Pathfinder Bancorp (PBHC) 10-Q 14 Nov 24 2024 Q3 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	9 Months Ended
	Sep. 30, 2024	Nov. 04, 2024
Document Information [Line Items]
Document Type	10-Q
Amendment Flag	false
Document Quarterly Report	true
Document Transition Report	false
Document Period End Date	Sep. 30, 2024
Document Fiscal Year Focus	2024
Document Fiscal Period Focus	Q3
Current Fiscal Year End Date	--12-31
Entity Registrant Name	PATHFINDER BANCORP, INC.
Entity Central Index Key	0001609065
Entity Current Reporting Status	Yes
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	false
Entity Shell Company	false
Entity File Number	001-36695
Entity Incorporation, State or Country Code	MD
Entity Tax Identification Number	38-3941859
Entity Address, Address Line One	214 West First Street
Entity Address, City or Town	Oswego
Entity Address, State or Province	NY
Entity Address, Postal Zip Code	13126
City Area Code	315
Local Phone Number	343-0057
Title of each class	Common Stock, $0.01 par value
Trading Symbol	PBHC
Name of each exchange on which registered	NASDAQ
Voting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock Shares Outstanding		4,719,788
Series A Nonvoting Common Stock [Member]
Document Information [Line Items]
Entity Common Stock Shares Outstanding		1,380,283

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS:
Cash and due from banks	$ 18,923	$ 12,338
Interest-earning deposits	16,401	36,394
Total cash and cash equivalents	35,324	48,732
Available-for-sale securities, at fair value	271,977	258,716
Held-to-maturity securities, at amortized cost (fair value of $154,972 and $168,034, respectively)	161,385	179,286
Marketable equity securities, at fair value	3,872	3,206
Federal Home Loan Bank stock, at cost	5,401	8,748
Loans	921,660	897,207
Less: Allowance for credit losses	17,274	15,975
Loans receivable, net	904,386	881,232
Premises and equipment, net	18,989	18,441
Assets held-for-sale	0	3,042
Operating lease right-of-use assets	1,425	1,526
Finance lease right-of-use assets	16,873	4,073
Accrued interest receivable	6,806	7,286
Foreclosed real estate	0	151
Intangible assets, net	6,217	85
Goodwill	5,752	4,536
Bank owned life insurance	24,560	24,641
Other assets	20,159	22,097
Total assets	1,483,126	1,465,798
Deposits:
Interest-bearing	986,103	949,898
Noninterest-bearing	210,110	170,169
Total deposits	1,196,213	1,120,067
Short-term borrowings	60,315	125,680
Long-term borrowings	39,769	49,919
Subordinated debt	30,057	29,914
Accrued interest payable	236	2,245
Operating lease liabilities	1,621	1,711
Finance lease liabilities	16,829	4,381
Other liabilities	16,986	11,625
Total liabilities	1,362,026	1,345,542
Shareholders' equity:
Additional paid in capital	53,231	53,114
Retained earnings	73,670	76,060
Accumulated other comprehensive loss	(6,716)	(9,605)
Unearned ESOP shares	0	(135)
Total Pathfinder Bancorp, Inc. shareholders' equity	120,246	119,495
Noncontrolling interest	854	761
Total equity	121,100	120,256
Total liabilities and shareholders' equity	1,483,126	1,465,798
Voting Common Stock [Member]
Shareholders' equity:
Common stock	47	47
Non-Voting Common Stock [Member]
Shareholders' equity:
Common stock	$ 14	$ 14

Consolidated Statements of Co_2

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS:
Held-to-maturity securities, at amortized cost fair value	$ 154,972	$ 168,034
Voting Common Stock [Member]
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares issued (in shares)	4,719,788	4,719,288
Common stock, shares outstanding (in shares)	4,719,788	4,719,288
Non-Voting Common Stock [Member]
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	1,505,283	1,505,283
Common stock, shares issued (in shares)	1,380,283	1,380,283
Common stock, shares outstanding (in shares)	1,380,283	1,380,283

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest and dividend income:
Loans, including fees	$ 14,425	$ 12,470	$ 39,182	$ 34,919
Debt securities:
Taxable	5,664	4,488	17,007	12,408
Tax-exempt	469	507	1,475	1,441
Dividends	149	140	456	341
Federal funds sold and interest earning deposits	492	66	711	226
Total interest and dividend income	21,199	17,671	58,831	49,335
Interest expense:
Interest on deposits	7,633	6,223	22,670	15,885
Interest on short-term borrowings	1,136	674	3,476	1,624
Interest on long-term borrowings	202	222	597	619
Interest on subordinated debt	496	492	1,476	1,447
Total interest expense	9,467	7,611	28,219	19,575
Net interest income	11,732	10,060	30,612	29,760
Provision for (benefit from) credit losses:
Loans	9,104	798	10,118	2,675
Held-to-maturity securities	(31)	5	(90)	(24)
Unfunded commitments	(104)	30	(43)	14
Total provision for credit losses	8,969	833	9,985	2,665
Net interest income after provision for credit losses	2,763	9,227	20,627	27,095
Noninterest income:
Earnings and gains on bank owned life insurance	361	165	685	466
Net realized (losses) gains on sales and redemptions of investment securities	(188)	(13)	(320)	60
Net realized gains (losses) on sales of marketable equity securities	62	(39)	31	(208)
Gains on sales of loans and foreclosed real estate	90	41	148	183
Loss on sale of premises and equipment	(36)		(36)	0
Insurance agency revenue	367	310	1,024	1,001
Total noninterest income	1,707	1,193	4,655	3,872
Noninterest expense:
Salaries and employee benefits	4,959	4,154	13,687	12,243
Building and occupancy	1,134	868	2,864	2,699
Data processing	672	483	1,750	1,519
Professional and other services	1,820	492	3,078	1,531
Advertising	165	144	386	516
FDIC assessments	228	222	685	663
Audits and exams	123	159	416	476
Insurance agency expense	308	273	825	817
Community service activities	20	55	111	151
Foreclosed real estate expenses	27	44	82	76
Other expenses	803	759	1,989	1,660
Total noninterest expense	10,259	7,653	25,873	22,351
(Loss) income before provision for income taxes	(5,789)	2,767	(591)	8,616
(Benefit) provision for income taxes	(1,173)	573	(160)	1,772
Net (loss) income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	(4,616)	2,194	(431)	6,844
Net income attributable to noncontrolling interest	28	18	93	87
Net (loss) income attributable to Pathfinder Bancorp Inc.	$ (4,644)	$ 2,176	$ (524)	$ 6,757
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.3	$ 0.27
Voting Common Stock [Member]
Noninterest expense:
Voting Earnings per common share- basic	(0.75)	0.35	(0.09)	1.1
Voting Earnings per common share - diluted	(0.75)	0.35	(0.09)	1.1
Voting Common Stock dividends	472	422	1,414	1,256
Series A Non voting [Member]
Noninterest expense:
Voting Earnings per common share- basic	(0.75)	0.35	(0.09)	1.1
Voting Earnings per common share - diluted	(0.75)	0.35	(0.09)	1.1
Voting and Series A Non-Voting [Member]
Noninterest expense:
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.3	$ 0.27
Service Charges on Deposit Accounts [Member]
Noninterest income:
Noninterest income	$ 392	$ 343	$ 1,031	$ 913
Loan Servicing Fees [Member]
Noninterest income:
Noninterest income	79	99	279	238
Debit Card Interchange Fees [Member]
Noninterest income:
Noninterest income	300	22	610	455
Other Charges, Commissions & Fees [Member]
Noninterest income:
Noninterest income	$ 280	$ 265	$ 1,203	$ 764

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Consolidated Statements of Comprehensive Income [Abstract]
Net (loss) income	$ (4,616)	$ 2,194	$ (431)	$ 6,844
Retirement Plans:
Retirement plan net gains recognized in plan expenses	38	56	113	167
Net unrealized gain on retirement plans	38	56	113	167
Unrealized holding gains (losses) on available-for-sale securities:
Unrealized holding gains (losses) arising during the period	2,847	(3,016)	3,085	(4,093)
Reclassification adjustment for net (gains) losses included in net income	0	(1)	139	1,932
Net unrealized gains (losses) on available-for-sale securities	2,847	(3,017)	3,224	(2,161)
Derivatives and hedging activities:
Unrealized holding (losses) gains arising during the period	(82)	273	574	391
Net unrealized (losses) gains on derivatives and hedging activities	(82)	273	574	391
Other comprehensive income (loss), before tax	2,803	(2,688)	3,911	(1,603)
Tax effect	(733)	702	(1,022)	419
Other comprehensive income (loss), net of tax	2,070	(1,986)	2,889	(1,184)
Comprehensive (loss) income	(2,546)	208	2,458	5,660
Comprehensive income attributable to noncontrolling interest	28	18	93	87
Comprehensive (loss) income attributable to Pathfinder Bancorp, Inc.	(2,574)	190	2,365	5,573
Tax Effect Allocated to Each Component of Other Comprehensive (Loss) Income
Retirement plan net gains recognized in plan expenses	(10)	(15)	(30)	(44)
Unrealized holding (gains) losses on available-for-sale securities arising during the period	(744)	788	(806)	1,070
Reclassification adjustment for net losses on available-for-sale securities included in net income	0	0	(36)	(506)
Unrealized (gains) losses on derivatives and hedging arising during the period	21	(71)	(150)	(101)
Income tax effect related to other comprehensive (loss) income	$ (733)	$ 702	$ (1,022)	$ 419

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) - USD ($) $ in Thousands	Total	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP Shares [Member]	Non-controlling Interest [Member]	Non-Voting Common Stock [Member] Common Stock [Member]
Beginning balance at Dec. 31, 2022	$ 111,582	$ 47	$ 52,101	$ 71,322	$ (12,172)	$ (315)	$ 585	$ 14
Net (loss) income	6,844			6,757			87
Other comprehensive income, net of tax	(1,184)				(1,184)
ESOP shares earned	288		153			135
Stock based compensation	86		86
Stock options exercised	623		623
Voting common stock dividends declared	(1,256)			(1,256)
Non-Voting common stock dividends declared	(373)			(373)
Warrant dividends declared	(34)			(34)
Adoption of ASU 2016-13 Current Expected Credit Losses	(2,134)			(2,134)
Ending balance at Sep. 30, 2023	114,442	47	52,963	74,282	(13,356)	(180)	672	14
Beginning balance at Jun. 30, 2023	114,429	47	52,645	72,664	(11,370)	(225)	654	14
Net (loss) income	2,194			2,176			18
Other comprehensive income, net of tax	(1,986)				(1,986)
ESOP shares earned	85		40			45
Stock based compensation	23		23
Stock options exercised	255		255
Voting common stock dividends declared	(422)			(422)
Non-Voting common stock dividends declared	(124)			(124)
Warrant dividends declared	(12)			(12)
Ending balance at Sep. 30, 2023	114,442	47	52,963	74,282	(13,356)	(180)	672	14
Beginning balance at Dec. 31, 2023	120,256	47	53,114	76,060	(9,605)	(135)	761	14
Net (loss) income	(431)			(524)			93
Other comprehensive income, net of tax	2,889				2,889
ESOP shares earned	247		112			135
Stock options exercised	5		5
Voting common stock dividends declared	(1,414)			(1,414)
Non-Voting common stock dividends declared	(414)			(414)
Warrant dividends declared	(38)			(38)
Ending balance at Sep. 30, 2024	121,100	47	53,231	73,670	(6,716)	0	854	14
Beginning balance at Jun. 30, 2024	124,174	47	53,182	78,936	(8,786)	(45)	826	14
Net (loss) income	(4,616)			(4,644)			28
Other comprehensive income, net of tax	2,070				2,070
ESOP shares earned	94		49			45
Voting common stock dividends declared	(472)			(472)
Non-Voting common stock dividends declared	(138)			(138)
Warrant dividends declared	(12)			(12)
Ending balance at Sep. 30, 2024	$ 121,100	$ 47	$ 53,231	$ 73,670	$ (6,716)	$ 0	$ 854	$ 14

Consolidated Statements of Ch_2

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Statement of Stockholders' Equity [Abstract]
ESOP shares earned (in shares)	6,111	6,111	18,332	18,332
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.3	$ 0.27
Dividends per non voting common share	0.1	0.09	0.3	0.27
Dividends per warrant	$ 0.1	$ 0.09	$ 0.3	$ 0.27

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023
OPERATING ACTIVITIES
Net income (loss) attributable to Pathfinder Bancorp, Inc.	$ (524)	$ 6,757
Adjustments to reconcile net income (loss) to net cash flows from operating activities:
Provision for credit losses	9,985	2,665
Proceeds from sales of loans held-for-sale	4,519	4,244
Originations of loans held-for-sale	(4,410)	(4,013)
Realized (gains) losses on sales, redemptions and calls of:
Foreclosed real estate	(39)	29
Loans	(109)	(212)
Available-for-sale investment securities	139	(79)
Held-to-maturity investment securities	181	19
Marketable securities	(31)	208
Depreciation	1,049	1,051
Amortization of mortgage servicing rights	(31)	(35)
Amortization of deferred loan fees and costs	71	(183)
Operating lease expense	(341)	(65)
Amortization of deferred financing fees from subordinated debt	143	134
(Losses) earnings on bank owned life insurance	83	(466)
Net amortization of premiums and discounts on investment securities	(133)	1,633
Amortization of intangible assets	115	13
Stock based compensation and ESOP expense	247	374
Net change in accrued interest receivable	480	(426)
Net change in other assets and liabilities	2,470	(4,645)
Net cash inflows from operating activities	13,864	7,003
INVESTING ACTIVITIES
Purchase of available-for-sale securities	(71,015)	(49,256)
Purchase of held-to-maturity securities	(10,573)	(12,787)
Purchase of marketable securities	(635)	(1,359)
Purchase of Federal Home Loan Bank stock	(9,477)	(13,415)
Proceeds from redemption of Federal Home Loan Bank stock	12,824	13,573
Proceeds from maturities and principal reductions of available-for-sale securities	58,749	12,921
Proceeds from maturities and principal reductions of held-to-maturity securities	24,678	20,878
Proceeds from sales, redemptions and calls of:
Available-for-sale securities	3,449	17,396
Held-to-maturity securities	3,823	278
Real estate acquired through foreclosure	167	288
Net change in loans	(33,300)	(736)
Acquisition of core deposit intangible asset	(6,271)	0
Proceeds from sale of assets held-for-sale	3,007	0
Purchase of premises and equipment	(1,621)	(1,670)
Net cash outflows from investing activities	(26,195)	(13,889)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	94,078	(67,468)
Net change in time deposits	95,175	74,902
Net change in brokered deposits	(113,107)	(5,011)
Net change in short-term borrowings	(65,365)	(3,635)
Payments on long-term borrowings	(20,850)	(6,525)
Proceeds from long-term borrowings	10,700	4,776
Proceeds from exercise of stock options	5	623
Cash dividends paid to common voting shareholders	(1,367)	(1,264)
Cash dividends paid to common non-voting shareholders	(414)	(373)
Cash dividends paid on warrants	(25)	(34)
Change in noncontrolling interest, net	93	87
Net cash outflows from financing activities	(1,077)	(3,922)
Change in cash and cash equivalents	(13,408)	(10,808)
Cash and cash equivalents at beginning of period	48,732	35,282
Cash and cash equivalents at end of period	35,324	24,474
CASH PAID DURING THE PERIOD FOR:
Interest	30,228	18,819
Income taxes	600	2,500
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	$ 0	$ 333

Pay vs Performance Disclosure

Pay vs Performance Disclosure - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pay vs Performance Disclosure
Net Income (Loss)	$ (4,644)	$ 2,176	$ (524)	$ 6,757

Insider Trading Arrangements

Insider Trading Arrangements	3 Months Ended
	Sep. 30, 2024
Trading Arrangements, by Individual
Rule 10b5-1 Arrangement Adopted	false
Non-Rule 10b5-1 Arrangement Adopted	false
Rule 10b5-1 Arrangement Terminated	false
Non-Rule 10b5-1 Arrangement Terminated	false

Basis of Presentation

Basis of Presentation	9 Months Ended
	Sep. 30, 2024
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the “Company”), Pathfinder Bank (the “Bank”) and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2023 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income or comprehensive income as previously reported. Operating results for the three and nine months ended September 30, 2024 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2024 or any other interim period. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the consolidated financial statements; accordingly, as this information changes, the consolidated financial statements could reflect different estimates, assumptions, and judgments. Certain accounting policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such, have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by unaffiliated third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owned, through its wholly owned subsidiary Pathfinder Risk Management Company, Inc., 51 % of the membership interest in FitzGibbons Agency, LLC (“Agency”) as of September 30, 2024, the Company is required to consolidate 100 % of the Agency within the consolidated financial statements. The 49 % of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements. On October 1, 2024, the Company completed the sale of its majority membership interest in the FitzGibbons Agency to Marshall & Sterling Enterprises, Inc. For additional information related to this sale, please see Note 18 Subsequent Events. On July 19, 2024, the Company completed the purchase and assumption of the East Syracuse, NY branch of Berkshire Bank. For additional information related to this purchase, please see Note 16 Branch Acquisition.

New Accounting Pronouncements

New Accounting Pronouncements	9 Months Ended
	Sep. 30, 2024
Accounting Standards Update and Change in Accounting Principle [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements The Financial Accounting Standards Board (“FASB”) and, to a lesser extent, other authoritative rulemaking bodies promulgate generally accepted accounting principles (“GAAP”) to regulate the standards of accounting in the United States. From time to time, the FASB issues new GAAP standards, known as Accounting Standards Updates (“ASUs”) some of which, upon adoption, may have the potential to change the way in which the Company recognizes or reports within its consolidated financial statements. The following table provides a description of the accounting standards that are not currently effective, but could have an impact on the Company's consolidated financial statements upon adoption. Standards Not Yet Adopted as of September 30, 2024 Standard Description Required Date Effect on Consolidated Financial Statements Reference Rate Reform (ASU 2020-04: Facilitation of the Effects of Reference Rate Reform on Financial Reporting [Topic 848]: Deferral of the Sunset Date of Topic 848) The amendments provide optional expedients and exceptions for applying generally accepted accounting principles (GAAP) to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments apply only to contracts, hedging relationships, and other transactions that reference LIBOR or another reference rate expected to be discontinued because of reference rate reform. The amendments (1) apply to contract modifications that replace a reference rate affected by reference rate reform, (2) provide exceptions to existing guidance related to changes to the critical terms of a hedging relationship due to reference rate reform (3) provide optional expedients for fair value hedging relationships, cash flow hedging relationships, and net investment hedging relationships, and (4) provide a onetime election to sell, transfer, or both sell and transfer debt securities classified as held-to-maturity that reference a rate affected by reference rate reform and that are classified as held-to-maturity before January 1, 2020. In January 2021, the FASB issued ASU 2021-01, Reference Rate Reform (Topic 848): Scope. ASU 2021-01 clarifies that certain optional expedients and exceptions in ASC 848 for contract modifications and hedge accounting apply to derivatives that are affected by the discounting transition. ASU 2021-01 also amends the expedients and exceptions in ASC 848 to capture the incremental consequences of the scope clarification and to tailor the existing guidance to derivative instruments affected by the discounting transition. Upon issuance, January 7, 2021, through December 31, 2024, as amended by ASU 2022-06. The adoption of this ASU is not expected to have a material impact to the Company's consolidated statements of condition or income. Standard Description Required Date Effect on Consolidated Financial Statements Income taxes (Topic 740): Improvements to Income Tax Disclosures 2023-09 Amendments to ASC740 are being made to enhance the transparency and decision usefulness of income tax disclosures. The enhancements are made to provide information to better assess how an entity's operations and related tax risks and tax planning and operational opportunities affect its tax rate and prospects for future cash flows. The objective of these disclosure requirements is for an entity, particularly an entity operating in multiple jurisdictions, to disclose sufficient information to enable users of financial statements to understand the nature and magnitude of factors contributing to the difference between the effective tax rate and the statutory tax rate. Public business entities are required to apply this guidance to annual periods beginning after December 15, 2024. The adoption of this ASU is not expected to have a material impact to the Company's consolidated statements of condition or income.

Earnings per Common Share

Earnings per Common Share	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share Following shareholder approval received on June 4, 2021, the Company converted 1,380,283 shares of its Series B Convertible Perpetual Preferred Stock ("Convertible Perpetual Preferred Stock") to an equal number of shares of its newly-created Series A Non-Voting Common Stock. The conversion, which was effective on June 28, 2021, represented 100% of the Company's Convertible Perpetual Preferred Stock outstanding at the time of the conversion and retired the Convertible Perpetual Preferred Stock in perpetuity. The Company has voting common stock, non-voting common stock and a warrant that are all eligible to participate in dividends equal to the voting common stock dividends on a per share basis. Securities that participate in dividends, such as the Company’s non-voting common stock and warrant, are considered “participating securities”. The Company calculates net income available to voting common shareholders using the two-class method required for capital structures that include participating securities. In applying the two-class method, basic net income per share was calculated by dividing net income (less any dividends on participating securities) by the weighted average number of shares of voting common stock and participating securities outstanding for the period. Diluted earnings per share may include the additional effect of other securities, if dilutive, in which case the dilutive effect of such securities is calculated by applying either the two-class method or the Treasury Stock method to the assumed exercise or vesting of potentially dilutive common shares. The method yielding the more dilutive result is ultimately reported for the applicable period. Potentially dilutive common stock equivalents primarily consist of employee stock options and restricted stock units. Unallocated common shares held by the employee stock ownership plan ("ESOP") are not included in the weighted average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. Anti-dilutive shares are common stock equivalents with average exercise prices in excess of t he weighted average market price for the period presented. Anti-dilutive stock options, not included in the computation below, were - 0 - for the three and nine months ended September 30, 2024, an d September 30, 2023, respectively. The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Nine months ended September 30, September 30, (In thousands, except share and per share data) 2024 2023 2024 2023 Net (loss) income attributable to Pathfinder Bancorp, Inc. $ ( 4,644 ) $ 2,176 $ ( 524 ) $ 6,757 Series A Non-Voting Common Stock dividends 138 124 414 373 Warrant dividends 12 12 38 34 Undistributed earnings allocated to participating securities ( 1,275 ) 395 ( 579 ) 1,248 Net (loss) income available to common shareholders-Voting $ ( 3,519 ) $ 1,645 $ ( 397 ) $ 5,102 Net (loss) income attributable to Pathfinder Bancorp, Inc. $ ( 4,644 ) $ 2,176 $ ( 524 ) $ 6,757 Voting Common Stock dividends 472 422 1,414 1,256 Warrant dividends 12 12 38 34 Undistributed earnings allocated to participating securities ( 4,097 ) 1,257 ( 1,859 ) 3,950 Net (loss) income available to common shareholders-Voting $ ( 1,031 ) $ 485 $ ( 117 ) $ 1,517 Basic and diluted weighted average common shares outstanding-Voting 4,714 4,671 4,708 4,640 Basic and diluted weighted average common shares outstanding-Series A Non-Voting 1,380 1,380 1,380 1,380 Basic and diluted earnings per common share-Voting $ ( 0.75 ) $ 0.35 $ ( 0.09 ) $ 1.10 Basic and diluted earnings per common share-Series A Non-Voting $ ( 0.75 ) $ 0.35 $ ( 0.09 ) $ 1.10

