Pathfinder Bancorp (PBHC) 10-Q 11 Aug 17 2017 Q2 Quarterly report Financial data

Document and Entity Information

Document and Entity Information - shares	6 Months Ended
	Jun. 30, 2017	Aug. 11, 2017
Document And Entity Information [Abstract]
Entity Registrant Name	PATHFINDER BANCORP, INC.
Entity Central Index Key	1,609,065
Current Fiscal Year End Date	--12-31
Entity Well-known Seasoned Issuer	No
Entity Voluntary Filers	No
Entity Current Reporting Status	Yes
Entity Filer Category	Smaller Reporting Company
Entity Common Stock, Shares Outstanding		4,263,700
Document Fiscal Year Focus	2,017
Document Fiscal Period Focus	Q2
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2017
Trading Symbol	PBHC

Consolidated Statements of Cond

Consolidated Statements of Condition (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS:
Cash and due from banks	$ 9,166	$ 6,968
Interest-earning deposits	6,158	15,451
Total cash and cash equivalents	15,324	22,419
Available-for-sale securities, at fair value	139,281	141,955
Held-to-maturity securities, at amortized cost (fair value of $68,041 and $54,429, respectively)	67,193	54,645
Federal Home Loan Bank stock, at cost	4,450	3,250
Loans	548,825	492,147
Less: Allowance for loan losses	6,258	6,247
Loans receivable, net	542,567	485,900
Premises and equipment, net	15,782	15,177
Accrued interest receivable	2,679	2,532
Foreclosed real estate	678	597
Intangible assets, net	190	198
Goodwill	4,536	4,536
Bank owned life insurance	11,591	11,458
Other assets	6,950	6,367
Total assets	811,221	749,034
Deposits:
Interest-bearing	560,080	535,701
Noninterest-bearing	83,763	75,282
Total deposits	643,843	610,983
Short-term borrowings	41,536	41,947
Long-term borrowings	43,160	17,000
Subordinated loans	15,042	15,025
Accrued interest payable	106	75
Other liabilities	6,003	5,643
Total liabilities	749,690	690,673
Shareholders' equity:
Common stock, par value $0.01; 25,000,000 authorized shares; 4,263,700 and 4,236,744 shares outstanding, respectively	43	43
Additional paid in capital	27,823	27,483
Retained earnings	36,922	35,619
Accumulated other comprehensive loss	(2,420)	(3,822)
Unearned ESOP	(1,304)	(1,394)
Total Pathfinder Bancorp, Inc. shareholders' equity	61,064	57,929
Noncontrolling interest	467	432
Total equity	61,531	58,361
Total liabilities and shareholders' equity	$ 811,221	$ 749,034

Consolidated Statements of Con3

Consolidated Statements of Condition (Unaudited) (Parenthetical) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
ASSETS:
Held-to-maturity securities at fair value	$ 68,041	$ 54,429
Shareholders' equity:
Common stock, par value (in dollars per share)	$ 0.01	$ 0.01
Common stock, shares authorized (in shares)	25,000,000	25,000,000
Common stock, shares outstanding (in shares)	4,263,700	4,236,744

Consolidated Statements of Inco

Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Interest and dividend income:
Loans, including fees	$ 5,869	$ 5,047	$ 11,610	$ 9,971
Debt securities:
Taxable	947	581	1,784	1,137
Tax-exempt	190	200	383	391
Dividends	50	26	104	53
Federal funds sold and interest earning deposits	28	12	73	26
Total interest and dividend income	7,084	5,866	13,954	11,578
Interest expense:
Interest on deposits	895	572	1,660	1,147
Interest on short-term borrowings	283	29	578	51
Interest on long-term borrowings	128	71	248	143
Interest on subordinated loans	197	201	390	404
Total interest expense	1,503	873	2,876	1,745
Net interest income	5,581	4,993	11,078	9,833
Provision for loan losses	423	150	812	360
Net interest income after provision for loan losses	5,158	4,843	10,266	9,473
Noninterest income:
Service charges on deposit accounts	274	285	537	572
Earnings and gain on bank owned life insurance	62	66	133	146
Loan servicing fees	32	31	68	65
Net gains on sales and redemptions of investment securities	135	132	206	212
Net losses on sales of loans and foreclosed real estate	(21)	(10)	(45)	(10)
Debit card interchange fees	160	141	307	276
Other charges, commissions & fees	421	381	820	766
Total noninterest income	1,063	1,026	2,026	2,027
Noninterest expense:
Salaries and employee benefits	2,819	2,653	5,669	5,338
Building occupancy	531	425	1,070	888
Data processing	416	419	843	841
Professional and other services	219	221	410	418
Advertising	172	189	348	329
FDIC assessments	81	108	137	216
Audits and exams	85	82	169	158
Other expenses	701	681	1,377	1,293
Total noninterest expenses	5,024	4,778	10,023	9,481
Income before income taxes	1,197	1,091	2,269	2,019
Provision for income taxes	238	225	483	498
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc.	959	866	1,786	1,521
Net income attributable to noncontrolling interest	39	34	66	28
Net income attributable to Pathfinder Bancorp Inc.	920	832	1,720	1,493
Preferred stock dividends				16
Net income available to common shareholders	$ 920	$ 832	$ 1,720	$ 1,477
Earnings per common share - basic (in dollars per share)	$ 0.23	$ 0.20	$ 0.42	$ 0.36
Earnings per common share - diluted (in dollars per share)	0.22	0.20	0.41	0.35
Dividends per common share (in dollars per share)	$ 0.0525	$ 0.05	$ 0.1025	$ 0.10

Consolidated Statements of Comp

Consolidated Statements of Comprehensive Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		6 Months Ended
		Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Statement Of Income And Comprehensive Income [Abstract]
Net Income		$ 959	$ 866	$ 1,786	$ 1,521
Retirement Plans:
Retirement plan net losses recognized in plan expenses		37	54	73	109
Unrealized holding gains on financial derivative:
Change in unrealized holding gains on financial derivative			3		2
Reclassification adjustment for interest expense included in net income			11		25
Net unrealized gain on financial derivative			14		27
Unrealized holding gains on available-for-sale securities
Unrealized holding gains arising during the period		1,387	270	2,408	972
Reclassification adjustment for net gains included in net income		(135)	(132)	(206)	(212)
Net unrealized gain on available-for-sale securities		1,252	138	2,202	760
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	22	35	58	70
Other comprehensive income, before tax		1,311	241	2,333	966
Tax effect		(524)	(95)	(931)	(386)
Other comprehensive income, net of tax		787	146	1,402	580
Comprehensive income		1,746	1,012	3,188	2,101
Comprehensive income, attributable to noncontrolling interest		39	34	66	28
Comprehensive income attributable to Pathfinder Bancorp, Inc.		1,707	978	3,122	2,073
Tax Effect Allocated to Each Component of Other Comprehensive Income
Retirement plan net losses recognized in plan expenses		(15)	(21)	(28)	(44)
Change in unrealized holding gains on financial derivative			(2)		(1)
Reclassification adjustment for interest expense included in net income			(4)		(10)
Unrealized holding gains arising during the period		(555)	(108)	(963)	(389)
Reclassification adjustment for net gains included in net income		55	54	83	86
Accretion of net unrealized loss on securities transferred to held-to-maturity	[1]	(9)	(14)	(23)	(28)
Income tax effect related to other comprehensive income		$ (524)	$ (95)	$ (931)	$ (386)
[1]	The accretion of the unrealized holding losses in accumulated other comprehensive loss at the date of transfer at September 30, 2013 partially offsets the amortization of the difference between the par value and the fair value of the investment securities at the date of transfer, and is an adjustment of yield.

Consolidated Statements of Chan

Consolidated Statements of Changes in Shareholder's Equity (Unaudited) - USD ($) $ in Thousands	Total	Preferred Stock [Member]	Common Stock [Member]	Additional Paid in Capital [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Loss [Member]	Unearned ESOP [Member]	Non-controlling Interest [Member]
Balance at Dec. 31, 2015	$ 71,229	$ 13,000	$ 44	$ 28,717	$ 33,183	$ (2,565)	$ (1,574)	$ 424
Net income	1,521				1,493			28
Other comprehensive income, net of tax	580					580
Preferred stock redemption	(13,000)	$ (13,000)
Preferred stock dividends - SBLF	(16)				(16)
ESOP shares earned	144			54			90
Stock based compensation	76			76
Stock options exercised	23			23
Common stock dividends declared	(416)				(416)
Distributions from affiliates	(18)							(18)
Balance at Jun. 30, 2016	60,123		44	28,870	34,244	(1,985)	(1,484)	434
Net income	866
Other comprehensive income, net of tax	146
Balance at Jun. 30, 2016	60,123		44	28,870	34,244	(1,985)	(1,484)	434
Balance at Dec. 31, 2016	58,361		43	27,483	35,619	(3,822)	(1,394)	432
Net income	1,786				1,720			66
Other comprehensive income, net of tax	1,402					1,402
ESOP shares earned	180			90			90
Stock based compensation	189			189
Stock options exercised	61			61
Common stock dividends declared	(417)				(417)
Distributions from affiliates	(31)							(31)
Balance at Jun. 30, 2017	61,531		43	27,823	36,922	(2,420)	(1,304)	467
Net income	959
Other comprehensive income, net of tax	787
Balance at Jun. 30, 2017	$ 61,531		$ 43	$ 27,823	$ 36,922	$ (2,420)	$ (1,304)	$ 467

Consolidated Statements of Cha7

Consolidated Statements of Changes in Shareholders' Equity (Unaudited) (Parenthetical) - $ / shares	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
Statement Of Stockholders Equity [Abstract]
Preferred stock redemption (in shares)		(13,000)
Restricted stock awards (in shares)	15,720
ESOP shares earned (in shares)	12,221	12,221
Dividends per common share (in dollars per share)	$ 0.1025	$ 0.10

Consolidated Statements of Cash

Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
OPERATING ACTIVITIES
Net income attributable to Pathfinder Bancorp, Inc.	$ 1,720	$ 1,493
Adjustments to reconcile net income to net cash flows from operating activities:
Provision for loan losses	812	360
Realized losses (gains) on sales, redemptions and calls of:
Real estate acquired through foreclosure	49	10
Loans	(4)	0
Available-for-sale investment securities	59	(211)
Held-to-maturity investment securities	(15)	(1)
Depreciation	503	458
Amortization of mortgage servicing rights	6	6
Amortization of deferred loan costs	100	99
Amortization of deferred financing from subordinated debt	17	17
Earnings and gain on bank owned life insurance	(133)	(146)
Net amortization of premiums and discounts on investment securities	825	585
Amortization of intangible assets	8	8
Stock based compensation and ESOP expense	369	220
Net change in accrued interest receivable	(147)	(16)
Net change in other assets and liabilities	(786)	373
Net cash flows from operating activities	3,383	3,255
INVESTING ACTIVITIES
Purchase of investment securities available-for-sale	(53,077)	(81,252)
Purchase of investment securities held-to-maturity	(18,636)	(500)
Net purchases of Federal Home Loan Bank stock	(1,200)	(1,612)
Proceeds from maturities and principal reductions of investment securities available-for-sale	18,746	36,271
Proceeds from maturities and principal reductions of investment securities held-to-maturity	3,906	2,686
Proceeds from sales, redemptions and calls of:
Available-for-sale investment securities	40,357	25,970
Held-to-maturity investment securities	213	2,000
Real estate acquired through foreclosure	556	170
Realized gains on hedging activity	(250)	0
Net change in loans	(58,265)	(20,548)
Purchase of premises and equipment	(1,108)	(504)
Net cash flows from investing activities	(68,758)	(37,319)
FINANCING ACTIVITIES
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits	38,884	37,851
Net change in time deposits	8,737	14,820
Net change in brokered deposits	(14,761)	(16,918)
Net change in short-term borrowings	(411)	25,150
Payments on long-term borrowings	(3,000)	(3,000)
Proceeds from long-term borrowings	29,160	0
Repayment of loan on cash surrender value of bank owned life insurance	0	(536)
Redemption of preferred stock - SBLF	0	(13,000)
Proceeds from exercise of stock options	61	23
Cash dividends paid to preferred shareholder - SBLF	0	(49)
Cash dividends paid to common shareholders	(425)	(436)
Change in noncontrolling interest, net	35	10
Net cash flows from financing activities	58,280	43,915
Change in cash and cash equivalents	(7,095)	9,851
Cash and cash equivalents at beginning of period	22,419	15,245
Cash and cash equivalents at end of period	15,324	25,096
CASH PAID DURING THE PERIOD FOR:
Interest	2,845	1,905
Income taxes	210	513
NON-CASH INVESTING ACTIVITY
Real estate acquired in exchange for loans	$ 686	$ 170

Basis of Presentation

Basis of Presentation	6 Months Ended
	Jun. 30, 2017
Organization Consolidation And Presentation Of Financial Statements [Abstract]
Basis of Presentation	Note 1: Basis of Presentation The accompanying unaudited consolidated financial statements of Pathfinder Bancorp, Inc., (the “Company”), Pathfinder Bank (the “Bank”) and its other wholly owned subsidiaries have been prepared in accordance with accounting principles generally accepted in the United States of America for interim financial information, the instructions for Form 10-Q and Article 8 of Regulation S-X. Accordingly, they do not include all of the information and footnotes necessary for a complete presentation of consolidated financial condition, results of operations and cash flows in conformity with generally accepted accounting principles. In the opinion of management, all adjustments, consisting of normal recurring accruals considered necessary for a fair presentation, have been included. Certain amounts in the 2016 consolidated financial statements may have been reclassified to conform to the current period presentation. These reclassifications had no effect on net income or comprehensive income as previously reported. Operating results for the three and six months ended June 30, 2017 are not necessarily indicative of the results that may be expected for the full year ending December 31, 2017 or any other interim period. The Company's consolidated financial statements are prepared in accordance with accounting principles generally accepted in the United States and follow practices within the banking industry. Application of these principles requires management to make estimates, assumptions, and judgments that affect the amounts reported in the consolidated financial statements and accompanying notes. These estimates, assumptions, and judgments are based on information available as of the date of the financial statements; accordingly, as this information changes, the financial statements could reflect different estimates, assumptions, and judgments. Certain policies inherently have a greater reliance on the use of estimates, assumptions, and judgments and as such have a greater possibility of producing results that could be materially different than originally reported. Estimates, assumptions, and judgments are necessary when assets and liabilities are required to be recorded at fair value or when an asset or liability needs to be recorded contingent upon a future event. Carrying assets and liabilities at fair value inherently results in more financial statement volatility. The fair values and information used to record valuation adjustments for certain assets and liabilities are based on quoted market prices or are provided by other third-party sources, when available. When third party information is not available, valuation adjustments are estimated in good faith by management. Although the Company owns, through its subsidiary Pathfinder Risk Management Company, Inc., 51% of the membership interest in FitzGibbons Agency, LLC (“Agency”), the Company is required to consolidate 100% of the Agency within the consolidated financial statements. The 49% of which the Company does not own is accounted for separately as noncontrolling interests within the consolidated financial statements. On February 16, 2016, the Company redeemed all 13,000 shares of the Series B Preferred Stock outstanding with the payment of $13.0 million to the Small Business Lending Facility (“SBLF”). This redemption was substantially financed by the issuance on October 15, 2015 of the $10.0 million Subordinated Loan with an effective annual interest rate of 6.44%. The issuance of the Subordinated Loan has increased interest expense by approximately $644,000 per year, but prospectively reduced the future amount payable to the SBLF in preferred stock dividends. Had the preferred stock not been retired, effective April 1, 2016, the annual dividend rate for the preferred stock would have been 9.0%. Therefore, the retirement of the $13.0 million of the SBLF Preferred Series B stock has resulted in an annual reduction of dividends payable to the preferred shareholder of $1.2 million. The Company paid preferred stock dividends totaling $-0- in 2017 and $16,000 in 2016. These transactions had no effect on the regulatory capital position of the Bank.

New Accounting Pronouncements

New Accounting Pronouncements	6 Months Ended
	Jun. 30, 2017
New Accounting Pronouncements And Changes In Accounting Principles [Abstract]
New Accounting Pronouncements	Note 2: New Accounting Pronouncements In May 2014, the Financial Accounting Standards Board (FASB) issued Accounting Standards Update (ASU) No. 2014-09, Revenue from Contracts with Customers (Topic 606). This new guidance supersedes the revenue recognition requirements in ASC 605, Revenue Recognition, and is based on the principle that revenue is recognized to depict the transfer of goods or services to customers in an amount that reflects consideration to which the entity expects to be entitled in exchange for those goods and services. The ASU also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts, including significant judgments and changes in judgments and assets recognized from costs incurred to obtain or fulfill a contract. This guidance is effective for the Company for annual and interim periods beginning after December 15, 2017, and should be applied either retrospectively to each prior reporting period presented or retrospectively with the cumulative effect of initially applying this guidance recognized at the date of initial application. The Company's implementation efforts include the identification of revenue within the scope of the guidance, as well as evaluation of revenue contracts. The Company's review is ongoing, and the Company will continue to evaluate any impact as additional guidance is issued and as our internal assessment progresses. In January 2016, the FASB issued ASU 2016-01, Financial Instruments - Overall (Subtopic 825-10): Recognition and Measurement of Financial Assets and Financial Liabilities. This guidance addresses certain aspects of recognition, measurement, presentation and disclosure of financial instruments. The primary focus of this guidance is to supersede the guidance to classify equity securities with readily determinable fair values into different categories (trading or available-for-sale) and requires equity securities to be measured at fair value with changes in the fair value recognized through net income. This guidance requires adoption through a cumulative-effect adjustment to the balance sheet as of the beginning of the fiscal year of adoption. This ASU is effective for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. Early adoption is permitted for all companies in any interim or annual period. The Company is currently evaluating the effect the guidance will have on the Company's consolidated financial statements. In February 2016, the FASB issued ASU 2016-02, Leases (Topic 842). This new guidance supersedes the lease requirements in Topic 840, Leases and is based on the principle that a lessee should recognize in the statement of financial position a liability to make lease payments (the lease liability) and a right-of-use asset representing its right to use the underlying asset for the lease term. The accounting applied by a lessor is largely unchanged from that applied under the previous guidance. In addition, the guidance requires an entity to separate the lease components from the nonlease components in a contract. The ASU requires disclosures about the amount, timing, and judgments related to a reporting entity's accounting for leases and related cash flows. The standard is required to be applied to all leases in existence as of the date of adoption using a modified retrospective transition approach. This guidance is effective for fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. Early adoption is permitted for all companies in any interim or annual period. The Company occupies certain offices and uses certain equipment under non-cancelable operating lease agreements, which currently are not reflected in its consolidated statement of condition. The Company expects to recognize lease liabilities and right of use assets associated with these lease agreements; however, the extent of the impact on the Company's consolidated financial statements is currently under evaluation. In June 2016, the FASB issued ASU No. 2016-13, Financial Instruments – Credit Losses (Topic 326). This new guidance significantly changes how entities will measure credit losses for most financial assets and certain other instruments that are not measured at fair value through net income. This ASU will replace the "incurred loss" model under existing guidance with an "expected loss" model for instruments measured at amortized cost, and require entities to record allowances for available-for-sale debt securities rather than reduce the carrying amount, as they do today under the other-than-temporary impairment model. This ASU also simplifies the accounting model for purchased credit-impaired debt securities and loans. This guidance requires adoption through a cumulative-effect adjustment to retained earnings as of the beginning of the first reporting period in which the guidance is adopted. This ASU is effective for fiscal years beginning after December 15, 2019, including interim periods within those fiscal years. Early adoption is permitted for all companies as of fiscal years beginning after December 15, 2018, including interim periods within those fiscal years. The Company is currently evaluating the impact the guidance will have on the Company's consolidated financial statements, and expects an increase in the allowance for credit losses resulting from the change to expected losses for the estimated life of the financial asset, including an allowance for debt securities. The amount of the increase in the allowance for credit losses resulting from the new guidance will be impacted by the portfolio composition and asset quality at the adoption date, as well as economic conditions and forecasts at the time of adoption. In August 2016, the FASB issued ASU No. 2016-15, Statement of Cash Flows (Topic 230). The amendments provide guidance on the following eight specific cash flow issues: 1) debt prepayment or debt extinguishment costs; 2) settlement of zero-coupon debt instruments or other debt instruments with coupon interest rates that are insignificant in relation to the effective interest rate of the borrowing; 3) contingent consideration payments made after a business combination; 4) proceeds from the settlement of insurance claims; 5) proceeds from the settlement of corporate-owned life insurance policies, including bank-owned life insurance policies; 6) distributions received from equity method investees; 7) beneficial interests in securitization transactions; and 8) separately identifiable cash flows and application of the predominance principle. This ASU is effective for fiscal years beginning after December 31, 2017, including interim periods within those fiscal years. Early adoption is permitted, including adoption in an interim period. As this guidance only affects the classification within the statement of cash flows, this ASU is not expected to have a material impact on the Company's consolidated financial statements. In January 2017, the FASB issued ASU No. 2017-04, Intangibles-Goodwill and Other (Topic 350). The amendments simplify how an entity is required to test goodwill for impairment by eliminating the requirement to measure a goodwill impairment loss by comparing the implied fair value of a reporting unit's goodwill with the carrying amount of that goodwill. Instead, an entity will perform its goodwill impairment test by comparing the fair value of a reporting unit with its carrying amount, and recognize an impairment charge for the amount by which the carrying amount of the reporting unit exceeds its fair value. Impairment loss recognized under this new guidance will be limited to the goodwill allocated to the reporting unit. This ASU is effective prospectively for the Company for annual or interim goodwill impairment tests in fiscal years beginning after December 15, 2019. Early adoption is permitted for interim or annual goodwill impairment tests performed on testing dates after January 1, 2017. This ASU is not expected to have a material impact on the Company's consolidated financial statements. In March 2017, the FASB issued ASU No. 2017-07, Compensation – Retirement Benefits (Topic 715): Improving the Presentation of Net Periodic Pension Cost and Net Periodic Postretirement Benefit Cost. This new guidance requires the service cost component of net periodic pension and postretirement benefit costs to be presented separately from other components of net benefit cost in the statement of income. This ASU is effective for the Company for fiscal years beginning after December 15, 2017, including interim periods within those fiscal years. This ASU is not expected to have a material impact on the Company's consolidated financial statements. In July 2017, the FASB issued ASU No. 2017-11, Earnings Per Share (Topic 260).

