( 41 ) $ ( 55 ) $ ( 82 ) Available-for-sale securities Realized gains (losses) on sale of securities Net gains on sales and redemptions $ 15 $ - $ ( 139 ) $ ( 1,933 ) Tax effect Provision for income taxes ( 4 ) - 36 505 Net Income $ 11 $ - $ ( 103 ) $ ( 1,428 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income (Tables)

Noninterest Income (Tables)	6 Months Ended
	Jun. 30, 2024
Revenue from Contract with Customer [Abstract]
Summary of Noninterest Income	The Company has included the following table regarding the Company’s noninterest income for the periods presented. For the three months ended For six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Service charges on deposit accounts Insufficient funds fees $ 194 $ 163 $ 373 $ 307 Deposit related fees 114 112 223 209 ATM fees 22 28 43 54 Total service charges on deposit accounts 330 303 639 570 Fee Income Insurance agency revenue 260 271 657 691 Investment services revenue 115 97 257 232 ATM fees surcharge 58 59 108 107 Banking house rents collected 54 48 109 96 Total fee income 487 475 1,131 1,126 Card income Debit card interchange fees 191 112 310 433 Merchant card fees 14 15 26 27 Total card income 205 127 336 460 Mortgage fee income and realized gains on sales of loans Loan servicing fees 112 67 200 139 Net gains on sales of loans and foreclosed real estate 40 117 58 142 Total mortgage fee income and realized gains on sales of 152 184 258 281 Total 1,174 1,089 2,364 2,437 Earnings and gains on bank owned life insurance 167 143 324 301 Net gains (losses) on sales and redemptions of investment securities 16 - ( 132 ) 73 Net realized losses on sales of marketable equity securities ( 139 ) ( 169 ) ( 31 ) ( 169 ) Non-recurring gain on lease renegotiations - - 245 - Other miscellaneous (loss) income ( 7 ) 24 178 37 Total noninterest income $ 1,211 $ 1,087 $ 2,948 $ 2,679

Leases (Tables)

Leases (Tables)	6 Months Ended
	Jun. 30, 2024
Leases [Abstract]
Components of Lease Expense	The components of lease expense are as follows: For the three months ended For the six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Operating lease cost $ 49 $ 59 $ 99 $ 118 Finance lease cost 108 56 217 111
Supplemental Cash Flow Information Related to Leases	Supplemental cash flow information related to leases was as follows: For the three months ended For the six months ended (In thousands) June 30, 2024 June 30, 2023 June 30, 2024 June 30, 2023 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows for operating leases $ 45 $ 54 $ 91 $ 108 Operating cash flows for finance leases 108 56 217 111 Financing cash flows for finance leases 32 31 64 62
Supplemental Balance Sheet Information Related to Leases	Supplemental balance sheet information related to leases was as follows: (In thousands, except lease term and discount rate) June 30, 2024 December 31, 2023 Operating Leases: Operating lease right-of-use assets $ 1,459 $ 1,526 Operating lease liabilities 1,652 1,711 Finance Leases: Finance lease right-of-use assets $ 4,004 $ 4,073 Finance lease liabilities 4,359 4,381 Weighted Average Remaining Lease Term: Operating Leases 17.13 years 17.22 years Finance Leases 26.84 years 27.35 years Weighted Average Discount Rate: Operating Leases 3.89 % 3.88 % Finance Leases 9.40 % 9.40 %
Maturities of Lease Liabilities	Maturities of lease liabilities are as follows: Twelve Months Ending June 30, (In thousands) 2025 $ 78 2026 167 2027 168 2028 177 2029 162 Thereafter 5,259 Total minimum lease payments $ 6,011

Related Party Transactions (Tab

Related Party Transactions (Tables)	6 Months Ended
	Jun. 30, 2024
Related Party Transactions [Abstract]
Schedule of Loans to Related Parties	The following represents the activity associated with loans to related parties during the six months ended June 30, 2024 and the year ended December 31, 2023: June 30, December 31, (In thousands) 2024 2023 Balance at the beginning of the year $ 32,742 $ 32,531 Originations and related party additions 800 4,360 Principal payments and related party removals ( 5,491 ) ( 4,149 ) Balance at the end of the period $ 28,051 $ 32,742

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Details)	Jun. 30, 2024
Nature of Operations [Line Items]
Consolidation of membership interest in Fitzgibbons	100%
FitzGibbons Agency LLC [Member] | Pathfinder Risk Management Company Inc [Member]
Nature of Operations [Line Items]
Membership interest own in Fitzgibbons through subsidiary	51%
Noncontrolling interest by subsidiary	49%

Earnings per Common Share - Add

Earnings per Common Share - Additional Information (Details) - shares		3 Months Ended		6 Months Ended
	Jun. 04, 2021	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Conversion of preferred stock, shares converted	1,380,283
Conversion of stock, description				the Company converted 1,380,283 shares of its Series B Convertible Perpetual Preferred Stock ("Convertible Perpetual Preferred Stock") to an equal number of shares of its newly-created Series A Non-Voting Common Stock.
Employee Stock Option
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Anti-dilutive stock options (in shares)		0	0	0	0

Earnings per Common Share - Cal

Earnings per Common Share - Calculations of Basic and Diluted Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Net Income (Loss)	$ 2,000	$ 1,982	$ 4,120	$ 4,581
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.2	$ 0.18
Warrant dividends	$ 13	$ 11	$ 25	$ 23
Series A Nonvoting Common Stock [Member]
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Voting Common Stock dividends	$ 138	$ 124	$ 276	$ 248
Warrant dividends	$ 13	$ 11	$ 25	$ 23
Undistributed earnings allocated to participating securities	1,072	1,107	2,237	2,693
Net income available to common shareholders- Voting	$ 444	$ 445	$ 915	$ 1,031
Basic weighted average common shares outstanding- Voting	1,380	1,380	1,380	1,380
Diluted weighted average common shares outstanding- Voting	1,380	1,380	1,380	1,380
Voting Earnings per common share- basic	$ 0.32	$ 0.32	$ 0.66	$ 0.75
Voting Earnings per common share - diluted	0.32	0.32	0.66	0.75
Voting Common Stock [Member]
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Voting Common Stock dividends	$ 471	$ 419	$ 943	$ 834
Undistributed earnings allocated to participating securities	$ 334	$ 350	$ 697	$ 854
Net income available to common shareholders- Voting	$ 1,515	$ 1,497	$ 3,122	$ 3,456
Basic weighted average common shares outstanding- Voting	4,708	4,639	4,704	4,624
Diluted weighted average common shares outstanding- Voting	4,708	4,639	4,704	4,624
Voting Earnings per common share- basic	$ 0.32	$ 0.32	$ 0.66	$ 0.75
Voting Earnings per common share - diluted	$ 0.32	$ 0.32	$ 0.66	$ 0.75

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	$ 284,635	$ 268,751
Gross Unrealized Gains, Debt investment securities	1,133	1,476
Gross Unrealized Losses, Debt investment securities	(10,997)	(11,717)
Available-for-sale Securities, Debt investment securities	274,771	258,510
Amortized cost, equity securities	206	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	206	206
Total investment securities, amortized cost basis	284,841	268,957
Gross Unrealized Gains	1,133	1,476
Gross Unrealized Losses	(10,997)	(11,717)
Estimated Fair Value	274,977	258,716
Total	166,564	179,637
Less: Allowance for credit losses	293	351
Total available-for-sale	166,271	179,286
Held to maturity, gross unrealized gains	246	172
Held to maturity, gross unrealized losses	(10,530)	(11,775)
Held-to-maturity Securities, Debt Maturities, Fair Value	156,280	168,034
US Treasury, Agencies and GSEs [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	88,074	82,588
Gross Unrealized Gains, Debt investment securities	530	754
Gross Unrealized Losses, Debt investment securities	(3,795)	(3,259)
Available-for-sale Securities, Debt investment securities	84,809	80,083
Total available-for-sale	3,670	3,760
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(319)	(304)
Held-to-maturity Securities, Debt Maturities, Fair Value	3,351	3,456
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	30,189	34,588
Gross Unrealized Gains, Debt investment securities	111	145
Gross Unrealized Losses, Debt investment securities	(1,724)	(1,809)
Available-for-sale Securities, Debt investment securities	28,576	32,924
Total available-for-sale	17,496	16,576
Held to maturity, gross unrealized gains	10	28
Held to maturity, gross unrealized losses	(1,997)	(1,874)
Held-to-maturity Securities, Debt Maturities, Fair Value	15,509	14,730
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	10,985	11,008
Gross Unrealized Gains, Debt investment securities	259	276
Gross Unrealized Losses, Debt investment securities	(353)	(365)
Available-for-sale Securities, Debt investment securities	10,891	10,919
Total available-for-sale	44,410	45,427
Held to maturity, gross unrealized gains	32	9
Held to maturity, gross unrealized losses	(2,709)	(3,281)
Held-to-maturity Securities, Debt Maturities, Fair Value	41,733	42,155
Asset Backed Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	18,031	20,251
Gross Unrealized Gains, Debt investment securities	38	0
Gross Unrealized Losses, Debt investment securities	(179)	(359)
Available-for-sale Securities, Debt investment securities	17,890	19,892
Total available-for-sale	16,390	16,860
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(1,047)	(1,180)
Held-to-maturity Securities, Debt Maturities, Fair Value	15,343	15,680
Residential Mortgage-Backed - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	33,036	25,446
Gross Unrealized Gains, Debt investment securities	37	57
Gross Unrealized Losses, Debt investment securities	(1,089)	(1,085)
Available-for-sale Securities, Debt investment securities	31,984	24,418
Total available-for-sale	6,823	6,974
Held to maturity, gross unrealized gains	22	15
Held to maturity, gross unrealized losses	(668)	(665)
Held-to-maturity Securities, Debt Maturities, Fair Value	6,177	6,324
Collateralized Mortgage Obligations - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	15,550	13,058
Gross Unrealized Gains, Debt investment securities	66	116
Gross Unrealized Losses, Debt investment securities	(966)	(995)
Available-for-sale Securities, Debt investment securities	14,650	12,179
Total available-for-sale	12,762	13,221
Held to maturity, gross unrealized gains	1	0
Held to maturity, gross unrealized losses	(1,406)	(1,293)
Held-to-maturity Securities, Debt Maturities, Fair Value	11,357	11,928
Collateralized Mortgage Obligations - Private Label [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	88,770	81,812
Gross Unrealized Gains, Debt investment securities	92	128
Gross Unrealized Losses, Debt investment securities	(2,891)	(3,845)
Available-for-sale Securities, Debt investment securities	85,971	78,095
Total available-for-sale	65,013	76,819
Held to maturity, gross unrealized gains	181	120
Held to maturity, gross unrealized losses	(2,384)	(3,178)
Held-to-maturity Securities, Debt Maturities, Fair Value	62,810	73,761
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	206	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	$ 206	$ 206