Investment Securities

Investment Securities	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities are summarized as follows: September 30, 2024 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 79,254 $ 539 $ ( 2,963 ) $ 76,830 State and political subdivisions 34,236 101 ( 1,295 ) 33,042 Corporate 10,975 248 ( 267 ) 10,956 Asset backed securities 19,295 31 ( 166 ) 19,160 Residential mortgage-backed - US agency 35,703 216 ( 685 ) 35,234 Collateralized mortgage obligations - US agency 14,897 128 ( 738 ) 14,287 Collateralized mortgage obligations - Private label 84,429 298 ( 2,465 ) 82,262 Total 278,789 1,561 ( 8,579 ) 271,771 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 278,995 $ 1,561 $ ( 8,579 ) $ 271,977 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,658 $ - $ ( 200 ) $ 3,458 State and political subdivisions 17,341 35 ( 1,506 ) 15,870 Corporate 44,395 20 ( 1,742 ) 42,673 Asset backed securities 13,709 19 ( 491 ) 13,237 Residential mortgage-backed - US agency 6,746 42 ( 491 ) 6,297 Collateralized mortgage obligations - US agency 12,517 5 ( 1,060 ) 11,462 Collateralized mortgage obligations - Private label 63,281 270 ( 1,576 ) 61,975 Total 161,647 391 ( 7,066 ) 154,972 Less: Allowance for credit losses 262 - - - Total held-to-maturity $ 161,385 $ 391 $ ( 7,066 ) $ 154,972 December 31, 2023 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 82,588 $ 754 $ ( 3,259 ) $ 80,083 State and political subdivisions 34,588 145 ( 1,809 ) 32,924 Corporate 11,008 276 ( 365 ) 10,919 Asset backed securities 20,251 - ( 359 ) 19,892 Residential mortgage-backed - US agency 25,446 57 ( 1,085 ) 24,418 Collateralized mortgage obligations - US agency 13,058 116 ( 995 ) 12,179 Collateralized mortgage obligations - Private label 81,812 128 ( 3,845 ) 78,095 Total 268,751 1,476 ( 11,717 ) 258,510 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 268,957 $ 1,476 $ ( 11,717 ) $ 258,716 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,760 $ - $ ( 304 ) $ 3,456 State and political subdivisions 16,576 28 ( 1,874 ) 14,730 Corporate 45,427 9 ( 3,281 ) 42,155 Asset backed securities 16,860 - ( 1,180 ) 15,680 Residential mortgage-backed - US agency 6,974 15 ( 665 ) 6,324 Collateralized mortgage obligations - US agency 13,221 - ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 76,819 120 ( 3,178 ) 73,761 Total 179,637 172 ( 11,775 ) 168,034 Less: Allowance for credit losses 351 - - - Total held-to-maturity $ 179,286 $ 172 $ ( 11,775 ) $ 168,034 The amortized cost and estimated fair value of debt investments at September 30, 2024 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Amounts disclosed are gross values and do not include any allowance for credit loss. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 7,075 $ 7,300 $ 6,709 $ 6,672 Due after one year through five years 10,013 9,704 18,439 18,257 Due after five years through ten years 41,457 38,109 38,105 35,584 Due after ten years 85,215 84,875 15,850 14,725 Sub-total 143,760 139,988 79,103 75,238 Residential mortgage-backed - US agency 35,703 35,234 6,746 6,297 Collateralized mortgage obligations - US agency 14,897 14,287 12,517 11,462 Collateralized mortgage obligations - Private label 84,429 82,262 63,281 61,975 Totals $ 278,789 $ 271,771 $ 161,647 $ 154,972 The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2024 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 7 $ ( 58 ) $ 21,910 4 $ ( 2,905 ) $ 27,910 11 $ ( 2,963 ) $ 49,820 State and political subdivisions 1 ( 9 ) 2,009 20 ( 1,286 ) 25,472 21 ( 1,295 ) 27,481 Corporate - - - 4 ( 267 ) 3,434 4 ( 267 ) 3,434 Asset backed securities 1 ( 10 ) 1,521 8 ( 156 ) 9,018 9 ( 166 ) 10,539 Residential mortgage-backed - US agency 5 ( 85 ) 7,894 9 ( 600 ) 6,323 14 ( 685 ) 14,217 Collateralized mortgage obligations - US agency 1 ( 1 ) 1,150 11 ( 737 ) 7,361 12 ( 738 ) 8,511 Collateralized mortgage obligations - Private label 9 ( 64 ) 16,640 27 ( 2,401 ) 30,362 36 ( 2,465 ) 47,002 Totals 24 $ ( 227 ) $ 51,124 83 $ ( 8,352 ) $ 109,880 107 $ ( 8,579 ) $ 161,004 Held-to-Maturity Portfolio US Treasury, agencies and GSEs - $ - $ - 2 $ ( 200 ) $ 3,458 2 $ ( 200 ) $ 3,458 State and political subdivisions 1 ( 1 ) 501 17 ( 1,505 ) 13,429 18 ( 1,506 ) 13,930 Corporate - - - 37 ( 1,742 ) 30,355 37 ( 1,742 ) 30,355 Asset backed securities 1 ( 4 ) 588 5 ( 487 ) 7,066 6 ( 491 ) 7,654 Residential mortgage-backed - US agency - - - 7 ( 491 ) 5,019 7 ( 491 ) 5,019 Collateralized mortgage obligations - US agency - - - 9 ( 1,060 ) 10,837 9 ( 1,060 ) 10,837 Collateralized mortgage obligations - Private label - - - 37 ( 1,576 ) 46,238 37 ( 1,576 ) 46,238 Totals 2 $ ( 5 ) $ 1,089 114 $ ( 7,061 ) $ 116,402 116 $ ( 7,066 ) $ 117,491 December 31, 2023 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 3 $ ( 13 ) $ 5,990 3 $ ( 3,246 ) $ 25,794 6 $ ( 3,259 ) $ 31,784 State and political subdivisions - - - 20 ( 1,809 ) 26,432 20 ( 1,809 ) 26,432 Corporate - - - 5 ( 365 ) 4,351 5 ( 365 ) 4,351 Asset backed securities 3 ( 65 ) 5,907 10 ( 294 ) 13,985 13 ( 359 ) 19,892 Residential mortgage-backed - US agency 1 ( 14 ) 2,477 15 ( 1,071 ) 14,931 16 ( 1,085 ) 17,408 Collateralized mortgage obligations - US agency - - - 11 ( 995 ) 8,123 11 ( 995 ) 8,123 Collateralized mortgage obligations - Private label 10 ( 274 ) 18,067 33 ( 3,571 ) 46,483 43 ( 3,845 ) 64,550 Totals 17 $ ( 366 ) $ 32,441 97 $ ( 11,351 ) $ 140,099 114 $ ( 11,717 ) $ 172,540 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ ( 304 ) $ 3,456 2 $ ( 304 ) $ 3,456 State and political subdivisions 4 ( 2 ) 575 14 ( 1,872 ) 12,718 18 ( 1,874 ) 13,293 Corporate 1 ( 61 ) 439 39 ( 3,220 ) 33,532 40 ( 3,281 ) 33,971 Asset backed securities 2 ( 8 ) 2,877 8 ( 1,172 ) 10,652 10 ( 1,180 ) 13,529 Residential mortgage-backed - US agency - - - 7 ( 665 ) 4,942 7 ( 665 ) 4,942 Collateralized mortgage obligations - US agency - - - 10 ( 1,293 ) 11,928 10 ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 4 ( 38 ) 5,827 43 ( 3,140 ) 60,260 47 ( 3,178 ) 66,087 Totals 11 $ ( 109 ) $ 9,718 123 $ ( 11,666 ) $ 137,488 134 $ ( 11,775 ) $ 147,206 Excluding the effects of changes in the characteristics of individual debt securities that potentially give rise to credit losses, as described below, the fair market value of a debt security as of a particular measurement date is highly dependent upon prevailing market and economic environmental factors at the measurement date relative to the prevailing market and economic environmental factors present at the time the debt security was acquired. The most significant market and environmental factors include, but are not limited to (1) the general level of interest rates, (2) the relationship between shorter-term interest rates and longer-term interest rates (referred to as the “slope” or "shape" of the interest rate yield curve), (3) general bond market liquidity, (4) the recent and expected near-term volume of new issuances of similar debt securities, and (5) changes in the market values of individual loan collateral underlying mortgage-backed and asset-backed debt securities. Changes in interest rates affect the fair market values of debt securities by influencing the discount rate applied to the securities’ future expected cash flows. The higher the discount rate, the lower the resultant security fair value at the measurement date. Conversely, the lower the discount rate, the higher the resultant security fair value at the measurement date. In addition, the cumulative amount and timing of undiscounted cash flows of debt securities may also be affected by changes in interest rates. For any given level of movement in the general market and economic environmental factors described above, the magnitude of any particular debt security’s price changes will also depend heavily upon security-specific factors such as (1) the duration of the security, (2) imbedded optionality contractually granted to the issuer of the security with respect to principal prepayments, and (3) changes in the level of market premiums demanded by investors for securities with imbedded credit risk (where applicable). When the fair value of any individual security categorized as available-for-sale ("AFS") or held-to-maturity ("HTM") is less than its amortized cost basis, an assessment is made as to whether or not a charge to current earnings for credit loss is required. In assessing potential credit losses, management also makes a quantitative determination of potential credit loss for all HTM securities even if the risk of credit loss is considered remote and uses a best estimate threshold for securities categorized as AFS. The Company considers numerous factors when determining whether a potential credit loss exists. The principal factors considered are (1) the financial condition of the issue and (guarantor, if any) any adverse conditions specifically related to the security, industry or geographic area, (2) failure of the issuer of the security to make scheduled interest or principal payments, (3) any changes to the rating of the security by a nationally recognized statistical rating organization (“NRSRO”), and (4) the presence of contractual credit enhancements, if any, including the guarantee of the federal government or any of its agencies. The Company carries all of its AFS investments at fair value with any unrealized gains or losses reported, net of income tax effects, as an adjustment to shareholders' equity and included in accumulated other comprehensive income (loss), except for the credit-related portion of debt securities’ credit losses, if any, which are charged to earnings. The Company's ability to fully realize the value of its investments in various securities, including corporate debt securities, is dependent on the underlying creditworthiness of the issuing organization. In evaluating the debt securities portfolio (both AFS and HTM) for credit losses, management considers (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) if the present value of expected cash flows is insufficient to recover the entire amortized cost basis. The portion of the investment securities portfolio, categorized as AFS, with an aggregate amortized historical cost of $ 279.0 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 7.0 million , or - 2.5 %, at September 30, 2024. The AFS securities portfolio, with an aggregate amortized historical cost of $ 269.0 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 10.2 million, or - 3.8 %, at December 31, 2023. The resultant $ 3.2 million total improvement in the fair value of the AFS investment portfolio's aggregate fair value, relative to its aggregate amortized historical cost, in the nine months ended September 30, 2024, was primarily due to changes in the interest rate environment (the general interest rate level and the relationships between shorter-term and longer-term interest rates, known as the 'yield curve') that occurred in that period. These changes in aggregate fair value relative to aggregate amortized historical cost that occurred in the nine months ended September 30, 2024 did not represent any changes in credit loss estimations within the portfolio. The portion of the investment securities portfolio, categorized as HTM, with an aggregate amortized historical cost of $ 161.6 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 6.7 million, or - 4.1 %, at September 30, 2024. The portion of the investment securities portfolio, categorized as HTM, with an aggregate amortized historical cost of $ 179.6 million, had an aggregate fair value that was less than its aggregate amortized historical cost by $ 11.6 million, or - 6.5 %, at December 31, 2023. The resultant $ 4.9 million improvement in the aggregate fair value of the HTM investment portfolio, relative to its aggregate amortized historical cost, during the nine months ended September 30, 2024, was primarily due to changes in the interest rate environment (the general interest rate level and the relationships between shorter-term and longer-term interest rates, known as the 'yield curve') that occurred in that period. These changes in aggregate fair value relative to aggregate amortized historical cost that occurred in the nine months ended September 30, 2024 did not represent any changes in credit loss estimations within the portfolio. The Company does not intend to sell these securities, nor is it more likely than not that the Company will be required to sell these securities prior to the recovery of the amortized cost. The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the three months ended September 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 Provision for credit losses - - - ( 31 ) ( 31 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2024 $ - $ - $ 1 $ 261 $ 262 Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421 Provision for credit losses - - - 5 5 Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2023 $ - $ 22 $ 2 $ 402 $ 426 The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the nine months ended September 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2023 $ - $ - $ 2 $ 350 $ 352 Provision for credit losses - ( 1 ) ( 89 ) ( 90 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2024 $ - $ - $ 1 $ 261 $ 262 (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2022 $ - $ - $ - $ - $ - Adjustment for the adoption of ASU 2016-13 - 40 1 409 450 Provision for credit losses - ( 18 ) 1 ( 7 ) ( 24 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2023 $ - $ 22 $ 2 $ 402 $ 426 The Company monitors the credit quality of the debt securities categorized as HTM primarily through the use of NRSRO credit ratings. These assessments are made on a quarterly basis. Amounts disclosed are gross values and do not include any allowance for credit loss. The following table summarizes the amortized cost of debt securities categorized as HTM at September 30, 2024 and December 31, 2023, aggregated by credit quality indicators: (In thousands) September 30, 2024 December 31, 2023 AAA or equivalent $ 33,922 $ 42,476 AA or equivalent, including securities issued by the United States Government or Government Sponsored Enterprises 35,121 49,479 A or equivalent 13,030 19,021 BBB or equivalent 16,777 16,304 BB or equivalent 986 983 Unrated 61,811 51,374 Total $ 161,647 $ 179,637 Gross realized (losses) gains on sales and redemptions of available-for-sale and held-to-maturity securities for the indicated periods are detailed below: For the three months For the nine months ended September 30, ended September 30, (In thousands) 2024 2023 2024 2023 Realized gains on investments $ - $ - $ 750 $ 2,021 Realized losses on investments ( 188 ) ( 13 ) ( 1,070 ) ( 1,961 ) Total $ ( 188 ) $ ( 13 ) $ ( 320 ) $ 60 As of September 30, 2024 and December 31, 2023, securities with a fair value of $ 126.7 million and $ 110.3 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $ 108.9 million and $ 114.3 million, respectively, were pledged against certain borrowing arrangements. Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, only minimal exposure exists to sub-prime or other high-risk residential mortgages. With limited exceptions in the Company’s investment portfolio involving the most senior tranches of securitized bonds, the Company is not in the practice of investing in, or originating, these types of investment securities.

Pension and Postretirement Bene

Pension and Postretirement Benefits	9 Months Ended
	Sep. 30, 2024
Retirement Benefits [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company has a noncontributory defined benefit pension plan covering most employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The plan was frozen on June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there are no future benefit accruals after this date. Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees. The healthcare plan is contributory with participants’ contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended September 30, For the nine months ended September 30, (In thousands) 2024 2023 2024 2023 2024 2023 2024 2023 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 139 140 2 3 417 421 5 6 Expected return on plan assets ( 253 ) ( 241 ) - - ( 760 ) ( 724 ) - - Amortization of prior service credits - - ( 1 ) ( 1 ) - - ( 3 ) ( 3 ) Amortization of net losses 39 57 ( 1 ) ( 1 ) 116 170 ( 3 ) ( 3 ) Net periodic benefit plan (benefit) cost $ ( 75 ) $ ( 44 ) $ - $ 1 $ ( 227 ) $ ( 133 ) $ ( 1 ) $ - The Company will evaluate the need for further contributions to the defined benefit pension plan during 2024. The prepaid pension asset of $ 7.9 million and $ 7.5 million as of September 30, 2024 and December 31, 2023 respectively, is recorded in other assets on the consolidated statements of condition.

Loans

Loans	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: September 30, December 31, (In thousands) 2024 2023 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 255,235 $ 257,604 Construction 4,077 1,355 Total residential mortgage loans 259,312 258,959 Commercial loans: Real estate 378,805 358,707 Lines of credit 64,672 72,069 Other commercial and industrial 88,247 89,803 Paycheck Protection Program loans 125 158 Tax exempt loans 2,658 3,430 Total commercial loans 534,507 524,167 Consumer loans: Home equity and junior liens 52,709 34,858 Other consumer 76,703 79,797 Total consumer loans 129,412 114,655 Subtotal loans 923,231 897,781 Net deferred loan fees ( 1,571 ) ( 574 ) Total loans 921,660 897,207 Less allowance for credit losses 17,274 15,975 Loans receivable, net $ 904,386 $ 881,232 Although the Bank may sometimes purchase or fund loan participation interests outside of its primary market areas, the Bank generally originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Bank has a diversified loan portfolio, a substantial portion of its borrowers’ abilities to honor their loan contracts is dependent upon the counties’ employment and economic conditions. From time to time, the Bank acquires diversified pools of loans, originated by unrelated third parties, as part of the Company’s overall balance sheet management strategies. These acquisitions took place with nine separate transactions, that occurred between 2017 and 2019, with an additional six transactions occurring in 2021. The following tables detail the purchased loan pool positions held by the Bank at September 30, 2024 and December 31, 2023 (the month/year of the earliest acquisition date is depicted in parentheses): (In thousands, except number of loans) September 30, 2024 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) $ 6,800 $ 1,300 $ - 19 2 - 5 years $ - Home equity lines of credit (8/2019) 21,900 3,600 24 101 4 - 25 years 51 Unsecured consumer loan pool 2 (11/2019) 26,600 40 - 71 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,200 280 54 16 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 600 - 41 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) (2) 10,300 200 6 92 0 - 9 years 37 Secured consumer installment loans pool 4 (12/2020) 14,500 9,500 ( 1,308 ) 480 21 - 25 years 5 Unsecured consumer loans pool 5 (1/2021) (1) 24,400 13,300 ( 357 ) 610 6 - 21 years 1,001 Revolving commercial line of credit 1 (3/2021) 11,600 8,600 - 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 16,800 ( 2,687 ) 808 17 - 24 years 290 Unsecured consumer loans pool 6 (11/2021) (1) 22,200 16,200 ( 2,125 ) 512 7 - 24 years 1,176 Revolving commercial line of credit 1 (7/2024) 1,050 1,100 34 1 0 - 1 year - Total $ 170,350 $ 75,440 $ ( 6,133 ) 2,790 $ 2,560 (In thousands, except number of loans) December 31, 2023 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) 6,800 1,600 - 20 2 - 6 years - Home equity lines of credit (8/2019) 21,900 4,500 108 159 1 - 26 years - Unsecured consumer loan pool 2 (11/2019) 26,600 500 2 167 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,500 284 56 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 1,000 - 46 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) 10,300 500 17 158 0 - 9 years 69 Secured consumer installment loans pool 4 (12/2020) 14,500 10,600 ( 1,252 ) 499 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) 24,400 15,600 ( 450 ) 644 7 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 12,400 2 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 18,000 ( 2,923 ) 821 17 - 24 years - Revolving commercial line of credit 2 (11/2021) paid in full at 12/11/23 10,500 - - - - - Unsecured consumer loans pool 6 (11/2021) 22,200 18,200 ( 2,292 ) 522 7 - 24 years - Total $ 179,800 $ 87,400 $ ( 6,504 ) 3,093 $ 69 (1) On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishment of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 729,000 at September 30, 2024. (2) In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At September 30, 2024, the Bank has recorded a total receivable of $ 347,000 related to the remaining unpaid portion of the original loan pool, of which $ 124,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 223,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at September 30, 2024. At September 30, 2024 and December 31, 2023, the allowance for credit losses (the "ACL") related to these pools were $ 4.2 million a nd $ 2.1 million, respectively. As of September 30, 2024 and December 31, 2023, residential mortgage loans with a carrying value of $ 116.0 million and $ 113.6 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York (“FHLBNY”) under a blanket collateral agreement to secure the Company’s line of credit and term borrowings. For additional information related to these pools, please see Note 7 Allowance For Credit Losses. Loan Origination / Risk Management The Company’s lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2023 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 22, 2024 and have not changed. As part of the execution of the Company’s overall balance sheet management strategies, the Bank will acquire participating interests in loans originated by unrelated third parties on an occasional basis. The purchase of participations in loans that are originated by third parties only occurs after the completion of thorough pre-acquisition due diligence. Loans in which the Company acquires a participating interest are determined to meet, in all material respects, the Company’s internal underwriting policies, including credit and collateral suitability thresholds, prior to acquisition. In addition, the financial condition of the originating financial institutions, which are generally retained as the ongoing loan servicing provider for participations acquired by the Bank, are analyzed prior to the acquisition of the participating interests and monitored on a regular basis thereafter for the life of those interests. To develop and document a systematic methodology for determining the allowance for credit losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for credit losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company’s loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio as of September 30, 2024, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 30,826 $ 49,643 $ 65,662 $ 53,857 $ 28,022 $ 125,048 $ - $ - $ 353,058 Special Mention - - 13,996 - - 472 - - 14,468 Substandard 843 4,323 500 1,652 217 3,685 - - 11,220 Doubtful - - - - - 59 - - 59 Total Commercial Real Estate 31,669 53,966 80,158 55,509 28,239 129,264 - - 378,805 Commercial Lines of Credit: Pass - - - - - - 60,113 3,133 63,246 Special Mention - - - - - - 605 143 748 Substandard - - - - - - 209 369 578 Doubtful - - - - - - 100 - 100 Total Commercial Lines of Credit - - - - - - 61,027 3,645 64,672 Other Commercial and Industrial: Pass 12,437 22,109 14,417 4,701 4,326 18,687 5,863 - 82,540 Special Mention - 2,072 - 216 33 - - - 2,321 Substandard - - 1,071 - 303 1,231 - - 2,605 Doubtful - 328 24 429 - - - - 781 Total Other Commercial and Industrial 12,437 24,509 15,512 5,346 4,662 19,918 5,863 - 88,247 Paycheck Protection Program Loans Pass - - - - 125 - - - 125 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - - 125 - - - 125 Tax Exempt Loans Pass 32 73 - - 151 2,402 - - 2,658 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 32 73 - - 151 2,402 - - 2,658 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 8,370 $ 16,151 $ 29,461 $ 49,580 $ 37,290 $ 111,171 $ - $ - $ 252,023 Special Mention - - - - 273 364 - - 637 Substandard - - 458 91 209 840 - - 1,598 Doubtful - - - - 152 825 - - 977 Total 1-4 family first-lien residential mortgages 8,370 16,151 29,919 49,671 37,924 113,200 - - 255,235 Construction: Pass 4,077 - - - - - - - 4,077 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 4,077 - - - - - - - 4,077 Home Equity and Junior Liens: Pass 5,635 4,219 3,173 3,055 1,669 13,680 19,549 954 51,934 Special Mention - - - - - 6 20 9 35 Substandard - - - 13 - 44 677 6 740 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 5,635 4,219 3,173 3,068 1,669 13,730 20,246 969 52,709 Other Consumer: Pass 4,049 62,500 4,215 2,165 1,145 2,543 - - 76,617 Special Mention - - - 6 - 2 - - 8 Substandard - - - 78 - - - - 78 Doubtful - - - - - - - - - Total Other Consumer 4,049 62,500 4,215 2,249 1,145 2,545 - - 76,703 Net Deferred Loan Fees ( 755 ) ( 17 ) ( 15 ) ( 135 ) ( 45 ) ( 604 ) - - ( 1,571 ) Total Loans $ 65,514 $ 161,401 $ 132,962 $ 115,708 $ 73,870 $ 280,455 $ 87,136 $ 4,614 $ 921,660 The following tables present the classes of the loan portfolio as of December 31, 2023, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 43,823 $ 67,743 $ 55,395 $ 29,222 $ 51,270 $ 85,218 $ - $ - $ 332,671 Special Mention - 14,016 - - - 797 - - 14,813 Substandard 3,006 500 2,339 739 396 4,085 - - 11,065 Doubtful - - - - - 158 - - 158 Total Commercial Real Estate 46,829 82,259 57,734 29,961 51,666 90,258 - - 358,707 Commercial Lines of Credit: Pass - - - - - - 62,824 7,141 69,965 Special Mention - - - - - - 654 162 816 Substandard - - - - - - 518 758 1,276 Doubtful - - - - - - - 12 12 Total Commercial Lines of Credit - - - - - - 63,996 8,073 72,069 Other Commercial and Industrial: Pass 27,433 16,735 6,457 5,541 7,828 11,994 4,195 - 80,183 Special Mention 2,490 - 248 67 - - - - 2,805 Substandard 30 1,124 929 754 211 2,362 - - 5,410 Doubtful 1,405 - - - - - - - 1,405 Total Other Commercial and Industrial 31,358 17,859 7,634 6,362 8,039 14,356 4,195 - 89,803 Paycheck Protection Program Loans Pass - - - 158 - - - - 158 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - 158 - - - - 158 Tax Exempt Loans Pass 105 - - 151 6 3,168 - - 3,430 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 105 - - 151 6 3,168 - - 3,430 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 17,403 $ 31,591 $ 51,027 $ 39,454 $ 18,491 $ 94,594 $ - $ - $ 252,560 Special Mention - - 1,601 566 176 349 - - 2,692 Substandard - - 138 209 282 1,168 - - 1,797 Doubtful - - - 154 - 401 - - 555 Total 1-4 family first-lien residential mortgages 17,403 31,591 52,766 40,383 18,949 96,512 - - 257,604 Construction: Pass 1,355 - - - - - - - 1,355 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 1,355 - - - - - - - 1,355 Home Equity and Junior Liens: Pass 8,317 1,880 1,404 853 559 2,228 18,177 689 34,107 Special Mention - - - - - 6 20 9 35 Substandard - - 66 - - 49 601 - 716 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 8,317 1,880 1,470 853 559 2,283 18,798 698 34,858 Other Consumer: Pass 68,434 3,876 3,103 1,381 1,536 1,340 - - 79,670 Special Mention 24 34 14 9 4 15 - - 100 Substandard - 14 8 - - 5 - - 27 Doubtful - - - - - - - - - Total Other Consumer 68,458 3,924 3,125 1,390 1,540 1,360 - - 79,797 Net Deferred Loan Fees ( 289 ) 60 ( 12 ) ( 82 ) 93 ( 344 ) - - ( 574 ) Total loans $ 173,536 $ 137,573 $ 122,717 $ 79,176 $ 80,852 $ 207,593 $ 86,989 $ 8,771 $ 897,207 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no material exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or when management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. An aging analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of September 30, 2024 and December 31, 2023, are detailed in the following tables: As of September 30, 2024 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 3,010 $ 778 $ 1,605 $ 5,393 $ 249,842 $ 255,235 Construction - - - - 4,077 4,077 Total residential mortgage loans 3,010 778 1,605 5,393 253,919 259,312 Commercial loans: Real estate 6,718 5,406 5,950 18,074 360,731 378,805 Lines of credit 2,407 61 1,391 3,859 60,813 64,672 Other commercial and industrial 829 293 6,323 7,445 80,802 88,247 Paycheck Protection Program loans - - - - 125 125 Tax exempt loans - - - - 2,658 2,658 Total commercial loans 9,954 5,760 13,664 29,378 505,129 534,507 Consumer loans: Home equity and junior liens 1,372 168 422 1,962 50,747 52,709 Other consumer 475 234 479 1,188 75,515 76,703 Total consumer loans 1,847 402 901 3,150 126,262 129,412 Total loans $ 14,811 $ 6,940 $ 16,170 $ 37,921 $ 885,310 $ 923,231 As of December 31, 2023 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,462 $ 2,269 $ 1,770 $ 5,501 $ 252,103 $ 257,604 Construction - - - - 1,355 1,355 Total residential mortgage loans 1,462 2,269 1,770 5,501 253,458 258,959 Commercial loans: Real estate 5,385 196 5,053 10,634 348,073 358,707 Lines of credit 180 - 924 1,104 70,965 72,069 Other commercial and industrial 5,347 322 6,340 12,009 77,794 89,803 Paycheck Protection Program loans - - - - 158 158 Tax exempt loans - - - - 3,430 3,430 Total commercial loans 10,912 518 12,317 23,747 500,420 524,167 Consumer loans: Home equity and junior liens 210 29 192 431 34,427 34,858 Other consumer 984 383 2,948 4,315 75,482 79,797 Total consumer loans 1,194 412 3,140 4,746 109,909 114,655 Total loans $ 13,568 $ 3,199 $ 17,227 $ 33,994 $ 863,787 $ 897,781 A s of September 30, 2024 and December 31, 2023, the amount of interest income recognized on nonaccrual loans and the cost basis of nonaccrual loans, for which there is no ACL, are detailed in the following tables. All loans greater than 90 days past due are classified as nonaccrual. September 30, 2024 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,605 $ 1,098 $ 46 Total residential mortgage loans 1,605 1,098 46 Commercial loans: Real estate 5,950 4,247 116 Lines of credit 1,391 1,355 72 Other commercial and industrial 6,323 1,951 187 Total commercial loans 13,664 7,553 375 Consumer loans: Home equity and junior liens 422 60 5 Other consumer 479 3 7 Total consumer loans 901 63 12 Total nonaccrual loans $ 16,170 $ 8,714 $ 433 December 31, 2023 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,770 $ 69 $ 43 Total residential mortgage loans 1,770 69 43 Commercial loans: Real estate 5,053 3,058 109 Lines of credit 924 - 52 Other commercial and industrial 6,340 4,079 164 Total commercial loans 12,317 7,137 325 Consumer loans: Home equity and junior liens 192 - 2 Other consumer 2,948 1,207 9 Total consumer loans 3,140 1,207 11 Total nonaccrual loans $ 17,227 $ 8,413 $ 379 At September 30, 2024, the Bank's 80 nonperforming loans represented 1.8 % of total loans, with an aggregate outstanding balance of $ 16.2 million, as compared to 150 loans with an aggregate outstanding balance of $ 17.2 million at December 31, 2023. This decrease in nonaccrual balances of $ 1.0 million was primarily the result of a decrease in consumer loans related to charge-offs totaling $ 2.5 million for purchased loan pools, and a $ 200,000 decrease in residential mortgage loans, offset by an increase in commercial loans of $ 1.3 million. Management is clo sely monitoring all nonaccrual loans and has incorporated its current estimate of the ultimate collectability of these loans into the reported allowance for credit losses at September 30, 2024. The measurement of individually evaluated loans is generally based upon the present value of future cash flows discounted at the historical effective interest rate, except that all collateral-dependent loans are measured based on the fair value of the collateral, less costs to sell. The Company utilizes the Discounted Cash Flow (“DCF”) method for its pooled segment calculation. The DCF method implements a probability of default with loss given default and loss exposure at default estimation. The probability of default and loss given default are applied to future cash flows that are adjusted to present value and these discounted expected losses become the Allowance for Credit Losses.