Earnings per Common Share

Earnings per Common Share	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
Earnings per Common Share	Note 3: Earnings per Common Share Basic earnings per share are calculated by dividing net income available to common shareholders by the weighted average number of common shares outstanding during the period. Net income available to common shareholders is net income to Pathfinder Bancorp, Inc. less the total of preferred dividends declared, if any. Diluted earnings per share include the potential dilutive effect that could occur upon the assumed exercise of issued stock options using the Treasury Stock method. Anti-dilutive stock options, not included in the computation below, were -0- for the three months ended June 30, 2017 and 46,131 for the six months ended June 30, 2017 and were 280,396 for the three months ended June 30, 2016 and 148,434 for the six months ended June 30, 2016. Unallocated common shares held by the ESOP are not included in the weighted-average number of common shares outstanding for purposes of calculating earnings per common share until they are committed to be released to plan participants. The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2017 2016 2017 2016 Basic Earnings Per Common Share Net income available to common shareholders $ 920 $ 832 $ 1,720 $ 1,477 Weighted average common shares outstanding 4,074 4,149 4,063 4,145 Basic earnings per common share $ 0.23 $ 0.20 $ 0.42 $ 0.36 Diluted Earnings Per Common Share Net income available to common shareholders $ 920 $ 832 $ 1,720 $ 1,477 Weighted average common shares outstanding 4,074 4,149 4,063 4,145 Effect of assumed exercise of stock options 109 84 105 81 Diluted weighted average common shares outstanding 4,183 4,233 4,168 4,226 Diluted earnings per common share $ 0.22 $ 0.20 $ 0.41 $ 0.35

Investment Securities

Investment Securities	6 Months Ended
	Jun. 30, 2017
Investments Debt And Equity Securities [Abstract]
Investment Securities	Note 4: Investment Securities The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 25,236 $ 1 $ (54 ) $ 25,183 State and political subdivisions 14,133 76 (187 ) 14,022 Corporate 10,190 32 (108 ) 10,114 Asset backed securities 4,634 27 (12 ) 4,649 Residential mortgage-backed - US agency 30,722 66 (210 ) 30,578 Collateralized mortgage obligations - US agency 46,102 123 (583 ) 45,642 Collateralized mortgage obligations - Private label 8,472 46 (101 ) 8,417 Total 139,489 371 (1,255 ) 138,605 Equity investment securities: Common stock - financial services industry 663 13 - 676 Total 663 13 - 676 Total available-for-sale $ 140,152 $ 384 $ (1,255 ) $ 139,281 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,938 $ 56 $ (5 ) $ 4,989 State and political subdivisions 34,249 873 (295 ) 34,827 Corporate 8,982 133 (133 ) 8,982 Residential mortgage-backed - US agency 7,379 170 - 7,549 Collateralized mortgage obligations - US agency 7,843 152 (85 ) 7,910 Collateralized mortgage obligations - Private label 3,802 - (18 ) 3,784 Total held-to-maturity $ 67,193 $ 1,384 $ (536 ) $ 68,041 December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 24,263 $ 1 $ (80 ) $ 24,184 State and political subdivisions 17,185 33 (737 ) 16,481 Corporate 15,560 20 (385 ) 15,195 Asset backed securities 6,696 5 (37 ) 6,664 Residential mortgage-backed - US agency 31,204 - (638 ) 30,566 Collateralized mortgage obligations - US agency 42,124 45 (1,183 ) 40,986 Collateralized mortgage obligations - Private label 6,682 - (105 ) 6,577 Total 143,714 104 (3,165 ) 140,653 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 - (17 ) 626 Common stock - financial services industry 663 13 - 676 Total 1,306 13 (17 ) 1,302 Total available-for-sale $ 145,020 $ 117 $ (3,182 ) $ 141,955 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,928 $ 30 $ (18 ) $ 4,940 State and political subdivisions 30,697 572 (693 ) 30,576 Corporate 8,240 85 (228 ) 8,097 Residential mortgage-backed - US agency 6,386 31 (20 ) 6,397 Collateralized mortgage obligations - US agency 2,927 96 - 3,023 Collateralized mortgage obligations - Private label 1,467 - (71 ) 1,396 Total held-to-maturity $ 54,645 $ 814 $ (1,030 ) $ 54,429 The amortized cost and estimated fair value of debt investments at June 30, 2017 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 17,110 $ 17,083 $ 1,676 $ 1,674 Due after one year through five years 15,004 14,968 9,796 9,991 Due after five years through ten years 12,357 12,457 17,373 17,978 Due after ten years 9,722 9,460 19,324 19,155 Sub-total 54,193 53,968 48,169 48,798 Residential mortgage-backed - US agency 30,722 30,578 7,379 7,549 Collateralized mortgage obligations - US agency 46,102 45,642 7,843 7,910 Collateralized mortgage obligations - Private label 8,472 8,417 3,802 3,784 Totals $ 139,489 $ 138,605 $ 67,193 $ 68,041 The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2017 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 6 $ (46 ) $ 22,170 1 $ (8 ) $ 2,992 7 $ (54 ) $ 25,162 State and political subdivisions 22 (155 ) 6,019 2 (32 ) 1,182 24 (187 ) 7,201 Corporate 4 (108 ) 5,742 - - - 4 (108 ) 5,742 Asset backed securities 1 (12 ) 745 - - - 1 (12 ) 745 Residential mortgage-backed - US agency 13 (210 ) 15,230 - - - 13 (210 ) 15,230 Collateralized mortgage obligations - US agency 18 (406 ) 23,651 7 (177 ) 7,341 25 (583 ) 30,992 Collateralized mortgage obligations - Private label 1 (98 ) 2,296 1 (3 ) 938 2 (101 ) 3,234 Totals 65 $ (1,035 ) $ 75,853 11 $ (220 ) $ 12,453 76 $ (1,255 ) $ 88,306 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (5 ) $ 995 - $ - $ - 1 $ (5 ) $ 995 State and political subdivisions 15 (295 ) 11,576 - - - 15 (295 ) 11,576 Corporate 4 (133 ) 3,945 - - - 4 (133 ) 3,945 Collateralized mortgage obligations - US agency 1 (85 ) 2,948 - - - 1 (85 ) 2,948 Collateralized mortgage obligations - Private label 2 (18 ) 3,784 - - - 2 (18 ) 3,784 Totals 23 $ (536 ) $ 23,248 - $ - $ - 23 $ (536 ) $ 23,248 December 31, 2016 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 6 $ (80 ) $ 22,161 - $ - $ - 6 $ (80 ) $ 22,161 State and political subdivisions 53 (737 ) 14,057 - - - 53 (737 ) 14,057 Corporate 10 (385 ) 10,587 - - - 10 (385 ) 10,587 Asset backed securities 3 (37 ) 4,455 - - - 3 (37 ) 4,455 Equity and other investments 1 (17 ) 626 - - - 1 (17 ) 626 Residential mortgage-backed - US agency 23 (638 ) 29,849 - - - 23 (638 ) 29,849 Collateralized mortgage obligations - US agency 28 (1,087 ) 33,376 4 (96 ) 2,514 32 (1,183 ) 35,890 Collateralized mortgage obligations - Private label 5 (105 ) 6,577 - - - 5 (105 ) 6,577 Totals 129 $ (3,086 ) $ 121,688 4 $ (96 ) $ 2,514 133 $ (3,182 ) $ 124,202 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (18 ) $ 982 - $ - $ - 1 $ (18 ) $ 982 State and political subdivisions 16 (693 ) 10,038 - - - 16 (693 ) 10,038 Corporate 5 (228 ) 4,402 - - - 5 (228 ) 4,402 Residential mortgage-backed - US agency 3 (20 ) 1,869 - - - 3 (20 ) 1,869 Collateralized mortgage obligations - Private label 1 (71 ) 1,396 - - - 1 (71 ) 1,396 Totals 26 $ (1,030 ) $ 18,687 - $ - $ - 26 $ (1,030 ) $ 18,687 The Company conducts a formal review of investment securities on a quarterly basis for the presence of other-than-temporary impairment (“OTTI”). The Company assesses whether OTTI is present when the fair value of a debt security is less than its amortized cost basis at the statement of condition date. Under these circumstances, OTTI is considered to have occurred (1) if we intend to sell the security; (2) if it is “more likely than not” we will be required to sell the security before recovery of its amortized cost basis; or (3) the present value of expected cash flows is not anticipated to be sufficient to recover the entire amortized cost basis. The guidance requires that credit-related OTTI is recognized in earnings while non-credit-related OTTI on securities not expected to be sold is recognized in other comprehensive income (“OCI”). Non-credit-related OTTI is based on other factors, including illiquidity and changes in the general interest rate environment. Presentation of OTTI is made in the consolidated statement of income on a gross basis, including both the portion recognized in earnings as well as the portion recorded in OCI. The gross OTTI would then be offset by the amount of non-credit-related OTTI, showing the net as the impact on earnings. Management does not believe any individual unrealized loss in the securities portfolio as of June 30, 2017 represents OTTI. With the exception of certain individually small municipal bond issuances, all securities are rated above the lowest tier of investment grade by one or more nationally recognized statistical rating organizations (NRSRO) with the exception of five corporate issuances with an aggregate book value of $6.0 million. In addition, three subordinated debt corporate securities, issued by other financial institutions, and eight multi-obligor asset- and mortgage-backed structured credit issuances acquired in 2016 and 2017, are unrated. At June 30, 2017, the aggregate book value of the three unrated subordinated debt corporate issuances and the unrated structured credit issuances were $2.3 million and $11.0 million, respectively. At June 30, 2017, 15 municipal securities, with an aggregate amortized cost of $11.9 million, and categorized as held-to-maturity, have been in a loss position for eleven months or less and have an aggregate loss position of 2.55%. The majority of the securities are rated AA to AAA by Standard & Poors, with the exception of three individually small municipal bond issuances. Each of the municipal securities had a relatively insignificant unrealized loss position with losses of between 0.09% and 7.27%, respectively. These losses are related to the securities’ relatively long duration and the current market pricing of imbedded call features within these securities and not to credit factors. Accordingly, none of these municipal securities are deemed to have any credit impairment at the reporting date. At June 30, 2017, two municipal securities, with an aggregate amortized cost of $1.2 million, and categorized as available-for-sale, have been in a loss position for greater than twelve months and have an aggregate loss position of 2.71%. The two securities are rated AA+ an AAA by Standard & Poors. These losses are related to the securities’ relatively long duration and the current market pricing of imbedded call features within these securities and not to credit factors. Accordingly, none of these municipal securities are deemed to have any credit impairment at the reporting date. Four corporate securities, categorized as available-for-sale, have been in a loss position for eleven months or less, with the largest loss position being 2.18% of current book value. The four securities are rated at least BBB+ by one or more NRSRO and are not deemed to have any credit impairment at the reporting date. One private-label asset-backed security, acquired in 2016, with an amortized cost of $757,000 has been in a loss position for eleven months at June 30, 2017. The market value of this security, categorized as available-for-sale, at June 30, 2017 was 1.88% below its book value on that date. The security is rated AAA by Standard & Poors and not deemed to have any credit-related impairment at June 30, 2017. Two adjustable-rate, private-label mortgage-backed securities, with amortized costs of $940,000 and $2.4 million acquired in 2016 and 2017, respectively, have been in a loss position for twelve months and one month, respectively, at June 30, 2017. The securities are categorized as available-for-sale and are each unrated by any NRSRO. In aggregate, these securities have an unrealized loss of 3.12% at June 30, 2017. Both securities have significant collateral enhancement protecting their principal values. Management monitors the performance of all private-label securities closely and has determined that there is no credit impairment present related to these two securities at June 30, 2017. Two fixed rate, private-label mortgage-backed securities, with amortized costs of $1.3 million and $2.5 million acquired in 2016 and 2017, respectively, have been in a loss position for two months and seven months, respectively, at June 30, 2017. The securities are categorized as held-to-maturity and are each unrated by any NRSRO. In aggregate, these securities have an unrealized loss of 0.49% at June 30, 2017. Both securities have significant collateral enhancement protecting their principal values. Management monitors the performance of all private-label securities closely and has determined that there is no credit impairment present related to these two securities at June 30, 2017. Four fixed rate, corporate securities, with aggregate amortized costs of $4.1 acquired in 2016 and 2017 have been in a loss positions for nine months or less. The securities are categorized as held-to-maturity. All of the securities are rated at least at the lowest investment grade by an NRSRO. In aggregate, these securities have an unrealized loss of 3.36% at June 30, 2017. Management monitors the performance of all private-label securities closely and has determined that there is no credit impairment present related to these two securities at June 30, 2017. All other securities in an unrealized loss position at June 30, 2017 are securities issued by either the U.S. Government or its sponsored entities. The securities include mortgage-backed issuances, collateralized mortgage obligations and agency debentures issued by GNMA, FNMA, FHLMC, FHLB and FFCB. These entities are currently rated Aaa by Moody’s Investor Services and AA+ by Standard and Poors. GNMA securities carry explicit guarantees by the U.S. Government as to timely repayment of principal and securities issued by the other agencies listed above are implicitly guaranteed by the U.S. Government. The unrealized losses reflected are primarily attributable to changes in interest rates since the securities were acquired. The company does not intend to sell these securities, nor is it more likely than not, that the company will be required to sell these securities prior to recovery of the amortized cost. As such, management does not believe any individual unrealized loss as of June 30, 2017 represents OTTI. Gross realized gains (losses) on sales of securities for the indicated periods are detailed below: For the three months For the six months ended June 30, ended June 30, (In thousands) 2017 2016 2017 2016 Realized gains on investments $ 70 $ 134 $ 148 $ 229 Realized gains on hedging activity 156 - 250 - Realized losses on investments (91 ) (2 ) (192 ) (17 ) $ 135 $ 132 $ 206 $ 212 As of June 30, 2017 and December 31, 2016, securities with a fair value of $107.2 million and $96.4 million, respectively, were pledged to collateralize certain municipal deposit relationships. As of the same dates, securities with a fair value of $26.5 million and $12.9 million were pledged against certain borrowing arrangements. Management has reviewed its loan and mortgage-backed securities portfolios and determined that, to the best of its knowledge, little exposure exists to sub-prime or other high-risk residential mortgages. With limited exceptions in the Company’s investment portfolio involving the most senior tranches of securitized bonds, the Company is not in the practice of investing in, or originating, these types of investments or loans.

Pension and Postretirement Bene

Pension and Postretirement Benefits	6 Months Ended
	Jun. 30, 2017
Compensation And Retirement Disclosure [Abstract]
Pension and Postretirement Benefits	Note 5: Pension and Postretirement Benefits The Company has a noncontributory defined benefit pension plan covering substantially all employees. The plan provides defined benefits based on years of service and final average salary. On May 14, 2012, the Company informed its employees of its decision to freeze participation and benefit accruals under the plan, primarily to reduce some of the volatility in earnings that can accompany the maintenance of a defined benefit plan. The plan was frozen on June 30, 2012. Compensation earned by employees up to June 30, 2012 is used for purposes of calculating benefits under the plan but there are no future benefit accruals after this date. Participants as of June 30, 2012 will continue to earn vesting credit with respect to their frozen accrued benefits as they continue to work. In addition, the Company provides certain health and life insurance benefits for a limited number of eligible retired employees. The healthcare plan is contributory with participants’ contributions adjusted annually; the life insurance plan is noncontributory. Employees with less than 14 years of service as of January 1, 1995, are not eligible for the health and life insurance retirement benefits. The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2017 2016 2017 2016 2017 2016 2017 2016 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 118 116 2 2 237 232 4 4 Expected return on plan assets (236 ) (238 ) - - (473 ) (476 ) - - Amortization of net losses/(gains) 39 56 (2 ) (2 ) 77 113 (4 ) (4 ) Net periodic benefit plan benefit $ (79 ) $ (66 ) $ - $ - $ (159 ) $ (131 ) $ - $ - The Company will evaluate the need for further contributions to the defined benefit pension plan during 2017. The prepaid pension asset is recorded in other assets on the statement of condition as of June 30, 2017 and December 31, 2016.