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 14,558
Due after one year through five years	9,336
Due after five years through ten years	42,709
Due after ten years	80,676
Sub-total	147,279
Amortized cost	284,635	$ 268,751
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	14,769
Due after one year through five years	8,893
Due after five years through ten years	38,518
Due after ten years	79,986
Sub-total	142,166
Available-for-sale securities, debt maturities, fair value, totals	274,771
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	3,417
Due after one year through five years	20,929
Due after five years through ten years	40,516
Due after ten years	17,104
Sub-total	81,966
Total available-for-sale	166,271	179,286
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	3,389
Due after one year through five years	20,176
Due after five years through ten years	37,060
Due after ten years	15,311
Sub-total	75,936
Held-to-maturity securities at fair value	156,280	168,034
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	33,036	25,446
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	31,984
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	6,823	6,974
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	6,177	6,324
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	15,550	13,058
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	14,650
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	12,762	13,221
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	11,357	11,928
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	88,770	81,812
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	85,971
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	65,013	76,819
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	62,810	$ 73,761
Held-to-Maturity Securities [Member]
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	$ 166,564

Investment Securities - Investm

Investment Securities - Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2024 USD ($) Security	Dec. 31, 2023 USD ($) Security
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	29	17
Number of securities in unrealized loss positions, twelve months or more | Security	86	97
Number of securities in unrealized loss positions | Security	115	114
Less than twelve months Fair Value	$ 45,883	$ 32,441
Twelve months or more Fair Value	115,776	140,099
Total Fair Value	161,659	172,540
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(461)	(366)
Twelve months or more Unrealized Losses	(10,536)	(11,351)
Total Unrealized Losses	(10,997)	(11,717)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Total Unrealized Losses	$ (10,530)	$ (11,775)
US Treasury, Agencies and GSEs [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	6	3
Number of securities in unrealized loss positions, twelve months or more | Security	4	3
Number of securities in unrealized loss positions | Security	10	6
Less than twelve months Fair Value	$ 2,488	$ 5,990
Twelve months or more Fair Value	27,111	25,794
Total Fair Value	29,599	31,784
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(37)	(13)
Twelve months or more Unrealized Losses	(3,758)	(3,246)
Total Unrealized Losses	$ (3,795)	$ (3,259)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Less than twelve months Fair Value	$ 0	$ 0
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Twelve months or more Fair Value	$ 3,350	$ 3,456
Number of securities in unrealized loss positions | Security	2	2
Total Fair Value	$ 3,350	$ 3,456
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(319)	(304)
Total Unrealized Losses	$ (319)	$ (304)
State and Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	21	20
Number of securities in unrealized loss positions | Security	21	20
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	25,213	26,432
Total Fair Value	25,213	26,432
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(7)	0
Twelve months or more Unrealized Losses	$ (1,724)	(1,809)
Total Unrealized Losses		$ (1,809)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	4	4
Less than twelve months Fair Value	$ 1,387	$ 575
Number of securities in unrealized loss positions, twelve months or more | Security	18	14
Twelve months or more Fair Value	$ 13,095	$ 12,718
Number of securities in unrealized loss positions | Security	22	18
Total Fair Value	$ 14,482	$ 13,293
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(2)
Twelve months or more Unrealized Losses	(1,990)	(1,872)
Total Unrealized Losses	$ (1,997)	$ (1,874)
Corporate [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	3
Number of securities in unrealized loss positions, twelve months or more | Security	4	5
Number of securities in unrealized loss positions | Security	4	5
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	3,354	4,351
Total Fair Value	3,354	4,351
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(353)	(365)
Total Unrealized Losses	$ (353)	$ (365)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Less than twelve months Fair Value	$ 0	$ 439
Number of securities in unrealized loss positions, twelve months or more | Security	39	39
Twelve months or more Fair Value	$ 33,527	$ 33,532
Number of securities in unrealized loss positions | Security	39	40
Total Fair Value	$ 33,527	$ 33,971
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(61)
Twelve months or more Unrealized Losses	(2,709)	(3,220)
Total Unrealized Losses	$ (2,709)	$ (3,281)
Asset Backed Securities [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	1
Number of securities in unrealized loss positions, twelve months or more | Security	7	10
Number of securities in unrealized loss positions | Security	8	13
Less than twelve months Fair Value	$ 430	$ 5,907
Twelve months or more Fair Value	9,153	13,985
Total Fair Value	9,583	19,892
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(5)	(65)
Twelve months or more Unrealized Losses	(174)	(294)
Total Unrealized Losses	$ (179)	$ (359)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	2
Less than twelve months Fair Value	$ 2,812	$ 2,877
Number of securities in unrealized loss positions, twelve months or more | Security	7	8
Twelve months or more Fair Value	$ 10,538	$ 10,652
Number of securities in unrealized loss positions | Security	9	10
Total Fair Value	$ 13,350	$ 13,529
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(16)	(8)
Twelve months or more Unrealized Losses	(1,031)	(1,172)
Total Unrealized Losses	$ (1,047)	$ (1,180)
Residential Mortgage-Backed - US Agency [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	6	1
Number of securities in unrealized loss positions, twelve months or more | Security	12	15
Number of securities in unrealized loss positions | Security	18	16
Less than twelve months Fair Value	$ 10,056	$ 2,477
Twelve months or more Fair Value	14,291	14,931
Total Fair Value	24,347	17,408
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(225)	(14)
Twelve months or more Unrealized Losses	(864)	(1,071)
Total Unrealized Losses	$ (1,089)	$ (1,085)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Less than twelve months Fair Value	$ 0	$ 0
Number of securities in unrealized loss positions, twelve months or more | Security	7	7
Twelve months or more Fair Value	$ 4,876	$ 4,942
Number of securities in unrealized loss positions | Security	7	7
Total Fair Value	$ 4,876	$ 4,942
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(668)	(665)
Total Unrealized Losses	$ (668)	$ (665)
Collateralized Mortgage Obligations - US Agency [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	0
Number of securities in unrealized loss positions, twelve months or more | Security	11	11
Number of securities in unrealized loss positions | Security	12	11
Less than twelve months Fair Value	$ 1,208	$ 0
Twelve months or more Fair Value	7,594	8,123
Total Fair Value	8,802	8,123
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(5)	0
Twelve months or more Unrealized Losses	(961)	(995)
Total Unrealized Losses	$ (966)	$ (995)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Less than twelve months Fair Value	$ 0	$ 0
Number of securities in unrealized loss positions, twelve months or more | Security	9	10
Twelve months or more Fair Value	$ 10,695	$ 11,928
Number of securities in unrealized loss positions | Security	9	10
Total Fair Value	$ 10,695	$ 11,928
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(1,406)	(1,293)
Total Unrealized Losses	$ (1,406)	$ (1,293)
Collateralized Mortgage Obligations - Private Label [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	15	10
Number of securities in unrealized loss positions, twelve months or more | Security	27	33
Number of securities in unrealized loss positions | Security	42	43
Less than twelve months Fair Value	$ 31,701	$ 18,067
Twelve months or more Fair Value	29,060	46,483
Total Fair Value	60,761	64,550
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(189)	(274)
Twelve months or more Unrealized Losses	(2,702)	(3,571)
Total Unrealized Losses	$ (2,891)	$ (3,845)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	4
Less than twelve months Fair Value	$ 0	$ 5,827
Number of securities in unrealized loss positions, twelve months or more | Security	39	43
Twelve months or more Fair Value	$ 50,424	$ 60,260
Number of securities in unrealized loss positions | Security	39	47
Total Fair Value	$ 50,424	$ 66,087
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(38)
Twelve months or more Unrealized Losses	(2,384)	(3,140)
Total Unrealized Losses	$ (2,384)	$ (3,178)
Debt Securities [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	6	11
Less than twelve months Fair Value	$ 4,199	$ 9,718
Number of securities in unrealized loss positions, twelve months or more | Security	121	123
Twelve months or more Fair Value	$ 126,505	$ 137,488
Number of securities in unrealized loss positions | Security	127	134
Total Fair Value	$ 130,704	$ 147,206
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(23)	(109)
Twelve months or more Unrealized Losses	(10,507)	(11,666)
Total Unrealized Losses	$ (10,530)	$ (11,775)