Allowance for Credit Losses

Allowance for Credit Losses	9 Months Ended
	Sep. 30, 2024
Allowance For Loan Losses [Abstract]
Allowance for Credit Losses	Note 7: Allowance for Credit Losses Management extensively reviews recent trends in historical losses, qualitative factors, including concentrations of loans to related borrowers and concentrations of loans by collateral type, and specific reserve requirements on loans individually evaluated in its determination of the adequacy of the credit losses. The Company recorded $ 9.0 million in provision for credit losses ("PCL") for the three month period ended September 30, 2024, as compared to $ 833,000 for the three month period ended September 30, 2023. For the first nine months of 2024, we recorde d $ 10.0 million i n provision for credit losses compared to $ 2.7 million in the first nine months of the prior year. The increase in provision for credit losses in in the three and nine months ended September 30, 2024, as compared to the same three and nine month periods in 2023, primarily resulted from a comprehensive loan portfolio review that the Bank elected to undertake as part of its commitment to continuously improve its credit risk management approach. This comprehensive review included a detailed review of our originated loan portfolios as well as a reevaluation of certain purchased loan pools in light of observed changes in consumer loan repayment behavior, particularly for purchased consumer installment loan pools secured by liens on residential solar equipment installations (“Solar Loan Pools”), which are collateralized by security interests and validly executed liens on the installed equipment related to the loans. In general, these Solar Loan Pools are repaid through normal contractual amortization or voluntary prepayments, including discharges through full repayment when the related residential property is sold or refinanced. In reevaluating the current and expected performance of the four purchased Solar Loan Pools, management determined that these pools started to experience prepayment rates that are slower and have also exhibited higher charge-off rates than originally expected. As a result, management recorded an increase of approximately $ 4.6 million to the PCL for the three month period ended September 30, 2024 to properly record a current estimate of the lifetime losses related to the Solar Loan Pools. Management's comprehensive review of the originated loan portfolio considered all aspects of reviewed credits, including collectability, specific reserves, and collateral. As a result, management recorded an increase of $ 3.8 million to the PCL for the three month period ended September 30, 2024, to properly reserve for these loans. Following this comprehensive review, the Company recorded net charge offs of $ 8.7 million in the third quarter of 2024 and reduced nonperforming loans to $ 16.2 million at September 30, 2024. The allowance for credit losses on September 30, 2024 represented 1.87 % and 106.8 % of total and nonperforming loans, respectively. In addition, during the third quarter of 2024, the Company recorded a PCL decrease of $ 31,000 f or reserves related to securities classified as held-to-maturity and a $ 104,000 decrease to t he PCL for unfunded commitments, respectively. The provision in the quarter ended September 30, 2024 was reflective of the qualitative factors used in determining the adequacy of the ACL and changes in the levels of delinquent and nonaccrual loans. The third quarter PCL reflects an addition to reserves considering asset quality metrics. The following table summarizes all activity related to the ACL from December 31, 2023 to September 30, 2024 and to the recorded PCL for the three and nine months ended September 30, 2024 (in thousands): Reserves as of December 31, 2023 Q1 2024 Charge-Offs Q1 2024 Recoveries Q1 2024 PCL Reserves as of March 31, 2024 Q2 2024 Charge-Offs Q2 2024 Recoveries Q2 2024 PCL Reserves as of June 30, 2024 Q3 2024 Charge-Offs Q3 2024 Recoveries Q3 2024 PCL Reserves as of Sept 30, 2024 ACL - Loans Specifically identified $ 3,716 $ - $ - $ 100 $ 3,816 $ - $ - $ 665 $ 4,481 $ ( 6,153 ) $ 5 $ 4,110 $ 2,443 Overdraft 364 ( 5 ) 4 - 363 ( 29 ) 8 - 342 ( 121 ) 47 ( 268 ) - Pooled - quantitative 6,203 ( 63 ) 34 101 6,275 ( 83 ) 38 80 6,309 ( 29 ) 38 556 6,874 Pooled - qualitative 3,566 - - 509 4,075 ( 441 ) 3,634 - - 89 3,723 Purchased 2,126 - - - 2,126 - - - 2,126 ( 2,509 ) - 4,617 4,234 Total ACL - Loans $ 15,975 $ ( 68 ) $ 38 $ 710 $ 16,655 $ ( 112 ) $ 46 $ 304 $ 16,892 $ ( 8,812 ) $ 90 $ 9,104 $ 17,274 ACL - Held-To-Maturity 352 - - 15 367 - - ( 74 ) 293 - - ( 31 ) 262 Other Liabilities - Unfunded Commitments 589 - - 1 590 - - 60 650 - - ( 104 ) 546 $ 16,916 $ ( 68 ) $ 38 $ 726 $ 17,612 $ ( 112 ) $ 46 $ 290 $ 17,835 $ ( 8,812 ) $ 90 $ 8,969 $ 18,082 Summarized in the tables below are changes in the allowance for credit losses for loans for the indicated periods and information pertaining to the allocation of the balances of the credit losses, loans receivable based on individual, and collective evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. As of and for the three months ended September 30, 2024 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 $ - Charge-offs - - ( 1,204 ) ( 1,918 ) ( 2,936 ) - Recoveries 23 - - - 5 - Provisions (credits) ( 62 ) ( 5 ) 1,122 1,220 1,845 - Ending balance $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 $ - Ending balance: related to loans $ 42 $ - $ 862 $ 100 $ 1,192 $ - Ending balance: related to loans $ 1,455 $ 810 $ 5,719 $ 423 $ 1,543 $ - Loans receivables: Ending balance $ 255,235 $ 4,077 $ 378,805 $ 64,672 $ 88,247 $ 125 Ending balance: individually $ 1,733 $ - $ 9,518 $ 1,455 $ 6,226 $ - Ending balance: collectively $ 253,502 $ 4,077 $ 369,287 $ 63,217 $ 82,021 $ 125 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 2 $ 625 $ 2,209 16,892 Charge-offs - ( 51 ) ( 2,703 ) ( 8,812 ) Recoveries - - 62 90 Provisions (credits) ( 1 ) 172 4,813 9,104 Ending balance $ 1 $ 746 $ 4,381 $ 17,274 Ending balance: related to loans $ - $ 180 $ 67 $ 2,443 Ending balance: related to loans $ 1 $ 566 $ 4,314 $ 14,831 Loans receivables: Ending balance $ 2,658 $ 52,709 $ 76,703 $ 923,231 Ending balance: individually $ - $ 591 $ 67 $ 19,590 Ending balance: collectively $ 2,658 $ 52,118 $ 76,636 $ 903,641 As of and for the nine months ended September 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Charge-offs - - ( 1,205 ) ( 1,918 ) ( 2,936 ) Recoveries 31 - 19 - 12 Provisions (credits) ( 142 ) ( 48 ) 2,016 767 2,378 Ending balance $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 1 $ 657 $ 2,145 15,975 Charge-offs - ( 51 ) ( 2,883 ) ( 8,993 ) Recoveries - 1 111 174 Provisions (credits) - 139 5,008 10,118 Ending balance $ 1 $ 746 $ 4,381 $ 17,274 As of and for the three months ended September 30, 2023 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 $ - Charge-offs ( 60 ) - - ( 1,230 ) ( 2,499 ) - Recoveries - - 24 - 5 - Provisions (credits) 31 238 ( 401 ) 483 343 - Ending balance $ 2,007 $ 872 $ 5,054 $ 1,873 $ 3,041 $ - Ending balance: related to loans $ 126 $ - $ 598 $ 1,093 $ 1,564 $ - Ending balance: related to loans $ 1,881 $ 872 $ 4,456 $ 780 $ 1,477 $ - Loans receivables: Ending balance $ 252,956 $ 2,090 $ 362,822 $ 73,497 $ 85,506 $ 169 Ending balance: individually $ 1,681 $ - $ 11,525 $ 2,052 $ 6,759 $ - Ending balance: collectively $ 251,275 $ 2,090 $ 351,297 $ 71,445 $ 78,747 $ 169 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 15 $ 682 $ 2,186 $ 18,796 Charge-offs - - ( 84 ) ( 3,873 ) Recoveries - - 17 46 Provisions (credits) ( 2 ) 40 66 - 798 Ending balance $ 13 $ 722 $ 2,185 $ 15,767 Ending balance: related to loans $ - $ 147 $ - $ 3,528 Ending balance: related to loans $ 13 $ 575 $ 2,185 $ 12,239 Loans receivables: Ending balance $ 3,451 $ 34,666 $ 81,319 $ 896,476 Ending balance: individually $ - $ 712 $ - $ 22,729 Ending balance: collectively $ 3,451 $ 33,954 $ 81,319 $ 873,747 As of and for the nine months ended September 30, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 714 $ - $ 5,881 $ 3,990 $ 2,944 Adoption of new accounting standard 1,396 969 ( 1,744 ) 95 10 Charge-offs ( 60 ) - - ( 1,230 ) ( 2,798 ) Recoveries - - 24 1 132 Provisions (credits) ( 43 ) ( 97 ) 893 ( 983 ) 2,753 Ending balance $ 2,007 $ 872 $ 5,054 $ 1,873 $ 3,041 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 3 $ 741 $ 1,046 $ 15,319 Adoption of new accounting standard 14 ( 97 ) 1,243 $ 1,886 Charge-offs - - ( 277 ) ( 4,365 ) Recoveries - - 95 252 Provisions (credits) ( 4 ) 78 78 2,675 Ending balance $ 13 $ 722 $ 2,185 $ 15,767 The Company’s methodology for determining its allowance for credit losses includes an analysis of qualitative factors that are added to the historical loss rates in arriving at the total allowance for credit losses needed for this general pool of loans. The qualitative factors include, but are not limited to, the following: • Changes in national and local economic trends; • The rate of growth in the portfolio; • Trends of delinquencies and nonaccrual balances; • Changes in loan policy; and • Changes in lending management experience and related staffing. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for credit losses analysis and calculation. The allocation of the allowance for credit losses summarized on the basis of the Company’s calculation methodology was as follows: As of September 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 42 $ - $ 862 $ 100 $ 1,192 Historical loss rate 1,523 810 2,829 110 1,008 Qualitative factors ( 68 ) - 2,890 313 535 Total $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 437 $ 4,044 $ 6,677 Historical loss rate 1 288 303 6,872 Qualitative factors - 21 34 3,725 Total $ 1 $ 746 $ 4,381 $ 17,274 As of December 31, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 969 $ 844 $ 1,617 Historical loss rate 1,537 674 2,645 209 1,026 Qualitative factors ( 66 ) 184 2,137 621 638 Total $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 458 $ 1,817 $ 5,842 Historical loss rate 1 190 307 6,589 Qualitative factors - 9 21 3,544 Total $ 1 $ 657 $ 2,145 $ 15,975 Collateral Dependent Disclosures The Company has certain loans for which repayment is dependent upon the operation or sale of collateral, as the borrower is experiencing financial difficulty. The underlying collateral can vary based upon the type of loan. The following provides more detail about the types of collateral that secure collateral dependent loans: • Commercial real estate loans can be secured by either owner occupied commercial real estate or non-owner occupied investment commercial real estate. Typically, owner occupied commercial real estate loans are secured by office buildings, warehouses, manufacturing facilities and other commercial and industrial properties occupied by operating companies. Non-owner occupied commercial real estate loans are generally secured by office buildings and complexes, retail facilities, multifamily complexes, land under development, industrial properties, as well as other commercial or industrial real estate. • Residential real estate loans are typically secured by first mortgages, and in some cases could be secured by a second mortgage. • Home equity lines of credit are generally secured by second mortgages on residential real estate property. • Consumer loans are generally secured by automobiles, motorcycles, recreational vehicles and other personal property. Some consumer loans are unsecured and have no underlying collateral. The following table details the amortized cost of collateral dependent loans at September 30, 2024 and December 31, 2023: (In thousands) September 30, 2024 December 31, 2023 Commercial and industrial $ 7,681 $ 7,788 Commercial real estate 9,518 11,814 Residential (1-4 family) first mortgages 1,733 699 Home equity loans and lines of credit 591 599 Consumer loans 67 81 Total loans $ 19,590 $ 20,981

Foreclosed Real Estate

Foreclosed Real Estate	9 Months Ended
	Sep. 30, 2024
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed real estate properties held as a result of obtaining physical possession of the property at each reporting period. (In thousands) Number of September 30, Number of properties December 31, Foreclosed real estate - $ - 4 $ 151 At September 30 , 2024 and December 31, 2023, the Company reported $ 1.7 million and $ 1.3 million, respectively, in real estate loans in the process of foreclosure.

Guarantees

Guarantees	9 Months Ended
	Sep. 30, 2024
Commitments and Contingencies Disclosure [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Generally, all letters of credit, when issued have expiration dates within one year. The credit risks involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $ 2.2 million of standby letters of credit as of September 30, 2024. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. No provision for credit losses has been made for these commitments. The fair value of standby letters of credit was not significant to the Company’s consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of available-for-sale and marketable equity securities are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. Level 3 securities are assets whose fair value cannot be determined by using observable measures, such as market prices or pricing models. Level 3 assets are typically very illiquid , and fair values can only be calculated using estimates or risk-adjusted value ranges. Management applies known factors, such as currently applicable discount rates, to the valuation of those investments in order to determine fair value at the reporting date. The Company holds two corporate investment securities with an amortized historical cost of $ 4.1 million and an aggregate fair market value of $ 4.3 million as of Sept ember 30, 2024. These securities have an aggregate valuation that is determined using published net asset values (NAV) derived by an analysis of the securities’ underlying assets. These securities are comprised primarily of broadly-diversified real estate holdings and are traded in secondary markets on an infrequent basis. While these securities are redeemable at least annually through tender offers made by respective issuers, the liquidation value of these securities may be below stated NAVs and also subject to restrictions as to the amount that can be redeemed at any single scheduled redemption. The Company anticipates that these securities will be redeemed by respective issuers on indeterminate future dates as a consequence of the ultimate liquidation strategies employed by the managers of these portfolios. The Company also holds two limited partnership investments managed by an unrelated third party with an aggregate fair market value of $ 3.9 million at September 30, 2024. The investments are funds comprised of marketable equity securities, primarily issued by community banks and financial technology companies. These investments are recorded at fair value at the end of each reporting period using Level 1 valuation techniques. Unrealized changes in the fair value of these investments are recorded as components of periodic net income in the period in which the changes occur. Interest rate derivatives: The fair value of the interest rate derivatives, characterized as either fair value or cash flow hedges, are calculated based on a discounted cash flow model. All future floating rate cash flows are projected and both floating rate and fixed rate cash flows are discounted to the valuation date. The benchmark interest rate curve utilized for projecting cash flows and applying appropriate discount rates is built by obtaining publicly available third party market quotes for various swap maturity terms. Individually evaluated loans: Specifically-identified loans are those loans in which the Company has measured impairment based on the fair value of the loan’s collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Specifically-identified loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for credit losses is allocated to specifically-identified loans if the value of such loans is deemed to be less than the unpaid balance. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: September 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 76,830 $ - $ 76,830 State and political subdivisions - 33,042 - 33,042 Corporate - 6,664 - 6,664 Asset backed securities - 19,160 - 19,160 Residential mortgage-backed - US agency - 35,234 - 35,234 Collateralized mortgage obligations - US agency - 14,287 - 14,287 Collateralized mortgage obligations - Private label - 82,262 - 82,262 Total 267,479 267,479 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,292 Total available-for-sale securities $ 206 $ 267,479 $ - $ 271,977 Marketable equity securities measured at NAV $ - $ - $ - $ 3,872 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 184 $ - $ 184 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 80,083 $ - $ 80,083 State and political subdivisions - 32,924 - 32,924 Corporate - 6,576 - 6,576 Asset backed securities - 19,892 - 19,892 Residential mortgage-backed - US agency - 24,418 - 24,418 Collateralized mortgage obligations - US agency - 12,179 - 12,179 Collateralized mortgage obligations - Private label - 78,095 - 78,095 Total - 254,167 - 254,167 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,343 Total available-for-sale securities $ 206 $ 254,167 $ - $ 258,716 Marketable equity securities measured at NAV $ - $ - $ - $ 3,206 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 5,160 $ - $ 5,160 Interest rate swap derivative cash flow hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 45 $ - $ 45 Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of September 30, 2024 and December 31, 2023: September 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 8,851 $ 8,851 Foreclosed real estate $ - $ - $ - $ - December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 9,722 $ 9,722 Foreclosed real estate $ - $ - $ 151 $ 151 The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates: Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At September 30, 2024 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 12 % - 75 % ( 25 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2023 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 10 % - 75 % ( 21 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) There have been no transfers of assets into or out of any fair value measurement level during the three or nine months ended September 30, 2024 or 2023. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statements of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent limitations in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. Under FASB ASC Topic 820 for Fair Value Measurements and Disclosures, the financial assets and liabilities were valued at a price that represents the Company’s exit price or the price at which these instruments would be sold or transferred. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including individually evaluated loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term “bullet” structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings’ fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Subordinated debt – The Company secures quotes from its pricing service based on a discounted cash flow methodology or utilizes observations of recent highly-similar transactions which result in a Level 2 classification. Business combinations - The Company determines and allocates the purchase price of an acquired company to the tangible and intangible assets acquired and liabilities assumed as of the business combination date. The Company relies estimates and assumptions believed to be reasonable to allocate the purchase price, including fair value estimates, as of the business combination date. Such estimates and assumptions are uncertain and subject to refinement. As a result, during the purchase price allocation period, generally up to one year from the business combination date, the Company may record adjustments to the assets acquired and liabilities assumed, with a corresponding offset to goodwill. The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: September 30, 2024 December 31, 2023 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 35,324 $ 35,324 $ 48,732 $ 48,732 Investment securities - available-for-sale 2 267,479 267,479 254,167 254,167 Investment securities - available-for-sale NAV 4,292 4,292 4,343 4,343 Investment securities - marketable equity NAV 3,872 3,872 3,206 3,206 Investment securities - held-to-maturity 2 161,385 154,972 179,286 168,034 Federal Home Loan Bank stock 2 5,401 5,401 8,748 8,748 Net loans 3 904,386 857,952 881,232 823,052 Accrued interest receivable 1 6,806 6,806 7,286 7,286 Interest rate derivative cash flow hedge receivable/(payable) 2 - - 45 45 Interest rate derivative fair value hedges receivable - AFS investments 2 1,059 1,059 3,113 3,113 Interest rate derivative fair value hedges (payable) receivable - loans 2 ( 875 ) ( 875 ) 2,047 1,477 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 703,303 $ 703,303 $ 607,301 $ 607,301 Time Deposits 2 492,910 491,086 512,766 517,514 Borrowings 2 100,084 99,573 175,599 174,071 Subordinated debt 2 30,057 28,917 29,914 28,026 Accrued interest payable 1 236 236 2,245 2,245

Interest Rate Derivatives

Interest Rate Derivatives	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives The Company is exposed to certain risks relate to both its business operations and changes in economic conditions. As part of managing interest rate risk, the Company periodically enters into standardized interest rate derivative contracts (designated as hedging agreements) to modify the repricing characteristics of certain portions of the Company’s earning assets and interest-bearing liabilities portfolios. The Company designates interest rate hedging agreements utilized in the management of interest rate risk as either fair value hedges or cash flow hedges. Interest rate hedging agreements are recorded at fair value as other assets or liabilities. The Company had no material derivative contracts not designated as hedging agreements at September 30, 2024 or December 31, 2023. As a result of interest rate fluctuations, fixed-rate interest-earning assets and interest-bearing liabilities will appreciate or depreciate in fair value. When effectively hedged, this fair value appreciation or depreciation will generally be offset by substantially identical changes in the fair value of derivative instruments that are linked to the hedged assets and liabilities. This strategy is referred to as fair value hedging and the derivative instruments employed in this strategy are therefore designated as fair value hedges. In a fair value hedge, the fair value of the derivative (the interest rate hedging agreement) is recorded in the Company’s consolidated balance sheet with the corresponding gain or loss recognized as an adjustment to the carrying balance of the hedged asset or liability. Changes in the correlation between the hedging instrument and the hedged asset or liability that give rise to differences between the changes in the fair value of the interest rate hedging agreements and the hedged items represents hedge ineffectiveness and are recorded as adjustments to the interest income or interest expense of the respective hedged instrument. In the case of pay-fixed or receive-fixed interest rate swap agreements, designated as fair value hedges, the periodic difference in the net cash flows due to (due from) the Company from (to) a counterparty are recorded in current period earnings as adjustments to the interest income or interest expense of the respective hedged asset or liability. Cash flows related to floating rate assets and liabilities will fluctuate with changes in underlying rate indices. When effectively hedged, the increases or decreases in cash flows related to the floating-rate asset or liability will generally be offset by changes in cash flows of the derivative instruments designated as a hedge. This strategy is referred to as cash flow hedging and the derivative instruments employed in these strategies are therefore designated as cash flow hedges. In a cash flow hedge, the effective portion of the derivative’s gain or loss is initially reported as a component of accumulated other comprehensive income and subsequently reclassified into earnings when the forecasted transaction affects earnings. In the case of pay-fixed or receive-fixed interest rate swap agreements, designated as cash flow hedges, the periodic difference in the net cash flows due to (due from) the Company from (to) a counterparty are recorded in current period earnings as adjustments to the interest income or interest expense of the respective hedged asset or liability. Among the array of interest rate hedging contracts, potentially available to the Company, are interest rate swap and interest rate cap (or floor) contracts. The Company uses interest rate swaps, cap or floor contracts as part of its interest rate risk management strategy. Interest rate swaps involve the receipt of variable amounts from a counterparty in exchange for the Company making fixed payments over the life of the agreements without the exchange of the underlying notional amount. An interest rate cap is a type of interest rate derivative in which the buyer receives payments at the end of each contractual period in which the index interest rate exceeds the contractually agreed upon strike price rate. The purchaser of a cap contract will continue to benefit from any rise in interest rates above the strike price. Similarly, an interest rate floor is a derivative contract in which the buyer receives payments at the end of each period in which the interest rate is below the agreed strike price. The purchaser of a floor contract will continue to benefit from any decrease in interest rates below the strike price. The Company had no interest rate cap or floor contracts in place at September 30, 2024 or December 31, 2023. The Company records various hedges in the consolidated statements of condition at fair value. The Company’s accounting treatment for these derivative instruments is based on the instrument's hedge designation determined at the inception of each derivative instrument's contractual term. The following tables show the Company’s outstanding fair value hedges at September 30, 2024 and December 31, 2023: (In thousands) Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted/(Added) from Carrying Amount of the Hedged Assets at September 30, 2024 Hedge-Adjusted Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at December 31, 2023 Line item on the balance sheet in which the hedged item is included: Available-for-sale securities (1) $ 74,124 $ 1,059 $ 95,887 $ 3,113 Loans receivable (2) $ 137,050 $ ( 875 ) $ 156,836 $ 620 (1) The $ 73.1 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 73.1 million and $ 89.1 million at September 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 1.1 million and $ 3.1 million at September 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.8 million and $ 1.5 million in the nine month periods ended September 30, 2024 and September 30, 2023, respectively. (2) The $ 137.9 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential mortgages and the aggregate hedge-adjusted amortized cost of four specified purchased consumer loan pools. These pools of loans were designated as the underlying assets for the hedging relationships in which the hedged underlying asset's notional amounts were the amortized cost projected to be remaining at the end of the contractual term of the hedging instruments. The amount of the designated hedged items were $ 131.8 million and $ 141.0 million at September 30, 2024 and December 31, 2023, respectively. At September 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized loss, payable to derivative counterparties) resulted in a net liability position of $ 875,000 , recorded by the Company as a component of other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 2.0 million and $ 1.5 million, for the nine month periods ended September 30, 2024 and September 30, 2023, respectively. Details of the two loan hedging strategies, in place at September 30, 2024 are presented below: a. On April 7, 2023 the Bank entered into an amortizing swap transaction with an initial notional amount of $ 100.0 million whereby the Bank will receive the 3-month SOFR rate monthly, based on the notional amount of the swap contract at the beginning of each month until the swap transaction expires in 2035 . The notional amount of the swap declines monthly according to a predetermined amortization schedule and was $ 81.8 million at September 30, 2024. The Bank will pay a fixed rate of 3.208 % to the contract's counterparty throughout the life of the contract based on each month's beginning notional balance. The fair value of this swap contract was $ 213,000 at September 30, 2024. b. On December 7, 2023, the Bank entered into five fixed-pay interest rate swap contracts with a total notional amount of $ 50.0 million, whereby the Bank will receive the 3-month rate SOFR monthly until the respective maturity dates of the contracts. The contracts expire in annual increments on December 1 of 2025 ($ 5.0 million, fixed rate of 4.463 %), 2026 ($ 5.0 million, fixed rate of 4.136 %), 2027 ($ 10.0 million, fixed rate of 3.973 %), 2028 ($ 15.0 million, fixed rate of 3.887 %), and 2029 ($ 15.0 million, fixed rate of 3.845 %). The fair value of these swap contracts in aggregate was negative $ 1.1 million (a payable to the swap counterparty) at September 30, 2024. The Company's hedging contracts accounted for as fair value hedges, increased the yield on investment securities and loans by 0.28 % and 0.29 %, respectively, in the nine months ended September 30, 2024. The hedging contracts noted above, accounted for as fair value hedges, increased the yield on investment securities and loans by 0.27 % and 0.23 %, respectively, in the nine months ended September 30, 2023. The following tables summarize the net effects of the Company's fair value and cash flow hedges for the nine months ended September 30, 2024 and September 30, 2023, respectively: Fair Value Hedges (In thousands) Nine Months Ended September 30, 2024 Hedge Category Average Notional Balance Period Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable/(Payable) at Period End Investments $ 80,779 $ 73,061 $ 1,771 $ 1,059 Loans 135,816 131,769 1,951 ( 875 ) Total $ 216,595 $ 204,830 $ 3,722 $ 184 Nine Months Ended September 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable/(Payable) at Period End Investments $ 53,756 $ 52,120 $ 1,513 $ 6,709 Loans 83,701 110,149 1,540 5,807 Total $ 137,457 $ 162,269 $ 3,053 $ 12,516 Cash Flow Hedges Nine Months Ended September 30, 2024 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Borrowed Funds $ 15,852 $ - $ 157 $ - Nine Months Ended September 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Payable at Period End Borrowed Funds $ 47,778 $ 40,000 $ 748 $ 909 The following table shows the pre-tax gains of the Company’s derivatives designated as cash flow hedges in AOCI at September 30, 2024 and December 31, 2023: (In thousands) September 30, 2024 December 31, 2023 Cash flow hedges: Fair market value adjustment interest rate swap $ - $ 45 Total gain in comprehensive income $ - $ 45 On April 17, 2024 the Bank elected to settle its previously established cash flow hedges designated against $ 40.0 million of floating-rate liabilities. This election was made in response to planned reductions in the Bank’s future levels of floating rate brokered certificates of deposit. Due to increases in interest rates since the inception dates of the cash flow hedges, the Bank realized a cash basis gain of $ 766,000 on that date, recorded for financial statement purposes, as a deferred gain in other assets. $ 458,000 of this gain will be recognized, as a reduction of interest expense, in substantially equal monthly installments through April 30, 2026 and $ 308,000 of this gain will be recognized, as a reduction in interest expense, in substantially equal monthly installments through April 30, 2027, which were the respective original maturity dates of the settled hedging contracts. The amounts of hedge ineffectiveness, recognized at September 30, 2024 and December 31, 2023 for cash flow hedges were not material to the Company’s consolidated results of operations. A portion of, or the entire amount included in accumulated other comprehensive loss would be reclassified into current earnings should a portion of, or the entire hedge, no longer be considered effective. Management believes that the hedges will remain fully effective during the remaining term of the respective hedging contracts. The changes in the fair values of the interest rate hedging agreements primarily result from the effects of changing index interest rates and the reduction of the time each quarter between the measurement date and the contractual maturity date of the hedging instrument. The Company manages its potential credit exposure on interest rate swap transactions by entering into bilateral credit support agreements with each contractual counterparty. These agreements require collateralization of credit exposures beyond specified minimum threshold amounts. Interest rate hedging agreements are entered into with counterparties that meet the Company's established credit standards and the agreements contain master netting, collateral and/or settlement provisions protecting the at-risk party. Based on adherence to the Company’s credit standards and the presence of the netting, collateral or settlement provisions, the Company believes that the credit risk inherent in these contracts was not material at September 30, 2024.

Accumulated Other Comprehensive

Accumulated Other Comprehensive (Loss) Income	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Accumulated Other Comprehensive (Loss) Income	Note 12: Accumulated Other Comprehensive (Loss) Income Changes in the components of accumulated other comprehensive (loss) income (“AOCI”), net of tax, for the periods indicated are summarized in the tables below. For the three months ended September 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) Other comprehensive income (loss) before reclassifications 28 2,103 ( 61 ) 2,070 Amounts reclassified from AOCI - - - - Ending balance $ ( 1,990 ) $ ( 5,182 ) $ 456 $ ( 6,716 ) For the three months ended September 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 ) Other comprehensive (loss) income before reclassifications - ( 2,228 ) 202 ( 2,026 ) Amounts reclassified from AOCI 41 ( 1 ) - 40 Ending balance $ ( 2,304 ) $ ( 11,724 ) $ 672 $ ( 13,356 ) For the nine months ended September 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,073 ) $ ( 7,564 ) $ 32 $ ( 9,605 ) Other comprehensive income before reclassifications 83 2,279 424 2,786 Amounts reclassified from AOCI - 103 - 103 Ending balance $ ( 1,990 ) $ ( 5,182 ) $ 456 $ ( 6,716 ) For the nine months ended September 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,427 ) $ ( 10,127 ) $ 382 $ ( 12,172 ) Other comprehensive (loss) income before reclassifications - ( 3,023 ) 290 ( 2,733 ) Amounts reclassified from AOCI 123 1,426 - 1,549 Ending balance $ ( 2,304 ) $ ( 11,724 ) $ 672 $ ( 13,356 ) The following table presents the amounts reclassified out of each component of AOCI for the indicated periods: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the nine months ended Details about AOCI (1) components Affected Line Item in the Statement of Income September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Retirement plan items Retirement plan net (losses) Salaries and employee benefits $ ( 38 ) $ ( 56 ) $ ( 113 ) $ ( 167 ) Tax effect Provision for income taxes 10 15 30 44 Net Income $ ( 28 ) $ ( 41 ) $ ( 83 ) $ ( 123 ) Available-for-sale securities Realized gains (losses) on sale of securities Net gains on sales and redemptions $ - $ 1 $ ( 139 ) $ ( 1,932 ) Tax effect Provision for income taxes - - 36 506 Net Income $ - $ 1 $ ( 103 ) $ ( 1,426 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income

Noninterest Income	9 Months Ended
	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
Noninterest Income	Note 13: Noninterest Income The Company has included the following table regarding the Company’s noninterest income for the periods presented: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Service charges on deposit accounts Insufficient funds fees $ 221 $ 181 $ 594 $ 488 Deposit related fees 150 112 373 321 ATM fees 21 50 64 104 Total service charges on deposit accounts 392 343 1,031 913 Fee Income Insurance agency revenue 367 310 1,024 1,001 Investment services revenue 112 128 369 360 ATM fees surcharge 66 61 174 168 Banking house rents collected 40 54 149 150 Total fee income 585 553 1,716 1,679 Card income Debit card interchange fees 300 22 610 455 Merchant card fees 19 19 45 46 Total card income 319 41 655 501 Mortgage fee income and realized gains on sales of loans Loan servicing fees 79 99 279 238 Net gains on sales of loans and foreclosed real estate 90 41 148 183 Total mortgage fee income and realized gains on sales of 169 140 427 421 Total 1,465 1,077 3,829 3,514 Earnings and gains on bank owned life insurance 361 165 685 466 Net realized (losses) gains on sales and redemptions of investment securities ( 188 ) ( 13 ) ( 320 ) 60 Net realized gains (losses) on sales of marketable equity securities 62 ( 39 ) 31 ( 208 ) Loss on sale of premises and equipment ( 36 ) - ( 36 ) - Non-recurring gain on lease renegotiations - - 245 - Other miscellaneous (loss) income 43 3 221 40 Total noninterest income $ 1,707 $ 1,193 $ 4,655 $ 3,872 The following is a discussion of key revenues within the scope of ASC 606 guidance: • Service charges on deposit accounts – Revenue is earned through insufficient funds fees, customer initiated activities or passage of time for deposit related fees, and ATM service fees. Transaction-based fees are recognized at the time the transaction is executed, which is the same time the Company’s performance obligation is satisfied. Account maintenance fees are earned over the course of the month as the monthly maintenance performance obligation to the customer is satisfied. • Fee income – Revenue is earned through commissions on insurance and securities sales, ATM surcharge fees, and banking house rents collected. The Company earns investment advisory fee income by providing investment management services to customers under investment management contracts. As the direction of investment management accounts is provided over time, the performance obligation to investment management customers is satisfied over time, and therefore, revenue is recognized over time. • Card income – Card income consists of interchange fees from consumer debit card networks and other related services. Interchange rates are set by the card networks. Interchange fees are based on purchase volumes and other factors and are recognized as transactions occur. • Mortgage fee income and realized gain on sale of loans and foreclosed real estate – Revenue from mortgage fee income and realized gain on sale of loans and foreclosed real estate is earned through the origination of residential and commercial mortgage loans, sales of one-to-four family residential mortgage loans, sales of government guarantees portions of Small Business Administration loans (“SBA loans”), and sales of foreclosed real estate, and is earned as the transaction occurs. In addition to the revenue items discussed above, for the nine months ended September 30, 2024, the Company recognized a non-recurring gain of $ 245,000 related to refunds received from cumulative lessor related pass-through operating expense charges for a single leased branch location, and an increase of $ 219,000 in earnings and gain on BOLI including the net death benefit of $ 175,000 on BOLI.