Loans

Loans	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
Loans	Note 6: Loans Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2017 2016 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 204,117 $ 199,000 Construction 6,640 8,505 Total residential mortgage loans 210,757 207,505 Commercial loans: Real estate 175,737 150,698 Lines of credit 21,132 23,225 Other commercial and industrial 74,375 67,646 Tax exempt loans 11,446 12,523 Total commercial loans 282,690 254,092 Consumer loans: Home equity and junior liens 25,257 24,722 Other consumer 30,497 6,293 Total consumer loans 55,754 31,015 Total loans 549,201 492,612 Net deferred loan fees (376 ) (465 ) Less allowance for loan losses (6,258 ) (6,247 ) Loans receivable, net $ 542,567 $ 485,900 The Company originates residential mortgage, commercial, and consumer loans largely to customers throughout Oswego and Onondaga counties. Although the Company has a diversified loan portfolio, a substantial portion of its borrowers’ abilities to honor their loan contracts is dependent upon the counties’ employment and economic conditions. The Bank acquired $15.6 million and $10.2 million of loans originated by an unrelated financial institution, located outside of the Bank’s market area, in January 2017 and April 2017, respectively. The acquired loan pools represented a 90% interest in a total of 1,231 loans secured by liens on automobiles with maturities ranging primarily from two to six years. These loans will be serviced by the originating financial institution and had an outstanding carrying value of $23.3 million at June 30, 2017. As of June 30, 2017 and December 31, 2016, residential mortgage loans with a carrying value of $141.7 million and $140.3 million, respectively, have been pledged by the Company to the Federal Home Loan Bank of New York (“FHLBNY”) under a blanket collateral agreement to secure the Company’s line of credit and term borrowings. Loan Origination / Risk Management The Company’s lending policies and procedures are presented in Note 5 to the audited consolidated financial statements included in the 2016 Annual Report on Form 10-K filed with the Securities and Exchange Commission on March 31, 2017 and have not changed. As part of the execution of the Company’s overall balance sheet management strategies, the Bank will acquire participating interests in loans originated by unrelated third parties on a sporadic basis. The purchase of participations in loans that are originated by third parties only occurs after the completion of thorough pre-acquisition due diligence. Loans in which the Company acquires a participating interest are determined to meet, in all material respects, the Company’s internal underwriting policies, including credit and collateral suitability thresholds, prior to acquisition. In addition, the financial condition of the originating financial institutions, which are generally retained as the ongoing loan servicing provider for participations acquired by the Bank, are analyzed prior to the acquisition of the participating interests and monitored on a regular basis thereafter for the life of those interests. To develop and document a systematic methodology for determining the allowance for loan losses, the Company has divided the loan portfolio into three portfolio segments, each with different risk characteristics but with similar methodologies for assessing risk. Each portfolio segment is broken down into loan classes where appropriate. Loan classes contain unique measurement attributes, risk characteristics, and methods for monitoring and assessing risk that are necessary to develop the allowance for loan losses. Unique characteristics such as borrower type, loan type, collateral type, and risk characteristics define each class. The following table illustrates the portfolio segments and classes for the Company’s loan portfolio: Portfolio Segment Class Residential Mortgage Loans 1-4 family first-lien residential mortgages Construction Commercial Loans Real estate Lines of credit Other commercial and industrial Tax exempt loans Consumer Loans Home equity and junior liens Other consumer The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2017 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 199,012 $ 1,919 $ 1,956 $ 1,230 $ 204,117 Construction 6,640 - - - 6,640 Total residential mortgage loans 205,652 1,919 1,956 1,230 210,757 Commercial loans: Real estate 167,165 4,339 3,731 502 175,737 Lines of credit 19,982 723 414 13 21,132 Other commercial and industrial 73,023 669 468 215 74,375 Tax exempt loans 11,446 - - - 11,446 Total commercial loans 271,616 5,731 4,613 730 282,690 Consumer loans: Home equity and junior liens 24,591 142 229 295 25,257 Other consumer 30,488 - 9 - 30,497 Total consumer loans 55,079 142 238 295 55,754 Total loans $ 532,347 $ 7,792 $ 6,807 $ 2,255 $ 549,201 As of December 31, 2016 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 194,377 $ 1,445 $ 2,115 $ 1,063 $ 199,000 Construction 8,505 - - - 8,505 Total residential mortgage loans 202,882 1,445 2,115 1,063 207,505 Commercial loans: Real estate 143,126 3,714 3,858 - 150,698 Lines of credit 22,141 684 400 - 23,225 Other commercial and industrial 66,279 661 702 4 67,646 Tax exempt loans 12,523 - - - 12,523 Total commercial loans 244,069 5,059 4,960 4 254,092 Consumer loans: Home equity and junior liens 23,963 170 389 200 24,722 Other consumer 6,224 17 8 44 6,293 Total consumer loans 30,187 187 397 244 31,015 Total loans $ 477,138 $ 6,691 $ 7,472 $ 1,311 $ 492,612 Management has reviewed its loan portfolio and determined that, to the best of its knowledge, no exposure exists to sub-prime or other high-risk residential mortgages. The Company is not in the practice of originating these types of loans. Nonaccrual and Past Due Loans Loans are placed on nonaccrual when the contractual payment of principal and interest has become 90 days past due or management has serious doubts about further collectability of principal or interest, even though the loan may be currently performing. Loans are considered past due if the required principal and interest payments have not been received within thirty days of the payment due date. An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2017 and December 31, 2016, are detailed in the following tables: As of June 30, 2017 30-59 Days 60-89 Days 90 Days Past Due Past Due and Total Total Loans (In thousands) And Accruing And Accruing Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 606 $ 1,138 $ 1,956 $ 3,700 $ 200,417 $ 204,117 Construction - - - - 6,640 6,640 Total residential mortgage loans 606 1,138 1,956 3,700 207,057 210,757 Commercial loans: Real estate 608 712 1,424 2,744 172,993 175,737 Lines of credit 264 40 7 311 20,821 21,132 Other commercial and industrial 185 54 618 857 73,518 74,375 Tax exempt loans - - - - 11,446 11,446 Total commercial loans 1,057 806 2,049 3,912 278,778 282,690 Consumer loans: Home equity and junior liens 12 66 341 419 24,838 25,257 Other consumer 9 4 47 60 30,437 30,497 Total consumer loans 21 70 388 479 55,275 55,754 Total loans $ 1,684 $ 2,014 $ 4,393 $ 8,091 $ 541,110 $ 549,201 As of December 31, 2016 30-59 Days 60-89 Days 90 Days Past Due Past Due and Total Total Loans (In thousands) And Accruing And Accruing Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,247 $ 832 $ 2,560 $ 4,639 $ 194,361 $ 199,000 Construction - - - - 8,505 8,505 Total residential mortgage loans 1,115 832 2,560 4,639 202,866 207,505 Commercial loans: Real estate 1,063 375 1,223 2,661 148,037 150,698 Lines of credit 819 - - 819 22,406 23,225 Other commercial and industrial 333 - 640 973 66,673 67,646 Tax exempt loans - - - - 12,523 12,523 Total commercial loans 2,215 375 1,863 4,453 249,639 254,092 Consumer loans: Home equity and junior liens 105 157 388 600 24,122 24,722 Other consumer 8 13 50 71 6,222 6,293 Total consumer loans 113 170 388 671 30,344 31,015 Total loans $ 3,575 $ 1,377 $ 4,811 $ 9,763 $ 482,849 $ 492,612 Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2017 2016 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,956 $ 2,560 1,956 2,560 Commercial loans: Real estate 1,424 1,223 Lines of credit 7 - Other commercial and industrial 618 640 2,049 1,863 Consumer loans: Home equity and junior liens 341 338 Other consumer 47 50 388 388 Total nonaccrual loans $ 4,393 $ 4,811 The Company is required to disclose certain activities related to Troubled Debt Restructurings (“TDR”) in accordance with accounting guidance. Certain loans have been modified in a TDR where economic concessions have been granted to a borrower who is experiencing, or expected to experience, financial difficulties. These economic concessions could include a reduction in the loan interest rate, extension of payment terms, reduction of principal amortization, or other actions that it would not otherwise consider for a new loan with similar risk characteristics. The Company is required to disclose new TDRs for each reporting period for which an income statement is being presented. Pre-modification outstanding recorded investment is the principal loan balance less the provision for loan losses before the loan was modified as a TDR. Post-modification outstanding recorded investment is the principal balance less the provision for loan losses after the loan was modified as a TDR. Additional provision for loan losses is the change in the allowance for loan losses between the pre-modification outstanding recorded investment and post-modification outstanding recorded investment. The Company had no loans that have been modified as TDRs for the three or six months ended June 30, 2017. The table below details loans that had been modified as TDRs for the three months For the three months ended June 30, 2016 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Collectively evaluated for impairment: Residential mortgage loans 1 $ 52 $ 54 $ - The TDR collectively evaluated for impairment has been classified as TDR due to economic concessions granted, which consisted of additional funds advanced without associated increases in collateral, an interest rate reduction and extended term. The table below details loans that had been modified as TDRs for the six months ended June 30, 2016. For the six months ended June 30, 2016 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Collectively evaluated for impairment: Residential mortgage loans 2 $ 97 $ 100 $ - The TDRs collectively evaluated for impairment have been classified as TDRs due to economic concessions granted, which consisted of additional funds advanced without associated increases in collateral, interest rate reductions and extended terms. The Company is required to disclose loans that have been modified as TDRs within the previous 12 months in which there was payment default after the restructuring. The Company defines payment default as any loans 90 days past due on contractual payments. The Company had no loans that had been modified as TDRs during the twelve months prior to June 30, 2017, which had subsequently defaulted during the six months ended June 30, 2017. The Company had no loans that had been modified as TDRs during the twelve months prior to June 30, 2016, which had subsequently defaulted during the six months ended June 30, 2016. When the Company modifies a loan within a portfolio segment that is individually evaluated for impairment, a potential impairment is analyzed either based on the present value of the expected future cash flows discounted at the interest rate of the original loan terms or the fair value of the collateral less costs to sell. If it is determined that the value of the loan is less than its recorded investment, then impairment is recognized as a component of the provision for loan losses, an associated increase to the allowance for loan losses or as a charge-off to the allowance for loan losses in the current period. Impaired Loans The following tables summarize impaired loan information by portfolio class at the indicated dates: June 30, 2017 December 31, 2016 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 95 $ 103 $ - $ 850 $ 857 $ - Commercial real estate 4,170 4,269 - 4,254 4,344 - Commercial lines of credit 414 414 - 400 400 - Other commercial and industrial 591 591 - 470 470 - Home equity and junior liens - - - 140 140 - With an allowance recorded: 1-4 family first-lien residential mortgages 1,125 1,125 193 763 763 117 Commercial real estate 304 304 - 818 872 455 Commercial lines of credit 7 7 7 - - - Other commercial and industrial 376 376 376 552 552 553 Home equity and junior liens 214 214 142 345 345 5 Total: 1-4 family first-lien residential mortgages 1,220 1,228 193 1,613 1,620 117 Commercial real estate 4,474 4,573 - 5,072 5,216 455 Commercial lines of credit 421 421 7 400 400 - Other commercial and industrial 967 967 376 1,022 1,022 553 Home equity and junior liens 214 214 142 485 485 5 Totals $ 7,296 $ 7,403 $ 718 $ 8,592 $ 8,743 $ 1,130 The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2017 2016 2017 2016 1-4 family first-lien residential mortgages $ 1,416 $ 602 $ 1,482 $ 559 Commercial real estate 4,508 4,298 4,696 4,342 Commercial lines of credit 418 501 412 526 Other commercial and industrial 984 647 997 685 Home equity and junior liens 215 288 305 288 Other consumer - 3 - 4 Total $ 7,541 $ 6,339 $ 7,892 $ 6,404 The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2017 2016 2017 2016 1-4 family first-lien residential mortgages $ 10 $ 5 $ 21 $ 12 Commercial real estate 50 27 95 52 Commercial lines of credit 1 - 1 - Other commercial and industrial 12 12 25 21 Home equity and junior liens 3 2 4 4 Total $ 76 $ 46 $ 146 $ 89

Allowance for Loan Losses

Allowance for Loan Losses	6 Months Ended
	Jun. 30, 2017
Allowance For Loan Losses [Abstract]
Allowance for Loan Losses	Note 7: Allowance for Loan Losses Summarized in the tables below are changes in the allowance for loan losses for the indicated periods and information pertaining to the allocation of the allowance for loan losses, balances of the allowance for loan losses, loans receivable based on individual, and collective impairment evaluation by loan portfolio class. An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2017 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 943 $ - $ 2,532 $ 365 $ 1,480 Charge-offs (143 ) - - - (1 ) Recoveries - - - - 13 Provisions 13 - 272 8 119 Ending balance $ 813 $ - $ 2,804 $ 373 $ 1,611 Ending balance: related to loans individually evaluated for impairment 193 - - 7 376 Ending balance: related to loans collectively evaluated for impairment $ 620 $ - $ 2,804 $ 366 $ 1,235 Loans receivables: Ending balance $ 204,117 $ 6,640 $ 175,737 $ 21,132 $ 74,375 Ending balance: individually evaluated for impairment 1,220 - 4,474 421 967 Ending balance: collectively evaluated for impairment $ 202,897 $ 6,640 $ 171,263 $ 20,711 $ 73,408 Home Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 509 $ 133 $ 1 $ 5,964 Charge-offs - - (8 ) - (152 ) Recoveries - 1 9 - 23 Provisions (credits) - (17 ) 29 (1 ) 423 Ending balance $ 1 $ 493 $ 163 $ - $ 6,258 Ending balance: related to loans individually evaluated for impairment - 142 - - 718 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 351 $ 163 $ - $ 5,540 Loans receivables: Ending balance $ 11,446 $ 25,257 $ 30,497 $ 549,201 Ending balance: individually evaluated for impairment - 214 - 7,296 Ending balance: collectively evaluated for impairment $ 11,446 $ 25,043 $ 30,497 $ 541,905 For the six months ended June 30, 2017 1-4 family first-lien Other residential Commercial Commercial commercial (In thousands) mortgage Construction real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 759 $ - $ 2,935 $ 397 $ 1,658 Charge-offs (156 ) - (505 ) (53 ) (17 ) Recoveries 1 - - - 15 Provisions (credits) 209 - 374 29 (45 ) Ending balance $ 813 $ - $ 2,804 $ 373 $ 1,611 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 331 $ 166 $ - $ 6,247 Charge-offs - (69 ) (40 ) - (840 ) Recoveries - 1 22 - 39 Provisions - 230 15 - 812 Ending balance $ 1 $ 493 $ 163 $ - $ 6,258 For the three months ended June 30, 2016 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 642 $ - $ 2,884 $ 395 $ 1,213 Charge-offs (30 ) - - (22 ) - Recoveries 1 - - 1 3 Provisions 14 - 187 31 25 Ending balance $ 627 $ - $ 3,071 $ 405 $ 1,241 Ending balance: related to loans individually evaluated for impairment 39 - 792 5 152 Ending balance: related to loans collectively evaluated for impairment $ 588 $ - $ 2,279 $ 400 $ 1,089 Loans receivables: Ending balance $ 188,455 $ 5,414 $ 132,433 $ 20,777 $ 66,632 Ending balance: individually evaluated for impairment 600 - 4,244 415 560 Ending balance: collectively evaluated for impairment $ 187,855 $ 5,414 $ 128,189 $ 20,362 $ 66,072 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2 $ 355 $ 145 $ 215 $ 5,851 Charge-offs - (29 ) (10 ) - (91 ) Recoveries - 1 14 - 20 Provisions (credits) (1 ) 23 (2 ) (127 ) 150 Ending balance $ 1 $ 350 $ 147 $ 88 $ 5,930 Ending balance: related to loans individually evaluated for impairment - 6 - - 994 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 344 $ 147 $ 88 $ 4,936 Loans receivables: Ending balance $ 8,265 $ 23,452 $ 5,396 $ 450,824 Ending balance: individually evaluated for impairment - 285 2 6,106 Ending balance: collectively evaluated for impairment $ 8,265 $ 23,167 $ 5,394 $ 444,718 For the six months ended June 30, 2016 1-4 family first-lien Other residential Commercial Commercial commercial (In thousands) mortgage Construction real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 581 $ - $ 2,983 $ 401 $ 1,270 Charge-offs (30 ) - - (43 ) - Recoveries 1 - - 9 7 Provisions (credits) 75 - 88 38 (36 ) Ending balance $ 627 $ - $ 3,071 $ 405 $ 1,241 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 3 $ 350 $ 118 $ - $ 5,706 Charge-offs - (89 ) (19 ) - (181 ) Recoveries - 3 25 - 45 Provisions (credits) (2 ) 86 23 88 360 Ending balance $ 1 $ 350 $ 147 $ 88 $ 5,930 The Company’s methodology for determining its allowance for loan losses includes an analysis of qualitative factors that are added to the historical loss rates in arriving at the total allowance for loan losses needed for this general pool of loans. The qualitative factors include: • Changes in national and local economic trends; • The rate of growth in the portfolio; • Trends of delinquencies and nonaccrual balances; • Changes in loan policy; and • Changes in lending management experience and related staffing. Each factor is assigned a value to reflect improving, stable or declining conditions based on management’s best judgment using relevant information available at the time of the evaluation. These qualitative factors, applied to each product class, make the evaluation inherently subjective, as it requires material estimates that may be susceptible to significant revision as more information becomes available. Adjustments to the factors are supported through documentation of changes in conditions in a narrative accompanying the allowance for loan losses analysis and calculation. The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2017 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 193 $ - $ - $ 7 $ 376 Historical loss rate 75 - 105 39 24 Qualitative factors 545 - 2,699 327 1,211 Total $ 813 $ - $ 2,804 $ 373 $ 1,611 Home equity Other (In thousands) Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 142 $ - $ - $ 718 Historical loss rate - 50 29 - 322 Qualitative factors 1 301 134 - 5,218 Total $ 1 $ 493 $ 163 $ - $ 6,258 June 30, 2016 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 39 $ - $ 792 $ 5 $ 152 Historical loss rate 85 - 77 35 72 Qualitative factors 503 - 2,202 365 1,017 Total $ 627 $ - $ 3,071 $ 405 $ 1,241 Home equity Other (In thousands) Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 6 $ - $ - $ 994 Historical loss rate - 29 39 - 337 Qualitative factors 1 315 108 88 4,599 Total $ 1 $ 350 $ 147 $ 88 $ 5,930

Foreclosed Real Estate

Foreclosed Real Estate	6 Months Ended
	Jun. 30, 2017
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Foreclosed Real Estate	Note 8: Foreclosed Real Estate The Company is required to disclose the carrying amount of foreclosed residential real estate properties held as a result of obtaining physical possession of the property at each reporting period. (Dollars in thousands) Number of properties June 30, 2017 Number of properties December 31, 2016 Foreclosed residential real estate 5 $ 474 7 $ 393 At June 30, 2017, the Company reported $441,000 in residential real estate loans in the process of foreclosure.

Guarantees

Guarantees	6 Months Ended
	Jun. 30, 2017
Commitments And Contingencies Disclosure [Abstract]
Guarantees	Note 9: Guarantees The Company does not issue any guarantees that would require liability recognition or disclosure, other than its standby letters of credit. Generally, all letters of credit, when issued have expiration dates within one year. The credit risk involved in issuing letters of credit is essentially the same as those that are involved in extending loan facilities to customers. The Company generally holds collateral and/or personal guarantees supporting these commitments. The Company had $2.2 million of standby letters of credit as of June 30, 2017. Management believes that the proceeds obtained through a liquidation of collateral and the enforcement of guarantees would be sufficient to cover the potential amount of future payments required under the corresponding guarantees. The fair value of standby letters of credit was not significant to the Company’s consolidated financial statements.