Investment Securities - Additio

Investment Securities - Additional Information (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2024 USD ($) Security	Dec. 31, 2023 USD ($) Security
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	86	97
Available for sale securities unrealized aggregate loss	$ 10,536,000	$ 11,351,000
Available-for-sale investment securities aggregate, amortized historical cost	284,800,000
Available-for-sale investment securities aggregate fair value that exceeded and amortized historical cost	$ 9,900,000	$ 10,200,000
Available-for-sale investment securities aggregate fair value and amortized historical cost percentage	(3.50%)	(3.80%)
Available-for-sale investment securities decline in fair value and amortized historical cost	$ 377,000
Held-to-maturity Securities [Abstract]
Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months Amortized Historical Cost Basis		$ 269,000,000
Gain (Loss) on Sale of Investments [Abstract]
Securities pledged to collateralize deposit	120,700,000	110,300,000
Securities pledged to collateralize borrowing	116,100,000	$ 114,300,000
Aggregate fair value	$ 1,300,000
State and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	21	20
Available for sale securities unrealized aggregate loss	$ 1,724,000	$ 1,809,000
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	18	14
Debt Securities [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	121	123
Held-to-Maturity Securities [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 166,600,000	$ 179,600,000
Available-for-sale investment securities aggregate fair value that exceeded and amortized historical cost	$ 10,300,000	$ 11,600,000
Available-for-sale investment securities aggregate fair value and amortized historical cost percentage	(6.20%)	(6.50%)

Investment Securities - Schedul

Investment Securities - Schedule of Allowance for Credit Losses on Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended			6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Charge-offs of securities		$ (68)		$ (112)
Recoveries		38		46
Allowance for Credit Losses [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	$ 367	352	$ 450	352	$ 0
Adjustment for the adoption of ASU 2016-13					450
Provision for credit losses	(74)		(29)	(59)	(29)
Allowance on purchased financial assets with credit deterioration	0		0	0	0
Charge-offs of securities	0		0	0	0
Recoveries	0		0	0	0
Allowance for credit losses, ending balance	293	367	421	293	421
Allowance for Credit Losses [Member] | Government Issued and Government Sponsored Enterprise Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	0	0	0	0	0
Adjustment for the adoption of ASU 2016-13					0
Provision for credit losses	0		0	0	0
Allowance on purchased financial assets with credit deterioration	0		0	0	0
Charge-offs of securities	0		0	0	0
Recoveries	0		0	0	0
Allowance for credit losses, ending balance	0	0	0	0	0
Allowance for Credit Losses [Member] | Mortgage and Asset-backed Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	0	0	40	0	0
Adjustment for the adoption of ASU 2016-13					40
Provision for credit losses	0		(18)		(18)
Allowance on purchased financial assets with credit deterioration	0		0	0	0
Charge-offs of securities	0		0	0	0
Recoveries	0		0	0	0
Allowance for credit losses, ending balance	0	0	22	0	22
Allowance for Credit Losses [Member] | Securities Issued By State and Political Subdivisions [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	2	2	1	2	0
Adjustment for the adoption of ASU 2016-13					1
Provision for credit losses	(1)		1	(1)	1
Allowance on purchased financial assets with credit deterioration	0		0	0	0
Charge-offs of securities	0		0	0	0
Recoveries	0		0	0	0
Allowance for credit losses, ending balance	1	2	2	1	2
Allowance for Credit Losses [Member] | Corporate Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	365	350	409	350	0
Adjustment for the adoption of ASU 2016-13					409
Provision for credit losses	(73)		(12)	(58)	(12)
Allowance on purchased financial assets with credit deterioration	0		0	0	0
Charge-offs of securities	0		0	0	0
Recoveries	0		0	0	0
Allowance for credit losses, ending balance	$ 292	$ 365	$ 397	$ 292	$ 397

Investment Securities - Sched_2

Investment Securities - Schedule of Amortized Cost of Debt Securities Categorized as Held-to-maturity Aggregated by Credit Quality (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 166,564	$ 179,637
AAA or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	37,178	42,476
AA or equivalent, includes securities issued by the United States Government or Government Sponsored Enterprises
Financing Receivable, Credit Quality Indicator [Line Items]
Total	44,731	49,479
A or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	14,719	19,021
BBB or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	20,784	16,304
BB or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	985	983
Unrated
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 48,167	$ 51,374

Investment Securities - Gross R

Investment Securities - Gross Realized Gains (Losses) on Sale and Redemptions of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Gain (Loss) on Sale of Investments [Abstract]
Realized gains on investments	$ 16	$ 0	$ 750	$ 2,021
Realized losses on investments	0	0	(882)	(1,948)
Total	$ 16	$ 0	$ (132)	$ 73

Pension and Postretirement Be_3

Pension and Postretirement Benefits - Additional Information (Details) - USD ($) $ in Millions	3 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Retirement Benefits [Abstract]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995	14 years
Prepaid pension asset	$ 7.8	$ 7.5

Pension and Postretirement Be_4

Pension and Postretirement Benefits - Composition of Net Periodic Pension Plan and Postretirement Plan Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	139	141	278	281
Expected return on plan assets	(253)	(242)	(506)	(483)
Amortization of prior service credits	0	0	0	0
Amortization of net losses	39	58	79	114
Net periodic benefit plan (benefit) cost	(75)	(43)	(149)	(88)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0	0	0
Interest cost	1	2	3	4
Expected return on plan assets	0	0	0	0
Amortization of prior service credits	(1)	(1)	(2)	(2)
Amortization of net losses	0	(2)	(1)	(3)
Net periodic benefit plan (benefit) cost	$ 0	$ (1)	$ 0	$ (1)

Loans - Summary of Major Classi

Loans - Summary of Major Classification of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023	Jun. 30, 2023
Loans receivables:
Total Loans	$ 888,680	$ 897,781
Net deferred loan fees	(417)	(574)
Less: Allowance for credit losses	16,892	15,975
Loans receivable, net	871,371	881,232
Residential Mortgage Loans [Member]
Loans receivables:
Total Loans	250,415	258,959
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Loans receivables:
Total Loans	250,106	257,604
Loans receivable, net	250,106
Residential Mortgage Loans [Member] | Construction [Member]
Loans receivables:
Total Loans	309	1,355
Commercial Loans [Member]
Loans receivables:
Total Loans	527,249	524,167
Loans receivable, net			$ 892,308
Commercial Loans [Member] | Real Estate [Member]
Loans receivables:
Total Loans	370,361	358,707
Loans receivable, net	370,361
Commercial Loans [Member] | Lines of Credit [Member]
Loans receivables:
Total Loans	62,711	72,069
Loans receivable, net	62,711
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Loans receivables:
Total Loans	90,813	89,803
Loans receivable, net	90,813
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Loans receivables:
Total Loans	136	158
Commercial Loans [Member] | Tax Exempt Loans [Member]
Loans receivables:
Total Loans	3,228	3,430
Loans receivable, net	3,228		3,963
Commercial Loans [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivable, net			34,028
Commercial Loans [Member] | Other Consumer [Member]
Loans receivables:
Loans receivable, net			$ 84,646
Consumer Loans [Member]
Loans receivables:
Total Loans	111,016	114,655
Net deferred loan fees	(417)
Loans receivable, net	888,680
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Total Loans	35,821	34,858
Loans receivable, net	35,821
Consumer Loans [Member] | Other Consumer [Member]
Loans receivables:
Total Loans	75,195	$ 79,797
Loans receivable, net	$ 75,195

Loans - Summary of Purchased Lo

Loans - Summary of Purchased Loans Pools (Details) $ in Thousands	6 Months Ended		12 Months Ended
	Jun. 30, 2024 USD ($) Loan		Dec. 31, 2023 USD ($) Segment
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 169,300		$ 179,800
Current Balance	77,400		87,400
Unamortized Premium/ (Discount)	$ (6,335)		$ (6,504)
Number of Loans	2,883		3,093
Cumulative net charge-offs	$ 126		$ 69
Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	6,800		6,800
Current Balance	1,400		1,600
Unamortized Premium/ (Discount)	$ 0		$ 0
Number of Loans	19		20
Commercial and Industrial Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	2 years		2 years
Commercial and Industrial Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	5 years		6 years
Home Equity Lines of Credit [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 21,900		$ 21,900
Current Balance	4,100		4,500
Unamortized Premium/ (Discount)	$ 51		$ 108
Number of Loans	119		159
Home Equity Lines of Credit [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	4 years		1 year
Home Equity Lines of Credit [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	25 years		26 years
Unsecured Consumer Loan Pool 2 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 26,600		$ 26,600
Current Balance	200		500
Unamortized Premium/ (Discount)	$ 0		$ 2
Number of Loans	121		167
Unsecured Consumer Loan Pool 2 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	0 years		0 years
Unsecured Consumer Loan Pool 2 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	2 years		2 years
Residential Real Estate Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 4,300		$ 4,300
Current Balance	4,300		4,500
Unamortized Premium/ (Discount)	$ 281		$ 284
Number of Loans	54		56
Residential Real Estate Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	17 years		17 years
Residential Real Estate Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	25 years		25 years
Unsecured Consumer Loan Pool 1 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 5,400		$ 5,400
Current Balance	700		1,000
Unamortized Premium/ (Discount)	$ 0		$ 0
Number of Loans	42		46
Unsecured Consumer Loan Pool 1 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	1 year		1 year
Unsecured Consumer Loan Pool 1 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	3 years		3 years
Unsecured Consumer Installment Loans Pool 3 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 10,300	[1]	$ 10,300
Current Balance	300	[1]	500
Unamortized Premium/ (Discount)	$ 9	[1]	$ 17
Number of Loans	105	[1]	158
Cumulative net charge-offs	$ 75	[1]	$ 69
Unsecured Consumer Installment Loans Pool 3 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	0 years	[1]	0 years
Unsecured Consumer Installment Loans Pool 3 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	9 years	[1]	9 years
Secured Consumer Installment Loans Pool 4 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 14,500		$ 14,500
Current Balance	9,700		10,600
Unamortized Premium/ (Discount)	$ (1,360)		$ (1,252)
Number of Loans	482		499
Secured Consumer Installment Loans Pool 4 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	21 years		21 years
Secured Consumer Installment Loans Pool 4 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	25 years		25 years
Unsecured Consumer Loan Pool 5 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 24,400	[2]	$ 24,400
Current Balance	14,500	[2]	15,600
Unamortized Premium/ (Discount)	$ (372)	[2]	$ (450)
Number of Loans	615	[2]	644
Unsecured Consumer Loan Pool 5 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	6 years	[2]	7 years
Unsecured Consumer Loan Pool 5 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	22 years	[2]	22 years
Revolving Commercial Line of Credit 1 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 11,600		$ 11,600
Current Balance	7,900		12,400
Unamortized Premium/ (Discount)	$ 0		$ 2
Number of Loans	1		1
Revolving Commercial Line of Credit 1 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	0 years		0 years
Revolving Commercial Line of Credit 1 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	1 year		1 year
Secured Consumer Installment Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 21,300		$ 21,300
Current Balance	17,300		18,000
Unamortized Premium/ (Discount)	$ (2,762)		$ (2,923)
Number of Loans	810		821
Cumulative net charge-offs	$ 51
Secured Consumer Installment Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	17 years		17 years
Secured Consumer Installment Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	24 years		24 years
Revolving Commercial Line of Credit 2 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance			$ 10,500
Current Balance			0
Unamortized Premium/ (Discount)			$ 0
Number of Loans | Segment			0
Unsecured Consumer Loan Pool 6 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance	$ 22,200	[2]	$ 22,200
Current Balance	17,000	[2]	18,200
Unamortized Premium/ (Discount)	$ (2,182)	[2]	$ (2,292)
Number of Loans	515	[2]	522
Unsecured Consumer Loan Pool 6 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	7 years	[2]	7 years
Unsecured Consumer Loan Pool 6 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range	24 years	[2]	24 years
[1] In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At June 30, 2024, the Bank has recorded a total receivable of $ 411,000 related to the remaining unpaid portion of the original loan pool, of which $ 111,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 300,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at June 30, 2024. On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishments of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 753,000 at June 30, 2024.