Leases

Leases	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Leases	Note 14: Leases The Company has operating and finance leases for certain banking offices and land under noncancelable agreements. Our leases have remaining lease terms that vary from less than one year up to 28 years, some of which include options to extend the leases for various renewal periods. All options to renew are included in the current lease term when we believe it is reasonably certain that the renewal options will be exercised. The components of lease expense are as follows: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Operating lease cost $ 49 $ 53 $ 148 $ 170 Finance lease cost 186 56 583 167 Supplemental cash flow information related to leases was as follows: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows for operating leases $ 46 $ 48 $ 137 $ 156 Operating cash flows for finance leases 186 56 583 167 Financing cash flows for finance leases 92 31 156 93 Supplemental balance sheet information related to leases was as follows: (In thousands, except lease term and discount rate) September 30, 2024 December 31, 2023 Operating Leases: Operating lease right-of-use assets $ 1,425 $ 1,526 Operating lease liabilities 1,621 1,711 Finance Leases: Finance lease right-of-use assets $ 16,873 $ 4,073 Finance lease liabilities 16,829 4,381 Weighted Average Remaining Lease Term: Operating Leases 17.10 17.22 years Finance Leases 23.42 27.35 years Weighted Average Discount Rate: Operating Leases 3.89 % 3.88 % Finance Leases 8.25 % 9.40 % Maturities of lease liabilities are as follows: Twelve Months Ending September 30, (In thousands) 2025 $ 109 2026 474 2027 493 2028 520 2029 520 Thereafter 16,334 Total minimum lease payments $ 18,450 The increase from December 31, 2023 to September 30, 2024 for finance leases was entirely driven by the acquisition of our East Syracuse branch. T he Company assumed Berkshire Bank’s existing commercial lease, for the real property associated with the East Syracuse branch, with an annual lease payment of approximately $ 946,000 , excluding property taxes and certain other associated property related obligations that the Bank also assumed. The Company owns certain properties that it leases to unaffiliated third parties at market rates. Lease rental income was $ 40,000 and $ 53,000 for the three months ended September 30, 2024 and 2023, respectively. Lease rental income was $ 148,000 and $ 149,000 for the nine months ended September 30, 2024 and 2023, respectively. The lease agreements in which the Company is the lessor are a mix of operating and finance leases.

Related Party Transactions

Related Party Transactions	9 Months Ended
	Sep. 30, 2024
Related Party Transactions [Abstract]
Related Party Transactions	Note 15: Related Party Transactions In the ordinary course of business, the Company has granted loans to certain directors, executive officers and their affiliates (collectively referred to as “related parties”). None of the related party loans were classified as nonaccrual, past due, restructured, or potential problem loans at September 30, 2024 or December 31, 2023. The following represents the activity associated with loans to related parties during the nine months ended September 30, 2024 and the year ended December 31, 2023: September 30, December 31, (In thousands) 2024 2023 Balance at the beginning of the year $ 32,742 $ 32,531 Originations and related party additions 999 4,360 Principal payments and related party removals ( 6,547 ) ( 4,149 ) Balance at the end of the period $ 27,194 $ 32,742

Branch Acquisition

Branch Acquisition	9 Months Ended
	Sep. 30, 2024
Business Combinations [Abstract]
Branch Acquisition	Note 16: Branch Acquisition Pathfinder Bank completed the purchase of the East Syracuse branch from Berkshire Bank on July 19, 2024, assuming $ 186.0 million in associated deposits and acquiring $ 30.6 million in assets including $ 29.9 million in loans. Acquired assets include a core deposit intangible (“CDI”) valued at $ 6.3 million, and the valuation of acquired loans resulted in an estimated discount of $ 1.8 million. The addition of the East Syracuse branch significantly increased the Bank's customer base, which grew non-brokered deposits by 21.5 %. At acquisition, the average cost of deposits assumed with the branch acquisition was 1.99 % (excluding the CDI) and as of September 30, 2024, the Bank retained approximately 97 % of deposit balances. No loans were purchased with evidence of credit deterioration since origination and for which it is probable that all contractually required payments will not be collected and considered to be credit impaired. The Company utilized a portion of the low-cost liquidity provided from the transaction to pay down $ 74.4 million in borrowings and $ 106.0 million in high-cost brokered deposits during the third quarter of 2024. Acquisition-related expenses of $ 1.6 million for the three months ended September 30, 2024 were recorded in the consolidated statements of income and were expensed as incurred. The following table sets forth assets acquired and liabilities assumed in the acquisition of the East Syracuse branch, at their estimated fair values as of the closing date of the transaction: Data is actual, not in thousands Amount Recorded Fair Value Adjustment Fair Value Recorded Consideration: Cash received $ 149,843,537 Fair value of assets acquired and liabilities assumed: Assets acquired: Cash and cash equivalents $ 251,040 $ - $ 251,040 Negative deposits (classified as loans) 28,080 - 28,080 Loans, net 29,908,345 ( 1,843,429 ) (a) 28,064,916 Accrued interest receivable on loans 162,388 - 162,388 Premises and equipment, net 223,676 - 223,676 Core deposit intangible - 6,271,000 (b) 6,271,000 Right-of-use asset 12,481,680 493,000 (c) 12,974,680 Total assets acquired $ 43,055,209 $ 4,920,571 $ 47,975,780 Liabilities assumed: Deposits $ 185,860,409 $ 543,226 (d) $ 186,403,635 Accrued interest payable on deposits 149,948 - 149,948 Lease liability 12,481,680 - 12,481,680 Total liabilities assumed $ 198,492,037 $ 543,226 $ 199,035,263 Net assets acquired and liabilities assumed $ ( 151,059,483 ) Goodwill $ 1,215,946 (e) The amount of revenue of the acquired business since the acquisition date, and the proforma results of operations, are not material to the financial statements. (a) Adjustments to loans will be recognized as an adjustment of yield over their remaining term. Recording of new intangible asset for the fair value of core deposits, to be amortized on an accelerated basis over a ten year period. The weighted average amortization period is 6.4 years. The right-of-use asset was initially measured at an amount equal to the lease liability and includes an adjustment for favorable lease terms when compared with market terms. Adjustments to deposits will be recognized as an adjustment of yield over their remaining term. (e) Total amount of goodwill that is expected to be deductible for tax purposes. The estimated fair values of the assets and liabilities, including identifiable intangible assets, are subject to refinement. Subsequent adjustments to the estimated fair values of assets acquired and liabilities assumed, and the resulting goodwill, is allowed for a period of up to one year after the acquisition date for new information that becomes available after the acquisition date.

Assets And Liabilities Held For

Assets And Liabilities Held For Sale	9 Months Ended
	Sep. 30, 2024
Property, Plant and Equipment Assets Held-for-Sale Disclosure [Abstract]
Assets And Liabilities Held For Sale	Note 17: Assets And Liabilities Held For Sale Assets and liabilities held for sale represent land, buildings and land improvements less accumulated depreciation that are being held with a specific intention to sell at some future date. The Company records assets and liabilities held for sale in accordance with ASC 360, Property, Plant, and Equipment, at the lower of the individual asset's carrying value or estimated fair value, less estimated cost to sell. Fair value is based on the estimated proceeds from the sale for an individual asset utilizing recent purchase offers, market comparables and/or data obtained from reliable commercial real estate appraisals. Management's estimate as to fair value is regularly reviewed and subject to changes in the commercial real estate markets and other factors. During the third quarter of 2024, the Company sold a real estate parcel that included a partially-developed mixed use commercial structure with a carrying value of $ 3.4 million, and recorded a $ 36,000 loss on the sale.

Subsequent Events

Subsequent Events	9 Months Ended
	Sep. 30, 2024
Subsequent Events [Abstract]
Subsequent Events	Note 18: Subsequent Events On October 1, 2024, the Company completed the sale of its majority membership interest in the FitzGibbons Agency, which contributed $ 28,000 to the Company’s net income in the third quarter of 2024, to Marshall & Sterling Enterprises, Inc. The Bank will receive approximately $ 2.0 million from the sale, and the Company expects to recognize a portion of that amount as a net gain in the fourth quarter of 2024.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	9 Months Ended
	Sep. 30, 2024
Earnings Per Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Nine months ended September 30, September 30, (In thousands, except share and per share data) 2024 2023 2024 2023 Net (loss) income attributable to Pathfinder Bancorp, Inc. $ ( 4,644 ) $ 2,176 $ ( 524 ) $ 6,757 Series A Non-Voting Common Stock dividends 138 124 414 373 Warrant dividends 12 12 38 34 Undistributed earnings allocated to participating securities ( 1,275 ) 395 ( 579 ) 1,248 Net (loss) income available to common shareholders-Voting $ ( 3,519 ) $ 1,645 $ ( 397 ) $ 5,102 Net (loss) income attributable to Pathfinder Bancorp, Inc. $ ( 4,644 ) $ 2,176 $ ( 524 ) $ 6,757 Voting Common Stock dividends 472 422 1,414 1,256 Warrant dividends 12 12 38 34 Undistributed earnings allocated to participating securities ( 4,097 ) 1,257 ( 1,859 ) 3,950 Net (loss) income available to common shareholders-Voting $ ( 1,031 ) $ 485 $ ( 117 ) $ 1,517 Basic and diluted weighted average common shares outstanding-Voting 4,714 4,671 4,708 4,640 Basic and diluted weighted average common shares outstanding-Series A Non-Voting 1,380 1,380 1,380 1,380 Basic and diluted earnings per common share-Voting $ ( 0.75 ) $ 0.35 $ ( 0.09 ) $ 1.10 Basic and diluted earnings per common share-Series A Non-Voting $ ( 0.75 ) $ 0.35 $ ( 0.09 ) $ 1.10

Investment Securities (Tables)

Investment Securities (Tables)	9 Months Ended
	Sep. 30, 2024
Investments, Debt and Equity Securities [Abstract]
Schedule of Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of available-for-sale and held-to-maturity investment securities are summarized as follows: September 30, 2024 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 79,254 $ 539 $ ( 2,963 ) $ 76,830 State and political subdivisions 34,236 101 ( 1,295 ) 33,042 Corporate 10,975 248 ( 267 ) 10,956 Asset backed securities 19,295 31 ( 166 ) 19,160 Residential mortgage-backed - US agency 35,703 216 ( 685 ) 35,234 Collateralized mortgage obligations - US agency 14,897 128 ( 738 ) 14,287 Collateralized mortgage obligations - Private label 84,429 298 ( 2,465 ) 82,262 Total 278,789 1,561 ( 8,579 ) 271,771 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 278,995 $ 1,561 $ ( 8,579 ) $ 271,977 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,658 $ - $ ( 200 ) $ 3,458 State and political subdivisions 17,341 35 ( 1,506 ) 15,870 Corporate 44,395 20 ( 1,742 ) 42,673 Asset backed securities 13,709 19 ( 491 ) 13,237 Residential mortgage-backed - US agency 6,746 42 ( 491 ) 6,297 Collateralized mortgage obligations - US agency 12,517 5 ( 1,060 ) 11,462 Collateralized mortgage obligations - Private label 63,281 270 ( 1,576 ) 61,975 Total 161,647 391 ( 7,066 ) 154,972 Less: Allowance for credit losses 262 - - - Total held-to-maturity $ 161,385 $ 391 $ ( 7,066 ) $ 154,972 December 31, 2023 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 82,588 $ 754 $ ( 3,259 ) $ 80,083 State and political subdivisions 34,588 145 ( 1,809 ) 32,924 Corporate 11,008 276 ( 365 ) 10,919 Asset backed securities 20,251 - ( 359 ) 19,892 Residential mortgage-backed - US agency 25,446 57 ( 1,085 ) 24,418 Collateralized mortgage obligations - US agency 13,058 116 ( 995 ) 12,179 Collateralized mortgage obligations - Private label 81,812 128 ( 3,845 ) 78,095 Total 268,751 1,476 ( 11,717 ) 258,510 Equity investment securities: Common stock - financial services industry 206 - - 206 Total 206 - - 206 Total available-for-sale $ 268,957 $ 1,476 $ ( 11,717 ) $ 258,716 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 3,760 $ - $ ( 304 ) $ 3,456 State and political subdivisions 16,576 28 ( 1,874 ) 14,730 Corporate 45,427 9 ( 3,281 ) 42,155 Asset backed securities 16,860 - ( 1,180 ) 15,680 Residential mortgage-backed - US agency 6,974 15 ( 665 ) 6,324 Collateralized mortgage obligations - US agency 13,221 - ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 76,819 120 ( 3,178 ) 73,761 Total 179,637 172 ( 11,775 ) 168,034 Less: Allowance for credit losses 351 - - - Total held-to-maturity $ 179,286 $ 172 $ ( 11,775 ) $ 168,034
Schedule of Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at September 30, 2024 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Amounts disclosed are gross values and do not include any allowance for credit loss. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 7,075 $ 7,300 $ 6,709 $ 6,672 Due after one year through five years 10,013 9,704 18,439 18,257 Due after five years through ten years 41,457 38,109 38,105 35,584 Due after ten years 85,215 84,875 15,850 14,725 Sub-total 143,760 139,988 79,103 75,238 Residential mortgage-backed - US agency 35,703 35,234 6,746 6,297 Collateralized mortgage obligations - US agency 14,897 14,287 12,517 11,462 Collateralized mortgage obligations - Private label 84,429 82,262 63,281 61,975 Totals $ 278,789 $ 271,771 $ 161,647 $ 154,972
Schedule of Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities have Continuous Unrealized Loss Position	The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: September 30, 2024 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 7 $ ( 58 ) $ 21,910 4 $ ( 2,905 ) $ 27,910 11 $ ( 2,963 ) $ 49,820 State and political subdivisions 1 ( 9 ) 2,009 20 ( 1,286 ) 25,472 21 ( 1,295 ) 27,481 Corporate - - - 4 ( 267 ) 3,434 4 ( 267 ) 3,434 Asset backed securities 1 ( 10 ) 1,521 8 ( 156 ) 9,018 9 ( 166 ) 10,539 Residential mortgage-backed - US agency 5 ( 85 ) 7,894 9 ( 600 ) 6,323 14 ( 685 ) 14,217 Collateralized mortgage obligations - US agency 1 ( 1 ) 1,150 11 ( 737 ) 7,361 12 ( 738 ) 8,511 Collateralized mortgage obligations - Private label 9 ( 64 ) 16,640 27 ( 2,401 ) 30,362 36 ( 2,465 ) 47,002 Totals 24 $ ( 227 ) $ 51,124 83 $ ( 8,352 ) $ 109,880 107 $ ( 8,579 ) $ 161,004 Held-to-Maturity Portfolio US Treasury, agencies and GSEs - $ - $ - 2 $ ( 200 ) $ 3,458 2 $ ( 200 ) $ 3,458 State and political subdivisions 1 ( 1 ) 501 17 ( 1,505 ) 13,429 18 ( 1,506 ) 13,930 Corporate - - - 37 ( 1,742 ) 30,355 37 ( 1,742 ) 30,355 Asset backed securities 1 ( 4 ) 588 5 ( 487 ) 7,066 6 ( 491 ) 7,654 Residential mortgage-backed - US agency - - - 7 ( 491 ) 5,019 7 ( 491 ) 5,019 Collateralized mortgage obligations - US agency - - - 9 ( 1,060 ) 10,837 9 ( 1,060 ) 10,837 Collateralized mortgage obligations - Private label - - - 37 ( 1,576 ) 46,238 37 ( 1,576 ) 46,238 Totals 2 $ ( 5 ) $ 1,089 114 $ ( 7,061 ) $ 116,402 116 $ ( 7,066 ) $ 117,491 December 31, 2023 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (In thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSEs 3 $ ( 13 ) $ 5,990 3 $ ( 3,246 ) $ 25,794 6 $ ( 3,259 ) $ 31,784 State and political subdivisions - - - 20 ( 1,809 ) 26,432 20 ( 1,809 ) 26,432 Corporate - - - 5 ( 365 ) 4,351 5 ( 365 ) 4,351 Asset backed securities 3 ( 65 ) 5,907 10 ( 294 ) 13,985 13 ( 359 ) 19,892 Residential mortgage-backed - US agency 1 ( 14 ) 2,477 15 ( 1,071 ) 14,931 16 ( 1,085 ) 17,408 Collateralized mortgage obligations - US agency - - - 11 ( 995 ) 8,123 11 ( 995 ) 8,123 Collateralized mortgage obligations - Private label 10 ( 274 ) 18,067 33 ( 3,571 ) 46,483 43 ( 3,845 ) 64,550 Totals 17 $ ( 366 ) $ 32,441 97 $ ( 11,351 ) $ 140,099 114 $ ( 11,717 ) $ 172,540 Held-to-Maturity Portfolio US Treasury, agencies and GSE's - $ - $ - 2 $ ( 304 ) $ 3,456 2 $ ( 304 ) $ 3,456 State and political subdivisions 4 ( 2 ) 575 14 ( 1,872 ) 12,718 18 ( 1,874 ) 13,293 Corporate 1 ( 61 ) 439 39 ( 3,220 ) 33,532 40 ( 3,281 ) 33,971 Asset backed securities 2 ( 8 ) 2,877 8 ( 1,172 ) 10,652 10 ( 1,180 ) 13,529 Residential mortgage-backed - US agency - - - 7 ( 665 ) 4,942 7 ( 665 ) 4,942 Collateralized mortgage obligations - US agency - - - 10 ( 1,293 ) 11,928 10 ( 1,293 ) 11,928 Collateralized mortgage obligations - Private label 4 ( 38 ) 5,827 43 ( 3,140 ) 60,260 47 ( 3,178 ) 66,087 Totals 11 $ ( 109 ) $ 9,718 123 $ ( 11,666 ) $ 137,488 134 $ ( 11,775 ) $ 147,206
Schedule of Allowance for Credit Losses on Investment Securities Classified as Held-to-maturity	The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the three months ended September 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, June 30, 2024 $ - $ - $ 1 $ 292 $ 293 Provision for credit losses - - - ( 31 ) ( 31 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2024 $ - $ - $ 1 $ 261 $ 262 Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, June 30, 2023 $ - $ 22 $ 2 $ 397 $ 421 Provision for credit losses - - - 5 5 Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2023 $ - $ 22 $ 2 $ 402 $ 426 The following tables depicts a rollforward of the allowance for credit losses on investment securities classified as held-to-maturity for the nine months ended September 30, 2024 and 2023: (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2023 $ - $ - $ 2 $ 350 $ 352 Provision for credit losses - ( 1 ) ( 89 ) ( 90 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2024 $ - $ - $ 1 $ 261 $ 262 (In thousands) Government Issued and Government Sponsored Enterprise Securities Mortgage and Asset-backed Securities Securities Issued By State and Political Subdivisions Corporate Securities Total Balance, December 31, 2022 $ - $ - $ - $ - $ - Adjustment for the adoption of ASU 2016-13 - 40 1 409 450 Provision for credit losses - ( 18 ) 1 ( 7 ) ( 24 ) Allowance on purchased financial assets with credit deterioration - - - - - Charge-offs of securities - - - - - Recoveries - - - - - Balance, September 30, 2023 $ - $ 22 $ 2 $ 402 $ 426
Schedule of Amortized Cost of Debt Securities Categorized as Held-to-maturity Aggregated by Credit Quality	The following table summarizes the amortized cost of debt securities categorized as HTM at September 30, 2024 and December 31, 2023, aggregated by credit quality indicators: (In thousands) September 30, 2024 December 31, 2023 AAA or equivalent $ 33,922 $ 42,476 AA or equivalent, including securities issued by the United States Government or Government Sponsored Enterprises 35,121 49,479 A or equivalent 13,030 19,021 BBB or equivalent 16,777 16,304 BB or equivalent 986 983 Unrated 61,811 51,374 Total $ 161,647 $ 179,637
Schedule of Gross Realized Gains (Losses) on Sale and Redemptions of Securities	Gross realized (losses) gains on sales and redemptions of available-for-sale and held-to-maturity securities for the indicated periods are detailed below: For the three months For the nine months ended September 30, ended September 30, (In thousands) 2024 2023 2024 2023 Realized gains on investments $ - $ - $ 750 $ 2,021 Realized losses on investments ( 188 ) ( 13 ) ( 1,070 ) ( 1,961 ) Total $ ( 188 ) $ ( 13 ) $ ( 320 ) $ 60

Pension and Postretirement Be_2

Pension and Postretirement Benefits (Tables)	9 Months Ended
	Sep. 30, 2024
Retirement Benefits [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended September 30, For the nine months ended September 30, (In thousands) 2024 2023 2024 2023 2024 2023 2024 2023 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 139 140 2 3 417 421 5 6 Expected return on plan assets ( 253 ) ( 241 ) - - ( 760 ) ( 724 ) - - Amortization of prior service credits - - ( 1 ) ( 1 ) - - ( 3 ) ( 3 ) Amortization of net losses 39 57 ( 1 ) ( 1 ) 116 170 ( 3 ) ( 3 ) Net periodic benefit plan (benefit) cost $ ( 75 ) $ ( 44 ) $ - $ 1 $ ( 227 ) $ ( 133 ) $ ( 1 ) $ -

Loans (Tables)

Loans (Tables)	9 Months Ended
	Sep. 30, 2024
Receivables [Abstract]
Summary of Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: September 30, December 31, (In thousands) 2024 2023 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 255,235 $ 257,604 Construction 4,077 1,355 Total residential mortgage loans 259,312 258,959 Commercial loans: Real estate 378,805 358,707 Lines of credit 64,672 72,069 Other commercial and industrial 88,247 89,803 Paycheck Protection Program loans 125 158 Tax exempt loans 2,658 3,430 Total commercial loans 534,507 524,167 Consumer loans: Home equity and junior liens 52,709 34,858 Other consumer 76,703 79,797 Total consumer loans 129,412 114,655 Subtotal loans 923,231 897,781 Net deferred loan fees ( 1,571 ) ( 574 ) Total loans 921,660 897,207 Less allowance for credit losses 17,274 15,975 Loans receivable, net $ 904,386 $ 881,232
Summary of Purchased Loans Pools	The following tables detail the purchased loan pool positions held by the Bank at September 30, 2024 and December 31, 2023 (the month/year of the earliest acquisition date is depicted in parentheses): (In thousands, except number of loans) September 30, 2024 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) $ 6,800 $ 1,300 $ - 19 2 - 5 years $ - Home equity lines of credit (8/2019) 21,900 3,600 24 101 4 - 25 years 51 Unsecured consumer loan pool 2 (11/2019) 26,600 40 - 71 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,200 280 54 16 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 600 - 41 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) (2) 10,300 200 6 92 0 - 9 years 37 Secured consumer installment loans pool 4 (12/2020) 14,500 9,500 ( 1,308 ) 480 21 - 25 years 5 Unsecured consumer loans pool 5 (1/2021) (1) 24,400 13,300 ( 357 ) 610 6 - 21 years 1,001 Revolving commercial line of credit 1 (3/2021) 11,600 8,600 - 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 16,800 ( 2,687 ) 808 17 - 24 years 290 Unsecured consumer loans pool 6 (11/2021) (1) 22,200 16,200 ( 2,125 ) 512 7 - 24 years 1,176 Revolving commercial line of credit 1 (7/2024) 1,050 1,100 34 1 0 - 1 year - Total $ 170,350 $ 75,440 $ ( 6,133 ) 2,790 $ 2,560 (In thousands, except number of loans) December 31, 2023 Original Balance Current Balance Unamortized Premium/ (Discount) Number of Loans Maturity Range Cumulative net charge-offs Commercial and industrial loans (6/2019) 6,800 1,600 - 20 2 - 6 years - Home equity lines of credit (8/2019) 21,900 4,500 108 159 1 - 26 years - Unsecured consumer loan pool 2 (11/2019) 26,600 500 2 167 0 - 2 years - Residential real estate loans (12/2019) 4,300 4,500 284 56 17 - 25 years - Unsecured consumer loan pool 1 (12/2019) 5,400 1,000 - 46 1 - 3 years - Unsecured consumer installment loans pool 3 (12/2019) 10,300 500 17 158 0 - 9 years 69 Secured consumer installment loans pool 4 (12/2020) 14,500 10,600 ( 1,252 ) 499 21 - 25 years - Unsecured consumer loans pool 5 (1/2021) 24,400 15,600 ( 450 ) 644 7 - 22 years - Revolving commercial line of credit 1 (3/2021) 11,600 12,400 2 1 0 - 1 year - Secured consumer installment loans (11/2021) 21,300 18,000 ( 2,923 ) 821 17 - 24 years - Revolving commercial line of credit 2 (11/2021) paid in full at 12/11/23 10,500 - - - - - Unsecured consumer loans pool 6 (11/2021) 22,200 18,200 ( 2,292 ) 522 7 - 24 years - Total $ 179,800 $ 87,400 $ ( 6,504 ) 3,093 $ 69 (1) On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishment of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 729,000 at September 30, 2024. (2) In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At September 30, 2024, the Bank has recorded a total receivable of $ 347,000 related to the remaining unpaid portion of the original loan pool, of which $ 124,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 223,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at September 30, 2024.
Summary of Aggregate Pass Rating and the Classified Ratings	The following tables present the classes of the loan portfolio as of September 30, 2024, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 30,826 $ 49,643 $ 65,662 $ 53,857 $ 28,022 $ 125,048 $ - $ - $ 353,058 Special Mention - - 13,996 - - 472 - - 14,468 Substandard 843 4,323 500 1,652 217 3,685 - - 11,220 Doubtful - - - - - 59 - - 59 Total Commercial Real Estate 31,669 53,966 80,158 55,509 28,239 129,264 - - 378,805 Commercial Lines of Credit: Pass - - - - - - 60,113 3,133 63,246 Special Mention - - - - - - 605 143 748 Substandard - - - - - - 209 369 578 Doubtful - - - - - - 100 - 100 Total Commercial Lines of Credit - - - - - - 61,027 3,645 64,672 Other Commercial and Industrial: Pass 12,437 22,109 14,417 4,701 4,326 18,687 5,863 - 82,540 Special Mention - 2,072 - 216 33 - - - 2,321 Substandard - - 1,071 - 303 1,231 - - 2,605 Doubtful - 328 24 429 - - - - 781 Total Other Commercial and Industrial 12,437 24,509 15,512 5,346 4,662 19,918 5,863 - 88,247 Paycheck Protection Program Loans Pass - - - - 125 - - - 125 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - - 125 - - - 125 Tax Exempt Loans Pass 32 73 - - 151 2,402 - - 2,658 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 32 73 - - 151 2,402 - - 2,658 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 8,370 $ 16,151 $ 29,461 $ 49,580 $ 37,290 $ 111,171 $ - $ - $ 252,023 Special Mention - - - - 273 364 - - 637 Substandard - - 458 91 209 840 - - 1,598 Doubtful - - - - 152 825 - - 977 Total 1-4 family first-lien residential mortgages 8,370 16,151 29,919 49,671 37,924 113,200 - - 255,235 Construction: Pass 4,077 - - - - - - - 4,077 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 4,077 - - - - - - - 4,077 Home Equity and Junior Liens: Pass 5,635 4,219 3,173 3,055 1,669 13,680 19,549 954 51,934 Special Mention - - - - - 6 20 9 35 Substandard - - - 13 - 44 677 6 740 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 5,635 4,219 3,173 3,068 1,669 13,730 20,246 969 52,709 Other Consumer: Pass 4,049 62,500 4,215 2,165 1,145 2,543 - - 76,617 Special Mention - - - 6 - 2 - - 8 Substandard - - - 78 - - - - 78 Doubtful - - - - - - - - - Total Other Consumer 4,049 62,500 4,215 2,249 1,145 2,545 - - 76,703 Net Deferred Loan Fees ( 755 ) ( 17 ) ( 15 ) ( 135 ) ( 45 ) ( 604 ) - - ( 1,571 ) Total Loans $ 65,514 $ 161,401 $ 132,962 $ 115,708 $ 73,870 $ 280,455 $ 87,136 $ 4,614 $ 921,660 The following tables present the classes of the loan portfolio as of December 31, 2023, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total Commercial Real Estate: Pass $ 43,823 $ 67,743 $ 55,395 $ 29,222 $ 51,270 $ 85,218 $ - $ - $ 332,671 Special Mention - 14,016 - - - 797 - - 14,813 Substandard 3,006 500 2,339 739 396 4,085 - - 11,065 Doubtful - - - - - 158 - - 158 Total Commercial Real Estate 46,829 82,259 57,734 29,961 51,666 90,258 - - 358,707 Commercial Lines of Credit: Pass - - - - - - 62,824 7,141 69,965 Special Mention - - - - - - 654 162 816 Substandard - - - - - - 518 758 1,276 Doubtful - - - - - - - 12 12 Total Commercial Lines of Credit - - - - - - 63,996 8,073 72,069 Other Commercial and Industrial: Pass 27,433 16,735 6,457 5,541 7,828 11,994 4,195 - 80,183 Special Mention 2,490 - 248 67 - - - - 2,805 Substandard 30 1,124 929 754 211 2,362 - - 5,410 Doubtful 1,405 - - - - - - - 1,405 Total Other Commercial and Industrial 31,358 17,859 7,634 6,362 8,039 14,356 4,195 - 89,803 Paycheck Protection Program Loans Pass - - - 158 - - - - 158 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Paycheck Protection Program Loans - - - 158 - - - - 158 Tax Exempt Loans Pass 105 - - 151 6 3,168 - - 3,430 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Tax Exempt Loans 105 - - 151 6 3,168 - - 3,430 Revolving Term Loans By Origination Year Revolving loans converted (In thousands) 2024 2023 2022 2021 2020 Prior Loans to term loans Total 1-4 family first-lien residential mortgages: Pass $ 17,403 $ 31,591 $ 51,027 $ 39,454 $ 18,491 $ 94,594 $ - $ - $ 252,560 Special Mention - - 1,601 566 176 349 - - 2,692 Substandard - - 138 209 282 1,168 - - 1,797 Doubtful - - - 154 - 401 - - 555 Total 1-4 family first-lien residential mortgages 17,403 31,591 52,766 40,383 18,949 96,512 - - 257,604 Construction: Pass 1,355 - - - - - - - 1,355 Special Mention - - - - - - - - - Substandard - - - - - - - - - Doubtful - - - - - - - - - Total Construction 1,355 - - - - - - - 1,355 Home Equity and Junior Liens: Pass 8,317 1,880 1,404 853 559 2,228 18,177 689 34,107 Special Mention - - - - - 6 20 9 35 Substandard - - 66 - - 49 601 - 716 Doubtful - - - - - - - - - Total Home Equity and Junior Liens 8,317 1,880 1,470 853 559 2,283 18,798 698 34,858 Other Consumer: Pass 68,434 3,876 3,103 1,381 1,536 1,340 - - 79,670 Special Mention 24 34 14 9 4 15 - - 100 Substandard - 14 8 - - 5 - - 27 Doubtful - - - - - - - - - Total Other Consumer 68,458 3,924 3,125 1,390 1,540 1,360 - - 79,797 Net Deferred Loan Fees ( 289 ) 60 ( 12 ) ( 82 ) 93 ( 344 ) - - ( 574 ) Total loans $ 173,536 $ 137,573 $ 122,717 $ 79,176 $ 80,852 $ 207,593 $ 86,989 $ 8,771 $ 897,207
Summary of Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An aging analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of September 30, 2024 and December 31, 2023, are detailed in the following tables: As of September 30, 2024 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 3,010 $ 778 $ 1,605 $ 5,393 $ 249,842 $ 255,235 Construction - - - - 4,077 4,077 Total residential mortgage loans 3,010 778 1,605 5,393 253,919 259,312 Commercial loans: Real estate 6,718 5,406 5,950 18,074 360,731 378,805 Lines of credit 2,407 61 1,391 3,859 60,813 64,672 Other commercial and industrial 829 293 6,323 7,445 80,802 88,247 Paycheck Protection Program loans - - - - 125 125 Tax exempt loans - - - - 2,658 2,658 Total commercial loans 9,954 5,760 13,664 29,378 505,129 534,507 Consumer loans: Home equity and junior liens 1,372 168 422 1,962 50,747 52,709 Other consumer 475 234 479 1,188 75,515 76,703 Total consumer loans 1,847 402 901 3,150 126,262 129,412 Total loans $ 14,811 $ 6,940 $ 16,170 $ 37,921 $ 885,310 $ 923,231 As of December 31, 2023 30-59 Days 60-89 Days 90 Days Total Total Loans (In thousands) Past Due Past Due and Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,462 $ 2,269 $ 1,770 $ 5,501 $ 252,103 $ 257,604 Construction - - - - 1,355 1,355 Total residential mortgage loans 1,462 2,269 1,770 5,501 253,458 258,959 Commercial loans: Real estate 5,385 196 5,053 10,634 348,073 358,707 Lines of credit 180 - 924 1,104 70,965 72,069 Other commercial and industrial 5,347 322 6,340 12,009 77,794 89,803 Paycheck Protection Program loans - - - - 158 158 Tax exempt loans - - - - 3,430 3,430 Total commercial loans 10,912 518 12,317 23,747 500,420 524,167 Consumer loans: Home equity and junior liens 210 29 192 431 34,427 34,858 Other consumer 984 383 2,948 4,315 75,482 79,797 Total consumer loans 1,194 412 3,140 4,746 109,909 114,655 Total loans $ 13,568 $ 3,199 $ 17,227 $ 33,994 $ 863,787 $ 897,781
Summary of Nonaccrual Loans Segregated by Class of Loan	A s of September 30, 2024 and December 31, 2023, the amount of interest income recognized on nonaccrual loans and the cost basis of nonaccrual loans, for which there is no ACL, are detailed in the following tables. All loans greater than 90 days past due are classified as nonaccrual. September 30, 2024 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,605 $ 1,098 $ 46 Total residential mortgage loans 1,605 1,098 46 Commercial loans: Real estate 5,950 4,247 116 Lines of credit 1,391 1,355 72 Other commercial and industrial 6,323 1,951 187 Total commercial loans 13,664 7,553 375 Consumer loans: Home equity and junior liens 422 60 5 Other consumer 479 3 7 Total consumer loans 901 63 12 Total nonaccrual loans $ 16,170 $ 8,714 $ 433 December 31, 2023 (In thousands) Nonaccrual Loans Nonaccrual loans without related allowance for credit loss Recognized interest income Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,770 $ 69 $ 43 Total residential mortgage loans 1,770 69 43 Commercial loans: Real estate 5,053 3,058 109 Lines of credit 924 - 52 Other commercial and industrial 6,340 4,079 164 Total commercial loans 12,317 7,137 325 Consumer loans: Home equity and junior liens 192 - 2 Other consumer 2,948 1,207 9 Total consumer loans 3,140 1,207 11 Total nonaccrual loans $ 17,227 $ 8,413 $ 379