Fair Value Measurements

Fair Value Measurements	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value Measurements	Note 10: Fair Value Measurements Accounting guidance related to fair value measurements and disclosures specifies a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. These two types of inputs have created the following fair value hierarchy: Level 1 – Quoted prices (unadjusted) for identical assets or liabilities in active markets that the entity has the ability to access as of the measurement date. Level 2 – Quoted prices for similar assets and liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and model-derived valuations in which all significant inputs and significant value drivers are observable in active markets. Level 3 – Model-derived valuations in which one or more significant inputs or significant value drivers are unobservable. An asset’s or liability’s level within the fair value hierarchy is based on the lowest level of input that is significant to the fair value measurement. In determining fair value, the Company utilizes valuation techniques that maximize the use of observable inputs, minimize the use of unobservable inputs, to the extent possible, and considers counterparty credit risk in its assessment of fair value. The Company used the following methods and significant assumptions to estimate fair value: Investment securities: The fair values of securities available-for-sale are obtained from an independent third party and are based on quoted prices on nationally recognized securities exchanges where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. During the third quarter of 2015, the Company purchased $313,000 of the common stock of a community-based financial institution that conducts its operations outside of the Company’s primary market area. During the second quarter of 2016, the Company purchased an additional $130,000 of this common stock. The first purchase was in conjunction with a capital raise by the financial institution that attracted multiple investors and the second purchase was made in a private sale. The stock of this financial institution is not traded on any exchange and there are no quoted market prices available for this security (Level 3). Management has reviewed the results of the financial operations of the financial institution for the quarter ended June 30, 2017 and has concluded that this investment was appropriately valued at the acquisition cost of its most recent purchase, which was considered to be its fair value as of the measurement date. Interest rate swap derivative: The fair value of the interest rate swap derivative is obtained from a third party pricing agent and is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms, and therefore is classified within Level 2 of the fair value hierarchy. The swap agreement presented in the accompanying financial statements expired in the second quarter of 2016 and was not renewed. Impaired loans: Impaired loans are those loans in which the Company has measured impairment based on the fair value of the loan’s collateral or the discounted value of expected future cash flows. Fair value is generally determined based upon market value evaluations by third parties of the properties and/or estimates by management of working capital collateral or discounted cash flows based upon expected proceeds. These appraisals may include up to three approaches to value: the sales comparison approach, the income approach (for income-producing property), and the cost approach. Management modifies the appraised values, if needed, to take into account recent developments in the market or other factors, such as, changes in absorption rates or market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Such modifications to the appraised values could result in lower valuations of such collateral. Estimated costs to sell are based on current amounts of disposal costs for similar assets. These measurements are classified as Level 3 within the valuation hierarchy. Impaired loans are subject to nonrecurring fair value adjustment upon initial recognition or subsequent impairment. A portion of the allowance for loan losses is allocated to impaired loans if the value of such loans is deemed to be less than the unpaid balance. Foreclosed real estate: Fair values for foreclosed real estate are initially recorded based on market value evaluations by third parties, less costs to sell (“initial cost basis”). Any write-downs required when the related loan receivable is exchanged for the underlying real estate collateral at the time of transfer to foreclosed real estate are charged to the allowance for loan losses. Values are derived from appraisals, similar to impaired loans, of underlying collateral or discounted cash flow analysis. Subsequent to foreclosure, valuations are updated periodically and assets are marked to current fair value, not to exceed the initial cost basis. In the determination of fair value subsequent to foreclosure, management also considers other factors or recent developments, such as, changes in absorption rates and market conditions from the time of valuation and anticipated sales values considering management’s plans for disposition. Either change could result in adjustment to lower the property value estimates indicated in the appraisals. These measurements are classified as Level 3 within the fair value hierarchy. The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2017 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 25,183 $ - $ 25,183 State and political subdivisions - 14,022 - 14,022 Corporate - 10,114 - 10,114 Asset backed securities - 4,649 - 4,649 Residential mortgage-backed - US agency - 30,578 - 30,578 Collateralized mortgage obligations - US agency - 45,642 - 45,642 Collateralized mortgage obligations - Private label - 8,417 - 8,417 Equity investment securities: Common stock - Financial services industry - 220 456 676 Total available-for-sale securities $ - $ 138,825 $ 456 $ 139,281 December 31, 2016 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 24,184 $ - $ 24,184 State and political subdivisions - 16,481 - 16,481 Corporate - 15,195 - 15,195 Asset backed securities 6,664 6,664 Residential mortgage-backed - US agency - 30,566 - 30,566 Collateralized mortgage obligations - US agency - 40,986 - 40,986 Collateralized mortgage obligations - Private label - 6,577 - 6,577 Equity investment securities: Mutual funds: Ultra short mortgage fund 626 - - 626 Common stock - Financial services industry - 220 456 676 Total available-for-sale securities $ 626 $ 140,873 $ 456 $ 141,955 The changes in Level 3 assets and liabilities measured at estimated fair value on a recurring basis during the three months ended June 30, 2017 were as follows: (In thousands) Common Stock - Financial Services Industry Balance - March 31, 2017 $ 456 Total gains realized/unrealized: Included in earnings - Included in other comprehensive income - Settlements - Sales - Balance - June 30, 2017 $ 456 Changes in unrealized gains included in earnings related to assets still held at June 30, 2017 $ - The changes in Level 3 assets and liabilities measured at estimated fair value on a recurring basis during the six months ended June 30, 2017 were as follows: (In thousands) Common Stock - Financial Services Industry Balance - December 31, 2016 $ 456 Total gains realized/unrealized: Included in earnings - Included in other comprehensive income - Settlements - Sales - Balance - June 30, 2017 $ 456 Changes in unrealized gains included in earnings related to assets still held at June 30, 2017 $ - The following table summarizes the valuation techniques and significant unobservable inputs used for the Company's investments that are categorized within Level 3 of the fair value hierarchy at the indicated dates: (In thousands) At June 30, 2017 Investment Type Fair Value Valuation Techniques Unobservable Input Weight Common Stock - Financial Services Industry $ 456 Inputs to comparables Weigh t 100% (In thousands) At December 31, 2016 Investment Type Fair Value Valuation Techniques Unobservable Input Weight Common Stock - Financial Services Industry $ 456 Inputs to comparables Weight ascribed to comparable companies 100% Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2017 and December 31, 2016: June 30, 2017 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 388 $ 388 Foreclosed real estate $ - $ - $ 440 $ 440 December 31, 2016 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 4,049 $ 4,049 Foreclosed real estate $ - $ - $ 393 $ 393 The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2017 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (6%) (Sales Approach) Costs to Sell 8% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2016 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (5%) (Sales Approach) Costs to Sell 8% - 13% (10%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) There have been no transfers of assets into or out of any fair value measurement level during the quarter ended June 30, 2017. Required disclosures include fair value information of financial instruments, whether or not recognized in the consolidated statement of condition, for which it is practicable to estimate that value. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques. Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. In that regard, the derived fair value estimates cannot be substantiated by comparison to independent markets and, in many cases, could not be realized in immediate settlement of the instrument. The Company has various processes and controls in place to ensure that fair value is reasonably estimated. The Company performs due diligence procedures over third-party pricing service providers in order to support their use in the valuation process. While the Company believes its valuation methods are appropriate and consistent with other market participants, the use of different methodologies or assumptions to determine the fair value of certain financial instruments could result in a different estimate of fair value at the reporting date. Management uses its best judgment in estimating the fair value of the Company’s financial instruments; however, there are inherent weaknesses in any estimation technique. Therefore, for substantially all financial instruments, the fair value estimates herein are not necessarily indicative of the amounts the Company could have realized in a sales transaction on the dates indicated. The estimated fair value amounts have been measured as of their respective period-ends, and have not been re-evaluated or updated for purposes of these financial statements subsequent to those respective dates. As such, the estimated fair values of these financial instruments subsequent to the respective reporting dates may be different than the amounts reported at each period-end. The following information should not be interpreted as an estimate of the fair value of the entire Company since a fair value calculation is only provided for a limited portion of the Company’s assets and liabilities. Due to a wide range of valuation techniques and the degree of subjectivity used in making the estimates, comparisons between the Company’s disclosures and those of other companies may not be meaningful. The Company, in estimating its fair value disclosures for financial instruments, used the following methods and assumptions: Cash and cash equivalents – The carrying amounts of these assets approximate their fair value and are classified as Level 1. Investment securities – The fair values of securities available-for-sale and held-to-maturity are obtained from an independent third party and are based on quoted prices on nationally recognized exchange where available (Level 1). If quoted prices are not available, fair values are measured by utilizing matrix pricing, which is a mathematical technique used widely in the industry to value debt securities without relying exclusively on quoted prices for specific securities, but rather by relying on the securities’ relationship to other benchmark quoted securities (Level 2). Management made no adjustment to the fair value quotes that were received from the independent third party pricing service. During the third quarter of 2015, the Company purchased $313,000 of the common stock of a community-based financial institution that conducts its operations outside of the Company’s primary market area. During the second quarter of 2016, the Company purchased an additional $130,000 of this common stock. The first purchase was in conjunction with a capital raise by the financial institution that attracted multiple investors and the second purchase was made in a private sale. The stock of this financial institution is not traded on any exchange and there are no quoted market prices available for this security (Level 3). Management has reviewed the results of the financial operations of the financial institution for the quarter ended June 30, 2017 and has concluded that this investment was appropriately valued at the acquisition cost of its most recent purchase, which was considered to be its fair value as of the measurement date. Federal Home Loan Bank stock – The carrying amount of these assets approximates their fair value and are classified as Level 2. Net loans – For variable-rate loans that re-price frequently, fair value is based on carrying amounts. The fair value of other loans (for example, fixed-rate commercial real estate loans, mortgage loans, and commercial and industrial loans) is estimated using discounted cash flow analysis, based on interest rates currently being offered in the market for loans with similar terms to borrowers of similar credit quality. Loan value estimates include judgments based on expected prepayment rates. The measurement of the fair value of loans, including impaired loans, is classified within Level 3 of the fair value hierarchy. Accrued interest receivable and payable – The carrying amount of these assets approximates their fair value and are classified as Level 1. Deposits – The fair values disclosed for demand deposits (e.g., interest-bearing and noninterest-bearing checking, passbook savings and certain types of money management accounts) are, by definition, equal to the amount payable on demand at the reporting date (i.e., their carrying amounts) and are classified within Level 1 of the fair value hierarchy. Fair values for fixed-rate certificates of deposit are estimated using a discounted cash flow calculation that applies interest rates currently being offered in the market on certificates of deposits to a schedule of aggregated expected monthly maturities on time deposits. Measurements of the fair value of time deposits are classified within Level 2 of the fair value hierarchy. Borrowings – Fixed/variable term “bullet” structures are valued using a replacement cost of funds approach. These borrowings are discounted to the FHLBNY advance curve. Option structured borrowings’ fair values are determined by the FHLB for borrowings that include a call or conversion option. If market pricing is not available from this source, current market indications from the FHLBNY are obtained and the borrowings are discounted to the FHLBNY advance curve less an appropriate spread to adjust for the option. These measurements are classified as Level 2 within the fair value hierarchy. Subordinated Loans – The Company secures quotes from its pricing service based on a discounted cash flow methodology or utilizes observations of recent highly-similar transactions which result in a Level 2 classification. Interest rate swap derivative – The fair value of the interest rate swap derivative is obtained from a third party pricing agent and is calculated based on a discounted cash flow model. All future floating cash flows are projected and both floating and fixed cash flows are discounted to the valuation date. The curve utilized for discounting and projecting is built by obtaining publicly available third party market quotes for various swap maturity terms, and therefore is classified within Level 2 of the fair value hierarchy. The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2017 December 31, 2016 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 15,324 $ 15,324 $ 22,419 $ 22,419 Investment securities - available-for-sale 1 - - 626 626 Investment securities - available-for-sale 2 138,825 138,825 140,873 140,873 Investment securities - available-for-sale 3 456 456 456 456 Investment securities - held-to-maturity 2 67,193 68,041 54,645 54,429 Federal Home Loan Bank stock 2 4,450 4,450 3,250 3,250 Net loans 3 542,567 542,162 485,900 484,704 Accrued interest receivable 1 2,679 2,679 2,532 2,532 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 460,321 $ 460,321 $ 421,627 $ 421,627 Time Deposits 2 183,522 183,387 189,356 189,197 Borrowings 2 84,696 84,567 58,947 58,918 Subordinated loans 2 15,042 14,274 15,025 14,310 Accrued interest payable 1 106 106 75 75

Interest Rate Derivatives

Interest Rate Derivatives	6 Months Ended
	Jun. 30, 2017
Derivative Instruments And Hedging Activities Disclosure [Abstract]
Interest Rate Derivatives	Note 11: Interest Rate Derivatives Derivative instruments are entered into by the Company primarily as a risk management tool. Financial derivatives are recorded at fair value as other liabilities. The accounting for changes in the fair value of a derivative depends on whether it has been designated and qualifies as part of a hedging relationship. For a fair value hedge, changes in the fair value of the derivative instrument and changes in the fair value of the hedged asset or liability are recognized currently in earnings. For a cash flow hedge, changes in the fair value of the derivative instrument, to the extent that it is effective, are recorded in other comprehensive income and subsequently reclassified to earnings as the hedged transaction impacts net income. Any ineffective portion of a cash flow hedge is recognized currently in earnings. See Note 10 for further discussion of the fair value of the interest rate derivative. The Company has $5.0 million of floating rate trust preferred debt indexed to 3-month LIBOR. As a result, it is exposed to variability in cash flows related to changes in projected interest payments caused by changes in the benchmark interest rate. During the fourth quarter of fiscal 2009, the Company entered into an interest rate swap agreement, with a $2.0 million notional amount, to convert a portion of the floating rate trust preferred debt to a fixed rate for a term of approximately seven years at a rate of 4.96%. This swap agreement expired in the second quarter of 2016 and was not renewed. The derivative, while in effect, was designated as a cash flow hedge. The hedging strategy ensured that changes in cash flows from the derivative would have been highly effective at offsetting changes in interest expense from the hedged exposure. On four occasions during the first half of 2017, the Company sold, and subsequently repurchased, a U.S. Treasury security in the approximate amount of $40.0 million. These transactions were intended to act as hedges against rising short-term interest rates. The Company was in controlling possession of, but did not own, the securities at the time of each sale. The securities had been received by the Company, under industry-standard repurchase agreements, from an unrelated third party as collateral for a series of 30-day loans of approximately $40.0 million which were made at market rates of interest to that third party. The security sale on each occasion provided the funds necessary to advance the loan to the third party and placed the Company in what is generally described as a “short position” with respect to the sold U.S. Treasury security. These transactions acted as a hedge against rising short-term interest rates because the price of each sold security would be expected to decline in a rising short-term interest rate environment and could therefore be re-acquired at the conclusion of each 30-day loan period at a price lower than the price at which the security was originally sold. Short-term rates rose over the combined duration of these transactions and, consequently, the Company recognized aggregate gains on the sale and repurchase of the securities in the amounts of $156,000 and $250,000 for the three and six months ended June 30, 2017, respectively. The transactions’ gains were characterized as capital gains for tax purposes. These capital gains utilized existing, previously reserved-for, capital loss tax carryforwards that were established in 2013. The Company recognized tax benefits related to these transactions of $60,000 and $96,000 for the three and six months ended June 30, 2017, respectively. The tax benefits arose from the reversal of reserves established in 2013 against the portion of the Company’s deferred tax asset related to existing capital loss carryforward positions. The reserves were originally established due to the uncertainty of the Company’s ability to generate future capital gain income within the five-year statutory life of the capital loss carryforward position under the Internal Revenue Code. The recognized tax benefit from the reversal of those reserves reduced the Company’s effective tax rate from what would have been 26.7% to 21.3% in the second quarter of 2017 and from would have been 27.1% to 22.6% for the six months ended June 30, 2017. The capital gain income and the additional recognized tax benefits derived from these hedge transactions during the three months ended June 30, 2017, were partially offset by an additional $137,000 in after-tax interest expense derived from additional pre-tax interest expense on borrowings of $222,000 in the three month period. The capital gain income and the additional recognized tax benefits derived from these transactions were partially offset by an additional $266,000 in after-tax interest expense on borrowings derived from additional pre-tax interest expense on borrowings of $430,000 that reduced pretax net interest margin by that amount in the six month period. In total, after-tax net income increased by $79,000 and $80,000 for the three and six months ended June 30, 2017, respectively, as a result of these hedging transactions. The Company initially incurred consulting and placement fees of $128,000 related to these transactions, of which $49,000 has been charged to interest expense and included in the additional interest expense totals discussed above. The remaining $79,000 in consulting and placement fees has been recorded on the Company’s Consolidated Statements of Condition at June 30, 2017 as deferred fees and will be recognized ratably as interest expense on the occasions that this hedging position is reestablished in future periods. The hedge position was closed as of June 30, 2017 and, other than the deferred fees of $77,000 discussed above, had no effect on the Company’s consolidated financial condition at that date.

Accumulated Other Comprehensive

Accumulated Other Comprehensive Income (Loss)	6 Months Ended
	Jun. 30, 2017
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Accumulated Other Comprehensive Income (Loss)	Note 12: Accumulated Other Comprehensive Income (Loss) Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2017 (In thousands) Retirement Plans Unrealized and Losses on Financial Derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,490 ) $ - $ (1,275 ) $ (442 ) $ (3,207 ) Other comprehensive income before reclassifications - - 832 13 845 Amounts reclassified from AOCI 22 - (80 ) - (58 ) Ending balance $ (1,468 ) $ - $ (523 ) $ (429 ) $ (2,420 ) For the three months ended June 30, 2016 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,812 ) $ (8 ) $ 322 $ (633 ) $ (2,131 ) Other comprehensive income before reclassifications - 1 4 21 26 Amounts reclassified from AOCI 33 7 80 - 120 Ending balance $ (1,779 ) $ - $ 406 $ (612 ) $ (1,985 ) For the six months ended June 30, 2017 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,513 ) $ - $ (1,845 ) $ (464 ) $ (3,822 ) Other comprehensive income before reclassifications - - 1,445 35 1,480 Amounts reclassified from AOCI 45 - (123 ) - (78 ) Ending balance $ (1,468 ) $ - $ (523 ) $ (429 ) $ (2,420 ) For the six months ended June 30, 2016 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (1,844 ) $ (16 ) $ (51 ) $ (654 ) (2,565 ) Other comprehensive income before reclassifications - 1 329 42 372 Amounts reclassified from AOCI 65 15 128 - 208 Ending balance $ (1,779 ) $ - $ 406 $ (612 ) $ (1,985 ) The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI 1 from AOCI 1 (Unaudited) (Unaudited) (In thousands) For For the six months ended Details about AOCI 1 June 30, 2017 June 30, 2016 Affected Line Item in the Statement of Income June 30, 2017 June 30, 2016 Unrealized holding gain on financial derivative: Reclassification adjustment for interest expense included in net income $ - $ (11 ) Interest on long term borrowings $ - $ (25 ) - 4 Provision for income taxes - 10 $ - $ (7 ) Net Income $ - $ (15 ) Retirement plan items Retirement plan net losses recognized in plan expenses 2 $ (37 ) $ (54 ) Salaries and employee benefits $ (73 ) $ (109 ) 15 21 Provision for income taxes 28 44 $ (22 ) $ (33 ) Net Income $ (45 ) $ (65 ) Available-for-sale securities Realized gain on sale of securities $ 135 $ (132 ) Net gains on sales and redemptions of investment securities $ 206 $ (212 ) (55 ) 52 Provision for income taxes (83 ) 84 $ 80 $ (80 ) Net Income $ 123 $ (128 ) 1 Amounts in parentheses indicates debits in net income. 2 These items are included in net periodic pension cost. See Note 5 for additional information.

Earnings per Common Share (Tabl

Earnings per Common Share (Tables)	6 Months Ended
	Jun. 30, 2017
Earnings Per Share [Abstract]
Calculations of Basic and Diluted Earnings per Share	The following table sets forth the calculation of basic and diluted earnings per share. Three months ended Six months ended June 30, June 30, (In thousands, except per share data) 2017 2016 2017 2016 Basic Earnings Per Common Share Net income available to common shareholders $ 920 $ 832 $ 1,720 $ 1,477 Weighted average common shares outstanding 4,074 4,149 4,063 4,145 Basic earnings per common share $ 0.23 $ 0.20 $ 0.42 $ 0.36 Diluted Earnings Per Common Share Net income available to common shareholders $ 920 $ 832 $ 1,720 $ 1,477 Weighted average common shares outstanding 4,074 4,149 4,063 4,145 Effect of assumed exercise of stock options 109 84 105 81 Diluted weighted average common shares outstanding 4,183 4,233 4,168 4,226 Diluted earnings per common share $ 0.22 $ 0.20 $ 0.41 $ 0.35

Investment Securities (Tables)

Investment Securities (Tables)	6 Months Ended
	Jun. 30, 2017
Investments Debt And Equity Securities [Abstract]
Amortized Cost and Estimated Fair Value of Investment Securities	The amortized cost and estimated fair value of investment securities are summarized as follows: June 30, 2017 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 25,236 $ 1 $ (54 ) $ 25,183 State and political subdivisions 14,133 76 (187 ) 14,022 Corporate 10,190 32 (108 ) 10,114 Asset backed securities 4,634 27 (12 ) 4,649 Residential mortgage-backed - US agency 30,722 66 (210 ) 30,578 Collateralized mortgage obligations - US agency 46,102 123 (583 ) 45,642 Collateralized mortgage obligations - Private label 8,472 46 (101 ) 8,417 Total 139,489 371 (1,255 ) 138,605 Equity investment securities: Common stock - financial services industry 663 13 - 676 Total 663 13 - 676 Total available-for-sale $ 140,152 $ 384 $ (1,255 ) $ 139,281 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,938 $ 56 $ (5 ) $ 4,989 State and political subdivisions 34,249 873 (295 ) 34,827 Corporate 8,982 133 (133 ) 8,982 Residential mortgage-backed - US agency 7,379 170 - 7,549 Collateralized mortgage obligations - US agency 7,843 152 (85 ) 7,910 Collateralized mortgage obligations - Private label 3,802 - (18 ) 3,784 Total held-to-maturity $ 67,193 $ 1,384 $ (536 ) $ 68,041 December 31, 2016 Gross Gross Estimated Amortized Unrealized Unrealized Fair (In thousands) Cost Gains Losses Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 24,263 $ 1 $ (80 ) $ 24,184 State and political subdivisions 17,185 33 (737 ) 16,481 Corporate 15,560 20 (385 ) 15,195 Asset backed securities 6,696 5 (37 ) 6,664 Residential mortgage-backed - US agency 31,204 - (638 ) 30,566 Collateralized mortgage obligations - US agency 42,124 45 (1,183 ) 40,986 Collateralized mortgage obligations - Private label 6,682 - (105 ) 6,577 Total 143,714 104 (3,165 ) 140,653 Equity investment securities: Mutual funds: Ultra short mortgage fund 643 - (17 ) 626 Common stock - financial services industry 663 13 - 676 Total 1,306 13 (17 ) 1,302 Total available-for-sale $ 145,020 $ 117 $ (3,182 ) $ 141,955 Held-to-Maturity Portfolio Debt investment securities: US Treasury, agencies and GSEs $ 4,928 $ 30 $ (18 ) $ 4,940 State and political subdivisions 30,697 572 (693 ) 30,576 Corporate 8,240 85 (228 ) 8,097 Residential mortgage-backed - US agency 6,386 31 (20 ) 6,397 Collateralized mortgage obligations - US agency 2,927 96 - 3,023 Collateralized mortgage obligations - Private label 1,467 - (71 ) 1,396 Total held-to-maturity $ 54,645 $ 814 $ (1,030 ) $ 54,429
Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity	The amortized cost and estimated fair value of debt investments at June 30, 2017 by contractual maturity are shown below. Expected maturities may differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without penalties. Available-for-Sale Held-to-Maturity Amortized Estimated Amortized Estimated (In thousands) Cost Fair Value Cost Fair Value Due in one year or less $ 17,110 $ 17,083 $ 1,676 $ 1,674 Due after one year through five years 15,004 14,968 9,796 9,991 Due after five years through ten years 12,357 12,457 17,373 17,978 Due after ten years 9,722 9,460 19,324 19,155 Sub-total 54,193 53,968 48,169 48,798 Residential mortgage-backed - US agency 30,722 30,578 7,379 7,549 Collateralized mortgage obligations - US agency 46,102 45,642 7,843 7,910 Collateralized mortgage obligations - Private label 8,472 8,417 3,802 3,784 Totals $ 139,489 $ 138,605 $ 67,193 $ 68,041
Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position	The Company’s investment securities’ gross unrealized losses and fair value, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: June 30, 2017 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 6 $ (46 ) $ 22,170 1 $ (8 ) $ 2,992 7 $ (54 ) $ 25,162 State and political subdivisions 22 (155 ) 6,019 2 (32 ) 1,182 24 (187 ) 7,201 Corporate 4 (108 ) 5,742 - - - 4 (108 ) 5,742 Asset backed securities 1 (12 ) 745 - - - 1 (12 ) 745 Residential mortgage-backed - US agency 13 (210 ) 15,230 - - - 13 (210 ) 15,230 Collateralized mortgage obligations - US agency 18 (406 ) 23,651 7 (177 ) 7,341 25 (583 ) 30,992 Collateralized mortgage obligations - Private label 1 (98 ) 2,296 1 (3 ) 938 2 (101 ) 3,234 Totals 65 $ (1,035 ) $ 75,853 11 $ (220 ) $ 12,453 76 $ (1,255 ) $ 88,306 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (5 ) $ 995 - $ - $ - 1 $ (5 ) $ 995 State and political subdivisions 15 (295 ) 11,576 - - - 15 (295 ) 11,576 Corporate 4 (133 ) 3,945 - - - 4 (133 ) 3,945 Collateralized mortgage obligations - US agency 1 (85 ) 2,948 - - - 1 (85 ) 2,948 Collateralized mortgage obligations - Private label 2 (18 ) 3,784 - - - 2 (18 ) 3,784 Totals 23 $ (536 ) $ 23,248 - $ - $ - 23 $ (536 ) $ 23,248 December 31, 2016 Less than Twelve Months Twelve Months or More Total Number of Number of Number of Individual Unrealized Fair Individual Unrealized Fair Individual Unrealized Fair (Dollars in thousands) Securities Losses Value Securities Losses Value Securities Losses Value Available-for-Sale Portfolio US Treasury, agencies and GSE's 6 $ (80 ) $ 22,161 - $ - $ - 6 $ (80 ) $ 22,161 State and political subdivisions 53 (737 ) 14,057 - - - 53 (737 ) 14,057 Corporate 10 (385 ) 10,587 - - - 10 (385 ) 10,587 Asset backed securities 3 (37 ) 4,455 - - - 3 (37 ) 4,455 Equity and other investments 1 (17 ) 626 - - - 1 (17 ) 626 Residential mortgage-backed - US agency 23 (638 ) 29,849 - - - 23 (638 ) 29,849 Collateralized mortgage obligations - US agency 28 (1,087 ) 33,376 4 (96 ) 2,514 32 (1,183 ) 35,890 Collateralized mortgage obligations - Private label 5 (105 ) 6,577 - - - 5 (105 ) 6,577 Totals 129 $ (3,086 ) $ 121,688 4 $ (96 ) $ 2,514 133 $ (3,182 ) $ 124,202 Held-to-Maturity Portfolio US Treasury, agencies and GSE's 1 $ (18 ) $ 982 - $ - $ - 1 $ (18 ) $ 982 State and political subdivisions 16 (693 ) 10,038 - - - 16 (693 ) 10,038 Corporate 5 (228 ) 4,402 - - - 5 (228 ) 4,402 Residential mortgage-backed - US agency 3 (20 ) 1,869 - - - 3 (20 ) 1,869 Collateralized mortgage obligations - Private label 1 (71 ) 1,396 - - - 1 (71 ) 1,396 Totals 26 $ (1,030 ) $ 18,687 - $ - $ - 26 $ (1,030 ) $ 18,687
Gross Realized Gains (Losses) on Sale of Securities	Gross realized gains (losses) on sales of securities for the indicated periods are detailed below:

Pension and Postretirement Be23

Pension and Postretirement Benefits (Tables)	6 Months Ended
	Jun. 30, 2017
Compensation And Retirement Disclosure [Abstract]
Composition of Net Periodic Pension and Postretirement Plan Costs	The composition of net periodic pension plan and postretirement plan costs for the indicated periods is as follows: Pension Benefits Postretirement Benefits Pension Benefits Postretirement Benefits For the three months ended June 30, For the six months ended June 30, (In thousands) 2017 2016 2017 2016 2017 2016 2017 2016 Service cost $ - $ - $ - $ - $ - $ - $ - $ - Interest cost 118 116 2 2 237 232 4 4 Expected return on plan assets (236 ) (238 ) - - (473 ) (476 ) - - Amortization of net losses/(gains) 39 56 (2 ) (2 ) 77 113 (4 ) (4 ) Net periodic benefit plan benefit $ (79 ) $ (66 ) $ - $ - $ (159 ) $ (131 ) $ - $ -

Loans (Tables)

Loans (Tables)	6 Months Ended
	Jun. 30, 2017
Receivables [Abstract]
Major Classification of Loans	Major classifications of loans at the indicated dates are as follows: June 30, December 31, (In thousands) 2017 2016 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 204,117 $ 199,000 Construction 6,640 8,505 Total residential mortgage loans 210,757 207,505 Commercial loans: Real estate 175,737 150,698 Lines of credit 21,132 23,225 Other commercial and industrial 74,375 67,646 Tax exempt loans 11,446 12,523 Total commercial loans 282,690 254,092 Consumer loans: Home equity and junior liens 25,257 24,722 Other consumer 30,497 6,293 Total consumer loans 55,754 31,015 Total loans 549,201 492,612 Net deferred loan fees (376 ) (465 ) Less allowance for loan losses (6,258 ) (6,247 ) Loans receivable, net $ 542,567 $ 485,900
Summary of Classes of Loan Portfolio	The following tables present the classes of the loan portfolio, not including net deferred loan costs, summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Company's internal risk rating system as of the dates indicated: As of June 30, 2017 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 199,012 $ 1,919 $ 1,956 $ 1,230 $ 204,117 Construction 6,640 - - - 6,640 Total residential mortgage loans 205,652 1,919 1,956 1,230 210,757 Commercial loans: Real estate 167,165 4,339 3,731 502 175,737 Lines of credit 19,982 723 414 13 21,132 Other commercial and industrial 73,023 669 468 215 74,375 Tax exempt loans 11,446 - - - 11,446 Total commercial loans 271,616 5,731 4,613 730 282,690 Consumer loans: Home equity and junior liens 24,591 142 229 295 25,257 Other consumer 30,488 - 9 - 30,497 Total consumer loans 55,079 142 238 295 55,754 Total loans $ 532,347 $ 7,792 $ 6,807 $ 2,255 $ 549,201 As of December 31, 2016 Special (In thousands) Pass Mention Substandard Doubtful Total Residential mortgage loans: 1-4 family first-lien residential mortgages $ 194,377 $ 1,445 $ 2,115 $ 1,063 $ 199,000 Construction 8,505 - - - 8,505 Total residential mortgage loans 202,882 1,445 2,115 1,063 207,505 Commercial loans: Real estate 143,126 3,714 3,858 - 150,698 Lines of credit 22,141 684 400 - 23,225 Other commercial and industrial 66,279 661 702 4 67,646 Tax exempt loans 12,523 - - - 12,523 Total commercial loans 244,069 5,059 4,960 4 254,092 Consumer loans: Home equity and junior liens 23,963 170 389 200 24,722 Other consumer 6,224 17 8 44 6,293 Total consumer loans 30,187 187 397 244 31,015 Total loans $ 477,138 $ 6,691 $ 7,472 $ 1,311 $ 492,612
Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans	An age analysis of past due loans, not including net deferred loan costs, segregated by portfolio segment and class of loans, as of June 30, 2017 and December 31, 2016, are detailed in the following tables: As of June 30, 2017 30-59 Days 60-89 Days 90 Days Past Due Past Due and Total Total Loans (In thousands) And Accruing And Accruing Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 606 $ 1,138 $ 1,956 $ 3,700 $ 200,417 $ 204,117 Construction - - - - 6,640 6,640 Total residential mortgage loans 606 1,138 1,956 3,700 207,057 210,757 Commercial loans: Real estate 608 712 1,424 2,744 172,993 175,737 Lines of credit 264 40 7 311 20,821 21,132 Other commercial and industrial 185 54 618 857 73,518 74,375 Tax exempt loans - - - - 11,446 11,446 Total commercial loans 1,057 806 2,049 3,912 278,778 282,690 Consumer loans: Home equity and junior liens 12 66 341 419 24,838 25,257 Other consumer 9 4 47 60 30,437 30,497 Total consumer loans 21 70 388 479 55,275 55,754 Total loans $ 1,684 $ 2,014 $ 4,393 $ 8,091 $ 541,110 $ 549,201 As of December 31, 2016 30-59 Days 60-89 Days 90 Days Past Due Past Due and Total Total Loans (In thousands) And Accruing And Accruing Over Past Due Current Receivable Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,247 $ 832 $ 2,560 $ 4,639 $ 194,361 $ 199,000 Construction - - - - 8,505 8,505 Total residential mortgage loans 1,115 832 2,560 4,639 202,866 207,505 Commercial loans: Real estate 1,063 375 1,223 2,661 148,037 150,698 Lines of credit 819 - - 819 22,406 23,225 Other commercial and industrial 333 - 640 973 66,673 67,646 Tax exempt loans - - - - 12,523 12,523 Total commercial loans 2,215 375 1,863 4,453 249,639 254,092 Consumer loans: Home equity and junior liens 105 157 388 600 24,122 24,722 Other consumer 8 13 50 71 6,222 6,293 Total consumer loans 113 170 388 671 30,344 31,015 Total loans $ 3,575 $ 1,377 $ 4,811 $ 9,763 $ 482,849 $ 492,612
Nonaccrual Loans Segregated by Class of Loan	Nonaccrual loans, segregated by class of loan, were as follows: June 30, December 31, (In thousands) 2017 2016 Residential mortgage loans: 1-4 family first-lien residential mortgages $ 1,956 $ 2,560 1,956 2,560 Commercial loans: Real estate 1,424 1,223 Lines of credit 7 - Other commercial and industrial 618 640 2,049 1,863 Consumer loans: Home equity and junior liens 341 338 Other consumer 47 50 388 388 Total nonaccrual loans $ 4,393 $ 4,811
Troubled Debt Restructurings on Financing Receivables	The table below details loans that had been modified as TDRs for the three months For the three months ended June 30, 2016 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Collectively evaluated for impairment: Residential mortgage loans 1 $ 52 $ 54 $ - The table below details loans that had been modified as TDRs for the six months ended June 30, 2016. For the six months ended June 30, 2016 (In thousands) Number of loans Pre-modification outstanding recorded investment Post-modification outstanding recorded investment Additional provision for loan losses Collectively evaluated for impairment: Residential mortgage loans 2 $ 97 $ 100 $ -
Summary of Impaired Loans Information by Portfolio Class	The following tables summarize impaired loan information by portfolio class at the indicated dates: June 30, 2017 December 31, 2016 Unpaid Unpaid Recorded Principal Related Recorded Principal Related (In thousands) Investment Balance Allowance Investment Balance Allowance With no related allowance recorded: 1-4 family first-lien residential mortgages $ 95 $ 103 $ - $ 850 $ 857 $ - Commercial real estate 4,170 4,269 - 4,254 4,344 - Commercial lines of credit 414 414 - 400 400 - Other commercial and industrial 591 591 - 470 470 - Home equity and junior liens - - - 140 140 - With an allowance recorded: 1-4 family first-lien residential mortgages 1,125 1,125 193 763 763 117 Commercial real estate 304 304 - 818 872 455 Commercial lines of credit 7 7 7 - - - Other commercial and industrial 376 376 376 552 552 553 Home equity and junior liens 214 214 142 345 345 5 Total: 1-4 family first-lien residential mortgages 1,220 1,228 193 1,613 1,620 117 Commercial real estate 4,474 4,573 - 5,072 5,216 455 Commercial lines of credit 421 421 7 400 400 - Other commercial and industrial 967 967 376 1,022 1,022 553 Home equity and junior liens 214 214 142 485 485 5 Totals $ 7,296 $ 7,403 $ 718 $ 8,592 $ 8,743 $ 1,130
Average Recorded Investment In Impaired Loans	The following table presents the average recorded investment in impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2017 2016 2017 2016 1-4 family first-lien residential mortgages $ 1,416 $ 602 $ 1,482 $ 559 Commercial real estate 4,508 4,298 4,696 4,342 Commercial lines of credit 418 501 412 526 Other commercial and industrial 984 647 997 685 Home equity and junior liens 215 288 305 288 Other consumer - 3 - 4 Total $ 7,541 $ 6,339 $ 7,892 $ 6,404
Cash Basis Interest Income Recognized On Impaired Loans	The following table presents the cash basis interest income recognized on impaired loans for the periods indicated: For the three months ended For the six months ended June 30, June 30, (In thousands) 2017 2016 2017 2016 1-4 family first-lien residential mortgages $ 10 $ 5 $ 21 $ 12 Commercial real estate 50 27 95 52 Commercial lines of credit 1 - 1 - Other commercial and industrial 12 12 25 21 Home equity and junior liens 3 2 4 4 Total $ 76 $ 46 $ 146 $ 89

Allowance for Loan Losses (Tabl

Allowance for Loan Losses (Tables)	6 Months Ended
	Jun. 30, 2017
Allowance For Loan Losses [Abstract]
Changes in the Allowance for Loan Losses	An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class. For the three months ended June 30, 2017 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 943 $ - $ 2,532 $ 365 $ 1,480 Charge-offs (143 ) - - - (1 ) Recoveries - - - - 13 Provisions 13 - 272 8 119 Ending balance $ 813 $ - $ 2,804 $ 373 $ 1,611 Ending balance: related to loans individually evaluated for impairment 193 - - 7 376 Ending balance: related to loans collectively evaluated for impairment $ 620 $ - $ 2,804 $ 366 $ 1,235 Loans receivables: Ending balance $ 204,117 $ 6,640 $ 175,737 $ 21,132 $ 74,375 Ending balance: individually evaluated for impairment 1,220 - 4,474 421 967 Ending balance: collectively evaluated for impairment $ 202,897 $ 6,640 $ 171,263 $ 20,711 $ 73,408 Home Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 509 $ 133 $ 1 $ 5,964 Charge-offs - - (8 ) - (152 ) Recoveries - 1 9 - 23 Provisions (credits) - (17 ) 29 (1 ) 423 Ending balance $ 1 $ 493 $ 163 $ - $ 6,258 Ending balance: related to loans individually evaluated for impairment - 142 - - 718 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 351 $ 163 $ - $ 5,540 Loans receivables: Ending balance $ 11,446 $ 25,257 $ 30,497 $ 549,201 Ending balance: individually evaluated for impairment - 214 - 7,296 Ending balance: collectively evaluated for impairment $ 11,446 $ 25,043 $ 30,497 $ 541,905 For the six months ended June 30, 2017 1-4 family first-lien Other residential Commercial Commercial commercial (In thousands) mortgage Construction real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 759 $ - $ 2,935 $ 397 $ 1,658 Charge-offs (156 ) - (505 ) (53 ) (17 ) Recoveries 1 - - - 15 Provisions (credits) 209 - 374 29 (45 ) Ending balance $ 813 $ - $ 2,804 $ 373 $ 1,611 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 1 $ 331 $ 166 $ - $ 6,247 Charge-offs - (69 ) (40 ) - (840 ) Recoveries - 1 22 - 39 Provisions - 230 15 - 812 Ending balance $ 1 $ 493 $ 163 $ - $ 6,258 For the three months ended June 30, 2016 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 642 $ - $ 2,884 $ 395 $ 1,213 Charge-offs (30 ) - - (22 ) - Recoveries 1 - - 1 3 Provisions 14 - 187 31 25 Ending balance $ 627 $ - $ 3,071 $ 405 $ 1,241 Ending balance: related to loans individually evaluated for impairment 39 - 792 5 152 Ending balance: related to loans collectively evaluated for impairment $ 588 $ - $ 2,279 $ 400 $ 1,089 Loans receivables: Ending balance $ 188,455 $ 5,414 $ 132,433 $ 20,777 $ 66,632 Ending balance: individually evaluated for impairment 600 - 4,244 415 560 Ending balance: collectively evaluated for impairment $ 187,855 $ 5,414 $ 128,189 $ 20,362 $ 66,072 Home equity Other Municipal and junior liens Consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 2 $ 355 $ 145 $ 215 $ 5,851 Charge-offs - (29 ) (10 ) - (91 ) Recoveries - 1 14 - 20 Provisions (credits) (1 ) 23 (2 ) (127 ) 150 Ending balance $ 1 $ 350 $ 147 $ 88 $ 5,930 Ending balance: related to loans individually evaluated for impairment - 6 - - 994 Ending balance: related to loans collectively evaluated for impairment $ 1 $ 344 $ 147 $ 88 $ 4,936 Loans receivables: Ending balance $ 8,265 $ 23,452 $ 5,396 $ 450,824 Ending balance: individually evaluated for impairment - 285 2 6,106 Ending balance: collectively evaluated for impairment $ 8,265 $ 23,167 $ 5,394 $ 444,718 For the six months ended June 30, 2016 1-4 family first-lien Other residential Commercial Commercial commercial (In thousands) mortgage Construction real estate lines of credit and industrial Allowance for loan losses: Beginning Balance $ 581 $ - $ 2,983 $ 401 $ 1,270 Charge-offs (30 ) - - (43 ) - Recoveries 1 - - 9 7 Provisions (credits) 75 - 88 38 (36 ) Ending balance $ 627 $ - $ 3,071 $ 405 $ 1,241 Home equity Other Tax exempt and junior liens consumer Unallocated Total Allowance for loan losses: Beginning Balance $ 3 $ 350 $ 118 $ - $ 5,706 Charge-offs - (89 ) (19 ) - (181 ) Recoveries - 3 25 - 45 Provisions (credits) (2 ) 86 23 88 360 Ending balance $ 1 $ 350 $ 147 $ 88 $ 5,930
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology	The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows: June 30, 2017 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 193 $ - $ - $ 7 $ 376 Historical loss rate 75 - 105 39 24 Qualitative factors 545 - 2,699 327 1,211 Total $ 813 $ - $ 2,804 $ 373 $ 1,611 Home equity Other (In thousands) Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 142 $ - $ - $ 718 Historical loss rate - 50 29 - 322 Qualitative factors 1 301 134 - 5,218 Total $ 1 $ 493 $ 163 $ - $ 6,258 June 30, 2016 1-4 family first-lien Residential Other residential construction Commercial Commercial commercial (In thousands) mortgage mortgage real estate lines of credit and industrial Specifically reserved $ 39 $ - $ 792 $ 5 $ 152 Historical loss rate 85 - 77 35 72 Qualitative factors 503 - 2,202 365 1,017 Total $ 627 $ - $ 3,071 $ 405 $ 1,241 Home equity Other (In thousands) Tax exempt and junior liens consumer Unallocated Total Specifically reserved $ - $ 6 $ - $ - $ 994 Historical loss rate - 29 39 - 337 Qualitative factors 1 315 108 88 4,599 Total $ 1 $ 350 $ 147 $ 88 $ 5,930

Foreclosed Real Estate (Tables)

Foreclosed Real Estate (Tables)	6 Months Ended
	Jun. 30, 2017
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Carrying Amount of Foreclosed Residential Real Estate Properties Held	(Dollars in thousands) Number of properties June 30, 2017 Number of properties December 31, 2016 Foreclosed residential real estate 5 $ 474 7 $ 393