Loans - Additional Information

Loans - Additional Information (Details)	6 Months Ended
	Jun. 30, 2024 USD ($) Segment Loan	Dec. 31, 2023 USD ($) Loan
Accounts Notes And Loans Receivable [Line Items]
Loans receivables Ending balance	$ 871,371,000	$ 881,232,000
ACL related to pools	$ 2,100,000	$ 2,100,000
Number of portfolio segment | Segment	3
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net, Total	$ 753,000
Receivables From Unpaid Loan	411,000
Borrowings From Loan	111,000,000
Due From Borrowings	$ 300,000
Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of non-performing loans | Loan	204	150
Non-performing loans outstanding	$ 24,500,000	$ 17,200,000
Percentage of non-performing loans	2.80%
Non-accrual commercial loan	$ 1,400,000
Additional non-accrual commercial loan	7,300,000
Commercial lines of credit and commercial loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Non-accrual commercial loan	4,800,000
Consumer loan relationships [Member]
Accounts Notes And Loans Receivable [Line Items]
Non-accrual commercial loan	1,100,000
OtherLoan
Accounts Notes And Loans Receivable [Line Items]
Non-accrual commercial loan	85,000
Asset Pledged as Collateral [Member] | Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans receivables Ending balance	$ 118,100,000	$ 113,600,000

LOANS - Additional Informatio_2

LOANS - Additional Information (Parenthetical) (Details) - USD ($) $ in Thousands	Dec. 08, 2021	Feb. 13, 2021	Jun. 30, 2024	Apr. 07, 2023
Accounts Notes And Loans Receivable [Line Items]
Derivative Notional Amount			$ 83,800	$ 100,000
Swap Member
Accounts Notes And Loans Receivable [Line Items]
Derivative Notional Amount	$ 8,500	$ 12,200
Bank realized gain	$ 694,000	$ 117,000

Loans - Summary of Aggregate Pa

Loans - Summary of Aggregate Pass Rating and the Classified Ratings (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 888,680	$ 897,781
Net deferred loan fees	(417)	(574)
Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	888,263
Commercial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	527,249	524,167
Commercial Loans [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	370,361	358,707
Commercial Loans [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	21,551
Commercial Loans [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	50,819
Commercial Loans [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	80,757
Commercial Loans [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,878
Commercial Loans [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	29,347
Commercial Loans [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	132,009
Commercial Loans [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	62,711	72,069
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	58,027
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,684
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	90,813	89,803
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,841
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	9,513
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	26,576
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	15,895
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6,535
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,380
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	23,073
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	136	158
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	136
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,228	3,430
Commercial Loans [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	10
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	105
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	151
Commercial Loans [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,962
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	344,796
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20,703
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	47,852
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	66,255
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	54,213
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	28,608
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	127,165
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	60,565
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	57,010
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,555
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	81,700
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,841
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	9,513
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	23,063
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	14,771
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,381
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,588
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20,543
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	136
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	136
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,228
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	10
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	105
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	151
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,962
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	14,490
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	14,002
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	488
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	762
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	613
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	149
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,375
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,107
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	225
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	43
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	11,016
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	848
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,967
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	500
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,665
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	739
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,297
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,382
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	404
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	978
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,332
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,124
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	929
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	749
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,530
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	59
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	59
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,406
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,406
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	250,415	258,959
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	250,106
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,676
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	17,017
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,983
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	50,418
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	39,242
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	109,770
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	309	1,355
Residential Mortgage Loans [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	71
Residential Mortgage Loans [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	238
Residential Mortgage Loans [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	246,775
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,676
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	17,017
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,520
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	50,326
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	38,606
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	107,630
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	309
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	71
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	238
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	7
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,625
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	463
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	92
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	209
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	861
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	963
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	152
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	811
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	111,016	114,655
Net deferred loan fees	(417)
Consumer Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	82,449
Consumer Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,615
Consumer Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(394)
Consumer Loans [Member] | 2024[Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	39,947
Consumer Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	163
Consumer Loans [Member] | 2023 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	161,603
Consumer Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	105
Consumer Loans [Member] | 2022 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	133,143
Consumer Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(76)
Consumer Loans [Member] | 2021 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	116,994
Consumer Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(17)
Consumer Loans [Member] | 2020 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	76,084
Consumer Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(198)
Consumer Loans [Member] | Prior [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	272,428
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,821	34,858
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20,581
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	931
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,065
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,728
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,925
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,467
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	635
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,489
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	75,195	$ 79,797
Consumer Loans [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,455
Consumer Loans [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	62,957
Consumer Loans [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,478
Consumer Loans [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,772
Consumer Loans [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,210
Consumer Loans [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,323
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35,039
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,875
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	922
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,065
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,728
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,925
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,454
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	635
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,435
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	75,106
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,455
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	62,957
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,478
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,684
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,210
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,322
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	9
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	743
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	275
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	468
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	747
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	686
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	13
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	48
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	82
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	82
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 0

Loans - Summary of Age Analysis

Loans - Summary of Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	$ 5,148	$ 8,413
Total Loans Receivable	888,680	897,781
30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	11,638	13,568
60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	6,139	3,199
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	24,490	17,227
Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	42,267	33,994
Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	846,413	863,787
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	69	69
Total Loans Receivable	250,415	258,959
Residential Mortgage Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,278	1,462
Residential Mortgage Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	568	2,269
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,737	1,770
Residential Mortgage Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,583	5,501
Residential Mortgage Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	246,832	253,458
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	69	69
Total Loans Receivable	250,106	257,604
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,278	1,462
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	568	2,269
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,737	1,770
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,583	5,501
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	246,523	252,103
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	309	1,355
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	309	1,355
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,945	7,137
Total Loans Receivable	527,249	524,167
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	9,516	10,912
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,276	518
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	18,516	12,317
Commercial Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	33,308	23,747
Commercial Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	493,941	500,420
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	715	3,058
Total Loans Receivable	370,361	358,707
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	7,094	5,385
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,276	196
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	6,421	5,053
Commercial Loans [Member] | Real Estate [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	18,791	10,634
Commercial Loans [Member] | Real Estate [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	351,570	348,073
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	250	0
Total Loans Receivable	62,711	72,069
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,128	180
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,310	924
Commercial Loans [Member] | Lines of Credit [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,438	1,104
Commercial Loans [Member] | Lines of Credit [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	59,273	70,965
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,980	4,079
Total Loans Receivable	90,813	89,803
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,294	5,347
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	322
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	9,785	6,340
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	11,079	12,009
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	79,734	77,794
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	136	158
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	136	158
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	3,228	3,430
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,228	3,430
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,134	1,207
Total Loans Receivable	111,016	114,655
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	844	1,194
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	295	412
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	4,237	3,140
Consumer Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,376	4,746
Consumer Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	105,640	109,909
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	60	0
Total Loans Receivable	35,821	34,858
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	365	210
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	25	29
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	175	192
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	565	431
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	35,256	34,427
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,074	1,207
Total Loans Receivable	75,195	79,797
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	479	984
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	270	383
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	4,062	2,948
Consumer Loans [Member] | Other Consumer [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	4,811	4,315
Consumer Loans [Member] | Other Consumer [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	$ 70,384	$ 75,482