Allowance for Credit Losses (Ta

Allowance for Credit Losses (Tables)	9 Months Ended
	Sep. 30, 2024
Allowance For Loan Losses [Abstract]
Schedule of Changes in the Allowance for Credit Losses	The following table summarizes all activity related to the ACL from December 31, 2023 to September 30, 2024 and to the recorded PCL for the three and nine months ended September 30, 2024 (in thousands): Reserves as of December 31, 2023 Q1 2024 Charge-Offs Q1 2024 Recoveries Q1 2024 PCL Reserves as of March 31, 2024 Q2 2024 Charge-Offs Q2 2024 Recoveries Q2 2024 PCL Reserves as of June 30, 2024 Q3 2024 Charge-Offs Q3 2024 Recoveries Q3 2024 PCL Reserves as of Sept 30, 2024 ACL - Loans Specifically identified $ 3,716 $ - $ - $ 100 $ 3,816 $ - $ - $ 665 $ 4,481 $ ( 6,153 ) $ 5 $ 4,110 $ 2,443 Overdraft 364 ( 5 ) 4 - 363 ( 29 ) 8 - 342 ( 121 ) 47 ( 268 ) - Pooled - quantitative 6,203 ( 63 ) 34 101 6,275 ( 83 ) 38 80 6,309 ( 29 ) 38 556 6,874 Pooled - qualitative 3,566 - - 509 4,075 ( 441 ) 3,634 - - 89 3,723 Purchased 2,126 - - - 2,126 - - - 2,126 ( 2,509 ) - 4,617 4,234 Total ACL - Loans $ 15,975 $ ( 68 ) $ 38 $ 710 $ 16,655 $ ( 112 ) $ 46 $ 304 $ 16,892 $ ( 8,812 ) $ 90 $ 9,104 $ 17,274 ACL - Held-To-Maturity 352 - - 15 367 - - ( 74 ) 293 - - ( 31 ) 262 Other Liabilities - Unfunded Commitments 589 - - 1 590 - - 60 650 - - ( 104 ) 546 $ 16,916 $ ( 68 ) $ 38 $ 726 $ 17,612 $ ( 112 ) $ 46 $ 290 $ 17,835 $ ( 8,812 ) $ 90 $ 8,969 $ 18,082
Schedule of Changes in the Allowance for Loan Losses	An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. As of and for the three months ended September 30, 2024 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 1,536 $ 815 $ 6,663 $ 1,221 $ 3,821 $ - Charge-offs - - ( 1,204 ) ( 1,918 ) ( 2,936 ) - Recoveries 23 - - - 5 - Provisions (credits) ( 62 ) ( 5 ) 1,122 1,220 1,845 - Ending balance $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 $ - Ending balance: related to loans $ 42 $ - $ 862 $ 100 $ 1,192 $ - Ending balance: related to loans $ 1,455 $ 810 $ 5,719 $ 423 $ 1,543 $ - Loans receivables: Ending balance $ 255,235 $ 4,077 $ 378,805 $ 64,672 $ 88,247 $ 125 Ending balance: individually $ 1,733 $ - $ 9,518 $ 1,455 $ 6,226 $ - Ending balance: collectively $ 253,502 $ 4,077 $ 369,287 $ 63,217 $ 82,021 $ 125 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 2 $ 625 $ 2,209 16,892 Charge-offs - ( 51 ) ( 2,703 ) ( 8,812 ) Recoveries - - 62 90 Provisions (credits) ( 1 ) 172 4,813 9,104 Ending balance $ 1 $ 746 $ 4,381 $ 17,274 Ending balance: related to loans $ - $ 180 $ 67 $ 2,443 Ending balance: related to loans $ 1 $ 566 $ 4,314 $ 14,831 Loans receivables: Ending balance $ 2,658 $ 52,709 $ 76,703 $ 923,231 Ending balance: individually $ - $ 591 $ 67 $ 19,590 Ending balance: collectively $ 2,658 $ 52,118 $ 76,636 $ 903,641 As of and for the nine months ended September 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Charge-offs - - ( 1,205 ) ( 1,918 ) ( 2,936 ) Recoveries 31 - 19 - 12 Provisions (credits) ( 142 ) ( 48 ) 2,016 767 2,378 Ending balance $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 1 $ 657 $ 2,145 15,975 Charge-offs - ( 51 ) ( 2,883 ) ( 8,993 ) Recoveries - 1 111 174 Provisions (credits) - 139 5,008 10,118 Ending balance $ 1 $ 746 $ 4,381 $ 17,274 As of and for the three months ended September 30, 2023 1-4 family first-lien Residential Other Paycheck residential construction Commercial Commercial commercial Protection (In thousands) mortgage mortgage real estate lines of credit and industrial Program Allowance for credit losses: Beginning Balance $ 2,036 $ 634 $ 5,431 $ 2,620 $ 5,192 $ - Charge-offs ( 60 ) - - ( 1,230 ) ( 2,499 ) - Recoveries - - 24 - 5 - Provisions (credits) 31 238 ( 401 ) 483 343 - Ending balance $ 2,007 $ 872 $ 5,054 $ 1,873 $ 3,041 $ - Ending balance: related to loans $ 126 $ - $ 598 $ 1,093 $ 1,564 $ - Ending balance: related to loans $ 1,881 $ 872 $ 4,456 $ 780 $ 1,477 $ - Loans receivables: Ending balance $ 252,956 $ 2,090 $ 362,822 $ 73,497 $ 85,506 $ 169 Ending balance: individually $ 1,681 $ - $ 11,525 $ 2,052 $ 6,759 $ - Ending balance: collectively $ 251,275 $ 2,090 $ 351,297 $ 71,445 $ 78,747 $ 169 Home equity Other Tax exempt and junior liens Consumer Total Allowance for credit losses: Beginning Balance $ 15 $ 682 $ 2,186 $ 18,796 Charge-offs - - ( 84 ) ( 3,873 ) Recoveries - - 17 46 Provisions (credits) ( 2 ) 40 66 - 798 Ending balance $ 13 $ 722 $ 2,185 $ 15,767 Ending balance: related to loans $ - $ 147 $ - $ 3,528 Ending balance: related to loans $ 13 $ 575 $ 2,185 $ 12,239 Loans receivables: Ending balance $ 3,451 $ 34,666 $ 81,319 $ 896,476 Ending balance: individually $ - $ 712 $ - $ 22,729 Ending balance: collectively $ 3,451 $ 33,954 $ 81,319 $ 873,747 As of and for the nine months ended September 30, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for credit losses: Beginning Balance $ 714 $ - $ 5,881 $ 3,990 $ 2,944 Adoption of new accounting standard 1,396 969 ( 1,744 ) 95 10 Charge-offs ( 60 ) - - ( 1,230 ) ( 2,798 ) Recoveries - - 24 1 132 Provisions (credits) ( 43 ) ( 97 ) 893 ( 983 ) 2,753 Ending balance $ 2,007 $ 872 $ 5,054 $ 1,873 $ 3,041 Tax exempt Home equity and junior liens Other consumer Total Allowance for credit losses: Beginning Balance $ 3 $ 741 $ 1,046 $ 15,319 Adoption of new accounting standard 14 ( 97 ) 1,243 $ 1,886 Charge-offs - - ( 277 ) ( 4,365 ) Recoveries - - 95 252 Provisions (credits) ( 4 ) 78 78 2,675 Ending balance $ 13 $ 722 $ 2,185 $ 15,767
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology	The allocation of the allowance for credit losses summarized on the basis of the Company’s calculation methodology was as follows: As of September 30, 2024 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 42 $ - $ 862 $ 100 $ 1,192 Historical loss rate 1,523 810 2,829 110 1,008 Qualitative factors ( 68 ) - 2,890 313 535 Total $ 1,497 $ 810 $ 6,581 $ 523 $ 2,735 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 437 $ 4,044 $ 6,677 Historical loss rate 1 288 303 6,872 Qualitative factors - 21 34 3,725 Total $ 1 $ 746 $ 4,381 $ 17,274 As of December 31, 2023 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 137 $ - $ 969 $ 844 $ 1,617 Historical loss rate 1,537 674 2,645 209 1,026 Qualitative factors ( 66 ) 184 2,137 621 638 Total $ 1,608 $ 858 $ 5,751 $ 1,674 $ 3,281 Home equity Other Tax exempt and junior liens consumer Total Specifically reserved $ - $ 458 $ 1,817 $ 5,842 Historical loss rate 1 190 307 6,589 Qualitative factors - 9 21 3,544 Total $ 1 $ 657 $ 2,145 $ 15,975
Schedule of Allowance for Credit Losses Amortized Cost	The following table details the amortized cost of collateral dependent loans at September 30, 2024 and December 31, 2023: (In thousands) September 30, 2024 December 31, 2023 Commercial and industrial $ 7,681 $ 7,788 Commercial real estate 9,518 11,814 Residential (1-4 family) first mortgages 1,733 699 Home equity loans and lines of credit 591 599 Consumer loans 67 81 Total loans $ 19,590 $ 20,981

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	9 Months Ended
	Sep. 30, 2024
Schedule Of Real Estate Properties
Schedule of Real Estate Properties	The Company is required to disclose the carrying amount of foreclosed real estate properties held as a result of obtaining physical possession of the property at each reporting period. (In thousands) Number of September 30, Number of properties December 31, Foreclosed real estate - $ - 4 $ 151

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	9 Months Ended
	Sep. 30, 2024
Fair Value Disclosures [Abstract]
Schedule Of Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: September 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 76,830 $ - $ 76,830 State and political subdivisions - 33,042 - 33,042 Corporate - 6,664 - 6,664 Asset backed securities - 19,160 - 19,160 Residential mortgage-backed - US agency - 35,234 - 35,234 Collateralized mortgage obligations - US agency - 14,287 - 14,287 Collateralized mortgage obligations - Private label - 82,262 - 82,262 Total 267,479 267,479 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,292 Total available-for-sale securities $ 206 $ 267,479 $ - $ 271,977 Marketable equity securities measured at NAV $ - $ - $ - $ 3,872 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 184 $ - $ 184 December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 80,083 $ - $ 80,083 State and political subdivisions - 32,924 - 32,924 Corporate - 6,576 - 6,576 Asset backed securities - 19,892 - 19,892 Residential mortgage-backed - US agency - 24,418 - 24,418 Collateralized mortgage obligations - US agency - 12,179 - 12,179 Collateralized mortgage obligations - Private label - 78,095 - 78,095 Total - 254,167 - 254,167 Equity investment securities: Common stock - financial services industry 206 - - 206 Other Securities: Corporate issuances measured at NAV - - - 4,343 Total available-for-sale securities $ 206 $ 254,167 $ - $ 258,716 Marketable equity securities measured at NAV $ - $ - $ - $ 3,206 Interest rate swap derivative fair value hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 5,160 $ - $ 5,160 Interest rate swap derivative cash flow hedges (unrealized gain carried as receivable from derivative counterparties) $ - $ 45 $ - $ 45
Schedule Of Fair Value Assets Measured on Nonrecurring Basis	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of September 30, 2024 and December 31, 2023: September 30, 2024 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 8,851 $ 8,851 Foreclosed real estate $ - $ - $ - $ - December 31, 2023 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Individually evaluated loans $ - $ - $ 9,722 $ 9,722 Foreclosed real estate $ - $ - $ 151 $ 151
Schedule Of Fair Value Inputs, Quantitative Information	The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates: Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At September 30, 2024 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 12 % - 75 % ( 25 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2023 Individually evaluated loans Appraisal of collateral Discounted Cash Flow 10 % - 75 % ( 21 %) Foreclosed real estate Appraisal of collateral Costs to Sell 21 % - 24 % ( 22 %)
Schedule Of Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: September 30, 2024 December 31, 2023 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 35,324 $ 35,324 $ 48,732 $ 48,732 Investment securities - available-for-sale 2 267,479 267,479 254,167 254,167 Investment securities - available-for-sale NAV 4,292 4,292 4,343 4,343 Investment securities - marketable equity NAV 3,872 3,872 3,206 3,206 Investment securities - held-to-maturity 2 161,385 154,972 179,286 168,034 Federal Home Loan Bank stock 2 5,401 5,401 8,748 8,748 Net loans 3 904,386 857,952 881,232 823,052 Accrued interest receivable 1 6,806 6,806 7,286 7,286 Interest rate derivative cash flow hedge receivable/(payable) 2 - - 45 45 Interest rate derivative fair value hedges receivable - AFS investments 2 1,059 1,059 3,113 3,113 Interest rate derivative fair value hedges (payable) receivable - loans 2 ( 875 ) ( 875 ) 2,047 1,477 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 703,303 $ 703,303 $ 607,301 $ 607,301 Time Deposits 2 492,910 491,086 512,766 517,514 Borrowings 2 100,084 99,573 175,599 174,071 Subordinated debt 2 30,057 28,917 29,914 28,026 Accrued interest payable 1 236 236 2,245 2,245

Interest Rate Derivatives (Tabl

Interest Rate Derivatives (Tables)	9 Months Ended
	Sep. 30, 2024
Derivative Instruments and Hedging Activities Disclosure [Abstract]
Schedule Of Cumulative Basis Adjustments for Fair Value Hedges	The following tables show the Company’s outstanding fair value hedges at September 30, 2024 and December 31, 2023: (In thousands) Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted/(Added) from Carrying Amount of the Hedged Assets at September 30, 2024 Hedge-Adjusted Carrying Amount of the Hedged Assets at Cumulative Amount of Fair Value Hedging Adjustment Subtracted from Carrying Amount of the Hedged Assets at December 31, 2023 Line item on the balance sheet in which the hedged item is included: Available-for-sale securities (1) $ 74,124 $ 1,059 $ 95,887 $ 3,113 Loans receivable (2) $ 137,050 $ ( 875 ) $ 156,836 $ 620 (1) The $ 73.1 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 73.1 million and $ 89.1 million at September 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 1.1 million and $ 3.1 million at September 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.8 million and $ 1.5 million in the nine month periods ended September 30, 2024 and September 30, 2023, respectively. (2) The $ 137.9 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential mortgages and the aggregate hedge-adjusted amortized cost of four specified purchased consumer loan pools. These pools of loans were designated as the underlying assets for the hedging relationships in which the hedged underlying asset's notional amounts were the amortized cost projected to be remaining at the end of the contractual term of the hedging instruments. The amount of the designated hedged items were $ 131.8 million and $ 141.0 million at September 30, 2024 and December 31, 2023, respectively. At September 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized loss, payable to derivative counterparties) resulted in a net liability position of $ 875,000 , recorded by the Company as a component of other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 2.0 million and $ 1.5 million, for the nine month periods ended September 30, 2024 and September 30, 2023, respectively. Details of the two loan hedging strategies, in place at September 30, 2024 are presented below: a. On April 7, 2023 the Bank entered into an amortizing swap transaction with an initial notional amount of $ 100.0 million whereby the Bank will receive the 3-month SOFR rate monthly, based on the notional amount of the swap contract at the beginning of each month until the swap transaction expires in 2035 . The notional amount of the swap declines monthly according to a predetermined amortization schedule and was $ 81.8 million at September 30, 2024. The Bank will pay a fixed rate of 3.208 % to the contract's counterparty throughout the life of the contract based on each month's beginning notional balance. The fair value of this swap contract was $ 213,000 at September 30, 2024. b. On December 7, 2023, the Bank entered into five fixed-pay interest rate swap contracts with a total notional amount of $ 50.0 million, whereby the Bank will receive the 3-month rate SOFR monthly until the respective maturity dates of the contracts. The contracts expire in annual increments on December 1 of 2025 ($ 5.0 million, fixed rate of 4.463 %), 2026 ($ 5.0 million, fixed rate of 4.136 %), 2027 ($ 10.0 million, fixed rate of 3.973 %), 2028 ($ 15.0 million, fixed rate of 3.887 %), and 2029 ($ 15.0 million, fixed rate of 3.845 %). The fair value of these swap contracts in aggregate was negative $ 1.1 million (a payable to the swap counterparty) at September 30, 2024.
Schedule Of Cash Flow Hedges	The following table shows the pre-tax gains of the Company’s derivatives designated as cash flow hedges in AOCI at September 30, 2024 and December 31, 2023: (In thousands) September 30, 2024 December 31, 2023 Cash flow hedges: Fair market value adjustment interest rate swap $ - $ 45 Total gain in comprehensive income $ - $ 45
Schedule of Hedge transcations increased the net income	The following tables summarize the net effects of the Company's fair value and cash flow hedges for the nine months ended September 30, 2024 and September 30, 2023, respectively: Fair Value Hedges (In thousands) Nine Months Ended September 30, 2024 Hedge Category Average Notional Balance Period Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable/(Payable) at Period End Investments $ 80,779 $ 73,061 $ 1,771 $ 1,059 Loans 135,816 131,769 1,951 ( 875 ) Total $ 216,595 $ 204,830 $ 3,722 $ 184 Nine Months Ended September 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable/(Payable) at Period End Investments $ 53,756 $ 52,120 $ 1,513 $ 6,709 Loans 83,701 110,149 1,540 5,807 Total $ 137,457 $ 162,269 $ 3,053 $ 12,516 Cash Flow Hedges Nine Months Ended September 30, 2024 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Receivable at Period End Borrowed Funds $ 15,852 $ - $ 157 $ - Nine Months Ended September 30, 2023 Hedge Category Average Notional Balance Ending Notional Balance Net Cash Received Recorded In Net Income Fair Value Payable at Period End Borrowed Funds $ 47,778 $ 40,000 $ 748 $ 909

Accumulated Other Comprehensi_2

Accumulated Other Comprehensive (Loss) Income (Tables)	9 Months Ended
	Sep. 30, 2024
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive (loss) income (“AOCI”), net of tax, for the periods indicated are summarized in the tables below. For the three months ended September 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,018 ) $ ( 7,285 ) $ 517 $ ( 8,786 ) Other comprehensive income (loss) before reclassifications 28 2,103 ( 61 ) 2,070 Amounts reclassified from AOCI - - - - Ending balance $ ( 1,990 ) $ ( 5,182 ) $ 456 $ ( 6,716 ) For the three months ended September 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,345 ) $ ( 9,495 ) $ 470 $ ( 11,370 ) Other comprehensive (loss) income before reclassifications - ( 2,228 ) 202 ( 2,026 ) Amounts reclassified from AOCI 41 ( 1 ) - 40 Ending balance $ ( 2,304 ) $ ( 11,724 ) $ 672 $ ( 13,356 ) For the nine months ended September 30, 2024 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,073 ) $ ( 7,564 ) $ 32 $ ( 9,605 ) Other comprehensive income before reclassifications 83 2,279 424 2,786 Amounts reclassified from AOCI - 103 - 103 Ending balance $ ( 1,990 ) $ ( 5,182 ) $ 456 $ ( 6,716 ) For the nine months ended September 30, 2023 (In thousands) Net Unrealized Loss on Retirement Plans Unrealized Loss on Available-for-Sale Securities Unrealized Gain on Derivatives and Hedging Activities Total Beginning balance $ ( 2,427 ) $ ( 10,127 ) $ 382 $ ( 12,172 ) Other comprehensive (loss) income before reclassifications - ( 3,023 ) 290 ( 2,733 ) Amounts reclassified from AOCI 123 1,426 - 1,549 Ending balance $ ( 2,304 ) $ ( 11,724 ) $ 672 $ ( 13,356 )
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated periods: Amount Reclassified Amount Reclassified from AOCI (1) from AOCI (1) (Unaudited) (Unaudited) (In thousands) For the three months ended For the nine months ended Details about AOCI (1) components Affected Line Item in the Statement of Income September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Retirement plan items Retirement plan net (losses) Salaries and employee benefits $ ( 38 ) $ ( 56 ) $ ( 113 ) $ ( 167 ) Tax effect Provision for income taxes 10 15 30 44 Net Income $ ( 28 ) $ ( 41 ) $ ( 83 ) $ ( 123 ) Available-for-sale securities Realized gains (losses) on sale of securities Net gains on sales and redemptions $ - $ 1 $ ( 139 ) $ ( 1,932 ) Tax effect Provision for income taxes - - 36 506 Net Income $ - $ 1 $ ( 103 ) $ ( 1,426 ) (1) Amounts in parentheses indicates debits in net income. (2) These items are included in net periodic pension cost. See Note 5 for additional information.

Noninterest Income (Tables)

Noninterest Income (Tables)	9 Months Ended
	Sep. 30, 2024
Revenue from Contract with Customer [Abstract]
Summary of Noninterest Income	The Company has included the following table regarding the Company’s noninterest income for the periods presented: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Service charges on deposit accounts Insufficient funds fees $ 221 $ 181 $ 594 $ 488 Deposit related fees 150 112 373 321 ATM fees 21 50 64 104 Total service charges on deposit accounts 392 343 1,031 913 Fee Income Insurance agency revenue 367 310 1,024 1,001 Investment services revenue 112 128 369 360 ATM fees surcharge 66 61 174 168 Banking house rents collected 40 54 149 150 Total fee income 585 553 1,716 1,679 Card income Debit card interchange fees 300 22 610 455 Merchant card fees 19 19 45 46 Total card income 319 41 655 501 Mortgage fee income and realized gains on sales of loans Loan servicing fees 79 99 279 238 Net gains on sales of loans and foreclosed real estate 90 41 148 183 Total mortgage fee income and realized gains on sales of 169 140 427 421 Total 1,465 1,077 3,829 3,514 Earnings and gains on bank owned life insurance 361 165 685 466 Net realized (losses) gains on sales and redemptions of investment securities ( 188 ) ( 13 ) ( 320 ) 60 Net realized gains (losses) on sales of marketable equity securities 62 ( 39 ) 31 ( 208 ) Loss on sale of premises and equipment ( 36 ) - ( 36 ) - Non-recurring gain on lease renegotiations - - 245 - Other miscellaneous (loss) income 43 3 221 40 Total noninterest income $ 1,707 $ 1,193 $ 4,655 $ 3,872

Leases (Tables)

Leases (Tables)	9 Months Ended
	Sep. 30, 2024
Leases [Abstract]
Components of Lease Expense	The components of lease expense are as follows: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Operating lease cost $ 49 $ 53 $ 148 $ 170 Finance lease cost 186 56 583 167
Supplemental Cash Flow Information Related to Leases	Supplemental cash flow information related to leases was as follows: For the three months ended For the nine months ended (In thousands) September 30, 2024 September 30, 2023 September 30, 2024 September 30, 2023 Cash paid for amount included in the measurement of lease liabilities: Operating cash flows for operating leases $ 46 $ 48 $ 137 $ 156 Operating cash flows for finance leases 186 56 583 167 Financing cash flows for finance leases 92 31 156 93
Supplemental Balance Sheet Information Related to Leases	Supplemental balance sheet information related to leases was as follows: (In thousands, except lease term and discount rate) September 30, 2024 December 31, 2023 Operating Leases: Operating lease right-of-use assets $ 1,425 $ 1,526 Operating lease liabilities 1,621 1,711 Finance Leases: Finance lease right-of-use assets $ 16,873 $ 4,073 Finance lease liabilities 16,829 4,381 Weighted Average Remaining Lease Term: Operating Leases 17.10 17.22 years Finance Leases 23.42 27.35 years Weighted Average Discount Rate: Operating Leases 3.89 % 3.88 % Finance Leases 8.25 % 9.40 %
Maturities of Lease Liabilities	Maturities of lease liabilities are as follows: Twelve Months Ending September 30, (In thousands) 2025 $ 109 2026 474 2027 493 2028 520 2029 520 Thereafter 16,334 Total minimum lease payments $ 18,450 The increase from December 31, 2023 to September 30, 2024 for finance leases was entirely driven by the acquisition of our East Syracuse branch. T he Company assumed Berkshire Bank’s existing commercial lease, for the real property associated with the East Syracuse branch, with an annual lease payment of approximately $ 946,000 , excluding property taxes and certain other associated property related obligations that the Bank also assumed.