Fair Value Measurements (Tables

Fair Value Measurements (Tables)	6 Months Ended
	Jun. 30, 2017
Fair Value Disclosures [Abstract]
Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs	The following tables summarize assets measured at fair value on a recurring basis as of the indicated dates, segregated by the level of valuation inputs within the hierarchy utilized to measure fair value: June 30, 2017 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 25,183 $ - $ 25,183 State and political subdivisions - 14,022 - 14,022 Corporate - 10,114 - 10,114 Asset backed securities - 4,649 - 4,649 Residential mortgage-backed - US agency - 30,578 - 30,578 Collateralized mortgage obligations - US agency - 45,642 - 45,642 Collateralized mortgage obligations - Private label - 8,417 - 8,417 Equity investment securities: Common stock - Financial services industry - 220 456 676 Total available-for-sale securities $ - $ 138,825 $ 456 $ 139,281 December 31, 2016 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Available-for-Sale Portfolio Debt investment securities: US Treasury, agencies and GSEs $ - $ 24,184 $ - $ 24,184 State and political subdivisions - 16,481 - 16,481 Corporate - 15,195 - 15,195 Asset backed securities 6,664 6,664 Residential mortgage-backed - US agency - 30,566 - 30,566 Collateralized mortgage obligations - US agency - 40,986 - 40,986 Collateralized mortgage obligations - Private label - 6,577 - 6,577 Equity investment securities: Mutual funds: Ultra short mortgage fund 626 - - 626 Common stock - Financial services industry - 220 456 676 Total available-for-sale securities $ 626 $ 140,873 $ 456 $ 141,955
Changes in Level 3 Assets and Liabilities Measured at Estimated Fair Value on a Recurring Basis	The changes in Level 3 assets and liabilities measured at estimated fair value on a recurring basis during the three months ended June 30, 2017 were as follows: (In thousands) Common Stock - Financial Services Industry Balance - March 31, 2017 $ 456 Total gains realized/unrealized: Included in earnings - Included in other comprehensive income - Settlements - Sales - Balance - June 30, 2017 $ 456 Changes in unrealized gains included in earnings related to assets still held at June 30, 2017 $ - The changes in Level 3 assets and liabilities measured at estimated fair value on a recurring basis during the six months ended June 30, 2017 were as follows: (In thousands) Common Stock - Financial Services Industry Balance - December 31, 2016 $ 456 Total gains realized/unrealized: Included in earnings - Included in other comprehensive income - Settlements - Sales - Balance - June 30, 2017 $ 456 Changes in unrealized gains included in earnings related to assets still held at June 30, 2017 $ -
Summary of Valuation Techniques and Significant Unobservable Inputs Used for Investments are Categorized Within Level 3 Fair Value Hierarchy	The following table summarizes the valuation techniques and significant unobservable inputs used for the Company's investments that are categorized within Level 3 of the fair value hierarchy at the indicated dates: (In thousands) At June 30, 2017 Investment Type Fair Value Valuation Techniques Unobservable Input Weight Common Stock - Financial Services Industry $ 456 Inputs to comparables Weigh t 100% (In thousands) At December 31, 2016 Investment Type Fair Value Valuation Techniques Unobservable Input Weight Common Stock - Financial Services Industry $ 456 Inputs to comparables Weight ascribed to comparable companies 100%
Summary of Fair Value Assets Measured on Nonrecurring Basis	Pathfinder Bank had the following assets measured at fair value on a nonrecurring basis as of June 30, 2017 and December 31, 2016: June 30, 2017 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 388 $ 388 Foreclosed real estate $ - $ - $ 440 $ 440 December 31, 2016 Total Fair (In thousands) Level 1 Level 2 Level 3 Value Impaired loans $ - $ - $ 4,049 $ 4,049 Foreclosed real estate $ - $ - $ 393 $ 393
Fair Value Inputs, Quantitative Information	The following table presents additional quantitative information about assets measured at fair value on a nonrecurring basis and for which Level 3 inputs were used to determine fair value at the indicated dates. Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At June 30, 2017 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (6%) (Sales Approach) Costs to Sell 8% - 13% (11%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%) Quantitative Information about Level 3 Fair Value Measurements Valuation Unobservable Range Techniques Input (Weighted Avg.) At December 31, 2016 Impaired loans Appraisal of collateral Appraisal Adjustments 5% - 10% (5%) (Sales Approach) Costs to Sell 8% - 13% (10%) Discounted Cash Flow Foreclosed real estate Appraisal of collateral Appraisal Adjustments 15% - 15% (15%) (Sales Approach) Costs to Sell 6% - 8% (7%)
Carrying Amounts and Fair Value of Financial Instruments	The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table: June 30, 2017 December 31, 2016 Fair Value Carrying Estimated Carrying Estimated (In thousands) Hierarchy Amounts Fair Values Amounts Fair Values Financial assets: Cash and cash equivalents 1 $ 15,324 $ 15,324 $ 22,419 $ 22,419 Investment securities - available-for-sale 1 - - 626 626 Investment securities - available-for-sale 2 138,825 138,825 140,873 140,873 Investment securities - available-for-sale 3 456 456 456 456 Investment securities - held-to-maturity 2 67,193 68,041 54,645 54,429 Federal Home Loan Bank stock 2 4,450 4,450 3,250 3,250 Net loans 3 542,567 542,162 485,900 484,704 Accrued interest receivable 1 2,679 2,679 2,532 2,532 Financial liabilities: Demand Deposits, Savings, NOW and MMDA 1 $ 460,321 $ 460,321 $ 421,627 $ 421,627 Time Deposits 2 183,522 183,387 189,356 189,197 Borrowings 2 84,696 84,567 58,947 58,918 Subordinated loans 2 15,042 14,274 15,025 14,310 Accrued interest payable 1 106 106 75 75

Accumulated Other Comprehensi28

Accumulated Other Comprehensive Income (Loss) (Tables)	6 Months Ended
	Jun. 30, 2017
Accumulated Other Comprehensive Income Loss Net Of Tax [Abstract]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax	Changes in the components of accumulated other comprehensive income (loss) (“AOCI”), net of tax, for the periods indicated are summarized in the table below. For the three months ended June 30, 2017 (In thousands) Retirement Plans Unrealized and Losses on Financial Derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,490 ) $ - $ (1,275 ) $ (442 ) $ (3,207 ) Other comprehensive income before reclassifications - - 832 13 845 Amounts reclassified from AOCI 22 - (80 ) - (58 ) Ending balance $ (1,468 ) $ - $ (523 ) $ (429 ) $ (2,420 ) For the three months ended June 30, 2016 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,812 ) $ (8 ) $ 322 $ (633 ) $ (2,131 ) Other comprehensive income before reclassifications - 1 4 21 26 Amounts reclassified from AOCI 33 7 80 - 120 Ending balance $ (1,779 ) $ - $ 406 $ (612 ) $ (1,985 ) For the six months ended June 30, 2017 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Unrealized Loss on Securities Transferred to Held-to-Maturity Total Beginning balance $ (1,513 ) $ - $ (1,845 ) $ (464 ) $ (3,822 ) Other comprehensive income before reclassifications - - 1,445 35 1,480 Amounts reclassified from AOCI 45 - (123 ) - (78 ) Ending balance $ (1,468 ) $ - $ (523 ) $ (429 ) $ (2,420 ) For the six months ended June 30, 2016 (In thousands) Retirement Plans Unrealized Gains and Losses on Financial derivative Unrealized Gains and Losses on Available- for-Sale Securities Securities reclassified from AFS to HTM Total Beginning balance $ (1,844 ) $ (16 ) $ (51 ) $ (654 ) (2,565 ) Other comprehensive income before reclassifications - 1 329 42 372 Amounts reclassified from AOCI 65 15 128 - 208 Ending balance $ (1,779 ) $ - $ 406 $ (612 ) $ (1,985 )
Schedule of Amounts Reclassified Out of Each Component of AOCI	The following table presents the amounts reclassified out of each component of AOCI for the indicated period: Amount Reclassified Amount Reclassified from AOCI 1 from AOCI 1 (Unaudited) (Unaudited) (In thousands) For For the six months ended Details about AOCI 1 June 30, 2017 June 30, 2016 Affected Line Item in the Statement of Income June 30, 2017 June 30, 2016 Unrealized holding gain on financial derivative: Reclassification adjustment for interest expense included in net income $ - $ (11 ) Interest on long term borrowings $ - $ (25 ) - 4 Provision for income taxes - 10 $ - $ (7 ) Net Income $ - $ (15 ) Retirement plan items Retirement plan net losses recognized in plan expenses 2 $ (37 ) $ (54 ) Salaries and employee benefits $ (73 ) $ (109 ) 15 21 Provision for income taxes 28 44 $ (22 ) $ (33 ) Net Income $ (45 ) $ (65 ) Available-for-sale securities Realized gain on sale of securities $ 135 $ (132 ) Net gains on sales and redemptions of investment securities $ 206 $ (212 ) (55 ) 52 Provision for income taxes (83 ) 84 $ 80 $ (80 ) Net Income $ 123 $ (128 ) 1 Amounts in parentheses indicates debits in net income. 2 These items are included in net periodic pension cost. See Note 5 for additional information.

Basis of Presentation - Additio

Basis of Presentation - Additional Information (Details) - USD ($)	Feb. 16, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Nature of Operations [Line Items]
Consolidation of membership interest in Fitzgibbons		100.00%
Redeemed shares (in shares)			(13,000)
Subordinated loan face value		$ 5,000,000
Preferred stock dividend rate	9.00%
Cash dividends paid to preferred shareholder - SBLF		$ 0	$ 49,000	$ 16,000
Subordinated Note [Member]
Nature of Operations [Line Items]
Subordinated loan face value	$ 10,000,000
Subordinated effective interest rate	6.44%
Annual increase in interest expense	$ 644,000
Series B Preferred Stock [Member]
Nature of Operations [Line Items]
Redeemed shares (in shares)	(13,000)
Payment for redeemed shares	$ (13,000,000)
Preferred Stock SBLF [Member]
Nature of Operations [Line Items]
Preferred dividends payable amount	$ 1,200,000
FitzGibbons Agency LLC [Member] | Pathfinder Risk Management Company Inc [Member]
Nature of Operations [Line Items]
Membership interest own in Fitzgibbons through subsidiary		51.00%
Noncontrolling interest by subsidiary		49.00%

Earnings per Common Share - Add

Earnings per Common Share - Additional Information (Details) - shares	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Stock Option [Member]
Antidilutive Securities Excluded from Computation of Earnings Per Share [Line Items]
Anti-dilutive stock options (in shares)	0	280,396	46,131	148,434

Earnings per Common Share - Cal

Earnings per Common Share - Calculations of Basic and Diluted Earnings per Share (Details) - USD ($) $ / shares in Units, shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Basic Earnings Per Common Share [Abstract]
Net income available to common shareholders	$ 920	$ 832	$ 1,720	$ 1,477
Weighted average common shares outstanding (in shares)	4,074	4,149	4,063	4,145
Earnings per common share - basic (in dollars per share)	$ 0.23	$ 0.20	$ 0.42	$ 0.36
Diluted Earnings Per Common Share [Abstract]
Net income available to common shareholders	$ 920	$ 832	$ 1,720	$ 1,477
Weighted average common shares outstanding (in shares)	4,074	4,149	4,063	4,145
Effect of assumed exercise of stock options (in shares)	109	84	105	81
Diluted weighted average common shares outstanding (in shares)	4,183	4,233	4,168	4,226
Earnings per common share - diluted (in dollars per share)	$ 0.22	$ 0.20	$ 0.41	$ 0.35

Investment Securities - Amortiz

Investment Securities - Amortized Cost and Estimated Fair Value of Investment Securities (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	$ 139,489
Total investment securities, amortized cost basis	140,152	$ 145,020
Gross Unrealized Gains	384	117
Gross Unrealized Losses	(1,255)	(3,182)
Estimated Fair Value	139,281	141,955
Held-to-maturity securities, debt maturities, Amortized Cost	67,193	54,645
Held to maturity, gross unrealized gains	1,384	814
Held to maturity, gross unrealized losses	(536)	(1,030)
Held-to-maturity Securities, Debt Maturities, Fair Value	68,041	54,429
US Treasury, Agencies and GSEs [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	25,236	24,263
Gross Unrealized Gains, Debt investment securities	1	1
Gross Unrealized Losses, Debt investment securities	(54)	(80)
Available-for-sale Securities, Debt investment securities	25,183	24,184
Held-to-maturity securities, debt maturities, Amortized Cost	4,938	4,928
Held to maturity, gross unrealized gains	56	30
Held to maturity, gross unrealized losses	(5)	(18)
Held-to-maturity Securities, Debt Maturities, Fair Value	4,989	4,940
State and Political Subdivisions [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	14,133	17,185
Gross Unrealized Gains, Debt investment securities	76	33
Gross Unrealized Losses, Debt investment securities	(187)	(737)
Available-for-sale Securities, Debt investment securities	14,022	16,481
Held-to-maturity securities, debt maturities, Amortized Cost	34,249	30,697
Held to maturity, gross unrealized gains	873	572
Held to maturity, gross unrealized losses	(295)	(693)
Held-to-maturity Securities, Debt Maturities, Fair Value	34,827	30,576
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	10,190	15,560
Gross Unrealized Gains, Debt investment securities	32	20
Gross Unrealized Losses, Debt investment securities	(108)	(385)
Available-for-sale Securities, Debt investment securities	10,114	15,195
Held-to-maturity securities, debt maturities, Amortized Cost	8,982	8,240
Held to maturity, gross unrealized gains	133	85
Held to maturity, gross unrealized losses	(133)	(228)
Held-to-maturity Securities, Debt Maturities, Fair Value	8,982	8,097
Asset Backed Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	4,634	6,696
Gross Unrealized Gains, Debt investment securities	27	5
Gross Unrealized Losses, Debt investment securities	(12)	(37)
Available-for-sale Securities, Debt investment securities	4,649	6,664
Residential Mortgage-Backed - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	30,722	31,204
Gross Unrealized Gains, Debt investment securities	66	0
Gross Unrealized Losses, Debt investment securities	(210)	(638)
Available-for-sale Securities, Debt investment securities	30,578	30,566
Held-to-maturity securities, debt maturities, Amortized Cost	7,379	6,386
Held to maturity, gross unrealized gains	170	31
Held to maturity, gross unrealized losses	0	(20)
Held-to-maturity Securities, Debt Maturities, Fair Value	7,549	6,397
Collateralized Mortgage Obligations - US Agency [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	46,102	42,124
Gross Unrealized Gains, Debt investment securities	123	45
Gross Unrealized Losses, Debt investment securities	(583)	(1,183)
Available-for-sale Securities, Debt investment securities	45,642	40,986
Held-to-maturity securities, debt maturities, Amortized Cost	7,843	2,927
Held to maturity, gross unrealized gains	152	96
Held to maturity, gross unrealized losses	(85)	0
Held-to-maturity Securities, Debt Maturities, Fair Value	7,910	3,023
Collateralized Mortgage Obligations - Private Label [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	8,472	6,682
Gross Unrealized Gains, Debt investment securities	46	0
Gross Unrealized Losses, Debt investment securities	(101)	(105)
Available-for-sale Securities, Debt investment securities	8,417	6,577
Held-to-maturity securities, debt maturities, Amortized Cost	3,802	1,467
Held to maturity, gross unrealized gains	0	0
Held to maturity, gross unrealized losses	(18)	(71)
Held-to-maturity Securities, Debt Maturities, Fair Value	3,784	1,396
Debt Securities [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Totals, amortized cost	139,489	143,714
Gross Unrealized Gains, Debt investment securities	371	104
Gross Unrealized Losses, Debt investment securities	(1,255)	(3,165)
Available-for-sale Securities, Debt investment securities	138,605	140,653
Mutual Funds Ultra Short Mortgage Fund [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities		643
Gross Unrealized Gains, Equity investment securities		0
Gross Unrealized Losses, Equity investment securities		(17)
Available-for-sale Securities, Equity investment securities		626
Mutual funds Common Stock Financial Services Industry [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	663	663
Gross Unrealized Gains, Equity investment securities	13	13
Gross Unrealized Losses, Equity investment securities	0	0
Available-for-sale Securities, Equity investment securities	676	676
Equity and Other Investments [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Amortized cost, equity securities	663	1,306
Gross Unrealized Gains, Equity investment securities	13	13
Gross Unrealized Losses, Equity investment securities	0	(17)
Available-for-sale Securities, Equity investment securities	$ 676	$ 1,302

Investment Securities - Amort33

Investment Securities - Amortized Cost and Estimated Fair Value of Debt Investments by Contractual Maturity (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Due in one year or less	$ 17,110
Due after one year through five years	15,004
Due after five years through ten years	12,357
Due after ten years	9,722
Sub-total	54,193
Amortized cost	139,489
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	17,083
Due after one year through five years	14,968
Due after five years through ten years	12,457
Due after ten years	9,460
Sub-total	53,968
Available-for-sale securities, debt maturities, fair value, totals	138,605
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Due in one year or less	1,676
Due after one year through five years	9,796
Due after five years through ten years	17,373
Due after ten years	19,324
Sub-total	48,169
Held-to-maturity securities, at amortized cost (fair value of $68,041 and $54,429, respectively)	67,193	$ 54,645
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Due in one year or less	1,674
Due after one year through five years	9,991
Due after five years through ten years	17,978
Due after ten years	19,155
Sub-total	48,798
Held-to-maturity securities at fair value	68,041	54,429
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	30,722	31,204
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	30,578
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, at amortized cost (fair value of $68,041 and $54,429, respectively)	7,379	6,386
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	7,549	6,397
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	46,102	42,124
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	45,642
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, at amortized cost (fair value of $68,041 and $54,429, respectively)	7,843	2,927
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	7,910	3,023
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale securities, debt maturities, amortized cost [Abstract]
Amortized cost	8,472	6,682
Available-for-sale securities, debt maturities, Estimated Fair Value [Abstract]
Available-for-sale securities, debt maturities, fair value, totals	8,417
Held-to-maturity Securities, debt maturities, amortized cost [Abstract]
Held-to-maturity securities, at amortized cost (fair value of $68,041 and $54,429, respectively)	3,802	1,467
Held-to-maturity Securities, debt maturities, Estimated Fair Value [Abstract]
Held-to-maturity securities at fair value	$ 3,784	$ 1,396

Investment Securities - Investm

Investment Securities - Investment Securities' Gross Unrealized Losses and Fair Value by Investment Category and Length of Time that Individual Securities Have Continuous Unrealized Loss Position (Details) $ in Thousands	Jun. 30, 2017USD ($)Security	Dec. 31, 2016USD ($)Security
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	23	26
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	23	26
Less than twelve months Fair Value	$ 23,248	$ 18,687
Twelve months or more Fair Value	0	0
Total Fair Value	23,248	18,687
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(536)	(1,030)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (536)	$ (1,030)
US Treasury, Agencies and GSEs [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	6	6
Number of securities in unrealized loss positions, twelve months or more | Security	1	0
Number of securities in unrealized loss positions | Security	7	6
Less than twelve months Fair Value	$ 22,170	$ 22,161
Twelve months or more Fair Value	2,992	0
Total Fair Value	25,162	22,161
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(46)	(80)
Twelve months or more Unrealized Losses	(8)	0
Total Unrealized Losses	$ (54)	$ (80)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	1
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	1	1
Less than twelve months Fair Value	$ 995	$ 982
Twelve months or more Fair Value	0	0
Total Fair Value	995	982
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(5)	(18)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (5)	$ (18)
State and Political Subdivisions [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	22	53
Number of securities in unrealized loss positions, twelve months or more | Security	2	0
Number of securities in unrealized loss positions | Security	24	53
Less than twelve months Fair Value	$ 6,019	$ 14,057
Twelve months or more Fair Value	1,182	0
Total Fair Value	7,201	14,057
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(155)	(737)
Twelve months or more Unrealized Losses	(32)	0
Total Unrealized Losses	$ (187)	$ (737)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	15	16
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	15	16
Less than twelve months Fair Value	$ 11,576	$ 10,038
Twelve months or more Fair Value	0	0
Total Fair Value	11,576	10,038
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(295)	(693)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (295)	$ (693)
Corporate [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	4	10
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	4	10
Less than twelve months Fair Value	$ 5,742	$ 10,587
Twelve months or more Fair Value	0	0
Total Fair Value	5,742	10,587
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(108)	(385)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (108)	$ (385)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	4	5
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	4	5
Less than twelve months Fair Value	$ 3,945	$ 4,402
Twelve months or more Fair Value	0	0
Total Fair Value	3,945	4,402
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(133)	(228)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (133)	$ (228)
Asset Backed Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	3
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	1	3
Less than twelve months Fair Value	$ 745	$ 4,455
Twelve months or more Fair Value	0	0
Total Fair Value	745	4,455
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(12)	(37)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (12)	$ (37)
Equity and Other Investments [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security		1
Number of securities in unrealized loss positions, twelve months or more | Security		0
Number of securities in unrealized loss positions | Security		1
Less than twelve months Fair Value		$ 626
Twelve months or more Fair Value		0
Total Fair Value		626
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses		(17)
Twelve months or more Unrealized Losses		0
Total Unrealized Losses		$ (17)
Residential Mortgage-Backed - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	13	23
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	13	23
Less than twelve months Fair Value	$ 15,230	$ 29,849
Twelve months or more Fair Value	0	0
Total Fair Value	15,230	29,849
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(210)	(638)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (210)	$ (638)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security		3
Number of securities in unrealized loss positions, twelve months or more | Security		0
Number of securities in unrealized loss positions | Security		3
Less than twelve months Fair Value		$ 1,869
Twelve months or more Fair Value		0
Total Fair Value		1,869
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses		(20)
Twelve months or more Unrealized Losses		0
Total Unrealized Losses		$ (20)
Collateralized Mortgage Obligations - US Agency [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	18	28
Number of securities in unrealized loss positions, twelve months or more | Security	7	4
Number of securities in unrealized loss positions | Security	25	32
Less than twelve months Fair Value	$ 23,651	$ 33,376
Twelve months or more Fair Value	7,341	2,514
Total Fair Value	30,992	35,890
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(406)	(1,087)
Twelve months or more Unrealized Losses	(177)	(96)
Total Unrealized Losses	$ (583)	$ (1,183)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1
Number of securities in unrealized loss positions, twelve months or more | Security	0
Number of securities in unrealized loss positions | Security	1
Less than twelve months Fair Value	$ 2,948
Twelve months or more Fair Value	0
Total Fair Value	2,948
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(85)
Twelve months or more Unrealized Losses	0
Total Unrealized Losses	$ (85)
Collateralized Mortgage Obligations - Private Label [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	1	5
Number of securities in unrealized loss positions, twelve months or more | Security	1	0
Number of securities in unrealized loss positions | Security	2	5
Less than twelve months Fair Value	$ 2,296	$ 6,577
Twelve months or more Fair Value	938	0
Total Fair Value	3,234	6,577
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(98)	(105)
Twelve months or more Unrealized Losses	(3)	0
Total Unrealized Losses	$ (101)	$ (105)
Held-to-maturity Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	2	1
Number of securities in unrealized loss positions, twelve months or more | Security	0	0
Number of securities in unrealized loss positions | Security	2	1
Less than twelve months Fair Value	$ 3,784	$ 1,396
Twelve months or more Fair Value	0	0
Total Fair Value	3,784	1,396
Held-to-maturity Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(18)	(71)
Twelve months or more Unrealized Losses	0	0
Total Unrealized Losses	$ (18)	$ (71)
Debt Securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Number of securities in unrealized loss positions, less than twelve months | Security	65	129
Number of securities in unrealized loss positions, twelve months or more | Security	11	4
Number of securities in unrealized loss positions | Security	76	133
Less than twelve months Fair Value	$ 75,853	$ 121,688
Twelve months or more Fair Value	12,453	2,514
Total Fair Value	88,306	124,202
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Less than twelve months Unrealized Losses	(1,035)	(3,086)
Twelve months or more Unrealized Losses	(220)	(96)
Total Unrealized Losses	$ (1,255)	$ (3,182)