Loans - Summary of Nonaccrual L

Loans - Summary of Nonaccrual Loans Segregated by Class of Loan (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 24,490	$ 17,227
Nonaccrual loans without related allowance for credit loss	5,148	8,413
Recognized interest income	251	379
Residential Mortgage Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,737	1,770
Nonaccrual loans without related allowance for credit loss	69	69
Recognized interest income	32	43
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,737	1,770
Nonaccrual loans without related allowance for credit loss	69	69
Recognized interest income	32	43
Commercial Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	18,516	12,317
Nonaccrual loans without related allowance for credit loss	2,945	7,137
Recognized interest income	212	325
Commercial Loans [Member] | Real Estate [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	6,421	5,053
Nonaccrual loans without related allowance for credit loss	715	3,058
Recognized interest income	74	109
Commercial Loans [Member] | Lines of Credit [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	2,312	924
Nonaccrual loans without related allowance for credit loss	250	0
Recognized interest income	17	52
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	9,783	6,340
Nonaccrual loans without related allowance for credit loss	1,980	4,079
Recognized interest income	121	164
Consumer Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	4,237	3,140
Nonaccrual loans without related allowance for credit loss	2,134	1,207
Recognized interest income	7	11
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	175	192
Nonaccrual loans without related allowance for credit loss	60	0
Recognized interest income	4	2
Consumer Loans [Member] | Other Consumer [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	4,062	2,948
Nonaccrual loans without related allowance for credit loss	2,074	1,207
Recognized interest income	$ 3	$ 9

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Provision for credit losses		$ 1,000,000		$ 1,800,000
Provisions (credits)	$ 290,000		$ 1,100,000
Reversed	60,000,000		60,000,000
CECL ACL	17,835,000		17,835,000		$ 17,612,000	$ 16,916,000
PCL Charges	$ 74,000,000		$ 74,000,000

Allowance for Credit Losses - S

Allowance for Credit Losses - Schedule of Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2024
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	$ 17,612	$ 16,916	$ 16,916
Charge-offs		(68)	(112)
Recoveries		38	46
PCL		726	290
CECL ACL	17,835	17,612	17,835
Total ACL related to loans [Member[
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	16,655	15,975	15,975
Charge-offs		(68)	(112)
Recoveries		38	46
PCL		710	304
CECL ACL	16,892	16,655	16,892
ACL - related to held-to-maturity investments [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	367	352	352
Charge-offs		0	0
Recoveries		0	0
PCL		15	(74)
CECL ACL	293	367	293
ACL - related to unfunded commitments [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	590	589	589
Charge-offs		0	0
Recoveries		0	0
PCL		1	60
CECL ACL	650	590	650
Specifically identified loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	3,816	3,716	3,716
Charge-offs		0	0
Recoveries		0	0
PCL		100	665
CECL ACL	4,481	3,816	4,481
Overdraft [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	363	364	364
Charge-offs		(5)	(29)
Recoveries		4	8
PCL		0	0
CECL ACL	342	363	342
Pooled loans under CECL - Quantitative [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	6,275	6,203	6,203
Charge-offs		(63)	(83)
Recoveries		34	38
PCL		101	80
CECL ACL	6,309	6,275	6,309
Pooled loans under CECL - Qualitative [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	4,075	3,566	3,566
Charge-offs		0
Recoveries		0
PCL		509	(441)
CECL ACL	3,634	4,075	3,634
Purchased [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	2,126	2,126	2,126
Charge-offs		0	0
Recoveries		0	0
PCL		0	0
CECL ACL	$ 2,126	$ 2,126	$ 2,126

Allowance for Credit Losses -_2

Allowance for Credit Losses - Schedule of Changes in the Allowance for Loan Losses (Details) - USD ($)	3 Months Ended			6 Months Ended
	Jun. 30, 2024	Mar. 31, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Allowance for loan losses:
Charge-offs		$ (68,000)		$ (112,000)
Recoveries		38,000		46,000
Provisions (credits)			$ 1,000,000		$ 1,800,000
Provisions (credits)	$ 290,000			1,100,000
Loans receivables:
Loans receivables Ending balance	871,371,000			871,371,000		$ 881,232,000
Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		1,608,000		1,608,000
Allowance for credit losses, ending balance	1,536,000			1,536,000
Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		858,000		858,000
Allowance for credit losses, ending balance	815,000			815,000
Real Estate [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		5,751,000		5,751,000
Allowance for credit losses, ending balance	6,663,000			6,663,000
Lines of Credit [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		1,674,000		1,674,000
Allowance for credit losses, ending balance	1,221,000			1,221,000
Other Commercial and Industrial [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		3,281,000		3,281,000
Allowance for credit losses, ending balance	3,821,000			3,821,000
Paycheck Protection Program [Member]
Loans receivables:
Loans receivables Ending balance	136,000			136,000
Ending balance: related to loans individually evaluated for impairment	0			0
Ending balance: collectively evaluated for impairment	136,000			136,000
Tax Exempt Loans [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		1,000		1,000
Allowance for credit losses, ending balance	2,000			2,000
Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		657,000		657,000
Allowance for credit losses, ending balance	625,000			625,000
Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		2,145,000		2,145,000
Allowance for credit losses, ending balance	2,209,000			2,209,000
Unallocated [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		15,975,000		15,975,000
Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	0
Allowance for credit losses, ending balance	0	0		0
Allowance For Credit Loss [Member] | Paycheck Protection Program [Member]
Allowance for loan losses:
Charge-offs	0
Recoveries	0
Provisions (credits)	0
Ending balance: related to loans individually evaluated for impairment	0			0
CECL ACL January 1, 2023	0			0
Residential Portfolio Segment [Member] | Residential 1-4 Family First Mortgages [Member]
Loans receivables:
Loans receivables Ending balance	250,106,000			250,106,000
Ending balance: related to loans individually evaluated for impairment	1,751,000			1,751,000
Ending balance: collectively evaluated for impairment	248,355,000			248,355,000
Residential Portfolio Segment [Member] | Residential Construction Mortgage [Member]
Loans receivables:
Loans receivables Ending balance	309,000			309,000
Ending balance: related to loans individually evaluated for impairment	0			0
Ending balance: collectively evaluated for impairment	309,000			309,000
Residential Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	1,619,000	1,608,000	1,937,000	1,608,000
Adoption of New Accounting Standard			0
Charge-offs	0		0	0
Recoveries	7,000		0	9,000
Provisions (credits)	(90,000)		0	(81,000)
Allowance for credit losses, ending balance	1,536,000	1,619,000	2,036,000	1,536,000	2,036,000
Ending balance: related to loans individually evaluated for impairment	137,000		127,000	137,000	127,000
CECL ACL January 1, 2023	1,399,000		1,909,000	1,399,000	1,909,000
Loans receivables:
Loans receivables Ending balance			256,201,000		256,201,000
Ending balance: related to loans individually evaluated for impairment			1,674,000		1,674,000
Ending balance: collectively evaluated for impairment			254,527,000		254,527,000
Residential Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	802,000	858,000	700,000	858,000
Adoption of New Accounting Standard			0
Charge-offs	0		0	0
Recoveries	0		0	0
Provisions (credits)	13,000		(41,000)	(43,000)
Allowance for credit losses, ending balance	815,000	802,000	634,000	815,000	634,000
Ending balance: related to loans individually evaluated for impairment	0		0	0	0
CECL ACL January 1, 2023	815,000		634,000	815,000	634,000
Loans receivables:
Loans receivables Ending balance			2,479,000		2,479,000
Ending balance: related to loans individually evaluated for impairment			0		0
Ending balance: collectively evaluated for impairment			2,479,000		2,479,000
Commercial Portfolio Segment [Member]
Loans receivables:
Loans receivables Ending balance			892,308,000		892,308,000
Ending balance: related to loans individually evaluated for impairment			21,925,000		21,925,000
Ending balance: collectively evaluated for impairment			870,383,000		870,383,000
Commercial Portfolio Segment [Member] | Real Estate [Member]
Loans receivables:
Loans receivables Ending balance	370,361,000			370,361,000
Ending balance: related to loans individually evaluated for impairment	9,365,000			9,365,000
Ending balance: collectively evaluated for impairment	360,996,000			360,996,000
Commercial Portfolio Segment [Member] | Lines of Credit [Member]
Loans receivables:
Loans receivables Ending balance	62,711,000			62,711,000
Ending balance: related to loans individually evaluated for impairment	1,208,000			1,208,000
Ending balance: collectively evaluated for impairment	61,503,000			61,503,000
Commercial Portfolio Segment [Member] | Other Commercial and Industrial [Member]
Loans receivables:
Loans receivables Ending balance	90,813,000			90,813,000
Ending balance: related to loans individually evaluated for impairment	6,358,000			6,358,000
Ending balance: collectively evaluated for impairment	84,455,000			84,455,000
Commercial Portfolio Segment [Member] | Tax Exempt Loans [Member]
Loans receivables:
Loans receivables Ending balance	3,228,000		3,963,000	3,228,000	3,963,000
Ending balance: related to loans individually evaluated for impairment	0		0	0	0
Ending balance: collectively evaluated for impairment	3,228,000		3,963,000	3,228,000	3,963,000
Commercial Portfolio Segment [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivables Ending balance			34,028,000		34,028,000
Ending balance: related to loans individually evaluated for impairment			619,000		619,000
Ending balance: collectively evaluated for impairment			33,409,000		33,409,000
Commercial Portfolio Segment [Member] | Other Consumer [Member]
Loans receivables:
Loans receivables Ending balance			84,646,000		84,646,000
Ending balance: related to loans individually evaluated for impairment			0		0
Ending balance: collectively evaluated for impairment			84,646,000		84,646,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		15,975,000	17,869,000	15,975,000	15,319,000
Adoption of New Accounting Standard			0		1,886,000
Charge-offs			(372,000)	(180,000)	(492,000)
Recoveries			116,000	84,000	206,000
Provisions (credits)			1,183,000	1,014,000	1,877,000
Allowance for credit losses, ending balance	16,892,000		18,796,000	16,892,000	18,796,000
Ending balance: related to loans individually evaluated for impairment			8,702,000		8,702,000
CECL ACL January 1, 2023			10,094,000		10,094,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance					714,000
Adoption of New Accounting Standard					1,396,000
Charge-offs					0
Recoveries					0
Provisions (credits)					(74,000)
Allowance for credit losses, ending balance			2,036,000		2,036,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance					0
Adoption of New Accounting Standard					969,000
Charge-offs					0
Recoveries					0
Provisions (credits)					(335,000)
Allowance for credit losses, ending balance			634,000		634,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Real Estate [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	6,567,000	5,751,000	5,182,000	5,751,000	5,881,000
Adoption of New Accounting Standard			0		(1,744,000)
Charge-offs	0		0	0	0
Recoveries	13,000		0	19,000	0
Provisions (credits)	83,000		108,000	893,000	1,294,000
Allowance for credit losses, ending balance	6,663,000	6,567,000	5,431,000	6,663,000	5,431,000
Ending balance: related to loans individually evaluated for impairment	1,511,000		4,825,000	1,511,000	4,825,000
CECL ACL January 1, 2023	5,152,000		606,000	5,152,000	606,000
Loans receivables:
Loans receivables Ending balance			355,605,000		355,605,000
Ending balance: related to loans individually evaluated for impairment			9,593,000		9,593,000
Ending balance: collectively evaluated for impairment			346,012,000		346,012,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Lines of Credit [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	1,391,000	1,674,000	2,095,000	1,674,000	3,990,000
Adoption of New Accounting Standard			0		95,000
Charge-offs	0		0	0	0
Recoveries	0		0	0	0
Provisions (credits)	(170,000)		525,000	(453,000)	(1,465,000)
Allowance for credit losses, ending balance	1,221,000	1,391,000	2,620,000	1,221,000	2,620,000
Ending balance: related to loans individually evaluated for impairment	662,000		1,891,000	662,000	1,891,000
CECL ACL January 1, 2023	559,000		729,000	559,000	729,000
Loans receivables:
Loans receivables Ending balance			70,624,000		70,624,000
Ending balance: related to loans individually evaluated for impairment			3,236,000		3,236,000
Ending balance: collectively evaluated for impairment			67,388,000		67,388,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Commercial and Industrial [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	3,403,000	3,281,000	5,082,000	3,281,000	2,944,000
Adoption of New Accounting Standard			0		10,000
Charge-offs	0		(263,000)	0	(299,000)
Recoveries	2,000		64,000	7,000	126,000
Provisions (credits)	416,000		309,000	533,000	2,411,000
Allowance for credit losses, ending balance	3,821,000	3,403,000	5,192,000	3,821,000	5,192,000
Ending balance: related to loans individually evaluated for impairment	1,901,000		1,745,000	1,901,000	1,745,000
CECL ACL January 1, 2023	1,920,000		3,447,000	1,920,000	3,447,000
Loans receivables:
Loans receivables Ending balance			84,581,000		84,581,000
Ending balance: related to loans individually evaluated for impairment			6,803,000		6,803,000
Ending balance: collectively evaluated for impairment			77,778,000		77,778,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Paycheck Protection Program [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			0
Adoption of New Accounting Standard			0
Charge-offs			0
Recoveries			0
Allowance for credit losses, ending balance			0		0
Ending balance: related to loans individually evaluated for impairment			0		0
CECL ACL January 1, 2023			0		0
Loans receivables:
Loans receivables Ending balance			181,000		181,000
Ending balance: related to loans individually evaluated for impairment			0		0
Ending balance: collectively evaluated for impairment			181,000		181,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	2,000	1,000	15,000	1,000	3,000
Adoption of New Accounting Standard			0		14,000
Charge-offs	0		0	0	0
Recoveries			0	0	0
Provisions (credits)	0		99,000	1,000	(2,000)
Allowance for credit losses, ending balance	2,000	2,000	15,000	2,000	15,000
Ending balance: related to loans individually evaluated for impairment	0		0	0	0
CECL ACL January 1, 2023			15,000		15,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		657,000	723,000	657,000	741,000
Adoption of New Accounting Standard			0		(97,000)
Charge-offs			0	0	0
Recoveries			0	0	0
Provisions (credits)			(66,000)	(32,000)	38,000
Allowance for credit losses, ending balance	625,000		682,000	625,000	682,000
Ending balance: related to loans individually evaluated for impairment			114,000		114,000
CECL ACL January 1, 2023			568,000		568,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance		2,145,000	2,135,000	2,145,000	1,046,000
Adoption of New Accounting Standard			0		1,243,000
Charge-offs			(109,000)	(180,000)	(193,000)
Recoveries			52,000	49,000	80,000
Provisions (credits)			249,000	195,000	10,000
Allowance for credit losses, ending balance	2,209,000		2,186,000	2,209,000	2,186,000
Ending balance: related to loans individually evaluated for impairment			0		0
CECL ACL January 1, 2023			$ 2,186,000		$ 2,186,000
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Allowance for credit losses, ending balance	16,892,000			16,892,000
Loans receivables:
Loans receivables Ending balance	888,680,000			888,680,000
Ending balance: related to loans individually evaluated for impairment	19,370,000			19,370,000
Ending balance: collectively evaluated for impairment	869,310,000			869,310,000
Consumer Portfolio Segment [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivables Ending balance	35,821,000			35,821,000
Ending balance: related to loans individually evaluated for impairment	618,000			618,000
Ending balance: collectively evaluated for impairment	35,203,000			35,203,000
Consumer Portfolio Segment [Member] | Other Consumer [Member]
Loans receivables:
Loans receivables Ending balance	75,195,000			75,195,000
Ending balance: related to loans individually evaluated for impairment	70,000			70,000
Ending balance: collectively evaluated for impairment	75,125,000			75,125,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	16,665,000
Charge-offs	(112,000)
Recoveries	46,000
Provisions (credits)	304,000
Allowance for credit losses, ending balance		16,665,000
Ending balance: related to loans individually evaluated for impairment	4,395,000			4,395,000
CECL ACL January 1, 2023	12,497,000			12,497,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Recoveries	0
CECL ACL January 1, 2023	2,000			2,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	662,000
Charge-offs	0
Recoveries	0
Provisions (credits)	(37,000)
Allowance for credit losses, ending balance		662,000
Ending balance: related to loans individually evaluated for impairment	114,000			114,000
CECL ACL January 1, 2023	511,000			511,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	2,209,000
Charge-offs	(112,000)
Recoveries	24,000
Provisions (credits)	88,000
Allowance for credit losses, ending balance		$ 2,209,000
Ending balance: related to loans individually evaluated for impairment	70,000			70,000
CECL ACL January 1, 2023	$ 2,139,000			$ 2,139,000