Related Party Transactions (Tab

Related Party Transactions (Tables)	9 Months Ended
	Sep. 30, 2024
Related Party Transactions [Abstract]
Schedule of Loans to Related Parties	The following represents the activity associated with loans to related parties during the nine months ended September 30, 2024 and the year ended December 31, 2023: September 30, December 31, (In thousands) 2024 2023 Balance at the beginning of the year $ 32,742 $ 32,531 Originations and related party additions 999 4,360 Principal payments and related party removals ( 6,547 ) ( 4,149 ) Balance at the end of the period $ 27,194 $ 32,742

Branch Acquisition (Tables)

Branch Acquisition (Tables)	9 Months Ended
	Sep. 30, 2024
Business Combinations [Abstract]
Branch Acquisition	The following table sets forth assets acquired and liabilities assumed in the acquisition of the East Syracuse branch, at their estimated fair values as of the closing date of the transaction: Data is actual, not in thousands Amount Recorded Fair Value Adjustment Fair Value Recorded Consideration: Cash received $ 149,843,537 Fair value of assets acquired and liabilities assumed: Assets acquired: Cash and cash equivalents $ 251,040 $ - $ 251,040 Negative deposits (classified as loans) 28,080 - 28,080 Loans, net 29,908,345 ( 1,843,429 ) (a) 28,064,916 Accrued interest receivable on loans 162,388 - 162,388 Premises and equipment, net 223,676 - 223,676 Core deposit intangible - 6,271,000 (b) 6,271,000 Right-of-use asset 12,481,680 493,000 (c) 12,974,680 Total assets acquired $ 43,055,209 $ 4,920,571 $ 47,975,780 Liabilities assumed: Deposits $ 185,860,409 $ 543,226 (d) $ 186,403,635 Accrued interest payable on deposits 149,948 - 149,948 Lease liability 12,481,680 - 12,481,680 Total liabilities assumed $ 198,492,037 $ 543,226 $ 199,035,263 Net assets acquired and liabilities assumed $ ( 151,059,483 ) Goodwill $ 1,215,946 (e) The amount of revenue of the acquired business since the acquisition date, and the proforma results of operations, are not material to the financial statements. (a) Adjustments to loans will be recognized as an adjustment of yield over their remaining term. Recording of new intangible asset for the fair value of core deposits, to be amortized on an accelerated basis over a ten year period. The weighted average amortization period is 6.4 years. The right-of-use asset was initially measured at an amount equal to the lease liability and includes an adjustment for favorable lease terms when compared with market terms. Adjustments to deposits will be recognized as an adjustment of yield over their remaining term. (e) Total amount of goodwill that is expected to be deductible for tax purposes.

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Details)	Sep. 30, 2024
Nature of Operations [Line Items]
Consolidation of membership interest in Fitzgibbons	100%
FitzGibbons Agency LLC [Member] | Pathfinder Risk Management Company Inc [Member]
Nature of Operations [Line Items]
Membership interest own in Fitzgibbons through subsidiary	51%
Noncontrolling interest by subsidiary	49%

Earnings per Common Share - Add

Earnings per Common Share - Additional Information (Details) - shares		3 Months Ended		9 Months Ended
	Jun. 04, 2021	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Conversion of preferred stock, shares converted	1,380,283
Conversion of stock, description				the Company converted 1,380,283 shares of its Series B Convertible Perpetual Preferred Stock ("Convertible Perpetual Preferred Stock") to an equal number of shares of its newly-created Series A Non-Voting Common Stock.
Employee Stock Option
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Anti-dilutive stock options (in shares)		0	0	0	0

Earnings per Common Share - Cal

Earnings per Common Share - Calculations of Basic and Diluted Earnings per Share (Details) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Net Income (Loss)	$ (4,644)	$ 2,176	$ (524)	$ 6,757
Voting Common Stock dividends	$ 0.1	$ 0.09	$ 0.3	$ 0.27
Warrant dividends	$ 12	$ 12	$ 38	$ 34
Series A Nonvoting Common Stock [Member]
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Voting Common Stock dividends	$ 138	$ 124	$ 414	$ 373
Warrant dividends	$ 12	$ 12	$ 38	$ 34
Undistributed earnings allocated to participating securities	(4,097)	1,257	(1,859)	3,950
Net income available to common shareholders- Voting	$ (1,031)	$ 485	$ (117)	$ 1,517
Basic weighted average common shares outstanding- Voting	1,380	1,380	1,380	1,380
Diluted weighted average common shares outstanding- Voting	1,380	1,380	1,380	1,380
Voting Earnings per common share- basic	$ (0.75)	$ 0.35	$ (0.09)	$ 1.1
Voting Earnings per common share - diluted	(0.75)	0.35	(0.09)	1.1
Voting Common Stock [Member]
Antidilutive Securities Excluded From Computation Of Earnings Per Share [Line Items]
Voting Common Stock dividends	$ 472	$ 422	$ 1,414	$ 1,256
Undistributed earnings allocated to participating securities	$ (1,275)	$ 395	$ (579)	$ 1,248
Net income available to common shareholders- Voting	$ (3,519)	$ 1,645	$ (397)	$ 5,102
Basic weighted average common shares outstanding- Voting	4,714	4,671	4,708	4,640
Diluted weighted average common shares outstanding- Voting	4,714	4,671	4,708	4,640
Voting Earnings per common share- basic	$ (0.75)	$ 0.35	$ (0.09)	$ 1.1
Voting Earnings per common share - diluted	$ (0.75)	$ 0.35	$ (0.09)	$ 1.1

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	$ 278,789	$ 268,751
Gross Unrealized Gains, Debt investment securities	1,561	1,476
Gross Unrealized Losses, Debt investment securities	(8,579)	(11,717)
Available-for-sale Securities, Debt investment securities	271,771	258,510
Amortized cost, equity securities	206	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	206	206
Total investment securities, amortized cost basis	278,995	268,957
Gross Unrealized Gains	1,561	1,476
Gross Unrealized Losses	(8,579)	(11,717)
Estimated Fair Value	271,977	258,716
Total	161,647	179,637
Less: Allowance for credit losses	262	351
Total available-for-sale	161,385	179,286
Held to maturity, gross unrealized gains	391	172
Held to maturity, gross unrealized losses	(7,066)	(11,775)
Held-to-maturity Securities, Debt Maturities, Fair Value	154,972	168,034
US Treasury, Agencies and GSEs [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	79,254	82,588
Gross Unrealized Gains, Debt investment securities	539	754
Gross Unrealized Losses, Debt investment securities	(2,963)	(3,259)
Available-for-sale Securities, Debt investment securities	76,830	80,083
Total available-for-sale	3,658	3,760
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(200)	(304)
Held-to-maturity Securities, Debt Maturities, Fair Value	3,458	3,456
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	34,236	34,588
Gross Unrealized Gains, Debt investment securities	101	145
Gross Unrealized Losses, Debt investment securities	(1,295)	(1,809)
Available-for-sale Securities, Debt investment securities	33,042	32,924
Total available-for-sale	17,341	16,576
Held to maturity, gross unrealized gains	35	28
Held to maturity, gross unrealized losses	(1,506)	(1,874)
Held-to-maturity Securities, Debt Maturities, Fair Value	15,870	14,730
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	10,975	11,008
Gross Unrealized Gains, Debt investment securities	248	276
Gross Unrealized Losses, Debt investment securities	(267)	(365)
Available-for-sale Securities, Debt investment securities	10,956	10,919
Total available-for-sale	44,395	45,427
Held to maturity, gross unrealized gains	20	9
Held to maturity, gross unrealized losses	(1,742)	(3,281)
Held-to-maturity Securities, Debt Maturities, Fair Value	42,673	42,155
Asset Backed Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	19,295	20,251
Gross Unrealized Gains, Debt investment securities	31	0
Gross Unrealized Losses, Debt investment securities	(166)	(359)
Available-for-sale Securities, Debt investment securities	19,160	19,892
Total available-for-sale	13,709	16,860
Held to maturity, gross unrealized gains	19	0
Held to maturity, gross unrealized losses	(491)	(1,180)
Held-to-maturity Securities, Debt Maturities, Fair Value	13,237	15,680
Residential Mortgage-Backed - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	35,703	25,446
Gross Unrealized Gains, Debt investment securities	216	57
Gross Unrealized Losses, Debt investment securities	(685)	(1,085)
Available-for-sale Securities, Debt investment securities	35,234	24,418
Total available-for-sale	6,746	6,974
Held to maturity, gross unrealized gains	42	15
Held to maturity, gross unrealized losses	(491)	(665)
Held-to-maturity Securities, Debt Maturities, Fair Value	6,297	6,324
Collateralized Mortgage Obligations - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	14,897	13,058
Gross Unrealized Gains, Debt investment securities	128	116
Gross Unrealized Losses, Debt investment securities	(738)	(995)
Available-for-sale Securities, Debt investment securities	14,287	12,179
Total available-for-sale	12,517	13,221
Held to maturity, gross unrealized gains	5	0
Held to maturity, gross unrealized losses	(1,060)	(1,293)
Held-to-maturity Securities, Debt Maturities, Fair Value	11,462	11,928
Collateralized Mortgage Obligations - Private Label [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	84,429	81,812
Gross Unrealized Gains, Debt investment securities	298	128
Gross Unrealized Losses, Debt investment securities	(2,465)	(3,845)
Available-for-sale Securities, Debt investment securities	82,262	78,095
Total available-for-sale	63,281	76,819
Held to maturity, gross unrealized gains	270	120
Held to maturity, gross unrealized losses	(1,576)	(3,178)
Held-to-maturity Securities, Debt Maturities, Fair Value	61,975	73,761
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	206	206
Gross Unrealized Gains, Equity investment securities	0	0
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	$ 206	$ 206

Investment Securities - Amort_2

Investment Securities - Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 7,075
Due after one year through five years	10,013
Due after five years through ten years	41,457
Due after ten years	85,215
Sub-total	143,760
Amortized cost	278,789	$ 268,751
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	7,300
Due after one year through five years	9,704
Due after five years through ten years	38,109
Due after ten years	84,875
Sub-total	139,988
Available-for-sale securities, debt maturities, fair value, totals	271,771
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	6,709
Due after one year through five years	18,439
Due after five years through ten years	38,105
Due after ten years	15,850
Sub-total	79,103
Total available-for-sale	161,385	179,286
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	6,672
Due after one year through five years	18,257
Due after five years through ten years	35,584
Due after ten years	14,725
Sub-total	75,238
Held-to-maturity securities at fair value	154,972	168,034
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	35,703	25,446
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	35,234
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	6,746	6,974
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	6,297	6,324
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	14,897	13,058
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	14,287
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	12,517	13,221
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	11,462	11,928
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	84,429	81,812
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	82,262
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	63,281	76,819
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	61,975	$ 73,761
Held-to-Maturity Securities [Member]
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Total available-for-sale	$ 161,647

Investment Securities - Investm

Investment Securities - Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position (Details) $ in Thousands	Sep. 30, 2024 USD ($) Security	Dec. 31, 2023 USD ($) Security
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	24	17
Number of securities in unrealized loss positions, twelve months or more | Security	83	97
Number of securities in unrealized loss positions | Security	107	114
Less than twelve months Fair Value	$ 51,124	$ 32,441
Twelve months or more Fair Value	109,880	140,099
Total Fair Value	161,004	172,540
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(227)	(366)
Twelve months or more Unrealized Losses	(8,352)	(11,351)
Total Unrealized Losses	(8,579)	(11,717)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Total Unrealized Losses	$ (7,066)	$ (11,775)
US Treasury, Agencies and GSEs [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	7	3
Number of securities in unrealized loss positions, twelve months or more | Security	4	3
Number of securities in unrealized loss positions | Security	11	6
Less than twelve months Fair Value	$ 21,910	$ 5,990
Twelve months or more Fair Value	27,910	25,794
Total Fair Value	49,820	31,784
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(58)	(13)
Twelve months or more Unrealized Losses	(2,905)	(3,246)
Total Unrealized Losses	$ (2,963)	$ (3,259)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	2	2
Number of securities in unrealized loss positions | Security	2	2
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	3,458	3,456
Total Fair Value	3,458	3,456
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(200)	(304)
Total Unrealized Losses	$ (200)	$ (304)
State and Political Subdivisions [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	0
Number of securities in unrealized loss positions, twelve months or more | Security	20	20
Number of securities in unrealized loss positions | Security	21	20
Less than twelve months Fair Value	$ 2,009	$ 0
Twelve months or more Fair Value	25,472	26,432
Total Fair Value	27,481	26,432
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(9)	0
Twelve months or more Unrealized Losses	(1,286)	(1,809)
Total Unrealized Losses	$ (1,295)	$ (1,809)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	4
Number of securities in unrealized loss positions, twelve months or more | Security	17	14
Number of securities in unrealized loss positions | Security	18	18
Less than twelve months Fair Value	$ 501	$ 575
Twelve months or more Fair Value	13,429	12,718
Total Fair Value	13,930	13,293
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1)	(2)
Twelve months or more Unrealized Losses	(1,505)	(1,872)
Total Unrealized Losses	$ (1,506)	$ (1,874)
Corporate [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	4	5
Number of securities in unrealized loss positions | Security	4	5
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	3,434	4,351
Total Fair Value	3,434	4,351
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(267)	(365)
Total Unrealized Losses	$ (267)	$ (365)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	1
Number of securities in unrealized loss positions, twelve months or more | Security	37	39
Number of securities in unrealized loss positions | Security	37	40
Less than twelve months Fair Value	$ 0	$ 439
Twelve months or more Fair Value	30,355	33,532
Total Fair Value	30,355	33,971
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(61)
Twelve months or more Unrealized Losses	(1,742)	(3,220)
Total Unrealized Losses	$ (1,742)	$ (3,281)
Asset Backed Securities [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	3
Number of securities in unrealized loss positions, twelve months or more | Security	8	10
Number of securities in unrealized loss positions | Security	9	13
Less than twelve months Fair Value	$ 1,521	$ 5,907
Twelve months or more Fair Value	9,018	13,985
Total Fair Value	10,539	19,892
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(10)	(65)
Twelve months or more Unrealized Losses	(156)	(294)
Total Unrealized Losses	$ (166)	$ (359)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	2
Number of securities in unrealized loss positions, twelve months or more | Security	5	8
Number of securities in unrealized loss positions | Security	6	10
Less than twelve months Fair Value	$ 588	$ 2,877
Twelve months or more Fair Value	7,066	10,652
Total Fair Value	7,654	13,529
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(4)	(8)
Twelve months or more Unrealized Losses	(487)	(1,172)
Total Unrealized Losses	$ (491)	$ (1,180)
Residential Mortgage-Backed - US Agency [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	5	1
Number of securities in unrealized loss positions, twelve months or more | Security	9	15
Number of securities in unrealized loss positions | Security	14	16
Less than twelve months Fair Value	$ 7,894	$ 2,477
Twelve months or more Fair Value	6,323	14,931
Total Fair Value	14,217	17,408
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(85)	(14)
Twelve months or more Unrealized Losses	(600)	(1,071)
Total Unrealized Losses	$ (685)	$ (1,085)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	7	7
Number of securities in unrealized loss positions | Security	7	7
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	5,019	4,942
Total Fair Value	5,019	4,942
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(491)	(665)
Total Unrealized Losses	$ (491)	$ (665)
Collateralized Mortgage Obligations - US Agency [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	0
Number of securities in unrealized loss positions, twelve months or more | Security	11	11
Number of securities in unrealized loss positions | Security	12	11
Less than twelve months Fair Value	$ 1,150	$ 0
Twelve months or more Fair Value	7,361	8,123
Total Fair Value	8,511	8,123
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1)	0
Twelve months or more Unrealized Losses	(737)	(995)
Total Unrealized Losses	$ (738)	$ (995)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	0
Number of securities in unrealized loss positions, twelve months or more | Security	9	10
Number of securities in unrealized loss positions | Security	9	10
Less than twelve months Fair Value	$ 0	$ 0
Twelve months or more Fair Value	10,837	11,928
Total Fair Value	10,837	11,928
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	0
Twelve months or more Unrealized Losses	(1,060)	(1,293)
Total Unrealized Losses	$ (1,060)	$ (1,293)
Collateralized Mortgage Obligations - Private Label [Member]
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Number of Positions [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	9	10
Number of securities in unrealized loss positions, twelve months or more | Security	27	33
Number of securities in unrealized loss positions | Security	36	43
Less than twelve months Fair Value	$ 16,640	$ 18,067
Twelve months or more Fair Value	30,362	46,483
Total Fair Value	47,002	64,550
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(64)	(274)
Twelve months or more Unrealized Losses	(2,401)	(3,571)
Total Unrealized Losses	$ (2,465)	$ (3,845)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	0	4
Number of securities in unrealized loss positions, twelve months or more | Security	37	43
Number of securities in unrealized loss positions | Security	37	47
Less than twelve months Fair Value	$ 0	$ 5,827
Twelve months or more Fair Value	46,238	60,260
Total Fair Value	46,238	66,087
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	0	(38)
Twelve months or more Unrealized Losses	(1,576)	(3,140)
Total Unrealized Losses	$ (1,576)	$ (3,178)
Debt Securities [Member]
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	11
Number of securities in unrealized loss positions, twelve months or more | Security	114	123
Number of securities in unrealized loss positions | Security	116	134
Less than twelve months Fair Value	$ 1,089	$ 9,718
Twelve months or more Fair Value	116,402	137,488
Total Fair Value	117,491	147,206
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(5)	(109)
Twelve months or more Unrealized Losses	(7,061)	(11,666)
Total Unrealized Losses	$ (7,066)	$ (11,775)

Investment Securities - Additio

Investment Securities - Additional Information (Details) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024 USD ($) Security	Dec. 31, 2023 USD ($) Security
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	83	97
Available for sale securities unrealized aggregate loss	$ 8,352	$ 11,351
Available-for-sale investment securities aggregate, amortized historical cost	279,000
Available-for-sale investment securities aggregate fair value that exceeded and amortized historical cost	$ 7,000	$ 10,200
Available-for-sale investment securities aggregate fair value and amortized historical cost percentage	(2.50%)	(3.80%)
Available-for-sale investment securities decline in fair value and amortized historical cost	$ 3,200
Held-to-maturity Securities [Abstract]
Available For Sale Securities Continuous Unrealized Loss Position Greater Than Twelve Months Amortized Historical Cost Basis		$ 269,000
Gain (Loss) on Sale of Investments [Abstract]
Securities pledged to collateralize deposit	126,700	110,300
Securities pledged to collateralize borrowing	108,900	$ 114,300
Aggregate fair value	$ 4,900
State and Political Subdivisions [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	20	20
Available for sale securities unrealized aggregate loss	$ 1,286	$ 1,809
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	17	14
Debt Securities [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, twelve months or more | Security	114	123
Held-to-Maturity Securities [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	$ 161,600	$ 179,600
Available-for-sale investment securities aggregate fair value that exceeded and amortized historical cost	$ 6,700	$ 11,600
Available-for-sale investment securities aggregate fair value and amortized historical cost percentage	(4.10%)	(6.50%)

Investment Securities - Schedul

Investment Securities - Schedule of Allowance for Credit Losses on Investment Securities (Details) - USD ($) $ in Thousands	3 Months Ended				9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Charge-offs of securities	$ (8,812)	$ (112)	$ (68)
Recoveries	90	46	38
Allowance for Credit Losses [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	293		352	$ 421	$ 352	$ 0
Adjustment for the adoption of ASU 2016-13						450
Provision for credit losses	(31)			5	(90)	(24)
Allowance on purchased financial assets with credit deterioration	0			0	0	0
Charge-offs of securities	0			0	0	0
Recoveries	0			0	0	0
Allowance for credit losses, ending balance	262	293		426	262	426
Allowance for Credit Losses [Member] | Government Issued and Government Sponsored Enterprise Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	0		0	0	0	0
Adjustment for the adoption of ASU 2016-13						0
Provision for credit losses	0			0	0	0
Allowance on purchased financial assets with credit deterioration	0			0	0	0
Charge-offs of securities	0			0	0	0
Recoveries	0			0	0	0
Allowance for credit losses, ending balance	0	0		0	0	0
Allowance for Credit Losses [Member] | Mortgage and Asset-backed Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	0		0	22	0	0
Adjustment for the adoption of ASU 2016-13						40
Provision for credit losses	0			0		(18)
Allowance on purchased financial assets with credit deterioration	0			0	0	0
Charge-offs of securities	0			0	0	0
Recoveries	0			0	0	0
Allowance for credit losses, ending balance	0	0		22	0	22
Allowance for Credit Losses [Member] | Securities Issued By State and Political Subdivisions [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	1		2	2	2	0
Adjustment for the adoption of ASU 2016-13						1
Provision for credit losses	0			0	(1)	1
Allowance on purchased financial assets with credit deterioration	0			0	0	0
Charge-offs of securities	0			0	0	0
Recoveries	0			0	0	0
Allowance for credit losses, ending balance	1	1		2	1	2
Allowance for Credit Losses [Member] | Corporate Securities [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Allowance for credit losses, beginning balance	292		$ 350	397	350	0
Adjustment for the adoption of ASU 2016-13						409
Provision for credit losses	(31)			5	(89)	(7)
Allowance on purchased financial assets with credit deterioration	0			0	0	0
Charge-offs of securities	0			0	0	0
Recoveries	0			0	0	0
Allowance for credit losses, ending balance	$ 261	$ 292		$ 402	$ 261	$ 402

Investment Securities - Sched_2

Investment Securities - Schedule of Amortized Cost of Debt Securities Categorized as Held-to-maturity Aggregated by Credit Quality (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 161,647	$ 179,637
AAA or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	33,922	42,476
AA or equivalent, includes securities issued by the United States Government or Government Sponsored Enterprises
Financing Receivable, Credit Quality Indicator [Line Items]
Total	35,121	49,479
A or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	13,030	19,021
BBB or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	16,777	16,304
BB or equivalent
Financing Receivable, Credit Quality Indicator [Line Items]
Total	986	983
Unrated
Financing Receivable, Credit Quality Indicator [Line Items]
Total	$ 61,811	$ 51,374

Investment Securities - Gross R

Investment Securities - Gross Realized Gains (Losses) on Sale and Redemptions of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Gain (Loss) on Sale of Investments [Abstract]
Realized gains on investments	$ 0	$ 0	$ 750	$ 2,021
Realized losses on investments	(188)	(13)	(1,070)	(1,961)
Total	$ (188)	$ (13)	$ (320)	$ 60

Pension and Postretirement Be_3

Pension and Postretirement Benefits - Additional Information (Details) - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Retirement Benefits [Abstract]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995	14 years
Prepaid pension asset	$ 7.9	$ 7.5

Pension and Postretirement Be_4

Pension and Postretirement Benefits - Composition of Net Periodic Pension Plan and Postretirement Plan Costs (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	$ 0	$ 0	$ 0	$ 0
Interest cost	139	140	417	421
Expected return on plan assets	(253)	(241)	(760)	(724)
Amortization of prior service credits	0	0	0	0
Amortization of net losses	39	57	116	170
Net periodic benefit plan (benefit) cost	(75)	(44)	(227)	(133)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Service cost	0	0	0	0
Interest cost	2	3	5	6
Expected return on plan assets	0	0	0	0
Amortization of prior service credits	(1)	(1)	(3)	(3)
Amortization of net losses	(1)	(1)	(3)	(3)
Net periodic benefit plan (benefit) cost	$ 0	$ 1	$ (1)	$ 0

Loans - Summary of Major Classi

Loans - Summary of Major Classification of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023	Sep. 30, 2023
Loans receivables:
Total Loans	$ 923,231	$ 897,781
Total loans	921,660	897,207
Subtotal loans	923,231	897,781
Net deferred loan fees	(1,571)	(574)
Less: Allowance for credit losses	17,274	15,975
Loans receivable, net	904,386	881,232
Residential Mortgage Loans [Member]
Loans receivables:
Total Loans	259,312	258,959
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Loans receivables:
Total Loans	255,235	257,604
Loans receivable, net	255,235
Residential Mortgage Loans [Member] | Construction [Member]
Loans receivables:
Total Loans	4,077	1,355
Commercial Loans [Member]
Loans receivables:
Total Loans	534,507	524,167
Loans receivable, net			$ 896,476
Commercial Loans [Member] | Real Estate [Member]
Loans receivables:
Total Loans	378,805	358,707
Loans receivable, net	378,805
Commercial Loans [Member] | Lines of Credit [Member]
Loans receivables:
Total Loans	64,672	72,069
Loans receivable, net	64,672
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Loans receivables:
Total Loans	88,247	89,803
Loans receivable, net	88,247
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Loans receivables:
Total Loans	125	158
Commercial Loans [Member] | Tax Exempt Loans [Member]
Loans receivables:
Total Loans	2,658	3,430
Loans receivable, net	2,658		3,451
Commercial Loans [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivable, net			34,666
Commercial Loans [Member] | Other Consumer [Member]
Loans receivables:
Loans receivable, net			$ 81,319
Consumer Loans [Member]
Loans receivables:
Total Loans	129,412	114,655
Net deferred loan fees	(1,571)	(574)
Loans receivable, net	923,231
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Total Loans	52,709	34,858
Loans receivable, net	52,709
Consumer Loans [Member] | Other Consumer [Member]
Loans receivables:
Total Loans	76,703	$ 79,797
Loans receivable, net	$ 76,703

Loans - Summary of Purchased Lo

Loans - Summary of Purchased Loans Pools (Details) $ in Thousands		9 Months Ended		12 Months Ended
		Sep. 30, 2024 USD ($) Loan		Dec. 31, 2023 USD ($) Segment
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 170,350		$ 179,800
Current Balance		75,440		87,400
Unamortized Premium/ (Discount)		$ (6,133)		$ (6,504)
Number of Loans		2,790		3,093
Cumulative net charge-offs		$ 2,560		$ 69
Commercial and Industrial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		6,800		6,800
Current Balance		1,300		1,600
Unamortized Premium/ (Discount)		$ 0		$ 0
Number of Loans		19		20
Commercial and Industrial Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		2 years		2 years
Commercial and Industrial Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		5 years		6 years
Home Equity Lines of Credit [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 21,900		$ 21,900
Current Balance		3,600		4,500
Unamortized Premium/ (Discount)		$ 24		$ 108
Number of Loans		101		159
Cumulative net charge-offs		$ 51
Home Equity Lines of Credit [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		4 years		1 year
Home Equity Lines of Credit [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		25 years		26 years
Unsecured Consumer Loan Pool 2 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 26,600		$ 26,600
Current Balance		40		500
Unamortized Premium/ (Discount)		$ 0		$ 2
Number of Loans		71		167
Unsecured Consumer Loan Pool 2 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		0 years		0 years
Unsecured Consumer Loan Pool 2 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		2 years		2 years
Residential Real Estate Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 4,300		$ 4,300
Current Balance		4,200		4,500
Unamortized Premium/ (Discount)		$ 280		$ 284
Number of Loans		54		56
Residential Real Estate Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		16 years		17 years
Residential Real Estate Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		25 years		25 years
Unsecured Consumer Loan Pool 1 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 5,400		$ 5,400
Current Balance		600		1,000
Unamortized Premium/ (Discount)		$ 0		$ 0
Number of Loans		41		46
Unsecured Consumer Loan Pool 1 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		1 year		1 year
Unsecured Consumer Loan Pool 1 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		3 years		3 years
Unsecured Consumer Installment Loans Pool 3 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 10,300	[1]	$ 10,300
Current Balance		200	[1]	500
Unamortized Premium/ (Discount)		$ 6	[1]	$ 17
Number of Loans		92	[1]	158
Cumulative net charge-offs		$ 37	[1]	$ 69
Unsecured Consumer Installment Loans Pool 3 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		0 years	[1]	0 years
Unsecured Consumer Installment Loans Pool 3 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		9 years	[1]	9 years
Secured Consumer Installment Loans Pool 4 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 14,500		$ 14,500
Current Balance		9,500		10,600
Unamortized Premium/ (Discount)		$ (1,308)		$ (1,252)
Number of Loans		480		499
Cumulative net charge-offs		$ 5
Secured Consumer Installment Loans Pool 4 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		21 years		21 years
Secured Consumer Installment Loans Pool 4 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		25 years		25 years
Unsecured Consumer Loan Pool 5 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 24,400	[2]	$ 24,400
Current Balance		13,300	[2]	15,600
Unamortized Premium/ (Discount)		$ (357)	[2]	$ (450)
Number of Loans		610	[2]	644
Cumulative net charge-offs	[2]	$ 1,001
Unsecured Consumer Loan Pool 5 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		6 years	[2]	7 years
Unsecured Consumer Loan Pool 5 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		21 years	[2]	22 years
Revolving Commercial Line of Credit 1 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 11,600		$ 11,600
Current Balance		8,600		12,400
Unamortized Premium/ (Discount)		$ 0		$ 2
Number of Loans		1		1
Revolving Commercial Line of Credit 1 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		0 years		0 years
Revolving Commercial Line of Credit 1 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		1 year		1 year
Secured Consumer Installment Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 21,300		$ 21,300
Current Balance		16,800		18,000
Unamortized Premium/ (Discount)		$ (2,687)		$ (2,923)
Number of Loans		808		821
Cumulative net charge-offs		$ 290
Secured Consumer Installment Loans [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		17 years		17 years
Secured Consumer Installment Loans [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		24 years		24 years
Revolving Commercial Line of Credit 2 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance				$ 10,500
Current Balance				0
Unamortized Premium/ (Discount)				$ 0
Number of Loans | Segment				0
Unsecured Consumer Loan Pool 6 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 22,200	[2]	$ 22,200
Current Balance		16,200	[2]	18,200
Unamortized Premium/ (Discount)		$ (2,125)	[2]	$ (2,292)
Number of Loans		512	[2]	522
Cumulative net charge-offs	[2]	$ 1,176
Unsecured Consumer Loan Pool 6 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		7 years	[2]	7 years
Unsecured Consumer Loan Pool 6 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		24 years	[2]	24 years
Revolving Commercial Line of Credit 1 [Member]
Accounts Notes And Loans Receivable [Line Items]
Original Balance		$ 1,050
Current Balance		1,100
Unamortized Premium/ (Discount)		$ 34
Number of Loans | Loan		1
Revolving Commercial Line of Credit 1 [Member] | Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		0 years
Revolving Commercial Line of Credit 1 [Member] | Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity Range		1 year
[1] In December 2023, the primary servicer for a purchased pool of consumer installment loans declared bankruptcy and the Bank placed the loans within the serviced pool on nonaccrual status pending the release of collected funds by the U.S. Bankruptcy court of jurisdiction. The current balance reflects anticipated principal payments that are expected to be received after the bankruptcy proceedings are finalized and the remaining amount expected to be collected from the pool’s underlying borrowers. At September 30, 2024, the Bank has recorded a total receivable of $ 347,000 related to the remaining unpaid portion of the original loan pool, of which $ 124,000 has currently been collected by the servicer from underlying borrowers and is being held in a segregated account by the Bankruptcy Court and approximately $ 223,000 remains due from borrowers under the scheduled repayment terms of their original loan agreements. The Bank’s management expects to ultimately collect substantially all of these funds and does not consider the loans in this pool to be impaired at September 30, 2024. On December 7, 2023, the Bank settled two pay-fixed interest rate swap derivative contracts, previously established with an unaffiliated third party and designated as fair value interest rate hedges. The hedging swap contracts were related to two purchased consumer installment loan pools comprised of loans secured by residential home solar power infrastructure. These contracts were entered into on February 13, 2021 (notional amount of $ 12.2 million) and December 8, 2021 (notional amount of $ 8.5 million). The Bank realized gains related to the settlement of these two hedging contracts were $ 117,000 and $ 694,000 , respectively. These gains on the extinguishment of the hedging swap contracts are reported as a reduction of the carrying value of the hedged loan pools and will be recognized as an enhancement to the reported yield on those loan pools over the original contractual life of the hedging swap contracts. The unamortized portion of these gains totaled $ 729,000 at September 30, 2024.