Investment Securities - Additio

Investment Securities - Additional Information (Details)	6 Months Ended
	Jun. 30, 2017USD ($)Security	Dec. 31, 2016USD ($)Security
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Number of unrated subordinated debt corporate issuances	3
Number of unrated multi-obligor asset- and mortgage-backed structured credit issuances	8
Aggregate book value of unrated subordinated debt corporate issuances | $	$ 2,300,000
Aggregate book value of unrated structured credit issuances | $	$ 11,000,000
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, less than twelve months	23	26
Gain (Loss) on Sale of Investments [Abstract]
Securities pledged to collateralize deposit | $	$ 107,200,000	$ 96,400,000
Securities pledged to collateralize borrowing | $	$ 26,500,000	$ 12,900,000
Municipal Securities [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, less than twelve months	22
Available-for-sale securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 6,200,000
Percentage of insignificant unrealized loss position	2.58%
Number of securities in unrealized loss positions, greater than twelve months	2
Available-for-sale securities in unrealized loss positions for greater than twelve months, aggregate amortized cost | $	$ 1,200,000
Percentage of securities remaining in unrealized loss position, twelve months or more	2.71%
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, less than twelve months	15
Held-to-maturity securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 11,900,000
Percentage of held-to-maturity aggregate loss position	2.55%
Municipal Securities [Member] | Minimum [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Percentage of insignificant unrealized loss position	0.01%
Held-to-maturity Securities [Abstract]
Percentage of securities insignificant unrealized loss position	0.09%
Municipal Securities [Member] | Maximum [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of months securities is in a loss position	11 months
Percentage of insignificant unrealized loss position	7.91%
Held-to-maturity Securities [Abstract]
Number of months held to maturity securities is in loss position	11 months
Percentage of securities insignificant unrealized loss position	7.27%
Small Municipal Bond Issuances [Member]
Held-to-maturity Securities [Abstract]
Number of securities not rated	3
Corporate [Member]
Schedule of Available-for-sale Securities and Held-to-Maturity Securities [Line Items]
Number of securities not rated above lowest tier of investment grade	5
Aggregate book value of securities not rated above lowest tier of investment grade | $	$ 6,000,000
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, less than twelve months	4	10
Percentage of insignificant unrealized loss position	2.18%
Number of securities in unrealized loss positions, greater than twelve months	0	0
Number of securities in unrealized loss positions	4	10
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, less than twelve months	4	5
Corporate [Member] | Maximum [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of months securities is in a loss position	11 months
Private-label Asset-backed Security Acquired in 2016 [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of securities in unrealized loss positions, less than twelve months	1
Available-for-sale securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 757,000
Number of months securities is in a loss position	11 months
Percentage of insignificant unrealized loss position	1.88%
Adjustable-rate, Private-label Mortgage-backed Securities [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Percentage of insignificant unrealized loss position	3.12%
Number of securities in unrealized loss positions	2
Adjustable-rate, Private-label Mortgage-backed Securities Acquired in 2016 [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Number of months securities is in a loss position	12 months
Available-for-sale securities in unrealized loss positions for greater than twelve months, aggregate amortized cost | $	$ 940,000
Adjustable-rate, Private-label Mortgage-backed Securities Acquired in 2017 [Member]
Available-for-sale Securities, Amortized Cost Basis [Abstract]
Available-for-sale securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 2,400,000
Number of months securities is in a loss position	1 month
Fixed Rate, Private-label Mortgage-backed Securities [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, less than twelve months	2
Percentage of securities insignificant unrealized loss position	0.49%
Fixed Rate, Private-label Mortgage-backed Securities Acquired in 2016 [Member]
Held-to-maturity Securities [Abstract]
Held-to-maturity securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 1,300,000
Number of months held to maturity securities is in loss position	2 months
Private-label Mortgage-backed Securities Acquired in 2017 [Member]
Held-to-maturity Securities [Abstract]
Held-to-maturity securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 2,500,000
Number of months held to maturity securities is in loss position	7 months
Fixed Rate Corporate Securities [Member]
Held-to-maturity Securities [Abstract]
Number of securities in unrealized loss positions, less than twelve months	4
Held-to-maturity securities in unrealized loss positions for less than twelve months, aggregate amortized cost | $	$ 4,100,000
Percentage of securities insignificant unrealized loss position	3.36%
Fixed Rate Corporate Securities [Member] | Maximum [Member]
Held-to-maturity Securities [Abstract]
Number of months held to maturity securities is in loss position	9 months

Investment Securities - Gross R

Investment Securities - Gross Realized Gains (Losses) on Sale of Securities (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Gain Loss On Sale Of Investments [Abstract]
Realized gains on investments	$ 70	$ 134	$ 148	$ 229
Realized gains on hedging activity	156	0	250	0
Realized losses on investments	(91)	(2)	(192)	(17)
Total	$ 135	$ 132	$ 206	$ 212

Pension and Postretirement Be37

Pension and Postretirement Benefits - Additional Information (Details)	6 Months Ended
	Jun. 30, 2017
Compensation And Retirement Disclosure [Abstract]
Minimum years of service to participate in the health and life insurance benefits as of January 1, 1995	14 years

Pension and Postretirement Be38

Pension and Postretirement Benefits - Composition of Net Periodic Pension Plan and Postretirement Plan Costs (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Pension Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	$ 118	$ 116	$ 237	$ 232
Expected return on plan assets	(236)	(238)	(473)	(476)
Amortization of net losses/(gains)	39	56	77	113
Net periodic benefit plan benefit	(79)	(66)	(159)	(131)
Postretirement Benefits [Member]
Defined Benefit Plan Disclosure [Line Items]
Interest cost	2	2	4	4
Amortization of net losses/(gains)	$ (2)	$ (2)	$ (4)	$ (4)

Loans - Major Classification of

Loans - Major Classification of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 549,201	$ 492,612	$ 450,824
Net deferred loan fees	(376)	(465)
Less allowance for loan losses	(6,258)	(6,247)
Loans receivable, net	542,567	485,900
Residential Mortgage Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	210,757	207,505
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	204,117	199,000	188,455
Residential Mortgage Loans [Member] | Construction [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	6,640	8,505
Commercial Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	282,690	254,092
Commercial Loans [Member] | Real Estate [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	175,737	150,698	132,433
Commercial Loans [Member] | Lines of Credit [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	21,132	23,225	20,777
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	74,375	67,646	66,632
Commercial Loans [Member] | Tax Exempt Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	11,446	12,523
Consumer Loans [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	55,754	31,015
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	25,257	24,722	23,452
Consumer Loans [Member] | Other Consumer [Member]
Notes, Loans and Financing Receivable, Net [Abstract]
Total loans	$ 30,497	$ 6,293	$ 5,396

Loans - Additional Information

Loans - Additional Information (Details) $ in Millions	3 Months Ended		6 Months Ended
	Jun. 30, 2017USD ($)Loan	Jun. 30, 2016Loan	Jun. 30, 2017USD ($)LoanSegment	Jun. 30, 2016Loan	Apr. 30, 2017USD ($)	Jan. 31, 2017USD ($)	Dec. 31, 2015USD ($)
Accounts Notes And Loans Receivable [Line Items]
Loans acquired | $					$ 10.2	$ 15.6
Percentage interest of acquired loan			90.00%
Number of loans secured by liens on automobiles			1,231
Loans acquired carrying amount | $	$ 23.3		$ 23.3
Number of portfolio segment | Segment			3
Troubled Debt Restructuring During Prior Twelve Months [Member]
Accounts Notes And Loans Receivable [Line Items]
Number of loans	0		0
Number of loans subsequently defaulted			0	0
Residential Mortgage Loans [Member]
Accounts Notes And Loans Receivable [Line Items]
Residential mortgage loans pledged to FHLBNY as blanket collateral | $	$ 141.7		$ 141.7				$ 140.3
Number of loans		1		2
Minimum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			2 years
Maximum [Member]
Accounts Notes And Loans Receivable [Line Items]
Maturity period of acquired loans			6 years

Loans - Summary of Classes of L

Loans - Summary of Classes of Loan Portfolio (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 549,201	$ 492,612	$ 450,824
Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	532,347	477,138
Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	7,792	6,691
Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,807	7,472
Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	2,255	1,311
Residential Mortgage Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	210,757	207,505
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	204,117	199,000	188,455
Residential Mortgage Loans [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,640	8,505
Residential Mortgage Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	205,652	202,882
Residential Mortgage Loans [Member] | Pass [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	199,012	194,377
Residential Mortgage Loans [Member] | Pass [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	6,640	8,505
Residential Mortgage Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,919	1,445
Residential Mortgage Loans [Member] | Special Mention [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,919	1,445
Residential Mortgage Loans [Member] | Special Mention [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,956	2,115
Residential Mortgage Loans [Member] | Substandard [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,956	2,115
Residential Mortgage Loans [Member] | Substandard [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Residential Mortgage Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,230	1,063
Residential Mortgage Loans [Member] | Doubtful [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	1,230	1,063
Residential Mortgage Loans [Member] | Doubtful [Member] | Construction [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	282,690	254,092
Commercial Loans [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	175,737	150,698	132,433
Commercial Loans [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	21,132	23,225	20,777
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	74,375	67,646	66,632
Commercial Loans [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11,446	12,523
Commercial Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	271,616	244,069
Commercial Loans [Member] | Pass [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	167,165	143,126
Commercial Loans [Member] | Pass [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	19,982	22,141
Commercial Loans [Member] | Pass [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	73,023	66,279
Commercial Loans [Member] | Pass [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	11,446	12,523
Commercial Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	5,731	5,059
Commercial Loans [Member] | Special Mention [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,339	3,714
Commercial Loans [Member] | Special Mention [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	723	684
Commercial Loans [Member] | Special Mention [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	669	661
Commercial Loans [Member] | Special Mention [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	4,613	4,960
Commercial Loans [Member] | Substandard [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	3,731	3,858
Commercial Loans [Member] | Substandard [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	414	400
Commercial Loans [Member] | Substandard [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	468	702
Commercial Loans [Member] | Substandard [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Commercial Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	730	4
Commercial Loans [Member] | Doubtful [Member] | Real Estate [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	502	0
Commercial Loans [Member] | Doubtful [Member] | Lines of Credit [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	13	0
Commercial Loans [Member] | Doubtful [Member] | Other Commercial and Industrial [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	215	4
Commercial Loans [Member] | Doubtful [Member] | Tax Exempt Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	0
Consumer Loans [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	55,754	31,015
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	25,257	24,722	23,452
Consumer Loans [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	30,497	6,293	$ 5,396
Consumer Loans [Member] | Pass [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	55,079	30,187
Consumer Loans [Member] | Pass [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	24,591	23,963
Consumer Loans [Member] | Pass [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	30,488	6,224
Consumer Loans [Member] | Special Mention [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	142	187
Consumer Loans [Member] | Special Mention [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	142	170
Consumer Loans [Member] | Special Mention [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	0	17
Consumer Loans [Member] | Substandard [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	238	397
Consumer Loans [Member] | Substandard [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	229	389
Consumer Loans [Member] | Substandard [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	9	8
Consumer Loans [Member] | Doubtful [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	295	244
Consumer Loans [Member] | Doubtful [Member] | Home Equity and Junior Liens [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	295	200
Consumer Loans [Member] | Doubtful [Member] | Other Consumer [Member]
Financing Receivable, Recorded Investment [Line Items]
Total loans	$ 0	$ 44

Loans - Age Analysis of Past Du

Loans - Age Analysis of Past Due Loans Segregated by Portfolio Segment and Class of Loans (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016	Jun. 30, 2016
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 8,091	$ 9,763
Current	541,110	482,849
Total Loans Receivable	549,201	492,612	$ 450,824
30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,684	3,575
60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,014	1,377
90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	4,393	4,811
Residential Mortgage Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,700	4,639
Current	207,057	202,866
Total Loans Receivable	210,757	207,505
Residential Mortgage Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	606	1,115
Residential Mortgage Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,138	832
Residential Mortgage Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,956	2,560
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,700	4,639
Current	200,417	194,361
Total Loans Receivable	204,117	199,000	188,455
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	606	1,247
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,138	832
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,956	2,560
Residential Mortgage Loans [Member] | Construction [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	6,640	8,505
Total Loans Receivable	6,640	8,505
Residential Mortgage Loans [Member] | Construction [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Residential Mortgage Loans [Member] | Construction [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	3,912	4,453
Current	278,778	249,639
Total Loans Receivable	282,690	254,092
Commercial Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,057	2,215
Commercial Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	806	375
Commercial Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,049	1,863
Commercial Loans [Member] | Real Estate [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	2,744	2,661
Current	172,993	148,037
Total Loans Receivable	175,737	150,698	132,433
Commercial Loans [Member] | Real Estate [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	608	1,063
Commercial Loans [Member] | Real Estate [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	712	375
Commercial Loans [Member] | Real Estate [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	1,424	1,223
Commercial Loans [Member] | Lines of Credit [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	311	819
Current	20,821	22,406
Total Loans Receivable	21,132	23,225	20,777
Commercial Loans [Member] | Lines of Credit [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	264	819
Commercial Loans [Member] | Lines of Credit [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	40	0
Commercial Loans [Member] | Lines of Credit [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	7	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	857	973
Current	73,518	66,673
Total Loans Receivable	74,375	67,646	66,632
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	185	333
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	54	0
Commercial Loans [Member] | Other Commercial and Industrial [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	618	640
Commercial Loans [Member] | Tax Exempt Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Current	11,446	12,523
Total Loans Receivable	11,446	12,523
Commercial Loans [Member] | Tax Exempt Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Commercial Loans [Member] | Tax Exempt Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	0	0
Consumer Loans [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	479	671
Current	55,275	30,344
Total Loans Receivable	55,754	31,015
Consumer Loans [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	21	113
Consumer Loans [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	70	170
Consumer Loans [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	388	388
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	419	600
Current	24,838	24,122
Total Loans Receivable	25,257	24,722	23,452
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	12	105
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	66	157
Consumer Loans [Member] | Home Equity and Junior Liens [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	341	388
Consumer Loans [Member] | Other Consumer [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	60	71
Current	30,437	6,222
Total Loans Receivable	30,497	6,293	$ 5,396
Consumer Loans [Member] | Other Consumer [Member] | 30-59 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	9	8
Consumer Loans [Member] | Other Consumer [Member] | 60-89 Days Past Due And Accruing [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	4	13
Consumer Loans [Member] | Other Consumer [Member] | 90 Days and Over [Member]
Recorded Investment, Past Due [Line Items]
Total Past Due	$ 47	$ 50

Loans - Nonaccrual Loans Segreg

Loans - Nonaccrual Loans Segregated by Class of Loan (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 4,393	$ 4,811
Residential Mortgage Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,956	2,560
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,956	2,560
Commercial Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	2,049	1,863
Commercial Loans [Member] | Real Estate [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	1,424	1,223
Commercial Loans [Member] | Lines of Credit [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	7	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	618	640
Consumer Loans [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	388	388
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	341	338
Consumer Loans [Member] | Other Consumer [Member]
Nonaccrual loans, Segregated by class of loans [Abstract]
Nonaccrual status loans	$ 47	$ 50

Loans - Troubled Debt Restructu

Loans - Troubled Debt Restructurings on Financing Receivables (Details) - Residential Mortgage Loans [Member] $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2016USD ($)Loan	Jun. 30, 2016USD ($)Loan
Troubled Debt Restructuring, Modified [Abstract]
Number of loans | Loan	1	2
Pre-modification outstanding recorded investment	$ 52	$ 97
Post-modification outstanding recorded investment	54	100
Additional provision for loan losses	$ 0	$ 0

Loans - Summary of Impaired Loa

Loans - Summary of Impaired Loans Information by Portfolio Class (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
With an allowance recorded [Abstract]
Related Allowance	$ 718	$ 1,130
Total [Abstract]
Recorded Investment	7,296	8,592
Unpaid Principal Balance	7,403	8,743
Related Allowance	718	1,130
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]
With no related allowance recorded [Abstract]
Recorded Investment	95	850
Unpaid Principal Balance	103	857
With an allowance recorded [Abstract]
Recorded Investment	1,125	763
Unpaid Principal Balance	1,125	763
Related Allowance	193	117
Total [Abstract]
Recorded Investment	1,220	1,613
Unpaid Principal Balance	1,228	1,620
Related Allowance	193	117
Commercial Loans [Member] | Commercial Real Estate [Member]
With no related allowance recorded [Abstract]
Recorded Investment	4,170	4,254
Unpaid Principal Balance	4,269	4,344
With an allowance recorded [Abstract]
Recorded Investment	304	818
Unpaid Principal Balance	304	872
Related Allowance	0	455
Total [Abstract]
Recorded Investment	4,474	5,072
Unpaid Principal Balance	4,573	5,216
Related Allowance	0	455
Commercial Loans [Member] | Commercial Lines of Credit [Member]
With no related allowance recorded [Abstract]
Recorded Investment	414	400
Unpaid Principal Balance	414	400
With an allowance recorded [Abstract]
Recorded Investment	7	0
Unpaid Principal Balance	7	0
Related Allowance	7	0
Total [Abstract]
Recorded Investment	421	400
Unpaid Principal Balance	421	400
Related Allowance	7	0
Commercial Loans [Member] | Other Commercial and Industrial [Member]
With no related allowance recorded [Abstract]
Recorded Investment	591	470
Unpaid Principal Balance	591	470
With an allowance recorded [Abstract]
Recorded Investment	376	552
Unpaid Principal Balance	376	552
Related Allowance	376	553
Total [Abstract]
Recorded Investment	967	1,022
Unpaid Principal Balance	967	1,022
Related Allowance	376	553
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
With no related allowance recorded [Abstract]
Recorded Investment	0	140
Unpaid Principal Balance	0	140
With an allowance recorded [Abstract]
Recorded Investment	214	345
Unpaid Principal Balance	214	345
Related Allowance	142	5
Total [Abstract]
Recorded Investment	214	485
Unpaid Principal Balance	214	485
Related Allowance	$ 142	$ 5

Loans - Summary of Average Reco

Loans - Summary of Average Recorded Investment (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 7,541	$ 6,339	$ 7,892	$ 6,404
1-4 Family First Lien Residential Mortgages [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	1,416	602	1,482	559
Commercial Real Estate [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	4,508	4,298	4,696	4,342
Commercial Lines of Credit [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	418	501	412	526
Other Commercial and Industrial [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	984	647	997	685
Home Equity and Junior Liens [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	215	288	305	288
Other Consumer [Member]
Average recorded investment [Abstract]
Average recorded investment in impaired loans	$ 0	$ 3	$ 0	$ 4

Loans - Schedule of Cash Basis

Loans - Schedule of Cash Basis Interest Income Recognized on Impaired Loans (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 76	$ 46	$ 146	$ 89
1-4 Family First Lien Residential Mortgages [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	10	5	21	12
Commercial Real Estate [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	50	27	95	52
Commercial Lines of Credit [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	1	0	1	0
Other Commercial and Industrial [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	12	12	25	21
Home Equity and Junior Liens [Member]
Cash Basis Interest Recognized on Impaired Loans [Abstract]
Cash basis interest income recognized on impaired loans	$ 3	$ 2	$ 4	$ 4