Allowance for Credit Losses -_3

Allowance for Credit Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Residential 1-4 Family First Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	$ 1,536	$ 1,608
Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	815	858
Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	6,663	5,751
Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	1,221	1,674
Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	3,821	3,281
Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	2	1
Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	625	657
Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	2,209	2,145
Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total		15,975
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	137	137
Historical loss rate	1,473	1,537
Qualitative factors	(74)	(66)
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0	0
Historical loss rate	815	674
Qualitative factors	0	184
Commercial Loans [Member] | Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	1,511	969
Historical loss rate	2,615	2,645
Qualitative factors	2,537	2,137
Commercial Loans [Member] | Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	662	844
Historical loss rate	129	209
Qualitative factors	430	621
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	2,044	1,617
Historical loss rate	1,115	1,026
Qualitative factors	662	638
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0	0
Historical loss rate	2	1
Qualitative factors	0	0
Consumer Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	6,664
Historical loss rate	6,641
Qualitative factors	3,587
Total	16,892
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	423	458
Historical loss rate	192	190
Qualitative factors	10	9
Consumer Loans [Member] | Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	1,887	1,817
Historical loss rate	300	307
Qualitative factors	$ 22	21
Consumer Loans [Member] | Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved		5,842
Historical loss rate		6,589
Qualitative factors		$ 3,544

Allowance for Credit Losses -_4

Allowance for Credit Losses - Schedule amortized cost of collateral dependent loans (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Amortized cost	$ 16,217	$ 20,981
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	7,466	7,788
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	7,305	11,814
Residential 1-4 Family First Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	787	699
Home Equity Loans And Lines of Credit [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	590	599
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	$ 69	$ 81

Foreclosed Real Estate - Carryi

Foreclosed Real Estate - Carrying amount of foreclosed residential real estate properties (Details) $ in Thousands	Jun. 30, 2024 USD ($) Property	Dec. 31, 2023 USD ($) Property
Foreclosed Real Estate [Line Items]
Foreclosed real estate, Carrying amount | $	$ 60	$ 151
Real Estate [Member]
Foreclosed Real Estate [Line Items]
Foreclosed real estate, Number of properties | Property	2	4

Foreclosed Real Estate - Additi

Foreclosed Real Estate - Additional Information (Details) - USD ($) $ in Millions	Jun. 30, 2024	Dec. 31, 2023
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Real estate loans in the process of foreclosure	$ 1.8	$ 1.3

Guarantees - Additional Informa

Guarantees - Additional Information (Details) - Standby Letters of Credit [Member] $ in Millions	6 Months Ended
	Jun. 30, 2024 USD ($)
Loss Contingencies [Line Items]
Maximum amount of loss due to credit risk	$ 2.3
Provision for credit losses	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	$ 115,776	$ 140,099
Available-for-sale Securities, Equity investment securities	206	206
Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	3,800
Corporate [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	3,354	$ 4,351
Corporate [Member] | Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	4,100
Available for sale securities aggregate market value	$ 4,300