Loans - Additional Information

Loans - Additional Information (Details)	9 Months Ended
	Sep. 30, 2024 USD ($) Loan Segment	Dec. 31, 2023 USD ($) Loan	Sep. 30, 2023 USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans receivables Ending balance	$ 904,386,000	$ 881,232,000
ACL related to pools	$ 4,200,000	$ 2,100,000
Number of portfolio segment | Segment	3
Gain (Loss) on Cash Flow Hedge Ineffectiveness, Net, Total	$ 729,000
Receivables From Unpaid Loan	347,000
Borrowings From Loan	124,000,000
Due From Borrowings	$ 223,000
Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of non-performing loans | Loan	80	150
Non-performing loans outstanding	$ 16,200,000	$ 17,200,000
Percentage of non-performing loans	1.80%
Additional non-accrual commercial loan	$ 1,000,000
Increase (Decrease) in Mortgage Loans	(200,000)
Commercial Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans receivables Ending balance			$ 896,476,000
Increase (Decrease) in Mortgage Loans	1,300,000
Consumer Loan [Member]
Accounts Notes And Loans Receivable [Line Items]
Charge Off on Loan Pool	2,500,000
Asset Pledged as Collateral [Member] | Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Loans receivables Ending balance	$ 116,000,000	$ 113,600,000

LOANS - Additional Informatio_2

LOANS - Additional Information (Parenthetical) (Details) - USD ($)	Dec. 08, 2021	Feb. 13, 2021	Sep. 30, 2024	Apr. 07, 2023
Accounts Notes And Loans Receivable [Line Items]
Derivative Notional Amount			$ 81,800,000	$ 100,000,000
Borrowings From Loan			124,000,000
Receivables From Unpaid Loan			347,000
Due From Borrowings			$ 223,000
Swap Member
Accounts Notes And Loans Receivable [Line Items]
Derivative Notional Amount	$ 8,500,000	$ 12,200,000
Bank realized gain	$ 694,000,000	$ 117,000,000

Loans - Summary of Aggregate Pa

Loans - Summary of Aggregate Pass Rating and the Classified Ratings (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 923,231	$ 897,781
Net deferred loan fees	(1,571)	(574)
Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	921,660	897,207
Commercial Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	534,507	524,167
Commercial Loans [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	378,805	358,707
Commercial Loans [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	31,669	46,829
Commercial Loans [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	53,966	82,259
Commercial Loans [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	80,158	57,734
Commercial Loans [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	55,509	29,961
Commercial Loans [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	28,239	51,666
Commercial Loans [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,264	90,258
Commercial Loans [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	64,672	72,069
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	61,027	63,996
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,645	8,073
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	88,247	89,803
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,863	4,195
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	12,437	31,358
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	24,509	17,859
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	15,512	7,634
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,346	6,362
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,662	8,039
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,918	14,356
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	125	158
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	158
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	125	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,658	3,430
Commercial Loans [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	32	105
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	73	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	151
Commercial Loans [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	151	6
Commercial Loans [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,402	3,168
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	353,058	332,671
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	30,826	43,823
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	49,643	67,743
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	65,662	55,395
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	53,857	29,222
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	28,022	51,270
Commercial Loans [Member] | Pass [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	125,048	85,218
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	63,246	69,965
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	60,113	62,824
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,133	7,141
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	82,540	80,183
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,863	4,195
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	12,437	27,433
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	22,109	16,735
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	14,417	6,457
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,701	5,541
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,326	7,828
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	18,687	11,994
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	125	158
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	158
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	125	0
Commercial Loans [Member] | Pass [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,658	3,430
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	32	105
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	73	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	151
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	151	6
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,402	3,168
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	14,468	14,813
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	14,016
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	13,996	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	472	797
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	748	816
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	605	654
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	143	162
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,321	2,805
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	2,490
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,072	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	248
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	216	67
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	33	0
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	11,220	11,065
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	843	3,006
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,323	500
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	500	2,339
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,652	739
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	217	396
Commercial Loans [Member] | Substandard [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,685	4,085
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	578	1,276
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	209	518
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	369	758
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,605	5,410
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	30
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	1,124
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,071	929
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	754
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	303	211
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,231	2,362
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	59	158
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Real Estate [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	59	158
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100	12
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	100	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	12
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Commercial Lines of Credit [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	781	1,405
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	1,405
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	328	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	24	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	429	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Paycheck Protection Program Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	259,312	258,959
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	255,235	257,604
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	8,370	17,403
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	16,151	31,591
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	29,919	52,766
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	49,671	40,383
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	37,924	18,949
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	113,200	96,512
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,077	1,355
Residential Mortgage Loans [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,077	1,355
Residential Mortgage Loans [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	252,023	252,560
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	8,370	17,403
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	16,151	31,591
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	29,461	51,027
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	49,580	39,454
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	37,290	18,491
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	111,171	94,594
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,077	1,355
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,077	1,355
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		2,692
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		0
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		1,601
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		566
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		176
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		349
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,598	1,797
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	458	138
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	91	209
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	209	282
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	840	1,168
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	977	555
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	154
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	152	0
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	825	401
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	129,412	114,655
Net deferred loan fees	(1,571)	(574)
Consumer Loans [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	87,136	86,989
Net deferred loan fees		0
Consumer Loans [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,614	8,771
Net deferred loan fees		0
Consumer Loans [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(755)	(289)
Consumer Loans [Member] | 2024[Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	65,514	173,536
Consumer Loans [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(17)	60
Consumer Loans [Member] | 2023 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	161,401	137,573
Consumer Loans [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(15)	(12)
Consumer Loans [Member] | 2022 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	132,962	122,717
Consumer Loans [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(135)	(82)
Consumer Loans [Member] | 2021 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	115,708	79,176
Consumer Loans [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(45)	93
Consumer Loans [Member] | 2020 [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	73,870	80,852
Consumer Loans [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Net deferred loan fees	(604)	(344)
Consumer Loans [Member] | Prior [Member] | Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	280,455	207,593
Consumer Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		0
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	52,709	34,858
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20,246	18,798
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	969	698
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,635	8,317
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,219	1,880
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,173	1,470
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,068	853
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,669	559
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	13,730	2,283
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	76,703	79,797
Consumer Loans [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,049	68,458
Consumer Loans [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	62,500	3,924
Consumer Loans [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,215	3,125
Consumer Loans [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,249	1,390
Consumer Loans [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,145	1,540
Consumer Loans [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,545	1,360
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	51,934	34,107
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	19,549	18,177
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	954	689
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	5,635	8,317
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,219	1,880
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,173	1,404
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	3,055	853
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,669	559
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	13,680	2,228
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	76,617	79,670
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,049	68,434
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	62,500	3,876
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	4,215	3,103
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,165	1,381
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	1,145	1,536
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2,543	1,340
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	8
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	2
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	35	35
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	20	20
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	9	9
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6	6
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	637	100
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	24
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans		34
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	14
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	9
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	273	4
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	364	15
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	740	716
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	677	601
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	6	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	13	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	44	49
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	78	27
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	14
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	8
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	78	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	5
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Revolving Loan [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Revolving Loans Converted to Term Loans [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2024[Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2023 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2022 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2021 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | 2020 [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	0	0
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member] | Prior [Member]
Financing Receivable Recorded Investment [Line Items]
Total Loans	$ 0	$ 0

Loans - Summary of Age Analysis

Loans - Summary of Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	$ 8,714	$ 8,413
Total Loans Receivable	923,231	897,781
30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	14,811	13,568
60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	6,940	3,199
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	16,170	17,227
Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	37,921	33,994
Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	885,310	863,787
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,098	69
Total Loans Receivable	259,312	258,959
Residential Mortgage Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,010	1,462
Residential Mortgage Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	778	2,269
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,605	1,770
Residential Mortgage Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,393	5,501
Residential Mortgage Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	253,919	253,458
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,098	69
Total Loans Receivable	255,235	257,604
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,010	1,462
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	778	2,269
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,605	1,770
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,393	5,501
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	249,842	252,103
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	4,077	1,355
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Residential Mortgage Loans [Member] | Construction [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	4,077	1,355
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	7,553	7,137
Total Loans Receivable	534,507	524,167
Commercial Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	9,954	10,912
Commercial Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,760	518
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	13,664	12,317
Commercial Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	29,378	23,747
Commercial Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	505,129	500,420
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	4,247	3,058
Total Loans Receivable	378,805	358,707
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	6,718	5,385
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,406	196
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	5,950	5,053
Commercial Loans [Member] | Real Estate [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	18,074	10,634
Commercial Loans [Member] | Real Estate [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	360,731	348,073
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,355	0
Total Loans Receivable	64,672	72,069
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,407	180
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	61	0
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,391	924
Commercial Loans [Member] | Lines of Credit [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,859	1,104
Commercial Loans [Member] | Lines of Credit [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	60,813	70,965
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,951	4,079
Total Loans Receivable	88,247	89,803
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	829	5,347
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	293	322
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	6,323	6,340
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	7,445	12,009
Commercial Loans [Member] | Other Commercial and Industrial [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	80,802	77,794
Commercial Loans [Member] | Paycheck Protection Program Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	125	158
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Paycheck Protection Program Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	125	158
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Loans Receivable	2,658	3,430
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	2,658	3,430
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	63	1,207
Total Loans Receivable	129,412	114,655
Consumer Loans [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,847	1,194
Consumer Loans [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	402	412
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	901	3,140
Consumer Loans [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3,150	4,746
Consumer Loans [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	126,262	109,909
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	60	0
Total Loans Receivable	52,709	34,858
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,372	210
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	168	29
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	422	192
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,962	431
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	50,747	34,427
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	3	1,207
Total Loans Receivable	76,703	79,797
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	475	984
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	234	383
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	479	2,948
Consumer Loans [Member] | Other Consumer [Member] | Total Past Due [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	1,188	4,315
Consumer Loans [Member] | Other Consumer [Member] | Current [Member]
Recorded Investment, Past Due [Line Items]
Nonaccrual loans without related allowance for credit loss	$ 75,515	$ 75,482

Loans - Summary of Nonaccrual L

Loans - Summary of Nonaccrual Loans Segregated by Class of Loan (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 16,170	$ 17,227
Nonaccrual loans without related allowance for credit loss	8,714	8,413
Recognized interest income	433	379
Residential Mortgage Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,605	1,770
Nonaccrual loans without related allowance for credit loss	1,098	69
Recognized interest income	46	43
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,605	1,770
Nonaccrual loans without related allowance for credit loss	1,098	69
Recognized interest income	46	43
Commercial Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	13,664	12,317
Nonaccrual loans without related allowance for credit loss	7,553	7,137
Recognized interest income	375	325
Commercial Loans [Member] | Real Estate [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	5,950	5,053
Nonaccrual loans without related allowance for credit loss	4,247	3,058
Recognized interest income	116	109
Commercial Loans [Member] | Lines of Credit [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,391	924
Nonaccrual loans without related allowance for credit loss	1,355	0
Recognized interest income	72	52
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	6,323	6,340
Nonaccrual loans without related allowance for credit loss	1,951	4,079
Recognized interest income	187	164
Consumer Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	901	3,140
Nonaccrual loans without related allowance for credit loss	63	1,207
Recognized interest income	12	11
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	422	192
Nonaccrual loans without related allowance for credit loss	60	0
Recognized interest income	5	2
Consumer Loans [Member] | Other Consumer [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	479	2,948
Nonaccrual loans without related allowance for credit loss	3	1,207
Recognized interest income	$ 7	$ 9

Allowance for Credit Losses - A

Allowance for Credit Losses - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Jun. 30, 2024	Mar. 31, 2024	Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]
Provisions (credits)	$ 9,000,000	$ 833,000	$ 10,000,000	$ 2,700,000
Reversed	104,000,000		104,000,000
CECL ACL	18,082,000		18,082,000		$ 17,835,000	$ 17,612,000	$ 16,916,000
Net charge offs	8,700,000		8,700,000
Total PCL	4,600,000
Increase Decrease in PCL	3,800,000
Reduced nonperforming loans charges off	16,200,000		16,200,000
PCL Charges	$ 31,000,000		$ 31,000,000
Maximum [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Percentage of total and nonperforming loans,	106.80%		106.80%
Minimum [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Percentage of total and nonperforming loans,	1.87%		1.87%

Allowance for Credit Losses - S

Allowance for Credit Losses - Schedule of Changes in the Allowance for Credit Losses (Details) - USD ($) $ in Thousands	3 Months Ended			9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2024
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	$ 17,835	$ 17,612	$ 16,916	$ 16,916
Charge-offs	(8,812)	(112)	(68)
Recoveries	90	46	38
PCL	8,969	290	726
CECL ACL	18,082	17,835	17,612	18,082
Total ACL related to loans [Member[
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	16,892	16,655	15,975	15,975
Charge-offs	(8,812)	(112)	(68)
Recoveries	90	46	38
PCL	9,104	304	710
CECL ACL	17,274	16,892	16,655	17,274
ACL - related to held-to-maturity investments [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	293	367	352	352
Charge-offs	0	0	0
Recoveries	0	0	0
PCL	(31)	(74)	15
CECL ACL	262	293	367	262
ACL - related to unfunded commitments [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	650	590	589	589
Charge-offs	0	0	0
Recoveries	0	0	0
PCL	(104)	60	1
CECL ACL	546	650	590	546
Specifically identified loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	4,481	3,816	3,716	3,716
Charge-offs	(6,153)	0	0
Recoveries	5	0	0
PCL	4,110	665	100
CECL ACL	2,443	4,481	3,816	2,443
Overdraft [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	342	363	364	364
Charge-offs	(121)	(29)	(5)
Recoveries	47	8	4
PCL	(268)	0	0
CECL ACL	0	342	363	0
Pooled loans under CECL - Quantitative [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	6,309	6,275	6,203	6,203
Charge-offs	(29)	(83)	(63)
Recoveries	38	38	34
PCL	556	80	101
CECL ACL	6,874	6,309	6,275	6,874
Pooled loans under CECL - Qualitative [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	3,634	4,075	3,566	3,566
Charge-offs	0		0
Recoveries	0		0
PCL	89	(441)	509
CECL ACL	3,723	3,634	4,075	3,723
Purchased [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
CECL ACL	2,126	2,126	2,126	2,126
Charge-offs	(2,509)	0	0
Recoveries	0	0	0
PCL	4,617	0	0
CECL ACL	$ 4,234	$ 2,126	$ 2,126	$ 4,234

Allowance for Credit Losses -_2

Allowance for Credit Losses - Schedule of Changes in the Allowance for Loan Losses (Details) - USD ($)	3 Months Ended				9 Months Ended
	Sep. 30, 2024	Jun. 30, 2024	Mar. 31, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Allowance for loan losses:
Charge-offs	$ (8,812,000)	$ (112,000)	$ (68,000)
Recoveries	90,000	46,000	38,000
Provisions (credits)	9,000,000			$ 833,000	$ 10,000,000	$ 2,700,000
Loans receivables:
Loans receivables Ending balance	904,386,000				904,386,000		$ 881,232,000
Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			1,608,000		1,608,000
Allowance for credit losses, ending balance	1,497,000				1,497,000
Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			858,000		858,000
Allowance for credit losses, ending balance	810,000				810,000
Real Estate [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			5,751,000		5,751,000
Allowance for credit losses, ending balance	6,581,000				6,581,000
Lines of Credit [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			1,674,000		1,674,000
Allowance for credit losses, ending balance	523,000				523,000
Other Commercial and Industrial [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			3,281,000		3,281,000
Allowance for credit losses, ending balance	2,735,000				2,735,000
Paycheck Protection Program [Member]
Loans receivables:
Loans receivables Ending balance	125,000				125,000
Ending balance: related to loans individually evaluated for impairment	0				0
Ending balance: collectively evaluated for impairment	125,000				125,000
Tax Exempt Loans [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			1,000		1,000
Allowance for credit losses, ending balance	1,000				1,000
Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			657,000		657,000
Allowance for credit losses, ending balance	746,000				746,000
Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			2,145,000		2,145,000
Allowance for credit losses, ending balance	4,381,000				4,381,000
Unallocated [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			15,975,000		15,975,000
Allowance for credit losses, ending balance	17,274,000				17,274,000
Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	0
Allowance for credit losses, ending balance	0	0			0
Allowance For Credit Loss [Member] | Paycheck Protection Program [Member]
Allowance for loan losses:
Charge-offs	0
Recoveries	0
Provisions (credits)	0
Ending balance: related to loans individually evaluated for impairment	0				0
CECL ACL January 1, 2023	0				0
Residential Portfolio Segment [Member] | Residential 1-4 Family First Mortgages [Member]
Loans receivables:
Loans receivables Ending balance	255,235,000				255,235,000
Ending balance: related to loans individually evaluated for impairment	1,733,000				1,733,000
Ending balance: collectively evaluated for impairment	253,502,000				253,502,000
Residential Portfolio Segment [Member] | Residential Construction Mortgage [Member]
Loans receivables:
Loans receivables Ending balance	4,077,000				4,077,000
Ending balance: related to loans individually evaluated for impairment	0				0
Ending balance: collectively evaluated for impairment	4,077,000				4,077,000
Residential Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	1,536,000		1,608,000	2,036,000	1,608,000
Charge-offs	0			(60,000)	0
Recoveries	23,000			0	31,000
Provisions (credits)	(1,000)			(2,000)	(142,000)
Allowance for credit losses, ending balance	1,497,000	1,536,000		2,007,000	1,497,000	2,007,000
Ending balance: related to loans individually evaluated for impairment	42,000			126,000	42,000	126,000
CECL ACL January 1, 2023	1,455,000			1,881,000	1,455,000	1,881,000
Loans receivables:
Loans receivables Ending balance				252,956,000		252,956,000
Ending balance: related to loans individually evaluated for impairment				1,681,000		1,681,000
Ending balance: collectively evaluated for impairment				251,275,000		251,275,000
Residential Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	815,000		858,000	634,000	858,000
Charge-offs	0			0	0
Recoveries	0			0	0
Provisions (credits)	172,000			40,000	(48,000)
Allowance for credit losses, ending balance	810,000	815,000		872,000	810,000	872,000
Ending balance: related to loans individually evaluated for impairment	0			0	0	0
CECL ACL January 1, 2023	810,000			872,000	810,000	872,000
Loans receivables:
Loans receivables Ending balance				2,090,000		2,090,000
Ending balance: related to loans individually evaluated for impairment				0		0
Ending balance: collectively evaluated for impairment				2,090,000		2,090,000
Commercial Portfolio Segment [Member]
Loans receivables:
Loans receivables Ending balance				896,476,000		896,476,000
Ending balance: related to loans individually evaluated for impairment				22,729,000		22,729,000
Ending balance: collectively evaluated for impairment				873,747,000		873,747,000
Commercial Portfolio Segment [Member] | Real Estate [Member]
Loans receivables:
Loans receivables Ending balance	378,805,000				378,805,000
Ending balance: related to loans individually evaluated for impairment	9,518,000				9,518,000
Ending balance: collectively evaluated for impairment	369,287,000				369,287,000
Commercial Portfolio Segment [Member] | Lines of Credit [Member]
Loans receivables:
Loans receivables Ending balance	64,672,000				64,672,000
Ending balance: related to loans individually evaluated for impairment	1,455,000				1,455,000
Ending balance: collectively evaluated for impairment	63,217,000				63,217,000
Commercial Portfolio Segment [Member] | Other Commercial and Industrial [Member]
Loans receivables:
Loans receivables Ending balance	88,247,000				88,247,000
Ending balance: related to loans individually evaluated for impairment	6,226,000				6,226,000
Ending balance: collectively evaluated for impairment	82,021,000				82,021,000
Commercial Portfolio Segment [Member] | Tax Exempt Loans [Member]
Loans receivables:
Loans receivables Ending balance	2,658,000			3,451,000	2,658,000	3,451,000
Ending balance: related to loans individually evaluated for impairment	0			0	0	0
Ending balance: collectively evaluated for impairment	2,658,000			3,451,000	2,658,000	3,451,000
Commercial Portfolio Segment [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivables Ending balance				34,666,000		34,666,000
Ending balance: related to loans individually evaluated for impairment				712,000		712,000
Ending balance: collectively evaluated for impairment				33,954,000		33,954,000
Commercial Portfolio Segment [Member] | Other Consumer [Member]
Loans receivables:
Loans receivables Ending balance				81,319,000		81,319,000
Ending balance: related to loans individually evaluated for impairment				0		0
Ending balance: collectively evaluated for impairment				81,319,000		81,319,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			15,975,000	18,796,000	15,975,000	15,319,000
Adoption of New Accounting Standard						1,886,000
Charge-offs				(3,873,000)	(8,993,000)	(4,365,000)
Recoveries				46,000	174,000	252,000
Provisions (credits)				798,000	10,118,000	2,675,000
Allowance for credit losses, ending balance	17,274,000			15,767,000	17,274,000	15,767,000
Ending balance: related to loans individually evaluated for impairment				3,528,000		3,528,000
CECL ACL January 1, 2023				12,239,000		12,239,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance						714,000
Adoption of New Accounting Standard						1,396,000
Charge-offs						(60,000)
Recoveries						0
Provisions (credits)						(43,000)
Allowance for credit losses, ending balance				2,007,000		2,007,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance						0
Adoption of New Accounting Standard						969,000
Charge-offs						0
Recoveries						0
Provisions (credits)						(97,000)
Allowance for credit losses, ending balance				872,000		872,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Real Estate [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	6,663,000		5,751,000	5,431,000	5,751,000	5,881,000
Adoption of New Accounting Standard						(1,744,000)
Charge-offs	(1,204,000)			0	(1,205,000)	0
Recoveries	0			24,000	19,000	95,000
Provisions (credits)	4,813,000			66,000	2,016,000	893,000
Allowance for credit losses, ending balance	6,581,000	6,663,000		5,054,000	6,581,000	5,054,000
Ending balance: related to loans individually evaluated for impairment	862,000			598,000	862,000	598,000
CECL ACL January 1, 2023	5,719,000			4,456,000	5,719,000	4,456,000
Loans receivables:
Loans receivables Ending balance				362,822,000		362,822,000
Ending balance: related to loans individually evaluated for impairment				11,525,000		11,525,000
Ending balance: collectively evaluated for impairment				351,297,000		351,297,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Lines of Credit [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	1,221,000		1,674,000	2,620,000	1,674,000	3,990,000
Adoption of New Accounting Standard						95,000
Charge-offs	(1,918,000)			(1,230,000)	(1,918,000)	(1,230,000)
Recoveries	0			0	0	1,000
Provisions (credits)	9,104,000			483,000	767,000	(983,000)
Allowance for credit losses, ending balance	523,000	1,221,000		1,873,000	523,000	1,873,000
Ending balance: related to loans individually evaluated for impairment	100,000			1,093,000	100,000	1,093,000
CECL ACL January 1, 2023	423,000			780,000	423,000	780,000
Loans receivables:
Loans receivables Ending balance				73,497,000		73,497,000
Ending balance: related to loans individually evaluated for impairment				2,052,000		2,052,000
Ending balance: collectively evaluated for impairment				71,445,000		71,445,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Commercial and Industrial [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	3,821,000		3,281,000	5,192,000	3,281,000	2,944,000
Adoption of New Accounting Standard						10,000
Charge-offs	(2,936,000)			(2,499,000)	(2,936,000)	(2,798,000)
Recoveries	5,000			5,000	12,000	132,000
Provisions (credits)	1,845,000			343,000	2,378,000	2,753,000
Allowance for credit losses, ending balance	2,735,000	3,821,000		3,041,000	2,735,000	3,041,000
Ending balance: related to loans individually evaluated for impairment	1,192,000			1,564,000	1,192,000	1,564,000
CECL ACL January 1, 2023	1,543,000			1,477,000	1,543,000	1,477,000
Loans receivables:
Loans receivables Ending balance				85,506,000		85,506,000
Ending balance: related to loans individually evaluated for impairment				6,759,000		6,759,000
Ending balance: collectively evaluated for impairment				78,747,000		78,747,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Paycheck Protection Program [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance				0
Charge-offs				0
Recoveries				0
Allowance for credit losses, ending balance				0		0
Ending balance: related to loans individually evaluated for impairment				0		0
CECL ACL January 1, 2023				0		0
Loans receivables:
Loans receivables Ending balance				169,000		169,000
Ending balance: related to loans individually evaluated for impairment				0		0
Ending balance: collectively evaluated for impairment				169,000		169,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	2,000		1,000	15,000	1,000	3,000
Adoption of New Accounting Standard						14,000
Charge-offs	0			0	0	0
Recoveries				0	0	0
Provisions (credits)	(62,000)			31,000	0	(4,000)
Allowance for credit losses, ending balance	1,000	2,000		13,000	1,000	13,000
Ending balance: related to loans individually evaluated for impairment	0			0	0	0
CECL ACL January 1, 2023				13,000		13,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			657,000	682,000	657,000	741,000
Adoption of New Accounting Standard						(97,000)
Charge-offs				0	(51,000)	0
Recoveries				0	1,000	0
Provisions (credits)				238,000	139,000	78,000
Allowance for credit losses, ending balance	746,000			722,000	746,000	722,000
Ending balance: related to loans individually evaluated for impairment				147,000		147,000
CECL ACL January 1, 2023				575,000		575,000
Commercial Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance			$ 2,145,000	2,186,000	2,145,000	1,046,000
Adoption of New Accounting Standard						1,243,000
Charge-offs				(84,000)	(2,883,000)	(277,000)
Recoveries				17,000	111,000	24,000
Provisions (credits)				(401,000)	5,008,000	78,000
Allowance for credit losses, ending balance	4,381,000			2,185,000	4,381,000	2,185,000
Ending balance: related to loans individually evaluated for impairment				0		0
CECL ACL January 1, 2023				$ 2,185,000		$ 2,185,000
Consumer Portfolio Segment [Member]
Loans receivables:
Loans receivables Ending balance	923,231,000				923,231,000
Ending balance: related to loans individually evaluated for impairment	19,590,000				19,590,000
Ending balance: collectively evaluated for impairment	903,641,000				903,641,000
Consumer Portfolio Segment [Member] | Home Equity and Junior Liens [Member]
Loans receivables:
Loans receivables Ending balance	52,709,000				52,709,000
Ending balance: related to loans individually evaluated for impairment	591,000				591,000
Ending balance: collectively evaluated for impairment	52,118,000				52,118,000
Consumer Portfolio Segment [Member] | Other Consumer [Member]
Loans receivables:
Loans receivables Ending balance	76,703,000				76,703,000
Ending balance: related to loans individually evaluated for impairment	67,000				67,000
Ending balance: collectively evaluated for impairment	76,636,000				76,636,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	16,892,000
Charge-offs	(8,812,000)
Recoveries	90,000
Provisions (credits)	1,220,000
Allowance for credit losses, ending balance		16,892,000
Ending balance: related to loans individually evaluated for impairment	2,443,000				2,443,000
CECL ACL January 1, 2023	14,831,000				14,831,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Tax Exempt Loans [Member]
Allowance for loan losses:
Recoveries	0
CECL ACL January 1, 2023	1,000				1,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	625,000
Charge-offs	(51,000)
Recoveries	0
Provisions (credits)	(5,000)
Allowance for credit losses, ending balance		625,000
Ending balance: related to loans individually evaluated for impairment	180,000				180,000
CECL ACL January 1, 2023	566,000				566,000
Consumer Portfolio Segment [Member] | Allowance For Credit Loss [Member] | Other Consumer [Member]
Allowance for loan losses:
Allowance for credit losses, beginning balance	2,209,000
Charge-offs	(2,703,000)
Recoveries	62,000
Provisions (credits)	1,122,000
Allowance for credit losses, ending balance		$ 2,209,000
Ending balance: related to loans individually evaluated for impairment	67,000				67,000
CECL ACL January 1, 2023	$ 4,314,000				$ 4,314,000