Allowance for Loan Losses - Cha

Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016	Dec. 31, 2016
Allowance for loan losses:
Beginning Balance	$ 5,964	$ 5,851	$ 6,247	$ 5,706
Charge-offs	(152)	(91)	(840)	(181)
Recoveries	23	20	39	45
Provisions (credits)	423	150	812	360
Ending balance	6,258	5,930	6,258	5,930
Ending balance: related to loans individually evaluated for impairment	718	994	718	994
Ending balance: related to loans collectively evaluated for impairment	5,540	4,936	5,540	4,936
Total Loans Receivable	549,201	450,824	549,201	450,824	$ 492,612
Ending balance: individually evaluated for impairment	7,296	6,106	7,296	6,106
Ending balance: collectively evaluated for impairment	541,905	444,718	541,905	444,718
Municipal [Member]
Allowance for loan losses:
Beginning Balance	1	2
Charge-offs	0	0
Recoveries	0	0
Provisions (credits)	0	(1)
Ending balance	1	1	1	1
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	1	1	1	1
Total Loans Receivable	11,446	8,265	11,446	8,265
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	11,446	8,265	11,446	8,265
Unallocated [Member]
Allowance for loan losses:
Beginning Balance	1	215	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	(1)	(127)	0	88
Ending balance	0	88	0	88
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	0	88	0	88
Total Loans Receivable	0	0	0	0
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	0	0	0	0
Residential Mortgage Loans [Member]
Allowance for loan losses:
Total Loans Receivable	210,757		210,757		207,505
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
Allowance for loan losses:
Beginning Balance	943	642	759	581
Charge-offs	(143)	(30)	(156)	(30)
Recoveries	0	1	1	1
Provisions (credits)	13	14	209	75
Ending balance	813	627	813	627
Ending balance: related to loans individually evaluated for impairment	193	39	193	39
Ending balance: related to loans collectively evaluated for impairment	620	588	620	588
Total Loans Receivable	204,117	188,455	204,117	188,455	199,000
Ending balance: individually evaluated for impairment	1,220	600	1,220	600
Ending balance: collectively evaluated for impairment	202,897	187,855	202,897	187,855
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance for loan losses:
Beginning Balance	0	0	0	0
Charge-offs	0	0	0	0
Recoveries	0	0	0	0
Provisions (credits)	0	0	0	0
Ending balance	0	0	0	0
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	0	0	0	0
Total Loans Receivable	6,640	5,414	6,640	5,414
Ending balance: individually evaluated for impairment	0	0	0	0
Ending balance: collectively evaluated for impairment	6,640	5,414	6,640	5,414
Commercial Loans [Member]
Allowance for loan losses:
Total Loans Receivable	282,690		282,690		254,092
Commercial Loans [Member] | Commercial Real Estate [Member]
Allowance for loan losses:
Beginning Balance	2,532	2,884	2,935	2,983
Charge-offs	0	0	(505)	0
Recoveries	0	0	0	0
Provisions (credits)	272	187	374	88
Ending balance	2,804	3,071	2,804	3,071
Ending balance: related to loans individually evaluated for impairment	0	792	0	792
Ending balance: related to loans collectively evaluated for impairment	2,804	2,279	2,804	2,279
Total Loans Receivable	175,737	132,433	175,737	132,433	150,698
Ending balance: individually evaluated for impairment	4,474	4,244	4,474	4,244
Ending balance: collectively evaluated for impairment	171,263	128,189	171,263	128,189
Commercial Loans [Member] | Commercial Lines of Credit [Member]
Allowance for loan losses:
Beginning Balance	365	395	397	401
Charge-offs	0	(22)	(53)	(43)
Recoveries	0	1	0	9
Provisions (credits)	8	31	29	38
Ending balance	373	405	373	405
Ending balance: related to loans individually evaluated for impairment	7	5	7	5
Ending balance: related to loans collectively evaluated for impairment	366	400	366	400
Total Loans Receivable	21,132	20,777	21,132	20,777	23,225
Ending balance: individually evaluated for impairment	421	415	421	415
Ending balance: collectively evaluated for impairment	20,711	20,362	20,711	20,362
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance for loan losses:
Beginning Balance	1,480	1,213	1,658	1,270
Charge-offs	(1)	0	(17)	0
Recoveries	13	3	15	7
Provisions (credits)	119	25	(45)	(36)
Ending balance	1,611	1,241	1,611	1,241
Ending balance: related to loans individually evaluated for impairment	376	152	376	152
Ending balance: related to loans collectively evaluated for impairment	1,235	1,089	1,235	1,089
Total Loans Receivable	74,375	66,632	74,375	66,632	67,646
Ending balance: individually evaluated for impairment	967	560	967	560
Ending balance: collectively evaluated for impairment	73,408	66,072	73,408	66,072
Commercial Loans [Member] | Tax Exempt [Member]
Allowance for loan losses:
Beginning Balance			1	3
Charge-offs			0	0
Recoveries			0	0
Provisions (credits)			0	(2)
Ending balance	1	1	1	1
Total Loans Receivable	11,446		11,446		12,523
Consumer Loans [Member]
Allowance for loan losses:
Total Loans Receivable	55,754		55,754		31,015
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance for loan losses:
Beginning Balance	509	355	331	350
Charge-offs	0	(29)	(69)	(89)
Recoveries	1	1	1	3
Provisions (credits)	(17)	23	230	86
Ending balance	493	350	493	350
Ending balance: related to loans individually evaluated for impairment	142	6	142	6
Ending balance: related to loans collectively evaluated for impairment	351	344	351	344
Total Loans Receivable	25,257	23,452	25,257	23,452	24,722
Ending balance: individually evaluated for impairment	214	285	214	285
Ending balance: collectively evaluated for impairment	25,043	23,167	25,043	23,167
Consumer Loans [Member] | Other Consumer [Member]
Allowance for loan losses:
Beginning Balance	133	145	166	118
Charge-offs	(8)	(10)	(40)	(19)
Recoveries	9	14	22	25
Provisions (credits)	29	(2)	15	23
Ending balance	163	147	163	147
Ending balance: related to loans individually evaluated for impairment	0	0	0	0
Ending balance: related to loans collectively evaluated for impairment	163	147	163	147
Total Loans Receivable	30,497	5,396	30,497	5,396	$ 6,293
Ending balance: individually evaluated for impairment	0	2	0	2
Ending balance: collectively evaluated for impairment	$ 30,497	$ 5,394	$ 30,497	$ 5,394

Allowance for Loan Losses - Sch

Allowance for Loan Losses - Schedule of Allowance for Loan Losses on Basis of Calculation Methodology (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Mar. 31, 2017	Dec. 31, 2016	Jun. 30, 2016	Mar. 31, 2016	Dec. 31, 2015
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	$ 718			$ 994
Historical loss rate	322			337
Qualitative factors	5,218			4,599
Total	6,258	$ 5,964	$ 6,247	5,930	$ 5,851	$ 5,706
Unallocated [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	0			88
Total	0	1	0	88	215	0
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	193			39
Historical loss rate	75			85
Qualitative factors	545			503
Total	813	943	759	627	642	581
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	0			0
Total	0	0	0	0	0	0
Commercial Loans [Member] | Commercial Real Estate [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			792
Historical loss rate	105			77
Qualitative factors	2,699			2,202
Total	2,804	2,532	2,935	3,071	2,884	2,983
Commercial Loans [Member] | Commercial Lines of Credit [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	7			5
Historical loss rate	39			35
Qualitative factors	327			365
Total	373	365	397	405	395	401
Commercial Loans [Member] | Other Commercial and Industrial [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	376			152
Historical loss rate	24			72
Qualitative factors	1,211			1,017
Total	1,611	1,480	1,658	1,241	1,213	1,270
Commercial Loans [Member] | Tax Exempt [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	0			0
Qualitative factors	1			1
Total	1		1	1		3
Consumer Loans [Member] | Home Equity and Junior Liens [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	142			6
Historical loss rate	50			29
Qualitative factors	301			315
Total	493	509	331	350	355	350
Consumer Loans [Member] | Other Consumer [Member]
Allowance For Loan Losses On Basis Of Calculation Methodology Abstract
Specifically reserved	0			0
Historical loss rate	29			39
Qualitative factors	134			108
Total	$ 163	$ 133	$ 166	$ 147	$ 145	$ 118

Foreclosed Real Estate - Summar

Foreclosed Real Estate - Summary of Carrying Amount of Foreclosed Residential Real Estate Properties Held (Details) $ in Thousands	Jun. 30, 2017USD ($)Property	Dec. 31, 2016USD ($)Property
Real Estate Properties [Line Items]
Foreclosed real estate	$ 678	$ 597
Foreclosed Residential Real Estate [Member]
Real Estate Properties [Line Items]
Number of properties | Property	5	7
Foreclosed real estate	$ 474	$ 393

Foreclosed Real Estate - Additi

Foreclosed Real Estate - Additional Information (Details)	Jun. 30, 2017USD ($)
Real Estate Owned Disclosure Of Detailed Components [Abstract]
Residential real estate loans in the process of foreclosure	$ 441,000

Guarantees - Additional Informa

Guarantees - Additional Information (Details) $ in Millions	6 Months Ended
	Jun. 30, 2017USD ($)
Standby Letters of Credit [Member]
Loss Contingencies [Line Items]
Maximum amount of loss due to credit risk	$ 2.2

Fair Value Measurements - Addit

Fair Value Measurements - Additional Information (Details) - USD ($) $ in Thousands	6 Months Ended	9 Months Ended
	Jun. 30, 2016	Sep. 30, 2015
Level 3 [Member]
Assets, Fair Value Disclosure [Abstract]
Purchase of common stock	$ 130	$ 313

Fair Value Measurements - Fair

Fair Value Measurements - Fair Value of Assets on Recurring Basis Segregated by Level of Valuation Inputs (Details) - Recurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Total Fair Value [Member]
Debt investment securities:
US Treasury, agencies and GSEs	$ 25,183	$ 24,184
State and political subdivisions	14,022	16,481
Corporate	10,114	15,195
Asset backed securities	4,649	6,664
Residential mortgage-backed - US agency	30,578	30,566
Collateralized mortgage obligations - US agency	45,642	40,986
Collateralized mortgage obligations - Private label	8,417	6,577
Mutual funds:
Ultra short mortgage fund		626
Common stock - Financial services industry	676	676
Total available-for-sale securities	139,281	141,955
Level 1 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Mutual funds:
Ultra short mortgage fund		626
Common stock - Financial services industry	0	0
Total available-for-sale securities	0	626
Level 2 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	25,183	24,184
State and political subdivisions	14,022	16,481
Corporate	10,114	15,195
Asset backed securities	4,649	6,664
Residential mortgage-backed - US agency	30,578	30,566
Collateralized mortgage obligations - US agency	45,642	40,986
Collateralized mortgage obligations - Private label	8,417	6,577
Mutual funds:
Ultra short mortgage fund		0
Common stock - Financial services industry	220	220
Total available-for-sale securities	138,825	140,873
Level 3 [Member]
Debt investment securities:
US Treasury, agencies and GSEs	0	0
State and political subdivisions	0	0
Corporate	0	0
Asset backed securities	0	0
Residential mortgage-backed - US agency	0	0
Collateralized mortgage obligations - US agency	0	0
Collateralized mortgage obligations - Private label	0	0
Mutual funds:
Ultra short mortgage fund		0
Common stock - Financial services industry	456	456
Total available-for-sale securities	$ 456	$ 456

Fair Value Measurements - Chang

Fair Value Measurements - Changes in Level 3 Assets and Liabilities Measured at Estimated Fair Value on a Recurring Basis (Details) - Common Stock - Financial Services Industry [Member] - USD ($) $ in Thousands	3 Months Ended	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2017
Fair Value, Assets and Liabilities Measured on Recurring Basis [Roll Forward]
Balance at beginning of period	$ 456	$ 456
Total gains realized/unrealized included in earnings	0	0
Total gains realized/unrealized included in other comprehensive income	0	0
Settlements	0	0
Sales	0	0
Balance at end of period	456	456
Changes in unrealized gains included in earnings related to assets still held at June 30, 2017	$ 0	$ 0

Fair Value Measurements - Summa

Fair Value Measurements - Summary of Valuation Techniques and Significant Unobservable Inputs Used for Investments are Categorized Within Level 3 Fair Value Hierarchy (Details) - Level 3 [Member] - Comparable Companies [Member] - USD ($) $ in Thousands	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Common stock - Financial services industry	$ 456	$ 456
Weight ascribed to comparable companies	100.00%	100.00%

Fair Value Measurements - Sum57

Fair Value Measurements - Summary of Fair Value Assets Measured on Nonrecurring Basis (Details) - Nonrecurring Basis [Member] - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Total Fair Value [Member]
Nonrecurring basis [Abstract]
Impaired loans	$ 388	$ 4,049
Foreclosed real estate	440	393
Level 1 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 2 [Member]
Nonrecurring basis [Abstract]
Impaired loans	0	0
Foreclosed real estate	0	0
Level 3 [Member]
Nonrecurring basis [Abstract]
Impaired loans	388	4,049
Foreclosed real estate	$ 440	$ 393

Fair Value Measurements - Fai58

Fair Value Measurements - Fair Value Inputs, Quantitative Information (Details) - Level 3 [Member]	6 Months Ended	12 Months Ended
	Jun. 30, 2017	Dec. 31, 2016
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	5.00%	5.00%
Impaired Loans [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	8.00%	8.00%
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	10.00%	10.00%
Impaired Loans [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	13.00%	13.00%
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	6.00%	5.00%
Impaired Loans [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	11.00%	10.00%
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	15.00%	15.00%
Foreclosed Real Estate [Member] | Minimum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	6.00%	6.00%
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	15.00%	15.00%
Foreclosed Real Estate [Member] | Maximum [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	8.00%	8.00%
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Appraisal Adjustments [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	15.00%	15.00%
Foreclosed Real Estate [Member] | Weighted Average [Member] | Appraisal of Collateral - Cost to Sell [Member]
Fair Value Inputs, Assets, Quantitative Information [Line Items]
Fair value inputs, discount rate	7.00%	7.00%

Fair Value Measurements - Carry

Fair Value Measurements - Carrying Amounts and Fair Value of Financial Instruments (Details) - USD ($) $ in Thousands	Jun. 30, 2017	Dec. 31, 2016
Financial assets:
Investment securities - available-for-sale	$ 139,281	$ 141,955
Investment securities - held-to-maturity	68,041	54,429
Level 1 [Member] | Carrying Amounts [Member]
Financial assets:
Cash and cash equivalents	15,324	22,419
Investment securities - available-for-sale	0	626
Accrued interest receivable	2,679	2,532
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	460,321	421,627
Accrued interest payable	106	75
Level 1 [Member] | Estimated Fair Values [Member]
Financial assets:
Cash and cash equivalents	15,324	22,419
Investment securities - available-for-sale	0	626
Accrued interest receivable	2,679	2,532
Financial liabilities:
Demand Deposits, Savings, NOW and MMDA	460,321	421,627
Accrued interest payable	106	75
Level 2 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	138,825	140,873
Investment securities - held-to-maturity	67,193	54,645
Federal Home Loan Bank stock	4,450	3,250
Financial liabilities:
Time Deposits	183,522	189,356
Borrowings	84,696	58,947
Subordinated loans	15,042	15,025
Level 2 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	138,825	140,873
Investment securities - held-to-maturity	68,041	54,429
Federal Home Loan Bank stock	4,450	3,250
Financial liabilities:
Time Deposits	183,387	189,197
Borrowings	84,567	58,918
Subordinated loans	14,274	14,310
Level 3 [Member] | Carrying Amounts [Member]
Financial assets:
Investment securities - available-for-sale	456	456
Net loans	542,567	485,900
Level 3 [Member] | Estimated Fair Values [Member]
Financial assets:
Investment securities - available-for-sale	456	456
Net loans	$ 542,162	$ 484,704

Interest Rate Derivatives - Add

Interest Rate Derivatives - Additional Information (Details)	3 Months Ended	6 Months Ended
	Jun. 30, 2017USD ($)	Jun. 30, 2017USD ($)
Derivative [Line Items]
Floating rate trust preferred debenture face amount	$ 5,000,000	$ 5,000,000
Derivative Financial Instruments [Abstract]
Proceeds from sale and repurchase U.S. Treasury securities		$ 40,000,000
Repurchase agreement period		30 days
Recognized gain on the sale and repurchase of securities	156,000	$ 250,000
Recognized tax benefits from reversal of reserves	$ 60,000	$ 96,000
Effective tax rate	21.30%	22.60%
Expected effective tax rate with no impact of hedging	26.70%	27.10%
After tax interest expenses partially offset	$ 137,000	$ 266,000
Reduction in pretax net interest margin	222,000	430,000
Increase in after-tax net income	79,000	80,000
Consulting and placement fees		128,000
Deferred Fees	77,000	77,000
Deferred fees [Member]
Derivative Financial Instruments [Abstract]
Consulting and placement fees		79,000
Interest Expense
Derivative Financial Instruments [Abstract]
Consulting and placement fees		49,000
Interest Rate Swap [Member]
Derivative [Line Items]
Notional amount	$ 2,000,000	$ 2,000,000
Remaining term		7 years
Fixed interest rate	4.96%	4.96%
LIBOR [Member]
Derivative [Line Items]
Term of variable rate		3 months

Accumulated Other Comprehensi61

Accumulated Other Comprehensive Income (Loss) - Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax (Details) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016	Jun. 30, 2017	Jun. 30, 2016
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance			$ 58,361	$ 71,229
Other comprehensive income before reclassifications	$ 845	$ 26	1,480	372
Amounts reclassified from AOCI	(58)	120	(78)	208
Balance	61,531	60,123	61,531	60,123
Retirement Plans [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance	(1,490)	(1,812)	(1,513)	(1,844)
Other comprehensive income before reclassifications	0	0	0	0
Amounts reclassified from AOCI	22	33	45	65
Balance	(1,468)	(1,779)	(1,468)	(1,779)
Unrealized Gains and Losses on Financial Derivative [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance	0	(8)	0	(16)
Other comprehensive income before reclassifications	0	1	0	1
Amounts reclassified from AOCI	0	7	0	15
Balance	0	0	0	0
Unrealized Gains and Losses on Available-for-Sale Securities [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance	(1,275)	322	(1,845)	(51)
Other comprehensive income before reclassifications	832	4	1,445	329
Amounts reclassified from AOCI	(80)	80	(123)	128
Balance	(523)	406	(523)	406
Unrealized Loss on Securities Transferred to Held-to-Maturity [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance	(442)	(633)	(464)	(654)
Other comprehensive income before reclassifications	13	21	35	42
Amounts reclassified from AOCI	0	0	0	0
Balance	(429)	(612)	(429)	(612)
AOCI Attributable to Parent [Member]
Changes in the Components of Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]
Balance	(3,207)	(2,131)	(3,822)	(2,565)
Balance	$ (2,420)	$ (1,985)	$ (2,420)	$ (1,985)

Accumulated Other Comprehensi62

Accumulated Other Comprehensive Income (Loss) - Summary of Amounts Reclassified Out of Each Component of AOCI (Details) - USD ($) $ in Thousands		3 Months Ended				6 Months Ended
		Jun. 30, 2017		Jun. 30, 2016		Jun. 30, 2017	Jun. 30, 2016
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest on long term borrowings		$ (128)		$ (71)		$ (248)	$ (143)
Salaries and employee benefits		(2,819)		(2,653)		(5,669)	(5,338)
Net gains on sales and redemptions of investment securities		135		132		206	212
Provision for income taxes		(238)		(225)		(483)	(498)
Net income attributable to Pathfinder Bancorp Inc.		920		832		1,720	1,493
Reclassification out of Accumulated Other Comprehensive Income [Member] | Unrealized Holding Gain on Financial Derivative [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Interest on long term borrowings		0	[1]	(11)	[1]	0	(25)	[1]
Provision for income taxes		0	[1]	4	[1]	0	10	[1]
Net income attributable to Pathfinder Bancorp Inc.		0	[1]	(7)	[1]	0	(15)	[1]
Reclassification out of Accumulated Other Comprehensive Income [Member] | Retirement Plan Items [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Salaries and employee benefits	[2]	(37)	[1]	(54)	[1]	(73)	(109)	[1]
Provision for income taxes	[2]	15	[1]	21	[1]	28	44	[1]
Net income attributable to Pathfinder Bancorp Inc.	[2]	(22)	[1]	(33)	[1]	(45)	(65)	[1]
Reclassification out of Accumulated Other Comprehensive Income [Member] | Available-for-Sale Securities [Member]
Reclassification Adjustment out of Accumulated Other Comprehensive Income [Line Items]
Net gains on sales and redemptions of investment securities		135	[1]	(132)	[1]	206	(212)	[1]
Provision for income taxes		(55)	[1]	52	[1]	(83)	84	[1]
Net income attributable to Pathfinder Bancorp Inc.		$ 80	[1]	$ (80)	[1]	$ 123	$ (128)	[1]
[1]	Amounts in parentheses indicates debits in net income.
[2]	These items are included in net periodic pension cost.