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Debt investment securities:
Investment securities - available-for-sale	$ 274,977	$ 258,716
Equity investment securities:
Common stock, equity securities	206	206
Other Securities:
Private equity securities	206	206
Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Other Securities:
Private equity securities	206	206
Level 1 [Member] | Total Fair Value [Member]
Other Securities:
Private equity securities	3,793	3,206
Level 2 [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	270,479	254,167
Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	4,292	4,343
Recurring Basis [Member] | Total Fair Value [Member]
Debt investment securities:
US Treasury, agencies and GSEs	84,809	80,083
State and political subdivisions	28,576	32,924
Corporate	6,599	6,576
Asset backed securities	17,890	19,892
Residential mortgage-backed - US agency	31,984	24,418
Collateralized mortgage obligations - US agency	14,650	12,179
Collateralized mortgage obligations - Private label	85,971	78,095
Investment securities - available-for-sale	270,479	254,167
Other Securities:
Corporate measured at NAV		4,343
Total available-for-sale securities	274,977	258,716
Private equity securities	3,793	3,206
Interest rate swap derivative fair value hedges	7,138	5,160
Interest rate swap derivative cash flow hedges		45
Recurring Basis [Member] | Total Fair Value [Member] | Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Recurring Basis [Member] | Level 1 [Member]
Other Securities:
Total available-for-sale securities	206	206
Recurring Basis [Member] | Level 1 [Member] | Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Recurring Basis [Member] | Level 2 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	84,809	80,083
State and political subdivisions	28,576	32,924
Corporate	6,599	6,576
Asset backed securities	17,890	19,892
Residential mortgage-backed - US agency	31,984	24,418
Collateralized mortgage obligations - US agency	14,650	12,179
Collateralized mortgage obligations - Private label	85,971	78,095
Investment securities - available-for-sale	270,479	254,167
Other Securities:
Total available-for-sale securities	270,479	254,167
Interest rate swap derivative fair value hedges	7,138	5,160
Interest rate swap derivative cash flow hedges		$ 45
Recurring Basis [Member] | Net Asset Value [Member] | Total Fair Value [Member]
Other Securities:
Corporate measured at NAV	$ 4,292

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Fair Value Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2023
Nonrecurring basis [Abstract]
Foreclosed real estate expenses	$ 30	$ 18	$ 55	$ 32
Nonrecurring Basis [Member] | Total Fair Value [Member]
Nonrecurring basis [Abstract]
Individually evaluated loans	10,991		10,991		$ 9,722
Foreclosed real estate expenses			60		151
Nonrecurring Basis [Member] | Level 3 [Member]
Nonrecurring basis [Abstract]
Individually evaluated loans	$ 10,991		10,991		9,722
Foreclosed real estate expenses			$ 60		$ 151

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member] - Appraisal of Collateral - Appraisal Adjustments [Member] - Measurement Input, Discount Rate [Member]	Jun. 30, 2024	Dec. 31, 2023
Collateral dependent loans | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.12	0.10
Collateral dependent loans | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.50	0.75
Collateral dependent loans | Weighted Average [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.26	0.21
Foreclosed real estate | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.21	0.21
Foreclosed real estate | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.24	0.24
Foreclosed real estate | Weighted Average [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.22	0.22

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Level 1 [Member] | Carrying Amounts [Member]
Financial assets:
Cash and cash equivalents	$ 31,819	$ 48,732
Equity Securities, FV-NI, Current	3,793	3,206
Accrued interest receivable	7,076	7,286
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	575,993	607,301
Accrued interest payable	2,092	2,245
Level 1 [Member] | Estimated Fair Values [Member]
Financial assets:
Cash and cash equivalents	31,819	48,732
Equity Securities, FV-NI, Current	3,793	3,206
Accrued interest receivable	7,076	7,286
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	575,993	607,301
Accrued interest payable	2,092	2,245
Level 2 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	270,479	254,167
Held-to-maturity Securities, Debt Maturities, Fair Value	166,271	179,286
Federal Home Loan Bank stock	8,702	8,748
Interest rate derivative cash flow hedge receivable/(payable)	0	45
Financial liabilities:
Time Deposits	525,284	512,766
Borrowings	173,446	175,599
Subordinated loans	30,008	29,914
Level 2 [Member] | Carrying Amounts [Member] | Loans receivable Member
Financial assets:
Interest rate derivative cash flow hedge receivable/(payable)	3,573	2,047
Level 2 [Member] | Carrying Amounts [Member] | AFS Investments [Member]
Financial assets:
Interest rate derivative cash flow hedge receivable/(payable)	3,565	3,113
Level 2 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	270,479	254,167
Held-to-maturity Securities, Debt Maturities, Fair Value	156,280	168,034
Federal Home Loan Bank stock	8,702	8,748
Interest rate derivative cash flow hedge receivable/(payable)	0	45
Financial liabilities:
Time Deposits	524,705	517,514
Borrowings	172,381	174,071
Subordinated loans	28,276	28,026
Level 2 [Member] | Estimated Fair Values [Member] | Loans receivable Member
Financial assets:
Interest rate derivative cash flow hedge receivable/(payable)	3,573	1,477
Level 2 [Member] | Estimated Fair Values [Member] | AFS Investments [Member]
Financial assets:
Interest rate derivative cash flow hedge receivable/(payable)	3,565	3,113
Net Asset Value [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	4,292	4,343
Net Asset Value [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	4,292	4,343
Level 3 [Member] | Carrying Amounts [Member]
Financial assets:
Net loans	871,371	881,232
Level 3 [Member] | Estimated Fair Values [Member]
Financial assets:
Net loans	$ 817,057	$ 823,052

Interest Rate Derivatives - Cum

Interest Rate Derivatives - Cumulative Basis Adjustments for Fair Value Hedges (Details) - Interest Rate Derivatives [Member] - USD ($) $ in Thousands		Jun. 30, 2024	Dec. 31, 2023
Available for Sale Securities [Member]
Derivative [Line Items]
Average Notional Balance	[1]	$ 86,978	$ 95,887
Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets	[1]	3,565	3,113
Loans Receivable [Member]
Derivative [Line Items]
Average Notional Balance	[2]	140,092	156,836
Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets	[2]	$ 3,573	$ 620
[1] The $ 87.0 million carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 82.3 million and $ 89.1 million at June 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 3.6 million and $ 3.1 million at June 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.2 million and $ 940,000 at June 30, 2024 and June 30, 2023, respectively. The $ 140.1 million carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential 134.8 million and $ 141.0 million at June 30, 2024 and December 31, 2023, respectively. At June 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized gain, receivable from derivative counterparties) resulted in a net asset position of $ 3.6 million, recorded by the Company in other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 1.3 million and $ 796,000 , for the periods ended June 30, 2024 and June 30, 2023, respectively. Details of the two hedging strategies, in place at June 30, 2024 are presented below: a. On April 7, 2023 the Bank entered into an amortizing swap transaction with an initial notional amount of $ 100.0 million whereby Bank will receive on a monthly basis a rate equal to the prevailing 3-month SOFR based on the notional amount of the swap contract at the at the beginning of each month until the swap transaction expires in 2035 . The notional amount of the swap declines monthly according to a predetermined amortization schedule and was $ 83.8 million at June 30, 2024. The Bank will pay a fixed rate of 3.208 % to the contract's counterparty throughout the life of the contract based on a notional amount of the swap contract at the beginning of each month. The fair value of this swap contract was $3.1 million at June 30, 2024. b. On December 7, 2023, the Bank entered into five fixed-pay interest rate swap contracts with a total notional amount of $ 50.0 5.0 million, fixed rate of 4.463 %), 2026 ($ 5.0 million, fixed rate of 4.136 %), 2027 ($ 10.0 million, fixed rate of 3.973 %), 2028 ($ 15.0 million, fixed rate of 3.887 %), and 2029 ($ 15.0 million, fixed rate of 3.845 %). The fair value of these swap contracts in aggregate was $ 462,000 at June 30, 2024.

Interest Rate Derivatives - C_2

Interest Rate Derivatives - Cumulative Basis Adjustments for Fair Value Hedges (Parenthetical) (Details) - USD ($) $ in Thousands		6 Months Ended
	Apr. 07, 2023	Jun. 30, 2024	Jun. 30, 2023	Dec. 31, 2029	Dec. 31, 2028	Dec. 31, 2027	Dec. 31, 2026	Dec. 31, 2025	Dec. 31, 2023	Dec. 07, 2023
Derivative [Line Items]
Derivative Asset, Statement of Financial Position [Extensible Enumeration]			Other Assets
Derivative Notional Amount	$ 100,000	$ 83,800
Debt Conversion, Converted Instrument, Expiration or Due Date, Year	2035
Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Derivative [Line Items]
Derivative, Fixed Interest Rate		3.208%
Interest Rate Derivatives [Member]
Derivative [Line Items]
Derivative Notional Amount		$ 82,300							$ 89,100
Derivative Asset		3,600							3,100
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments		1,200	$ 940,000
Net Derivative Assets		3,600
Amount of designated hedging item		87,000
Interest Rate Swap [Member]
Derivative [Line Items]
Derivative Notional Amount				$ 15,000	$ 15,000	$ 10,000	$ 5,000	$ 5,000		$ 50,000
Certain Loans Acquired In Transfer Not Accounted For Debt Securities Acquired During Period Consumer At Acquisition At Fair Value		462,000
Interest Rate Swap [Member] | Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member]
Derivative [Line Items]
Derivative, Fixed Interest Rate				3.845%	3.887%	3.973%	4.136%	4.463%
Loans Receivable [Member]
Derivative [Line Items]
Amount of designated hedging item		140,100
Loans Receivable [Member] | Interest Rate Derivatives [Member]
Derivative [Line Items]
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments		1,300	$ 796,000
Amount of designated hedging item		$ 134,800							$ 141,000

Interest Rate Derivatives - Sch

Interest Rate Derivatives - Schedule of Cash Flow Hedges (Details) - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Derivative [Line Items]
Total loss in comprehensive income	$ 0	$ 45
Derivative, Loss, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax
Cash Flow Hedging
Derivative [Line Items]
Total loss in comprehensive income	$ 0	$ 45