Allowance for Credit Losses -_3

Allowance for Credit Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Residential 1-4 Family First Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	$ 1,497	$ 1,608
Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	810	858
Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	6,581	5,751
Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	523	1,674
Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	2,735	3,281
Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	1	1
Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	746	657
Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	4,381	2,145
Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Total	17,274	15,975
Residential Mortgage Loans [Member] | Residential 1-4 Family First Mortgages [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	42	137
Historical loss rate	1,523	1,537
Qualitative factors	(68)	(66)
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0	0
Historical loss rate	810	674
Qualitative factors	0	184
Commercial Loans [Member] | Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	862	969
Historical loss rate	2,829	2,645
Qualitative factors	2,890	2,137
Commercial Loans [Member] | Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	100	844
Historical loss rate	110	209
Qualitative factors	313	621
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	1,192	1,617
Historical loss rate	1,008	1,026
Qualitative factors	535	638
Commercial Loans [Member] | Tax Exempt Loans [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0	0
Historical loss rate	1	1
Qualitative factors	0	0
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	437	458
Historical loss rate	288	190
Qualitative factors	21	9
Consumer Loans [Member] | Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	4,044	1,817
Historical loss rate	303	307
Qualitative factors	34	21
Consumer Loans [Member] | Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	6,677	5,842
Historical loss rate	6,872	6,589
Qualitative factors	$ 3,725	$ 3,544

Allowance for Credit Losses -_4

Allowance for Credit Losses - Schedule amortized cost of collateral dependent loans (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Financing Receivable, Past Due [Line Items]
Amortized cost	$ 19,590	$ 20,981
Commercial And Industrial [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	7,681	7,788
Commercial Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	9,518	11,814
Residential 1-4 Family First Mortgages [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	1,733	699
Home Equity Loans And Lines of Credit [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	591	599
Consumer Loans [Member]
Financing Receivable, Past Due [Line Items]
Amortized cost	$ 67	$ 81

Foreclosed Real Estate - Carryi

Foreclosed Real Estate - Carrying amount of foreclosed residential real estate properties (Details) $ in Thousands	Sep. 30, 2024 USD ($) Property	Dec. 31, 2023 USD ($) Property
Foreclosed Real Estate [Line Items]
Foreclosed real estate, Carrying amount | $	$ 0	$ 151
Real Estate [Member]
Foreclosed Real Estate [Line Items]
Foreclosed real estate, Number of properties | Property	0	4

Foreclosed Real Estate - Additi

Foreclosed Real Estate - Additional Information (Details) - USD ($) $ in Millions	Sep. 30, 2024	Dec. 31, 2023
Real Estate Owned, Disclosure of Detailed Components [Abstract]
Real estate loans in the process of foreclosure	$ 1.7	$ 1.3

Guarantees - Additional Informa

Guarantees - Additional Information (Details) - Standby Letters of Credit [Member] $ in Millions	9 Months Ended
	Sep. 30, 2024 USD ($)
Loss Contingencies [Line Items]
Maximum amount of loss due to credit risk	$ 2.2
Provision for credit losses	$ 0

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	$ 109,880	$ 140,099
Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	3,900
Corporate [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities aggregate market value	3,434	$ 4,351
Corporate [Member] | Level 2 [Member]
Schedule Of Available For Sale Securities [Line Items]
Available for sale securities continuous unrealized loss position twelve months or more amortized historical cost basis	4,100
Available for sale securities aggregate market value	$ 4,300

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Debt investment securities:
Investment securities - available-for-sale	$ 271,977	$ 258,716
Equity investment securities:
Common stock, equity securities	206	206
Other Securities:
Private equity securities	206	206
Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Other Securities:
Private equity securities	206	206
Level 1 [Member] | Total Fair Value [Member]
Other Securities:
Private equity securities	3,872	3,206
Level 2 [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	267,479	254,167
Net Asset Value [Member] | Total Fair Value [Member]
Debt investment securities:
Investment securities - available-for-sale	4,292	4,343
Recurring Basis [Member] | Total Fair Value [Member]
Debt investment securities:
US Treasury, agencies and GSEs	76,830	80,083
State and political subdivisions	33,042	32,924
Corporate	6,664	6,576
Asset backed securities	19,160	19,892
Residential mortgage-backed - US agency	35,234	24,418
Collateralized mortgage obligations - US agency	14,287	12,179
Collateralized mortgage obligations - Private label	82,262	78,095
Investment securities - available-for-sale	267,479	254,167
Other Securities:
Total available-for-sale securities	271,977	258,716
Private equity securities	3,872	3,206
Interest rate swap derivative fair value hedges	184	5,160
Interest rate swap derivative cash flow hedges		45
Recurring Basis [Member] | Total Fair Value [Member] | Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Recurring Basis [Member] | Level 1 [Member]
Other Securities:
Total available-for-sale securities	206	206
Recurring Basis [Member] | Level 1 [Member] | Mutual funds Common Stock Financial Services Industry [Member]
Equity investment securities:
Common stock, equity securities	206	206
Recurring Basis [Member] | Level 2 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	76,830	80,083
State and political subdivisions	33,042	32,924
Corporate	6,664	6,576
Asset backed securities	19,160	19,892
Residential mortgage-backed - US agency	35,234	24,418
Collateralized mortgage obligations - US agency	14,287	12,179
Collateralized mortgage obligations - Private label	82,262	78,095
Investment securities - available-for-sale	267,479	254,167
Other Securities:
Total available-for-sale securities	267,479	254,167
Interest rate swap derivative fair value hedges	184	5,160
Interest rate swap derivative cash flow hedges		45
Recurring Basis [Member] | Net Asset Value [Member] | Total Fair Value [Member]
Other Securities:
Corporate measured at NAV	$ 4,292	$ 4,343

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Fair Value Assets Measured on Nonrecurring Basis (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2023
Nonrecurring basis [Abstract]
Foreclosed real estate expenses	$ 27	$ 44	$ 82	$ 76
Nonrecurring Basis [Member] | Total Fair Value [Member]
Nonrecurring basis [Abstract]
Individually evaluated loans	8,851		8,851		$ 9,722
Foreclosed real estate expenses			0		151
Nonrecurring Basis [Member] | Level 3 [Member]
Nonrecurring basis [Abstract]
Individually evaluated loans	$ 8,851		8,851		9,722
Foreclosed real estate expenses			$ 0		$ 151

Fair Value Measurements - Fai_2

Fair Value Measurements - Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member] - Appraisal of Collateral - Appraisal Adjustments [Member] - Measurement Input, Discount Rate [Member]	Sep. 30, 2024	Dec. 31, 2023
Collateral dependent loans | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.12	0.10
Collateral dependent loans | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.75	0.75
Collateral dependent loans | Weighted Average [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.25	0.21
Foreclosed real estate | Minimum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.21	0.21
Foreclosed real estate | Maximum [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.24	0.24
Foreclosed real estate | Weighted Average [Member]
Fair Value Assets And Liabilities Measured On Recurring And Nonrecurring Basis Valuation Techniques [Line Items]
Fair value inputs, discount rate	0.22	0.22

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Level 1 [Member] | Carrying Amounts [Member]
Financial assets:
Cash and cash equivalents	$ 35,324	$ 48,732
Equity Securities, FV-NI, Current	3,872	3,206
Accrued interest receivable	6,806	7,286
Financial liabilities:
Deposits	703,303	607,301
Accrued interest payable	236	2,245
Level 1 [Member] | Estimated Fair Values [Member]
Financial assets:
Cash and cash equivalents	35,324	48,732
Equity Securities, FV-NI, Current	3,872	3,206
Accrued interest receivable	6,806	7,286
Financial liabilities:
Deposits	703,303	607,301
Accrued interest payable	236	2,245
Level 2 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	267,479	254,167
Held-to-maturity Securities, Debt Maturities, Fair Value	161,385	179,286
Federal Home Loan Bank stock	5,401	8,748
Interest rate derivative cash flow hedge receivable/(payable)	0	45
Financial liabilities:
Time Deposits	492,910	512,766
Borrowings	100,084	175,599
Subordinated loans	30,057	29,914
Level 2 [Member] | Carrying Amounts [Member] | Loans receivable Member
Financial assets:
Interest rate derivative fair value hedges (payable) receivable - loans	(875)	2,047
Level 2 [Member] | Carrying Amounts [Member] | AFS Investments [Member]
Financial assets:
Interest rate derivative fair value hedges receivable - AFS investments	1,059	3,113
Level 2 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	267,479	254,167
Held-to-maturity Securities, Debt Maturities, Fair Value	154,972	168,034
Federal Home Loan Bank stock	5,401	8,748
Interest rate derivative cash flow hedge receivable/(payable)	0	45
Financial liabilities:
Time Deposits	491,086	517,514
Borrowings	99,573	174,071
Subordinated loans	28,917	28,026
Level 2 [Member] | Estimated Fair Values [Member] | Loans receivable Member
Financial assets:
Interest rate derivative fair value hedges (payable) receivable - loans	(875)	1,477
Level 2 [Member] | Estimated Fair Values [Member] | AFS Investments [Member]
Financial assets:
Interest rate derivative fair value hedges receivable - AFS investments	1,059	3,113
Net Asset Value [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	4,292	4,343
Net Asset Value [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	4,292	4,343
Level 3 [Member] | Carrying Amounts [Member]
Financial assets:
Net loans	904,386	881,232
Level 3 [Member] | Estimated Fair Values [Member]
Financial assets:
Net loans	$ 857,952	$ 823,052

Interest Rate Derivatives - Cum

Interest Rate Derivatives - Cumulative Basis Adjustments for Fair Value Hedges (Details) - Interest Rate Derivatives [Member] - USD ($) $ in Thousands		Sep. 30, 2024	Dec. 31, 2023
Available for Sale Securities [Member]
Derivative [Line Items]
Average Notional Balance	[1]	$ 74,124	$ 95,887
Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets	[1]	1,059	3,113
Loans Receivable [Member]
Derivative [Line Items]
Average Notional Balance	[2]	137,050	156,836
Cumulative Amount of Fair Value Hedging Adjustment Included in The Carrying Amount of the Hedged Assets	[2]	$ (875)	$ 620
[1] The $ 73.1 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost basis of specifically-identified municipal and GSE-backed securities designated as the underlying assets for the hedging relationships. The notional amount of the designated hedges were $ 73.1 million and $ 89.1 million at September 30, 2024 and December 31, 2023, respectively. The fair value of the derivatives (an unrealized gain, receivable from derivative counterparties) recorded in other assets resulted in a net asset position of $ 1.1 million and $ 3.1 million at September 30, 2024 and December 31, 2023, respectively. The Company's participation in fair value hedging transactions increased investment security interest income by $ 1.8 million and $ 1.5 million in the nine month periods ended September 30, 2024 and September 30, 2023, respectively. The $ 137.9 million net carrying amount of hedged assets represents the hedge-adjusted amortized cost of a designated pool of residential mortgages and the aggregate hedge-adjusted amortized cost of four specified purchased consumer loan pools. These pools of loans were designated as the underlying assets for the hedging relationships in which the hedged underlying asset's notional amounts were the amortized cost projected to be remaining at the end of the contractual term of the hedging instruments. The amount of the designated hedged items were $ 131.8 million and $ 141.0 million at September 30, 2024 and December 31, 2023, respectively. At September 30, 2024, the fair value of the derivatives recorded in other assets (an unrealized loss, payable to derivative counterparties) resulted in a net liability position of $ 875,000 , recorded by the Company as a component of other assets. The Company’s participation in fair value hedging transactions increased interest income by $ 2.0 million and $ 1.5 million, for the nine month periods ended September 30, 2024 and September 30, 2023, respectively. Details of the two loan hedging strategies, in place at September 30, 2024 are presented below:

Interest Rate Derivatives - C_2

Interest Rate Derivatives - Cumulative Basis Adjustments for Fair Value Hedges (Parenthetical) (Details) - USD ($)		9 Months Ended
	Apr. 07, 2023	Sep. 30, 2024	Sep. 30, 2023	Dec. 31, 2029	Dec. 31, 2028	Dec. 31, 2027	Dec. 31, 2026	Dec. 31, 2025	Dec. 31, 2023	Dec. 07, 2023
Derivative [Line Items]
Derivative Notional Amount	$ 100,000,000	$ 81,800,000
Derivative, Fixed Interest Rate		3.208%
fair value of this swap contract		$ 213,000
Certain Loans Acquired In Transfer Not Accounted For Debt Securities Acquired During Period Consumer At Acquisition At Fair Value		1,100,000
Debt Conversion, Converted Instrument, Expiration or Due Date, Year	2035
Interest Rate Derivatives [Member]
Derivative [Line Items]
Derivative Notional Amount		73,100,000							$ 89,100,000
Derivative Asset		1,100,000							3,100,000
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments		1,800,000	$ 1,500,000
Net Derivative Assets		875,000
Amount of designated hedging item		73,100,000
Interest Rate Swap [Member]
Derivative [Line Items]
Derivative Notional Amount				$ 15,000,000	$ 15,000,000	$ 10,000,000	$ 5,000,000	$ 5,000,000		$ 50,000,000
Interest Rate Swap [Member] | SOFR Member
Derivative [Line Items]
Derivative, Fixed Interest Rate				3.845%	3.887%	3.973%	4.136%	4.463%
Loans Receivable [Member]
Derivative [Line Items]
Amount of designated hedging item		137,900,000
Loans Receivable [Member] | Interest Rate Derivatives [Member]
Derivative [Line Items]
Increase (Decrease) in Fair Value of Interest Rate Fair Value Hedging Instruments		2,000,000	$ 1,500,000
Amount of designated hedging item		$ 131,800,000							$ 141,000,000

Interest Rate Derivatives - Sch

Interest Rate Derivatives - Schedule of Cash Flow Hedges (Details) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Derivative [Line Items]
Total gain in comprehensive income	$ 0	$ 45
Derivative, Loss, Statement of Income or Comprehensive Income [Extensible Enumeration]	Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax	Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, before Tax
Cash Flow Hedging
Derivative [Line Items]
Total gain in comprehensive income	$ 0	$ 45

Interest Rate Derivatives - S_2

Interest Rate Derivatives - Schedule of Hedge transcations increased the net income - Details (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Sep. 30, 2023
Average Notional Balance | Fair Value Hedging
Derivative [Line Items]
Investments	$ 80,779	$ 53,756
Loans	135,816	83,701
Fair Value Hedges, Net, Total	216,595	137,457
Average Notional Balance | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	15,852	47,778
Period Ending Notional Balance | Fair Value Hedging
Derivative [Line Items]
Investments	73,061	52,120
Loans	131,769	110,149
Fair Value Hedges, Net, Total	204,830	162,269
Period Ending Notional Balance | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	0	40,000
Net Cash Received Recorded In Net | Fair Value Hedging
Derivative [Line Items]
Investments	1,771	1,513
Loans	1,951	1,540
Fair Value Hedges, Net, Total	3,722	3,053
Net Cash Received Recorded In Net | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	157	748
Fair Value Receivable (Payable) at Quarter End | Fair Value Hedging
Derivative [Line Items]
Investments	1,059	6,709
Loans	(875)	5,807
Fair Value Hedges, Net, Total	184	12,516
Fair Value Receivable (Payable) at Quarter End | Cash Flow Hedging
Derivative [Line Items]
Borrowed Funds	$ 0	$ 909

Interest Rate Derivatives - Add

Interest Rate Derivatives - Additional Information (Details) - USD ($)		9 Months Ended
	Apr. 17, 2024	Sep. 30, 2024	Sep. 30, 2023	Apr. 30, 2027	Apr. 30, 2026
Minimum [Member]
Derivative [Line Items]
Hedging contracts rates		0.28%	0.23%
Maximum [Member]
Derivative [Line Items]
Hedging contracts rates		0.29%	0.27%
Cash Flow Hedging
Derivative [Line Items]
Bank realized gain	$ 766,000,000
Cash Flow Hedging | Forecast [Member]
Derivative [Line Items]
Deferred gain in other assets				$ 308,000	$ 458,000
Cash Flow Hedging | Designated Hedges
Derivative [Line Items]
Cash flow hedges floating rate liabilities	$ 40,000,000

Accumulated Other Comprehensi_3

Accumulated Other Comprehensive (Loss) Income - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	$ 124,174	$ 114,429	$ 120,256	$ 111,582
Ending balance	121,100	114,442	121,100	114,442
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(2,018)	(2,345)	(2,073)	(2,427)
Other comprehensive (loss) income before reclassifications	28	0	83	0
Amounts reclassified from AOCI	0	41	0	123
Ending balance	(1,990)	(2,304)	(1,990)	(2,304)
Unrealized Loss on Available for Sale Securities
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(7,285)	(9,495)	(7,564)	(10,127)
Other comprehensive (loss) income before reclassifications	2,103	(2,228)	2,279	(3,023)
Amounts reclassified from AOCI	0	(1)	103	1,426
Ending balance	(5,182)	(11,724)	(5,182)	(11,724)
Unrealized Gain and Loss on Derivatives and Hedging Activities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	517	470	32	382
Other comprehensive (loss) income before reclassifications	(61)	202	424	290
Amounts reclassified from AOCI	0	0	0	0
Ending balance	456	672	456	672
AOCI Attributable to Parent [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Beginning balance	(8,786)	(11,370)	(9,605)	(12,172)
Other comprehensive (loss) income before reclassifications	2,070	(2,026)	2,786	(2,733)
Amounts reclassified from AOCI	0	40	103	1,549
Ending balance	$ (6,716)	$ (13,356)	$ (6,716)	$ (13,356)

Accumulated Other Comprehensi_4

Accumulated Other Comprehensive (Loss) Income - Summary of Amounts Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits		$ (4,959)	$ (4,154)	$ (13,687)	$ (12,243)
Provision for income taxes		1,173	(573)	160	(1,772)
Net (loss) income attributable to Pathfinder Bancorp Inc.		(4,644)	2,176	(524)	6,757
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plans [Member]
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	[1],[2]	(38)	(56)	(113)	(167)
Provision for income taxes	[1]	10	15	30	44
Net (loss) income attributable to Pathfinder Bancorp Inc.	[1]	(28)	(41)	(83)	(123)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available-for-sale securities
Reclassification Adjustment Out Of Accumulated Other Comprehensive Income [Line Items]
Net gains on sales and redemptions of investment securities	[1]	0	1	(139)	(1,932)
Provision for income taxes	[1]	0	0	36	506
Net (loss) income attributable to Pathfinder Bancorp Inc.	[1]	$ 0	$ 1	$ (103)	$ (1,426)
[1] Amounts in parentheses indicates debits in net income. These items are included in net periodic pension cost.

Noninterest Income - Summary of

Noninterest Income - Summary of Noninterest Income (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Disaggregation Of Revenue [Line Items]
Earnings and gains on bank owned life insurance	$ 361	$ 165	$ 685	$ 466
Net realized (losses) gains on sales and redemptions of investment securities	(188)	(13)	(320)	60
Net realized gains (losses) on sales of marketable equity securities	62	(39)	31	(208)
Loss on sale of premises and equipment	(36)	0	(36)	0
Non-recurring gain on lease renegotiations	0	0	245	0
Other miscellaneous income	43	3	221	40
Total noninterest income	1,707	1,193	4,655	3,872
Insufficient Funds Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	221	181	594	488
Deposit Related Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	150	112	373	321
ATM Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	21	50	64	104
Service Charges on Deposit Accounts [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	392	343	1,031	913
Insurance Agency [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	367	310	1,024	1,001
Investment Services Revenue [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	112	128	369	360
ATM Fees Surcharge [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	66	61	174	168
Banking House Rents Collected [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	40	54	149	150
Fee Income [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	585	553	1,716	1,679
Debit Card Interchange Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	300	22	610	455
Merchant Card Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	19	19	45	46
Card Income [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	319	41	655	501
Loan Servicing Fees [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	79	99	279	238
Net Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	90	41	148	183
Total Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	169	140	427	421
Service Fees, Fee Income, Card Income and Mortgage Fee Income and Realized Gain on Sale of Loans and Foreclosed Real Estate [Member]
Disaggregation Of Revenue [Line Items]
Non interest income	$ 1,465	$ 1,077	$ 3,829	$ 3,514

Noninterest Income (Additional

Noninterest Income (Additional Information) (Details)	9 Months Ended
	Sep. 30, 2024 USD ($)
Revenue from Contract with Customer [Abstract]
Recognized Non-Recurring Gain	$ 245,000
Increase (decrease) gain (loss) in earnings for the period	219,000
Death Benefit	$ 175,000

Leases - Additional Information

Leases - Additional Information (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Lessee Lease Description [Line Items]
Operating lease, option to extend lease term, description			Our leases have remaining lease terms that vary from less than one year up to 28 years, some of which include options to extend the leases for various renewal periods.
Operating Lease, Lease Income, Statement of Income or Comprehensive Income [Extensible Enumeration]	Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest		Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest
Berkshire Hills Bancorp [Member]
Lessee Lease Description [Line Items]
Business acquisition, lease assumned	$ 946,000		$ 946,000
ASU 2016-02 [Member]
Lessee Lease Description [Line Items]
Lease rental income	$ 40,000	$ 53,000	$ 148,000	$ 149,000
Minimum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term			1 year
Maximum [Member]
Lessee Lease Description [Line Items]
Operating leases remaining lease term			28 years

Leases - Components of Lease Ex

Leases - Components of Lease Expense (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Lease, Cost [Abstract]
Operating lease cost	$ 49	$ 53	$ 148	$ 170
Finance lease cost	$ 186	$ 56	$ 583	$ 167

Leases - Supplemental Cash Flow

Leases - Supplemental Cash Flow Information Related to Leases (Details) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Cash paid for amount included in the measurement of lease liabilities:
Operating cash flows for operating leases	$ 46	$ 48	$ 137	$ 156
Operating cash flows for finance leases	186	56	583	167
Financing cash flows for finance leases	$ 92	$ 31	$ 156	$ 93

Leases - Supplemental Balance S

Leases - Supplemental Balance Sheet Information Related to Leases (Details) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Operating Leases:
Operating lease right-of-use assets	$ 1,425	$ 1,526
Operating lease liabilities	1,621	1,711
Finance Leases:
Finance lease right-of-use assets	$ 16,873	$ 4,073
Finance Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration]	Other assets	Other assets
Finance lease liabilities	$ 16,829	$ 4,381
Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration]	Other liabilities	Other liabilities
Weighted Average Remaining Lease Term:
Operating Leases	17 years 1 month 6 days	17 years 2 months 19 days
Finance Leases	23 years 5 months 1 day	27 years 4 months 6 days
Weighted Average Discount Rate:
Operating Leases	3.89%	3.88%
Finance Leases	8.25%	9.40%

Leases - Maturities of Lease Li

Leases - Maturities of Lease Liabilities (Details) $ in Thousands	Sep. 30, 2024 USD ($)
Lessee, Operating Lease, Liability, to be Paid, Rolling Maturity [Abstract]
2025	$ 109
2026	474
2027	493
2028	520
2029	520
Thereafter	16,334
Total minimum lease payments	$ 18,450

Related Party Transactions - Sc

Related Party Transactions - Schedule of Loans to Related Parties (Details) - Directors, Executive Officers and Affiliates [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2024	Dec. 31, 2023
Loans to Related Parties [Roll Forward]
Balance at the beginning of the year	$ 32,742	$ 32,531
Originations and related party additions	999	4,360
Principal payments and related party removals	(6,547)	(4,149)
Balance at the end of the period	$ 27,194	$ 32,742

Branch Acquisition (Additional

Branch Acquisition (Additional Information) (Details) - USD ($) $ in Thousands	3 Months Ended
	Sep. 30, 2024	Jul. 19, 2024	Dec. 31, 2023
Business Acquisition [Line Items]
Acquisition related to assets	$ 1,483,126		$ 1,465,798
Branch Acquisition
Business Acquisition [Line Items]
Deposits		$ 186,000
Acquisition related to assets		30,600
Acquisition related to loans		29,900
Acquisition estimated discount		$ 1,800
Branch acquisition average cost		1.99%
Percentage of premium of deposit received	97%
Borrowings	$ 74,400
High cost brokered deposits	106,000
Acquisition related expenses	$ 1,600
Branch Acquisition | Core Deposits
Business Acquisition [Line Items]
Core deposit intangible asset		$ 6,300
Branch Acquisition | Non-Brokered [Member]
Business Acquisition [Line Items]
Expansion in relationship		21.50%

Branch Acquisition - Schedule o

Branch Acquisition - Schedule of assets acquired and liabilities assumed (Details) - USD ($)		Sep. 30, 2024	Dec. 31, 2023
Assets acquired:
Right-of-use asset		$ 1,425,000	$ 1,526,000
Liabilities assumed:
Goodwill		5,752,000	$ 4,536,000
Branch Acquisition [Member] | Amount Recorded [Member]
Assets acquired:
Cash and cash equivalents		251,040
Negative deposits (classified as loans)		28,080
Loans, net	[1]	29,908,345
Accrued interest receivable on loans		162,388
Premises and equipment, net		223,676
Core deposit intangible	[2]	0
Right-of-use asset		12,481,680
Total assets acquired		43,055,209
Liabilities assumed:
Deposits		185,860,409
Accrued interest payable on deposits		149,948
Lease liability		12,481,680
Total liabilities assumed		198,492,037
Branch Acquisition [Member] | Fair Value Adjustment [Member]
Assets acquired:
Cash and cash equivalents		0
Negative deposits (classified as loans)		0
Loans, net	[1]	(1,843,429)
Accrued interest receivable on loans		0
Premises and equipment, net		0
Core deposit intangible	[2]	6,271,000
Right-of-use asset	[3]	493,000
Total assets acquired		4,920,571
Liabilities assumed:
Deposits	[4]	543,226
Accrued interest payable on deposits		0
Lease liability		0
Total liabilities assumed		543,226
Branch Acquisition [Member] | Fair Value Recorded [Member]
Consideration:
Cash received		149,843,537
Assets acquired:
Cash and cash equivalents		251,040
Negative deposits (classified as loans)		28,080
Loans, net	[1]	28,064,916
Accrued interest receivable on loans		162,388
Premises and equipment, net		223,676
Core deposit intangible	[2]	6,271,000
Right-of-use asset		12,974,680
Total assets acquired		47,975,780
Liabilities assumed:
Deposits		186,403,635
Accrued interest payable on deposits		149,948
Lease liability		12,481,680
Total liabilities assumed		199,035,263
Net assets acquired and liabilities assumed		(151,059,483)
Goodwill	[5]	$ 1,215,946
[1] Adjustments to loans will be recognized as an adjustment of yield over their remaining term. Recording of new intangible asset for the fair value of core deposits, to be amortized on an accelerated basis over a ten year period. The weighted average amortization period is 6.4 years. The right-of-use asset was initially measured at an amount equal to the lease liability and includes an adjustment for favorable lease terms when compared with market terms. Adjustments to deposits will be recognized as an adjustment of yield over their remaining term. Total amount of goodwill that is expected to be deductible for tax purposes.

Branch Acquisition - Schedule_2

Branch Acquisition - Schedule of assets acquired and liabilities assumed (Parenthetical) (Details)	9 Months Ended
	Sep. 30, 2024
Business Combinations [Abstract]
Amortization period on accelarated basis	10 years
Weighted average amortization period of intangible asset	6 years 4 months 24 days

Assets And Liabilities Held F_2

Assets And Liabilities Held For Sale (Additional Information) (Details)	3 Months Ended
	Sep. 30, 2024 USD ($)
Long-Lived Assets Held-for-Sale [Line Items]
Real estate assets held-for-sale carrying Value	$ 3,400,000
Loss on sale of investments	$ 36,000

Subsequent Events (Additional I

Subsequent Events (Additional Information) (Details) - USD ($)	Oct. 01, 2024	Sep. 30, 2024
Berkshire Hills Bancorp [Member]
Subsequent Event [Line Items]
Business acquisition, lease assumned		$ 946,000
Subsequent Event [Member]
Subsequent Event [Line Items]
Sale proceed from FitzGibbons Agency	$ 28,000
Revenue from sale	$ 2,000,000