Interest Rate Derivatives - S_2

Interest Rate Derivatives - Schedule of Hedge transcations increased the net income - Details (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Jun. 30, 2023
Average Notional Balance | Fair Value Hedging
Derivative [Line Items]
Investments	$ 85,101	$ 54,574
Loans	137,344	69,357
Fair Value Hedges, Net, Total	222,445	123,931
Average Notional Balance | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	23,778	53,333
Period Ending Notional Balance | Fair Value Hedging
Derivative [Line Items]
Investments	82,292	52,120
Loans	134,763	115,687
Fair Value Hedges, Net, Total	217,055	167,807
Period Ending Notional Balance | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	0	70,000
Net Cash Received Recorded In Net | Fair Value Hedging
Derivative [Line Items]
Investments	1,229	940
Loans	1,287	796
Fair Value Hedges, Net, Total	2,516	1,736
Net Cash Received Recorded In Net | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	157	336
Fair Value Receivable (Payable) at Quarter End | Fair Value Hedging
Derivative [Line Items]
Investments	3,565	6,080
Loans	3,573	3,742
Fair Value Hedges, Net, Total	7,138	9,822
Fair Value Receivable (Payable) at Quarter End | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	$ 0	$ (99)

Interest Rate Derivatives - Add

Interest Rate Derivatives - Additional Information (Details) - USD ($)		6 Months Ended
	Apr. 17, 2024	Jun. 30, 2024	Jun. 30, 2023	Apr. 30, 2027	Apr. 30, 2026
Minimum [Member]
Derivative [Line Items]
Hedging contracts rates		0.28%	0.25%
Maximum [Member]
Derivative [Line Items]
Hedging contracts rates		0.29%	0.18%
Cash Flow Hedging
Derivative [Line Items]
Bank realized gain	$ 766,000
Cash Flow Hedging | Forecast [Member]
Derivative [Line Items]
Deferred gain in other assets				$ 308,000	$ 458,000
Cash Flow Hedging | Designated Hedges
Derivative [Line Items]
Cash flow hedges floating rate liabilities	$ 40,000,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive (Loss) Income - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	$ 122,632	$ 112,361	$ 120,256	$ 111,582
Ending balance	124,174	114,429	124,174	114,429
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(2,046)	(2,386)	(2,073)	(2,427)
Other comprehensive (loss) income before reclassifications	0	0	0	0
Amounts reclassified from AOCI	28	41	55	82
Ending balance	(2,018)	(2,345)	(2,018)	(2,345)
Unrealized Loss on Available for Sale Securities
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(7,227)	(9,075)	(7,564)	(10,127)
Other comprehensive (loss) income before reclassifications	(47)	(420)	176	(796)
Amounts reclassified from AOCI	(11)	0	103	1,428
Ending balance	(7,285)	(9,495)	(7,285)	(9,495)
Unrealized Gain and Loss on Derivatives and Hedging Activities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	411	(73)	32	382
Other comprehensive (loss) income before reclassifications	106	543	485	88
Amounts reclassified from AOCI	0	0	0	0
Ending balance	517	470	517	470
AOCI Attributable to Parent [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(8,862)	(11,534)	(9,605)	(12,172)
Other comprehensive (loss) income before reclassifications	59	123	661	(708)
Amounts reclassified from AOCI	17	41	158	1,510
Ending balance	$ (8,786)	$ (11,370)	$ (8,786)	$ (11,370)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive (Loss) Income - Summary of Amounts Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits		$ (4,399)	$ (3,906)	$ (8,728)	$ (8,089)
Provision for income taxes		(481)	(530)	(1,013)	(1,199)
Net income attributable to Pathfinder Bancorp Inc.		2,000	1,982	4,120	4,581
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plans [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	[1],[2]	(38)	(56)	(75)	(111)
Provision for income taxes	[1]	10	15	20	29
Net income attributable to Pathfinder Bancorp Inc.	[1]	(28)	(41)	(55)	(82)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available-for-sale securities
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on sales and redemptions of investment securities	[1]	15	0	(139)	(1,933)
Provision for income taxes	[1]	(4)	0	36	505
Net income attributable to Pathfinder Bancorp Inc.	[1]	$ 11	$ 0	$ (103)	$ (1,428)
[1] Amounts in parentheses indicates debits in net income. These items are included in net periodic pension cost.

Noninterest Income - Summary of

Noninterest Income - Summary of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Disaggregation Of Revenue [Line Items]
Earnings and gains on bank owned life insurance	$ 167	$ 143	$ 324	$ 301
Net gains (losses) on sales and redemptions of investment securities	16	0	(132)	73
Net realized losses on sales of marketable equity securities	(139)	(169)	(31)	(169)
Non-recurring gain on lease renegotiations	0	0	245	0
Other miscellaneous income	(7)	24	178	37
Total noninterest income	1,211	1,087	2,948	2,679
Insufficient Funds Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	194	163	373	307
Deposit Related Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	114	112	223	209
ATM Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	22	28	43	54
Service Charges on Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	330	303	639	570
Insurance Agency [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	260	271	657	691
Investment Services Revenue [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	115	97	257	232
ATM Fees Surcharge [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	58	59	108	107
Banking House Rents Collected [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	54	48	109	96
Fee Income [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	487	475	1,131	1,126
Debit Card Interchange Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	191	112	310	433
Merchant Card Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	14	15	26	27
Card Income [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	205	127	336	460
Loan Servicing Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	112	67	200	139
Net Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	40	117	58	142
Total Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	152	184	258	281
Service Fees, Fee Income, Card Income and Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	$ 1,174	$ 1,089	$ 2,364	$ 2,437

Noninterest Income (Additional

Noninterest Income (Additional Information) (Details) $ in Thousands	6 Months Ended
	Jun. 30, 2024 USD ($)
Revenue from Contract with Customer [Abstract]
Recognized Non-Recurring Gain	$ 245,000

Leases - Additional Information

Leases - Additional Information (Details) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lessee Lease Description [Line Items]
Operating lease, option to extend lease term, description			Our leases have remaining lease terms that vary from 2 years up to 29 years, some of which include options to extend the leases for various renewal periods.
Operating Lease, Lease Income, Statement of Income or Comprehensive Income [Extensible Enumeration]	Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest		Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
ASU 2016-02 [Member]
Lessee Lease Description [Line Items]
Lease rental income	$ 53,000	$ 48,000	$ 108,000	$ 96,000
Minimum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term			2 years
Maximum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term			29 years

Leases - Components of Lease Ex

Leases - Components of Lease Expense (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Lease, Cost [Abstract]
Operating lease cost	$ 49	$ 59	$ 99	$ 118
Finance lease cost	$ 108	$ 56	$ 217	$ 111

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information Related to Leases (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Cash paid for amount included in the measurement of lease liabilities:
Operating cash flows for operating leases	$ 45	$ 54	$ 91	$ 108
Operating cash flows for finance leases	108	56	217	111
Financing cash flows for finance leases	$ 32	$ 31	$ 64	$ 62

Leases - Supplemental Balance S

Leases - Supplemental Balance Sheet Information Related to Leases (Details) - USD ($) $ in Thousands	Jun. 30, 2024	Dec. 31, 2023
Operating Leases:
Operating lease right-of-use assets	$ 1,459	$ 1,526
Operating lease liabilities	1,652	1,711
Finance Leases:
Finance lease right-of-use assets	$ 4,004	$ 4,073
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Finance lease liabilities	$ 4,359	$ 4,381
Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Weighted Average Remaining Lease Term:
Operating Leases	17 years 1 month 17 days	17 years 2 months 19 days
Finance Leases	26 years 10 months 2 days	27 years 4 months 6 days
Weighted Average Discount Rate:
Operating Leases	3.89%	3.88%
Finance Leases	9.40%	9.40%

Leases - Maturities of Lease Li

Leases - Maturities of Lease Liabilities (Details) $ in Thousands	Jun. 30, 2024 USD ($)
Lessee, Operating Lease, Liability, to be Paid, Rolling Maturity [Abstract]
2025	$ 78
2026	167
2027	168
2028	177
2029	162
Thereafter	5,259
Total minimum lease payments	$ 6,011

Related Party Transactions - Sc

Related Party Transactions - Schedule of Loans to Related Parties (Details) - Directors, Executive Officers and Affiliates [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2024	Dec. 31, 2023
Loans to Related Parties [Roll Forward]
Balance at the beginning of the year	$ 32,742	$ 32,531
Originations and related party additions	800	4,360
Principal payments and related party removals	(5,491)	(4,149)
Balance at the end of the period	$ 28,051	$ 32,742

Subsequent Events (Additional I

Subsequent Events (Additional Information) (Details) - Berkshire Hills Bancorp [Member] - USD ($)		6 Months Ended
	Jul. 19, 2024	Jun. 30, 2024
Subsequent Event [Line Items]
Borrowing average cost, percentage		5.33%
Subsequent Event [Member]
Subsequent Event [Line Items]
Unpaid principal balance percentage	95%
Average cost of deposits acquired	1.99%
Payment of borrowings	$ 150,000,000
Business acquisition, lease assumned	946,000
Purchased of property and fixtures	$ 264,000
Subsequent Event [Member] | Core Deposit [Member]
Subsequent Event [Line Items]
Percentage of premium of deposit received	5.80%
Subsequent Event [Member] | Core and Non-core Deposit [Member]
Subsequent Event [Line Items]
Percentage of premium of deposit received	3.80%
Subsequent Event [Member] | Deposit Liabilities [Member]
Subsequent Event [Line Items]
Business acquisition, liabilities assumed	$ 186,000,000
Subsequent Event [Member] | Loans [Member]
Subsequent Event [Line Items]
Business acquisition, liabilities assumed	$ 30,000,000